Skim Khairat Nasional
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1 Skim Khairat Nasional
2
3 KANDUNGAN contents Skim Khairat Nasional Latar Belakang 2 Background Objektif 2 Objective Pendekatan Pelaksanaan 3 Implementation Approach Penutup 8 Conclusion Maklumat Urusetia 8 Secretariat Information
4 Skim Khairat Nasional National Khairat Scheme ¾ Latar Belakang Skim ini diperkenalkan oleh YaPEIM mulai tahun 2006 sebagai langkah membantu dari aspek kebajikan dan membangun usahaniaga kepada anggota keluarga kumpulan sasar yang kehilangan Ketua Keluarga / Ketua Isi Rumah dalam meneruskan kehidupan mereka. ¾ BACKGROUND This scheme has been introduced by YaPEIM since 2006 as a measure to assist family members of the target group in terms of their welfare and entrepreneurial development in continuing with their lives after the loss of the head of their family/sole bread winner. ¾ Objektif Objektif Skim ini dilaksanakan adalah sebagai usaha yang berterusan bagi mempastikan kumpulan sasar Skim di seluruh Negara, secara psikologinya dalam keadaan selamat dan terjaga kebajikannya. Pada masa yang sama tumpuan diberikan kepada bantuan bagi memastikan keluarga berkenaan dapat meneruskan kehidupan mereka berasaskan sumber yang berterusan (hasil daripada kegiatan perniagaan yang diceburi). ¾ OBJECTIVE The objective of the implementation of the scheme is to serve as an ongoing effort to ensure that the target group is psychologically safe and their welfare is taken care of. At the same time, the focus is to provide assistance to ensure that the family could continue their lives based on the continuing resources (from their business activities). 2
5 Yayasan Pembangunan Ekonomi Islam Malaysia (YaPEIM) ¾ Pendekatan pelaksanaan ¾ implementation APPROACH 1. Maklumat kumpulan sasar diperolehi melalui kerjasama dengan pihak yang bertanggungjawab selain daripada maklumat yang diperolehi melalui pangkalan data skim-skim anjuran YaPEIM. Kumpulan sasar yang layak sebagai Peserta Skim ini adalah:- 1. Information on the target group is obtained through the cooperation with responsible parties besides the information that is obtained from the database of schemes organized by YaPEIM. The target group that is entitled to be Participants of the Scheme include:- 2. i. Ketua Isi Rumah yang didaftarkan dalam ekasih, Unit Penyelarasan Pelaksanaan (ICU), Jabatan Perdana Menteri (JPM) dan pihak-pihak lain yang terkait dengan kemiskinan dalam Negara yang akan ditentukan oleh YaPEIM; dan ii. Status kemiskinan adalah dalam kategori termiskin (miskin tegar) dan kategori lain yang akan ditentukan dari semasa ke semasa. Penerima manfaat bagi Skim ini apabila berlaku kematian kepada Ketua Isi Rumah ialah Tanggungan kepada simati tersebut. 2. i. The head of the household that is registered in ekasih, Implementation Coordination Unit (ICU), Prime Minister s Department (JPM) and other relevant parties that are involved in poverty-related matters in the country, which will be determined by YaPEIM, and ii. Those with the poverty status that falls within the hardcore poor and other categories, which will be determined from time to time. The recipients of the benefits of this Scheme, in the event of the death of the head of the household are The dependents of the deceased. 3
6 Skim Khairat Nasional National Khairat Scheme 3. Penerima manfaat Skim Khairat ini akan dipertimbangkan perkara-perkara seperti berikut: 3. The following will be considered for the recipients of the benefits of the Social Welfare Scheme: i. Bantuan Khairat Kematian i. Assistance of Social Welfare in the Event of Death ¾ Setiap keluarga akan mendapat RM1, atau RM200 seorang bagi setiap tanggungan mana yang lebih tinggi. ¾ Each family will be given an amount of RM1, or RM each for each dependant, whichever is higher. ¾ Balu yang Tiada Pekerjaan ¾ For a Surviving Spouse Who is Unemployed Bagi balu yang tiada pekerjaan, tambahan sejumlah RM1, lagi akan diberikan. For a surviving spouse who is unemployed, an additional RM1, will be given. 4
7 Yayasan Pembangunan Ekonomi Islam Malaysia (YaPEIM) ii. Bantuan Perniagaan ii. Assistance for Business Venture ¾ Bantuan perniagaan yang disediakan adalah berjumlah sehingga RM5,000 dan bantuan ini adalah bagi balu yang ingin: ¾ Assistance for Business Venture amounting to RM5, will be provided to those surviving spouse who are interested to: menjalankan perniagaan; atau start a business; or mengembangkan perniagaan sedia ada. expand current business 4. Pelaksanaan bantuan perniagaan ini adalah seperti berikut:- 4. The implementation of the assistance is as follows:- ¾ Kriteria Pemilihan ¾ Criteria of Selection Umur balu (penerima manfaat) tidak melebihi 65 tahun (berdasarkan tarikh lahir yang akan datang). Balu menunjukkan minat dan kecenderungan yang mendalam untuk melaksanakan / meneruskan perniagaan / mempunyai tanggungan yang mempunyai kecenderungan yang sama. Calon mempunyai produk berpotensi dan tapak projek yang bersesuaian (berasaskan semakan dan budibicara YaPEIM). The age of the surviving spouse (recipient of benefits) does not exceed 65 years old (based on the next birthday) The surviving spouse shows a deep interest and inclination to carry out / continue operating a business / have dependants that possess a similar inclination. The candidate has a potential product and a suitable project site (based on inspection and subject to YaPEIM s discretion) 5
8 Skim Khairat Nasional National Khairat Scheme ¾ Sektor Perniagaan yang layak dipertimbangkan Peruncitan (kedai runcit, gerai, peniaga pasar dan sebagainya) Pembuatan (makanan, minuman, pengeluaran produk dan sebagainya) Pertanian / Penternakan Perkhidmatan dan sebagainya. ¾ Kategori bantuan yang dipertimbangkan adalah seperti berikut: Premis Peniagaan Peralatan / Mesin Bahan Mentah Operasi / Modal (Bayaran Sewaan / Bil Utiliti / Modal Harian Urusniaga) Promosi / Perundingan / Latihan Lain-Lain yang dikenalpasti oleh pihak YaPEIM Nota : Penerima manfaat layak dipertimbangkan lebih daripada satu kategori. ¾ Business sectors that are entitled for consideration Retail (retail outlet, stall, market trader, etc.) Cottage industry (food, beverage, manufacture of products, etc.) Agriculture / Animal Husbandry Services and others. ¾ Category of assistance that will be considered Business Premises Equipment / Machinery Raw Material Overhead / Working Capital (Payment of Rental / Utility Bills / Working Capital for Business) Promotion / Consultancy / Training Others (to be identified by YaPEIM) Note: Recipient of benefits is eligible to be considered more than one category. 6
9 Yayasan Pembangunan Ekonomi Islam Malaysia (YaPEIM) ¾ Kaedah permohonan ¾ Application method Permohonan boleh dibuat dengan melengkapkan borang permohonan yang boleh diperolehi di Pejabat Pusat Komuniti YaPEIM (PKY) / YaPEIM / Pengerusi JKKK(P) / JKKK atau Ketua Kampung. Borang yang telah dilengkapkan perlu dikemukakan kepada YaPEIM untuk proses seterusnya. Application can be made by completing the application form, which could be obtained from YaPEIM Community Centre (PKY) / YaPEIM Office / JKKK(P) Chairman / JKKK or the Head of the Village. Completed forms have to be submitted to YaPEIM to be processed. 5. Pendekatan pemakluman dan penyaluran bantuan adalah seperti berikut : i. Pemakluman mengenai Skim Khairat yang dilaksanakan oleh YaPEIM ini dibuat melalui surat kepada Pengerusi JKKK(P) / JKKK / Ketua Kampung. ii. Penyaluran bantuan kepada tanggungan akan dibuat setelah maklumat kematian Ketua Isi Rumah yang tergolong dalam status kemiskinan diterima oleh YaPEIM. 5. Notification and aid channelled method are as follows: i. Notification about the Social Welfare Scheme implemented by YaPEIM is made via letters to the JKKK (P) Chairman / JKKK / Head of the Village. ii. Assistance to the surviving dependants will be channelled after the information on the death of the head of the household within the predetermined poverty status received by YaPEIM. iii. Dokumen seperti berikut perlu dikemukakan kepada YaPEIM untuk tindakan lanjut: iii. The following documents have to be submitted to YaPEIM for further action: Permit Pengkebumian atau salinan Sijil Kematian Ketua Isi Rumah. Salinan Kad Pengenalan atau salinan Surat Beranak Tanggungan. Burial Permit or a copy of Death Certificate of the Head of the Household. A copy of the Identity Card or Birth Certificate of the surviving dependants. 7
10 Skim Khairat Nasional National Khairat Scheme ¾ Penutup Pengwujudan Skim Khairat Nasional adalah sebagai satu usaha mewujudkan Jaringan Keselamatan Sosial di kalangan kumpulan sasar yang ditentukan, termasuk dari segi ekonomi dengan tujuan untuk mengagihkan pendapatan dan sumber kepada golongan yang memerlukan dalam masyarakat serta membantu mengatasi kemiskinan dalam jangka masa pendek. ¾ CONCLUSION The creation of the National Social Welfare Scheme is an effort to develop a Social Security Network among the predetermined target group, and from the economic aspect, with the purpose of handing out income and resources to community members who are in need as well as to help alleviate poverty in the short run. ¾ MAKLUMAT URUSETIA Pusat Khidmat Pembangunan Usahawan YaPEIM (YEC) 46C-8, Mentari Business Park Jalan PJS S/2, Dataran Mentari Petaling Jaya Selangor Darul Ehsan Tel : Faks : yec@yapeim.net.my ¾ SECRETARIAT INFORMATION Pusat Khidmat Pembangunan Usahawan YaPEIM (YEC) 46C-8, Mentari Business Park Jalan PJS S/2, Dataran Mentari Petaling Jaya Selangor Darul Ehsan Tel : Fax : yec@yapeim.net.my 8
11 9 Yayasan Pembangunan Ekonomi Islam Malaysia (YaPEIM)
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