Understanding The Factsheet

Transcription

1 Monthly Fact Sheet July 2018

2 Understanding The Factsheet Fund Manager An employee of the asset management company such as a mutual fund or life insurer, who manages investments of the scheme. He is usually part of a larger team of fund managers and research analysts. Application Amount for Fresh Subscription/Minimum Investment This is the minimum investment amount for a new investor in a mutual fund scheme. Minimum Additional Amount This is the minimum investment amount for an existing investor in a mutual fund scheme. SIP SIP or systematic investment plan works on the principle of making periodic investments of a fixed sum. It works similar to a recurring bank deposit. For instance, an investor may opt for an SIP that invests Rs 500 every 15th of the month in an equity fund for a period of three years. NAV The NAV or the net asset value is the total asset value per unit of the mutual fund after deducting all related and permissible expenses. The NAV is calculated at the end of every business day. It is the value at which the investor enters or exits the mutual fund. Benchmark A group of securities, usually a market index, whose performance is used as a standard or benchmark to measure investment performance of mutual funds, among other investments. Some typical benchmarks include the Nifty, Sensex, BSE200, BSE500, 10Year Gsec. Entry Load A mutual fund may have a sales charge or load at the time of entry and/or exit to compensate the distributor/agent. Entry load is charged at the time an investor purchases the units of a mutual fund. The entry load is added to the prevailing NAV at the time of investment. For instance, if the NAV is Rs 100 and the entry load is 1%, the investor will enter the fund at Rs 101. Note: SEBI, vide circular dated june 30, 2009 has abolished entry load and mandated that the upfront commission to distributors will be paid by the investor directly to the distributor, based on his assessment of various factors including the service rendered by the distributor Exit Load Exit load is charged at the time an investor redeems the units of a mutual fund. The exit load is deducted from the prevailing NAV at the time of redemption. For instance if the NAV is Rs.100 and the exit load is 1%,the redemption price would be Rs.99 per unit. Yield to Maturity/ Portfolio Yield The Yield to Maturity or the YTM is the rate of return anticipated on a bond if held until maturity. YTM is expressed as an annual rate. The YTM factors in the bond's current market price, par value, coupon interest rate and time to maturity. Portfolio yield is weighted average YTM of the securities. Modified Duration Modified duration is the price sensitivity and the percentage change in price for a unit change in yield. Macaulay Duration Macaulay duration is defined as the weighted average time to full recovery of principal and interest payments of a bond i.e. the weighted average maturity of cash flows. The weight of each cash flow is determined by dividing the present value of the cash flow by the price of the bond. Standard Deviation Standard deviation is a statistical measure of the range of an investment s performance. When a mutual fund has a high standard deviation, its means its range of performance is wide, implying greater volatility. Sharpe Ratio The Sharpe Ratio, named after its founder, the Nobel Laureate William Sharpe, is a measure of riskadjusted returns. It is calculated using standard deviation and excess return to determine reward per unit of risk. Beta Beta is a measure of an investment s volatility visàvis the market. Beta of less than 1 means that the security will be less volatile than the market. A beta of greater than 1 implies that the security's price will be more volatile than the market. AUM AUM or under management refers to the recent / updated cumulative market value of investments managed by a mutual fund or any investment firm. Holdings The holdings or the portfolio is a mutual fund s latest or updated reported statement of investments/securities. These are usually displayed in terms of percentage to net or the rupee value or both. The objective is to give investors an idea of where their money is being invested by the fund manager. Nature of Scheme The investment objective and underlying investments determine the nature of the mutual fund scheme. For instance, a mutual fund that aims at generating capital appreciation by investing in stockmarkets is an equity fund or growth fund. Likewise, a mutual fund that aims at capital preservation by investing in debt markets is a debt fund or income fund. Each of these categories may have subcategories. Rating Profile Mutual funds invest in securities after evaluating their creditworthiness as disclosed by the ratings. A depiction of the mutual fund in various investments based on their ratings becomes the rating profile of the fund. Typically, this is a feature of debt funds.

3 Contents Fund Snapshot Market Update CATEGORY EQUITY / FOFOVERSEAS / INDEX FUNDS Large Cap Fund Bluechip Fund (FIBCF) Multi Cap Fund Equity Fund (FIEF) (Erstwhile Prima Plus) Large & Mid Cap Fund Equity Advantage Fund (FIEAF) (Erstwhile Flexi Cap Fund) ELSS Taxshield (FIT) Focused Fund Focused Equity Fund (FIFEF) (Erstwhile High Growth Companies Fund) Value Fund Templeton India Value Fund (TIVF) (Erstwhile Templeton India Growth Fund) Dividend Yield Fund Templeton India Equity Income Fund (TIEIF) Mid Cap Fund Prima Fund (FIPF) Small Cap Fund Smaller Companies Fund (FISCF) Thematic Infrastructure Franklin Build India Fund (FBIF) Thematic Special Situations Opportunities Fund (FIOF) Thematic Technology Technology Fund (FITF) FOF Overseas U.S. Feeder Franklin U.S. Opportunities Fund (FIFFUSOF) FOF Overseas Europe Feeder Franklin European Growth Fund (FIFFEGF) Thematic Asian Equity Franklin Asian Equity Fund (FAEF) Index Nifty Index FundNSE Nifty Plan (FIIF) DEBT FUNDS Liquid Fund Liquid Fund (FILF) (Erstwhile Treasury Management Account) Ultra Short Duration Fund Ultra Short Bond Fund (FIUBF) Duration Fund Duration Fund (FILDF) Money Market Fund Savings Fund (FISF) (Erstwhile Savings Plus Fund) Floater Fund Floating Rate Fund (FIFRF) (Erstwhile Cash Management Account) Short Duration Fund Short Term Income Plan (FISTIP) Credit Risk Fund Credit Risk Fund (FICRF) (Erstwhile Corporate Bond Opportunities Fund) Corporate Bond Fund Corporate Debt Fund (FICDF) (Erstwhile Income Builder Account) Dynamic Bond Dynamic Accrual Fund (FIDA) Banking & PSU Fund Banking & PSU Debt Fund (FIBPDF) Medium Duration Fund Income Opportunities Fund (FIIOF) Gilt Fund FUND NAME Government Securities Fund (FIGSF) (Erstwhile Government Securities Fund Long Term Plan) HYBRID / SOLUTION ORIENTED / FOFDOMESTIC FUNDS Conservative Hybrid Fund Debt Hybrid Fund (FIDHF) (Erstwhile Monthly Income Plan) Retirement Fund Pension Plan (FIPEP) FOF Domestic Multi Asset Solution Fund (FIMAS) FOF Domestic Dynamic PE Ratio Fund Of Funds (FIDPEF) FOF Domestic Life Stage Fund Of Funds (FILSF) Aggressive Hybrid Fund Equity Hybrid Fund (FIEHF) (Erstwhile Balanced Fund) Scheme Performance SIP Returns Dividend/Bonus History/Fund Managers Industry Experience

4 Equity Oriented Funds* Positioning Bluechip Fund Equity Advantage Fund Prima Fund Large Cap Large & Mid Cap Mid Cap DIVERSIFIED Index Nifty Multi Cap ELSS Small Cap Index Fund NSE Nifty Plan Equity Fund Taxshield Smaller Companies Fund Templeton India Value Fund Franklin Build India Fund Technology Fund Feeder Franklin European Growth Fund STYLE / THEME Value Thematic Infrastructure Thematic Technology FoF Overseas Europe Focused Dividend Yield Thematic Special Situations FoF Overseas U.S. Thematic Asian Equity Focused Equity Fund Templeton India Equity Income Fund Opportunities Fund Feeder Franklin U.S. Opportunities Fund Franklin Asian Equity Fund Debt Funds** Positioning Liquid Fund Ultra Short Bond Fund Government Securities Fund Gilt Liquid Money Market Savings Fund Income Opportunities Fund Medium Duration Ultra Short Duration Duration Duration Fund Banking & PSU Debt Fund Banking & PSU CREDIT Corporate Bond Fund Corporate Debt Fund Dynamic Accrual Fund Dynamic Bond Credit Risk Fund Credit Risk Fund MANAGED CREDIT Short Duration Floater Fund Short Term Income Plan Floating Rate Fund * Includes Equity Funds, Fund Of Funds and Index Funds ** The aforesaid matrix is based on schemes classified under a particular category and latest portfolio Mutual Fund investments are subject to market risks, read all scheme related documents carefully. 4

5 Hybrid / Solution Oriented / FoFDomestic Funds Positioning Debt Hybrid Fund Pension Plan Life Stage Fund of Funds Conservative Hybrid Fund Fund Of Funds Domestic Retirement Fund Fund Of Funds Domestic Fund Of Funds Domestic Aggressive Hybrid Fund Multi Asset Solution Fund Dynamic PE Ratio Fund of Funds Equity Oriented Funds* Risk Matrix Equity Hybrid Fund R: Risk Probability FIIF FIBCF FIEF FIEAF FIT FIFEF TIVF TIEIF FIPF FISCF RP: Return Potential FBIF FIOF FITF FIFFUSOF FIFFEGF FAEF FIIF: Index Fund NSE Nifty Plan, FIBCF: Bluechip Fund, FIPP: Equity Fund, FIEAF: Equity Advantage Fund, FIT: Taxshield, FIFEF: Franklin India Focused Equity Fund, TIVF: Templeton India Value Fund, TIEIF: Templeton India Equity Income Fund, FIPF: Prima Fund, FISCF: Smaller Companies Fund, FBIF: Franklin Build India Fund, FIOF: Opportunities Fund, FITF: Technology Fund, FIFFUSOF: Feeder Franklin U.S. Opportunities Fund, FIFFEGF: Feeder Franklin European Growth Fund, FAEF: Franklin Asian Equity Fund Note: The relative fund positioning is indicative in nature and is based on fundamental factors pertaining to relative risk return potential of 1) large caps vs mid caps vs small caps, 2) diversified vs style/theme and 3) exposure to foreign currencies. For ex: higher the mid/small cap exposure, higher the risk return potential. This is a simplified illustration of potential RiskReturn profile of the schemes and does not take into account various complex factors that may have a potential impact on the schemes. * Includes Equity Funds, Fund Of Funds and Index Funds As of 31Jul18 Yield to Maturity (YTM)* 1% 10.00% 8.00% 6.00% 4.00% FIUBF FILDF FIFRF FISF FILF FISTIP FIDA FICRF FIBPDF FICDF FIIOF Debt MFs YTM & Modified Duration Modified Duration (in years)** FIGSF FILF: Liquid Fund, FISF: Savings Fund, FICDF: Corporate Debt Fund, FIUBF: Ultra Short Bond Fund, FIFRF: Floating Rate Fund, FILDF: Duration Fund, FISTIP: Short Term Income Plan, FICRF: Credit Risk Fund, FIBPDF: Franklin India Banking & PSU Debt Fund, FIGSF: Government Securities Fund, FIDA: Dynamic Accrual Fund, FIIOF: Income Opportunities Fund Past performance may or may not be sustained in the future. *Pre fund expenses. YTM is the weighted average yield of portfolio based on the security level yield. Security level yield for securities with maturity greater than 60 days is the simple average of yield provided by AMFI designated agencies and for securities with maturity up to 60 days it is the last traded/valuation yield. ** Modified duration of floating rate securities is calculated based on the next reset date. Hybrid / Solution Oriented / FoFDomestic MFs Risk Matrix FIEHF FILSF FIDHF: Debt Hybrid Fund, FIPEP: Pension Plan, FIMAS: Multi Asset Solution Fund, FIDPEF: Franklin India Dynamic PE Ratio Fund of Funds, FIEHF: Equity Hybrid Fund, FILSF: Life Stage Fund of Funds 20s Plan R: Risk Probability FIPEP FIMAS FIDPEF Note: The relative fund positioning is indicative in nature and is based on relative risk return potential of equity and fixed income. For ex: higher the equity exposure, higher the risk return potential. This is a simplified illustration of potential RiskReturn profile of the schemes and does not take into account various complex factors that may have a potential impact on the schemes. FIDHF RP: Return Potential Mutual Fund investments are subject to market risks, read all scheme related documents carefully. 5

6 Snapshot of Equity / FOFOverseas / Index Funds Scheme Name Category Bluechip Fund Large Cap Fund Equity Fund Multi Cap Fund Equity Advantage Fund Large & Mid Cap Fund Taxshield ELSS Focused Equity Fund Focused Fund Templeton India Value Fund Value Fund Templeton India Equity Income Fund Dividend Yield Fund Prima Fund Mid Cap Fund Scheme Characteristics Min 80% Large Caps Min 65% Equity across Large, Mid & Small Caps Min 35% Large Caps & Min 35% Mid Caps Min 80% Equity with a statutory lock in of 3 years & tax benefit Max 30 Stocks, Min 65% Equity, Focus on MultiCap Value Investment Strategy (Min 65% Equity) Predominantly Dividend Yielding Stocks (Min 65% Equity) Min 65% Mid Caps Indicative Investment Horizon Inception Date Fund Manager 01Dec1993 Anand Radhakrishnan & Roshi Jain Srikesh Nair^ 29Sept1994 Anand Radhakrishnan, R. Janakiraman & Srikesh Nair^ 2Mar2005 Lakshmikanth Reddy, R. Janakiraman & Srikesh Nair^ 10Apr1999 Lakshmikanth Reddy & R. Janakiraman 5 years and above 26Jul2007 Roshi Jain, Anand Radhakrishnan & Srikesh Nair^ 10Sept1996 Vikas Chiranewal 18May2006 Vikas Chiranewal & Srikesh Nair^ 1Dec1993 R. Janakiraman, Hari Shyamsunder & Srikesh Nair^ Benchmark Nifty 100 (effective June 04, 2018) Nifty 500 Nifty 500 Nifty 500 Nifty 500 MSCI India Value (effective June 04, 2018) S&P BSE 200 Nifty Midcap 150 (effective June 04, 2018) AUM (Rs. in Crores) Portfolio Turnover Standard Deviation Portfolio Beta Sharpe Ratio* $ Expense Ratio Equity Debt Other Assets Stocks Top 10 Holdings % Top 5 Sectors % % 3.70% Regular : 2.06% Direct : 1.16% % 3.67% Regular : 2.04% Direct : 1.09% % % 3.46% Regular : 2.15% Direct : 1.40% Bank Deposit % % Exit Load Upto 1 Yr 1% Upto 1 Yr 1% Upto 1 Yr 1% Fund Details as on 31 July % 3.53% Regular : 2.08% Direct : 1.15% Composition by Assets as on 31 July Portfolio Details as on 31 July % Other Details Nil All subscriptions in FIT are subject to a lockin period of 3 years from the date of allotment and the unit holder cannot reedem, transfer, assign or pledge the units during the period % 4.54% Regular : 2.07% Direct : 0.97% % Other Details Upto 1 Yrs 1% Regular : 2.59% Direct : 1.81% Upto 1 Yr 1% % 11.31% 4.51% 0.96** 0.89 **S&P BSE Sensex MSCI India Value % 4.00% Regular : 2.36% Direct : 1.67% % Upto 1 Yr 1% % 4.07% Regular : 2.12% Direct : 1.11% % Upto 1 Yr 1% * Annualised. Riskfree rate assumed to be 6.25% (FBIL OVERNIGHT MIBOR). ^Dedicated for investments in foreign securities w.e.f December 11, Please read the addendum for further details. $ The rates specified are the actual expenses charged as at the end of the month. The above ratio includes the GST on Investment Management Fees. The above ratio also includes, proportionate charge in respect of sales beyond T30 cities subject to maximum of 30 bps on daily net, wherever Midcap 100 has been included as benchmark for Prima Fund (FIPF) effective May 20, 2013 (NIFTY Free float Midcap 100 is renamed as NIFTY Midcap 100, effective April 2, 2018.) 6

7 Snapshot of Equity / FOFOverseas / Index Funds Scheme Name Category Smaller Companies Fund Small Cap Fund Franklin Build India Fund Thematic Infrastructure Opportunities Fund Technology Fund Feeder Franklin U.S. Opportunities Fund Feeder Franklin European Growth Fund Franklin Asian Equity Fund Index FundNSE Nifty Plan Thematic Special Situations Thematic Technology FOF Overseas U.S. FOF Overseas Europe Thematic Asian Equity Index Nifty Scheme Characteristics Min 65% Small Caps Min 80% Equity in Infrastructure theme Min 80% Equity in Special Situations theme Min 80% Equity in technology theme Minimum 95% in the underlying funds Minimum 95% in the underlying funds Min 80% in Asian equity (exjapan) theme Minimum 95 to replicate / track Nifty 50 index Indicative Investment Horizon Inception Date Fund Manager Benchmark 13Jan2006 R. Janakiraman, Hari Shyamsunder & Srikesh Nair^ Nifty Smallcap 250 (effective June 04, 2018) 4Sept2009 Roshi Jain & Anand Radhakrishnan Srikesh Nair^ S&P BSE India Infrastructure Index (effective June 04, 2018) 21Feb2000 R Janakiraman & Hari Shyamsunder Srikesh Nair^ Nifty 500 (effective June 04, 2018) 22Aug1998 Anand Radhakrishnan, Varun Sharma Srikesh Nair^ S&P BSE Teck 5 years and above 06February2012 Srikesh Nair (For Franklin India Feeder Franklin U.S. Opportunities Fund) Grant Bowers, Sara Araghi (For Franklin U.S. Opportunities Fund) Russell 3000 Growth Index 16May2014 Srikesh Nair (For Franklin India Feeder Franklin European Growth Fund) Robert Mazzuoli, Dylan Ball (For Franklin European Growth Fund) MSCI Europe Index 16Jan2008 Roshi Jain Srikesh Nair ^ MSCI Asia (exjapan) Standard Index 04Aug2000 Varun Sharma Srikesh Nair^ Nifty 50 Fund Details as on 31 July 2018 AUM (Rs. in Crores) Portfolio Turnover % % % % % Standard Deviation 4.25% 4.83% 4.20% 3.43% 3.39% Portfolio Beta Sharpe Ratio* $ Expense Ratio 0.45 Regular : 2.15% Direct : 1.01% 0.22 Regular : 2.36% Direct : 1.01% 0.12 Regular : 2.55% Direct : 1.84% 0.40 Regular : 2.80% Direct : 2.10% Regular : 1.91% Direct : 0.87% Composition by Assets as on 31 July 2018 Regular : 1.66% Direct : 0.61% 0.48 Regular : 2.88% Direct : 2.18% Regular : 1.08% Direct : 0.64% Equity Debt Other Assets Portfolio Details as on 31 July 2018 Stocks Top 10 Holdings % Top 5 Sectors % 43.85% 67.61% 63.10% 91.68% % % 69.09% Other Details Exit Load Upto 1 Yr 1% Upto 1 Yrs 1% Upto 1 Yr 1% Upto 1 Yrs 1% Upto 3 Yrs 1% Upto 3 Yrs 1% Upto 3 Yrs 1% Upto 30 Days 1% * Annualised. Riskfree rate assumed to be 6.25% (FBIL OVERNIGHT MIBOR). ^Dedicated for investments in foreign securities w.e.f December 11, Please read the addendum for further details. $ The rates specified are the actual expenses charged as at the end of the month. The above ratio includes the GST on Investment Management Fees. The above ratio also includes, proportionate charge in respect of sales beyond T30 cities subject to maximum of 30 bps on daily net, wherever CRISIL Balanced Fund Aggressive Index has been renamed as CRISIL Hybrid Aggressive Index w.e.f. February 01,

8 Snapshot of Debt Funds Scheme Name Liquid Fund Ultra Short Bond Fund Duration Fund Savings Fund Floating Rate Fund Short Term Income Plan Credit Risk Fund Corporate Debt Fund Category Liquid Fund Ultra Short Duration Fund Duration Fund Money Market Fund Floater Fund Short Duration Fund Credit Risk Fund Money Market Min 65% in Max Security Level Macaulay Duration Macaulay Duration Min 65% in Floating Rate Macaulay Duration Scheme Characteristics Instruments with Corporate Bonds Maturity of 91 days within 36 months within 612 months Instruments within 13 years Maturity upto 1 year (only in AA and below)* Indicative Investment Horizon 1 Day and above 1 month and above 3 Months and above 1 month and above 1 month and above 3 years and above Inception Date Fund Manager Benchmark AUM (Rs. in Crores) Yield To Maturity Average Maturity Modified Duration Macaulay Duration 0.10 Years 0.44 years 0.89 Years $ Expense Ratio Corporate Debt Gilts PSU/PFI Bonds Money Market Instruments Other Assets 5.50% 6.10% 4.41% 0.62% 8.66% 9.38% 8.83% Bank Deposit Fixed Deposit 0.09% Government Securities 39.02% Exit Load R : 29Apr1998 I : 22Jun2004 SI : 02Sep2005 Pallab Roy & Sachin PadwalDesai Crisil Liquid Fund Index % 0.10 Years 0.09 Years Regular : (R) 0.86% (I) 0.61%, (SI) 0.18% Direct : (SI) 0.12% 3.44% % AAA and Equivalent % 51.80% 33.95% % 83.33% 11.61% 10.22% && AA+ AA/AA and Equivalent 2.10% 22.32% 1.39% 28.41% 9.25% 6.93% 29.05% 3.87% 21.41% A and Equivalent 23.77% 36.24% 7.42% 51.04% 63.64% BBB and Equivalent Privately Rated Nil 18Dec2007 Pallab Roy & Sachin Padwal Desai Crisil Liquid Fund Index % 0.48 years 0.42 years Regular : (R) 0.86% (I) 0.66%, (SIP) 0.41% Direct : (SIP) 0.34% 47.21% 5.59% 41.01% Nil 7Feb2000 (Monthly & Quarterly Dividend Plan) 26July2010 (Growth Plan) Santosh Kamath & Kunal Agrawal CRISL Short Term Bond Fund Index % 0.98 Years 0.83 Years Regular : 0.78% Direct : 0.45% 64.96% 8.53% 22.10% Upto 3 months 0.5% R : 11Feb2002 I : 06Sep2005 SI : 09May2007 Pallab Roy & Sachin PadwalDesai Crisil Liquid Fund Index Fund Details as on 31 July year and above January 31, 2002 (FISTIP Retail Plan) September 6, 2005 (FISTIPInstitutional Plan) Santosh Kamath & Kunal Agrawal Crisil Short Term Bond Fund Index % % % % 0.57 years 1.53 Years 2.13 Years 2.35 years 0.53 years 0.60 Years 1.71 Years 1.76 years 0.57 years 0.64 Years 1.82 Years 1.87 years Regular : (R) 0.36% (I) 0.84%, Regular : 0.95% Direct : 0.43% Retail : 1.57%, (I) 1.18% Direct : (R) 0.84% Regular : 1.75% Direct : 1.03% Direct : (R) 0.16% Composition by Assets as on 31 July 2018 Composition by Ratings as on 31 July 2018 *This no load redemption limit is applicable on a yearly basis (from the date of allotment of such units) and the limit not availed during a year shall not be clubbed or carried forward to the next year. $ The rates specified are the actual expenses charged as at the end of the month. The above ratio includes the GST on Investment Management Fees. The above ratio also includes, proportionate charge in respect of sales beyond T30 cities subject to maximum of 30 bps on daily && net, wherever applicable. Sovereign Securities; Call, Cash & Other Current Assets * (excluding AA+ rated corporate bonds) ^^Sumit Gupta Ceased to be the fund manager of the scheme w.e.f. end of day August 1, 2018 **dedicated for making investments for Foreign Securities (Effective June 4, 2018)) 99.38% Other Details Nil 23Apr2001 Pallab Roy, Umesh Sharma & Srikesh Nair** Crisil Liquid Fund Index 25.95% 26.38% Nil 85.69% 4.93% 1.36% 07Dec2011 Santosh Kamath & Sumit Gupta^^ Crisil Short Term Bond Fund Index 86.01% 5.15% Upto 10 the Units Upto 10 the Units within 1 yr NIL each yr NIL* Any redemption/switch out Any redemption/switch out in excess of the above limit: in excess of the above limit: Upto 12 months 3% Upto 1 Yr 0.50% months 2% months 1% 0.86% Corporate Bond Fund Min 80% in Corporate Bonds (only AA+ and above) 1 year and above 23Jun1997 Santosh Kamath & Sumit Gupta^^ Crisil Short Term Bond Fund Index (effective June 04, 2018) % years 2.37 years 2.56 years Regular : 0.91% Direct : 0.32% 74.37% 0.61% 21.26% 64.32% 22.75% 3.28% 9.65% Nil (w.e.f. June 11, 2018) 3.76% 8

9 Scheme Characteristics Indicative Investment Horizon Inception Date Fund Manager Benchmark AUM (Rs. in Crores) Yield To Maturity Average Maturity Modified Duration $ Expense Ratio Corporate Debt Gilts PSU/PFI Bonds Money Market Instruments Other Assets Bank Deposit Equity AAA and Equivalent && AA+ AA/AA and Equivalent A and Equivalent BBB and Equivalent Exit Load Snapshot of Debt / Hybrid / Solution Oriented / FOFDomestic Funds Scheme Name Dynamic Income Debt Pension Multi Accrual Fund Banking & Opportunities Fund Government Hybrid Fund Plan Asset Solution Fund PSU Debt Fund Securities Fund Category Dynamic Bond Banking & PSU Fund Medium Duration Fund Gilt Fund Conservative Hybrid Fund Retirement Fund FOF Domestic Portfolio Turnover Macaulay Duration Investment across Duration buckets 4 years and above 05Mar1997 Santosh Kamath, Umesh Sharma & Sachin PadwalDesai Crisil Composite Bond Fund Index % 2.45 years 1.88 years 2.01 years Regular : 1.77% Direct : 0.82% 88.17% 4.92% 6.91% 7.85% 7.37% 17.69% 65.11% Upto 10 the Units each yr NIL* Any redemption/switch out in excess of the above limit: Upto 12 months 3% months 2% months 1% months 0.50% Min 80% in Banks / PSUs / PFIs / Municipal Bonds 1 year and above 25Apr2014 Umesh Sharma, Sachin PadwalDesai & Srikesh Nair ^** CRISIL Composite Bond Fund Index % 2.19 years 1.77 years Min 80% in Gsecs (across maturity) 1 year and above 07Dec2001 Sachin Padwal Desai & Umesh Sharma ISEC LiBex 1025% Equity, 7590% Debt 3 years and above Fund Details as on 31 July % years 7.48 years Retail : 1.74% Direct : 0.79% Composition by Assets as on 31 July % 3.58% Composition by Ratings as on 31 July 2018 ^Dedicated for investments in foreign Balanced Fund Aggressive Index has been renamed as CRISIL Hybrid Aggressive Index w.e.f. February 01, CRISIL MIP Blended Fund Index has been renamed as CRISIL Hybrid Conservative Index w.e.f. February 01, 2018 $$ *This no load redemption limit is applicable on a yearly basis (from the date of allotment of such units) and the limit not availed during a year shall not be clubbed or carried forward to the next year. Computed for equity portion of the portfolio. $ The rates specified are the actual expenses charged as at the end of the month. The above ratio includes the GST on Investment Management Fees. The above ratio also includes, proportionate charge in respect of sales beyond T30 cities subject to maximum of 30 bps on daily net 9 &&, wherever applicable. Sovereign Securities; Call, Cash & Other Current Assets **Effective June 4, 2018 ^^Sumit Gupta Ceased to be the fund manager of the scheme w.e.f. end of day August 1, Sep2000 Sachin PadwalDesai & Umesh Sharma (Debt) Lakshmikanth Reddy (Equity) Srikesh Nair^ CRISIL Hybrid Conservative Index % 3.64 years 2.72 years Regular : 2.36% Direct : 1.65% 44.26% 17.72% 13.94% 4.02% 20.06% Other Details FIGSF : Nil Upto 10 the Units within 1 yr NIL Any redemption/switch out in excess of the above limit: Upto 1 Yr 1 % Lockin of 5 years or till retirement age, whichever is earlier 5 years and above (Till an investor completes 58 years of his age) 31Mar1997 Lakshmikanth Reddy, Sachin PadwalDesai & Umesh Sharma 40% Nifty % Crisil Composite Bond Fund Index % 3.76 years 2.81 years Regular : 2.32% Direct : 1.56% Equity 38.52% Debt 57.76% Other Current Asset 3.72% 3%, if redeemed before the age of 58 years (subject to lockin period) and target amount Nil, if redeemed after the age of 58 years Minimum 95% in the underlying funds 5 years and above 28 Nov2014 Anand Radhakrishnan CRISIL Hybrid Aggressive Index 1.90 years 2.98 years 7.78 years 2.90 years 2.99 years Regular : 0.58% Direct : 0.19% 19.84% 51.90% 21.95% 6.31% Nil Macaulay Duration within 34 years 2 years and above 11Dec2009 Santosh Kamath & Sumit Gupta^^ Crisil Short Term Bond Fund Index % 3.82 years 2.78 years Regular : 1.70% Direct : 0.94% 91.05% 5.03% 3.92% Upto 10 the Units each yr NIL* Any redemption/switch out in excess of the above limit: Upto 12 months 3% months 2% months 1% Regular : 1.71% Direct : 0.75% FISTIP 48.33% FIBCF 29.05% R*Shares Gold BeES* 21.44% Other Current Asset 1.18% Upto 3 Yrs 1% Dynamic PE Ratio Fund of Funds FOF Domestic Minimum 95% in the underlying funds 5 years and above 31Oct2003 Anand Radhakrishnan CRISIL Hybrid Aggressive Index (effective June 04, 2018) Regular : 1.72% Direct : 0.65% FISTIP 59.59% FIBCF 40.57% Other Current Asset 0.16% Upto yr 1% Equity Hybrid Fund Aggressive Hybrid Fund 6580% Equity, 2035% Debt 5 years and above 10Dec1999 Lakshmikanth Reddy, Sachin PadwalDesai, Umesh Sharma & Srikesh Nair^** CRISIL Hybrid Aggressive Index % 31.01% (Equity) 8.89% Regular : 2.22% Direct : 0.97% Upto 1 Yr 1% $$ Equity 66.10% Debt 32.33% Other Current Asset 1.57% 75.43% 11.53% 13.04% 10.32% 10.83% 30.88% 44.28% 100% 48.86% 19.83% 31.32% 31.31% 22.43% 37.93% 8.33% 3.68% Privately Rated 1.98%

10 Equity Market Snapshot Anand Radhakrishnan, CIO Franklin Equity Global Markets Global equity markets rallied in July with the exception of select Asian markets. The month began with escalated trade tension between the US and China. However, encouraging economic data in many regions and easing crude oil prices added to gains in global equity markets. Sentiments also improved on comments by the US Federal Reserve chairman that the US central bank will not move too quickly in changing the monetary policy. Strong quarterly results boosted technology stocks in the US which further supported an uptrend in global equities. Brazil and Indian equity markets were top performers during the month followed by the US and European equities. The UK economy expanded 2.7% in Q compared to 2.9% in Q European equities gained on upbeat corporate earnings report and on expectations of advancement in the USEU trade talks. The US announced another round of tariff impositions on Chinese goods during the month which rattled market sentiments and dragged Chinese equity market. To counter the negative impact of trade conflict with the US and to support broader credit growth, China announced a few easing measures in JuneJuly in the form of reserve ratio cuts, liquidity injections in the economy, simplification of regulatory norms, fiscal measures and bond issuances. Easing liquidity led by these measures pressured Yuan which triggered a slide in other Asian currencies during the month. Brent crude oil prices ended lower during the month on rising inventory and the likelihood of US waivers on Iran oil sanctions. Industrial metals also corrected during the month as weak Chinese economic data and mounting trade war worries exacerbated concerns of demand for metals. Strengthening USD exerted pressure on gold which saw a decline during the month. Monthly Change for July 2018 (%) MSCI AC World Index 2.9 MSCI Emerging Markets 1.7 Dow Jones 4.7 Nasdaq 2.2 S&P FTSE Eurotop FTSE Hang Seng 1.3 Nikkei 1.1 Brent crude (USD/bbl) 6.5 Spot LME Aluminium USD/MT 4.3 Spot LME Copper USD/MT 5.2 Spot LME ZINC USD/MT 7.9 Domestic Market Monthly Change for July 2018 (%) S&P BSE Sensex 6.2 Nifty Nifty Nifty Midcap S&P BSE SmallCap 3.4 S&P BSE Finance 6.0 S&P BSE Auto 2.8 S&P BSE Information Technology 4.4 S&P BSE Fast Moving Consumer Goods 7.1 S&P BSE OIL & GAS 10.0 S&P BSE Capital Goods 4.6 S&P BSE Healthcare 1.4 S&P BSE Metal 3.1 Indian equities mostly ended positive in July supported by encouraging growth in micro indicators including Q1FY19 results and strong manufacturing data. The frontline indices scaled fresh life highs in July. Other positives included easing crude prices and recovery in monsoon trend among other factors. The announcement of MSP hikes came through during the month and the government announced cuts in the GST rates for some goods which cheered the markets. Though a sentimentboosting move, the GST rate cuts implemented in over 50 goods in July could likely result in revenue loss of 1 estimated tax collection. Equity market gains were capped during the month on account of persistent weakness in macroeconomic indicators and the no confidence motion initiated against the incumbent government tabled by opposition. The motion eventually turned unsuccessful due to a majority support going to the government. Easing crude prices and strong Q1FY19 results propped the energy stock prices which added to market gains. Banking index advanced on improvement in asset quality in corporate banks. Good volume growth on lower base and strong results aided rally in consumer stocks. All sectoral indices finished higher with the exception of metal sector which was bogged by falling global metal prices. Among the economic indicators, bank credit growth at a five year high (14%), auto sales volumes, exports and capital goods import among others, showed a positive trend. Weaker indicators included inflation uptrend, rising trade deficit, moderating rural wage growth and industrial production growth. Net FPI equity flows turned positive in July with inflows of USD 0.2bn. DIIs continued to support domestic equity markets by bringing in USD ~0.6bn (INR 4213Crore) during the month. Macroeconomic Indicators: Modest rate of improvement in the manufacturing conditions in the country yielded softer rise in output, new orders and employment. The manufacturing PMI ended slightly lower at 52.3 in July (53.1 in June). Index for industrial production (IIP) grew slower, though positive, at 3.2%YoY in May 2018 (4.9%YoY in April). Growth was led by mining, electricity, primary goods, capital goods and construction goods. Manufacturing growth pace slowed. Consumer nondurables sector growth showed a decline. Trade deficit (merchandise) widened the most in 5 years in June, on rising oil prices and weaker INR. Exports registered a robust 17.6%YoY (20.2%YoY in May) driven by petroleum products, chemicals, engineering goods and pharmaceuticals. Imports also posted strong growth at 21.3%YoY (14.9%YoY in May), led by petroleum (56.6%YoY), machinery and coal. Gold imports dipped by 3%YoY. Strengthening USD continued to pressure the INR which weakened by ~0.1% during the month. Corporate Earnings: : Q1FY19 results so far have largely been positive with beats outpacing misses (versus market expectations). er base, recovery in domestic consumption, global demand as well as likely bottoming out of asset quality pressures have aided earnings growth. Consumption oriented sectors including staples and discretionary have posted and are expected to maintain strong earnings growth on account of improving consumption trends especially in the election year, forecast of a normal monsoon and robust MSP hikes. However, rising input inflation and its potential impact on margins remains a concern. IT sector earnings have shown an improving trend on the back of a pickup in global demand, improving BFSI sector and depreciating rupee. Another laggard, healthcare sector has shown signs of improvement, indicating a bottomingout of pricing pressures in the US market. Continued focus on infrastructure and low cost housing suggest a sustained growth in cement and capital goods sectors. Rising global commodity prices have continued to support earnings in metals, upstream oil companies. Banking sector has posted mixed results with asset quality improvement on the one hand and provisioning requirement / contraction in borrowing margins weighing on earnings growth on the other hand. Telecom sector will likely continue with muted results as the sector grapples with intense competition and high debt levels. However ongoing consolidation within the sector has gained momentum with the merger of Idea Vodafone coming through. The sector retains attractiveness due to the likely bottomingout of tariff wars and reasonable valuation levels. Valuation: Bloomberg consensus estimate growth for FY19 EPS of Sensex stands at 22.9% while estimated EPS growth for FY20 is 19.1%. FY19 forward PE for Sensex stands at 19.7x (based on consensus earnings estimate). Outlook Global growth led by improvement in investment and trade remains encouraging as, at a broader level, unemployment rates remain low along with no sharp rise in inflation. But factors such as rising trade protectionism, geopolitical risks, likely reduction in global liquidity due to tighter policy measures, tend to cloud the global growth outlook. Additionally, regional idiosyncratic factors (political/ policy uncertainty) are increasingly contributing to lowering the synchronization of growth between major economies. At the domestic level, demand indicators continue to strengthen faster than the production side indicators. Urban demand indicators have done better than rural ones. That said, the rural demand could benefit from double digit MSP hikes and the possibility of normal monsoon. Upside risks to inflation could emanate from the passthrough impact of MSP hike on retail prices key determining factor. Any persistence of weak monsoon, if deficiency doesn't reverse, could add to inflationary pressures. A pickup in monetary signals (bank/total credit, currency in circulation) bodes well for a durable economic recovery. Overall, the micro gauges indicate a sustained momentum in growth recovery even as the macroeconomic indicators remain in check. Growth will continue to be augmented by consumption, exports growth, even as improvement in investment growth continues at a gradual pace. Volatility in the equity market could likely be fueled by uncertainty around upcoming state elections and in the runup to general elections election. On the external front, continuation in global trade conflicts could cause negative outlook and eventually weigh on global growth. Current levels of tariff impositions are not material to drag down the growth levels. However, the rhetoric on trade protectionism leading to currency wars is a concern for EMs since the USD denominated EM private external debt has risen significantly over the last few years. Oil price uptrend and strengthening of the USD could pose risks to capital flows into EMs and also impact domestic growth. However, an EM like India that shows fundamental robustness and has been implementing structural / financial reforms / policies to improve long term economic stability and to control debt levels in the economy, could effectively limit this impact. Strong earnings growth across multiple segments within the market reinstate the improving fundamental strength of Indian equities. From an investment perspective, diversified equity funds with core exposure to large caps and prudent risktaking in mid/smallcap space may be well positioned to capture medium to long term opportunity presented by the equity markets. As equity markets may continue to be volatile in 2018, we suggest investors to chalk out their investment strategy accordingly. Templeton Equity View Vikas Chiranewal, CFA, Sr. Executive Director EM Equity Opportunities EM currencies have weakened since the start of CY2018. The trend began with the strengthening of USD (led by rising US interest rates) and aggravated with the recent depreciation in Yuan. The Chinese currency depreciation is widely believed to be in response to tariff impositions on Chinese exports. A combination of trade conflicts, tighter policy stance adopted by the US Federal Reserve and rising crude oil prices has deteriorated market sentiments over the last few months, leading to net capital outflows from EM equities. This has further pressured local currencies. Most Asian currencies have corrected between 3% and 8% over the last seven months. While at the outset, the EM equity outlook might appear bleak, it might hold future potential for EM equities. Having corrected in the last few months on riskoff sentiments, EM equities are beginning to look attractive on the valuations front. A ~13% slide in MSCI EM index since January till July end has lowered the forward PE by 11%, to stand close to historical average of 11.4x. On a trailing basis, average PE fall in Asian EMs is ~16% from the peak of January The USD is expected to strengthen on continued policy tightening by the Federal Reserve and as US inflation pressures pick up. A resultant subdued outlook for EM currency coupled with lower equity valuation levels provides attractive entry point for global capital into the EM equities. However this trend could likely favor EMs with fundamental strength and earnings growth potential. Asian EMs seem well placed to benefit from this trend given the domestic orientation, improving corporate earnings trend along with credible policy decisionmaking ability of the central banks. These key factors accord reasonable economic resilience to select Asian EMs and warrant a positive view. 10

11 Fixed Income Market Snapshot Santosh Kamath, CIO Fixed Income A majority of the global longterm bond yields ended higher during July, primarily driven by regionspecific cues. The US Federal Reserve kept interest rates unchanged at 1.75% to 2%. The labour market strengthened and economic activity rose at a higher rate. The market expects a rate hike in its September 2018 policy. The European Central Bank (ECB) held its benchmark refinancing rate at 0% and reiterated that the monthly net asset purchases will be reduced to 15bn during September to December 2018, post which it may withdraw the stimulus. Eurozone economic sentiment edged lower in July, pulled down by the industry and retail sectors. The Bank of England (BoE) unanimously voted to increase the bank rate by 25bps to 0.75%. The BoE has indicated that interest rates will continue to head higher, albeit at a gradual pace. The Bank of Japan (BoJ) announced greater flexibility in its bond operations. The tweak in policy may partly address the issue of declining profitability of financial institutions with greater variability in Japanese bond yields. China Q2CY18 GDP growth of 6.70% YoY was marginally lower than the 6.80% growth witnessed in Q1CY18. It was the weakest pace of expansion since Q3CY16. Growth in China's manufacturing sector slowed more than expected in July, as the worsening trade dispute with the US and bad weather, weighed on factory activity. Third Bimonthly Monetary Policy Review The Reserve Bank of India (RBI) in its policy review on August 1, 2018, raised the repo rate by 25bps to 6.50%. Consequently, reverse repo rate stands adjusted to 6.25% and Marginal Standing Facility (MSF) as well as Bank rate stand adjusted to 6.75%. The policy maintained its neutral stance. The GDP growth forecast for FY19 was unchanged at 7.40%, with risks evenly balanced. Q1FY20 growth was projected at 7.50%. H2FY19 inflation projection was revised marginally to 4.80% from 4.70%. The MPC reiterated its commitment to achieving the mediumterm target of 4.00% for headline inflation, on a durable basis. The policy highlighted that domestic economic growth remained strong. Good monsoon so far and a higher than usual increase in MSPs are expected to boost rural demand. Increase in FDI flows in recent months and buoyant domestic capital market bode well for investment activity. The next MPC meeting is scheduled from October 3 to 5, Domestic Market Scenario Yields : In June, while 91day Tbill was up by 23bps, 10year gsec was down by 11bps. Yeartodate, 91day yield was up 29bps, whereas 10year gsec was up by 45bps. 10year benchmark gsec yield was volatile during the month with yields trading in the range of 7.74% to 7.91%. During the month, 10Y AAA corporate bonds yields were down ~11bps, whereas in 1Y to 3Y AAA segments, yields were down in the range of 10 to 16bps. stance. However, the RBI made no mention of transitioning to a deficit liquidity stance. The market now expects the RBI to conduct OMO purchases which may ease pressure on yields going forward. The RBI indicated that the need for liquidity infusion may arise in H2FY19. It also mentioned that it will need to carefully choose between instruments of durable and transient liquidity management. We expect one or possibly two more rate hikes in FY19. Tightening of liquidity conditions in the developed markets alongside an expansionary US fiscal policy and a strong US dollar have started to adversely impact emerging market currencies, bonds, and capital flows. Evolving geopolitical developments and rising protectionist sentiments pose added risks. Bank credit growth was at 12.8% in June as growth in services accelerated and trade saw good sequential improvement. Currency in circulation has been rising and is now 9% above predemonetisation levels. Improving consumption demand and expansion of industrial activity augurs well for the growth of the economy. Higher capacity utilization in select sectors, along with better demand conditions show an improvement in the economic condition of the country. The RBI also sounded upbeat on the growth outlook. Farm loan waivers, volatile global markets, depreciating INR, along with state and central elections may lead to a higher fiscal deficit, which in turn may lead to higher inflation. We expect the yields to be rangebound, whilst exhibiting some amount of volatility, in the near term, on account of demandsupply dynamics. The MPC would continue to monitor the incoming data. From a valuation perspective, the yield curve looks attractive. From an investment perspective, we suggest investors (who can withstand volatility) to consider duration bonds/gilt funds for a tactical exposure over the shortterm horizon. Improvement in the credit environment (upgrade to downgrade ratio) augurs well for the Indian corporate bond market segment. We continue to remain positive on corporate bond funds and accrual strategies. Investors who are looking for accrual income opportunities may consider corporate bond funds that offer higher yields. 10Y Benchmark: 7.17% GS 2028 Call rates Exchange rate 29Jun % Jul % Forex : In July, INR depreciated marginally by 0.10% against USD and 0.80% against EUR. Year to date, INR has depreciated by 6.80% against USD and 4.90% against EUR. INR traded in the to range, on a daily closing basis. Forex reserves for the week ended July 27, 2018, stood at USD 404bn. Liquidity : Systemic liquidity remained in deficit for the most part of July, The daily average liquidity moved down from a surplus of INR 123bn in June to a deficit of INR 120bn in July. The call rates moved up to 6.95% in July, in line with the repo rate hike. Macro Inflation: Headline CPI inflation increased to 5.00% (YoY) in June, versus May levels of 4.87%. This increase was primarily due to an unfavourable base effect and higher fuel inflation. Food inflation on the other hand was muted. Core inflation moved up to a four year high of 6.35% in June against May reading of 6.10%. WPI inflation also rose sharply in June to a fifty fourmonth high of 5.77% as against 4.43% in May. This was led by an across the board increase in prices and an unfavorable base effect. Core inflation (excluding food and fuel) rose to 4.81% in June, against 4.40% in May. Fiscal Deficit: India's fiscal deficit for the period April to June 2018, stood at INR 4.29 trillion or 68.7 the budget estimate for FY19 compared with 80.8% a year ago. Net tax receipt for the period stood at INR 2.37 trillion. Outlook: Increase in input prices, hike in MSP, high crude oil prices, better credit offtake, higher service inflation and a depreciating INR has resulted in inflation above RBI's target rate of 4.00%. Consequently, the MPC hiked the repo rate by 25bps to 6.50%, in line with market expectations and maintained a neutral policy stance. Indicating that future action would be data dependent. The Balance of Payment deficit put pressure on the INR and consequently, the RBI intervened in the forex market to support INR, leading to a tight liquidity condition in the market. Market participants were expecting a departure from neutral liquidity 11

12 Bluechip Fund FIBCF Largecap Fund An open ended equity scheme predominantly investing in large cap stocks INVESTMENT OBJECTIVE^ The investment objective of the scheme is to generate longterm capital appreciation by actively managing a portfolio of equity and equity related securities. The Scheme will invest in a range of companies, with a bias towards large cap companies. December 1, 1993 Anand Radhakrishnan & Roshi Jain Srikesh Nair (dedicated for foreign securities) Nifty 100 (effective June 04, 2018) Growth Plan ` Dividend Plan ` Direct Growth Plan ` Direct Dividend Plan ` Monthly Average VOLATILITY MEASURES (3 YEARS) Standard Deviation 3.70% Beta 0.87 Sharpe Ratio* 0.14 * Annualised. Riskfree rate assumed to be 6.25% (FBIL OVERNIGHT MIBOR) MINIMUM INVESTMENT/ MULTIPLES FOR NEW INVESTORS ` 5000/1 ADDITIONAL INVESTMENT/ MULTIPLES FOR EXISTING INVESTORS ` 1000/1 ` crores ` crores TURNOVER Portfolio Turnover 23.27% EXPENSE RATIO : 2.06% EXPENSE RATIO (DIRECT) : 1.16% The rates specified are the actual expenses charged as at the end of the month. The above ratio includes the GST on Investment Management Fees. The above ratio also includes, proportionate charge in respect of sales beyond T 30 cities subject to maximum of 30 bps on daily net, wherever applicable. ENTRY LOAD Nil EXIT LOAD In respect of each purchase of Units 1% if the Units are redeemed/switchedout within one year of allotment Auto Mahindra & Mahindra Ltd. * Bajaj Auto Ltd Tata Motors Ltd Hero MotoCorp Ltd Tata Motors Ltd, DVR Banks HDFC Bank Ltd. * Yes Bank Ltd. * ICICI Bank Ltd. * Axis Bank Ltd. * Kotak Mahindra Bank Ltd. * State Bank of India Cement ACC Ltd Ultratech Cement Ltd Ambuja Cements Ltd Construction Project Larsen & Toubro Ltd. * Voltas Ltd Consumer Non Durables Dabur India Ltd Marico Ltd United Breweries Ltd ITC Ltd Colgate Palmolive (India) Ltd Ferrous Metals Tata Steel Ltd Finance Aditya Birla Capital Ltd Gas GAIL (India) Ltd SIP If you had invested ` every month in FIBCF (Regular Plan) 1 Year 3 Years 5 Years 7 Years 10 Years Since Jan 1997 Total amount Invested (Rs) 120, , , ,000 1,200,000 2,590,000 Total value as on 31Jul2018 (Rs) 123, , ,592 1,332,008 2,384,475 34,895,990 Returns 5.80% 10.95% 12.19% 12.95% 13.17% 20.34% Total value of B: Nifty 100^^ 133, , ,711 1,411,376 2,434,459 16,658,669 B:Nifty 100^^ Returns 21.94% 18.28% 14.61% 14.57% 13.56% 14.94% Total value of AB: Nifty 50* 132, , ,864 1,412,576 2,427,347 16,080,658 AB: Nifty 50* Returns 19.86% 17.87% 14.76% 14.59% 13.50% 14.68% Past performance may or may not be sustained in future. Returns greater than 1 year period are compounded annualized. Dividends assumed to be reinvested and Bonus is adjusted. Load is not taken into consideration. On account of difference in the type/category, asset allocation or investment strategy, inception dates, performances of these funds are not strictly comparable. Please refer to for details on performance of all schemes (including Direct Plans). B: Benchmark, AB: Additional Benchmark. ^^Index adjusted for the period December 1, 1993 to June 4, 2018 with the performance of S&P BSE Sensex As TRI data is not available since inception of the scheme, benchmark performance is calculated using composite of (^^ S&P BSE SENSEX PRI values from to , S&P BSE SENSEX TRI values from to and Nifty 100 TRI values since , * Nifty 50 PRI values from to and TRI values since ) Sector Allocation Total Assets CALL,CASH AND OTHER CURRENT ASSET FINANCE RETAILING FERROUS METALS INDUSTRIAL PRODUCTS NON FERROUS METALS GAS POWER PETROLEUM PRODUCTS CEMENT CONSTRUCTION PROJECT TELECOM SERVICES CONSUMER NON DURABLES PHARMACEUTICALS AUTO SOFTWARE BANKS 0.81% 1.04% 1.04% 1.16% 1.18% 2.04% 4.21% 2.61% 3.85% 4.75% 5.47% 6.58% 8.54% 8.56% 9.65% 11.61% 26.90% Industrial Products Cummins India Ltd Non Ferrous Metals Hindalco Industries Ltd Petroleum Products Indian Oil Corporation Ltd Bharat Petroleum Corporation Ltd Pharmaceuticals Dr. Reddy's Laboratories Ltd Cadila Healthcare Ltd Sun Pharmaceutical Industries Ltd Lupin Ltd Power NTPC Ltd Power Grid Corporation of India Ltd Retailing Aditya Birla Fashion and Retail Ltd Software Infosys Ltd. * HCL Technologies Ltd. * Tech Mahindra Ltd Telecom Services Bharti Airtel Ltd. * Idea Cellular Ltd Total Equity Holding Total Equity Holding 776, Call,cash and other current asset 34, Total Asset 810, Product Label^ Long term capital appreciation A fund that invests in large cap stocks * Top 10 holdings principal will be at High risk 12

13 Equity Fund^ (Erstwhile Prima Plus) FIEF Multicap Fund An open ended equity scheme investing across large cap, mid cap, small cap stocks INVESTMENT OBJECTIVE The investment objective of Prima Plus is to provide growth of capital plus regular dividend through a diversified portfolio of equities, fixed income securities and money market instruments. September 29, 1994 Anand Radhakrishnan, R. Janakiraman & Srikesh Nair (dedicated for making investments for Foreign Securities) Nifty 500 Growth Plan ` Dividend Plan ` Direct Growth Plan ` Direct Dividend Plan ` Monthly Average * Annualised. Riskfree rate assumed to be 6.25% (FBIL OVERNIGHT MIBOR) ENTRY LOAD Nil EXIT LOAD In respect of each purchase of Units 1% if the Units are redeemed/switchedout within one year of allotment ` crores ` crores TURNOVER Portfolio Turnover 28.05% VOLATILITY MEASURES (3 YEARS) Standard Deviation 3.67% Beta 0.85 Sharpe Ratio* 0.21 EXPENSE RATIO : 2.04% EXPENSE RATIO (DIRECT) : 1.09% The rates specified are the actual expenses charged as at the end of the month. The above ratio includes the GST on Investment Management Fees. The above ratio also includes, proportionate charge in respect of sales beyond T 30 cities subject to maximum of 30 bps on daily net, wherever applicable. MINIMUM INVESTMENT/ MULTIPLES FOR NEW INVESTORS ` 5000/1 ADDITIONAL INVESTMENT/ MULTIPLES FOR EXISTING INVESTORS ` 1000/1 Auto Mahindra & Mahindra Ltd. * Tata Motors Ltd Bajaj Auto Ltd Auto Ancillaries Apollo Tyres Ltd Amara Raja Batteries Ltd Banks HDFC Bank Ltd. * Yes Bank Ltd. * ICICI Bank Ltd. * Axis Bank Ltd. * Kotak Mahindra Bank Ltd. * State Bank of India Karur Vysya Bank Ltd Cement ACC Ltd JK Lakshmi Cement Ltd Construction Project Larsen & Toubro Ltd. * Voltas Ltd Consumer Durables Bata India Ltd Consumer Non Durables Dabur India Ltd Marico Ltd United Breweries Ltd Finance Aditya Birla Capital Ltd Equitas Holdings Ltd ICICI Securities Ltd Healthcare Services Dr. Lal Path Labs Ltd Industrial Capital Goods CG Power and Industrial Solutions Ltd Industrial Products SKF India Ltd Finolex Industries Ltd Cummins India Ltd Media & Entertainment Jagran Prakashan Ltd Non Ferrous Metals Hindalco Industries Ltd SIP If you had invested ` every month in FIEF (Regular Plan) 1 Year 3 Years 5 Years 7 Years 10 Years Since Inception Total amount Invested (Rs) 120, , , ,000 1,200,000 2,850,000 Total value as on 31Jul2018 (Rs) 123, , ,777 1,504,063 2,783,813 61,158,013 Returns 5.82% 11.82% 14.85% 16.35% 16.06% 21.32% $ Total value of B: Nifty , , ,643 1,470,903 2,541,349 23,777,845 $ B:Nifty 500 Returns 12.31% 17.01% 15.77% 15.73% 14.36% 15.21% Total value of AB: Nifty 50* 132, , ,864 1,412,576 2,427,347 19,933,612 AB: Nifty 50* Returns 19.86% 17.87% 14.76% 14.59% 13.50% 14.05% Pesticides Bayer Cropscience Ltd Petroleum Products Hindustan Petroleum Corporation Ltd Bharat Petroleum Corporation Ltd Pharmaceuticals Dr. Reddy's Laboratories Ltd Cadila Healthcare Ltd Lupin Ltd Sun Pharmaceutical Industries Ltd Torrent Pharmaceuticals Ltd Power NTPC Ltd Retailing Aditya Birla Fashion and Retail Ltd Software Infosys Ltd. * HCL Technologies Ltd. * Tech Mahindra Ltd Info Edge (India) Ltd Telecom Services Bharti Airtel Ltd. * Idea Cellular Ltd Textile Products Arvind Ltd Transportation Gujarat Pipavav Port Ltd Unlisted Numero Uno International Ltd Quantum Information Systems Quantum Information Services Total Equity Holding Citibank NA Total Fixed Deposit Past performance may or may not be sustained in future. Returns greater than 1 year period are compounded annualized. Dividends assumed to be reinvested and Bonus is adjusted. Load is not taken into consideration. On account of difference in the type/category, asset allocation or investment strategy, inception dates, performances of these funds are not strictly comparable. Please refer to for details on performance of all schemes (including Direct Plans). B: Benchmark, AB: Additional Benchmark. Sector Allocation Total Assets Total Equity Holding 1,115, Total Fixed Deposit Call,cash and other current asset 67, Total Asset 1,183, Product Label^ Long term capital appreciation Investing in large cap, mid and small stocks principal will be at High risk * Top 10 holdings. As TRI data is not available since inception of the scheme, benchmark performance is calculated using composite of ($ Nifty 500 PRI values from to and TRI values since , * Nifty 50 PRI values from to and TRI values since ) CALL, CASH AND OTHER CURRENT ASSET UNLISTED HEALTHCARE SERVICES MEDIA & ENTERTAINMENT TRANSPORTATION INDUSTRIAL CAPITAL GOODS PESTICIDES NON FERROUS METALS RETAILING CONSUMER DURABLES FINANCE TEXTILE PRODUCTS POWER AUTO ANCILLARIES INDUSTRIAL PRODUCTS CEMENT PETROLEUM PRODUCTS CONSUMER NON DURABLES CONSTRUCTION PROJECT TELECOM SERVICES AUTO PHARMACEUTICALS SOFTWARE BANKS 5.67% 0.00% 0.24% 0.33% 0.67% 0.70% 0.95% 1.08% 1.18% 1.46% 1.47% 1.78% 1.83% 2.16% 2.29% 2.62% 2.76% 5.69% 5.87% 6.67% 7.71% 8.71% 11.68% 26.47% 13

14 Equity Advantage Fund^ (Erstwhile Flexi Cap Fund) FIEAF Large & Midcap Fund An open ended equity scheme investing in both large cap and mid cap stocks INVESTMENT OBJECTIVE^ To provide medium to longterm capital appreciation by investing primarily in Large and Midcap stocks March 2, 2005 Lakshmikanth Reddy, R. Janakiraman & Srikesh Nair (dedicated for making investments for Foreign Securities) Nifty 500 Growth Plan ` Dividend Plan ` Direct Growth Plan ` Direct Dividend Plan ` Monthly Average * Annualised. Riskfree rate assumed to be 6.25% (FBIL OVERNIGHT MIBOR) ` crores ` crores TURNOVER Portfolio Turnover 46.36% VOLATILITY MEASURES (3 YEARS) Standard Deviation 3.46% Beta 0.79 Sharpe Ratio* 0.11 EXPENSE RATIO : 2.15% EXPENSE RATIO (DIRECT) : 1.40% The rates specified are the actual expenses charged as at the end of the month. The above ratio includes the GST on Investment Management Fees. The above ratio also includes, proportionate charge in respect of sales beyond T 30 cities subject to maximum of 30 bps on daily net, wherever applicable. MINIMUM INVESTMENT/ MULTIPLES FOR NEW INVESTORS ` 5000/1 ADDITIONAL INVESTMENT/ MULTIPLES FOR EXISTING INVESTORS ` 1000/1 ENTRY LOAD Nil EXIT LOAD In respect of each purchase of Units 1% if the Units are redeemed/switchedout within one year of allotment Auto Mahindra & Mahindra Ltd. * Tata Motors Ltd, DVR Auto Ancillaries Balkrishna Industries Ltd Amara Raja Batteries Ltd Banks HDFC Bank Ltd. * Axis Bank Ltd. * Kotak Mahindra Bank Ltd. * State Bank of India * The Federal Bank Ltd Yes Bank Ltd Cement Grasim Industries Ltd. * Construction Prestige Estates Projects Ltd Construction Project Voltas Ltd Consumer Non Durables Colgate Palmolive (India) Ltd. * Kansai Nerolac Paints Ltd Nestle India Ltd United Breweries Ltd Ferrous Metals Tata Steel Ltd Fertilisers Coromandel International Ltd Finance PNB Housing Finance Ltd TI Financial Holdings Ltd CARE Ratings Ltd Equitas Holdings Ltd Gas Gujarat State Petronet Ltd. * Petronet LNG Ltd Healthcare Services Apollo Hospitals Enterprise Ltd Hotels, Resorts And Other Recreational Activities The Indian Hotels Company Ltd Industrial Capital Goods Thermax Ltd SIP If you had invested ` every month in FIEAF (Regular Plan) Product Label^ Long term capital appreciation A fund that primarily invests in large and midcap stocks 1 Year 3 Years 5 Years 7 Years 10 Years Since Inception Total amount Invested (Rs) 120, , , ,000 1,200,000 1,610,000 Total value as on 31Jul2018 (Rs) 122, , ,009 1,453,861 2,670,868 4,593,989 Returns 3.99% 10.78% 13.58% 15.40% 15.29% 14.51% Total value of B: Nifty , , ,643 1,470,903 2,541,349 4,147,050 B:Nifty 500 Returns 12.31% 17.01% 15.77% 15.73% 14.36% 13.15% Total value of AB: Nifty , , ,864 1,412,576 2,427,347 4,035,795 AB: Nifty 50 Returns 19.86% 17.87% 14.76% 14.59% 13.50% 12.79% Past performance may or may not be sustained in future. Returns greater than 1 year period are compounded annualized. Dividends assumed to be reinvested and Bonus is adjusted. Load is not taken into consideration. On account of difference in the type/category, asset allocation or investment strategy, inception dates, performances of these funds are not strictly comparable. Please refer to for details on performance of all schemes (including Direct Plans). B: Benchmark, AB: Additional Benchmark. Sector Allocation Total Assets CALL,CASH AND OTHER CURRENT ASSET TEXTILE PRODUCTS FERROUS METALS HEALTHCARE SERVICES INDUSTRIAL CAPITAL GOODS CONSTRUCTION MEDIA & ENTERTAINMENT CONSTRUCTION PROJECT RETAILING HOTELS, RESORTS AND OTHER RECREATIONAL ACTIVITIES FERTILISERS AUTO ANCILLARIES TELECOM SERVICES CEMENT INDUSTRIAL PRODUCTS PETROLEUM PRODUCTS NON FERROUS METALS SOFTWARE PHARMACEUTICALS GAS POWER FINANCE AUTO CONSUMER NON DURABLES BANKS 2.84% 0.16% 0.96% 1.01% 1.04% 1.60% 1.62% 1.63% 1.66% 1.66% 1.99% 2.37% 2.67% 2.77% 2.78% 3.42% 3.51% 4.45% 4.80% 5.48% 6.39% 6.67% 6.87% 10.03% 21.62% Industrial Products Mahindra CIE Automotive Ltd Cummins India Ltd SKF India Ltd Media & Entertainment Dish TV India Ltd Jagran Prakashan Ltd Non Ferrous Metals Hindalco Industries Ltd. * Petroleum Products Indian Oil Corporation Ltd Bharat Petroleum Corporation Ltd Pharmaceuticals Dr. Reddy's Laboratories Ltd Cadila Healthcare Ltd Torrent Pharmaceuticals Ltd Power Power Grid Corporation of India Ltd Tata Power Company Ltd CESC Ltd Retailing Aditya Birla Fashion and Retail Ltd Software Infosys Ltd. * Cognizant Technology (USA) Telecom Services Bharti Airtel Ltd Tata Communications Ltd Idea Cellular Ltd Textile Products Himatsingka Seide Ltd Total Equity Holding Total Equity Holding 272, Call,cash and other current asset 7, Total Asset 280, * Top 10 holdings principal will be at High risk 14

15 Taxshield FIT TYPE OF SCHEME An OpenEnd Equity Linked Savings Scheme INVESTMENT OBJECTIVE The primary objective for Taxshield is to provide medium to long term growth of capital along with income tax rebate. April 10, 1999 Lakshmikanth Reddy & R. Janakiraman Nifty 500 Growth Plan ` Dividend Plan ` Direct Growth Plan ` Direct Dividend Plan ` ` crores Monthly Average ` crores TURNOVER Portfolio Turnover 20.06% VOLATILITY MEASURES (3 YEARS) Standard Deviation 3.53% Beta 0.81 Sharpe Ratio* 0.18 * Annualised. Riskfree rate assumed to be 6.25% (FBIL OVERNIGHT MIBOR) EXPENSE RATIO : 2.08% EXPENSE RATIO (DIRECT) : 1.15% The rates specified are the actual expenses charged as at the end of the month. The above ratio includes the GST on Investment Management Fees. The above ratio also includes, proportionate charge in respect of sales beyond T 30 cities subject to maximum of 30 bps on daily net, wherever applicable. MINIMUM INVESTMENT/ MULTIPLES FOR NEW INVESTORS ` 500/500 ADDITIONAL INVESTMENT/ MULTIPLES FOR EXISTING INVESTORS ` 500/500 ENTRY LOAD Nil EXIT LOAD Nil Different plans have a different expense structure TAX BENEFITS LOCKINPERIOD Auto Mahindra & Mahindra Ltd.* Tata Motors Ltd Bajaj Auto Ltd Tata Motors Ltd, DVR TVS Motor Company Ltd Auto Ancillaries Balkrishna Industries Ltd Exide Industries Ltd Amara Raja Batteries Ltd Banks HDFC Bank Ltd.* Kotak Mahindra Bank Ltd.* Axis Bank Ltd.* Yes Bank Ltd.* State Bank of India* Cement Grasim Industries Ltd.* Construction Project Voltas Ltd Consumer Durables Titan Company Ltd Consumer Non Durables Hindustan Unilever Ltd United Breweries Ltd Colgate Palmolive (India) Ltd Nestle India Ltd Asian Paints Ltd Kansai Nerolac Paints Ltd Marico Ltd Ferrous Metals Tata Steel Ltd Finance ICICI Lombard General Insurance Company Ltd Equitas Holdings Ltd CARE Ratings Ltd PNB Housing Finance Ltd Gas Petronet LNG Ltd Gujarat State Petronet Ltd Hotels, Resorts And Other Recreational Activities The Indian Hotels Company Ltd Industrial Products SKF India Ltd Mahindra CIE Automotive Ltd Media & Entertainment Jagran Prakashan Ltd Non Ferrous Metals Hindalco Industries Ltd.* Petroleum Products Indian Oil Corporation Ltd Hindustan Petroleum Corporation Ltd Bharat Petroleum Corporation Ltd Pharmaceuticals Dr. Reddy's Laboratories Ltd Cadila Healthcare Ltd Power Power Grid Corporation of India Ltd.* NTPC Ltd Tata Power Company Ltd Retailing Aditya Birla Fashion and Retail Ltd Software Infosys Ltd.* Tech Mahindra Ltd Cyient Ltd HCL Technologies Ltd Telecom Services Bharti Airtel Ltd Textile Products Himatsingka Seide Ltd Transportation Gujarat Pipavav Port Ltd Unlisted Globsyn Technologies Ltd Quantum Information Services Numero Uno International Ltd Total Equity Holding Total Equity Holding 352, Call,cash and other current asset 21, Total Asset 373, * Top 10 holdings SIP If you had invested ` every month in FIT (Regular Plan) 1 Year 3 Years 5 Years 7 Years 10 Years Since Inception Total amount Invested (Rs) 120, , , ,000 1,200,000 2,320,000 Total value as on 31Jul2018 (Rs) 123, , ,795 1,484,228 2,802,584 21,488,351 Returns 6.02% 11.48% 14.42% 15.98% 16.18% 19.85% Total value of B: Nifty , , ,643 1,470,903 2,541,349 13,768,645 B:Nifty 500 Returns 12.31% 17.01% 15.77% 15.73% 14.36% 16.14% Total value of AB: Nifty 50* 132, , ,864 1,412,576 2,427,347 12,103,081 AB: Nifty 50* Returns 19.86% 17.87% 14.76% 14.59% 13.50% 15.06% Past performance may or may not be sustained in future. Returns greater than 1 year period are compounded annualized. Dividends assumed to be reinvested and Bonus is adjusted. Load is not taken into consideration. On account of difference in the type/category, asset allocation or investment strategy, inception dates, performances of these funds are not strictly comparable. Please refer to for details on performance of all schemes (including Direct Plans). B: Benchmark, AB: Additional Benchmark.. As TRI data is not available since inception of the scheme, benchmark performance is calculated using composite of (* Nifty 50 PRI values from to and TRI values since ) Scheme specific risk factors: All investments in Taxshield are subject to a lockinperiod of 3 years from the date of respective allotment and the unit holders cannot redeem, transfer, assign or pledge the units during this period. The Trustee, AMC, their directors of their employees shall not be liable for any of the tax consequences that may arise, in the event that the equity Linked Saving Scheme is wound up before the completion of the lockin period. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific l e g a l, t a x a n d f i n a n c i a l i m p l i c a t i o n s o f t h e investment/participation in the scheme Sector Allocation Total Assets CALL,CASH AND OTHER CURRENT ASSET UNLISTED TEXTILE PRODUCTS HOTELS, RESORTS AND OTHER RECREATIONAL ACTIVITIES TRANSPORTATION RETAILING MEDIA & ENTERTAINMENT CONSTRUCTION PROJECT INDUSTRIAL PRODUCTS CONSUMER DURABLES FERROUS METALS TELECOM SERVICES PHARMACEUTICALS FINANCE AUTO ANCILLARIES CEMENT GAS NON FERROUS METALS PETROLEUM PRODUCTS SOFTWARE POWER AUTO CONSUMER NON DURABLES BANKS 5.68% 0.00% 0.35% 0.39% 0.55% 0.95% 0.95% 1.14% 1.31% 1.59% 2.20% 2.22% 2.32% 2.41% 3.27% 3.51% 3.68% 3.74% 4.99% 5.59% 6.39% 8.29% 8.61% 29.88% Product Label Long term capital appreciation An ELSS fund offering tax benefits under Section 80C of the Income Tax Act principal will be at High risk 15

16 Focused Equity Fund^ (Erstwhile High Growth Companies Fund) FIFEF An open ended equity scheme investing in maximum 30 stocks. The scheme intends to focus on Multicap space INVESTMENT OBJECTIVE^ An openend focused equity fund that seeks to achieve capital appreciation through investing predominantly in Indian companies/sectors with high growth rates or potential. July 26, 2007 Roshi Jain, Anand Radhakrishnan & Srikesh Nair (dedicated for making investments for Foreign Securities) Nifty 500 Growth Plan ` Dividend Plan ` Direct Growth Plan ` Direct Dividend Plan ` Monthly Average ` crores ` crores TURNOVER Portfolio Turnover 46.84% VOLATILITY MEASURES (3 YEARS) Standard Deviation 4.54% Beta 0.99 Sharpe Ratio* 0.14 * Annualised. Riskfree rate assumed to be 6.25% (FBIL OVERNIGHT MIBOR) Auto Tata Motors Ltd, DVR * Mahindra & Mahindra Ltd Banks State Bank of India * ICICI Bank Ltd. * HDFC Bank Ltd. * Axis Bank Ltd. * Punjab National Bank Cement Ultratech Cement Ltd. * Jk Lakshmi Cement Ltd Orient Cement Ltd Chemicals BASF India Ltd Construction Somany Ceramics Ltd Sobha Ltd ITD Cementation India Ltd Consumer Durables Whirlpool of India Ltd Gas Petronet LNG Ltd GAIL (India) Ltd Industrial Products KEI Industries Ltd SKF India Ltd Schaeffler India Ltd Non Ferrous Metals National Aluminium Company Ltd Petroleum Products Indian Oil Corporation Ltd. * Bharat Petroleum Corporation Ltd. * Pharmaceuticals Abbott India Ltd * Sanofi India Ltd Lupin Ltd Power NTPC Ltd Software Cognizant Technology (USA) Telecom Services Bharti Airtel Ltd. * Idea Cellular Ltd Total Equity Holding Total Equity Holding 726, Call,cash and other current asset 46, Total Asset 773, * Top 10 holdings EXPENSE RATIO : 2.07% EXPENSE RATIO (DIRECT) : 0.97% The rates specified are the actual expenses charged as at the end of the month. The above ratio includes the GST on Investment Management Fees. The above ratio also includes, proportionate charge in respect of sales beyond T 30 cities subject to maximum of 30 bps on daily net, wherever applicable. MINIMUM INVESTMENT/ MULTIPLES FOR NEW INVESTORS ` 5000/1 ADDITIONAL INVESTMENT/ MULTIPLES FOR EXISTING INVESTORS ` 1000/1 ENTRY LOAD Nil EXIT LOAD 1% if redeemed/switchedout within one year of allotment. (w.e.f December 11, Please read the addendum for further details.) SIP If you had invested ` every month in FIFEF (Regular Plan) 1 Year 3 Years 5 Years 7 Years 10 Years Since Inception Total amount Invested (Rs) 120, , , ,000 1,200,000 1,330,000 Total value as on 31Jul2018 (Rs) 122, , ,969 1,651,278 3,146,011 3,625,450 Returns 3.28% 12.05% 16.19% 18.98% 18.33% 17.05% Total value of B: Nifty , , ,643 1,470,903 2,541,349 2,889,308 B:Nifty 500 Returns 12.31% 17.01% 15.77% 15.73% 14.36% 13.30% Total value of AB: Nifty , , ,864 1,412,576 2,427,347 2,766,637 AB: Nifty 50 Returns 19.86% 17.87% 14.76% 14.59% 13.50% 12.58% Past performance may or may not be sustained in future. Returns greater than 1 year period are compounded annualized. Dividends assumed to be reinvested and Bonus is adjusted. Load is not taken into consideration. On account of difference in the type/category, asset allocation or investment strategy, inception dates, performances of these funds are not strictly comparable. Please refer to for details on performance of all schemes (including Direct Plans). B: Benchmark, AB: Additional Benchmark. Sector Allocation Total Assets CALL,CASH AND OTHER CURRENT ASSET NON FERROUS METALS CHEMICALS CONSUMER DURABLES POWER SOFTWARE CONSTRUCTION GAS INDUSTRIAL PRODUCTS AUTO CEMENT PHARMACEUTICALS PETROLEUM PRODUCTS TELECOM SERVICES BANKS 1.15% 1.19% 2.03% 2.90% 3.40% 3.45% 6.01% 3.79% 5.63% 5.76% 6.46% 7.02% 7.99% 8.14% 35.06% Product Label Long term capital appreciation A fund that invests in stocks of companies / sectors with high growth rates or above average potential principal will be at High risk 16

17 Templeton India Value Fund^ (Erstwhile Templeton India Growth Fund) TIVF An open ended equity scheme following a value investment strategy INVESTMENT OBJECTIVE^ The Investment objective of the scheme is to provide longterm capital appreciation to its Unitholders by following a value investment strategy September 10, 1996 Vikas Chiranewal MSCI India Value (effective June 04, 2018) Growth Plan ` Dividend Plan ` Direct Growth Plan ` Direct Dividend Plan ` Monthly Average **S&P BSE Sensex MSCI India Value * Annualised. Riskfree rate assumed to be 6.25% (FBIL OVERNIGHT MIBOR) ` crores ` crores TURNOVER Portfolio Turnover 13.07% VOLATILITY MEASURES (3 YEARS) Standard Deviation 4.51% Beta 0.96** 0.89 Sharpe Ratio* 0.28 EXPENSE RATIO : 2.59% EXPENSE RATIO (DIRECT) : 1.81% The rates specified are the actual expenses charged as at the end of the month. The above ratio includes the GST on Investment Management Fees. The above ratio also includes, proportionate charge in respect of sales beyond T 30 cities subject to maximum of 30 bps on daily net, wherever applicable. MINIMUM INVESTMENT/ MULTIPLES FOR NEW INVESTORS ` 5000/1 ADDITIONAL INVESTMENT/ MULTIPLES FOR EXISTING INVESTORS ` 1000/1 ENTRY LOAD Nil EXIT LOAD In respect of each purchase of Units 1% if the Units are redeemed/switchedout within one year of allotment Auto Tata Motors Ltd, DVR Auto Ancillaries Apollo Tyres Ltd. * Balkrishna Industries Ltd Banks HDFC Bank Ltd. * ICICI Bank Ltd. * Yes Bank Ltd. * The Federal Bank Ltd Cement Dalmia Bharat Ltd JK Cement Ltd Chemicals Tata Chemicals Ltd. * Construction Dilip Buildcon Ltd J.Kumar Infraprojects Ltd Construction Project NCC Ltd Consumer Non Durables Eveready Industries India Ltd Finance Bajaj Holdings & Investment Ltd. * Tata Investment Corporation Ltd. * Edelweiss Financial Services Ltd. * Equitas Holdings Ltd L&T Finance Holdings Ltd Minerals/Mining SIP If you had invested ` every month in TIVF (Regular Plan Dividend) Coal India Ltd Non Ferrous Metals Vedanta Ltd Year 3 Years 5 Years 7 Years 10 Years Since Inception Total amount Invested (Rs) 120, , , ,000 1,200,000 2,630,000 Total value as on 31Jul2018 (Rs) 119, , ,169 1,444,571 2,534,448 27,911,549 Returns 0.04% 13.28% 14.91% 15.22% 14.31% 18.30% Total value of B: MSCI India Value Index 130, , ,177 1,278,404 2,066,338 NA B:MSCI India Value Index Returns 16.35% 15.78% 12.71% 11.80% 10.48% NA Total value of S&P BSE SENSEX 134, , ,021 1,424,996 2,458,015 17,513,210 S&P BSE SENSEX 23.94% 18.96% 15.00% 14.84% 13.74% 14.95% Past performance may or may not be sustained in future. Returns greater than 1 year period are compounded annualized. Dividends assumed to be reinvested and Bonus is adjusted. Load is not taken into consideration. On account of difference in the type/category, asset allocation or investment strategy, inception dates, performances of these funds are not strictly comparable. Please refer to for details on performance of all schemes (including Direct Plans). B: Benchmark, AB: Additional Benchmark. As TRI data is not available since inception of the scheme, benchmark performance is calculated using composite of (*Nifty 50 PRI values from to and TRI values since ) Oil Oil & Natural Gas Corporation Ltd Petroleum Products Reliance Industries Ltd. * Pharmaceuticals Glenmark Pharmaceuticals Ltd Biocon Ltd Dr. Reddy's Laboratories Ltd Software Infosys Ltd. * Textile Products Trident Ltd Textiles Cotton Vardhman Textiles Ltd Transportation Redington (India) Ltd The Great Eastern Shipping Company Ltd Total Equity Holding Total Equity Holding 57, Call,cash and other current asset 2, Total Asset 59, * Top 10 holdings Sector Allocation Total Assets CALL,CASH AND OTHER CURRENT ASSET TEXTILE PRODUCTS OIL CONSTRUCTION PROJECT MINERALS/MINING CONSUMER NON DURABLES AUTO TEXTILES COTTON TRANSPORTATION CONSTRUCTION NON FERROUS METALS CEMENT SOFTWARE PHARMACEUTICALS CHEMICALS AUTO ANCILLARIES PETROLEUM PRODUCTS FINANCE BANKS 3.83% 0.67% 1.18% 1.55% 1.75% 1.94% 1.94% 2.22% 2.37% 2.47% 2.83% 4.60% 4.82% 6.26% 6.55% 7.04% 7.44% 18.49% 22.05% Product Label^ Long term capital appreciation A fund that follows value investment strategy principal will be at High risk 17

18 Templeton India Equity Income Fund TIEIF A n o p e n e n d e d e q u i t y s c h e m e predominantly investing in dividend yielding stocks INVESTMENT OBJECTIVE^ T h e S c h e m e s e e k s t o p r o v i d e a combination of regular income and longterm capital appreciation by investing primarily in stocks that have a current or potentially attractive dividend yield, by using a value strategy. May 18, 2006 Vikas Chiranewal & Srikesh Nair (Dedicated for investments in foreign securities) S&P BSE 200 Growth Plan ` Dividend Plan ` Direct Growth Plan ` Direct Dividend Plan ` Monthly Average TURNOVER Portfolio Turnover 11.31% VOLATILITY MEASURES (3 YEARS) Standard Deviation 4.00% Beta 0.90 Sharpe Ratio* 0.39 * Annualised. Riskfree rate assumed to be 6.25% (FBIL OVERNIGHT MIBOR) EXPENSE RATIO : 2.36% EXPENSE RATIO (DIRECT) : 1.67% The rates specified are the actual expenses charged as at the end of the month. The above ratio includes the GST on Investment Management Fees. The above ratio also includes, proportionate charge in respect of sales beyond T 30 cities subject to maximum of 30 bps on daily net, wherever applicable. MINIMUM INVESTMENT/ MULTIPLES FOR NEW INVESTORS ` 5000/1 ADDITIONAL INVESTMENT/ MULTIPLES FOR EXISTING INVESTORS ` 1000/1 ENTRY LOAD Nil EXIT LOAD In respect of each purchase of Units 1% if the Units are redeemed/switchedout within one year of allotment ` crores ` crores Auto Tata Motors Ltd, DVR Auto Ancillaries Apollo Tyres Ltd. * MahleMetal Leve (Brazil) Balkrishna Industries Ltd Banks HDFC Bank Ltd. * ICICI Bank Ltd. * Yes Bank Ltd. * The Federal Bank Ltd TISCO Financial Group (Thailand) Cement JK Cement Ltd Dalmia Bharat Ltd Chemicals Tata Chemicals Ltd. * Construction J.Kumar Infraprojects Ltd Consumer Durables XTEP International Holdings (Hong Kong) Consumer Non Durables Health and Happiness H&H International (Hong Kong) Stock Spirits (United Kingdom) Eveready Industries India Ltd Finance Bajaj Holdings & Investment Ltd. * Edelweiss Financial Services Ltd. * Tata Investment Corporation Ltd Equitas Holdings Ltd L&T Finance Holdings Ltd China Everbright (Hong Kong) Fanhua INC (ADR) Hardware Primax Electronics (Taiwan) Industrial Capital Goods Xinyi Solar Holding (Hong Kong) Delta Electronics (Thailand) SIP If you had invested ` every month in TIEIF (Regular Plan) 1 Year 3 Years 5 Years 7 Years 10 Years Since Inception Total amount Invested (Rs) 120, , , ,000 1,200,000 1,470,000 Total value as on 31Jul2018 (Rs) 122, , ,721 1,432,428 2,601,316 3,617,168 Returns 4.63% 14.75% 14.47% 14.99% 14.80% 13.81% $ Total value of B: S&P BSE , , ,362 1,471,574 2,562,002 3,453,190 $ B:S&P BSE 200 Returns 15.37% 17.55% 15.80% 15.74% 14.51% 13.13% Total value of AB: Nifty , , ,864 1,412,576 2,427,347 3,274,007 AB: Nifty 50 Returns 19.86% 17.87% 14.76% 14.59% 13.50% 12.34% Past performance may or may not be sustained in future. Returns greater than 1 year period are compounded annualized. Dividends assumed to be reinvested and Bonus is adjusted. Load is not taken into consideration. On account of difference in the type/category, asset allocation or investment strategy, inception dates, performances of these funds are not strictly comparable. Please refer to for details on performance of all schemes (including Direct Plans). B: Benchmark, AB: Additional Benchmark. As TRI data is not available since inception of the scheme, benchmark performance is calculated using composite of ($ S&P BSE 200 PRI values from to and TRI values since ) Sector Allocation Total Assets CALL,CASH AND OTHER CURRENT ASSET CONSTRUCTION TEXTILE PRODUCTS SEMICONDUCTORS HARDWARE OIL RETAILING NON FERROUS METALS CONSUMER DURABLES MINERALS/MINING TEXTILES COTTON AUTO INDUSTRIAL CAPITAL GOODS CEMENT CHEMICALS TRANSPORTATION CONSUMER NON DURABLES PETROLEUM PRODUCTS SOFTWARE AUTO ANCILLARIES PHARMACEUTICALS FINANCE BANKS 2.83% 0.29% 0.50% 0.60% 0.62% 1.23% 1.23% 1.33% 1.33% 1.44% 1.60% 1.61% 1.94% 3.85% 4.79% 5.40% 5.50% 5.85% 6.21% 6.87% 12.17% 16.19% 16.62% Minerals/Mining Coal India Ltd Non Ferrous Metals Vedanta Ltd Oil Oil & Natural Gas Corporation Ltd Petroleum Products Reliance Industries Ltd. * Pharmaceuticals MedyTox INC (South Korea) * Glenmark Pharmaceuticals Ltd Biocon Ltd Luye Pharma (Hong Kong) ST Shine Optical Co (Taiwan) Dr. Reddy's Laboratories Ltd Pacific Hospital Supply (Taiwan) Retailing IT Ltd (Hong Kong) Semiconductors Novatek Microelectronics Corporation (Taiwan) Software Infosys Ltd. * Travelsky Technology (Hong Kong) PCHome Online (Taiwan) Textile Products Trident Ltd Textiles Cotton Vardhman Textiles Ltd Transportation Aramex PJSC (UAE) Redington (India) Ltd Cosco Pacific (Hong Kong) The Great Eastern Shipping Company Ltd Total Equity Holding Total Equity Holding 100, Call,cash and other current asset 2, Total Asset 103, * Top 10 holdings Product Label^ Long term capital appreciation A fund that focuses on Indian and emerging market stocks that have a current or potentially attractive dividend yield, by using a value strategy principal will be at High risk 18

19 Prima Fund FIPF Midcap Fund An open ended equity scheme predominantly investing in mid cap stocks INVESTMENT OBJECTIVE The investment objective of Prima Fund is to provide medium to longterm capital appreciation as a primary objective and income as a secondary objective. December 1, 1993 R. Janakiraman, Hari Shyamsunder & Srikesh Nair (dedicated for making investments for Foreign Securities) Nifty Midcap 150 (effective June 04, 2018) Growth Plan ` Dividend Plan ` Direct Growth Plan ` Direct Dividend Plan ` Monthly Average * Annualised. Riskfree rate assumed to be 6.25% (FBIL OVERNIGHT MIBOR) EXPENSE RATIO : 2.12% ` crores ` crores TURNOVER Portfolio Turnover 36.24% VOLATILITY MEASURES (3 YEARS) Standard Deviation 4.07% Beta 0.75 Sharpe Ratio* 0.41 EXPENSE RATIO (DIRECT) : 1.11% The rates specified are the actual expenses charged as at the end of the month. The above ratio includes the GST on Investment Management Fees. The above ratio also includes, proportionate charge in respect of sales beyond T 30 cities subject to maximum of 30 bps on daily net, wherever applicable. MINIMUM INVESTMENT/ MULTIPLES FOR NEW INVESTORS ` 5000/1 ADDITIONAL INVESTMENT/ MULTIPLES FOR EXISTING INVESTORS ` 1000/1 ENTRY LOAD Nil EXIT LOAD In respect of each purchase of Units 1% if the Units are redeemed/switchedout within one year of allotment Auto Tata Motors Ltd, DVR Tata Motors Ltd Auto Ancillaries Apollo Tyres Ltd. * WABCO India Ltd Balkrishna Industries Ltd Amara Raja Batteries Ltd Exide Industries Ltd Banks HDFC Bank Ltd. * Yes Bank Ltd. * Kotak Mahindra Bank Ltd. * City Union Bank Ltd. * Karur Vysya Bank Ltd RBL Bank Ltd Cement The Ramco Cements Ltd JK Cement Ltd Chemicals Tata Chemicals Ltd Construction Oberoi Realty Ltd Kajaria Ceramics Ltd Construction Project Voltas Ltd. * Consumer Durables Crompton Greaves Consumer Electricals Ltd Whirlpool of India Ltd Consumer Non Durables Kansai Nerolac Paints Ltd. * GlaxoSmithKline Consumer Healthcare Ltd Colgate Palmolive (India) Ltd Akzo Nobel India Ltd Fertilisers Coromandel International Ltd Finance LIC Housing Finance Ltd. * Equitas Holdings Ltd. * Sundaram Finance Ltd HDFC Asset Management Co Ltd ICICI Securities Ltd Sundaram Finance Holdings Ltd Gas Gujarat State Petronet Ltd Indraprastha Gas Ltd Petronet LNG Ltd SIP If you had invested ` every month in FIPF (Regular Plan) Healthcare Services Apollo Hospitals Enterprise Ltd Hotels, Resorts And Other Recreational Activities The Indian Hotels Company Ltd Industrial Capital Goods Thermax Ltd Industrial Products Finolex Cables Ltd. * SKF India Ltd Schaeffler India Ltd AIA Engineering Ltd Cummins India Ltd Non Ferrous Metals Hindalco Industries Ltd Pesticides PI Industries Ltd Bayer Cropscience Ltd Petroleum Products Bharat Petroleum Corporation Ltd Pharmaceuticals Torrent Pharmaceuticals Ltd Cadila Healthcare Ltd Sanofi India Ltd Power CESC Ltd Retailing Trent Ltd Aditya Birla Fashion and Retail Ltd Software Info Edge (India) Ltd MakemyTrip (USA) Telecom Services Idea Cellular Ltd Textile Products Arvind Ltd Unlisted Him Techno Numero Uno International Ltd Total Equity Holding Year 3 Years 5 Years 7 Years 10 Years Since Inception Total amount Invested (Rs) 120, , , ,000 1,200,000 2,960,000 Total value as on 31Jul2018 (Rs) 121, , ,388 1,791,653 3,576,488 81,076,797 Returns 1.60% 13.36% 18.77% 21.27% 20.71% 21.96% Total value of B: Nifty Midcap 150^^ 118, , ,620 1,601,690 2,843,292 29,125,363 B:Nifty Midcap 150^^ Returns 3.07% 13.27% 17.43% 18.12% 16.45% 15.64% Total value of Nifty 50* 132, , ,864 1,412,576 2,427,347 21,274,618 Nifty 50* 19.86% 17.87% 14.76% 14.59% 13.50% 13.67% Past performance may or may not be sustained in future. Returns greater than 1 year period are compounded annualized. Dividends assumed to be reinvested and Bonus is adjusted. Load is not taken into consideration. On account of difference in the type/category, asset allocation or investment strategy, inception dates, performances of these funds are not strictly comparable. Please refer to for details on performance of all schemes (including Direct Plans). B: Benchmark, AB: Additional Benchmark.. ^^The Index is adjusted for the period December 1, 93 to May 20, 2013 with the performance of Nifty 500 and for the period May 20, 2013 to Jun 4, 2018 with the performance of Nifty Midcap 100 As TRI data is not available since inception of the scheme, benchmark performance is calculated using composite of (^^Nifty 500 PRI values from to to , Nifty 500 TRI values from to May 20, 2013, Nifty Midcap 100 TRI values from May 20, 2013 to June 4, 2018 and Nifty Midcap 150 TRI values since June 4, 2018, * Nifty 50 PRI values from to and TRI values since ) Sector Allocation Total Assets CALL,CASH AND OTHER CURRENT ASSET UNLISTED TELECOM SERVICES NON FERROUS METALS TEXTILE PRODUCTS PETROLEUM PRODUCTS HEALTHCARE SERVICES FERTILISERS AUTO INDUSTRIAL CAPITAL GOODS CHEMICALS POWER HOTELS, RESORTS AND OTHER RECREATIONAL ACTIVITIES RETAILING SOFTWARE CONSTRUCTION PROJECT PESTICIDES CONSTRUCTION CEMENT CONSUMER DURABLES PHARMACEUTICALS GAS CONSUMER NON DURABLES FINANCE AUTO ANCILLARIES INDUSTRIAL PRODUCTS BANKS 4.96% 0.00% 0.69% 1.13% 1.13% 1.39% 1.46% 1.47% 1.47% 1.56% 1.80% 1.95% 2.25% 2.34% 2.48% 2.56% 2.97% 3.12% 3.74% 4.14% 4.60% 5.39% 6.68% 7.00% 8.57% 11.26% 13.89% Total Equity Holding 628, Call,cash and other current asset 32, Total Asset 661, * Top 10 holdings Product Label^ Long term capital appreciation A fund that primarily invests in midcap stocks principal will be at High risk 19

20 Smaller Companies Fund FISCF Smallcap Fund An open ended equity scheme predominantly investing in small cap stocks INVESTMENT OBJECTIVE^ The Fund seeks to provide longterm capital appreciation by investing predominantly in small cap companies January 13, 2006 (Launched as a closed end scheme, the scheme was converted into an open end scheme effective January 14, 2011). R. Janakiraman, Hari Shyamsunder & Srikesh Nair (Dedicated for investments in foreign securities) Nifty Smallcap 250 (effective June 04, 2018) Growth Plan ` Dividend Plan ` Direct Growth Plan ` Direct Dividend Plan ` Monthly Average TURNOVER Portfolio Turnover 24.22% * Annualised. Riskfree rate assumed to be 6.25% (FBIL OVERNIGHT MIBOR) EXPENSE RATIO : 2.15% ` crores ` crores VOLATILITY MEASURES (3 YEARS) Standard Deviation 4.25% Beta 0.77 Sharpe Ratio* 0.45 EXPENSE RATIO (DIRECT) : 1.01% The rates specified are the actual expenses charged as at the end of the month. The above ratio includes the GST on Investment Management Fees. The above ratio also includes, proportionate charge in respect of sales beyond T 30 cities subject to maximum of 30 bps on daily net, wherever applicable. MINIMUM INVESTMENT/ MULTIPLES FOR NEW INVESTORS ` 5000/1 ADDITIONAL INVESTMENT/ MULTIPLES FOR EXISTING INVESTORS ` 1000/1 ENTRY LOAD Nil EXIT LOAD 1% if the Units are redeemed/switchedout within one year of allotment Auto Tata Motors Ltd, DVR Auto Ancillaries Banco Products (I) Ltd Banks HDFC Bank Ltd. * Axis Bank Ltd. * Karur Vysya Bank Ltd Yes Bank Ltd Kotak Mahindra Bank Ltd City Union Bank Ltd DCB Bank Ltd Cement Jk Lakshmi Cement Ltd Chemicals Deepak Nitrite Ltd Atul Ltd GHCL Ltd Commercial Services Nesco Ltd. * Teamlease Services Ltd Construction Brigade Enterprises Ltd Sobha Ltd Ahluwalia Contracts (India) Ltd Cera Sanitaryware Ltd Kajaria Ceramics Ltd KNR Constructions Ltd Somany Ceramics Ltd Consolidated Construction Consortium Ltd Construction Project Voltas Ltd. * Ashoka Buildcon Ltd Techno Electric & Engineering Co. Ltd Consumer Durables VIP Industries Ltd Blue Star Ltd Johnson Controls Hitachi Air Conditioning India Ltd Khadim India Ltd Consumer Non Durables Berger Paints (I) Ltd Jyothy Laboratories Ltd Kaveri Seed Company Ltd Ferrous Metals Shankara Building Products Ltd Tata Steel Ltd Pennar Industries Ltd Finance Repco Home Finance Ltd. * Equitas Holdings Ltd CARE Ratings Ltd LIC Housing Finance Ltd ICICI Securities Ltd Healthcare Services Dr. Lal Path Labs Ltd Healthcare Global Enterprises Ltd Industrial Capital Goods Triveni Turbine Ltd Lakshmi Machine Works Ltd Industrial Products Finolex Cables Ltd. * Schaeffler India Ltd Carborundum Universal Ltd Ramkrishna Forgings Ltd Finolex Industries Ltd MM Forgings Ltd Essel Propack Ltd SKF India Ltd Media & Entertainment Music Broadcast Ltd Navneet Education Ltd TV Today Network Ltd HT Media Ltd Entertainment Network (India) Ltd Jagran Prakashan Ltd Minerals/Mining Gujarat Mineral Development Corporation Ltd Pesticides Rallis India Ltd PI Industries Ltd Petroleum Products Hindustan Petroleum Corporation Ltd Gulf Oil Lubricants India Ltd Pharmaceuticals IPCA Laboratories Ltd JB Chemicals & Pharmaceuticals Ltd Software Cyient Ltd. * Infosys Ltd. * eclerx Services Ltd. * Telecom Services Idea Cellular Ltd Textile Products Himatsingka Seide Ltd Textiles Cotton Vardhman Textiles Ltd. * Transportation Gujarat Pipavav Port Ltd Gateway Distriparks Ltd Total Equity Holding Total Equity Holding 681, Call,cash and other current asset 48, Total Asset 729, SIP If you had invested ` every month in FISCF (Regular Plan) 1 Year 3 Years 5 Years 7 Years Total amount Invested (Rs) 120, , , , ,000 Total value as on 31Jul2018 (Rs) 116, , ,375 1,948,037 2,233,939 Returns 5.02% 12.38% 19.95% 23.63% 23.11% Total value of B: Nifty Smallcap 250 ^^ 114, , ,129 1,522,687 1,697,788 B:Nifty Smallcap 250 ^^ Returns 9.13% 10.76% 15.93% 16.70% 16.07% Total value of AB: Nifty , , ,864 1,412,576 1,567,929 AB: Nifty 50 Returns 19.86% 17.87% 14.76% 14.59% 14.03% * Top 10 holdings Since Inception Past performance may or may not be sustained in future. Returns greater than 1 year period are compounded annualized. Dividends assumed to be reinvested and Bonus is adjusted. Load is not taken into consideration. On account of difference in the type/category, asset allocation or investment strategy, inception dates, performances of these funds are not strictly comparable. Please refer to for details on performance of all schemes (including Direct Plans). B: Benchmark, AB: Additional Benchmark. ^^Index adjusted for the period January 13, 2006 to June 4, 2018 with the performance of Nifty Midcap 100 Sector Allocation Total Assets CALL,CASH AND OTHER CURRENT ASSET AUTO ANCILLARIES TRANSPORTATION TEXTILE PRODUCTS TELECOM SERVICES AUTO CEMENT MINERALS/MINING PESTICIDES INDUSTRIAL CAPITAL GOODS PHARMACEUTICALS PETROLEUM PRODUCTS TEXTILES COTTON HEALTHCARE SERVICES COMMERCIAL SERVICES FERROUS METALS CONSUMER NON DURABLES CONSTRUCTION PROJECT CONSUMER DURABLES CHEMICALS MEDIA & ENTERTAINMENT SOFTWARE CONSTRUCTION FINANCE INDUSTRIAL PRODUCTS BANKS 6.59% 0.61% 0.62% 0.85% 0.91% 0.97% 1.02% 1.42% 2.09% 2.13% 2.26% 2.47% 2.75% 3.04% 3.05% 3.43% 4.00% 4.01% 4.09% 4.22% 5.61% 7.38% 7.66% 7.91% 10.20% 10.70% Product Label^ Long term capital appreciation A fund that invests primarily in small cap companies principal will be at High risk 20

21 Franklin Build India Fund FBIF An open ended equity scheme following Infrastructure theme INVESTMENT OBJECTIVE The Scheme seeks to achieve capital appreciation through investments in companies engaged either directly or indirectly in infrastructurerelated activities. September 4, 2009 Roshi Jain & Anand Radhakrishnan Srikesh Nair (dedicated for making investments for Foreign Securities) S&P BSE India Infrastructure Index (effective June 04, 2018) Growth Plan ` Dividend Plan ` Direct Growth Plan ` Direct Dividend Plan ` Monthly Average EXPENSE RATIO : 2.36% ` crores ` crores TURNOVER Portfolio Turnover 37.74% VOLATILITY MEASURES (3 YEARS) Standard Deviation 4.83% Beta 0.99 Sharpe Ratio* 0.22 * Annualised. Riskfree rate assumed to be 6.25% (FBIL OVERNIGHT MIBOR) EXPENSE RATIO (DIRECT) : 1.01% The rates specified are the actual expenses charged as at the end of the month. The above ratio includes the GST on Investment Management Fees. The above ratio also includes, proportionate charge in respect of sales beyond T 30 cities subject to maximum of 30 bps on daily net, wherever applicable. MINIMUM INVESTMENT/ MULTIPLES FOR NEW INVESTORS ` 5000/1 ADDITIONAL INVESTMENT/ MULTIPLES FOR EXISTING INVESTORS ` 1000/1 ENTRY LOAD Nil EXIT LOAD 1% if redeemed/switchedout within one year of allotment. (w.e.f December 11, Please read the addendum for further details.) Auto Mahindra & Mahindra Ltd. * Tata Motors Ltd, DVR Banks State Bank of India * ICICI Bank Ltd. * Axis Bank Ltd. * HDFC Bank Ltd. * Punjab National Bank Cement Shree Cement Ltd Jk Lakshmi Cement Ltd Construction Somany Ceramics Ltd Sobha Ltd ITD Cementation India Ltd Construction Project RITES Ltd Consumer Durables Blue Star Ltd Whirlpool of India Ltd Gas Petronet LNG Ltd. * GAIL (India) Ltd Industrial Capital Goods CG Power and Industrial Solutions Ltd Industrial Products KEI Industries Ltd Schaeffler India Ltd SKF India Ltd MM Forgings Ltd NRB Bearing Ltd Media & Entertainment Hindustan Media Ventures Ltd Non Ferrous Metals National Aluminium Company Ltd Hindalco Industries Ltd Petroleum Products Indian Oil Corporation Ltd. * Bharat Petroleum Corporation Ltd. * Pharmaceuticals Sanofi India Ltd Power NTPC Ltd. * Power Grid Corporation of India Ltd Tata Power Company Ltd Telecom Services Bharti Airtel Ltd. * Idea Cellular Ltd Transportation SIP If you had invested ` every month in FBIF (Regular Plan) Container Corporation of India Ltd SpiceJet Ltd Total Equity Holding Total Equity Holding 113, Call,cash and other current asset 7, Total Asset 120, Awaiting Listing 1 Year 3 Years 5 Years 7 Years Since Inception Total amount Invested (Rs) 120, , , ,000 1,070,000 Total value as on 31Jul2018 (Rs) 119, , ,026 1,774,320 2,572,414 Returns 0.46% 12.62% 18.41% 21.00% 18.92% Total value of B: S&P BSE India Infrastructure Index^^ 116, , ,253 1,329,241 1,828,767 B:S&P BSE India Infrastructure Index^^ Returns 5.89% 10.05% 11.67% 12.89% 11.66% Total value of AB: Nifty , , ,864 1,412,576 1,950,307 AB: Nifty 50 Returns 19.86% 17.87% 14.76% 14.59% 13.03% * Top 10 holdings Past performance may or may not be sustained in future. Returns greater than 1 year period are compounded annualized. Dividends assumed to be reinvested and Bonus is adjusted. Load is not taken into consideration. On account of difference in the type/category, asset allocation or investment strategy, inception dates, performances of these funds are not strictly comparable. Please refer to for details on performance of all schemes (including Direct Plans). B: Benchmark, AB: Additional Benchmark. ^^Index adjusted for the period September 4, 2009 to June 4, 2018 with the performance of Nifty 500 Sector Allocation Total Assets CALL,CASH AND OTHER CURRENT ASSET CONSTRUCTION PROJECT INDUSTRIAL CAPITAL GOODS MEDIA & ENTERTAINMENT CONSUMER DURABLES TRANSPORTATION PHARMACEUTICALS NON FERROUS METALS CEMENT CONSTRUCTION POWER AUTO GAS TELECOM SERVICES INDUSTRIAL PRODUCTS PETROLEUM PRODUCTS BANKS 6.23% 0.11% 0.53% 0.59% 0.91% 1.24% 2.47% 2.67% 3.45% 4.23% 4.56% 5.40% 5.65% 7.97% 8.65% 8.92% 36.41% Product Label Long term capital appreciation A fund that invests in infrastructure and allied sectors principal will be at High risk 21

22 Opportunities Fund FIOF An open ended equity scheme following special situations theme INVESTMENT OBJECTIVE^ To generate capital appreciation by investing in opportunities presented by special situations such as corporate restructuring, Government policy and/or regulatory changes, companies going through temporary unique challenges and other similar instances. February 21, 2000 R Janakiraman & Hari Shyamsunder Srikesh Nair (dedicated for making investments for Foreign Securities) Nifty 500 (effective June 04, 2018) Growth Plan ` Dividend Plan ` Direct Growth Plan ` Direct Dividend Plan ` Monthly Average ` crores ` crores TURNOVER Portfolio Turnover 28.95% VOLATILITY MEASURES (3 YEARS) Standard Deviation 4.20% Beta 0.97 Sharpe Ratio* 0.12 * Annualised. Riskfree rate assumed to be 6.25% (FBIL OVERNIGHT MIBOR) EXPENSE RATIO : 2.55% EXPENSE RATIO (DIRECT) : 1.84% The rates specified are the actual expenses charged as at the end of the month. The above ratio includes the GST on Investment Management Fees. The above ratio also includes, proportionate charge in respect of sales beyond T 30 cities subject to maximum of 30 bps on daily net, wherever applicable. MINIMUM INVESTMENT/ MULTIPLES FOR NEW INVESTORS ` 5000/1 ADDITIONAL INVESTMENT/ MULTIPLES FOR EXISTING INVESTORS ` 1000/1 ENTRY LOAD Nil EXIT LOAD In respect of each purchase of Units 1% if the Units are redeemed/switchedout within one year of allotment Auto Mahindra & Mahindra Ltd.* Tata Motors Ltd Bajaj Auto Ltd Banks HDFC Bank Ltd.* Axis Bank Ltd.* State Bank of India* Kotak Mahindra Bank Ltd.* Yes Bank Ltd.* ICICI Bank Ltd Cement Grasim Industries Ltd.* JK Cement Ltd Construction Sobha Ltd Construction Project Ashoka Buildcon Ltd Larsen & Toubro Ltd Voltas Ltd Consumer Non Durables GlaxoSmithKline Consumer Healthcare Ltd.* Asian Paints Ltd Finance Equitas Holdings Ltd Repco Home Finance Ltd Kalyani Investment Company Ltd Sundaram Finance Holdings Ltd Hotels, Resorts And Other Recreational Activities EIH Ltd Minerals/Mining Coal India Ltd Petroleum Products Bharat Petroleum Corporation Ltd Hindustan Petroleum Corporation Ltd Indian Oil Corporation Ltd Pharmaceuticals Dr. Reddy's Laboratories Ltd.* Cadila Healthcare Ltd Power CESC Ltd SIP If you had invested ` every month in FIOF (Regular Plan) Retailing Aditya Birla Fashion and Retail Ltd Software Infosys Ltd.* Info Edge (India) Ltd HCL Technologies Ltd Telecom Services Idea Cellular Ltd Textile Products Arvind Ltd Transportation SpiceJet Ltd Unlisted Brillio Technologies Pvt Ltd Numero Uno International Ltd Quantum Information Services Chennai Interactive Business Services Pvt Ltd Total Equity Holding Total Equity Holding 61, Call,cash and other current asset 2, Total Asset 64, * Top 10 holdings 1 Year 3 Years 5 Years 7 Years 10 Years Since Inception Total amount Invested (Rs) 120, , , ,000 1,200,000 2,210,000 Total value as on 31Jul2018 (Rs) 121, , ,165 1,454,760 2,510,141 11,441,032 Returns 2.06% 11.35% 14.21% 15.42% 14.13% 15.79% Total value of B: Nifty 500^^ 128, , ,091 1,461,178 2,543,867 8,989,262 B:Nifty 500^^ Returns 13.96% 17.05% 15.51% 15.54% 14.38% 13.63% Total value of AB: Nifty , , ,864 1,412,576 2,427,347 10,806,222 AB: Nifty 50 Returns 19.86% 17.87% 14.76% 14.59% 13.50% 15.28% ^^Index adjusted for the period February 21, 2000 to March 10, 2004 with the performance of ET Mindex and for the period March 10, 2004 to June 4, 2018 with the performance of S&P BSE 200 Past performance may or may not be sustained in future. Returns greater than 1 year period are compounded annualized. Dividends assumed to be reinvested and Bonus is adjusted. Load is not taken into consideration. On account of difference in the type/category, asset allocation or investment strategy, inception dates, performances of these funds are not strictly comparable. Please refer to for details on performance of all schemes (including Direct Plans). B: Benchmark, AB: Additional Benchmark. As TRI data is not available since inception of the scheme, benchmark performance is calculated using composite of (^^ET Mindex PRI values from to ; S&P BSE 200 PRI values from to ; S&P BSE 200 TRI values from to ) Sector allocation Total CALL,CASH AND OTHER CURRENT ASSET UNLISTED CONSTRUCTION TRANSPORTATION HOTELS, RESORTS AND OTHER RECREATIONAL ACTIVITIES TEXTILE PRODUCTS RETAILING MINERALS/MINING TELECOM SERVICES POWER CEMENT PHARMACEUTICALS CONSUMER NON DURABLES CONSTRUCTION PROJECT PETROLEUM PRODUCTS FINANCE AUTO SOFTWARE BANKS 4.14% 0.00% 0.15% 0.74% 0.93% 1.07% 1.40% 1.61% 1.93% 2.04% 4.89% 5.56% 5.64% 6.81% 7.19% 7.65% 8.93% 9.37% 29.95% Product Label^ Long term capital appreciation A fund that takes stock or sector exposures based on special situations theme principal will be at High risk 22

23 Technology Fund FITF An open ended equity scheme following Technology theme INVESTMENT OBJECTIVE To provide longterm capital appreciation by predominantly investing in equity and equity related securities of technology and technology related companies. August 22, 1998 Anand Radhakrishnan, Varun Sharma Srikesh Nair (Dedicated for investments in foreign securities) S&P BSE Teck Growth Plan ` Dividend Plan ` Direct Growth Plan ` Direct Dividend Plan ` Hardware Samsung Electronics (South Korea) Industrial Products General Electric Co (USA) Media & Entertainment Music Broadcast Ltd Dish TV India Ltd Mutual Fund Units FTIFFranklin Technology Fund * Software Infosys Ltd. * Tata Consultancy Services Ltd. * HCL Technologies Ltd. * Cognizant Technology (USA) * Tech Mahindra Ltd. * Cyient Ltd. * Info Edge (India) Ltd. * Oracle Financial Services Software Ltd. * eclerx Services Ltd Miscrsoft Corp (USA) Twitter (USA) Facebook (USA) Ramco Systems Ltd Telecom Equipment & Accessories Qualcomm (USA) Telecom Services Bharti Airtel Ltd. * Idea Cellular Ltd Unlisted Brillio Technologies Pvt Ltd Total Holding 21, Call,cash and other current asset 1, Total Asset 22, * Top 10 Holdings Monthly Average TURNOVER Portfolio Turnover 36.90% VOLATILITY MEASURES (3 YEARS) Standard Deviation 3.43% Beta 0.65 Sharpe Ratio* 0.40 * Annualised. Riskfree rate assumed to be 6.25% (FBIL OVERNIGHT MIBOR) EXPENSE RATIO : 2.80% EXPENSE RATIO (DIRECT) : 2.10% The rates specified are the actual expenses charged as at the end of the month. The above ratio includes the GST on Investment Management Fees. The above ratio also includes, proportionate charge in respect of sales beyond T 30 cities subject to maximum of 30 bps on daily net, wherever applicable. MINIMUM INVESTMENT/ MULTIPLES FOR NEW INVESTORS ` 5000/1 ADDITIONAL INVESTMENT/ MULTIPLES FOR EXISTING INVESTORS ` 1000/1 ` crores ` crores ENTRY LOAD Nil EXIT LOAD 1% if redeemed/switchedout within one year of allotment. (w.e.f December 11, Please read the addendum for further details.) Sector Allocation Total Assets CALL,CASH AND OTHER CURRENT ASSET UNLISTED TELECOM EQUIPMENT & ACCESSORIES INDUSTRIAL PRODUCTS HARDWARE MEDIA & ENTERTAINMENT TELECOM SERVICES MUTUAL FUND UNITS SOFTWARE 0.00% 0.98% 6.09% 1.25% 1.51% 1.74% 7.44% 8.53% 72.46% Product Label Long term capital appreciation A fund that invests in stocks of technology and technology related companies principal will be at High risk The scheme has undergone a fundamental attribute change with effect from May 29, Please read the addendum for further details. SIP If you had invested ` every month in FITF (Regular Plan) 1 Year 3 Years 5 Years 7 Years 10 Years Since Inception Total amount Invested (Rs) 120, , , ,000 1,200,000 2,400,000 Total value as on 31Jul2018 (Rs) 140, , ,478 1,456,634 2,780,502 13,554,108 Returns 33.62% 18.36% 14.08% 15.46% 16.04% 15.17% Total value of B: S&P BSE TECK 141, , ,458 1,423,845 2,794,529 NA B:S&P BSE TECK Returns 34.17% 15.39% 12.08% 14.82% 16.13% NA Total value of AB: Nifty , , ,864 1,412,576 2,427,347 13,448,744 AB: Nifty 50 Returns 19.86% 17.87% 14.76% 14.59% 13.50% 15.10% Index is adjusted for the period February 1, 1999 to May 26, 2017 with the performance of S&P BSE Information Technology Past performance may or may not be sustained in future. Returns greater than 1 year period are compounded annualized. Dividends assumed to be reinvested and Bonus is adjusted. Load is not taken into consideration. On account of difference in the type/category, asset allocation or investment strategy, inception dates, performances of these funds are not strictly comparable. Please refer to for details on performance of all schemes (including Direct Plans). B: Benchmark, AB: Additional Benchmark. As TRI data is not available since inception of the scheme, benchmark performance is calculated using composite of ($ S&P BSE Information Technology PRI values from 01/02/1999 to 23/08/2004; S&P BSE Information Technology TRI values from 23/08/2004 to 29/05/2017 and S&P BSE TECK TRI values since 29/05/2017, * Nifty 50 PRI values from to to and TRI values since ) 23

24 Feeder Franklin U.S. Opportunities Fund FIFFUSOF An open ended fund of fund scheme investing in units of Franklin U. S. Opportunities Fund INVESTMENT OBJECTIVE The Fund seeks to provide capital appreciation by investing predominantly in units of Franklin U. S. Opportunities Fund, an overseas Franklin Templeton mutual fund, which primarily invests in securities in the United States of America. (FOR FRANKLIN INDIA FEEDER FRANKLIN US OPPORTUNITIES FUND) Srikesh Nair (FOR FRANKLIN US OPPORTUNITIES FUND) Grant Bowers Sara Araghi ` crores Monthly Average ` crores PLANS Growth and Dividend (with payout and reinvestment opiton) February 06, 2012 Russell 3000 Growth Index MINIMUM APPLICATION AMOUNT `5,000 and in multiples of Re.1 thereafter Entry Load Exit Load Nil 1% if redeemed/switchedout within three years of allotment Investors may note that they will be bearing the recurring expenses of this Scheme in addition to the expenses of the underlying Schemes in which this Scheme makes investment Mutual Fund Units Franklin U.S. Opportunities Fund, Class I (ACC) 2,069,487 62, Total Holding 62, Call,cash and other current asset Total Asset 62, Indian Investors in ` Feeder Franklin U.S. Opportunities Fund Product Label Long term capital appreciation SIP If you had invested ` every month in FIFFUSOF (Regular Plan) in $ Franklin U.S. Opportunities Fund invests in 1 Year 3 years 5 years Since Inception Past performance may or may not be sustained in future. Returns greater than 1 year period are compounded annualized. Dividends assumed to be reinvested and Bonus is adjusted. Load is not taken into consideration. On account of difference in the type/category, asset allocation or investment strategy, inception dates, performances of these funds are not strictly comparable. Please refer to for details on performance of all schemes (including Direct Plans). B: Benchmark, AB: Additional Benchmark. EXPENSE RATIO EXPENSE RATIO (DIRECT) US Companies Total amount Invested (Rs) 120, , , ,000 Total value as on 31Jul2018 (Rs) 138, , ,435 1,330,998 Returns 30.54% 19.46% 14.93% 16.24% Total value of B: Russell 3000 Growth Index 140, , ,563 1,519,409 B:Russell 3000 Growth Index Returns 32.81% 23.33% 19.25% 20.29% Growth Plan ` Dividend Plan ` Direct Growth Plan ` Direct Dividend Plan ` MINIMUM INVESTMENT/ MULTIPLES FOR NEW INVESTORS `5,000/1 ADDITIONAL INVESTMENT/ MULTIPLES FOR EXISTING INVESTORS ` 1000/1 A fund of funds investing in an overseas equity fund principal will be at High risk : 1.91% : 0.87% The rates specified are the actual expenses charged as at the end of the month. The above ratio includes the GST on Investment Management Fees. The above ratio also includes, proportionate charge in respect of sales beyond T 30 cities subject to maximum of 30 bps on daily net, wherever applicable. Feeder Franklin European Growth Fund FIFFEGF An open ended fund of fund scheme investing in units of Franklin European Growth Fund INVESTMENT OBJECTIVE The Fund seeks to provide capital appreciation by investing predominantly in units of Franklin European Growth Fund, an overseas equity fund which primarily invests in securities of issuers incorporated or having their principal business in European countries. However, there is no assurance or guarantee that the objective of the scheme will be achieved. (FOR FRANKLIN INDIA FEEDER FRANKLIN EUROPEAN GROWTH FUND) Srikesh Nair (dedicated for making investments for Foreign Securities) (FOR FRANKLIN EUROPEAN GROWTH FUND) Robert Mazzuoli Dylan Ball MSCI Europe Index ` crores Monthly Average ` crores PLANS Growth and Dividend (with Reinvestment & Payout Options) Direct Growth and Dividend (with Reinvestment & Payout Options) May 16, 2014 MINIMUM INVESTMENT/ MULTIPLES FOR NEW INVESTORS `5,000/1 ADDITIONAL INVESTMENT/ MULTIPLES FOR EXISTING INVESTORS ` 1000/1 Mutual Fund Units Franklin European Growth Fund, Class I (ACC) Total Holding 1, Call,cash and other current asset Total Asset 1, Indian Investors in ` Growth Plan ` Dividend Plan ` Direct Growth Plan ` Direct Dividend Plan ` Feeder Franklin European Growth Fund Long term capital appreciation MINIMUM APPLICATION AMOUNT `5,000 and in multiples of Re.1 thereafter Entry Load Exit Load 72, in $ Product Label Franklin European Growth Fund Nil 1% if redeemed/switchedout within three years of allotment MINIMUM INVESTMENT/ MULTIPLES FOR NEW INVESTORS Investors may note that they will be bearing the recurring expenses of this Scheme in addition to the expenses of the `5,000/1 underlying Schemes in which this Scheme makes investment SIP If you had invested ` every month in FIFFEGF (Regular Plan) invests in A fund of funds investing in an overseas equity fund having exposure to Europe. principal will be at High risk European Companies EXPENSE RATIO EXPENSE RATIO (DIRECT) 3 Years Since Inception : 1.66% : 0.61% The rates specified are the actual expenses charged as at the end of the month. The above ratio includes the GST on Investment Management Fees. The above ratio also includes, proportionate charge in respect of sales beyond T 30 cities subject to maximum of 30 bps on daily net, wherever applicable. ADDITIONAL INVESTMENT/ MULTIPLES FOR EXISTING INVESTORS ` 1000/1 Total amount Invested (Rs) 120, , ,000 Total value as on 31Jul2018 (Rs) 122, , ,587 Returns 3.70% 7.05% 4.99% Total value of B: MSCI Europe Index 128, , ,818 B:MSCI Europe Index Returns 14.11% 13.37% 10.29% Past performance may or may not be sustained in future. Returns greater than 1 year period are compounded annualized. Dividends assumed to be reinvested and Bonus is adjusted. Load is not taken into consideration. On account of difference in the type/category, asset allocation or investment strategy, inception dates, performances of these funds are not strictly comparable. Please refer to for details on performance of all schemes (including Direct Plans). B: Benchmark, AB: Additional Benchmark. 1 Year 24

25 Franklin Asian Equity Fund FAEF An open ended equity scheme following Asian (excluding Japan) equity theme INVESTMENT OBJECTIVE FAEF is an openend diversified equity fund that seeks to provide medium to long term appreciation through investments primarily in Asian Companies / sectors (excluding Japan) with long term potential across market capitalisation. January 16, 2008 Roshi Jain Srikesh Nair (dedicated for making investments for Foreign Securities) MSCI Asia (exjapan) Standard Index Growth Plan ` Dividend Plan ` Direct Growth Plan ` Direct Dividend Plan ` Monthly Average * Annualised. Riskfree rate assumed to be 6.25% (FBIL OVERNIGHT MIBOR) MINIMUM INVESTMENT/ MULTIPLES FOR NEW INVESTORS ` 5000/1 ADDITIONAL INVESTMENT/ MULTIPLES FOR EXISTING INVESTORS ` 1000/1 ` crores ` crores TURNOVER Portfolio Turnover 24.52% VOLATILITY MEASURES (3 YEARS) Standard Deviation 3.39% Beta 0.92 Sharpe Ratio* 0.48 EXPENSE RATIO : 2.88% EXPENSE RATIO (DIRECT) : 2.18% The rates specified are the actual expenses charged as at the end of the month. The above ratio includes the GST on Investment Management Fees. The above ratio also includes, proportionate charge in respect of sales beyond T 30 cities subject to maximum of 30 bps on daily net, wherever applicable. ENTRY LOAD Nil EXIT LOAD 1% if redeemed/switchedout within three years of allotment Auto Tata Motors Ltd China Yongda Automobiles (Hong Kong) Banks HDFC Bank Ltd. * China Construction Bank (Hong Kong) * Yes Bank Ltd DBS Group Holdings (Singapore) BDO UniBank (Philippines) BK Central Asia (Indonesia) Kasikornbank PCL (Thailand) Shinhan Financial (South Korea) Cement Semen Indonesia (Indonesia) Indocement Tunggal Prakarsa (Indonesia) Siam Cement (Thailand) Construction Oberoi Realty Ltd Consumer Durables Largan Precision (Taiwan) Consumer Non Durables Samsonite (Hong Kong) * Universal Robina (Philippines) UniPresident China Holdings (Hong Kong) Diversified Consumer Service New Oriental Education (ADR) Finance AIA Group (Hong Kong) * Ping An Insurance (Hong Kong) * Motilal Oswal Financial Services Ltd Hardware Samsung Electronics (South Korea) * Taiwan Semiconductor Manufacturing (Taiwan) * Ennoconn Corp (Taiwan) Sunny Optical Technology (Hong Kong) Healthcare Services Narayana Hrudayalaya Ltd SIP If you had invested ` every month in FAEF (Regular Plan) Past performance may or may not be sustained in future. Returns greater than 1 year period are compounded annualized. Dividends assumed to be reinvested and Bonus is adjusted. Load is not taken into consideration. On account of difference in the type/category, asset allocation or investment strategy, inception dates, performances of these funds are not strictly comparable. Please refer to for details on performance of all schemes (including Direct Plans). B: Benchmark, AB: Additional Benchmark. Hotels, Resorts And Other Recreational Activities The Indian Hotels Company Ltd Minor International (Thailand) Industrial Capital Goods Korea Aerospace (South Korea) Industrial Products Cummins India Ltd Media & Entertainment Naver Corp ( South Korea) Major Cineplex (Thailand) China Literature (Hong Kong) Non Ferrous Metals Hindalco Industries Ltd Pharmaceuticals MedyTox INC (South Korea) Osstem Implant (South Korea) Retailing Alibaba Group (ADR) * Trent Ltd SM Prime Holdings (Philippines) Techtronics Industries (Hong Kong) Ace Hardware (Indonesia) Matahari Department Store (Indonesia) Software Tencent Holdings (Hong Kong) * JD.COM (ADR) MakemyTrip (USA) Telecom Equipment & Accessories AAC Technologies Holdings (Hong Kong) Telecom Services Idea Cellular Ltd Transportation Citrip.com (ADR) * Total Equity Holding Total Equity Holding 11, Call,cash and other current asset Total Asset 12, * Top 10 holdings 1 year 3 years 5 years 7 years 10 Years Since Inception Total amount Invested (Rs) 120, , , ,000 1,200,000 1,270,000 Total value as on 31Jul2018 (Rs) 119, , ,464 1,225,691 2,087,310 2,250,290 Returns 0.29% 13.36% 10.57% 10.62% 10.67% 10.39% Total value of B: MSCI Asia (exjapan) 123, , ,175 1,300,171 2,350,249 2,543,468 B:MSCI Asia (exjapan) Returns 6.03% 16.47% 12.12% 12.27% 12.90% 12.54% Total value of AB: Nifty , , ,864 1,412,576 2,427,347 2,611,184 AB: Nifty 50 Returns 19.86% 17.87% 14.76% 14.59% 13.50% 13.01% Sector Allocation Total Assets CALL,CASH AND OTHER CURRENT ASSET INDUSTRIAL CAPITAL GOODS TELECOM EQUIPMENT & ACCESSORIES HEALTHCARE SERVICES INDUSTRIAL PRODUCTS TELECOM SERVICES NON FERROUS METALS CONSTRUCTION CEMENT DIVERSIFIED CONSUMER SERVICE AUTO CONSUMER DURABLES PHARMACEUTICALS HOTELS, RESORTS AND OTHER RECREATIONAL ACTIVITIES MEDIA & ENTERTAINMENT CONSUMER NON DURABLES TRANSPORTATION SOFTWARE FINANCE RETAILING HARDWARE BANKS 2.44% 0.37% 0.39% 0.79% 0.84% 0.92% 0.99% 1.13% 1.32% 1.80% 1.84% 1.88% 1.93% 2.20% 2.52% 4.07% 5.46% 9.49% 12.13% 14.52% 16.17% 16.78% Product Label Long term capital appreciation A fund that invests in stocks of Asian companies / sectors (excluding Japan) principal will be at High risk 25

26 Index Fund NSE NIFTY Plan FIIF An open ended scheme replicating/ tracking Nifty 50 Index INVESTMENT OBJECTIVE The Investment Objective of the Scheme is to invest in companies whose securities are included in the Nifty and subject to tracking errors, endeavouring to attain results commensurate with the Nifty 50 under NSE Nifty Plan. August 4, 2000 Varun Sharma Srikesh Nair (Dedicated for investments in foreign securities) Nifty 50 ` crores Monthly Average ` crores MINIMUM INVESTMENT/ MULTIPLES FOR NEW INVESTORS ` 5000/1 ADDITIONAL INVESTMENT/ MULTIPLES FOR EXISTING INVESTORS ` 1000/1 ENTRY LOAD Nil EXIT LOAD 1% (if redeemed/switchedout within 30 days from date of allotment) TOP 10 HOLDINGS HDFC Bank Ltd. * Reliance Industries Ltd. * Housing Development Finance Corporation Ltd. * Infosys Ltd. * ITC Ltd. * Tata Consultancy Services Ltd. * ICICI Bank Ltd. * Kotak Mahindra Bank Ltd. * Larsen & Toubro Ltd. * Maruti Suzuki India Ltd. * Hindustan Unilever Ltd State Bank of India IndusInd Bank Ltd Axis Bank Ltd Mahindra & Mahindra Ltd Yes Bank Ltd Asian Paints Ltd Bajaj Finance Ltd Sun Pharmaceutical Industries Ltd HCL Technologies Ltd Bharti Airtel Ltd Tata Motors Ltd NTPC Ltd Oil & Natural Gas Corporation Ltd Ultratech Cement Ltd Hero MotoCorp Ltd Tech Mahindra Ltd Indiabulls Housing Finance Ltd Growth Plan ` Dividend Plan ` Direct Growth Plan ` Direct Dividend Plan ` TRACKING ERROR (for 3 year period) : 0.24% EXPENSE RATIO : 1.08% EXPENSE RATIO (DIRECT) : 0.64% The rates specified are the actual expenses charged as at the end of the month. The above ratio includes the GST on Investment Management Fees. The above ratio also includes, proportionate charge in respect of sales beyond T30 cities subject to maximum of 30 bps on daily net, wherever applicable. Note : Sector allocation as per Nifty 50 Tata Steel Ltd Bajaj Finserv Ltd Vedanta Ltd Power Grid Corporation of India Ltd Grasim Industries Ltd Titan Company Ltd Eicher Motors Ltd Bajaj Auto Ltd Indian Oil Corporation Ltd Coal India Ltd GAIL (India) Ltd Cipla Ltd Wipro Ltd Hindalco Industries Ltd Bharat Petroleum Corporation Ltd Zee Entertainment Enterprises Ltd Adani Ports and Special Economic Zone Ltd Dr. Reddy's Laboratories Ltd Bharti Infratel Ltd UPL Ltd Hindustan Petroleum Corporation Ltd Lupin Ltd Total Equity Holding Total Equity Holding 25, Call,cash and other current asset Total Asset 25, Product Label Long term capital appreciation A passively managed index fund * Top 10 Holdings principal will be at High risk SIP If you had invested ` every month in FIIFNSE (Regular Plan) 1 Year 3 Years 5 Years 7 Years 10 Years Since Inception Total amount Invested (Rs) 120, , , ,000 1,200,000 2,160,000 Total value as on 31Jul2018 (Rs) 131, , ,934 1,344,968 2,262,118 8,863,834 Returns 18.09% 16.20% 13.33% 13.22% 12.18% 14.04% Total value of B: Nifty , , ,864 1,412,576 2,427,347 10,310,443 B:Nifty 50 Returns 19.86% 17.87% 14.76% 14.59% 13.50% 15.44% Past performance may or may not be sustained in future. Returns greater than 1 year period are compounded annualized. Dividends assumed to be reinvested and Bonus is adjusted. Load is not taken into consideration. On account of difference in the type/category, asset allocation or investment strategy, inception dates, performances of these funds are not strictly comparable. Please refer to for details on performance of all schemes (including Direct Plans). B: Benchmark, AB: Additional Benchmark. 26

27 Liquid Fund^ (Erstwhile Treasury Management Account) (ICRA)A1+mfs rating by ICRA FILF TYPE OF SCHEME An Openend Liquid scheme INVESTMENT OBJECTIVE The investment objective of the scheme is to provide current income along with high liquidity. FITMA R Plan FITMA I Plan FITMA SI Plan April 29, 1998 June 22, 2004 September 2, 2005 Pallab Roy & Sachin PadwalDesai Crisil Liquid Fund Index Monthly Average MATURITY & YIELD AVERAGE MATURITY YIELD MODIFIED DURATION MACAULAY DURATION FITMA SI Plan Entry Load Nil Exit Load Nil ` crores ` crores 0.10 Years 7.46% 0.09 Years 0.10 Years EXPENSE RATIO EXPENSE RATIO (DIRECT) FITMAR Plan* 0.86% FITMA SI Plan 0.12% FITMAI Plan* 0.61% FITMA SI Plan 0.18% The rates specified are the actual expenses charged as at the end of the month. The above ratio includes the GST on Investment Management Fees. The above ratio also includes, proportionate charge in respect of sales beyond T30 cities subject to maximum of 30 bps on daily net, wherever applicable. MINIMUM INVESTMENT/MULTIPLES FOR NEW INVESTORS FITMA SI Plan WDP ` 25 lakh/1 FITMA SI Plan other options `10,000/1 ADDITIONAL INVESTMENT/MULTIPLES FOR EXISTING INVESTORS FITMA SI Plan WDP ` 1 lakh/1 FITMA SI Plan other options ` 1000/1 R Plan: Regular Plan; I Plan: Institutional Plan; SI Plan Super Institutional Plan WDP : Weekly Dividend Payout Rating LIC Housing Finance Ltd CRISIL AAA Total Corporate Bond Larsen And Toubro Ltd* ICRA A Reliance Jio Infocomm Ltd* CARE A Power Finance Corp Ltd* CRISIL A Tata Projects Ltd* CRISIL A Reliance Retail Ltd* CARE A Mahindra & Mahindra Financial Services Ltd* CRISIL A Bank Of Baroda* CRISIL A Rural Electrification Corp Ltd* CRISIL A National Bank For Agriculture And Rural Development* ICRA A Cooperatieve Rabobank UA* CRISIL A Dewan Housing Finance Corp Ltd CRISIL A National Bank For Agriculture And Rural Development CRISIL A Housing Development Finance Corp Ltd ICRA A Magma Fincorp Ltd CARE A Gruh Finance Ltd CRISIL A Renew Power Ltd CARE A1+(SO) IDFC Bank Ltd ICRA A S D Corporation Pvt Ltd CARE A1+(SO) Shriram Housing Finance Ltd CARE A Magma Fincorp Ltd CRISIL A Godrej Consumer Products Ltd CRISIL A Reliance Industries Ltd CRISIL A Shriram City Union Finance Ltd CARE A L&T Housing Finance Ltd CARE A LIC Housing Finance Ltd CRISIL A SBI Cards & Payment Services Pvt. Ltd. CRISIL A Tata Capital Housing Finance Ltd ICRA A JM Financial Asset Reconstruction Co Ltd CARE A Axis Finance Ltd IND A JM Financial Asset Reconstruction Co Ltd ICRA A Ceat Ltd CARE A JM Financial Capital Ltd ICRA A Tata Capital Financial Services Ltd CRISIL A Capital First Ltd CARE A Tata Motors Finance Holdings Ltd CARE A JM Financial Credit Solutions Ltd ICRA A Kotak Commodity Service Pvt Ltd ICRA A JM Financial Products Ltd CARE A L&T Finance Ltd CRISIL A JM Financial Services Pvt Ltd ICRA A JM Financial Products Ltd ICRA A Total Money Market Instruments 519, CBLO : 5.75%, Others (Cash/ Subscription/ Redemption/ Payable on purchase/ Receivable on sale/ Other Payable/ Other Receivable) : 0.25% FILF R Plan Growth Option Weekly Option Daily Dividend Option Composition by Assets ` ` ` FILF I Plan Growth Option ` Weekly Option ` Daily Dividend Option ` Money Market Instruments % Corporate Bond 3.44% Other Assets 5.50% Rating Call, Cash & Other Current Assets 27, Net Assets 508, FILF Super Institutional Plan Growth Option Weekly Dividend Option Daily Dividend ` ` ` Composition by Rating * Top 10 holdings FILF Super Institutional Plan (Direct) Growth Plan ` Weekly Dividend Plan ` Daily Dividend ` CARE A1+/CARE AAA/CRISIL A1+/CRISIL AAA/ICRA A1+/IND A1+/ CARE A1+(SO) (includes Call, Cash & Other Current Assets ) % *Sales suspended in Regular Plan & Institutional Plan Product Label Regular income for short term A liquid fund that invests in short term and money market instruments. principal will be at risk *ICRA has assigned a credit rating of (ICRA)A1+mfs to Treasury Management Account (FITMA). ICRA s mutual fund rating methodology is based on evaluating the inherent credit quality of the funds portfolio. As a measure of the credit quality of a debt fund s. ICRA uses the concept of credit scores. These scores are based on ICRA s estimates of credit risk associated with each exposure of the portfolio taking into account its maturity. To quantify the credit risk scores, ICRA uses its database of historical default rates for various rating categories for various maturity buckets. The credit risk Rating incorporate ICRA s assessment of a debt fund s published investment objectives and policies, its management characteristics, and the creditworthiness of its investment portfolio. ICRA reviews relevant fund information on an ongoing basis to support its published rating opinions. If the portfolio credit score meets the benchmark of the assigned rating during the review, the rating is retained. In an event that the benchmark credit score is breached, ICRA gives a month s time to the debt fund manager to bring the portfolio credit score within the benchmark credit score. If the debt fund manager is able to reduce the portfolio credit score within the benchmark credit score, the rating is retained. If the portfolio still continues to breach the benchmark credit score, the rating is revised to reflect the change in credit quality. 27

28 Ultra Short Bond Fund FIUBF An open ended ultrashort term debt scheme investing in instruments such that $ the Macaulay duration of the portfolio is between 3 months to 6 months INVESTMENT OBJECTIVE To provide a combination of regular income and high liquidity by investing primarily in a mix of short term debt and money market instruments. December 18,2007 Pallab Roy & Sachin Padwal Desai Crisil Liquid Fund Index FIUBF Retail Plan Growth Option ` Weekly Option ` Daily Dividend Option ` FIUBF Institutional Plan Growth Option ` Daily Dividend Option ` FIUBF Super Insitutional Plan Growth Option ` Weekly Option ` Daily Dividend Option ` FIUBF Super Insitutional Plan (Direct) Growth Option ` Weekly Option ` Daily Dividend Option ` Monthly Average MATURITY & YIELD AVERAGE MATURITY YIELD MODIFIED DURATION MACAULAY DURATION EXPENSE RATIO : RP* : 0.86% IP* : 0.66% ` crores ` crores 0.48 years 8.57% 0.42 years 0.44 years MINIMUM INVESTMENT/MULTIPLES FOR NEW INVESTORS: SIP : ` 10,000/1 ADDITIONAL INVESTMENT/MULTIPLES FOR EXISTING INVESTORS: SIP : ` 1000/1 RPRetail Plan, IPInstitutional Plan, SIPSuper Institutional Plan SIP : 0.41% The rates specified are the actual expenses charged as at the end of the month. The above ratio includes the GST on Investment Management Fees. The above ratio also includes, proportionate charge in respect of sales beyond T30 cities subject to maximum of 30 bps on daily net, wherever applicable. Rating Renew Power Ltd* CARE A Aasan Corporate Solutions Pvt Ltd* ICRA AA(SO) Northern ARC Capital Ltd* ICRA A Hinduja Leyland Finance Ltd* CARE AA Piramal Realty Pvt Ltd ICRA AA(SO) Housing Development Finance Corp Ltd CRISIL AAA DLF Home Developers Ltd BWR A(SO) Aspire Home Finance Corp Ltd ICRA A Greenko Clean Energy Projects Pvt Ltd CARE A+(SO) Clix Capital Services Pvt Ltd CARE AA DLF Ltd ICRA A Indostar Capital Finance Ltd CARE AA Yes Capital India Pvt Ltd CARE AA Tata Motors Ltd CARE AA Edelweiss Asset Reconstruction Co Ltd ICRA AA(SO) Edelweiss Commodities Services Ltd CRISIL AA JSW Techno Projects Management Ltd BWR A(SO) Tata Steel Ltd BWR AA Future Enterprises Ltd CARE AA Dolvi Minerals And Metals Pvt Ltd BWR A(SO) JSW Logistics Infrastructure Pvt Ltd BWR AA (SO) Reliance Broadcast Network Ltd CARE AA+(SO) JSW Projects Ltd BWR AA (SO) Aavas Financiers Ltd ICRA A Renew Solar Power Pvt Ltd CARE A+(SO) LIC Housing Finance Ltd CRISIL AAA JM Financial Asset Reconstruction Co Ltd ICRA AA SBK Properties Pvt Ltd ICRA AA(SO) Equitas Small Finance Bank Ltd IND A Vedanta Ltd CRISIL AA Tata Motors Ltd ICRA AA Vistaar Financial Services Pvt Ltd ICRA A Xander Finance Pvt Ltd ICRA A Edelweiss Retail Finance Ltd ICRA AA Equitas Small Finance Bank Ltd CRISIL A Volkswagen Finance Pvt Ltd IND AAA Molagavalli Renewable Pvt Ltd CARE A+(SO) JM Financial Products Ltd CRISIL AA MA MultiTrade Pvt Ltd BWR A+ (SO) KKR India Financial Services Pvt Ltd CRISIL AA Edelweiss Agri Value Chain Ltd ICRA AA HDB Financial Services Ltd CRISIL AAA Total Corporate Debt 651, Uttar Pradesh Power Corp Ltd* CRISIL A+(SO) Indian Railway Finance Corp Ltd ICRA AAA Indian Railway Finance Corp Ltd CRISIL AAA EXPENSE RATIO (DIRECT) SIP : 0.34% Composition by Assets Composition by Rating Rating National Bank For Agriculture And Rural Development CRISIL AAA Total PSU/PFI Bonds 77, Axis Bank Ltd* ICRA A Reliance Industries Ltd* CRISIL A Reliance Industries Ltd* CARE A IDFC Bank Ltd* ICRA A Gruh Finance Ltd* CRISIL A National Bank For Agriculture And Rural Development CRISIL A Housing Development Finance Corp Ltd ICRA A Indian Bank CRISIL A Wadhawan Global Capital Pvt Ltd CARE A Bajaj Housing Finance Ltd CRISIL A Power Finance Corp Ltd CRISIL A LIC Housing Finance Ltd CRISIL A Housing Development Finance Corp Ltd CRISIL A Chennai Petroleum Corp Ltd CRISIL A Kotak Mahindra Bank Ltd CRISIL A S D Corporation Pvt Ltd CARE A1+(SO) L&T Finance Holdings Ltd ICRA A National Fertilizers Ltd ICRA A AU Small Finance Bank Ltd IND A L&T Housing Finance Ltd CARE A Indusind Bank Ltd CRISIL A S D Corporation Pvt Ltd ICRA A1+(SO) Bajaj Finance Ltd CRISIL A National Bank For Agriculture And Rural Development ICRA A Union Bank Of India ICRA A Tata Motors Finance Holdings Ltd CARE A Bank Of Baroda CRISIL A Indostar Home Finance Pvt Ltd ICRA A JM Financial Services Ltd ICRA A HDFC Bank Ltd CRISIL A Reliance Jio Infocomm Ltd CARE A JM Financial Credit Solutions Ltd ICRA A ICICI Bank Ltd CRISIL A Capital First Ltd CARE A Cooperatieve Rabobank UA CRISIL A Hero Fincorp Ltd CRISIL A Axis Bank Ltd CRISIL A Tata Capital Financial Services Ltd CRISIL A Total Money Market Instruments 566, Citibank NA 1, Fixed Deposit Total 1, Call, Cash & Other Current Assets 84, Net Assets 1,380, CBLO : 5.49%, Others (Cash/ Subscription/ Redemption/ Payable on purchase/ Receivable on sale/ Other Payable/ Other Receivable) : 0.61% * Top 10 holdings Entry Load: Exit Load: Nil Nil *Sales suspended in Retail Plan & Institutional Plan $For more details, please refer Understanding the Factsheet section (Page 2) CARE A1+/CARE A1+(SO)/CARE AAA/CRISIL A1+/CRISIL AAA/ICRA A1+/IND AAA/ IND A1+ /ICRA AAA / ICRA A1+ (SO) / Fixed Deposit (includes Call, Cash & Other Current Assets ) 51.80% Corporate Debt 47.21% PSU/PFI Bonds 5.59% CARE AA+ / CARE AA+(SO) / CRISIL AA+ 2.10% ICRA AA(SO) / CARE AA / CARE AA / ICRA AA(SO) / ICRA AA / ICRA AA / CRISIL AA / BWR Money Market Instruments 41.01% Fixed Deposit 0.09% AA / BWR AA (SO) 22.32% Other Assets 6.10% BWR A(SO)/BWR A(SO)/BWR A+ (SO)/CARE A+/CARE A+(SO)/CRISIL A/ICRA A/ICRA A+/ICRA A+ (SO)/IND A+/CRISIL A+(SO) / ICRA A 23.77% Product Label Regular income for short term A fund that invests in short term debt and money market instruments principal will be at risk product is suitable for them. 28

29 Duration Fund IND A1+mfs rating by India Ratings FILDF An open ended low duration debt scheme investing in instruments such that the $ Macaulay duration of the portfolio is between 6 months to 12 months INVESTMENT OBJECTIVE^ The objective of the Scheme is to earn regular income for investors through investment primarily in debt securities February 7, 2000 Monthly & Quarterly Dividend Plan July 26, 2010 Growth Plan Santosh Kamath & Kunal Agrawal CRISL Short Term Bond Fund Index Monthly Plan ` Quarterly Plan ` Growth Plan ` Direct Monthly Plan ` Direct Quarterly Plan ` Direct Growth Plan ` Monthly Average MATURITY & YIELD AVERAGE MATURITY YIELD MODIFIED DURATION MACAULAY DURATION ` crores ` crores 0.98 years 9.52% 0.83 years 0.89 years EXPENSE RATIO : 0.78% EXPENSE RATIO (DIRECT) : 0.45% The rates specified are the actual expenses charged as at the end of the month. The above ratio includes the GST on Investment Management Fees. The above ratio also includes, proportionate charge in respect of sales beyond T 30 cities subject to maximum of 30 bps on daily net, wherever applicable. MINIMUM INVESTMENT/MULTIPLES FOR NEW INVESTORS `25000/1 Monthly & Quarterly Dividend Plan `10000/1 Growth Plan Rating Clix Capital Services Pvt Ltd* CARE AA Indostar Capital Finance Ltd* CARE AA MA Multi Trade Pvt Ltd* BWR A+ (SO) DLF Home Developers Ltd* BWR A(SO) Renew Power Ltd* CARE A Wadhawan Global Capital Pvt Ltd* CARE AAA(SO) Future Enterprises Ltd CARE AA Visu Leasing And Finance Pvt Ltd CARE A DLF Ltd ICRA A Edelweiss Commodities Services Ltd CRISIL AA Reliance Infrastructure Consulting & Engineers Pvt Ltd BWR AA (SO) Renew Solar Power Pvt Ltd CARE A+(SO) Yes Capital (India) Pvt Ltd CARE AA JSW Logistics Infrastructure Pvt Ltd BWR AA (SO) Aasan Corporate Solutions Pvt Ltd ICRA AA(SO) Nufuture Digital (India) Ltd BWR A+ (SO) Essel Infraprojects Ltd BWR A(SO) Piramal Realty Pvt Ltd ICRA AA(SO) Reliance Broadcast Network Ltd CARE AA+(SO) Hero Wind Energy Pvt Ltd ICRA A Ess Kay Fincorp Ltd BWR A JSW Projects Ltd BWR AA (SO) Greenko Clean Energy Projects Pvt Ltd CARE A+(SO) Dolvi Minerals And Metals Pvt Ltd BWR A(SO) Legitimate Asset Operators Pvt Ltd CARE A+(SO) Hero Solar Energy Pvt Ltd ICRA A Reliance Big Pvt Ltd BWR AA (SO) TRPL Roadways Pvt Ltd ICRA A+(SO) Vedanta Ltd CRISIL AA Xander Finance Pvt Ltd ICRA A Hinduja Leyland Finance Ltd CARE AA Equitas Housing Finance Ltd CRISIL A Northern Arc Capital Ltd ICRA A Edelweiss Asset Reconstruction Company Ltd ICRA AA(SO) Tata Motors Ltd ICRA AA Aspire Home Finance Corporation Ltd ICRA A Andhra Bank CRISIL AA Diligent Media Corporation Ltd ICRA A(SO) Rating Edelweiss Agri Value Chain Ltd ICRA AA Renew Wind Energy (Raj One) Pvt Ltd CARE A+(SO) Narmada Wind Energy Pvt Ltd CARE A+(SO) Five Star Business Finance Ltd CARE A Reliance Infrastructure Ltd IND A(SO) Reliance Industries Ltd CRISIL AAA RBL Bank Ltd ICRA AA Tata Steel Ltd BWR AA Equitas Small Finance Bank Ltd IND A Total Corporate Debt Uttar Pradesh Power Corp Ltd* CRISIL A+(SO) Indian Railway Finance Corporation Ltd* ICRA AAA Total PSU/PFI Bonds S.D. Corporation Pvt Ltd* CARE A1+(SO) Axis Bank Ltd* ICRA A IDFC Bank Ltd ICRA A Housing Development Finance Corporation Ltd CRISIL A National Fertilizers Ltd ICRA A AU Small Finance Bank Ltd IND A Rural Electrification Corporation Ltd CRISIL A Wadhawan Global Capital Pvt Ltd CARE A Chennai Petroleum Corporation Ltd CRISIL A Union Bank Of India ICRA A ICICI Bank Ltd CRISIL A Housing Development Finance Corporation Ltd ICRA A Small Industries Development Bank Of India CARE A National Bank For Agriculture And Rural Development ICRA A National Bank For Agriculture And Rural CBLO : 3.66%, Others (Cash/ Subscription/ Redemption/ Payable on purchase/ Receivable on sale/ Other Payable/ Other Receivable) : 0.75% Composition by Assets Development CRISIL A Axis Bank Ltd CRISIL A HDFC Bank Ltd CRISIL A Small Industries Development Bank Of India CRISIL A Total Money Market Instruments Call, Cash & Other Current Assets Net Assets Composition by Rating * Top 10 holdings ADDITIONAL INVESTMENT/MULTIPLES FOR EXISTING INVESTORS `5000/1 Monthly & Quarterly Dividend Plan `1000/1 Growth Plan Entry Load Nil Exit Load* In respect of each purchase of Units 0.50% if the Units are redeemed/ switchedout within 3 months of allotment. *CDSC is treated similarly $For more details, please refer Understanding the Factsheet section (Page 2) Corporate Debt 64.96% PSU/PFI Bonds 8.53% Money Market Instruments 22.10% Other Assets 4.41% CARE A1+/CARE A1+(SO)/CARE AAA(SO)/CRISIL A1+/CRISIL AAA/ICRA A1+/ICRA AAA/IND A1+ (includes Call, Cash & Other Current Assets ) 33.95% CARE AA+(SO) 1.39% BWR AA/BWR AA (SO)/CARE AA/CARE AA/CRISIL AA/CRISIL AA/ICRA AA/ICRA AA/ICRA AA(SO)/ICRA AA(SO) 28.41% BWR A/BWR A(SO)/BWR A(SO)/BWR A+ (SO)/CARE A/CARE A/CARE A+/CARE A+(SO)/ CRISIL A/CRISIL A+(SO)/ICRA A/ICRA A(SO)/ICRA A+/ICRA A+(SO)/IND A(SO)/IND A % Product Label^ Regular income for short term A fund that focuses on low duration securities. principal will be at risk * Investors should consult their financial advisers if in doubt about whether the 29

30 Savings Fund^ (Erstwhile Savings Plus Fund) IND A1+mfs rating by India Ratings FISF An open ended debt scheme investing in money market instruments INVESTMENT OBJECTIVE^ To provide income and liquidity consistent with the prudent risk from a portfolio comprising of money market instruments. Retail Option Institutional Option Sup. Institutional Option Pallab Roy & Sachin PadwalDesai Crisil Liquid Fund Index Feb 11, 2002 Sep 6, 2005 May 9, 2007 Retail Plan Growth Plan ` Dividend Plan ` Monthly Dividend ` Quarterly Dividend ` Institutional Plan Dividend Plan ` Retail Plan (Direct) Growth Plan ` Dividend Plan ` Monthly Dividend ` Quarterly Dividend ` Monthly Average MATURITY & YIELD AVERAGE MATURITY YIELD MODIFIED DURATION MACAULAY DURATION ` crores ` crores 0.57 years 7.90% 0.53 years 0.57 years EXPENSE RATIO 0.36% (Retail) 0.84% (Institutional)* EXPENSE RATIO (Direct): 0.16% (Retail) The rates specified are the actual expenses charged as at the end of the month. The above ratio includes the GST on Investment Management Fees. The above ratio also includes, proportionate charge in respect of sales beyond T 30 cities subject to maximum of 30 bps on daily net, wherever applicable. Rating National Bank For Agriculture And Rural Development* CRISIL A1+ 4, Reliance Industries Ltd* CARE A1+ 4, HDFC Bank Ltd* CRISIL A1+ 4, ExportImport Bank Of India* CRISIL A1+ 4, ICICI Bank Ltd* CRISIL A1+ 4, Fullerton India Credit Co Ltd* ICRA A1+ 3, Kotak Mahindra Bank Ltd* CRISIL A1+ 3, Axis Bank Ltd* CRISIL A1+ 2, Housing Development Finance Corp Ltd* ICRA A1+ 2, Capital First Ltd* CARE A1+ 2, Small Industries Development Bank Of India CRISIL A1+ 2, Rating S D Corporation Pvt Ltd CARE A1+(SO) 2, Axis Bank Ltd ICRA A1+ 1, Bajaj Finance Ltd CRISIL A1+ 1, Gruh Finance Ltd CRISIL A Total Money Market Instruments 46, Call, Cash & Other Current Assets Net Assets 47, CBLO : 0.70%, Others (Cash/ Subscription/ Redemption/ Payable on purchase/ Receivable on sale/ Other Payable/ Other Receivable) : 0.08% Composition by Assets Money Market Instruments 99.38% Other Assets 0.62% MINIMUM INVESTMENT/MULTIPLES FOR NEW INVESTORS Retail Plan: `10,000/1 ADDITIONAL INVESTMENT/MULTIPLES FOR EXISTING INVESTORS Retail Plan: `1000/1 Entry Load Nil Exit Load Nil (w.e.f. Apr 25, 2016) *Sales suspended in Institutional Plan & Super Institutional Plan Composition by Rating CARE A1+/CRISIL A1+/ICRA A1+/ CARE A1+(SO) (includes Call, Cash & Other Current Assets) % Product Label^ Regular income for short term * Top 10 holdings A money market fund that invests in money market instruments principal will be at risk India Ratings and Research (IndRa) has assigned a credit rating of IND A1+mfs to Savings Plus Fund. IndRa s National Scale Money Market Fund Rating primarily focuses on the investment objective of preservation of capital. India Ratings reviews, among other factors, applicable fund regulation, track record of the fund industry, industry standards and practices. An India Ratings MMF rating is primarily based on an analysis of the fund s investment policy. India Ratings expects MMFs to be diversified and to adhere to conservative guidelines limiting credit, market and liquidity risks. India Ratings typically requests monthly portfolio holdings and relevant performance statistics to actively monitor national scale MMF Ratings. Ratings do not guarantee the return profile or risk attached to the investments made. Ratings are not a recommendation or suggestion, directly or indirectly, to you or any other person, to buy, sell, make or hold any investment, loan or security or to undertake any investment strategy with respect to any investment, loan or security or any issuer. Ratings do not comment on the adequacy of market price, the suitability of any investment, loan or security for a particular investor (including without limitation, any accounting and/or regulatory treatment), or the taxexempt nature or taxability of payments made in respect of any investment, loan or security. India Ratings is not your advisor, nor is India Ratings providing to you or any other party any financial advice, or any legal, auditing, accounting, appraisal, valuation or actuarial services. A rating should not be viewed as a replacement for such advice or services. 30

31 Floating Rate Fund^ (Erstwhile Cash Management Account) FIFRF A n o p e n e n d e d d e b t s c h e m e predominantly investing in floating rate instruments (including fixed rate instruments converted to floating rate exposures using swaps/ derivatives) INVESTMENT OBJECTIVE^ To provide income and liquidity consistent with the prudent risk from a portfolio comprising of floating rate debt instruments, fixed rate debt instruments swapped for floating rate return, and also fixed rate i n s t r u m e n t s a n d m o n e y m a r k e t instruments. April 23, 2001 Pallab Roy, Umesh Sharma Srikesh Nair (dedicated for making investments for Foreign Securities (Effective June 4, 2018)) Crisil Liquid Fund Index. Growth Plan ` Dividend Plan ` Direct Growth Plan ` Direct Dividend Plan ` Monthly Average ` crores ` crores Rating HDB Financial Services Ltd CRISIL AAA Aspire Home Finance Corp Ltd ICRA A Hinduja Leyland Finance Ltd CARE AA Indostar Capital Finance Ltd CARE AA Northern ARC Capital Ltd ICRA A Total Corporate Debt 5, GOI FRB 2020 (21Dec2020) SOVEREIGN 8, Total Governement Securities CBLO : 8.84%, Others (Cash/ Subscription/ Redemption/ Payable on purchase/ Receivable on sale/ Other Payable/ Other Receivable) : 0.18% Composition by Assets Corporate Debt 25.95% Governement Securities 39.02% Money Market Instruments 26.38% Other Assets 8.66% Rating Kotak Mahindra Bank Ltd CRISIL A Small Industries Development Bank Of India CRISIL A Axis Bank Ltd CRISIL A Total Money Market Instruments 5, Call, Cash & Other Current Assets 1, Net Assets 21, Composition by Rating CARE A1+/CRISIL A1+/CRISIL AAA/ICRA A1+/IND A1+/ SOVEREIGN (includes Call, Cash & Other Current Assets ) 83.33% CARE AA 9.25% ICRA A+ 7.42% Product Label^ Regular income for short term A fund that invests primarily in floating rate and short term fixed rate debt instruments. principal will be at risk MATURITY & YIELD AVERAGE MATURITY YIELD MODIFIED DURATION MACAULAY DURATION 1.53 years 8.04% 0.60 years 0.64 years EXPENSE RATIO EXPENSE RATIO (DIRECT) : 0.95% : 0.43% The rates specified are the actual expenses charged as at the end of the month. The above ratio includes the GST on Investment Management Fees. The above ratio also includes, proportionate charge in respect of sales beyond T30 cities subject to maximum of 30 bps on daily net, wherever applicable. MINIMUM INVESTMENT/MULTIPLES FOR NEW INVESTORS `1000/1 ADDITIONAL INVESTMENT/MULTIPLES FOR EXISTING INVESTORS `1000/1 Entry Load Nil Exit Load Nil 31

32 Short Term Income Plan FISTIP An open ended short term debt scheme investing in instruments such that the $ Macaulay duration of the portfolio is between 1 year to 3 years INVESTMENT OBJECTIVE The objective of the Scheme is to provide investors stable returns by investing in fixed income securities. FISTIP Retail Plan January 31, 2002 FISTIPInstitutional Plan September 6, 2005 Santosh Kamath & Kunal Agrawal Crisil Short Term Bond Fund Index FISTIP Retail Plan Growth Plan ` Weekly Plan ` Monthly Plan ` Quarterly Plan ` FISTIP Retail Plan (Direct) Growth Plan ` Weekly Plan ` Monthly Plan ` Quarterly Plan ` Monthly Average MATURITY & YIELD AVERAGE MATURITY YIELD MODIFIED DURATION MACAULAY DURATION EXPENSE RATIO (Retail) EXPENSE RATIO (Institutional)* EXPENSE RATIO (Retail Direct) MINIMUM INVESTMENT/ MULTIPLES FOR NEW INVESTORS Retail: `5000/1 ADDITIONAL INVESTMENT/ MULTIPLES FOR EXISTING INVESTORS Retail: `5000/1 ` crores ` crores 2.13 years 10.53% 1.71 years 1.82 years Entry Load Nil Exit Load Upto 10 the Units may be redeemed / switched out without any exit load within 1 year from the date of allotment. *Sales suspended in Retail Plan Bonus Option & Institutional Plan : 1.57% : 1.18% : 0.84% The rates specified are the actual expenses charged as at the end of the month. The above ratio includes the GST on Investment Management Fees. The above ratio also includes, proportionate charge in respect of sales beyond T 30 cities subject to maximum of 30 bps on daily net, wherever applicable. Any redemption in excess of the above limit shall be subject to the following exit load: 0.50% if redeemed / switched out on or before 1 year from the date of allotment Nil if redeemed / switched out after 1 year from the date of allotment $For more details, please refer Understanding the Factsheet section (Page 2) Rating Vedanta Ltd* CRISIL AA Yes Bank Ltd* CARE AA Dolvi Minerals And Metals Pvt Ltd* BWR A(SO) Greenko Solar Energy Pvt Ltd* CARE A+(SO) Renew Power Ltd* CARE A DLF Home Developers Ltd* BWR A(SO) Andhra Bank* CRISIL AA DLF Ltd* ICRA A Yes Capital (India) Pvt Ltd* CARE AA Reliance Infrastructure Consulting & Engineers Pvt Ltd BWR AA (SO) Jindal Power Ltd ICRA A Future Enterprises Ltd CARE AA Edelweiss Agri Value Chain Ltd ICRA AA Diligent Media Corporation Ltd ICRA A(SO) Xander Finance Pvt Ltd ICRA A Edelweiss Commodities Services Ltd ICRA AA RKN Retail Pvt Ltd IND A Rivaaz Trade Ventures Pvt Ltd BWR AA (SO) Aptus Value Housing Finance India Ltd ICRA A Aditya Birla Retail Ltd IND A Narmada Wind Energy Pvt Ltd CARE A+(SO) Syndicate Bank CARE AA Small Business Fincredit India Pvt Ltd ICRA A Greenko Wind Projects Pvt Ltd CARE A+(SO) Renew Power Ltd Privately Rated $ Vodafone Mobile Services Ltd CRISIL AA MA Multi Trade Pvt Ltd BWR A+ (SO) Tata Motors Ltd CARE AA RBL Bank Ltd ICRA AA Reliance Broadcast Network Ltd CARE AA+(SO) Aditya Birla Retail Ltd CRISIL A Hero Solar Energy Pvt Ltd ICRA A Reliance Big Pvt Ltd BWR AA (SO) Essel Infraprojects Ltd BWR A(SO) Pune Solapur Expressway Pvt Ltd ICRA A(SO) Wadhawan Global Capital Pvt Ltd CARE AAA(SO) Bhavna Asset Operators Pvt Ltd BWR A+ (SO) East West Pipeline Ltd CRISIL AAA Hero Wind Energy Pvt Ltd ICRA A Renew Wind Energy (Raj One) Pvt Ltd CARE A+(SO) Hinduja Leyland Finance Ltd CARE AA Vastu Housing Finance Corporation Ltd BWR A Tata Power Company Ltd ICRA AA Edelweiss Commodities Services Ltd CRISIL AA OPJ Trading Pvt Ltd BWR A(SO) DLF Emporio Ltd CRISIL AA(SO) Visu Leasing And Finance Pvt Ltd CARE A Aspire Home Finance Corporation Ltd ICRA A Ess Kay Fincorp Ltd BWR A Future Ideas Company Ltd BWR A+ (SO) Rating CBLO : 7.04%, Others (Cash/ Subscription/ Redemption/ Payable on purchase/ Receivable on sale/ Other Payable/ Other Receivable) : 2.34% Composition by Assets Corporate Debt 85.69% PSU/PFI Bonds 4.93% Other Assets 9.38% Hinduja Leyland Finance Ltd ICRA A Sadbhav Infrastructure Project Ltd CARE A+(SO) Indostar Capital Finance Ltd CARE AA Reliance Infrastructure Ltd IND A(SO) Reliance Big Entertainment Pvt Ltd BWR AA+(SO) Edelweiss Retail Finance Ltd CRISIL AA JSW Logistics Infrastructure Pvt Ltd BWR AA (SO) Aasan Corporate Solutions Pvt Ltd ICRA AA(SO) Hindalco Industries Ltd CARE AA Svantantra Microfin Pvt Ltd ICRA A Punjab National Bank IND A Five Star Business Finance Ltd CARE A Yes Bank Ltd ICRA AA Punjab And Sind Bank CARE A KKR India Financial Services Pvt Ltd CRISIL AA Tata Power Company Ltd CRISIL AA Molagavalli Renewable Pvt Ltd CARE A+(SO) Nufuture Digital (India) Ltd BWR A+ (SO) Reliance Jio Infocomm Ltd CRISIL AAA DCB Bank Ltd ICRA A Hinduja Leyland Finance Ltd IND A Renew Solar Power Pvt Ltd CARE A+(SO) TRPL Roadways Pvt Ltd ICRA A+(SO) Vijaya Bank ICRA AA Mahindra & Mahindra Financial Services Ltd. IND AAA LIC Housing Finance Ltd CRISIL AAA Piramal Capital & Housing Finance Ltd CARE AA Housing Development Finance Corporation Ltd CRISIL AAA Tata Sons Ltd CRISIL AAA Total Corporate Debt Uttar Pradesh Power Corp Ltd* CRISIL A+(SO) Rural Electrification Corporation Ltd ICRA AAA Power Finance Corporation Ltd CRISIL AAA Total PSU/PFI Bonds Call, Cash & Other Current Assets Net Assets $ Rated by SEBI Registered agency Composition by Rating CARE AAA(SO)/CRISIL AAA/ICRA AAA/IND AAA (includes Call, Cash & Other Current Assets ) 11.61% BWR AA+(SO)/CARE AA+/CARE AA+(SO)/CRISIL AA+ 6.93% BWR AA (SO)/CARE AA/CARE AA/CRISIL AA/CRISIL AA/CRISIL AA(SO)/ICRA AA/ICRA AA/ ICRA AA(SO) 29.05% Privately Rated $ 1.36% Product Label Regular income for medium term A fund that invests in short term corporate bonds including PTCs. * Top 10 holdings BWR A/BWR A(SO)/BWR A(SO)/BWR A+ (SO)/CARE A/CARE A/CARE A+/CARE A+(SO)/CRISIL A/CRISIL A+(SO)/ICRA A/ICRA A/ICRA A(SO)/ICRA A+/ICRA A+(SO)/IND A/IND A(SO)/IND A % principal will be at risk 32

33 Credit Risk Fund^ (Erstwhile Corporate Bond Opportunities Fund) FICRF An open ended debt scheme primarily investing in AA and below rated corporate bonds (excluding AA+ rated corporate bonds) INVESTMENT OBJECTIVE The Fund seeks to provide regular income and capital appreciation through a focus on corporate securities. December 07, 2011 Santosh Kamath Sumit Gupta (Ceased to be the fund manager of the scheme w.e.f. end of day August 1, 2018) Crisil Short Term Bond Fund Index Growth Plan ` Dividend Plan ` Direct Growth Plan ` Direct Dividend Plan ` Monthly Average MATURITY & YIELD AVERAGE MATURITY YIELD MODIFIED DURATION MACAULAY DURATION ` crores ` crores 2.35 years 10.53% 1.76 years 1.87 years EXPENSE RATIO : 1.75% EXPENSE RATIO (DIRECT) : 1.03% The rates specified are the actual expenses charged as at the end of the month. The above ratio includes the GST on Investment Management Fees. The above ratio also includes, proportionate charge in respect of sales beyond T 30 cities subject to maximum of 30 bps on daily net, wherever applicable. MINIMUM INVESTMENT/ MULTIPLES FOR NEW INVESTORS ` 5000/1 ADDITIONAL INVESTMENT/ MULTIPLES FOR EXISTING INVESTORS ` 1000/1 ENTRY LOAD Nil EXIT LOAD Upto 10 the Units may be redeemed / switchedout without any exit load in each year from the date of allotment.* Any redemption in excess of the above limit shall be subject to the following exit load: 3% if redeemed / switchedout on or before 12 months from the date of allotment 2% if redeemed / switchedout after 12 months but within 24 months from the date of allotment 1% if redeemed / switchedout after 24 months but within 36 months from the date of allotment Nil if redeemed / switchedout after 36 months from the date of allotment *This no load redemption limit is applicable on a yearly basis (from the date of allotment of such units) and the limit not availed during a year shall not be clubbed or carried forward to the next year. CAP ON INVESTMENT ` 20 crores by an investor in each plan per application per day Rating Dolvi Minerals And Metals Pvt Ltd* BWR A(SO) Essel Infraprojects Ltd* BWR A(SO) Vedanta Ltd* CRISIL AA Renew Power Ltd* CARE A Aditya Birla Retail Ltd* CRISIL A Reliance Big Pvt Ltd* BWR AA (SO) Yes Bank Ltd* CARE AA Sadbhav Infrastructure Project Ltd* CARE A+(SO) Hero Wind Energy Pvt Ltd* ICRA A Legitimate Asset Operators Pvt Ltd CARE A+(SO) Five Star Business Finance Ltd CARE A Hinduja Leyland Finance Ltd CARE AA DLF Ltd ICRA A DLF Home Developers Ltd BWR A(SO) Reliance Infrastructure Consulting & Engineers Pvt Ltd BWR AA (SO) Vistaar Financial Services Pvt Ltd ICRA A Edelweiss Commodities Services Ltd CRISIL AA DCB Bank Ltd ICRA A+ (HYB) Aptus Value Housing Finance India Ltd ICRA A MA Multi Trade Pvt Ltd BWR A+ (SO) Small Business Fincredit India Pvt Ltd ICRA A Nufuture Digital (India) Ltd BWR A+ (SO) Visu Leasing And Finance Pvt Ltd CARE A Edelweiss Commodities Services Ltd ICRA AA Andhra Bank CRISIL AA Bhavna Asset Operators Pvt Ltd BWR A+ (SO) Renew Wind Energy Delhi Pvt Ltd CARE A+(SO) Greenko Wind Projects Pvt Ltd CARE A+(SO) Greenko Solar Energy Pvt Ltd CARE A+(SO) India Shelter Finance Corporation Ltd ICRA A Hinduja Leyland Finance Ltd IND A RKN Retail Pvt Ltd IND A Reliance Infrastructure Ltd IND A(SO) Vodafone Mobile Services Ltd CRISIL AA Future Enterprises Ltd CARE AA Hinduja Leyland Finance Ltd ICRA A Renew Power Ltd Privately Rated $ OPJ Trading Pvt Ltd BWR A(SO) Molagavalli Renewable Pvt Ltd CARE A+(SO) Aditya Birla Retail Ltd IND A Tata Motors Ltd CARE AA East West Pipeline Ltd CRISIL AAA Rating CBLO : 6.98%, Others (Cash/ Subscription/ Redemption/ Payable on purchase/ Receivable on sale/ Other Payable/ Other Receivable) : 1.85% Composition by Assets Corporate Debt 86.01% PSU/PFI Bonds 5.15% Other Assets 8.83% DLF Emporio Ltd CRISIL AA(SO) AU Small Finance Bank Ltd IND AA Yes Capital (India) Pvt Ltd CARE AA Edelweiss Agri Value Chain Ltd ICRA AA Future Ideas Company Ltd BWR A+ (SO) RBL Bank Ltd ICRA AA Syndicate Bank CARE AA TRPL Roadways Pvt Ltd ICRA A+(SO) Ess Kay Fincorp Ltd BWR A Xander Finance Pvt Ltd ICRA A Tata Steel Ltd BWR AA Diligent Media Corporation Ltd ICRA A(SO) Renew Solar Power Pvt Ltd CARE A+(SO) Wadhawan Global Capital Pvt Ltd CARE AAA(SO) Piramal Capital & Housing Finance Ltd CARE AA Housing Development Finance Corporation Ltd CRISIL AAA Star Health & Allied Insurance Company Ltd IND A Narmada Wind Energy Pvt Ltd CARE A+(SO) Aspire Home Finance Corporation Ltd ICRA A Yes Bank Ltd ICRA AA Punjab National Bank IND A DCB Bank Ltd CRISIL A Total Corporate Debt Uttar Pradesh Power Corp Ltd* CRISIL A+(SO) NHPC Ltd CARE AAA Rural Electrification Corporation Ltd CRISIL AAA National Bank For Agriculture And Rural Development CRISIL AAA Indian Railway Finance Corporation Ltd CRISIL AAA Total PSU/PFI Bonds Call, Cash & Other Current Assets Net Assets $ Rated by SEBI Registered Agency Composition by Rating Product Label^ Medium to long term capital appreciation with current income * Top 10 holdings CARE AAA/CARE AAA(SO)/CRISIL AAA (includes Call, Cash & Other Current Assets ) 10.22% CARE AA+ 3.87% BWR AA/BWR AA (SO)/CARE AA/CARE AA/CRISIL AA/CRISIL AA/CRISIL AA(SO)/ICRA AA/ICRA AA/IND AA 21.41% BWR A/BWR A(SO)/BWR A(SO)/BWR A+ (SO)/CARE A/CARE A/CARE A+/CARE A+(SO)/CRISIL A/CRISIL A+/CRISIL A+(SO)/ICRA A/ICRA A/ICRA A(SO)/ICRA A+/ICRA A+ (HYB)/ICRA A+(SO)/IND A/IND A/IND A(SO)/IND A % Privately Rated $ 0.86% A bond fund focusing on AA and below rated corporate bonds (excluding AA+ rated corporate bonds). principal will be at risk 33

34 Corporate Debt Fund^ (Erstwhile Income Builder Account) FICDF A n o p e n e n d e d d e b t s c h e m e predominantly investing in AA+ and above rated corporate bonds INVESTMENT OBJECTIVE^ The investment objective of the Scheme is primarily to provide investors Regular income and Capital appreciation. June 23, 1997 Santosh Kamath Sumit Gupta (Ceased to be the fund manager of the scheme w.e.f. end of day August 1, 2018) Crisil Short Term Bond Fund Index (effective June 04, 2018) Growth Plan ` Annual Dividend Plan ` Monthly Dividend Plan ` Quarterly Dividend Plan ` Halfyearly Dividend Plan ` Direct Growth Plan ` Direct Annual Dividend Plan ` Direct Monthly Dividend Plan ` Direct Quarterly Dividend Plan ` Direct Halfyearly Dividend Plan ` Monthly Average MATURITY & YIELD AVERAGE MATURITY : YIELD MODIFIED DURATION : MACAULAY DURATION : ` crores ` crores years 9.36% 2.37 years 2.56 years Rating Aditya Birla Housing Finance IND AAA Andhra Bank CRISIL AA Apollo Tyres Ltd CRISIL AA Bajaj Finance Ltd CRISIL AAA East West Pipeline Ltd* CRISIL AAA Fullerton India Credit Company Ltd CARE AAA Future Enterprises Ltd CARE AA HDFC Bank Ltd* CRISIL AA Housing Development Finance Corporation Ltd CRISIL AAA ICICI Bank Ltd* CARE AA Jindal Power Ltd ICRA A Kotak Mahindra Prime Ltd CRISIL AAA LIC Housing Finance Ltd* CRISIL AAA Piramal Capital & Housing Finance Ltd* CARE AA Reliance Broadcast Network Ltd* CARE AA+(SO) Reliance Jio Infocomm Ltd CRISIL AAA Reliance Jio Infocomm Ltd CRISIL AAA(SO) Reliance Ports & Terminals Ltd CARE AAA Renew Power Ltd CARE A Renew Wind Energy (Raj One) Pvt Ltd* CARE A+(SO) Sundaram Finance Ltd ICRA AAA Rating Volkswagen Finance Pvt Ltd IND AAA Wadhawan Global Capital Pvt Ltd* CARE AAA(SO) Total Corporate Debt Power Finance Corporation Ltd* CRISIL AAA Rural Electrification Corporation Ltd* CRISIL AAA National Bank For Agriculture And Rural Development CRISIL AAA Power Grid Corporation Of India Ltd CRISIL AAA National Highways Authority Of India CRISIL AAA NHPC Ltd CARE AAA Indian Railway Finance Corporation Ltd CRISIL AAA ONGC Mangalore Petrochemicals Ltd IND AAA Export Import Bank Of India ICRA AA Housing & Urban Development Corporation Ltd ICRA AAA Total PSU/PFI Bonds % Rajasthan SDL Uday (15Mar2021) SOVEREIGN Total Gilts CBLO : 0.68%, Others (Cash/ Subscription/ Redemption/ Payable on purchase/ Receivable on sale/ Other Payable/ Other Receivable) : 3.08% Composition by Assets Call, Cash & Other Current Assets Net Assets Composition by Rating * Top 10 holdings EXPENSE RATIO EXPENSE RATIO (DIRECT) MINIMUM INVESTMENT/MULTIPLES FOR NEW INVESTORS Plan A : `10,000 / 1 : 0.91% : 0.32% The rates specified are the actual expenses charged as at the end of the month. The above ratio includes the GST on Investment Management Fees. The above ratio also includes, proportionate charge in respect of sales beyond T 30 cities subject to maximum of 30 bps on daily net, wherever applicable. ADDITIONAL INVESTMENT/MULTIPLES FOR EXISTING INVESTORS Plan A : `1000 / 1 Plan A : Entry Load: Nil Exit Load: Nil (w.e.f. June 11, 2018) Sales suspended in Plan B All Options Corporate Debt 74.37% PSU/PFI Bonds 21.26% Gilts 0.61% Other Assets 3.76% CARE AAA/CARE AAA(SO)/CRISIL AAA/CRISIL AAA(SO)/ICRA AAA/IND AAA/SOVEREIGN (includes Call, Cash & Other Current Assets ) 64.32% CARE AA+/CARE AA+(SO)/CRISIL AA+/ICRA AA % CARE AA/CRISIL AA 3.28% CARE A+/CARE A+(SO)/ICRA A 9.65% Product Label^ Medium term capital appreciation with current income A bond fundfocuses on AA+ and above rated Corporate/PSU Bonds. principal will be at risk 34

35 Dynamic Accrual Fund FIDA An open ended dynamic debt scheme investing across duration INVESTMENT OBJECTIVE The primary investment objective of the Scheme is to generate a steady stream of income through investment in fixed income securities March 5, 1997 Santosh Kamath, Umesh Sharma & Sachin Padwal Desai Crisil Composite Bond Fund Index Growth Plan ` Dividend Plan ` Direct Growth Plan ` Direct Dividend Plan ` ` crores Monthly Average ` crores MATURITY & YIELD AVERAGE MATURITY 2.45 years YIELD 10.74% MODIFIED DURATION 1.88 years MACAULAY DURATION 2.01 years EXPENSE RATIO : 1.77% EXPENSE RATIO (DIRECT) : 0.82% The rates specified are the actual expenses charged as at the end of the month. The above ratio includes the GST on Investment Management Fees. The above ratio also includes, proportionate charge in respect of sales beyond T 30 cities subject to maximum of 30 bps on daily net, wherever applicable. MINIMUM INVESTMENT/ MULTIPLES FOR NEW INVESTORS ` 10000/1 ADDITIONAL INVESTMENT/ MULTIPLES FOR EXISTING INVESTORS ` 1000/1 ENTRY LOAD Nil EXIT LOAD : Upto 10 the Units may be redeemed / switchedout without any exit load in each year from the date of allotment.* Any redemption in excess of the above limit shall be subject to the following exit load: 3% if redeemed / switchedout on or before 12 months from the date of allotment 2% if redeemed / switchedout after 12 months but within 24 months from the date of allotment 1% if redeemed / switchedout after 24 months but within 36 months from the date of allotment 0.50% if redeemed / switchedout after 36 months but within 48 months from the date of allotment Nil if redeemed after 48 months from the date of allotment *This no load redemption limit is applicable on a yearly basis (from the date of allotment of such units) and the limit not availed during a year shall not be clubbed or carried forward to the next year. Rating Sadbhav Infrastructure Project Ltd* CARE A+(SO) Dolvi Minerals And Metals Pvt Ltd* BWR A(SO) Pune Solapur Expressway Pvt Ltd* ICRA A(SO) Essel Infraprojects Ltd* BWR A(SO) Small Business Fincredit India Pvt Ltd* ICRA A DLF Ltd* ICRA A MA Multi Trade Pvt Ltd* BWR A+ (SO) Vedanta Ltd* CRISIL AA Greenko Solar Energy Pvt Ltd* CARE A+(SO) RKN Retail Pvt Ltd IND A Yes Bank Ltd CARE AA Aditya Birla Retail Ltd CRISIL A Renew Power Ltd Privately Rated $ Edelweiss Commodities Services Ltd ICRA AA Piramal Capital & Housing Finance Ltd CARE AA Greenko Wind Projects Pvt Ltd CARE A+(SO) Reliance Big Entertainment Pvt Ltd BWR AA+(SO) Vastu Housing Finance Corporation Ltd BWR A Rivaaz Trade Ventures Pvt Ltd BWR AA (SO) DLF Emporio Ltd CRISIL AA(SO) Future Enterprises Ltd CARE AA Aspire Home Finance Corporation Ltd ICRA A Ess Kay Fincorp Ltd BWR A Star Health & Allied Insurance Company Ltd IND A Renew Power Ltd CARE A OPJ Trading Pvt Ltd BWR A(SO) Reliance Big Pvt Ltd BWR AA (SO) DLF Home Developers Ltd BWR A(SO) Hinduja Leyland Finance Ltd ICRA A Molagavalli Renewable Pvt Ltd CARE A+(SO) Renew Wind Energy (Raj One) Pvt Ltd CARE A+(SO) Yes Capital (India) Pvt Ltd CARE AA Reliance Broadcast Network Ltd CARE AA+(SO) Renew Wind Energy Delhi Pvt Ltd CARE A+(SO) Reliance Infrastructure Ltd IND A(SO) TRPL Roadways Pvt Ltd ICRA A+(SO) Hero Solar Energy Pvt Ltd ICRA A Hinduja Leyland Finance Ltd CARE AA Wadhawan Global Capital Pvt Ltd CARE AAA(SO) Diligent Media Corporation Ltd ICRA A(SO) Jindal Power Ltd ICRA A Rating Hinduja Leyland Finance Ltd IND A AU Small Finance Bank Ltd IND AA Edelweiss Commodities Services Ltd CRISIL AA Syndicate Bank CARE AA Bhavna Asset Operators Pvt Ltd BWR A+ (SO) Tata Power Company Ltd CRISIL AA Aditya Birla Retail Ltd IND A Visu Leasing And Finance Pvt Ltd CARE A India Shelter Finance Corporation Ltd ICRA A Xander Finance Pvt Ltd ICRA A Edelweiss Agri Value Chain Ltd ICRA AA Hero Wind Energy Pvt Ltd ICRA A Future Ideas Company Ltd BWR A+ (SO) Nufuture Digital (India) Ltd BWR A+ (SO) Punjab National Bank IND A Legitimate Asset Operators Pvt Ltd CARE A+(SO) Aasan Corporate Solutions Pvt Ltd ICRA AA(SO) Northern Arc Capital Ltd ICRA A Hindalco Industries Ltd CARE AA Renew Solar Power Pvt Ltd CARE A+(SO) RBL Bank Ltd ICRA AA Andhra Bank CRISIL AA AU Small Finance Bank Ltd CRISIL A Narmada Wind Energy Pvt Ltd CARE A+(SO) Equitas Housing Finance Ltd CRISIL A DCB Bank Ltd ICRA A+ (HYB) Total Corporate Debt Uttar Pradesh Power Corp Ltd* CRISIL A+(SO) Total PSU/PFI Bonds Call, Cash & Other Current Assets Net Assets CBLO : 4.89%, Others (Cash/ Subscription/ Redemption/ Payable on purchase/ Receivable on sale/ Other Payable/ Other Receivable) : 2.02% Composition by Assets Corporate Debt 88.17% Other Assets 6.91% PSU/PFI Bonds 4.92% $ Rated by SEBI Registered Agency Composition by Rating Product Label Medium term capital appreciation with current income * Top 10 holdings CARE AAA(SO) (includes Call, Cash & Other Current Assets ) 7.85% BWR AA+(SO)/CARE AA+/CARE AA+(SO) 7.37% BWR AA (SO)/CARE AA/CARE AA/CRISIL AA/CRISIL AA/CRISIL AA(SO)/ICRA AA/ICRA AA/ICRA AA(SO)/IND AA 17.69% BWR A/BWR A(SO)/BWR A(SO)/BWR A+ (SO)/CARE A/CARE A+/CARE A+(SO)/CRISIL A/CRISIL A/ CRISIL A+/CRISIL A+(SO)/ICRA A/ICRA A/ICRA A(SO)/ICRA A+/ICRA A+ (HYB)/ICRA A+(SO)/IND A/IND A/IND A(SO)/IND A % Privately Rated $ 1.98% A fund that focuses on fixed income securities with high accrual and potential for capital gains. principal will be at risk 35

36 Banking & PSU Debt Fund IND AAAmfs rating by India Ratings FIBPDF A n o p e n e n d e d d e b t s c h e m e predominantly investing in debt instruments of banks, Public Sector Undertakings, Public Financial Institutions and Municipal Bonds INVESTMENT OBJECTIVE^ The fund seeks to provide regular income through a portfolio of debt and money m a r ke t i n s t r u m e n t s c o n s i s t i n g predominantly of securities issued by entities such as Banks, Public Sector Undertakings (PSUs) and Municipal bonds. However, there is no assurance or guarantee that the objective of the scheme will be achieved April 25, 2014 Umesh Sharma, Sachin PadwalDesai & Srikesh Nair (dedicated for making investments for Foreign Securities (Effective June 4, 2018)) CRISIL Composite Bond Fund Index Growth Plan ` Dividend Plan ` Direct Growth Plan ` Direct Dividend Plan ` Monthly Average MATURITY & YIELD AVERAGE MATURITY YIELD MODIFIED DURATION MACAULAY DURATION ` crores ` crores EXPENSE RATIO : 0.58% EXPENSE RATIO (DIRECT) : 0.19% The rates specified are the actual expenses charged as at the end of the month. The above ratio includes the GST on Investment Management Fees. The above ratio also includes, proportionate charge in respect of sales beyond T 30 cities subject to maximum of 30 bps on daily net, wherever applicable. MINIMUM INVESTMENT/ MULTIPLES FOR NEW INVESTORS `5,000/1 ADDITIONAL INVESTMENT/ MULTIPLES FOR EXISTING INVESTORS ` 1000/1 Entry Load Nil Exit Load Nil (w.e.f. Apr 25, 2016) Rating 2.19 years 8.33% 1.77 years 1.90 years Product Label^ RBL Bank Ltd* ICRA AA ICICI Bank Ltd* CARE AA Syndicate Bank* CARE AA Total Corporate Debt ONGC Mangalore Petrochemicals Ltd* IND AAA Indian Railway Finance Corporation Ltd* CRISIL AAA Rural Electrification Corporation Ltd* CRISIL AAA National Highways Authority Of India* CRISIL AAA Export Import Bank Of India ICRA AA Power Grid Corporation Of India Ltd CRISIL AAA Total PSU/PFI Bonds Union Bank Of India* ICRA A Cooperatieve Rabobank UA* CRISIL A Kotak Mahindra Bank Ltd* CRISIL A Total Money Market Instruments Call, Cash & Other Current Assets Net Assets CBLO : 3.83%, Others (Cash/ Subscription/ Redemption/ Payable on purchase/ Receivable on sale/ Other Payable/ Other Receivable) : 2.48% Composition by Assets Corporate Debt 19.84% PSU/PFI Bonds 51.90% Money Market Instruments 21.95% Other Assets 6.31% Composition by Rating CRISIL A1+/CRISIL AAA/ICRA A1+/IND AAA (includes Call, Cash & Other Current Assets ) 75.43% CARE AA+/ICRA AA % CARE AA/ICRA AA 13.04% Regular Income for medium term An income fund that invests predominantly in debt and money market instruments issued by Banks, PSUs, PFIs and Municipal Bonds. principal will be at risk India Ratings and Research (IndRa) has assigned a credit rating of IND AAAmfs to Banking and PSU Debt Fund. IndRa s Bond Fund Ratings include two measures of risk, to reflect better the risks faced by fixedincome investors. The fund credit rating measures vulnerability to losses as a result of credit defaults, and is primarily expressed by a portfolio s weighted average (WA) rating. A complementary fund volatility rating measures a portfolio s potential sensitivity to market risk factors, such as duration, spread risk, currency fluctuations and others. Credit and volatility ratings are typically assigned together. The ratings include other fundspecific risk factors that may be relevant. These risk factors include concentration risk, derivatives used for hedging or speculative purposes, leverage, and counterparty exposures. IndRa assesses the fund manager s capabilities to ensure it is suitably qualified, competent and capable of managing the fund. India Ratings will not rate funds from managers that fail to pass this assessment. IndRa requests monthly portfolio holdings and relevant performance statistics in order to actively monitor the ratings. Ratings do not guarantee the return profile or risk attached to the investments made. Ratings are not a recommendation or suggestion, directly or indirectly, to you or any other person, to buy, sell, make or hold any investment, loan or security or to undertake any investment strategy with respect to any investment, loan or security or any issuer. Ratings do not comment on the adequacy of market price, the suitability of any investment, loan or security for a particular investor (including without limitation, any accounting and/or regulatory treatment), or the taxexempt nature or taxability of payments made in respect of any investment, loan or security. India Ratings is not your advisor, nor is India Ratings providing to you or any other party any financial advice, or any legal, auditing, accounting, appraisal, valuation or actuarial services. A rating should not be viewed as a replacement for such advice or services. 36

37 Income Opportunities Fund FIIOF An open ended medium term debt scheme investing in instruments such that the $ Macaulay duration of the portfolio is between 3 years to 4 years INVESTMENT OBJECTIVE The Fund seeks to provide regular income and capital appreciation by investing in fixed income securities across the yield curve. December 11, 2009 Santosh Kamath Sumit Gupta (Ceased to be the fund manager of the scheme w.e.f. end of day August 1, 2018) Crisil Short Term Bond Fund Index Growth Plan ` Dividend Plan ` Direct Growth Plan ` Direct Dividend Plan ` Monthly Average MATURITY & YIELD AVERAGE MATURITY YIELD MODIFIED DURATION MACAULAY DURATION ` crores ` crores 3.82 years 10.49% 2.78 years 2.98 years EXPENSE RATIO : 1.70% EXPENSE RATIO (DIRECT) : 0.94% The rates specified are the actual expenses charged as at the end of the month. The above ratio includes the GST on Investment Management Fees. The above ratio also includes, proportionate charge in respect of sales beyond T 30 cities subject to maximum of 30 bps on daily net, wherever applicable. MINIMUM INVESTMENT/ MULTIPLES FOR NEW INVESTORS ` 5000/1 ADDITIONAL INVESTMENT/ MULTIPLES FOR EXISTING INVESTORS ` 1000/1 ENTRY LOAD Nil EXIT LOAD Upto 10 the Units may be redeemed / switchedoutwithout any exit load in each year from the date of allotment.* Any redemption in excess of the above limit shall be subject to the following exit load: 3% if redeemed / switchedout on or before 12 months from the date of allotment 2% if redeemed / switchedout after 12 months but within 18 months from the date of allotment 1% if redeemed / switchedout after 18 months but within 24 months from the date of allotment Nil if redeemed after 24 months from the date of allotment *This no load redemption limit is applicable on a yearly basis (from the date of allotment of such units) and the limit not availed during a year shall not be clubbed or carried forward to the next year. CAP ON INVESTMENT ` 20 crores by an investor in each plan per application per day $For more details, please refer Understanding the Factsheet section (Page 2) Rating Piramal Capital & Housing Finance Ltd* CARE AA Jindal Power Ltd* ICRA A Star Health & Allied Insurance Company Ltd* IND A Vedanta Ltd* CRISIL AA Pune Solapur Expressway Pvt Ltd* ICRA A(SO) Tata Power Company Ltd* CRISIL AA Rivaaz Trade Ventures Pvt Ltd* BWR AA (SO) Wadhawan Global Capital Pvt Ltd* CARE AAA(SO) Renew Power Ltd* Privately Rated $ Hinduja Leyland Finance Ltd CARE AA DLF Ltd ICRA A DCB Bank Ltd CRISIL A Reliance Jio Infocomm Ltd CRISIL AAA Reliance Big Pvt Ltd BWR AA (SO) RKN Retail Pvt Ltd IND A Edelweiss Commodities Services Ltd ICRA AA Edelweiss Agri Value Chain Ltd ICRA AA Hindalco Industries Ltd CARE AA Renew Wind Energy (Raj One) Pvt Ltd CARE A+(SO) Andhra Bank CRISIL AA Edelweiss Commodities Services Ltd CRISIL AA DCB Bank Ltd ICRA A+ (HYB) Diligent Media Corporation Ltd ICRA A(SO) Aptus Value Housing Finance India Ltd ICRA A Greenko Solar Energy Pvt Ltd CARE A+(SO) Vastu Housing Finance Corporation Ltd BWR A JSW Projects Ltd BWR AA (SO) Future Enterprises Ltd CARE AA Tata Motors Ltd CARE AA India Shelter Finance Corporation Ltd ICRA A Rating Bhavna Asset Operators Pvt Ltd BWR A+ (SO) Svantantra Microfin Pvt Ltd ICRA A Narmada Wind Energy Pvt Ltd CARE A+(SO) Aditya Birla Retail Ltd CRISIL A SBK Properties Pvt Ltd ICRA AA(SO) Aditya Birla Retail Ltd IND A Molagavalli Renewable Pvt Ltd CARE A+(SO) Edelweiss Retail Finance Ltd CRISIL AA Renew Solar Power Pvt Ltd CARE A+(SO) Renew Power Ltd CARE A TRPL Roadways Pvt Ltd ICRA A+(SO) Yes Bank Ltd ICRA AA Hero Solar Energy Pvt Ltd ICRA A LIC Housing Finance Ltd CRISIL AAA Total Corporate Debt Uttar Pradesh Power Corp Ltd* CRISIL A+(SO) Rural Electrification Corporation Ltd CRISIL AAA Total PSU/PFI Bonds CBLO : 2.05%, Others (Cash/ Subscription/ Redemption/ Payable on purchase/ Receivable on sale/ Other Payable/ Other Receivable) : 1.87% Composition by Assets Corporate Debt 91.05% PSU/PFI Bonds 5.03% Other Assets 3.92% Composition by Rating Product Label^ Medium term capital appreciation with current income A fund that focuses on high accrual securities Call, Cash & Other Current Assets Net Assets $ Rated by SEBI Registered agency CARE AAA(SO)/CRISIL AAA (includes Call, Cash & Other Current Assets) 10.32% CARE AA % BWR AA (SO)/CARE AA/CRISIL AA/CRISIL AA/ICRA AA/ICRA AA(SO) 30.88% BWR A/BWR A+ (SO)/CARE A+/CARE A+(SO)/CRISIL A/CRISIL A+/CRISIL A+(SO)/ ICRA A/ICRA A/ICRA A(SO)/ICRA A+ (HYB)/ICRA A+(SO)/IND A/IND A/IND A % Privately Rated $ 3.68% * Top 10 holdings principal will be at risk 37

38 Government Securities Fund (Erstwhile Government Securities Fund Long Term Plan) FIGSF An open ended debt scheme investing in government securities across maturity INVESTMENT OBJECTIVE^ The Primary objective of the Scheme is to generate return through investments in sovereign securities issued by the Central Government and / or a State Government and / or any security unconditionally guaranteed by the central Government and / or State Government for repayment of Principal and Interest December 7, 2001 Sachin Padwal Desai & Umesh Sharma ISEC LiBex Monthly Average MATURITY & YIELD AVERAGE MATURITY YIELD MODIFIED DURATION MACAULAY DURATION FIGSF Growth Plan ` Dividend Plan ` FIGSF (Direct) Growth Plan ` Dividend Plan ` EXPENSE RATIO : FIGSF : 1.74%, (Direct): 0.79% ` crores ` crores years 7.90% 7.48 years 7.78 years The rates specified are the actual expenses charged as at the end of the month. The above ratio includes the GST on Investment Management Fees. The above ratio also includes, proportionate charge in respect of sales beyond T 30 cities subject to maximum of 30 bps on daily net, wherever applicable. MINIMUM INVESTMENT FOR NEW / EXISTING INVESTORS FIGSF : ` 10,000/1 (G); ` 25,000/1 (D); ADDITIONAL INVESTMENT/MULTIPLES FOR EXISTING INVESTORS FIGSF : ` 1000/1 Rating Composition by Assets Gilts 96.42% Other Assets 3.58% Composition by Rating SOVEREIGN 100% Product Label FIGSF Medium term capital appreciation with current income A fund that invests in Indian government securities 7.17% GOI 2028 SOVEREIGN % GOI 2034 SOVEREIGN % GOI 2031 SOVEREIGN Total Gilts Call, Cash & Other Current Assets Net Assets CBLO : 1.8%, Others (Cash/ Subscription/ Redemption/ Payable on purchase/ Receivable on sale/ Other Payable/ Other Receivable) : 1.78% principal will be at risk FIGSF : Entry Load: Nil Exit Load*: Nil *CDSC is treated similarly Government Securities Fund (FIGSF) Composite and PF Plan (Merging Plans) to be merged into FIGSF Long Term Plan (Surviving Plan) effective June 4,

39 Debt Hybrid Fund^ (Erstwhile Monthly Income Plan) FIDHF An open ended hybrid scheme investing predominantly in debt instruments INVESTMENT OBJECTIVE^ To provide regular income through a portfolio of predominantly fixed income securities with a maximum exposure of 25% to equities. September 28, 2000 Sachin PadwalDesai & Umesh Sharma (Debt) Lakshmikanth Reddy (Equity) Srikesh Nair (dedicated for foreign CRISIL Hybrid Conservative CRISIL MIP Blended Fund Index has been renamed as CRISIL Hybrid Conservative Index w.e.f. February 01, 2018 Growth Plan ` Monthly Plan ` Quarterly Plan ` Direct Growth Plan ` Direct Monthly Plan ` Direct Quarterly Plan ` Monthly Average ` crores ` crores MATURITY & YIELD AVERAGE MATURITY 3.64 years YIELD 8.58% MODIFIED DURATION 2.72 years MACAULAY DURATION 2.90 years Calculated based on debt holdings in the portfolio EXPENSE RATIO : 2.36% EXPENSE RATIO (DIRECT) : 1.65% The rates specified are the actual expenses charged as at the end of the month. The above ratio includes the GST on Investment Management Fees. The above ratio also includes, proportionate charge in respect of sales beyond T 30 cities subject to maximum of 30 bps on daily net, wherever applicable. MINIMUM INVESTMENT/ MULTIPLES FOR NEW INVESTORS Plan A `10,000/1 ADDITIONAL INVESTMENT/ MULTIPLES FOR EXISTING INVESTORS Plan A `1000/1 Plan A Entry Load: Nil Exit Load Upto 10 the Units may be redeemed / switchedout without any exit load within 1 year from the date of allotment. Any redemption in excess of the above limit shall be subject to the following exit load: 1% if redeemed / switchedout on or before 1 year from the date of allotment Nil if redeemed / switchedoutafter 1 year from the date of allotment Sales suspended in Plan B All Options Auto Mahindra & Mahindra Ltd TVS Motor Company Ltd Tata Motors Ltd Auto Ancillaries Balkrishna Industries Ltd Amara Raja Batteries Ltd Banks HDFC Bank Ltd Axis Bank Ltd Kotak Mahindra Bank Ltd State Bank of India Yes Bank Ltd ICICI Bank Ltd Karur Vysya Bank Ltd Cement Grasim Industries Ltd Construction Project Voltas Ltd Consumer Non Durables Kansai Nerolac Paints Ltd Asian Paints Ltd Colgate Palmolive (India) Ltd United Breweries Ltd Gas Gujarat State Petronet Ltd Industrial Products Cummins India Ltd Media & Entertainment Jagran Prakashan Ltd Minerals/Mining Coal India Ltd Non Ferrous Metals Hindalco Industries Ltd Petroleum Products Bharat Petroleum Corporation Ltd Pharmaceuticals Dr. Reddy's Laboratories Ltd Cadila Healthcare Ltd Power Power Grid Corporation of India Ltd Retailing Aditya Birla Fashion and Retail Ltd Software Infosys Ltd Telecom Services Bharti Airtel Ltd Total Equity Holding Rating CBLO : 1.1%, Others (Cash/ Subscription/ Redemption/ Payable on purchase/ Receivable on sale/ Other Payable/ Other Receivable) : 2.92% Composition by Assets Corporate Debt 44.26% PSU/PFI Bonds 13.94% Gilts 17.72% Other Assets 4.02% Equity 20.06% Equity Portfolio : Sector Allocation MINERALS/MINING 0.02% MEDIA & ENTERTAINMENT 1.50% INDUSTRIAL PRODUCTS 1.78% RETAILING 2.64% NON FERROUS METALS 2.73% CONSTRUCTION PROJECT 3.01% PETROLEUM PRODUCTS 3.10% GAS 4.47% POWER 4.71% CEMENT 4.72% TELECOM SERVICES 5.17% PHARMACEUTICALS 5.17% SOFTWARE 5.72% AUTO ANCILLARIES 6.01% AUTO 9.03% CONSUMER NON DURABLES 10.38% BANKS 29.83% Call, Cash & Other Current Assets Net Assets Debt Portfolio : Composition by Rating CRISIL AAA/IND AAA/SOVEREIGN 48.86% CARE AA+/CRISIL AA+/ICRA AA % Product Label^ Medium term capital appreciation with current income * Top 10 holdings Volkswagen Finance Pvt Ltd* IND AAA State Bank Of India* CRISIL AA Edelweiss Commodities Services Ltd* CRISIL AA Vedanta Ltd* CRISIL AA Tata Power Company Ltd* ICRA AA JM Financial Products Ltd* CRISIL AA Tata Steel Ltd* BWR AA LIC Housing Finance Ltd CRISIL AAA Hindalco Industries Ltd CARE AA Yes Bank Ltd CARE AA JM Financial Asset Reconstruction Company Ltd ICRA AA Housing Development Finance Corporation Ltd CRISIL AAA JM Financial Products Ltd ICRA AA Total Corporate Debt Export Import Bank Of India* ICRA AA Power Finance Corporation Ltd CRISIL AAA Rural Electrification Corporation Ltd CRISIL AAA Indian Railway Finance Corporation Ltd CRISIL AAA Total PSU/PFI Bonds % GOI 2028* SOVEREIGN % GOI 2022* SOVEREIGN % GOI 2031 SOVEREIGN Total Gilts BWR AA/CRISIL AA/ICRA AA/ICRA AA 31.32% A fund that invests predominantly in debt instruments with marginal equity exposure. principal will be at High risk 39

40 Pension Plan FIPEP An open ended retirement solution oriented scheme having a lockin of 5 years or till retirement age (whichever is earlier) INVESTMENT OBJECTIVE The Fund seeks to provide investors regular income under the Dividend Plan and capital appreciation under the Growth Plan. March 31, 1997 Lakshmikanth Reddy, Sachin PadwalDesai & Umesh Sharma 40% Nifty % Crisil Composite Bond Fund Index Growth Plan ` Dividend Plan ` Direct Growth Plan ` Direct Dividend Plan ` Monthly Average MATURITY & YIELD AVERAGE MATURITY YIELD MODIFIED DURATION MACAULAY DURATION EXPENSE RATIO : 2.32% EXPENSE RATIO (DIRECT) : 1.56% The rates specified are the actual expenses charged as at the end of the month. The above ratio includes the GST on Investment Management Fees. The above ratio also includes, proportionate charge in respect of sales beyond T 30 cities subject to maximum of 30 bps on daily net, wherever applicable. MINIMUM INVESTMENT/ MULTIPLES FOR NEW INVESTORS ` 500/1 ADDITIONAL INVESTMENT/ MULTIPLES FOR EXISTING INVESTORS ` 500/1 ENTRY LOAD Nil EXIT LOAD 3%, if redeemed before the age of 58 years (subject to lockin period) and target amount Nil, if redeemed after the age of 58 years TAX BENEFITS ` crores ` crores 3.76 years 8.71% 2.81 years 2.99 years Calculated based on debt holdings in the portfolio Auto Mahindra & Mahindra Ltd Tata Motors Ltd TVS Motor Company Ltd Auto Ancillaries Balkrishna Industries Ltd Amara Raja Batteries Ltd Banks HDFC Bank Ltd.* Axis Bank Ltd State Bank of India Kotak Mahindra Bank Ltd Yes Bank Ltd Karur Vysya Bank Ltd ICICI Bank Ltd Cement Grasim Industries Ltd Construction Project Voltas Ltd Consumer Non Durables Asian Paints Ltd Hindustan Unilever Ltd Colgate Palmolive (India) Ltd Kansai Nerolac Paints Ltd United Breweries Ltd Ferrous Metals Tata Steel Ltd Gas Petronet LNG Ltd Gujarat State Petronet Ltd Industrial Products Cummins India Ltd Media & Entertainment Jagran Prakashan Ltd Minerals/Mining Coal India Ltd Non Ferrous Metals Hindalco Industries Ltd Petroleum Products Hindustan Petroleum Corporation Ltd Bharat Petroleum Corporation Ltd Pharmaceuticals Dr. Reddy's Laboratories Ltd SIP If you had invested ` every month in FIPEP (Regular Plan) 1 Year 3 Years 5 Years 7 Years Cadila Healthcare Ltd Torrent Pharmaceuticals Ltd Power Power Grid Corporation of India Ltd NTPC Ltd Retailing Aditya Birla Fashion and Retail Ltd Software Infosys Ltd Telecom Services Bharti Airtel Ltd Total Equity Holding Years Since Inception Total amount Invested (Rs) 120, , , ,000 1,200,000 2,560,000 Total value as on 31Jul2018 (Rs) 122, , ,381 1,231,075 2,092,738 10,549,771 Returns 4.03% 7.19% 9.68% 10.74% 10.72% 11.77% Total value of B: 40% Nifty %Crisil Composite Bond Fund Index 124, , ,297 1,252,310 2,089,944 NA B:40% Nifty %Crisil Composite Bond Fund Index Returns 6.44% 10.31% 11.02% 11.22% 10.70% NA Total value of AB: CRISIL 10 Year Gilt Index 119, , ,891 1,044,578 1,637,098 NA AB: CRISIL 10 Year Gilt Index Returns 0.17% 3.23% 5.76% 6.14% 6.05% NA Past performance may or may not be sustained in future. Returns greater than 1 year period are compounded annualized. Dividends assumed to be reinvested and Bonus is adjusted. Load is not taken into consideration. On account of difference in the type/category, asset allocation or investment strategy, inception dates, performances of these funds are not strictly comparable. Please refer to for details on performance of all schemes (including Direct Plans). B: Benchmark, AB: Additional Benchmark. Composition by Assets Debt Holdings Rating (Rs. in Lakhs) Assets State Bank Of India* CRISIL AA Hinduja Leyland Finance Ltd* IND A Edelweiss Commodities Services Ltd* CRISIL AA Vedanta Ltd* CRISIL AA KKR India Financial Services Pvt Ltd* CRISIL AA Tata Steel Ltd* BWR AA JM Financial Products Ltd* CRISIL AA Tata Power Co Ltd ICRA AA LIC Housing Finance Ltd CRISIL AAA JM Financial Asset Reconstruction Co Ltd ICRA AA JM Financial Products Ltd ICRA AA DLF Promenade Ltd CRISIL AA(SO) Total Debt Holding ExportImport Bank Of India ICRA AA Indian Railway Finance Corp Ltd CRISIL AAA Total PSU/PFI Bonds % GOI 2028* SOVEREIGN % GOI 2022* SOVEREIGN % GOI 2031 SOVEREIGN Total Government Securities Debt Portfolio : Composition by Rating Total Equity Holding 16, Total Debt Holding 24, Call,cash and other current asset 1, Total Asset 42, * Top 10 holdings LOCKIN PERIOD & MINIMUM TARGET INVESTMENT For investment (including registered SIPs and incoming STPs) made on or before June 1, 2018: Three (3) full financial years For investments (including SIPs & STPs registered) made on or after June 4, 2018: 5 years or till retirement age (whichever is earlier) Minimum target investment ` 10,000 before the age of 60 years. Equity 38.52% Debt 57.76% Other Current Asset 3.72% Equity Portfolio : Sector Allocation MINERALS/MINING MEDIA & ENTERTAINMENT INDUSTRIAL PRODUCTS RETAILING CONSTRUCTION PROJECT FERROUS METALS NON FERROUS METALS TELECOM SERVICES POWER AUTO ANCILLARIES SOFTWARE GAS CEMENT PHARMACEUTICALS AUTO PETROLEUM PRODUCTS CONSUMER NON DURABLES BANKS 0.02% 1.08% 1.31% 1.93% 2.06% 2.53% 3.29% 3.78% 4.15% 4.27% 4.54% 4.66% 4.96% 5.58% 5.69% 5.70% 10.32% 34.11% Note : Sector Allocation is provided as a percentage of Equity holding totaling to 100% Composition by Rating is provided as a percentage of Debt Holding totaling to 100% CRISIL AAA/ SOVEREIGN 31.31% ICRA AA+ / CRISIL AA % BWR AA/ ICRA AA/ CRISIL AA / CRISIL AA(SO)/ ICRA AA 37.93% IND A+ 8.33% Product Label^ Long term capital appreciation A retirement fund investing upto 40% in equities and balance in fixed income instruments. principal will be at High risk 40

41 Multi Asset Solution Fund FIMAS An open ended fund of fund scheme investing in funds which in turn invest in equity, debt, gold and cash INVESTMENT OBJECTIVE The Fund seeks to achieve capital appreciation and diversification through a mix of strategic and tactical allocation to various asset classes such as equity, debt, gold and cash by investing in funds investing in these asset classes. However, there is no assurance or guarantee that the objective of the scheme will be achieved. November 28, 2014 FUND MANAGER Anand Radhakrishnan ` crores Monthly Average ` crores EXPENSE RATIO : 1.71% EXPENSE RATIO (DIRECT) : 0.75% The rates specified are the actual expenses charged as at the end of the month. The above ratio includes the GST on Investment Management Fees. The above ratio also includes, proportionate charge in respect of sales beyond T 30 cities subject to maximum of 30 bps on daily net, wherever applicable. ENTRY LOAD Nil EXIT LOAD In respect of each purchase of Units 1% if redeemed within 3 year of allotment MINIMUM INVESTMENT/MULTIPLES FOR NEW INVESTORS ` 5000 Mutual Fund Units/ETF Short Term Income Plan 43, Bluechip Fund 209, R*Shares Gold Bees 28, Total Holding Total Holding 3, Call,cash and other current asset Total Asset 3, Growth Plan ` Dividend Plan ` Direct Growth Plan ` Direct Dividend Plan ` Sector allocation Total Assets Mutual Fund Units 77.38% ETF 21.44% Call,cash and other current asset CRISIL Hybrid Aggressive CRISIL Balanced Fund Aggressive Index has been renamed as CRISIL Hybrid Aggressive Index w.e.f. February 01, 2018 ADDITIONAL INVESTMENT/MULTIPLES FOR EXISTING INVESTORS Dynamic PE Ratio Fund of Funds COMPOSITION AND PERFORMANCE How Does The Scheme Work? MultiAsset Solution Fund (FIMAS) is an openend fund of fund scheme which seeks to provide an asset allocation solution to the investors. The asset allocation is dynamically managed across Equity, Debt, Gold and Money Market based on proprietary model. The fund proposes to primarily invest in Franklin Templeton's existing local equity, fixed income, liquid products and in domestic Gold ETFs. The proprietary model uses a mix of strategic and tactical allocation. The strategic allocation stems from a combination of quantitative and qualitative analysis and it determines long term allocation to different asset classes. In order to determine the tactical allocation, the model uses a combination of economic, valuation and momentum / sentiment indicators to determine the allocation towards a particular asset class/security. The portfolio for the month of August 2018 arrived as per proprietary model is as follows: Asset Equity Fixed Income Gold Cash Instrument Total Portfolio Allocation Bluechip Fund % Short Term Income Plan % R*Shares Gold BeES % Treasury Management 0.000% Account** The Fund Manager will ensure to maintain the asset allocation in line with the Scheme Information Document. Product Label Long Term Capital appreciation A fund of funds investing in diversified asset classes through a mix of strategic and tactical allocation. principal will be at High risk ` 1000 ** Treasury Management Account renamed as Liquid Fund effective 4th June, Investors may note that they will be bearing the recurring expenses of this Scheme in addition to the expenses of the underlying Schemes in which this Scheme makes investment FIDPEF An open ended fund of fund scheme investing in dynamically balanced portfolio of equity and income funds INVESTMENT OBJECTIVE To provide longterm capital appreciation with relatively lower volatility through a dynamically balanced portfolio of equity and income funds. The equity allocation (i.e. the allocation to the diversified equity fund) will be determined based on the monthend weighted average PE ratio of the Nifty 50 (NSE Nifty). October 31, 2003 Anand Radhakrishnan CRISIL Hybrid Aggressive Index (effective June 04, 2018) Growth Plan ` Dividend Plan ` Direct Growth Plan ` Direct Dividend Plan ` ` crores Monthly Average ` crores EXPENSE RATIO : 1.72% EXPENSE RATIO (DIRECT) : 0.65% The rates specified are the actual expenses charged as at the end of the month. The above ratio includes the GST on Investment Management Fees. The above ratio also includes, proportionate charge in respect of sales beyond T 30 cities subject to maximum of 30 bps on daily net, wherever applicable. MINIMUM INVESTMENT/ MULTIPLES FOR NEW INVESTORS ` 5000/1 ADDITIONAL INVESTMENT/ MULTIPLES FOR EXISTING INVESTORS ` 1000/1 Investors may note that they will be bearing the recurring expenses of this Scheme in addition to the expenses of the underlying Schemes in which this Scheme makes investment Mutual Fund Units Short Term Income Plan 1,367,368 53, Bluechip Fund 7,483,194 36, Total Holding 89, Total Holding 89, Call,cash and other current asset Total Asset 89, FIDPEF's Investment strategy If weighted average PE ratio of NSE Nifty falls in this band... Upto Above 28...the equity component will be...(%) Sector allocation Total Assets Call, Cash and other Current Asset 0.16% Mutual Fund Units %...and the debt component will be... (%) ENTRY LOAD Nil EXIT LOAD In respect of each purchase of Units 1% if redeemed within 1 year of allotment COMPOSITION AND PERFORMANCE How Does The Scheme Work? The scheme changes its Asset allocation based on the weighted average PE ratio of the Nifty 50 (NSE Nifty). At higher PE levels, it reduces allocation to equities in order to minimise downside risk. Similarly at lower PE levels, it increases allocation to equities to capitalise on their upside potential. Historically, such a strategy of varying the allocation of equity and debt/money market instruments based on the PE ratio has delivered superior riskadjusted returns over the long term, although there is no guarantee that will be repeated in the future. Primarily, the equity component of the scheme is invested in Bluechip Fund (FIBCF), an open end diversified equity scheme investing predominantly in large cap stocks and the debt/money market component is invested in Short Term Income Plan (FISTIP), an open end income scheme investing in government securities, PSU bonds and corporate debt. The weighted average PE ratio of NSE Nifty as on was In line with the Scheme Information Document, the portfolio will be rebalanced in the first week of August 2018 as follows: Equity Fund : 40% Fixed Income Fund : 60% Product Label Long Term Capital appreciation A hybrid fund of funds investing in equity and debt mutual funds principal will be at High risk SIP If you had invested ` every month in FIDPEF (Regular Plan) Different plans 1 year have a different 3 years expense structure 5 years 7 years 10 Years Since Inception Total amount Invested (Rs) 120, , , ,000 1,200,000 1,770,000 Total value as on 31Jul2018 (Rs) 124, , ,465 1,225,946 2,101,820 4,687,794 Returns 6.29% 9.28% 10.21% 10.63% 10.80% 12.23% Total value of B: CRISIL Hybrid Aggressive Index 126, , ,141 1,342,249 2,284,565 4,637,429 B:CRISIL Hybrid Aggressive Index Returns 10.76% 13.43% 13.06% 13.16% 12.37% 12.10% Total value of AB: S&P BSE SENSEX 134, , ,517 1,424,216 2,454,698 5,415,318 AB: S&P BSE SENSEX Returns 23.90% 18.94% 14.98% 14.83% 13.72% 13.94% Past performance may or may not be sustained in future. Returns greater than 1 year period are compounded annualized. Dividends assumed to be reinvested and Bonus is adjusted. Load is not taken into consideration. On account of difference in the type/category, asset allocation or investment strategy, inception dates, performances of these funds are not strictly comparable. Please refer to for details on performance of all schemes (including Direct Plans). B: Benchmark, AB: Additional Benchmark. CRISIL Balanced Fund Aggressive Index has been renamed as CRISIL Hybrid Aggressive Index w.e.f. February 01, 2018 and the historical values have been revised due to a change in the underlying equity index 41

42 Life Stage Fund of Funds FILSF An open ended fund of fund scheme investing in funds which in turn invest in equity and debt INVESTMENT OBJECTIVE The primary objective is to generate superior risk adjusted returns to investors in line with their chosen asset allocation. December 1, 2003 July 9, 2004 (The 50s Plus Floating Rate Plan) Anand Radhakrishnan, Sachin PadwalDesai & Pallab Roy (until 28 Feb,2018) Paul S Parampreet (effective March 01, 2018) 20s Plan 65% S&P BSE Sensex + 15% Nifty % Crisil Composite Bond Fund Index; 30s Plan 45%S&P BSE Sensex + 10% Nifty %Crisil Composite Bond Fund Index; 40s Plan 25%S&P BSE Sensex + 10% Nifty % Crisil Composite Bond Fund Index; 50s Plus Plan 20% S&P BSE Sensex+ 80% Crisil Composite Bond Fund Index; 50s Plus Floating Rate Plan 20% S&P BSE Sensex + 80% Crisil Liquid Fund Index. 20s Plan: 30s Plan: 40s Plan: 50s Plus Plan: 50s Plus Floating Rate Plan 20s Plan: 30s Plan: 40s Plan: 50s Plus Plan: 50s Plus Floating Rate Plan EXPENSE RATIO 20s Plan: 1.61% 30s Plan: 1.76% 40s Plan: 1.94% 50s Plus Plan: 1.94% 50s Plus Floating Rate Plan: 0.79% (Direct) : 1.22% (Direct) : 1.12% (Direct) : 1.27% (Direct) : 1.14% (Direct) : 0.39% The rates specified are the actual expenses charged as at the end of the month. The above ratio includes the GST on Investment Management Fees. The above ratio also includes, proportionate charge in respect of sales beyond T 30 cities subject to maximum of 30 bps on daily net, wherever applicable. MINIMUM INVESTMENT/ MULTIPLES FOR NEW INVESTORS ` 5000/1 ` crores ` 7.69 crores ` crores ` 6.66 crores ` crores Monthly Average ` crores ` 7.58 crores ` crores ` 6.61 crores ` crores ADDITIONAL INVESTMENT/ MULTIPLES FOR EXISTING INVESTORS ` 1000/1 MINIMUM INVESTMENT FOR SYSTEMATIC INVESTMENT PLAN Minimum of 12 cheques of ` 2000 or more each Minimum of 6 cheques of ` 4000 or more each Investors may note that they will be bearing the recurring expenses of this Scheme in addition to the expenses of the underlying Schemes in which this Scheme makes investment Life Stage Fund Of Funds 20'S Plan Mutual Fund Units Bluechip Fund 138, Templeton India Value Fund 73, Prima Fund 19, Dynamic Accrual Fund 201, Corporate Debt Fund 203, Total Holding Mutual Fund Units Dynamic Accrual Fund 727, Corporate Debt Fund 627, Bluechip Fund 57, Prima Fund 13, Templeton India Value Fund 25, Total Holding How Does The Scheme Work? The scheme invests in a combination of Franklin Templeton India s equity and income schemes, with a steady state allocation as shown below. The debt and equity allocation is automatically rebalanced every 6 months to revert to the steady state levels. FILSF's Investment strategy Steady State Asset Allocation 20s Plan 30s Plan 40s Plan 50s Plus Plan 50s Floating Rate Plan Equity Debt 80% 55% 35% 20% 20% 20% 45% 65% 80% 80% 20s Plan 30s Plan 40s Plan 50s Plus Plan 50s Plus Floating Rate Plan FIBCF 50% 35% 20% 10% 15% FIPF 15% 10% 10% 0% 0% No.of Shares Total Holding Call, cash and other current asset Total Asset Life Stage Fund Of Funds 40'S Plan No.of Shares No.of Shares Underlying schemes TIGF** 15% 10% 5% 10% 5% Growth ` ` ` ` ` FIDA 10% 25% 35% 50% FIIBA 10% 20% 30% 30% 0% FISPF 80% Dividend ` ` ` ` ` Total Holding Call,cash and other current asset Total Asset Life Stage Fund Of Funds 50'S Plus Floating Rate Plan Mutual Fund Units Savings Fund Bluechip Fund Templeton India Value Fund Total Holding Total Holding Call,cash and other current asset Total Asset 2, Life Stage Fund Of Funds 30'S Plan Mutual Fund Units Bluechip Fund 55, Dynamic Accrual Fund 290, Corporate Debt Fund 234, Templeton India Value Fund 28, Prima Fund 7, Total Holding Total Holding Call,cash and other current asset Total Asset Life Stage Fund Of Funds 50'S Plus Plan Load structure Entry Load Exit Load: 20 s Plan 30 s Plan 40 s Plan 50 s Plus Plan And 50 s Plus Floating Rate Plan (Direct) 20s Plan 30s Plan 40s Plan 50s Plus Plan 50s Plus Floating Rate Plan Nil for all the plans In respect of each purchase of Units 1% if redeemed within 1 year of allotment In respect of each purchase of Units 0.75% if redeemed within 1 year of allotment In respect of each purchase of Units 0.75% if redeemed within 1 year of allotment In respect of each purchase of Units 1% if redeemed within 1 year of allotment Growth ` ` ` ` ` Dividend ` ` ` ` ` Product Label FILSF 20 s/30 s/40 s/50 s + & 50 s+ Floating rate Plan No.of Shares No.of Shares Mutual Fund Units Dynamic Accrual Fund 508, Corporate Debt Fund 307, Templeton India Value Fund 24, Bluechip Fund 13, Total Holding Total Holding Call,cash and other current asset Total Asset Long term capital appreciation **Templeton India Growth Fund renamed as Templeton India Value Fund effective 4th June, Income Builder Account renamed as Corporate Debt Fund effective 4th June, A fund of funds investing in equity and debt mutual funds. principal will be at High risk 42

43 Equity Hybrid Fund^ (Erstwhile Balanced Fund) FIEHF An open ended hybrid scheme investing predominantly in equity and equity related instruments INVESTMENT OBJECTIVE The investment objective of Balanced Fund is to provide longterm growth of capital and current income by investing in equity and equity related securities and fixed income instruments. December 10, 1999 Lakshmikanth Reddy, Sachin PadwalDesai, Umesh Sharma Srikesh Nair (dedicated for making investments for Foreign Securities (Effective June 4, 2018)) CRISIL Hybrid Aggressive CRISIL Balanced Fund Aggressive Index has been renamed as CRISIL Hybrid Aggressive Index w.e.f. February 01, 2018 Growth Plan ` Dividend Plan ` Direct Growth Plan ` Direct Dividend Plan ` Monthly Average ` crores ` crores TURNOVER Portfolio Turnover 98.55% Portfolio Turnover (Equity)* 31.01% *Computed for equity portion of the portfolio. MATURITY & YIELD AVERAGE MATURITY 4.31 Years YIELD 8.89% MODIFIED DURATION 3.17 Years MACAULAY DURATION 3.36 Years Calculated based on debt holdings in the portfolio EXPENSE RATIO : 2.22% EXPENSE RATIO (DIRECT) : 0.97% The rates specified are the actual expenses charged as at the end of the month. The above ratio includes the GST on Investment Management Fees. The above ratio also includes, proportionate charge in respect of sales beyond T30 cities subject to maximum of 30 bps on daily net, wherever Composition by Assets Auto Mahindra & Mahindra Ltd.* Tata Motors Ltd Auto Ancillaries Balkrishna Industries Ltd Amara Raja Batteries Ltd Banks HDFC Bank Ltd.* Kotak Mahindra Bank Ltd.* Axis Bank Ltd.* State Bank of India* Yes Bank Ltd Cement Grasim Industries Ltd Construction Project Voltas Ltd Consumer Durables Titan Company Ltd Consumer Non Durables Colgate Palmolive (India) Ltd Nestle India Ltd Hindustan Unilever Ltd United Breweries Ltd Asian Paints Ltd Ferrous Metals Tata Steel Ltd Finance PNB Housing Finance Ltd Gas Petronet LNG Ltd Gujarat State Petronet Ltd Hotels, Resorts And Other Recreational Activities The Indian Hotels Company Ltd Media & Entertainment Jagran Prakashan Ltd Non Ferrous Metals Hindalco Industries Ltd.* Petroleum Products Indian Oil Corporation Ltd Hindustan Petroleum Corporation Ltd Bharat Petroleum Corporation Ltd Pharmaceuticals Dr. Reddy's Laboratories Ltd Cadila Healthcare Ltd Power Power Grid Corporation of India Ltd NTPC Ltd Retailing Aditya Birla Fashion and Retail Ltd Software Infosys Ltd Tech Mahindra Ltd Telecom Services Bharti Airtel Ltd Textile Products Himatsingka Seide Ltd Unlisted Globsyn Technologies Ltd Numero Uno International Ltd Total Equity Holding Debt Portfolio : Composition by Rating Debt Holdings Rating (Rs. in Lakhs) Assets Hinduja Leyland Finance Ltd* IND A JM Financial Products Ltd* CRISIL AA State Bank Of India CRISIL AA JM Financial Asset Reconstruction Co Ltd ICRA AA Renew Power Ltd CARE A Hindalco Industries Ltd CARE AA KKR India Financial Services Pvt Ltd CRISIL AA Vedanta Ltd CRISIL AA LIC Housing Finance Ltd CRISIL AAA JM Financial Products Ltd ICRA AA Total Debt Holding ExportImport Bank Of India* ICRA AA Indian Railway Finance Corp Ltd CRISIL AAA Total PSU/PFI Bonds % GOI 2028* SOVEREIGN % GOI 2031 SOVEREIGN % GOI 2022 SOVEREIGN Total Government Securities Aditya Birla Finance Ltd ICRA A Total Money Market Instruments Total Equity Holding 135, Total Debt Holding 66, Call,cash and other current asset 3, Total Asset 205, * Top 10 holdings MINIMUM INVESTMENT/ MULTIPLES FOR NEW INVESTORS ` 5000/1 ADDITIONAL INVESTMENT/ MULTIPLES FOR EXISTING INVESTORS ` 1000/1 ENTRY LOAD Nil EXIT LOAD In respect of each purchase of Units 1% if the Units are redeemed/switchedout within one year of allotment Equity 66.10% Debt 32.33% Other Current Asset 1.57% Equity Portfolio : Sector Allocation UNLISTED CONSUMER DURABLES MEDIA & ENTERTAINMENT TEXTILE PRODUCTS FINANCE CONSTRUCTION PROJECT RETAILING HOTELS, RESORTS AND OTHER RECREATIONAL ACTIVITIES FERROUS METALS TELECOM SERVICES AUTO ANCILLARIES PHARMACEUTICALS CEMENT GAS NON FERROUS METALS SOFTWARE PETROLEUM PRODUCTS POWER AUTO CONSUMER NON DURABLES BANKS 0.00% 0.99% 1.08% 1.12% 1.29% 1.36% 1.47% 1.55% 2.22% 2.83% 2.93% 3.48% 4.53% 4.65% 4.78% 5.39% 6.43% 6.82% 7.77% 8.61% 30.68% Note : Sector Allocation is provided as a percentage of Equity holding totaling to 100% Composition by Rating is provided as a percentage of Debt Holding totaling to 100% CRISIL AAA/ SOVEREIGN / ICRA A % ICRA AA+ / CRISIL AA+ / CARE AA % BWR AA/ ICRA AA/ CRISIL AA / CRISIL AA(SO)/ ICRA AA 20.19% IND A+ / CARE A % Product Label^ Long term capital appreciation with current income A fund that invests both in stocks and fixed income instruments. principal will be at High risk 43

44 SCHEME PERFORMANCE REGULAR PLANS Bluechip Fund (FIBCF) Growth Option NAV as at July 31, 2018 : (Rs.) Inception date : Dec 01, 1993 Anand Radhakrishnan (Managing since Mar 31, 2007) Roshi Jain (Managing since May 02, 2016) Srikesh Nair (Managing since Nov 30, 2015) (dedicated for making investments for Foreign Securities) Templeton India Value Fund (TIVF) Dividend Option^ NAV as at July 31, 2018 : (Rs.) Inception date : Sep 10, 1996 Vikas Chiranewal (Managing since Sep 30, 2016) TIVF FIBCF B: Nifty 100^^ AB: Nifty 50* Last 1 Years (Jul 31, 2017 to Jul 31, 2018) 4.14% 15.84% 14.20% Last 3 Years (Jul 31, 2015 to Jul 31, 2018) 8.00% 11.25% 11.42% Last 5 Years (Jul 31, 2013 to Jul 31, 2018) 16.00% 15.57% 16.03% Last 10 Years (Jul 31, 2008 to Jul 31, 2018) 13.28% 11.59% 11.45% Last 15 Years (Jul 31, 2003 to Jul 31, 2018) 19.95% 18.20% 17.81% Since inception till 31Jul % 11.96% 11.51% Last 1 Years Last 3 Years Last 5 Years Last 10 Years Last 15 Years Since inception (01Dec1993) As TRI data is not available since inception of the scheme, benchmark performance is calculated using composite CAGR of (^^S&P BSE SENSEX PRI values from to , S&P BSE SENSEX TRI values from to and Nifty 100 TRI values since , * Nifty 50 PRI values from to and TRI values since ) B: MSCI India Value AB : S&P BSE SENSEX Last 1 Years (Jul 31, 2017 to Jul 31, 2018) 2.53% 13.50% 16.97% Last 3 Years (Jul 31, 2015 to Jul 31, 2018) 10.58% 10.66% 11.61% Last 5 Years (Jul 31, 2013 to Jul 31, 2018) 19.35% 13.98% 15.80% Last 10 Years (Jul 31, 2008 to Jul 31, 2018) 12.83% 9.87% 11.69% Last 15 Years (Jul 31, 2003 to Jul 31, 2018) 19.82% 17.22% 18.27% Since inception till 31Jul % NA 13.41% Last 1 Years Last 3 Years Last 5 Years Last 10 Years Last 15 Years Since inception (10Sep1996) NA As TRI data is not available since inception of the scheme, benchmark performance is calculated using composite CAGR of (*Nifty 50 PRI values from to and TRI values since ) Equity Fund (FIEF) Growth Option NAV as at July 31, 2018 : (Rs.) Inception date : Sep 29, 1994 Anand Radhakrishnan (Managing since Mar 31, 2007) R. Janakiraman (Managing since Feb 01, 2011) Srikesh Nair (Managing since Nov 30, 2015) (dedicated for making investments for Foreign Securities) Prima Fund (FIPF) Growth Option^ NAV as at July 31, 2018 : (Rs.) Inception date : Dec 01, 1993 R. Janakiraman (Managing since Feb 11, 2008) Hari Shyamsunder (Managing since May 02, 2016) Srikesh Nair (Managing since Nov 30, 2015) (dedicated for making investments for Foreign Securities) FIPF $ FIEF B: Nifty 500 AB: Nifty 50* Last 1 Years (Jul 31, 2017 to Jul 31, 2018) 5.10% 11.06% 14.20% Last 3 Years (Jul 31, 2015 to Jul 31, 2018) 8.92% 12.09% 11.42% Last 5 Years (Jul 31, 2013 to Jul 31, 2018) 20.35% 18.46% 16.03% Last 10 Years (Jul 31, 2008 to Jul 31, 2018) 15.23% 12.11% 11.45% Last 15 Years (Jul 31, 2003 to Jul 31, 2018) 21.64% 18.45% 17.81% Since inception till 31Jul % 11.03% 10.70% Last 1 Years Last 3 Years Last 5 Years Last 10 Years Last 15 Years Since inception (29Sep1994) As TRI data is not available since inception of the scheme, benchmark performance is calculated using composite CAGR of ($ Nifty 500 PRI values from to and TRI values since , * Nifty 50 PRI values from to and TRI values since ) B: Nifty Midcap 150^^ AB:Nifty 50* Last 1 Years (Jul 31, 2017 to Jul 31, 2018) 5.83% 2.77% 14.20% Last 3 Years (Jul 31, 2015 to Jul 31, 2018) 11.95% 12.40% 11.42% Last 5 Years (Jul 31, 2013 to Jul 31, 2018) 26.35% 23.76% 16.03% Last 10 Years (Jul 31, 2008 to Jul 31, 2018) 18.54% 13.79% 11.45% Last 15 Years (Jul 31, 2003 to Jul 31, 2018) 22.69% 19.63% 17.81% Since inception till 31Jul % 12.46% 11.51% Last 1 Years Last 3 Years Last 5 Years Last 10 Years Last 15 Years Since inception (01Dec1993) As TRI data is not available since inception of the scheme, benchmark performance is calculated using composite CAGR of (^^ Nifty 500 PRI values from to to , Nifty 500 TRI values from to May 20, 2013, Nifty Midcap 100 TRI values from May 20, 2013 to June 4, 2018 and Nifty Midcap 150 TRI values since June 4, 2018, * Nifty 50 PRI values from to and TRI values since ) Equity Advantage Fund (FIEAF) Growth Option NAV as at July 31, 2018 : (Rs.) Inception date : Mar 02, 2005 Lakshmikanth Reddy (Managing since May 02, 2016) R. Janakiraman (Managing since Feb 21, 2014) Srikesh Nair (Managing since Nov 30, 2015) (dedicated for making investments for Foreign Securities) FIEAF B: Nifty 500 AB: Nifty 50 Last 1 Years (Jul 31, 2017 to Jul 31, 2018) 5.54% 11.06% 14.20% Last 3 Years (Jul 31, 2015 to Jul 31, 2018) 7.59% 12.09% 11.42% Last 5 Years (Jul 31, 2013 to Jul 31, 2018) 19.94% 18.46% 16.03% Last 10 Years (Jul 31, 2008 to Jul 31, 2018) 14.93% 12.11% 11.45% Since inception till 31Jul % 14.65% 14.88% Last 1 Years Last 3 Years Last 5 Years Last 10 Years Since inception (02Mar2005) Opportunities Fund (FIOF) Growth Option NAV as at July 31, 2018 : (Rs.) Inception date : Feb 21, 2000 R. Janakiraman (Managing since Apr 01, 2013) Hari Shyamsunder (Managing since May 02, 2016) Srikesh Nair (Managing since Nov 30, 2015) (dedicated for making investments for Foreign Securities) FIOF B: Nifty 500^^ AB: Nifty 50 Last 1 Years (Jul 31, 2017 to Jul 31, 2018) 4.48% 11.71% 14.20% Last 3 Years (Jul 31, 2015 to Jul 31, 2018) 8.02% 11.89% 11.42% Last 5 Years (Jul 31, 2013 to Jul 31, 2018) 20.02% 17.88% 16.03% Last 10 Years (Jul 31, 2008 to Jul 31, 2018) 11.60% 12.25% 11.45% Last 15 Years (Jul 31, 2003 to Jul 31, 2018) 19.21% 17.38% 17.81% Since inception till 31Jul % 2.87% 12.24% Last 1 Years Last 3 Years Last 5 Years Last 10 Years Last 15 Years Since inception (21Feb2000) Index adjusted for the period February 21, 2000 to March 10, 2004 with the performance of ET Mindex. As TRI data is not available since inception of the scheme, benchmark performance is calculated using composite CAGR of (^^ Index adjusted for the period February 21, 2000 to March 10, 2004 with the performance of ET Mindex and for the period March 10, 2004 to June 4, 2018 with the performance of S&P BSE 200; $ ET Mindex PRI values from to ; S&P BSE 200 PRI values from to and S&P BSE 200 TRI values since ) Templeton India Equity Income Fund (TIEIF) Growth Option NAV as at July 31, 2018 : (Rs.) Inception date : May 18, 2006 Vikas Chiranewal (Managing since Sep 30, 2016) Srikesh Nair (Managing since Sep 30, 2016) (dedicated for making investments for Foreign Securities) $ TIEIF B: S&P BSE 200 AB: Nifty 50 Last 1 Years (Jul 31, 2017 to Jul 31, 2018) 7.81% 12.51% 14.20% Last 3 Years (Jul 31, 2015 to Jul 31, 2018) 11.71% 12.15% 11.42% Last 5 Years (Jul 31, 2013 to Jul 31, 2018) 17.41% 18.05% 16.03% Last 10 Years (Jul 31, 2008 to Jul 31, 2018) 12.79% 12.33% 11.45% Since inception till 31Jul % 12.20% 11.80% Last 1 Years Last 3 Years Last 5 Years Last 10 Years Since inception (18May2006) As TRI data is not available since inception of the scheme, benchmark performance is calculated using composite CAGR of ($ S&P BSE 200 PRI values from to and TRI values since ) ^ As the scheme was launched before the launch of the benchmark index, benchmark index figures since inception are not available. 44

45 SCHEME PERFORMANCE REGULAR PLANS Franklin Asian Equity Fund (FAEF) Growth Option NAV as at July 31, 2018 : (Rs.) Inception date : Jan 16, 2008 Roshi Jain (Managing since Feb 01, 2011) Srikesh Nair (Managing since Nov 30, 2015) (dedicated for making investments for Foreign Securities) Last 1 Years (Jul 31, 2017 to Jul 31, 2018) 6.50% 12.67% 14.20% Last 3 Years (Jul 31, 2015 to Jul 31, 2018) 11.84% 12.46% 11.42% Last 5 Years (Jul 31, 2013 to Jul 31, 2018) 9.36% 11.05% 16.03% Last 10 Years (Jul 31, 2008 to Jul 31, 2018) 9.72% 11.46% 11.45% Since inception till 31Jul % 10.05% 7.63% Last 1 Years Last 3 Years Last 5 Years Last 10 Years Since inception (16Jan2008) Focused Equity Fund (FIFEF) Growth Option NAV as at July 31, 2018 : (Rs.) Inception date : Jul 26, 2007 Roshi Jain (Managing since Jul 09, 2012) Anand Radhakrishnan (Managing since May 02, 2016) Srikesh Nair (Managing since Nov 30, 2015) (dedicated for making investments for Foreign Securities) FIFEF B: Nifty 500 AB: Nifty 50 Last 1 Years (Jul 31, 2017 to Jul 31, 2018) 4.43% 11.06% 14.20% Last 3 Years (Jul 31, 2015 to Jul 31, 2018) 8.41% 12.09% 11.42% Last 5 Years (Jul 31, 2013 to Jul 31, 2018) 23.50% 18.46% 16.03% Last 10 Years (Jul 31, 2008 to Jul 31, 2018) 16.75% 12.11% 11.45% Since inception till 31Jul % 9.98% 9.80% FAEF B: MSCI Asia AB: Nifty 50 (ex Japan) Standard Index Last 1 Years Last 3 Years Last 5 Years Last 10 Years Since inception (26Jul2007) Smaller Companies Fund (FISCF) Growth Option NAV as at July 31, 2018 : (Rs.) Inception date : Jan 13, 2006 R. Janakiraman (Managing since Feb 11, 2008) Hari Shyamsunder (Managing since May 02, 2016) Srikesh Nair (Managing since Nov 30, 2015) (dedicated for making investments for Foreign Securities) B: Nifty FISCF Smallcap250^^ AB: Nifty 50 Last 1 Years (Jul 31, 2017 to Jul 31, 2018) 4.20% 0.98% 14.20% Last 3 Years (Jul 31, 2015 to Jul 31, 2018) 12.82% 11.02% 11.42% Last 5 Years (Jul 31, 2013 to Jul 31, 2018) 29.94% 22.84% 16.03% Last 10 Years (Jul 31, 2008 to Jul 31, 2018) 19.80% 14.07% 11.45% Since inception till 31Jul % 13.86% 13.02% Last 1 Years Last 3 Years Last 5 Years Last 10 Years Since inception (13Jan2006) ^^ Index adjusted for the period January 13, 2006 to June 4, 2018 with the performance of Nifty Midcap 100 Franklin Build India Fund (FBIF) Growth Option NAV as at July 31, 2018 : (Rs.) Inception date : Sep 04, 2009 Roshi Jain (Managing since Feb 01, 2011) Anand Radhakrishnan (Managing since Sep 04, 2009) Srikesh Nair (Managing since Nov 30, 2015) (dedicated for making investments for Foreign Securities) FBIF B: S&P BSE India AB: Nifty 50 Infrastructure Index^^ Last 1 Years (Jul 31, 2017 to Jul 31, 2018) 3.02% 0.31% 14.20% Last 3 Years (Jul 31, 2015 to Jul 31, 2018) 9.85% 8.35% 11.42% Last 5 Years (Jul 31, 2013 to Jul 31, 2018) 26.72% 16.07% 16.03% Since inception till 31Jul % 10.89% 11.81% Last 1 Years Last 3 Years Last 5 Years Since inception (04Sep2009) Taxshield (FIT) Growth Option NAV as at July 31, 2018 : (Rs.) Inception date : Apr 10, 1999 Lakshmikanth Reddy (Managing since May 02, 2016) R. Janakiraman (Managing since May 02, 2016) ^^Index adjusted for the period September 4, 2009 to June 4, 2018 with the performance of Nifty 500 ^ As the scheme was launched before the launch of the benchmark index, benchmark index figures since inception are not available FIT B: Nifty 500 AB: Nifty 50* Last 1 Years (Jul 31, 2017 to Jul 31, 2018) 6.22% 11.06% 14.20% Last 3 Years (Jul 31, 2015 to Jul 31, 2018) 8.42% 12.09% 11.42% Last 5 Years (Jul 31, 2013 to Jul 31, 2018) 19.82% 18.46% 16.03% Last 10 Years (Jul 31, 2008 to Jul 31, 2018) 15.55% 12.11% 11.45% Last 15 Years (Jul 31, 2003 to Jul 31, 2018) 21.13% 18.45% 17.81% Since inception till 31Jul % 16.45% 15.01% Last 1 Years Last 3 Years Last 5 Years Last 10 Years Last 15 Years Since inception (10Apr1999) As TRI data is not available since inception of the scheme, benchmark performance is calculated using composite CAGR of (* Nifty 50 PRI values from to and TRI values since ) Index Fund Nifty Plan (FIIFNifty Plan) Growth Option NAV as at July 31, 2018 : (Rs.) Inception date : Aug 04, 2000 Varun Sharma (Managing since Nov 30, 2015) Srikesh Nair (Managing since Nov 30, 2015) (dedicated for making investments for Foreign Securities) FIIF Nifty Plan B: Nifty 50 Last 1 Years (Jul 31, 2017 to Jul 31, 2018) 12.50% 14.20% Last 3 Years (Jul 31, 2015 to Jul 31, 2018) 9.96% 11.42% Last 5 Years (Jul 31, 2013 to Jul 31, 2018) 14.61% 16.03% Last 10 Years (Jul 31, 2008 to Jul 31, 2018) 10.13% 11.45% Last 15 Years (Jul 31, 2003 to Jul 31, 2018) 16.46% 17.81% Since inception till 31Jul % 14.31% Last 1 Years Last 3 Years Last 5 Years Last 10 Years Last 15 Years Since inception (04Aug2000) Technology Fund (FITF) Growth Option^ NAV as at July 31, 2018 : (Rs.) Inception date : Aug 22,1998 Anand Radhakrishnan (Managing since Mar 01, 2007) Varun Sharma (Managing since Nov 30, 2015) Srikesh Nair (Managing since Nov 30, 2015) (dedicated for making investments for Foreign Securities) $ FITF B:S&P BSE Teck AB: Nifty 50* Last 1 Years (Jul 31, 2017 to Jul 31, 2018) 30.49% 27.46% 14.20% Last 3 Years (Jul 31, 2015 to Jul 31, 2018) 10.98% 8.14% 11.42% Last 5 Years (Jul 31, 2013 to Jul 31, 2018) 15.09% 14.34% 16.03% Last 10 Years (Jul 31, 2008 to Jul 31, 2018) 15.49% 15.71% 11.45% Last 15 Years (Jul 31, 2003 to Jul 31, 2018) 18.42% 19.05% 17.81% Since inception till 31Jul % NA 15.36% Last 1 Years Last 3 Years Last 5 Years Last 10 Years Last 15 Years Since inception (22Aug1998) NA Index is adjusted for the period February 1, 1999 to May 26, 2017 with the performance of S&P BSE Information Technology As TRI data is not available since inception of the scheme, benchmark performance is calculated using composite CAGR of ($ S&P BSE Information Technology PRI values from 01/02/1999 to 23/08/2004; S&P BSE Information Technology TRI values from 23/08/2004 to 29/05/2017 and S&P BSE TECK TRI values since 29/05/2017, * Nifty 50 PRI values from to to and TRI values since ) Equity Hybrid Fund (FIEHF) Growth Option^ NAV as at July 31, 2018 : (Rs.) Inception date : Dec 10,1999 Equity: Lakshmikanth Reddy (Managing since May 02, 2016) Debt: Sachin Padwal Desai (Managing since Nov 30, 2006) Umesh Sharma (Managing since Jul 05, 2010) Srikesh Nair (Managing since Jun 04, 2018) (dedicated for making investments for Foreign Securities) FIEHF B:CRISIL Hybrid AB: Nifty Aggressive Index Last 1 Years (Jul 31, 2017 to Jul 31, 2018) 4.83% 8.71% 14.20% Last 3 Years (Jul 31, 2015 to Jul 31, 2018) 7.82% 10.74% 11.42% Last 5 Years (Jul 31, 2013 to Jul 31, 2018) 17.03% 14.99% 16.03% Last 10 Years (Jul 31, 2008 to Jul 31, 2018) 12.82% 11.28% 11.45% Last 15 Years (Jul 31, 2003 to Jul 31, 2018) 16.89% 14.55% 17.81% Since inception till 31Jul % NA 13.30% Last 1 Years Last 3 Years Last 5 Years Last 10 Years Last 15 Years Since inception (10Dec1999) NA CRISIL Balanced Fund Aggressive Index has been renamed as CRISIL Hybrid Aggressive Index w.e.f. February 01, 2018 and the historical values have been revised due to a change in the underlying equity index 45

46 SCHEME PERFORMANCE REGULAR PLANS Pension Plan (FIPEP) Growth Option^ NAV as at July 31, 2018 : (Rs.) Inception date : Mar 31, 1997 Fund Manager(s) Equity: Lakshmikanth Reddy (Managing since May 02, 2016) Debt: Sachin Padwal Desai (Managing since Nov 30, 2006) Umesh Sharma (Managing since Jul 05, 2010) FIPEP Benchmark* AB:Crisil 10 Year Gilt Index Last 1 Years (Jul 31, 2017 to Jul 31, 2018) 2.72% 5.45% 2.90% Last 3 Years (Jul 31, 2015 to Jul 31, 2018) 6.96% 9.60% 6.01% Last 5 Years (Jul 31, 2013 to Jul 31, 2018) 12.71% 12.83% 6.49% Last 10 Years (Jul 31, 2008 to Jul 31, 2018) 10.34% 10.21% 7.17% Last 15 Years (Jul 31, 2003 to Jul 31, 2018) 11.90% 11.89% 5.44% Since inception till 31Jul % NA NA Last 1 Years Last 3 Years Last 5 Years Last 10 Years Last 15 Years Since inception (31Mar1997) NA NA *40% Nifty % CRISIL Composite Bond Fund Index Dynamic PE Ratio Fund of Funds (FIDPEF) Growth Option NAV as at July 31, 2018 : (Rs.) Inception date : Oct 31, 2003 Anand Radhakrishnan (Managing since Feb 01, 2011) FIDPEF B: CRISIL Hybrid Aggressive Index AB: S&P BSE SENSEX Last 1 Years (Jul 31, 2017 to Jul 31, 2018) 5.78% 8.71% 16.97% Last 3 Years (Jul 31, 2015 to Jul 31, 2018) 8.06% 10.74% 11.61% Last 5 Years (Jul 31, 2013 to Jul 31, 2018) 12.61% 14.99% 15.80% Last 10 Years (Jul 31, 2008 to Jul 31, 2018) 11.09% 11.28% 11.69% Since inception till 31Jul % 13.40% 16.50% Last 1 Years Last 3 Years Last 5 Years Last 10 Years Since inception (31Oct2003) CRISIL Balanced Fund Aggressive Index has been renamed as CRISIL Hybrid Aggressive Index w.e.f. February 01, 2018 and the historical values have been revised due to a change in the underlying equity index Corporate Debt Fund (FICDF) Plan A Growth Option^ NAV as at July 31, 2018 : (Rs.) Inception date : Jun 23, Santosh Kamath (Managing since Apr 15, 2014), Sumit Gupta (Managing since Apr 15, 2014) FICDF B: Crisil Short Term AB: CRISIL 10 Year Bond Fund Index^^ Gilt Index Last 1 Years (Jul 31, 2017 to Jul 31, 2018) 5.42% 1.39% 2.90% Last 3 Years (Jul 31, 2015 to Jul 31, 2018) 7.76% 7.48% 6.01% Last 5 Years (Jul 31, 2013 to Jul 31, 2018) 8.84% 8.79% 6.49% Last 10 Years (Jul 31, 2008 to Jul 31, 2018) 8.83% 7.93% 7.17% Last 15 Years (Jul 31, 2003 to Jul 31, 2018) 7.02% 6.47% 5.44% Since inception till 31Jul % NA NA Last 1 Years Last 3 Years Last 5 Years Last 10 Years Last 15 Years Since inception (23Jun1997) NA NA ^^Index adjusted for the period April 1, 2002 to June 4, 2018 with the performance of Crisil Composite Bond Fund Index Life Stage Fund of Funds (FILSF) Growth Option NAV as at July 31, 2018 : (Rs.) The 20s Plan: (Rs.) Inception date : Dec 01, 2003 Fund Manager(s) Equity: Anand Radhakrishnan (Managing since Feb 01, 2011) Debt: Sachin PadwalDesai (Managing since Aug 07, 2006), Pallab Roy (Managing since Jun 25, 2008) Paul S Parampreet (effective March 01, 2018) 20s Plan B : 65% S&P BSE Sensex + AB 15% Nifty % Crisil Composite Bond Fund Index Last 1 Years (Jul 31, 2017 to Jul 31, 2018) 3.98% 13.01% Not Applicable Last 3 Years (Jul 31, 2015 to Jul 31, 2018) 8.54% 11.04% Not Applicable Last 5 Years (Jul 31, 2013 to Jul 31, 2018) 16.13% 14.93% Not Applicable Last 10 Years (Jul 31, 2008 to Jul 31, 2018) 13.10% 11.38% Not Applicable Since inception till 31Jul % 14.65% Not Applicable Last 1 Years Not Applicable Last 3 Years Not Applicable Last 5 Years Not Applicable Last 10 Years Not Applicable Since inception (01Dec2003) Not Applicable Life Stage Fund of Funds (FILSF) Growth Option NAV as at July 31, 2018 : The 30s Plan: (Rs.) Inception date : Dec 01, 2003 Fund Manager(s) Equity: Anand Radhakrishnan (Managing since Feb 01, 2011) Debt: Sachin PadwalDesai (Managing since Aug 07, 2006), Pallab Roy (Managing since Jun 25, 2008) Paul S Parampreet (effective March 01, 2018) 30s Plan B : 45%S&P BSE Sensex + 10% Nifty %Crisil Composite Bond Fund Index AB Last 1 Years (Jul 31, 2017 to Jul 31, 2018) 4.22% 9.45% Not Applicable Last 3 Years (Jul 31, 2015 to Jul 31, 2018) 8.20% 10.08% Not Applicable Last 5 Years (Jul 31, 2013 to Jul 31, 2018) 13.58% 13.11% Not Applicable Last 10 Years (Jul 31, 2008 to Jul 31, 2018) 11.80% 10.61% Not Applicable Since inception till 31Jul % 12.42% Not Applicable Last 1 Years Not Applicable Last 3 Years Not Applicable Last 5 Years Not Applicable Last 10 Years Not Applicable Since inception (01Dec2003) Not Applicable Life Stage Fund of Funds (FILSF) Growth Option NAV as at July 31, 2018 : (Rs.) The 40s Plan: (Rs.) Inception date : Dec 01, 2003 Fund Manager(s) Equity: Anand Radhakrishnan (Managing since Feb 01, 2011) Debt: Sachin PadwalDesai (Managing since Aug 07, 2006), Pallab Roy (Managing since Jun 25, 2008) Paul S Parampreet (effective March 01, 2018) 40s Plan B : 25%S&P BSE Sensex + 10% Nifty % Crisil Composite Bond Fund Index AB Last 1 Years (Jul 31, 2017 to Jul 31, 2018) 4.36% 6.36% Not Applicable Last 3 Years (Jul 31, 2015 to Jul 31, 2018) 7.93% 9.23% Not Applicable Last 5 Years (Jul 31, 2013 to Jul 31, 2018) 11.86% 11.69% Not Applicable Last 10 Years (Jul 31, 2008 to Jul 31, 2018) 10.98% 9.82% Not Applicable Since inception till 31Jul % 10.43% Not Applicable Last 1 Years Not Applicable Last 3 Years Not Applicable Last 5 Years Not Applicable Last 10 Years Not Applicable Since inception (01Dec2003) Not Applicable Life Stage Fund of Funds (FILSF) Growth Option NAV as at July 31, 2018 : The 50s Plus Plan: (Rs.) Inception date : Dec 01, 2003 Fund Manager(s) Equity: Anand Radhakrishnan (Managing since Feb 01, 2011) Debt: Sachin PadwalDesai (Managing since Aug 07, 2006), Pallab Roy (Managing since Jun 25, 2008) Paul S Parampreet (effective March 01, 2018) 50s Plus Plan B : 20% S&P BSE Sensex+ 80% Crisil Composite Bond Fund Index Last 1 Years (Jul 31, 2017 to Jul 31, 2018) 4.33% 4.59% Not Applicable Last 3 Years (Jul 31, 2015 to Jul 31, 2018) 7.70% 8.50% Not Applicable Last 5 Years (Jul 31, 2013 to Jul 31, 2018) 9.86% 10.33% Not Applicable Last 10 Years (Jul 31, 2008 to Jul 31, 2018) 9.38% 9.04% Not Applicable Since inception till 31Jul % 8.79% Not Applicable Last 1 Years Not Applicable Last 3 Years Not Applicable Last 5 Years Not Applicable Last 10 Years Not Applicable Since inception (01Dec2003) Not Applicable Life Stage Fund of Funds (FILSF) Growth Option NAV as at July 31, 2018 : The 50s Plus Floating Rate Plan: (Rs.) Inception date : Jul 09, 2004 Fund Manager(s) Equity: Anand Radhakrishnan (Managing since Feb 01, 2011) Debt: Sachin PadwalDesai (Managing since Aug 07, 2006), Pallab Roy (Managing since Jun 25, 2008) Paul S Parampreet (effective March 01, 2018) 50s Plus Floating Plan B : 20% S&P BSE Sensex +80% Crisil Liquid Fund Index Last 1 Years (Jul 31, 2017 to Jul 31, 2018) 5.74% 9.11% Not Applicable Last 3 Years (Jul 31, 2015 to Jul 31, 2018) 7.55% 8.24% Not Applicable Last 5 Years (Jul 31, 2013 to Jul 31, 2018) 9.82% 9.76% Not Applicable Last 10 Years (Jul 31, 2008 to Jul 31, 2018) 9.01% 8.74% Not Applicable Since inception till 31Jul % 9.48% Not Applicable Last 1 Years Not Applicable Last 3 Years Not Applicable Last 5 Years Not Applicable Last 10 Years Not Applicable Since inception (09Jul2004) Not Sumit Gupta Ceased to be the fund manager of the scheme w.e.f. end of day August 1, 2018 ^ As the scheme was launched before the launch of the benchmark index, benchmark index figures since inception are not available. AB AB 46

47 SCHEME PERFORMANCE REGULAR PLANS Dynamic Accrual Fund (FIDA) Growth option^ NAV as at July 31, 2018 : (Rs.) Inception date : Mar 05, 1997 Santosh Kamath (Managing since Feb 23, 2015) Umesh Sharma (Managing since Jul 05, 2010) Sachin PadwalDesai (Managing since Aug 07, 2006) FIDA Duration Fund (FILDF) Growth NAV as at July 31, 2018 : (Rs.) Inception date : Jul 26, 2010 Santosh Kamath (Managing since Apr 15, 2014) Kunal Agrawal (Managing since Apr 15, 2014) Growth Duration Fund (FILDF) Monthly Dividend (MD)^ NAV as at July 31, 2018 : (Rs.) Inception date : Feb 07, 2000 Santosh Kamath (Managing since Apr 15, 2014) Kunal Agrawal (Managing since Apr 15, 2014) MD B: Crisil Composite Bond Fund Index B: Crisil Shortterm Bond Fund Index B: Crisil Shortterm Bond Fund Index AB:Crisil 10 year Gilt Index Last 1 Years (Jul 31, 2017 to Jul 31, 2018) 6.17% 1.48% 2.90% Last 3 Years (Jul 31, 2015 to Jul 31, 2018) 8.79% 7.52% 6.01% Last 5 Years (Jul 31, 2013 to Jul 31, 2018) 9.28% 8.81% 6.49% Last 10 Years (Jul 31, 2008 to Jul 31, 2018) 8.37% 7.94% 7.17% Last 15 Years (Jul 31, 2003 to Jul 31, 2018) 6.95% 6.48% 5.44% Since inception till 31Jul % NA NA Last 1 Years Last 3 Years Last 5 Years Last 10 Years Last 15 Years Since inception (05Mar1997) NA NA Income Opportunities Fund (FIIOF) Growth Option NAV as at July 31, 2018 : (Rs.) Inception date : Dec 11, Santosh Kamath (Managing since Apr 15, 2014), Sumit Gupta (Managing since Apr 15, 2014) FIIOF B: Crisil ShortTerm AB: Crisil 10 year Bond Fund Index gilt Index Last 1 Years (Jul 31, 2017 to Jul 31, 2018) 6.87% 4.69% 2.90% Last 3 Years (Jul 31, 2015 to Jul 31, 2018) 8.30% 7.46% 6.01% Last 5 Years (Jul 31, 2013 to Jul 31, 2018) 9.48% 8.54% 6.49% Since inception till 31Jul % 7.88% 5.85% Last 1 Years Last 3 Years Last 5 Years Since inception (11Dec2009) AB:Crisil 1 year TBill Index Last 1 Years (Jul 31, 2017 to Jul 31, 2018) 7.23% 4.69% 5.69% Last 3 Years (Jul 31, 2015 to Jul 31, 2018) 8.85% 7.46% 6.57% Last 5 Years (Jul 31, 2013 to Jul 31, 2018) 9.44% 8.54% 7.36% Since inception till 31Jul % 8.20% 6.83% Last 1 Years Last 3 Years Last 5 Years Since inception (26Jul2010) Index adjusted for the period April 1, 2002 to November 29, 2010 with the performance of Crisil MIP Blended Index CRISIL MIP Blended Fund Index has been renamed as CRISIL Hybrid Conservative Index w.e.f. February 01, 2018 and the historical values have been revised due to a change in the underlying equity index AB:Crisil 1 year TBill Index Last 1 Years (Jul 31, 2017 to Jul 31, 2018) 7.23% 4.69% 5.69% Last 3 Years (Jul 31, 2015 to Jul 31, 2018) 8.84% 7.46% 6.57% Last 5 Years (Jul 31, 2013 to Jul 31, 2018) 9.43% 8.54% 7.36% Last 10 Years (Jul 31, 2008 to Jul 31, 2018) 8.87% 8.58% 6.60% Last 15 Years (Jul 31, 2003 to Jul 31, 2018) 7.41% 8.30% 5.91% Since inception till 31Jul % NA 6.37% Last 1 Years Last 3 Years Last 5 Years Last 10 Years Last 15 Years Since inception (07Feb2000) NA Index adjusted for the period April 1, 2002 to November 29, 2010 with the performance of Crisil MIP Blended Index CRISIL MIP Blended Fund Index has been renamed as CRISIL Hybrid Conservative Index w.e.f. February 01, 2018 and the historical values have been revised due to a change in the underlying equity index Duration Fund (FILDF) Quarterly Dividend (QD)^ NAV as at July 31, 2018 : (Rs.) QD: Inception date : Feb 07, 2000 Santosh Kamath (Managing since Apr 15, 2014) Kunal Agrawal (Managing since Apr 15, 2014) Last 1 Years (Jul 31, 2017 to Jul 31, 2018) 7.23% 4.69% 5.69% Last 3 Years (Jul 31, 2015 to Jul 31, 2018) 8.84% 7.46% 6.57% Last 5 Years (Jul 31, 2013 to Jul 31, 2018) 9.43% 8.54% 7.36% Last 10 Years (Jul 31, 2008 to Jul 31, 2018) 8.87% 8.58% 6.60% Last 15 Years (Jul 31, 2003 to Jul 31, 2018) 7.41% 8.30% 5.91% Since inception till 31Jul % NA 6.37% Last 1 Years Last 3 Years Last 5 Years Last 10 Years Last 15 Years Since inception (07Feb2000) NA Debt Hybrid Fund (FIDHF) Growth option^ NAV as at July 31, 2018 : (Rs.) Inception date : Sep 28, 2000 Equity:Lakshmikanth Reddy (Managing since May 02, 2016) Debt:Sachin Padwal Desai (Managing since Jul 05, 2010) Umesh Sharma (Managing since Jul 05, 2010) Srikesh Nair (Managing since Nov 30, 2015) (Dedicated for making investments for Foreign Securities) FIDHF B: CRISIL Hybrid Conservative Index AB: Crisil 10 Year Gilt Index Last 1 Years (Jul 31, 2017 to Jul 31, 2018) 2.20% 3.16% 2.90% Last 3 Years (Jul 31, 2015 to Jul 31, 2018) 6.54% 8.33% 6.01% Last 5 Years (Jul 31, 2013 to Jul 31, 2018) 10.04% 10.29% 6.49% Last 10 Years (Jul 31, 2008 to Jul 31, 2018) 9.10% 8.86% 7.17% Last 15 Years (Jul 31, 2003 to Jul 31, 2018) 9.26% 8.49% 5.44% Since inception till 31Jul % NA NA Last 1 Years Last 3 Years Last 5 Years Last 10 Years Last 15 Years Since inception (28Sep2000) NA NA QD B: Crisil Shortterm AB:Crisil 1 year Bond Fund Index TBill Index Index adjusted for the period April 1, 2002 to November 29, 2010 with the performance of Crisil MIP Blended Index CRISIL MIP Blended Fund Index has been renamed as CRISIL Hybrid Conservative Index w.e.f. February 01, 2018 and the historical values have been revised due to a change in the underlying equity index CRISIL MIP Blended Fund Index has been renamed as CRISIL Hybrid Conservative Index w.e.f. February 01, 2018 and the historical values have been revised due to a change in the underlying equity index Government Securities Fund (FIGSF) Growth^ NAV as at July 31, 2018 : (Rs.) Inception date : Dec 07, 2001 Sachin Padwal Desai (Managing since Aug 07, 2006) Umesh Sharma (Managing since Jul 05, 2010) Last 1 Years (Jul 31, 2017 to Jul 31, 2018) 5.02% 0.16% 2.90% Last 3 Years (Jul 31, 2015 to Jul 31, 2018) 5.27% 7.73% 6.01% Last 5 Years (Jul 31, 2013 to Jul 31, 2018) 7.41% 9.13% 6.49% Last 10 Years (Jul 31, 2008 to Jul 31, 2018) 7.60% 9.80% 7.17% Last 15 Years (Jul 31, 2003 to Jul 31, 2018) 7.15% 7.53% 5.44% Since inception till 31Jul % NA 6.62% FIGSF B: ISec AB: Crisil 10 Year LiBEX Gilt Index Last 1 Years Last 3 Years Last 5 Years Last 10 Years Last 15 Years Since inception (07Dec2001) NA Sumit Gupta Ceased to be the fund manager of the scheme w.e.f. end of day August 1, 2018 ^ As the scheme was launched before the launch of the benchmark index, benchmark index figures since inception are not available 47

48 SCHEME PERFORMANCE REGULAR PLANS Savings Fund (FISF) Growth Option^ NAV as at July 31, 2018 : (Rs.) Retail: Inception date : Feb 11, 2002 Pallab Roy (Managing since Jun 25, 2008) Sachin PadwalDesai (Managing since Aug 07, 2006) Retail B: Crisil Liquid Fund Index AB:1 Crisil year TBill Index Discrete 12 months performance Jul 24, 2018 to Jul 31, 2018 (7 Days) 7.57% 6.65% 5.33% Jul 16, 2018 to Jul 31, 2018 (15 Days) 6.43% 6.31% 6.19% Jun 29, 2018 to Jul 31, 2018 (1 Month) 7.84% 7.05% 5.41% Apr 27, 2018 to Jul 31, 2018 (3 Months) 7.55% 7.36% 4.62% Jan 31, 2018 to Jul 31, 2018 (6 Months) 7.14% 7.42% 5.69% Last 1 Years (Jul 31, 2017 to Jul 31, 2018) 6.73% 7.04% 5.69% Last 3 Years (Jul 31, 2015 to Jul 31, 2018) 7.57% 7.22% 6.57% Last 5 Years (Jul 31, 2013 to Jul 31, 2018) 8.26% 8.11% 7.36% Last 10 Years (Jul 31, 2008 to Jul 31, 2018) 8.05% 7.56% 6.60% Last 15 Years (Jul 31, 2003 to Jul 31, 2018) 7.44% 6.91% 5.91% Since inception till 31Jul % NA 5.95% Last 1 Years Last 3 Years Last 5 Years Last 10 Years Last 15 Years Since inception (11Feb2002) NA Short Term Income Plan (FISTIP) Growth Retail^ NAV as at July 31, 2018 : (Rs.) Retail: Inception date : Jan 31, 2002 Santosh Kamath (Managing since Apr 15, 2014) Kunal Agrawal (Managing since Apr 15, 2014) Retail B: Crisil short Term bond Fund Index AB:1 year Tbill Last 1 Years (Jul 31, 2017 to Jul 31, 2018) 6.56% 4.69% 5.69% Last 3 Years (Jul 31, 2015 to Jul 31, 2018) 8.15% 7.46% 6.57% Last 5 Years (Jul 31, 2013 to Jul 31, 2018) 9.38% 8.54% 7.36% Last 10 Years (Jul 31, 2008 to Jul 31, 2018) 9.33% 8.10% 6.60% Last 15 Years (Jul 31, 2003 to Jul 31, 2018) 8.32% 7.13% 5.91% Since inception till 31Jul % NA 5.97% Last 1 Years Last 3 Years Last 5 Years Last 10 Years Last 15 Years Since inception (31Jan2002) NA Short Term Income Plan (FISTIP) Growth Institutional Plan (IP) NAV as at July 31, 2018 : (Rs.) IP: Inception date : Sep 06, 2005 Santosh Kamath (Managing since Apr 15, 2014) Kunal Agrawal (Managing since Apr 15, 2014) IP B: Crisil ShortTerm Bond Fund Index AB:1 year TBill Index Last 1 Years (Jul 31, 2017 to Jul 31, 2018) 6.98% 4.69% 5.69% Last 3 Years (Jul 31, 2015 to Jul 31, 2018) 8.56% 7.46% 6.57% Last 5 Years (Jul 31, 2013 to Jul 31, 2018) 9.79% 8.54% 7.36% Last 10 Years (Jul 31, 2008 to Jul 31, 2018) 9.64% 8.10% 6.60% Since inception till 31Jul % 7.61% 6.16% Last 1 Years Last 3 Years Last 5 Years Last 10 Years Since inception (06Sep2005) The plan is suspended for further subscription Ultra Short Bond Fund (FIUBF) Growth Option Retail NAV as at July 31, 2018 : (Rs.) Inception date : Dec 18, 2007 Pallab Roy (Managing since Jun 25, 2008) Sachin PadwalDesai (Managing since Dec 18, 2007) FIUBF B: Crisil Liquid Fund Index AB:1 Crisil year TBill Index Last 1 Years (Jul 31, 2017 to Jul 31, 2018) 7.14% 7.04% 5.69% Last 3 Years (Jul 31, 2015 to Jul 31, 2018) 8.28% 7.22% 6.57% Last 5 Years (Jul 31, 2013 to Jul 31, 2018) 8.85% 8.11% 7.36% Last 10 Years (Jul 31, 2008 to Jul 31, 2018) 8.30% 7.56% 6.60% Since inception till 31Jul % 7.55% 6.41% Last 1 Years Last 3 Years Last 5 Years Last 10 Years Since inception (18Dec2007) Ultra Short Bond Fund Super Institutional Growth NAV as at July 31, 2018 : (Rs.) Inception date : Dec 18, 2007 Pallab Roy (Managing since Jun 25, 2008) Sachin PadwalDesai (Managing since Dec 18, 2007) Ultra Short Bond Fund Institutional Growth NAV as at July 31, 2018 : (Rs.) Inception date : Dec 18, 2007 Pallab Roy (Managing since Jun 25, 2008) Sachin PadwalDesai (Managing since Dec 18, 2007) FIUBF SIP FIUBF IP B: Crisil Liquid Fund Index B: Crisil Liquid Fund Index AB:1 Crisil year TBill Index Last 1 Years (Jul 31, 2017 to Jul 31, 2018) 7.63% 7.04% 5.69% Last 3 Years (Jul 31, 2015 to Jul 31, 2018) 8.85% 7.22% 6.57% Last 5 Years (Jul 31, 2013 to Jul 31, 2018) 9.44% 8.11% 7.36% Last 10 Years (Jul 31, 2008 to Jul 31, 2018) 8.82% 7.56% 6.60% Since inception till 31Jul % 7.55% 6.41% Last 1 Years Last 3 Years Last 5 Years Last 10 Years Since inception (18Dec2007) AB:1 Crisil year TBill Index Last 1 Years (Jul 31, 2017 to Jul 31, 2018) 7.35% 7.04% 5.69% Last 3 Years (Jul 31, 2015 to Jul 31, 2018) 8.50% 7.22% 6.57% Last 5 Years (Jul 31, 2013 to Jul 31, 2018) 9.06% 8.11% 7.36% Last 10 Years (Jul 31, 2008 to Jul 31, 2018) 8.51% 7.56% 6.60% Since inception till 31Jul % 7.55% 6.41% Last 1 Years Last 3 Years Last 5 Years Last 10 Years Since inception (18Dec2007) Liquid Fund (FILF) Growth Option Retail^ NAV as at July 31, 2018 : (Rs.) Retail: Inception date : Apr 29,1998 Pallab Roy (Managing since Jun 25, 2008) Sachin PadwalDesai (Managing since Aug 07, 2006) Retail B:Crisil Liquid AB:Crisil 1 Year Fund Index TBill Index Discrete 12 months performance Jul 24, 2018 to Jul 31, 2018 (7 Days) 6.36% 6.65% 5.33% Jul 16, 2018 to Jul 31, 2018 (15 Days) 6.37% 6.31% 6.19% Jun 30, 2018 to Jul 31, 2018 (1 Month) 6.62% 7.04% 5.37% Apr 27, 2018 to Jul 31, 2018 (3 Months) 6.52% 7.36% 4.62% Jan 31, 2018 to Jul 31, 2018 (6 Months) 6.51% 7.42% 5.69% Last 1 Years (Jul 31, 2017 to Jul 31, 2018) 6.25% 7.04% 5.69% Last 3 Years (Jul 31, 2015 to Jul 31, 2018) 6.62% 7.22% 6.57% Last 5 Years (Jul 31, 2013 to Jul 31, 2018) 7.44% 8.11% 7.36% Last 10 Years (Jul 31, 2008 to Jul 31, 2018) 7.32% 7.56% 6.60% Last 15 Years (Jul 31, 2003 to Jul 31, 2018) 6.91% 6.91% 5.91% Since inception till 31Jul % NA 6.55% Last 1 Years Last 3 Years Last 5 Years Last 10 Years Last 15 Years Since inception (29Apr1998) NA The plan is suspended for further subscription. Less than 1 year returns are simple annualized Liquid Fund (FILF) Growth Option Institutional Plan (IP) NAV as at July 31, 2018 : (Rs.) IP: Inception date : Jun 22, 2004 Pallab Roy (Managing since Jun 25, 2008) Sachin PadwalDesai (Managing since Aug 07, 2006) IP B: Crisil Liquid AB:Crisil 1 Year Fund Index TBill Index Discrete 12 months performance Jul 24, 2018 to Jul 31, 2018 (7 Days) 6.61% 6.65% 5.33% Jul 16, 2018 to Jul 31, 2018 (15 Days) 6.62% 6.31% 6.19% Jun 30, 2018 to Jul 31, 2018 (1 Month) 6.87% 7.04% 5.37% Apr 27, 2018 to Jul 31, 2018 (3 Months) 6.78% 7.36% 4.62% Jan 31, 2018 to Jul 31, 2018 (6 Months) 6.77% 7.42% 5.69% Last 1 Years (Jul 31, 2017 to Jul 31, 2018) 6.51% 7.04% 5.69% Last 3 Years (Jul 31, 2015 to Jul 31, 2018) 6.88% 7.22% 6.57% Last 5 Years (Jul 31, 2013 to Jul 31, 2018) 7.71% 8.11% 7.36% Last 10 Years (Jul 31, 2008 to Jul 31, 2018) 7.59% 7.56% 6.60% Since inception till 31Jul % 7.10% 6.01% Last 1 Years Last 3 Years Last 5 Years Last 10 Years Since inception (22Jun2004) The plan is suspended for further subscription. Less than 1 year returns are simple annualized ^ As the scheme was launched before the launch of the benchmark index, benchmark index figures since inception are not available. 48

49 SCHEME PERFORMANCE REGULAR PLANS Liquid Fund (FILF) Growth Option Super Institutional Plan (SIP) NAV as at July 31, 2018 : (Rs.) SIP: Inception date : Sep 02, 2005 Pallab Roy (Managing since Jun 25, 2008) Sachin PadwalDesai (Managing since Aug 07, 2006) SIP B: Crisil Liquid Fund Index AB: Crisil 1 Year TBill Index Discrete 12 months performance Jul 24, 2018 to Jul 31, 2018 (7 Days) 7.03% 6.65% 5.33% Jul 16, 2018 to Jul 31, 2018 (15 Days) 7.04% 6.31% 6.19% Jun 30, 2018 to Jul 31, 2018 (1 Month) 7.30% 7.04% 5.37% Apr 27, 2018 to Jul 31, 2018 (3 Months) 7.21% 7.36% 4.62% Jan 31, 2018 to Jul 31, 2018 (6 Months) 7.21% 7.42% 5.69% Last 1 Years (Jul 31, 2017 to Jul 31, 2018) 6.97% 7.04% 5.69% Last 3 Years (Jul 31, 2015 to Jul 31, 2018) 7.33% 7.22% 6.57% Last 5 Years (Jul 31, 2013 to Jul 31, 2018) 8.13% 8.11% 7.36% Last 10 Years (Jul 31, 2008 to Jul 31, 2018) 7.95% 7.56% 6.60% Since inception till 31Jul % 7.35% 6.16% Last 1 Years Last 3 Years Last 5 Years Last 10 Years Since inception (02Sep2005) The plan is suspended for further subscription. Less than 1 year returns are simple annualized Floating Rate Fund (FIFRF) Growth Option^ NAV as at July 31, 2018 : (Rs.) Inception date : Apr 23, 2001 Pallab Roy (Managing since Aug 07, 2006) Umesh Sharma (Managing since Jul 05, 2010) Srikesh Nair (Managing since Jun 04, 2018) (dedicated for making investments for Foreign Securities) Credit Risk Fund (FICRF) Growth Option NAV as at July 31, 2018 : (Rs.) Inception date : Dec 07, Santosh Kamath (Managing since Apr 15, 2014), Sumit Gupta (Managing since Apr 15, 2014) FICRF FIFRF B: Crisil Liquid Fund Index B: Crisil ShortTerm AB: Crisil 10 Year Bond Fund Index AB:Crisil 1 year TBill Index Last 1 Years (Jul 31, 2017 to Jul 31, 2018) 6.27% 7.04% 5.69% Last 3 Years (Jul 31, 2015 to Jul 31, 2018) 6.15% 7.22% 6.57% Last 5 Years (Jul 31, 2013 to Jul 31, 2018) 6.46% 8.11% 7.36% Last 10 Years (Jul 31, 2008 to Jul 31, 2018) 6.01% 7.56% 6.60% Last 15 Years (Jul 31, 2003 to Jul 31, 2018) 5.78% 6.91% 5.91% Since inception till 31Jul % NA 6.17% Last 1 Years Last 3 Years Last 5 Years Last 10 Years Last 15 Years Since inception (23Apr2001) NA As the scheme was launched before the launch of the benchmark index, benchmark index figures since inception are not available Gilt Index Last 1 Years (Jul 31, 2017 to Jul 31, 2018) 6.47% 4.69% 2.90% Last 3 Years (Jul 31, 2015 to Jul 31, 2018) 8.22% 7.46% 6.01% Last 5 Years (Jul 31, 2013 to Jul 31, 2018) 9.53% 8.54% 6.49% Since inception till 31Jul % 8.42% 6.94% Last 1 Years Last 3 Years Last 5 Years Since inception (07Dec2011) % Nifty % Crisil ShortTerm Bond Fund Index Feeder Franklin U.S. Opportunities Fund (FIFFUSOF) Growth Option NAV as at July 31, 2018 : (Rs.) Inception date : Feb 06, 2012 Srikesh Nair (Managing since May 2, 2016) (dedicated for making investments for Foreign Securities) FIFFUSOF B: Russell 3000 Growth Last 1 Years (Jul 31, 2017 to Jul 31, 2018) 27.08% 31.20% Not Applicable Last 3 Years (Jul 31, 2015 to Jul 31, 2018) 10.80% 17.07% Not Applicable Last 5 Years (Jul 31, 2013 to Jul 31, 2018) 14.26% 18.52% Not Applicable Since inception till 31Jul % 21.86% Not Applicable Last 1 Years Not Applicable Last 3 Years Not Applicable Last 5 Years Not Applicable Since inception (06Feb2012) Not Applicable *This scheme has been in existence for more than 3 year but less than 5 Sumit Gupta Ceased to be the fund manager of the scheme w.e.f. end of day August 1, 2018 AB Banking & PSU Debt Fund Growth* NAV as at July 31, 2018 : (Rs.) Inception date : Apr 25, 2014 Sachin PadwalDesai (Managing since Apr 25, 2014) Umesh Sharma (Managing since Apr 25, 2014) Srikesh Nair (Managing since Jun 04, 2018) (dedicated for making investments for Foreign Securities) NAV is as at beginning of the period. Past performance may or may not be sustained in future. Returns greater than 1 year period are compounded annualized. Dividends assumed to be reinvested and Bonus is adjusted. Load is not taken into consideration. On account of difference in the type/category, asset allocation or investment strategy, inception dates, performances of these funds are not strictly comparable. Please refer to for details on performance of all schemes (including Direct Plans). B: Benchmark, AB: Additional Benchmark For FILF and FISF, less than 1 year returns are simple annualized. FIBPDF B: Crisil Composite Bond Fund Index AB : CRISIL 10 Year Gilt Index Last 1 Years (Jul 31, 2017 to Jul 31, 2018) 4.46% 1.48% 2.90% Last 3 Years (Jul 31, 2015 to Jul 31, 2018) 7.14% 7.52% 6.01% Since inception till 31Jul % 8.94% 7.79% Last 1 Years Last 3 Years Since inception (25Apr2014) Feeder Franklin European Growth Fund* NAV as at July 31, 2018 : (Rs.) Inception date : May 16, 2014 Srikesh Nair (Managing since Nov 30, 2015) (dedicated for making investments for Foreign Securities) FIFFEGF B: MSCI Europe Index Last 1 Years (Jul 31, 2017 to Jul 31, 2018) 6.31% 13.52% Not Applicable Last 3 Years (Jul 31, 2015 to Jul 31, 2018) 3.15% 7.27% Not Applicable Since inception till 31Jul % 6.47% Not Applicable Last 1 Years Not Applicable Last 3 Years Not Applicable Since inception (16May2014) Not Applicable MultiAsset Solution Fund Growth* NAV as at July 31, 2018 : (Rs.) Inception date : Nov 28, 2014 Anand Radhakrishnan (Managing since Feb 27, 2015) FIMAS B :CRISIL Hybrid AB Aggressive Index Last 1 Years (Jul 31, 2017 to Jul 31, 2018) 2.19% 8.71% Not Applicable Last 3 Years (Jul 31, 2015 to Jul 31, 2018) 5.86% 10.74% Not Applicable Since inception till 31Jul % 9.97% Not Applicable Last 1 Years Not Applicable Last 3 Years Not Applicable Since inception (28Nov2014) Not Applicable CRISIL Balanced Fund Aggressive Index has been renamed as CRISIL Hybrid Aggressive Index w.e.f. February 01, 2018 and the historical values have been revised due to a change in the underlying equity index Fixed Maturity Plans Series 1 Plan A (1108 Days) Growth Option NAV as at July 31, 2018 : (Rs.) Inception date : Mar 27, 2017 Sachin PadwalDesai (Managing since Mar 27, 2017), Umesh Sharma (Managing since Mar 27, 2017) FMPS1A B : Crisil Composite Bond Fund Index Last 1 Years (Jul 31, 2017 to Jul 31, 2018) 4.87% 1.48% 2.90% Since inception till 31Jul % 4.03% 0.14% Last 1 Years Since inception (27Mar2017) This scheme has been in existence for more than 1 year but less than 5 years Fixed Maturity Plans Series 1 Plan B (1104 days) Growth Option NAV as at July 31, 2018 : (Rs.) Inception date : May 12, 2017 Sachin PadwalDesai (Managing since May 12, 2017), Umesh Sharma (Managing since May 12, 2017) FMPS1B B : Crisil Composite Bond Fund Index W.e.f. November 30, 2015, Srikesh Nair has been appointed as Fund Manager, dedicated for making investments in Foreign Securities for Franklin Equity Funds (currently for Franklin Asian Equity Fund, Prima Fund, Equity Fund, Equity Advantage Fund, Opportunities Fund, Focused Equity Fund, Franklin Build India Fund, Technology Fund, Index Fund NSE Nifty Plan, Smaller Companies Fund and equity portion of Debt Hybrid Fund). NA : Not Available ^ As the scheme was launched before the launch of the benchmark index, benchmark index figures since inception are not available AB AB : CRISIL 10 Year Gilt Index AB : CRISIL 10 Year Gilt Index Last 1 Years (Jul 31, 2017 to Jul 31, 2018) 4.84% 1.48% 2.90% Since inception till 31Jul % 4.00% 0.25% Last 1 Years Since inception (12May2017) This scheme has been in existence for more than 1 year but less than 5 years 49

50 SIP RETURNS REGULAR PLANS Bluechip Fund (FIBCF) Growth Option SIP If you had invested ` every month in FIBCF Total amount Invested (Rs) 120, , , ,000 1,200,000 2,590,000 Total value as on 31Jul2018 (Rs) 123, , ,592 1,332,008 2,384,475 34,895,990 Returns 5.80% 10.95% 12.19% 12.95% 13.17% 20.34% Total value of B: Nifty 100^^ 133, , ,711 1,411,376 2,434,459 16,658,669 B:Nifty 100^^ Returns 21.94% 18.28% 14.61% 14.57% 13.56% 14.94% Total value of AB: Nifty 50* 132, , ,864 1,412,576 2,427,347 16,080,658 AB: Nifty 50* Returns 19.86% 17.87% 14.76% 14.59% 13.50% 14.68% ^^Index adjusted for the period December 1, 1993 to June 4, 2018 with the performance of S&P BSE Sensex As TRI data is not available since inception of the scheme, benchmark performance is calculated using composite of (^^ S&P BSE SENSEX PRI values from to , S&P BSE SENSEX TRI values from to and Nifty 100 TRI values since , * Nifty 50 PRI values from to and TRI values since ) Templeton India Value Fund (TIVF) Dividend Option^ SIP If you had invested ` every month in TIVF 1 year 3 years 5 years 7 years 10 Years Since Inception Total amount Invested (Rs) 120, , , ,000 1,200,000 1,270,000 Total value as on 31Jul2018 (Rs) 119, , ,464 1,225,691 2,087,310 2,250,290 Returns 0.29% 13.36% 10.57% 10.62% 10.67% 10.39% Total value of B: MSCI Asia (exjapan) 123, , ,175 1,300,171 2,350,249 2,543,468 B:MSCI Asia (exjapan) Returns 6.03% 16.47% 12.12% 12.27% 12.90% 12.54% Total value of AB: Nifty , , ,864 1,412,576 2,427,347 2,611,184 AB: Nifty 50 Returns 19.86% 17.87% 14.76% 14.59% 13.50% 13.01% 1 Year 3 Years 5 Years 7 Years 10 Years Since Inception Total amount Invested (Rs) 120, , , ,000 1,200,000 2,630,000 Total value as on 31Jul2018 (Rs) 119, , ,169 1,444,571 2,534,448 27,911,549 Returns 0.04% 13.28% 14.91% 15.22% 14.31% 18.30% Total value of B: MSCI India Value Index 130, , ,177 1,278,404 2,066,338 NA B:MSCI India Value Index Returns 16.35% 15.78% 12.71% 11.80% 10.48% NA Total value of S&P BSE SENSEX 134, , ,021 1,424,996 2,458,015 17,513,210 S&P BSE SENSEX 23.94% 18.96% 15.00% 14.84% 13.74% 14.95% Equity Fund (FIEF) Growth Option SIP If you had invested ` every month in FIEF Prima Fund (FIPF) Growth Option^ SIP If you had invested ` every month in FIPF 1 Year 3 Years 5 Years 7 Years 10 Years Since Jan 1997 As TRI data is not available since inception of the scheme, benchmark performance is calculated using composite of (*Nifty 50 PRI values from to and TRI values since ) 1 Year 3 Years 5 Years 7 Years 10 Years Since Inception Total amount Invested (Rs) 120, , , ,000 1,200,000 2,850,000 Total value as on 31Jul2018 (Rs) 123, , ,777 1,504,063 2,783,813 61,158,013 Returns 5.82% 11.82% 14.85% 16.35% 16.06% 21.32% $ Total value of B: Nifty , , ,643 1,470,903 2,541,349 23,777,845 $ B:Nifty 500 Returns 12.31% 17.01% 15.77% 15.73% 14.36% 15.21% Total value of AB: Nifty 50* 132, , ,864 1,412,576 2,427,347 19,933,612 AB: Nifty 50* Returns 19.86% 17.87% 14.76% 14.59% 13.50% 14.05% As TRI data is not available since inception of the scheme, benchmark performance is calculated using composite of ($ Nifty 500 PRI values from to and TRI values since , * Nifty 50 PRI values from to and TRI values since ) 1 Year 3 Years 5 Years 7 Years 10 Years Since Inception Total amount Invested (Rs) 120, , , ,000 1,200,000 2,960,000 Total value as on 31Jul2018 (Rs) 121, , ,388 1,791,653 3,576,488 81,076,797 Returns 1.60% 13.36% 18.77% 21.27% 20.71% 21.96% Total value of B: Nifty Midcap 150^^ 118, , ,620 1,601,690 2,843,292 29,125,363 B:Nifty Midcap 150^^ Returns 3.07% 13.27% 17.43% 18.12% 16.45% 15.64% Total value of Nifty 50* 132, , ,864 1,412,576 2,427,347 21,274,618 Nifty 50* 19.86% 17.87% 14.76% 14.59% 13.50% 13.67% ^^The Index is adjusted for the period December 1, 93 to May 20, 2013 with the performance of Nifty 500 and for the period May 20, 2013 to Jun 4, 2018 with the performance of Nifty Midcap 100 As TRI data is not available since inception of the scheme, benchmark performance is calculated using composite of (^^Nifty 500 PRI values from to to , Nifty 500 TRI values from to May 20, 2013, Nifty Midcap 100 TRI values from May 20, 2013 to June 4, 2018 and Nifty Midcap 150 TRI values since June 4, 2018, * Nifty 50 PRI values from to and TRI values since ) Equity Advantage Fund (FIEAF) Growth Option SIP If you had invested ` every month in FIEAF 1 Year 3 Years 5 Years 7 Years 10 Years Since Inception Total amount Invested (Rs) 120, , , ,000 1,200,000 1,610,000 Total value as on 31Jul2018 (Rs) 122, , ,009 1,453,861 2,670,868 4,593,989 Returns 3.99% 10.78% 13.58% 15.40% 15.29% 14.51% Total value of B: Nifty , , ,643 1,470,903 2,541,349 4,147,050 B:Nifty 500 Returns 12.31% 17.01% 15.77% 15.73% 14.36% 13.15% Total value of AB: Nifty , , ,864 1,412,576 2,427,347 4,035,795 AB: Nifty 50 Returns 19.86% 17.87% 14.76% 14.59% 13.50% 12.79% Focused Equity Fund (FIFEF) Growth Option SIP If you had invested ` every month in FIFEF 1 year 3 years 5 years 7 years 10 Years Since Inception Total amount Invested (Rs) 120, , , ,000 1,200,000 1,330,000 Total value as on 31Jul2018 (Rs) 122, , ,969 1,651,278 3,146,011 3,625,450 Returns 3.28% 12.05% 16.19% 18.98% 18.33% 17.05% Total value of B: Nifty , , ,643 1,470,903 2,541,349 2,889,308 B:Nifty 500 Returns 12.31% 17.01% 15.77% 15.73% 14.36% 13.30% Total value of AB: Nifty , , ,864 1,412,576 2,427,347 2,766,637 AB: Nifty 50 Returns 19.86% 17.87% 14.76% 14.59% 13.50% 12.58% Franklin Asian Equity Fund (FAEF) Growth Option SIP If you had invested ` every month in FAEF Templeton India Equity Income Fund (TIEIF) Growth Option SIP If you had invested ` every month in TIEIF 1 Year 3 Years 5 Years 7 Years 10 Years Since Inception Total amount Invested (Rs) 120, , , ,000 1,200,000 1,470,000 Total value as on 31Jul2018 (Rs) 122, , ,721 1,432,428 2,601,316 3,617,168 Returns 4.63% 14.75% 14.47% 14.99% 14.80% 13.81% Total value of B: S&P BSE , , ,362 1,471,574 2,562,002 3,453,190 B:S&P BSE 200 Returns 15.37% 17.55% 15.80% 15.74% 14.51% 13.13% Total value of AB: Nifty , , ,864 1,412,576 2,427,347 3,274,007 AB: Nifty 50 Returns 19.86% 17.87% 14.76% 14.59% 13.50% 12.34% As TRI data is not available since inception of the scheme, benchmark performance is calculated using composite of ($ S&P BSE 200 PRI values from to and TRI values since ) Taxshield (FIT) Growth Option SIP If you had invested ` every month in FIT 1 Year 3 Years 5 Years 7 Years 10 Years Since Inception Total amount Invested (Rs) 120, , , ,000 1,200,000 2,320,000 Total value as on 31Jul2018 (Rs) 123, , ,795 1,484,228 2,802,584 21,488,351 Returns 6.02% 11.48% 14.42% 15.98% 16.18% 19.85% Total value of B: Nifty , , ,643 1,470,903 2,541,349 13,768,645 B:Nifty 500 Returns 12.31% 17.01% 15.77% 15.73% 14.36% 16.14% Total value of AB: Nifty 50* 132, , ,864 1,412,576 2,427,347 12,103,081 AB: Nifty 50* Returns 19.86% 17.87% 14.76% 14.59% 13.50% 15.06% As TRI data is not available since inception of the scheme, benchmark performance is calculated using composite of (* Nifty 50 PRI values from to and TRI values since ) Opportunities Fund (FIOF) Growth Option SIP If you had invested ` every month in FIOF 1 year 3 years 5 years 7 years 10 years Since Inception Total amount Invested (Rs) 120, , , ,000 1,200,000 2,210,000 Total value as on 31Jul2018 (Rs) 121, , ,165 1,454,760 2,510,141 11,441,032 Returns 2.06% 11.35% 14.21% 15.42% 14.13% 15.79% Total value of B: Nifty 500^^ 128, , ,091 1,461,178 2,543,867 8,989,262 B:Nifty 500^^ Returns 13.96% 17.05% 15.51% 15.54% 14.38% 13.63% Total value of AB: Nifty , , ,864 1,412,576 2,427,347 10,806,222 AB: Nifty 50 Returns 19.86% 17.87% 14.76% 14.59% 13.50% 15.28% ^^Index adjusted for the period February 21, 2000 to March 10, 2004 with the performance of ET Mindex and for the period March 10, 2004 to June 4, 2018 with the performance of S&P BSE 200 As TRI data is not available since inception of the scheme, benchmark performance is calculated using composite of (^^ET Mindex PRI values from to ; S&P BSE 200 PRI values from to ; S&P BSE 200 TRI values from to ) Franklin Build India Fund (FBIF) Growth Option SIP If you had invested ` every month in FBIF 1 Year 3 Years 5 Years 7 Years Since Inception Total amount Invested (Rs) 120, , , ,000 1,070,000 Total value as on 31Jul2018 (Rs) 119, , ,026 1,774,320 2,572,414 Returns 0.46% 12.62% 18.41% 21.00% 18.92% Total value of B: S&P BSE India Infrastructure Index^^ 116, , ,253 1,329,241 1,828,767 B:S&P BSE India Infrastructure Index^^ Returns 5.89% 10.05% 11.67% 12.89% 11.66% Total value of AB: Nifty , , ,864 1,412,576 1,950,307 AB: Nifty 50 Returns 19.86% 17.87% 14.76% 14.59% 13.03% ^^Index adjusted for the period September 4, 2009 to June 4, 2018 with the performance of Nifty 500 Smaller Companies Fund (FISCF) Growth Option SIP If you had invested ` every month in FISCF 1 Year 3 Years 5 Years 7 Years Since Inception Total amount Invested (Rs) 120, , , , ,000 Total value as on 31Jul2018 (Rs) 116, , ,375 1,948,037 2,233,939 Returns 5.02% 12.38% 19.95% 23.63% 23.11% Total value of B: Nifty Smallcap 250 ^^ 114, , ,129 1,522,687 1,697,788 B:Nifty Smallcap 250 ^^ Returns 9.13% 10.76% 15.93% 16.70% 16.07% Total value of AB: Nifty , , ,864 1,412,576 1,567,929 AB: Nifty 50 Returns 19.86% 17.87% 14.76% 14.59% 14.03% ^^Index adjusted for the period January 13, 2006 to June 4, 2018 with the performance of Nifty Midcap 100 Equity Hybrid Fund (FIEHF) Growth Option^ SIP If you had invested ` every month in FIEHF 1 year 3 years 5 years 7 years 10 Years Since Inception Total amount Invested (Rs) 120, , , ,000 1,200,000 2,230,000 Total value as on 31Jul2018 (Rs) 122, , ,437 1,376,442 2,430,088 11,216,423 Returns 4.52% 9.37% 12.38% 13.87% 13.53% 15.39% Total value of B: CRISIL Hybrid Aggressive Index 126, , ,533 1,342,872 2,286,750 NA B:CRISIL Hybrid Aggressive Index Returns 10.82% 13.45% 13.07% 13.18% 12.39% NA Total value of AB: Nifty , , ,864 1,412,576 2,427,347 11,000,630 AB: Nifty 50 Returns 19.86% 17.87% 14.76% 14.59% 13.50% 15.21% CRISIL Balanced Fund Aggressive Index has been renamed as CRISIL Hybrid Aggressive Index w.e.f. February 01, 2018 and the historical values have been revised due to a change in the underlying equity index Feeder Franklin U.S. Opportunities Fund (FIFFUSOF) Growth Option SIP If you had invested ` every month in FIFFUSOF 1 Year 3 Years 5 Years Since Inception Total amount Invested (Rs) 120, , , ,000 Total value as on 31Jul2018 (Rs) 138, , ,435 1,330,998 Returns 30.54% 19.46% 14.93% 16.24% Total value of B: Russell 3000 Growth Index 140, , ,563 1,519,409 B:Russell 3000 Growth Index Returns 32.81% 23.33% 19.25% 20.29% ^ As the scheme was launched before the launch of the benchmark index, benchmark index figures since inception are not available 50

51 SIP RETURNS REGULAR PLANS Pension Plan (FIPEP) Growth Option^ SIP If you had invested ` every month in FIPEP 1 Year 3 Years 5 Years 7 Years 10 Years Since Inception Total amount Invested (Rs) 120, , , ,000 1,200,000 2,560,000 Total value as on 31Jul2018 (Rs) 122, , ,381 1,231,075 2,092,738 10,549,771 Returns 4.03% 7.19% 9.68% 10.74% 10.72% 11.77% Total value of Benchmark 124, , ,297 1,252,310 2,089,944 NA Benchmark Returns 6.44% 10.31% 11.02% 11.22% 10.70% NA Total value of AB: CRISIL 10 Year Gilt Index 119, , ,891 1,044,578 1,637,098 NA AB: CRISIL 10 Year Gilt Index Returns 0.17% 3.23% 5.76% 6.14% 6.05% NA Benchmark: 40% Nifty % CRISIL Composite Bond Fund Index Credit Risk Fund (FICRF) Growth Option SIP If you had invested ` every month in FICRF RP 1 Year 3 Years 5 Years Since Inception Total amount Invested (Rs) 120, , , ,000 Total value as on 31Jul2018 (Rs) 124, , ,529 1,081,005 Returns 6.70% 7.98% 8.63% 8.90% Total value of B: Crisil Short Term Bond Fund Index 123, , ,082 1,046,162 B:Crisil Short Term Bond Fund Index Returns 5.04% 6.57% 7.57% 7.94% Total value of AB: CRISIL 10 Year Gilt Index 119, , , ,538 AB: CRISIL 10 Year Gilt Index Returns 0.23% 3.22% 5.76% 6.05% Index Fund Nifty Plan (FIIFNifty Plan) Growth Option SIP If you had invested ` every month in FIIFNSE 1 year 3 years 5 years 7 years 10 year Since Inception Total amount Invested (Rs) 120, , , ,000 1,200,000 2,160,000 Total value as on 31Jul2018 (Rs) 131, , ,934 1,344,968 2,262,118 8,863,834 Returns 18.09% 16.20% 13.33% 13.22% 12.18% 14.04% Total value of B: Nifty , , ,864 1,412,576 2,427,347 10,310,443 B:Nifty 50 Returns 19.86% 17.87% 14.76% 14.59% 13.50% 15.44% Life Stage Fund of Funds The 20s Plan Growth SIP If you had invested ` every month in FILSF 20s Plan 1 year 3 years 5 years 7 years 10 years Since Inception Total amount Invested (Rs) 120, , , ,000 1,200,000 1,760,000 Total value as on 31Jul2018 (Rs) 122, , ,473 1,338,543 2,384,899 5,151,549 The 20s Plan Returns 3.63% 10.42% 12.24% 13.09% 13.18% 13.50% Total value of Benchmark*** 131, , ,355 1,368,708 2,337,872 4,877,818 Benchmark*** Returns 17.72% 16.07% 13.74% 13.71% 12.80% 12.85% ***Benchmark: 20s Plan 65% S&P BSE Sensex + 15% Nifty % Crisil Composite Bond Fund Index Life Stage Fund of Funds The 30s Plan Growth SIP If you had invested ` every month in FILSF 30s Plan 1 year 3 years 5 years 7 years 10 years Since Inception Total amount Invested (Rs) 120, , , ,000 1,200,000 1,760,000 Total value as on 31Jul2018 (Rs) 122, , ,619 1,260,852 2,187,864 4,419,771 The 30s Plan Returns 4.00% 9.28% 10.78% 11.41% 11.56% 11.67% Total value of Benchmark*** 128, , ,047 1,287,658 2,167,720 4,299,860 Benchmark*** Returns 12.86% 12.88% 11.92% 1% 11.38% 11.34% ***Benchmark: 30s Plan 45%S&P BSE Sensex + 10%Nifty %Crisil Composite Bond Fund Index Life Stage Fund of Funds The 40s Plan Growth SIP If you had invested ` every month in FILSF 40s Plan 1 year 3 years 5 years 7 years 10 years Since Inception Total amount Invested (Rs) 120, , , ,000 1,200,000 1,760,000 Total value as on 31Jul2018 (Rs) 122, , ,853 1,212,600 2,077,368 4,029,508 The 40s Plan Returns 4.06% 8.33% 9.76% 10.32% 10.58% 10.55% Total value of Benchmark*** 125, , ,425 1,224,564 2,034,226 3,850,976 Benchmark*** Returns 8.57% 10.21% 10.41% 10.59% 10.19% 10.00% ***Benchmark: 40s Plan 25%S&P BSE Sensex + 10% Nifty % Crisil Composite Bond Fund Index Life Stage Fund of Funds The 50s Plus Plan Growth SIP If you had invested ` every month in FILSF 50s Plus Plan 1 year 3 years 5 years 7 years 10 years Since Inception Total amount Invested (Rs) 120, , , ,000 1,200,000 1,760,000 Total value as on 31Jul2018 (Rs) 122, , ,402 1,155,176 1,914,367 3,519,912 The 50s Plus Returns 4.18% 7.72% 8.73% 8.96% 9.04% 8.90% Total value of Benchmark*** 124, , ,767 1,173,822 1,927,860 3,517,761 Benchmark*** Returns 6.46% 8.37% 9.18% 9.41% 9.17% 8.89% ***Benchmark: 50s Plus Plan 20% S&P BSE Sensex+ 80% Crisil Composite Bond Fund Index Life Stage Fund of Funds 50s Plus Floating Rate Plan Growth SIP If you had invested ` every month in FILSF 50s Plus Floating Rate Plan 1 year 3 years 5 years 7 years 10 years Since Inception Total amount Invested (Rs) 120, , , ,000 1,200,000 1,690,000 Total value as on 31Jul2018 (Rs) 123, , ,414 1,152,584 1,901,676 3,310,691 The 50s Plus Floating Rate Returns 5.97% 7.75% 8.46% 8.90% 8.91% 9.02% Total value of Benchmark*** 126, , ,155 1,170,485 1,921,944 3,302,804 Benchmark*** Returns 10.60% 9.52% 9.09% 9.33% 9.11% 8.99% ***Benchmark: 50s Plus Floating Rate Plan 20% S&P BSE Sensex + 80% Crisil Liquid Fund Index Dynamic Accrual Fund (FIDA) Growth Option^ (Fund name change W.E.F. 01 December 2014, Erstwhile Income Fund) SIP If you had invested ` every month in FIDA 1 year 3 years 5 years 7 years 10 years Since Inception Total amount Invested (Rs) 120, , , ,000 1,200,000 2,560,000 Total value as on 31Jul2018 (Rs) 123, , ,881 1,155,842 1,873,564 6,586,472 Returns 6.25% 8.16% 9.07% 8.98% 8.63% 8.09% Total value of B: Crisil Composite Bond Fund Index 121, , ,921 1,111,866 1,797,356 NA B:Crisil Composite Bond Fund Index Returns 2.24% 5.64% 7.56% 7.89% 7.84% NA Total value of AB: CRISIL 10 Year Gilt Index 119, , ,838 1,044,554 1,636,843 NA AB: CRISIL 10 Year Gilt Index Returns 0.23% 3.22% 5.76% 6.14% 6.05% NA Corporate Debt Fund (FICDF) Growth Option^ SIP If you had invested ` every month in FICDF 1 year 3 years 5 years 7 years 10 years Since Inception Total amount Invested (Rs) 120, , , ,000 1,200,000 2,530,000 Total value as on 31Jul2018 (Rs) 123, , ,839 1,142,243 1,889,701 6,543,247 Returns 5.50% 7.39% 8.21% 8.64% 8.79% 8.23% Total value of B: CRISL Short Term Bond Fund Index^^ 121, , ,229 1,110,817 1,795,674 B:CRISL Short Term Bond Fund Index^^ Returns 2.03% 5.57% 7.52% 7.86% 7.82% NA Total value of AB: CRISIL 10 Year Gilt Index 119, , ,838 1,044,554 1,636,843 NA AB: CRISIL 10 Year Gilt Index Returns 0.23% 3.22% 5.76% 6.14% 6.05% NA ^^Index adjusted for the period April 1, 2002 to June 4, 2018 with the performance of Crisil Composite Bond Fund Index Income Opportunities Fund (FIIOF) Growth Option SIP If you had invested ` every month in FIIOF Total amount Invested (Rs) 120, , , ,000 1,040,000 Total value as on 31Jul2018 (Rs) 124, , ,580 1,156,100 1,553,114 Returns 7.09% 8.25% 8.74% 8.98% 9.02% Total value of B: Crisil Short Term Bond Fund Index 123, , ,082 1,115,888 1,487,349 B:Crisil Short Term Bond Fund Index Returns 5.04% 6.57% 7.57% 7.99% 8.06% Total value of AB: CRISIL 10 Year Gilt Index 119, , ,838 1,044,554 1,365,949 AB: CRISIL 10 Year Gilt Index Returns 0.23% 3.22% 5.76% 6.14% 6.16% Duration Fund (FILDF) Growth SIP If you had invested ` every month in FILDF Total amount Invested (Rs) 120, , , , ,000 Total value as on 31Jul2018 (Rs) 124, , ,425 1,164,313 1,422,153 Returns 7.57% 8.45% 8.94% 9.18% 9.26% Total value of B: CRISL Short Term Bond Fund Index 123, , ,082 1,115,888 1,353,955 B:CRISL Short Term Bond Fund Index Returns 5.04% 6.57% 7.57% 7.99% 8.08% Total value of AB: CRISIL 1 Year TBill Index 123, , ,314 1,074,039 1,291,486 AB: CRISIL 1 Year TBill Index Returns 5.56% 6.08% 6.75% 6.92% 6.95% Debt Hybrid Fund (FIDHF) Growth Option^ SIP If you had invested ` every month in FIDHF 1 year 3 years 5 years 1 Year 3 Years 5 Years 7 Years Since Inception 7 years Total amount Invested (Rs) 120, , , ,000 1,200,000 2,140,000 Total value as on 31Jul2018 (Rs) 121, , ,932 1,153,001 1,914,878 5,190,454 Returns 2.97% 5.97% 7.94% 8.90% 9.04% 9.17% Total value of B: CRISIL Hybrid Conservative Index 122, , ,299 1,163,742 1,906,089 NA B:CRISIL Hybrid Conservative Index Returns 4.26% 7.47% 8.88% 9.16% 8.95% NA Total value of AB: CRISIL 10 Year Gilt Index 119, , ,891 1,044,434 1,637,015 NA AB: CRISIL 10 Year Gilt Index Returns 0.17% 3.23% 5.76% 6.13% 6.05% NA CRISIL MIP Blended Fund Index has been renamed as CRISIL Hybrid Conservative Index w.e.f. February 01, 2018 and the historical values have been revised due to a change in the underlying equity index NA 1 Year 3 Years 5 Years 7 Years Since Inception Index adjusted for the period April 1, 2002 to November 29, 2010 with the performance of Crisil MIP Blended Index CRISIL MIP Blended Fund Index has been renamed as CRISIL Hybrid Conservative Index w.e.f. February 01, 2018 and the historical values have been revised due to a change in the underlying equity index Government Securities Fund (FIGSF) Growth^ SIP If you had invested ` every month in FIGSF *B: Benchmark, AB: Additional Benchmark 1 year 10 years Since Inception 3 years 5 years 7 years 10 Years Since Inception Total amount Invested (Rs) 120, , , ,000 1,200,000 2,000,000 Total value as on 31Jul2018 (Rs) 118, , ,839 1,047,413 1,668,598 3,803,484 Returns 2.95% 2.09% 5.47% 6.21% 6.42% 7.25% Total value of B: ISEC LiBex 120, , ,165 1,129,851 1,852,316 NA B:ISEC LiBex Returns 0.25% 5.12% 7.79% 8.34% 8.41% NA Total value of AB: CRISIL 10 Year Gilt Index 119, , ,838 1,044,554 1,636,843 3,393,183 AB: CRISIL 10 Year Gilt Index Returns 0.23% 3.22% 5.76% 6.14% 6.05% 6.02% ^ As the scheme was launched before the launch of the benchmark index, benchmark index figures since inception are not available 51

52 SIP RETURNS REGULAR PLANS Savings Fund (FISF) Growth Option Retail^ SIP If you had invested ` every month in FISFRP 1 year Total amount Invested (Rs) 120, , , ,000 1,200,000 1,980,000 Total value as on 31Jul2018 (Rs) 124, , ,529 1,117,163 1,821,547 3,928,847 Returns 6.93% 7.29% 7.70% 8.02% 8.09% 7.79% Total value of B: Crisil Liquid Fund Index 124, , ,396 1,108,286 1,790,680 NA B:Crisil Liquid Fund Index Returns 7.27% 7.08% 7.48% 7.80% 7.77% NA Total value of AB: CRISIL 1 Year TBill Index 123, , ,314 1,074,039 1,696,609 3,421,101 AB: CRISIL 1 Year TBill Index Returns 5.56% 6.08% 6.75% 6.92% 6.74% 6.28% Short Term Income Plan (FISTIP) Growth Retail^ SIP If you had invested ` every month in FISTIP RP 1 year 3 years 5 years 7 years 10 Years Since Inception Total amount Invested (Rs) 120, , , ,000 1,200,000 1,980,000 Total value as on 31Jul2018 (Rs) 124, , ,314 1,152,912 1,908,300 4,290,290 Returns 6.70% 8.11% 8.62% 8.90% 8.98% 8.74% Total value of B: Crisil Short Term Bond Fund Index 123, , ,082 1,115,888 1,812,823 NA B:Crisil Short Term Bond Fund Index Returns 5.04% 6.57% 7.57% 7.99% 8.00% NA Total value of AB: CRISIL 1 Year TBill Index 123, , ,314 1,074,039 1,696,609 3,421,374 AB: CRISIL 1 Year TBill Index Returns 5.56% 6.08% 6.75% 6.92% 6.74% 6.28% Ultra Short Bond Fund (FIUBF) Growth Option Retail SIP If you had invested ` every month in FIUBFRP 3 years 5 years 7 years 10 Years Since Inception Feeder Franklin European Growth Fund Growth (FIFFEGF)* SIP If you had invested ` every month in FIFFEGF 1 year Since Inception Total amount Invested (Rs) 120, , ,000 Total value as on 31Jul2018 (Rs) 122, , ,587 Returns 3.70% 7.05% 4.99% Total value of B: MSCI Europe Index 128, , ,818 B:MSCI Europe Index Returns 14.11% 13.37% 10.29% Technology Fund (FITF) ^ SIP If you had invested ` every month in FITF 3 years 1 year 3 years 5 years 7 years 10 Years Since Inception Total amount Invested (Rs) 120, , , ,000 1,200,000 1,280,000 Total value as on 31Jul2018 (Rs) 124, , ,403 1,141,349 1,867,566 2,050,858 Returns 7.37% 7.91% 8.35% 8.62% 8.57% 8.53% Total value of B: Crisil Liquid Fund Index 124, , ,396 1,108,286 1,790,680 1,960,993 B:Crisil Liquid Fund Index Returns 7.27% 7.08% 7.48% 7.80% 7.77% 7.74% Total value of AB: CRISIL 1 Year TBill Index 123, , ,314 1,074,039 1,696,609 1,849,061 AB: CRISIL 1 Year TBill Index Returns 5.56% 6.08% 6.75% 6.92% 6.74% 6.69% 1 year 3 years 5 years 7 years 10 Years Since Inception Total amount Invested (Rs) 120, , , ,000 1,200,000 2,400,000 Total value as on 31Jul2018 (Rs) 140, , ,478 1,456,634 2,780,502 13,554,108 Returns 33.62% 18.36% 14.08% 15.46% 16.04% 15.17% & Total value of B: S&P BSE TECK 141, , ,458 1,423,845 2,794,529 NA & B:S&P BSE TECK Returns 34.17% 15.39% 12.08% 14.82% 16.13% NA Total value of AB: Nifty 50* 132, , ,864 1,412,576 2,427,347 13,448,744 AB: Nifty 50* Returns 19.86% 17.87% 14.76% 14.59% 13.50% 15.10% Index is adjusted for the period February 1, 1999 to May 26, 2017 with the performance of S&P BSE Information Technology As TRI data is not available since inception of the scheme, benchmark performance is calculated using composite of ($ S&P BSE Information Technology PRI values from 01/02/1999 to 23/08/2004; S&P BSE Information Technology TRI values from 23/08/2004 to 29/05/2017 and S&P BSE TECK TRI values since 29/05/2017, * Nifty 50 PRI values from to to and TRI values since ) Dynamic PE Ratio Fund of Funds (FIDPEF) SIP If you had invested ` every month in FIDPEF 1 year 3 years 5 years 7 years 10 Years Since Inception Total amount Invested (Rs) 120, , , ,000 1,200,000 1,770,000 Total value as on 31Jul2018 (Rs) 124, , ,465 1,225,946 2,101,820 4,687,794 Returns 6.29% 9.28% 10.21% 10.63% 10.80% 12.23% Total value of B: CRISIL Hybrid Aggressive Index 126, , ,141 1,342,249 2,284,565 4,637,429 B:CRISIL Hybrid Aggressive Index Returns 10.76% 13.43% 13.06% 13.16% 12.37% 12.10% Total value of AB: S&P BSE SENSEX 134, , ,517 1,424,216 2,454,698 5,415,318 AB: S&P BSE SENSEX Returns 23.90% 18.94% 14.98% 14.83% 13.72% 13.94% CRISIL Balanced Fund Aggressive Index has been renamed as CRISIL Hybrid Aggressive Index w.e.f. February 01, 2018 and the historical values have been revised due to a change in the underlying equity index MultiAsset Solution Fund Growth* SIP If you had invested ` every month in FIMAS 1 year 3 year Since Inception Banking & PSU Debt Fund Growth* SIP If you had invested ` every month in FIBPDF 1 year 3 years Since Inception Total amount Invested (Rs) 120, , ,000 Total value as on 31Jul2018 (Rs) 122, , ,258 Returns 4.44% 6.27% 6.89% Total value of B: Crisil Composite Bond Fund Index 121, , ,716 B:Crisil Composite Bond Fund Index Returns 2.24% 5.64% 7.00% Total value of AB: CRISIL 10 Year Gilt Index 119, , ,220 AB: CRISIL 10 Year Gilt Index Returns 0.23% 3.22% 5.17% Liquid Fund Growth^ SIP If you had invested ` every month in FILF Total amount Invested (Rs) 120, , , ,000 1,200,000 2,440,000 Total value as on 31Jul2018 (Rs) 124, , ,878 1,087,132 1,755,653 5,364,675 Returns 6.44% 6.38% 6.84% 7.26% 7.39% 7.17% Total value of B: Crisil Liquid Fund Index 124, , ,405 1,108,294 1,790,688 NA B:Crisil Liquid Fund Index Returns 7.27% 7.08% 7.48% 7.80% 7.77% NA Total value of AB: CRISIL 1 Year TBill Index 123, , ,319 1,074,045 1,696,614 4,868,315 AB: CRISIL 1 Year TBill Index Returns 5.56% 6.08% 6.75% 6.92% 6.74% 6.33% Liquid Fund Institutional Plan Growth SIP If you had invested ` every month in FILF IP *This scheme has been in existence for more than 3 year but less than 5 years 1 year 3 years 5 years 7 years 10 Years Since Inception 1 year 3 years 5 years 7 years 10 Years Since Inception Total amount Invested (Rs) 120, , , ,000 1,200,000 1,700,000 Total value as on 31Jul2018 (Rs) 124, , ,679 1,097,648 1,780,651 2,992,293 Returns 6.71% 6.64% 7.10% 7.53% 7.66% 7.59% Total value of B: Crisil Liquid Fund Index 124, , ,405 1,108,294 1,790,688 2,982,023 B:Crisil Liquid Fund Index Returns 7.27% 7.08% 7.48% 7.80% 7.77% 7.54% Total value of AB: CRISIL 1 Year TBill Index 123, , ,319 1,074,045 1,696,614 2,741,030 AB: CRISIL 1 Year TBill Index Returns 5.56% 6.08% 6.75% 6.92% 6.74% 6.45% Liquid Fund Super Institutional Plan Growth SIP If you had invested ` every month in FILF SIP 1 year 3 years 5 years 7 years 10 Years Since Inception Total amount Invested (Rs) 120, , , ,000 1,200,000 1,550,000 Total value as on 31Jul2018 (Rs) 124, , ,680 1,114,525 1,818,881 2,665,615 Returns 7.17% 7.09% 7.55% 7.95% 8.07% 8.02% Total value of B: Crisil Liquid Fund Index 124, , ,405 1,108,294 1,790,688 2,595,758 B:Crisil Liquid Fund Index Returns 7.27% 7.08% 7.48% 7.80% 7.77% 7.64% Total value of AB: CRISIL 1 Year TBill Index 123, , ,319 1,074,045 1,696,614 2,405,466 AB: CRISIL 1 Year TBill Index Returns 5.56% 6.08% 6.75% 6.92% 6.74% 6.54% Floating Rate Fund Growth^ SIP If you had invested ` every month in FIFRF 1 year 3 years 5 years 7 years 10 Years Since Inception Total amount Invested (Rs) 120, , , ,000 1,200,000 2,080,000 Total value as on 31Jul2018 (Rs) 124, , ,435 1,054,160 1,659,062 3,603,438 Returns 6.55% 6.21% 6.25% 6.39% 6.31% 6.00% Total value of B: Crisil Liquid Fund Index 124, , ,402 1,108,291 1,790,685 NA B:Crisil Liquid Fund Index Returns 7.27% 7.08% 7.48% 7.80% 7.77% NA Total value of AB: CRISIL 1 Year TBill Index 123, , ,320 1,074,045 1,696,615 3,692,749 AB: CRISIL 1 Year TBill Index Returns 5.56% 6.08% 6.75% 6.92% 6.74% 6.25% SIP returns are assuming investment made on first business day of every month. Past performance may or may not be sustained in future. Returns greater than 1 year period are compounded annualized. Dividends assumed to be reinvested and Bonus is adjusted. Load is not taken into consideration. On account of difference in the type/category, asset allocation or investment strategy, inception dates, performances of these funds are not strictly comparable. Please refer to for details on performance of all schemes (including Direct Plans). B: Benchmark, AB: Additional Benchmark N.A : Not Applicable NA : Not Available Please refer to the individual fund pages for the inception date of the funds in case of SIP inception returns Total amount Invested (Rs) 120, , ,000 Total value as on 31Jul2018 (Rs) 120, , ,547 Returns 1.52% 5.53% 5.42% Total value of B: CRISIL Hybrid Aggressive Index 126, , ,798 B:CRISIL Hybrid Aggressive Index Returns 10.76% 13.43% 12.18% CRISIL Balanced Fund Aggressive Index has been renamed as CRISIL Hybrid Aggressive Index w.e.f. February 01, 2018 and the historical values have been revised due to a change in the underlying equity index ^ As the scheme was launched before the launch of the benchmark index, benchmark index figures since inception are not available 52

53 DIVIDEND^/BONUS HISTORY Record Date Rate per unit (`) Record Date NAV* (`) Record Date Rate per unit (`) Individual /HUF and Others Record Date NAV*(`) Record Date Rate per unit (`) Individual /HUF and Others Record Date NAV*(`) FIBCF** Jan 12, 2018 Jan 27, 2017 Feb 05, 2016 Jan 16, 2015 Jan 10, 2014 Feb 08, 2013 Jan 27, 2012 Jan 21, 2011 Jan 22, 2010 Jan 21, 2009 Jan 09, 2008 Feb 07, 2007 Jan 24, 2006 Jan 19, 2005 Feb 03, 2004 Jul 30, 2003 Mar 18, 2002 Mar 09, 2001 Nov 10, 2000 Mar 14, 2000*** Jul 30, 1999 Jan 01, 1997 TIVF** Dec 15, 2017 Dec 09, 2016 Dec 11, 2015 Dec 12, 2014 Dec 20, 2013 Dec 21, 2012 Dec 30, 2011 Dec 16, 2010 Dec 16, 2009 Dec 10, 2008 Dec 26, 2007 Dec 20, 2006 Dec 21, 2005 Dec 8, 2004 Feb 24, 2004 Sep 16, 2003 Apr 28, 2000 FIEF** Feb 23, 2018 Mar 10, 2017 Feb 26, 2016 Feb 13, 2015 Feb 21, 2014 Feb 15, 2013 Mar 02, 2012 Feb 18, 2011 Feb 19, 2010 Feb 25, 2009 Feb 13, 2008 Mar 07, 2007 Nov 15, 2006 Nov 09, 2005 Oct 27, 2004 Mar 23, 2004 Aug 19, 2003 Mar 18, 2002 Jan 19, 2001 Oct 13, 2000 Sep 10, 1999 FIPF** Mar 09, 2018 Jun 23, 2017 Jun 24, 2016 Jun 12, 2015 Jun 13, 2014 Jun 21, 2013 Jun 22, 2012 Jun 17, 2011 Jun 18, 2010 Jun 24, 2009 Jun 18, 2008 Jul 18, 2007 Jul 19, 2006 Jul 13, 2005 Oct 5, 2004 Jan 20, 2004 Jun 27, 2003 Mar 18, 2002 Jan 17, 2001 Sep 22, 2000 Nov 3, 1999 FIEAF** Mar 01, 2018 Mar 24, 2017 Apr 01, 2016 Mar 27, 2015 Mar 28, 2014 Mar 8, 2013 Mar 23, 2012 Mar 18, 2011 Mar 23, 2010 Jul 29, 2009 Mar 12, 2008 May 9, 2007 Mar 14, 2006 FIFEF Aug 24, 2017 Aug 26, 2016 Aug 28, 2015 Aug 22, 2014 Aug 23, 2013 Jul 22, 2011 Sep 24, 2010 TIEIF** Mar 01, 2018 Sep 22, 2017 Mar 17, 2017 Sep 09, 2016 Mar 11, 2016 Sep 11, 2015 Mar 13, 2015 Sep 12, 2014 Mar 14, 2014 Sep 13, 2013 Mar 15, 2013 Sep 14, 2012 Mar 16, 2012 Sep 16, 2011 Mar 11, 2011 Sep 20, 2010 Mar 12, 2010 Aug 26, 2009 May 21, 2008 Nov 28, 2007 Apr 18, 2007 FBIF Dec 30, 2016 Jan 01, 2016 Dec 26, 2014 Dec 20, 2013 Jan 04, 2013 Sep 24, FIT** Jan 25, 2018 Jan 20, 2017 Jan 22, 2016 Jan 30, 2015 Jan 24, 2014 Jan 18, 2013 Feb 03, 2012 Jan 14, 2011 Jan 15, 2010 Dec 17, 2008 Nov 14, 2007 Jan 10, 2007 Feb 15, 2006 Mar 18, 2005 Feb 24, 2004 Mar 30, 2001 May 24, 2000 Mar 31, 2000 FIOF** Nov 03, 2017 Nov 04, 2016 Oct 30, 2015 Oct 22, 2014 Oct 18, 2013 Oct 19, 2012 Oct 21, 2011 Oct 22, 2010 Oct 28, 2009 Sep 12, 2007 Nov 29, 2006 Sep 13, 2006 Sep 14, 2005 FAEF** Nov 24, 2017 Nov 25, 2016 Nov 27, 2015 Nov 18, 2013 Nov 28, 2014 FITF** Nov 03, 2017 Nov 04, 2016 Oct 30, 2015 Oct 22, 2014 Oct 18, 2013 Oct 12, 2012 Oct 21, 2011 Oct 22, 2010 Oct 28, 2009 Aug 20, 2008 Oct 24, 2007 Nov 29, 2006 Nov 23, 2005 Mar 16, 2004 Mar 24, 2000 Jan 12, 2000*** Oct 8, 1999 FISCF Feb 23, 2018 Feb 23, 2017 Feb 19, 2016 Feb 20, 2015 Feb 14, 2014 Feb 22, 2013 Aug 8, 2007 FIEHF** Mar 23, 2018 May 26,2017 May 27, 2016 May 29, 2015 May 30, 2014 May 24, 2013 May 18, 2012 May 20, 2011 May 21, 2010 May 27, 2009 May 21, 2008 May 23, 2007 May 04, 2006 Jun 15, 2005 Nov 25, 2003 FIPEP** Dec 30, 2016 Jan 01, 2016 Dec 26, 2014 Jan 03, 2014 Dec 21, 2012 Dec 23, 2011 Dec 16, 2010 Dec 18, 2009 Dec 16, 2009 Dec 17, 2008 Nov 14, 2007 Dec 20, 2006 Dec 21, 2005 Dec 15, 2004 Dec 23, 2003 Mar 22, 2002 Jul 13, 2001 Mar 16, 2000 Dec 14, 1998 Dec 31, 1997 FIDPEF Jul 27, 2018 Jan 25, 2018 Oct 27, 2017 Jul 28, 2017 Apr 28, 2017 Jan 27, 2017 Oct 28, 2016 Jul 29, 2016 Apr 22, 2016 Jan 29, 2016 Oct 23, 2015 Jul 31, 2015 Apr 24, 2015 Jan 23, 2015 Oct 31, 2014 Jul 25, 2014 Apr 17, 2014 Jan 17, 2014 Oct 25, 2013 Jul 19, 2013 Apr 18, 2013 Jan24, 2013 Oct 12, 2012 Jul 20, 2012 Apr 20, 2012 Jan 27, 2012 Oct 21, 2011 Jul 29, 2011 Apr 21, 2011 Nov 19, 2010 FIIOF Mar 16, 2018 Dec 15, 2017 Sep15, 2017 Jun 16, 2017 Mar 17, 2017 Dec 16, 2016 Sep 16, 2016 Jun 17, 2016 Mar Dec 18, 2015 Sep 18, 2015 Jun 19, 2015 Mar 20, 2015 Dec 19, 2014 Sep 19, 2014 Jun 20, 2014 Mar 21, 2014 Dec 27, 2013 May 24, 2013 Mar 15, 2013 Dec 28,2012 Sep 28, 2012 Jun 29, 2012 Mar 30, 2012 Dec 30, 2011 Sep 29, 2011 Jun 24, Past performance may or may not be sustained in future. ^ Pursuant to payment of dividend, the NAV of the scheme will fall to the extent of payout and statutory levy (if applicable) Past 12 months dividend history Past 3 months dividend history $ Past 3 quarters dividend history ** Since inception. ***1:1 bonus.. Dividend distribution tax is taken into consideration wherever applicable while calculating the NAV performance. Dividend history given for Dividend plan/ option with frequency of Monthly & above dividend. For complete dividend history log on to The Mutual Fund is not guaranteeing or assuring any dividend under any of the schemes and the same is subject to the availability and adequacy of distributable surplus FIDA$ Jun 15, 2018 Mar 16, 2018 Dec 15, 2017 Sep15, 2017 Jun 16, 2017 Mar 17, 2017 Dec 16, 2016 Sep 16, 2016 Jun 17, 2016 Mar 28, 2016 Dec 18, 2015 Sep 18, 2015 Jun 19, 2015 Mar 20, 2015 Dec 19, 2014 Sep 19, 2014 Jun 20, 2014 FICDF (Annual Dividend) Mar 16, 2018 Mar 17, 2017 Mar 28, 2016 (Half Yearly Dividend) Mar 16, 2018 Sep15, 2017 Mar 17, 2017 (Monthly Dividend) Jul 20, 2018 Jun 15, 2018 May 18, 2018 $ (Quarterly Plan) Jun 15, 2018 Mar 16, 2018 Dec 15, 2017 FILDF (Monthly Dividend) Jul 20, 2018 May 18, 2018 Apr 20, 2018 (Quarterly Dividend) $ Mar 16, 2018 Dec 15, 2017 Sep 15, 2017 FIDHF (Monthly Dividend) Jul 20, 2018 Jun 15, 2018 May 18, 2018 (Quarterly Dividend) $ Jun 15, 2018 Mar 16, 2018 Dec 15, 2017 $ FIGSF (Quarterly) Mar 16, 2018 Dec 15, 2017 Sep15, 2017 $ FISF (Monthly) Jul 20, 2018 May 18, 2018 Apr 20, 2018 $ FISF (Quarterly) Mar 16, 2018 Dec 15, 2017 Sep15, 2017 FISTIP (Retail Monthly Dividend) Jul 20, 2018 May 18, 2018 Apr 20, 2018 $ (Quarterly Dividend) Quarterly Mar 16, 2018 Dec 15, 2017 Sep15, 2017 (Institutional Monthly Dividend) Apr 20, 2018 Mar 16, 2018 Feb 16, 2018 FICRF Jun 15, 2018 Mar 16, 2018 Dec 15, 2017 Sep15, 2017 Jun 16, 2017 Mar 17, 2017 Dec 16, 2016 Sep 16, 2016 Jun 17, 2016 Mar 28, 2016 FIBPDF Jun 15, 2018 Mar 16, 2018 Dec 15, 2017 Sep15, 2017 Jun 16, 2017 Mar 17, 2017 Dec 16, 2016 Sep 16, 2016 Jun 17, 2016 Mar 28, 2016 FILSF (20s Plan) Oct 27, 2017 Oct 28, 2016 Oct 23, 2015 FILSF (30s Plan) Oct 27, 2017 Oct 28, 2016 Oct 23, 2015 FILSF (40s Plan) Oct 27, 2017 Oct 28, 2016 Oct 23, FILSF (50s Plus Floating Rate Plan) Mar 16, Dec 15, Sep15, FILSF (50s Plus Plan) Mar 16, Dec 15, Sep15, Dividend on face value per unit : FISTIP `1000 ; others ` Fund Managers Industry Experience Name Industry experience FRANKLIN EQUITY Anand Radhakrishnan 24 Years R. Janakiraman 21 Years Roshi Jain 16 Years Varun Sharma 10 Years Srikesh Nair 7 Years Lakshmikanth Reddy 21 Years Hari Shyamsunder 13 Years TEMPLETON EQUITY Vikas Chiranewal 15 Years FIXED INCOME Santosh Kamath 25 Years Kunal Agrawal 12 Years Sumit Gupta 14 Years Sachin PadwalDesai 18 Years Umesh Sharma 18 Years Pallab Roy 17 Years Paul S Parampreet 12 Years Sumit Gupta Ceased to be the fund manager of the schemes ( Credit Risk Fund, Corporate Debt Fund, Income Opportunities Fund) w.e.f. end of day August 1,

54 PRODUCT LABELING FOR FRANKLIN INDIA FIXED MATURITY PLANS SERIES 1PLAN A (1108 DAYS) & FRANKLIN INDIA FIXED MATURITY PLANS SERIES 1PLAN B (1104 DAYS) Fixed Maturity Plans Series 1Plan A (1108 Days) & Fixed Maturity Plans Series 1 Plan B (1104 Days) The features of few Schemes including Category of Schemes (like Scheme Name, Investment Objective, Benchmark etc.) have undergone changes with effect from June 4, For details, please refer addendum dated April 19, 2018 on our website.