Equity Funds. Performance calculated as on 1 st Oct 2017

Transcription

1 Performance calculated as on 1 st Oct 2017 Equity Funds Small & Midcap Fund Small and Mid Cap Funds invest in stocks of mid and small size companies, which are considered developing companies. The market capitalizations of these stocks are lower compared to large cap stocks. These stocks are riskier than large cap stocks however; they tend to offer more growth potential than large-cap stocks. Mutual Fund Scheme AUM In Crs 6mth 1yr 2yr 3yr 5yr L&T Emerging Businesses Fund-RP (G) IDFC Sterling Equity Fund - RP (G) Reliance Small Cap Fund (G) L&T Midcap Fund (G) Mirae Emerging Bluechip Fund (G) ABSL Pure Value Fund (G) ABSL Small and Midcap Fund (G) Can Robeco Emerg-Equities (G) Sundaram SMILE Fund (G) HSBC Midcap Equity Fund (G) Exempted Asset Allocation: 100% Equity

2 Large Cap Funds Invest a large portion of their corpus in companies with large market capitalization are called large-cap funds. This type of fund is known to offer stability and sustainable returns, over a period of time. Mutual Fund Scheme AUM In Crs 6mth 1yr 2yr 3yr 5yr JM Multi Strategy Fund (G) Reliance Vision Fund - RP (G) Sundaram Select Focus - RP (G) Invesco India Growth Fund (G) Kotak Select Focus Fund - Regular (G) Motilal MOSt Focused 25 - RP (G) Reliance Top 200 Fund-RP (G) Invesco India Dynamic Equity (G) ICICI Pru Focused Blue-chip Eqty (G) Exempted Asset Allocation: 100% Equity

3 Balanced Fund A balanced fund combines equity stock component, a bond component and sometimes a money market component in a single portfolio. Generally, these hybrid funds stick to a relatively fixed mix of stocks and bonds that reflects either a moderate, or higher equity, component, or conservative, or higher fixed-income, component orientation Mutual Fund Scheme AUM 6mth 1yr 2yr 3yr 5yr Principal Balanced (G) Reliance RSF - Balanced (G) L&T India Prudence Fund (G) HDFC Prudence Fund (G) HDFC Balanced Fund (G) UTI Balanced Fund (G) ABSL Bal. 95 Fund (G) ICICI Pru Balanced Fund (G) Baroda Pioneer Balance (G) Can Robeco Balance (G) Exempted Asset Allocation: 65-75% Equity, 25-35% Debt

4 Thematic These funds invest in securities of specific sectors such as Information Technology, Banking, Service and Pharma sector etc., which is specified in their scheme information documents. So, the performance of these schemes depends on the performance of the respective sector. These funds may give higher returns, but they also come with increased risks Mutual Fund Scheme AUM 6mth 1yr 2yr 3yr 5yr Reliance Diver. Power - RP (G) IDFC Infrastructure - Plan A (G) L&T Infrastructure (G) ABSL Infrastructure (G) ABSL India Reforms Fund (G) DSP-BR India TIGER - RP (G) ICICI Pru Infrastructure (G) UTI Infrastructure Fund (G) Franklin Build India Fund (G) HDFC Infrastructure Fund (G) Exempted Asset Allocation: 100% Equity

5 ELSS Equity-Linked Savings Scheme (ELSS) is an equity mutual fund investment that invests at least 80 per cent of its assets in equity and equity-related instruments. ELSS can be open-ended or close ended. Investments in an ELSS qualify for tax deductions under Section 80C of the Income Tax Act within the overall limit of Rs.1.5 lakh. The amount you invest in ELSS is deducted from your taxable income, which helps you lower the amount of income tax you are liable to pay. Investments in ELSS are subject to a three-year lock-in period and the returns from the scheme, i.e. dividends and capital gains, are tax-free Mutual Fund Scheme AUM 6mth 1yr 2yr 3yr 5yr IDFC Tax Advantage (ELSS)-RP (G) Motilal Most Long Term Fund -RP (G) L&T Tax Advantage (G) Principal Tax Savings Reliance Tax Saver (ELSS) (G) ABSL Tax Relief 96 (G) HSBC Tax Saver Equity Fund (G) ABSL Tax Plan (G) HDFC Tax Saver (G) Sundaram Diversified Equity (G) Exempted. Added Advantage Asset Allocation: 100% Equity

6 INDEX An index fund is a type of mutual fund with a portfolio constructed to match or track the components of a market index. An index mutual fund is said to provide broad market exposure, low operating expenses and low portfolio turnover. Mutual Fund Scheme AUM 6mth 1yr 2yr 3yr 5yr Kotak Banking ETF SBI - ETF Nifty Bank Reliance ETF Bank BeES Reliance ETF Junior BeES CPSE Exchange Traded Fund LIC MF ETF - Nifty LIC MF ETF - CNX Nifty ICICI Prudential Nifty iwin ETF ABSL Nifty ETF Reliance ETF Nifty BeES Exempted Asset Allocation: 100% Equity

7 MIP AGGRESSIVE MIP are hybrid Scheme that invest in a combination of Debt and Equity and MIP aggrressive are typically Equity oriented. MIPs offer regular income in the form of periodic (monthly, quarterly, half-yearly) dividend pay-outs. Hence MIPs are preferred option for investors seeking steady income flows. Under MIPs, monthly income or regular dividend is neither assured nor is it mandatory for mutual funds to pay at stated intervals, because in a mutual fund scheme, the dividend is paid at the discretion of the mutual fund and is subject to availability of distributable surplus from realised gains. HDFC Equity saving Fund (G) ABSL MIP II-Wealth 25 (G) ICICI Prudential MIP 25 (G) SBI Regular Savings Fund (G) BOI AXA Reg. Return-RP (G) UTI MIS - Advantage Plan (G) HDFC MIP - STP (G) Reliance MIP (G) HDFC MIP - LTP (G) Sundaram MIP-Aggressive (G) Exempted Asset Allocation: Mostly, 65% to 85% in Equity and 35% to 15% in Debt

8 Sector - Banking & Finance Funds with an investment objective to invest in banking and financial services sectors. Mutual Fund Scheme AUM 6mth 1yr 2yr 3yr 5yr Tata Bkg & Fin Serv. Fund - Regular (G) ICICI Pru Bkg & Fin Serv-RP(G) Reliance Banking Fund (G) ABSL Bank&Financial Ser -RP (G) UTI Banking Sector (G) SBI Banking & Financial Services -RP (G) Sundaram Fin-Serv. Opp.-RP (G) Kotak PSU Bank ETF Exempted Asset Allocation: 100% Equity

9 Debt Funds GILT LONG TERM Long duration funds with portfolio maturity between 3 and 20 years and negligible credit risk, IDFC GSec - PF Inst B (G) UTI Gilt Advantage - LTP (G) SBI Magnum Gilt - LTP (G) IDFC GSec - PF- Regular Plan (G) ABSL Gilt Plus-PF Plan (G) Reliance Gilt Sec. - RP (G) ICICI Pru Gilt Inv Plan - PF (G) Can Robeco Gilt PGS (G) DHFL Pramerica Inflation Indexed Bond- Di ICICI Pru Gilt Inv Plan - PF (G) Taxation: If Units are sold before three years (36 months), short-term capital gains tax is charged. Short-term capital gains are added to the income and taxed as per the income tax slab applicable. If funds are held for more than three years, gains will qualify for long-term capital gains tax of 20 per cent with indexation benefit on your original investment. Asset Allocation: 90% in Debt and 10% in Money Market

10 GILT SHORT TERM Short duration funds with portfolio maturity negligible credit risk SBI Magnum Gilt - STP (G) Tata Gilt Sec - SMF (G) IDFC GSec - STP -Regular Plan (G) ICICI Pru Gilt (TP) PF (G) ICICI Pru Short Term Gilt (G) ABSL Gilt Plus-Liquid (G) HDFC Gilt Fund - STP (G) UTI G-Sec Fund - STP (G) DSP-BR Treasury Bill Fund (G) Taxation: If Units are sold before three years (36 months), short-term capital gains tax is charged. Short-term capital gains are added to the income and taxed as per the income tax slab applicable. If funds are held for more than three years, gains will qualify for long-term capital gains tax of 20 per cent with indexation benefit on your original investment. Asset Allocation: 100% Debt. In some of the cases, few amounts are invested in money market.

11 MIP CONSERVATIVE FUND MIP are hybrid Scheme that invest in a combination of Debt and Equity and MIP conservative are typically debt oriented fund. MIPs offer regular income in the form of periodic (monthly, quarterly, half-yearly) dividend pay-outs. Hence MIPs are preferred option for investors seeking steady income flows. Under MIPs, monthly income or regular dividend is neither assured nor is it mandatory for mutual funds to pay at stated intervals, because in a mutual fund scheme, the dividend is paid at the discretion of the mutual fund and is subject to availability of distributable surplus from realised gains. SBI Magnum MIP (G) ICICI Pru MIP (G) Can Robeco Yield Advantage (G) UTI Monthly Income Scheme (G) SBI Magnum MIP - Floater (G) ABSL MIP (G) ICICI Prudential Regular Income (G) ABSL MI (G) ABSL MIP II - Savings 5 (G) Tata Regular Saving Equity Fund (G) Taxation: If Units are sold before three years (36 months), short-term capital gains tax is charged. Short-term capital gains are added to the income and taxed as per the income tax slab applicable. If funds are held for more than three years, gains will qualify for long-term capital gains tax of 20 per cent with indexation benefit on your original investment. Asset Allocation: 65-85% Debt and 35-15% Equity.

12 Ultra Short Term Debt Low duration funds, with portfolio maturity of less than a year. IDFC MMF-Investment Plan A (G) Franklin Ultra SBF - SIP (G) BOI AXA Treasury Adv-RP (G) ICICI Pru Banking & PSU Debt (G) Baroda Pioneer TAF - Plan A (G) L&T Floating Rate Fund (G) ICICI Pru Flexi Income (G) Indiabulls Ultra Short Term (G) HDFC CMF-Treasury Advan. - WP (G) Axis Banking & PSU Debt Fund (G) Taxation: If Units are sold before three years (36 months), short-term capital gains tax is charged. Short-term capital gains are added to the income and taxed as per the income tax slab applicable. If funds are held for more than three years, gains will qualify for long-term capital gains tax of 20 per cent with indexation benefit on your original investment. Asset Allocation: 70-90% Debt and remaining money market.

13 DEBT LONG TERM Medium to long duration funds with portfolio maturity between 3 and 10 years. IDFC Dynamic Bond - Plan A (G) UTI Dynamic Bond Fund (G) ICICI Pru Long Term Plan (G) SBI Magnum Income Fund (G) SBI Dynamic Bond Fund (G) UTI Bond Fund (G) IDFC Dynamic Bond-Regular Plan (G) Axis Regular Saving Fund (G) IDFC SSIF-Investment - Regular (G) ICICI Pru Income (G) Taxation: If Units are sold before three years (36 months), short-term capital gains tax is charged. Short-term capital gains are added to the income and taxed as per the income tax slab applicable. If funds are held for more than three years, gains will qualify for long-term capital gains tax of 20 per cent with indexation benefit on your original investment. Asset Allocation: 100% Debt.

14 Debt Short Term Short Term funds with portfolio maturity within 3 years. L&T Short Term Income (G) Edelweiss Corporate Debt Opp.-RP (G) UTI Banking & PSU Debt-Reg (G) Baroda Pioneer Short Term Bond (G) DHFL Pramerica Short Maturity - RP (G) BOI AXA STIF - RP (G) Axis Fixed Income Opp.-Regular (G) HDFC Medium Term Opport. (G) ABSL Short Term Fund (G) ICICI Pru Short Term Plan (G) Taxation: If Units are sold before three years (36 months), short-term capital gains tax is charged. Short-term capital gains are added to the income and taxed as per the income tax slab applicable. If funds are held for more than three years, gains will qualify for long-term capital gains tax of 20 per cent with indexation benefit on your original investment. Asset Allocation: 100% Debt. In some of the cases, few amounts are invested in money market.

15 LIQUID FUND Liquid Funds, as the name suggests, invest predominantly in highly liquid money market instruments and debt securities of very short tenure and hence provide high liquidity. They invest in very short-term instruments such as Treasury Bills (T-bills), Commercial Paper (CP), Certificates Of Deposit (CD) and Collateralized Lending & Borrowing Obligations (CBLO) that have residual maturities of up to 91 days to generate optimal returns while maintaining safety and high liquidity. DHFL Pramerica Liquid Fund (G) Tata Liquidity Mgmt Fund - Regular (G) Escorts Liquid Plan (G) Sundaram Debt STP AP (G) Indiabulls Liquid Fund (G) Mahindra LF - RP (G) ABSL Cash Plus (DAP) Principal Cash Management (G) DHFL Pramerica Insta Cash Plus Fund (G) Invesco India Liquid Fund (G) Taxation: If Units are sold before three years (36 months), short-term capital gains tax is charged. Short-term capital gains are added to the income and taxed as per the income tax slab applicable. If funds are held for more than three years, gains will qualify for long-term capital gains tax of 20 per cent with indexation benefit on your original investment. Asset Allocation: 100% Money market