MONTHLY MEET JULY 2018

Transcription

1 MONTHLY MEET JULY 2018

2 AGENDA Equity 4 Life Realignment in Trail Brokerage LAS Business Opportunity Usage of Partner Desk NFO Update

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4 EQUITY FOR WEALTH CREATION SENSEX HAS CREATED 330 TIMES WEALTH IN 39 YEARS

5 EQUITY IS NOT RISKY IN LONG TERM NO RISK IN EQUITY IF YOU HOLD EQUITY INVESTMENT LIKE PPF, GOLD AND REAL ESTATE

6 NO RISK FOR MORE THAN 10 YEARS INVESTMENT IN EQUITY (SENSEX) BUT DO WE INVEST IN SENSEX? WE ARE INVESTING IN THROUGH MUTUAL FUNDS EQUITY LET'S SEE HOW EQUITY MF MINIMIZE YOUR RISK & CREATE WEALTH

7 EQUITY MF - WEALTH CREATION R 1 LAKH LUMPSUM INVESTMENT 10 YEAR 15 YEARS Avg. Fund Value (R) 3,72,025 14,70,962 Times (X) Return (%) No of Equity Funds YEARS 41,38, Data As On 30th June 18 EQUITY MUTUAL FUND CREATED MULTIFOLD WEALTH FOR INVESTORS IN LONG TERM

8 EQUITY MF - WEALTH CREATED IN 20 YEARS EQUITY MUTUAL FUND SCHEMES HDFC Taxsaver - Div Franklin India Prima Fund Gr Reliance Growth Fund Gr HDFC Equity Fund - Div Aditya Birla Sun Life Tax Relief 96 Fund - Div Franklin India Bluechip Fund Gr Tata India Tax Savings Fund Regular Plan - Div SBI Magnum Tax Gain Fund - Div Reliance Vision Fund Gr HDFC Top 100 Fund - Div HDFC Capital Builder Value Fund - Gr DSP BlackRock Equity Fund - Reg. Plan - Div Aditya Birla Sun Life Equity Advantage Fund - Gr Templeton India Value Fund - Gr ICICI Prudential Large & Mid Cap Fund - Gr SBI Large & Mid Fund - Div S&P BSE SENSEX Data As On 30th June 18 FUND VALUE RETURN (%) (LACS) TIMES (X)

9 WE HAVE SEEN HOW EQUITY MUTUAL FUNDS HAVE CREATED WEALTH FOR INVESTORS NOW LET'S SEE HOW THEY ALSO MINIMIZE INVESTMENT RISK OVER LONG TERM

10 EQUITY MUTUAL FUND NO RISK IN LONG TERM INVESTMENT

11 EQUITY MUTUAL FUND - NO RISK IN LONG TERM YEARS YEAR END 0 31 Mar Mar Mar Mar Mar Mar Mar Mar Mar Mar Mar Mar Mar Mar Mar Mar Mar Mar Mar Mar Mar Mar Mar Mar Mar 18 Probability of Loss Probability of Loss (%) Average Return (%) MF AVERAGE ROLLING RETURNS (LUMPSUM INVESTMENT) 1 YR 3 YR 5 YR 7 YR 10 YR 12 YR 15 YR 28.04% % % 23.84% 65.80% 68.73% % 24.26% 5.31% % 40.88% 79.75% 6.21% 18.91% % % 8.78% -4.36% 4.01% 22.84% 50.86% -5.91% 27.47% 10.16% 6/24 25% 25.6% % -7.43% 18.75% 48.66% 16.69% 6.61% -7.97% 46.15% 52.31% 82.26% 38.79% 31.36% -7.78% 14.97% 11.62% 28.89% 2.57% 6.84% 24.36% 20.28% 21.77% 9.69% 4/22 18% 20.4% 8.10% 16.36% 10.14% 19.08% 15.34% 24.89% 21.19% 50.98% 46.33% 50.10% 14.54% 23.71% 11.87% 9.54% 6.65% 22.26% 14.79% 11.56% 18.16% 19.54% 0/20 0% 20.8% 3.44% 5.89% 11.05% 29.09% 31.66% 33.71% 25.71% 38.67% 25.64% 38.41% 23.61% 17.03% 8.21% 10.48% 14.29% 21.31% 13.24% 13.48% 0/18 0% 20.3% CONSISTENT LONG TERM WEALTH CREATION 13.74% 16.61% 28.80% 32.07% 31.54% 19.54% 22.37% 29.86% 26.56% 26.49% 18.29% 19.13% 11.66% 13.73% 12.88% 0/15 0% 21.6% 20.07% 19.23% 25.24% 22.79% 28.23% 24.05% 18.68% 24.24% 24.15% 28.00% 18.39% 17.45% 12.76% 0/13 0% 21.8% 13.38% 17.98% 22.08% 23.97% 22.61% 20.37% 19.75% 23.41% 23.65% 24.10% 0/10 0% 21.1% PROBABILITY OF LOSS IS ZERO FOR MORE THAN 5 YEARS OF INVESTMENT

12 EQUITY MUTUAL FUND - NO RISK IN LONG TERM EQUITY VS EQUITY MUTUAL FUND IN LONG TERM YEARS 1 YR 3 YR 5 YR 7 YR 10 YR 12 YR 15 YR AVERAGE RETURN (%) EQUITY MUTUAL FUNDS 25.6% 20.4% 20.8% 20.3% 21.6% 21.8% 21.1% S&P BSE SENSEX 23.4% 17.2% 16.6% 16.3% 16.2% 16.3% 15.5% PROBABILITY OF LOSS (%) EQUITY MUTUAL FUNDS 25% 18% 0% 0% 0% 0% 0% S&P BSE SENSEX 33% 16% 9% 9% 3% 0% 0% Return are on rolling basis since inception as on 31 Mar 18 Equity schemes considered : ABSL Eq Adv, Franklin Bluechip, Franklin Prima,HDFC Equity, HDFC Cap Build Value, Reliance Growth, Reliance Vision NO RISK IN EQUITY MUTUAL FUND FOR LONG TERM INVESTORS

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14 SIP - TRUE WEALTH CREATOR R 10,000 SIP INVESTMENT Investment (R) Fund Value (\) Return (%) No of Equity Funds 10 YEAR 12,00,000 27,02, YEARS 18,00,000 60,84, Data As On 30th June 18 SIP MAKES YOU CROREPATI!! 20 YEARS 24,00,000 2,23,31,

15 SIP - WEALTH CREATED IN 20 YEARS SIP OF R10,000 FOR 20 YEARS EQUITY MUTUAL FUND SCHEMES FUND VALUE RETURN (%) (CR) TOTAL INVESTMENT R 24 LACS Franklin India Prima Fund Gr Reliance Growth Fund Gr HDFC Taxsaver - Div HDFC Equity Fund - Div Franklin India Bluechip Fund Gr HDFC Top 100 Fund - Div HDFC Capital Builder Value Fund - Gr Aditya Birla Sun Life Tax Relief 96 Fund - Div Reliance Vision Fund Gr DSP BlackRock Equity Fund - Reg. Plan - Div SBI Magnum Tax Gain Fund - Div Tata India Tax Savings Fund Regular Plan - Div SBI Large & Mid Fund - Div Templeton India Value Fund - Gr Tata Large Cap Fund - Gr S&P BSE SENSEX Data As On 30th June 18

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17 SIP -NO RISK IN LONG TERM AVERAGE ROLLING RETURNS SIP INVESTMENT YEARS YEAR END 0 31 Mar Mar Mar Mar Mar Mar Mar Mar Mar Mar Mar Mar Mar Mar Mar Mar Mar Mar Mar Mar Mar 18 Probability of Loss Probability of Loss (%) Average Return (%) 1 YR % 93.87% % 49.73% -0.69% % 51.19% 88.46% 10.71% % % 55.06% 2.56% 3.35% 1.07% 35.78% 35.30% -4.60% 25.53% -0.33% 6/20 30% 28.3% 3 YR 4.57% 5.15% 6.34% 64.42% 60.33% 68.99% 35.53% 19.30% % 22.80% 24.56% 6.12% 1.28% 14.46% 33.64% 15.16% 15.74% 12.57% 1/18 6% 21.7% 5 YR 9.98% 36.26% 44.31% 62.11% 46.78% 34.18% 0.28% 19.24% 15.46% 9.24% 8.95% 11.16% 22.03% 15.43% 19.68% 16.35% 0/16 0% 23.2% 7 YR 10 YR 15 YR CONSISTENT LONG TERM WEALTH CREATION 36.05% 45.15% 41.53% 40.45% 16.67% 26.09% 19.13% 10.98% 7.96% 11.30% 20.57% 13.84% 16.76% 16.44% 0/14 0% 23.1% 33.90% 20.08% 30.32% 28.39% 21.10% 15.18% 13.67% 17.23% 13.21% 15.64% 15.75% 0/11 0% 20.4% 21.37% 20.79% 23.49% 20.66% 19.80% 17.06% 0/6 0% 20.5% Average rolling return of 7 selected equity mutual fund schemes for period Mar 1998 to Mar Monthly SIP on 10th of every month considered

18 SIP ROLLING RETURN Average rolling return of 7 selected equity mutual fund schemes for period Mar 1998 to Mar 2018 Monthly SIP on 10th of every month considered

19 SIP - NO RISK IN LONG TERM Average rolling return of 7 selected equity mutual fund schemes for period Mar 1998 to Mar 2018 Monthly SIP on 10th of every month considered

20 CONTINUE YOUR SIP MANY INVESTORS WHO HAVE STARTED THEIR SIP IN LAST YEAR ARE IN DILEMMA ABOUT THEIR SIPS DUE TO FALL IN MARKETS WE NEED TO CONVINCE THE INVESTORS CONTINUE YOUR SIP, NO NEED TO WORRY MAKE VOLATILITY YOUR FRIEND THROUGH SIP

21 SEBI CIRCULAR ON EXPENSE RATIO & REALIGNMENT IN TRAIL BROKERAGE

22 REALIGNMENT IN TRAIL BROKERAGE An amendment under Regulation 52 (6A) (c) of SEBI (Mutual Funds) Regulations, 1996 vide a Gazette Notification dated May 30, 2018, whereby the additional expenses chargeable to an extent of 0.20% of daily net assets of the Scheme has been reduced to 0.05% of daily net assets of the Scheme. The circular is also applicable for all Equity oriented funds. For assets acquired from Oct 12 to May 18, Trail rates for all years will be reduced by 0.08% (i.e 8 bps) for list of AMCs mention in next slide 0.10% (i.e 10 bps) for Rest of AMCs. For all new business mobilized from 1st June 2018, the brokerage rate will be changed. Revised rates will be uploaded on Partner desk by 15th July 2018 The above will be effective for payouts made in the month of July 2018 and onwards.

23 REALIGNMENT IN TRAIL BROKERAGE LIST OF AMCS WHERE WE TRAIL RATE WILL BE REDUCED BY 0.08 % Aditya Birla Mutual Fund Axis Mutual Fund BNP Paribas Mutual Fund BOI AXA Mutual Fund DHFL Pramerica Mutual Fund DSP Mutual Fund Edelweiss Mutual Fund Franklin Templeton Mutual Fund Essel Mutual Fund Indiabulls Mutual Fund HDFC Mutual Fund Invesco Mutual Fund Kotak Mutual Fund L&T Mutual Fund Motilal Oswal Mutual Fund Reliance Mutual Fund SBI Mutual Fund TATA Mutual Fund

24 MARS UPDATE

25 REVISION OF SWP IN MARS PORTFOLIO The Minimum limit of Portfolio Value to start SWP in MARS Balanced has been reduced to R 5 Lakh The Minimum SWP Installment Amount has been decreased from R5,000 to R3,000

26 TRACKING PERFORMANCE OF MARS INVESTMENTS

27 HOW TO SEE MARS PERFORMANCE? Client Desk > Consolidated > Strategy Performance Report

28 STRATEGY PERFORMANCE REPORT COVERS The report provides performance details for the investments in particular MARS Portfolio(s) The user can have a single view of Investments over different MARS Portfolio(s). The returns are calculated based on XIRR basis. While calculating the returns it takes into account each cash inflow (Total Investment) and outflow (Redemptions, Dividend Payout) take places during the specific time period and thus gives a clear picture of investments and return for those investments. Since Inception column gives you return for your investments in MARS Portfolio from the first date of investment.

29 LAS BUSINESS OPPORTUNITY

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31 REASONS TO TAKE LAS FOR QUICK MONEY Attractive Rate of Interest 10.5% Pay interest only on utilized money Use it as an Overdraft limit Attractive than Personal Loan / Business Loan Attractive than Loan against property Loan on your finger tips No Physical documents required QUICKER DISBURSAL, FASTER THAN GETTING REDEMPTION FROM EQUITY MF SCHEMES!!

32 LAS FOR AUM PROTECTION Let's understand how LAS enhances your earnings R 1 Cr of redemption, converted into 1 Cr of LAS Earning on 1 Cr Redemption = NIL Earning on 1 Cr LAS 70,000 Trail on 1 Cr AUM + 30,000 Income on LAS = R 1,00,000 (Assuming 0.70% trail rate and 0.30% as LAS brokerage) Convert your redemption to LAS and increase your earnings!!

33 IMPORTANT COMMUNICATION NOW YOU CAN SUBMIT LAS NACH MANDATE AT YOUR BRANCH FOR MANDATE REGISTRATION INTEREST AMOUNT WILL GET AUTOMATICALLY DEBITED FROM CLIENTS ACCOUNT, WITHOUT ANY REMINDERS

34 USE PARTNER DESK & SAVE YOUR PRECIOUS TIME

35 SOLUTIONS ON YOUR FINGERTIPS COMMON QUERIES ON E-WEALTH : E-Wealth Transaction Cut-offs Transaction & Redemption status Save your time by raising the queries from your desk through below mentioned path: Partner Desk > Client Services > Customer Care > Send Query

36 E-WEALTH TRANSACTION CUT OFF - QUERY EXCHANGE TRANSACTION REPORT - MUTUAL FUND CUT OFF Payment Mode Auto Debit Auto Debit (SBI) Net Banking (HDFC, Axis, ICICI, SBI) TPSL Net Banking (Other than HDFC, Axis, ICICI, SBI) Debit Card NEFT/RTGS ACH For same day NAV For same day NAV Liquid previous day (Value >= Rs. 2 Lakh) (Value < Rs. 2 Lakh) NAV (any amount) 02:00 PM 02:00 PM 01:00 AM NA* NA* NA* 02:00 PM 02:00 PM 01:00 PM NA* NA* NA NA** 02:00 PM 02:00 PM NA NA** NA* NA* NA NA** * : Transactions shall be processed on T+1 business day (T= Transaction submission date) ** : Transactions shall be processed on T+2 business day (T= Transaction submission date) Note: All the transactions will be processed only after Fund realization in NJ bank account. Transaction done through cheque (TIS), for amount <= Rs. 1 Lakh per UCC per day will be processed by NJ without waiting for cheque clearance status. However, in case of ELSS, NFO & Close ended schemes it will get processed on fund realization basis only irrespective of transaction amount. 'T' Day switch option of inter-amc switch is available for Amount <= R1,99,999/-

37 STOCK EXCHANGE TRANSACTION - QUERY Partner Desk > Stock Exchange > Transactions > Stock Exchange Transaction Report - Mutual Fund Stock Exchange Transaction report provides the complete details of all online transactions. (i.e Transaction status, rejection reason,etc). Units of the processed online transactions will be credited in De-mat account in T+1 working day whereas the said transactions will reflect in valuation report within T+2 working days. (T=Transaction Processed date).

38 STOCK EXCHANGE TRANSACTION - QUERY Partner Desk > Stock Exchange > Transactions > Stock Exchange Transaction Report - Mutual Fund GENERAL REDEMPTION PAYOUT TAT Equity Scheme - T+3 working days Note: T day stands for transaction processed date Debt Scheme - T+2 working days Liquid Scheme - T+1 working days Consolidated amount is paid in case the redemption payout is due on same day for multiple transactions. For eg. Client gives redemption in equity schemes on 5th May 2018 of Rs /- & in Debt scheme on 6th May of Rs. 8000/-, then the consolidated amount of Rs.18000/- will be credited to investor's registered bank account on 8th May 2018.

39 NFO UPDATE

40 KOTAK BALANCED ADVANTAGE FUND -NFO NFO PERIOD : 13TH JULY, 2018 TO 27TH JULY, 2018 Upfront Brokerage B30 Additional Upfront : 0.38% 1st Year Trail Onwards : 1.14% 2nd Year Onwards Trail : 0.76%

41 NEW PRODUCTS IN

42 REFERENCE GUIDE - INVESTMENT AVENUE Specifications: Size: 5.5 (W) x 8.5 (H) Reference leaflets: 130 GSM Paper Glossy Folder jacket: 300 GSM Paper with Lamination Color: Multi colour Language: English Multi colour details WITHOUT STICKER COST: R 3,000 / 25 qty R 10,000/100 qty LATEST UPDATED TILL 31-MARCH-2018

43 NEW FLYERS IN bizmall Specifications: Size: Half of A4 Paper: 80gsm Color: Multi colour Language: English Partner details in single colour COST: PRINT SHOP R 700 / 500 qty R 1,250 / 1,000 qty BULK SHOP R 5,500 / 5,000 qty R 9,000 / 10,000 qty SUPER 6 REASONS FOR INVESTING IN LIQUID FUNDS

44 VISITING CARDS STARTS AT EXCLUSIVE R1 ONWARDS WITH LAMINATION ONE SIDE 1/Piece R (Min 250 qty) FRONT- BACK PRINTING (Theme Based & General) 1.40/Piece R1.60/Piece R (Min 250 qty) (Min 250 qty)

45 THANK YOU