01 OCTOBER 2018 STACKR SUMMARY

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1 01 OCTOBER 2018 STACKR SUMMARY

2 ABOUT STACKR COMPANY NAME Stackr HYPERION FUND TOKEN PURCHASE USD $ 754,000 STAGE PARTICIPATED Seed Round TGE DATE Q STAGE OF PROJECT DEVELOPMENT MVP WEB DOMAIN FOUNDERS Cobus Kruger CEO and Founding Partner 22 years experience in financial services, primarily focused on the international investment market, leading to a proven track record in: new ventures, product development, legal structuring and the creation of global distribution networks. Brendan Gallagher COO and Founding Partner Nearly 20 years experience, most recently as Head of Operations and Product Development at Sanlam Global Investment Solutions, a subsidiary of the largest financial services provider in Africa. KEY TEAM MEMBERS Piers Fox James van Zyl Marketing Finance Piers has held a number of marketing and business development roles across international asset management companies including Sanlam, ACPI, Pictet GAM, BlueBay, and AIG. James is a CA(SA), and holds the CFP designation. He brings a wealth of knowledge from the financial services sector. Gideon Faasen Investments Prior to joining Sanlam, Africa s largest financial services firm, Gideon was an analyst at Clarmond, a wealth management & advisory firm where he designed and built proprietary stock selection models.

3 Jonathan Clark Maria Clara-Mejia Technology Design Jonathan has been part of many crypto-focussed groups and spoken at numerous cryptorelated events, notably the Ciphertec Applied Cryptography conference where he unpacked concepts surrounding anonymity in blockchain technology.jonathan is a CFA level 3 candidate and completing his Masters in Computer Science. Maria is a polyglot who has work experience spanning the globe in regions such as the Americas, the Middle East, Australia, Africa and Europe. Prior to Stackr, Maria has worked at Sanlam Global Investments and was Production at 72dpi.studio, a financial services communications and marketing firm. THE STACKR TOKEN STKR - ERC20 TOKEN THE PROBLEMS STACKR AIMS TO SOLVE Long-term saving is the most secure route to financial independence for most, yet the structures currently available are disjoint with many serious pitfalls. This situation, existing due to lack of development and the machinations of intermediaries, causes unnecessary harm to many that is only realised at a time in life when it is too late to remedy. Financial advisors and financial institutions charge a vast array of fees, both explicit and hidden, in addition to giving investment advice that has consistently proven to be no better than that of robo advisors or a simple index strategy. The notion of compounding is the cornerstone of any investment solution. It is therefore of utmost importance to prevent any drag on a portfolio that will lessen the impact of compounding on long-term growth. Investment fees and taxes are typically the two biggest drags on compound growth, but these are seldom if ever explicitly addressed by those responsible for providing investors with the information or structures that mitigate and control these factors appropriately. The introduction of cryptoassets as an investment class presents excellent opportunities but is not without its difficulties. Custody, as well as the complexity and perceived intractability of the space for traditional investors, have kept them on the sidelines. The prospect of being required to manage traditional investments on one platform and cryptoassets on another, or on multiple, has also not been helpful for long-term investors who wish to take advantage of this new asset class. Especially for those interested in investing with the product and security benefits they are accustomed to in the traditional investment space. Enabling the modern investor means providing them with a structure that acknowledges the serious issues present in the current long-term investment industry and offers participation in the value creation delivered by the next phase in financial innovation. There currently exists no long-term investment solution that reduces fees, defers taxes and provides proven passive investment strategies for traditional and digital assets, all within a single, secure and tested legal structure.

4 WHAT IS STACKR? Stackr is a long-term savings solution that allows investors to gain access to an investment wrapper set up under their own personal Bermudan trust, which caters for the deposit of both cryptoassets and fiat currency. The investors have the option to either hold their liquid positions within the trust or allocate them to a range of passive investment products in capital markets and cryptoassets. The structure allows for seamless, zero cost movement between investments inside the trust, without triggering a taxable event until funds are withdrawn. The Stackr solution has been specifically designed with the long-term needs of investors in mind, ensuring Stackr fees are significantly less than those of traditional investment solutions. With zero entry, exit, advice or performance fees, the Stackr expense ratio is less than half that of most traditional investment funds. Coupled with the tax benefits synonymous with trusts, Stackr provides a saving solution with minimal drag, allowing for as much compound growth as possible. Compounding is the most powerful determinant of long-term growth. INVICTUS ANALYSIS TECHNOLOGY Stackr has utilized DataProphet, a company specializing in data science, to develop a machine learning algorithm to optimize traditional investment portfolio compositions for each risk profile and manage risk through shorting a determined amount of futures contracts, effectively reducing the net market exposure of the portfolios. The Stackr team s extensive experience in the financial industry has led to the conviction that human emotion and fallibility work against investors trying to achieve long-term returns. Stackr, therefore, relies entirely on data science to manage risk, thereby delivering optimized products with aggressively reduced fees. For investors needing assistance with their investment choices, Stackr utilize FinMetrica s Risk Tolerance ToolkitTM which incorporates a psychometric personal risk tolerance profile, helping clients with general risk tolerance guidance based on their personal circumstances. This will assist investors in determining which of the investment solutions are most suitable for them. Stackr will create a fully interactive user interface directly with FinaMetrica, which will enable Stackr to provide this service free of charge to all their clients. INVESTMENT SOLUTIONS Stackr utilizes a Bermudan trust structure to provide multiple benefits to clients looking for a long-term savings solution. Trust structures are typically reserved for high net worth individuals, due to significant setup costs, structuring, and maintenance. Stackr provides every client with their own, segregated sub-trust which will house their investments. The investment options within the structure are as follows: 1. LIQUID CURRENCY HOLDINGS: When investing with Stackr, fiat or crypto flows directly from the client to a custodian, appointed by the trustee, and will be invested according to the client wishes by the administrator. The client has the option to deposit four currencies, namely Bitcoin, Ether, USD and STKR tokens. Once the currency is deposited into the trust, the client has the option to either invest across a range of traditional and/or digital asset solutions or simply hold their currency within the trust. 2. TRADITIONAL INVESTMENTS: It is common knowledge within the investment industry that most active investment managers are unable to beat their respective benchmark indices over the long-term, after fees. It is for this reason that Stackr has decided to utilize passive investment strategies that will track a global equity index, granting investors full exposure to the market, while substantially reducing their fees. The investment choices are designed with capital loss mitigation at their core, it is for this reason that financial instruments will be used in conjunction with the core index solution, to ensure that risk and drawdown are effectively managed for each of the investment choices. This process is optimized using machine learning to deliver on the preset objectives of the fund and to be aligned with investor expectations. There are three investment choices for investors with differing risk profiles:

5 AI Global Conservative: The fund is appropriate for investors looking for stable capital growth at moderate levels of volatility. Investors should be willing to accept a maximum drawdown or capital loss objective between 6-8% p.a. AI Global Balanced: The fund is appropriate for investors looking for long term capital growth through a healthy exposure to equity markets. Suitable for investors willing to accept a maximum drawdown or capital loss objective between 8-12% p.a. AI Global Unconstrained: The fund should appeal to investors who have an aggressive risk profile and who can look beyond short-term market and capital volatility for the potential of superior long-term capital growth. Suitable for investors willing to accept a maximum drawdown or capital loss objective in excess of 12% p.a. 3. DIGITAL ASSET SOLUTIONS Much like the traditional investment solutions, the digital asset products will follow a passive indexing strategy. This not only ensures that the top projects by market capitalization are always included, but it also alleviates any active human involvement in the asset selection, preventing emotional biases. The Crypto10 funds will be constructed in a manner analogous to the highly successful C20 project, the first tokenized cryptocurrency index fund. It is important to note however that the Crypto10 funds are not tokenized funds like C20. They are regulated funds with full custodianship and administration. Stackr has forged a strategic partnership with Invictus Capital, the creators of C20, allowing Stackr to leverage the core data science techniques used to create C20, to deliver C10. The parameters of the index which include a maximum allocation to any one asset and frequency of rebalance, were optimally determined using data science techniques. The three digital asset solutions are as follows: Crypto10 Conservative (C10C): Designed for the more conservative investor who seeks capital loss protection in times of stress. A passive strategy will move portions of the fund into cash (or equivalent) depending on levels and velocity of market stress, thus decreasing exposure to the Crypto 10 optimal index. The maximum exposure the investment can have to cash is 100% in times of severe stress. Exposure to the index will generally be increased in performing markets. Crypto10 Balanced (C10B): Designed for the more balanced investor. A passive strategy will move portions of the fund into cash (or equivalent) depending on levels and velocity of market stress, thus decreasing exposure to the Crypto 10 optimal index. The maximum exposure the investment can have to cash is 100%. Exposure to the index will generally be increased in performing markets. Crypto10 Unconstrained (C10U): Designed for the investor with risk appetite. A passive strategy will move portions of the fund into cash (or equivalent) depending on levels and velocity of market stress, thus decreasing exposure to the Crypto10 optimal index. The maximum exposure the investment can have to cash is 50%. Exposure to the index will generally be increased in performing markets.

6 STKR TOKEN Stackr have designed one of the most compelling tokenomics models we have seen. STKR is an ERC20 token that can be readily transferred and stored at the discretion of the token holder using the Ethereum blockchain. The STKR tokens will be utilized for the following purposes: Token Buy-and-Burn 25% of net profit after tax of all Stackr operations, or 10% of Stackr trust account revenue (whichever is the highest) will be used, on a monthly basis, to buy tokens off the open market in perpetuity to get burnt. Staking for Discounts Account holders can reduce their Stackr trust account fee by up to 50% by staking STKR tokens. A Reward for Referral Activity 10% of all STKR tokens have been reserved to reward trust account holders who refer new users to Stackr. This allows for increased user adoption, ultimately driving demand for the token and assets under management for Stackr. This tokenomic model could allow for substantial growth in the medium to long-term for the following reasons. Firstly, every person that invests in Stackr, whether it be for traditional or digital assets, will be fully incentivized to purchase STKR tokens to reduce their fees. This will not only create demand but will remove tokens from the circulating supply. As Stackr grows in assets under management, not only will there be an increased number of tokens staked, but the revenue used to buy-and-burn circulating tokens on a monthly basis will consistently increase. With a significantly reduced supply over the medium term, continuous demand through staking and reduction of the total supply through buy-and-burn, the case for the token increasing in value is a strong one. If the STKR token has a suppressed price over the short-term, this means that the amount of tokens needed to be staked by investors will be higher, taking more out of circulation. The same goes for buy-and-burn whereby more tokens will be bought and burnt for the same USD value, which means that initially the token supply will decrease at a rapid rate until the token price starts to increase. STKR will be listed on several digital asset exchanges within three months after the TGE and can be stored and traded within the Stackr trust account. All Stackr token sale participants will automatically receive a Stackr trust account. The Stackr token sale will take place in Q The Token Sale has a US$ 7M Soft Cap and a US$ 25M Hard Cap with 65% of the tokens to be sold during the token sale. The Stackr solution will be live and fully operational shortly after the token generation event in Q

7 MARKET Whether it be saving for retirement or a child s college fund, long-term saving solutions are essential when it comes to building wealth and allowing money to work through compounding. There is a multitude of investment offerings spanning the global $118 trillion capital markets. In a world first, Stackr provides clients an elegant and simple solution to hold assets within a secure, international trust account. Unlike many location-specific fund offerings, the Stackr trust offers exposure to a basket of global equities managed according to a particular risk profile. This opens up Stackr to a target market that is not limited by any specific country, but available to any retail or institutional investor seeking exposure to traditional and/or digital assets within a single wrapper. Allowing investors to seamlessly move from traditional equity exposure to digital assets, at no cost and without triggering a tax liability is appealing to most investors. The market size that Stackr is aiming to penetrate is significantly large. It is also inherently competitive and Stackr, therefore, needs to have some form of competitive advantage to attract a large user base. Apart from the benefits of a trust structure previously described, Stackr differentiates themselves through their ability to provide exposure to riskprofiled, digital asset solutions. Two notable reasons to add digital assets as a portion of a traditional portfolio relate to risk-adjusted returns and decorrelation. Through research done by JPMorgan, it has been found that although digital assets have far higher volatility than equities due to the immaturity of the market, it is also showing significant growth over the medium term. Adding a small portion of digital assets to one s portfolio, therefore, results in better risk-adjusted returns for the portfolio, as measured by the Sharpe ratio. The second reason to add a portion of digital assets to a portfolio, is that digital assets have shown zero to little correlation to traditional markets over the last five years. It is, therefore, a strong candidate in terms of asset diversification, limiting the risk of the portfolio as a whole. TEAM The Stackr team have largely finance backgrounds with the experience of building a US$ 3 billion saving solution in the traditional space, with some of the team working together for the last 20 years. They have come together to create a bridge between the traditional finance world and the newer crypto community to provide a solution that works for all. The architecture that supports Stackr has been designed by a team with decades of experience in creating and managing global investment products in conjunction with a highly specialized team of data scientists and blockchain engineers to provide a robust financial savings solution. A full list of the Stackr team can be viewed on INVICTUS PROCESS While developing the foundations of Stackr, the founders realized that though their structure solved the most fundamental issues in the traditional investment space, it lacked the elements that would make it a cutting-edge solution well into the future. These elements were identified as crypto investments and blockchain-enablement. Following this new path, Cobus Kruger engaged with Invictus Capital and began collaborating. Through this process, Invictus Capital analysts had the opportunity to thoroughly understand the Stackr project and gain insight into the commitment and expertise of the wider team. Having already secured seed funding and taking the project to the MVP stage, Stackr applied to the Hyperion fund. As part of the investment due diligence process, Invictus Capital gained full access to Stackr legal and administrative documentation, financial models and 3rd party contingencies, as well as the decision making process during development. Invictus analysts have had the opportunity to personally meet and discuss the relevant elements of the project with the individual team members responsible. Once the formal due diligence process was completed, Hyperion made the decision to invest. A strategic partnership has also been established between Invictus Capital and Stackr, fully realizing the intent of the Hyperion fund which is not only to provide early-stage funding but to use experience and expertise to support projects and protect investments by making them more likely to succeed.

8 CONCLUSION The success of Stackr relies on its ability to acquire users. This is an ambitious task given Stackr s proposition, which is to provide a long-term saving solution that requires commitment and consistency from its users. The market certainly exists in the sense that there are, globally, trillions of dollars in long-term savings and investment vehicles. The challenge will be to move into a space dominated by traditional players, many of whom have brands that have been recognized and trusted for decades. The Stackr proposition is however at the leading edge of an emerging trend that recognizes the transformative impact of technology on legacy systems and institutions. Disruption has for some time been used in a forward-looking way, as opposed to being used to describe something that has already taken place. Entrepreneurs are actively looking for industries to disrupt and developing the solutions to achieve their goals. This is engendering in global society a readiness to dabble in new technologies, making the disruptive force of technological progress a spectre on the horizon for traditional industries. The climate is now far more conducive to a solution like Stackr convincing people that there are better alternatives to trusting their financial independence to a predatory financial industry. Stackr will nonetheless need to make a very good case, upfront, that they are worthy of attention and consideration in a space that requires a high level of trust. Traditional entities have built trust over many years to move customers to the point where they feel comfortable in handing their wealth over for management. Stackr very much needs to emphasize their unique positioning and differentiating points over their competitors as it is very difficult to initially market a new investment product with no track record. The team explains that over their decades of experience in the industry, the only way to gain the benefits of low fees and tax-deferrals in long-term saving solutions is to set up structures centered on individual trusts for each investor. These trusts are administered by trustees who have a fiduciary responsibility to act in the best interests of the beneficiaries. Stackr, therefore, will at no point take custody or control of user funds. In fact, it is possible that once funds are invested, even Stackr itself could fail and disappear, yet funds would remain safe in the trust as per the original instructions. The structure is easy to verify once detailed and all investments are valued and disclosed by third party administrators to investors.

9 DOCUMENT REQUESTS AND LEGAL ENGAGEMENT Documents were requested and reviewed to mitigate the following risks with regard to Stackr: Risks to Leadership Risks to Business Continuity Risks to Intellectual Property Risks to Financial Standing Regulatory Risk Risks to Feasibility These risk areas were further investigated by our legal counsel, Decentra Legal, who was engaged to review the token purchase agreement and Stackr white paper, evaluating them to ensure that the following topics pertinent to token purchase were appropriate and protected the interests of the token purchaser, the Invictus Hyperion Fund: Commitments in the white paper and ICO agreement to terms described therein Issuers obligations to accomplish the proposed business model Organizational structure and founder commitment Coin or token attributes and benefits Soft and hard caps of token sale Information rights of token holders Documents were requested from Stackr and reviewed to mitigate the following : Closing mechanics if a soft cap is not reached. Disclaimers are reasonable and do not completely absolve founders of any liability. Transfer restrictions to protect the market from being flooded with STKR tokens termination rights. Invictus, advised by it s legal partner, has determined that Stackr is on fair legal footing and that there are no obvious legal risks in the project itself. DISCLAIMER This announcement is for information purposes only and represents neither investment advice nor an investment analysis or an invitation to buy or sell financial instruments. Specifically, the document does not serve as a substitute for individual investment or other advice. The statements contained in this publication are based on the knowledge as of the time of preparation and are subject to change at any time without further notice. The authors have exercised the greatest possible care in the selection of the information sources employed, however, they do not accept any responsibility for the correctness, completeness or timeliness of the information, respectively the information sources, made available, as well as any liabilities or damages, irrespective of their nature, that may result therefrom (including consequential or indirect damages, loss of prospective profits or the accuracy of prepared forecasts).