New York City SPIN- Sept 2004

Size: px
Start display at page:

Download "New York City SPIN- Sept 2004"

Transcription

1 New York City SPIN- Sept 2004 Agile Management Methods Old Goats vs. Young Bucks A Young Goat s Observations on Productivity Metrics and Deadlines Web Site: Michael Mah Managing Partner QSM Associates, Inc. 75 South Church Street Pittsfield, MA Fax michael.mah@qsma.com

2

3

4 YOUNG BUCK OLD GOAT

5

6 DOING A NUMBER ON HIS BODY By any measure, 30 days on a McDiet took its toll 18% ` % Start Day 30 Start Day 6 Day 12 Day 19 Day 30 Start Day 12 Day 19 Day 30 Start Day 12 Day 19 Day 30 BODY FAT WEIGHT (IN LB) LIVER ENZYME COUNT (SGPT*) TOTAL CHOLESTEROL * SERUM GLUTAMIC PYRUVIC TRANSAMINASE, AN ENZYME PRESENT IN THE LIVER. ELEVATED LEVELS MAY CAUSE DAMAGE

7 We ve got to make our deadline or kill our kids, Sam Palmisano told his PC Team

8

9

10

11

12

13

14 David Tara

15

16

17 Schedule & Effort Trends Main Build Trendlines MB Duration (Months) vs Effective SLOC MB Duration (Months) Small enhancements exhibited longer schedules and lower effort Effective SLOC (thousands) MB Effort (PM) vs Effective SLOC Larger projects exhibited faster schedules and higher effort MB Effort (PM) Effective SLOC (thousands) ALL Sy stems VFS Enhancements QSM 2002 Business Av g. Line Sty le 1 Sigma Line Sty le

18 Example - Benchmarking the Deadline vs. History Main Build Time vs. Size SmartMed Schedule Target Inconsistent With History Trend history 20 months 8240 history 8.5 months 10 Months SmartMed Deadline 6 months New + Modified Size SmartMed History QSM Industry Avg 1 Sigma Range 1

19 Without metrics, you re just another person with a different opinion.

20 Insist on Objective Criteria If relying on objective standards applies so clearly to a negotiation between a house owner and a contractor, why not to business deals, collective bargaining, legal settlements, and international negotiations? Why not insist that a negotiated price for example, be based on some standard such as market value, replacement cost, depreciated book value, or competitive prices, instead of what the seller demands? In short, the approach is to commit yourself to reaching a solution based on principle, not pressure. - Prof. Roger Fisher, Harvard Law School

21

22 0 Gantt Chart By Sub-Phase <July Baseline Plan> Inception Elaboration 1 Elaboration 2 Elaboration 3 Construction 1 - Pre-FIT Construction 2 - FIT Construction 3 - UAT 1 Sub-Phases Construction 4 - UAT 2 Construction 5 - Prod DataLoad Production Pilot Post Production Apr ' May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep '04

23 INCEP ELAB CONST TRAN S 0 Avg Staff (people) <Overall September Baseline> Avg Staff (people) Apr ' Jun Aug Oct Dec Feb Apr Jun Aug Oct Dec Feb '04 '05 0

24 0 Defects Found Defects /17 ' / /09 Current Plan 18 09/ / /13 Actuals 36 01/24 ' / / /29 Green Control Bound 60 07/ / / /13 Yellow Control Bound 84 12/ /05 '05 Project: CEP

25 0 Defects Found Defects /17 ' / /09 Current Plan 18 09/ / /13 Actuals 36 01/24 ' / / /29 Green Control Bound 60 07/ / / /13 Yellow Control Bound 84 12/ /05 '05 Project: CEP

26

27 Classic Positional Bargaining Commitment (extreme position) final offer Threat (Alternative) last offer final last offer final last offer Split the difference deal last offer final offer Commitment (extreme position) Threat (Alternative)

28 Using the 7 Elements* Communication Relationship Getting to YES Negotiating Agreement Without Giving In, by Fisher, Ury and Patton Interests Options If No Legitimacy If Yes BATNA* Commitment * Best Alternative to a Negotiated Agreement

29

30 A woman without her man is nothing A woman without her man, is nothing A woman; without her, man is nothing

31

32

33

34

35

36

37

38 125% of Plan Expected Size 48,000 ESLOC ESLOC % of Plan 90% of Plan 75% of Plan Original Plan Weeks from Start

39

40

41

42

43 Recommended Reading Russell, Peter, The Global Brain Awakens, Our Next Evolutionary Leap 1995 Global Brain Inc. Fisher, Roger, William Ury and Bruce Patton, Getting to YES, Negotiating Agreement Without Giving In Second Edition 1991 Penguin. Mah, Michael, The Making of the Agile IT Executive Business IT Strategies Advisory Executive Report Vol 6 Number Cutter Information Corp. DeMarco, Tom and Tim Lister Waltzing With Bears, Managing Risk on Software Projects 2003 Dorset House Press. Putnam, Lawrence H., and Myers, Ware, Five Core Metrics, The Intelligence Behind Successful Software Management 2003 Dorset House Publishers.

WESTWOOD LUTHERAN CHURCH Summary Financial Statement YEAR TO DATE - February 28, Over(Under) Budget WECC Fund Actual Budget

WESTWOOD LUTHERAN CHURCH Summary Financial Statement YEAR TO DATE - February 28, Over(Under) Budget WECC Fund Actual Budget WESTWOOD LUTHERAN CHURCH Summary Financial Statement YEAR TO DATE - February 28, 2018 General Fund Actual A B C D E F WECC Fund Actual Revenue Revenue - Faith Giving 1 $ 213 $ 234 $ (22) - Tuition $ 226

More information

Business & Financial Services December 2017

Business & Financial Services December 2017 Business & Financial Services December 217 Completed Procurement Transactions by Month 2 4 175 15 125 1 75 5 2 1 Business Days to Complete 25 Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec 217 Procurement

More information

Spheria Australian Smaller Companies Fund

Spheria Australian Smaller Companies Fund 29-Jun-18 $ 2.7686 $ 2.7603 $ 2.7520 28-Jun-18 $ 2.7764 $ 2.7681 $ 2.7598 27-Jun-18 $ 2.7804 $ 2.7721 $ 2.7638 26-Jun-18 $ 2.7857 $ 2.7774 $ 2.7690 25-Jun-18 $ 2.7931 $ 2.7848 $ 2.7764 22-Jun-18 $ 2.7771

More information

Executive Summary. July 17, 2015

Executive Summary. July 17, 2015 Executive Summary July 17, 2015 The Revenue Estimating Conference adopted interest rates for use in the state budgeting process. The adopted interest rates take into consideration current benchmark rates

More information

Performance Report October 2018

Performance Report October 2018 Structured Investments Indicative Report October 2018 This report illustrates the indicative performance of all Structured Investment Strategies from inception to 31 October 2018 Matured Investment Strategies

More information

XML Publisher Balance Sheet Vision Operations (USA) Feb-02

XML Publisher Balance Sheet Vision Operations (USA) Feb-02 Page:1 Apr-01 May-01 Jun-01 Jul-01 ASSETS Current Assets Cash and Short Term Investments 15,862,304 51,998,607 9,198,226 Accounts Receivable - Net of Allowance 2,560,786

More information

Review of Registered Charites Compliance Rates with Annual Reporting Requirements 2016

Review of Registered Charites Compliance Rates with Annual Reporting Requirements 2016 Review of Registered Charites Compliance Rates with Annual Reporting Requirements 2016 October 2017 The Charities Regulator, in accordance with the provisions of section 14 of the Charities Act 2009, carried

More information

Using projections to manage your programs

Using projections to manage your programs Using projections to manage your programs To project total provider reimbursements To do what ifs based on caseloads or other metrics To project amounts of admin & support available for spending Based

More information

FOR RELEASE: MONDAY, MARCH 21 AT 4 PM

FOR RELEASE: MONDAY, MARCH 21 AT 4 PM Interviews with 1,012 adult Americans conducted by telephone by Opinion Research Corporation on March 18-20, 2011. The margin of sampling error for results based on the total sample is plus or minus 3

More information

Common stock prices 1. New York Stock Exchange indexes (Dec. 31,1965=50)2. Transportation. Utility 3. Finance

Common stock prices 1. New York Stock Exchange indexes (Dec. 31,1965=50)2. Transportation. Utility 3. Finance Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis 000 97 98 99 I90 9 9 9 9 9 9 97 98 99 970 97 97 ""..".'..'.."... 97 97 97 97 977 978 979 980 98 98 98 98 98 98 987 988

More information

TERMS OF REFERENCE FOR THE INVESTMENT COMMITTEE

TERMS OF REFERENCE FOR THE INVESTMENT COMMITTEE I. PURPOSE The purpose of the Investment Committee (the Committee ) is to recommend to the Board the investment policy, including the asset mix policy and the appropriate benchmark for both ICBC and any

More information

THE B E A CH TO WN S O F P ALM B EA CH

THE B E A CH TO WN S O F P ALM B EA CH THE B E A CH TO WN S O F P ALM B EA CH C OU N T Y F LO R I D A August www.luxuryhomemarketing.com PALM BEACH TOWNS SINGLE-FAMILY HOMES LUXURY INVENTORY VS. SALES JULY Sales Luxury Benchmark Price : 7,

More information

U.S. Natural Gas Storage Charts

U.S. Natural Gas Storage Charts U.S. Natural Gas Storage Charts BMO Capital Markets Commodity Products Group November 26, 214 Total U.S. Natural Gas in Storage 5, Total Stocks This Week 3432 4, 3, 2, 1, Reported On: November 26, 214

More information

Comparative Annuity Reports Your guide to comparing data about Single Premium Immediate Annuity programs

Comparative Annuity Reports Your guide to comparing data about Single Premium Immediate Annuity programs Comparative Annuity Reports Your guide to comparing data about Single Premium Immediate Annuity programs January 2016 1-800-872-6684 www.immediateannuities.com/comparativeannuityreports/ Volume 37 Issue

More information

PASSENGER REJECTION REDUCTION INITIATIVE KIRK PEREIRA. 24 th April 2018

PASSENGER REJECTION REDUCTION INITIATIVE KIRK PEREIRA. 24 th April 2018 PASSENGER REJECTION REDUCTION INITIATIVE KIRK PEREIRA 24 th April 2018 WHAT IS THIS PROJECT ABOUT? Well we are not going into that again this year! Nearly everyone in this room knows about the project

More information

Key IRS Interest Rates After PPA

Key IRS Interest Rates After PPA Key IRS Rates - After PPA - thru 2011 Page 1 of 10 Key IRS Interest Rates After PPA (updated upon release of figures in IRS Notice usually by the end of the first full business week of the month) Below

More information

PRESS RELEASE. Securities issued by Hungarian residents and breakdown by holding sectors. January 2019

PRESS RELEASE. Securities issued by Hungarian residents and breakdown by holding sectors. January 2019 7 March 2019 PRESS RELEASE Securities issued by Hungarian residents and breakdown by holding sectors January 2019 According to securities statistics, the amount outstanding of equity securities and debt

More information

OTHER DEPOSITS FINANCIAL INSTITUTIONS DEPOSIT BARKAT SAVING ACCOUNT

OTHER DEPOSITS FINANCIAL INSTITUTIONS DEPOSIT BARKAT SAVING ACCOUNT WEIGHTAGES JAN FEB MAR APR MAY JUN JUL AUG SEPT OCT NOV DEC ANNOUNCEMENT DATE 19.Dez.14 27.Jän.15 24.Feb.15 26.Mär.15 27.Apr.15 26.Mai.15 25.Jun.15 28.Jul.15 26.Aug.15 23.Sep.15 27.Okt.15 25.Nov.15 MUDARIB

More information

Beginning Date: January 2016 End Date: June Managers in Zephyr: Benchmark: Morningstar Short-Term Bond

Beginning Date: January 2016 End Date: June Managers in Zephyr: Benchmark: Morningstar Short-Term Bond Beginning Date: January 2016 End Date: June 2018 Managers in Zephyr: Benchmark: Manager Performance January 2016 - June 2018 (Single Computation) 11200 11000 10800 10600 10400 10200 10000 9800 Dec 2015

More information

Beginning Date: January 2016 End Date: September Managers in Zephyr: Benchmark: Morningstar Short-Term Bond

Beginning Date: January 2016 End Date: September Managers in Zephyr: Benchmark: Morningstar Short-Term Bond Beginning Date: January 2016 End Date: September 2018 Managers in Zephyr: Benchmark: Manager Performance January 2016 - September 2018 (Single Computation) 11400 - Yorktown Funds 11200 11000 10800 10600

More information

HUD NSP-1 Reporting Apr 2010 Grantee Report - New Mexico State Program

HUD NSP-1 Reporting Apr 2010 Grantee Report - New Mexico State Program HUD NSP-1 Reporting Apr 2010 Grantee Report - State Program State Program NSP-1 Grant Amount is $19,600,000 $9,355,381 (47.7%) has been committed $4,010,874 (20.5%) has been expended Grant Number HUD Region

More information

Protected Loan Taxation Guide

Protected Loan Taxation Guide Protected Loan Taxation Guide An Explanatory Note The taxation implications of your Protected Loan (PL) can depend on a number of factors. In order to assist you in identifying the implications of your

More information

PRESS RELEASE. Securities issued by Hungarian residents and breakdown by holding sectors. October 2018

PRESS RELEASE. Securities issued by Hungarian residents and breakdown by holding sectors. October 2018 PRESS RELEASE 10 December 2018 Securities issued by Hungarian residents and breakdown by holding sectors October 2018 According to securities statistics, the amount outstanding of equity securities and

More information

Financial & Business Highlights For the Year Ended June 30, 2017

Financial & Business Highlights For the Year Ended June 30, 2017 Financial & Business Highlights For the Year Ended June, 17 17 16 15 14 13 12 Profit and Loss Account Operating Revenue 858 590 648 415 172 174 Investment gains net 5 162 909 825 322 516 Other 262 146

More information

Key IRS Interest Rates After PPA

Key IRS Interest Rates After PPA Key IRS Interest After PPA (updated upon release of figures in IRS Notice usually by the end of the first full business week of the month) Below are Tables I, II, and III showing official interest rates

More information

Looking at a Variety of Municipal Valuation Metrics

Looking at a Variety of Municipal Valuation Metrics Looking at a Variety of Municipal Valuation Metrics Muni vs. Treasuries, Corporates YEAR MUNI - TREASURY RATIO YEAR MUNI - CORPORATE RATIO 200% 80% 175% 150% 75% 70% 65% 125% Average Ratio 0% 75% 50% 60%

More information

Status of the Unemployment Trust Fund and Related Issues. Commission on Unemployment Compensation. Ellen Marie Hess, Commissioner.

Status of the Unemployment Trust Fund and Related Issues. Commission on Unemployment Compensation. Ellen Marie Hess, Commissioner. Status of the Unemployment Trust Fund and Related Issues Commission on Unemployment Compensation August 8, 2018 Ellen Marie Hess, Commissioner 2 Trust Fund Data Standard Forecast (Millions of Dollars)

More information

Big Walnut Local School District

Big Walnut Local School District Big Walnut Local School District Monthly Financial Report for the month ended September 30, 2013 Prepared By: Felicia Drummey Treasurer BIG WALNUT LOCAL SCHOOL DISTRICT SUMMARY OF YEAR TO DATE FINANCIAL

More information

Investit Software Inc. INVESTOR PRO CANADA 20 UNIT CONDOMINIUM DEVELOPMENT EXAMPLE

Investit Software Inc.  INVESTOR PRO CANADA 20 UNIT CONDOMINIUM DEVELOPMENT EXAMPLE INVESTOR PRO CANADA 20 UNIT CONDOMINIUM DEVELOPMENT EXAMPLE INTRODUCTION This example uses the Development Condominium template. This practice example consists of two Sections; 1. The input information

More information

Historical Pricing PJM COMED, Around the Clock. Cal '15 Cal '16 Cal '17 Cal '18 Cal '19 Cal '20 Cal '21 Cal '22

Historical Pricing PJM COMED, Around the Clock. Cal '15 Cal '16 Cal '17 Cal '18 Cal '19 Cal '20 Cal '21 Cal '22 $50 Historical Pricing PJM COMED, Around the Clock $48 $46 $44 $42 $40 $38 $36 $34 $32 $30 $28 $26 Cal '15 Cal '16 Cal '17 Cal '18 Cal '19 Cal '20 Cal '21 Cal '22 The information presented above was gathered

More information

PRESS RELEASE. Securities issued by Hungarian residents and breakdown by holding sectors. October 2017

PRESS RELEASE. Securities issued by Hungarian residents and breakdown by holding sectors. October 2017 11 December 2017 PRESS RELEASE Securities issued by Hungarian residents and breakdown by holding sectors October 2017 According to securities statistics, the amount outstanding of equity securities and

More information

Proof Is in Performance Thru 3Q17

Proof Is in Performance Thru 3Q17 Proof Is in Performance Thru 3Q17 Model Portfolios 3Q17 PERFORMANCE UPDATE Trust We deliver the whole truth by incorporating critical data from the Financial Footnotes and MD&A that other firms miss. Performance

More information

Big Walnut Local School District

Big Walnut Local School District Big Walnut Local School District Monthly Financial Report for the month ended September 30, 2012 Prepared By: Felicia Drummey Treasurer BIG WALNUT LOCAL SCHOOL DISTRICT SUMMARY OF YEAR-TO-DATE FINANCIAL

More information

1 Long Term Debt $ 9,298,554 $ (250,000) $ 9,048, Preferred Stock 30,450 30, % 5 Common Equity 250, %

1 Long Term Debt $ 9,298,554 $ (250,000) $ 9,048, Preferred Stock 30,450 30, % 5 Common Equity 250, % SUMMARY SCHEDULE ($000'S) Schedule 1 Page 1 of 1 Line Capitalization HISTORICAL YEAR ENDED 12/31/16 Hybrid Percent Equity Adjusted of Total Cost of Cost of Amount Adjustment Amount Capitalization Capital

More information

Pay or Play Penalties Look-back Measurement Method Examples

Pay or Play Penalties Look-back Measurement Method Examples Brought to you by Sullivan Benefits Pay or Play Penalties Look-back Measurement Method Examples The Affordable Care Act (ACA) imposes a penalty on applicable large employers (ALEs) that do not offer health

More information

City of Joliet 2014 Revenue Review. October 2013

City of Joliet 2014 Revenue Review. October 2013 City of Joliet 2014 Revenue Review October 2013 General Fund 2014 Est. Revenues = $163.6 M Licenses, Permits, Fees Gaming Taxes 5% 12% Sales Taxes 27% Income Taxes 9% Charges for Services 14% Other Taxes

More information

Management Reports. June for PREPARED BY POWERED BY

Management Reports. June for PREPARED BY POWERED BY Management Reports for June 217 PREPARED BY POWERED BY Contents 1. Management Reports Cashflow Forecast Actual vs Budget P&L Forecast Where Did Our Money Go? Net Worth 2. Understanding your Reports 3.

More information

June 2018 MLS Statistical Report

June 2018 MLS Statistical Report Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec June 218 MLS Statistical Report Total Sales The Month to Month Unit Sales graph shows that sales have started their seasonal decline. For the year, residential

More information

Global Adjustment Newsletter

Global Adjustment Newsletter NRG Matte rs Corp October 3, 2011 Global Adjustment Success The Global Adjustment (GA) mechanism has been in full swing this summer and so far it has shown some very positive signs of success. This is

More information

Historical Pricing PJM PSEG, Around the Clock. Cal '15 Cal '16 Cal '17 Cal '18 Cal '19 Cal '20 Cal '21 Cal '22

Historical Pricing PJM PSEG, Around the Clock. Cal '15 Cal '16 Cal '17 Cal '18 Cal '19 Cal '20 Cal '21 Cal '22 $70 Historical Pricing PJM PSEG, Around the Clock $65 $60 $55 $50 $45 $40 $35 $30 $25 Cal '15 Cal '16 Cal '17 Cal '18 Cal '19 Cal '20 Cal '21 Cal '22 The information presented above was gathered and compiled

More information

Isle Of Wight half year business confidence report

Isle Of Wight half year business confidence report half year business confidence report half year report contents new company registrations closed companies (dissolved) net company growth uk company share director age director gender naming trends sic

More information

Cost Estimation of a Manufacturing Company

Cost Estimation of a Manufacturing Company Cost Estimation of a Manufacturing Company Name: Business: Date: Economics of One Unit: Manufacturing Company (Only complete if you are making a product, such as a bracelet or beauty product) Economics

More information

Sample Charter Financial Month End Report. May 31, 20XX

Sample Charter Financial Month End Report. May 31, 20XX Financial Month End Report May 31, 20XX Prepared and Presented by Charter School Success, LLC Table of Contents 1 Graphs: Enrollment, Attendance and Budgeted Revenue vs. Summary of Finance "SOF" 2 Graphs:

More information

DECEMBER KPI REPORT. Service Provider SLA Performance Core and Non-Core Settlement Systems Core and Non-Core BSC Systems. Supplier Performance

DECEMBER KPI REPORT. Service Provider SLA Performance Core and Non-Core Settlement Systems Core and Non-Core BSC Systems. Supplier Performance 1.% 99.5% 99.% 98.5% 98.% 97.5% 97.% Core and Non-Core Settlement Systems Core and Non-Core BSC Systems In December, Core Settlement was affected by Service Desk metrics of less than 1%. Please see below

More information

A Note on the Steepening Curve and Mortgage Durations

A Note on the Steepening Curve and Mortgage Durations Robert Young (212) 816-8332 robert.a.young@ssmb.com The current-coupon effective duration has reached a multi-year high of 4.6. A Note on the Steepening Curve and Mortgage Durations While effective durations

More information

City of Justin NOVEMBER

City of Justin NOVEMBER City of Justin MONTHLY FINANCIAL REPORT NOVEMBER - 2018 1 Revenues: Sales tax revenue is up 14.5% from this time prior year and November s sales tax collections increased 2.4% from November 2017. The City

More information

Investing for now and the future. Co-opTrust Investment Services Presentation by Lydia Muchiri 26 June 2010

Investing for now and the future. Co-opTrust Investment Services Presentation by Lydia Muchiri 26 June 2010 Investing for now and the future Co-opTrust Investment Services Presentation by Lydia Muchiri 26 June 2010 Outline Saving vs Investing Key Considerations before starting Stages of life and investing Set

More information

Earned Schedule Analysis

Earned Schedule Analysis Integrated Project Performance Management.EMERGING PRACTICE. Earned Schedule Analysis A Better Set of Schedule Metrics Eleanor Haupt President PMI College of Performance Management Walt Lipke Member PMI

More information

QUARTERLY REPORT AND CERTIFICATION OF THE COUNTY TREASURER For Quarter Ending June 30, 2009 COMPLIANCE CERTIFICATION

QUARTERLY REPORT AND CERTIFICATION OF THE COUNTY TREASURER For Quarter Ending June 30, 2009 COMPLIANCE CERTIFICATION QUARTERLY REPORT AND CERTIFICATION OF THE COUNTY TREASURER For Quarter Ending June 30, 2009 The Government Code requires the County Treasurer to render a Quarterly Report to the County Administrator, the

More information

Algo Trading System RTM

Algo Trading System RTM Year Return 2016 15,17% 2015 29,57% 2014 18,57% 2013 15,64% 2012 13,97% 2011 55,41% 2010 50,98% 2009 48,29% Algo Trading System RTM 89000 79000 69000 59000 49000 39000 29000 19000 9000 2-Jan-09 2-Jan-10

More information

PRESS RELEASE. Securities issued by Hungarian residents and breakdown by holding sectors. April 2016

PRESS RELEASE. Securities issued by Hungarian residents and breakdown by holding sectors. April 2016 10 June 2016 PRESS RELEASE Securities issued by Hungarian residents and breakdown by holding sectors April 2016 According to securities statistics data, the amount outstanding of equity securities and

More information

Large Commercial Rate Simplification

Large Commercial Rate Simplification Large Commercial Rate Simplification Presented to: Key Account Luncheon Red Lion Hotel Presented by: Mark Haddad Assistant Director/CFO October 19, 2017 Most Important Information First There is no rate

More information

Continuing Disclosure Report Supplement: Prepared by the Municipal Securities Rulemaking Board

Continuing Disclosure Report Supplement: Prepared by the Municipal Securities Rulemaking Board OCTOBER 2013 Continuing Disclosure Report Supplement: Timing of Annual Financial Disclosures Prepared by the OCTOBER 2013 Continuing Disclosure Report Supplement page 1 Executive Summary This report from

More information

Foundations of Investing

Foundations of Investing www.edwardjones.com Member SIPC Foundations of Investing 1 5 HOW CAN I STAY ON TRACK? 4 HOW DO I GET THERE? 1 WHERE AM I TODAY? MY FINANCIAL NEEDS 3 CAN I GET THERE? 2 WHERE WOULD I LIKE TO BE? 2 Develop

More information

PHOENIX ENERGY MARKETING CONSULTANTS INC. HISTORICAL NATURAL GAS & CRUDE OIL PRICES UPDATED TO July, 2018

PHOENIX ENERGY MARKETING CONSULTANTS INC. HISTORICAL NATURAL GAS & CRUDE OIL PRICES UPDATED TO July, 2018 Jan-01 $12.9112 $10.4754 $9.7870 $1.5032 $29.2595 $275.39 $43.78 $159.32 $25.33 Feb-01 $10.4670 $7.8378 $6.9397 $1.5218 $29.6447 $279.78 $44.48 $165.68 $26.34 Mar-01 $7.6303 $7.3271 $5.0903 $1.5585 $27.2714

More information

Constructing a Cash Flow Forecast

Constructing a Cash Flow Forecast Constructing a Cash Flow Forecast Method and Worked Example A cash flow forecast shows the estimates of the timing and amounts of cash inflows and outflows over a period of time. The sections of a cash

More information

Factor Leave Accruals. Accruing Vacation and Sick Leave

Factor Leave Accruals. Accruing Vacation and Sick Leave Factor Leave Accruals Accruing Vacation and Sick Leave Factor Leave Accruals As part of the transition of non-exempt employees to biweekly pay, the UC Office of the President also requires standardization

More information

Aug 7, 2017 Board of Directors Meeting. YTD June 2017 Financial Results

Aug 7, 2017 Board of Directors Meeting. YTD June 2017 Financial Results Aug 7, 2017 Board of Directors Meeting YTD June 2017 Financial Results 1 YTD June2017 Statement of Operations The YTD financials reflect $1.576M gift in kind revenue and expense for the Sharon Stone PSA

More information

Simple Interest. S.Y.Tan. 1.1 Simple Interest

Simple Interest. S.Y.Tan. 1.1 Simple Interest Simple Interest Interest (I) a benefit in the form of a fee that lender received for letting borrower use of his money Origin date (O.D.) the date on which the borrowed money is received by the borrower

More information

LOUISVILLE GAS AND ELECTRIC COMPANY Gas Rates 2018 Monthly Billing Adjustments

LOUISVILLE GAS AND ELECTRIC COMPANY Gas Rates 2018 Monthly Billing Adjustments 2018 Monthly Billing Adjustments GAS LINE TRACKER CHARGES GAS LINE TRACKER CHARGES DSM (2) PER MONTH PER METER PER MONTH PER CCF TAX CUTS AND JOBS ACT $ Per CCF Firm Trans. SURCREDIT ($ per ccf) (3) GAS

More information

Alpha Broker MA- FX: Detailed Performance Report

Alpha Broker MA- FX: Detailed Performance Report NOTICE This detailed performance report was prepared manually by Alpha Broker Investment Company, on the date mentioned below in the footer. These analyses are prepared for our own purposes with internal

More information

Fiscal Year 2018 Project 1 Annual Budget

Fiscal Year 2018 Project 1 Annual Budget Fiscal Year 2018 Project 1 Annual Budget Table of Contents Table Page Summary 3 Summary of Costs Table 1 4 Treasury Related Expenses Table 2 5 Summary of Full Time Equivalent Table 3 6 Positions Cost-to-Cash

More information

NOVEMBER 22, : MONTHLY INFLATION RATE INCREASES SIGNIFICANTLY

NOVEMBER 22, : MONTHLY INFLATION RATE INCREASES SIGNIFICANTLY CONSUMER PRICE INDEX (CPI) November, 2016: PRESS RELEASE Released on Thursday December 22, 2016 at 1:00 pm NOVEMBER 2016 MONTHLY INFLATION RATE INCREASES SIGNIFICANTLY The national monthly CPI (2008=100)

More information

Measuring Unemployment Some Key Terms

Measuring Unemployment Some Key Terms Measuring Unemployment Some Key Terms Claimant Count (JSA) Labour Force Survey (LFS) The number of people officially claiming unemployment- related benefits must be actively seeking work All those actively

More information

Arkansas Works Overview. Work And Community Engagement Requirement

Arkansas Works Overview. Work And Community Engagement Requirement 1 Arkansas Works Overview Work And Community Engagement Requirement Arkansas Works Populations & Work and Community Engagement Requirement 2 Arkansas Works enrollees will fall into three categories for

More information

Capturing equity gains whilst protecting portfolios

Capturing equity gains whilst protecting portfolios Capturing equity gains whilst protecting portfolios Edward Park Q2 2018 MSCI North America Total Return in USD (2017 Discrete Calendar Months) 4.00% 3.50% 3.00% 2.50% 2.00% 1.50% 1.00% 0% 0.00% Jan-17

More information

11/6/2018. Why Paid Family and Medical Leave. Rollout Timeline. Position WA as a leader in a globally competitive economy.

11/6/2018. Why Paid Family and Medical Leave. Rollout Timeline. Position WA as a leader in a globally competitive economy. 1 Why Paid Family and Medical Leave Position WA as a leader in a globally competitive economy. Ensure all Washingtonians have access to critically important paid leave during major life events. Share the

More information

Budget Manager Meeting. February 20, 2018

Budget Manager Meeting. February 20, 2018 Budget Manager Meeting February 20, 2018 Meeting Agenda DISCUSSION DRAFT NOT FOR DISTRIBUTION Budget Office Current Year Forecast Process Endowment Payout Control Charts FY19 Target Meetings Delphi Project

More information

Technical Analysis: Market Insight

Technical Analysis: Market Insight Technical Analysis: Market Insight October 1987 vs. October 2017 Today (Oct. 19, 2017) marks the 30 th anniversary of Black Monday a global market crash during which the S&P 500 dropped 20% in one day.

More information

HIPIOWA - IOWA COMPREHENSIVE HEALTH ASSOCIATION Unaudited Balance Sheet As of July 31

HIPIOWA - IOWA COMPREHENSIVE HEALTH ASSOCIATION Unaudited Balance Sheet As of July 31 Unaudited Balance Sheet As of July 31 Total Enrollment: 407 Assets: Cash $ 9,541,661 $ 1,237,950 Invested Cash 781,689 8,630,624 Premiums Receivable 16,445 299,134 Prepaid 32,930 34,403 Assessments Receivable

More information

Calculate Your Expenses

Calculate Your Expenses Calculate Your Expenses Living Expenses Worksheet $ Mortgage payment $ Household (heat, water, etc.) $ Food (grocery and dining out) $ Car expenses (payment, gas) $ Entertainment $ Child care $ Education

More information

HIPIOWA - IOWA COMPREHENSIVE HEALTH ASSOCIATION Unaudited Balance Sheet As of January 31

HIPIOWA - IOWA COMPREHENSIVE HEALTH ASSOCIATION Unaudited Balance Sheet As of January 31 Unaudited Balance Sheet As of January 31 Total Enrollment: 371 Assets: Cash $ 1,408,868 $ 1,375,117 Invested Cash 4,664,286 4,136,167 Premiums Receivable 94,152 91,261 Prepaid 32,270 33,421 Assessments

More information

Analyze the Market for a Seasonal Bias. It is recommended never to buck the seasonal nature of a market. What is a Seasonal Trend?

Analyze the Market for a Seasonal Bias. It is recommended never to buck the seasonal nature of a market. What is a Seasonal Trend? The seasonal trend in a market is our way of taking the fundamental price action of a market...and then chart it year-by-year. Analyze the Market for a Seasonal Bias STEP 5 Using Track n Trade Pro charting

More information

August 2017 MLS Statistical Report. Median Sale Price

August 2017 MLS Statistical Report. Median Sale Price August 217 MLS Statistical Report Median Sale Price $4, $3, $2, $1, $ 212 213 214 2 216 217 Summary Median Home Price: Over the last years, median home prices have risen by 23%; however, much of the increase

More information

- Victor Haghani, Founder Elm. Watch the full talk here

- Victor Haghani, Founder Elm. Watch the full talk here "After more than 20 years in finance, from the LSE to Salomon Brothers to LTCM, you d have thought that I d have figured out how to invest my family s savings. Well, it was 2002, I just turned 40, and

More information

Beginning Date: January 2016 End Date: February Managers in Zephyr: Benchmark: Morningstar Short-Term Bond

Beginning Date: January 2016 End Date: February Managers in Zephyr: Benchmark: Morningstar Short-Term Bond Beginning Date: January 2016 End Date: February 2018 Managers in Zephyr: Benchmark: Manager Performance January 2016 - February 2018 (Single Computation) 11200 11000 10800 10600 10400 10200 10000 9800

More information

Department of Public Welfare (DPW)

Department of Public Welfare (DPW) Department of Public Welfare (DPW) Office of Income Maintenance Electronic Benefits Transfer Card Risk Management Report Out-of-State Residency Review FISCAL YEAR 2014-2015 September 2014 (June, July and

More information

Asset Manager Performance Comparison

Asset Manager Performance Comparison Cape Peninsula University of Technology Retirement Fund August 2017 DISCLAIMER AND WARNINGS: Towers Watson (Pty) Ltd, a Willis Towers Watson company, is an authorised financial services provider. Although

More information

Asset Manager Performance Comparison

Asset Manager Performance Comparison Cape Peninsula University of Technology Retirement Fund September 2017 DISCLAIMER AND WARNINGS: Towers Watson (Pty) Ltd, a Willis Towers Watson company, is an authorised financial services provider. Although

More information

Management Comments. February 12, 2015

Management Comments. February 12, 2015 Management Comments February 12, 2015 Average Bill, Not Average Cost of Service Court Rich: according to this Exhibit 6, 62.4 percent of the people in E-23 are paying less than the average cost of service,

More information

April 2017 MLS Statistical Report Year to Year Unit Sales Comparison - Total Sales

April 2017 MLS Statistical Report Year to Year Unit Sales Comparison - Total Sales April 217 MLS Statistical Report Year to Year Unit Sales Comparison - Total Sales 2 2 1 1 Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec 214 21 216 217 Summary Total Existing-Home Sales: Existing home

More information

Quarterly Statistical Digest

Quarterly Statistical Digest Quarterly Statistical Digest February 2019 Volume 28, No. 1 The Statistical Digest is a quarterly publication of the Central Bank of The Bahamas, prepared by the Research Department for issue in February,

More information

Ch. 13 Practice Questions Solution

Ch. 13 Practice Questions Solution Buad 121 Ch. 13 Practice Questions Solution Exercise 13-9 (20 minutes) a. Mar. 10 Machinery... 60,000 Cash... 60,000 Purchased machinery for cash. b. Mar. 10 Machinery... Accounts Payable... 60,000 60,000

More information

QUESTION 2. QUESTION 3 Which one of the following is most indicative of a flexible short-term financial policy?

QUESTION 2. QUESTION 3 Which one of the following is most indicative of a flexible short-term financial policy? QUESTION 1 Compute the cash cycle based on the following information: Average Collection Period = 47 Accounts Payable Period = 40 Average Age of Inventory = 55 QUESTION 2 Jan 41,700 July 39,182 Feb 18,921

More information

Blackstone s 2Q 18 Supplemental Financial Data. July 19, 2018

Blackstone s 2Q 18 Supplemental Financial Data. July 19, 2018 Blackstone s 2Q 18 Supplemental Financial Data July 19, 2018 Total Segments Year-to-Date (Dollars in Thousands) 1Q'16 2Q'16 3Q'16 4Q'16 1Q'17 2Q'17 3Q'17 4Q'17 1Q'18 2Q'18 2Q'17 2Q'18 Revenues Management

More information

2009 Reassessment As Impacted by Senate Bill 711

2009 Reassessment As Impacted by Senate Bill 711 Saint Louis County 2009 Reassessment As Impacted by Senate Bill 711 Impacts of SB711 on the 2009 Reassessment Plan The County must notify property owners of changes in the projected tax liability resulting

More information

The January EUR/USD Effect

The January EUR/USD Effect "Sharing real experiences from decades of profitable trading. Focusing on the important factors that lead to trading success. 26 December 2017 The January EUR/USD Effect Preface For a number of years Factor

More information

LOAN MARKET DATA AND ANALYTICS BY THOMSON REUTERS LPC

LOAN MARKET DATA AND ANALYTICS BY THOMSON REUTERS LPC LOAN MARKET DATA AND ANALYTICS BY THOMSON REUTERS LPC GLOBAL LOAN MARKET DATA AND ANALYTICS BY THOMSON REUTERS LPC Secondary Market Bid Levels: Europe Slide 2 European CLO New Issue Volume Monthly Slide

More information

Pension Investment Strategy and Pension Risk Transfer. Adapted for Mid-Atlantic Actuarial Club Annual Meeting September 11, 2014

Pension Investment Strategy and Pension Risk Transfer. Adapted for Mid-Atlantic Actuarial Club Annual Meeting September 11, 2014 Pension Investment Strategy and Pension Risk Transfer Adapted for Mid-Atlantic Actuarial Club Annual Meeting September 11, 2014 Derisking costs Cost as % of ongoing liability* ACTIVE VESTED RETIREE TYPICALPLAN

More information

Modeling the Tradeoff between Inventory and Capacity to Optimize Return on Assets in Production Scheduling

Modeling the Tradeoff between Inventory and Capacity to Optimize Return on Assets in Production Scheduling Modeling the Tradeoff between Inventory and Capacity to Optimize Return on Assets in Production Scheduling Authors: Advisor: Cindy Wu & Jose A Gonzalez Duhart Dr. Bruce Arntzen MIT SCM Research Fest May

More information

Mortgage Trends Update

Mortgage Trends Update Mortgage Trends Update UK Finance: Mortgage Trends Update December 218 of first-time reaches 12-year high in 218 Key data highlights: There were 37, new first-time buyer mortgages completed in 218, some

More information

HOPE NOW. Snapshot Industry Extrapolations and HAMP Metrics

HOPE NOW. Snapshot Industry Extrapolations and HAMP Metrics Snapshot Industry Extrapolations and HAMP Metrics Three Month Q2-215 Q3-215 Q4-215 Q1-216 Q2-216 Jun-16 Jul-16 Aug-16 Total Completed Modifications 119,658 97,773 84,798 86,167 1,198 41,872 34,815 36,6

More information

What About p-charts?

What About p-charts? When should we use the specialty charts count data? All charts count-based data are charts individual values. Regardless of whether we are working with a count or a rate, we obtain one value per time period

More information

Japan Securities Finance Co.,Ltd

Japan Securities Finance Co.,Ltd Japan Securities Finance Co.,Ltd \ mil ( )ratio of OR Mar-13 Mar-14 Securities Finance Bussiness 14,093 16,363 Margin Loan Business 6,625 9,240 (37.5%) (47.2%) Interest on Loans 1,760 4,012 Interest

More information

BANK OF GUYANA. BANKING SYSTEM STATISTICAL ABSTRACT Website:

BANK OF GUYANA. BANKING SYSTEM STATISTICAL ABSTRACT Website: BANK OF GUYANA BANKING SYSTEM STATISTICAL ABSTRACT Website: www.bankofguyana.org.gy RESEARCH DEPARTMENT November 2010 STATISTICAL ABSTRACT TABLES CONTENTS 1. MONETARY AUTHORITY 1.1 Bank of Guyana: Assets

More information

2nd Quarter 2018 Webcast

2nd Quarter 2018 Webcast 2nd Quarter 2018 Webcast Classic Large Cap Value Equity Presented by James J. Clarke Director of Fundamental Research & Portfolio Manager This material may not be reproduced or used in any form or medium

More information

The What And Why Of LDI

The What And Why Of LDI The What And Why Of LDI KEY TAKEAWAYS > Demand for fixed income Liability Driven Investment (LDI) strategies is being pushed higher by rising corporate pension funding levels and corporate tax reform deadlines

More information

NATIONAL SUMMARY OF FIRST-TIME CLAIMANTS FOR UI

NATIONAL SUMMARY OF FIRST-TIME CLAIMANTS FOR UI 2013 JAN 5 553,348 553,348 372,000 372,000 92,383,961 93,647,000 12 555,708 1,109,056 335,000 707,000 92,939,669 93,982,000 19 437,025 1,546,081 330,000 1,037,000 93,376,694 94,312,000 26 369,480 1,915,561

More information

ACA Reporting E-File Errors, Penalties & Exchange Notices

ACA Reporting E-File Errors, Penalties & Exchange Notices ACA Reporting E-File Errors, Penalties & Exchange Notices Agenda 1). Who is ACA Reporting Service? (quickly) 2). Setting the ACA Reporting Stage 3). The Process Leading up to E-Filing 4). E-Filing through

More information

Health Connector Update

Health Connector Update Health Connector Update Massachusetts Health Care Training Forum October 2011 Agenda Commonwealth Care Current enrollment Post-open enrollment results Operational Updates Commonwealth Choice Current enrollment

More information