How much will your current lifestyle cost at 60?

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1 (PROGRESSIVE PLAN) How much will your current lifestyle cost at 60? DATE OF ALLOTMENT November 01, 2011 BENCHMARK S&P BSE Sensex TRI (WEF From 1st February 2018) FUND SIZE Rs (Rs. in Cr.) MONTHLY AVERAGE AUM: Rs (Rs. in Cr.) EXIT LOAD: (A) If redeemed / switched-out on or after attainment of retirement age i.e. 60 years of age: Nil. (B) In case of Auto switch-out of units on occurrence of Auto-switch trigger event : NIL (C) If redeemed before 60 years of age: 1%. EXPENSE RATIO Direct 1.72 Regular 2.69 VOLATILITY MEASURES Std. Dev (Annualised) Sharpe Ratio 0.18 Portfolio Beta 0.96 Minimum Investment Rs. 5,000/- and in multiples of Re. 1/- thereafter As on 31st May 2018 WHY TATA RETIREMENT SAVINGS FUND - PROGRESSIVE PLAN? Actively managed diversified equity fund. Invests across market capitalization and sectors. Undertakes rigorous research to identify opportunities in equity markets. Predominantly a equity oriented savings scheme which provides tool for retirement planning to individual investors. SCHEME PERFORMANCE - SIP INVESTMENTS Period Total Amount Invested (Rs.) in '000s Total Value in '000s Scheme Total Value in '000s Benchmark Returns Scheme (%) Returns Benchmark (%) 1 Year % 14.49% 3 Year % 15.24% 5 Year % 13.21% 7 Year NA NA NA NA NA 10 Year NA NA NA NA NA Since Inception 780 1,477 1, % 13.64% Returns as on 31st May Past performance may or may not be sustained in the future. Returns greater than 1 year period are compounded annualized. Dividends are assumed to be reinvested and bonus is adjusted. Load is not taken in to consideration. For SIP returns, monthly investment of equal amounts invested on the 1st day of every month has been considered. First Installment date: 01-Dec-11 SCHEME PERFORMANCE - INVESTMENTS OF RS. 10,000/- 34,000 29,000 24,000 19,000 Rs.2 9,608 Rs.22,224 14,000 This product is suitable for investors who are seeking*: Long Term Capital Appreciation. An equity oriented (between 85%-100%) savings scheme which provides tool for retirement planning to individual investors. *Investors should consult their financial advisors if in doubt about whether the product is suitable for them. 9,000 May-12 Sep-12 Jan-13 May-13 Sep-13 Jan-14 May-14 Sep-14 Jan-15 May-15 Returns as on 31st May Past performance may or may not be sustained in future. Above performance is for Regular Growth option. For Performance in SEBI prescribed format, please refer annexure. Sep-15 Jan-16 May-16 Sep-16 Jan-17 May-17 -P rogressive Plan S&PBSE Sensex TRI Sep-17 Jan-18 May-18

2 TOP 10 EQUITY HOLDINGS Issuer Name % to NAV HDFC Bank Ltd Kotak Mahindra Bank 4.74 Yes Bank Ltd Larsen & Toubro Ltd HDFC Ltd Maruti Suzuki India Ltd Hindustan Unilever Ltd Power Grid Corporation Of India Ltd Future Retail Ltd Bata India Ltd TOP 5 SECTORS 14.71% Banks 14.54% Consumer Non Durables 13.77% Finance 7.12% Auto 6.56% Construction Project PORTFOLIO COMPOSITION CCD 0.87% Cash & Cash Equivalents, 4.07% MARKET CAPITALIZATION WISE EXPOSURE Equity Shares 95.06% Jun-17 Jul-17 Aug-17 Sep-17 Oct-17 Nov-17 Dec-17 Jan-18 Large Cap Mid Cap Small Cap Feb-18 Mar-18 Apr-18 May-18 Last 12 months Market cap history. For details please see disclaimer OUR APPROACH TO EQUITY INVESTMENTS DISCLAIMERS AND OTHER STATUTORY DISCLOSURES Till April 2018 Market Capitalization wise Portfolio classification was done on the basis of top 125 stocks by market capitalization on S&P BSE 500 Index as Large Cap Companies and Mid Cap stocks as those between 126 to 499 stocks by market capitalization and 500 & above being classified as Small cap, From May 2018 Market Capitalisation Classification is as per list provided by AMFI. Only domestic listed Equity exposure in BSE is considered for classification. For Performance in SEBI prescribed format, please refer annexure FUND MANAGERS Sonam Udasi Managing Since 1 April and overall experience of 20 years (for equity portfolio) Murthy Nagarajan Managing Since 1 - April and overall experience of 21 years (Debt Portfolio) Distributed by:

3 Performance of the scheme Tata Retirement Savings Fund - Progressive Plan Period Return % Rs. Return % Rs. 1 Year 18.95% 11, % 11,508 3 Year 15.67% 15, % 13,251 5 Year 20.30% 25, % 19,163 Since Inception 17.92% 29, % 22,224 Inception Date 01-Nov-11 Managing Since 01-Apr-16 SIP Performance of the scheme Tata Retirement Savings Fund - Progressive Plan Period Amt. invested Return % Rs. Return % Rs. 1 Year 1,20, % 1,27, % 1,29,137 3 Year 3,60, % 4,84, % 4,51,137 5 Year 6,00, % 9,92, % 8,35,312 Since Inception 7,80, % 14,77, % 12,22,171 Inception Date 01-Nov-11 First Installment date 01-Dec-11 Managing since 01-Apr-16 Fund Manager/s of Tata Retirement Savings Fund - Progressive Plan 1. Sonam Udasi (Managing Since 1 - April ) 2. Murthy Nagarajan (Managing Since 1 - April ) Performance of other schemes managed by Sonam Udasi Tata Equity P/E Fund Period Return % Rs. Return % Rs. 1 Year 13.54% 11, % 11,508 3 Year 15.45% 15, % 13,251 5 Year 24.53% 29, % 19,163 Since Inception 20.80% 1,38, % 85,334 Inception Date 29-Jun-04 Managing Since 01-Apr-16 Tata Equity Savings Fund (Erstwhile known as TATA Regular Savings Equity Fund ; renamed w.e.f from May 03, 2018) Nifty 50 TRI (35%),Nifty 50 Arbitrage Index (30%), Crisil Short Term Bond Fund Index (35%)* 1 Year 3.13% 10, % 11, % 11,508 3 Year 4.68% 11, % 12, % 13,251 5 Year 5.86% 13, % 16, % 19,163 Since Inception 7.22% 35,308 NA NA 12.78% 88,284 Inception Date 27-Apr-00 Managing Since 01-Apr-16 Tata Young Citizens Fund CRISIL Hybrid Aggressive Index* Crisil 10 Yr Gilt Index# 1 Year 7.86% 10, % 11, % 9,761 3 Year 7.62% 12, % 13, % 11,751 5 Year 11.84% 17, % 19, % 12,850 Since Inception 12.98% 1,58,687 NA NA NA NA Inception Date 14-Oct-95 Managing Since 01-Apr-16

4 Tata Banking And Financial Services Fund Nifty Financial Services TRI* Nifty 50 TRI# 1 Year 17.34% 11, % 11, % 11,330 Since Inception 27.80% 18, % 16, % 13,985 Tata Digital India Fund S&P BSE IT TRI* 1 Year 50.81% 15, % 13, % 11,508 Since Inception 14.90% 14, % 12, % 14,009 Tata India Consumer Fund Nifty India Consumption TRI* Nifty 50 TRI# 1 Year 33.03% 13, % 11, % 11,330 Since Inception 28.17% 18, % 14, % 13,985 Tata India Pharma And Healthcare Fund Nifty Pharma TRI* Nifty 50 TRI# 1 Year -4.20% 9, % 9, % 11,330 Since Inception -8.36% 8, % 6, % 13,985 Tata Resources & Energy Fund Nifty Commodities TRI* Nifty 50 TRI# 1 Year 2.28% 10, % 10, % 11,330 Since Inception 17.01% 14, % 16, % 13,985 Tata Retirement Savings Fund - Conservative Plan CRISIL Short Term Debt Hybrid Fund Index* Crisil 10 Yr Gilt Index# 1 Year 6.43% 10, % 10, % 9,761 3 Year 8.50% 12, % 12, % 11,751 5 Year 11.01% 16, % 16, % 12,850 Since Inception 10.35% 19, % 18, % 15,672 Inception Date 01-Nov-11 Managing Since 01-Apr-16

5 Tata Retirement Savings Fund - Moderate Plan CRISIL Hybrid Aggressive Index* 1 Year 15.54% 11, % 11, % 11,508 3 Year 12.87% 14, % 13, % 13,251 5 Year 20.59% 25, % 19, % 19,163 Since Inception 18.24% 30, % 22, % 22,224 Inception Date 01-Nov-11 Managing Since 01-Apr-16 Tata Index Fund - Nifty Plan Nifty 50 TRI* Period Return % Rs. Return % Rs. 1 Year 12.33% 11, % 11,330 3 Year 8.73% 12, % 13,246 5 Year 12.36% 17, % 19,072 Since Inception 16.59% 1,04, % 1,26,066 Inception Date 25-Feb-03 Managing Since 01-Apr-16 Tata Index Fund - Sensex Plan Period Return % Rs. Return % Rs. 1 Year 14.12% 11, % 11,508 3 Year 8.71% 12, % 13,251 5 Year 12.38% 17, % 19,163 Since Inception 16.33% 1,00, % 1,25,882 Inception Date 25-Feb-03 Managing Since 01-Apr-16 SIP Performance of other schemes managed by Sonam Udasi Tata Equity P/E Fund Period Amt. invested Return % Rs. Return % Rs. 1 Year 1,20, % 1,24, % 1,29,137 3 Year 3,60, % 4,81, % 4,51,137 5 Year 6,00, % 10,34, % 8,35,312 Since Inception 16,70, % 65,71, % 43,65,289 Inception Date 29-Jun-04 First Installment date 01-Jul-04 Managing since 01-Apr-16 Tata Equity Savings Fund (Erstwhile known as TATA Regular Savings Equity Fund ; renamed w.e.f from May 03, 2018) Nifty 50 TRI (35%),Nifty 50 Arbitrage Index (30%), Crisil Short Term Bond Fund Index (35%)* 1 Year 1,20, % 1,21, % 1,27, % 1,29,137 3 Year 3,60, % 3,91, % 4,22, % 4,51,137 5 Year 6,00, % 6,97, % 7,72, % 8,35,074 Since Inception 21,70, % 40,93, % 31,91, % 98,85,625 Inception Date 27-Apr-00 First Installment date 01-May-00 Managing since 01-Apr-16 Tata Young Citizens Fund CRISIL Hybrid Aggressive Index Crisil 10 Yr Gilt Index# 1 Year 1,20, % 1,21, % 1,24, % 1,17,310 3 Year 3,60, % 4,14, % 4,36, % 3,75,588 5 Year 6,00, % 7,88, % 8,33, % 6,88,336 Since Inception 26,80, % 1,36,13, % 1,40,03, % 54,95,932 Inception Date 14-Oct-95 First Installment date 01-Feb-96 Managing since 01-Apr-16

6 Tata Banking And Financial Services Fund Nifty Financial Services TRI* Nifty 50 TRI# 1 Year 1,20, % 1,28, % 1,31, % 1,27,190 Since Inception 2,90, % 3,88, % 3,88, % 3,51,689 Tata Digital India Fund S&P BSE IT TRI* 1 Year 1,20, % 1,56, % 1,47, % 1,29,137 Since Inception 2,90, % 4,03, % 3,72, % 3,56,000 Tata India Consumer Fund Nifty India Consumption TRI* Nifty 50 TRI# 1 Year 1,20, % 1,34, % 1,29, % 1,27,190 Since Inception 2,90, % 4,21, % 3,65, % 3,51,689 Tata India Pharma And Healthcare Fund Nifty Pharma TRI* Nifty 50 TRI# 1 Year 1,20, % 1,12, % 1,07, % 1,27,190 Since Inception 2,90, % 2,59, % 2,34, % 3,51,689 Tata Resources & Energy Fund Nifty Commodities TRI* Nifty 50 TRI# 1 Year 1,20, % 1,16, % 1,17, % 1,27,190 Since Inception 2,90, % 3,27, % 3,48, % 3,51,689 Tata Retirement Savings Fund - Conservative Plan CRISIL Short Term Debt Hybrid Fund Index* Crisil 10 Yr Gilt Index# 1 Year 1,20, % 1,22, % 1,23, % 1,17,274 3 Year 3,60, % 4,11, % 4,10, % 3,75,508 5 Year 6,00, % 7,74, % 7,61, % 6,88,289 Since Inception 7,80, % 10,96, % 10,78, % 9,45,631 Inception Date 01-Nov-11 First Installment date 01-Dec-11 Managing since 01-Apr-16

7 Tata Retirement Savings Fund - Moderate Plan CRISIL Hybrid Aggressive Index 1 Year 1,20, % 1,26, % 1,24, % 1,29,137 3 Year 3,60, % 4,63, % 4,36, % 4,51,137 5 Year 6,00, % 9,68, % 8,33, % 8,35,312 Since Inception 7,80, % 14,61, % 12,14, % 12,22,171 Inception Date 01-Nov-11 First Installment date 01-Dec-11 Managing since 01-Apr-16 Tata Index Fund - Nifty Plan Nifty 50 TRI* Period Amt. invested Return % Rs. Return % Rs. 1 Year 1,20, % 1,26, % 1,27,190 3 Year 3,60, % 4,39, % 4,47,026 5 Year 6,00, % 8,10, % 8,35,245 Since Inception 18,20, % 51,01, % 57,62,297 Inception Date 25-Feb-03 First Installment date 01-Apr-03 Managing since 01-Apr-16 Tata Index Fund - Sensex Plan Period Amt. invested Return % Rs. Return % Rs. 1 Year 1,20, % 1,28, % 1,29,137 3 Year 3,60, % 4,44, % 4,51,137 5 Year 6,00, % 8,09, % 8,35,312 Since Inception 18,20, % 49,26, % 57,82,989 Inception Date 25-Feb-03 First Installment date 01-Apr-03 Managing since Performance of other schemes managed by Murthy Nagarajan Tata Short Term Bond Fund Crisil Short Term Bond Fund Index* Crisil 1 Yr T-Bill Index# 1 Year 4.47% 10, % 10, % 10,585 3 Year 6.92% 12, % 12, % 12,165 5 Year 7.79% 14, % 14, % 13,945 Since Inception 7.69% 32, % 29, % 24,932 Inception Date 08-Aug-02 Managing Since 01-Apr-17 Tata Medium Term Fund CRISIL Medium Term Debt Index* Crisil 10 Yr Gilt Index# 1 Year 3.56% 10, % 10, % 9,761 3 Year 6.66% 12, % 12, % 11,751 5 Year 6.99% 14, % 14, % 12,850 Since Inception 6.53% 26,761 NA NA 5.91% 24,431 Inception Date 11-Nov-02 Managing Since 01-Apr-17 Tata Hybrid Equity Fund (Erstwhile known as TATA Balanced Fund; renamed w.e.f from May 03, 2018) CRISIL Hybrid Aggressive Index* 1 Year 4.71% 10, % 11, % 11,508 3 Year 6.38% 12, % 13, % 13,251 5 Year 15.80% 20, % 19, % 19,163 Since Inception 15.86% 2,81,122 NA NA 11.37% 1,14,743 Inception Date 08-Oct-95 Managing Since 01-Apr-17

8 Tata Retirement Savings Fund - Moderate Plan CRISIL Hybrid Aggressive Index* 1 Year 15.54% 11, % 11, % 11,508 3 Year 12.87% 14, % 13, % 13,251 5 Year 20.59% 25, % 19, % 19,163 Since Inception 18.24% 30, % 22, % 22,224 Inception Date 01-Nov-11 Managing Since 01-Apr-17 Tata Retirement Savings Fund - Conservative Plan CRISIL Short Term Debt Hybrid Fund Index* Crisil 10 Yr Gilt Index# 1 Year 6.43% 10, % 10, % 9,761 3 Year 8.50% 12, % 12, % 11,751 5 Year 11.01% 16, % 16, % 12,850 Since Inception 10.35% 19, % 18, % 15,672 Inception Date 01-Nov-11 Managing Since 01-Apr-17 Tata Equity Savings Fund (Erstwhile known as TATA Regular Savings Equity Fund ; renamed w.e.f from May 03, 2018) Nifty 50 TRI (35%),Nifty 50 Arbitrage Index (30%), Crisil Short Term Bond Fund Index (35%)* 1 Year 3.13% 10, % 11, % 11,508 3 Year 4.68% 11, % 12, % 13,251 5 Year 5.86% 13, % 16, % 19,163 Since Inception 7.22% 35,308 NA NA 12.78% 88,284 Inception Date 27-Apr-00 Managing Since 01-Apr-17 SIP Performance of other schemes managed by Murthy Nagarajan Tata Short Term Bond Fund Crisil Short Term Bond Fund Index* Crisil 1 Yr T-Bill Index# 1 Year 1,20, % 1,22, % 1,22, % 1,23,637 3 Year 3,60, % 3,93, % 3,96, % 3,95,589 5 Year 6,00, % 7,17, % 7,25, % 7,12,998 Since Inception 18,90, % 36,60, % 35,72, % 31,93,948 Inception Date 08-Aug-02 First Installment date 01-Sep-02 Managing since 01-Apr-17 Tata Medium Term Fund CRISIL Medium Term Debt Index* Crisil 10 Yr Gilt Index# 1 Year 1,20, % 1,21, % 1,21, % 1,17,274 3 Year 3,60, % 3,91, % 3,96, % 3,75,508 5 Year 6,00, % 7,13,683 8% 7,33, % 6,88,289 Since Inception 18,50, % 32,50, % 36,76, % 29,76,382 Inception Date 11-Nov-02 First Installment date 01-Jan-03 Managing since 01-Apr-17 Tata Hybrid Equity Fund (Erstwhile known as TATA Balanced Fund; renamed w.e.f from May 03, 2018) CRISIL Hybrid Aggressive Index* 1 Year 1,20, % 1,21, % 1,24, % 1,29,137 3 Year 3,60, % 4,04, % 4,36, % 4,51,137 5 Year 6,00, % 8,11, % 8,33, % 8,35,312 Since Inception 26,80, % 2,53,85, % 1,40,03, % 1,56,40,769 Inception Date 08-Oct-95 First Installment date 01-Feb-96 Managing since 01-Apr-17

9 Tata Retirement Savings Fund - Moderate Plan CRISIL Hybrid Aggressive Index* 1 Year 1,20, % 1,26, % 1,24, % 1,29,137 3 Year 3,60, % 4,63, % 4,36, % 4,51,137 5 Year 6,00, % 9,68, % 8,33, % 8,35,312 Since Inception 7,80, % 14,61, % 12,14, % 12,22,171 Inception Date 01-Nov-11 First Installment date 01-Dec-11 Managing since 01-Apr-17 Tata Retirement Savings Fund - Conservative Plan CRISIL Short Term Debt Hybrid Fund Index* Crisil 10 Yr Gilt Index# 1 Year 1,20, % 1,22, % 1,23, % 1,17,274 3 Year 3,60, % 4,11, % 4,10, % 3,75,508 5 Year 6,00, % 7,74, % 7,61, % 6,88,289 Since Inception 7,80, % 10,96, % 10,78, % 9,45,631 Inception Date 01-Nov-11 First Installment date 01-Dec-11 Managing since 01-Apr-17 Tata Equity Savings Fund (Erstwhile known as TATA Regular Savings Equity Fund ; renamed w.e.f from May 03, 2018) Nifty 50 TRI (35%),Nifty 50 Arbitrage Index (30%), Crisil Short Term Bond Fund Index (35%)* 1 Year 1,20, % 1,21, % 1,27, % 1,29,137 3 Year 3,60, % 3,91, % 4,22, % 4,51,137 5 Year 6,00, % 6,97, % 7,72, % 8,35,074 Since Inception 21,70, % 40,93, % 31,91, % 98,85,625 Inception Date 27-Apr-00 First Installment date 01-May-00 Managing since 01-Apr-17 Disclaimer: 1) Scheme returns in terms of CAGR are provided for past 1 year, 3 years, 5 years and since inception. 2) Point-to-point returns on a standard investment of Rs. 10,000/- are in addition to CAGR for the schemes. 3) Different plans shall have a different expense structure. The performance details provided herein are of regular plan growth option except for Tata Regular Saving Equity Fund where performance details given is for regular plan dividend option. 4) Period for which schemes performance has been provided is computed basis last day of the month - end preceding the date of advertisement. 5) Past performance may or may not be sustained in future. For computation of since inception returns the allotment NAV has been taken as Rs *All payouts during the period have been reinvested in the units of the scheme at the then prevailing NAV. Load is not considered for computation of returns. While calculating returns dividend distribution tax is excluded. Schemes in existence for less than 1 year, performance details for the same are not provided. 6) SIP Amount invested denotes value of standard investment of Rs. 10,000 per month. 7) *Scheme benchmark, #Additional benchmark. Dislosure for Composite CAGR Calculation Scheme Names / Plans / Options Index Name Remarks Tata Regular Saving Equity Fund - Reg - Mthly Dividend S&P BSE Sensex TRI As TRI data is not available Since Inception of the scheme, benchmark performance is calculated using composite CAGR of S&P BSE Sensex PRI values from date 27-Apr-2000 to date 31-May-2007 and TRI values since date 31-May-2007 Tata Index Fund - Sensex Plan - Reg S&P BSE Sensex TRI As TRI data is not available Since Inception of the scheme, benchmark performance is calculated using composite CAGR of S&P BSE Sensex PRI values from date 25-Feb-2003 to date 31-May-2007 and TRI values since date 31-May-2007 Tata Equity P/E Fund - Reg - Growth S&P BSE Sensex TRI As TRI data is not available Since Inception of the scheme, benchmark performance is calculated using composite CAGR of S&P BSE Sensex PRI values from date 29-Jun-2004 to date 31-May-2007 and TRI values since date 31-May-2007 Dislosure for Composite CAGR Calculation ( for additional Benchmark ) Scheme Names / Plans / Options Index Name Remarks Tata Balanced Fund - Reg - Growth S&P BSE Sensex TRI As TRI data is not available Since Inception of the scheme, benchmark performance is calculated using composite CAGR of S&P BSE Sensex PRI values from date 06-Oct-1995 to date 31-May-2007 and TRI values since date 31-May-2007