Bianca and David Lisonbee, Co-founder and CEO of 4Life

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1 Life Rewards

2 Bianca and David Lisonbee, Co-founder and CEO of 4Life At 4Life, we re in the business of building people supporting their health, improving their financial position, and enriching the very fabric of their lives. How do we do it? We ve got a very special secret to success three keys called science, success, and service.

3 What does living a 4Life life mean to you? To start with: Science ß You re backed by proven products, time-tested, both in the lab by our in-house Research and Development department and in real-life experiences. ß You and your family benefit from one of the most exceptional natural discoveries of our time for advancing immune system health support 4Life Transfer Factor. Success ß You can count on real life rewards, available through a highly innovative and easyto-follow compensation plan, which also has one of the highest payouts in the industry up to 64%. ß You ll work and live with confidence, being guided by a remarkable group of professional and experienced business leaders, who are known for their integrity and industry-specific expertise. ß You re supported by people and training programs, such as 4Life s Success for Your Life training system that gives you simple steps to help you develop your leadership style and realize your dreams. Service ß You re aligned with an organization that takes an active role in supporting local communities and giving to people in need. ß You can take part in a global mission of fulfilling humanitarian needs and helping to improve people s lives around the world. ß You have the chance to make a personally meaningful contribution by sharing 4Life with others.

4 4Life s Opportunity A Foundation For A Better Life Being acquainted with several direct sales companies, I realized early on that 4Life is unique. Both the products and the Life Rewards Plan are unlike anything else available in the industry today. I just want to thank 4Life for promoting family unity and offering a unique and solid opportunity that enables everyone to receive limitless rewards. Raquel Oliveros, International Diamond Mexico Throughout the past four years that we have been involved with 4Life, we have seen so many people who literally had nothing at all have their lives transformed completely. You see the smiles on their faces. Their entire lifestyle has been changed because of what 4Life has done for them. We re not just talking about money. They have grown in terms of their material and financial conditions, but they have also grown spiritually, and that s where the true value really lies. Herminio and Yadira Nevarez, Platinum International Diamonds Puerto Rico Six years after I first learned about 4Life, it truly has become my life. I ve seen people have a whole new life because of the changes 4Life has brought about in their health and financial future. Before 4Life, I was below broke, $200,000 in debt and sleeping on a box spring. Now I m sitting in my $1.2 million home and I drive a Lexus. I have a bank account; I pay my bills on time. 4Life represents a better quality of life and more freedom freedom to spend more time with my family and travel all over the world. And it gives me an opportunity to help other people reach their goals as well. That s one of the things I love most about 4Life. Bonnie Taylor, Platinum International Diamond California

5 What We Offer 4Life Life Rewards When it comes to compensation, we believe a careful review of the plan is in order. When comparing 4Life s compensation plan to others, we hope you ll notice the following 4Life advantages. 1. Receive 4Life s incredible payouts up to 64%. 2. Earn your first compensation check within weeks following enrollment. 3. Receive a portion of the entire company s sales after just three months through the Power Pool. This is in addition to your own personal earnings. 4. Start thinking Diamond, 4Life s most direct route to financial success. 5. Stay motivated with the chance to win a luxurious, all-expense-paid Great Escape trip. Great Escape trips also provide a valuable incentive when enrolling new members into your organization. 6. Stop waiting to enjoy the financial benefits, instead, earn up to four checks every month. 7. Receive the benefits of bonus pools right off the bat, for as long as you continue to qualify and work your business. 8. Some of 4Life s most successful distributors are not at the top of their downline; 4Life s reward structure makes it possible to be a phenomenal success no matter when you start. 9. Experience the compounding benefits of the infinity payout system Life markets are global, and we re constantly in the process of opening a new office somewhere on the planet. The 4Life Life Rewards Plan is the most powerful, user-friendly referral marketing plan in the industry. Anyone can achieve success in this team environment by simply encouraging others to live healthy lives and pursue their own dreams. Health can lead to wealth if people are willing to work for it. Indra Virasinghe, Gold International Diamond Australia

6 Dust Off Your Dreams What are the dreams that you ve tucked away? The wishes so deep down inside that you haven t pulled them out for years, believing they were out of reach and impossible? It s time to pull out those buried dreams and dust them off. As a new 4Life Distributor, you ve just made a decision that will affect the rest of your life. Lives will be changed, both physically and financially, starting with your own. Leave your ego at the door and prepare to build and lift others, for it s in building others that we will achieve all of our dreams together. Any business endeavor involves risk. Individuals vary greatly in their abilities to succeed as direct sellers. The statements in this brochure are not intended to guarantee a particular outcome, but rather to show what is possible based on a broad range of 4Life Distributors historical data. Individual results may vary.

7 It was the promise of financial and time freedom and to be my own boss that led me to enter the network marketing industry. I was a dreamer and I figured that network marketing was the best shot for a guy without an education or money. Ray and Barbara Meurer, Platinum International Diamonds Florida My life has been completely transformed because of 4Life. I am a different person in terms of knowledge, business abilities, and even public speaking. My wife and I have been able to retire from our jobs. We have time now to spend with our daughter Naralyann. We purchased the cars of our dreams. We have a penthouse on the eastern coast of Puerto Rico with a beautiful view of the ocean. I have traveled with my family to destinations I never thought I would see. Rolando Sanchez, Gold International Diamond Puerto Rico Throughout this journey, I have gained immensely in terms of personal growth. It has finally paid off and it was all worth it. Reaching International Diamond is just the beginning. I will definitely continue this fruitful journey to help more people fulfill their dreams. Richard Koh, International Diamond Singapore

8 A World of Opportunity Japan, Australia, New Zealand, Taiwan, Korea, Malaysia, Singapore, Mexico, the Philippines and the United States 4Life already infuses hope and empowers people from around the globe. And our worldwide stretch has just begun. With ten international offices and operations in more than 40 countries, 4Life offers an opportunity for you to thrive by building a worldwide network, or by working in your own backyard. CANADA UNITED STATES FINLAND UNITED SWEDEN ESTONIA KINGDOM LATVIA IRELAND DENMARK LITHUANIA NETHERLANDS BELGIUM POLAND GERMANY FRANCE SLOVAK REPUBLIC CZECH REPUBLIC SPAIN ITALY PORTUGAL GREECE HUNGARY AUSTRIA MALTA CYPRUS SLOVENIA RUSSIA KOREA JAPAN MEXICO PANAMA DOMINCAN REPUBLIC TAIWAN HONG KONG THAILAND PHILIPPINES MALAYSIA SINGAPORE AUSTRALIA CHILE NEW ZEALAND

9 FPO FPO In 23 years of network marketing, I have never seen a pay plan that rewards everyone for their efforts. The 4Life Power Pool, along with the Rapid Rewards, pays the beginner very well. A part-time distributor can begin earning infinity bonuses immediately. The professional business person can build a global empire and be paid on it all! While most people make a living with the 4Life Life Rewards Plan, you can make a fortune, as I am doing for my family. I came from a lifestyle where I couldn t afford to buy a Diamond package, but I believed in myself and in the 4Life Opportunity. When I achieved my goal of becoming an International Diamond in just eight months, I realized nothing was impossible with 4Life.. Munusamy A/L Rajamanikam, International Diamond Malaysia I am a mother of a seven-yearold boy and a three-year-old girl. And if an ordinary parent like me could get involved and succeed in this business, I believe that others can be just as successful. Kim Yeon Jin, International Diamond South Korea We have adopted a saying: People have the right to be healthy. People have the right to be wealthy. People have the right to be free. Our entire family is involved in our 4Life Business. We can truly spend time with our children, family, and each other. We are able to enjoy a level of time freedom and financial freedom that my old sales job would never have provided us. Tom and Isabel Rodriguez, Presidential Diamonds Texas Dave Daughtrey, Platinum International Diamond United States

10 Jump Starting Your Journey Enrollment Options Pick your Pace there is an enrollment option for any speed you choose! DIAMOND4LIFE PUT YOUR BUSINESS-BUILDING ON THE FAST TRACK Choose from existing Diamond4Life packs, or mix and match products. Two packs you can t go wrong with are the Diamond4Life Success Pack and the RioVida Diamond4Life Success Pack. They are full of more than $600 worth of products and business tools, giving you the maximum value for your dollar. When you enroll using the Diamond4Life program, you:» Automatically become a Diamond Distributor» Save over $100 when you choose either the Diamond4Life Success pack or RioVida Diamond4Life Success pack.» Are paid at the Diamond level for three months.*» Continue being paid as a Diamond for a full six months simply by qualifying for the 4Life Power Pool once within the first three months of enrollment.**» Receive a free 60-day account on my4life.com where you can quickly and easily open your own online store and reach millions of people! ONE MORE REASON TO GO DIAMOND... People who enroll using the Diamond4Life program are three times more likely to advance to the Diamond rank in 4Life s Life Rewards Plan. And they achieve the rank faster.» 66% of Diamond4Life enrollees who later qualified for the Diamond rank did it within their first three months, and their average monthly bonus increased by almost $400. LEADER4LIFE NOT READY TO JUMP IN WITH TWO FEET, LEADER4LIFE IS A GREAT WAY TO GO Enroll as a Leader4Life and:» Receive guaranteed payment at the Leader level for the life of your 4Life Business.*» Receive a free 60-day account on my4life.com where you can quickly and easily open your own online store and reach millions of people! * A minimum monthly order of 100 LP is required to qualify for commissions and bonuses under the Diamond4Life Program and the Leader4Life Program as is participation in AutoShip/Back-Up AutoShip for the life of your 4Life Business. ** Keep in mind it takes 2 months to qualify for Power Pool.

11 I use the Diamond4Life program extensively. I feel that anyone who can come up with the capital, should start with this program. It ensures a good income for the enroller and at the same time, a better chance of that new person becoming successful by virtue of having a good amount of product in hand. There is no better way to start than with a good push. Sheri Din, Gold International Diamond Singapore

12 Esdras Cabrera, International Diamond, of the Dominican Republic dreamed of providing his family with everything they could possibly need. Because of his commitment and dedicated effort he has come from being completely overwhelmed by debt to driving a car worth $100,000, helping to support a local orphanage, and transforming the lives of many other people around him.

13 Juan Rosado quit his job working 12 hours a day as a security guard and now enjoys complete financial freedom as a 4Life Platinum International Diamond. LaVern Rasmussen had no intention of being a networker, but because of the amazing health support he received from 4Life Transfer Factor, he couldn t help but share his excitement. He s now living large at 73 years young and says his best marketing tool is his health. 4Life Transfer Factor also changed the life of Mabel Morales who lives life on her own terms, enjoying precious and wonderful moments with her family and friends in Florida. What about you? Juan Rosado, Platinum International Diamond

14 Start Earning Your Rewards Personal LP Payout* You receive a 25% payout on personal volume over 100 LP generated in a month sweet and simple! 4Life Power Pool The Power Pool lets you make money off of the entire company s volume. Here s how it works. 4Life designates 2% of the entire company s LP to be divided up and paid to those who qualify for the Power Pool. To qualify, you simply enroll three or more distributors each month who each generate 100 LP. Make sure they generate 100 LP the next month as well and you earn a Power Pool check in addition to your Rapid Rewards and Personal LP payout! Great Escape trips Power Pool doesn t stop there! In addition to the extra cash you can earn each month when you qualify, you also earn entry into a drawing for an all-expense-paid Great Escape trip for two! One percent of the company s LP goes toward sending our distributors on this dream-getaway And, the more LP we earn, the more distributors we can send packing to paradise! Rapid Rewards There s nothing more tangible than cash, and Rapid Rewards pays you a straight 25% of the first LP order placed by every new Distributor you personally enroll. The more distributors you enroll, the faster your Rapid Rewards pile up...and at 25%, the pile grows quickly.** Infinity Pass Through Qualified Presidential Diamonds and above are guaranteed 12% on their 4th generation. 12% commission will continue below the fourth generation until it is interrupted by a Diamond or higher. When the pass through is interrupted by a Diamond, the difference between what the Diamond and Presidential Diamond are entitled to (6%) passes through to the Presidential Diamond. I soon discovered the other Great Escape winners were all ordinary people just like me. They set their goals, worked hard with their 4Life Businesses, and were very excited to have won their trip. Mary Bosveld, 4Life Distributor * For Leaders and above only, the first and second level commissions are reversed on personal volume over 100 LP. You receive 25 percent and the immediate upline distributor receives two percent. The next upline distributor receives five percent. The remaining payout continues according to the plan until all levels are paid out. **The first and second level payouts for the first LP order are reversed. The enrolling distributor receives 25 percent and the immediate upline distributor receives two percent. The next upline distributor receives five percent. The remaining payout continues according to the plan until all levels are paid out. (Applies only to first orders.) Calculation is performed on a pro-rata basis using sales volume of the new distributors who generate at least 100 LP. Volume is limited to 400 LP per newly enrolled distributor. For additional information see the Power Pool insert located inside this brochure. Great Escape locations vary worldwide. For additional information see the Power Pool insert located inside this brochure or visit our website at

15 4Life Distributor Qualifications and Rewards QUALIFICATIONS Associate Leader Diamond Presidential Diamond International Diamond Gold International Diamond Platinum Internationa Diamond Monthly LP Monthly AutoShip/Back-Up AutoShip LP Personally enrolled distributors at 100 LP/month (At least half must be frontline) Monthly LP on first 3 levels without compression 0 0 3,000 10,000 20,000 20,000 20,000 Legs* Diamond 2 Presidential Diamonds 3 International Diamonds** 3 Gold International Diamonds Monthly organizational volume (GLP) Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable 250,000 1,000,000 REWARDS BONUSES 4Life Power Pool and Great Escape Bonus (3% of company LP) Premier Pool Bonus (2% of company LP) Platinum Pool Bon (1% of company LP) COMMISSIONS 1st Level 2% 2% 2% 2% 2% 2% 2% 2nd Level 15% 25% 25% 25% 25% 25% 25% 3rd Level 5% 5% 5% 5% 5% 5% 4th Generation 6% 12% 12% 12% 12% 5th Generation 3% 3% 3% 3% 6th Generation 3% 3% 3% 3% 7th Generation 2% 2% 2% 8th Generation 2% 2% 2% 9th Generation 2% 2% 10th Generation 2% 2% INFINITE LEVELS *Legs must be separate and have at least one distributor at the indicated rank or higher. Qualifying distributors in the legs do not have to be frontline. ** Must have at least 3 International Diamond legs, each with at least 50,000 GLP to qualify INFINITY 4Life s Infinity Bonuses for each generation continue to be paid until interrupted by another distributor of like position or higher. Thus, 4Life s Life Rewards Plan continues to reward you well beyond 10 levels. This unique aspect of the Life Rewards Plan can far exceed the payout depth of other network marketing companies.

16 Helpful Terms Compression: Levels (or generations) that fail to qualify toward commissions due to lack of order activity cause the next higher qualifying level to be rolled up to the ineligible level and be paid at the ineligible level s commission. To avoid compression, all levels must qualify for commission rate by ordering at least 50 LP for the month. Distributor: Independent individuals who market and sell products for 4Life. Downline: Preferred customers and distributors below a particular distributor. Enroller: A distributor who personally recruits another distributor and places the new distributor in his or her downline. The enroller of a new distributor may also be the new distributor s Sponsor. Frontline: A distributor that has been enrolled at the first level of the enrolling distributor s line. Generation: One or more Levels for which a distributor continues to receive commissions until interrupted by another distributor of a like position. For example, the 4th Generation for a Diamond distributor begins on the Diamond s 4th level and continues until interrupted by another Diamond or higher. GLP (Group Life Points): Life Points (LP) accumulated in the first three levels of a downline with no compression; a qualification for Diamonds and above. Leg: A part of your downline that starts with a distributor sponsored by you and continues below that distributor. Level: The layers of preferred customers and distributors in a particular distributor s downline. This term refers to the relationship of a distributor relative to a particular upline distributor, determined by the number of distributors between them who are related by sponsorship. For example, if A sponsors B, who sponsors C, who sponsors D, who sponsors E, then E is on A s fourth level. Life Points (LP): Every commissionable 4Life Product is assigned a Life Point value. Distributor commissions are based on the total point value of products sold by each distributor and his or her organization. Organizational volume: The Life Points beginning with a distributor and continuing to the bottom of his/her downline. Payout: The income or payment paid to a distributor; may be commission or a bonus payment. Personal Life Points: The Life Points generated under a distributor s personal ID number. There is no requirement for a distributor to personally purchase any product under 4Life s Life Rewards Plan because Personal Life Points include the orders placed under the distributor s personal account by or on behalf of the distributor s retail customers, as well as purchases the distributor makes for his or her personal and family use. Qualified like position: A qualified distributor position in a downline with a rank equal to or greater than the topline distributor. Sponsor: A distributor to whom a new recruit is placed frontline. Volume: The amount of Life Points ordered in a line or organization and/or by an independent distributor, typically calculated on a monthly basis. Leadership Bonuses 2% Premier Pool: Represents two percent of 4Life s monthly LP and is established for the benefit of International Diamonds, Gold International Diamonds and Platinum International Diamonds. The Pool is paid out on the 15th of the month following the bonus period. One-half of the amount paid through the Pool is paid on a pro rata basis based on shares earned. Each month a distributor qualifies as an International Diamond, one share of the pool will be earned. Each month a distributor qualifies as a Gold or Platinum International Diamond, two shares of the pool will be earned. The remaining half of the amount paid through the Premier Pool is paid on a pro rata basis based upon monthly Paid-on Volume from the first six levels of the eligible distributors. Paid-on Volume represents the LP in your organization upon which you receive commissions. 1% Platinum Pool: The Platinum Pool represents one percent of 4Life s monthly LP and is equally distributed among qualified Platinum International Diamonds each month.

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18 For more information about 4Life Products and the 4Life Opportunity, contact: Item #80527 v Life Research, LC. All Rights Reserved. For use in the United States.

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