Omega Psi Phi Fraternity Federal Credit Union (OPPFFCU) An Introduction to Your Credit Union OPPFFCU 2018
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1 (OPPFFCU) An Introduction to Your Credit Union OPPFFCU 2018
2 Omega Psi Phi Fraternity Federal Credit Union Norris C. Middleton President Curtis A. Baylor 1st Vice President Board of Directors Michael A. Seals 2nd Vice President; and Chairman, Investment and Marketing Committees Kenneth M. Younger Secretary; and Chairman, Asset Liability Committee Derrick A. Lowery Treasurer Marion L. Barnwell Chairman, Supervisory Committee Joseph Briggs Chairman, Credit Committee Ted Greer Chairman, Time and Place Committee Stafford L. Thompson, Sr. Chairman, Collections Committee Renard H. Marable Compliance Officer Nathaniel Grace Chairman, Marketing Committee Kenneth Terrell Member; Walter Watkins Member; James Jordan Member; Antonio F. Knox, Sr. Honorary Member, Grand Basileus, Omega Psi Phi Fraternity, Inc. Kermitt N. Waddell Counselor James A. Elam Board President, Emeritus (Deceased) 2
3 Background Parent Organization: Omega Psi Phi Fraternity, Inc. Chartered: January 31, 1986 (#24234) By the Economic Development Committee Under Grand Basileus Moses Norman Separate Legal Entity: Headquartered in Decatur, Georgia Board of Directors: Volunteers non-paid / non-expensed Day-to-Day Account Services: Contracted to a: Credit Union Accounting Management Organization (CAMO) Credit Union Support Organization (CUSO) operated by: Peach State Federal Credit Union Purpose: Provide the best in market financial services for our membership Serve as a Fraternal financial services leader Loans - Are the primary source of revenue for Shareholders Dividends and OPPFFCU operations 3
4 Facts OPPFFCU does not depend upon Fraternity corporate funding OPPFFCU day-to-day operational services provided by a CAMO OPPFFCU Board of Directors (Omega Men) direct and control CAMO operations OPPFFCU approach is to see how we can APPROVE loan applications OPPFFCU offers on-line Home Banking to all members OPPFFCU rates compare favorably to any other lending institution OPPFFCU offers money market checking accounts OPPFFCU pays tiered dividends to money market checking account holders 4
5 Products & Services Home Banking Single Account Joint Account Custodian Accounts Loans Life Membership Auto Debt Consolidation Business Checking Accounts OPPFFCU accounts have NCUA insurance up to $250,000 Description of all products and services are found on the OPPFFCU Web Site 5
6 Omega Psi Phi Fraternity Federal Credit Union Current TYPES OF LOANS State Automobile loans OPPFFCU is the most competitive for Pre-Owned Vehicles Personal loans Debt Consolidation: Clean up old, high rate debts by consolidating them into a single borrowing. Life Membership: Funding for the Life Membership in the Omega Psi Phi Fraternity, Inc. Chapter Loans: Financing for certain Omega Psi Phi Fraternity, Inc. Chapters needs. 6
7 Life Membership Loan Sale OPPFFCU extended the special Life Membership Loan sale to May 30, OPPFFCU offers its members a Life Membership special Loan Sale with an initial interest rate starting at 8.99%* To apply, go to: * Receipt of this special interest rate based on credit worthiness. 7
8 Credit Card Program In January 2018, OPPFFCU introduced a Credit Card. Sixty percent (60%) of all credit unions offer a credit card. OPPFFCU joins this elite group of Credit Unions by offering its members an Elite Platinum Visa Credit Card. Anyone may apply for credit card. OPFFCU membership encouraged but not required To apply, go to: 8
9 9 Welcome to OPPFFCU Home Banking Access to Home Banking is found on the main page You must already be a member of the credit union. To find out about becoming a member, please contact us via the above telephone number.
10 Future Initiatives OPPFFCU as the Fraternity s bank Lockbox Operations for all intra-fraternity transactions Every Affiliate, District, and Chapter a member Join OPPF Join OPPFFCU District Lines of Credit Increase products and services Checking accounts Debit Cards Access to Accounts via Automated Teller Machines (ATMs) 10
11 Summary OPPFFCU is a well established and growing Federal Credit Union OPPFFCU continually receives favorable ratings on required external Exams and Audits OPPFFCU is managed by a dedicated and qualified Board of Directors A leader and model in Divine 9 Fraternal or Sorority Financial Services Services are currently being upgraded Checking will be available within 2018 Watch for Announcements Come and Be A Part of Our Mutual Success 11
12 Contact US Phone: Omega ( ) Phone (Alt): (770) Address: Omega Psi Phi Fraternity Federal Credit Union c/o CAMO 1505 Lakes Parkway, Suite 100 Lawrenceville, GA
13 Questions 13
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