D&B Direct. API Documentation for. SBRI Product Service. Version 2.0 (API) / 3.1 (Service)

Transcription

1 D&B Direct API Documentation for SBRI Product Service Version 2.0 (API) / 3.1 (Service)

2 D&B Direct is a trademark or registered trademark of Dun and Bradstreet, Incorporated. Other trademarks used herein are the trademarks or registered trademarks of their respective owners. This document is a work of authorship that belongs to Dun and Bradstreet, Incorporated and is protected by United States and foreign copyright laws and international copyright treaties. The use of the software and this Documentation is governed by the Dun and Bradstreet Incorporated software license agreement Dun & Bradstreet, Incorporated. All rights reserved

3 Contents These pages provide business overviews; explaining the requirements and business elements that will be delivered. Title Small Business Risk Insight These pages provide the technical specifications that a developer will need to obtain information using D&B Direct. Service Version Operation SOAP * REST * SBRI Product Service OrderProduct() RetrieveProduct() * The links in this column provide technical details for the respective API interface. Dun & Bradstreet, Inc

4 About this Documentation About this Documentation The D&B Direct 2.0 API Reference materials are organized into product, feature, service and operation pages. Throughout the documentation, certain items are marked as eligible for custom products and/or for inclusion in the monitoring process. Key Concepts Business Elements vs. Data Fields The D&B Direct API has been designed to efficiently deliver information, and as a result, multiple business elements are often delivered in the same data field (with separate attributes signaling the specific contents of a data field). The documentation highlights the business elements (i.e. business-oriented labels) on product pages; and the data fields (i.e. technical, variable-like names used within the delivery packages) on operation pages -- with the business elements linked to the corresponding data field for each available implementation. Data Layers The D&B Direct API delivers information in data layers, some of which have multiple levels. For the purpose of this documentation, the term Product is used to represent a given level for a data layer. For example, "Detailed Company Profile" is the Data Layer, while "Detailed Company Profile - Enhanced" will be referred to as a Product. Custom Products D&B Direct offers a customization service that allows for up to eight pre-configured products to be delivered through the API web service. Throughout the documentation, business elements and data fields which are eligible for inclusion in a custom product are designated with a [C] marker. Service Versions It is important to note that D&B Direct 2.x implements version control at the service level, in addition to the API level. For example, the current version of the Assessment Product Service is Version 2.0 (API) / 3.0 (Service). D&B Direct services will be updated (major and minor version changes) without a API version change. Following the example given, it will be possible for the Assessment Product Service to change to Version 2.0 Dun & Bradstreet, Inc

5 Product Pages (API) / 3.1 (Service) or Version 2.0 (API) / 4.0 (Service) based on the significance of the changes made to the service. Product Pages These are non-technical pages that describe the information (i.e. business elements) returned by the dataoriented operations. In addition, the requirements and options for requesting data are mentioned. Feature Pages These are also non-technical pages, but explain the use of operations that provide a function (e.g. search) and often return the items (i.e. D-U-N-S Number) required to request data products. Service Pages These are technical pages that explain what operations a given API web service provides, the correct version and endpoints, WSDL location (for SOAP), and how to download samples and data dictionaries specific to the service. While services are not applicable for REST implementations, the documentation is organized around them for consistency. Operation Pages These are also technical pages, but describe (for each available implementation method) the individual functions provided by a service, listing the input field names and requirements, and the output with data fields (including data type, size, description and possible values). Release Histories Whenever an operation is enhanced (or a minor correction is made), a notation will be added to a section on the bottom of the affected SOAP/REST operation page. If the change is significant and results in a version change, the release history will maintain a link to the documentation for the previous version(s). Getting Started While the API Reference documentation provides extensive details on each operation and data layer, for more summarized explanations of common tasks/uses refer to the collection of How To Guides. Dun & Bradstreet, Inc

6 Small Business Risk Insight - Enhanced Small Business Risk Insight - Enhanced The D&B Small Business Risk Insight (SBRI) product is collected and consolidated from contributed financial institutions on small businesses across the loan, credit, card, and leasing industries to give lending institutions a comprehensive view of a small business's total risk and exposure. The D&B SBRI Enhanced product provides additional information that identifies individuals or entities that have guaranteed the financial obligation - whether it be a business principal, commercial entity, or government guarantor relationship. When available, this information can provide invaluable insight into the background details of the lending. Requirements & Options When requesting this D&B Direct data layer, you will be required to supply either valid D-U-N-S Number or subject identification number (Subject ID) for a small business, a country code of "US", and the appropriate product code. Subject IDs for organizations may be obtained by using the small business option in the On-Demand Entity Identification feature. Note: The product code for Small Business Risk Insight - Enhanced is SBRI_ENH. This product currently may not be included in the Monitoring process. Data Privacy This product returns information that, in some jurisdictions, is considered personally identifiable information (PII). D&B customers that are entitled to request this product (and any third-parties that may be assisting with their implementation) are bound to the data privacy terms specified in the D&B Direct agreement. Business Elements The following table is an alphabetical list of the unique items available in this data layer. In addition to these business elements, this product will return a set of standard elements for the company requested. This information is also available in a downloadable data dictionary (filterable by product code). Legend: [C] = may be included in a Custom Data product; [M] = may be referenced by the Monitoring process; [M+] = Monitored using an aggregate or attribute XPath. Dun & Bradstreet, Inc

7 Business Elements Description XML* JSON* Account Aging Group - Credit Card Past Due Cycle 1 Account Aging Group - Credit Card Past Due Cycle 2 Account Aging Group - Credit Card Past Due Cycle 3 Account Aging Group - Credit Card Past Due Cycle 4 Account Aging Group - Credit Card Past Due Cycle 5 Account Aging Group - Lease Past Due Cycle 1 Account Aging Group - Lease Past Due Cycle 2 Account Aging Group - Lease Past Due Cycle 3 Account Aging Group - Lease Past Due Cycle 4 Account Aging Group - Lease Past Due Cycle 5 Account Aging Group - Line Of Credit Past Due Cycle 1 Dollar amount of credit card current outstanding balance that is Past Due Cycle 1 Dollar amount of credit card current outstanding balance that is Past Due Cycle 2 Dollar amount of credit card current outstanding balance that is Past Due Cycle 3 Dollar amount of credit card current outstanding balance that is Past Due Cycle 4 Dollar amount of credit card current outstanding balance that is Past Due Cycle 5 Dollar amount of lease current outstanding balance that is past due Cycle 1 Dollar amount of lease current outstanding balance that is past due Cycle 2 Dollar amount of lease current outstanding balance that is past due Cycle 3 Dollar amount of lease current outstanding balance that is past due Cycle 4 Dollar amount of lease current outstanding balance that is past due Cycle 5 Dollar amount of line of credit current outstanding balance that is Past Due Cycle 1 Dun & Bradstreet, Inc

8 Business Elements Description XML* JSON* Account Aging Group - Line Of Credit Past Due Cycle 14 Account Aging Group - Line Of Credit Past Due Cycle 2 Account Aging Group - Line Of Credit Past Due Cycle 3 Account Aging Group - Line Of Credit Past Due Cycle 5 Account Aging Group - Loan Account Past Due Cycle 1 Account Aging Group - Loan Account Past Due Cycle 2 Account Aging Group - Loan Account Past Due Cycle 3 Account Aging Group - Loan Account Past Due Cycle 4 Account Aging Group - Loan Account Past Due Cycle 5 Account Detail - Lease Current Balance Account Detail - Line of Credit Current Balance Dollar amount of line of credit current outstanding balance that is Past Due Cycle 4 Dollar amount of line of credit current outstanding balance that is Past Due Cycle 2 Dollar amount of line of credit current outstanding balance that is Past Due Cycle 3 Dollar amount of line of credit current outstanding balance that is Past Due Cycle 15 Dollar amount of the loan current outstanding balance that is Past Due Cycle 1 Dollar amount of the loan current outstanding balance that is Past Due Cycle 2 Dollar amount of the loan current outstanding balance that is Past Due Cycle 3 Dollar amount of the loan current outstanding balance that is Past Due Cycle 4 Dollar amount of the loan current outstanding balance that is Past Due Cycle 5 A monetary figure associated with current outstanding Lease balance with a specific account. This is the total remaining loan account balance in U.S. dollars as of this payment. It is always a whole dollar amount. A monetary figure associated with current outstanding Line of Credit balance for a specific account. This is the total remaining loan account balance in U.S. dollars as of this payment. It is always a whole dollar amount. Dun & Bradstreet, Inc

9 Business Elements Description XML* JSON* Account Detail - Loan Current Balance Account Details Group - Credit Card Current Credit Line Account Details Group - Credit Card Original Credit Line Account Details Group - Lease Current Credit Line Account Details Group - Lease Original Credit Line Account Details Group - Loan Account Current Credit Line All Groups Total Current Due All Groups Total Minimum Due of Credit Card Accounts in Cycle 1+ of Leases in Cycle 3+ of Loans in Cycle 3+ A monetary figure associated with current outstanding Loan balance for a specific account. This is the total remaining loan account balance in U.S. dollars as of this payment. It is always a whole dollar amount. Dollar amount of the credit card current credit line. Dollar amount of the original credit line. Dollar amount of the lease current credit line. Dollar amount of the original credit line. Dollar amount of the loan account current credit line. A monetary figure that specifies the total amount of current outstanding balances on all accounts. A monetary figure that specifies the total dollar amount of current credit lines i.e the amount of money an issuer of credit has extended for Loans for all groups. This monetary figure is the total amount currently past due on all the business' commercial credit card accounts. This monetary figure is the amount currently past due Cycle 3 or higher (i.e., more than 60 days slow, generally speaking) on all the business' lease accounts. This monetary figure is the amount currently past due Cycle 3 or higher (i.e., more than 60 days slow, generally speaking) on all the business' loan accounts. Dun & Bradstreet, Inc

10 Business Elements Description XML* JSON* of Total Obligations in Cycle 1+ Average Age of all Involuntarily Closed Accounts Average Age of all Involuntarily Closed Card Accounts Average Age of all Open Accounts Average Age of all Open Card Average Age of all Open Lease Average Age of all Open Loan Base Date Business Legal Structure Credit Card Account Current Balance Credit Card Account Detail Text Credit Card Account Relationship Text Credit Card Aggregate Total Balance Credit Card Available Credit This monetary figure is the total amount currently past due on all the business loan, line of credit, credit card, and lease accounts. This is the average length of time that has elapsed since the business' involuntarily closed accounts were first opened, measured in months This is the average length of time that has elapsed since the business' involuntarily closed accounts were first opened, measured in months This is the average age of the business' open accounts, measured in months. This is the average age of the business' open credit card accounts, measured in months. This is the average age of the business' open lease accounts, measured in months. This is the average age of the business' open loan accounts, measured in months. The date when the data was recorded in the D&B Database on this subject was fully updated Text recording the legal form or structure of a business as registered with government authorities e.g. partnership corporation private limited company government department proprietorship. [C] A monetary figure associated with current outstanding Credit Card balance for a specific account. This is the total remaining loan account balance in U.S. dollars as of this payment. It is always a whole dollar amount. Text that describes what's covered in the payments that are made for the Credit Card account. - Examples are:principal Interest Principal Plus Interest Principal and Interest etc. Text that describes the current state of affairs between the borrower and the lender of the Credit Card account. Examples are:'satisfactory' 'Unsatisfactory' 'As Agreed' 'Account in Dispute' 'Fair'. A monetary figure that specifies the total loan amount of current outstanding balance on all Credit Cards. This is the total remaining Credit Card account balance in U.S. dollars as of this payment. It is always a whole dollar amount. A monetary figure which specifies the amount of credit currently available on Credit Cards (Current Credit Line minus Current Balance). Dun & Bradstreet, Inc

11 Business Elements Description XML* JSON* Credit Card Balloon Credit Card Balloon Date Credit Card Charge Off Credit Card Charge Off Recovered Credit Card Closed Date Credit Card Collateral Type Text Credit Card Current Due Credit Card Current Total Past Due Credit Card Current Snapshot Lender Credit Card Current Snapshot Reported Date Credit Card High Balance Credit Card History Reported Date The monetary value associated with total dollar amount of Credit Card balloon payments. This is the amount of the final large payment required to repay all the remaining principal and interest on this Credit Card. The period in time when the Credit Card balloon payment is due. A monetary figure that specifies the outstanding Credit Card amount that has been proven to be uncollectible and has therefore been written off as a bad debt. A monetary figure that specifies the amount of a Credit Card that was paid by the borrower against the bad debt. The date when the Credit Card account was closed. If the Credit Card account is still open this is set to a NULL value. If the current account Balance is greater than zero it must be set to NULL. It must be more recent than when the Credit Card account was opened. Text that describes the specific type of asset offered by the borrower to secure Credit Card which can be forfeited if the borrower fails to make the agreed payments. A monetary figure that specifies the amount of total current outstanding balance that is considered to be not past due across all Credit Card account types. This is the total amount that should have been paid but was not. A monetary figure that specifies total amount that should have been paid but was not in U.S. dollars as of this payment. It is always a whole dollar amount. It should never exceed the Current Balance. Text that records name of the financial institution that is providing banking information to D&B on their Credit Card accounts in the current snapshot. The date marking the Credit Card Lender file's "as of date" in the current snapshot. The monetary value associated with the greatest amount owed for the Credit Card.This is also known as the High Credit. The date marking the Credit Card Lender file's "as of date". Dun & Bradstreet, Inc

12 Business Elements Description XML* JSON* Credit Card History Total On Time s Count Credit Card History Total s Count Credit Card Last Date Credit Card Maturity Date Credit Card Minimum Credit Card Number of s Period Credit Card On Time Count Credit Card Open Account Indicator Credit Card Opened Date Credit Card Past Due Count Cycle 1 Credit Card Past Due Count Cycle 2 Credit Card Past Due Count Cycle 3 The total number of credit card payments that were paid on time over the period specified. The total number of Credit Card payments that contributed to the historical aging balance data. The date marking the last scheduled Credit Card payment.this is the date when the last payment was received by the Lender. It cannot be a more recent date than the Report Date. The date the Credit Card matures. This is the date by which the principal on the Credit Card needs to be fully repaid. A monetary figure that specifies the minimum amount that was owed the lender for this payment.it is always a whole dollar amount.it is only applicable to Line of Credit and Credit Card accounts; not Term Loans or Lease Agreements.If it not known or is not applicable it is set to a NULL value. The number of periods that are covered by the summarized 'Total Number of Credit Card s' data (Number of s on Time Number of s for Cycle 1 Number of s for Cycle 2... Number of s for Cycle 5). It is expressed in months. The number of Credit Card payments that were paid on time over the period specified. When TRUE it indicates that the Credit Card account is open. When FALSE it indicates that the Credit Card account is closed. If it is not known if this account is open or closed it is set to NULL. However it is not allowed to be turned OFF if the current Account Balance is greater than zero. The date when the Credit Card account was opened. The number of times a Credit Card payment was paid in Cycle 1. The number of times a Credit Card payment was paid in Cycle 2. The number of times a Credit Card payment was paid in Cycle 3. Dun & Bradstreet, Inc

13 Business Elements Description XML* JSON* Credit Card Past Due Count Cycle 4 Credit Card Past Due Count Cycle 5 Credit Card Frequency Text Credit Card History Charge Off Date Credit Card History Pattern Credit Card Reported Date Credit Card Total Past Due Cycle 1 Credit Card Total Past Due Cycle 2 Credit Card Total Past Due Cycle 3 Credit Card Total Past Due Cycle 4 The number of times a Credit Card payment was paid in Cycle 4. The number of times a Credit Card payment was paid in Cycle 5. Text that records the time interval between the borrower's Credit Card payments to the lender. Examples are: 'Monthly' 'Quarterly' 'Annually' 'Biannually' 'Single' 'Bimonthly' Variable'. The date when the Credit Card bad debt was recorded. Text that records the Credit Card payment trend over past 24 Months. The date when the Credit Card payment was recorded as paid by the Lender. The monetary value associated with the total Credit Card dollar amount past due in Cycle 1. The monetary value associated with the total Credit Card dollar amount past due in Cycle 2. The monetary value associated with the total Credit Card dollar amount past due in Cycle 3. The monetary value associated with the total Credit Card dollar amount past due in Cycle 4. Dun & Bradstreet, Inc

14 Business Elements Description XML* JSON* Credit Card Total Past Due Cycle 5 Credit Card Reason Code Credit Card Secured Account Indicator Credit Card Sum of Total Counts Credit Card Total Available Credit Credit Card Total Balloon Credit Card Total Charge Off Credit Card Total Charge Off Recovered Credit Card Total Current Credit Line Credit Card Total Current Due Credit Card Total Minimum Credit Card Total Number of s Period The monetary value associated with the total Credit Card dollar amount past due in Cycle 5. A two digit code describing the reason this D-U-N-S received a specific SBRI score value. Can repeat up to three times. When TRUE it indicates that the borrower has pledged assets to be collected in the event of Credit Card default. When FALSE it indicates that there's been no pledge of assets in the event of default. The sum of the total number of Credit Card payments that were paid on time over the period specified. The monetary value associated with the total dollar amount of credit that is currently available on Credit Cards (Current Credit Line minus Current Balance). A monetary figure that specifies the total dollar amount of Credit Card balloon payments.this is the amount of the final large payment required to repay all the remaining principal and interest on this Credit Card. A monetary figure that specifies the total Credit Card amount that has been proven to be uncollectible and has therefore been written off as a bad debt. A monetary figure that specifies the amount that was paid by the borrower against the bad debt for all Credit Cards. A monetary figure that specifies the total dollar amount of current credit lines i.e the amount of money an issuer of credit has extended for Credit Cards. A monetary figure that specifies the minimum amount that was owed to the lender for all of his Credit Card payments. It is always a whole dollar amount. It is only applicable to Line of Credit and Credit Card accounts; not Term Loans or Lease Agreements. A monetary figure that specifies the minimum amount in U.S. dollars that was owed the lender for all of his Credit Card payments.it is always a whole dollar amount.it is only applicable to Line of Credit and Credit Card accounts; not Term Loans or Lease Agreements.If it not known or is not applicable it is set to a NULL value. The number of periods that are covered by the summarized 'Total Number of Credit Card s' data (Number of s on Time Number of s for Cycle 1 Number of s for Cycle 2... Number of s for Cycle 5). It is expressed in months. Dun & Bradstreet, Inc

15 Business Elements Description XML* JSON* Credit Card Total Past Due Credit Card Voluntarily Closed Indicator Credit Credit Card Lender Current Snapshot - Lease Current Balance Current Snapshot - Line of Credit Current Balance Current Snapshot - Loan Current Balance Federal Tax Id Number FEDERAL TAX ID NUMBER Global Ultimate D-U- N-S Number Government Guarantee Indicator Government Guarantee Program Type Group Total Charge Off A monetary figure that specifies amount of total current outstanding Credit Card balance that is past due. When TRUE it indicates that the borrower voluntarily closed this Credit Card account. Text that records name of the financial institution that is providing information to D&B on the Credit Card accounts. A monetary figure that specifies the current outstanding balance due on Lease accounts. A monetary figure that specifies the current outstanding balance due on Line of Credit accounts. A monetary figure that specifies the current portion of outstanding balance due on Loans. A FEIN is a unique nine-digit number assigned by the U.S. Internal Revenue Service to business entities (and in some cases individuals) operating in the United States for the purposes of identification. The federal tax identification number of the subject business. [C] The D-U-N-S number of the highest parent of a corporate family. [C] Text that describes what type of guarantor this is. Examples are: Owner Officer and the Government. Text that identifies the type of government loan program this is. Many are loan guarantees offered by the U.S. Small Business Administration but government guarantors are not necessarily limited to this agency. Examples are: SBA 7A SBA Low Doc SBA Express SBA Community Express SBA Certified Development Company SBA CAP Lines. A monetary figure that specifies the total amount in U.S. dollars that has been proven to be uncolletile and has therefore been written off as a bad debt. Dun & Bradstreet, Inc

16 Business Elements Description XML* JSON* Guarantee Details Lender Guarantee Percentage Guarantee Percentage Guaranteed Indicator Guarantor Account Group Address Line 1 Guarantor Account Group Address Line 2 Guarantor Account Type Guarantor Guarantor Postal Code Guarantor Primary Town Guarantor Territory Abbreviated Inquiry Count within 24 months Text that records the name of the financial institution who is requesting the account be guaranteed. A percentage specifying the outstanding debt that this Guarantor has agreed to pay in the event that the borrower defaults. For example the Small Business Administration might guarantee 70% of a loan. A percentage specifying the outstanding debt that this Guarantor has agreed to pay in the event that the borrower defaults. For example the Small Business Administration might guarantee 70% of a loan. When TRUE it indicates that this account has been guaranteed (someone will take responsibility for payments if the borrower defaults). When FALSE it indicates that the lender has explicitly stated that this account is not guaranteed. Text recording the first line of the address number, or post office box number and street name where the guarantor is located. Text recording the second line of the address number, or post office box number and street name where the guarantor is located. Text that describes what type of lending account this is. Examples are: Term Loan Line of Credit Card/Revolving Credit Lease Agreement. Text that records name of the individual or organization that is guaranteeing repayment of the debt if the borrower defaults. An identifier used by the local country Postal Authority to identify a particular geographic location and may include the identification of a street or building of the Guarantor as specified by the Lender. For example the zip code '07054'. Text recording the name of the city where the Guarantor is located. Text recording the two-character United States Postal Service code identifying the state of the Guarantor as specified by the Lender. For example 'NJ'. A numeric value that identifies the total number of requests made by D&B customers on this subject within 24 months. Inquiry Period The interval of time that was used in the calculation of the Inquiry Count. Lease Account Detail Text Lease Account Relationship Text Text that describes what's covered in the payments that are made for the Lease account. - Examples are:principal Interest Principal Plus Interest Principal and Interest etc. Text that describes the current state of affairs between the borrower and the lender for the Lease. Examples are:'satisfactory' 'Unsatisfactory' 'As Agreed' 'Account in Dispute' 'Fair'. Dun & Bradstreet, Inc

17 Business Elements Description XML* JSON* Lease Aggregate Total Balance Lease Available Credit Lease Balloon Lease Balloon Date Lease Charge Off Lease Charge Off Recovered Lease Closed Date Lease Collateral Type Text Lease Current Due Lease Current Total Past Due Lease Current Snapshot Lender Lease Current Snapshot Reported Date Lease High Balance Lease History Reported Date A monetary figure that specifies the total Lease amount of current outstanding balance on all Leases. This is the total remaining lease account balance in U.S. dollars as of this payment. It is always a whole dollar amount. A monetary figure which specifies the amount of credit currently available on Leases (Current Credit Line minus Current Balance) The monetary value associated with the total dollar amount of Lease balloon payments. This is the amount of the final large payment required to repay all the remaining principal and interest on this partially amortized or unamortized Lease. The period in time when the Lease balloon payment is due. A monetary figure that specifies the outstanding Lease amount that has been proven to be uncollectible and has therefore been written off as a bad debt. A monetary figure that specifies the amount of a Lease that was paid by the borrower against the bad debt. The date when the lease account was closed. If the lease account is still open this is set to a NULL value. If the current account Balance is greater than zero it must be set to NULL. It must be more recent than when the lease account was opened. Text that describes the specific type of asset offered by the borrower to secure the Lease. A monetary figure that specifies the amount of total current outstanding balance that is considered to be not past due across all Lease account types. This is the total amount that should have been paid but was not. A monetary figure that specifies total amount of the lease that is past due. Text that records name of the financial institution that is providing banking information to D&B on their Lease accounts in the current snapshot. The date marking the Lease Lender file's "as of date" in the current snapshot. The monetary value associated with the greatest amount owed.this is also known as the High Credit. The date marking the Lease Lender file's as of "date." Dun & Bradstreet, Inc

18 Business Elements Description XML* JSON* Lease History Total On Time s Count Lease History Total s Count Lease Last Date Lease Lender Lease Maturity Date Lease Minimum Lease Number of s Period Lease On Time Count Lease Open Account Indicator Lease Opened Date Lease Past Due Count Cycle 1 Lease Past Due Count Cycle 2 Lease Past Due Count Cycle 3 Lease Past Due Count Cycle 4 The total number of Lease payments that were paid on time over the period specified. The total number of Lease payments that contributed to the historical aging balance data. The date marking the last scheduled Lease payment.this is the date when the last payment was received by the Lender. It cannot be a more recent date than the Report Date. Text that records name of the financial institution that is providing banking information to D&B on the Lease account. The date the Lease matures. This is the date by which the principal on the Lease needs to be fully repaid. A monetary figure that specifies minimum amount that was owed the lender for the Lease payment.it is always a whole dollar amount.it is only applicable to Line of Credit and Credit Card accounts; not Term Loans or Lease Agreements.If it not known or is not applicable it is set to a NULL value. The number of periods that are covered by the summarized 'Number of Lease s' data (Number of s on Time Number of s for Cycle 1 Number of s for Cycle 2... Number of s for Cycle 5). It is expressed in months. The number of payments that were paid on time over the Lease period specified. When TRUE it indicates that the Lease account is open.when FALSE it indicates that the Lease account is closed. If it is not known if this account is open or closed it is set to NULL. However it is not allowed to be turned OFF if the current Account Balance is greater than zero. The date when the Lease account was opened. The number of times a Lease payment was paid in Cycle 1. The number of times a Lease payment was paid in Cycle 2. The number of times a Lease payment was paid in Cycle 3. The number of times a Lease payment was paid in Cycle 4. Dun & Bradstreet, Inc

19 Business Elements Description XML* JSON* Lease Past Due Count Cycle 5 Lease Frequency Text Lease History Charge Off Date Lease History Pattern Lease Reported Date Lease Total Past Due Cycle 1 Lease Total Past Due Cycle 2 Lease Total Past Due Cycle 3 Lease Total Past Due Cycle 4 Lease Total Past Due Cycle 5 Lease Reason Code Lease Secured Account Indicator Lease Sum of Total Counts Lease Total Available Credit The number of times a Lease payment was paid in Cycle 5. Text that records the time interval between the borrower's Lease payments to the lender. Examples are: 'Monthly' 'Quarterly' 'Annually' 'Biannually' 'Single' 'Bimonthly' Variable'. The date when the Lease bad debt was recorded. Text that records the Lease payment trend over past 24 Months. The date the Lease payment was recorded as paid by the Lender. The monetary value associated with the total Lease dollar amount past due in Cycle 1. The monetary value associated with the total Lease dollar amount past due in Cycle 2. The monetary value associated with the total Lease dollar amount past due in Cycle 3. The monetary value associated with the total Lease dollar amount past due in Cycle 4. The monetary value associated with the total Lease dollar amount past due in Cycle 5. A two digit code describing the reason this D-U-N-S received a specific SBRI score value. Can repeat up to three times. When TRUE it indicates that the borrower has pledged assets to be collected in the event of Leasae default. When FALSE it indicates that there's been no pledge of assets in the event of Lease default. The sum of the total number of Lease payments that were paid on time over the period specified. The monetary value associated with the total dollar amount of credit that is currently available on Leases (Current Credit Line minus Current Balance). Dun & Bradstreet, Inc

20 Business Elements Description XML* JSON* Lease Total Balloon Lease Total Charge Off Lease Total Charge Off Recovered Lease Total Current Balance Lease Total Current Credit Line Lease Total Current Due Lease Total Minimum Lease Total Number of s Period Lease Total Past Due Lease Voluntarily Closed Indicator Legal Structure Line of Business Line of Credit Account Detail Text A monetary figure that specifies the total dollar amount of Lease balloon payments.this is the amount of the final large payment required to repay all the remaining principal and interest on this Lease. A monetary figure that specifies the total Lease amount that has been proven to be uncollectible and has therefore been written off as a bad debt. A monetary figure that specifies the Lease amount that was paid by the borrower against the bad debt. A monetary figure that specifies the total amount of current outstanding balance on all Leases. A monetary figure that specifies the total dollar amount of current credit lines (i.e the amount of money an issuer of credit has extended) for all Leases. A monetary figure that specifies the amount of total current outstanding Lease balance that is considered to be not past due. This is the total amount that should have been paid but was not. A monetary figure that specifies the minimum amount in U.S. dollars that was owed the lender for all Lease payments.it is always a whole dollar amount.it is only applicable to Line of Credit and Credit Card accounts; not Term Loans or Lease Agreements.If it not known or is not applicable it is set to a NULL value. The number of periods that are covered by the summarized 'Total Number of Lease s' data (Number of s on Time Number of s for Cycle 1 Number of s for Cycle 2... Number of s for Cycle 5). It is expressed in months. A monetary figue which specifies the amount of total current outstanding Lease balance that is past due. When TRUE it indicates that the borrower voluntarily closed this Lease account. When FALSE it indicates that this Lease account was involuntarily closed by the lender. If the account is not closed or the conditions for closing the account are not known then this is set to a NULL value. Text that describes the legal form or structure of a business as registered with government authorities e.g. partnership corporation private limited company government department proprietorship. [C] Text recording a discription of the operations of the business. [C] Text that describes what's covered in the payments that are made for the Line of Credit account. - Examples are:principal Interest Principal Plus Interest Principal and Interest etc. Dun & Bradstreet, Inc

21 Business Elements Description XML* JSON* Line of Credit Account Relationship Text Line of Credit Aggregate Total Balance Line of Credit Available Credit Line of Credit Balloon Line of Credit Balloon Date Line of Credit Charge Off Line of Credit Charge Off Recovered Line of Credit Closed Date Line of Credit Collateral Type Text Line of Credit Current Credit Line Line of Credit Current Due Line of Credit Current Total Past Due Text that describes the current state of affairs between the borrower and the Line of Credit lender. Examples are:'satisfactory' 'Unsatisfactory' 'As Agreed' 'Account in Dispute' 'Fair'. A monetary figure that specifies the total amount of the current outstanding balance on all Lines of Credit. This is the total remaining line of credit account balance in U.S. dollars as of this payment. It is always a whole dollar amount. A monetary figure which specifies the amount of credit currently available on the Line of Credit (Current Credit Line minus Current Balance). The monetary value associated with the total dollar amount of Line of Credit balloon payments. This is the amount of the final large payment required to repay all the remaining principal and interest on this partially amortized or unamortized Line of Credit. The period in time when the Line of Credit balloon payment is due. A monetary figure that specifies the outstanding Line of Credit amount that has been proven to be uncollectible and has therefore been written off as a bad debt. A monetary figure that specifies the amount of Line of Credit that was paid by the borrower against the bad debt. The date when the Line of Credit account was closed. If the Line of Credit account is still open this is set to a NULL value. If the current account Balance is greater than zero it must be set to NULL. It must be more recent than when the Line of Credit account was opened. Text that describes the specific type of asset offered by the borrower to secure the Line of Credit (i.e. a loan) which can be forfeited if the borrower fails to make the agreed payments. A monetary figure associated with the Line of Credit limit amount in U.S. dollars that's been set for the Line of Credit account as of this payment. It is always a whole dollar amount and cannot be a negative value. It is only valid for Line of Credit and Credit Card accounts. It is mandatory for an open Credit Card account. It is set to NULL for Term Loan and Lease accounts. A monetary figure that specifies the amount of the total current Line of Credit outstanding balance that is considered to be not past due across all Line of Credit account types. This is the total amount that should have been paid but was not. A monetary figure that specifies the total Line of Credit amount that should have been paid but was not in U.S. dollars as of this payment. It is always a whole dollar amount. It should never exceed the Current Balance. Dun & Bradstreet, Inc

22 Business Elements Description XML* JSON* Line of Credit Current Snapshot Lender Line of Credit Current Snapshot Reported Date Line of Credit High Balance Line of Credit History Reported Date Line of Credit History Total On Time s Count Line of Credit History Total s Count Line of Credit Last Date Line of Credit Lender Line of Credit Maturity Date Line of Credit Minimum Line of Credit Number of s Period Line of Credit On Time Count Text that records name of the financial institution that is providing banking information to D&B on their Line of Credit accounts in the current snapshot. The date marking the Line of Credit Lender file's "as of date" in the current snapshot. The monetary value associated with the greatest Line of Credit amount owed.this is also known as the High Credit. The date marking the Line of Credit Lender file's as of "date." The total number of Line of Credit payments that were paid on time over the period specified. The total number of Line of Credit payments that contributed to the historical aging balance data. The date that specifies the last scheduled Line of Credit payment.this is the date when the last payment was received by the Lender. It cannot be a more recent date than the Report Date. Text that records the name of the financial institution that is providing banking information to D&B on the Line of Credit account. The date the Line of Credit matures. This is the date by which the principal on the Line of Credit needs to be fully repaid. A monetary figure that specifies the minimum amount that was owed the lender for the Line of Credit payment.it is always a whole dollar amount.it is only applicable to Line of Credit and Credit Card accounts; not Term Loans or Lease Agreements.If it not known or is not applicable it is set to a NULL value. The number of periods that are covered by the summarized 'Number of Line of Credit s' data (Number of s on Time Number of s for Cycle 1 Number of s for Cycle 2... Number of s for Cycle 5). It is expressed in months. The number of Line of Credit payments that were paid on time over the period specified. Dun & Bradstreet, Inc

23 Business Elements Description XML* JSON* Line of Credit Open Account Indicator Line of Credit Opened Date Line of Credit Original Line of Credit Past Due Count Cycle 1 Line of Credit Past Due Count Cycle 2 Line of Credit Past Due Count Cycle 3 Line of Credit Past Due Count Cycle 4 Line of Credit Past Due Count Cycle 5 Line of Credit Frequency Text Line of Credit History Charge Off Date Line of Credit History Pattern Line of Credit Reported Date When TRUE it indicates that the Line of Credit account is open. When FALSE it indicates that the Line of Credit account is closed. If it is not known if this account is open or closed it is set to NULL. However it is not allowed to be turned OFF if the current Account Balance is greater than zero. The date when the Line of Credit account was opened. The monetary value associated with the Line of Credit account when first opened. The number of times a Line of Credit payment was paid in Cycle 1. The number of times a Line of Credit payment was paid in Cycle 2. The number of times a Line of Credit payment was paid in Cycle 3. The number of times a Line of Credit payment was paid in Cycle 4. The number of times a Line of Credit payment was paid in Cycle 5. Text that records the time interval between the borrower's Line of Credit payments to the lender. Examples are: 'Monthly' 'Quarterly' 'Annually' 'Biannually' 'Single' 'Bimonthly' Variable'. The date when the Line of Credit bad debt was recorded. Text that records the Line of Credit payment trend over past 24 Months. The date the Line of Credit payment was recorded as paid by the Lender. Dun & Bradstreet, Inc

24 Business Elements Description XML* JSON* Line of Credit Total Past Due Cycle 1 Line of Credit Secured Account Indicator Line of Credit Sum of Total Counts Line of Credit Total Available Credit Line of Credit Total Balloon Line of Credit Total Charge Off Line of Credit Total Charge Off Recovered Line of Credit Total Current Balance Line of Credit Total Current Credit Line Line of Credit Total Current Due Line of Credit Total Minimum The monetary value associated with the total Line of Credit dollar amount past due in Cycle 1. When TRUE it indicates that the borrower has pledged assets to be collected in the event of a Line of Credit default. When FALSE it indicates that there's been no pledge of assets in the event of a Line of Credit default. The sum of the total number of Line of Credit payments that were paid on time over the period specified. The monetary value associated with the total dollar amount of credit that is currently available on Lines of Credit (Current Credit Line minus Current Balance). A monetary figure that specifies the total dollar amount of Line of Credit balloon payments.this is the amount of the final large payment required to repay all the remaining principal and interest on this Line of Credit. A monetary figure that specifies the total Line of Credit amount that has been proven to be uncollectible and has therefore been written off as a bad debt. A monetary figure that specifies the amount that was paid by the borrower against the bad debt for all Lines of Credit. A monetary figure that specifies the total amount of current outstanding balance on all Lines of Credit. A monetary figure that specifies the total dollar amount of all current Lines of Credit (i.e the amount of money an issuer of credit). A monetary figure that specifies the amount of total current outstanding Line of Credit balance that is considered to be not past due. This is the total amount that should have been paid but was not. A monetary figure that specifies the minimum amount in U.S. dollars that was owed the lender for all Line of Credit payments.it is always a whole dollar amount.it is only applicable to Line of Credit and Credit Card accounts; not Term Loans or Lease Agreements.If it not known or is not applicable it is set to a NULL value. Dun & Bradstreet, Inc

25 Business Elements Description XML* JSON* Line of Credit Total Number of s Period Line of Credit Total Past Due Line of Credit Voluntarily Closed Indicator Loan Account Detail Text Loan Account Relationship Text Loan Aggregate Total Balance Loan Available Credit Loan Balloon Loan Balloon Date Loan Charge Off Loan Charge Off Recovered Loan Closed Date Loan Collateral Type Text Loan Current Due Loan Current Total Past Due The number of periods that are covered by the summarized 'Total Number of Lines of Credit' data (Number of s on Time Number of s for Cycle 1 Number of s for Cycle 2... Number of s for Cycle 5). It is expressed in months. A monetary figue which specifies the amount of the total current outstanding Line of Credit balance that is past due. When TRUE it indicates it means that the borrower voluntarily closed this Line of Credit account. Text that describes what's covered in the payments that are made for the Loan account. - Examples are:principal Interest Principal Plus Interest Principal and Interest etc. Text that describes the current state of affairs between the borrower and the Loan account lender. Examples are: 'Satisfactory', 'Unsatisfactory', 'As Agreed', 'Account in Dispute', 'Fair'. A monetary figure that specifies the total Loan amount of current outstanding balance on all Loans. This is the total remaining loan account balance in U.S. dollars as of this payment. It is always a whole dollar amount. A monetary figure which specifies the amount of credit currently available on Loans (Current Credit Line minus Current Balance). The monetary value associated with total dollar amount of the Loan balloon payments. This is the amount of the final large payment required to repay all the remaining principal and interest on this partially amortized or unamortized term loan. The period in time when the Loan balloon payment is due. A monetary figure that specifies the Loan amount that has been proven to be uncollectible and has therefore been written off as a bad debt. A monetary figure that specifies the amount of Loan that was paid by the borrower against the bad debt. The date when the Loan account was closed. If the loan account is still open this is set to a NULL value. If the current account Balance is greater than zero it must be set to NULL. It must be more recent than when the loan account was opened. Text that describes the specific type of asset offered by the borrower to secure credit (i.e. a loan) which can be forfeited if the borrower fails to make the agreed payments. A monetary figure that specifies the amount of total current outstanding balance that is considered to be not past due across all Loan account types. This is the total amount that should have been paid but was not. A monetary figure that specifies total amount that should have been paid but was not in U.S. dollars as of this payment. It is always a whole dollar amount. It should never exceed the Current Balance. Dun & Bradstreet, Inc

26 Business Elements Description XML* JSON* Loan Current Snapshot Lender Loan Current Snapshot Reported Date Loan High Balance Loan History reported Date Loan History Total On Time s Count Loan History Total s Count Loan Last Date Loan Maturity Date Loan Minimum Loan Number of s Period Loan On Time Count Loan Open Account Indicator Loan Opened Date Loan Original Text that records name of the financial institution that is providing banking information to D&B on their Loan accounts in the current snapshot. The date marking the Loan Lender file's "as of date" in the current snapshot. The monetary value associated with the greatest amount owed.this is also known as the High Credit. The date marking the Loan Lender file's "as of date". The total number of Loan payments that were paid on time over the period specified. The total number of Loan payments that contributed to the historical aging balance data. The date when the last scheduled payment.this is the date when the last payment was received by the Lender. It cannot be a more recent date than the Report Date. The date the Installment Loan matures. This is the date by which the principal on the loan needs to be fully repaid. A monetary figure that specifies minimum amount that was owed the lender for the Loan payment.it is always a whole dollar amount.it is only applicable to Line of Credit and Credit Card accounts; not Term Loans or Lease Agreements.If it not known or is not applicable it is set to a NULL value. The number of periods that are covered by the summarized 'Number of Loan s' data (Number of s on Time Number of s for Cycle 1 Number of s for Cycle 2... Number of s for Cycle 5). It is expressed in months. The number of Loan payments that were paid on time over the period specified. When TRUE it indicates that the Loan account is open. When FALSE it indicates that the Loan account is closed. If it is not known if this account is open or closed it is set to NULL. However it is not allowed to be turned OFF if the current Account Balance is greater than zero. The date when the Loan account was opened. The monetary value associated with the Loan account when first opened. Dun & Bradstreet, Inc

27 Business Elements Description XML* JSON* Loan Past Due Count Cycle 1 Loan Past Due Count Cycle 2 Loan Past Due Count Cycle 3 Loan Past Due Count Cycle 4 Loan Past Due Count Cycle 5 Loan Cycle Total Past Due Cycle 1 Loan Cycle Total Past Due Cycle 2 Loan Cycle Total Past Due Cycle 3 Loan Cycle Total Past Due Cycle 4 Loan Cycle Total Past Due Cycle 5 Loan Frequency Text The number of times a Loan payment was paid in Cycle 1. The number of times a Loan payment was paid in Cycle 2. The number of times a Loan payment was paid in Cycle 3. The number of times a Loan payment was paid in Cycle 4. The number of times a Loan payment was paid in Cycle 5. The monetary value associated with the total Loan dollar amount past due in Cycle 1. The monetary value associated with the total Loan dollar amount past due in Cycle 2. The monetary value associated with the total Loan dollar amount past due in Cycle 3. The monetary value associated with the total Loan dollar amount past due in Cycle 4. The monetary value associated with the total Loan dollar amount past due in Cycle 5. Text that records the time interval between the borrower's Loan payments to the account lender. Examples are: 'Monthly' 'Quarterly' 'Annually' 'Biannually' 'Single' 'Bimonthly' Variable'. Dun & Bradstreet, Inc

28 Business Elements Description XML* JSON* Loan History Charge Off Date Loan History Pattern Loan Reported Date Loan Reason Code Loan Secured Account Indicator Loan Sum of Total Counts Loan Total Available Credit Loan Total Balloon Loan Total Charge Off Loan Total Charge Off Recovered Loan Total Current Balance Loan Total Current Due Loan Total Minimum Loan Total Number of s Period The date when the Loan bad debt was recorded. Text that records the Loan payment trend over past 24 Months. The date the Loan payment was recorded as paid by the Lender. A two digit code describing the reason this D-U-N-S received a specific SBRI score value. Can repeat up to three times. When TRUE it indicates that the borrower has pledged assets to be collected in the event of Loan default. When FALSE it indicates that there's been no pledge of assets in the event of Loan default. The sum of the total number of Loan payments that were paid on time over the period specified. The monetary value associated with the total dollar Loan amount that is currently available (Current Credit Line minus Current Balance). A monetary figure that specifies the total dollar amount of Loan balloon payments.this is the amount of the final large payment required to repay all the remaining principal and interest on this Loan. A monetary figure that specifies the total Loan amount that has been proven to be uncollectible and has therefore been written off as a bad debt. A monetary figure that specifies the Loan amount that was paid by the borrower against the bad debt. A monetary figure that specifies the total Loan amount of the current outstanding balance. A monetary figure that specifies the amount of total current outstanding Loan balance that is considered to be not past due. This is the total amount that should have been paid but was not. A monetary figure that specifies the minimum amount in U.S. dollars that was owed the lender for all of his Loan payments.it is always a whole dollar amount.it is only applicable to Line of Credit and Credit Card accounts; not Term Loans or Lease Agreements.If it not known or is not applicable it is set to a NULL value. The number of periods that are covered by the summarized 'Total Number of Loan s' data (Number of s on Time Number of s for Cycle 1 Number of s for Cycle 2... Number of s for Cycle 5). It is expressed in months. Dun & Bradstreet, Inc

29 Business Elements Description XML* JSON* Loan Total Past Due Loan Voluntarily Closed Indicator Mailing Address Postal Route Number Maximum Age of all Involuntarily Closed Accounts Maximum Age of all Open Accounts Maximum Age of all Open Card Maximum Age of all Open Lease Maximum Age of Voluntarily Closed Accounts Minimum Age of all Involuntarily Closed Card Accounts Minimum Age of All Open Card Accounts Minimum Age of all Open Lease Accounts A monetary figue which specifies the amount of total current outstanding Loan balance that is past due. When TRUE it indicates that the borrower voluntarily closed this Loan account. When FALSE it indicates that this Loan account was involuntarily closed by the lender. If the account is not closed or the conditions for closing the account are not known then this is set to a NULL value. An identifier of a postal route such as a rural route" in the United States or a "Cedex" in France. Clarification Note: Though this attribute is referred to as a number it is not necessarily numeric or entirely numeric. This does not include the textual description of the Postal Route. For example the contents would be just the number 10 from "RR #10" or just the number 9 from "Cedex 9"." This is the maximum length of time that has elapsed since the business' involuntarily closed accounts were first opened, measured in months. This is the maximum age of the business' open accounts, measured in months. This is the maximum age of the business' open credit card accounts, measured in months. This is the maximum age of the business' open lease accounts, measured in months. This is the maximum length of time that has elapsed since the business' voluntarily closed accounts were first opened, measured in months. This is the minimum length of time that has elapsed since the business' involuntarily closed commercial credit card accounts were first opened This is the minimum age of the business' open credit card accounts, measured in months. This is the minimum age of the business' open lease accounts, measured in months. Dun & Bradstreet, Inc

30 Business Elements Description XML* JSON* Minimum Age of all Voluntarily Closed Accounts Minimum Age of all Voluntarily Closed Card Accounts Miscellaneous Account Type Miscellaneous Comment Text Miscellaneous Lender Miscellaneous Reported Date Most Recent Inquiry Date NAICS Code Number of Accounts Ever Cycle 1 Number of Accounts Ever Cycle 2 Number of Accounts Ever Cycle 3 Number of Accounts Ever Cycle 4+ Number of Accounts Ever Cycle 5+ Number of Accounts Ever Written-Off This is the minimum length of time that has elapsed since the business' voluntarily closed accounts were first opened, measured in months. This is the minimum length of time that has elapsed since the business' voluntarily closed commercial credit card accounts were first opened Text that describes what type of lending account this is. Examples are:term Loan Line of Credit Credit Card/Revolving Credit Lease Agreement. Text recording additional Lender Comments pertaining to the subject business. Text that records the name of the financial instituion providing the Miscellaneous comments on an account. The date marking the Miscellaneous Lender file's "as of date". The latest date when there was an inquiry for this subject's data. The industry code for the North American Industry Classification System was introduced in 1997 as a replacement for SIC Codes and now serves as the standard for the three NAFTA countries of Mexico, Canada and the U.S. [C] This figure specifies how many accounts the business currently has which have ever been past due Cycle 1 This figure specifies how many accounts the business currently has which have ever been past due Cycle 2 This figure specifies how many accounts the business currently has which have ever been past due Cycle 3 This figure specifies how many accounts the business currently has which have ever been past due Cycle 4+ This figure specifies how many accounts the business currently has which have ever been past due Cycle 5+ This figure specifies how many accounts the business currently has which have ever been written off Dun & Bradstreet, Inc

31 Business Elements Description XML* JSON* Number of all Accounts Opened in Last 12 Months Number of Credit Card Accounts Currently in Cycle 1+ Number of Credit Card Accounts Ever Cycle 1 Number of Credit Card Accounts Ever Cycle 2 Number of Credit Card Accounts Ever Cycle 3 Number of Credit Card Accounts Ever Cycle 4+ Number of Credit Card Accounts Opened in Last 12 Months Number of Guarantors Number of Inquiries within 12 months Number of Inquiries within 30 days Number of Inquiries within 90 days This figure specifies how many accounts the business opened up in last 12 months. This figure specifies how many open commercial credit card accounts the business currently has that are past due Cycle 1 or higher This figure specifies how many commercial credit card accounts the business currently has which have ever been past due Cycle 1 This figure specifies how many commercial credit card accounts the business currently has which have ever been past due Cycle 2 This figure specifies how many commercial credit card accounts the business currently has which have ever been past due Cycle 3 This figure specifies how many commercial credit card accounts the business currently has which have ever been past due Cycle 4+ This figure specifies how many commercial credit card accounts the business opened up in last 12 months. A number specifying the total number of individuals and businesses (including the government) who have guaranteed that they will pay all or part of the money due if the borrower defaults on the account. The number of inquiries on the subject's business within the past 12 months. The number of inquiries on the subject's business within the past 30 days. The number of inquiries on the subject's business within the past 90 days. Dun & Bradstreet, Inc

32 Business Elements Description XML* JSON* Number of Lease Accounts Ever Cycle 1 Number of Lease Accounts Ever Cycle 3 Number of Lease Accounts Ever Write-Off Number of Leases Currently in Cycle 2+ Number of Leases Currently in Cycle 3+ Number of Loan Accounts Ever Cycle 3 Number of Loan Accounts Opened in Last 12 Months Number of Loans Currently in Cycle 3+ Number of Total Accounts Currently in Cycle 1+ Number of Total Accounts Currently in Cycle 3+ Overall On Time Percentage Parent D-U-N-S Number This figure specifies how many lease accounts the business currently has which have ever been past due Cycle 1 This figure specifies how many lease accounts the business currently has which have ever been past due Cycle 3 This figure specifies how many lease accounts the business currently has which have ever been written off This figure specifies how many open lease accounts the business currently has that are past due Cycle 2 or higher This figure specifies how many open lease accounts the business currently has that are past due Cycle 3 or higher This figure specifies how many loan accounts the business currently has which have ever been past due Cycle 3 This figure specifies how many loan accounts the business opened up in last 12 months. This figure specifies how many open loan accounts the business currently has that are past due Cycle 3 or higher This figure specifies how many open loan, line of credit, credit card, and lease accounts the business currently has that are past due Cycle 1 or higher This figure specifies how many open loan, line of credit, credit card, and lease accounts the business currently has that are past due Cycle 3 or higher A percentage recording the customer's history of payments on time across all account types. The D-U-N-S number of the parent company. A parent is a corporation that owns more than 50% of another corporation's capital stock; these owned companies are subsidiaries to the parent company. [C] Dun & Bradstreet, Inc

33 Business Elements Description XML* JSON* History Credit Card Lender History Lease Lender History Line of Credit Lender History Loan Lender History Total Group - Credit Card Total Number Of Times Past Due Cycle 1 History Total Group - Credit Card Total Number Of Times Past Due Cycle 2 History Total Group - Credit Card Total Number Of Times Past Due Cycle 3 History Total Group - Credit Card Total Number Of Times Past Due Cycle 4 Text that records name of the financial institution that is providing banking information to D&B on Credit Card accounts in the payment history. Text that records name of the financial institution that is providing banking information to D&B on Lease accounts in the payment history. Text that records name of the financial institution that is providing banking information to D&B on Line of Credit accounts in the payment history. Text that records name of the financial institution that is providing banking information to D&B on the Loan account in the payment history. The total number of times credit card payment was paid past due Cycle 1 The total number of times credit card payment was paid past due Cycle 2 The total number of times credit card payment was paid past due Cycle 3 The total number of times credit card payment was paid past due Cycle 4 Dun & Bradstreet, Inc

34 Business Elements Description XML* JSON* History Total Group - Credit Card Total Number Of Times Past Due Cycle 5 History Total Group - Lease Total Number Of Times Past Due Cycle 1 History Total Group - Lease Total Number Of Times Past Due Cycle 2 History Total Group - Lease Total Number Of Times Past Due Cycle 3 History Total Group - Lease Total Number Of Times Past Due Cycle 4 History Total Group - Lease Total Number Of Times Past Due Cycle 5 History Total Group - Line Of Credit Total Number Of Times Past Due Cycle 1 The total number of times credit card payment was paid past due Cycle 5 The total number of times lease payment was paid past due Cycle 1 The total number of times lease payment was paid past due Cycle 2 The total number of times lease payment was paid past due Cycle 3 The total number of times lease payment was paid past due Cycle 4 The total number of times lease payment was paid past due Cycle 5 The total number of times line of credit payment was paid past due Cycle 1 Dun & Bradstreet, Inc

35 Business Elements Description XML* JSON* History Total Group - Line Of Credit Total Number Of Times Past Due Cycle 2 History Total Group - Line Of Credit Total Number Of Times Past Due Cycle 3 History Total Group - Line Of Credit Total Number Of Times Past Due Cycle 4 History Total Group - Line Of Credit Total Number Of Times Past Due Cycle 5 History Total Group - Loan Account Total Number Of Times Past Due Cycle 1 History Total Group - Loan Account Total Number Of Times Past Due Cycle 2 The total number of times line of credit payment was paid past due Cycle 2 The total number of times line of credit payment was paid past due Cycle 3 The total number of times line of credit payment was paid past due Cycle 4 The total number of times line of credit payment was paid past due Cycle 5 The total number of times loan payment was paid past due Cycle 1 The total number of times loan payment was paid past due Cycle 2 Dun & Bradstreet, Inc

36 Business Elements Description XML* JSON* History Total Group - Loan Account Total Number Of Times Past Due Cycle 3 History Total Group - Loan Account Total Number Of Times Past Due Cycle 4 History Total Group - Loan Account Total Number Of Times Past Due Cycle 5 Reported Date Summary Group Percentage Past Due Cycle 1 Summary Group Percentage Past Due Cycle 2 Summary Group Percentage Past Due Cycle 3 Summary Group Percentage Past Due Cycle 4 The total number of times loan payment was paid past due Cycle 3 The total number of times loan payment was paid past due Cycle 4 The total number of times loan payment was paid past due Cycle 5 The date when the payment data in this row was reported according to the lender. Percentage of summarized payments paid Past Due Cycle 1 Percentage of summarized payments paid Past Due Cycle 2 Percentage of summarized payments paid Past Due Cycle 3 Percentage of summarized payments paid Past Due Cycle 4 Dun & Bradstreet, Inc

37 Business Elements Description XML* JSON* Summary Group Percentage Past Due Cycle 5 Percent of Accounts Ever Cycle 1 Percent of Accounts Ever Cycle 2 Percent of Accounts Ever Cycle 3 Percent of all Accounts in Cycle 1 Percent of all Accounts in Cycle 2 Percent of all Dollar Obligations Currently in Cycle 1+ Percent of all Dollar Obligations Currently in Cycle 2+ Percent of all Past Due Dollar Obligations Currently in Cycle 1+ Percent of all Past Due Dollar Obligations Currently in Cycle 2+ Percentage of summarized payments paid Past Due Cycle 5 This is the percentage of all the business' accounts that were ever past due Cycle 1 This is the percentage of all the business' accounts that were ever past due Cycle 2 This is the percentage of all the business' accounts that were ever past due Cycle 3+ This is the percentage of all the business loan, line of credit, credit card, and lease accounts that were past due Cycle 1 This is the percentage of all the business loan, line of credit, credit card, and lease accounts that were past due Cycle 2 This is a percentage specifying how much of the business' total current balance amount is currently past due Cycle 1 and higher This is a percentage specifying how much of the business' total current balance amount is currently past due Cycle 2 and higher This percentage specifies how much of the business' total past due amount is currently past due Cycle 1 and higher. This is a percentage specifying how much of the business' total past due amount is currently past due Cycle 2 and higher Dun & Bradstreet, Inc

38 Business Elements Description XML* JSON* Percent of Credit Card $ Currently in Cycle 1+ Percent of Credit Card $ Currently in Cycle 2+ Percent of Credit Card Accounts Ever Cycle 1 Percent of Credit Card Accounts Ever Cycle 2 Percent of Credit Card Accounts Ever Cycle 3 Percent of Credit Card Accounts in Cycle 1 Percent of Credit Card Past Due $ Currently in Cycle 1+ Percent of Credit Card Past Due $ Currently in Cycle 2+ Percent of Credit Card Past Due $ Currently in Cycle 3+ Percent of Lease $ Currently in Cycle 1+ This is a percentage specifying how much of the business' total current balance amount from commercial credit card accounts is currently past due Cycle 1 and higher This is a percentage specifying how much of the business' total current balance amount from commercial credit card accounts is currently past due Cycle 2 and higher This is the percentage of all the business' commercial credit card accounts that were ever past due Cycle 1 This is the percentage of all the business' commercial credit card accounts that were ever past due Cycle 2 This is the percentage of all the business' commercial credit card accounts that were ever past due Cycle 3 This is the percentage of all the business' commercial credit card accounts that were past due Cycle 1 This percentage specifies how much of the business' total past due amount from commercial credit card accounts is currently past due Cycle 1 and higher. This is a percentage specifying how much of the business' total past due amount from commercial credit card accounts is currently past due Cycle 2 and higher This percentage specifies how much of the business' total past due amount from commercial credit card accounts is currently past due Cycle 3 and higher. This is a percentage specifying how much of the business' total current balance amount from lease accounts is currently past due Cycle 1 and higher Dun & Bradstreet, Inc

39 Business Elements Description XML* JSON* Percent of Lease Accounts Ever Cycle 2 Percent of Lease Accounts Ever Cycle 3 Percent of Lease Past Due $ Currently in Cycle 2+ Percent of Leases in Cycle 1 Percent of Leases in Cycle 2 Percent of Loan Past Due $ Currently in Cycle 2+ Percent of Original Outstanding - all Open Leases Percent of Original Outstanding - all Open Loans Percentage of Ownership Performance Summary Current Total Past Due Performance Summary Current Total Past Due Cycle 1 This figure specifies how many lease accounts the business currently has which have ever been past due Cycle 2 This is the percentage of all the business' lease accounts that were ever past due Cycle 3 This is a percentage specifying how much of the business' total past due amount from lease accounts is currently past due Cycle 2 and higher This is the percentage of all the business' lease accounts that were past due Cycle 1 This is the percentage of all the business' lease accounts that were past due Cycle 2 This is a percentage specifying how much of the business' total past due amount from loan accounts is currently past due Cycle 2 and higher This is a percentage specifying how much of the business' total original lease amount is now due (i.e., its current and past due amounts). This is a percentage specifying how much of the business' total original loan amount is now due (i.e., its current and past due amounts). A percentage specifying the borrower's business owned by this guarantor. It is only valid for 'Owner' Guarantor types. It will be set to a NULL value for all other types of Guarantors as well as if it is not known. The sum of all ownership percentages for an account cannot exceed 100%. A monetary figure that specifies the total amount Past Due in a Cycle for all account types. The monetary figure specifying the total dollar amount past due in Cycle 1 across all accounts. Dun & Bradstreet, Inc

40 Business Elements Description XML* JSON* Performance Summary Current Total Past Due Cycle 2 Performance Summary Current Total Past Due Cycle 3 Performance Summary Current Total Past Due Cycle 4 Performance Summary Current Total Past Due Cycle 5 Post Office Mail Box Post Office Mail Drawer Primary SIC Code Relationship to Business SBRI Card Score Flag SBRI Card Scorecard ID SBRI Credit Card Score SBRI Lease Score SBRI Lease Score Flag The monetary figure specifying the total dollar amount past due in Cycle 2 across all accounts. The monetary figure specifying the total dollar amount past due in Cycle 3 across all accounts. The monetary figure specifying the total dollar amount past due in Cycle 4 across all accounts. The monetary figure specifying the total dollar amount past due in Cycle 4 across all accounts. An identifier issued to a subject by a private or public Postal Office for the purposes of collecting mail for that subject for subsequent pickup or delivery. Text recording the mail drawer that the business uses for mailing purposes. An alphanumeric value identifying a business activity based on the scheme specified by the type Text. For instance 1611 represents the highway and street construction industry in the U.S. SIC (Standard Industrial Classification) system. Clarification Note: These are generally external codes created by an external authoritative body like the U.S. Office of Management and Budget (OMB) but D&B may have created extensions to more precisely define an activity as in the case of the SIC 2+2 (the last 4 digits of an 8- digit SIC). [C] Text that describes what type of guarantor this is. Examples are: Owner Officer and the Government. Value assigned based on pre-scoring condition of the D-U-N-S Number. A numeric figure that represents a scorecard used to score this D-U-N-S Number. A 3 digit numeric score that predicts serious delinquency (4+ cycles) over the next 18 months on a new business card account. Values are 620 to 999. A value of 0 identifies the business as high risk. A three digit numeric score that predicts serious delinquency (4+ cycles) over the next 18 months on a new business lease account. Values are 620 to 999, high risk to low risk. A value of 0 identifies the business as High Risk. Value assigned based on pre-scoring condition of the D-U-N-S Number. Dun & Bradstreet, Inc

41 Business Elements Description XML* JSON* SBRI Lease Scorecard ID SBRI Loan Score SBRI Loan Score Flag SBRI Loan Scorecard ID Sum of all Counts Time on File for all Accounts Time Since Most Recent Charge-Off on all Accounts Time Since Most Recent Cycle 1 on Credit Card Accounts Time Since Most Recent Cycle 2 on all Accounts Time Since Most Recent Cycle 2 on Credit Card Accounts Time Since Most Recent Cycle 2 on Lease Accounts Time Since Most Recent Cycle 2 on Loan Accounts A numeric figure that represents a scorecard used to score this D-U-N-S Number. A three digit numeric score that predicts serious delinquency (4+ cycles) over the next 18 months on a new business loan account. Values are 620 to 999, high risk to low risk. A value of 0 identifies the business as High Risk. Value assigned based on pre-scoring condition of the D-U-N-S Number. A numeric figure that represents a scorecard used to score this D-U-N-S Number. The total number of payments that contributed to the historical aging balance data for all account types. This is the longest period of time, in months, that the business' has had an account on file with a lender. This is how long ago it has been in months, since the business' accounts were most recently written off This is how long ago it has been, in months, since the business' commercial credit card accounts were most recently Cycle 1 This is how long ago it has been in months, since the business' accounts were most recently Cycle 2 This is how long ago it has been in months, since the business' commercial credit card accounts were most recently Cycle 2 This is how long ago it has been in months, since the business' lease accounts were most recently Cycle 2 This is how long ago it has been in months, since the business' loan accounts were most recently Cycle 2 Dun & Bradstreet, Inc

42 Business Elements Description XML* JSON* Time Since Most Recent Cycle 3 on Lease Accounts Time Since Most Recent Opening of a Credit Card Account Time Since Most Recent Opening of a Lease Account Time Since Most Recent Opening of a Loan Account Time Since Most Recent Opening, all Accounts Total Balance on all Open Accounts Total Balance on all Open Credit Card Accounts Total Balance on all Open Leases Total Balance on all Open Loans Total Closed End Percent of Original Outstanding Total Credit Card Balance This is how long ago it has been in months, since the business' lease accounts were most recently Cycle 3 This is how long ago it has been, in months, since the business' opened a new credit card account This is how long ago it has been, in months, since the business' opened a new lease account This is how long ago it has been, in months, since the business' opened a new loan account This is how long ago it has been, in months, since the business' opened a new account This monetary figure is the total current balance of all the business' open loan, line of credit, credit card, and lease accounts from SBRI. This monetary figure is the total current balance of all the business' open business credit card accounts. This monetary figure is the total current balance of all the business' open lease accounts. This monetary figure is the total current balance of all the business' open loan accounts. This is a percentage specifying how much of the business' total original amount on its closed-end accounts (loans and leases) is now due (i.e., its current and past due amounts). A monetary figure that specifies the total amount of current outstanding balance on all Credit Card accounts. Dun & Bradstreet, Inc

43 Business Elements Description XML* JSON* Total Credit Card Balance per Lender Total Credit Lines on Credit Cards Total Current Balance Total Exposure Across Open Accounts Total Minimum Due Total Number of Accounts Closed Satifactorily Total Number of Credit Card Accounts Closed Satisfactorily Total Number of Open Accounts Total Number of Open Credit Card Accounts Total Number of Open Lease Accounts Total Number of Open Loan Accounts Total Open End Percent Utilization Total Past Due on all Open Credit Card Accounts A monetary figure that specifies the current outstanding balance due on Credit Card accounts Indicates the total credit line amount on credit cards. A monetary figure that specifies the total amount of current outstanding balance across all account types. This monetary figure is the total exposure of all the business' accounts (i.e., its total credit line on its open-ended accounts (credit cards and lines of credit) and its current balance on its close-ended accounts (loans and leases)). A monetary figure that specifies the total dollar amount of current credit lines i.e the amount of money an issuer of credit has extended for Loans. This figure specifies how many accounts the business closed satisfactorily. This figure specifies how many credit card accounts the business closed satisfactorily. This figure specifies how many open loan, line of credit, credit card, and lease accounts the business has. This figure specifies how many open business credit card accounts the business has. This figure specifies how many open commercial lease accounts the business has. This figure specifies how many open loan accounts the business has. This is a percentage specifying how much of the available credit on the business' openended accounts (credit cards and lines of credit) is currently used. This monetary figure is the total amount currently past due on all the business' open business credit card accounts. Dun & Bradstreet, Inc

44 Business Elements Description XML* JSON* Total Past Due on all Open Leases Total Past Due on all Open Loans Total History Charge Off Count Web Site Address Worst Delinquent all Accounts Past 1-12 Months Worst Delinquent all Accounts Past 1-3 Months Worst Delinquent of All Accounts in the Past 1-6 Month Worst Delinquent of all Card Accounts in the Past 1-12 Month Worst Delinquent of all Card Accounts in the Past 1-3 Month Worst Delinquent of all Card Accounts in the Past 1-6 Month This monetary figure is the total amount currently past due on all the business' open lease accounts. This monetary figure is the total amount currently past due on all the business' open loan accounts. The total number of Charge Offs for all accounts. The Web site address of the subject business. [C] This code specifies the worst delinquency regarding payments that was recorded for this business in the past twelve months. This code specifies the worst delinquency regarding payments that was recorded for this business in the past three months. This code specifies the worst delinquency regarding payments that was recorded for this business in the past six months. This code specifies the worst delinquency regarding credit card payments that was recorded for this business in the past twelve months. This code specifies the worst delinquency regarding commercial credit card payments that was recorded for this business in the past three months. This code specifies the worst delinquency regarding commercial credit card payments that was recorded for this business in the past six months. Dun & Bradstreet, Inc

45 Additional Details Description XML* JSON* Worst Delinquent of all Lease Accounts in the Past 1-12 Month Worst Delinquent of all Lease Accounts in the Past 1-3 Month Worst Delinquent of all Lease Accounts in the Past 1-6 Month Worst Delinquent of all Loan Accounts in the Past 1-12 Month This code specifies the worst delinquency regarding lease payments that was recorded for this business in the past twelve months. This code specifies the worst delinquency regarding commercial credit card payments that was recorded for this business in the past three months. This code specifies the worst delinquency regarding lease payments that was recorded for this business in the past six months. This code specifies the worst delinquency regarding loan payments that was recorded for this business in the past twelve months. * The links in this column provide the technical characteristics for the data field of the respective business element in the XML or JSON response. The preceding list is not presented in the order, nor manner, in which the information is packaged and delivered via the D&B Direct API. While data for a particular company may not contain values for all of the business elements, there may be items that are considered by D&B to be essential to yield the maximum benefit of a data layer. If any of these essential elements do not contain a value for a particular company, an error code will be returned, and your organization will not incur a usage credit for the request. The Product Availability Lookup feature may be utilized to determine if this D&B Direct product is available for a given D-U-N-S Number. Additional Details D&B SBRI scores are derived from a vast array of data including demonstrated credit payment history, utilization on revolving obligation,and balance/usage patterns, and blends them with the totality of traditional commercial data - public records, firmographics, and trade payment history. Dun & Bradstreet, Inc

46 Related Topics D&B follows guidelines established by the U.S. Small Business Administration for determining when an organization is designated as a small business. A business will be flagged as a small business by evaluating its sales or employees total (actual or modeled) depending on the NAICS code. The availability of certain scores delivered by this product may be limited due to a lack of sufficient company or industry specific data to perform the calculations. Access to this information is provided on a metered basis; and will require data layer entitlement prior to use in the production environment. A built-in feature exists to prevent duplicate billing when multiple requests with the same D-U-N-S Number and product code are submitted on the same calendar day (which is based on Eastern Standard Time [GMT-5]). An option exists to retain the results from all successful requests for this product in a Product Request Archive, which may be retrieved without incurring additional usage charges. Related Topics Small Business Risk Insight - Standard. Technical Specification For details on how to obtain this data layer, please refer to the SBRI.OrderProduct (SOAP) or SBRI.OrderProduct (REST) page. Product History Small Business Risk Insight 2013-October D&B Toolkit: Small Business Risk Insight Detail Plus 2006-October Dun & Bradstreet, Inc

47 Small Business Risk Insight - Standard Small Business Risk Insight - Standard The D&B Small Business Risk Insight (SBRI) product is collected and consolidated from contributed financial institutions on small businesses across the loan, credit, card, and leasing industries to give lending institutions a comprehensive view of a small business's total risk and exposure. The D&B SBRI Enhanced product provides additional information that identifies individuals or entities that have guaranteed the financial obligation - whether it be a business principal, commercial entity, or government guarantor relationship. When available, this information can provide invaluable insight into the background details of the lending. Requirements & Options When requesting this D&B Direct data layer, you will be required to supply either valid D-U-N-S Number or subject identification number (Subject ID) for a small business, a country code of "US", and the appropriate product code. Subject IDs for organizations may be obtained by using the small business option in the On-Demand Entity Identification feature. Note: The product code for Small Business Risk Insight - Standard is SBRI_STD. This product currently may not be included in the Monitoring process. Data Privacy This product returns information that, in some jurisdictions, is considered personally identifiable information (PII). D&B customers that are entitled to request this product (and any third-parties that may be assisting with their implementation) are bound to the data privacy terms specified in the D&B Direct agreement. Business Elements The following table is an alphabetical list of the unique items available in this data layer. In addition to these business elements, this product will return a set of standard elements for the company requested. This information is also available in a downloadable data dictionary (filterable by product code). Legend: [C] = may be included in a Custom Data product; [M] = may be referenced by the Monitoring process; [M+] = Monitored using an aggregate or attribute XPath. Dun & Bradstreet, Inc

48 Business Elements Description XML* JSON* Account Aging Group - Credit Card Past Due Cycle 1 Account Aging Group - Credit Card Past Due Cycle 2 Account Aging Group - Credit Card Past Due Cycle 3 Account Aging Group - Credit Card Past Due Cycle 4 Account Aging Group - Credit Card Past Due Cycle 5 Account Aging Group - Lease Past Due Cycle 1 Account Aging Group - Lease Past Due Cycle 2 Account Aging Group - Lease Past Due Cycle 3 Account Aging Group - Lease Past Due Cycle 4 Account Aging Group - Lease Past Due Cycle 5 Account Aging Group - Line Of Credit Past Due Cycle 1 Dollar amount of credit card current outstanding balance that is Past Due Cycle 1 Dollar amount of credit card current outstanding balance that is Past Due Cycle 2 Dollar amount of credit card current outstanding balance that is Past Due Cycle 3 Dollar amount of credit card current outstanding balance that is Past Due Cycle 4 Dollar amount of credit card current outstanding balance that is Past Due Cycle 5 Dollar amount of lease current outstanding balance that is past due Cycle 1 Dollar amount of lease current outstanding balance that is past due Cycle 2 Dollar amount of lease current outstanding balance that is past due Cycle 3 Dollar amount of lease current outstanding balance that is past due Cycle 4 Dollar amount of lease current outstanding balance that is past due Cycle 5 Dollar amount of line of credit current outstanding balance that is Past Due Cycle 1 Dun & Bradstreet, Inc

49 Business Elements Description XML* JSON* Account Aging Group - Line Of Credit Past Due Cycle 14 Account Aging Group - Line Of Credit Past Due Cycle 2 Account Aging Group - Line Of Credit Past Due Cycle 3 Account Aging Group - Line Of Credit Past Due Cycle 5 Account Aging Group - Loan Account Past Due Cycle 1 Account Aging Group - Loan Account Past Due Cycle 2 Account Aging Group - Loan Account Past Due Cycle 3 Account Aging Group - Loan Account Past Due Cycle 4 Account Aging Group - Loan Account Past Due Cycle 5 Account Detail - Lease Current Balance Account Detail - Line of Credit Current Balance Dollar amount of line of credit current outstanding balance that is Past Due Cycle 4 Dollar amount of line of credit current outstanding balance that is Past Due Cycle 2 Dollar amount of line of credit current outstanding balance that is Past Due Cycle 3 Dollar amount of line of credit current outstanding balance that is Past Due Cycle 15 Dollar amount of the loan current outstanding balance that is Past Due Cycle 1 Dollar amount of the loan current outstanding balance that is Past Due Cycle 2 Dollar amount of the loan current outstanding balance that is Past Due Cycle 3 Dollar amount of the loan current outstanding balance that is Past Due Cycle 4 Dollar amount of the loan current outstanding balance that is Past Due Cycle 5 A monetary figure associated with current outstanding Lease balance with a specific account. This is the total remaining loan account balance in U.S. dollars as of this payment. It is always a whole dollar amount. A monetary figure associated with current outstanding Line of Credit balance for a specific account. This is the total remaining loan account balance in U.S. dollars as of this payment. It is always a whole dollar amount. Dun & Bradstreet, Inc

50 Business Elements Description XML* JSON* Account Detail - Loan Current Balance All Groups Total Current Due All Groups Total Minimum Due Base Date Business Legal Structure Credit Card Account Current Balance Credit Card Account Detail Text Credit Card Account Relationship Text Credit Card Aggregate Total Balance Credit Card Available Credit Credit Card Balloon Credit Card Balloon Date Credit Card Charge Off A monetary figure associated with current outstanding Loan balance for a specific account. This is the total remaining loan account balance in U.S. dollars as of this payment. It is always a whole dollar amount. A monetary figure that specifies the total amount of current outstanding balances on all accounts. A monetary figure that specifies the total dollar amount of current credit lines i.e the amount of money an issuer of credit has extended for Loans for all groups. The date when the data was recorded in the D&B Database on this subject was fully updated Text recording the legal form or structure of a business as registered with government authorities e.g. partnership corporation private limited company government department proprietorship. [C] A monetary figure associated with current outstanding Credit Card balance for a specific account. This is the total remaining loan account balance in U.S. dollars as of this payment. It is always a whole dollar amount. Text that describes what's covered in the payments that are made for the Credit Card account. - Examples are:principal Interest Principal Plus Interest Principal and Interest etc. Text that describes the current state of affairs between the borrower and the lender of the Credit Card account. Examples are:'satisfactory' 'Unsatisfactory' 'As Agreed' 'Account in Dispute' 'Fair'. A monetary figure that specifies the total loan amount of current outstanding balance on all Credit Cards. This is the total remaining Credit Card account balance in U.S. dollars as of this payment. It is always a whole dollar amount. A monetary figure which specifies the amount of credit currently available on Credit Cards (Current Credit Line minus Current Balance). The monetary value associated with total dollar amount of Credit Card balloon payments. This is the amount of the final large payment required to repay all the remaining principal and interest on this Credit Card. The period in time when the Credit Card balloon payment is due. A monetary figure that specifies the outstanding Credit Card amount that has been proven to be uncollectible and has therefore been written off as a bad debt. Dun & Bradstreet, Inc

51 Business Elements Description XML* JSON* Credit Card Charge Off Recovered Credit Card Closed Date Credit Card Collateral Type Text Credit Card Current Due Credit Card Current Total Past Due Credit Card Current Snapshot Lender Credit Card Current Snapshot Reported Date Credit Card High Balance Credit Card History Reported Date Credit Card History Total On Time s Count Credit Card History Total s Count A monetary figure that specifies the amount of a Credit Card that was paid by the borrower against the bad debt. The date when the Credit Card account was closed. If the Credit Card account is still open this is set to a NULL value. If the current account Balance is greater than zero it must be set to NULL. It must be more recent than when the Credit Card account was opened. Text that describes the specific type of asset offered by the borrower to secure Credit Card which can be forfeited if the borrower fails to make the agreed payments. A monetary figure that specifies the amount of total current outstanding balance that is considered to be not past due across all Credit Card account types. This is the total amount that should have been paid but was not. A monetary figure that specifies total amount that should have been paid but was not in U.S. dollars as of this payment. It is always a whole dollar amount. It should never exceed the Current Balance. Text that records name of the financial institution that is providing banking information to D&B on their Credit Card accounts in the current snapshot. The date marking the Credit Card Lender file's "as of date" in the current snapshot. The monetary value associated with the greatest amount owed for the Credit Card.This is also known as the High Credit. The date marking the Credit Card Lender file's "as of date". The total number of credit card payments that were paid on time over the period specified. The total number of Credit Card payments that contributed to the historical aging balance data. Dun & Bradstreet, Inc

52 Business Elements Description XML* JSON* Credit Card Last Date Credit Card Maturity Date Credit Card Minimum Credit Card Number of s Period Credit Card On Time Count Credit Card Open Account Indicator Credit Card Opened Date Credit Card Past Due Count Cycle 1 Credit Card Past Due Count Cycle 2 Credit Card Past Due Count Cycle 3 Credit Card Past Due Count Cycle 4 Credit Card Past Due Count Cycle 5 The date marking the last scheduled Credit Card payment.this is the date when the last payment was received by the Lender. It cannot be a more recent date than the Report Date. The date the Credit Card matures. This is the date by which the principal on the Credit Card needs to be fully repaid. A monetary figure that specifies the minimum amount that was owed the lender for this payment.it is always a whole dollar amount.it is only applicable to Line of Credit and Credit Card accounts; not Term Loans or Lease Agreements.If it not known or is not applicable it is set to a NULL value. The number of periods that are covered by the summarized 'Total Number of Credit Card s' data (Number of s on Time Number of s for Cycle 1 Number of s for Cycle 2... Number of s for Cycle 5). It is expressed in months. The number of Credit Card payments that were paid on time over the period specified. When TRUE it indicates that the Credit Card account is open. When FALSE it indicates that the Credit Card account is closed. If it is not known if this account is open or closed it is set to NULL. However it is not allowed to be turned OFF if the current Account Balance is greater than zero. The date when the Credit Card account was opened. The number of times a Credit Card payment was paid in Cycle 1. The number of times a Credit Card payment was paid in Cycle 2. The number of times a Credit Card payment was paid in Cycle 3. The number of times a Credit Card payment was paid in Cycle 4. The number of times a Credit Card payment was paid in Cycle 5. Dun & Bradstreet, Inc

53 Business Elements Description XML* JSON* Credit Card Frequency Text Credit Card History Charge Off Date Credit Card History Pattern Credit Card Reported Date Credit Card Total Past Due Cycle 1 Credit Card Total Past Due Cycle 2 Credit Card Total Past Due Cycle 3 Credit Card Total Past Due Cycle 4 Credit Card Total Past Due Cycle 5 Credit Card Secured Account Indicator Text that records the time interval between the borrower's Credit Card payments to the lender. Examples are: 'Monthly' 'Quarterly' 'Annually' 'Biannually' 'Single' 'Bimonthly' Variable'. The date when the Credit Card bad debt was recorded. Text that records the Credit Card payment trend over past 24 Months. The date when the Credit Card payment was recorded as paid by the Lender. The monetary value associated with the total Credit Card dollar amount past due in Cycle 1. The monetary value associated with the total Credit Card dollar amount past due in Cycle 2. The monetary value associated with the total Credit Card dollar amount past due in Cycle 3. The monetary value associated with the total Credit Card dollar amount past due in Cycle 4. The monetary value associated with the total Credit Card dollar amount past due in Cycle 5. When TRUE it indicates that the borrower has pledged assets to be collected in the event of Credit Card default. When FALSE it indicates that there's been no pledge of assets in the event of default. Dun & Bradstreet, Inc

54 Business Elements Description XML* JSON* Credit Card Sum of Total Counts Credit Card Total Available Credit Credit Card Total Balloon Credit Card Total Charge Off Credit Card Total Charge Off Recovered Credit Card Total Current Credit Line Credit Card Total Current Due Credit Card Total Minimum Credit Card Total Number of s Period Credit Card Total Past Due Credit Card Voluntarily Closed Indicator Credit Credit Card Lender The sum of the total number of Credit Card payments that were paid on time over the period specified. The monetary value associated with the total dollar amount of credit that is currently available on Credit Cards (Current Credit Line minus Current Balance). A monetary figure that specifies the total dollar amount of Credit Card balloon payments.this is the amount of the final large payment required to repay all the remaining principal and interest on this Credit Card. A monetary figure that specifies the total Credit Card amount that has been proven to be uncollectible and has therefore been written off as a bad debt. A monetary figure that specifies the amount that was paid by the borrower against the bad debt for all Credit Cards. A monetary figure that specifies the total dollar amount of current credit lines i.e the amount of money an issuer of credit has extended for Credit Cards. A monetary figure that specifies the minimum amount that was owed to the lender for all of his Credit Card payments. It is always a whole dollar amount. It is only applicable to Line of Credit and Credit Card accounts; not Term Loans or Lease Agreements. A monetary figure that specifies the minimum amount in U.S. dollars that was owed the lender for all of his Credit Card payments.it is always a whole dollar amount.it is only applicable to Line of Credit and Credit Card accounts; not Term Loans or Lease Agreements.If it not known or is not applicable it is set to a NULL value. The number of periods that are covered by the summarized 'Total Number of Credit Card s' data (Number of s on Time Number of s for Cycle 1 Number of s for Cycle 2... Number of s for Cycle 5). It is expressed in months. A monetary figure that specifies amount of total current outstanding Credit Card balance that is past due. When TRUE it indicates that the borrower voluntarily closed this Credit Card account. Text that records name of the financial institution that is providing information to D&B on the Credit Card accounts. Dun & Bradstreet, Inc

55 Business Elements Description XML* JSON* Current Snapshot - Lease Current Balance Current Snapshot - Line of Credit Current Balance Current Snapshot - Loan Current Balance FEDERAL TAX ID NUMBER Global Ultimate D-U- N-S Number Group Total Charge Off Inquiry Count within 24 months A monetary figure that specifies the current outstanding balance due on Lease accounts. A monetary figure that specifies the current outstanding balance due on Line of Credit accounts. A monetary figure that specifies the current portion of outstanding balance due on Loans. The federal tax identification number of the subject business. [C] The D-U-N-S number of the highest parent of a corporate family. [C] A monetary figure that specifies the total amount in U.S. dollars that has been proven to be uncolletile and has therefore been written off as a bad debt. A numeric value that identifies the total number of requests made by D&B customers on this subject within 24 months. Inquiry Period The interval of time that was used in the calculation of the Inquiry Count. Lease Account Detail Text Lease Account Relationship Text Lease Aggregate Total Balance Lease Available Credit Lease Balloon Lease Balloon Date Text that describes what's covered in the payments that are made for the Lease account. - Examples are:principal Interest Principal Plus Interest Principal and Interest etc. Text that describes the current state of affairs between the borrower and the lender for the Lease. Examples are:'satisfactory' 'Unsatisfactory' 'As Agreed' 'Account in Dispute' 'Fair'. A monetary figure that specifies the total Lease amount of current outstanding balance on all Leases. This is the total remaining lease account balance in U.S. dollars as of this payment. It is always a whole dollar amount. A monetary figure which specifies the amount of credit currently available on Leases (Current Credit Line minus Current Balance) The monetary value associated with the total dollar amount of Lease balloon payments. This is the amount of the final large payment required to repay all the remaining principal and interest on this partially amortized or unamortized Lease. The period in time when the Lease balloon payment is due. Dun & Bradstreet, Inc

56 Business Elements Description XML* JSON* Lease Charge Off Lease Charge Off Recovered Lease Closed Date Lease Collateral Type Text Lease Current Due Lease Current Total Past Due Lease Current Snapshot Lender Lease Current Snapshot Reported Date Lease High Balance Lease History Reported Date Lease History Total On Time s Count Lease History Total s Count Lease Last Date Lease Lender A monetary figure that specifies the outstanding Lease amount that has been proven to be uncollectible and has therefore been written off as a bad debt. A monetary figure that specifies the amount of a Lease that was paid by the borrower against the bad debt. The date when the lease account was closed. If the lease account is still open this is set to a NULL value. If the current account Balance is greater than zero it must be set to NULL. It must be more recent than when the lease account was opened. Text that describes the specific type of asset offered by the borrower to secure the Lease. A monetary figure that specifies the amount of total current outstanding balance that is considered to be not past due across all Lease account types. This is the total amount that should have been paid but was not. A monetary figure that specifies total amount of the lease that is past due. Text that records name of the financial institution that is providing banking information to D&B on their Lease accounts in the current snapshot. The date marking the Lease Lender file's "as of date" in the current snapshot. The monetary value associated with the greatest amount owed.this is also known as the High Credit. The date marking the Lease Lender file's as of "date." The total number of Lease payments that were paid on time over the period specified. The total number of Lease payments that contributed to the historical aging balance data. The date marking the last scheduled Lease payment.this is the date when the last payment was received by the Lender. It cannot be a more recent date than the Report Date. Text that records name of the financial institution that is providing banking information to D&B on the Lease account. Dun & Bradstreet, Inc

57 Business Elements Description XML* JSON* Lease Maturity Date Lease Minimum Lease Number of s Period Lease On Time Count Lease Open Account Indicator Lease Opened Date Lease Past Due Count Cycle 1 Lease Past Due Count Cycle 2 Lease Past Due Count Cycle 3 Lease Past Due Count Cycle 4 Lease Past Due Count Cycle 5 Lease Frequency Text Lease History Charge Off Date Lease History Pattern Lease Reported Date The date the Lease matures. This is the date by which the principal on the Lease needs to be fully repaid. A monetary figure that specifies minimum amount that was owed the lender for the Lease payment.it is always a whole dollar amount.it is only applicable to Line of Credit and Credit Card accounts; not Term Loans or Lease Agreements.If it not known or is not applicable it is set to a NULL value. The number of periods that are covered by the summarized 'Number of Lease s' data (Number of s on Time Number of s for Cycle 1 Number of s for Cycle 2... Number of s for Cycle 5). It is expressed in months. The number of payments that were paid on time over the Lease period specified. When TRUE it indicates that the Lease account is open.when FALSE it indicates that the Lease account is closed. If it is not known if this account is open or closed it is set to NULL. However it is not allowed to be turned OFF if the current Account Balance is greater than zero. The date when the Lease account was opened. The number of times a Lease payment was paid in Cycle 1. The number of times a Lease payment was paid in Cycle 2. The number of times a Lease payment was paid in Cycle 3. The number of times a Lease payment was paid in Cycle 4. The number of times a Lease payment was paid in Cycle 5. Text that records the time interval between the borrower's Lease payments to the lender. Examples are: 'Monthly' 'Quarterly' 'Annually' 'Biannually' 'Single' 'Bimonthly' Variable'. The date when the Lease bad debt was recorded. Text that records the Lease payment trend over past 24 Months. The date the Lease payment was recorded as paid by the Lender. Dun & Bradstreet, Inc

58 Business Elements Description XML* JSON* Lease Total Past Due Cycle 1 Lease Total Past Due Cycle 2 Lease Total Past Due Cycle 3 Lease Total Past Due Cycle 4 Lease Total Past Due Cycle 5 Lease Secured Account Indicator Lease Sum of Total Counts Lease Total Available Credit Lease Total Balloon Lease Total Charge Off Lease Total Charge Off Recovered Lease Total Current Balance The monetary value associated with the total Lease dollar amount past due in Cycle 1. The monetary value associated with the total Lease dollar amount past due in Cycle 2. The monetary value associated with the total Lease dollar amount past due in Cycle 3. The monetary value associated with the total Lease dollar amount past due in Cycle 4. The monetary value associated with the total Lease dollar amount past due in Cycle 5. When TRUE it indicates that the borrower has pledged assets to be collected in the event of Leasae default. When FALSE it indicates that there's been no pledge of assets in the event of Lease default. The sum of the total number of Lease payments that were paid on time over the period specified. The monetary value associated with the total dollar amount of credit that is currently available on Leases (Current Credit Line minus Current Balance). A monetary figure that specifies the total dollar amount of Lease balloon payments.this is the amount of the final large payment required to repay all the remaining principal and interest on this Lease. A monetary figure that specifies the total Lease amount that has been proven to be uncollectible and has therefore been written off as a bad debt. A monetary figure that specifies the Lease amount that was paid by the borrower against the bad debt. A monetary figure that specifies the total amount of current outstanding balance on all Leases. Dun & Bradstreet, Inc

59 Business Elements Description XML* JSON* Lease Total Current Credit Line Lease Total Current Due Lease Total Minimum Lease Total Number of s Period Lease Total Past Due Lease Voluntarily Closed Indicator Legal Structure Line of Business Line of Credit Account Detail Text Line of Credit Account Relationship Text Line of Credit Aggregate Total Balance Line of Credit Available Credit Line of Credit Balloon A monetary figure that specifies the total dollar amount of current credit lines (i.e the amount of money an issuer of credit has extended) for all Leases. A monetary figure that specifies the amount of total current outstanding Lease balance that is considered to be not past due. This is the total amount that should have been paid but was not. A monetary figure that specifies the minimum amount in U.S. dollars that was owed the lender for all Lease payments.it is always a whole dollar amount.it is only applicable to Line of Credit and Credit Card accounts; not Term Loans or Lease Agreements.If it not known or is not applicable it is set to a NULL value. The number of periods that are covered by the summarized 'Total Number of Lease s' data (Number of s on Time Number of s for Cycle 1 Number of s for Cycle 2... Number of s for Cycle 5). It is expressed in months. A monetary figue which specifies the amount of total current outstanding Lease balance that is past due. When TRUE it indicates that the borrower voluntarily closed this Lease account. When FALSE it indicates that this Lease account was involuntarily closed by the lender. If the account is not closed or the conditions for closing the account are not known then this is set to a NULL value. Text that describes the legal form or structure of a business as registered with government authorities e.g. partnership corporation private limited company government department proprietorship. [C] Text recording a discription of the operations of the business. [C] Text that describes what's covered in the payments that are made for the Line of Credit account. - Examples are:principal Interest Principal Plus Interest Principal and Interest etc. Text that describes the current state of affairs between the borrower and the Line of Credit lender. Examples are:'satisfactory' 'Unsatisfactory' 'As Agreed' 'Account in Dispute' 'Fair'. A monetary figure that specifies the total amount of the current outstanding balance on all Lines of Credit. This is the total remaining line of credit account balance in U.S. dollars as of this payment. It is always a whole dollar amount. A monetary figure which specifies the amount of credit currently available on the Line of Credit (Current Credit Line minus Current Balance). The monetary value associated with the total dollar amount of Line of Credit balloon payments. This is the amount of the final large payment required to repay all the remaining principal and interest on this partially amortized or unamortized Line of Credit. Dun & Bradstreet, Inc

60 Business Elements Description XML* JSON* Line of Credit Balloon Date Line of Credit Charge Off Line of Credit Charge Off Recovered Line of Credit Closed Date Line of Credit Collateral Type Text Line of Credit Current Credit Line Line of Credit Current Due Line of Credit Current Total Past Due Line of Credit Current Snapshot Lender Line of Credit Current Snapshot Reported Date Line of Credit High Balance The period in time when the Line of Credit balloon payment is due. A monetary figure that specifies the outstanding Line of Credit amount that has been proven to be uncollectible and has therefore been written off as a bad debt. A monetary figure that specifies the amount of Line of Credit that was paid by the borrower against the bad debt. The date when the Line of Credit account was closed. If the Line of Credit account is still open this is set to a NULL value. If the current account Balance is greater than zero it must be set to NULL. It must be more recent than when the Line of Credit account was opened. Text that describes the specific type of asset offered by the borrower to secure the Line of Credit (i.e. a loan) which can be forfeited if the borrower fails to make the agreed payments. A monetary figure associated with the Line of Credit limit amount in U.S. dollars that's been set for the Line of Credit account as of this payment. It is always a whole dollar amount and cannot be a negative value. It is only valid for Line of Credit and Credit Card accounts. It is mandatory for an open Credit Card account. It is set to NULL for Term Loan and Lease accounts. A monetary figure that specifies the amount of the total current Line of Credit outstanding balance that is considered to be not past due across all Line of Credit account types. This is the total amount that should have been paid but was not. A monetary figure that specifies the total Line of Credit amount that should have been paid but was not in U.S. dollars as of this payment. It is always a whole dollar amount. It should never exceed the Current Balance. Text that records name of the financial institution that is providing banking information to D&B on their Line of Credit accounts in the current snapshot. The date marking the Line of Credit Lender file's "as of date" in the current snapshot. The monetary value associated with the greatest Line of Credit amount owed.this is also known as the High Credit. Dun & Bradstreet, Inc

61 Business Elements Description XML* JSON* Line of Credit History Reported Date Line of Credit History Total On Time s Count Line of Credit History Total s Count Line of Credit Last Date Line of Credit Lender Line of Credit Maturity Date Line of Credit Minimum Line of Credit Number of s Period Line of Credit On Time Count Line of Credit Open Account Indicator Line of Credit Opened Date Line of Credit Original Line of Credit Past Due Count Cycle 1 The date marking the Line of Credit Lender file's as of "date." The total number of Line of Credit payments that were paid on time over the period specified. The total number of Line of Credit payments that contributed to the historical aging balance data. The date that specifies the last scheduled Line of Credit payment.this is the date when the last payment was received by the Lender. It cannot be a more recent date than the Report Date. Text that records the name of the financial institution that is providing banking information to D&B on the Line of Credit account. The date the Line of Credit matures. This is the date by which the principal on the Line of Credit needs to be fully repaid. A monetary figure that specifies the minimum amount that was owed the lender for the Line of Credit payment.it is always a whole dollar amount.it is only applicable to Line of Credit and Credit Card accounts; not Term Loans or Lease Agreements.If it not known or is not applicable it is set to a NULL value. The number of periods that are covered by the summarized 'Number of Line of Credit s' data (Number of s on Time Number of s for Cycle 1 Number of s for Cycle 2... Number of s for Cycle 5). It is expressed in months. The number of Line of Credit payments that were paid on time over the period specified. When TRUE it indicates that the Line of Credit account is open. When FALSE it indicates that the Line of Credit account is closed. If it is not known if this account is open or closed it is set to NULL. However it is not allowed to be turned OFF if the current Account Balance is greater than zero. The date when the Line of Credit account was opened. The monetary value associated with the Line of Credit account when first opened. The number of times a Line of Credit payment was paid in Cycle 1. Dun & Bradstreet, Inc

62 Business Elements Description XML* JSON* Line of Credit Past Due Count Cycle 2 Line of Credit Past Due Count Cycle 3 Line of Credit Past Due Count Cycle 4 Line of Credit Past Due Count Cycle 5 Line of Credit Frequency Text Line of Credit History Charge Off Date Line of Credit History Pattern Line of Credit Reported Date Line of Credit Total Past Due Cycle 1 Line of Credit Secured Account Indicator Line of Credit Sum of Total Counts The number of times a Line of Credit payment was paid in Cycle 2. The number of times a Line of Credit payment was paid in Cycle 3. The number of times a Line of Credit payment was paid in Cycle 4. The number of times a Line of Credit payment was paid in Cycle 5. Text that records the time interval between the borrower's Line of Credit payments to the lender. Examples are: 'Monthly' 'Quarterly' 'Annually' 'Biannually' 'Single' 'Bimonthly' Variable'. The date when the Line of Credit bad debt was recorded. Text that records the Line of Credit payment trend over past 24 Months. The date the Line of Credit payment was recorded as paid by the Lender. The monetary value associated with the total Line of Credit dollar amount past due in Cycle 1. When TRUE it indicates that the borrower has pledged assets to be collected in the event of a Line of Credit default. When FALSE it indicates that there's been no pledge of assets in the event of a Line of Credit default. The sum of the total number of Line of Credit payments that were paid on time over the period specified. Dun & Bradstreet, Inc

63 Business Elements Description XML* JSON* Line of Credit Total Available Credit Line of Credit Total Balloon Line of Credit Total Charge Off Line of Credit Total Charge Off Recovered Line of Credit Total Current Balance Line of Credit Total Current Credit Line Line of Credit Total Current Due Line of Credit Total Minimum Line of Credit Total Number of s Period Line of Credit Total Past Due Line of Credit Voluntarily Closed Indicator Loan Account Detail Text Loan Account Relationship Text The monetary value associated with the total dollar amount of credit that is currently available on Lines of Credit (Current Credit Line minus Current Balance). A monetary figure that specifies the total dollar amount of Line of Credit balloon payments.this is the amount of the final large payment required to repay all the remaining principal and interest on this Line of Credit. A monetary figure that specifies the total Line of Credit amount that has been proven to be uncollectible and has therefore been written off as a bad debt. A monetary figure that specifies the amount that was paid by the borrower against the bad debt for all Lines of Credit. A monetary figure that specifies the total amount of current outstanding balance on all Lines of Credit. A monetary figure that specifies the total dollar amount of all current Lines of Credit (i.e the amount of money an issuer of credit). A monetary figure that specifies the amount of total current outstanding Line of Credit balance that is considered to be not past due. This is the total amount that should have been paid but was not. A monetary figure that specifies the minimum amount in U.S. dollars that was owed the lender for all Line of Credit payments.it is always a whole dollar amount.it is only applicable to Line of Credit and Credit Card accounts; not Term Loans or Lease Agreements.If it not known or is not applicable it is set to a NULL value. The number of periods that are covered by the summarized 'Total Number of Lines of Credit' data (Number of s on Time Number of s for Cycle 1 Number of s for Cycle 2... Number of s for Cycle 5). It is expressed in months. A monetary figue which specifies the amount of the total current outstanding Line of Credit balance that is past due. When TRUE it indicates it means that the borrower voluntarily closed this Line of Credit account. Text that describes what's covered in the payments that are made for the Loan account. - Examples are:principal Interest Principal Plus Interest Principal and Interest etc. Text that describes the current state of affairs between the borrower and the Loan account lender. Examples are: 'Satisfactory', 'Unsatisfactory', 'As Agreed', 'Account in Dispute', 'Fair'. Dun & Bradstreet, Inc

64 Business Elements Description XML* JSON* Loan Aggregate Total Balance Loan Available Credit Loan Balloon Loan Balloon Date Loan Charge Off Loan Charge Off Recovered Loan Closed Date Loan Collateral Type Text Loan Current Due Loan Current Total Past Due Loan Current Snapshot Lender Loan Current Snapshot Reported Date Loan High Balance Loan History reported Date A monetary figure that specifies the total Loan amount of current outstanding balance on all Loans. This is the total remaining loan account balance in U.S. dollars as of this payment. It is always a whole dollar amount. A monetary figure which specifies the amount of credit currently available on Loans (Current Credit Line minus Current Balance). The monetary value associated with total dollar amount of the Loan balloon payments. This is the amount of the final large payment required to repay all the remaining principal and interest on this partially amortized or unamortized term loan. The period in time when the Loan balloon payment is due. A monetary figure that specifies the Loan amount that has been proven to be uncollectible and has therefore been written off as a bad debt. A monetary figure that specifies the amount of Loan that was paid by the borrower against the bad debt. The date when the Loan account was closed. If the loan account is still open this is set to a NULL value. If the current account Balance is greater than zero it must be set to NULL. It must be more recent than when the loan account was opened. Text that describes the specific type of asset offered by the borrower to secure credit (i.e. a loan) which can be forfeited if the borrower fails to make the agreed payments. A monetary figure that specifies the amount of total current outstanding balance that is considered to be not past due across all Loan account types. This is the total amount that should have been paid but was not. A monetary figure that specifies total amount that should have been paid but was not in U.S. dollars as of this payment. It is always a whole dollar amount. It should never exceed the Current Balance. Text that records name of the financial institution that is providing banking information to D&B on their Loan accounts in the current snapshot. The date marking the Loan Lender file's "as of date" in the current snapshot. The monetary value associated with the greatest amount owed.this is also known as the High Credit. The date marking the Loan Lender file's "as of date". Dun & Bradstreet, Inc

65 Business Elements Description XML* JSON* Loan History Total On Time s Count Loan History Total s Count Loan Last Date Loan Maturity Date Loan Minimum Loan Number of s Period Loan On Time Count Loan Open Account Indicator Loan Opened Date Loan Original Loan Past Due Count Cycle 1 Loan Past Due Count Cycle 2 Loan Past Due Count Cycle 3 Loan Past Due Count Cycle 4 The total number of Loan payments that were paid on time over the period specified. The total number of Loan payments that contributed to the historical aging balance data. The date when the last scheduled payment.this is the date when the last payment was received by the Lender. It cannot be a more recent date than the Report Date. The date the Installment Loan matures. This is the date by which the principal on the loan needs to be fully repaid. A monetary figure that specifies minimum amount that was owed the lender for the Loan payment.it is always a whole dollar amount.it is only applicable to Line of Credit and Credit Card accounts; not Term Loans or Lease Agreements.If it not known or is not applicable it is set to a NULL value. The number of periods that are covered by the summarized 'Number of Loan s' data (Number of s on Time Number of s for Cycle 1 Number of s for Cycle 2... Number of s for Cycle 5). It is expressed in months. The number of Loan payments that were paid on time over the period specified. When TRUE it indicates that the Loan account is open. When FALSE it indicates that the Loan account is closed. If it is not known if this account is open or closed it is set to NULL. However it is not allowed to be turned OFF if the current Account Balance is greater than zero. The date when the Loan account was opened. The monetary value associated with the Loan account when first opened. The number of times a Loan payment was paid in Cycle 1. The number of times a Loan payment was paid in Cycle 2. The number of times a Loan payment was paid in Cycle 3. The number of times a Loan payment was paid in Cycle 4. Dun & Bradstreet, Inc

66 Business Elements Description XML* JSON* Loan Past Due Count Cycle 5 Loan Cycle Total Past Due Cycle 1 Loan Cycle Total Past Due Cycle 2 Loan Cycle Total Past Due Cycle 3 Loan Cycle Total Past Due Cycle 4 Loan Cycle Total Past Due Cycle 5 Loan Frequency Text Loan History Charge Off Date Loan History Pattern Loan Reported Date Loan Secured Account Indicator Loan Sum of Total Counts The number of times a Loan payment was paid in Cycle 5. The monetary value associated with the total Loan dollar amount past due in Cycle 1. The monetary value associated with the total Loan dollar amount past due in Cycle 2. The monetary value associated with the total Loan dollar amount past due in Cycle 3. The monetary value associated with the total Loan dollar amount past due in Cycle 4. The monetary value associated with the total Loan dollar amount past due in Cycle 5. Text that records the time interval between the borrower's Loan payments to the account lender. Examples are: 'Monthly' 'Quarterly' 'Annually' 'Biannually' 'Single' 'Bimonthly' Variable'. The date when the Loan bad debt was recorded. Text that records the Loan payment trend over past 24 Months. The date the Loan payment was recorded as paid by the Lender. When TRUE it indicates that the borrower has pledged assets to be collected in the event of Loan default. When FALSE it indicates that there's been no pledge of assets in the event of Loan default. The sum of the total number of Loan payments that were paid on time over the period specified. Dun & Bradstreet, Inc

67 Business Elements Description XML* JSON* Loan Total Available Credit Loan Total Balloon Loan Total Charge Off Loan Total Charge Off Recovered Loan Total Current Balance Loan Total Current Due Loan Total Minimum Loan Total Number of s Period Loan Total Past Due Loan Voluntarily Closed Indicator Mailing Address Postal Route Number Miscellaneous Account Type Miscellaneous Comment Text Miscellaneous Lender The monetary value associated with the total dollar Loan amount that is currently available (Current Credit Line minus Current Balance). A monetary figure that specifies the total dollar amount of Loan balloon payments.this is the amount of the final large payment required to repay all the remaining principal and interest on this Loan. A monetary figure that specifies the total Loan amount that has been proven to be uncollectible and has therefore been written off as a bad debt. A monetary figure that specifies the Loan amount that was paid by the borrower against the bad debt. A monetary figure that specifies the total Loan amount of the current outstanding balance. A monetary figure that specifies the amount of total current outstanding Loan balance that is considered to be not past due. This is the total amount that should have been paid but was not. A monetary figure that specifies the minimum amount in U.S. dollars that was owed the lender for all of his Loan payments.it is always a whole dollar amount.it is only applicable to Line of Credit and Credit Card accounts; not Term Loans or Lease Agreements.If it not known or is not applicable it is set to a NULL value. The number of periods that are covered by the summarized 'Total Number of Loan s' data (Number of s on Time Number of s for Cycle 1 Number of s for Cycle 2... Number of s for Cycle 5). It is expressed in months. A monetary figue which specifies the amount of total current outstanding Loan balance that is past due. When TRUE it indicates that the borrower voluntarily closed this Loan account. When FALSE it indicates that this Loan account was involuntarily closed by the lender. If the account is not closed or the conditions for closing the account are not known then this is set to a NULL value. An identifier of a postal route such as a rural route" in the United States or a "Cedex" in France. Clarification Note: Though this attribute is referred to as a number it is not necessarily numeric or entirely numeric. This does not include the textual description of the Postal Route. For example the contents would be just the number 10 from "RR #10" or just the number 9 from "Cedex 9"." Text that describes what type of lending account this is. Examples are:term Loan Line of Credit Credit Card/Revolving Credit Lease Agreement. Text recording additional Lender Comments pertaining to the subject business. Text that records the name of the financial instituion providing the Miscellaneous comments on an account. Dun & Bradstreet, Inc

68 Business Elements Description XML* JSON* Miscellaneous Reported Date Most Recent Inquiry Date NAICS Code Number of Inquiries within 12 months Number of Inquiries within 30 days Number of Inquiries within 90 days Overall On Time Percentage Parent D-U-N-S Number History Credit Card Lender History Lease Lender History Line of Credit Lender History Loan Lender History Total Group - Credit Card Total Number Of Times Past Due Cycle 1 The date marking the Miscellaneous Lender file's "as of date". The latest date when there was an inquiry for this subject's data. The industry code for the North American Industry Classification System was introduced in 1997 as a replacement for SIC Codes and now serves as the standard for the three NAFTA countries of Mexico, Canada and the U.S. [C] The number of inquiries on the subject's business within the past 12 months. The number of inquiries on the subject's business within the past 30 days. The number of inquiries on the subject's business within the past 90 days. A percentage recording the customer's history of payments on time across all account types. The D-U-N-S number of the parent company. A parent is a corporation that owns more than 50% of another corporation's capital stock; these owned companies are subsidiaries to the parent company. [C] Text that records name of the financial institution that is providing banking information to D&B on Credit Card accounts in the payment history. Text that records name of the financial institution that is providing banking information to D&B on Lease accounts in the payment history. Text that records name of the financial institution that is providing banking information to D&B on Line of Credit accounts in the payment history. Text that records name of the financial institution that is providing banking information to D&B on the Loan account in the payment history. The total number of times credit card payment was paid past due Cycle 1 Dun & Bradstreet, Inc

69 Business Elements Description XML* JSON* History Total Group - Credit Card Total Number Of Times Past Due Cycle 2 History Total Group - Credit Card Total Number Of Times Past Due Cycle 3 History Total Group - Credit Card Total Number Of Times Past Due Cycle 4 History Total Group - Credit Card Total Number Of Times Past Due Cycle 5 History Total Group - Lease Total Number Of Times Past Due Cycle 1 History Total Group - Lease Total Number Of Times Past Due Cycle 2 History Total Group - Lease Total Number Of Times Past Due Cycle 3 The total number of times credit card payment was paid past due Cycle 2 The total number of times credit card payment was paid past due Cycle 3 The total number of times credit card payment was paid past due Cycle 4 The total number of times credit card payment was paid past due Cycle 5 The total number of times lease payment was paid past due Cycle 1 The total number of times lease payment was paid past due Cycle 2 The total number of times lease payment was paid past due Cycle 3 Dun & Bradstreet, Inc

70 Business Elements Description XML* JSON* History Total Group - Lease Total Number Of Times Past Due Cycle 4 History Total Group - Lease Total Number Of Times Past Due Cycle 5 History Total Group - Line Of Credit Total Number Of Times Past Due Cycle 1 History Total Group - Line Of Credit Total Number Of Times Past Due Cycle 2 History Total Group - Line Of Credit Total Number Of Times Past Due Cycle 3 History Total Group - Line Of Credit Total Number Of Times Past Due Cycle 4 History Total Group - Line Of Credit Total Number Of Times Past Due Cycle 5 The total number of times lease payment was paid past due Cycle 4 The total number of times lease payment was paid past due Cycle 5 The total number of times line of credit payment was paid past due Cycle 1 The total number of times line of credit payment was paid past due Cycle 2 The total number of times line of credit payment was paid past due Cycle 3 The total number of times line of credit payment was paid past due Cycle 4 The total number of times line of credit payment was paid past due Cycle 5 Dun & Bradstreet, Inc

71 Business Elements Description XML* JSON* History Total Group - Loan Account Total Number Of Times Past Due Cycle 1 History Total Group - Loan Account Total Number Of Times Past Due Cycle 2 History Total Group - Loan Account Total Number Of Times Past Due Cycle 3 History Total Group - Loan Account Total Number Of Times Past Due Cycle 4 History Total Group - Loan Account Total Number Of Times Past Due Cycle 5 Summary Group Percentage Past Due Cycle 1 Summary Group Percentage Past Due Cycle 2 The total number of times loan payment was paid past due Cycle 1 The total number of times loan payment was paid past due Cycle 2 The total number of times loan payment was paid past due Cycle 3 The total number of times loan payment was paid past due Cycle 4 The total number of times loan payment was paid past due Cycle 5 Percentage of summarized payments paid Past Due Cycle 1 Percentage of summarized payments paid Past Due Cycle 2 Dun & Bradstreet, Inc

72 Business Elements Description XML* JSON* Summary Group Percentage Past Due Cycle 3 Summary Group Percentage Past Due Cycle 4 Summary Group Percentage Past Due Cycle 5 Performance Summary Current Total Past Due Performance Summary Current Total Past Due Cycle 1 Performance Summary Current Total Past Due Cycle 2 Performance Summary Current Total Past Due Cycle 3 Performance Summary Current Total Past Due Cycle 4 Performance Summary Current Total Past Due Cycle 5 Percentage of summarized payments paid Past Due Cycle 3 Percentage of summarized payments paid Past Due Cycle 4 Percentage of summarized payments paid Past Due Cycle 5 A monetary figure that specifies the total amount Past Due in a Cycle for all account types. The monetary figure specifying the total dollar amount past due in Cycle 1 across all accounts. The monetary figure specifying the total dollar amount past due in Cycle 2 across all accounts. The monetary figure specifying the total dollar amount past due in Cycle 3 across all accounts. The monetary figure specifying the total dollar amount past due in Cycle 4 across all accounts. The monetary figure specifying the total dollar amount past due in Cycle 4 across all accounts. Dun & Bradstreet, Inc

73 Business Elements Description XML* JSON* Post Office Mail Box Post Office Mail Drawer Primary SIC Code Sum of all Counts Total Credit Card Balance Total Credit Card Balance per Lender Total Current Balance Total Minimum Due Total History Charge Off Count Web Site Address An identifier issued to a subject by a private or public Postal Office for the purposes of collecting mail for that subject for subsequent pickup or delivery. Text recording the mail drawer that the business uses for mailing purposes. An alphanumeric value identifying a business activity based on the scheme specified by the type Text. For instance 1611 represents the highway and street construction industry in the U.S. SIC (Standard Industrial Classification) system. Clarification Note: These are generally external codes created by an external authoritative body like the U.S. Office of Management and Budget (OMB) but D&B may have created extensions to more precisely define an activity as in the case of the SIC 2+2 (the last 4 digits of an 8- digit SIC). [C] The total number of payments that contributed to the historical aging balance data for all account types. A monetary figure that specifies the total amount of current outstanding balance on all Credit Card accounts. A monetary figure that specifies the current outstanding balance due on Credit Card accounts A monetary figure that specifies the total amount of current outstanding balance across all account types. A monetary figure that specifies the total dollar amount of current credit lines i.e the amount of money an issuer of credit has extended for Loans. The total number of Charge Offs for all accounts. The Web site address of the subject business. [C] * The links in this column provide the technical characteristics for the data field of the respective business element in the XML or JSON response. The preceding list is not presented in the order, nor manner, in which the information is packaged and delivered via the D&B Direct API. While data for a particular company may not contain values for all of the business elements, there may be items that are considered by D&B to be essential to yield the maximum benefit of a data layer. If any of these essential elements do not contain a value for a particular company, an error code will be returned, and your organization will not incur a usage credit for the request. Dun & Bradstreet, Inc

74 Additional Details The Product Availability Lookup feature may be utilized to determine if this D&B Direct product is available for a given D-U-N-S Number. Additional Details D&B SBRI scores are derived from a vast array of data including demonstrated credit payment history, utilization on revolving obligation,and balance/usage patterns, and blends them with the totality of traditional commercial data - public records, firmographics, and trade payment history. D&B follows guidelines established by the U.S. Small Business Administration for determining when an organization is designated as a small business. A business will be flagged as a small business by evaluating its sales or employees total (actual or modeled) depending on the NAICS code. The availability of certain scores delivered by this product may be limited due to a lack of sufficient company or industry specific data to perform the calculations. Access to this information is provided on a metered basis; and will require data layer entitlement prior to use in the production environment. A built-in feature exists to prevent duplicate billing when multiple requests with the same D-U-N-S Number and product code are submitted on the same calendar day (which is based on Eastern Standard Time [GMT-5]). An option exists to retain the results from all successful requests for this product in a Product Request Archive, which may be retrieved without incurring additional usage charges. Related Topics Small Business Risk Insight - Enhanced. Technical Specification For details on how to obtain this data layer, please refer to the SBRI.OrderProduct (SOAP) or SBRI.OrderProduct (REST) page. Product History Small Business Risk Insight - Standard 2013-October D&B Toolkit: Small Business Risk Insight Detail 2006-October Dun & Bradstreet, Inc

75 SBRI Product Service SBRI Product Service Version 2.0 (API) / 3.1 (Service) Functions This D&B Direct service includes the following functionality. The respective SOAP and/or REST pages provide technical details including input parameters, responses and sample requests. Function Operation / SOAP Resource / REST Deliver a data layer. (see Product Details) OrderProduct() GET organizations/{duns}/products/{productid} Deliver copies of previously ordered products. RetrieveProduct () GET organizations/subjectid-{subjectid}/products/ {productid} GET assets/{assetid}/{productid} The Order Product function provides data layers for small businesses, and requires either a valid D-U-N-S Number or subject identification number (Subject ID), a country code of "US", and one of the product codes listed above. Subject IDs may be obtained by using the small business option in the On-Demand Entity Identification feature. The Retrieve Product function can be used to fetch previously obtained copies of data layers from the Product Request Archive. The default archival period is 120 days, unless extended (up to 365 days) when the data layer was originally requested. Product Details The following D&B products may be obtained by using this service. Some data layers may be available in different levels (Standard, Enhanced and/or Premium) -- each offering additional data elements. All D&B Direct product codes are case sensitive. The Product pages provide an overview along with a list of the Business Elements. Title / Product Overview Link Small Business Risk Insight - Standard Small Business Risk Insight - Enhanced Product Code SBRI_STD SBRI_ENH Dun & Bradstreet, Inc

76 Interfaces & Endpoints Interfaces & Endpoints D&B Direct implements version control at the web service level, in addition to the API level. This D&B Direct 2.0 {version} of the SBRI Product Service is 3.1. When contacting D&B customer support, please provide both the API and Service version numbers. The following table(s) identify version-specific access points for the available API interfaces. SOAP Endpoint WSDL * *There may be operations defined in the WSDL that are not available to D&B Direct customers at this time. REST OrderProduct OrderProduct (by Subject ID) RetrieveProduct GET {productid} GET /products/{productid} GET Note: While "organizations" is part of the REST OrderProduct URL, there is no service by this name. D&B Direct product-related calls have a similar structure; however, the {version} component is based on the service to which a given product is associated. D&B Direct API calls must be made using Secured Socket Layers (SSL) as noted in the preceding table(s). Dun & Bradstreet, Inc

77 SBRI:OrderProduct (REST) SBRI:OrderProduct (REST) This operation -- part of the SBRI Product Service -- provides access to multiple products, controlled by unique product codes. Authentication & Endpoint D&B Direct web services require authentication, and the data environment (i.e. production, trial or sandbox) is determined by the credentials submitted with each API request. Refer to the service page for the correct version of the operation. Endpoints GET GET Request Parameters The following parameters are accepted by this operation; however, the requirements for a specific request may differ based the product being requested. Please refer to the downloadable data dictionary (filterable by product code) to determine which fields are applicable. When conducting testing in the production environment during a trial period, product requests will be limited to the local market of the customer. The default value for ArchiveProductOptOutIndicator is TRUE, indicating that the request will NOT be automatically archived. {version} ApplicationTransactionID Element string up to 64 chars., Optional A number assigned by the calling application to uniquely identify this request. Dun & Bradstreet, Inc

78 Request Parameters TransactionTimestamp SubmittingOfficeID {DUNS} {subjectid} CountryISOAlpha2Code {productid} LanguagePreferenceCode OrderReasonCode DateTimestamp, Optional The date and time when this request was created. When the request is from an intermediary, such as a workflow manager or service bus, this is the date and time when the message was sent to the D&B function, i.e., the date and time when the xml document was created by the requesting intermediary. string up to 64 chars., Optional A number that identifies the system or the software application from where this request originated. / A number used to uniquely identfy the D&B business segment or delivery channel from where this request originated. string up to 15 chars. Pattern: {([0-9a-zA-Z]*)}., Optional The D-U-N-S Number is D&B's identification number, which provides unique identification of this organization, in accordance with the Data Universal Numbering System (D-U-N-S). string up to 15 chars., Optional A number uniquely identifying the inquired subject within the D&B Worldwide Network. string at least 2 chars. up to 2 chars., Optional The two-letter country code, defined in the ISO scheme published by International Organization for Standardization (ISO)identifying the country of the inquired subject. string, Required An alphanumeric string that uniquely identifies the product being requested. integer up to 7 digits., Optional A D&B code value that defines the language in which the customer wants this product to be rendered. integer up to 7 digits., Optional Dun & Bradstreet, Inc

79 Testing / Sandbox ArchiveProductOptOutIndicator ExtendArchivePeriodIndicator CustomerReferenceText boolean, Optional When true (set to 1), it indicates that the product being ordered is not to be stored. When false (set to 0), it indicates that the product being ordered is to be stored; however as this is the assumed condition there is no requirement to create this tag to represent this fact. boolean, Optional When true (set to 1), the duration to archive the data is to be extended. Note: There is an additional cost for extending the archival period of the data purchased. When false (set to 0), the duration to archive the data is not to be extended. string up to 240 chars., Optional A freeform reference string provided by the customer to be linked to the product in order to support subsequent order reconciliation. CustomerBillingEndorsementText string at least 1 chars. up to 240 chars., Optional Text that is filled in by customer and commonly contains requesting individual or department name, or customer's own account/reference number and/or name for the case on which the product was provided.this text is a reference used during the billing process. Testing / Sandbox The following suggested parameters may be used for test environment (sandbox) requests to retrieve successful responses. Product Small Business Risk Insight Test D-U-N-S Number(s) n/a The Product Availability Lookup may also be used to confirm if specific D-U-N-S Numbers are appropriate for test scenarios required by an implementation. Dun & Bradstreet, Inc

80 The following is a list of the possible data fields returned by this operation in the JSON response. Please refer to the downloadable data dictionary (filterable by product code) to determine which fields are applicable. Legend: [C] = may be included in a Custom Data product; [M] = may be referenced by the Monitoring process; [M+] = Monitored using an aggregate or attribute XPath. For all codified data delivered by D&B Direct, the response package will include the decoded text value as a data element with the code value attached as an attribute. Refer to the Reference Data Service for access to the D&B standard code tables. Note: The D&B Direct REST implementation uses the BadgerFish approach for JSON with some minor variations. OrderProductResponse OrderProductResponse@ServiceVersionNumber OrderProductResponse { TransactionDetail Aggregate Aggregate, Required OrderProductResponse { TransactionDetail { ApplicationTransactionID END: OrderProductResponse } TransactionDetail OrderProductResponse { OrderProductResponseDetail Records information necessary to process a particular request. Examples of a request is the ordering of a product. string up to 64 chars., Optional A number assigned by the calling application to uniquely identify this request. Aggregate, Required OrderProductResponse { OrderProductResponseDetail { InquiryDetail Aggregate, Required OrderProductResponse { OrderProductResponseDetail { InquiryDetail { DUNSNumber string up to 15 chars. Pattern: {([0-9a-zA-Z]*)}., Optional The D&B's identification number, which provides unique identification of the inquired organization, in accordance with the Data Universal Numbering System (D-U-N-S). Dun & Bradstreet, Inc

81 OrderProductResponse { OrderProductResponseDetail { InquiryDetail { CountryISOAlpha2Code END: OrderProductResponse } OrderProductResponseDetail } InquiryDetail OrderProductResponse { OrderProductResponseDetail { Product LanguageCode Organization Organization { SubjectHeader Organization { SubjectHeader { DUNSNumber string at least 2 chars. up to 2 chars., Optional The two-letter country code, defined in the ISO scheme published by International Organization for Standardization (ISO)identifying the country of the inquired subject. Aggregate, Required integer up to 7 digits., Optional Aggregate, Required Records data about an organization, a legal or commercial entity established to provide products and/or services in the marketplace or to the community. Aggregate, Required Records high level information about the subject such as the primary language of the subject and the primary currency in which this subject trades. When the subject is an organizantion, this may also include details such as DUNS Number. string up to 15 chars. Pattern: {([0-9a-zA-Z]*)}., Optional [C] Organization { SubjectHeader { FullReportDate Organization { SubjectHeader { InquirySummary Organization { SubjectHeader { InquirySummary { InquiryCount Organization { SubjectHeader { InquirySummary { InquiryPeriod END: OrderProductResponse } OrderProductResponseDetail } Product } Organization } SubjectHeader } InquirySummary The D-U-N-S Number is D&B's identification number, which provides unique identification of this organization, in accordance with the Data Universal Numbering System (D-U-N-S). DNBDateSimpleType, Optional Aggregate, Optional (Infinite) int, Optional DurationType, Optional Dun & Bradstreet, Inc

82 Organization { SubjectHeader { MostRecentInquiryDate END: OrderProductResponse } OrderProductResponseDetail } Product } Organization } SubjectHeader Organization { Telecommunication Organization { Telecommunication { TelephoneNumber Organization { Telecommunication { TelephoneNumber { TelecommunicationNumber END: OrderProductResponse } OrderProductResponseDetail } Product } Organization } Telecommunication } TelephoneNumber Organization { Telecommunication { FacsimileNumber Organization { Telecommunication { FacsimileNumber { TelecommunicationNumber date, Optional Aggregate, Optional Records information about the different modes of Telecommunication addresses used by a subject for external contact purposes. The modes of communication include telephone, fax, , web address. Aggregate, Optional (Infinite) An entry loop which can allow multiple Telephone contact information used for voice communication with the subject. string at least 1 chars. up to 50 chars., Required [C] A sequence of digits used by the subject for voice communication in a public switched telephone network. This sequence of digits includes the area code or city code. Note: This number does not include the International Dialing Code and Domestic Dialing Code. Aggregate, Optional (Infinite) An entry loop which can allow multiple Facsimile contact information used for data communication with the subject. string at least 1 chars. up to 50 chars., Required [C] A sequence of digits used by the subject for voice communication in a public switched telephone network. This sequence of digits includes the area code or city code. Note: This number does not include the International Dialing Code and Domestic Dialing Code. Dun & Bradstreet, Inc

83 END: OrderProductResponse } OrderProductResponseDetail } Product } Organization } Telecommunication } FacsimileNumber Organization { Telecommunication { WebPageAddress Organization { Telecommunication { WebPageAddress { TelecommunicationAddress END: OrderProductResponse } OrderProductResponseDetail } Product } Organization } Telecommunication } WebPageAddress END: OrderProductResponse } OrderProductResponseDetail } Product } Organization } Telecommunication Organization { Location Organization { Location { PrimaryAddress Aggregate, Optional (Infinite) An entry loop which can allow multiple Internet URLs used for online information and communication with the subject. string up to 240 chars., Required [C] The Internet URL (Uniform Resource Locator) which uniquely identifies the propreitary website of the subject or the website preferred by the subject which gives more information on the subject. Note: The communications protocol followed by a colon and two slashes ( is not included in the Web Page address. Aggregate, Optional Records the address details for a subject. An address is the designation of a place where a subject can be located or may be communicated with, e.g., primary address, registered address, mailing address. Aggregate, Optional (Infinite) An entry loop to allow the recording of a single primary or physical address of the subject in multiple languages and/or writing scripts. For an organization this is the principal address at which the organization is located. For an individual, this is the home address. Dun & Bradstreet, Inc

84 Organization { Location { PrimaryAddress { StreetAddressLine Organization { Location { PrimaryAddress { StreetAddressLine { LineText END: OrderProductResponse } OrderProductResponseDetail } Product } Organization } Location } PrimaryAddress } StreetAddressLine Organization { Location { PrimaryAddress { PrimaryTown Organization { Location { PrimaryAddress { CountryISOAlpha2Code Organization { Location { PrimaryAddress { TerritoryAbbreviated Aggregate, Optional (Infinite) An entry loop which can repeat multiple times to allow the recording of several lines where each address line contains one or more named address elements. Examples of named address elements are Street, Street Number, Building, Estate. They are called lines because an addres can be divided into multiple lines. When there are multiple lines the sequence of the lines must be preserved. string up to 240 chars., Required [C] Text that records the street address components as it would be presented on an address label. This includes, but is not limited to, details such as street name, street number, building name, estate name. string up to 64 chars., Optional [C] The name of the town or city recognized by the Postal Authority for delivering mail. string at least 2 chars. up to 2 chars., Optional [C] The two-letter country code, defined in the ISO scheme published by International Organization for Standardization (ISO), identifying the country for this address. string up to 64 chars., Optional [C] The shortened name of the locally governed area which forms part of a centrally governed nation. For example 'NJ' for the US State New Jersey within Country United States of America. Dun & Bradstreet, Inc

85 Organization { Location { PrimaryAddress { PostalCode END: OrderProductResponse } OrderProductResponseDetail } Product } Organization } Location } PrimaryAddress Organization { Location { MailingAddress Organization { Location { MailingAddress { PrimaryTown Organization { Location { MailingAddress { PostalCode Organization { Location { MailingAddress { TerritoryOfficial Organization { Location { MailingAddress { PostalRouteNumber Organization { Location { MailingAddress { PostOfficeBoxTypeText Organization { Location { MailingAddress { PostOfficeBoxTypeText@DNBCodeValue string up to 16 chars., Optional [C] An identifier used by the local country Postal Authority to identify a particular geographic location. For example, in Belgium, Postal Code 9000 identifies the town of GHENT. Aggregate, Optional (Infinite) An entry loop which can repeat multiple times to allow the recording of address which is mainly utilized for the purpose of mail delivery. This usually includes a Post Office Box number or similar mailing details. string up to 64 chars., Optional [C] The name of the town or city recognized by the Postal Authority for delivering mail. string up to 16 chars., Optional [C] An identifier used by the local country Postal Authority to identify a particular geographic location. For example, in Belgium, Postal Code 9000 identifies the town of GHENT. string up to 64 chars., Optional [C] string up to 64 chars., Optional An identifier of a postal route such as a rural route" in the United States or a "Cedex" in France. Clarification Note: Though this attribute is referred to as a number string up to 256 chars., Optional Text that decribes the type of the Post Office Box, e.g., PO Box, PMB. Dun & Bradstreet, Inc

86 Organization { Location { MailingAddress { PostOfficeBoxTypeText@DNBCodeTableNumber Organization { Location { MailingAddress { PostOfficeBoxNumber END: OrderProductResponse } OrderProductResponseDetail } Product } Organization } Location } MailingAddress END: OrderProductResponse } OrderProductResponseDetail } Product } Organization } Location Organization { Organization Organization { Organization { OrganizationPrimary Organization { Organization { OrganizationPrimary { Organization END: OrderProductResponse } OrderProductResponseDetail } Product } Organization } Organization } OrganizationPrimary string up to 16 chars., Optional An identifier issued to a subject by a private or public Postal Office for the purposes of collecting mail for that subject for subsequent pickup or delivery. Clarification Note: Though this attribute is referred to as a number, it is not necessarily numeric or entirely numeric. This does not include the textual description of the PO Box type. For example the contents would be just the number 12 from PO Box 12" Aggregate, Optional Records the different names of the organization by which it is known as well as names of other organizations that have a similar name to this organization. Aggregate, Optional (Infinite) An entry loop which can repeat multiple times to allow the recording of a single name by which the organization is primarily known / identified in different languages and/or writing scripts. string up to 256 chars., Required [C] Text recording a name of this organization in the specified language and/or writing script. Dun & Bradstreet, Inc

87 Organization { Organization { TradeStyle Organization { Organization { TradeStyle { Organization END: OrderProductResponse } OrderProductResponseDetail } Product } Organization } Organization } TradeStyle END: OrderProductResponse } OrderProductResponseDetail } Product } Organization } Organization Organization { RegisteredDetail Organization { RegisteredDetail { LegalFormDetails Organization { RegisteredDetail { LegalFormDetails { LegalFormText Organization { RegisteredDetail { LegalFormDetails { LegalFormText@DNBCodeValue Aggregate, Optional (Infinite) An entry loop which can repeat multiple times to allow the recording of a name which an organization trades under for commercial purposes, although its registered, legal name, used for contracts and other formal situations, may be another. string up to 256 chars., Required [C] Text recording a name of this organization in the specified language and/or writing script. Aggregate, Optional Records the constitutional status of a subject as defined under the laws of a country E.g.; Limited Company, Partnership, co-operative Society and the Stock Equity or share structure employed by a business according to the legal form and rules of incorporation. The owners of the stock or shares are the owners of the business. Aggregate, Optional Records the details on the current legal form of a subject. string up to 256 chars., Required [C] Text that describes the legal form or structure of a business, as registered with government authorities, e.g., partnership, corporation, private limited company, government department, proprietorship. Dun & Bradstreet, Inc

88 Organization { RegisteredDetail { LegalFormDetails { LegalFormText@DNBCodeTableNumber END: OrderProductResponse } OrderProductResponseDetail } Product } Organization } RegisteredDetail } LegalFormDetails Organization { RegisteredDetail { OrganizationIdentificationNumberDetail Organization { RegisteredDetail { OrganizationIdentificationNumberDetail@DNBCodeTableNumber Organization { RegisteredDetail { OrganizationIdentificationNumberDetail@DNBCodeValue Organization { RegisteredDetail { OrganizationIdentificationNumberDetail@TypeText Organization { RegisteredDetail { OrganizationIdentificationNumberDetail { OrganizationIdentificationNumber END: OrderProductResponse } OrderProductResponseDetail } Product } Organization } RegisteredDetail } OrganizationIdentificationNumberDetail END: OrderProductResponse } OrderProductResponseDetail } Product } Organization } RegisteredDetail Aggregate, Optional (Infinite) An entry loop which can repeat multiple times to allow recording of the identifiers issued by organizations to uniquely identify subjects. The issuing organization may be a Registration Authority, Government Department or Commercial Enterprise E.g. Chamber of Commerce numbers, VAT numbers, etc. string at least 1 chars. up to 40 chars., Required [C] A number assigned by an external body or by D&B which either uniquely identifies or helps to identify an organization. Dun & Bradstreet, Inc

89 Organization { IndustryCode Organization { IndustryCode { IndustryCode Organization { IndustryCode { IndustryCode@DNBCodeTableNumber Organization { IndustryCode { IndustryCode@DNBCodeValue Organization { IndustryCode { IndustryCode@TypeText Organization { IndustryCode { IndustryCode { IndustryCode END: OrderProductResponse } OrderProductResponseDetail } Product } Organization } IndustryCode } IndustryCode Aggregate, Optional Records the business activities in which an organization is actively engaged using standardized coding schemes such as European NACE and U.S. Standard Industry Classifications (SIC). Examples of business activities are: commercial printing, legal services, drug store, sheet metalwork fabricator. Aggregate, Optional (Infinite) An entry loop which can repeat multiple times to allow the recording of several business activities in which an organization is actively engaged using standardized coding schemes such as European NACE and U.S. Standard Industry Classifications (SIC). string up to 16 chars., Required [C] An alphanumeric value identifying a business activity based on the scheme specified by the typetext. For instance, 1611 represents the highway and street construction industry in the U.S. SIC (Standard Industrial Classification) system. Clarification Note: These are generally external codes created by an external authoritative body, like the U.S. Office of Management and Budget (OMB), but D&B may have created extensions to more precisely define an activity, as in the case of the SIC 2+2 (the last 4 digits of an 8-digit SIC). Dun & Bradstreet, Inc

90 END: OrderProductResponse } OrderProductResponseDetail } Product } Organization } IndustryCode Organization { ActivitiesAndOperations Organization { ActivitiesAndOperations { LineOfBusinessDetails Organization { ActivitiesAndOperations { LineOfBusinessDetails { LineOfBusinessDescription END: OrderProductResponse } OrderProductResponseDetail } Product } Organization } ActivitiesAndOperations } LineOfBusinessDetails END: OrderProductResponse } OrderProductResponseDetail } Product } Organization } ActivitiesAndOperations Organization { Linkage Aggregate, Optional Records the description of operations continued by a business including market information such as the number of customers, agency details and import/export details. Aggregate, Optional (Infinite) An entry loop which can repeat multiple times to allow the recording of several different descriptions of operations continued by a business in different languages. string up to 3000 chars., Optional [C] Records the textual description of operations continued by a business. Aggregate, Optional Records the relationship between the subject and the next subject UP in the family tree. E.g. Its Parent, HQ, Joint Parent or shareholder. Also records names, addresses and registration numbers for the related subject. This data topic may also be used to record the details of the relationship between the subject and the business founder; however if a simple textual reference to the business founder is all that is required then the 'Started By' element in 'Subject Details' should be used Dun & Bradstreet, Inc

91 Organization { Linkage { GlobalUltimateOrganization Organization { Linkage { GlobalUltimateOrganization { DUNSNumber Aggregate, Optional Records information about the top most business in the family tree, tracing each parent up to its own parent. For example, Company A is a business based in the US and has company B as its parent also in the US. In turn company B is owned by company C, also in the US, which is owned by company D which is in the UK. Thus the Global Ultimate" of this family tree (and therefore of each member of the family tree) is Company D." string up to 15 chars. Pattern: {([0-9a-zA-Z]*)}., Optional [C] END: OrderProductResponse } OrderProductResponseDetail } Product } Organization } Linkage } GlobalUltimateOrganization Organization { Linkage { ParentOrganization Organization { Linkage { ParentOrganization { DUNSNumber END: OrderProductResponse } OrderProductResponseDetail } Product } Organization } Linkage } ParentOrganization END: OrderProductResponse } OrderProductResponseDetail } Product } Organization } Linkage The D-U-N-S Number is D&B's identification number, which provides unique identification of this organization, in accordance with the Data Universal Numbering System (D-U-N-S). Aggregate, Optional Records information about the organization which owns more than 50% of the subject and the organization at the very top of the legal family. string up to 15 chars. Pattern: {([0-9a-zA-Z]*)}., Optional [C] The D-U-N-S Number is D&B's identification number, which provides unique identification of this organization, in accordance with the Data Universal Numbering System (D-U-N-S). Dun & Bradstreet, Inc

92 Organization { Assessment Organization { Assessment { SBRIOriginationCreditCardScore Organization { Assessment { SBRIOriginationCreditCardScore { ScoreUseCautionText Organization { Assessment { SBRIOriginationCreditCardScore { Organization { Assessment { SBRIOriginationCreditCardScore { Organization { Assessment { SBRIOriginationCreditCardScore { ScoreReason Aggregate, Optional Records insightful and value added information on organizations, such as: - recommendations on how much credit to extend to them, - assessments of their liquidity, - concise evaluations of their performance and behavior, - predictions on the risk of conducting business with them. The predictive scores are usually calculated and assigned by D&B, but such assessments may also be recorded when assigned by third parties. Aggregate, Optional (Infinite) An entry loop that repeats multiple times to allow the recording of the most recent risk scores related to credit card accounts that are generated for the borrower organization. string up to 256 chars., Optional Text that specifies why a generated score for a given borrower organization should be used with caution (e.g. the organization is no longer considered a small business, etc.). Example(s): A, E, S, etc. Aggregate, Optional (Infinite) An entry loop that repeats multiple times to specify why the Fair Isaac Co. (FICO) scoring model could not generate a score for a given borrower organization. Dun & Bradstreet, Inc

93 Organization { Assessment { SBRIOriginationCreditCardScore { ScoreReason { ScoreReasonText Organization { Assessment { SBRIOriginationCreditCardScore { ScoreReason { Organization { Assessment { SBRIOriginationCreditCardScore { ScoreReason { End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } Assessment } SBRIOriginationCreditCardScore } ScoreReason Organization { Assessment { SBRIOriginationCreditCardScore { ScoreCardID Organization { Assessment { SBRIOriginationCreditCardScore { BorrowerScore End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } Assessment } SBRIOriginationCreditCardScore Organization { Assessment { SBRIOriginationLeaseScore string up to 256 chars., Optional Text that specifies why the Fair Isaac Co. (FICO) scoring model could not generate a score for a given borrower organization. The reasons may include (but not be limited to) a lack of credit information, a lack of payment information, etc. Example(s): etc. string, Optional A number that specifies which path" of algorithmic logic is taken within the Fair Isaac Co. (FICO) scoring model to generate a score for the borrower organization. Example(s): 1 string, Optional The actual score that is generated for the borrower organization. The score may be zero or a positive number within a given range. Aggregate, Optional (Infinite) An entry loop that repeats multiple times to allow the recording of the most recent risk scores related to lease accounts that are generated for the borrower organization. Dun & Bradstreet, Inc

94 Organization { Assessment { SBRIOriginationLeaseScore { ScoreUseCautionText Organization { Assessment { SBRIOriginationLeaseScore { Organization { Assessment { SBRIOriginationLeaseScore { Organization { Assessment { SBRIOriginationLeaseScore { ScoreReason Organization { Assessment { SBRIOriginationLeaseScore { ScoreReason { ScoreReasonText Organization { Assessment { SBRIOriginationLeaseScore { ScoreReason { Organization { Assessment { SBRIOriginationLeaseScore { ScoreReason { End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } Assessment } SBRIOriginationLeaseScore } ScoreReason string up to 256 chars., Optional Text that specifies why a generated score for a given borrower organization should be used with caution (e.g. the organization is no longer considered a small business, etc.). Example(s): A, E, S, etc. Aggregate, Optional (Infinite) An entry loop that repeats multiple times to specify why the Fair Isaac Co. (FICO) scoring model could not generate a score for a given borrower organization. string up to 256 chars., Optional Text that specifies why the Fair Isaac Co. (FICO) scoring model could not generate a score for a given borrower organization. The reasons may include (but not be limited to) a lack of credit information, a lack of payment information, etc. Example(s): etc. Dun & Bradstreet, Inc

95 Organization { Assessment { SBRIOriginationLeaseScore { ScoreCardID Organization { Assessment { SBRIOriginationLeaseScore { BorrowerScore End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } Assessment } SBRIOriginationLeaseScore Organization { Assessment { SBRIOriginationLoanScore Organization { Assessment { SBRIOriginationLoanScore { ScoreUseCautionText Organization { Assessment { SBRIOriginationLoanScore { Organization { Assessment { SBRIOriginationLoanScore { Organization { Assessment { SBRIOriginationLoanScore { ScoreReason string, Optional A number that specifies which path" of algorithmic logic is taken within the Fair Isaac Co. (FICO) scoring model to generate a score for the borrower organization. Example(s): 1 string, Optional The actual score that is generated for the borrower organization. The score may be zero or a positive number within a given range. Aggregate, Optional (Infinite) An entry loop that repeats multiple times to allow the recording of the most recent risk scores related to loan accounts that are generated for the borrower organization. string up to 256 chars., Optional Text that specifies why a generated score for a given borrower organization should be used with caution (e.g. the organization is no longer considered a small business, etc.). Example(s): A, E, S, etc. Aggregate, Optional (Infinite) An entry loop that repeats multiple times to specify why the Fair Isaac Co. (FICO) scoring model could not generate a score for a given borrower organization. Dun & Bradstreet, Inc

96 Organization { Assessment { SBRIOriginationLoanScore { ScoreReason { ScoreReasonText Organization { Assessment { SBRIOriginationLoanScore { ScoreReason { Organization { Assessment { SBRIOriginationLoanScore { ScoreReason { End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } Assessment } SBRIOriginationLoanScore } ScoreReason Organization { Assessment { SBRIOriginationLoanScore { ScoreCardID Organization { Assessment { SBRIOriginationLoanScore { BorrowerScore End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } Assessment } SBRIOriginationLoanScore End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } Assessment Organization { FinancialRelationship Organization { FinancialRelationship { LoanAccountDetail Organization { FinancialRelationship { LoanAccountDetail { Lender Organization { FinancialRelationship { LoanAccountDetail { ReportedDate string up to 256 chars., Optional Text that specifies why the Fair Isaac Co. (FICO) scoring model could not generate a score for a given borrower organization. The reasons may include (but not be limited to) a lack of credit information, a lack of payment information, etc. Example(s): etc. string, Optional A number that specifies which path" of algorithmic logic is taken within the Fair Isaac Co. (FICO) scoring model to generate a score for the borrower organization. Example(s): 1 string, Optional The actual score that is generated for the borrower organization. The score may be zero or a positive number within a given range. Aggregate, Optional Aggregate, Optional (Infinite) string, Optional date, Optional Dun & Bradstreet, Inc

97 Organization { FinancialRelationship { LoanAccountDetail { OpenAccountIndicator Organization { FinancialRelationship { LoanAccountDetail { AccountRelationshipText Organization { FinancialRelationship { LoanAccountDetail { AccountRelationshipText@DNBCodeValue Organization { FinancialRelationship { LoanAccountDetail { AccountRelationshipText@DNBCodeTableNumber Organization { FinancialRelationship { LoanAccountDetail { OpenedDate Organization { FinancialRelationship { LoanAccountDetail { ClosedDate Organization { FinancialRelationship { LoanAccountDetail { VoluntarilyClosedIndicator Organization { FinancialRelationship { LoanAccountDetail { MaturityDate Organization { FinancialRelationship { LoanAccountDetail { SecuredAccountIndicator Organization { FinancialRelationship { LoanAccountDetail { CollateralTypeText Organization { FinancialRelationship { LoanAccountDetail { CollateralTypeText@DNBCodeValue Organization { FinancialRelationship { LoanAccountDetail { CollateralTypeText@DNBCodeTableNumber Organization { FinancialRelationship { LoanAccountDetail { TypeText Organization { FinancialRelationship { LoanAccountDetail { TypeText@DNBCodeValue boolean, Optional string up to 256 chars., Optional date, Optional date, Optional boolean, Optional date, Optional boolean, Optional string up to 256 chars., Optional string up to 256 chars., Optional Possible values: Principal; Principal and Interest; Interest Only; Percentage of Balance; Principal plus Interest; Possible values: Principal and Interest Dun & Bradstreet, Inc

98 Organization { FinancialRelationship { LoanAccountDetail { TypeText@DNBCodeTableNumber Organization { FinancialRelationship { LoanAccountDetail { FrequencyText Organization { FinancialRelationship { LoanAccountDetail { FrequencyText@DNBCodeValue Organization { FinancialRelationship { LoanAccountDetail { FrequencyText@DNBCodeTableNumber Organization { FinancialRelationship { LoanAccountDetail { BalloonDate Organization { FinancialRelationship { LoanAccountDetail { Balloon Organization { FinancialRelationship { LoanAccountDetail { LastDate Organization { FinancialRelationship { LoanAccountDetail { Original Organization { FinancialRelationship { LoanAccountDetail { CurrentCreditLine Organization { FinancialRelationship { LoanAccountDetail { HighBalance Organization { FinancialRelationship { LoanAccountDetail { AvailableCredit Organization { FinancialRelationship { LoanAccountDetail { CurrentBalance END: OrderProductResponse } OrderProductResponseDetail } Product } Organization } FinancialRelationship } LoanAccountDetail Organization { FinancialRelationship { LeaseAccountDetail Organization { FinancialRelationship { LeaseAccountDetail { Lender Possible values: Interest Only string up to 256 chars., Optional Possible values: Monthly; Quarterly; Annually; Biannually; Single; Bimonthly; Variable. Possible values: Principal plus Interest. date, Optional date, Optional Aggregate, Optional (Infinite) string, Optional Dun & Bradstreet, Inc

99 Organization { FinancialRelationship { LeaseAccountDetail { ReportedDate Organization { FinancialRelationship { LeaseAccountDetail { OpenAccountIndicator Organization { FinancialRelationship { LeaseAccountDetail { AccountRelationshipText Organization { FinancialRelationship { LeaseAccountDetail { AccountRelationshipText@DNBCodeValue Organization { FinancialRelationship { LeaseAccountDetail { AccountRelationshipText@DNBCodeTableNumber Organization { FinancialRelationship { LeaseAccountDetail { OpenedDate Organization { FinancialRelationship { LeaseAccountDetail { ClosedDate Organization { FinancialRelationship { LeaseAccountDetail { VoluntarilyClosedIndicator Organization { FinancialRelationship { LeaseAccountDetail { MaturityDate Organization { FinancialRelationship { LeaseAccountDetail { SecuredAccountIndicator Organization { FinancialRelationship { LeaseAccountDetail { CollateralTypeText Organization { FinancialRelationship { LeaseAccountDetail { CollateralTypeText@DNBCodeValue Organization { FinancialRelationship { LeaseAccountDetail { CollateralTypeText@DNBCodeTableNumber Organization { FinancialRelationship { LeaseAccountDetail { TypeText date, Optional boolean, Optional string up to 256 chars., Optional date, Optional date, Optional boolean, Optional date, Optional boolean, Optional string up to 256 chars., Optional string up to 256 chars., Optional Possible values: Principal; Principal and Interest; Interest Only; Percentage of Balance; Principal plus Interest; Dun & Bradstreet, Inc

100 Organization { FinancialRelationship { LeaseAccountDetail { TypeText@DNBCodeValue Organization { FinancialRelationship { LeaseAccountDetail { TypeText@DNBCodeTableNumber Organization { FinancialRelationship { LeaseAccountDetail { FrequencyText Organization { FinancialRelationship { LeaseAccountDetail { FrequencyText@DNBCodeValue Organization { FinancialRelationship { LeaseAccountDetail { FrequencyText@DNBCodeTableNumber Organization { FinancialRelationship { LeaseAccountDetail { BalloonDate Organization { FinancialRelationship { LeaseAccountDetail { Balloon Organization { FinancialRelationship { LeaseAccountDetail { LastDate Organization { FinancialRelationship { LeaseAccountDetail { Original Organization { FinancialRelationship { LeaseAccountDetail { CurrentCreditLine Organization { FinancialRelationship { LeaseAccountDetail { HighBalance Organization { FinancialRelationship { LeaseAccountDetail { AvailableCredit Organization { FinancialRelationship { LeaseAccountDetail { CurrentBalance END: OrderProductResponse } OrderProductResponseDetail } Product } Organization } FinancialRelationship } LeaseAccountDetail Organization { FinancialRelationship { LineOfCreditAccountDetail Possible values: Principal and Interest Possible values: Interest Only string up to 256 chars., Optional Possible values: Monthly; Quarterly; Annually; Biannually; Single; Bimonthly; Variable. Possible values: Principal plus Interest. date, Optional date, Optional Aggregate, Optional (Infinite) Dun & Bradstreet, Inc

101 Organization { FinancialRelationship { LineOfCreditAccountDetail { Lender Organization { FinancialRelationship { LineOfCreditAccountDetail { ReportedDate Organization { FinancialRelationship { LineOfCreditAccountDetail { OpenAccountIndicator Organization { FinancialRelationship { LineOfCreditAccountDetail { AccountRelationshipText Organization { FinancialRelationship { LineOfCreditAccountDetail { AccountRelationshipText@DNBCodeValue Organization { FinancialRelationship { LineOfCreditAccountDetail { AccountRelationshipText@DNBCodeTableNumber Organization { FinancialRelationship { LineOfCreditAccountDetail { OpenedDate Organization { FinancialRelationship { LineOfCreditAccountDetail { ClosedDate Organization { FinancialRelationship { LineOfCreditAccountDetail { VoluntarilyClosedIndicator Organization { FinancialRelationship { LineOfCreditAccountDetail { MaturityDate Organization { FinancialRelationship { LineOfCreditAccountDetail { SecuredAccountIndicator Organization { FinancialRelationship { LineOfCreditAccountDetail { CollateralTypeText Organization { FinancialRelationship { LineOfCreditAccountDetail { CollateralTypeText@DNBCodeValue Organization { FinancialRelationship { LineOfCreditAccountDetail { CollateralTypeText@DNBCodeTableNumber string, Optional date, Optional boolean, Optional string up to 256 chars., Optional date, Optional date, Optional boolean, Optional date, Optional boolean, Optional string up to 256 chars., Optional Dun & Bradstreet, Inc

102 Organization { FinancialRelationship { LineOfCreditAccountDetail { TypeText Organization { FinancialRelationship { LineOfCreditAccountDetail { TypeText@DNBCodeValue Organization { FinancialRelationship { LineOfCreditAccountDetail { TypeText@DNBCodeTableNumber Organization { FinancialRelationship { LineOfCreditAccountDetail { FrequencyText Organization { FinancialRelationship { LineOfCreditAccountDetail { FrequencyText@DNBCodeValue Organization { FinancialRelationship { LineOfCreditAccountDetail { FrequencyText@DNBCodeTableNumber Organization { FinancialRelationship { LineOfCreditAccountDetail { BalloonDate Organization { FinancialRelationship { LineOfCreditAccountDetail { Balloon Organization { FinancialRelationship { LineOfCreditAccountDetail { LastDate Organization { FinancialRelationship { LineOfCreditAccountDetail { Original Organization { FinancialRelationship { LineOfCreditAccountDetail { CurrentCreditLine Organization { FinancialRelationship { LineOfCreditAccountDetail { HighBalance Organization { FinancialRelationship { LineOfCreditAccountDetail { AvailableCredit Organization { FinancialRelationship { LineOfCreditAccountDetail { CurrentBalance string up to 256 chars., Optional Possible values: Principal; Principal and Interest; Interest Only; Percentage of Balance; Principal plus Interest; string up to 256 chars., Optional Possible values: Monthly; Quarterly; Annually; Biannually; Single; Bimonthly; Variable. date, Optional date, Optional Dun & Bradstreet, Inc

103 END: OrderProductResponse } OrderProductResponseDetail } Product } Organization } FinancialRelationship } LineOfCreditAccountDetail Organization { FinancialRelationship { CreditCardAccountDetail Organization { FinancialRelationship { CreditCardAccountDetail { Lender Organization { FinancialRelationship { CreditCardAccountDetail { ReportedDate Organization { FinancialRelationship { CreditCardAccountDetail { OpenAccountIndicator Organization { FinancialRelationship { CreditCardAccountDetail { AccountRelationshipText Organization { FinancialRelationship { CreditCardAccountDetail { AccountRelationshipText@DNBCodeValue Organization { FinancialRelationship { CreditCardAccountDetail { AccountRelationshipText@DNBCodeTableNumber Organization { FinancialRelationship { CreditCardAccountDetail { OpenedDate Organization { FinancialRelationship { CreditCardAccountDetail { ClosedDate Organization { FinancialRelationship { CreditCardAccountDetail { VoluntarilyClosedIndicator Organization { FinancialRelationship { CreditCardAccountDetail { MaturityDate Organization { FinancialRelationship { CreditCardAccountDetail { SecuredAccountIndicator Organization { FinancialRelationship { CreditCardAccountDetail { CollateralTypeText Organization { FinancialRelationship { CreditCardAccountDetail { CollateralTypeText@DNBCodeValue Aggregate, Optional (Infinite) string, Optional date, Optional boolean, Optional string up to 256 chars., Optional date, Optional date, Optional boolean, Optional date, Optional boolean, Optional string up to 256 chars., Optional Dun & Bradstreet, Inc

104 Organization { FinancialRelationship { CreditCardAccountDetail { CollateralTypeText@DNBCodeTableNumber Organization { FinancialRelationship { CreditCardAccountDetail { TypeText Organization { FinancialRelationship { CreditCardAccountDetail { TypeText@DNBCodeValue Organization { FinancialRelationship { CreditCardAccountDetail { TypeText@DNBCodeTableNumber Organization { FinancialRelationship { CreditCardAccountDetail { FrequencyText Organization { FinancialRelationship { CreditCardAccountDetail { FrequencyText@DNBCodeValue Organization { FinancialRelationship { CreditCardAccountDetail { FrequencyText@DNBCodeTableNumber Organization { FinancialRelationship { CreditCardAccountDetail { BalloonDate Organization { FinancialRelationship { CreditCardAccountDetail { Balloon Organization { FinancialRelationship { CreditCardAccountDetail { LastDate Organization { FinancialRelationship { CreditCardAccountDetail { Original Organization { FinancialRelationship { CreditCardAccountDetail { CurrentCreditLine Organization { FinancialRelationship { CreditCardAccountDetail { HighBalance Organization { FinancialRelationship { CreditCardAccountDetail { AvailableCredit string up to 256 chars., Optional Possible values: Principal; Principal and Interest; Interest Only; Percentage of Balance; Principal plus Interest; string up to 256 chars., Optional Possible values: Monthly; Quarterly; Annually; Biannually; Single; Bimonthly; Variable. date, Optional date, Optional Dun & Bradstreet, Inc

105 Organization { FinancialRelationship { CreditCardAccountDetail { CurrentBalance END: OrderProductResponse } OrderProductResponseDetail } Product } Organization } FinancialRelationship } CreditCardAccountDetail Organization { FinancialRelationship { LoanAccountSummary Organization { FinancialRelationship { LoanAccountSummary { TotalBalloon Organization { FinancialRelationship { LoanAccountSummary { TotalCurrentCreditLine Organization { FinancialRelationship { LoanAccountSummary { TotalAvailableCredit Organization { FinancialRelationship { LoanAccountSummary { TotalCurrentBalance END: OrderProductResponse } OrderProductResponseDetail } Product } Organization } FinancialRelationship } LoanAccountSummary Organization { FinancialRelationship { LeaseAccountSummary Organization { FinancialRelationship { LeaseAccountSummary { TotalBalloon Organization { FinancialRelationship { LeaseAccountSummary { TotalCurrentCreditLine Organization { FinancialRelationship { LeaseAccountSummary { TotalAvailableCredit Organization { FinancialRelationship { LeaseAccountSummary { TotalCurrentBalance END: OrderProductResponse } OrderProductResponseDetail } Product } Organization } FinancialRelationship } LeaseAccountSummary Organization { FinancialRelationship { LineOfCreditAccountSummary Aggregate, Optional Aggregate, Optional Aggregate, Optional Dun & Bradstreet, Inc

106 Organization { FinancialRelationship { LineOfCreditAccountSummary { TotalBalloon Organization { FinancialRelationship { LineOfCreditAccountSummary { TotalCurrentCreditLine Organization { FinancialRelationship { LineOfCreditAccountSummary { TotalAvailableCredit Organization { FinancialRelationship { LineOfCreditAccountSummary { TotalCurrentBalance END: OrderProductResponse } OrderProductResponseDetail } Product } Organization } FinancialRelationship } LineOfCreditAccountSummary Organization { FinancialRelationship { CreditCardAccountSummary Organization { FinancialRelationship { CreditCardAccountSummary { TotalBalloon Organization { FinancialRelationship { CreditCardAccountSummary { TotalCurrentCreditLine Organization { FinancialRelationship { CreditCardAccountSummary { TotalAvailableCredit Organization { FinancialRelationship { CreditCardAccountSummary { TotalCurrentBalance END: OrderProductResponse } OrderProductResponseDetail } Product } Organization } FinancialRelationship } CreditCardAccountSummary Organization { FinancialRelationship { Loan Organization { FinancialRelationship { Loan { Current Organization { FinancialRelationship { Loan { Current { Lender Organization { FinancialRelationship { Loan { Current { ReportedDate Aggregate, Optional Aggregate, Optional Aggregate, Optional (Infinite) string up to 20 chars., Optional date, Optional Dun & Bradstreet, Inc

107 Organization { FinancialRelationship { Loan { Current { Minimum Organization { FinancialRelationship { Loan { Current { CurrentBalance Organization { FinancialRelationship { Loan { Current { CurrentDue Organization { FinancialRelationship { Loan { Current { TotalPastDue Organization { FinancialRelationship { Loan { Current { PastDueCycleSummary Organization { FinancialRelationship { Loan { Current { PastDueCycleSummary { Cycle Organization { FinancialRelationship { Loan { Current { PastDueCycleSummary { PastDue END: OrderProductResponse } OrderProductResponseDetail } Product } Organization } FinancialRelationship } Loan } Current } PastDueCycleSummary END: OrderProductResponse } OrderProductResponseDetail } Product } Organization } FinancialRelationship } Loan } Current Organization { FinancialRelationship { Loan { History Organization { FinancialRelationship { Loan { History { Lender Organization { FinancialRelationship { Loan { History { ReportedDate Organization { FinancialRelationship { Loan { History { NumberOfsPeriod Organization { FinancialRelationship { Loan { History { TotalsCount Aggregate, Optional (Infinite) string up to 64 chars., Required Aggregate, Optional (Infinite) string up to 20 chars., Optional date, Optional DurationType, Optional int, Optional Dun & Bradstreet, Inc

108 Organization { FinancialRelationship { Loan { History { HistoryPattern Organization { FinancialRelationship { Loan { History { OnTimesCount Organization { FinancialRelationship { Loan { History { scountcyclesummary Organization { FinancialRelationship { Loan { History { scountcyclesummary { Cycle Organization { FinancialRelationship { Loan { History { scountcyclesummary { PastDueCount END: OrderProductResponse } OrderProductResponseDetail } Product } Organization } FinancialRelationship } Loan } History } scountcyclesummary Organization { FinancialRelationship { Loan { History { ChargeOff Organization { FinancialRelationship { Loan { History { ChargeOffDate Organization { FinancialRelationship { Loan { History { ChargeOffRecovered END: OrderProductResponse } OrderProductResponseDetail } Product } Organization } FinancialRelationship } Loan } History Organization { FinancialRelationship { Loan { CurrentSummary Organization { FinancialRelationship { Loan { CurrentSummary { TotalMinimum Organization { FinancialRelationship { Loan { CurrentSummary { TotalCurrentBalance Organization { FinancialRelationship { Loan { CurrentSummary { TotalCurrentDue string up to 24 chars., Optional int, Optional Aggregate, Optional (Infinite) string up to 64 chars., Required int, Optional date, Optional Aggregate, Optional Dun & Bradstreet, Inc

109 Organization { FinancialRelationship { Loan { CurrentSummary { TotalPastDue Organization { FinancialRelationship { Loan { CurrentSummary { TotalPastDueCycleSummary Organization { FinancialRelationship { Loan { CurrentSummary { TotalPastDueCycleSummary { Cycle Organization { FinancialRelationship { Loan { CurrentSummary { TotalPastDueCycleSummary { TotalPastDue END: OrderProductResponse } OrderProductResponseDetail } Product } Organization } FinancialRelationship } Loan } CurrentSummary } TotalPastDueCycleSummary END: OrderProductResponse } OrderProductResponseDetail } Product } Organization } FinancialRelationship } Loan } CurrentSummary Organization { FinancialRelationship { Loan { HistorySummary Organization { FinancialRelationship { Loan { HistorySummary { TotalNumberOfsPeriod Organization { FinancialRelationship { Loan { HistorySummary { TotalOnTimesCount Organization { FinancialRelationship { Loan { HistorySummary { TotalsCount Organization { FinancialRelationship { Loan { HistorySummary { TotalChargeOff Organization { FinancialRelationship { Loan { HistorySummary { TotalChargeOffRecovered Organization { FinancialRelationship { Loan { HistorySummary { TotalsCountCycleSummary Organization { FinancialRelationship { Loan { HistorySummary { TotalsCountCycleSummary { Cycle Aggregate, Optional (Infinite) string up to 64 chars., Required Aggregate, Optional DurationType, Optional int, Optional int, Optional Aggregate, Optional (Infinite) string up to 64 chars., Required Dun & Bradstreet, Inc

110 Organization { FinancialRelationship { Loan { HistorySummary { TotalsCountCycleSummary { TotalPastDueCount END: OrderProductResponse } OrderProductResponseDetail } Product } Organization } FinancialRelationship } Loan } HistorySummary } TotalsCountCycleSummary END: OrderProductResponse } OrderProductResponseDetail } Product } Organization } FinancialRelationship } Loan } HistorySummary END: OrderProductResponse } OrderProductResponseDetail } Product } Organization } FinancialRelationship } Loan Organization { FinancialRelationship { Lease Organization { FinancialRelationship { Lease { Current Organization { FinancialRelationship { Lease { Current { Lender Organization { FinancialRelationship { Lease { Current { ReportedDate Organization { FinancialRelationship { Lease { Current { Minimum Organization { FinancialRelationship { Lease { Current { CurrentBalance Organization { FinancialRelationship { Lease { Current { CurrentDue Organization { FinancialRelationship { Lease { Current { TotalPastDue Organization { FinancialRelationship { Lease { Current { PastDueCycleSummary Organization { FinancialRelationship { Lease { Current { PastDueCycleSummary { Cycle Organization { FinancialRelationship { Lease { Current { PastDueCycleSummary { PastDue int, Optional Aggregate, Optional Aggregate, Optional (Infinite) string up to 20 chars., Optional date, Optional Aggregate, Optional (Infinite) string up to 64 chars., Required Dun & Bradstreet, Inc

111 END: OrderProductResponse } OrderProductResponseDetail } Product } Organization } FinancialRelationship } Lease } Current } PastDueCycleSummary END: OrderProductResponse } OrderProductResponseDetail } Product } Organization } FinancialRelationship } Lease } Current Organization { FinancialRelationship { Lease { History Organization { FinancialRelationship { Lease { History { Lender Organization { FinancialRelationship { Lease { History { ReportedDate Organization { FinancialRelationship { Lease { History { NumberOfsPeriod Organization { FinancialRelationship { Lease { History { TotalsCount Organization { FinancialRelationship { Lease { History { HistoryPattern Organization { FinancialRelationship { Lease { History { OnTimesCount Organization { FinancialRelationship { Lease { History { scountcyclesummary Organization { FinancialRelationship { Lease { History { scountcyclesummary { Cycle Organization { FinancialRelationship { Lease { History { scountcyclesummary { PastDueCount END: OrderProductResponse } OrderProductResponseDetail } Product } Organization } FinancialRelationship } Lease } History } scountcyclesummary Organization { FinancialRelationship { Lease { History { ChargeOff Aggregate, Optional (Infinite) string up to 20 chars., Optional date, Optional DurationType, Optional int, Optional string up to 24 chars., Optional int, Optional Aggregate, Optional (Infinite) string up to 64 chars., Required int, Optional Dun & Bradstreet, Inc

112 Organization { FinancialRelationship { Lease { History { ChargeOffDate Organization { FinancialRelationship { Lease { History { ChargeOffRecovered END: OrderProductResponse } OrderProductResponseDetail } Product } Organization } FinancialRelationship } Lease } History Organization { FinancialRelationship { Lease { CurrentSummary Organization { FinancialRelationship { Lease { CurrentSummary { TotalMinimum Organization { FinancialRelationship { Lease { CurrentSummary { TotalCurrentBalance Organization { FinancialRelationship { Lease { CurrentSummary { TotalCurrentDue Organization { FinancialRelationship { Lease { CurrentSummary { TotalPastDue Organization { FinancialRelationship { Lease { CurrentSummary { TotalPastDueCycleSummary Organization { FinancialRelationship { Lease { CurrentSummary { TotalPastDueCycleSummary { Cycle Organization { FinancialRelationship { Lease { CurrentSummary { TotalPastDueCycleSummary { TotalPastDue END: OrderProductResponse } OrderProductResponseDetail } Product } Organization } FinancialRelationship } Lease } CurrentSummary } TotalPastDueCycleSummary END: OrderProductResponse } OrderProductResponseDetail } Product } Organization } FinancialRelationship } Lease } CurrentSummary Organization { FinancialRelationship { Lease { HistorySummary date, Optional Aggregate, Optional Aggregate, Optional (Infinite) string up to 64 chars., Required Aggregate, Optional Dun & Bradstreet, Inc

113 Organization { FinancialRelationship { Lease { HistorySummary { TotalNumberOfsPeriod Organization { FinancialRelationship { Lease { HistorySummary { TotalOnTimesCount Organization { FinancialRelationship { Lease { HistorySummary { TotalsCount Organization { FinancialRelationship { Lease { HistorySummary { TotalChargeOff Organization { FinancialRelationship { Lease { HistorySummary { TotalChargeOffRecovered Organization { FinancialRelationship { Lease { HistorySummary { TotalsCountCycleSummary Organization { FinancialRelationship { Lease { HistorySummary { TotalsCountCycleSummary { Cycle Organization { FinancialRelationship { Lease { HistorySummary { TotalsCountCycleSummary { TotalPastDueCount END: OrderProductResponse } OrderProductResponseDetail } Product } Organization } FinancialRelationship } Lease } HistorySummary } TotalsCountCycleSummary END: OrderProductResponse } OrderProductResponseDetail } Product } Organization } FinancialRelationship } Lease } HistorySummary END: OrderProductResponse } OrderProductResponseDetail } Product } Organization } FinancialRelationship } Lease Organization { FinancialRelationship { LineOfCredit Organization { FinancialRelationship { LineOfCredit { Current Organization { FinancialRelationship { LineOfCredit { Current { Lender DurationType, Optional int, Optional int, Optional Aggregate, Optional (Infinite) string up to 64 chars., Required int, Optional Aggregate, Optional Aggregate, Optional (Infinite) string up to 20 chars., Optional Dun & Bradstreet, Inc

114 Organization { FinancialRelationship { LineOfCredit { Current { ReportedDate Organization { FinancialRelationship { LineOfCredit { Current { Minimum Organization { FinancialRelationship { LineOfCredit { Current { CurrentBalance Organization { FinancialRelationship { LineOfCredit { Current { CurrentDue Organization { FinancialRelationship { LineOfCredit { Current { TotalPastDue Organization { FinancialRelationship { LineOfCredit { Current { PastDueCycleSummary Organization { FinancialRelationship { LineOfCredit { Current { PastDueCycleSummary { Cycle Organization { FinancialRelationship { LineOfCredit { Current { PastDueCycleSummary { PastDue END: OrderProductResponse } OrderProductResponseDetail } Product } Organization } FinancialRelationship } LineOfCredit } Current } PastDueCycleSummary END: OrderProductResponse } OrderProductResponseDetail } Product } Organization } FinancialRelationship } LineOfCredit } Current Organization { FinancialRelationship { LineOfCredit { History Organization { FinancialRelationship { LineOfCredit { History { Lender Organization { FinancialRelationship { LineOfCredit { History { ReportedDate Organization { FinancialRelationship { LineOfCredit { History { NumberOfsPeriod date, Optional Aggregate, Optional (Infinite) string up to 64 chars., Required Aggregate, Optional (Infinite) string up to 20 chars., Optional date, Optional DurationType, Optional Dun & Bradstreet, Inc

115 Organization { FinancialRelationship { LineOfCredit { History { TotalsCount Organization { FinancialRelationship { LineOfCredit { History { HistoryPattern Organization { FinancialRelationship { LineOfCredit { History { OnTimesCount Organization { FinancialRelationship { LineOfCredit { History { scountcyclesummary Organization { FinancialRelationship { LineOfCredit { History { scountcyclesummary { Cycle Organization { FinancialRelationship { LineOfCredit { History { scountcyclesummary { PastDueCount END: OrderProductResponse } OrderProductResponseDetail } Product } Organization } FinancialRelationship } LineOfCredit } History } scountcyclesummary Organization { FinancialRelationship { LineOfCredit { History { ChargeOff Organization { FinancialRelationship { LineOfCredit { History { ChargeOffDate Organization { FinancialRelationship { LineOfCredit { History { ChargeOffRecovered END: OrderProductResponse } OrderProductResponseDetail } Product } Organization } FinancialRelationship } LineOfCredit } History Organization { FinancialRelationship { LineOfCredit { CurrentSummary Organization { FinancialRelationship { LineOfCredit { CurrentSummary { TotalMinimum Organization { FinancialRelationship { LineOfCredit { CurrentSummary { TotalCurrentBalance int, Optional string up to 24 chars., Optional int, Optional Aggregate, Optional (Infinite) string up to 64 chars., Required int, Optional date, Optional Aggregate, Optional Dun & Bradstreet, Inc

116 Organization { FinancialRelationship { LineOfCredit { CurrentSummary { TotalCurrentDue Organization { FinancialRelationship { LineOfCredit { CurrentSummary { TotalPastDue Organization { FinancialRelationship { LineOfCredit { CurrentSummary { TotalPastDueCycleSummary Organization { FinancialRelationship { LineOfCredit { CurrentSummary { TotalPastDueCycleSummary { Cycle Organization { FinancialRelationship { LineOfCredit { CurrentSummary { TotalPastDueCycleSummary { TotalPastDue END: OrderProductResponse } OrderProductResponseDetail } Product } Organization } FinancialRelationship } LineOfCredit } CurrentSummary } TotalPastDueCycleSummary END: OrderProductResponse } OrderProductResponseDetail } Product } Organization } FinancialRelationship } LineOfCredit } CurrentSummary Organization { FinancialRelationship { LineOfCredit { HistorySummary Organization { FinancialRelationship { LineOfCredit { HistorySummary { TotalNumberOfsPeriod Organization { FinancialRelationship { LineOfCredit { HistorySummary { TotalOnTimesCount Organization { FinancialRelationship { LineOfCredit { HistorySummary { TotalsCount Organization { FinancialRelationship { LineOfCredit { HistorySummary { TotalChargeOff Organization { FinancialRelationship { LineOfCredit { HistorySummary { TotalChargeOffRecovered Organization { FinancialRelationship { LineOfCredit { HistorySummary { TotalsCountCycleSummary Aggregate, Optional (Infinite) string up to 64 chars., Required Aggregate, Optional DurationType, Optional int, Optional int, Optional Aggregate, Optional (Infinite) Dun & Bradstreet, Inc

117 Organization { FinancialRelationship { LineOfCredit { HistorySummary { TotalsCountCycleSummary { Cycle Organization { FinancialRelationship { LineOfCredit { HistorySummary { TotalsCountCycleSummary { TotalPastDueCount END: OrderProductResponse } OrderProductResponseDetail } Product } Organization } FinancialRelationship } LineOfCredit } HistorySummary } TotalsCountCycleSummary END: OrderProductResponse } OrderProductResponseDetail } Product } Organization } FinancialRelationship } LineOfCredit } HistorySummary END: OrderProductResponse } OrderProductResponseDetail } Product } Organization } FinancialRelationship } LineOfCredit Organization { FinancialRelationship { CreditCard Organization { FinancialRelationship { CreditCard { Current Organization { FinancialRelationship { CreditCard { Current { Lender Organization { FinancialRelationship { CreditCard { Current { ReportedDate Organization { FinancialRelationship { CreditCard { Current { Minimum Organization { FinancialRelationship { CreditCard { Current { CurrentBalance Organization { FinancialRelationship { CreditCard { Current { CurrentDue Organization { FinancialRelationship { CreditCard { Current { TotalPastDue Organization { FinancialRelationship { CreditCard { Current { PastDueCycleSummary string up to 64 chars., Required int, Optional Aggregate, Optional Aggregate, Optional (Infinite) string up to 20 chars., Optional date, Optional Aggregate, Optional (Infinite) Dun & Bradstreet, Inc

118 Organization { FinancialRelationship { CreditCard { Current { PastDueCycleSummary { Cycle Organization { FinancialRelationship { CreditCard { Current { PastDueCycleSummary { PastDue END: OrderProductResponse } OrderProductResponseDetail } Product } Organization } FinancialRelationship } CreditCard } Current } PastDueCycleSummary END: OrderProductResponse } OrderProductResponseDetail } Product } Organization } FinancialRelationship } CreditCard } Current Organization { FinancialRelationship { CreditCard { History Organization { FinancialRelationship { CreditCard { History { Lender Organization { FinancialRelationship { CreditCard { History { ReportedDate Organization { FinancialRelationship { CreditCard { History { NumberOfsPeriod Organization { FinancialRelationship { CreditCard { History { TotalsCount Organization { FinancialRelationship { CreditCard { History { HistoryPattern Organization { FinancialRelationship { CreditCard { History { OnTimesCount Organization { FinancialRelationship { CreditCard { History { scountcyclesummary Organization { FinancialRelationship { CreditCard { History { scountcyclesummary { Cycle Organization { FinancialRelationship { CreditCard { History { scountcyclesummary { PastDueCount string up to 64 chars., Required Aggregate, Optional (Infinite) string up to 20 chars., Optional date, Optional DurationType, Optional int, Optional string up to 24 chars., Optional int, Optional Aggregate, Optional (Infinite) string up to 64 chars., Required int, Optional Dun & Bradstreet, Inc

119 END: OrderProductResponse } OrderProductResponseDetail } Product } Organization } FinancialRelationship } CreditCard } History } scountcyclesummary Organization { FinancialRelationship { CreditCard { History { ChargeOff Organization { FinancialRelationship { CreditCard { History { ChargeOffDate Organization { FinancialRelationship { CreditCard { History { ChargeOffRecovered END: OrderProductResponse } OrderProductResponseDetail } Product } Organization } FinancialRelationship } CreditCard } History Organization { FinancialRelationship { CreditCard { CurrentSummary Organization { FinancialRelationship { CreditCard { CurrentSummary { TotalMinimum Organization { FinancialRelationship { CreditCard { CurrentSummary { TotalCurrentBalance Organization { FinancialRelationship { CreditCard { CurrentSummary { TotalCurrentDue Organization { FinancialRelationship { CreditCard { CurrentSummary { TotalPastDue Organization { FinancialRelationship { CreditCard { CurrentSummary { TotalPastDueCycleSummary Organization { FinancialRelationship { CreditCard { CurrentSummary { TotalPastDueCycleSummary { Cycle Organization { FinancialRelationship { CreditCard { CurrentSummary { TotalPastDueCycleSummary { TotalPastDue END: OrderProductResponse } OrderProductResponseDetail } Product } Organization } FinancialRelationship } CreditCard } CurrentSummary } TotalPastDueCycleSummary date, Optional Aggregate, Optional Aggregate, Optional (Infinite) string up to 64 chars., Required Dun & Bradstreet, Inc

120 END: OrderProductResponse } OrderProductResponseDetail } Product } Organization } FinancialRelationship } CreditCard } CurrentSummary Organization { FinancialRelationship { CreditCard { HistorySummary Organization { FinancialRelationship { CreditCard { HistorySummary { TotalNumberOfsPeriod Organization { FinancialRelationship { CreditCard { HistorySummary { TotalOnTimesCount Organization { FinancialRelationship { CreditCard { HistorySummary { TotalsCount Organization { FinancialRelationship { CreditCard { HistorySummary { TotalChargeOff Organization { FinancialRelationship { CreditCard { HistorySummary { TotalChargeOffRecovered Organization { FinancialRelationship { CreditCard { HistorySummary { TotalsCountCycleSummary Organization { FinancialRelationship { CreditCard { HistorySummary { TotalsCountCycleSummary { Cycle Organization { FinancialRelationship { CreditCard { HistorySummary { TotalsCountCycleSummary { TotalPastDueCount END: OrderProductResponse } OrderProductResponseDetail } Product } Organization } FinancialRelationship } CreditCard } HistorySummary } TotalsCountCycleSummary END: OrderProductResponse } OrderProductResponseDetail } Product } Organization } FinancialRelationship } CreditCard } HistorySummary END: OrderProductResponse } OrderProductResponseDetail } Product } Organization } FinancialRelationship } CreditCard Organization { FinancialRelationship { OverallCurrentSummary Aggregate, Optional DurationType, Optional int, Optional int, Optional Aggregate, Optional (Infinite) string up to 64 chars., Required int, Optional Aggregate, Optional Dun & Bradstreet, Inc

121 Organization { FinancialRelationship { OverallCurrentSummary { TotalMinimum Organization { FinancialRelationship { OverallCurrentSummary { TotalCurrentBalance Organization { FinancialRelationship { OverallCurrentSummary { TotalCurrentDue Organization { FinancialRelationship { OverallCurrentSummary { TotalPastDue Organization { FinancialRelationship { OverallCurrentSummary { TotalPastDueCycleSummary Organization { FinancialRelationship { OverallCurrentSummary { TotalPastDueCycleSummary { Cycle Organization { FinancialRelationship { OverallCurrentSummary { TotalPastDueCycleSummary { TotalPastDue END: OrderProductResponse } OrderProductResponseDetail } Product } Organization } FinancialRelationship } OverallCurrentSummary } TotalPastDueCycleSummary END: OrderProductResponse } OrderProductResponseDetail } Product } Organization } FinancialRelationship } OverallCurrentSummary Organization { FinancialRelationship { OverallHistorySummary Organization { FinancialRelationship { OverallHistorySummary { TotalsCount Organization { FinancialRelationship { OverallHistorySummary { OnTimesPercentage Organization { FinancialRelationship { OverallHistorySummary { PastDuePercentageCycleSummary Aggregate, Optional (Infinite) string up to 64 chars., Required Aggregate, Optional int, Optional Aggregate, Optional (Infinite) Dun & Bradstreet, Inc

122 Organization { FinancialRelationship { OverallHistorySummary { PastDuePercentageCycleSummary { Cycle Organization { FinancialRelationship { OverallHistorySummary { PastDuePercentageCycleSummary { PastDuePercentage END: OrderProductResponse } OrderProductResponseDetail } Product } Organization } FinancialRelationship } OverallHistorySummary } PastDuePercentageCycleSummary Organization { FinancialRelationship { OverallHistorySummary { TotalChargeOffsCount Organization { FinancialRelationship { OverallHistorySummary { TotalChargeOff END: OrderProductResponse } OrderProductResponseDetail } Product } Organization } FinancialRelationship } OverallHistorySummary Organization { FinancialRelationship { GuaranteeDetails Organization { FinancialRelationship { GuaranteeDetails { AccountTypeText Organization { FinancialRelationship { GuaranteeDetails { AccountTypeText@DNBCodeValue Organization { FinancialRelationship { GuaranteeDetails { AccountTypeText@DNBCodeTableNumber string up to 64 chars., Required int, Optional Aggregate, Optional (Infinite) An entry loop which can repeat multiple times to allow the recording of individuals or entities that have guaranteed the financial obligation - whether it be a business principal, commercial entity, or government guarantor relationship that have agreed to repay borrowed monies (obligations) if the borrower cannot. The guarantor may guaranty to pay up to a certain percentage of the total amount (for example, up to 70% of the loan amount). string up to 256 chars., Optional Dun & Bradstreet, Inc

123 Organization { FinancialRelationship { GuaranteeDetails { Lender Organization { FinancialRelationship { GuaranteeDetails { ReportedDate Organization { FinancialRelationship { GuaranteeDetails { GuaranteedIndicator Organization { FinancialRelationship { GuaranteeDetails { GuarantorsCount Organization { FinancialRelationship { GuaranteeDetails { GuarantorDetails Organization { FinancialRelationship { GuaranteeDetails { GuarantorDetails { GuarantorTypeText Organization { FinancialRelationship { GuaranteeDetails { GuarantorDetails { Guarantor Organization { FinancialRelationship { GuaranteeDetails { GuarantorDetails { GuarantorAddress Organization { FinancialRelationship { GuaranteeDetails { GuarantorDetails { GuarantorAddress { StreetAddressLine Organization { FinancialRelationship { GuaranteeDetails { GuarantorDetails { GuarantorAddress { StreetAddressLine { LineText END: OrderProductResponse } OrderProductResponseDetail } Product } Organization } FinancialRelationship } GuaranteeDetails } GuarantorDetails } GuarantorAddress } StreetAddressLine Organization { FinancialRelationship { GuaranteeDetails { GuarantorDetails { GuarantorAddress { PrimaryTown Organization { FinancialRelationship { GuaranteeDetails { GuarantorDetails { GuarantorAddress { TerritoryAbbreviated string, Optional date, Optional boolean, Optional int, Optional Aggregate, Optional (Infinite) string up to 256 chars., Optional Possible values: Government string up to 90 chars., Optional Aggregate, Optional Aggregate, Optional (Infinite) string up to 240 chars., Required Text that records the street address components as it would be presented on an address label. This includes, but is not limited to, details such as street name, street number, building name, estate name. string up to 64 chars., Optional string up to 64 chars., Optional Dun & Bradstreet, Inc

124 Organization { FinancialRelationship { GuaranteeDetails { GuarantorDetails { GuarantorAddress { PostalCode END: OrderProductResponse } OrderProductResponseDetail } Product } Organization } FinancialRelationship } GuaranteeDetails } GuarantorDetails } GuarantorAddress Organization { FinancialRelationship { GuaranteeDetails { GuarantorDetails { GovernmentGuaranteedProgramTypeText Organization { FinancialRelationship { GuaranteeDetails { GuarantorDetails { GovernmentGuaranteedProgramTypeText@DNBCodeValue Organization { FinancialRelationship { GuaranteeDetails { GuarantorDetails { GovernmentGuaranteedProgramTypeText@DNBCodeTableNumber Organization { FinancialRelationship { GuaranteeDetails { GuarantorDetails { GuaranteePercentage Organization { FinancialRelationship { GuaranteeDetails { GuarantorDetails { OwnershipPercentage Organization { FinancialRelationship { GuaranteeDetails { GuarantorDetails { OrganizationIdentificationNumberDetail Organization { FinancialRelationship { GuaranteeDetails { GuarantorDetails { OrganizationIdentificationNumberDetail@DNBCodeTableNumber Organization { FinancialRelationship { GuaranteeDetails { GuarantorDetails { OrganizationIdentificationNumberDetail@DNBCodeValue Organization { FinancialRelationship { GuaranteeDetails { GuarantorDetails { OrganizationIdentificationNumberDetail@TypeText Organization { FinancialRelationship { GuaranteeDetails { GuarantorDetails { OrganizationIdentificationNumberDetail { OrganizationIdentificationNumber string up to 16 chars., Optional string up to 256 chars., Optional Aggregate, Optional string at least 1 chars. up to 40 chars., Required A number assigned by an external body or by D&B which either uniquely identifies or helps to identify an organization. Dun & Bradstreet, Inc

125 END: OrderProductResponse } OrderProductResponseDetail } Product } Organization } FinancialRelationship } GuaranteeDetails } GuarantorDetails } OrganizationIdentificationNumberDetail Organization { FinancialRelationship { GuaranteeDetails { GuarantorDetails { PrincipallIdentificationNumberDetail Organization { FinancialRelationship { GuaranteeDetails { GuarantorDetails { PrincipallIdentificationNumberDetail { PrincipalIdentificationNumber END: OrderProductResponse } OrderProductResponseDetail } Product } Organization } FinancialRelationship } GuaranteeDetails } GuarantorDetails } PrincipallIdentificationNumberDetail END: OrderProductResponse } OrderProductResponseDetail } Product } Organization } FinancialRelationship } GuaranteeDetails } GuarantorDetails END: OrderProductResponse } OrderProductResponseDetail } Product } Organization } FinancialRelationship } GuaranteeDetails Organization { FinancialRelationship { MiscellaneousDetails Organization { FinancialRelationship { MiscellaneousDetails { AccountTypeText Organization { FinancialRelationship { MiscellaneousDetails { AccountTypeText@DNBCodeValue Organization { FinancialRelationship { MiscellaneousDetails { AccountTypeText@DNBCodeTableNumber Organization { FinancialRelationship { MiscellaneousDetails { Lender Organization { FinancialRelationship { MiscellaneousDetails { ReportedDate Organization { FinancialRelationship { MiscellaneousDetails { CommentText END: OrderProductResponse } OrderProductResponseDetail } Product } Organization } FinancialRelationship } MiscellaneousDetails Aggregate, Optional string, Optional A number assigned by an external body or by D&B which either uniquely identifies or helps to identify an individual. Aggregate, Optional (Infinite) string up to 256 chars., Required string up to 20 chars., Optional date, Optional string up to 120 chars., Optional Dun & Bradstreet, Inc

126 END: OrderProductResponse } OrderProductResponseDetail } Product } Organization } FinancialRelationship Organization { BorrowerAnalytics Organization { BorrowerAnalytics { BorrowerAnalyticsSummary Organization { BorrowerAnalytics { BorrowerAnalyticsSummary { OpenAccountsCount Organization { BorrowerAnalytics { BorrowerAnalyticsSummary { AccountsOpenedLast12MonthsCount Organization { BorrowerAnalytics { BorrowerAnalyticsSummary { OpenClosedendAccountsOriginalProportionPercentage Aggregate, Optional An aggregate which records detailed data regarding how the borrower is repaying their financial obligations to the lender.this is useful in evaluating the risk posed by a Borrower. Aggregate, Optional Records an overall summary of data regarding business accounts that have had monies extended to them by one or more lenders participating in the Small Business Risk Insight program, through financial vehicles like loans, leases, credit cards, or lines of credit, and who are expected to repay those amounts, sometimes with additional interest. int, Optional A number specifying how many of the business accounts are currently open. int, Optional A number specifying how many of the business accounts were opened in the past 12 months. This includes both open and closed accounts. A number specifying the portion of the business total original amount on its closed-end accounts (loans and leases) that is now due (i.e., its current and past due amounts). Dun & Bradstreet, Inc

127 Organization { BorrowerAnalytics { BorrowerAnalyticsSummary { OpenAccountsAverageDuration Organization { BorrowerAnalytics { BorrowerAnalyticsSummary { OpenAccountsMaximumDuration Organization { BorrowerAnalytics { BorrowerAnalyticsSummary { OpenOpenendedAccountsUtilizationPercentage Organization { BorrowerAnalytics { BorrowerAnalyticsSummary { SatisfactorilyClosedAccountsCount Organization { BorrowerAnalytics { BorrowerAnalyticsSummary { TimeSinceFirstAccountOpenedPeriod Organization { BorrowerAnalytics { BorrowerAnalyticsSummary { TimeSinceLastChargeOffPeriod DurationType, Optional This is the mean age of the business' open accounts, measured in months. For example, if the currently open accounts were opened in October 2004, December 2003, and June 2000, then this is the average of the length of time since these dates. If the current month is December 2008 then the length of time since these dates, in months, are 50, 60 and 100 respectively and the average is ( )/3, which is 70. DurationType, Optional This is the age of the business' oldest open lease account, measured in months. For example, if the currently open lease accounts were opened in October 2004, December 2003, and April 2000, then this is the length of time since April A number specifying the portion of the available credit on the business open-ended accounts (credit cards and lines of credit) that is currently used. int, Optional A number specifying how many of the business' accounts were closed where the lender and the business were on good terms. DurationType, Optional This is the longest period of time, in months, that the business' has had an account on file with a lender. DurationType, Optional This is how long ago it has been, in months, since the business most recently had a debt that was written off by a lender. Dun & Bradstreet, Inc

128 Organization { BorrowerAnalytics { BorrowerAnalyticsSummary { TimeSinceAccountLastOpenedPeriod Organization { BorrowerAnalytics { BorrowerAnalyticsSummary { OpenAccountsTotalExposure Organization { BorrowerAnalytics { BorrowerAnalyticsSummary { OpenAccountsTotalExposure@UnitOfSize Organization { BorrowerAnalytics { BorrowerAnalyticsSummary { OpenAccountsTotalExposure@CurrencyISOAlpha3Code Organization { BorrowerAnalytics { BorrowerAnalyticsSummary { OpenAccountsTotalExposure@ReliabilityText Organization { BorrowerAnalytics { BorrowerAnalyticsSummary { WorstDelinquencyPast12MonthsCode Organization { BorrowerAnalytics { BorrowerAnalyticsSummary { WorstDelinquencyPast3MonthsCode DurationType, Optional This is how long ago it has been, in months, since the business' most recently opened a credit card account. A monetary figure that gives the total exposure of all the business' accounts (i.e., its total credit line on its open-ended accounts (credit cards and lines of credit) and its current balance on its close-ended accounts (loans and leases)). int, Optional This code specifies how far behind this business has fallen on its credit card payments in the past 12 months. Examples are: 0, for Current, 1, for Cycle 1, 2, for Cycle 2, 3, for Cycle 3, 4, for Cycle 4, 5, for Cycle 5, 6, for Charge Off. int, Optional This code specifies how far behind this business has fallen on its credit card payments in the past 3 months. Examples are: 0, for Current, 1, for Cycle 1, 2, for Cycle 2, 3, for Cycle 3, 4, for Cycle 4, 5, for Cycle 5, 6, for Charge Off. Dun & Bradstreet, Inc

129 Organization { BorrowerAnalytics { BorrowerAnalyticsSummary { WorstDelinquencyPast6MonthsCode Organization { BorrowerAnalytics { BorrowerAnalyticsSummary { InvoluntarilyClosedAccountsAveragePeriod Organization { BorrowerAnalytics { BorrowerAnalyticsSummary { InvoluntarilyClosedAccountsMaximumPeriod int, Optional This code specifies how far behind this business has fallen on its credit card payments in the past 6 months. Examples are: 0, for Current, 1, for Cycle 1, 2, for Cycle 2, 3, for Cycle 3, 4, for Cycle 4, 5, for Cycle 5, 6, for Charge Off. DurationType, Optional This is the mean length of time that has elapsed since the business' forcefully closed accounts were first opened, measured in months. For example, if accounts were involuntarily closed for this business in March 2006, January 2007, and June 2007, which had been opened, respectively, in October 2004, December 2003, and June 2000, then this is the average of the length of time since October 2004, December 2003 and June If the current month is December 2008 then the length of time since these dates, in months, are 50, 60 and 100 respectively and the average is ( )/3, which is 70. The date when the accounts were involuntarily closed is not relevant in determining this period. DurationType, Optional This is the length of time since the business oldest, forcefully closed account was first opened, measured in months. For example, if accounts were involuntarily closed for this business in March 2006, January 2007, and June 2007, which had been opened, respectively, in October 2004, December 2003, and April 2000, then this is the length of time since April The date when the accounts were involuntarily closed is not relevant in determining this period. Dun & Bradstreet, Inc

130 Organization { BorrowerAnalytics { BorrowerAnalyticsSummary { VoluntarilyClosedAccountsMaximumPeriod Organization { BorrowerAnalytics { BorrowerAnalyticsSummary { VoluntarilyClosedAccountsMinimumPeriod Organization { BorrowerAnalytics { BorrowerAnalyticsSummary { InvoluntarilyClosedAccountsMinimumPeriod DurationType, Optional This is the length of time since the business oldest, willingly closed account was first opened, measured in months. For example, if accounts were voluntarily closed for this business in March 2006, January 2007, and June 2007, which had been opened, respectively, in October 2004, December 2003, and April 2000, then this is the length of time since April The date when the accounts were voluntarily closed is not relevant in determining this period. DurationType, Optional This is the length of time since the business oldest, willingly closed account was first opened, measured in months. For example, if accounts were voluntarily closed for this business in March 2006, January 2007, and June 2007, which had been opened, respectively, in October 2004, December 2003, and April 2000, then this is the length of time since April The date when the accounts were voluntarily closed is not relevant in determining this period. DurationType, Optional This is the length of time since the business newest, forcefully closed account was first opened, measured in months. For example, if accounts were involuntarily closed for this business in March 2006, January 2007, and June 2007, which had been opened, respectively, in October 2004, December 2003, and April 2000, then this is the length of time since October The date when the accounts were involuntarily closed is not relevant in determining this period. Dun & Bradstreet, Inc

131 Organization { BorrowerAnalytics { BorrowerAnalyticsSummary { OpenAccountsEverPastDueWrittenOffCount End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } BorrowerAnalytics } BorrowerAnalyticsSummary Organization { BorrowerAnalytics { BorrowerAnalyticsCycleSummary Organization { BorrowerAnalytics { BorrowerAnalyticsCycleSummary { OpenAccounts Organization { BorrowerAnalytics { BorrowerAnalyticsCycleSummary { OpenAccounts@UnitOfSize Organization { BorrowerAnalytics { BorrowerAnalyticsCycleSummary { OpenAccounts@CurrencyISOAlpha3Code Organization { BorrowerAnalytics { BorrowerAnalyticsCycleSummary { OpenAccounts@ReliabilityText Organization { BorrowerAnalytics { BorrowerAnalyticsCycleSummary { BorrowingCycle int, Optional A number specifying how many of the business' open lease accounts were ever uncollectible and written off as bad debt. Aggregate, Optional (Infinite) An entry loop that repeats multiple times to record the details regarding the borrrower's business accounts for a particular cycle. A figure specifying the sum of money currently overdue in this Cycle and higher, including Charge Offs, but excluding Cycle 5, on all the business' accounts. string, Optional Text recording name of the past due Cycle, E.g., Cycle 1,Cycle 2.. Organization { BorrowerAnalytics { BorrowerAnalyticsCycleSummary { AccountsCount Possible values: Cycle1; Cycle1Plus; Cycle2; Cycle2Plus; Cycle3; Cycle3Plus; Cycle4Plus; Cycle5 int, Optional A number specifying how many of the business open accounts have at any time been past due Cycle. Dun & Bradstreet, Inc

132 Organization { BorrowerAnalytics { BorrowerAnalyticsCycleSummary { OpenAccountsCurrentBalanceProportionRatio Organization { BorrowerAnalytics { BorrowerAnalyticsCycleSummary { OpenAccountsTotalPastDueProportionRatio Organization { BorrowerAnalytics { BorrowerAnalyticsCycleSummary { OpenAccountsPercentage Organization { BorrowerAnalytics { BorrowerAnalyticsCycleSummary { OpenAccountsEverCount Organization { BorrowerAnalytics { BorrowerAnalyticsCycleSummary { OpenAccountsEverPercentage Organization { BorrowerAnalytics { BorrowerAnalyticsCycleSummary { TimeSinceAccountsLastPeriod End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } BorrowerAnalytics } BorrowerAnalyticsCycleSummary A number specifying the portion of the current balance amount on the business' accounts that were past due in this cycle. A number specifying the portion of the total past due amount on the business' accounts that were past due in this cycle. A number specifying the portion of the business accounts that are currently in this Cycle and in no higher Cycle. int, Optional A number specifying how many of the business open credit card accounts have at any time been past due Cycle. A number specifying the portion of all the business' accounts that were at any time past due Cycle. DurationType, Optional This is how long ago it has been, in months, since the business' accounts were most recently past due in this Cycle. Dun & Bradstreet, Inc

133 Organization { BorrowerAnalytics { LoanAccountSummary Organization { BorrowerAnalytics { LoanAccountSummary { TimeSinceAccountLastOpenedPeriod Organization { BorrowerAnalytics { LoanAccountSummary { OpenAccountsAverageDuration Organization { BorrowerAnalytics { LoanAccountSummary { AccountsOpenedLast12MonthsCount Organization { BorrowerAnalytics { LoanAccountSummary { OpenAccountsTotalPastDue Organization { BorrowerAnalytics { LoanAccountSummary { OpenAccountsTotalPastDue@UnitOfSize Aggregate, Optional Records a detailed derived data regarding Loan accounts that have had monies extended to them by one or more lenders participating in the Small Business Risk Insight program and this data is useful in evaluating the risk posed by a Borrower on Loan accounts.it reflects all the Borrower's accounts of a Loan account. DurationType, Optional This is how long ago it has been, in months, since the business' most recently opened an account. DurationType, Optional This is the mean age of the business' open accounts, measured in months. For example, if the currently open accounts were opened in October 2004, December 2003, and June 2000, then this is the average of the length of time since these dates. If the current month is December 2008 then the length of time since these dates, in months, are 50, 60 and 100 respectively and the average is ( )/3, which is 70. int, Optional A number specifying how many of the business accounts were opened in the past 12 months. This includes both open and closed accounts. A figure specifying the sum of money currently overdue on all the business' open accounts, including any late charges and fees. Please note that in contrast the cycle amounts never include late charges and fees. Dun & Bradstreet, Inc

134 Organization { BorrowerAnalytics { LoanAccountSummary { OpenAccountsTotalPastDue@CurrencyISOAlpha3Code Organization { BorrowerAnalytics { LoanAccountSummary { OpenAccountsTotalPastDue@ReliabilityText Organization { BorrowerAnalytics { LoanAccountSummary { WorstDelinquencyPast12MonthsCode Organization { BorrowerAnalytics { LoanAccountSummary { OpenAccountsCount Organization { BorrowerAnalytics { LoanAccountSummary { OutstandingPercentage Organization { BorrowerAnalytics { LoanAccountSummary { OpenAccountsCurrentBalance Organization { BorrowerAnalytics { LoanAccountSummary { OpenAccountsCurrentBalance@UnitOfSize Organization { BorrowerAnalytics { LoanAccountSummary { OpenAccountsCurrentBalance@CurrencyISOAlpha3Code Organization { BorrowerAnalytics { LoanAccountSummary { OpenAccountsCurrentBalance@ReliabilityText Organization { BorrowerAnalytics { LoanAccountSummary { BorrowerAnalyticsCycleSummary int, Optional This code specifies how far behind this business has fallen on its payments in the past 12 months. Examples are: 0, for Current, 1, for Cycle 1, 2, for Cycle 2, 3, for Cycle 3, 4, for Cycle 4, 5, for Cycle 5, 6, for Charge Off. int, Optional A number specifying how many of the business accounts are currently open. A number specifying the portion of the business total original amount on its accounts that is now due (i.e., its current and past due amounts). A figure specifying the sum of money currently due on all the business' open accounts. Aggregate, Optional (Infinite) An aggregate which records small businesses account details for the Borrowers on these commercial lending and credit accounts for a particular cycle. Dun & Bradstreet, Inc

135 Organization { BorrowerAnalytics { LoanAccountSummary { BorrowerAnalyticsCycleSummary { OpenAccounts Organization { BorrowerAnalytics { LoanAccountSummary { BorrowerAnalyticsCycleSummary { OpenAccounts@UnitOfSize Organization { BorrowerAnalytics { LoanAccountSummary { BorrowerAnalyticsCycleSummary { OpenAccounts@CurrencyISOAlpha3Code Organization { BorrowerAnalytics { LoanAccountSummary { BorrowerAnalyticsCycleSummary { OpenAccounts@ReliabilityText Organization { BorrowerAnalytics { LoanAccountSummary { BorrowerAnalyticsCycleSummary { BorrowingCycle A figure specifying the sum of money currently overdue in this Cycle and higher, including Charge Offs, but excluding Cycle 5, on all the business' accounts. string, Optional Text recording name of the past due Cycle, E.g., Cycle 1,Cycle 2.. Organization { BorrowerAnalytics { LoanAccountSummary { BorrowerAnalyticsCycleSummary { AccountsCount Organization { BorrowerAnalytics { LoanAccountSummary { BorrowerAnalyticsCycleSummary { OpenAccountsTotalPastDueProportionRatio Organization { BorrowerAnalytics { LoanAccountSummary { BorrowerAnalyticsCycleSummary { OpenAccountsEverCount Possible values: Cycle2; Cycle2Plus; Cycle3; Cycle3Plus int, Optional A number specifying how many of the business open accounts have at any time been past due Cycle. A number specifying the portion of the total past due amount on the business' accounts that were past due in this cycle. int, Optional A number specifying how many of the business open credit card accounts have at any time been past due Cycle. Dun & Bradstreet, Inc

136 Organization { BorrowerAnalytics { LoanAccountSummary { BorrowerAnalyticsCycleSummary { TimeSinceAccountsLastPeriod End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } BorrowerAnalytics } LoanAccountSummary } BorrowerAnalyticsCycleSummary End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } BorrowerAnalytics } LoanAccountSummary Organization { BorrowerAnalytics { LeaseAccountSummary Organization { BorrowerAnalytics { LeaseAccountSummary { OpenAccountsEverPastDueWrittenOffCount Organization { BorrowerAnalytics { LeaseAccountSummary { WorstDelinquencyPast6MonthsCode Organization { BorrowerAnalytics { LeaseAccountSummary { TimeSinceAccountLastOpenedPeriod DurationType, Optional This is how long ago it has been, in months, since the business' accounts were most recently past due in this Cycle. Aggregate, Optional Records a detailed derived data regarding lease accounts that have had monies extended to them by one or more lenders participating in the Small Business Risk Insight program and this data is useful in evaluating the risk posed by a Borrower on Lease accounts.it reflects all the Borrower's accounts of a Lease account. int, Optional A number specifying how many of the business open accounts have at any time been uncollectible and written off as bad debt. int, Optional This code specifies how far behind this business has fallen on its payments in the past 6 months. Examples are: 0, for Current, 1, for Cycle 1, 2, for Cycle 2, 3, for Cycle 3, 4, for Cycle 4, 5, for Cycle 5, 6, for Charge Off. DurationType, Optional This is how long ago it has been, in months, since the business' most recently opened an account. Dun & Bradstreet, Inc

137 Organization { BorrowerAnalytics { LeaseAccountSummary { OpenAccountsAverageDuration Organization { BorrowerAnalytics { LeaseAccountSummary { OpenAccountsTotalPastDue Organization { BorrowerAnalytics { LeaseAccountSummary { OpenAccountsTotalPastDue@UnitOfSize Organization { BorrowerAnalytics { LeaseAccountSummary { OpenAccountsTotalPastDue@CurrencyISOAlpha3Code Organization { BorrowerAnalytics { LeaseAccountSummary { OpenAccountsTotalPastDue@ReliabilityText Organization { BorrowerAnalytics { LeaseAccountSummary { WorstDelinquencyPast12MonthsCode DurationType, Optional This is the mean age of the business' open accounts, measured in months. For example, if the currently open accounts were opened in October 2004, December 2003, and June 2000, then this is the average of the length of time since these dates. If the current month is December 2008 then the length of time since these dates, in months, are 50, 60 and 100 respectively and the average is ( )/3, which is 70. A figure specifying the sum of money currently overdue on all the business' open accounts, including any late charges and fees. Please note that in contrast the cycle amounts never include late charges and fees. int, Optional This code specifies how far behind this business has fallen on its payments in the past 12 months. Examples are: 0, for Current, 1, for Cycle 1, 2, for Cycle 2, 3, for Cycle 3, 4, for Cycle 4, 5, for Cycle 5, 6, for Charge Off. Dun & Bradstreet, Inc

138 Organization { BorrowerAnalytics { LeaseAccountSummary { WorstDelinquencyPast3MonthsCode Organization { BorrowerAnalytics { LeaseAccountSummary { OpenAccountsCount Organization { BorrowerAnalytics { LeaseAccountSummary { OpenAccountsMaximumDuration Organization { BorrowerAnalytics { LeaseAccountSummary { OpenAccountsMinimumDuration Organization { BorrowerAnalytics { LeaseAccountSummary { OutstandingPercentage Organization { BorrowerAnalytics { LeaseAccountSummary { OpenAccountsCurrentBalance Organization { BorrowerAnalytics { LeaseAccountSummary { OpenAccountsCurrentBalance@UnitOfSize Organization { BorrowerAnalytics { LeaseAccountSummary { OpenAccountsCurrentBalance@CurrencyISOAlpha3Code int, Optional This code specifies how far behind this business has fallen on its payments in the past 3 months. Examples are: 0, for Current, 1, for Cycle 1, 2, for Cycle 2, 3, for Cycle 3, 4, for Cycle 4, 5, for Cycle 5, 6, for Charge Off. int, Optional A number specifying how many of the business accounts are currently open. DurationType, Optional This is the age of the business' oldest open account, measured in months. For example, if the currently open accounts were opened in October 2004, December 2003, and April 2000, then this is the length of time since April DurationType, Optional This is the age of the business' newest open account, measured in months. For example, if the currently open accounts were opened in October 2004, December 2003, and April 2000, then this is the length of time since October A number specifying the portion of the business total original amount on its accounts that is now due (i.e., its current and past due amounts). A figure specifying the sum of money currently due on all the business' open accounts. Dun & Bradstreet, Inc

139 Organization { BorrowerAnalytics { LeaseAccountSummary { OpenAccountsCurrentBalance@ReliabilityText Organization { BorrowerAnalytics { LeaseAccountSummary { BorrowerAnalyticsCycleSummary Organization { BorrowerAnalytics { LeaseAccountSummary { BorrowerAnalyticsCycleSummary { OpenAccounts Organization { BorrowerAnalytics { LeaseAccountSummary { BorrowerAnalyticsCycleSummary { OpenAccounts@UnitOfSize Organization { BorrowerAnalytics { LeaseAccountSummary { BorrowerAnalyticsCycleSummary { OpenAccounts@CurrencyISOAlpha3Code Organization { BorrowerAnalytics { LeaseAccountSummary { BorrowerAnalyticsCycleSummary { OpenAccounts@ReliabilityText Organization { BorrowerAnalytics { LeaseAccountSummary { BorrowerAnalyticsCycleSummary { BorrowingCycle Aggregate, Optional (Infinite) An aggregate which records small businesses account details for the Borrowers on these commercial lending and credit accounts for a particular cycle. A figure specifying the sum of money currently overdue in this Cycle and higher, including Charge Offs, but excluding Cycle 5, on all the business' accounts. string, Optional Text recording name of the past due Cycle, E.g., Cycle 1,Cycle 2.. Organization { BorrowerAnalytics { LeaseAccountSummary { BorrowerAnalyticsCycleSummary { AccountsCount Possible values: Cycle1Plus; Cycle1; Cycle2Plus; Cycle2; Cycle3Plus; Cycle3 int, Optional A number specifying how many of the business open accounts have at any time been past due Cycle. Dun & Bradstreet, Inc

140 Organization { BorrowerAnalytics { LeaseAccountSummary { BorrowerAnalyticsCycleSummary { OpenAccountsCurrentBalanceProportionRatio Organization { BorrowerAnalytics { LeaseAccountSummary { BorrowerAnalyticsCycleSummary { OpenAccountsTotalPastDueProportionRatio Organization { BorrowerAnalytics { LeaseAccountSummary { BorrowerAnalyticsCycleSummary { OpenAccountsPercentage Organization { BorrowerAnalytics { LeaseAccountSummary { BorrowerAnalyticsCycleSummary { OpenAccountsEverCount Organization { BorrowerAnalytics { LeaseAccountSummary { BorrowerAnalyticsCycleSummary { OpenAccountsEverPercentage Organization { BorrowerAnalytics { LeaseAccountSummary { BorrowerAnalyticsCycleSummary { TimeSinceAccountsLastPeriod End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } BorrowerAnalytics } LeaseAccountSummary } BorrowerAnalyticsCycleSummary End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } BorrowerAnalytics } LeaseAccountSummary A number specifying the portion of the current balance amount on the business' accounts that were past due in this cycle. A number specifying the portion of the total past due amount on the business' accounts that were past due in this cycle. A number specifying the portion of the business accounts that are currently in this Cycle and in no higher Cycle. int, Optional A number specifying how many of the business open credit card accounts have at any time been past due Cycle. A number specifying the portion of all the business' accounts that were at any time past due Cycle. DurationType, Optional This is how long ago it has been, in months, since the business' accounts were most recently past due in this Cycle. Dun & Bradstreet, Inc

141 Organization { BorrowerAnalytics { CreditCardAccountSummary Organization { BorrowerAnalytics { CreditCardAccountSummary { WorstDelinquencyPast6MonthsCode Organization { BorrowerAnalytics { CreditCardAccountSummary { TimeSinceAccountLastOpenedPeriod Organization { BorrowerAnalytics { CreditCardAccountSummary { OpenAccountsAverageDuration Organization { BorrowerAnalytics { CreditCardAccountSummary { AccountsOpenedLast12MonthsCount Aggregate, Optional Records a detailed derived data regarding Credit Card accounts that have had monies extended to them by one or more lenders participating in the Small Business Risk Insight program and this data is useful in evaluating the risk posed by a Borrower on Credit Card accounts.it reflects all the Borrower's accounts of a Credit Card account. int, Optional This code specifies how far behind this business has fallen on its payments in the past 6 months. Examples are: 0, for Current, 1, for Cycle 1, 2, for Cycle 2, 3, for Cycle 3, 4, for Cycle 4, 5, for Cycle 5, 6, for Charge Off. DurationType, Optional This is how long ago it has been, in months, since the business' most recently opened an account. DurationType, Optional This is the mean age of the business' open accounts, measured in months. For example, if the currently open accounts were opened in October 2004, December 2003, and June 2000, then this is the average of the length of time since these dates. If the current month is December 2008 then the length of time since these dates, in months, are 50, 60 and 100 respectively and the average is ( )/3, which is 70. int, Optional A number specifying how many of the business accounts were opened in the past 12 months. This includes both open and closed accounts. Dun & Bradstreet, Inc

142 Organization { BorrowerAnalytics { CreditCardAccountSummary { OpenAccountsTotalPastDue Organization { BorrowerAnalytics { CreditCardAccountSummary { OpenAccountsTotalPastDue@UnitOfSize Organization { BorrowerAnalytics { CreditCardAccountSummary { OpenAccountsTotalPastDue@CurrencyISOAlpha3Code Organization { BorrowerAnalytics { CreditCardAccountSummary { OpenAccountsTotalPastDue@ReliabilityText Organization { BorrowerAnalytics { CreditCardAccountSummary { WorstDelinquencyPast12MonthsCode Organization { BorrowerAnalytics { CreditCardAccountSummary { WorstDelinquencyPast3MonthsCode A figure specifying the sum of money currently overdue on all the business' open accounts, including any late charges and fees. Please note that in contrast the cycle amounts never include late charges and fees. int, Optional This code specifies how far behind this business has fallen on its payments in the past 12 months. Examples are: 0, for Current, 1, for Cycle 1, 2, for Cycle 2, 3, for Cycle 3, 4, for Cycle 4, 5, for Cycle 5, 6, for Charge Off. int, Optional This code specifies how far behind this business has fallen on its payments in the past 3 months. Examples are: 0, for Current, 1, for Cycle 1, 2, for Cycle 2, 3, for Cycle 3, 4, for Cycle 4, 5, for Cycle 5, 6, for Charge Off. Dun & Bradstreet, Inc

143 Organization { BorrowerAnalytics { CreditCardAccountSummary { VoluntarilyClosedAccountsMinimumPeriod Organization { BorrowerAnalytics { CreditCardAccountSummary { SatisfactorilyClosedAccountsCount Organization { BorrowerAnalytics { CreditCardAccountSummary { OpenAccountsCount Organization { BorrowerAnalytics { CreditCardAccountSummary { OpenAccountsMaximumDuration Organization { BorrowerAnalytics { CreditCardAccountSummary { OpenAccountsMinimumDuration Organization { BorrowerAnalytics { CreditCardAccountSummary { AccountsTotalExposure DurationType, Optional This is the length of time since the business newest, willingly closed account was first opened, measured in months. For example, if accounts were voluntarily closed for this business in March 2006, January 2007, and June 2007, which had been opened, respectively, in October 2004, December 2003, and April 2000, then this is the length of time since October The date when the accounts were voluntarily closed is not relevant in determining this period. int, Optional A number specifying how many of the business' accounts were closed where the lender and the business were on good terms. int, Optional A number specifying how many of the business accounts are currently open. DurationType, Optional This is the age of the business' oldest open account, measured in months. For example, if the currently open accounts were opened in October 2004, December 2003, and April 2000, then this is the length of time since April DurationType, Optional This is the age of the business' newest open account, measured in months. For example, if the currently open accounts were opened in October 2004, December 2003, and April 2000, then this is the length of time since October A monetary figure that gives the total current exposure of all the business' accounts (i.e., its total credit line). Dun & Bradstreet, Inc

144 Organization { BorrowerAnalytics { CreditCardAccountSummary { AccountsTotalExposure@UnitOfSize Organization { BorrowerAnalytics { CreditCardAccountSummary { AccountsTotalExposure@CurrencyISOAlpha3Code Organization { BorrowerAnalytics { CreditCardAccountSummary { AccountsTotalExposure@ReliabilityText Organization { BorrowerAnalytics { CreditCardAccountSummary { OpenAccountsCurrentBalance Organization { BorrowerAnalytics { CreditCardAccountSummary { OpenAccountsCurrentBalance@UnitOfSize Organization { BorrowerAnalytics { CreditCardAccountSummary { OpenAccountsCurrentBalance@CurrencyISOAlpha3Code Organization { BorrowerAnalytics { CreditCardAccountSummary { OpenAccountsCurrentBalance@ReliabilityText Organization { BorrowerAnalytics { CreditCardAccountSummary { InvoluntarilyClosedAccountsAveragePeriod Organization { BorrowerAnalytics { CreditCardAccountSummary { BorrowerAnalyticsCycleSummary Organization { BorrowerAnalytics { CreditCardAccountSummary { BorrowerAnalyticsCycleSummary { OpenAccounts Organization { BorrowerAnalytics { CreditCardAccountSummary { BorrowerAnalyticsCycleSummary { OpenAccounts@UnitOfSize A figure specifying the sum of money currently due on all the business' open accounts. DurationType, Optional Aggregate, Optional (Infinite) An aggregate which records small businesses account details for the Borrowers on these commercial lending and credit accounts for a particular cycle. A figure specifying the sum of money currently overdue in this Cycle and higher, including Charge Offs, but excluding Cycle 5, on all the business' accounts. Dun & Bradstreet, Inc

145 Organization { BorrowerAnalytics { CreditCardAccountSummary { BorrowerAnalyticsCycleSummary { OpenAccounts@CurrencyISOAlpha3Code Organization { BorrowerAnalytics { CreditCardAccountSummary { BorrowerAnalyticsCycleSummary { OpenAccounts@ReliabilityText Organization { BorrowerAnalytics { CreditCardAccountSummary { BorrowerAnalyticsCycleSummary { BorrowingCycle string, Optional Text recording name of the past due Cycle, E.g., Cycle 1,Cycle 2.. Organization { BorrowerAnalytics { CreditCardAccountSummary { BorrowerAnalyticsCycleSummary { AccountsCount Organization { BorrowerAnalytics { CreditCardAccountSummary { BorrowerAnalyticsCycleSummary { OpenAccountsCurrentBalanceProportionRatio Organization { BorrowerAnalytics { CreditCardAccountSummary { BorrowerAnalyticsCycleSummary { OpenAccountsTotalPastDueProportionRatio Organization { BorrowerAnalytics { CreditCardAccountSummary { BorrowerAnalyticsCycleSummary { OpenAccountsPercentage Organization { BorrowerAnalytics { CreditCardAccountSummary { BorrowerAnalyticsCycleSummary { OpenAccountsEverCount Possible values: Cycle1Plus; Cycle1; Cycle2Plus; Cycle2; Cycle3Plus; Cycle3; Cycle4 int, Optional A number specifying how many of the business open accounts have at any time been past due Cycle. A number specifying the portion of the current balance amount on the business' accounts that were past due in this cycle. A number specifying the portion of the total past due amount on the business' accounts that were past due in this cycle. A number specifying the portion of the business accounts that are currently in this Cycle and in no higher Cycle. int, Optional A number specifying how many of the business open credit card accounts have at any time been past due Cycle. Dun & Bradstreet, Inc

146 Organization { BorrowerAnalytics { CreditCardAccountSummary { BorrowerAnalyticsCycleSummary { OpenAccountsEverPercentage Organization { BorrowerAnalytics { CreditCardAccountSummary { BorrowerAnalyticsCycleSummary { TimeSinceAccountsLastPeriod End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } BorrowerAnalytics } CreditCardAccountSummary } BorrowerAnalyticsCycleSummary End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } BorrowerAnalytics } CreditCardAccountSummary Organization { BorrowerAnalytics { BorrowerAnalyticsAccountSummary Organization { BorrowerAnalytics { BorrowerAnalyticsAccountSummary { OpenAccountsCurrentBalance Organization { BorrowerAnalytics { BorrowerAnalyticsAccountSummary { OpenAccountsCurrentBalance@UnitOfSize Organization { BorrowerAnalytics { BorrowerAnalyticsAccountSummary { OpenAccountsCurrentBalance@CurrencyISOAlpha3Code A number specifying the portion of all the business' accounts that were at any time past due Cycle. DurationType, Optional This is how long ago it has been, in months, since the business' accounts were most recently past due in this Cycle. Aggregate, Optional Records a detailed data regarding business accounts that have had monies extended to them by one or more lenders participating in the Small Business Risk Insight program, through financial vehicles like loans, leases, credit cards, or lines of credit, and who are expected to repay those amounts, sometimes with additional interest. This data is useful in evaluating the risk posed by all the Borrowers on all types of accounts. A figure specifying the sum of money currently due on all the business' open accounts. Dun & Bradstreet, Inc

147 Response Codes Organization { BorrowerAnalytics { BorrowerAnalyticsAccountSummary { OpenAccountsCurrentBalance@ReliabilityText End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } BorrowerAnalytics } BorrowerAnalyticsAccountSummary End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } BorrowerAnalytics END: OrderProductResponse } OrderProductResponseDetail } Product } Organization END: OrderProductResponse } OrderProductResponseDetail } Product END: OrderProductResponse } OrderProductResponseDetail END: OrderProductResponse Lists of possible values (when present) are subject to change. Additional values not presented in this documentation may be delivered in the response and should be anticipated in any implementation. Response Codes Successful service requests will return a CM000 response code. Otherwise, one of the D&B Direct standard response codes will be returned. This operation may return the following response codes: CM001, CM003-CM009, CM011, CM012, CM014, PD001-PD006, PD010-PD012, and SC001-SC012. Product Details Title / Overview Link Product Code Countries Small Business Risk Insight - Standard SBRI_STD US Only Small Business Risk Insight - Enhanced SBRI_ENH US Only Data Dictionary Copies of the business element and response data field tables are included in the Samples file. Both tables include additional columns that permit filtering by specific product code. Dun & Bradstreet, Inc

148 Samples (Download) Samples (Download) Request and response samples are available for this D&B Direct web services. The samples may cover a variety of scenarios (when applicable) and are designed for use in the test environment. SBRI Product Service Extras: Samples, Data Dictionary, Country Chart (when applicable) SBRI.zip Related Topics {productservice}:retrieveproduct (REST) Dun & Bradstreet, Inc

149 SBRI:OrderProduct (SOAP) SBRI:OrderProduct (SOAP) This operation -- part of the SBRI Product Service -- provides access to multiple products, controlled by unique product codes. Authentication, Endpoint & WSDL D&B Direct web services require authentication, and the data environment (i.e. production, trial or sandbox) is determined by the credentials submitted with each API request. Refer to the service page for the correct version of the operation. Endpoint Request Parameters The following parameters are accepted by this operation; however, the requirements for a specific request may differ based the product being requested. Please refer to the downloadable data dictionary (filterable by product code) to determine which fields are applicable. When conducting testing in the production environment during a trial period, product requests will be limited to the local market of the customer. The default value for ArchiveProductOptOutIndicator is TRUE, indicating that the request will NOT be automatically archived. OrderProductRequest Aggregate OrderProductRequest@ServiceVersionNumber OrderProductRequest. TransactionDetail Aggregate, Optional Records information necessary to process this request. OrderProductRequest. TransactionDetail. ApplicationTransactionID string up to 64 chars., Optional A number assigned by the calling application to uniquely identify this request. Dun & Bradstreet, Inc

150 Request Parameters OrderProductRequest. TransactionDetail. TransactionTimestamp OrderProductRequest. TransactionDetail. SubmittingOfficeID END: OrderProductRequest. TransactionDetail OrderProductRequest. OrderProductRequestDetail OrderProductRequest. OrderProductRequestDetail. InquiryDetail OrderProductRequest. OrderProductRequestDetail. InquiryDetail. DUNSNumber OrderProductRequest. OrderProductRequestDetail. InquiryDetail. SubjectID OrderProductRequest. OrderProductRequestDetail. InquiryDetail. CountryISOAlpha2Code END: OrderProductRequest. OrderProductRequestDetail. InquiryDetail DateTimestamp, Optional The date and time when this request was created. When the request is from an intermediary, such as a workflow manager or service bus, this is the date and time when the message was sent to the D&B function, i.e., the date and time when the xml document was created by the requesting intermediary. string up to 64 chars., Optional A number that identifies the system or the software application from where this request originated. / A number used to uniquely identfy the D&B business segment or delivery channel from where this request originated. Aggregate, Optional Records data relating to requests for a product. This may include such details as the product required, the subject about which the product should be produced, the content of the product. Aggregate, Required Records data that allows the customer to specify identifying information about the subject being inquired, e.g., the DUNS Number, the address, the telephone number. string up to 15 chars. Pattern: {([0-9a-zA-Z]*)}., Optional The D-U-N-S Number is D&B's identification number, which provides unique identification of this organization, in accordance with the Data Universal Numbering System (D-U-N-S). string up to 15 chars., Optional A number uniquely identifying the inquired subject within the D&B Worldwide Network. string at least 2 chars. up to 2 chars., Optional The two-letter country code, defined in the ISO scheme published by International Organization for Standardization (ISO) identifying the country of the inquired subject. Dun & Bradstreet, Inc

151 Request Parameters OrderProductRequest. OrderProductRequestDetail. ProductSpecification OrderProductRequest. OrderProductRequestDetail. ProductSpecification. DNBProductID OrderProductRequest. OrderProductRequestDetail. ProductSpecification. LanguagePreferenceCode OrderProductRequest. OrderProductRequestDetail. ProductSpecification. OrderReasonCode END: OrderProductRequest. OrderProductRequestDetail. ProductSpecification OrderProductRequest. OrderProductRequestDetail. ArchiveDetail OrderProductRequest. OrderProductRequestDetail. ArchiveDetail. ArchiveProductOptOutIndicator OrderProductRequest. OrderProductRequestDetail. ArchiveDetail. ExtendArchivePeriodIndicator END: OrderProductRequest. OrderProductRequestDetail. ArchiveDetail OrderProductRequest. OrderProductRequestDetail. InquiryReferenceDetail Aggregate, Required Records data that allows the customer to specify the details of the requested product. This may include details such as the identifier of the product, the language in which the product needs to be rendered, the format in which the product needs to be rendered. string, Optional An alphanumeric string that uniquely identifies the product being requested. integer up to 7 digits., Optional A D&B code value that defines the language in which the customer wants this product to be rendered. integer up to 7 digits., Optional Aggregate, Optional boolean, Optional When true (set to 1), it indicates that the product being ordered is not to be stored. When false (set to 0), it indicates that the product being ordered is to be stored; however as this is the assumed condition there is no requirement to create this tag to represent this fact. boolean, Optional When true (set to 1), the duration to archive the data is to be extended. Note: There is an additional cost for extending the archival period of the data purchased. When false (set to 0), the duration to archive the data is not to be extended. Aggregate, Optional Records data that allows the customer to specify information to be linked to the request in order to support subsequent order reconciliation. Dun & Bradstreet, Inc

152 Testing / Sandbox OrderProductRequest. OrderProductRequestDetail. InquiryReferenceDetail. CustomerReferenceText OrderProductRequest. OrderProductRequestDetail. InquiryReferenceDetail. CustomerBillingEndorsementText END: OrderProductRequest. OrderProductRequestDetail. InquiryReferenceDetail END: OrderProductRequest. OrderProductRequestDetail END: OrderProductRequest string up to 240 chars., Optional(Up to 5x) A freeform reference string provided by the customer to be linked to the product in order to support subsequent order reconciliation. string at least 1 chars. up to 240 chars., Optional Text that is filled in by customer and commonly contains requesting individual or department name, or customer's own account/reference number and/or name for the case on which the product was provided.this text is a reference used during the billing process. Testing / Sandbox The following suggested parameters may be used for test environment (sandbox) requests to retrieve successful responses. Product Small Business Risk Insight Test D-U-N-S Number(s) n/a The Product Availability Lookup may also be used to confirm if specific D-U-N-S Numbers are appropriate for test scenarios required by an implementation. The following is a list of the possible data fields returned by this operation in the XML response. Please refer to individual product pages and/or the downloadable data dictionary (filterable by product code) to determine which fields are applicable. For all codified data delivered by D&B Direct, the response package will include the decoded text value as a data element with the code value attached as an attribute. Refer to the Reference Data Service for access to the D&B standard code tables. Dun & Bradstreet, Inc

153 OrderProductResponse OrderProductResponse. TransactionDetail Aggregate Aggregate, Required Records information necessary to process a particular request. Examples of a request is the ordering of a product. OrderProductResponse. TransactionDetail. ApplicationTransactionID string up to 64 chars., Optional END: OrderProductResponse. TransactionDetail OrderProductResponse. OrderProductResponseDetail OrderProductResponse. OrderProductResponseDetail. InquiryDetail OrderProductResponse. OrderProductResponseDetail. InquiryDetail. DUNSNumber OrderProductResponse. OrderProductResponseDetail. InquiryDetail. CountryISOAlpha2Code END: OrderProductResponse. OrderProductResponseDetail. InquiryDetail OrderProductResponse. OrderProductResponseDetail. Product LanguageCode Organization A number assigned by the calling application to uniquely identify this request. Aggregate, Required Aggregate, Required string up to 15 chars. Pattern: {([0-9a-zA-Z]*)}., Optional The D&B's identification number, which provides unique identification of the inquired organization, in accordance with the Data Universal Numbering System (D-U-N-S). string at least 2 chars. up to 2 chars., Optional The two-letter country code, defined in the ISO scheme published by International Organization for Standardization (ISO)identifying the country of the inquired subject. Aggregate, Required integer up to 7 digits., Optional Aggregate, Required Records data about an organization, a legal or commercial entity established to provide products and/or services in the marketplace or to the community. Dun & Bradstreet, Inc

154 Organization. SubjectHeader Organization. SubjectHeader. DUNSNumber Organization. SubjectHeader. FullReportDate Organization. SubjectHeader. InquirySummary Organization. SubjectHeader. InquirySummary. InquiryCount Organization. SubjectHeader. InquirySummary. InquiryPeriod END: Organization. SubjectHeader. InquirySummary Organization. SubjectHeader. MostRecentInquiryDate END: Organization. SubjectHeader Organization. Telecommunication Organization. Telecommunication. TelephoneNumber Aggregate, Required Records high level information about the subject such as the primary language of the subject and the primary currency in which this subject trades. When the subject is an organizantion, this may also include details such as DUNS Number. string up to 15 chars. Pattern: {([0-9a-zA-Z]*)}., Optional [C] The D-U-N-S Number is D&B's identification number, which provides unique identification of this organization, in accordance with the Data Universal Numbering System (D-U-N-S). DNBDateSimpleType, Optional Aggregate, Optional (Infinite) int, Optional DurationType, Optional date, Optional Aggregate, Optional Records information about the different modes of Telecommunication addresses used by a subject for external contact purposes. The modes of communication include telephone, fax, , web address. Aggregate, Optional (Infinite) An entry loop which can allow multiple Telephone contact information used for voice communication with the subject. Dun & Bradstreet, Inc

155 Organization. Telecommunication. TelephoneNumber. TelecommunicationNumber END: Organization. Telecommunication. TelephoneNumber Organization. Telecommunication. FacsimileNumber Organization. Telecommunication. FacsimileNumber. TelecommunicationNumber END: Organization. Telecommunication. FacsimileNumber Organization. Telecommunication. WebPageAddress string at least 1 chars. up to 50 chars., Required [C] A sequence of digits used by the subject for voice communication in a public switched telephone network. This sequence of digits includes the area code or city code. Note: This number does not include the International Dialing Code and Domestic Dialing Code. Aggregate, Optional (Infinite) An entry loop which can allow multiple Facsimile contact information used for data communication with the subject. string at least 1 chars. up to 50 chars., Required [C] A sequence of digits used by the subject for voice communication in a public switched telephone network. This sequence of digits includes the area code or city code. Note: This number does not include the International Dialing Code and Domestic Dialing Code. Aggregate, Optional (Infinite) An entry loop which can allow multiple Internet URLs used for online information and communication with the subject. Dun & Bradstreet, Inc

156 Organization. Telecommunication. WebPageAddress. TelecommunicationAddress END: Organization. Telecommunication. WebPageAddress END: Organization. Telecommunication Organization. Location Organization. Location. PrimaryAddress Organization. Location. PrimaryAddress. StreetAddressLine string up to 240 chars., Required [C] The Internet URL (Uniform Resource Locator) which uniquely identifies the propreitary website of the subject or the website preferred by the subject which gives more information on the subject. Note: The communications protocol followed by a colon and two slashes ( is not included in the Web Page address. Aggregate, Optional Records the address details for a subject. An address is the designation of a place where a subject can be located or may be communicated with, e.g., primary address, registered address, mailing address. Aggregate, Optional (Infinite) An entry loop to allow the recording of a single primary or physical address of the subject in multiple languages and/or writing scripts. For an organization this is the principal address at which the organization is located. For an individual, this is the home address. Aggregate, Optional (Infinite) An entry loop which can repeat multiple times to allow the recording of several lines where each address line contains one or more named address elements. Examples of named address elements are Street, Street Number, Building, Estate. They are called lines because an addres can be divided into multiple lines. When there are multiple lines the sequence of the lines must be preserved. Dun & Bradstreet, Inc

157 Organization. Location. PrimaryAddress. StreetAddressLine. LineText END: Organization. Location. PrimaryAddress. StreetAddressLine Organization. Location. PrimaryAddress. PrimaryTown Organization. Location. PrimaryAddress. CountryISOAlpha2Code Organization. Location. PrimaryAddress. TerritoryAbbreviated Organization. Location. PrimaryAddress. PostalCode END: Organization. Location. PrimaryAddress string up to 240 chars., Required [C] Text that records the street address components as it would be presented on an address label. This includes, but is not limited to, details such as street name, street number, building name, estate name. string up to 64 chars., Optional [C] The name of the town or city recognized by the Postal Authority for delivering mail. string at least 2 chars. up to 2 chars., Optional [C] The two-letter country code, defined in the ISO scheme published by International Organization for Standardization (ISO), identifying the country for this address. string up to 64 chars., Optional [C] The shortened name of the locally governed area which forms part of a centrally governed nation. For example 'NJ' for the US State New Jersey within Country United States of America. string up to 16 chars., Optional [C] An identifier used by the local country Postal Authority to identify a particular geographic location. For example, in Belgium, Postal Code 9000 identifies the town of GHENT. Dun & Bradstreet, Inc

158 Organization. Location. MailingAddress Organization. Location. MailingAddress. PrimaryTown Organization. Location. MailingAddress. PostalCode Organization. Location. MailingAddress. TerritoryOfficial Organization. Location. MailingAddress. PostalRouteNumber Organization. Location. MailingAddress. PostOfficeBoxTypeText Organization. Location. MailingAddress. Organization. Location. MailingAddress. Aggregate, Optional (Infinite) An entry loop which can repeat multiple times to allow the recording of address which is mainly utilized for the purpose of mail delivery. This usually includes a Post Office Box number or similar mailing details. string up to 64 chars., Optional [C] The name of the town or city recognized by the Postal Authority for delivering mail. string up to 16 chars., Optional [C] An identifier used by the local country Postal Authority to identify a particular geographic location. For example, in Belgium, Postal Code 9000 identifies the town of GHENT. string up to 64 chars., Optional [C] string up to 64 chars., Optional An identifier of a postal route such as a rural route" in the United States or a "Cedex" in France. Clarification Note: Though this attribute is referred to as a number string up to 256 chars., Optional Text that decribes the type of the Post Office Box, e.g., PO Box, PMB. Dun & Bradstreet, Inc

159 Organization. Location. MailingAddress. PostOfficeBoxNumber END: Organization. Location. MailingAddress END: Organization. Location Organization. Organization Organization. Organization. OrganizationPrimary Organization. Organization. OrganizationPrimary. Organization END: Organization. Organization. OrganizationPrimary string up to 16 chars., Optional An identifier issued to a subject by a private or public Postal Office for the purposes of collecting mail for that subject for subsequent pickup or delivery. Clarification Note: Though this attribute is referred to as a number, it is not necessarily numeric or entirely numeric. This does not include the textual description of the PO Box type. For example the contents would be just the number 12 from PO Box 12" Aggregate, Optional Records the different names of the organization by which it is known as well as names of other organizations that have a similar name to this organization. Aggregate, Optional (Infinite) An entry loop which can repeat multiple times to allow the recording of a single name by which the organization is primarily known / identified in different languages and/or writing scripts. string up to 256 chars., Required [C] Text recording a name of this organization in the specified language and/or writing script. Dun & Bradstreet, Inc

160 Organization. Organization. TradeStyle Organization. Organization. TradeStyle. Organization END: Organization. Organization. TradeStyle END: Organization. Organization Organization. RegisteredDetail Organization. RegisteredDetail. LegalFormDetails Organization. RegisteredDetail. LegalFormDetails. LegalFormText Organization. RegisteredDetail. LegalFormDetails. Aggregate, Optional (Infinite) An entry loop which can repeat multiple times to allow the recording of a name which an organization trades under for commercial purposes, although its registered, legal name, used for contracts and other formal situations, may be another. string up to 256 chars., Required [C] Text recording a name of this organization in the specified language and/or writing script. Aggregate, Optional Records the constitutional status of a subject as defined under the laws of a country E.g.; Limited Company, Partnership, co-operative Society and the Stock Equity or share structure employed by a business according to the legal form and rules of incorporation. The owners of the stock or shares are the owners of the business. Aggregate, Optional Records the details on the current legal form of a subject. string up to 256 chars., Required [C] Text that describes the legal form or structure of a business, as registered with government authorities, e.g., partnership, corporation, private limited company, government department, proprietorship. Dun & Bradstreet, Inc

161 Organization. RegisteredDetail. LegalFormDetails. END: Organization. RegisteredDetail. LegalFormDetails Organization. RegisteredDetail. OrganizationIdentificationNumberDetail Organization. RegisteredDetail. Organization. RegisteredDetail. Organization. RegisteredDetail. Organization. RegisteredDetail. OrganizationIdentificationNumberDetail. OrganizationIdentificationNumber END: Organization. RegisteredDetail. OrganizationIdentificationNumberDetail END: Organization. RegisteredDetail Aggregate, Optional (Infinite) An entry loop which can repeat multiple times to allow recording of the identifiers issued by organizations to uniquely identify subjects. The issuing organization may be a Registration Authority, Government Department or Commercial Enterprise E.g. Chamber of Commerce numbers, VAT numbers, etc. string at least 1 chars. up to 40 chars., Required [C] A number assigned by an external body or by D&B which either uniquely identifies or helps to identify an organization. Dun & Bradstreet, Inc

162 Organization. IndustryCode Organization. IndustryCode. IndustryCode Organization. IndustryCode. Organization. IndustryCode. Organization. IndustryCode. Organization. IndustryCode. IndustryCode. IndustryCode END: Organization. IndustryCode. IndustryCode Aggregate, Optional Records the business activities in which an organization is actively engaged using standardized coding schemes such as European NACE and U.S. Standard Industry Classifications (SIC). Examples of business activities are: commercial printing, legal services, drug store, sheet metalwork fabricator. Aggregate, Optional (Infinite) An entry loop which can repeat multiple times to allow the recording of several business activities in which an organization is actively engaged using standardized coding schemes such as European NACE and U.S. Standard Industry Classifications (SIC). string up to 16 chars., Required [C] An alphanumeric value identifying a business activity based on the scheme specified by the typetext. For instance, 1611 represents the highway and street construction industry in the U.S. SIC (Standard Industrial Classification) system. Clarification Note: These are generally external codes created by an external authoritative body, like the U.S. Office of Management and Budget (OMB), but D&B may have created extensions to more precisely define an activity, as in the case of the SIC 2+2 (the last 4 digits of an 8-digit SIC). Dun & Bradstreet, Inc

163 END: Organization. IndustryCode Organization. ActivitiesAndOperations Organization. ActivitiesAndOperations. LineOfBusinessDetails Organization. ActivitiesAndOperations. LineOfBusinessDetails. LineOfBusinessDescription END: Organization. ActivitiesAndOperations. LineOfBusinessDetails END: Organization. ActivitiesAndOperations Organization. Linkage Aggregate, Optional Records the description of operations continued by a business including market information such as the number of customers, agency details and import/export details. Aggregate, Optional (Infinite) An entry loop which can repeat multiple times to allow the recording of several different descriptions of operations continued by a business in different languages. string up to 3000 chars., Optional [C] Records the textual description of operations continued by a business. Aggregate, Optional Records the relationship between the subject and the next subject UP in the family tree. E.g. Its Parent, HQ, Joint Parent or shareholder. Also records names, addresses and registration numbers for the related subject. This data topic may also be used to record the details of the relationship between the subject and the business founder; however if a simple textual reference to the business founder is all that is required then the 'Started By' element in 'Subject Details' should be used Dun & Bradstreet, Inc

164 Organization. Linkage. GlobalUltimateOrganization Organization. Linkage. GlobalUltimateOrganization. DUNSNumber END: Organization. Linkage. GlobalUltimateOrganization Organization. Linkage. ParentOrganization Organization. Linkage. ParentOrganization. DUNSNumber END: Organization. Linkage. ParentOrganization END: Organization. Linkage Aggregate, Optional Records information about the top most business in the family tree, tracing each parent up to its own parent. For example, Company A is a business based in the US and has company B as its parent also in the US. In turn company B is owned by company C, also in the US, which is owned by company D which is in the UK. Thus the Global Ultimate" of this family tree (and therefore of each member of the family tree) is Company D." string up to 15 chars. Pattern: {([0-9a-zA-Z]*)}., Optional [C] The D-U-N-S Number is D&B's identification number, which provides unique identification of this organization, in accordance with the Data Universal Numbering System (D-U-N-S). Aggregate, Optional Records information about the organization which owns more than 50% of the subject and the organization at the very top of the legal family. string up to 15 chars. Pattern: {([0-9a-zA-Z]*)}., Optional [C] The D-U-N-S Number is D&B's identification number, which provides unique identification of this organization, in accordance with the Data Universal Numbering System (D-U-N-S). Dun & Bradstreet, Inc

165 Organization. Assessment Organization. Assessment. SBRIOriginationCreditCardScore Organization. Assessment. SBRIOriginationCreditCardScore. ScoreUseCautionText Organization. Assessment. SBRIOriginationCreditCardScore. Organization. Assessment. SBRIOriginationCreditCardScore. Organization. Assessment. SBRIOriginationCreditCardScore. ScoreReason Aggregate, Optional Records insightful and value added information on organizations, such as: - recommendations on how much credit to extend to them, - assessments of their liquidity, - concise evaluations of their performance and behavior, - predictions on the risk of conducting business with them. The predictive scores are usually calculated and assigned by D&B, but such assessments may also be recorded when assigned by third parties. Aggregate, Optional (Infinite) An entry loop that repeats multiple times to allow the recording of the most recent risk scores related to credit card accounts that are generated for the borrower organization. string up to 256 chars., Optional Text that specifies why a generated score for a given borrower organization should be used with caution (e.g. the organization is no longer considered a small business, etc.). Example(s): A, E, S, etc. Aggregate, Optional (Infinite) An entry loop that repeats multiple times to specify why the Fair Isaac Co. (FICO) scoring model could not generate a score for a given borrower organization. Dun & Bradstreet, Inc

166 Organization. Assessment. SBRIOriginationCreditCardScore. ScoreReason. ScoreReasonText Organization. Assessment. SBRIOriginationCreditCardScore. ScoreReason. Organization. Assessment. SBRIOriginationCreditCardScore. ScoreReason. End: Organization. Assessment. SBRIOriginationCreditCardScore. ScoreReason Organization. Assessment. SBRIOriginationCreditCardScore. ScoreCardID Organization. Assessment. SBRIOriginationCreditCardScore. BorrowerScore End: Organization. Assessment. SBRIOriginationCreditCardScore Organization. Assessment. SBRIOriginationLeaseScore string up to 256 chars., Optional Text that specifies why the Fair Isaac Co. (FICO) scoring model could not generate a score for a given borrower organization. The reasons may include (but not be limited to) a lack of credit information, a lack of payment information, etc. Example(s): etc. string, Optional A number that specifies which path" of algorithmic logic is taken within the Fair Isaac Co. (FICO) scoring model to generate a score for the borrower organization. Example(s): 1 string, Optional The actual score that is generated for the borrower organization. The score may be zero or a positive number within a given range. Aggregate, Optional (Infinite) An entry loop that repeats multiple times to allow the recording of the most recent risk scores related to lease accounts that are generated for the borrower organization. Dun & Bradstreet, Inc

167 Organization. Assessment. SBRIOriginationLeaseScore. ScoreUseCautionText Organization. Assessment. SBRIOriginationLeaseScore. Organization. Assessment. SBRIOriginationLeaseScore. Organization. Assessment. SBRIOriginationLeaseScore. ScoreReason Organization. Assessment. SBRIOriginationLeaseScore. ScoreReason. ScoreReasonText Organization. Assessment. SBRIOriginationLeaseScore. ScoreReason. Organization. Assessment. SBRIOriginationLeaseScore. ScoreReason. End: Organization. Assessment. SBRIOriginationLeaseScore. ScoreReason Organization. Assessment. SBRIOriginationLeaseScore. ScoreCardID string up to 256 chars., Optional Text that specifies why a generated score for a given borrower organization should be used with caution (e.g. the organization is no longer considered a small business, etc.). Example(s): A, E, S, etc. Aggregate, Optional (Infinite) An entry loop that repeats multiple times to specify why the Fair Isaac Co. (FICO) scoring model could not generate a score for a given borrower organization. string up to 256 chars., Optional Text that specifies why the Fair Isaac Co. (FICO) scoring model could not generate a score for a given borrower organization. The reasons may include (but not be limited to) a lack of credit information, a lack of payment information, etc. Example(s): etc. string, Optional A number that specifies which path" of algorithmic logic is taken within the Fair Isaac Co. (FICO) scoring model to generate a score for the borrower organization. Example(s): 1 Dun & Bradstreet, Inc

168 Organization. Assessment. SBRIOriginationLeaseScore. BorrowerScore End: Organization. Assessment. SBRIOriginationLeaseScore Organization. Assessment. SBRIOriginationLoanScore Organization. Assessment. SBRIOriginationLoanScore. ScoreUseCautionText Organization. Assessment. SBRIOriginationLoanScore. Organization. Assessment. SBRIOriginationLoanScore. Organization. Assessment. SBRIOriginationLoanScore. ScoreReason Organization. Assessment. SBRIOriginationLoanScore. ScoreReason. ScoreReasonText string, Optional The actual score that is generated for the borrower organization. The score may be zero or a positive number within a given range. Aggregate, Optional (Infinite) An entry loop that repeats multiple times to allow the recording of the most recent risk scores related to loan accounts that are generated for the borrower organization. string up to 256 chars., Optional Text that specifies why a generated score for a given borrower organization should be used with caution (e.g. the organization is no longer considered a small business, etc.). Example(s): A, E, S, etc. Aggregate, Optional (Infinite) An entry loop that repeats multiple times to specify why the Fair Isaac Co. (FICO) scoring model could not generate a score for a given borrower organization. string up to 256 chars., Optional Text that specifies why the Fair Isaac Co. (FICO) scoring model could not generate a score for a given borrower organization. The reasons may include (but not be limited to) a lack of credit information, a lack of payment information, etc. Example(s): etc. Dun & Bradstreet, Inc

169 Organization. Assessment. SBRIOriginationLoanScore. ScoreReason. Organization. Assessment. SBRIOriginationLoanScore. ScoreReason. End: Organization. Assessment. SBRIOriginationLoanScore. ScoreReason Organization. Assessment. SBRIOriginationLoanScore. ScoreCardID Organization. Assessment. SBRIOriginationLoanScore. BorrowerScore End: Organization. Assessment. SBRIOriginationLoanScore End: Organization. Assessment Organization. FinancialRelationship Organization. FinancialRelationship. LoanAccountDetail Organization. FinancialRelationship. LoanAccountDetail. Lender Organization. FinancialRelationship. LoanAccountDetail. ReportedDate Organization. FinancialRelationship. LoanAccountDetail. OpenAccountIndicator Organization. FinancialRelationship. LoanAccountDetail. AccountRelationshipText Organization. FinancialRelationship. LoanAccountDetail. string, Optional A number that specifies which path" of algorithmic logic is taken within the Fair Isaac Co. (FICO) scoring model to generate a score for the borrower organization. Example(s): 1 string, Optional The actual score that is generated for the borrower organization. The score may be zero or a positive number within a given range. Aggregate, Optional Aggregate, Optional (Infinite) string, Optional date, Optional boolean, Optional string up to 256 chars., Optional Dun & Bradstreet, Inc

170 Organization. FinancialRelationship. LoanAccountDetail. Organization. FinancialRelationship. LoanAccountDetail. OpenedDate Organization. FinancialRelationship. LoanAccountDetail. ClosedDate Organization. FinancialRelationship. LoanAccountDetail. VoluntarilyClosedIndicator Organization. FinancialRelationship. LoanAccountDetail. MaturityDate Organization. FinancialRelationship. LoanAccountDetail. SecuredAccountIndicator Organization. FinancialRelationship. LoanAccountDetail. CollateralTypeText Organization. FinancialRelationship. LoanAccountDetail. Organization. FinancialRelationship. LoanAccountDetail. Organization. FinancialRelationship. LoanAccountDetail. TypeText Organization. FinancialRelationship. LoanAccountDetail. Organization. FinancialRelationship. LoanAccountDetail. Organization. FinancialRelationship. LoanAccountDetail. FrequencyText Organization. FinancialRelationship. LoanAccountDetail. date, Optional date, Optional boolean, Optional date, Optional boolean, Optional string up to 256 chars., Optional string up to 256 chars., Optional Possible values: Principal; Principal and Interest; Interest Only; Percentage of Balance; Principal plus Interest; Possible values: Principal and Interest Possible values: Interest Only string up to 256 chars., Optional Possible values: Monthly; Quarterly; Annually; Biannually; Single; Bimonthly; Variable. Possible values: Principal plus Interest. Dun & Bradstreet, Inc

171 Organization. FinancialRelationship. LoanAccountDetail. Organization. FinancialRelationship. LoanAccountDetail. BalloonDate Organization. FinancialRelationship. LoanAccountDetail. Balloon Organization. FinancialRelationship. LoanAccountDetail. LastDate Organization. FinancialRelationship. LoanAccountDetail. Original Organization. FinancialRelationship. LoanAccountDetail. CurrentCreditLine Organization. FinancialRelationship. LoanAccountDetail. HighBalance Organization. FinancialRelationship. LoanAccountDetail. AvailableCredit Organization. FinancialRelationship. LoanAccountDetail. CurrentBalance END: Organization. FinancialRelationship. LoanAccountDetail Organization. FinancialRelationship. LeaseAccountDetail Organization. FinancialRelationship. LeaseAccountDetail. Lender Organization. FinancialRelationship. LeaseAccountDetail. ReportedDate Organization. FinancialRelationship. LeaseAccountDetail. OpenAccountIndicator Organization. FinancialRelationship. LeaseAccountDetail. AccountRelationshipText date, Optional date, Optional Aggregate, Optional (Infinite) string, Optional date, Optional boolean, Optional string up to 256 chars., Optional Dun & Bradstreet, Inc

172 Organization. FinancialRelationship. LeaseAccountDetail. Organization. FinancialRelationship. LeaseAccountDetail. Organization. FinancialRelationship. LeaseAccountDetail. OpenedDate Organization. FinancialRelationship. LeaseAccountDetail. ClosedDate Organization. FinancialRelationship. LeaseAccountDetail. VoluntarilyClosedIndicator Organization. FinancialRelationship. LeaseAccountDetail. MaturityDate Organization. FinancialRelationship. LeaseAccountDetail. SecuredAccountIndicator Organization. FinancialRelationship. LeaseAccountDetail. CollateralTypeText Organization. FinancialRelationship. LeaseAccountDetail. Organization. FinancialRelationship. LeaseAccountDetail. Organization. FinancialRelationship. LeaseAccountDetail. TypeText Organization. FinancialRelationship. LeaseAccountDetail. Organization. FinancialRelationship. LeaseAccountDetail. Organization. FinancialRelationship. LeaseAccountDetail. FrequencyText date, Optional date, Optional boolean, Optional date, Optional boolean, Optional string up to 256 chars., Optional string up to 256 chars., Optional Possible values: Principal; Principal and Interest; Interest Only; Percentage of Balance; Principal plus Interest; Possible values: Principal and Interest Possible values: Interest Only string up to 256 chars., Optional Possible values: Monthly; Quarterly; Annually; Biannually; Single; Bimonthly; Variable. Dun & Bradstreet, Inc

173 Organization. FinancialRelationship. LeaseAccountDetail. Organization. FinancialRelationship. LeaseAccountDetail. Organization. FinancialRelationship. LeaseAccountDetail. BalloonDate Organization. FinancialRelationship. LeaseAccountDetail. Balloon Organization. FinancialRelationship. LeaseAccountDetail. LastDate Organization. FinancialRelationship. LeaseAccountDetail. Original Organization. FinancialRelationship. LeaseAccountDetail. CurrentCreditLine Organization. FinancialRelationship. LeaseAccountDetail. HighBalance Organization. FinancialRelationship. LeaseAccountDetail. AvailableCredit Organization. FinancialRelationship. LeaseAccountDetail. CurrentBalance END: Organization. FinancialRelationship. LeaseAccountDetail Organization. FinancialRelationship. LineOfCreditAccountDetail Organization. FinancialRelationship. LineOfCreditAccountDetail. Lender Organization. FinancialRelationship. LineOfCreditAccountDetail. ReportedDate Organization. FinancialRelationship. LineOfCreditAccountDetail. OpenAccountIndicator Possible values: Principal plus Interest. date, Optional date, Optional Aggregate, Optional (Infinite) string, Optional date, Optional boolean, Optional Dun & Bradstreet, Inc

174 Organization. FinancialRelationship. LineOfCreditAccountDetail. AccountRelationshipText Organization. FinancialRelationship. LineOfCreditAccountDetail. Organization. FinancialRelationship. LineOfCreditAccountDetail. Organization. FinancialRelationship. LineOfCreditAccountDetail. OpenedDate Organization. FinancialRelationship. LineOfCreditAccountDetail. ClosedDate Organization. FinancialRelationship. LineOfCreditAccountDetail. VoluntarilyClosedIndicator Organization. FinancialRelationship. LineOfCreditAccountDetail. MaturityDate Organization. FinancialRelationship. LineOfCreditAccountDetail. SecuredAccountIndicator Organization. FinancialRelationship. LineOfCreditAccountDetail. CollateralTypeText Organization. FinancialRelationship. LineOfCreditAccountDetail. Organization. FinancialRelationship. LineOfCreditAccountDetail. Organization. FinancialRelationship. LineOfCreditAccountDetail. TypeText Organization. FinancialRelationship. LineOfCreditAccountDetail. Organization. FinancialRelationship. LineOfCreditAccountDetail. string up to 256 chars., Optional date, Optional date, Optional boolean, Optional date, Optional boolean, Optional string up to 256 chars., Optional string up to 256 chars., Optional Possible values: Principal; Principal and Interest; Interest Only; Percentage of Balance; Principal plus Interest; Dun & Bradstreet, Inc

175 Organization. FinancialRelationship. LineOfCreditAccountDetail. FrequencyText Organization. FinancialRelationship. LineOfCreditAccountDetail. Organization. FinancialRelationship. LineOfCreditAccountDetail. Organization. FinancialRelationship. LineOfCreditAccountDetail. BalloonDate Organization. FinancialRelationship. LineOfCreditAccountDetail. Balloon Organization. FinancialRelationship. LineOfCreditAccountDetail. LastDate Organization. FinancialRelationship. LineOfCreditAccountDetail. Original Organization. FinancialRelationship. LineOfCreditAccountDetail. CurrentCreditLine Organization. FinancialRelationship. LineOfCreditAccountDetail. HighBalance Organization. FinancialRelationship. LineOfCreditAccountDetail. AvailableCredit Organization. FinancialRelationship. LineOfCreditAccountDetail. CurrentBalance END: Organization. FinancialRelationship. LineOfCreditAccountDetail Organization. FinancialRelationship. CreditCardAccountDetail Organization. FinancialRelationship. CreditCardAccountDetail. Lender Organization. FinancialRelationship. CreditCardAccountDetail. ReportedDate string up to 256 chars., Optional Possible values: Monthly; Quarterly; Annually; Biannually; Single; Bimonthly; Variable. date, Optional date, Optional Aggregate, Optional (Infinite) string, Optional date, Optional Dun & Bradstreet, Inc

176 Organization. FinancialRelationship. CreditCardAccountDetail. OpenAccountIndicator Organization. FinancialRelationship. CreditCardAccountDetail. AccountRelationshipText Organization. FinancialRelationship. CreditCardAccountDetail. Organization. FinancialRelationship. CreditCardAccountDetail. Organization. FinancialRelationship. CreditCardAccountDetail. OpenedDate Organization. FinancialRelationship. CreditCardAccountDetail. ClosedDate Organization. FinancialRelationship. CreditCardAccountDetail. VoluntarilyClosedIndicator Organization. FinancialRelationship. CreditCardAccountDetail. MaturityDate Organization. FinancialRelationship. CreditCardAccountDetail. SecuredAccountIndicator Organization. FinancialRelationship. CreditCardAccountDetail. CollateralTypeText Organization. FinancialRelationship. CreditCardAccountDetail. Organization. FinancialRelationship. CreditCardAccountDetail. Organization. FinancialRelationship. CreditCardAccountDetail. TypeText Organization. FinancialRelationship. CreditCardAccountDetail. boolean, Optional string up to 256 chars., Optional date, Optional date, Optional boolean, Optional date, Optional boolean, Optional string up to 256 chars., Optional string up to 256 chars., Optional Possible values: Principal; Principal and Interest; Interest Only; Percentage of Balance; Principal plus Interest; Dun & Bradstreet, Inc

177 Organization. FinancialRelationship. CreditCardAccountDetail. Organization. FinancialRelationship. CreditCardAccountDetail. FrequencyText Organization. FinancialRelationship. CreditCardAccountDetail. Organization. FinancialRelationship. CreditCardAccountDetail. Organization. FinancialRelationship. CreditCardAccountDetail. BalloonDate Organization. FinancialRelationship. CreditCardAccountDetail. Balloon Organization. FinancialRelationship. CreditCardAccountDetail. LastDate Organization. FinancialRelationship. CreditCardAccountDetail. Original Organization. FinancialRelationship. CreditCardAccountDetail. CurrentCreditLine Organization. FinancialRelationship. CreditCardAccountDetail. HighBalance Organization. FinancialRelationship. CreditCardAccountDetail. AvailableCredit Organization. FinancialRelationship. CreditCardAccountDetail. CurrentBalance END: Organization. FinancialRelationship. CreditCardAccountDetail Organization. FinancialRelationship. LoanAccountSummary Organization. FinancialRelationship. LoanAccountSummary. TotalBalloon string up to 256 chars., Optional Possible values: Monthly; Quarterly; Annually; Biannually; Single; Bimonthly; Variable. date, Optional date, Optional Aggregate, Optional Dun & Bradstreet, Inc

178 Organization. FinancialRelationship. LoanAccountSummary. TotalCurrentCreditLine Organization. FinancialRelationship. LoanAccountSummary. TotalAvailableCredit Organization. FinancialRelationship. LoanAccountSummary. TotalCurrentBalance END: Organization. FinancialRelationship. LoanAccountSummary Organization. FinancialRelationship. LeaseAccountSummary Organization. FinancialRelationship. LeaseAccountSummary. TotalBalloon Organization. FinancialRelationship. LeaseAccountSummary. TotalCurrentCreditLine Organization. FinancialRelationship. LeaseAccountSummary. TotalAvailableCredit Organization. FinancialRelationship. LeaseAccountSummary. TotalCurrentBalance END: Organization. FinancialRelationship. LeaseAccountSummary Organization. FinancialRelationship. LineOfCreditAccountSummary Organization. FinancialRelationship. LineOfCreditAccountSummary. TotalBalloon Organization. FinancialRelationship. LineOfCreditAccountSummary. TotalCurrentCreditLine Organization. FinancialRelationship. LineOfCreditAccountSummary. TotalAvailableCredit Organization. FinancialRelationship. LineOfCreditAccountSummary. TotalCurrentBalance END: Organization. FinancialRelationship. LineOfCreditAccountSummary Aggregate, Optional Aggregate, Optional Dun & Bradstreet, Inc

179 Organization. FinancialRelationship. CreditCardAccountSummary Organization. FinancialRelationship. CreditCardAccountSummary. TotalBalloon Organization. FinancialRelationship. CreditCardAccountSummary. TotalCurrentCreditLine Organization. FinancialRelationship. CreditCardAccountSummary. TotalAvailableCredit Organization. FinancialRelationship. CreditCardAccountSummary. TotalCurrentBalance END: Organization. FinancialRelationship. CreditCardAccountSummary Organization. FinancialRelationship. Loan Organization. FinancialRelationship. Loan. Current Organization. FinancialRelationship. Loan. Current. Lender Organization. FinancialRelationship. Loan. Current. ReportedDate Organization. FinancialRelationship. Loan. Current. Minimum Organization. FinancialRelationship. Loan. Current. CurrentBalance Organization. FinancialRelationship. Loan. Current. CurrentDue Organization. FinancialRelationship. Loan. Current. TotalPastDue Organization. FinancialRelationship. Loan. Current. PastDueCycleSummary Organization. FinancialRelationship. Loan. Current. PastDueCycleSummary. Cycle Aggregate, Optional Aggregate, Optional Aggregate, Optional (Infinite) string up to 20 chars., Optional date, Optional Aggregate, Optional (Infinite) string up to 64 chars., Required Dun & Bradstreet, Inc

180 Organization. FinancialRelationship. Loan. Current. PastDueCycleSummary. PastDue END: Organization. FinancialRelationship. Loan. Current. PastDueCycleSummary END: Organization. FinancialRelationship. Loan. Current Organization. FinancialRelationship. Loan. History Organization. FinancialRelationship. Loan. History. Lender Organization. FinancialRelationship. Loan. History. ReportedDate Organization. FinancialRelationship. Loan. History. NumberOfsPeriod Organization. FinancialRelationship. Loan. History. TotalsCount Organization. FinancialRelationship. Loan. History. HistoryPattern Organization. FinancialRelationship. Loan. History. OnTimesCount Organization. FinancialRelationship. Loan. History. scountcyclesummary Organization. FinancialRelationship. Loan. History. scountcyclesummary. Cycle Organization. FinancialRelationship. Loan. History. scountcyclesummary. PastDueCount END: Organization. FinancialRelationship. Loan. History. scountcyclesummary Organization. FinancialRelationship. Loan. History. ChargeOff Aggregate, Optional (Infinite) string up to 20 chars., Optional date, Optional DurationType, Optional int, Optional string up to 24 chars., Optional int, Optional Aggregate, Optional (Infinite) string up to 64 chars., Required int, Optional Dun & Bradstreet, Inc

181 Organization. FinancialRelationship. Loan. History. ChargeOffDate Organization. FinancialRelationship. Loan. History. ChargeOffRecovered END: Organization. FinancialRelationship. Loan. History Organization. FinancialRelationship. Loan. CurrentSummary Organization. FinancialRelationship. Loan. CurrentSummary. TotalMinimum Organization. FinancialRelationship. Loan. CurrentSummary. TotalCurrentBalance Organization. FinancialRelationship. Loan. CurrentSummary. TotalCurrentDue Organization. FinancialRelationship. Loan. CurrentSummary. TotalPastDue Organization. FinancialRelationship. Loan. CurrentSummary. TotalPastDueCycleSummary Organization. FinancialRelationship. Loan. CurrentSummary. TotalPastDueCycleSummary. Cycle Organization. FinancialRelationship. Loan. CurrentSummary. TotalPastDueCycleSummary. TotalPastDue END: Organization. FinancialRelationship. Loan. CurrentSummary. TotalPastDueCycleSummary END: Organization. FinancialRelationship. Loan. CurrentSummary Organization. FinancialRelationship. Loan. HistorySummary date, Optional Aggregate, Optional Aggregate, Optional (Infinite) string up to 64 chars., Required Aggregate, Optional Dun & Bradstreet, Inc

182 Organization. FinancialRelationship. Loan. HistorySummary. TotalNumberOfsPeriod Organization. FinancialRelationship. Loan. HistorySummary. TotalOnTimesCount Organization. FinancialRelationship. Loan. HistorySummary. TotalsCount Organization. FinancialRelationship. Loan. HistorySummary. TotalChargeOff Organization. FinancialRelationship. Loan. HistorySummary. TotalChargeOffRecovered Organization. FinancialRelationship. Loan. HistorySummary. TotalsCountCycleSummary Organization. FinancialRelationship. Loan. HistorySummary. TotalsCountCycleSummary. Cycle Organization. FinancialRelationship. Loan. HistorySummary. TotalsCountCycleSummary. TotalPastDueCount END: Organization. FinancialRelationship. Loan. HistorySummary. TotalsCountCycleSummary END: Organization. FinancialRelationship. Loan. HistorySummary END: Organization. FinancialRelationship. Loan Organization. FinancialRelationship. Lease Organization. FinancialRelationship. Lease. Current Organization. FinancialRelationship. Lease. Current. Lender DurationType, Optional int, Optional int, Optional Aggregate, Optional (Infinite) string up to 64 chars., Required int, Optional Aggregate, Optional Aggregate, Optional (Infinite) string up to 20 chars., Optional Dun & Bradstreet, Inc

183 Organization. FinancialRelationship. Lease. Current. ReportedDate Organization. FinancialRelationship. Lease. Current. Minimum Organization. FinancialRelationship. Lease. Current. CurrentBalance Organization. FinancialRelationship. Lease. Current. CurrentDue Organization. FinancialRelationship. Lease. Current. TotalPastDue Organization. FinancialRelationship. Lease. Current. PastDueCycleSummary Organization. FinancialRelationship. Lease. Current. PastDueCycleSummary. Cycle Organization. FinancialRelationship. Lease. Current. PastDueCycleSummary. PastDue END: Organization. FinancialRelationship. Lease. Current. PastDueCycleSummary END: Organization. FinancialRelationship. Lease. Current Organization. FinancialRelationship. Lease. History Organization. FinancialRelationship. Lease. History. Lender Organization. FinancialRelationship. Lease. History. ReportedDate Organization. FinancialRelationship. Lease. History. NumberOfsPeriod Organization. FinancialRelationship. Lease. History. TotalsCount date, Optional Aggregate, Optional (Infinite) string up to 64 chars., Required Aggregate, Optional (Infinite) string up to 20 chars., Optional date, Optional DurationType, Optional int, Optional Dun & Bradstreet, Inc

184 Organization. FinancialRelationship. Lease. History. HistoryPattern Organization. FinancialRelationship. Lease. History. OnTimesCount Organization. FinancialRelationship. Lease. History. scountcyclesummary Organization. FinancialRelationship. Lease. History. scountcyclesummary. Cycle Organization. FinancialRelationship. Lease. History. scountcyclesummary. PastDueCount END: Organization. FinancialRelationship. Lease. History. scountcyclesummary Organization. FinancialRelationship. Lease. History. ChargeOff Organization. FinancialRelationship. Lease. History. ChargeOffDate Organization. FinancialRelationship. Lease. History. ChargeOffRecovered END: Organization. FinancialRelationship. Lease. History Organization. FinancialRelationship. Lease. CurrentSummary Organization. FinancialRelationship. Lease. CurrentSummary. TotalMinimum Organization. FinancialRelationship. Lease. CurrentSummary. TotalCurrentBalance Organization. FinancialRelationship. Lease. CurrentSummary. TotalCurrentDue string up to 24 chars., Optional int, Optional Aggregate, Optional (Infinite) string up to 64 chars., Required int, Optional date, Optional Aggregate, Optional Dun & Bradstreet, Inc

185 Organization. FinancialRelationship. Lease. CurrentSummary. TotalPastDue Organization. FinancialRelationship. Lease. CurrentSummary. TotalPastDueCycleSummary Organization. FinancialRelationship. Lease. CurrentSummary. TotalPastDueCycleSummary. Cycle Organization. FinancialRelationship. Lease. CurrentSummary. TotalPastDueCycleSummary. TotalPastDue END: Organization. FinancialRelationship. Lease. CurrentSummary. TotalPastDueCycleSummary END: Organization. FinancialRelationship. Lease. CurrentSummary Organization. FinancialRelationship. Lease. HistorySummary Organization. FinancialRelationship. Lease. HistorySummary. TotalNumberOfsPeriod Organization. FinancialRelationship. Lease. HistorySummary. TotalOnTimesCount Organization. FinancialRelationship. Lease. HistorySummary. TotalsCount Organization. FinancialRelationship. Lease. HistorySummary. TotalChargeOff Organization. FinancialRelationship. Lease. HistorySummary. TotalChargeOffRecovered Organization. FinancialRelationship. Lease. HistorySummary. TotalsCountCycleSummary Organization. FinancialRelationship. Lease. HistorySummary. TotalsCountCycleSummary. Cycle Aggregate, Optional (Infinite) string up to 64 chars., Required Aggregate, Optional DurationType, Optional int, Optional int, Optional Aggregate, Optional (Infinite) string up to 64 chars., Required Dun & Bradstreet, Inc

186 Organization. FinancialRelationship. Lease. HistorySummary. TotalsCountCycleSummary. TotalPastDueCount END: Organization. FinancialRelationship. Lease. HistorySummary. TotalsCountCycleSummary END: Organization. FinancialRelationship. Lease. HistorySummary END: Organization. FinancialRelationship. Lease Organization. FinancialRelationship. LineOfCredit Organization. FinancialRelationship. LineOfCredit. Current Organization. FinancialRelationship. LineOfCredit. Current. Lender Organization. FinancialRelationship. LineOfCredit. Current. ReportedDate Organization. FinancialRelationship. LineOfCredit. Current. Minimum Organization. FinancialRelationship. LineOfCredit. Current. CurrentBalance Organization. FinancialRelationship. LineOfCredit. Current. CurrentDue Organization. FinancialRelationship. LineOfCredit. Current. TotalPastDue Organization. FinancialRelationship. LineOfCredit. Current. PastDueCycleSummary Organization. FinancialRelationship. LineOfCredit. Current. PastDueCycleSummary. Cycle Organization. FinancialRelationship. LineOfCredit. Current. PastDueCycleSummary. PastDue int, Optional Aggregate, Optional Aggregate, Optional (Infinite) string up to 20 chars., Optional date, Optional Aggregate, Optional (Infinite) string up to 64 chars., Required Dun & Bradstreet, Inc

187 END: Organization. FinancialRelationship. LineOfCredit. Current. PastDueCycleSummary END: Organization. FinancialRelationship. LineOfCredit. Current Organization. FinancialRelationship. LineOfCredit. History Organization. FinancialRelationship. LineOfCredit. History. Lender Organization. FinancialRelationship. LineOfCredit. History. ReportedDate Organization. FinancialRelationship. LineOfCredit. History. NumberOfsPeriod Organization. FinancialRelationship. LineOfCredit. History. TotalsCount Organization. FinancialRelationship. LineOfCredit. History. HistoryPattern Organization. FinancialRelationship. LineOfCredit. History. OnTimesCount Organization. FinancialRelationship. LineOfCredit. History. scountcyclesummary Organization. FinancialRelationship. LineOfCredit. History. scountcyclesummary. Cycle Organization. FinancialRelationship. LineOfCredit. History. scountcyclesummary. PastDueCount END: Organization. FinancialRelationship. LineOfCredit. History. scountcyclesummary Organization. FinancialRelationship. LineOfCredit. History. ChargeOff Aggregate, Optional (Infinite) string up to 20 chars., Optional date, Optional DurationType, Optional int, Optional string up to 24 chars., Optional int, Optional Aggregate, Optional (Infinite) string up to 64 chars., Required int, Optional Dun & Bradstreet, Inc

188 Organization. FinancialRelationship. LineOfCredit. History. ChargeOffDate Organization. FinancialRelationship. LineOfCredit. History. ChargeOffRecovered END: Organization. FinancialRelationship. LineOfCredit. History Organization. FinancialRelationship. LineOfCredit. CurrentSummary Organization. FinancialRelationship. LineOfCredit. CurrentSummary. TotalMinimum Organization. FinancialRelationship. LineOfCredit. CurrentSummary. TotalCurrentBalance Organization. FinancialRelationship. LineOfCredit. CurrentSummary. TotalCurrentDue Organization. FinancialRelationship. LineOfCredit. CurrentSummary. TotalPastDue Organization. FinancialRelationship. LineOfCredit. CurrentSummary. TotalPastDueCycleSummary Organization. FinancialRelationship. LineOfCredit. CurrentSummary. TotalPastDueCycleSummary. Cycle Organization. FinancialRelationship. LineOfCredit. CurrentSummary. TotalPastDueCycleSummary. TotalPastDue END: Organization. FinancialRelationship. LineOfCredit. CurrentSummary. TotalPastDueCycleSummary END: Organization. FinancialRelationship. LineOfCredit. CurrentSummary Organization. FinancialRelationship. LineOfCredit. HistorySummary date, Optional Aggregate, Optional Aggregate, Optional (Infinite) string up to 64 chars., Required Aggregate, Optional Dun & Bradstreet, Inc

189 Organization. FinancialRelationship. LineOfCredit. HistorySummary. TotalNumberOfsPeriod Organization. FinancialRelationship. LineOfCredit. HistorySummary. TotalOnTimesCount Organization. FinancialRelationship. LineOfCredit. HistorySummary. TotalsCount Organization. FinancialRelationship. LineOfCredit. HistorySummary. TotalChargeOff Organization. FinancialRelationship. LineOfCredit. HistorySummary. TotalChargeOffRecovered Organization. FinancialRelationship. LineOfCredit. HistorySummary. TotalsCountCycleSummary Organization. FinancialRelationship. LineOfCredit. HistorySummary. TotalsCountCycleSummary. Cycle Organization. FinancialRelationship. LineOfCredit. HistorySummary. TotalsCountCycleSummary. TotalPastDueCount END: Organization. FinancialRelationship. LineOfCredit. HistorySummary. TotalsCountCycleSummary END: Organization. FinancialRelationship. LineOfCredit. HistorySummary END: Organization. FinancialRelationship. LineOfCredit Organization. FinancialRelationship. CreditCard Organization. FinancialRelationship. CreditCard. Current Organization. FinancialRelationship. CreditCard. Current. Lender DurationType, Optional int, Optional int, Optional Aggregate, Optional (Infinite) string up to 64 chars., Required int, Optional Aggregate, Optional Aggregate, Optional (Infinite) string up to 20 chars., Optional Dun & Bradstreet, Inc

190 Organization. FinancialRelationship. CreditCard. Current. ReportedDate Organization. FinancialRelationship. CreditCard. Current. Minimum Organization. FinancialRelationship. CreditCard. Current. CurrentBalance Organization. FinancialRelationship. CreditCard. Current. CurrentDue Organization. FinancialRelationship. CreditCard. Current. TotalPastDue Organization. FinancialRelationship. CreditCard. Current. PastDueCycleSummary Organization. FinancialRelationship. CreditCard. Current. PastDueCycleSummary. Cycle Organization. FinancialRelationship. CreditCard. Current. PastDueCycleSummary. PastDue END: Organization. FinancialRelationship. CreditCard. Current. PastDueCycleSummary END: Organization. FinancialRelationship. CreditCard. Current Organization. FinancialRelationship. CreditCard. History Organization. FinancialRelationship. CreditCard. History. Lender Organization. FinancialRelationship. CreditCard. History. ReportedDate Organization. FinancialRelationship. CreditCard. History. NumberOfsPeriod date, Optional Aggregate, Optional (Infinite) string up to 64 chars., Required Aggregate, Optional (Infinite) string up to 20 chars., Optional date, Optional DurationType, Optional Dun & Bradstreet, Inc

191 Organization. FinancialRelationship. CreditCard. History. TotalsCount Organization. FinancialRelationship. CreditCard. History. HistoryPattern Organization. FinancialRelationship. CreditCard. History. OnTimesCount Organization. FinancialRelationship. CreditCard. History. scountcyclesummary Organization. FinancialRelationship. CreditCard. History. scountcyclesummary. Cycle Organization. FinancialRelationship. CreditCard. History. scountcyclesummary. PastDueCount END: Organization. FinancialRelationship. CreditCard. History. scountcyclesummary Organization. FinancialRelationship. CreditCard. History. ChargeOff Organization. FinancialRelationship. CreditCard. History. ChargeOffDate Organization. FinancialRelationship. CreditCard. History. ChargeOffRecovered END: Organization. FinancialRelationship. CreditCard. History Organization. FinancialRelationship. CreditCard. CurrentSummary Organization. FinancialRelationship. CreditCard. CurrentSummary. TotalMinimum Organization. FinancialRelationship. CreditCard. CurrentSummary. TotalCurrentBalance int, Optional string up to 24 chars., Optional int, Optional Aggregate, Optional (Infinite) string up to 64 chars., Required int, Optional date, Optional Aggregate, Optional Dun & Bradstreet, Inc

192 Organization. FinancialRelationship. CreditCard. CurrentSummary. TotalCurrentDue Organization. FinancialRelationship. CreditCard. CurrentSummary. TotalPastDue Organization. FinancialRelationship. CreditCard. CurrentSummary. TotalPastDueCycleSummary Organization. FinancialRelationship. CreditCard. CurrentSummary. TotalPastDueCycleSummary. Cycle Organization. FinancialRelationship. CreditCard. CurrentSummary. TotalPastDueCycleSummary. TotalPastDue END: Organization. FinancialRelationship. CreditCard. CurrentSummary. TotalPastDueCycleSummary END: Organization. FinancialRelationship. CreditCard. CurrentSummary Organization. FinancialRelationship. CreditCard. HistorySummary Organization. FinancialRelationship. CreditCard. HistorySummary. TotalNumberOfsPeriod Organization. FinancialRelationship. CreditCard. HistorySummary. TotalOnTimesCount Organization. FinancialRelationship. CreditCard. HistorySummary. TotalsCount Organization. FinancialRelationship. CreditCard. HistorySummary. TotalChargeOff Organization. FinancialRelationship. CreditCard. HistorySummary. TotalChargeOffRecovered Organization. FinancialRelationship. CreditCard. HistorySummary. TotalsCountCycleSummary Aggregate, Optional (Infinite) string up to 64 chars., Required Aggregate, Optional DurationType, Optional int, Optional int, Optional Aggregate, Optional (Infinite) Dun & Bradstreet, Inc

193 Organization. FinancialRelationship. CreditCard. HistorySummary. TotalsCountCycleSummary. Cycle Organization. FinancialRelationship. CreditCard. HistorySummary. TotalsCountCycleSummary. TotalPastDueCount END: Organization. FinancialRelationship. CreditCard. HistorySummary. TotalsCountCycleSummary END: Organization. FinancialRelationship. CreditCard. HistorySummary END: Organization. FinancialRelationship. CreditCard Organization. FinancialRelationship. OverallCurrentSummary Organization. FinancialRelationship. OverallCurrentSummary. TotalMinimum Organization. FinancialRelationship. OverallCurrentSummary. TotalCurrentBalance Organization. FinancialRelationship. OverallCurrentSummary. TotalCurrentDue Organization. FinancialRelationship. OverallCurrentSummary. TotalPastDue Organization. FinancialRelationship. OverallCurrentSummary. TotalPastDueCycleSummary Organization. FinancialRelationship. OverallCurrentSummary. TotalPastDueCycleSummary. Cycle Organization. FinancialRelationship. OverallCurrentSummary. TotalPastDueCycleSummary. TotalPastDue END: Organization. FinancialRelationship. OverallCurrentSummary. TotalPastDueCycleSummary string up to 64 chars., Required int, Optional Aggregate, Optional Aggregate, Optional (Infinite) string up to 64 chars., Required Dun & Bradstreet, Inc

194 END: Organization. FinancialRelationship. OverallCurrentSummary Organization. FinancialRelationship. OverallHistorySummary Organization. FinancialRelationship. OverallHistorySummary. TotalsCount Organization. FinancialRelationship. OverallHistorySummary. OnTimesPercentage Organization. FinancialRelationship. OverallHistorySummary. PastDuePercentageCycleSummary Organization. FinancialRelationship. OverallHistorySummary. PastDuePercentageCycleSummary. Cycle Organization. FinancialRelationship. OverallHistorySummary. PastDuePercentageCycleSummary. PastDuePercentage END: Organization. FinancialRelationship. OverallHistorySummary. PastDuePercentageCycleSummary Organization. FinancialRelationship. OverallHistorySummary. TotalChargeOffsCount Organization. FinancialRelationship. OverallHistorySummary. TotalChargeOff END: Organization. FinancialRelationship. OverallHistorySummary Aggregate, Optional int, Optional Aggregate, Optional (Infinite) string up to 64 chars., Required int, Optional Dun & Bradstreet, Inc

195 Organization. FinancialRelationship. GuaranteeDetails Organization. FinancialRelationship. GuaranteeDetails. AccountTypeText Organization. FinancialRelationship. GuaranteeDetails. Organization. FinancialRelationship. GuaranteeDetails. Organization. FinancialRelationship. GuaranteeDetails. Lender Organization. FinancialRelationship. GuaranteeDetails. ReportedDate Organization. FinancialRelationship. GuaranteeDetails. GuaranteedIndicator Organization. FinancialRelationship. GuaranteeDetails. GuarantorsCount Organization. FinancialRelationship. GuaranteeDetails. GuarantorDetails Organization. FinancialRelationship. GuaranteeDetails. GuarantorDetails. GuarantorTypeText Organization. FinancialRelationship. GuaranteeDetails. GuarantorDetails. Guarantor Aggregate, Optional (Infinite) An entry loop which can repeat multiple times to allow the recording of individuals or entities that have guaranteed the financial obligation - whether it be a business principal, commercial entity, or government guarantor relationship that have agreed to repay borrowed monies (obligations) if the borrower cannot. The guarantor may guaranty to pay up to a certain percentage of the total amount (for example, up to 70% of the loan amount). string up to 256 chars., Optional string, Optional date, Optional boolean, Optional int, Optional Aggregate, Optional (Infinite) string up to 256 chars., Optional Possible values: Government string up to 90 chars., Optional Dun & Bradstreet, Inc

196 Organization. FinancialRelationship. GuaranteeDetails. GuarantorDetails. GuarantorAddress Organization. FinancialRelationship. GuaranteeDetails. GuarantorDetails. GuarantorAddress. StreetAddressLine Organization. FinancialRelationship. GuaranteeDetails. GuarantorDetails. GuarantorAddress. StreetAddressLine. LineText END: Organization. FinancialRelationship. GuaranteeDetails. GuarantorDetails. GuarantorAddress. StreetAddressLine Organization. FinancialRelationship. GuaranteeDetails. GuarantorDetails. GuarantorAddress. PrimaryTown Organization. FinancialRelationship. GuaranteeDetails. GuarantorDetails. GuarantorAddress. TerritoryAbbreviated Organization. FinancialRelationship. GuaranteeDetails. GuarantorDetails. GuarantorAddress. PostalCode END: Organization. FinancialRelationship. GuaranteeDetails. GuarantorDetails. GuarantorAddress Organization. FinancialRelationship. GuaranteeDetails. GuarantorDetails. GovernmentGuaranteedProgramTypeText Organization. FinancialRelationship. GuaranteeDetails. GuarantorDetails. Organization. FinancialRelationship. GuaranteeDetails. GuarantorDetails. Organization. FinancialRelationship. GuaranteeDetails. GuarantorDetails. GuaranteePercentage Aggregate, Optional Aggregate, Optional (Infinite) string up to 240 chars., Required Text that records the street address components as it would be presented on an address label. This includes, but is not limited to, details such as street name, street number, building name, estate name. string up to 64 chars., Optional string up to 64 chars., Optional string up to 16 chars., Optional string up to 256 chars., Optional Dun & Bradstreet, Inc

197 Organization. FinancialRelationship. GuaranteeDetails. GuarantorDetails. OwnershipPercentage Organization. FinancialRelationship. GuaranteeDetails. GuarantorDetails. OrganizationIdentificationNumberDetail Organization. FinancialRelationship. GuaranteeDetails. GuarantorDetails. Organization. FinancialRelationship. GuaranteeDetails. GuarantorDetails. Organization. FinancialRelationship. GuaranteeDetails. GuarantorDetails. Organization. FinancialRelationship. GuaranteeDetails. GuarantorDetails. OrganizationIdentificationNumberDetail. OrganizationIdentificationNumber END: Organization. FinancialRelationship. GuaranteeDetails. GuarantorDetails. OrganizationIdentificationNumberDetail Organization. FinancialRelationship. GuaranteeDetails. GuarantorDetails. PrincipallIdentificationNumberDetail Organization. FinancialRelationship. GuaranteeDetails. GuarantorDetails. PrincipallIdentificationNumberDetail. PrincipalIdentificationNumber END: Organization. FinancialRelationship. GuaranteeDetails. GuarantorDetails. PrincipallIdentificationNumberDetail END: Organization. FinancialRelationship. GuaranteeDetails. GuarantorDetails END: Organization. FinancialRelationship. GuaranteeDetails Aggregate, Optional string at least 1 chars. up to 40 chars., Required A number assigned by an external body or by D&B which either uniquely identifies or helps to identify an organization. Aggregate, Optional string, Optional A number assigned by an external body or by D&B which either uniquely identifies or helps to identify an individual. Dun & Bradstreet, Inc

198 Organization. FinancialRelationship. MiscellaneousDetails Organization. FinancialRelationship. MiscellaneousDetails. AccountTypeText Organization. FinancialRelationship. MiscellaneousDetails. Organization. FinancialRelationship. MiscellaneousDetails. Organization. FinancialRelationship. MiscellaneousDetails. Lender Organization. FinancialRelationship. MiscellaneousDetails. ReportedDate Organization. FinancialRelationship. MiscellaneousDetails. CommentText END: Organization. FinancialRelationship. MiscellaneousDetails END: Organization. FinancialRelationship Organization. BorrowerAnalytics Organization. BorrowerAnalytics. BorrowerAnalyticsSummary Aggregate, Optional (Infinite) string up to 256 chars., Required string up to 20 chars., Optional date, Optional string up to 120 chars., Optional Aggregate, Optional An aggregate which records detailed data regarding how the borrower is repaying their financial obligations to the lender.this is useful in evaluating the risk posed by a Borrower. Aggregate, Optional Records an overall summary of data regarding business accounts that have had monies extended to them by one or more lenders participating in the Small Business Risk Insight program, through financial vehicles like loans, leases, credit cards, or lines of credit, and who are expected to repay those amounts, sometimes with additional interest. Dun & Bradstreet, Inc

199 Organization. BorrowerAnalytics. BorrowerAnalyticsSummary. OpenAccountsCount Organization. BorrowerAnalytics. BorrowerAnalyticsSummary. AccountsOpenedLast12MonthsCount Organization. BorrowerAnalytics. BorrowerAnalyticsSummary. OpenClosedendAccountsOriginalProportionPercentage Organization. BorrowerAnalytics. BorrowerAnalyticsSummary. OpenAccountsAverageDuration Organization. BorrowerAnalytics. BorrowerAnalyticsSummary. OpenAccountsMaximumDuration Organization. BorrowerAnalytics. BorrowerAnalyticsSummary. OpenOpenendedAccountsUtilizationPercentage int, Optional A number specifying how many of the business accounts are currently open. int, Optional A number specifying how many of the business accounts were opened in the past 12 months. This includes both open and closed accounts. A number specifying the portion of the business total original amount on its closed-end accounts (loans and leases) that is now due (i.e., its current and past due amounts). DurationType, Optional This is the mean age of the business' open accounts, measured in months. For example, if the currently open accounts were opened in October 2004, December 2003, and June 2000, then this is the average of the length of time since these dates. If the current month is December 2008 then the length of time since these dates, in months, are 50, 60 and 100 respectively and the average is ( )/3, which is 70. DurationType, Optional This is the age of the business' oldest open lease account, measured in months. For example, if the currently open lease accounts were opened in October 2004, December 2003, and April 2000, then this is the length of time since April A number specifying the portion of the available credit on the business open-ended accounts (credit cards and lines of credit) that is currently used. Dun & Bradstreet, Inc

200 Organization. BorrowerAnalytics. BorrowerAnalyticsSummary. SatisfactorilyClosedAccountsCount Organization. BorrowerAnalytics. BorrowerAnalyticsSummary. TimeSinceFirstAccountOpenedPeriod Organization. BorrowerAnalytics. BorrowerAnalyticsSummary. TimeSinceLastChargeOffPeriod Organization. BorrowerAnalytics. BorrowerAnalyticsSummary. TimeSinceAccountLastOpenedPeriod Organization. BorrowerAnalytics. BorrowerAnalyticsSummary. OpenAccountsTotalExposure Organization. BorrowerAnalytics. BorrowerAnalyticsSummary. Organization. BorrowerAnalytics. BorrowerAnalyticsSummary. Organization. BorrowerAnalytics. BorrowerAnalyticsSummary. int, Optional A number specifying how many of the business' accounts were closed where the lender and the business were on good terms. DurationType, Optional This is the longest period of time, in months, that the business' has had an account on file with a lender. DurationType, Optional This is how long ago it has been, in months, since the business most recently had a debt that was written off by a lender. DurationType, Optional This is how long ago it has been, in months, since the business' most recently opened a credit card account. A monetary figure that gives the total exposure of all the business' accounts (i.e., its total credit line on its open-ended accounts (credit cards and lines of credit) and its current balance on its close-ended accounts (loans and leases)). Dun & Bradstreet, Inc

201 Organization. BorrowerAnalytics. BorrowerAnalyticsSummary. WorstDelinquencyPast12MonthsCode Organization. BorrowerAnalytics. BorrowerAnalyticsSummary. WorstDelinquencyPast3MonthsCode Organization. BorrowerAnalytics. BorrowerAnalyticsSummary. WorstDelinquencyPast6MonthsCode Organization. BorrowerAnalytics. BorrowerAnalyticsSummary. InvoluntarilyClosedAccountsAveragePeriod int, Optional This code specifies how far behind this business has fallen on its credit card payments in the past 12 months. Examples are: 0, for Current, 1, for Cycle 1, 2, for Cycle 2, 3, for Cycle 3, 4, for Cycle 4, 5, for Cycle 5, 6, for Charge Off. int, Optional This code specifies how far behind this business has fallen on its credit card payments in the past 3 months. Examples are: 0, for Current, 1, for Cycle 1, 2, for Cycle 2, 3, for Cycle 3, 4, for Cycle 4, 5, for Cycle 5, 6, for Charge Off. int, Optional This code specifies how far behind this business has fallen on its credit card payments in the past 6 months. Examples are: 0, for Current, 1, for Cycle 1, 2, for Cycle 2, 3, for Cycle 3, 4, for Cycle 4, 5, for Cycle 5, 6, for Charge Off. DurationType, Optional This is the mean length of time that has elapsed since the business' forcefully closed accounts were first opened, measured in months. For example, if accounts were involuntarily closed for this business in March 2006, January 2007, and June 2007, which had been opened, respectively, in October 2004, December 2003, and June 2000, then this is the average of the length of time since October 2004, December 2003 and June If the current month is December 2008 then the length of time since these dates, in months, are 50, 60 and 100 respectively and the average is ( )/3, which is 70. The date when the accounts were involuntarily closed is not relevant in determining this period. Dun & Bradstreet, Inc

202 Organization. BorrowerAnalytics. BorrowerAnalyticsSummary. InvoluntarilyClosedAccountsMaximumPeriod Organization. BorrowerAnalytics. BorrowerAnalyticsSummary. VoluntarilyClosedAccountsMaximumPeriod Organization. BorrowerAnalytics. BorrowerAnalyticsSummary. VoluntarilyClosedAccountsMinimumPeriod DurationType, Optional This is the length of time since the business oldest, forcefully closed account was first opened, measured in months. For example, if accounts were involuntarily closed for this business in March 2006, January 2007, and June 2007, which had been opened, respectively, in October 2004, December 2003, and April 2000, then this is the length of time since April The date when the accounts were involuntarily closed is not relevant in determining this period. DurationType, Optional This is the length of time since the business oldest, willingly closed account was first opened, measured in months. For example, if accounts were voluntarily closed for this business in March 2006, January 2007, and June 2007, which had been opened, respectively, in October 2004, December 2003, and April 2000, then this is the length of time since April The date when the accounts were voluntarily closed is not relevant in determining this period. DurationType, Optional This is the length of time since the business oldest, willingly closed account was first opened, measured in months. For example, if accounts were voluntarily closed for this business in March 2006, January 2007, and June 2007, which had been opened, respectively, in October 2004, December 2003, and April 2000, then this is the length of time since April The date when the accounts were voluntarily closed is not relevant in determining this period. Dun & Bradstreet, Inc

203 Organization. BorrowerAnalytics. BorrowerAnalyticsSummary. InvoluntarilyClosedAccountsMinimumPeriod Organization. BorrowerAnalytics. BorrowerAnalyticsSummary. OpenAccountsEverPastDueWrittenOffCount End: Organization. BorrowerAnalytics. BorrowerAnalyticsSummary Organization. BorrowerAnalytics. BorrowerAnalyticsCycleSummary Organization. BorrowerAnalytics. BorrowerAnalyticsCycleSummary. OpenAccounts Organization. BorrowerAnalytics. BorrowerAnalyticsCycleSummary. Organization. BorrowerAnalytics. BorrowerAnalyticsCycleSummary. Organization. BorrowerAnalytics. BorrowerAnalyticsCycleSummary. DurationType, Optional This is the length of time since the business newest, forcefully closed account was first opened, measured in months. For example, if accounts were involuntarily closed for this business in March 2006, January 2007, and June 2007, which had been opened, respectively, in October 2004, December 2003, and April 2000, then this is the length of time since October The date when the accounts were involuntarily closed is not relevant in determining this period. int, Optional A number specifying how many of the business' open lease accounts were ever uncollectible and written off as bad debt. Aggregate, Optional (Infinite) An entry loop that repeats multiple times to record the details regarding the borrrower's business accounts for a particular cycle. A figure specifying the sum of money currently overdue in this Cycle and higher, including Charge Offs, but excluding Cycle 5, on all the business' accounts. Dun & Bradstreet, Inc

204 Organization. BorrowerAnalytics. BorrowerAnalyticsCycleSummary. BorrowingCycle string, Optional Text recording name of the past due Cycle, E.g., Cycle 1,Cycle 2.. Organization. BorrowerAnalytics. BorrowerAnalyticsCycleSummary. AccountsCount Organization. BorrowerAnalytics. BorrowerAnalyticsCycleSummary. OpenAccountsCurrentBalanceProportionRatio Organization. BorrowerAnalytics. BorrowerAnalyticsCycleSummary. OpenAccountsTotalPastDueProportionRatio Organization. BorrowerAnalytics. BorrowerAnalyticsCycleSummary. OpenAccountsPercentage Organization. BorrowerAnalytics. BorrowerAnalyticsCycleSummary. OpenAccountsEverCount Organization. BorrowerAnalytics. BorrowerAnalyticsCycleSummary. OpenAccountsEverPercentage Possible values: Cycle1; Cycle1Plus; Cycle2; Cycle2Plus; Cycle3; Cycle3Plus; Cycle4Plus; Cycle5 int, Optional A number specifying how many of the business open accounts have at any time been past due Cycle. A number specifying the portion of the current balance amount on the business' accounts that were past due in this cycle. A number specifying the portion of the total past due amount on the business' accounts that were past due in this cycle. A number specifying the portion of the business accounts that are currently in this Cycle and in no higher Cycle. int, Optional A number specifying how many of the business open credit card accounts have at any time been past due Cycle. A number specifying the portion of all the business' accounts that were at any time past due Cycle. Dun & Bradstreet, Inc

205 Organization. BorrowerAnalytics. BorrowerAnalyticsCycleSummary. TimeSinceAccountsLastPeriod End: Organization. BorrowerAnalytics. BorrowerAnalyticsCycleSummary Organization. BorrowerAnalytics. LoanAccountSummary Organization. BorrowerAnalytics. LoanAccountSummary. TimeSinceAccountLastOpenedPeriod Organization. BorrowerAnalytics. LoanAccountSummary. OpenAccountsAverageDuration Organization. BorrowerAnalytics. LoanAccountSummary. AccountsOpenedLast12MonthsCount DurationType, Optional This is how long ago it has been, in months, since the business' accounts were most recently past due in this Cycle. Aggregate, Optional Records a detailed derived data regarding Loan accounts that have had monies extended to them by one or more lenders participating in the Small Business Risk Insight program and this data is useful in evaluating the risk posed by a Borrower on Loan accounts.it reflects all the Borrower's accounts of a Loan account. DurationType, Optional This is how long ago it has been, in months, since the business' most recently opened an account. DurationType, Optional This is the mean age of the business' open accounts, measured in months. For example, if the currently open accounts were opened in October 2004, December 2003, and June 2000, then this is the average of the length of time since these dates. If the current month is December 2008 then the length of time since these dates, in months, are 50, 60 and 100 respectively and the average is ( )/3, which is 70. int, Optional A number specifying how many of the business accounts were opened in the past 12 months. This includes both open and closed accounts. Dun & Bradstreet, Inc

206 Organization. BorrowerAnalytics. LoanAccountSummary. OpenAccountsTotalPastDue Organization. BorrowerAnalytics. LoanAccountSummary. Organization. BorrowerAnalytics. LoanAccountSummary. Organization. BorrowerAnalytics. LoanAccountSummary. Organization. BorrowerAnalytics. LoanAccountSummary. WorstDelinquencyPast12MonthsCode Organization. BorrowerAnalytics. LoanAccountSummary. OpenAccountsCount Organization. BorrowerAnalytics. LoanAccountSummary. OutstandingPercentage Organization. BorrowerAnalytics. LoanAccountSummary. OpenAccountsCurrentBalance Organization. BorrowerAnalytics. LoanAccountSummary. A figure specifying the sum of money currently overdue on all the business' open accounts, including any late charges and fees. Please note that in contrast the cycle amounts never include late charges and fees. int, Optional This code specifies how far behind this business has fallen on its payments in the past 12 months. Examples are: 0, for Current, 1, for Cycle 1, 2, for Cycle 2, 3, for Cycle 3, 4, for Cycle 4, 5, for Cycle 5, 6, for Charge Off. int, Optional A number specifying how many of the business accounts are currently open. A number specifying the portion of the business total original amount on its accounts that is now due (i.e., its current and past due amounts). A figure specifying the sum of money currently due on all the business' open accounts. Dun & Bradstreet, Inc

207 Organization. BorrowerAnalytics. LoanAccountSummary. Organization. BorrowerAnalytics. LoanAccountSummary. Organization. BorrowerAnalytics. LoanAccountSummary. BorrowerAnalyticsCycleSummary Organization. BorrowerAnalytics. LoanAccountSummary. BorrowerAnalyticsCycleSummary. OpenAccounts Organization. BorrowerAnalytics. LoanAccountSummary. BorrowerAnalyticsCycleSummary. Organization. BorrowerAnalytics. LoanAccountSummary. BorrowerAnalyticsCycleSummary. Organization. BorrowerAnalytics. LoanAccountSummary. BorrowerAnalyticsCycleSummary. Organization. BorrowerAnalytics. LoanAccountSummary. BorrowerAnalyticsCycleSummary. BorrowingCycle Aggregate, Optional (Infinite) An aggregate which records small businesses account details for the Borrowers on these commercial lending and credit accounts for a particular cycle. A figure specifying the sum of money currently overdue in this Cycle and higher, including Charge Offs, but excluding Cycle 5, on all the business' accounts. string, Optional Text recording name of the past due Cycle, E.g., Cycle 1,Cycle 2.. Organization. BorrowerAnalytics. LoanAccountSummary. BorrowerAnalyticsCycleSummary. AccountsCount Possible values: Cycle2; Cycle2Plus; Cycle3; Cycle3Plus int, Optional A number specifying how many of the business open accounts have at any time been past due Cycle. Dun & Bradstreet, Inc

208 Organization. BorrowerAnalytics. LoanAccountSummary. BorrowerAnalyticsCycleSummary. OpenAccountsTotalPastDueProportionRatio Organization. BorrowerAnalytics. LoanAccountSummary. BorrowerAnalyticsCycleSummary. OpenAccountsEverCount Organization. BorrowerAnalytics. LoanAccountSummary. BorrowerAnalyticsCycleSummary. TimeSinceAccountsLastPeriod End: Organization. BorrowerAnalytics. LoanAccountSummary. BorrowerAnalyticsCycleSummary End: Organization. BorrowerAnalytics. LoanAccountSummary Organization. BorrowerAnalytics. LeaseAccountSummary Organization. BorrowerAnalytics. LeaseAccountSummary. OpenAccountsEverPastDueWrittenOffCount A number specifying the portion of the total past due amount on the business' accounts that were past due in this cycle. int, Optional A number specifying how many of the business open credit card accounts have at any time been past due Cycle. DurationType, Optional This is how long ago it has been, in months, since the business' accounts were most recently past due in this Cycle. Aggregate, Optional Records a detailed derived data regarding lease accounts that have had monies extended to them by one or more lenders participating in the Small Business Risk Insight program and this data is useful in evaluating the risk posed by a Borrower on Lease accounts.it reflects all the Borrower's accounts of a Lease account. int, Optional A number specifying how many of the business open accounts have at any time been uncollectible and written off as bad debt. Dun & Bradstreet, Inc

209 Organization. BorrowerAnalytics. LeaseAccountSummary. WorstDelinquencyPast6MonthsCode Organization. BorrowerAnalytics. LeaseAccountSummary. TimeSinceAccountLastOpenedPeriod Organization. BorrowerAnalytics. LeaseAccountSummary. OpenAccountsAverageDuration Organization. BorrowerAnalytics. LeaseAccountSummary. OpenAccountsTotalPastDue Organization. BorrowerAnalytics. LeaseAccountSummary. Organization. BorrowerAnalytics. LeaseAccountSummary. Organization. BorrowerAnalytics. LeaseAccountSummary. int, Optional This code specifies how far behind this business has fallen on its payments in the past 6 months. Examples are: 0, for Current, 1, for Cycle 1, 2, for Cycle 2, 3, for Cycle 3, 4, for Cycle 4, 5, for Cycle 5, 6, for Charge Off. DurationType, Optional This is how long ago it has been, in months, since the business' most recently opened an account. DurationType, Optional This is the mean age of the business' open accounts, measured in months. For example, if the currently open accounts were opened in October 2004, December 2003, and June 2000, then this is the average of the length of time since these dates. If the current month is December 2008 then the length of time since these dates, in months, are 50, 60 and 100 respectively and the average is ( )/3, which is 70. A figure specifying the sum of money currently overdue on all the business' open accounts, including any late charges and fees. Please note that in contrast the cycle amounts never include late charges and fees. Dun & Bradstreet, Inc

210 Organization. BorrowerAnalytics. LeaseAccountSummary. WorstDelinquencyPast12MonthsCode Organization. BorrowerAnalytics. LeaseAccountSummary. WorstDelinquencyPast3MonthsCode Organization. BorrowerAnalytics. LeaseAccountSummary. OpenAccountsCount Organization. BorrowerAnalytics. LeaseAccountSummary. OpenAccountsMaximumDuration Organization. BorrowerAnalytics. LeaseAccountSummary. OpenAccountsMinimumDuration Organization. BorrowerAnalytics. LeaseAccountSummary. OutstandingPercentage int, Optional This code specifies how far behind this business has fallen on its payments in the past 12 months. Examples are: 0, for Current, 1, for Cycle 1, 2, for Cycle 2, 3, for Cycle 3, 4, for Cycle 4, 5, for Cycle 5, 6, for Charge Off. int, Optional This code specifies how far behind this business has fallen on its payments in the past 3 months. Examples are: 0, for Current, 1, for Cycle 1, 2, for Cycle 2, 3, for Cycle 3, 4, for Cycle 4, 5, for Cycle 5, 6, for Charge Off. int, Optional A number specifying how many of the business accounts are currently open. DurationType, Optional This is the age of the business' oldest open account, measured in months. For example, if the currently open accounts were opened in October 2004, December 2003, and April 2000, then this is the length of time since April DurationType, Optional This is the age of the business' newest open account, measured in months. For example, if the currently open accounts were opened in October 2004, December 2003, and April 2000, then this is the length of time since October A number specifying the portion of the business total original amount on its accounts that is now due (i.e., its current and past due amounts). Dun & Bradstreet, Inc

211 Organization. BorrowerAnalytics. LeaseAccountSummary. OpenAccountsCurrentBalance Organization. BorrowerAnalytics. LeaseAccountSummary. Organization. BorrowerAnalytics. LeaseAccountSummary. Organization. BorrowerAnalytics. LeaseAccountSummary. Organization. BorrowerAnalytics. LeaseAccountSummary. BorrowerAnalyticsCycleSummary Organization. BorrowerAnalytics. LeaseAccountSummary. BorrowerAnalyticsCycleSummary. OpenAccounts Organization. BorrowerAnalytics. LeaseAccountSummary. BorrowerAnalyticsCycleSummary. Organization. BorrowerAnalytics. LeaseAccountSummary. BorrowerAnalyticsCycleSummary. Organization. BorrowerAnalytics. LeaseAccountSummary. BorrowerAnalyticsCycleSummary. A figure specifying the sum of money currently due on all the business' open accounts. Aggregate, Optional (Infinite) An aggregate which records small businesses account details for the Borrowers on these commercial lending and credit accounts for a particular cycle. A figure specifying the sum of money currently overdue in this Cycle and higher, including Charge Offs, but excluding Cycle 5, on all the business' accounts. Dun & Bradstreet, Inc

212 Organization. BorrowerAnalytics. LeaseAccountSummary. BorrowerAnalyticsCycleSummary. BorrowingCycle string, Optional Text recording name of the past due Cycle, E.g., Cycle 1,Cycle 2.. Organization. BorrowerAnalytics. LeaseAccountSummary. BorrowerAnalyticsCycleSummary. AccountsCount Organization. BorrowerAnalytics. LeaseAccountSummary. BorrowerAnalyticsCycleSummary. OpenAccountsCurrentBalanceProportionRatio Organization. BorrowerAnalytics. LeaseAccountSummary. BorrowerAnalyticsCycleSummary. OpenAccountsTotalPastDueProportionRatio Organization. BorrowerAnalytics. LeaseAccountSummary. BorrowerAnalyticsCycleSummary. OpenAccountsPercentage Organization. BorrowerAnalytics. LeaseAccountSummary. BorrowerAnalyticsCycleSummary. OpenAccountsEverCount Organization. BorrowerAnalytics. LeaseAccountSummary. BorrowerAnalyticsCycleSummary. OpenAccountsEverPercentage Possible values: Cycle1Plus; Cycle1; Cycle2Plus; Cycle2; Cycle3Plus; Cycle3 int, Optional A number specifying how many of the business open accounts have at any time been past due Cycle. A number specifying the portion of the current balance amount on the business' accounts that were past due in this cycle. A number specifying the portion of the total past due amount on the business' accounts that were past due in this cycle. A number specifying the portion of the business accounts that are currently in this Cycle and in no higher Cycle. int, Optional A number specifying how many of the business open credit card accounts have at any time been past due Cycle. A number specifying the portion of all the business' accounts that were at any time past due Cycle. Dun & Bradstreet, Inc

213 Organization. BorrowerAnalytics. LeaseAccountSummary. BorrowerAnalyticsCycleSummary. TimeSinceAccountsLastPeriod End: Organization. BorrowerAnalytics. LeaseAccountSummary. BorrowerAnalyticsCycleSummary End: Organization. BorrowerAnalytics. LeaseAccountSummary Organization. BorrowerAnalytics. CreditCardAccountSummary Organization. BorrowerAnalytics. CreditCardAccountSummary. WorstDelinquencyPast6MonthsCode Organization. BorrowerAnalytics. CreditCardAccountSummary. TimeSinceAccountLastOpenedPeriod DurationType, Optional This is how long ago it has been, in months, since the business' accounts were most recently past due in this Cycle. Aggregate, Optional Records a detailed derived data regarding Credit Card accounts that have had monies extended to them by one or more lenders participating in the Small Business Risk Insight program and this data is useful in evaluating the risk posed by a Borrower on Credit Card accounts.it reflects all the Borrower's accounts of a Credit Card account. int, Optional This code specifies how far behind this business has fallen on its payments in the past 6 months. Examples are: 0, for Current, 1, for Cycle 1, 2, for Cycle 2, 3, for Cycle 3, 4, for Cycle 4, 5, for Cycle 5, 6, for Charge Off. DurationType, Optional This is how long ago it has been, in months, since the business' most recently opened an account. Dun & Bradstreet, Inc

214 Organization. BorrowerAnalytics. CreditCardAccountSummary. OpenAccountsAverageDuration Organization. BorrowerAnalytics. CreditCardAccountSummary. AccountsOpenedLast12MonthsCount Organization. BorrowerAnalytics. CreditCardAccountSummary. OpenAccountsTotalPastDue Organization. BorrowerAnalytics. CreditCardAccountSummary. Organization. BorrowerAnalytics. CreditCardAccountSummary. Organization. BorrowerAnalytics. CreditCardAccountSummary. Organization. BorrowerAnalytics. CreditCardAccountSummary. WorstDelinquencyPast12MonthsCode DurationType, Optional This is the mean age of the business' open accounts, measured in months. For example, if the currently open accounts were opened in October 2004, December 2003, and June 2000, then this is the average of the length of time since these dates. If the current month is December 2008 then the length of time since these dates, in months, are 50, 60 and 100 respectively and the average is ( )/3, which is 70. int, Optional A number specifying how many of the business accounts were opened in the past 12 months. This includes both open and closed accounts. A figure specifying the sum of money currently overdue on all the business' open accounts, including any late charges and fees. Please note that in contrast the cycle amounts never include late charges and fees. int, Optional This code specifies how far behind this business has fallen on its payments in the past 12 months. Examples are: 0, for Current, 1, for Cycle 1, 2, for Cycle 2, 3, for Cycle 3, 4, for Cycle 4, 5, for Cycle 5, 6, for Charge Off. Dun & Bradstreet, Inc

215 Organization. BorrowerAnalytics. CreditCardAccountSummary. WorstDelinquencyPast3MonthsCode Organization. BorrowerAnalytics. CreditCardAccountSummary. VoluntarilyClosedAccountsMinimumPeriod Organization. BorrowerAnalytics. CreditCardAccountSummary. SatisfactorilyClosedAccountsCount Organization. BorrowerAnalytics. CreditCardAccountSummary. OpenAccountsCount Organization. BorrowerAnalytics. CreditCardAccountSummary. OpenAccountsMaximumDuration int, Optional This code specifies how far behind this business has fallen on its payments in the past 3 months. Examples are: 0, for Current, 1, for Cycle 1, 2, for Cycle 2, 3, for Cycle 3, 4, for Cycle 4, 5, for Cycle 5, 6, for Charge Off. DurationType, Optional This is the length of time since the business newest, willingly closed account was first opened, measured in months. For example, if accounts were voluntarily closed for this business in March 2006, January 2007, and June 2007, which had been opened, respectively, in October 2004, December 2003, and April 2000, then this is the length of time since October The date when the accounts were voluntarily closed is not relevant in determining this period. int, Optional A number specifying how many of the business' accounts were closed where the lender and the business were on good terms. int, Optional A number specifying how many of the business accounts are currently open. DurationType, Optional This is the age of the business' oldest open account, measured in months. For example, if the currently open accounts were opened in October 2004, December 2003, and April 2000, then this is the length of time since April Dun & Bradstreet, Inc

216 Organization. BorrowerAnalytics. CreditCardAccountSummary. OpenAccountsMinimumDuration Organization. BorrowerAnalytics. CreditCardAccountSummary. AccountsTotalExposure Organization. BorrowerAnalytics. CreditCardAccountSummary. Organization. BorrowerAnalytics. CreditCardAccountSummary. Organization. BorrowerAnalytics. CreditCardAccountSummary. Organization. BorrowerAnalytics. CreditCardAccountSummary. OpenAccountsCurrentBalance Organization. BorrowerAnalytics. CreditCardAccountSummary. Organization. BorrowerAnalytics. CreditCardAccountSummary. Organization. BorrowerAnalytics. CreditCardAccountSummary. Organization. BorrowerAnalytics. CreditCardAccountSummary. InvoluntarilyClosedAccountsAveragePeriod DurationType, Optional This is the age of the business' newest open account, measured in months. For example, if the currently open accounts were opened in October 2004, December 2003, and April 2000, then this is the length of time since October A monetary figure that gives the total current exposure of all the business' accounts (i.e., its total credit line). A figure specifying the sum of money currently due on all the business' open accounts. DurationType, Optional Dun & Bradstreet, Inc

217 Organization. BorrowerAnalytics. CreditCardAccountSummary. BorrowerAnalyticsCycleSummary Organization. BorrowerAnalytics. CreditCardAccountSummary. BorrowerAnalyticsCycleSummary. OpenAccounts Organization. BorrowerAnalytics. CreditCardAccountSummary. BorrowerAnalyticsCycleSummary. Organization. BorrowerAnalytics. CreditCardAccountSummary. BorrowerAnalyticsCycleSummary. Organization. BorrowerAnalytics. CreditCardAccountSummary. BorrowerAnalyticsCycleSummary. Organization. BorrowerAnalytics. CreditCardAccountSummary. BorrowerAnalyticsCycleSummary. BorrowingCycle Aggregate, Optional (Infinite) An aggregate which records small businesses account details for the Borrowers on these commercial lending and credit accounts for a particular cycle. A figure specifying the sum of money currently overdue in this Cycle and higher, including Charge Offs, but excluding Cycle 5, on all the business' accounts. string, Optional Text recording name of the past due Cycle, E.g., Cycle 1,Cycle 2.. Organization. BorrowerAnalytics. CreditCardAccountSummary. BorrowerAnalyticsCycleSummary. AccountsCount Organization. BorrowerAnalytics. CreditCardAccountSummary. BorrowerAnalyticsCycleSummary. OpenAccountsCurrentBalanceProportionRatio Possible values: Cycle1Plus; Cycle1; Cycle2Plus; Cycle2; Cycle3Plus; Cycle3; Cycle4 int, Optional A number specifying how many of the business open accounts have at any time been past due Cycle. A number specifying the portion of the current balance amount on the business' accounts that were past due in this cycle. Dun & Bradstreet, Inc

218 Organization. BorrowerAnalytics. CreditCardAccountSummary. BorrowerAnalyticsCycleSummary. OpenAccountsTotalPastDueProportionRatio Organization. BorrowerAnalytics. CreditCardAccountSummary. BorrowerAnalyticsCycleSummary. OpenAccountsPercentage Organization. BorrowerAnalytics. CreditCardAccountSummary. BorrowerAnalyticsCycleSummary. OpenAccountsEverCount Organization. BorrowerAnalytics. CreditCardAccountSummary. BorrowerAnalyticsCycleSummary. OpenAccountsEverPercentage Organization. BorrowerAnalytics. CreditCardAccountSummary. BorrowerAnalyticsCycleSummary. TimeSinceAccountsLastPeriod End: Organization. BorrowerAnalytics. CreditCardAccountSummary. BorrowerAnalyticsCycleSummary End: Organization. BorrowerAnalytics. CreditCardAccountSummary A number specifying the portion of the total past due amount on the business' accounts that were past due in this cycle. A number specifying the portion of the business accounts that are currently in this Cycle and in no higher Cycle. int, Optional A number specifying how many of the business open credit card accounts have at any time been past due Cycle. A number specifying the portion of all the business' accounts that were at any time past due Cycle. DurationType, Optional This is how long ago it has been, in months, since the business' accounts were most recently past due in this Cycle. Dun & Bradstreet, Inc

219 Organization. BorrowerAnalytics. BorrowerAnalyticsAccountSummary Organization. BorrowerAnalytics. BorrowerAnalyticsAccountSummary. OpenAccountsCurrentBalance Organization. BorrowerAnalytics. BorrowerAnalyticsAccountSummary. Organization. BorrowerAnalytics. BorrowerAnalyticsAccountSummary. Organization. BorrowerAnalytics. BorrowerAnalyticsAccountSummary. End: Organization. BorrowerAnalytics. BorrowerAnalyticsAccountSummary End: Organization. BorrowerAnalytics END: Organization END: OrderProductResponse. OrderProductResponseDetail. Product END: OrderProductResponse. OrderProductResponseDetail END: OrderProductResponse Aggregate, Optional Records a detailed data regarding business accounts that have had monies extended to them by one or more lenders participating in the Small Business Risk Insight program, through financial vehicles like loans, leases, credit cards, or lines of credit, and who are expected to repay those amounts, sometimes with additional interest. This data is useful in evaluating the risk posed by all the Borrowers on all types of accounts. A figure specifying the sum of money currently due on all the business' open accounts. Lists of possible values (when present) are subject to change. Additional values not presented in this documentation may be delivered in the response and should be anticipated in any implementation. Dun & Bradstreet, Inc

220 Response Codes Note: There may be additional request and/or response elements specified in the WSDL that are not applicable for D&B Direct customers. Data elements that are not listed on this page are currently unused by this operation. Response Codes Successful service requests will return a CM000 response code. Otherwise, one of the D&B Direct standard response codes will be returned. This operation may return the following response codes: CM001, CM003-CM009, CM011, CM012, CM014, PD001-PD006, PD010-PD012, and SC001-SC012. Product Details Title / Overview Link Product Code Countries Small Business Risk Insight - Standard SBRI_STD US Only Small Business Risk Insight - Enhanced SBRI_ENH US Only Data Dictionary Copies of the business element and response data field tables are included in the Samples file. Both tables include additional columns that permit filtering by specific product code. Samples (Download) Request and response samples are available for this D&B Direct web services. The samples may cover a variety of scenarios (when applicable) and are designed for use in the test environment. SBRI Product Service Extras: Samples, Data Dictionary, Country Chart (when applicable) SBRI.zip Related Topics {productservice}:retrieveproduct (SOAP) Dun & Bradstreet, Inc

221 Authentication Process Authentication Process SOAP Authentication Before D&B Direct API services can be invoked, the credentials must be activated. Instructions and a link for activating username/password combinations will be included in an sent upon completion of the registration process. If you do not receive an , or unable to locate it, please contact the D&B support team for assistance (and specify if this a production, trial or sandbox related issue). The system will generate a unique username for accounts created after December 6, Prior to that date, the customer-supplied address was used as the username. No change is required for existing credentials. Most of the D&B Direct products and features require contractual entitlement prior to production (and trial) environment access. Please refer to the data layer entitlement page for more details. All D&B Direct API services require that a valid username and password be provided in the SOAP header with each call to an operation. The 2.0 services do not require that an API key be supplied. If the credentials are valid and the associated account is entitled to access the product or feature, the request will be processed. If the authentication process fails, an error response code will be returned. The security related response codes are prefixed with "SC." Sample Request <soapenv:envelope xmlns:soapenv=" lope/" xmlns:com=" <soapenv:header> <wsse:security soapenv:mustunderstand="0" xmlns:wsse=" cs.oasis-open.org/wss/2004/01/oasis wss-wssecurity-secext-1.0. xsd" xmlns:wsu=" ss-wssecurity-utility-1.0.xsd"> <wsse:usernametoken wsu:id="usernametoken-11"> <wsse:username>myusername</wsse:username> <wsse:password Type=" 01/oasis wss-username-token-profile-1.0#PasswordText">MyPasswo rd</wsse:password> </wsse:usernametoken> </wsse:security> </soapenv:header> <soapenv:body> <!--Request Body as per the service schema--> Dun & Bradstreet, Inc

222 Response - Invalid Credentials </soapenv:body> </soapenv:envelope> Response - Invalid Credentials <soapenv:envelope xmlns:soapenv=" lope/"> <soapenv:body> <com:matchresponse ServiceVersionNumber="4.0" xmlns:com=" /services.dnb.com/companyservicev2.0"> <TransactionDetail> <ApplicationTransactionID>Id-b118ae275255a7cf0cfb742e</Ap plicationtransactionid> <ServiceTransactionID>Id-b118ae275255a7cf0cfb742e</Servic etransactionid> <TransactionTimestamp> T15:00:31</TransactionTim estamp> </TransactionDetail> <TransactionResult> <SeverityText>Error</SeverityText> <ResultID>SC001</ResultID> <ResultText>Your user credentials are invalid. Please con tact your D&B Representative or your local Customer Service Cente r.</resulttext> </TransactionResult> </com:matchresponse> </soapenv:body> </soapenv:envelope> REST Authentication Before D&B Direct API services can be invoked, the credentials must be activated. Instructions and a link for activating username/password combinations will be included in an sent upon completion of the registration process. If you do not receive an , or unable to locate it, please contact the D&B support team for assistance (and specify if this a production, trial or sandbox related issue). The system will generate a unique username for accounts created after December 6, Prior to that date, the customer-supplied address was used as the username. No change is required for existing credentials. Most of the D&B Direct products and features require contractual entitlement prior to production (and trial) environment access. Please refer to the data layer entitlement page for more details. Dun & Bradstreet, Inc

223 Sample Request - Get New Token Implementation of D&B Direct API services using REST methodology involves obtaining an Authentication Token, that is then submitted with subsequent requests during a particular session (up to eight hours). Secure access to D&B Direct services is managed through the use of an Authentication Token, which can be obtained by sending an HTTP POST request to Authentication Service URL, passing a valid username and password in the HTTP header. The 2.0 services do not require that an API key be supplied. If the user credentials are valid, an Authentication Token (valid for eight hours) will be returned back in the Authorization tag in the HTTP header of the response. Once an Authentication Token is obtained, it should be embedded in the HTTP header of all subsequent requests. If the Authentication Token is valid and the user is entitled to access the product or feature being requested, the service will be processed and requested information returned as a JSON object. If the Authentication Token is invalid, an error code will be returned in the JSON response. Note: The D&B Direct REST implementation uses the BadgerFish approach for JSON with some minor variations. Sample Request - Get New Token POST x-dnb-user: MyUsername x-dnb-pwd: MyPassword A {version} parameter is not required when initiating a request to the Authentication service. Response - Success HTTP/ OK Date: Wed, 09 Oct :47:22 GMT Authorization: <MyToken> x-dnb-user: MyUsername x-dnb-pwd: MyPassword Response - Failed HTTP/ ERROR Date: Wed, 09 Oct :51:11 GMT Authorization: INVALID CREDENTIALS x-dnb-user: MyUsername x-dnb-pwd: MyPassword Dun & Bradstreet, Inc

224 Sample Request - Invoke Operation with Token Sample Request - Invoke Operation with Token GET Code=US&Subject=GORMAN%20MANUFACTURING&match=true&MatchTypeText=A dvanced&territory=ca Authorization: <MyToken> Response - Expired Authentication Token HTTP/ UNAUTHORIZED Date: Thu, 10 Oct :55:19 GMT Authorization: <MyToken> Content-Type: application/json Content-Encoding: gzip {"MatchResponse": { "TransactionDetail": { "ApplicationTransactionID": "REST", "ServiceTransactionID": "Id-c04bbdff5256bfd70a7b742e", "TransactionTimestamp": " T10:55:19" }, "TransactionResult": { "SeverityText": "Error", "ResultID": "SC001", "ResultText": "Your user credentials are invalid. Please contact your D&B Representative or your local Customer Service Center." } }} Dun & Bradstreet, Inc

225 Obtaining Credentials Obtaining Credentials Access to the D&B Direct web services are secured by a username and password combination. D&B will issue your organization a production username upon completion of the contract establishment process. This username will be sent to the address designated on the contract, along with instructions for setting up the password. This process will also be followed for production trial requests. D&B offers a non-billable environment (commonly referred to as the sandbox) for testing the D&B Direct web services. Developers may establish, via a self-service interface, sandbox user id and password combinations. The production credentials assigned to your organization may NOT be used in the sandbox environment to authenticate web services, and vice-versa. Before D&B Direct API services can be invoked, the credentials must be activated. Instructions and a link for activating username/password combinations will be included in an sent upon completion of the registration process. If you do not receive an , or unable to locate it, please contact the D&B support team for assistance (and specify if this a production, trial or sandbox related issue). The system will generate a unique username for accounts created after December 6, Prior to that date, the customer-supplied address was used as the username. No change is required for existing credentials. Most of the D&B Direct products and features require contractual entitlement prior to production (and trial) environment access. Please refer to the data layer entitlement page for more details. Dun & Bradstreet, Inc

226 Data Layer Entitlement Data Layer Entitlement D&B Direct 2.0 services are provisioned to customers at the data layer, which, for some of the features, might not be intuitive. This page is intended to help developers clearly understand what services and operations they are entitled to use. Customers may access the "Review Contract Summary" function in the Online Usage Tracking online resource for a list of entitled data layers. Components Requiring Entitlement Data Layer: Small Business Risk Insight Service: SBRI Product Service Operation: OrderProduct() - SBRI_STD; SBRI_ENH Products: Small Business Risk Insight - Standard; Enhanced. Components Not Requiring Entitlement These items are available to customers who have one or more entitled data layers. Dun & Bradstreet, Inc

227 Standard Elements Standard Elements Whenever a D&B Direct data or report product request returns a single D-U-N-S Number, several business elements pertaining to that company will be included with the results. These elements include D-U-N-S Number*, Organization, Primary Address (including street, city, state, postal code, country), Mailing Address (including street, city, state, postal code, county), Telephone Number, Fax Number, Trade Styles (up to five), Family Tree Role (HQ, branch), a Standalone Organization Indicator (true/false) and the PortfolioAssetID**. All standard elements (with the exception of Family Tree Role and PortfolioAssetID) may be referenced by the Monitoring process. *The D-U-N-S Number of the organization referenced in the results. In the case of a trade up, this will be the headquarters D-U-N-S Number. **This is an identification number that can be used to retrieve a given results package at a later date from the Product Request Archive. Description XML* JSON* Country Code The two-letter country code, defined by the International Organization for Standardization (ISO) ISO scheme identifying the country of the business entity. County Text recording the name of the county in which the business is located. D-U-N-S Number The D-U-N-S Number is D&B's identification number, which provides unique identification of this organization, in accordance with the Data Universal Numbering System (D-U-N-S). This DUNS Number represents the business entity. FAX Number The FAX number of the business. FAX Number International Dialing Code Mailing Address Mailing Country Code Mailing County Mailing Postal Code Mailing Territory Abbreviation Mailing Territory The FAX number international dialing code of the business. Text recording an address which is mainly utilized for the purpose of mail delivery to the business. This usually includes a Post Office Box number or similar mailing details. The two-letter country code, defined by the International Organization for Standardization (ISO) ISO scheme identifying the country which the business uses for mailing purposes. Text recording the name of the county which the business uses for mailing purposes. An identifier used by the local country Postal Authority which the business uses for mailing purposes. Text recording the shortened name of the locally governed area which forms part of a centrally governed nation which the business uses for mailing purposes. Text recording the name of the locally governed area which forms part of a centrally governed nation which the business uses for mailing purposes. Dun & Bradstreet, Inc

228 Standard Elements Description XML* JSON* Mailing Town Postal Code Primary Business Street Address Telephone Number Telephone Number International Dial Code Territory Abbreviation Territory Town Trade Style The address number, or post office box number, and street name which a business uses for mailing purposes. An identifier used by the local country Postal Authority to identify where the business is located. Text recording of a single name by which the organization is primarily known or identified. Text recording the address number, or post office box number and street name where the business is located. The telephone number of the business. The telephone number international dial code of the business. Text recording the shortened name of the locally governed area which forms part of a centrally governed nation to identify where the business is located. Text recording the name of the locally governed area which forms part of a centrally governed nation to identify where the business is located. Text recording the name of a city, town, township, village, borough, etc. where the business is located. Text recording the name which an organization trades under for commercial purposes although its registered legal name used for contracts and other formal situations may be another name. Dun & Bradstreet, Inc

229 Standard Elements (REST) Standard Elements (REST) The following data fields are included on all OrderProduct() and OrderCompanyReport() operation responses. Legend: [C] = may be included in a Custom Data product; [M] = may be referenced by the Monitoring process; [M+] = Monitored using an aggregate or attribute XPath. OrderProductResponse { OrderProductResponseDetail { Product { Organization { SubjectHeader { DUNSNumber OrderProductResponse { OrderProductResponseDetail { Product { Organization { Location OrderProductResponse { OrderProductResponseDetail { Product { Organization { Location { PrimaryAddress OrderProductResponse { OrderProductResponseDetail { Product { Organization { Location { PrimaryAddress { StreetAddressLine string up to 15 chars. Pattern: {([0-9a-zA-Z]*)}., Optional [C] The D-U-N-S Number is D&B's identification number, which provides unique identification of this organization, in accordance with the Data Universal Numbering System (D-U-N-S). Location, Optional Records the address details for a subject. An address is the designation of a place where a subject can be located or may be communicated with, e.g., primary address, registered address, mailing address. PrimaryAddressType, Optional (Infinite) [M] An entry loop to allow the recording of a single primary or physical address of the subject in multiple languages and/or writing scripts. For an organization this is the principal address at which the organization is located. For an individual, this is the home address. StreetAddressLine, Optional (Infinite) [M+] An entry loop which can repeat multiple times to allow the recording of several lines where each address line contains one or more named address elements. Examples of named address elements are Street, Street Number, Building, Estate. They are called lines because an addres can be divided into multiple lines. When there are multiple lines the sequence of the lines must be preserved. Monitor Path: //Organization /Location /PrimaryAddress OrderProductResponse { OrderProductResponseDetail { Product { Organization { Location { PrimaryAddress { PrimaryTown string up to 64 chars., Optional [C] [M+] The name of the town or city recognized by the Postal Authority for delivering mail. Monitor Path: //Organization /Location /PrimaryAddress Dun & Bradstreet, Inc

230 Standard Elements (REST) OrderProductResponse { OrderProductResponseDetail { Product { Organization { Location { PrimaryAddress { CountryISOAlpha2Code string at least 2 chars. up to 2 chars., Optional [C] [M+] The two-letter country code, defined in the ISO scheme published by International Organization for Standardization (ISO), identifying the country for this address. Monitor Path: //Organization /Location /PrimaryAddress OrderProductResponse { OrderProductResponseDetail { Product { Organization { Location { PrimaryAddress { CountyOfficial OrderProductResponse { OrderProductResponseDetail { Product { Organization { Location { PrimaryAddress { PostalCode string up to 64 chars., Optional [C] [M+] Monitor Path: //Organization /Location /PrimaryAddress string up to 16 chars., Optional [C] [M+] An identifier used by the local country Postal Authority to identify a particular geographic location. For example, in Belgium, Postal Code 9000 identifies the town of GHENT. Monitor Path: //Organization /Location /PrimaryAddress OrderProductResponse { OrderProductResponseDetail { Product { Organization { Location { PrimaryAddress { TerritoryOfficial OrderProductResponse { OrderProductResponseDetail { Product { Organization { Location { PrimaryAddress { TerritoryAbbreviated string up to 64 chars., Optional [C] [M+] Monitor Path: //Organization /Location /PrimaryAddress string up to 64 chars., Optional [C] [M+] The shortened name of the locally governed area which forms part of a centrally governed nation. For example 'NJ' for the US State New Jersey within Country United States of America. Monitor Path: //Organization /Location /PrimaryAddress OrderProductResponse { OrderProductResponseDetail { Product { Organization { Location { MailingAddress { StreetAddressLine StreetAddressLine, Optional (Infinite) [M+] An entry loop which can repeat multiple times to allow the recording of several lines where each address line contains one or more named address elements. Examples of named address elements are Street, Street Number, Building, Estate. They are called lines because an addres can be divided into multiple lines. When there are multiple lines the sequence of the lines must be preserved. Monitor Path: //Organization /Location /MailingAddress Dun & Bradstreet, Inc

231 Standard Elements (REST) OrderProductResponse { OrderProductResponseDetail { Product { Organization { Location { MailingAddress { PrimaryTown string up to 64 chars., Optional [C] [M+] The name of the town or city recognized by the Postal Authority for delivering mail. Monitor Path: //Organization /Location /MailingAddress OrderProductResponse { OrderProductResponseDetail { Product { Organization { Location { MailingAddress { CountryISOAlpha2Code string at least 2 chars. up to 2 chars., Optional [C] [M+] The two-letter country code, defined in the ISO scheme published by International Organization for Standardization (ISO), identifying the country for this address. Monitor Path: //Organization /Location /MailingAddress OrderProductResponse { OrderProductResponseDetail { Product { Organization { Location { MailingAddress { CountyOfficial OrderProductResponse { OrderProductResponseDetail { Product { Organization { Location { MailingAddress { PostalCode string up to 64 chars., Optional [C] [M+] Monitor Path: //Organization /Location /MailingAddress string up to 16 chars., Optional [C] [M+] An identifier used by the local country Postal Authority to identify a particular geographic location. For example, in Belgium, Postal Code 9000 identifies the town of GHENT. Monitor Path: //Organization /Location /MailingAddress OrderProductResponse { OrderProductResponseDetail { Product { Organization { Location { MailingAddress { TerritoryOfficial OrderProductResponse { OrderProductResponseDetail { Product { Organization { Location { MailingAddress { TerritoryAbbreviated string up to 64 chars., Optional [C] [M+] Monitor Path: //Organization /Location /MailingAddress string up to 64 chars., Optional [C] [M+] The shortened name of the locally governed area which forms part of a centrally governed nation. For example 'NJ' for the US State New Jersey within Country United States of America. Monitor Path: //Organization /Location /MailingAddress Dun & Bradstreet, Inc

232 Standard Elements (REST) OrderProductResponse { OrderProductResponseDetail { Product { Organization { Telecommunication { TelephoneNumber { TelecommunicationNumber string at least 1 chars. up to 50 chars., Required [C] [M+] A sequence of digits used by the subject for voice communication in a public switched telephone network. This sequence of digits includes the area code or city code. Note: This number does not include the International Dialing Code and Domestic Dialing Code. Monitor Path: //Organization /Telecommunication OrderProductResponse { OrderProductResponseDetail { Product { Organization { Telecommunication { TelephoneNumber { InternationalDialingCode string up to 7 chars., Optional [C] [M+] The country calling code assigned by the International Telecommunication Union (ITU) required to connect to this Telecommunication Number of the subject country when dialing from outside the subject country; e.g., '1' for the US, '44' for the UK, '91' for India. Monitor Path: //Organization /Telecommunication OrderProductResponse { OrderProductResponseDetail { Product { Organization { Telecommunication { FacsimileNumber { TelecommunicationNumber string at least 1 chars. up to 50 chars., Required [C] [M+] A sequence of digits used by the subject for voice communication in a public switched telephone network. This sequence of digits includes the area code or city code. Note: This number does not include the International Dialing Code and Domestic Dialing Code. Monitor Path: //Organization /Telecommunication OrderProductResponse { OrderProductResponseDetail { Product { Organization { Telecommunication { FacsimileNumber { InternationalDialingCode string up to 7 chars., Optional [C] [M+] The country calling code assigned by the International Telecommunication Union (ITU) required to connect to this Telecommunication Number of the subject country when dialing from outside the subject country; e.g., '1' for the US, '44' for the UK, '91' for India. Monitor Path: //Organization /Telecommunication OrderProductResponse { OrderProductResponseDetail { Product { Organization { Organization { OrganizationPrimary { Organization string up to 256 chars., Required [C] Text recording a name of this organization in the specified language and/or writing script. Dun & Bradstreet, Inc

233 Standard Elements (REST) OrderProductResponse { OrderProductResponseDetail { Product { Organization { Organization { TradeStyle OrderProductResponse { OrderProductResponseDetail { Product { Organization { OrganizationDetail { FamilyTreeMemberRole { FamilyTreeMemberRoleText OrganizationBaseType, Optional (Infinite) An entry loop which can repeat multiple times to allow the recording of a name which an organization trades under for commercial purposes, although its registered, legal name, used for contracts and other formal situations, may be another. string up to 256 chars., Optional [C] [M+] Text describing the part that the Subject plays as a member of an ownership structured family tree, e.g., a branch, division, a parent, headquarters, subsidiary, global ultimate, domestic ultimate. Possible values: Subsidiary; Branch; Division; Headquarters; Parent; Domestic Ultimate; Global Ultimate; Affiliate OrderProductResponse { OrderProductResponseDetail { Product { Organization { OrganizationDetail { FamilyTreeMemberRole { FamilyTreeMemberRoleText@DnbCodeValue OrderProductResponse { OrderProductResponseDetail { Product { Organization { OrganizationDetail { StandaloneOrganizationIndicator OrderProductResponse { OrderProductResponseDetail { Product { Organization { Location { MailingAddress { StreetAddressLine { LineText Monitor Path: //Organization /OrganizationDetail /FamilyTreeMemberRole Element Possible values: 9159 (Subsidiary); (Branch); (Division); (Headquarters); (Parent); (Domestic Ultimate); (Global Ultimate); (Affiliate) boolean, Optional [C] [M] When true (set to 1) it indicates that this organization is not a member of a legal family tree. This means it cannot play the role of a subsidiary, parent, headquarters or branch; i.e., FamilyTreeMemberRoleText cannot be present. When false (set to 0) it indicates that this organization is a member of a legal family tree. In this condition the FamilyTreeMemberRoleText must be present. string up to 240 chars., Required [C] [M+] Text that records the street address components as it would be presented on an address label. This includes, but is not limited to, details such as street name, street number, building name, estate name. Monitor Path: //Organization /Location /MailingAddress Dun & Bradstreet, Inc

234 Standard Elements (REST) OrderProductResponse { OrderProductResponseDetail { Product { Organization { Location { PrimaryAddress { StreetAddressLine { LineText string up to 240 chars., Required [C] [M+] Text that records the street address components as it would be presented on an address label. This includes, but is not limited to, details such as street name, street number, building name, estate name. Monitor Path: //Organization /Location /PrimaryAddress OrderProductResponse { OrderProductResponseDetail { Product { Organization { Organization { TradeStyle { Organization string up to 256 chars., Required [C] [M+] Text recording a name of this organization in the specified language and/or writing script. Monitor Path: //Organization /Organization /TradeStyle Dun & Bradstreet, Inc

235 Standard Elements (SOAP) Standard Elements (SOAP) The following data fields are included on all OrderProduct() and OrderCompanyReport() operation responses. Legend: [C] = may be included in a Custom Data product; [M] = may be referenced by the Monitoring process; [M+] = Monitored using an aggregate or attribute XPath. OrderProductResponse. OrderProductResponseDetail. Product. Organization. SubjectHeader. DUNSNumber OrderProductResponse. OrderProductResponseDetail. Product. Organization. Location OrderProductResponse. OrderProductResponseDetail. Product. Organization. Location. PrimaryAddress OrderProductResponse. OrderProductResponseDetail. Product. Organization. Location. PrimaryAddress. StreetAddressLine string up to 15 chars. Pattern: {([0-9a-zA-Z]*)}., Optional [C] The D-U-N-S Number is D&B's identification number, which provides unique identification of this organization, in accordance with the Data Universal Numbering System (D-U-N-S). Location, Optional Records the address details for a subject. An address is the designation of a place where a subject can be located or may be communicated with, e.g., primary address, registered address, mailing address. PrimaryAddressType, Optional (Infinite) [M] An entry loop to allow the recording of a single primary or physical address of the subject in multiple languages and/or writing scripts. For an organization this is the principal address at which the organization is located. For an individual, this is the home address. StreetAddressLine, Optional (Infinite) [M+] An entry loop which can repeat multiple times to allow the recording of several lines where each address line contains one or more named address elements. Examples of named address elements are Street, Street Number, Building, Estate. They are called lines because an addres can be divided into multiple lines. When there are multiple lines the sequence of the lines must be preserved. Monitor Path: //Organization /Location /PrimaryAddress OrderProductResponse. OrderProductResponseDetail. Product. Organization. Location. PrimaryAddress. PrimaryTown string up to 64 chars., Optional [C] [M+] The name of the town or city recognized by the Postal Authority for delivering mail. Monitor Path: //Organization /Location /PrimaryAddress Dun & Bradstreet, Inc

236 Standard Elements (SOAP) OrderProductResponse. OrderProductResponseDetail. Product. Organization. Location. PrimaryAddress. CountryISOAlpha2Code string at least 2 chars. up to 2 chars., Optional [C] [M+] The two-letter country code, defined in the ISO scheme published by International Organization for Standardization (ISO), identifying the country for this address. Monitor Path: //Organization /Location /PrimaryAddress OrderProductResponse. OrderProductResponseDetail. Product. Organization. Location. PrimaryAddress. CountyOfficial OrderProductResponse. OrderProductResponseDetail. Product. Organization. Location. PrimaryAddress. PostalCode string up to 64 chars., Optional [C] [M+] Monitor Path: //Organization /Location /PrimaryAddress string up to 16 chars., Optional [C] [M+] An identifier used by the local country Postal Authority to identify a particular geographic location. For example, in Belgium, Postal Code 9000 identifies the town of GHENT. Monitor Path: //Organization /Location /PrimaryAddress OrderProductResponse. OrderProductResponseDetail. Product. Organization. Location. PrimaryAddress. TerritoryOfficial OrderProductResponse. OrderProductResponseDetail. Product. Organization. Location. PrimaryAddress. TerritoryAbbreviated string up to 64 chars., Optional [C] [M+] Monitor Path: //Organization /Location /PrimaryAddress string up to 64 chars., Optional [C] [M+] The shortened name of the locally governed area which forms part of a centrally governed nation. For example 'NJ' for the US State New Jersey within Country United States of America. Monitor Path: //Organization /Location /PrimaryAddress OrderProductResponse. OrderProductResponseDetail. Product. Organization. Location. MailingAddress. StreetAddressLine StreetAddressLine, Optional (Infinite) [M+] An entry loop which can repeat multiple times to allow the recording of several lines where each address line contains one or more named address elements. Examples of named address elements are Street, Street Number, Building, Estate. They are called lines because an addres can be divided into multiple lines. When there are multiple lines the sequence of the lines must be preserved. Monitor Path: //Organization /Location /MailingAddress Dun & Bradstreet, Inc

237 Standard Elements (SOAP) OrderProductResponse. OrderProductResponseDetail. Product. Organization. Location. MailingAddress. PrimaryTown string up to 64 chars., Optional [C] [M+] The name of the town or city recognized by the Postal Authority for delivering mail. Monitor Path: //Organization /Location /MailingAddress OrderProductResponse. OrderProductResponseDetail. Product. Organization. Location. MailingAddress. CountryISOAlpha2Code string at least 2 chars. up to 2 chars., Optional [C] [M+] The two-letter country code, defined in the ISO scheme published by International Organization for Standardization (ISO), identifying the country for this address. Monitor Path: //Organization /Location /MailingAddress OrderProductResponse. OrderProductResponseDetail. Product. Organization. Location. MailingAddress. CountyOfficial OrderProductResponse. OrderProductResponseDetail. Product. Organization. Location. MailingAddress. PostalCode string up to 64 chars., Optional [C] [M+] Monitor Path: //Organization /Location /MailingAddress string up to 16 chars., Optional [C] [M+] An identifier used by the local country Postal Authority to identify a particular geographic location. For example, in Belgium, Postal Code 9000 identifies the town of GHENT. Monitor Path: //Organization /Location /MailingAddress OrderProductResponse. OrderProductResponseDetail. Product. Organization. Location. MailingAddress. TerritoryOfficial OrderProductResponse. OrderProductResponseDetail. Product. Organization. Location. MailingAddress. TerritoryAbbreviated string up to 64 chars., Optional [C] [M+] Monitor Path: //Organization /Location /MailingAddress string up to 64 chars., Optional [C] [M+] The shortened name of the locally governed area which forms part of a centrally governed nation. For example 'NJ' for the US State New Jersey within Country United States of America. Monitor Path: //Organization /Location /MailingAddress Dun & Bradstreet, Inc

238 Standard Elements (SOAP) OrderProductResponse. OrderProductResponseDetail. Product. Organization. Telecommunication. TelephoneNumber. TelecommunicationNumber string at least 1 chars. up to 50 chars., Required [C] [M+] A sequence of digits used by the subject for voice communication in a public switched telephone network. This sequence of digits includes the area code or city code. Note: This number does not include the International Dialing Code and Domestic Dialing Code. Monitor Path: //Organization /Telecommunication OrderProductResponse. OrderProductResponseDetail. Product. Organization. Telecommunication. TelephoneNumber. InternationalDialingCode string up to 7 chars., Optional [C] [M+] The country calling code assigned by the International Telecommunication Union (ITU) required to connect to this Telecommunication Number of the subject country when dialing from outside the subject country; e.g., '1' for the US, '44' for the UK, '91' for India. Monitor Path: //Organization /Telecommunication OrderProductResponse. OrderProductResponseDetail. Product. Organization. Telecommunication. FacsimileNumber. TelecommunicationNumber string at least 1 chars. up to 50 chars., Required [C] [M+] A sequence of digits used by the subject for voice communication in a public switched telephone network. This sequence of digits includes the area code or city code. Note: This number does not include the International Dialing Code and Domestic Dialing Code. Monitor Path: //Organization /Telecommunication OrderProductResponse. OrderProductResponseDetail. Product. Organization. Telecommunication. FacsimileNumber. InternationalDialingCode string up to 7 chars., Optional [C] [M+] The country calling code assigned by the International Telecommunication Union (ITU) required to connect to this Telecommunication Number of the subject country when dialing from outside the subject country; e.g., '1' for the US, '44' for the UK, '91' for India. Monitor Path: //Organization /Telecommunication OrderProductResponse. OrderProductResponseDetail. Product. Organization. Organization. OrganizationPrimary. Organization string up to 256 chars., Required [C] Text recording a name of this organization in the specified language and/or writing script. Dun & Bradstreet, Inc

239 Standard Elements (SOAP) OrderProductResponse. OrderProductResponseDetail. Product. Organization. Organization. TradeStyle OrderProductResponse. OrderProductResponseDetail. Product. Organization. OrganizationDetail. FamilyTreeMemberRole. FamilyTreeMemberRoleText OrganizationBaseType, Optional (Infinite) An entry loop which can repeat multiple times to allow the recording of a name which an organization trades under for commercial purposes, although its registered, legal name, used for contracts and other formal situations, may be another. string up to 256 chars., Optional [C] [M+] Text describing the part that the Subject plays as a member of an ownership structured family tree, e.g., a branch, division, a parent, headquarters, subsidiary, global ultimate, domestic ultimate. Possible values: Subsidiary; Branch; Division; Headquarters; Parent; Domestic Ultimate; Global Ultimate; Affiliate OrderProductResponse. OrderProductResponseDetail. Product. Organization. OrganizationDetail. FamilyTreeMemberRole. FamilyTreeMemberRoleText@DnbCodeValue OrderProductResponse. OrderProductResponseDetail. Product. Organization. OrganizationDetail. StandaloneOrganizationIndicator OrderProductResponse. OrderProductResponseDetail. Product. Organization. Location. MailingAddress. StreetAddressLine. LineText Monitor Path: //Organization /OrganizationDetail /FamilyTreeMemberRole Element Possible values: 9159 (Subsidiary); (Branch); (Division); (Headquarters); (Parent); (Domestic Ultimate); (Global Ultimate); (Affiliate) boolean, Optional [C] [M] When true (set to 1) it indicates that this organization is not a member of a legal family tree. This means it cannot play the role of a subsidiary, parent, headquarters or branch; i.e., FamilyTreeMemberRoleText cannot be present. When false (set to 0) it indicates that this organization is a member of a legal family tree. In this condition the FamilyTreeMemberRoleText must be present. string up to 240 chars., Required [C] [M+] Text that records the street address components as it would be presented on an address label. This includes, but is not limited to, details such as street name, street number, building name, estate name. Monitor Path: //Organization /Location /MailingAddress Dun & Bradstreet, Inc

240 Standard Elements (SOAP) OrderProductResponse. OrderProductResponseDetail. Product. Organization. Location. PrimaryAddress. StreetAddressLine. LineText string up to 240 chars., Required [C] [M+] Text that records the street address components as it would be presented on an address label. This includes, but is not limited to, details such as street name, street number, building name, estate name. Monitor Path: //Organization /Location /PrimaryAddress OrderProductResponse. OrderProductResponseDetail. Product. Organization. Organization. TradeStyle. Organization string up to 256 chars., Required [C] [M+] Text recording a name of this organization in the specified language and/or writing script. Monitor Path: //Organization /Organization /TradeStyle Dun & Bradstreet, Inc

241 Country Codes Country Codes Many of the D&B Direct web services expect to receive a country code for the company specified by the D-U- N-S Number being requested. This input parameter is case-sensitive and must be supplied in upper case. On some requests, this parameter is optional; however, D&B recommends that it be provided to reduce the response time of the service(s) -- including products limited to results for US companies. D&B Direct services utilize the two-letter country code as defined by the International Organization for Standardization (ISO) in their ISO specification. For a list of actual country codes supported for a specific data layer, please refer to the Country Availability tab contained in the downloadable "Extras" file for the respective Service. Code Substitutions Data for the following countries is stored under the alternate country code specified. Country ABU DHABI ADMIRALTY ISLANDS AJMAN AL AIN ASCENSION ISLAND Cocos (Keeling) Islands DUBAI FUJAIRAH MIDWAY ISLANDS RAS AL KHAIMAH SHARJAH Alternate Instructions Use the code of United Arab Emirates (AE) Use the code of Papua New Guinea (PG) Use the code of United Arab Emirates (AE) Use the code of United Arab Emirates (AE) Use the code SH (Saint Helena, Ascension and Tristan da Cunha) Use the code AU (Australia) Use the code of United Arab Emirates (AE) Use the code of United Arab Emirates (AE) Use the code of US Use the code of United Arab Emirates (AE) Use the code of United Arab Emirates (AE) SOUTH SANDWICH ISLANDS Use the code GS (South Georgia and the South Sandwich Islands) South Sudan TURKISH CYPRUS UMM-AL-QUWAIN Use the code of Sudan (SD) Use the code of Cyprus (Match is not supported) Use the code of United Arab Emirates (AE) While some territories of the United States (e.g. Puerto Rico) have been assigned ISO country codes, the information on organizations from those areas will be located under the US country code. Data Not Available Data for the following countries is not currently available through the D&B Direct 2.0 API. Dun & Bradstreet, Inc

242 Data Not Available Country Antarctica Åland Islands Saint Barthélemy Bonaire, Saint Eustatius and Saba Bouvet Island CAROLINE ISLANDS?? Cuba Curaçao Western Sahara Micronesia, Federated States of Guernsey Heard Island and McDonald Islands Isle of Man British Indian Ocean Territory Jersey ISO Code AQ AX BL BQ BV CU CW EH FM GG HM IM IO Korea, Democratic People's Republic of KP Saint Martin (French part) Mongolia Niue Pitcairn Palestinian Territory, Occupied Palau Svalbard and Jan Mayen Sint Maarten (Dutch part) French Southern Territories Wallis and Futuna Wake Island?? Mayotte JE MF MN NU PN PS PW SJ SX TF WF YT Please contact your local D&B Customer Service department/representative for more details; or to place an inquiry for a specific organization. Dun & Bradstreet, Inc

243 Response Codes Response Codes Whenever a D&B Direct web service request is unsuccessful, one of the following response codes will be returned. Code Description HTTP Status * CM000 Success 200 CM001 The given request is invalid. 400 CM002 The format of this request is invalid. 400 CM003 Missing information in the request. 400 CM004 Internal D&B system error. 500 CM005 D&B System temporarily unavailable. 503 CM006 D&B System busy. 503 CM007 Your request cannot be fulfilled for the given criteria. 404 CM008 No match found for the requested Duns number. 404 CM009 Reason Code required for Germany. 400 CM010 Partial Success. 200 CM011 Invalid Country Code provided in the request. 400 CM012 Invalid Duns number provided in the request. 400 CM013 Invalid Subject ID provided in the request. 400 CM014 Invalid Product Code provided in the request. 400 CM016 Invalid Territory provided in the request. 400 CM017 Duns number is missing in the request. 400 CM018 No candidates resulted for the given input criteria. 404 CM022 Only a Subset of request parameters were used for processing the request. 200 CM023 Duplicate record cannot be created. 400 CP001 No Match for the given input criteria. 404 CP002 No candidates resulted in the Extended Search. 404 CP003 No Match for given Telephone Number. 404 CP004 No Match for given Organization Identifier. 404 CP005 Insufficient Information to determine Fraud Score. 400 PD001 Requested product not available due to insufficient data. 404 PD002 Requested subject is promised later. Preliminary report returned. 200 PD003 Requested product not available - subject is on Stop Distribution. 404 PD004 Requested product not available due to subject information is too old. 404 Dun & Bradstreet, Inc

244 Response Codes Code Description HTTP Status * PD005 Requested Product not available. 404 PD006 Subject is foreign branch, therefore trade-up to HQ is not available. 404 PD007 Family Tree does not exist for requested subject. 404 PD008 PD009 Success. Returned truncated family tree, as family tree member count exceeds maximum limit for requested subject. Required scoring elements missing - a Commercial or Blended Small Business report is not available. You may proceed with a Principal only request. PD010 Requested Product not available as address is undeliverable. 200 PD011 Requested Product not available as address is undeliverable. 404 PD012 Requested Product not available on Self request. 404 PD013 PD014 PD015 PD016 Requested Product is not available currently. Product will be delivered to the customer at a later point of time via offline delivery channels ( /FAX/FTP etc). Requested data is not available or partially available due to data integrity errors. Trade-up to HQ is not available. Therefore delivering the data for branch organization. Requested Product is not available since the requested DUNS is transferred to a new DUNS SC001 Your user credentials are invalid. 401 SC002 Your user credentials are not eligible for this request. 401 SC003 Your user credentials have expired. 401 SC004 Your Subscriber number has expired. 401 SC005 You have reached maximum limit permitted as per the contract. 401 SC006 Transaction not processed as the permitted concurrency limit was exceeded. 401 SC007 Subscriber validation failed. 401 SC008 Your account has been locked out due to repeated attempts to login with an incorrect User ID/Password. SC009 Invalid Sign On Token in the request. 401 SC010 The User ID you provided doesn t exist in the system. n/a SC011 The User ID you provided already exist in the system n/a SC012 Request not processed as user activation key is invalid or expired. n/a 401 BC001 Partial Success. One or more records in the input file were not processed. 200 BC002 Batch request is not processed since input file is not available in the specified location. 400 Dun & Bradstreet, Inc

245 Response Codes Code Description HTTP Status * BC003 BC004 Batch request is not processed since the content of the input file is not in the expected format. Batch request is not processed since the count of the records specified in the request do not match the exact count of records in the input file. BC005 Intermediate Success 200 BC006 Batch request is not processed 400 BC007 Batch Execution in progress n/a BC008 Batch Execution not yet started n/a *This column displays the corresponding HTTP status code that will be returned for REST API calls. Dun & Bradstreet, Inc

246 Sandbox Access Sandbox Access D&B Direct provides a test environment (referred to as the sandbox) that requires a separate set of credentials. Service requests made with sandbox credentials should be issued using the same endpoints (and in the case of SOAP, using the same WSDL file). When conducting testing in the production environment during a trial period, product requests will be limited to the local market of the customer. Some D&B Direct products and features may behave differently in the sandbox environment. Any limitations or restrictions will be specified on the operation page for each interface. Static Responses Some operations currently return a static set of results, regardless of the request parameters, in the test environment. Test Parameter Values The following suggested parameters may be used for test environment (sandbox) requests to retrieve successful responses. Product Small Business Risk Insight Test D-U-N-S Number(s) n/a The Product Availability Lookup may also be used to confirm if specific D-U-N-S Numbers are appropriate for test scenarios required by an implementation. Dun & Bradstreet, Inc

247 {data products}:retrieveproduct (REST) {data products}:retrieveproduct (REST) This operation -- included in all data and report product services (listed below)-- provides access to the product request archive. Assets may also be retrieved by using the Portfolio:RetrievePortfolioAsset (REST) operation. Service Request Response * SBRI Product Service RetrieveProduct() same as OrderProduct() *The response data field names will be prefixed with "RetrieveProductResponse.RetrieveProductResponseDetail" instead of "OrderProductResponse.OrderProductResponseDetail". Request Parameters The following parameters are accepted by this operation; however, the requirements for a specific request may differ based the product being requested. ApplicationTransactionID string up to 64 chars., Optional TransactionTimestamp A number assigned by the calling application to uniquely identify this request. DateTimestamp, Optional The date and time when this request was created. When the request is from an intermediary, such as a workflow manager or service bus, this is the date and time when the message was sent to the D&B function, i.e., the date and time when the xml document was created by the requesting intermediary. Dun & Bradstreet, Inc

248 Response Data Fields SubmittingOfficeID {assetid} string up to 64 chars., Optional A number that identifies the system or the software application from where this request originated. / A number used to uniquely identfy the D&B business segment or delivery channel from where this request originated. long, Required Response Data Fields Refer to the respective OrderProduct operation for each service. For example, a request from Assessment:RetrieveProduct() will return the same response as Assessment:OrderProduct(). The response items, however, will be prefixed with "RetrieveProductResponse.RetrieveProductResponseDetail" instead of "OrderProductResponse.OrderProductResponseDetail". Response Codes Successful service requests will return a CM000 response code. Otherwise, one of the D&B Direct standard response codes will be returned. This operation may return the following response codes: CM001, CM002, CM003, CM004, CM005, CM006, PT001, and SC001-SC009. Operation-specific supplemental response code explanations: PT001 No Portfolio asset not found for given portfolio asset identifier or investigation tracking ID or asset removed from archive. SOAP Interface This operation is also available using the SOAP architecture. Refer to {data products}:retrieveproduct (SOAP) for details. Dun & Bradstreet, Inc

249 {data products}:retrieveproduct (SOAP) {data products}:retrieveproduct (SOAP) This operation -- included in all data and report product services (listed below)-- provides access to the product request archive. Assets may also be retrieved by using the Portfolio:RetrievePortfolioAsset (REST) operation. Service Request Response * SBRI Product Service RetrieveProduct() same as OrderProduct() *The response data field names will be prefixed with "RetrieveProductResponse.RetrieveProductResponseDetail" instead of "OrderProductResponse.OrderProductResponseDetail". Request Parameters The following parameters are accepted by this operation; however, the requirements for a specific request may differ based the product being requested. RetrieveProductRequest Aggregate RetrieveProductRequest@ServiceVersionNumber RetrieveProductRequest. TransactionDetail Aggregate, Optional Records information necessary to process this request. RetrieveProductRequest. TransactionDetail. ApplicationTransactionID RetrieveProductRequest. TransactionDetail. TransactionTimestamp RetrieveProductRequest. TransactionDetail. SubmittingOfficeID END: RetrieveProductRequest. TransactionDetail string up to 64 chars., Optional A number assigned by the calling application to uniquely identify this request. DateTimestamp, Optional The date and time when this request was created. When the request is from an intermediary, such as a workflow manager or service bus, this is the date and time when the message was sent to the D&B function, i.e., the date and time when the xml document was created by the requesting intermediary. string up to 64 chars., Optional A number that identifies the system or the software application from where this request originated. / A number used to uniquely identfy the D&B business segment or delivery channel from where this request originated. Dun & Bradstreet, Inc

250 Response Data Fields RetrieveProductRequest. RetrieveProductRequestDetail RetrieveProductRequest. RetrieveProductRequestDetail. ArchiveDetail RetrieveProductRequest. RetrieveProductRequestDetail. ArchiveDetail. PortfolioAssetID END: RetrieveProductRequest. RetrieveProductRequestDetail. ArchiveDetail END: RetrieveProductRequest. RetrieveProductRequestDetail END: RetrieveProductRequest Aggregate, Required Aggregate, Required long, Required Response Data Fields Refer to the respective OrderProduct operation for each service. For example, a request from Assessment:RetrieveProduct() will return the same response as Assessment:OrderProduct(). The response items, however, will be prefixed with "RetrieveProductResponse.RetrieveProductResponseDetail" instead of "OrderProductResponse.OrderProductResponseDetail". Response Codes Successful service requests will return a CM000 response code. Otherwise, one of the D&B Direct standard response codes will be returned. This operation may return the following response codes: CM001, CM002, CM003, CM004, CM005, CM006, PT001, and SC001-SC009. Operation-specific supplemental response code explanations: PT001 No Portfolio asset not found for given portfolio asset identifier or investigation tracking ID or asset removed from archive. REST Interface This operation is also available using the REST architecture. Refer to {data products}:retrieveproduct (REST) for details. Dun & Bradstreet, Inc

251 BadgerFish (REST) BadgerFish (REST) BadgerFish is a convention for translating an XML document into a JSON object. D&B Direct JSON responses follow this convention with a few minor variations. Exception: The responses supplied by the Data Exchange Service follow the convention used by the respective business partner. s will always be represented by prefixing (see Example 2) If an element is repeatable, that element will be always returned as an Array of objects in the JSON response. (see Example 7) o If a repeatable element is not repeating in a specific JSON response, even then that element will be returned as an Array having a single object. (see Example 9) Element content will be represented with $ if it has attributes (see Example 2) o Consider a scenario where an element has an attribute as per the definition, however the attribute is not returned in a specific JSON response. Even then, the element content will be represented as $ in the JSON. (see Example 4) String values will be returned within double quotes. (see Example 14) Numeric and Boolean values will not be returned within double quotes. (see Example 12 and Example 13) Examples # Scenario XML Instance JSON Instance 1 Element having no attribute 2 Element having 3 Aggregate having attribute 4 Element having as per definition, however attribute is not returned for a specific JSON instance <DUNSNumber> </DUNSNumber> "DUNSNumber": " " <FamilyTreeMemberRoleText DNBCodeValue="12773">Parent </FamilyTreeMemberRoleText> <OrganizationIdentificationNumberDetail TypeText="Federal Taxpayer Identification Number (US)" DNBCodeValue="6863"> <OrganizationIdentificationNumber>12345 </OrganizationIdentificationNumber> </OrganizationIdentificationNumberDetail> <Organization>Gorman Manufacturing Company, Inc. </Organization> "FamilyTreeMemberRoleText": { "@DNBCodeValue": 12773, "$": "Parent" } "OrganizationIdentificationNumberDetail": { "@TypeText": "Federal Taxpayer Identification Number (US)", "@DNBCodeValue": 6863, "OrganizationIdentificationNumber": "12345" } "Organization": { "$": "Gorman Manufacturing Company, Inc." } Dun & Bradstreet, Inc

252 Examples # Scenario XML Instance JSON Instance 5 Aggregate having as per definition, however attribute is not returned for a specific JSON instance 6 Non-Repeating Element <OrganizationIdentificationNumberDetail > <OrganizationIdentificationNumber>12345 </OrganizationIdentificationNumber> </OrganizationIdentificationNumberDetail> "OrganizationIdentificationNumberDetail": { "OrganizationIdentificationNumber": "12345" } <DUNSNumber> </DUNSNumber> "DUNSNumber": " " 7 Repeating Element <SalesRevenue CurrencyISOAlpha3Code="USD > </SalesRevenue> <SalesRevenue CurrencyISOAlpha3Code="CAD > </SalesRevenue> 8 Repeating Aggregate <FamilyTreeMemberRole> <FamilyTreeMemberRoleText DNBCodeValue="12773">Parent </FamilyTreeMemberRoleText> </FamilyTreeMemberRole> <FamilyTreeMemberRole> <FamilyTreeMemberRoleText DNBCodeValue="12775">Global Ultimate </FamilyTreeMemberRoleText> </FamilyTreeMemberRole> <FamilyTreeMemberRole> <FamilyTreeMemberRoleText DNBCodeValue="12774">Domestic Ultimate </FamilyTreeMemberRoleText> </FamilyTreeMemberRole> 9 Element is repeatable as per the definition. However it is not repeating in a specific JSON instance. 10 Aggregate is repeatable as per the definition. However it is not repeating in a specific JSON instance. <SalesRevenue CurrencyISOAlpha3Code="USD > </SalesRevenue> <FamilyTreeMemberRole> <FamilyTreeMemberRoleText DNBCodeValue="12773">Parent </FamilyTreeMemberRoleText> </FamilyTreeMemberRole> 11 Date Field <TransactionTimestamp> T11:08: :00 </TransactionTimestamp> 12 Boolean Field <StandaloneOrganizationIndicator>false </StandaloneOrganizationIndicator> "SalesRevenue": [ { "@CurrencyISOAlpha3Code": "USD", "$": }, { "@CurrencyISOAlpha3Code": "CAD", "$": } ] "FamilyTreeMemberRole": [ {"FamilyTreeMemberRoleText": { "@DNBCodeValue": 12773, "$": "Parent" }}, {"FamilyTreeMemberRoleText": { "@DNBCodeValue": 12775, "$": "Global Ultimate" }}, {"FamilyTreeMemberRoleText": { "@DNBCodeValue": 12774, "$": "Domestic Ultimate" }} ] "SalesRevenue": [ { "@CurrencyISOAlpha3Code": "USD", "$": }] "FamilyTreeMemberRole": [ {"FamilyTreeMemberRoleText": { "@DNBCodeValue": 12773, "$": "Parent" }} ] "TransactionTimestamp": " T11:10: :00" "StandaloneOrganizationIndicator": false Dun & Bradstreet, Inc

253 Examples # Scenario XML Instance JSON Instance 13 Numeric Field <RawScore>352</RawScore> "RawScore": String Field <LineText>492 Koller Street</LineText> "LineText": "492 Koller Street" Dun & Bradstreet, Inc

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