PROFESSIONAL DEVELOPMENT DIRECTORY Calendar Program Descriptions Pricing Registration Information Webinars TBA Contacts

Transcription

1 PROFESSIONAL DEVELOPMENT DIRECTORY Calendar Program Descriptions Pricing Registration Information Webinars TBA Contacts

2 AT-A-GLANCE CALENDAR JANUARY S M T W T F S 1* FEBRUARY S M T W T F S CEO Forums Senior Lender Forums 19 20* Risk Officer Forums Fund of Compliance MARCH S M T W T F S Day 5 6 Eval & 7 8 on Hill Appraisal Intro to Basic IRA Seminar Banking The Southeastern School of Consumer Credit HR Conference Sr HR BSA/AML Comp Forums FDIC FDIC Outreach Outreach MAY S M T W T F S Sr Comp Forums Senior Lender Forums Real Estate Lending Compliance Washington Conference CEO Forums The Southeastern School of Commercial Lending 25 26* Legislative Credit Reception Conference CFO/Controller Forums 16 17* Sr Comp Off Forums Call Report Safety & The Southeastern School Soundness of Adv Comm Lending Essen of Comm Lending APRIL S M T W T F S Branch Mgmt IT/Ops Forums Loan Assistants Analyz Constr Secured Loan Docs Fin Info Lending Sec Loan Doc Commercial Strategic Tech Conf Wire Fraud TN Deposit Account Administration Leadership Convention JUNE S M T W T F S Risk Officer Forums th TBA Annual Meeting CFO/Controller Forums * Federal Reserve Holidays

3 3 JULY S M T W T F S * 5 AUGUST S M T W T F S Branch Mgmt IT/Ops Forums The Southeastern School of Banking I & II 26 Fair Lending Comp Sr HR Forums Train the Trainer Sr Comp Officer Internal Audit Programs Forums Enterp Risk Mgmt Membership Meetings Training the Basic Consumer Credit Analyst Lending SEPTEMBER S M T W T F S Bank Dir Retreat Integrated Disclosures & Revised Finance Change Rules * * IRS Reporting NOVEMBER BSA / AML Compliance Mgmt Comp with Fed Lending Regs CEO Forums Comp Fed Lending SE IRA Institute Senior Lender Forums CEO/Executive Branch Mgmt Conference Mgmt S M T W T F S Sr HR 7 8 Forums Branch Bank Security & Mgmt Risk Mgmt Conf * Sr Comp Forums IT/Ops Forums 1 OCTOBER S M T W T F S 1 2 Credit Risk Mgmt IRA Update and Review * * Trust & Wealth Mgmt Conference CFO/Controller Forums New Accounts in Tennessee Financial Statements Indep Bankers Div Conv & Tax Analysis Loan Construction Assistants Lending DECEMBER Compliance Conf S M T W T F S * Federal Reserve Holidays

4 AT-A-GLANCE PROGRAM LIST January 7, 8, 9 CEO Forums Session 1 of 3 January 15, 16, Senior Lender Forums Session 2 of 3 January 22 & 23 Fundamentals of Compliance Nashville January Risk Management Officer Forums Session 2 of 3 February 5 Legislative Reception War Memorial Auditorium, Nashville February 6 & 7 NEW LOCATION Credit Conference Omni Hotel, Nashville February 11, 12, 13 CFO/Controller Forums Session 1 of 3 February Senior Compliance Officer Forums Session 2 of 4 February The Southeastern School of Advanced Commercial Lending Loews Vanderbilt Hotel, Nashville February 25 Call Report Preparation February 27 NEW Safety and Soundness February 27 & 28 Essentials of Commercial Lending Loews Vanderbilt Hotel, Nashville March 4 Young Bankers Division Day On the Hill Tennessee State Capitol, Nashville March 4, 5, 6 Basic IRA Seminar Knoxville, Nashville, Jackson March 6 NEW Appraisals and Evaluations: Keeping Your Valuation Program Compliant March 7 Introduction to Banking March 9-14 The Southeastern School of Consumer Credit March 18 & 19 BSA/AML Compliance School Franklin Marriott Cool Springs, Franklin March 19 & 20 Human Resources Conference Embassy Suites Hotel & Conference Center, Murfreesboro March Senior Human Resources Forums Session 2 of 3 March 25, 27 FDIC Outreach Nashville, Knoxville April 1 Branch Management Series Session 1 of 4 April 4 IT/Operations Officer Forums Session 1 of 3 April 8, 9 Workshop for Loan Assistants & Loan Processors Knoxville, Nashville April 8, 9, 16 Secured Loan Documentation Nashville, Knoxville, Jackson April 10 Analyzing the Small Business Owner s Financial Information April 11 Commercial Real Estate Construction Lending April 15 & 16 Strategic Technology Conference Embassy Suites Hotel & Conference Center, Murfreesboro April 21, 22, 23, 24 Tennessee Deposit Account Administration Jackson, Nashville, Kingsport, Knoxville April Leadership Convention Hilton Sandestin Resort, Sandestin, FL April 30 WEBINAR NEW HMDA Update Online Only May Senior Compliance Officer Forums Session 3 of 4 May 5 & 6, 7 & 8 Real Estate Lending Compliance Knoxville, Nashville May Washington Conference Washington, DC May 7, 8, Senior Lender Forums Session 3 of 3 May 13, 14, 15 CEO Forums Session 2 of 3 May The Southeastern School of Commercial Lending June Risk Management Officer Forums Session 3 of 3

5 5 June th TBA Annual Meeting The Breakers, Palm Beach, FL June 25, 26, 27 CFO/Controller Forums Session 2 of 3 July 15 Branch Management Series Session 2 of 4 July 18 IT/Operations Officer Forums Session 2 of 3 July 20-25, Concurrent Sessions The Southeastern School of Banking I & II Belmont University, Nashville July 22, 23, 24 NEW Fair Lending Compliance Knoxville, Nashville, Jackson July Senior Human Resources Forums Session 3 of 3 July 31 NEW Train the Trainer August 4, 5, 6, 7, 8, 11, 12 Membership Meetings Cookeville, Chattanooga, Kingsport, Knoxville, Nashville, Jackson, Memphis August Senior Compliance Officer Forums Session 4 of 4 August 13 & 14, 15 Internal Audit Programs August 19 NEW Risk Mgmt: Enhancing our Banking Model August 26 & 27 Training the Credit Analyst August 28 & 29 Basic Consumer Lending September 4 IRS Reporting September 8, 9, 10, 11 BSA/AML Compliance Management Kingsport, Knoxville, Jackson, Nashville September 15 & 16, 17 & 18, 24 & 25 Compliance with Federal Lending Regulations Nashville, Knoxville, Jackson September 16, 17, 18 CEO Forums Session 3 of 3 September 23 & 24 The Southeastern Institute for IRA Training Franklin Marriott Cool Springs, Franklin September 24, 25, Senior Lender Forums Session 1 of 3 September 28 - October 1 NEW CEO/Executive Management Conference Laguna Niguel, California September 30 Branch Management Series Session 3 of 4 October 1 & 2 Compliance Conference Nashville Airport Marriott, Nashville October 16 WEBINAR NEW Commercial Wire Transfer Fraud Online Only October 16 & 17 Trust & Wealth Management Conference October 20, 21, 22, 23 - Evening EVENING New Accounts in Tennessee Jackson, Nashville, Kingsport, Knoxville October 22, 23, 24 CFO/Controller Forums Session 3 of 3 October 28, 29 Personal and Business Financial Statement and Tax Return Analysis Knoxville, Nashville October 30 & 31 Independent Bankers Division Convention DoubleTree by Hilton, Nashville October 30 Workshop for Loan Assistants and Loan Processors Nashville October 31 NEW Commercial Real Estate Construction Lending November 5 Branch Management Series Session 4 of 4 November Sr Human Resources Forums Session 1 of 3 November Retail Officer Forums Session 1 of 3 November 6 & 7 Bank Security and Risk Management Conference Nashville Airport Marriott, Nashville November Sr Compliance Officer Forums Session 1 of 4 November 14 IT/Operations Officer Forums Session 3 of 3 November 17, 18, 19, 20 NEW Integrated Disclosures & Revised Finance Change Rules Jackson, Nashville, Knoxville, Kingsport November 19 & 20 Bank Directors Retreat Hermitage Hotel, Nashville December 2 NEW Credit Risk Mgmt Role in Enterprise Risk Mgmt Memphis December 2, 3, 4 IRA Update and Review Knoxville, Nashville Jackson

6 6 TABLE OF CONTENTS At-a-Glance Calendar... 2 At-a-Glance Program List... 4 TBA Staff...6 Program Descriptions & Pricing... 7 Southeastern Schools Affiliated Programs TBA STAFF ADMINISTRATION Colin Barrett, President - cbarrett@tnbankers.org Steve Curtis, Vice President of Information Technology - scurtis@tnbankers.org Stacey Langford, Senior Vice President of Membership - slangford@tnbankers.org Sharon Justice-McCray, Vice President of Human Resources & Facilities- sjustice-mccray@tnbankers.org Penny L. Powlas, Executive Assistant, Administration/Legal - ppowlas@tnbankers.org Sandra Johnson, Training Center Coordinator - sjohnson@tnbankers.org T Lanie Luu, Member Services Specialist - tluu@tnbankers.org Kym Burnett, Receptionist - recep@tnbankers.org LEGAL / GOVERNMENT RELATIONS Timothy L. Amos, Executive Vice President/General Counsel - timamos@tnbankers.org Amy Smith, Senior Vice President/Deputy Counsel - asmith@tnbankers.org ACCOUNTING Angela Griffin, CPA, Executive Vice President/CFO - agriffin@tnbankers.org Mike Ailinger, Staff Accountant - mailinger@tnbankers.org Shemeka Greer, Accounts Receivable Clerk - sgreer@tnbankers.org Felisha Gatlin, Accounts Payable Clerk - fgatlin@tnbankers.org EDUCATION Debbie M. Brickles, Senior Vice President of Training & Development - dbrickles@tnbankers.org Susan R. Taylor, CMP, Senior Vice President of Professional Development - srtaylor@tnbankers.org Monique Jenkins, Education Services Specialist - mjenkins@tnbankers.org COMMUNICATIONS Dianne W. Martin, Vice President/Director of Communications - dymartin@tnbankers.org Jennifer D. Bennett, Assistant Director of Communications - jbennett@tnbankers.org Lila Griffin, Proofreader - lgriffin@tnbankers.org

7 PROGRAM DESCRIPTIONS We encourage you to take a look at the wide variety of programs TBA is offering this year. While this directory represents programs for 2014 scheduled at the time we went to print, occasionally other hot topics are added to the calendar throughout the year. Consult our monthly calendar in The Tennessee Banker magazine for a current listing or visit our website at for up-to-date information on all our programs and products. This directory lists only the early registration prices. For most programs, early registration closes at the end of business two weeks before the scheduled program date. Then prices increase by $30. All registrations received the day of the program will be assessed an additonal $50 late registration fee no exceptions. Complete pricing details, including nonmember prices, are in the program brochure and TBA's online calendar. Participation in TBA programs is limited to members, associate members, and nonmembers from an eligible membership category at applicable member or nonmember rates. Programs have not been pre-approved for ICB CE credits. Attendants who require ICB credits should go to membercereview.aspx for further instructions. NOTE: All dates, prices, instructors, and other information listed in the 2014 TBA Professional Development Directory were correct at time of printing. They are, however, subject to changes.

8 PROGRAM DESCRIPTIONS CONTINUED CEO Forums - SESSION 1 OF 3 January 7, 8, 9 - May 13, 14, 15 September 16, 17, 18 TBA Members Early Registration - $1,200 for all three sessions The three groups of CEO Forums have proven to be an ideal platform for CEOs/ presidents from noncompeting banks throughout Tennessee to exchange ideas freely, dissect challenges openly, and discuss solutions in a small-group setting. The ultimate goals are to help participants grow both professionally and personally and to improve the performance of their banks. Paul Sims of Guided Solutions is the facilitator for these programs. Each session in this three-part program is stand-alone in content, and registrants may join the group at any time within the series. This program is limited to 15 attendants in each group. Senior Lender Forums - SESSION 2 OF 3 September 25, 26, 27, January 15, 16, 17, 2014 May 7, 8, 9, 2014 TBA Members Early Registration - $1,200 for all three sessions This full-day session, facilitated by Paul Sims, Guided Solutions, has proven to be one of the most beneficial programs ever offered to this level of banker. These sessions provide an ongoing opportunity and platform for noncompeting senior lenders to discuss important issues and exchange ideas relating to the lending functions within their organizations. Each session is stand-alone in content, and registrants may join the group at any time within the three-part series. This program is limited to 15 attendants in each group Fundamentals of Compliance January 22 & 23 - per day Single Day TBA Member/Associate Member Early Registration - $220 Both Days TBA Member/Associate Member Early Registration - $440 TBA Contact: Penny Powlas This program is a two-day comprehensive review of the most important compliance regulations. The program is divided into two parts to permit bank personnel to attend either one or both days. The first day covers deposit area issues: Right to Financial Privacy

9 9 Fundamentals of Compliance continued Act, Reg D, Reg Q, Electronic Funds Transfer (Reg E), Expedited Funds Availability (Reg CC), Taxpayer Identification Numbers, and Truth-in-Savings Act (Reg DD). The second day focuses on lending area issues: Equal Credit Opportunity (Reg B), Fair Credit Reporting, Fair Housing, Home Mortgage Disclosure Act, Credit Practices Rule (Reg AA), Flood Disaster Protection, RESPA, and Truthin-Lending (Reg Z). Professional Bank Services, Louisville, KY, will provide the speakers Risk Management Officer Forums - SESSION 2 OF 3 September 4, January 23, 2014 June 3, 2014 TBA Members Early Registration - $1,200 for all three sessions Organizations encounter risk every day, both known and unknown. In conducting appropriate oversight, regulators, boards, and senior management expect organizations not only to identify, weigh, and manage all risk, but also to plan for the management of future risks. This forum will be structured to address all aspects of the risk management process. It is formatted to provide a platform for senior/executive managers with enterprise risk focus to network and find answers, solutions, and best practices to common and pressing issues relevant to this area of the bank. Karl Nelson of KPN Consulting is the facilitator for these programs. Each session in this three-part program is stand-alone in content, and registrants may join the group at any time within the series. This program is limited to 15 attendants in each group. Legislative Reception February 5 - War Memorial Auditorium, Nashville TBA Member Early Registration - $50 TBA Contact: Penny Powlas TBA hosts a reception for members of the Tennessee General Assembly to promote oneon-one communication between bankers and their legislators and to encourage banker involvement in the government relations program. This reception immediately precedes the Credit Conference, also in Nashville. TAKE NOTE For most programs, early registration pricing ends 2 weeks prior to the start of the program, after which the price increases by $30. Registrations received the day of the program will be assessed an additional $50 late registration fee. Program brochures and the online calendar contain full pricing information.

10 PROGRAM DESCRIPTIONS CONTINUED Credit Conference - NEW LOCATION February 6 & 7 - Omni Hotel, Nashville 9 hours CPE TBA Member/Associate Member Early Registration - $400 One of the TBA s best-attended programs, this conference annually attracts over 450 commercial loan officers, loan support personnel, and both senior and executive-level management. The Credit Conference traditionally features an economist and a nationally known luncheon speaker. Brochures will be mailed in December Team discounts are available for multiple registrations from the same institution. Please see the program brochure or our website for complete pricing information Senior Compliance Officer Forums - SESSION 2 OF 4 November 13, February 19, 2014 May 1, 2014 August 12, 2014 TBA Member Early Registration - $1,200 for all four sessions These forums, facilitated by Connie Edwards, CRCM, president, Banc Compliance Group, Inc, will bring together senior compliance officers those for whom compliance is their primary responsibility within the institution in a small-group setting to exchange ideas freely, dissect challenges openly, and discuss solutions that can improve the performance of your bank in the area of compliance. CFO/Controller Forums - SESSION 1 OF 3 February 11, 12, 13 - June 25, 26, 27 October 22, 23, 24 TBA Member Early Registration - $1,200 for all three sessions These CFO/Controller Forums provide an investment for you and your bank s future by offering a platform and opportunity for noncompeting CFOs and controllers to exchange ideas freely, dissect problems, and discuss important issues with peers. Groups are organized based on bank size and market to ensure that participants have as much in common as possible. Each group meets three times during the year. This program is limited to 15 attendants in each group.

11 11 The Southeastern School of Advanced Commercial Lending SM February Loews Vanderbilt Hotel, Nashville 21 hours CPE TBA Member/Associate Member Discounted Tuition - $1,025 The Southeastern School of Advanced Commercial Lending SM is an intensive three-day school focusing on new approaches to managing problem loans and portfolio credit risk, commercial real estate lending, pricing for profitability, and advanced cash flow and loan structuring. John Barrickman, president of New Horizons Financial Group, LLC, and the author of the ABA commercial loan curriculum; Jerry W. Crigger, DA, Chair of Excellence in Banking, Tennessee State University; and Michael E. Hendren, real estate senior credit officer with Pinnacle Financial Partners, are the instructors. Barrickman is also the lead instructor for both The Southeastern School of Commercial Lending SM and Essentials of Commercial Lending. This school is ideal for commercial lenders, relationship managers, portfolio managers, and senior credit managers. It is sponsored by the Tennessee Bankers Association in cooperation with the Alabama, Georgia, Louisiana, and Mississippi bankers associations. Call Report Preparation February 25 - TBA Member/Associate Member Early Registration - $220 Should training expenses be grouped in salaries and employee benefits? Get the answer to this question and many more by attending this seminar designed to explain the whys, hows, and wheres of call report preparation. The course is perfect for both the beginner and the experienced call report preparer. This one-day seminar will be presented by a team of Mauldin & Jenkins, LLC, professionals and will offer practical techniques to improve your overall reporting process. The instructors pace the class based upon the experience level of the attendants. Participants will receive a detailed line-by-line review in the completion of significant schedules of a call report and will be encouraged to share their call reporting experiences. Schedules RC-S (securitization) and RC-T (trust) are not covered. TAKE NOTE For most programs, early registration pricing ends 2 weeks prior to the start of the program, after which the price increases by $30. Registrations received the day of the program will be assessed an additional $50 late registration fee. Program brochures and the online calendar contain full pricing information.

12 PROGRAM DESCRIPTIONS CONTINUED Safety and Soundness - NEW February 27 - TBA Member/Associate Member Early Registration - $220 Based on both the reduction in the number of failures as well as the significant profitability over the past year, the banking crisis appears to be coming to an end. That said, between a troublesome economy and unprecedented low interest rates, we clearly are not without our challenges in If those challenges aren t sufficient, we can also count on additional requirements from both Dodd-Frank and BASEL III! How we manage each of these opportunities will have a lot to do with our success in 2014, and this workshop, conducted by KPN Consulting, is designed to provide bankers with valuable information on these issues, as well as an opportunity to discuss these challenges. Essentials of Commercial Lending February 27 & 28 - Loews Vanderbilt Hotel, Nashville 14 hours CPE TBA Member/Associate Member Early Registration - $440 This two-day workshop will focus on the concepts and techniques of commercial lending. It is excellent preparation for those interested in attending The Southeastern School of Commercial Lending SM in May. Participants will develop the ability to use financial information to make credit decisions and to structure loans properly. Discussion will cover the techniques that help identify the underlying business reasons for borrowing. Case studies will be used. The workshop is designed for commercial loan officers, loan review personnel, and branch managers. John Barrickman, president of New Horizons Financial Group, LLC, and the author of the ABA commercial loan curriculum, is the instructor. Barrickman is also the lead instructor for The Southeastern School of Commercial Lending SM and The Southeastern School of Advanced Commercial Lending SM. Young Bankers Division Day on the Hill March 4 - Tennessee State Capitol, Nashville TBA Member/Associate Member Early Registration - $40 TBA Contact: Penny Powlas Day on the Hill was designed to enhance the TBA government relations program and to introduce bankers to the Tennessee legislative process. Bankers will hear informative presentations from lawmakers and other political officials within the General Assembly. Along with a briefing on legislative issues pertinent to the financial services industry, bankers will view the proceedings of the House and Senate committee hearings, session proceedings on the floor, and have the opportunity to visit with their representatives and senators. Lunch is included.

13 13 Basic IRA Seminar March 4, 5, 6 - Knoxville, Nashville, Jackson TBA Member/Associate Member Early Registration - $220 Patrice M. Konarik, CFP, president of Sunwest Training Corporation, will cover the most basic aspects of being an IRA custodian. Basic IRA Seminar is the first of two regional IRA workshops for 2014 and will include beginning knowledge of IRA terminology, proper IRA set-up and plan opening, qualifications and contribution limits for all IRA plan types, rollovers and transfers, and basic distribution information. The intermediate- to advanced-level IRA Update program is scheduled for December. If you have attended one of Konarik s IRA programs, you know how frequently you refer to the Red Book you receive each year as a quick reference guide. Appraisals & Evaluations: Keeping Your Valuation Program Compliant March 6 - TBA Member/Associate Member Early Registration - $220 This one day workshop will focus on the key points that banks need to be aware of relating to ordering and reviewing appraisals to ensure they are operating in compliance with the new Reg B and Reg Z requirements, with focuses on ECOA Valuations Rule, HPML Transactions & Qualified Mortgages, and the Interagency Appraisal and Evaluation Guidelines. Introduction to Banking March 7 - TBA Member/Associate Member Early Registration - $220 Ask any banker... one effect of industry consolidation has been the loss or displacement of experienced staff members. Having the foundation training is essential for those employees who may be moving up within your bank or who may be coming into banking from school or other work experience. This workshop is designed for managers, supervisors, and staff members at all levels who are new to banking and have minimal general knowledge of the industry. It covers the most important fundamentals and provides basic knowledge useful to bankers at all levels. The tools they receive will serve as valuable resources ongoing. Ray O. Powell, Jr, president and founder of Consultraining Associates, is the instructor. This seminar is also suggested groundwork for those interested in attending The Southeastern School of Banking SM.

14 PROGRAM DESCRIPTIONS CONTINUED The Southeastern School of Consumer Credit SM March hours CPE TBA Member/Associate Member Discounted Tuition - $1,500 The Southeastern School of Consumer Credit SM is an intermediate-level, oneweek program featuring over 30 hours of classroom instruction through14 modules in five course clusters that provide specialized but well-rounded training in consumer banking. Recommendations for participation include at least one year s experience in consumer credit or five years of general banking experience in addition to prescribed AIB or college course prerequisites. The school is sponsored by the Tennessee Bankers Association in cooperation with the Alabama, Georgia, Mississippi, and Louisiana bankers associations. Participants are housed at the Loews Vanderbilt Hotel. BSA/AML Compliance School March 18 & 19 - Franklin Marriott Cool Springs, Franklin 13 hours CPE TBA Member/Associate Member Early Registration - $440 Maintaining or auditing a Bank Secrecy Act (BSA) compliance effort and an anti-money laundering (AML) program requires a solid foundation in current regulations and regulatory philosophies. This two-day program addresses the BSA/AML issues of the day. The curriculum is updated annually to include current BSA/AML compliance management issues in addition to a review of technical compliance requirements that have been in place for some time. The program is supported by comprehensive materials that serve as a detailed reference for your BSA/AML compliance efforts ongoing. Human Resources Conference March 19 & 20 - Embassy Suites Hotel & Conference Center, Murfreesboro 9 hours CPE TBA Member/Associate Member Early Registration - $350 This annual conference covers compliance issues related to the human resources function and addresses the most current topics and management issues. Human resource professionals from across the state network with peers and find solutions to their common problems. TAKE NOTE For most programs, early registration pricing ends 2 weeks prior to the start of the program, after which the price increases by $30. Registrations received the day of the program will be assessed an additional $50 late registration fee. Program brochures and the online calendar contain full pricing information.

15 Senior Human Resources Forums - SESSION 2 OF 3 November 7, March 21, 2014 July 24, 2014 TBA Member Early Registration - $1,200 for all three sessions In this program facilitated by Jerry Newsome of Littler Mendelson, PC, the country s largest law firm devoted exclusively to representing management in employment and labor law matters, those who are responsible for human resource-related issues in their institutions have the opportunity to discuss their concerns and explore collaborative solutions to problems they face on a day-to-day basis. The forum group will meet three times annually, and the agenda for each session will flow based on feedback from participants in the forum group. As necessary, subject matter experts will be brought in to cover specific issues and topics. FDIC Outreach Symposium March 25, 27 - Nashville, Knoxville 5 hours CPE TBA Member/Associate Member Early Registration - $220 The Dallas Region of the Federal Deposit Insurance Corporation and the Tennessee Bankers Association are jointly presenting the 2014 Banker Outreach program. At this very important program, attendants will network with state and federal regulators to learn about current and emerging issues and trends facing the financial services industry. Topics will cover what is going on within our state and what it means to our banks and the overall commerce industry. The program content will be tied closely to feedback from bankers. Branch Management Series - SESSION 1 OF 4 April 1 - TBA Member/Associate Member Early Registration - $860 for all four sessions More than ever before, today s branch manager is faced with a multitude of challenges and opportunities. This four-part series focuses on the critical success elements of managing and leading a successful team within the branch. Each workshop is designed as a stand-alone session packaged full of checklists, job aids, case studies, examples, and real-world situations that every participant can take back and apply immediately within their scope of work. New materials will be covered for Dianne Barton, president, Performance Solutions, Inc, will lead this four-part series.

16 PROGRAM DESCRIPTIONS CONTINUED IT/Operations Officer Forum - SESSION 1 OF 3 April 4 - July 18 November 14 TBA Member Early Registration - $1,200 for all three sessions These forums will address the needs of information technology officers and operations officers. The program facilitator is Susan Orr, a leading financial expert with vast regulatory, risk management, and security best practice knowledge and expertise. The group meets three times during the year. Workshop for Loan Assistants and Loan Processors April 8, 9 - Knoxville, Nashville TBA Member/Associate Member Early Registration - Price $220 This day-long workshop is designed to increase the lending knowledge and administrative effectiveness of one of the most important positions in a community bank s lending staff the loan assistant/loan processor. All of the objectives of the program are directed at increasing the performance effectiveness of these individuals. Secured Loan Documentation - NEW MATERIALS/PRESENTER April 8, 9, 16 - Nashville, Knoxville, Jackson TBA Member/Associate Member Early Registration - $220 This program, led by Jerry Crigger, PhD, Chair of Banking at Tennessee State University, will deal with proper lien creation, documentation, and monitoring within the Revised UCC Article 9 requirements. It will cover fundamental procedures, terms, and definitions of effective and efficient secured lending; required documentation for proper creation of perfected, first-lien security interests of all kinds of collateral except real estate will be covered; security agreements, notes, and UCC filing requirements for each type of collateral; the how, when, and why of guarantees and co-signers; and, the signature requirements and supporting documentation requirements for all types of borrowers including individuals, corporations, partnerships, LLCs, and assumed names.

17 17 Analyzing the Small Business Owner s Financial Information April 10 - Nashville TBA Member/Associate Member Early Registration - Price $220 This program, presented by John Cochran, Cochran and Associates, Jefferson City, MO prepares lenders, credit analysts, and loan review staff to understand what is involved in personal financial statements and returns with regard to understanding the balance sheet and income relationships of small business owners. This, in turn, affects timely and orderly repayment and overall borrower s credit quality. Cochran presents ratio analysis and debt service coverage concepts within the context of the review of case studies. Commercial Real Estate Construction - NEW FOR 2014 April 11 - TBA Member/Associate Member Early Registration - Price $220 In many community banking markets, commercial construction lending is re-establishing itself as a desirable line of business. The commercial projects when managed responsibly represent sound opportunities for both loan portfolio growth and profitability. The seminar topics listed below take the commercial real estate construction request from initial underwriting through project completion, emphasizing safe and sound lending considerations in each phase. Strategic Technology Conference April 15 & 16 - Embassy Suites Hotel & Conference Center, Murfreesboro 10 hours CPE TBA Member/Associate Member Early Registration - $400 This conference, for community bank CEOs, senior department heads, and senior officers who have strategic planning responsibilities for their institutions, focuses on the community bankers technology planning needs. It features nationally known speakers who are experts in the areas of financial institution technology, as well as technology vendors available on-site to answer questions regarding the latest in financial services technology. Team discounts are available for multiple registrations from the same institution. Please see the program brochure or our website for complete pricing information. TAKE NOTE For most programs, early registration pricing ends 2 weeks prior to the start of the program, after which the price increases by $30. Registrations received the day of the program will be assessed an additional $50 late registration fee. Program brochures and the online calendar contain full pricing information.

18 PROGRAM DESCRIPTIONS CONTINUED Tennessee Deposit Account Administration April 21, 22, 23, 24 - Jackson, Nashville, Kingsport, Knoxville TBA Member/Associate Member Early Registration - $220 Delivered by Laura Wilson, Pegasus Educational Services. LLC, this full-day program focuses on Tennessee law regarding deposit accounts, including ownership and survivorship provisions, documentation requirements, what to do on the death of an owner, and common problems in account administration daily issues in every financial institution. This seminar includes information on powers of attorney and making changes to accounts. It is designed to meet the needs of auditors, supervisors, and senior new accounts personnel. This is the best seminar available on this topic. Each seminar attendant receives a detailed resource manual. Leadership Convention April Hilton Sandestin Resort, Sandestin, FL 3 hours CPE TBA Member/Associate Member Early Registration - $275 This convention is sponsored by the Young Bankers Division and will include the election of officers and directors, recognition of bankers working with the Personal Economics Program (PEP), educational sessions, and entertainment. Bankers of all ages are encouraged to attend. HMDA Update - A TBA WEBINAR April 30 - Online Only TBA Member/Associate Member Early Registration - $195 A TBA webinar presented by Mary Neil Price, counsel, Dickenson Wright. The Home Mortgage Disclosure Act (HMDA) continues to challenge mortgage lenders each year. Data integrity testing is evolving beyond random sampling of files to a more statistical risk based approach. Current regulatory focus on the accuracy of HMDA data is due to the increased use of aggregate data by regulators, government agencies and public interest groups. HMDA data is used in fair and responsible lending examinations, investigations and enforcement actions Senior Compliance Officer Forums - SESSION 3 OF 4 May 1 - For a complete program description, see the initial session listing on February 19.

19 Washington Conference May Washington DC TBA Contact: Penny Powlas The Government Relations Committee schedules meetings with the federal bank regulatory agencies, national trade associations, and the Tennessee congressional delegation and their staff. This trip highlights current federal legislative and regulatory issues and promotes greater individual involvement at the federal level. While the visit is primarily for the members of the Government Relations Committee, the TBA board, and the Independent Bankers Division board, occasionally a few extra places are available. Real Estate Lending Compliance May 5 & 6, 7 & 8 - Knoxville, Nashville 13 hours CPE TBA Member/Associate Member Early Registration - $440 This two-day program conducted by Jack Holzknecht, Pegasus Educational Services, LLC, will cover the most current issues dealing with the addition of new and revised real estate lending rules Senior Lender Forums - SESSION 3 OF 3 May 7, 8, 9 - For a complete program description, see the initial session listing on January 15. CEO Forums - SESSION 2 OF 3 May 13, 14, 15 - For a complete program description, see the initial session listing on January 7. TAKE NOTE For most programs, early registration pricing ends 2 weeks prior to the start of the program, after which the price increases by $30. Registrations received the day of the program will be assessed an additional $50 late registration fee. Program brochures and the online calendar contain full pricing information.

20 PROGRAM DESCRIPTIONS CONTINUED The Southeastern School of Commercial Lending SM May hours CPE TBA Member/Associate Member Discounted Tuition - $1,500 This intensive, one-week school concentrates on all aspects of commercial lending. Students receive over 40 hours of classroom instruction, discussion, and case studies. Recommendations for attendance include at least one year of commercial lending experience or five years of general banking experience in addition to prescribed AIB or college course prerequisites The school is sponsored by the Tennessee Bankers Association in cooperation with the Alabama, Georgia, Louisiana, and Mississippi bankers associations. Students are housed at the Loews Vanderbilt Hotel Risk Management Officer Forums - SESSION 2 OF 3 June 3, TBA Members Early Registration - $1,200 for all three sessions For a complete program description, see the initial session listing on January th TBA Annual Meeting June The Breakers, Palm Beach, FL TBA Contact: Penny Powlas In 2014, Tennessee bankers will revisit the The Breakers, the AAA Five Diamond Awardwinning hotel in Palm Beach, Florida. Delegates will enjoy informative speakers and social events at this annual gathering of bankers and vendors from across the state. CFO/Controller Forums - SESSION 2 OF 3 June 25, 26, 27 - For a complete program description, see the initial session listing on February 13. Branch Management Series - SESSION 2 OF 4 July 15 - TBA Member/Associate Member Early Registration - $860 for all four sessions For a complete program description, see the initial session listing on April 1.

21 21 IT/Operations Officer Forums - SESSION 2 OF 3 July 18 - TBA Member/Associate Member Early Registration - $860 for all three sessions For a complete program description, see the initial session listing on April 4. The Southeastern School of Banking SM I & II July Belmont University, Nashville 70 hours combined CPE TBA Member/Associate Member Discounted Tuition - $1,500 The Southeastern School of Banking SM offers an 80-hour general banking curriculum. Serving Tennessee financial institutions since 1939, the two-year school incorporates lectures and home study assignments. Students from both years attend classes during the same week. Some of the topics covered in the first year are bank financial analysis, macroeconomics, asset/liability management, investments, lending, business planning, managing liquidity/capital planning, sales management, and HR management. The current version of the Stanford Bank Simulation Game is a tool for learning about financial institution management. The second-year general banking classes include managing up skills, a fraud overview ethics in banking, trust services, credit and credit scoring, technology in banking, the changing bank environment, bank security, management, and completion of the Stanford Bank Simulation Game. A must for career bankers! Students are housed at the Loews Vanderbilt Hotel. Fair Lending Compliance July 22, 23, 24 - Knoxville, Nashville, Jackson, TBA Member/Associate Member Early Registration - $220 Fair lending issues continue to be a major concern for the financial services industry. Regulators continue to enforce fair lending laws and evaluate what practices may be deemed unfair, deceptive or abusive to consumers. How do financial institutions prepare for these types of regulatory discussions and reviews? What should they be looking for? More importantly, how do they create a methodology for conducting fair lending reviews? This program will focus on steps financial institutions can take to prevent, detect and eliminate fair lending problems. This program builds a foundation with a brief overview of the five keystones of fair lending. TAKE NOTE For most programs, early registration pricing ends 2 weeks prior to the start of the program, after which the price increases by $30. Registrations received the day of the program will be assessed an additional $50 late registration fee. Program brochures and the online calendar contain full pricing information.

22 PROGRAM DESCRIPTIONS CONTINUED Senior Human Resources Forums - SESSION 3 OF 3 July 24 - For a complete program description, see the initial session listing on March 21. Train the Bank Trainer July 31 - TBA Member/Associate Member Early Registration - $220 If you are accountable for any kind of instruction or training in your organization, this workshop is for you. Learn from one of the nation s top trainers how to improve your communications, credibility, confidence, and skills Instructor Honey Shelton will provide you with a wealth of information that is just what you need to advance to the next level in your career. You will be eager to get back to work to put in place what you ve learned! Membership Meetings August 4, 5, 6, 7, 8, 11, 12 Cookeville, Chattanooga, Kingsport, Knoxville, Nashville, Jackson, Memphis TBA Member/Associate Member Registration - $35 TBA Contact: Penny Powlas BA Chairman Bill Marsh and President Colin Barrett, along with TBA staff, are looking forward to the annual TBA Membership Meetings. This year s program is going to be taking a look at new initiatives for the TBA and Tennessee banking industry. Each program will begin at 11:30 am with lunch and conclude by 1:00 pm. We look forward to seeing a large number of our bankers and associate members at this year s meetings Senior Compliance Officer Forums - SESSION 4 OF 4 August 12 - For a complete program description, see the initial session listing on February 19.

23 23 Internal Audit Programs August 13 & 14 Internal Audit and Risk Assessment School 13 hours CPE August 15 The Bank Audit Committee (Half Day) 3 hours CPE Audit School TBA Member/Associate Member Early Registration - $435 Bank Audit Committee TBA Member/Associate Member Early Registration - $170 TBA is conducting this timely, multi-day internal audit programming in conjunction with Crowe Horwath LLP. This live overview program is for internal auditors, senior staff who work within this area, and audit committee members with varied levels of experience. There Internal Audit Programs will be two separate programs over the two and one-half days. The first two days will provide an overview of the internal audit function along with audit concepts and techniques to aid in identifying risk in areas common to all financial institutions. Days 1 and 2 focus on discussions of internal auditing concepts. Day 3 is a half-day session dedicated to providing audit committee members with a better understanding of their duties, responsibilities, rights, and relationships with the board of directors, executive managers, and internal and external auditors. It will also cover issues concerning good corporate governance. Risk Management: Enhancing our Banking Model August 19 - TBA Member/Associate Member Discounted Tuition - $220 As we see an end to this banking crises, it is clear that the focus of our regulators is on enhancing our risk management procedures. Dodd-Frank and BASEL III are the most prominent examples of this focus and, although we do see unintended consequences coming for our industry from these discussions, we also believe that improving how we do business is crucial for survival going forward. This program will include a capital markets/regulatory update, and will look at stress testing for capital adequacy and BASEL III guidelines, investment risk, pricing risk, liquidity risk, reputation risk, compliance risk, and interest rate risk. TAKE NOTE For most programs, early registration pricing ends 2 weeks prior to the start of the program, after which the price increases by $30. Registrations received the day of the program will be assessed an additional $50 late registration fee. Program brochures and the online calendar contain full pricing information.

24 PROGRAM DESCRIPTIONS CONTINUED Training the Credit Analyst August 26 & hours CPE TBA Member/Associate Member Early Registration - $440 The art of credit analysis brings to light the actions or inactions of management that are the basis for the numbers on financial statements. Credit analysis serves three distinct purposes in the bank: to identify risk, opportunities, and help structure loans properly; to help customers make better business decisions; and to satisfy bank examiners. In this two-day, hands-on workshop, nationally known instructor and consultant David Kemp will arm you with the tools required to become a first-rate credit analyst a good grasp of accounting, loan policy, ratios, cash flows, and trend analysis. After this, it is up to you to apply your own judgment and common sense. Kemp is president of Bankers Management, Inc, in Atlanta, GA. Basic Consumer Lending August 28 & hours CPE TBA Member/Associate Member Early Registration - $440 This two-day basic program is for those charged with organizing and managing consumer loans. It is excellent preparation for those interested in attending The Southeastern School of Consumer Credit SM in March The workshop will address credit decision-making as well as the human relations aspect of lending. It includes case studies and role playing to acquaint you with effective interviewing skills and to improve your credit decisions. It also includes discussion on the concepts of secured lending, an analysis of decision making, and major changes to mortgage underwriting standards. The instructor is David Kemp, president of Bankers Management, Inc, Atlanta, GA. Kemp is a nationally recognized consultant in financial services training and bank consulting with over 30 years of banking experience and training. IRS Reporting September 4 - TBA Member/Associate Member Early Registration - $220 IRS requirements affect every relationship in the financial institution, and there are significant penalties for violations. This full-day seminar teaches financial institutions how to comply with IRS regulations at account opening, avoid penalties for incorrect name/tin combinations, and respond to IRS notices. The program includes a review of the most commonly filed information returns (1098, 1099s, and 5498). It also covers the requirement to report interest paid to certain nonresident aliens on Form 1042-S.

25 25 BSA/AML Compliance Management September 8, 9, 10, 11 - Kingsport, Knoxville, Jackson, Nashville TBA Member/Associate Member Early Registration - $220 This seminar is a comprehensive overview of BSA s record-keeping and reporting requirements. Program content also contains an introduction to suspicious activity reporting requirements, as well as the mandate to implement a written anti-money laundering program. These elements are integrated in a practical analysis of how to establish, evaluate, and administer a working BSA compliance effort. All persons with BSA/AML responsibilities, particularly BSA officers and auditors, are required to participate in ongoing training. This program serves as a detailed introduction for new personnel and an important review for experienced personnel. The instructor is Ken Golliher, Pegasus Education Services, LLC. Compliance with Federal Lending Regulations September 15 & 16, 17 & 18, 24 & 25 - Nashville, Knoxville, Jackson per day TBA Member/Associate Member Early Registration - $440 TBA Contact: Penny Powlas In light of new regulations from the CFPB, and more expected in 2014, the topic of lending compliance continues to evolve. This annual two-day federal lending compliance program will address the most current and pressing topics. At the time of this publication, it is too early to tell which topics will be most important. However, among those that may be covered are Regulation B, Fair Housing Act, Regulation C/HMDA, Fair Credit Reporting Act, RESPA, and Truth-in-Lending Act, among others It is designed for lending officers, compliance officers, and management. Please refer to the program brochure when published for the final program. CEO Forums - SESSION 3 OF 3 September 16, 17, 18 - For a complete program description, see the initial session listing on January 7. TAKE NOTE For most programs, early registration pricing ends 2 weeks prior to the start of the program, after which the price increases by $30. Registrations received the day of the program will be assessed an additional $50 late registration fee. Program brochures and the online calendar contain full pricing information.

26 PROGRAM DESCRIPTIONS CONTINUED The Southeastern Institute for IRA Training September 23 & 24 Franklin Marriott Cool Springs, Franklin 12 hours CPE TBA Member/Associate Member Early Registration - $440 Whether you are brand new to IRAs or an IRA veteran, this extended program format will serve the needs for all levels of employees at your financial institution. Verbal and written reviews will help you conquer the more complicated issues of IRAs. If you are looking for a seminar that will answer all your simple and complex questions, this one fits the bill. This institute will provide the new IRA banker and supervisor with a complete understanding of all areas of the IRA account, as well as an IRA review of the regulation changes and clarifications. Each participant will receive a comprehensive Sunwest Training IRA Training and Reference Manual. Patrice M. Konarik, CFP, president of Sunwest Training Corporation, is the instructor for this institute. She brings over 25 years of expertise in the retirement and new account areas and currently provides IRA training in 25 states Senior Lender Forums - SESSION 1 OF 3 September 24, 25, Dates TBD TBA Member Early Registration - $1,200 for all three sessions This full-day session facilitated by Paul Sims, Guided Solutions, has proven to be one of the most beneficial programs ever offered to this level of banker. These sessions provide an ongoing opportunity and platform for noncompeting senior lenders to discuss important issues and exchange ideas relating to the lending functions within their organizations. Each session is stand-alone in content, and registrants may join the group at any time within the three-part series. This program is limited to 15 attendants in each group. CEO/Executive Management Conference September 28 - October 1 - The Ritz-Carlton, Laguna Niguel TBA Member/Associate Member Early Registration - $285 TBA Contact: Penny Powlas Continue your professional development while learning from industry leaders in a beautiful setting. For the third year, the TBA is partnering with the Mississippi Bankers Association for this conference, which provides exceptional educational and networking opportunities for CEOs and other senior bank officers, along with their spouses/guests. The program opens with a welcome reception on Sunday, September 28; features morning general sessions for bankers on Monday and Tuesday with afternoons on your own; and concludes with a reception and dinner for the full group on Tuesday evening, September 30.

27 27 Branch Management Series - SESSION 3 OF 4 September 30 - TBA Member/Associate Member Early Registration - $860 for all four sessions For a complete program listing, see the initial session listing on April 1. Compliance Conference October 1 & 2 - Nashville Airport Marriott 12 hours CPE TBA Member/Associate Member Early Registration - $440 The two-day 2014 Compliance Conference is structured to provide you with solutions! The foundation of this conference is to find current, practical, understandable, and workable solutions to the regulatory changes that are occurring with increasing frequency. This conference will bring together national, regional, and local compliance experts. It provides a platform where you have access to answers from industry experts on issues such as new Dodd-Frank provisions, risk-based tolerance rules, community and fair lending, and insight into regulatory forecasts and trends, to name a few. You will network and learn from your peers. The format of the conference includes general sessions, panel presentations, and breakouts that focus on the most current regulatory issues. Commercial Wire Transfer Fraud - A TBA WEBINAR October 16 - Online Only TBA Member/Associate Member Early Registration - $195 Every day, banks commercial clients are electronically transferring funds amidst a climate where cyber fraud and security infiltrations run rampant. As banks customers use transfers to fund payroll, disburse escrows, and pay business expenses, perpetrators lurk in the background searching for ways to gain access to accounts and fraudulently transfer funds. Once this happens, and the funds can t be recovered, two questions loom: Who s liable, the bank or the customer? and Could the bank have protected itself? This webinar will provide the answers by reviewing the legal framework to help you understand the relevant considerations for security procedures and how courts are looking at the issues. It will also discuss the ways a loss can be avoided, how liability can be shifted from the bank and factors banks should consider in protecting themselves. TAKE NOTE For most programs, early registration pricing ends 2 weeks prior to the start of the program, after which the price increases by $30. Registrations received the day of the program will be assessed an additional $50 late registration fee. Program brochures and the online calendar contain full pricing information.

28 PROGRAM DESCRIPTIONS CONTINUED Trust and Wealth Management Conference October 16 & 17 - TBA Member/Associate Member Early Registration - $285 TBA Contact: Penny Powlas The Trust Conference is the annual meeting for TBA members working in the trust area. Events include a reception and dinner in addition to the business session, which provides information on a variety of topical trust issues. Past conferences have addressed mutual funds, employee benefits, legal updates, fiduciary compensation, and marketing. In addition, new trust committee officers are elected. New Accounts in Tennessee - EVENING PROGRAM October 20, 21, 22, 23 - Jackson, Nashville, Kingsport, Knoxville 3 hours CPE TBA Member/Associate Member Early Registration - $170 Providing quality customer service in a heavily regulated environment is a considerable challenge. Participants learn which requirements are governed by state law, federal regulation, or bank policy. The seminar highlights the relationship of account opening to the bank s BSA/AML program. The program is a great introduction to account ownerships permitted in our state for employees new to the job and a great refresher for experienced or repeat attendants. The seminar is held in the evening after bank hours in four locations across the state to allow for maximum participation. Attendants receive a detailed, user-friendly manual that serves as an excellent on-the-job resource. CFO/Controller Forums - SESSION 3 OF 3 October 22, 23, 24 - For a complete program listing, see the initial session listing on February 12. Personal & Business Financial Statement & Tax Return Analysis October 28, 29 - Knoxville, Nashville TBA Member/Associate Member Early Registration - $220 This program, presented by John Cochran, Cochran and Associates, prepares lenders, credit analysts, and loan review staff to understand what is involved in personal financial statements and returns with regard to understanding the balance sheet and income relationships of small business owners. This, in turn, affects timely and orderly repayment and overall borrower s credit quality. Cochran presents ratio analysis and debt service coverage concepts within the context of the review of case studies.

29 29 Workshop for Loan Assistants and Loan Processors October 30 - Nashville TBA Member/Associate Member Early Registration - $220 Presented by John Cochran, Cochran and Associates, this day-long workshop is designed to increase the lending knowledge and administrative effectiveness of one of the most important positions in a community bank s lending staff the loan assistant/loan processor. All of the objectives of the program are directed at increasing the performance effectiveness of these individuals. Independent Bankers Division Convention October 30 & 31 - DoubleTree by Hilton, Nashville 4 hours CPE TBA Member/Associate Member Early Registration - $215 Each year, over 150 bankers across the state come together at the Independent Bankers Division Convention. The first day includes a session on a relevant hot topic, followed by a reception for all convention participants. The business session on the following day covers current issues of interest to community banks and includes the election of division officers and directors. Commercial Real Estate Construction - NEW FOR 2014 October 31 - TBA Member/Associate Member Early Registration - Price $220 In many community banking markets, commercial construction lending is re-establishing itself as a desirable line of business. The commercial projects when managed responsibly represent sound opportunities for both loan portfolio growth and profitability. The seminar topics listed below take the commercial real estate construction request from initial underwriting through project completion, emphasizing safe and sound lending considerations in each phase. Branch Management Series - SESSION 4 OF 4 November 5 - TBA Member/Associate Member Early Registration - $860 for all four sessions For a complete program listing, see the initial session listing on April 1.

30 Senior Human Resources Forums - SESSION 1 OF 3 November Dates TBD TBA Members Early Registration - $1,200 for all three sessions In this program facilitated by Jerry Newsome of Littler Mendelson, PC, the country s largest law firm devoted exclusively to representing management in employment and labor law matters, those who are responsible for human resource-related issues in their institutions have the opportunity to discuss their concerns and explore collaborative solutions to problems they face on a day-to-day basis. The forum group will meet three times annually, and the agenda for each session will flow based on feedback from participants in the forum group. As necessary, subject matter experts will be brought in to cover specific issues and topics Retail Officer Forums - SESSION 1 OF 3 November Dates TBD TBA Members Early Registration - $1,200 for all three sessions The Retail Banking Officer Forums will provide a platform and opportunity for retail banking officers to exchange ideas freely, examine pressing issues in today s ever-evolving regulatory, cost-conscience, and productivity-driven environment. TBA is pleased to provide this program where individuals who are responsible for retail banking issues in their institutions have the opportunity to discuss those concerns and explore collaborative solutions to challenges they face on a day-to-day basis. The agenda for each session will flow based on feedback from participants in the forum group. As necessary, subject matter experts will be brought in to cover specific issues and topics based on responses from the forum members. Bank Security and Risk Management Conference November 6 & 7 - Nashville Airport Marriott, Nashville 10 hours CPE TBA Member/Associate Member Early Registration - $375 This annual conference is designed to give both the new and the experienced security officer a critical resource for receiving timely and continuing security education. It provides established and emerging industry-standard security practices; enhances the security professional s credibility with peers and their board of directors; allows you to continue your personal and professional development; and reduces your personal and corporate liability. Focusing on the hot topics involving bank security, this conference provides instruction, discussion, and experiential learning opportunities for all security professionals.

31 Senior Compliance Officer Forums - SESSION 1 OF 4 November Dates TBD TBA Members Early Registration - $1,200 for all four sessions These forums, facilitated by Connie Edwards, CRCM, president, Banc Compliance Group, Inc, will bring together senior compliance officers those for whom compliance is their primary responsibility within the institution in a small-group setting to exchange ideas freely, dissect challenges openly, and discuss solutions that can improve the performance of your bank in the area of compliance. IT/Operations Officer Forums - SESSION 3 OF 3 November 14 - For a complete program description, see the initial session listing on April 4. Integrated Disclosures and Revised Finance Change Rules - NEW November 17, 18, 19, 20 - Jackson, Nashville, Knoxville, Kingsport TBA Member/Associate Member Early Registration - $220 The CFPB has announced that they will publish extensive new rules in September 2013 to create new integrated disclosures (combine the GFE and early TIL disclosures and combine the HUD-1 and final TIL disclosures) and revise the rules related to finance charges. The rules are expected to be effective in late This new one-day program delivered by Jack Holzknecht, Pegasus Educational Services, will focus on these changes.current to the time frame. TAKE NOTE For most programs, early registration pricing ends 2 weeks prior to the start of the program, after which the price increases by $30. Registrations received the day of the program will be assessed an additional $50 late registration fee. Program brochures and the online calendar contain full pricing information.

32 32 Bank Directors Retreat November 19 & hours CPE (both sessions) - Hermitage Hotel, Nashville TBA Member/Associate Member Early Registration - $350 In its third year, the Bank Directors College offers community bank directors the opportunity to network and learn about current issues and strategic planning recommendations. Banks are encouraged to incorporate these two sessions into their annual agenda for their boards of directors and senior management officers. IRA Update and Review December 2, 3, 4 - Knoxville, Nashville, Jackson TBA Member/Associate Member Early Registration - $220 Patrice M. Konarik, CFP, president of Sunwest Training Corp, will cover changing regulations, rules, and detailed explanations of the more technical areas of IRAs. This intermediate-level seminar will explain the most up-to-date changes, including Health Savings Accounts and nonspouse beneficiary rollovers from Qualified Plans. You also will learn what should be included in your IRA customer files. Complicated distribution issues, such as death payments to a beneficiary, will be covered extensively to make sure your IRS reporting is on the right track. If you have attended one of Konarik s IRA programs, you ve learned her Red Book is key to answering all your customer s questions. The updated material is the core of this much sought after program. NOTES:

33 SOUTHEASTERN SCHOOLS Lending Schools The Southeastern School of Advanced Commercial Lending SM February 24-26, 2014 Discounted Tuition $1,025/Standard Tuition $1,225 Discounted tuition deadline is January 27, 2014 Brochure available December 2013 Loews Vanderbilt Hotel, Nashville The Southeastern School of Consumer Credit SM March 9-14, 2014 Discounted Tuition $1,500/Standard Tuition $1,700 Discounted tuition deadline is February 10, 2014 Brochure available December 2013 The Southeastern School of Commercial Lending SM May 18-23, 2014 Discounted Tuition $1,500/Standard Tuition $1,700 Discounted tuition deadline is April 21, 2014 Brochure available February 2014 General Banking Schools The Southeastern School of Banking SM I & II July 20-25, Concurrent Sessions Discounted Tuition $1,500/Standard Tuition $1,700 each year Discounted tuition deadline is June 16, 2014 Brochure available March 2014 Belmont University, Nashville Georgia Bankers Association Conducted by the TBA Lending schools are cosponsored by the Georgia, Louisiana, and Mississippi bankers associations

34 TBA AFFILIATED PROGRAMS 34 Southern Operations and Technology School May 4-9, 2014 University of Georgia, Athens, GA Tuition: $1,750/year Information: 404/ This two-year school provides an overview of bank operations and facilitates an understanding of the changing bank environment. The school s emphasis is on the traditional bank operations and compliance areas as well as technology, risk management, profitability, sales, and people-related issues. This school, conducted by the Georgia Bankers Association, is cosponsored by the Alabama, Kentucky, Louisiana, Mississippi, South Carolina, and Tennessee bankers associations. Graduate School of Banking at Louisiana State University May 25 - June 6, 2014 Baton Rouge, LA Tuition: $3,845 (plus one-time application fee of $150) Information: 888/ A graduate-level school for bank officers, the GSB is a three-year school with a two-week resident session each year. The school, organized in 1950, features computer-based simulations, microcomputer models, case work, and extension problems along with traditional classroom instruction. The GSB is cosponsored by 15 state bankers associations, including Tennessee. Financial Institutions Conference September 2014 (tentative) Location: TBD Information: 615/ or This program is designed for the CEO, CFO, and bank accountants. It is cosponsored by the Tennessee Bankers Association and the Tennessee Society of CPAs. Topics presented may include the economic outlook, regulatory updates, accounting and auditing update, incentive compensation, interest rate risk, developments in bank taxation, alternative funding sources for banks, and internet issues.

35 Athens Way, Ste 100 Nashville, TN Phone: (615) or (800)