WHY YOU SHOULD NOT QUOTE TRINET
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1 WHY YOU SHOULD QUOTE TRINET Broker-friendly 6.5% (flat) of Blue Shield medical 15% of administration fees * 25% of setup fee * s paid in perpetuity Rich plan designs Compete against other PEOs ACA compliance and reporting Composite rates; typically single-digit renewals (10 years) Management carve-outs permitted (SOI product only) Technology platform; comprehensive solution mitigates errors COBRA, payroll, online enrollment, HR call center, etc. are covered under the Administration Fee Deductible credit applied for medical plans Workers Compensation and 401(k) can be carved out to maintain commissions One vendor reduces issues with enrollment, billing, eligibility, etc. One renewal for all lines of coverage (quotes inside 90 days require a renewal) Groups enrolling off TriNet s annual renewal (April) will receive long contracts (May 2016 contract through March 2018 SOI product only) No tax restarts Great fit for multi-state and growth companies and companies looking for improved efficiencies (Passport) You remain the trusted advisor to your client Don t lose your client to a broker that WILL suggest and/or quote TriNet Only one (1) quote allowed 30 direct reps; they will eventually contact your client WHY YOU SHOULD NOT QUOTE TRINET Group isn t a good fit, e.g. heavy Kaiser participation Loss of Work Comp, 401(k) and ancillary commissions * SOI broker commissions are calculated on a sliding scale.
2 BIG COMPANY HR FOR SMALL TO MIDSIZE BUSINESSES Executives understand the importance of giving their company a competitive advantage through stellar HR processes and services. With TriNet bundled HR products, businesses enjoy a comprehensive set of services that are typically only available to much larger organizations; allowing executives to stay focused on what they do best, while improving the lives of their employees and their families. PAYROLL SERVICES & TAX ADMINISTRATION Direct support from a TriNet specialist for all employees Payroll processing and administration with direct deposit and debiting Paperless payroll options Online payroll and billing reports W-2 preparation and delivery Payroll and employment tax processing and payments Tracking and processing of paid time off Time and attendance management COMPREHENSIVE BENEFIT PLANS Medical Dental Vision Flexible Spending Account (FSA) International Medical 1 Basic Employee Life and AD&D Supplemental Employee Life Supplemental Spouse / DP / Dependent Life Supplemental Employee AD&D Supplemental Spouse / DP / Dependent AD&D Short-Term and Long-Term Disability Executive Individual Disability 1 Retirement Services Voluntary 1 Employee Assistance Program 1 Commuter Discounted Shopping and Entertainment Aflac Insurance Policies 1
3 INDUSTRY-LEADING HR PLATFORM 2 Online self-service Analytics and reporting TriNet mobile app PRODUCTIVITY APPLICATIONS TriNet Expense TriNet Hire TriNet Perform TriNet Marketplace RISK PROTECTION AND COMPLIANCE TriNet Time TriNet Learn Employment Practices Liability Insurance EXPERT HR SUPPORT TEAM Direct support for all employees Day-to-day support for benefits and payroll issues Rapid resolution of common HR challenges Best practices guidance to address: Compliance Pre-employment screening STRATEGIC SERVICES 3 Leadership Training Talent Acquisition Career Transitions Corporate Ethics Program Team Accelerator Compensation Consulting Employee Engagement Survey Termination procedures Safety plans, and Employee record management 1 Benefit options vary by HR product. 2 Select features may not be available for certain HR products. 3 Strategic services very by HR product.
4 TriNet Products Passport SOI Ideal Prospects White collar companies in need of full HR support, comprehensive benefit plans, robust (HRIS) technology Blue/gray collar companies looking for a PEO partner to assist with controlling risk, ACA compliance, loss control and Workers Compensation claims management Ideal Client Size employees 5-1,500 employees Targeted Industries Admin Fee Structure Technology Consulting Financial Services Professional Services Life Sciences Not-for-Profit Health Care, Advertising/Marketing Engineering/Architecture Based on per employee per month structure (PEPM) Light Manufacturing Hotels & Resorts Property Management Restaurants Retail and Skilled Trades % of Gross Annual Payroll (GAP) Product Passport SOI Medical Blue Shield* Kaiser Permanente UnitedHealthcare (standalone) (alongside) Dental Delta Dental, Guardian. MetLife Guardian Vision VSP EyeMed Blue Shield* Kaiser Permanente Aetna Medical Abroad CIGNA Global Health CIGNA Global Health Flexible Spending Account TriNet Passport TriNet Passport Health Savings Account TriNet Passport carrier banks eflex STD / LTD Aetna Lincoln Financial, Colonial (Individual) Life MetLife Lincoln Financial Supplemental Life/AD&D MetLife Lincoln Financial Executive Disability MetLife n/a 401(k) Transamerica Transamerica Commuter WageWorks eflex Travel Assistance Aflac and MetLife Lincoln Financial (alongside) (alongside)
5 Rich PPO Anthem Blue Cross Blue Shield Health Net UnitedHealthcare PPO PPO PPO PPO Comparison Platinum PPO 200/10%/3000 Platinum Full PPO 150/15 OffEx Platinum 90 PPO 0/20 Select Plus 5/90% Platinum Blue Shield PPO 250 Deductible In Net $200 $150 $0 $0 $600 $300 $0 $1,000 PC/Specialist In Net $10/$30 ded waived $15/$30 (ded waived) $20/$40 $5/$10 50% after ded % after ded Co-Insurance In Net 10% 10% 10% 10% 50% 40% 50% 50% OOP Limit In Net $3,000 (incl ded) $3,000 (incl ded) $6,000 (incl ded) $8,000 (incl ded) 8000 $7,000 (incl ded) Inpatient Hospital In Net 10% after ded % after ded; $650 max/day 40%; max $2,000/day % after ded Rx Generic In Net $10 ded waived $5 (ded waived) % ded waived Not covered Not covered 10 Rx Preferred In Net $35 ded waived $30 (ded waived) % ded waived Not covered Not covered 30 Rx Non-Preferred In Net $70 ded waived $50 (ded waived) % ded waived Not covered Not covered 60 Premium Premium Premium Premium Premium + Admin Fee Total EE 44 $ $ $ $ $ $ $ FAM 44 $2, $2, $2, $2, $1, $ $2, EE/CH 32 $ $ $ $ $1, $ $1, FAM 49 $2, $3, $3, $3, $1, $ $2, EE 24 $ $ $ $ $ $ $ EE 51 $ $ $ $1, $ $ $ EE 27 $ $ $ $ $ $ $ EE/SP 26 $ $1, $1, $1, $1, $ $1, FAM 38 $1, $1, $1, $2, $1, $ $2, EE 24 $ $ $ $ $ $ $ FAM 35 $1, $1, $1, $1, $1, $ $2, FAM 31 $1, $1, $1, $1, $1, $ $2, EE 27 $ $ $ $ $ $ $ EE 28 $ $ $ $ $ $ $ EE 64 $1, $1, $1, $1, $ $ $ EE 24 $ $ $ $ $ $ $ FAM 35 $1, $1, $1, $2, $1, $ $2, EE 53 $ $1, $ $1, $ $ $ EE 49 $ $ $ $ $ $ $ EE 59 $1, $1, $1, $1, $ $ $ EE 35 $ $ $ $ $ $ $ EE's Included 21/21 21/21 21/21 21/21 21/21 Total $23, $24, $23, $26, $22, $2, $25, st Year % 5.0% 5.0% 5.0% 6.5% 6.5% 15.0% Monthly $1, $1, $1, $1, $1, $ $1, st Year $13, $14, $14, $20, $17, $5, $22, One Time Set up Fee $0.00 $0.00 $0.00 $0.00 Setup Fee % 0% 0% 0% 0% One Time $0.00 $0.00 $0.00 $0.00 1st Year Earnings $13, $14, $14, $20, beere&purves insurance services TriNet - Blue Shield PPO $250 $250 $20/$20 30% after ded 10% 30% $2,500 $4,750 10% after ded 30% after ded, $350/day max $ $4, % $1, $23, beerepurves.com
6 UnitedHealthcare Rich PPO UnitedHealthcare PPO Select Plus 20/250/80% Gold Deductible In Net $250 PC/Specialist In Net $500 $20/$40 ded waived 50% after ded Co-Insurance In Net 20% OOP Limit In Net 50% Inpatient Hospital In Net $5,000 (incl ded) $10,000 (incl ded) $250/admit + 20% after ded $250/admit + 50% after ded Rx Generic In Net Rx Preferred In Net Rx Non-Preferred In Net Premium Premium + Admin Fee Total FAM 51 $2, $1, $ $1, FAM 45 $1, $1, $ $1, EE 26 $ $ $ $ EE/SP 29 $ $1, $ $1, EE 45 $ $ $ $ EE 30 $ $ $ $ EE 27 $ $ $ $ EE 47 $ $ $ $ EE 25 $ $ $ $ EE 29 $ $ $ $ FAM 42 $1, $1, $ $1, EE's Included 11/11 11/11 Total $10, $10, $1, $11, st Year % 5.0% 6.5% 15.0% Monthly $ $ $ $ st Year $6, $7, $2, $10, One Time Set up Fee $0.00 Setup Fee % 0% One Time $0.00 1st Year Earnings $6, beere&purves insurance services TriNet - Blue Shield PPO Blue Shield PPO 250 $250 $250 $20/$20 30% after ded 10% 30% $2,500 $4,750 10% after ded 30% after ded, $350/day max $ $4, % $1, $11, beerepurves.com
7 PPO (HSA) Comparison Anthem Blue Cross Blue Shield Health Net UnitedHealthcare PPO (HSA) PPO (HSA) PPO (HSA) PPO (HSA) Bronze PPO 6000/0%/6000 w/hsa Bronze Full PPO Savings 5500/40% OffEx Bronze 60 HSA PPO 4750/15 Alternate Select Plus HSA 4500/60% Bronze Deductible In Net $6,000 $5,500 $4,750 $4,500 $12,000 $5,500 $9,500 $9,000 PC/Specialist In Net 0% after ded 40% after ded $15/$30 after ded 40% after ded 50% after ded 50% after ded 50% after ded 50% after ded Co-Insurance In Net 0% 40% 20% 40% 50% 50% 50% 50% OOP Limit In Net $6,000 (incl ded) $6,500 (incl ded) $6,550 (incl ded) $6,500 (incl ded) $30,000 (incl ded) $10,000 (incl ded) $13,100 (incl ded) $13,000 (incl ded) Inpatient Hospital In Net 0% after ded 40% after ded 20% after ded 40% after ded 50% after ded; $650 max/day 50% after ded; max $2,000/day 50% after ded 50% after ded Rx Generic In Net 0% after ded $15 after ded $5 after ded $20 after ded 50% after ded Not covered Not covered $20 after ded Rx Preferred In Net 0% after ded $50 after ded $15 after ded $50 after ded 50% after ded Not covered Not covered $50 after ded Rx Non-Preferred In Net 0% after ded $75 after ded $40 after ded $100 after ded 50% after ded Not covered Not covered $100 after ded Premium Premium Premium Premium Premium + Admin Fee Total EE 44 $ $ $ $ $ $ $ FAM 44 $1, $1, $1, $1, $1, $ $1, EE/CH 32 $ $ $ $ $ $ $ FAM 49 $1, $1, $2, $1, $1, $ $1, EE 24 $ $ $ $ $ $ $ EE 51 $ $ $ $ $ $ $ EE 27 $ $ $ $ $ $ $ EE/SP 26 $ $ $ $ $ $ $ FAM 38 $1, $1, $1, $1, $1, $ $1, EE 24 $ $ $ $ $ $ $ FAM 35 $ $ $ $ $1, $ $1, FAM 31 $1, $1, $1, $1, $1, $ $1, EE 27 $ $ $ $ $ $ $ EE 28 $ $ $ $ $ $ $ EE 64 $ $ $ $ $ $ $ EE 24 $ $ $ $ $ $ $ FAM 35 $1, $1, $1, $1, $1, $ $1, EE 53 $ $ $ $ $ $ $ EE 49 $ $ $ $ $ $ $ EE 59 $ $ $ $ $ $ $ EE 35 $ $ $ $ $ $ $ EE's Included 21/21 21/21 21/21 21/21 21/21 Monthly Premium $14, $15, $15, $13, $12, $2, $15, st Year % 5.0% 5.0% 5.0% 6.5% 6.5% 15.0% Monthly $ $ $ $ $ $ $1, st Year $8, $9, $9, $10, $10, $5, $15, One Time Set up Fee $0.00 $0.00 $0.00 $0.00 Setup Fee 0% 0% 0% 0% One Time $0.00 $0.00 $0.00 $0.00 TriNet - Blue Shield PPO (HSA) BS-CA HDHP 5500 CA North 1st Year Earnings $8, $9, $9, $10, $16, beere&purves insurance services beerepurves.com $5,500 $5,500 30% after ded 50% after ded 30% 50% $6,350 $10,000 $100/admission then 30% after ded 50% after ded, $600/day max $10 after ded Not covered $35 after ded Not covered $55 after ded Not covered $4, % $1,000.00
8 Kaiser Rich HMO Kaiser HMO Platinum 90 HMO 0/15 Deductible In Net $0 PC/Specialist In Net $15/$15 Co-Insurance In Net OOP Limit In Net 2500 Inpatient Hospital In Net $250/admit Rx Generic In Net 5 Rx Preferred In Net 15 Rx Non-Preferred In Net 15 TriNet - Kaiser HMO HMO 20 $0 $20/$35 $1,500 $250/admit $ Premium Premium +Admin Fee Total EE 44 $ $ $ $ FAM 44 $1, $1, $ $1, EE/CH 32 $ $1, $ $1, FAM 49 $2, $1, $ $1, EE 24 $ $ $ $ EE 51 $ $ $ $ EE 27 $ $ $ $ EE/SP 26 $ $1, $ $1, FAM 38 $1, $1, $ $1, EE 24 $ $ $ $ FAM 35 $1, $1, $ $1, FAM 31 $1, $1, $ $1, EE 27 $ $ $ $ EE 28 $ $ $ $ EE 64 $1, $ $ $ EE 24 $ $ $ $ FAM 35 $1, $1, $ $1, EE 53 $ $ $ $ EE 49 $ $ $ $ EE 59 $ $ $ $ EE 35 $ $ $ $ EE's Included 21/21 21/21 Total $18, $17, $2, $20, st Year % 5.0% 0.0% 15.0% Monthly $ $0.00 $ $ st Year $11, $0.00 $5, $5, One Time Set up Fee $0.00 $4, Setup Fee % 0% 25.0% One Time $0.00 $1, st Year Earnings $11, $6, beere&purves insurance services beerepurves.com
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