News from your Retirement Board
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- Hugo Booth
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1 THE RETIREMENT BOARD of the FIREMEN S ANNUITY AND BENEFIT FUND OF CHICAGO Suite S. Clark Street Chicago, IL (312) Fax (312) Marshall Line (800) ELECTED TRUSTEES DANIEL A. FORTUNA, Annuitant Trustee, President ANTHONY R. MARTIN, Active Trustee, Secretary PETER R. O SULLIVAN, Active Trustee THOMAS CODY, Active Trustee EX-OFFICIO TRUSTEES First Deputy Fire Commissioner, Vice-President, RICHARD FORD II City Treasurer, KURT A. SUMMERS JR. City Comptroller, ERIN KEANE City Clerk, ANNA VALENCIA News from your Retirement Board Pre-Retirement Seminar The FABF pre-retirement seminars for 2018 will be held on Saturday, March 10 th (2C EMS-4) and Saturday, September 8 th (1C EMS-2) at the Quinn Fire Academy on 558 W. DeKoven from 7:30 A.M.- 1:30 P.M. Some of the topics that will be discussed include: Retiree Healthcare Social Security and Medicare Deferred Compensation An RSVP is required, so please call (312) or seminar@fabf.org and specify which date you wish to attend. The seminars are provided for those members within three years of actual retirement. FABF Updated Website I welcome you to view our revamped website at The website now contains updated information and has been remodeled with the ease of navigation in mind. Should you have any comments or suggestions, please direct them to our IT systems analyst, Marc Torres, at mtorres@fabf.org. Brass Bill Payment The Fund received the City s Brass Bill contribution in the amount of $1,628,155 for fiscal year 2016 on December 28, 2017 pursuant to section 5/6-211(g) of the pension code. The City s fiscal year 2017 Brass Bill contribution is expected to be received by the Fund no later than March 31, The Retirement Board will continue to act prudently to ensure that all monies due and owing to the Fund are collected. Fund Secretary Captain Anthony Martin
2 01/25/2018 Page 1 THE RETIREMENT BOARD of the FIREMEN'S ANNUITY & BENEFIT FUND OF CHICAGO Suite South Clark Street Chicago, IL (312) (voice) (312) (fax) Marshall Line (800) ELECTED OFFICIALS DANIEL A FORTUNA, President ANTHONY MARTIN, Secretary PETER R O'SULLIVAN, Active Trustee THOMAS CODY, Active Trustee EX-OFFICIO TRUSTEES First Deputy Fire Commissioner, Vice-President RICHARD C FORD II City Treasurer, KURT A SUMMERS JR City Comptroller, ERIN KEANE City Clerk, ANNA VALENCIA To All Members: * PLEASE POST * * PLEASE POST * * PLEASE POST * * PLEASE POST * Listed below are the names of individuals who have applied for a 75% Duty Disability benefit from the Pension Board. Their applications will be presented before this Board at the 02/21/2018 meeting. Rank, Name, Assignment: Date of Injury: EMT/CAPT EMMANUEL A DUNCAN, 5TH DISTRICT RELIEF 01/28/2017 EMT/FF BURKE SMITH, TOWER LADDER 34 01/20/2017 Please contact the Pension Fund's Secretary, in writing, using the attached form, if you have any information could assist the Board in its investigation of whether or not it should grant a 75% disability benefit to any of the above individuals. The Board can subpoena witnesses (Illinois Revised Statutes, Article 6-189) and compel them to attend and before it upon any matter concerning the Fund. Your cooperation will help maintain the integrity of this Fund. Anthony Martin Secretary NAME ADDRESS PHONE COMPANY ASSIGNMENT NAME OF APPLICANT NAME(S) OF WITNESS(ES) FORWARD TO: Secretary Firemen's Annuity & Benefit Fund 20 South Clark Street, Suite 1400 Chicago, IL 60603
3 01/25/2018 Page 2 MINIMUM FORMULA ANNUITIES: ANDRE G ALLEN, FIREFIGHTER, TRUCK 8 Ent CFD: 12/01/1992 $5, beginning 12/08/2017 Retired: 12/08/2017 based on 65% of Final Average Salary $ annuity increment, 3%, begins 01/01/2019 REFUND $34, FOR SPOUSE CONTRIBUTIONS TIMOTHY F BOTICA, EMT CAPTAIN, FIRE-CENTRAL Ent CFD: 12/03/1990 $7, beginning 12/30/2017 Retired: 12/30/2017 based on 70% of Final Average Salary $ annuity increment, 3%, begins 01/01/2019 REFUND $74.45 FOR 2006 EID JUAN M CARRASCO, FIREFIGHTER, ENGINE 74 Ent CFD: 12/01/1988 $6, beginning 12/05/2017 Retired: 12/05/2017 based on 75% of Final Average Salary $ annuity increment, 3%, begins 01/01/2019 REFUND $40, FOR SPOUSE CONTRIBUTIONS MICHAEL V CLIFFORD, LIEUTENANT, RESCUE TRUCK 655 Ent CFD: 12/01/1988 $7, beginning 12/31/2017 Retired: 12/31/2017 based on 75% of Final Average Salary $ annuity increment, 3%, begins 01/01/ GERALD L CLOUTIER, FIREFIGHTER, AIR/MASK Ent CFD: 12/01/1988 $6, beginning 12/04/2017 Retired: 12/04/2017 based on 75% of Final Average Salary $ annuity increment, 3%, begins 01/01/ MARLON D DAMPIER, FIREFIGHTER, ENGINE 121 Ent CFD: 12/01/1988 $6, beginning 12/31/2017 Retired: 12/31/2017 based on 75% of Final Average Salary $ annuity increment, 3%, begins 01/01/2019 REFUND $ FOR 2005 & 2006 EID BENJAMIN EAMES JR, FIREFIGHTER, ENGINE 104 Ent CFD: 12/03/1988 $6, beginning 12/31/2017 Retired: 12/31/2017 based on 75% of Final Average Salary $ annuity increment, 3%, begins 01/01/2019 REFUND $50, FOR SPOUSE CONTRIBUTIONS JOHN R FITZPATRICK, EMT FIRE ENGINEER, ENGINE 23 Ent CFD: 12/01/1988 $6, beginning 12/07/2017 Retired: 12/07/2017 based on 75% of Final Average Salary $ annuity increment, 3%, begins 01/01/ KIMBERLY HEARD, PARAMEDIC IN CHARGE, MARC DIVISION Ent CFD: 07/16/1990 $6, beginning 12/18/2017 Retired: 12/18/2017 based on 70% of Final Average Salary $ annuity increment, 3%, begins 10/01/2020 COLLECT $73.83 FOR 1999,2000 & 2005 EID REFUND $ FOR 2003,2006 & 2011 EID
4 01/25/2018 Page 3 MINIMUM FORMULA ANNUITIES: MICHAEL JOBE, EMT LIEUTENANT, TRUCK 62, Duty Disability since 07/13/2015. Ent CFD: 05/01/1990 $6, beginning 01/07/2018 Retired: 01/07/2018 based on 70% of Final Average Salary $ annuity increment, 3%, begins 02/01/2019 REFUND $38, FOR SPOUSE CONTRIBUTIONS STEVE JOHNSON, CAPTAIN, HEADQUARTERS Ent CFD: 12/01/1988 $7, beginning 12/30/2017 Retired: 12/30/2017 based on 75% of Final Average Salary $ annuity increment, 3%, begins 01/01/2019 COLLECT $ FOR 2014 EID REFUND $ FOR 2013, 2017 EID MICHAEL A KELLEY, FIREFIGHTER, ENGINE 15 Ent CFD: 12/01/1994 $4, beginning 12/05/2017 Retired: 12/05/2017 based on 60% of Final Average Salary $ annuity increment, 3%, begins 01/01/ WILLIAM C KERN, FIRE ENGINEER, ENGINE 106 Ent CFD: 12/01/1988 $6, beginning 12/05/2017 Retired: 12/05/2017 based on 75% of Final Average Salary $ annuity increment, 3%, begins 01/01/ ANDREW B KOOISTRA, EMT LIEUTENANT, ENGINE 65 Ent CFD: 12/01/1988 $7, beginning 12/31/2017 Retired: 12/31/2017 based on 75% of Final Average Salary $ annuity increment, 3%, begins 01/01/2019 COLLECT $64.86 FOR 2003 EID REFUND $ FOR 2004 & 2006 EID REFUND $46, FOR SPOUSE CONTRIBUTIONS RICHARD C KRAMER, FIREFIGHTER, TRUCK 27 Ent CFD: 12/01/1992 $5, beginning 12/27/2017 Retired: 12/27/2017 based on 65% of Final Average Salary $ annuity increment, 3%, begins 01/01/2019 REFUND $ FOR 2006 EID GREGORY J LEE, FIREFIGHTER, UST/PUBLIC ASSEMBLY Ent CFD: 12/01/1988 $6, beginning 12/30/2017 Retired: 12/30/2017 based on 75% of Final Average Salary $ annuity increment, 3%, begins 01/01/2019 REFUND $ FOR 2003 EID REFUND $40, FOR SPOUSE CONTRIBUTIONS GARY MALANDRUCCOLO, EMT LIEUTENANT, TRUCK 22 Ent CFD: 12/03/1990 $6, beginning 12/05/2017 Retired: 12/05/2017 based on 70% of Final Average Salary $ annuity increment, 3%, begins 01/01/2019
5 01/25/2018 Page 4 MINIMUM FORMULA ANNUITIES: AMOS M MARSHALL, EMT FIREFIGHTER, TRUCK 53 Ent CFD: 12/01/1994 $4, beginning 12/05/2017 Retired: 12/05/2017 based on 60% of Final Average Salary $ annuity increment, 3%, begins 01/01/ VICTOR D MEGARO, EMT FIREFIGHTER, LOGISTICS Ent CFD: 11/01/1989 $6, beginning 12/08/2017 Retired: 12/08/2017 based on 72.5% of Final Average Salary $ annuity increment, 3%, begins 01/01/ THOMAS J MITE, EMT FIREFIGHTER, TRUCK 53 Ent CFD: 10/16/1995 $4, beginning 12/08/2017 Retired: 12/08/2017 based on 57.5% of Final Average Salary $ annuity increment, 3%, begins 01/01/ RALPH MONSOUR, FIRE ENGINEER, ENGINE 88 Ent CFD: 12/01/1988 $6, beginning 12/26/2017 Retired: 12/26/2017 based on 75% of Final Average Salary $ annuity increment, 3%, begins 01/01/2019 REFUND $43, FOR SPOUSE CONTRIBUTIONS THOMAS L OGDEN, FIRE ENGINEER, ENGINE 65 Ent CFD: 12/03/1990 $6, beginning 12/07/2017 Retired: 12/07/2017 based on 70% of Final Average Salary $ annuity increment, 3%, begins 01/01/ JOSEPH T OWENS, EMT CAPTAIN, ENGINE 15 Ent CFD: 12/03/1990 $7, beginning 12/31/2017 Retired: 12/31/2017 based on 70% of Final Average Salary $ annuity increment, 3%, begins 01/01/ MARK F OWSIANIAK, EMT BATTALION CHIEF, BATTAION 24 Ent CFD: 12/03/1990 $8, beginning 12/28/2017 Retired: 12/28/2017 based on 70% of Final Average Salary $ annuity increment, 3%, begins 01/01/ KURT R PEMBERTON, FIREFIGHTER, ENGINE 11 Ent CFD: 12/01/1994 $4, beginning 12/05/2017 Retired: 12/05/2017 based on 60% of Final Average Salary $ annuity increment, 3%, begins 01/01/ RICHARD K RANOS, EMT LIEUTENANT, TRUCK 51 Ent CFD: 12/01/1988 $7, beginning 12/07/2017 Retired: 12/07/2017 based on 75% of Final Average Salary $ annuity increment, 3%, begins 01/01/ JAMES T RICHARDS, EMT FIRE ENGINEER, ENGINE 69 Ent CFD: 12/01/1988 $6, beginning 12/28/2017 Retired: 12/28/2017 based on 75% of Final Average Salary $ annuity increment, 3%, begins 01/01/2019
6 01/25/2018 Page 5 MINIMUM FORMULA ANNUITIES: JOHN M SHERIDAN, EMT FIREFIGHTER, ENGINE 57 Ent CFD: 12/01/1992 $5, beginning 12/31/2017 Retired: 12/31/2017 based on 65% of Final Average Salary $ annuity increment, 3%, begins 01/01/ EARL SMITH, FIREFIGHTER, ENGINE 15/TRUCK 59, Duty Disability since 05/01/2013. Ent CFD: 12/03/1990 $5, beginning 01/30/2018 Retired: 01/30/2018 based on 70% of Final Average Salary $ annuity increment, 3%, begins 02/01/2019 REFUND $30, FOR SPOUSE CONTRIBUTIONS TERRENCE P SULLIVAN, PARAMEDIC, AMBULANCE 12 Ent CFD: Retired: 12/01/1989 $5, /29/2017 beginning 12/29/2017 based on 72.5% of Final Average Salary $ annuity increment, 3%, begins 01/01/ EUCLID TAYLOR, EMT FIREFIGHTER, ENGINE 113 Ent CFD: 12/01/1988 $6, beginning 12/31/2017 Retired: 12/31/2017 based on 75% of Final Average Salary $ annuity increment, 3%, begins 01/01/2019 REFUND $41, FOR SPOUSE CONTRIBUTIONS DENNIS T WAGNER, EMT LIEUTENANT, TRUCK 50 Ent CFD: 12/01/1988 $7, beginning 12/22/2017 Retired: 12/22/2017 based on 75% of Final Average Salary $ annuity increment, 3%, begins 01/01/ DWAIN P WILLIAMS, EMT LIEUTENANT, 1ST DIST RELIEF/OEMC DETAIL Ent CFD: 12/01/1992 $6, beginning 12/04/2017 Retired: 12/04/2017 based on 65% of Final Average Salary $ annuity increment, 3%, begins 01/01/ LOUIS C ZAMORA, EMT FIREFIGHTER, ENGINE 57 Ent CFD: 12/01/1988 $6, beginning 12/31/2017 Retired: 12/31/2017 based on 75% of Final Average Salary $ annuity increment, 3%, begins 01/01/2019
7 01/25/2018 Page 6 WIDOW'S ANNUITIES: MARILYN BOUBEL, widow of ROMAN A BOUBEL, Retired since 05/03/1989. Ent CFD: 04/01/1963 $2, beginning 12/20/2017 Deceased: 12/19/ JEAN A GRUNDT, widow of JOHN H GRUNDT, Retired since 08/03/1994. Ent CFD: 02/01/1965 $2, beginning 11/28/2017 Deceased: 11/27/ VANESSA POWERS, widow of GEORGE R POWERS, Retired since 05/12/2011. Ent CFD: 10/16/1995 $1, beginning 12/12/2017 Deceased: 12/11/ BARBARA RYAN, widow of MICHAEL G RYAN, Retired since 04/13/2003. Ent CFD: 02/01/1965 $4, beginning 11/23/2017 Deceased: 11/22/2017
8 01/25/2018 Page 7 DEATH BENEFITS: GERALD J BINGHAM, FIRE ENGINEER, ENGINE 120, Retired since 08/01/1999. Ent CFD: 02/01/1964 $6, to GERALD J BINGHAM JR, SON Deceased: 11/11/ ROMAN A BOUBEL, LIEUTENANT, ENGINE 39, Retired since 05/03/1989. Ent CFD: 04/01/1963 $6, to MARILYN R BOUBEL, WIFE Deceased: 12/18/ ROGER M DEBOSSCHERE, LIEUTENANT, FIRE PREVENTION BUREAU, Retired since 08/02/1995. Ent CFD: 03/07/1961 $6, $3, to BRIAN DEBOSSCHERE, SON $3, to DANIEL DEBOSSCHERE, SON Deceased: 11/25/ JOHN H GRUNDT, FIRE ENGINEER, ENGINE 110, Retired since 08/03/1994. Ent CFD: 02/01/1965 $6, to JEAN GRUNDT, WIFE Deceased: 11/26/ ARNOLD B JACKSON, EMT FIREFIGHTER, ENGINE 79, Retired since 11/02/2006. Ent CFD: 10/16/1978 $6, $3, to TAMELIA FREEMAN, DAUGHTER $3, to AMELIA JACKSON, DAUGHTER Deceased: 01/16/ DAVID A KNAPEREK, EMT FIREFIGHTER, TOWER LADDER 54, Occupational Disability since 02/28/2015. Ent CFD: 10/01/1997 $10, to, CO-EXECUTOR Deceased: 05/28/ MICHAEL A LOVERO, LIEUTENANT, 1ST DISTRICT RELIEF, Retired since 09/23/2009. Ent CFD: 11/16/1978 $6, $3, to CHRISTOPHER LOVERO, SON $3, to ANTHONY LOVERO, SON Deceased: 11/02/ GEORGE R POWERS, EMT FIREFIGHTER, ENGINE 81, Retired since 05/12/2011. Ent CFD: 10/16/1995 $6, to VANESSA A POWERS, WIFE Deceased: 12/10/ MICHAEL G RYAN, BATTALION CHIEF, 8TH BATTALION, Retired since 04/13/2003. Ent CFD: 02/01/1965 $6, to SUSANNE J PERRAM, STEP DAUGHTER Deceased: 11/21/2017
9 01/25/2018 Page 8 BENEFIT RECALCULATIONS: ROBERT L ERTL, PARAMEDIC FIELD CHIEF, , Retired since 11/02/2017. EID Recalculation $50.67 Collect for 2017 EID GERARD RODRIGUEZ, LIEUTENANT, ENGINE 64, Retired since 11/21/2017. EID Recalculation $52.93 Collect for 2017 EID
10 01/25/2018 Page 9 HEARINGS: THE FOLLOWING APPLICATION FOR OCCUPATIONAL DISEASE DISABILITY WAS GRANTED: JOHN G VELLER, LIEUTENANT, 2ND DISTRICT RELIEF Ent CFD: 07/17/2000 $6, beginning 01/01/2018 The vote on the motion to grant was: Yeas: CODY FORD II FORTUNA MARTIN O'SULLIVAN VALENCIA Nays: (None) Not Present: KEANE SUMMERS JR THE FOLLOWING APPLICATION FOR DUTY DISABILITY WAS DENIED: BENJAMIN C WARE, FIREFIGHTER, TOWER LADDER 54 Ent CFD: 08/16/2006 The vote on the motion to deny was: Yeas: CODY FORD II FORTUNA MARTIN O'SULLIVAN VALENCIA Nays: (None) Not Present: KEANE SUMMERS JR
11 01/25/2018 Page 10 The following annuitants have passed away since the last regular meeting of the Board: ROMAN A BOUBEL Annuity Died 12/19/2017 MARY ANN PRITZA Widow's Annuity Died 12/24/2017 LUCILLE B SCHATZ Widow's Annuity Died 12/24/2017 JOHN F SHEU Annuity Died 12/25/2017 LAWRENCE A BLAESER Annuity Died 12/28/2017 WALTER SCHUBERTH Annuity Died 12/17/2017 KATHLEEN T BRESLIN Widow's Annuity Died 01/06/2018 MARILYN HEIDE Widow's Annuity Died 12/19/2017 JOANN M MURPHY Widow's Annuity Died 01/02/2018 CHARLES F CONNOLLY Annuity Died 01/06/2018 JOHN P REIDY Annuity Died 12/19/2017 GERALD L REILLY Annuity Died 01/06/2018 WILLIAM E PRUSINSKI Annuity Died 01/09/2018 CRAIG R FEW Annuity Died 01/11/2018 EMILY JEAN CARLSON Widow's Annuity Died 01/10/2018 JON R FRIEDMAN Annuity Died 01/15/2018 LILLIAN M WITTNER Widow's Annuity Died 01/17/2018 GENEVIEVE T LAVIN Widow's Annuity Died 01/11/2018
12 01/25/2018 Page 11 ANNUITIES GRANTED Resigned From: Month: Year to Date: Active Duty Duty Disability 2 2 Occupational Disease Disability 0 0 Ordinary Disability 0 0 Total Minimum Formula Annuities Granted Total Earned Annuities Granted 0 0 Total Annuities Granted DISABILITIES GRANTED Type: Month: Year to Date: Duty Disability 0 0 Occupational Disease Disability 1 1 Ordinary Disability 0 0 Total Disabilities Granted 1 1 Total Disabilities Denied 1 1 WIDOW'S ANNUITIES GRANTED Type: Month: Year to Date: Regular Widow's Annuity 4 4 Compensation Widow's Annuity 0 0 Total Widow's Annuities Granted 4 4 CHILD'S ANNUITIES GRANTED Type: Month: Year to Date: Full Child's Annuity 0 0 Child of Duty Death Annuity 0 0 Child of Ordinary Death Annuity 0 0 Total Children Annuities Granted 0 0
13 ENDE, MENZER, WALSH & QUINN RETIREES, WIDOWS, AND CHILDREN S ASSISTANCE FUND DONATIONS RECEIVED DECEMBER 2017 Pepsico $ 8.00 MaryRose McNamee $ Richard and Janet Kotlarz $ Carol Branagan Rich In Memory of Mary Doherty $ Jacqueline Filippone In Memory of Connie Sullivan $ David Hargrove In Memory of Norman Holland $ Donald and Linda Mahoney In Memory of Mary Lou Fahey $ Hazel Deacy In Memory of James Deacy $ Margaret Schmit In Memory of Lt John W Schmit $ Daniel Carroll In Memory of Connie Sullivan $ Faculty and Staff on the second floor of EPCHS. $ Brian Cronin $ M Patricia McGrail In Memory of Joan and Connie "Sully" Sullivan $ Cathleen Berry In Memory of Connie Sullivan $ Telly Nakos In Memory of Connie Sullivan $ Sharon Jones In Memory of Connie Sullivan $ Michael Street In Memory of John Glenn Street $ Denise Cortes $ Michael Schoenecker $ Scott Smith $ James Fuller and Sylvia Lemen $ Richard and Dorothy Graff $ Jacqueline White Street In Memory of John Glenn Street $ Patrick Delaney and Brian Larkin (District 5 Relievers) $ Edward Freemon $ Firemen's Association of Chicago by Ernest F Gaichas $ Jeffrey Campion $ Joanne Winters In Memory of Joseph F and Beatrice Quinn $ Donald Bryla $ Proceeds of Retirement Party for BC Curt Annis, Engr. Pat Ryan, Engr. Tony Karp, Engr. Ed Gill, and FF Dennis Scates $ Anonymous for Member of Battalion 14 $ James and Mary Jo Henegan $ 1, David Eigenberg $ 1, Virginia Gallagher In Memory of John J Eck $ 1, Active Participant Payroll Deductions $ 4, Retiree Payroll Deductions $ 8, Pabst Brewing Co Hometown Heroes Program $ 15, Total for December: $ 37, Anthony Martin, EMWQ President, would also like to thank all Active, Retired, Disabled and Widowed members that who support the neediest Retirees, Widow s & Children on a monthly basis through payroll deductions
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11/20/2017 Page 1 THE RETIREMENT BOARD of the FIREMEN'S ANNUITY & BENEFIT FUND OF CHICAGO Suite 1400 20 South Clark Street Chicago, IL 60603-1899 (312) 726-5823 (voice) (312) 726-2316 (fax) Marshall Line
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THE RETIREMENT BOARD of the FIREMEN S ANNUITY AND BENEFIT FUND OF CHICAGO Suite 1400 20 S. Clark Street Chicago, IL 60603 1899 (312) 726 5823 Fax (312) 726 2316 Marshall Line 9261 http://www.fabf.org (800)
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THE RETIREMENT BOARD of the FIREMEN S ANNUITY AND BENEFIT FUND OF CHICAGO Suite 1400 20 S. Clark Street Chicago, IL 60603-1899 (312) 726-5823 Fax (312) 726-2316 Marshall Line 9261 http://www.fabf.org (800)
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THE RETIREMENT BOARD of the FIREMEN S ANNUITY AND BENEFIT FUND OF CHICAGO Suite 1400 20 S. Clark Street Chicago, IL 60603-1899 (312) 726-5823 Fax (312) 726-2316 Marshall Line 9261 http://www.fabf.org (800)
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THE RETIREMENT BOARD of the FIREMEN S ANNUITY AND BENEFIT FUND OF CHICAGO Suite 1400 20 S. Clark Street Chicago, IL 60603-1899 (312) 726-5823 Fax (312) 726-2316 Marshall Line 9261 http://www.fabf.org (800)
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THE RETIREMENT BOARD of the FIREMEN S ANNUITY AND BENEFIT FUND OF CHICAGO Suite 1400 20 S. Clark Street Chicago, IL 60603-1899 (312) 726-5823 Fax (312) 726-2316 Marshall Line 9261 http://www.fabf.org (800)
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THE RETIREMENT BOARD of the FIREMEN S ANNUITY AND BENEFIT FUND OF CHICAGO Suite 1400 20 S. Clark Street Chicago, IL 60603-1899 (312) 726-5823 Fax (312) 726-2316 Marshall Line 9261 http://www.fabf.org (800)
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