My Choice. Learn/know/Compare

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1 My Choice Learn/know/Compare Enroll

2 2019 Benefits Enrollment 2 This is your opportunity to choose the benefits you want for you and your family. You must enroll within 30 days of Date of Hire or Status Change. You make important decisions every day, and we want to make enrollment easy. Resources to help you be Well on Your Way are available at SafeliteBenefits.com

3 4 Steps to Get the Benefits That Are Right for You 1 Learn What s New 2 Know Your Options Know Your Options 3 Compare Your Costs 4 Enroll! 3

4 1 Learn What s New Take advantage of all that My Choice has to offer Depending on your zip code, you'll have multiple major insurance carriers to choose from In some markets you'll have local regional carriers You should still consider: Cost per paycheck Is your doctor in-network? How are your prescription drugs covered? 4

5 2 Know Your Options Go to the Make It Yours Website via safelitebenefits.com. Learn about your coverage options Visit carrier preview sites 5

6 2 Know Your Options Review your 2019 Benefits Roadmap The plans available to you will depend upon your zipcode Don t be fooled by the names of any of the options! One is not better than another; it s all about what s right for YOU. 6

7 2 Know Your Options Medical Plan Comparisons Tip: These details will be in the roadmap coming to your home

8 2 Know Your Options Medical Plan Comparisons Tip: These details will also be in a mobile ready version at Safelitebenefits.com

9 2 Know Your Options Prescription Drug Coverage Each medical plan provides prescription drug coverage How prescriptions are covered may vary by the insurance carrier If you have specific questions, call the carrier to see how your prescription drugs will be covered

10 Working Spouse Surcharge (Medical Plan) If you cover a working spouse who has group medical coverage available through his or her employer, you will pay an additional $25 per week. The surcharge will not apply if your spouse: Also works for Safelite, or Is Self-Employed You must certify this status during enrollment 10

11 Tobacco Surcharge (Medical Plan) If you or anyone you cover on the medical plan is a tobacco user, you will pay an additional $10 per week surcharge You must certify this status during enrollment 11

12 2 Know Your Options Dental Coverage Levels Insurance carriers Aetna Cigna Delta Dental Delta Dental of OH MetLife UnitedHealthcare 1 Not available in limited areas. Only the coverage levels for which you are eligible will show as options when you enroll online.

13 2 Know Your Options Vision Coverage Levels Insurance carriers EyeMed MetLife UnitedHealthcare VSP

14 3 Compare Your Costs Go to the My Choice Pricing Tool from the link on safelitebenefits.com. Enter our access code (Safelite2019) Provide your zip code and who you want to cover View your medical, dental, and/or vision costs You ll also see the Safelite credit for your medical plan 14

15 4 Enroll! Make your elections within 30 days of your hire date or change in status Go to My Choice enrollment website from People System, or Call the My Choice Service Center at If You Don t Enroll You won t have medical, dental, and vision coverage-as well as other voluntary benefits- through Safelite 15

16 4 Enroll! Need Help Deciding?* Use the Help Me Choose tool Get a score for each coverage option/carrier combination based on what s important to YOU Easily see which options most closely match your needs *Tool applies to medical coverage only 16

17 4 Enroll! Need Help Deciding?* Use the Help Me Choose tool What to consider? Cost per paycheck Is your doctor in-network How are your prescription drugs covered Annual Real Cost = premium costs + estimated medical and prescription drug out-of-pocket based on your specific health needs *Tool applies to medical coverage only 17

18 4 Enroll! Have Questions? The My Choice Service Center is here to answer questions on the plans and enrollment Monday through Friday, 8 AM to 8 PM ET People Direct is available for all other questions or peopledirect@safelite.com 18

19 4 Enroll! Other benefits Health Savings Accounts If eligible, you can contribute to an HSA and Use the money to help pay your deductibles, copays, and coinsurance; or Bank of America administers the HSA, but you will enroll and/or elect your contribution amount through the My Choice enrollment site. To be eligible, you must: Be enrolled in a HSA medical coverage level Not be enrolled in Medicare or a veteran s medical plan (TRICARE) Not be claimed as a dependent on someone else s tax return Not be covered by any other health insurance plan, such as a spouse s plan Not be enrolled in a Health Care FSA 19

20 4 Enroll! Other benefits Health Savings Accounts, continued Contributing to an HSA For 2019, pre-tax payroll contributions, up to $3,500 for individual coverage and $7,000 for covering you and your dependents Catch-up contributions up to $1,000/year if age 55 or older (or will reach age 55 during the plan year) Using your HSA Use your debit card to pay your provider directly from your account or you can pay the provider up front and pay yourself back later The funds in your HSA are yours to keep 20

21 4 Enroll! Other benefits Flexible Spending Accounts Opportunity to set aside money before-tax to pay for certain eligible expenses You must enroll and select an annual contribution amount each year, estimate expenses carefully you must use it or you ll lose it by year-end Health Care FSA: Contribute up to $2,650 per year to reimburse certain eligible out-of-pocket health care expenses You cannot contribute to both a Health Care FSA and a Health Savings Account (if eligible) in a plan year Dependent Day Care FSA: Contribute up to $5,000 per year to reimburse certain eligible expenses to care for a dependent child or adult Please Note: If you are enrolled in an FSA in 2019, you will be able to submit claims incurred through 3/15/2020 until 3/31/2020 with Your Savings Account (YSA). 21

22 4 Enroll! Other benefits Life & Disability* Life Insurance Accidental Death and Dismemberment (AD&D) Short-Term Disability (STD) Long-Term Disability (LTD) Safelite automatically provides basic life insurance for you free of charge. And, if you decide your family needs more protection, you can purchase optional life insurance coverage. You can also purchase dependent life insurance coverage for your spouse and/or children. Safelite automatically provides basic AD&D coverage for you free of charge. And, if you decide your family needs more protection, you can purchase optional AD&D coverage. STD benefits replace a portion of your income if you re unable to work. Safelite automatically provides core STD coverage for you free of charge. You also can purchase buy-up STD for additional coverage. Safelite offers you the option to purchase LTD coverage. LTD benefits pick up where your STD benefits end providing you with a portion of your income. *You may be required to complete Evidence of Insurability before new coverage can go into effect

23 4 Enroll! Other benefits Critical Illness & Accident Critical Illness Accident Insurance Living with a critical illness can mean daily unplanned expenses. To help pay for them, Safelite provides you access to critical illness insurance as a voluntary benefit to purchase. Also voluntary to purchase, accident insurance pays cash benefits for expenses associated with an accidental injury that occurs outside of work. Accidental Death and Dismemberment (AD&D) You can enroll for these benefits on the My Choice enrollment website accessible from People System!

24 4 Enroll! Other benefits Voluntary Benefits Group Legal Services Covers attorney fees for things like creating or updating a will, real estate matters, divorce or separation, traffic matters, small claims court issues, tax audits and more (Carrier ARAG) Identity Theft Monitors your personal and financial information around the clock; can help you catch fraud in its early stages (Vendor: Lifelock) Accidental Death and Dismemberment (AD&D) You can enroll for these benefits on the My Choice enrollment website accessible from People System!

25 4 Enroll! Other benefits Voluntary Benefits Pet Insurance Purchasing Power Helps pay veterinary expenses for your sick or injured dog or cat; two plans available; optional routine care coverage can compliment either plan; (Carrier: Accidental Death and Dismemberment (AD&D) Nationwide) Offers discounted merchandise through payroll deductions You will not be able to enroll in these benefits through the Open Enrollment website but you can go to Safelitebenefits.com

26 4 Enroll! k Retirement Savings Plan Highlights and Contacts Safelite offers a 401(k) program that matches up to 6% of your pay. The percentage is based on your length of service. You will be automatically enrolled (at 3%) into the Safelite 401(k) plan unless you stop or increase/decrease this percentage by calling or by visiting vanguard.com/retirementplans. Need more help or have additional questions? o Call Vanguard at o Call People Direct at or PeopleDirect@safelite.com

27 SupportLinc (EAP) 27 Sometimes, everyday issues are the hardest ones to manage. The SupportLinc program helps you and your eligible family members balance the demands of work and home. Short-Term Counseling: Up to Five (5) In-Person Sessions with a Licensed Clinician Dependent Care Services: Resources and Referrals for Child Care, Elder Care, Adoption and More Convenience Services: Resources and Referrals for Pet Care, Home Repair, Travel and More Legal and Financial Services: Consultation with a Lawyer and/or Licensed Financial Counselor LINC (5462) Username: safelite Password: safelite

28 My Choice Learn/know/Compare Enroll