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1 FUNDZ OCTOBER DECEMBER 0 For Private Circulation Only I AM A REGULAR INCOME TAX PAYER... I INVEST TO SAVE TAX & I DO IT WISELY WITH... ELSS EQUITY LINKED SAVING SCHEME IN MUTUAL FUNDS NOW SAVE UPTO R,0/ * *For F.Y. 0 for a resident individual coming under highest tax bracket. Mutual Funds Investments are subject to market risks. Please read the Offer Document carefully before investing in any scheme.

2 CELEBRATING OVER YEARS OF WEALTH CREATION. RELIANCE GROWTH FUND (An open ended Equity Growth Scheme) RELIANCE VISION FUND (An open ended Equity Growth Scheme) Call SMS INVEST to Since inception till date i.e. from Oct 0, till June 0, 0, both the schemes have completed years and months. <Wealth creation from our perspective*>. SMS charges apply PRODUCT LABEL Reliance Growth Fund & Reliance Vision Fund are suitable for investors who are seeking*: Long term capital growth Investment in equity and equity related instruments through a research based approach. High Risk (Brown) *Investors should consult their financial advisers if in doubt about whether the product is suitable for them. NOTE: RISK IS REPRESENTED AS: (BLUE) investors understand that their principal will be at low risk (YELLOW) investors understand that their principal will be at medium risk (BROWN) investors understand that their principal will be at high risk MUTUAL FUND INVESTMENTS ARE SUBJECT TO MARKET RISKS, READ ALL SCHEME RELATED DOCUMENTS CAREFULLY.

3 Index Dear Reader, Nearly Six months have passed since the PM Narendra Modi entered office and we can now see approach of the new government getting more clear. Although development was at the heart of the Modi speeches during elections, what we are now seeing is not sudden big bang reforms but a balance between social goals, foreign relations and a path of progressive economic reforms. Indeed, the approach has made many of us realise that issues of sanitation, cleanliness are also important if we wish to truly change India beyond economics. The PM has taken many challenges in form of few social initiatives and we can pick up three initiatives to highlight this approach. To begin with, the Swachh Bharat Abhiyan is easily the most ambitious step taken by any government and that too with a target date of 0th birth anniversary of Mahatma Gandhi. The Center plans to spend nearly R lakh crore in a year span as part of its ambitious plan to completely clean India by October 0. The projects seems to be gathering pace as of now. The next initiative of Jan Dhan Yojana aspires to open a bank account for every Indian. The project has so far managed to bring over R,00 crore into the formal banking system, as close to seven crore account holders have started depositing cash into their bank accounts. Also close to crore RuPay cards had been issued to these account holders, with the remaining expected to get the ATM card soon. With this pace, the target of opening. crore bank accounts looks easy. The government is now looking to double the target to crore accounts. Thirdly, Modi has boldly continued with the Aadhar project and plans to use it for Direct Benefits Transfer (DBT) under subsidised schemes and for many other purposes as a valid proof of identity. The PM has already set deadline of June 0 for UIDAI and Registrar General of India to complete universal coverage under Aadhaar. With current enrolments of about 0 crore, about crore enrolments have to be completed in the next months. Together, these three projects hold the potential to fundamentally change India s social welfare system. Slowly steadily these ground level initiatives can help plug many loop holes and address issues of cleanliness, corruption, efficiency and delivery of services for the common person. On the economic front, the signs of economic renewal are visible and many favourable conditions are currently prevalent. India is once again capturing the interest of international and domestic investors. Estimates predict India's GDP rising from.% in 0 to average between.% and.% per year over the next decade from 0 to 0, depending on the pace of reforms and their wholehearted implementation by various states. On the diplomacy front, the PM has transformed the foreign policy. His visit to US and Japan and the visit of the Chinese premier to India has brought focus on India's potential as an economic powerhouse and also as global political leader. For now, India seems to be back on the right path to all that it can become. The government has adopted a comprehensive approach to addressing issues and initiating actions on all important fronts. The continued winning spree in state level elections will further strengthen the Modi government in the Rajya Sabha to initiate bolder reforms and also expedite the transformation of our nation. At NJ, we continue to be very positive of the developments and are keeping a close tap on the evolution of India in the Modi era. With Fundz Watch, we remain committed to bring quality & relevant content. We welcome any valuable feedback and suggestion to help us improve. Do write in with your suggestions to publications@njgroup.in. Regards, Fundz Watch Team. Economy News... International News... Equity Market... Debt Market... Forex... MF News... Fundz This Quarter... MF Industry AUM... Load Structure... Funds Snapshot... SIP Scorecard... SIP / STP Information... Terminology & Definitions... Performance Scorecard... 0 Risk Ratios... ULIP Performance...

4 Economy September WPI inflation falls to year low of.% Wholesale Price Inflation (WPI) rate for September fell to a year low of.%, the lowest since October 00 as prices across key categories declined. The fuel and power group fell the most, from.% vs.% on a sequential basis, driven largely by a steep decline in global crude prices, as well as muted demand from Indian industry. It was.% in the previous month. Meanwhile, July WPI inflation rate has been revised upwards to.% from.%. The Reserve Bank of India uses the WPI rate as its inflation benchmark, instead of the consumer price inflation (CPI) rate that is used by most mature economies. The WPI rate is instrumental in deciding interest rates, since the RBI's primary mandate is to keep inflation in check. Consumer price inflation also eased to.%, the lowest since the series was launched in September 0, on account of lower food prices and subdued industrial demand. Aug IIP growth slower than expected at 0.% India's industrial output grew a much slowerthanexpected 0.% yearonyear in August, dragged down by weak investments and consumer demand, government data showed. Analysts polled by Reuters had forecast the output to grow.%. Industrial production expanded a revised 0.% yearonyear in July. JP Morgan cuts India 0 growth forecast to.% JP Morgan has cut its India GDP growth projection for 0 to.% from.% after weak factory output data. August industrial output rose just 0.% compared with estimates of.%. The Reserve Bank of India projects GDP to grow at around.% in the current fiscal year ending March 0. A slower growth and a fall in oil and commodity prices increase the chance for the RBI to attain its challenging % consumer price inflation target by January 0, JP Morgan said. Domestic car sales decline % in September Domestic passenger car sales declined.0% to,, units in September on an annual basis, suggesting consumers are holding out on making big purchases just ahead of the festive season. Sequentially, car sales were almost flat from the,, units shipped in the pevious month, according to data released by the Society of Indian Automobile Manufacturers (SIAM). Passenger cars had shown strong annual growth in August, when sales grew %, albeit on a lower base. Motorcycle sales in September climbed.% to 0,,0 units from,,0 units a year earlier. The total twowheeler sales in September rose.% to,, units. Sales of commercial vehicles rose.% to,0 units in September, SIAM said. India Inc's foreign investment doubles to $.0 bn in September India Inc's overseas direct investment in September 0 more than doubled from a year ago period to $.0 billion, the Reserve Bank data showed. Total investment abroad by Indian firms were at $. billion in September 0. In the previous month August, the Indian companies had undertaken investments of $. billion in overseas markets. The investments were a mix of issuance of guarantees ($. billion), loan ($.0 million) and of equity ($. million). Tata Steel, KBC International, Glenmark Pharmaceuticals, Videcon Industries, and Mercator were among the major investors overseas during the month. FDI inflows to hit alltime high this fiscal: DIPP India will attract the highestever inflow of foreign direct investment (FDI) in the current fiscal on the back of a slew of policy reforms announced by the new government, a senior DIPP official has said. I am sure we will achieve an alltime high in FDI inflows in FY given the extra focus on the same we are giving, Joint Secretary in the Department of Industrial Policy and Promotion, Atul Chaturvedi has said. He, however, declined to give a target for the inflows which the government is expecting for the fiscal. He said the highest ever FDI flows received by the country were in FY at $. billion while in four months of this fiscal alone we have crossed $0. billion. It can be noted that the new government has undertaken a slew of measures, including upping the FDI in defence and insurance sectors to % and also having a clause to make it 00% in some cases, and allowing foreign investment in railways in all areas excluding operations, among others. Reforms in mining sector proposed to make the sector investor friendly The ministry of mines have come up with an action plan to expedite investment and technology in the mining sector which is witnessing a slump due to closure on account of illegal mining and judgement of courts. According to officials, mineral production is down and state governments are suffering due to loss of revenue on royalty and shortage of minerals for various industries. Besides the sector needs to be investment friendly and therefore transparency in the entire procedure of grant of mining concessions that is the various types of leases by the states should be very transparent. One of the major areas which are being worked out is facilitating easy commercial transfer of preliminary prospective mining permit s, otherwise known as reconnaissance permit (RP) or prospecting license to expert exploration companies by PSUs or original concession holders. Indian IT spending to reach $. billion in 0: Gartner The Indian government's spend on information technology will rise percent in 0 to $. billion, helped by regional, state and central government spending on internal and external IT and telecommunications, according to research firm Gartner. Government IT spending in India is on pace to total $. billion in 0, the research firm added. IT services, which include consulting, implementation, IT outsourcing and business process outsourcing, will be the largest overall IT government spending category through 0, said Anurag Gupta, research director at Gartner. IT services are expected to grow 0. percent in 0 to reach $. billion in 0, up from $. billion in 0, with the business process outsourcing segment growing percent during 0.

5 International News IMF warns global economy at risk, calls for bold action The International Monetary Fund's member countries said bold action was needed to bolster the global economic recovery, and they urged governments to take care not to squelch growth by tightening budgets too drastically. With Japan's economy floundering, the euro zone at risk of recession and the U.S. recovery too weak to generate a rise in incomes, the IMF's steering committee said focusing on growth was the priority. A number of countries face the prospect of low or slowing growth, with unemployment remaining unacceptably high, the International Monetary and Financial Committee said on behalf of the Fund's member countries. The Fund this week cut its 0 global growth forecast to. percent from. percent, the third reduction this year as the prospects for a sustainable recovery from the 0000 global financial crisis have ebbed, despite hefty injections of cash by the world's central banks. The IMF panel urged countries to carry out politically tough reforms to labor markets and social security to free up government money to invest in infrastructure to create jobs and lift growth. Bond Market Convinced Fed Inflation Goal Unreachable This Decade When it comes to spurring inflation in the U.S. economy, the bond market is becoming convinced that the Federal Reserve has almost no chance of achieving its percent target before the end of the decade. Inflation expectations have plummeted in the past three months, with yields of Treasuries implying consumer prices will rise an average. percent annually through the third quarter of 0. In the past decade, those predictions have come within 0. percentage point of the actual rate of price increases in the following five years, data compiled by Bloomberg show. Even after the Fed inundated the economy with more than $. trillion since 00, bond traders are showing little fear of inflation. That may help influence U.S. monetary policy and make it harder for Fed officials to raise interest rates from close to zero as global growth weakens and the International Monetary Fund points to disinflation as a more imminent concern. Singapore Expands More Than Estimated on Global Demand Singapore s economy expanded more than analysts estimated in the third quarter, adding to evidence that increasing global demand is fuelling the island s manufacturing pickup. Gross domestic product rose an annualized. percent in the three months through September from the previous quarter, when it contracted a revised 0. percent, the trade ministry said in a statement. The median estimate in a Bloomberg News survey of economists was 0. percent. The central bank, which uses the island s dollar to manage price pressures, said it will maintain a modest and gradual appreciation of the currency. Singapore s manufacturing output has benefited from a recovery in overseas demand, even as the government implements a 0year plan to reduce reliance on cheap foreign workers and boost productivity which has caused a labour shortage and pushed up wage costs. Data released yesterday showed China s exports to the U.S., Europe and Southeast Asia increased from a year earlier in September. China September vehicle sales rose.% China's auto sales rose just. per cent yearonyear in September, the slowest growth for any month this year, as a weak economy took a toll on the world's largest car market. Total sales hit. million vehicles for the month, the China Association of Automobile Manufacturers said in a statement. In August, auto sales reached. million vehicles, a yearonyear rise of.0 per cent. Although the group cited rising seasonal demand from the traditionally slow summer months, it added yearonyear growth was "relatively low" in September. Passenger car sales alone rose. per cent to.0 million vehicles in September, the association said. For the first nine months of the year, sales of vehicles, both passenger and commercial rose.0 per cent to.0 million units, it said. China's economy grew. per cent yearonyear in the second quarter this year, improving marginally from. per cent in the first quarter, which was the worst since a similar. per cent result in JulySeptember 0. September 0 Global Indices Indices Close CYTD year Percentage Change years years years 0 years Developed Emerging All Ordinaries (Australia) Dow Jones Ind Avg (USA) FTSE 00 (UK) Hang Seng (Hong Kong) Nasdaq (USA) Nikkei (Japan) S&P BSE Sensex Bovespa (Brazil) Jakarta Composite (Indonesia) KLSE Composite (Malaysia) PSE Composite (Phillippines) RTS Index (Russia) Seoul Composite (S. Korea) SET (Thailand) Shanghai Composite (China) Straits Times (Singapore) Taiwan Weighted (Taiwan) * Return for CYTD (Year To Date) is calculated on absolute basis. All figures are as of 0th September, 0.

6 HIGHLIGHTS Equity Market Global markets remained flat to negative in September and Fed statements indicated that the committee still wants to see more progress in labor market and overall growth before preparing to raise rates after asset purchase program tentatively ends in October 0. The US economy grew at its fastest pace in nearly three years after the Commerce Department raised Q Gross Domestic Product (GDP) growth rate to.% annualized on the back of higher than expected business spending and export growth. Asian Development Bank, in its latest reports, stated that developing Asian economies are maintaining their growth momentum and are expected to grow at.% in 0 and.% in 0. BSE Sensex ended the September quarter at,0 while CNX Nifty closed at, up.% and.% respectively over previous quarter. Capital flows stood at $. bn, almost double of the last quarter buoyed by an increase in both Foreign Institutional Investors (FIIs) inflows as well as Foreign Direct Investments (FDI). Sectoral indices recorded mixed performance in September 0. Realty index was the top loser for the third consecutive month, down.%, while BSE Metal fell.% as the metal pack was severely impacted by the Supreme Court's order on coal blocks. BSE Healthcare was the biggest sectoral gainer, up.% amidst defensive buying by investors. BSE IT rose.% during the month, as the export oriented sector was helped by the depreciation of the Indian currency against the dollar. Equity Market Indicators September 0 Key Indices Indices Close Percentage change CYTD year years years years 0 years S&P BSE Sensex CNX Nifty S&P BSE S&P BSE CNX CNX Mid Cap S&P BSE Small Cap S&P BSE Midcap CNX Nifty Junior Indices Close September 0 Sectoral Indices Percentage change CYTD year years years years 0 years S&P BSE Auto S&P BSE Bankex S&P BSE FMCG S&P BSE Healthcare S&P BSE Metal S&P BSE Oil & Gas S&P BSE Realty S&P BSE TECk CNX Consumption CNX Infra CNX Media CNX Dividend Oppt Institutional Activity (Net Investment) R Cr. September0 0Jan To 0Sep Debt Equity Total Debt Equity Total FIIs,.0,0. 0,.,.0,.0 0,0.0 Mutual Funds,.0,.0,.0,.0,.0,0.0 * Source: SEBI

7 Debt Market Indicators Debt Market HIGHLIGHTS The RBI kept key interest rates unchanged at its fourth bimonthly monetary policy meeting on September 0, 0 citing upside risk to its mediumterm inflation target. RBI remains committed to achieving the inflation targets of % by January 0 and % by January 0. The bank referred to upside risks for 0 given the uncertainty surrounding global factors both economic and geopolitical. Indian government bond prices ended higher in the month, with the yield of the 0year.0% 0 paper ending at.% on September 0, 0, compared with.% on August, 0. Sentiments were boosted after rating agency S&P upgraded India's credit outlook, positive domestic Gross Domestic Product (GDP) growth data and on bank's improved liquidity conditions. Liquidity conditions were comfortable due to RBI's fund infusions and small inflow from the government's gilt buyback. Lower demand for funds from banks also helped to keep the rates on the lower side. Call rates were also under pressure, but contained, briefly on account of outflows towards payment of advance tax and state development loan auctions. Benchmarks As on As on As on Change Change 0Sep Aug 0Jun (Month) (Quarter) Day Tbill (Primary).%.%.% 0.0% 0.0% year Benchmark.%.%.% 0.0% 0.0% 0year Benchmark.%.% 0.0% 0year Benchmark.0%.%.% 0.0% 0.0% day Bank CD.%.%.% 0.0% 0.% Annualised yr AAA spreads 0.% 0.% 0.% 0.0% 0.0% Annualised yr AAA spreads 0.% 0.% 0.% 0.0% 0.0% yr OIS.%.0%.% 0.% 0.0% Bank Rate.00%.00%.00% % % RBI LAFRepo rate.00%.00%.00% % % RBI LAFReverse Repo rate.00%.00%.00% % % Foreign Exchange Reserve($ bn)..... Brent Crude Oil ($/bbl)....0 Gold ($/oz) US Fed Funds Rate 0.% 0.% 0.% % % US 0yr Gilt.%.%.% 0.% 0.0% CRR.00%.00%.00% % % * Source: RBI, Reuters, Bloomberg Forex HIGHLIGHTS The rupee weakened against the US dollar during the month, ending at Rs. per dollar. The rupee's fall against the dollar was led by strength in the greenback on views of strength in the US economy and extension of the Fed's accommodative policy in the future. Losses for the rupee were capped due to dollar sales by Indian banks and upgrade of credit outlook of India by rating agency S&P. India's foreign exchange reserves dropped sharply to $. billion, a fivemonth low, in the week ended October, according to the Reserve Bank of India (RBI) data. FOREX 0Sep Aug 0Jun 0Sep (Month) (Quarter) (year) US$ %.%.% Euro %.%.% 00 Yen.....%.%.% Pound %.0%.% * Source: RBI

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9 MF News Mutual Fund assets rise to recordhigh of R0. lakh crore in Q Improved market sentiments helped mutual fund's assets under management (AUM) soar. per cent to a recordhigh of R0. lakh crore in the second quarter of the current fiscal. The country's fund houses together had an average AUM of R0. lakh crore during JulySeptember quarter of 0, up from R. lakh crore in the preceding three months, thus, registering a gain of over R,000 crore, or. per cent, says the latest data available with Association of Mutual Funds in India (AMFI). The AUMs had crossed R0 lakh croremark for the first time in May, when the markets went up after the General Elections result. Industry experts said the quarterly rise in AUM is largely on account of gains in equity markets. Besides, retail participation in equity schemes has increased significantly during the recent months. HDFC Mutual Fund (MF) has retained its top position with an average AUM of R. lakh crore, a surge in asset base by about nine per cent, while ICICI Prudential MF saw its asset base grow by eight per cent to R. lakh crore during the period. Mutual fund's equity folio count rises by lakh in AprSep Equity mutual funds added more than lakh investor accounts or folios in the first months of the current fiscal in view of sharp rise in the stock market. Folios are numbers designated to individual investor accounts, though one investor can have multiple folios. According to the Securities and Exchange Board of India data on investor accounts with fund houses, the number of equity folios rose to,,,0 at the end of last month from,,0, at the end of the last fiscal (March, 0), registering a gain of,0, during the April September period. April saw the first rise in more than four years. Prior to that, the equity MF sector had seen a continuous closure of folios since March 00 after the market crashed due to the global financial crisis in late 00. Since March 00, it has seen a closure of. crore folios. On the rise in the folios in the last six months, analysts said that robust market performance over the past few months helped investors renew faith in stock market. New equity offers by MFs near record high It s raining equity new fund offers (NFOs) this year. So far this year, the R0 lakhcroreindian mutual fund sector has launched new equity offers, the most since 00, when NFOs (the most so far) had hit the market. In terms of asset mobilisation, however, fund houses have managed to raise only R, crore, about a fifth of Rs, crore raised during the peak of the bull market in 00. Nevertheless, the amount garnered this year is the highest since 00. In a way, it marks a reversal of fortune for new mutual fund products, which had lost favour among investors in recent years. A sharp increase in stock prices through the past year, as well as good returns generated by existing mutual fund schemes, has helped regain investor interest. Following the global financial crisis of 00, investor appetite for mutual fund schemes had taken a hit, amid a sharp drop in the stock market. In 0, only eight NFOs had hit the market, raising a cumulative R0 crore, the least since 00. Indiathemed funds dominate in 0 as investors cheer Modi Emerging markets have provided investors with the best and worst returns of 0, with league tables of mutual fund performance showing Indiathemed vehicles dominating the top and Russia conspicuous at the bottom. Mutual funds specialising in Indian stocks account for of the top 0 performers, of the approximately,00 funds available for sale in the UK for the first nine months of 0, according to data from Lipper, a Thomson Reuters company that tracks the asset management industry. The Sensex reached an alltime high on September and by the end of the month had climbed about per cent from the start of the year. Indiafocused funds topping the league table have returned 00 per cent this year. Much of this momentum was spurred by euphoria surrounding Prime Minister Narendra Modi's landslide election victory in May and his probusiness pledges to boost growth. Arbitrage schemes boost MF participation in derivatives The increase in the number of equityfocused arbitrage funds, following the tax changes on debt mutual funds (MFs), has pushed derivative usage by fund houses. Data from the exchanges show the average daily turnover of MFs in the derivatives category rose to R,0 crore in September, almost double that in June. The participation has tripled compared to daily turnover of R crore at the start of the year. Around the expiry of monthly contracts, on the last Thursday of every month, the turnover has been as high as R,000 crore. There has been an increase in the use of derivatives in the industry, mainly because the interest in arbitrage funds has spiked up. Typically, when there is volatility in the market, arbitrage funds become popular, said Dinesh Khara, managing director, SBI MF. Arbitrage funds are lowrisk equity schemes which try to benefit from the price differential between the cash and derivatives of the same underlying security. MF trading activity in the cash segment continues to remain higher than in the derivatives segment. For September, the daily average turnover in the cash segment was Rs,0 crore. Mutual funds invest Rk cr in debt in September Mutual funds pumped in a whopping over R,000 crore in the bond market in September, taking the total investment to close to R lakh crore since the beginning of the year. In comparison, foreign investors made a net inflow of a staggering nearly. lakh crore so far in 0. As per the latest data compiled by market regulator Sebi, the net investment by mutual funds (MFs) in the debt market during September stood at R, crore. This takes the total investment by MFs into the bond market to R. lakh crore so far this year. In 0, mutual funds had invested a net of R. lakh crore in the bond market. Industry experts attributed the inflows in debt to the new government's reforms agenda, improved fundamentals of the Indian economy and high interest rates.

10 Average Assets Under Management (AAUM) for the quarter Jul Sep 0 (R in crores) Fundz This Quarter Mutual Fund Name Average AUM Equity & Balance Debt & MIP Equity(%) Debt(%) Axis Mutual Fund Baroda Pioneer Mutual Fund Birla Sun Life Mutual Fund BNP Paribas Mutual Fund BOI AXA Mutual Fund Canara Robeco Mutual Fund Deutsche Mutual Fund DSP BlackRock Mutual Fund Edelweiss Mutual Fund Escorts Mutual Fund Franklin Templeton Mutual Fund Goldman Sachs Mutual Fund HDFC Mutual Fund HSBC Mutual Fund ICICI Prudential Mutual Fund IDBI Mutual Fund IDFC Mutual Fund IIFCL Mutual Fund (IDF) IIFL Mutual Fund IL&FS Mutual Fund (IDF) Indiabulls Mutual Fund ING Mutual Fund JM Financial Mutual Fund JPMorgan Mutual Fund Kotak Mahindra Mutual Fund L&T Mutual Fund LIC Nomura Mutual Fund Mirae Asset Mutual Fund Motilal Oswal Mutual Fund Peerless Mutual Fund PineBridge India Mutual Fund PPFAS Mutual Fund Pramerica Mutual Fund Principal Mutual Fund Quantum Mutual Fund Reliance Mutual Fund Religare Invesco Mutual Fund Sahara Mutual Fund SBI Mutual Fund Shriram Mutual Fund Sundaram Mutual Fund Tata Mutual Fund Taurus Mutual Fund Union KBC Mutual Fund UTI Mutual Fund Total of above Mutual Funds,.,00. 0,0.,.,.,.,0.,..0.,.,.,.,.,0.,.00, ,0..,.,.,. 0,.,.0,.,0.0,...0,00.,. 0.,.,..,0..,.,.,0.,.,.,0,.,0..,. 0..,0.., ,.,.,0.,.,. 0.,.....,0.,.,.0., ,0.0.,.0,..,.,.0,00...,.,.,.,0.,0.,0.0,.,.,0.,0...,.,.,.,0.,.0,.,....,.0.,.,.,0.,.,...,.0.,.,..0 0,.0,..,.0.,.,.,0.0,. 0,0., Highlighted are the top AMCs on the basis of their average AUM. MF Industry AUM Comparison Mutual Fund Name Avg. AUM JulSep 0 Avg. AUM AprJun 0 Absolute change over a quarter over a quarter Avg. AUM JulSep 0 Absolute change over a year over a year Axis Mutual Fund Baroda Pioneer Mutual Fund Birla Sun Life Mutual Fund BNP Paribas Mutual Fund BOI AXA Mutual Fund Canara Robeco Mutual Fund Deutsche Mutual Fund DSP BlackRock Mutual Fund Edelweiss Mutual Fund Escorts Mutual Fund Franklin Templeton Mutual Fund Goldman Sachs Mutual Fund,.,00. 0,0.,.,.,.,0.,..0.,.,. 0,.,.,.0,.,.,. 0,.,...,.,.0,0.0,0., ,.,.,..0., ,.,.,.,.,0.,.,0. 0,...,.,. 0,.,.,..,.,0.,.,.. 0.,.,

11 MF Industry AUM Comparison Mutual Fund Name Avg. AUM JulSep 0 Avg. AUM AprJun 0 Absolute change over a quarter over a quarter Avg. AUM JulSep 0 Absolute change over a year over a year HDFC Mutual Fund HSBC Mutual Fund ICICI Prudential Mutual Fund IDBI Mutual Fund IDFC Mutual Fund IIFCL Mutual Fund (IDF) IIFL Mutual Fund IL&FS Mutual Fund (IDF) Indiabulls Mutual Fund ING Mutual Fund JM Financial Mutual Fund JPMorgan Mutual Fund Kotak Mahindra Mutual Fund L&T Mutual Fund LIC Nomura Mutual Fund Mirae Asset Mutual Fund Motilal Oswal Mutual Fund Peerless Mutual Fund PineBridge India Mutual Fund PPFAS Mutual Fund Pramerica Mutual Fund Principal Mutual Fund Quantum Mutual Fund Reliance Mutual Fund Religare Invesco Mutual Fund Sahara Mutual Fund SBI Mutual Fund Shriram Mutual Fund Sundaram Mutual Fund Tata Mutual Fund Taurus Mutual Fund Union KBC Mutual Fund UTI Mutual Fund Total,.,.,0.,.00, ,0..,.,.,. 0,.,.0,.,0.0,...0,00.,. 0.,.,..,0..,.,.,0.,.,.,0,. 0,.,.,.00,.,0. 0..,..,.,.0,.0,.0,...,0...,0.,..,.,..,..,.,0.,0.,.,0.,.,..,..,0....,. 0.,0..,.., , ,.,0.0.0,.0.,0.,..0.0,0., ,.,.,0.,0.,. 0.,0.,0.00,.,.,.,0.,. 0..,.,0..0,.,..,.,..,.0,.,.0,.,. 0,0. 0,.,.,.,.,0.,.0.0,..0,.,.0,.00, ,.,..,.,.0,.,.,.,., Categorywise AUM as on 0th September Top AMCs Based on Abs. AAUM Growth (rcrs) for Quarter JulSept 0 Liquid/Money Market.% Gilt 0.% Gold / Other ETFs.% HDFC, FOF Overseas 0.% Balanced.% ELSS.% Income.% ICICI Pru Reliance JM,0,, Equity.% Infra Debt Fund 0.% DSP BlackRock, MF Category Sales Redemptions Net Sales Sales Redemptions Net Sales Category AUM Quarterly Income Infrastructure Debt Fund Equity Balanced Liquid/Money Market Gilt ELSS Gold ETF Other ETFs FOF Investing Overseas Total R in Crore,,,0,,0, September 0 Apr Sep 0 0Sep 0Jun,,00,0,,, 0,,, 0,,,0,,0,,00,,,0,, 0,0,0,0,,,,0,,,,,0, 0, 0 0,,,0,,,,,,,,,,,0 0,,,, 0,0,,0,, Change(%) * Source: AMFI

12 Load Structure INCOME SCHEMES Axis Income Fund Baroda Pioneer Income Fund Baroda Pioneer PSU Bond Fund Birla Sun Life Income Plus BNP Paribas Bond Fund Canara Robeco Income Fund DSP Blackrock Bond Fund DWS Premier Bond Fund HDFC HIF Dynamic Plan HDFC Income Fund HSBC Income Fund Inv. Plan ICICI Pru Corporate Bond Fund ICICI Prudential Income Plan IDFC SSI Medium Term Fund IDFC SSIF Investment Plan Indiabulls Income Fund ING Income Fund JM Income Fund Kotak Bond Fund L&T Triple Ace Bond Fund LIC Nomura Bond Fund Principal Income Fund LT Plan Reliance Income Fund Religare Invesco Active Income Fund Sahara Income Fund SBI Magnum Income Fund Sundaram Bond Saver Tata Income Fund Tata Income Plus Fund Franklin India Corp Bond Opp Fund Franklin India Income Fund Franklin India Income Builder UTI Bond Fund DYMIC BOND FUNDS Axis Dynamic Bond Fund Baroda Pioneer Dynamic Bond Fund Birla SL ST Opportunities Fund Birla Sun Life Dynamic Bond Fund Birla Sun Life Medium Term Plan BNP Paribas Flexi Debt Fund Canara Robeco Dynamic Bond Fund DSP BlackRock Strategic Bond Fund DSPBR Income Opportunities Fund HDFC Corp. Debt Opportunities Fund HSBC Flexi Debt Fund ICICI Pru Income Opportunities Fund ICICI Prudential Dynamic Bond Fund ICICI Prudential Regular Savings Fund IDBI Dynamic Bond Fund IDFC All Seasons Bond Fund IDFC Dynamic Bond Fund Kotak Income Opportunities Fund L&T Flexi Bond Fund L&T Income Opportunities Fund PineBridge India Total Return Bond Fund Pramerica Credit Opportunities Fund Pramerica Dynamic Bond Fund Min Amt Rs Min Amt Rs EXIT LOAD Upto Months 0.0% Upto Months % Upto months 0.0% Upto % Upto year % Upto months.00% Upto months.00% Upto months % Upto Months 0.0% Upto Monts 0.0% % upto years Upto year % Upto yr %, to yr 0.%, to yr 0.0% % upto days Upto 0 0.0% Upto % Upto months.0% Upto year % Upto year % Upto 0 % Upto year % Upto year % Upto % Upto % Upto M %,M %,M % Upto M %,M %,M %,M 0.0% Upto year 0.0% Upto % EXIT LOAD Upto years % Upto Months 0.0% Upto D.0%; Bet 0D 0.0% Upto % Upto D %, 0D % Upto Months 0.% Upto months 0.0% Upto 0.0% Upto M %, Bet M %, Bet M 0.0% Upto M %, Bet M %, Bet M 0.0% Upto year % Upto Months 0.0% Upto Months % Upto Year % Upto Year % Upto Months 0.0% Upto year % Upto months 0.% Upto Y %, Y % Upto D %, D 0.0% DYMIC BOND FUNDS Reliance Corporate Bond Fund Reliance Dynamic Bond Fund Reliance Regular Savings Fund Debt Plan SBI Dynamic Bond Fund Sundaram Flexible FIP Tata Dynamic Bond Fund Taurus Dynamic Income Fund Franklin India Income Opp. Fund Union KBC Dynamic Bond Fund UTI Credit Opportunities Fund UTI Dynamic Bond Fund ARBITRAGE FUND Birla SL Enhanced Arbitrage Fund Edelweiss Arbitrage Fund HDFC Arbitrage Fund ICICI Pru Blended Fund Plan A ICICI Pru EquityArbitrage Fund IDFC Arbitrage Fund Plan A IDFC Arbitrage Plus Fund A JM Arbitrage Advantage Fund Kotak Equity Arbitrage Fund Reliance Arbitrage Advantage Fund Religare Invesco Arbitrage Fund SBI Arbitrage Opportunities Fund UTI Spread Fund SHORT TERM GILT Birla Sun Life Gilt Plus Liquid Birla Sun Life Govt. Sec Short Term DSP BlackRock Treasury Bill HDFC Gilt Fund ST HSBC Gilt Fund ICICI Prudential Gilt Fund Treasury ICICI Prudential Gilt Fund TreasuryPF IDFC Gov Sec ST Kotak Gilts Savings Religare Invesco Gilt Short Duration Sahara Gilt Fund SBI Magnum Gilt ST Sundaram Gilt Fund Tata Gilt Sec Short Maturity Fund UTI Gsec Fund STP LONG TERM GILT Birla Sun Life Gilt Plus PF Birla Sun Life Gilt Plus Regular Birla Sun Life Govt. Sec. Long Term Canara Robeco Gilt DSP BlackRock Gsec Fund DWS Gilt Fund HDFC Gilt Fund LT ICICI Prudential Gilt Fund Inv ICICI Prudential Gilt Fund Inv PF IDBI Gilt Fund IDFC Gov Sec Inv IDFC GSF Provident Fund ING Gilt Fund Provident Fund Min Amt Rs Min Amt Rs. 000 Min Amt Rs Min Amt Rs EXIT LOAD Upto M %, Bet M %, Bet M 0.0% Upto Months % Upto Year % Upto months 0.0% Upto 0 0.0% Upto 0 % Upto M %,M %,M % Upto M 0.0%, M 0.% Upto 0 0.% Upto days 0.% EXIT LOAD Upto 0 days 0.0% Upto % Upto months 0.0% Upto Months 0.0% Upto Months 0.0% Upto Months 0.% Upto Months 0.0% Upto 0 0.0% Upto 0 days 0.0% Upto Month 0.% Upto Year % Upto 0.% Upto 0 0.0% EXIT LOAD Upto % Upto 0.0% Upto months 0.0% Upto 0.% Upto 0 0.0% EXIT LOAD Upto % Upto % Upto % Upto 0.0% Upto Year % Upto % Upto %

13 Load Structure LONG TERM GILT Min Amt Rs. EXIT LOAD MONTHLY INCOME PLANS Min Amt Rs. EXIT LOAD JM Gsec Regular Kotak Gilt Inv L&T Gilt Investments 0000 Axis Income Saver Fund Axis Triple Advantage Fund Upto years % Upto year %; yrs %; yrs % Motilal Oswal MOSt 0Y Gilt Fund Principal Gilt Fund Reliance Gilt Securities Fund 0000 Upto 0 0.% BNP Paribas MIP BOI AXA Regular Return Fund 0000 % upto Year Upto Months: % Religare Invesco Gilt Long Duration SBI Magnum Gilt LT Upto 0.% Baroda Pioneer MIP Fund Upto Months % Tata Gilt Security Fund 0000 Upto 0 0.0% Birla SL MIP Upto D %, Bet 0D.%, Bet 00D % Tata Gilt Securities High Inv. Plan Franklin India Gsec Composite Upto 0 0.0% Upto Months 0.0% Birla SL Monthly Income Upto D.%, Bet 0D 0.% Franklin India Gsec Long Term UTI Gilt Advantage Fund Long Term UTI Gilt Advantage Fund PF 0000 Upto Months 0.0% Birla SL MIP II Savings Plan Birla SL MIP II Wealth Plan Upto D.%, Bet 0D 0.% Upto D %, Bet 0D.%, Bet 00D % SHORT TERM INCOME SCHEMES Min Amt Rs. EXIT LOAD Canara Robeco MIP % upto year Axis Short Term Fund Baroda Pioneer Short Term Bond Fund Birla Sun Life Short Term Fund BNP Paribas Short Term Income Fund BOI AXA Short Term Income Fund Canara Robeco Short Term Fund DSP BlackRock Short Term Fund DWS Banking and PSU Debt Fund DWS Short Maturity Fund HDFC HIF STP HDFC Medium Term Opp Fund HDFC Short Term Opportunities Fund HDFC STP HSBC Income Fund ST Plan ICICI Pru. Blended Fund Plan B ICICI Prudential Long Term Plan ICICI Prudential STP IDBI Short Term Bond Fund IDFC SSIF Short Term ING Short Term Income Fund JM Short Term Fund JP Morgan India ST Income Fund Kotak Bond Short Term Plan L&T Short Term Income Fund L&T Short Term Opportunities LIC Nomura Savings Plus Fund Mirae Asset Short Term Bond Fund Morgan Stanley Short Term Bond Fund Peerless Short Term Fund PineBridge Short Term Fund Pramerica Short Term Income Fund Pramerica Treasury Advantage Fund Principal Income Fund STP Reliance Short Term Fund Religare Invesco Bank Debt Fund Religare Invesco Medium Term Bond Religare Invesco Short Term Fund SBI Short Term Debt Fund Sundaram Select Debt ST Asset Plan Tata Short Term Bond Fund Taurus Short Term Income Fund Franklin India Short Term Income UTI Short Term Income Fund Upto Month 0.% Upto 0 0.0% Upto 0 0.0% Upto Months 0.0% Upto 0.0% Upto Months 0.0% Upto Months % Upto Months 0.0% Upto months 0.% Upto Months 0.% Upto Months % Upto Months 0.0% Upto months 0.% Upto month 0.% % upto years Upto Months 0.0% Upto Month 0.0% Upto months 0.0% Upto 0 0.% Upto Months 0.0% Upto 0 0.0% Upto months 0.0% Upto Month 0.0% upto 0.0% Upto Months 0.0% Upto Months 0.0% Upto months.00% Upto days.% Upto 0 0.0% Upto Months 0.0% Upto year % Upto 0.0% Upto 0 0.% Upto 0 0.% Upto months 0.% Upto 0 0.0% Upto Month 0.% Upto months 0.0% Upto 0D 0.%, 00D 0.0% DSP BlackRock MIP Fund DWS Twin Advantage Fund Franklin India Monthly Income Plan HDFC MIP Long Term Plan HDFC MIP Short Term Plan HSBC MIP Regular HSBC MIP Savings ICICI Prudential MIP ICICI Prudential MIP ICICI Pru Monthly Income Plan IDFC Monthly Income Plan ING MIP Plan JM Monthly Income Plan Kotak Monthly Income Plan L&T Monthly Income Plan Reliance Monthly Income Fund Religare Invesco MIP Religare Invesco MIP Plus SBI Magnum Monthly Income Sundaram MIP Aggressive Sundaram MIP Conservative Sundaram MIP Moderate Tata MIP Plus Tata Monthly Income Fund UTI Monthly Income Scheme UTI Monthly Income Advantage % upto year % upto Year % upto year % upto months Upto Mths %, Bet M %, Bet M 0.0% % upto years % upto year % upto year Upto year % % upto year Upto days 0.0% % upto year % upto year Upto Mths %, Bet M %, Bet M 0.0% % upto year % upto Year % upto year Upto M %, M.%, M % Upto Months % Upto month % % upto year % upto year Upto 0D.%, 00D. %, 0D % 0

14 Load Structure EQUITY FUNDS Axis Equity Fund / Midcap Fund Axis Focus Fund Birla SL Frontline Equity / Small & Midcap / Dividend Yield Plus / MNC / Infrastructure / India GenNext / New Millennium / Special Situations / India Reforms / Advantage / Buy India / India Opportunities Fund Birla SL Commodity Equities Fund Global Agri Plan Birla SL Long Term Advantage Fund / Top 00 Fund Birla SL Equity Fund / Midcap Fund Birla SL Pure Value Fund BNP Paribas Equity Fund / Dividend Yield Fund / Midcap Fund BOI AXA Equity Fund / Bharti AXA Focused Infrastructure Fund Baroda Pioneer Growth Fund / Infrastructure Fund / PSU Equity Fund Canara Robeco Equity Diversified Fund / Emerging Equities Fund / Largecap Plus / Infrastructure Fund DWS Alpha Equity Fund DWS Investment Opportunities Fund DSP BlackRock Equity Fund / Top 00 Equity Fund / Opportunities Fund / Technology.com Fund / Natural Resource & New Energy DSP BlackRock Small & Midcap Fund DSP BR Microcap / Focus / India TIGER / World Gold / World Energy / World Mining / World Agri / US Flexible / Global Allocation Edelweiss Diversified Growth Equity Top 00 Fund Franklin India Bluechip Fund / Templeton India Growth Fund / Prima Plus / Prima Fund / Flexi Cap Fund / India Opportunities Fund / Templeton India Equity Income / Smaller Companies / Dynamic PE Franklin India High Growth Comp / Build India Fund / Infotech Fund Franklin Asian Equity Fund / FIF US Opp Fund / FIF European Growth Fund Goldman Sachs India Equity Fund HDFC Growth Fund / Equity Fund / Top 00 Fund / Premier MultiCap Fund / Largecap Fund / Midcap Opportunities Fund HDFC Capital Builder Fund / Core & Satellite Fund HDFC Small & Mid Cap Fund HSBC Equity Fund / India Opportunities Fund / Progressive Themes / Midcap Equity Fund / Emerging Markets Fund / Dynamic Fund ICICI Prudential Infrastructure Fund / Top 00 Fund / Banking & Financial Services Fund / Focused Bluechip Equity Fund / FMCG Fund / Indo Asia Equity Fund / Technology Fund / Target Returns / Value Discovery Fund / Dynamic Plan ICICI Prudential Exports & Other Services Fund ICICI Prudential Top 00 Fund / Midcap Fund / Target Returns Fund IDFC Premier Equity Fund (0000) / Equity Fund / Imperial Equity Fund / Infrastructure Fund IDFC Classic Equity Fund / Sterling Equity Fund JM Basic Fund / Core Fund / Equity Fund / Multi Strategy Fund JPMorgan India Equity Fund / Smaller Companies Fund / JF Greater China Equity Offshore Fund / JPMorgan Emerging Europe, Middle East & Africa Equity Offshore Fund / JF ASEAN Equity Offshore Fund Kotak 0 / Classic Equity / Select Focus / Opportunities Fund / Midcap Fund Kotak Emerging Equity Fund L&T Equity Fund / India Largecap Fund / Midcap Fund / India Special Situation Fund / India Value Fund / Infrastructure Fund LIC Nomura Equity Fund / Growth Fund / Infrastructure Fund Mirae Asset India Opportunities / Emerging Bluechip / Global Commodity Stocks / China Advantage PineBridge India Equity Fund / Infrastructure and Economic Reform Fund / World Gold Fund Pramerica Large Cap Equity Fund / Dynamic Asset Allocation / Midcap Opp Principal Large Cap Fund / Resurgent India Equity Fund / Services Industries Fund / Dividend Yield Fund / Emerging Bluechip/ Smart Equity Fund / Global Opportunities Fund (0000) / Growth Fund Reliance Growth Fund / Vision Fund / Top 00 Fund / Quant Plus / Focused Largecap / Long Term Equity / Equity Opportunities Fund/ Div. Power Sector / Banking Fund / Infrastructure Fund / Regular Savings Equity Plan (00) / Pharma Fund / Media & Entertainment Fund / NRI Equity Fund Min Amt Rs EXIT LOAD % upto months % upto years % upto year % upto 0 days; % between 0 and days.0% upto days; 0.0% bet & 0 days.0% upto days; % bet & 0 days % upto days; % bet & 0 days % upto year % upto year % upto year % upto year % upto Months % upto months % upto year % upto months % upto months Upto % % upto year % upto years % upto years % upto year % upto year % upto months % upto months, % bet to months % upto year.0% upto years % upto months % upto year % upto Months % upto months % upto months % upto year % upto years % upto year % upto year % upto days; % bet days % upto year % upto year % upto year % upto year Note: In accordance with the requirements specified by the SEBI circular dated June 0, 00, no entry load will be charged for purchase/additional purchase/switchin accepted by the Fund with effect from August, 00. Similarly, no entry load will be charged with respect to applications for registrations under Systematic Investment Plan/Systematic Transfer Plan accepted by the Fund with effect from August, 00.

15 Load Structure EQUITY FUNDS Min Amt Rs. EXIT LOAD Reliance Smallcap Fund Religare Invesco Equity Fund / Contra Fund / Growth Fund / Banking Fund / AGILE Fund / Business Leaders Fund Sahara Growth Fund / Infrastructure Fund / Wealth Plus Fund / Power & Natural Resources Fund / Banking and Financial Services Fund / Midcap Fund / Super 0 Fund SBI Magnum Equity Fund / Bluechip Fund / Contra Fund / Emerging Business / Comma Fund / Midcap Fund / Infrastructure / PSU Fund / Small & Midcap / EDGE Fund SBI Magnum Multiplier Plus SBI Magnum Global Fund SBI Pharma Fund / FMCG Fund / IT Fund / Magnum Multicap Fund Sundaram Growth Fund / Select Focus / Fin. Services Sundaram Select Midcap Fund / SMILE Fund / Equity Multiplier / Rural India / Infrastructure Advantage / Entertainment Opp / PSU Opp / Global Advantage Tata Pure Equity Fund / Equity Opportunities / Dividend Yield / Infrastructure Fund Tata Equity PE fund / Midcap Growth Fund / Ethical Fund Taurus Ethical Fund / Starshare / Infrastructure Fund / Discovery Fund / Bonanza Fund / Banking & Fin. Services Fund UTI Mastershare / Equity Fund / Top 00 / Dividend Yield / Opportunities Fund / Leadership Equity UTI MidCap Fund / Banking Sector Fund / Infrastructure Fund / India Lifestyle / Pharma & Healthcare / Energy Fund / Transportation & Logistics / Multicap Fund UTI MNC Fund % upto months, % bet to months % upto year % upto year % upto year % upto months.% upto months % upto year % upto year % upto 0 days % upto 0 days % upto year % upto days % upto 0 days CHILD BENEFIT FUND HDFC Children Gift Fund Investment HDFC Children Gift Fund Savings ICICI Pru Child Care Study ICICI Pru Child Care Gift LIC Nomura Children's Fund Principal Child Benefit Fund SBI Magnum Children's Benefit Plan Tata Young Citizen's Fund UTI Childrens Career Balanced Plan Min Amt Rs EXIT LOAD % upto year, % between yr, % between yr % upto year, % between yr, % between yr % upto years, Nil after years but before age of % upto years % upto years for <= Cr; Nil for > Cr % upto year Within year %, within years %, within years % % upto years (Complusory Lockin Option) < yrs %, >= yrs & < yrs %, >= yrs & < yrs %, >= yrs Nil INDEX FUNDS Birla Sun Life Index Fund Canara Robeco Nifty Index Franklin India Index Fund Nifty HDFC Index Fund Nifty & Sensex ICICI Pru Index Fund ICICI Pru Nifty Junior Index Fund ING Nifty Plus Fund JM Nifty Plus Fund LIC Nomura Index Fund Nifty, Sensex & Sensex Adv. Principal Index Fund Nifty & Midcap Reliance Index Fund Nifty Reliance Index Fund Sensex SBI Magnum Index Fund Tata Index Fund Nifty Tata Index Fund Sensex Taurus Nifty Index Fund UTI Nifty Index Fund Min Amt Rs. 000 EXIT LOAD % upto 0 days % upto year % upto 0 days % upto months 0.% upto days 0.% upto days % upto year Nil % upto year % upto 0 days % upto year 0.% upto days % upto days % upto 0 days % upto 0 days 0.0% upto 0 days % upto days

16 BALANCED FUNDS Birla SunLife Freedom Fund / BSL Fund Canara Robeco Balanced Fund DSP BlackRock Balanced Fund Franklin India Balanced Fund HDFC Balance Fund / Prudence Fund ICICI Pru Balanced Fund ING Balanced Fund JM Balanced Fund MONEY MAGER & FLOATING RATE FUND Axis Banking Debt Fund Axis Treasury Advantage Fund Baroda Pioneer Treasury Advantage Fund Birla Sun Life Cash Manager Birla Sun Life Floating Rate Fund LT Birla Sun Life Savings Fund Birla Sun Life Ultra Short Term Fund BNP Paribas Money Plus Fund BOI AXA Treasury Advantage Fund Canara Robeco Floating Rate ST Fund Canara Robeco Treasury Advantage Fund Daiwa Treasury Advantage Fund DSP BlackRock Money Manager Fund DWS Cash Opportunities Fund DWS Income Advantage Fund DWS Money Plus Fund DWS Treasury Fund Investment Plan DWS Ultra Short Term Fund Edelweiss Ultra Short Term Bond Fund HDFC CMF Treasury Advantage Plan HDFC Floating Rate Income STP Wholesale HDFC Floating Rate Income Fund LT HSBC Floating Rate Fund LT HSBC Ultra Short Term Bond Fund ICICI Pru Banking & PSU Debt Fund ICICI Pru Flexible Income Plan ICICI Pru Floating Rate Plan ICICI Pru Ultra Short Term Plan IDBI Ultra Short Term Fund IDFC Money Manager Investment IDFC Money Manager Treasury IDFC Ultra Short Term Fund Indiabulls Ultra Short Term Fund ING Treasury Advantage Fund JM Floater Fund Long Term Plan JM Money Manager Fund Min. Inv. Amt. 000 Min Amt Rs EXIT LOAD % upto year % upto year % upto year % upto year % upto months % upto year % upto days % upto year EXIT LOAD Upto 0 0.% Upto 0.% Upto 0 0.% Upto Months.% Upto month % Upto month 0.0% Upto 0 0.% Upto Months 0.0% Upto Month 0.% Upto Month 0.% Upto 0 0.% Upto months % Upto 0.% BALANCED FUNDS Kotak Balanced Fund LIC Nomura Balanced Fund Principal Balanced Fund Reliance Reg. Savings Balanced Plan SBI Magnum Balanced Fund Sundaram Balanced Fund Tata Balanced Fund Franklin India Pension Plan UTI Balanced Fund MONEY MAGER & FLOATING RATE FUND JP Morgan India Treasury Fund Kotak Flexi Debt Scheme Kotak Floater Long Term L&T Floating Rate Fund L&T Low Duration Fund L&T Ultra Short Term Fund LIC Nomura Income Plus Fund LIC Nomura Floating Rate Fund STP Mirae Asset Ultra Short Term Bond Fund Peerless Ultra Short Term Fund Pramerica Short Term Floating Rate Fund Pramerica Ultra Short Term Bond Fund Principal Bank CD Fund Principal Debt Opp. Fund Conservative Principal Debt Opp. Fund Corporate Bond Reliance Floating Rate Fund ST Reliance Medium Term Fund Reliance Money Manager Fund Religare Invesco Credit Opp. Fund Religare Invesco Ultra Short Term Fund SBI Mag. Inc. Fund Floating Rate LT SBI Mag. Inc. Fund FRP Savings Plus Bond SBI Ultra Short Term Fund Sundaram Flexible Fund STP Sundaram Ultra Short Term Plan Tata Floater Fund Tata Floating Rate Fund LongTerm Tata Treasury Manager Fund Taurus Ultra Short Term Bond Fund Templeton Floating Rate Income Fund Franklin India Low Duration Fund Franklin India Ultra Short Bond Fund Union KBC Ultra Short Term Debt Fund UTI Floating Rate Fund STP UTI Treasury Advantage Fund Min. Inv. Amt Min Amt Rs Load Structure EXIT LOAD % upto year % upto year % upto year % upto year.% upto months % upto year % upto 0 days % before age of yrs (yr lockin) % upto year Upto 0 % Upto Months 0.0% Upto 0 0.0% Upto Months 0.% Upto 0 0.0% Upto months % Upto month 0.0% Upto Month 0.% Upto Months 0.0% Upto 0.% Upto 0.% Upto Months 0.0% Note: Load Structure given above is applicable to retail plans, only for information purpose and subject to change. Please refere to the applicable load structure at the time of investing. EXIT LOAD Definitions In this Fundz Watch, we have classified the diversified equity funds into different categories or peersets to facilitate better comparison. Thus we have made the classifications as (a) Large Cap Funds (b) Mid Cap Funds & (c) Blend Funds on the basis of market capitalisation. We have also formed peersets of Index Funds, ELSS Funds & Sectoral Funds. Classification criteria: These are as per our own internal calculations and may or may not match with the classifications made by others Large cap stock: Stock with market capitalisation equal to or above the cutoff market capitalisation where cumulated market capitalisation (calculated in descending order) is 0% of total market capitalization of BSE Large cap fund: Fund having percentage holding of largecap stock more than or equal to 0% of the portfolio Blend fund: Fund having percentage holding of largecap stock less than 0% and higher than or equal to 0% of the portfolio Midcap fund: Fund having percentage holding of largecap stock less than 0% of the portfolio Expense Ratio: The expense ratio of a fund indicates the efficiency and cost effectiveness of the fund. The expenses are incurred to meet the general running expenses of the fund. Expense Ratio = Total Expenses / Average Net Assets of the Fund

17 Funds Snapshot Large Cap Funds Date of Inception Benchmark ^Expense Ratio % As on 0th Sep 0 ^Expense ratios as of st March, 0. * Data as on st August over a quarter % Exposure in Holdings* V Top Holding Total of Top 0 Axis Equity Fund Axis Focused Fund Birla SL Frontline Equity Fund Birla SL Long Term Advantage Fund Birla SL Special Situations Fund Birla SL Top 00 Fund BNP Paribas Equity Fund BOI AXA Equity Fund Canara Robeco Equity Diversified Fund Canara Robeco Large Cap Plus Fund DSPBR Focus Fund DSPBR Opportunities Fund DSPBR Top 00 Fund DWS Alpha Equity Fund Franklin Ind. Bluechip Fund Franklin India Opportunities Fund Goldman Sachs India Equity Fund HDFC Equity Fund HDFC Growth Fund HDFC Large Cap Fund HDFC Premier Multicap Fund HDFC TOP 00 Fund HSBC Dynamic Fund HSBC Equity Fund HSBC India Opportunities Fund ICICI Pru Focused Bluechip Equity Fund ICICI Pru Target Returns Fund ICICI Pru Top 00 Fund IDBI India Top 00 Equity Fund IDFC Classic Equity Fund IDFC Equity Fund IDFC Imperial Equity Fund Indiabulls Blue Chip Fund ING Largecap Equity Fund JM Basic Fund JM Equity Fund JM Multi Strategy Fund JP Morgan India Equity Fund Kotak 0 Kotak Opportunities Fund Kotak Select Focus Fund L&T Equity Fund L&T India Largecap Fund LIC Nomura Equity Fund LIC Nomura Growth Fund Most Foucused Fund Pramerica Largecap Equity Fund Principal Largecap Fund Reliance Focused Large Cap Fund Reliance Quant Plus Fund Religare Invesco Business Leaders Fund Religare Invesco Equity Fund Religare Invesco Growth Fund Sahara Growth Fund Sahara Super 0 Fund SBI Bluechip Fund SBI Contra Fund SBI Magnum Equity Fund SBI Magnum Multicap Fund Sundaram Growth Fund Sundaram Select Focus Fund Tata Equity Opportunities Fund 0Jan0 Jun 0Aug0 0Oct Feb0 Oct0 Sep0 Oct0 Aug0 Aug0 0Jun0 May00 0Mar0 Jan0 0Dec Feb00 0Nov 0Jan Sep00 Feb 0Apr0 Oct Sep0 0Dec0 Feb0 May0 May0 0Jul May Jun0 0Jun0 Mar0 0Feb Feb0 Mar 0Dec Sep0 Jun0 Dec 0Sep0 Sep0 May0 Oct0 Apr 0Sep May 0Dec0 Nov0 0Mar0 Apr0 Aug0 0Oct0 0Aug0 0Aug0 Jul0 Feb0 Jul 0Jan Oct0 Apr 0Jul0 Feb S&P BSE 00 S&P BSE 00 S&P BSE 00 S&P BSE 00 S&P BSE 00 S&P BSE 00 CNX 00 S&P BSE 00 S&P BSE SENSEX S&P BSE 00 CNX 00 CNX 00 S&P BSE SENSEX S&P BSE SENSEX CNX 00 S&P BSE 00 S&P BSE 00 S&P BSE 00 S&P BSE 00 S&P BSE 00 CNX 00 S&P BSE 00 S&P BSE 00 S&P BSE 00 S&P BSE SENSEX S&P BSE 00 S&P BSE 00 CNX 00 CNX 00 S&P BSE 00 S&P BSE 00 S&P BSE SENSEX S&P BSE SENSEX S&P BSE 00 S&P BSE 00 S&P BSE 00 S&P BSE 00 S&P BSE 00 S&P BSE 00 S&P BSE 00 S&P BSE 00.%.%.%.%.%.%.%.0%.%.0%.%.%.%.%.%.%.0%.%.0%.%.%.0%.%.%.%.%.%.%.%.%.0%.%.%.%.%.%.%.%.%.%.%.%.%.0%.0%.0%.%.%.%.0%.%.%.%.%.%.%.%.%.0%.%.% in crs V (Rs) %.%.0% 0.0%.%.%.%.0% 0.%.%.%.0% 0.%.%.% 0.%.%.%.%.0%.0%.0%.%.% 0.0% 0.%.0%.%.%.%.%.%.%.%.%.%.0%.%.%.0%.%.%.%.0%.%.%.%.%.0%.%.%.%.%.%.%.%.0%.0%.% 0.%.0%.%.%.%.%.%.%.%.%.%.0%.%.%.%.%.% 0.%.0%.%.%.%.%.%.% 0.0%.%.%.%.0%.%.%.0%.%.%.00%.0%.0%.%.%.%.%.%.00%.%.0%.0%.%.0%.%.%.%.%.%.0%.00%.%.%.%.%.%.%.%.% ICICI Bank Ltd(.) ICICI Bank Ltd(.) ICICI Bank Ltd(.) ICICI Bank Ltd(.) Wipro Ltd(.) ICICI Bank Ltd(.) HDFC Bank Ltd(.) ICICI Bank Ltd(.) ICICI Bank Ltd(.) ICICI Bank Ltd(.) Maruti Suzuki India Ltd(.) ICICI Bank Ltd(.0) Axis Bank Ltd(.) ICICI Bank Ltd(.) ICICI Bank Ltd(.0) ICICI Bank Ltd(.) ICICI Bank Ltd(.) State Bank of India(.) ICICI Bank Ltd(.) Infosys Ltd(.) State Bank of India(.) State Bank of India(.) ICICI Bank Ltd(.) ICICI Bank Ltd(.) ICICI Bank Ltd(.) ICICI Bank Ltd(.) HDFC Bank Ltd(.) Power Grid Corp(.) Maruti Suzuki India Ltd(.) ICICI Bank Ltd(.) Infosys Ltd(.) ICICI Bank Ltd(.) ICICI Bank Ltd(.) ICICI Bank Ltd(.) HPCL(.) ICICI Bank Ltd(.) Eicher Motors Ltd(0.) ICICI Bank Ltd(.) ICICI Bank Ltd(.) ICICI Bank Ltd(.) Tech Mahindra Ltd(.0) ICICI Bank Ltd(.) ICICI Bank Ltd(.) ICICI Bank Ltd(.) ICICI Bank Ltd(.) HDFC Bank Ltd(.) TCS Ltd(.) ICICI Bank Ltd(.) ICICI Bank Ltd(.0) Infosys Ltd(.) HDFC Ltd(0.) Maruti Suzuki India Ltd(.) HDFC Bank Ltd(.) ICICI Bank Ltd(.) ICICI Bank Ltd(.) HDFC Bank Ltd(.) Tata Motors Ltd(.) Tata Motors Ltd(.) ICICI Bank Ltd(.) ICICI Bank Ltd(.) ICICI Bank Ltd(.) ICICI Bank Ltd(.) Total of Top

18 Funds Snapshot Large Cap Funds Date of Inception Benchmark Expense Ratio % As on 0th Sep 0 over a quarter V % Exposure in Holdings* Top Holding Tata Pure Equity Fund Taurus Bonanza Fund Taurus Starshare UTI Div Yield Fund UTI Equity Fund UTI India Lifestyle Fund UTI Leadeship Equity Fund UTI Mastershare Fund UTI Opportunities Fund UTI Top 00 Fund Average 0May Feb Jan 0Jun0 May 0Jul0 0Jan0 Sep Jul0 0May0 S&P BSE SENSEX S&P BSE 00 S&P BSE 00 S&P BSE 00 S&P BSE 00 CNX 00 S&P BSE 00 S&P BSE 00 S&P BSE 00.0%.%.%.0%.%.%.%.%.%.%.% in crs V (Rs) %.%.%.%.%.%.%.%.%.%.%.%.%.%.0%.0%.%.%.%.0%.% ICICI Bank Ltd(.) ICICI Bank Ltd() ICICI Bank Ltd(.) ICICI Bank Ltd(.) TCS Ltd(.) Reliance Inds Ltd(.) ICICI Bank Ltd(.) HDFC Bank Ltd(.) ICICI Bank Ltd(.) HDFC Bank Ltd(.0) Total of Top Total of Top Mid Cap Funds Date of Inception Benchmark Expense Ratio % As on 0th Sep 0 in crs V (Rs) over a quarter V % Exposure in Holdings* Top Holding Total of Top Total of Top 0 Axis Midcap Fund Birla SL Buy India Birla SL India GenNext Birla SL Midcap Fund Birla SL MNC Fund Birla SL Pure Value Fund Birla SL Small & Midcap Fund BNP Paribas Midcap Fund Canara Robeco Emerging Equity Fund DSPBR Micro Cap Fund DSPBR Small & Midcap Fund Franklin India Prima Fund Franklin India Smaller Companies Fund HDFC Midcap Opportunities Fund HDFC Small and Mid Cap Fund HSBC Midcap Equity Fund ICICI Pru Midcap Fund ICICI Pru Value Discovery Fund IDFC Premier Equity Fund IDFC Sterling Equity Fund ING Midcap Fund JP Morgan India Mid & Small cap Fund Kotak Emerging Equity Fund Kotak Midcap Fund L&T Midcap Fund Mirae Asset Emerging Bluechip Fund Pramerica Midcap Opportunities Fund Principal Emerging Bluechip Fund Reliance Equity Opportunities Fund Reliance Long Term Equity Fund Reliance Small Cap Fund Religare Invesco Contra Fund Religare Invesco Midcap Fund Sahara Midcap Fund Sahara R.E.A.L. Fund Sahara Star Value Fund Sahara Wealth Plus Fund Variable SBI Emerging Business Fund SBI Magnum Global Fund SBI Magnum MidCap Fund SBI Small & Midcap Fund Sundaram Rural India Fund Sundaram Select Midcap Sundaram SMILE Fund Tata Equity P/E Fund Tata Midcap Growth Fund Taurus Discovery Fund UTI Midcap Fund Average Feb Jan00 0Aug0 0Oct0 Dec Mar0 May0 0May0 Feb0 Jun0 Nov0 0Dec Jan0 0Jul0 0Apr0 May0 Oct0 Aug0 Sep0 0Mar0 0Jun0 Dec0 0Mar0 Feb0 0Aug0 0Jul0 0Dec Nov0 Mar0 Dec0 Sep0 Apr0 Apr0 Jul0 Nov0 Sep0 0Sep0 Oct0 0Sep Apr0 0Sep0 May0 0Jul0 Feb0 May0 0Jul 0Sep 0Apr0 S&P BSE Midcap S&P BSE 00 CNX Midcap CNX MNC S&P BSE 00 CNX Midcap CNX Midcap CNX Midcap S&P BSE Smallcap CNX Midcap CNX 00 CNX Midcap CNX Midcap CNX Smallcap S&P BSE Midcap CNX Midcap CNX Midcap S&P BSE 00 CNX Midcap CNX Midcap CNX Midcap S&P BSE Midcap CNX Midcap CNX Midcap CNX Midcap CNX Midcap CNX Midcap S&P BSE 00 S&P BSE 00 S&P BSE Smallcap S&P BSE 00 CNX Midcap CNX Midcap S&P BSE 00 CNX 00 S&P BSE 00 S&P BSE Midcap S&P BSE Midcap S&P BSE Smallcap S&P BSE 00 S&P BSE Midcap S&P BSE Smallcap S&P BSE SENSEX CNX Midcap CNX Midcap CNX Midcap.0%.%.%.%.%.%.0%.0%.%.%.%.0%.%.%.0%.%.%.%.%.%.%.%.%.%.%.%.%.%.%.%.%.%.%.%.%.0%.%.%.%.0%.%.%.%.%.%.%.%.% %.%.%.%.%.%.%.%.%.%.0%.%.%.%.0%.%.%.%.%.%.% 0.%.%.%.0%.0%.%.%.%.%.0%.0%.% 0.0%.%.00%.%.%.%.0%.%.%.0%.% 0.%.%.%.%.%.%.%.%.% 0.%.% 0.%.%.%.% 0.%.%.0%.0%.% 0.% 0.0% 0.% 0.%.0%.%.0%.%.%.%.% 0.%.%.%.% 0.0%.0%.0%.% 0.%.%.%.%.% 0.%.%.%.%.%.%.%.% CMC Ltd(.) Sundaram Clayton Ltd(.) ICICI Bank Ltd(.) Yes Bank Ltd(.) ING Vysya Bank Ltd(.0) HCL Technologies Ltd(.) Yes Bank Ltd() Va Tech Wabag Ltd(.) Federal Bank Ltd(.) Indoco Remedies Ltd(.) Arvind Ltd(.) Finolex Cables Ltd(.0) Finolex Cables Ltd(.) Aurobindo Pharma Ltd(.) Voltas Ltd(.) Sundaram Fasteners(.) Bharat Forge Ltd(.) ICICI Bank Ltd(.) Kaveri Seed Comp(.) Gujarat Pipavav Port Ltd(.) ING Vysya Bank Ltd(.0) Bharat Forge Ltd(.) Solar Indus India Ltd(.0) Yes Bank Ltd(.) Sundaram Finance Ltd(.) Tech Mahindra Ltd(.) Bharat Forge Ltd(.) Motherson Sumi Sys(.) Divis Laboratories Ltd(.) CCL Products Ltd(.) Atul Ltd(.) Tech Mahindra Ltd(.) ING Vysya Bank Ltd(.) DCM Shriram(.) Bharat Forge Ltd(.) DCM Shriram(.00) Motherson Sumi Sys(.) P&G Hygiene & HC(.) Shriram City Union Fin(.) Strides Arcolabs(.) DLink (India) Ltd(.) ICICI Bank Ltd(.) Fag Bearings India Ltd(.) Shasun Pharma(.) Bharat Electronics Ltd(.0) Va Tech Wabag Ltd(.) Aditya Birla Nuvo Ltd(.) Eicher Motors Ltd(.)

19 Funds Snapshot Blend Funds Date of Inception Benchmark Expense Ratio % As on 0th Sep 0 in crs V (Rs) over a quarter V % Exposure in Holdings* Top Holding Total of Top Total of Top Baroda Pioneer Growth Fund Birla SL Advantage Fund Birla SL Div Yield Plus Birla SL Equity Fund Birla SL India Opportunities Fund BNP Paribas Div Yield Fund Canara Robeco F.O.R.C.E Fund DSPBR Equity Fund DWS Investment Opportunities Fund Edelweiss Div Growth Equity Top 00 F Franklin India Flexicap Fund Franklin India High Growth Companies Franklin India Prima Plus HDFC Capital Builder Fund HDFC Core & SateIlite Fund HSBC Dividend Yield Equity Fund HSBC Progressive Theme Fund ICICI Pru Top 00 Fund ING Core Equity Fund ING Div Yield Fund Kotak Classic Equity Fund L&T India Special Situations Fund L&T India Value Fund Mirae Asset India Opportunities Fund PineBridge India Equity Fund Principal Div Yield Fund Principal Growth Fund Quantum Long Term Equity Fund Reliance Growth Fund Reliance Regular Saving Equity Plan Reliance Top 00 Fund Reliance Vision Fund SBI Magnum COMMA Fund SBI Magnum Multiplier Plus Sundaram Equity Multiplier Fund Tata Div Yield Fund Tata Ethical Fund Taurus Ethical Fund Templeton India Growth Fund UTI MNC Fund Average Sep0 Feb Feb0 Aug 0Mar Feb0 Sep0 Apr Jan0 0May0 0Mar0 Jul0 Sep 0Feb Sep0 Mar0 Feb0 0Oct May Oct0 Jul0 May 0 0Jan0 0Apr0 Jun0 Oct0 Oct00 Mar0 0Oct 0Jun0 0Aug0 0Oct Aug0 Feb Feb0 Sep0 May 0Apr0 0Sep Apr CNX 00 S&P BSE 00 CNX 00 S&P BSE 00 CNX 00 CNX 00 CNX 00 S&P BSE 00 CNX 00 CNX 00 CNX 00 CNX 00 S&P BSE 00 S&P BSE 00 S&P BSE 00 S&P BSE 00 S&P BSE 00 S&P BSE 00 CNX 00 S&P BSE 00 S&P BSE 00 S&P BSE 00 S&P BSE 00 CNX Div Opp Index S&P BSE 00 S&P BSE SENSEX S&P BSE 00 S&P BSE 00 S&P BSE 00 CNX Commodities S&P BSE 00 CNX Midcap CNX 00 S&P BSE SENSEX CNX 00 Shariah S&P BSE SENSEX CNX MNC.0%.%.%.%.0%.%.%.%.%.%.%.%.%.%.0%.0%.%.0%.%.%.%.%.%.%.%.0%.%.%.0%.%.%.%.%.%.%.%.0%.%.%.%.%.0%.%.0%.0%.00%.0%.%.% 00.%.%.% 0.%.%.%.%.%.%.% 0.%.%.0%.%.0%.%.%.%.0%.% 0.%.0%.0%.0%.%.%.%.%.%.0%.%.0%.%.%.%.%.0% 0.%.%.%.%.%.%.0%.% 0.%.% 0.%.%.0%.%.%.%.%.%.%.%.0%.%.%.%.00%.%.%.%.0%.%.%.% 0.%.%.0%.% HDFC Bank Ltd(.) ICICI Bank Ltd(.) ICICI Bank Ltd(.) HDFC Bank Ltd(.) Cummins India Ltd(.) HDFC Bank Ltd(.) ICICI Bank Ltd(.) State Bank of India(.) ICICI Bank Ltd() TCS Ltd(.) Yes Bank Ltd(.) ICICI Bank Ltd(.) Bharti Airtel Ltd(.) ICICI Bank Ltd(.) State Bank of India(.) ICICI Bank Ltd(.) Gateway Distriparks(.) HDFC Bank Ltd(.) ICICI Bank Ltd(.) ICICI Bank Ltd(.) ICICI Bank Ltd(.) Larsen & Toubro Ltd(.) ICICI Bank Ltd(.) ICICI Bank Ltd(.) Shree Cement Ltd(0.) Bajaj Holdings & Inv(.) ICICI Bank Ltd(.) HDFC Ltd(.) ICICI Bank Ltd(.) ICICI Bank Ltd(.) ICICI Bank Ltd(.) Infosys Ltd(.0) NTPC Ltd(.) HDFC Bank Ltd(.) Infosys Ltd(.) ICICI Bank Ltd(.) TCS Ltd(.) Infosys Ltd(.) Tata Chemicals Ltd() Eicher Motors Ltd(.) Index Funds Date of Inception Expense Ratio % As on 0th Sep 0 in crs V (Rs) over a quarter V Top Holding % Exposure in Holdings* Total of Top Index Fund based on Nifty Index Fund based on Sensex Birla Sun Life Index Fund Franklin India Index Fund HDFC Index Fund ICICI Pru Index Fund LIC Nomura Index Fund Principal Index Fund Reliance Index Fund Nifty SBI Magnum Index Fund Tata Index Fund Nifty A UTI Nifty Index Fund HDFC Index Fund HDFC Sensex Plus LIC Nomura Index Fund Reliance Index Fund Sensex Tata Index Fund Sensex A Average Sep0 Aug0 Jul0 Feb0 Nov0 Jul 0Oct0 0Feb0 Feb0 Feb00 Jul0 Jul0 Nov0 0Oct0 Feb0 0.%.0% 0.% 0.%.%.00% 0.%.%.%.% 0.0%.0%.%.0%.%.%.%.%.%.%.%.%.%.%.%.%.%.%.%.%.%.%.0%.%.0%.%.%.%.00%.%.%.0%.%.%.%.0%.% Total of Top

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21 Funds Snapshot ELSS/Tax Saving Schemes Date of Inception Benchmark Expense Ratio % As on 0th Sep 0 in crs V (Rs) over a quarter V % Exposure in Holdings* Top Holding Total of Top Total of Top 0 Axis Long Term Equity Fund Birla Sun Life Tax Plan Birla Sun Life Tax Relief BNP Paribas Long Term Equity Fund BOI AXA Tax Advantage Fund Canara Robeco Equity Taxsaver DSP BR Tax Saver DWS Tax Saving Fund Franklin India Taxshield HDFC Long Term Advantage HDFC Tax Saver HSBC Tax Saver ICICI Pru Tax Plan IDFC Tax Advantage Fund ING Tax Saving Fund JM Tax Gain Fund JPMorgan India Tax Advantage Kotak Tax Saver L&T Tax Advantage Fund LIC Nomura Tax Plan Principal Personal Tax Saver Principal Tax Saving Fund Quantum Tax Saving Fund Reliance Tax Saver Religare Invesco Tax Plan Sahara Tax Gain SBI Magnum Tax Gain Sundaram Taxsaver Tata Tax Saving Fund Taurus Tax Shield UTI Equity Tax Saving Average Dec0 Feb Mar 0Jan0 Feb0 Mar Jan0 0Mar0 0Apr 0Jan0 Mar 0Jan0 Aug Dec0 Mar0 Mar0 Jan0 Nov0 Feb0 0Jan Mar Mar Dec0 Sep0 Dec0 0Apr Mar Nov Mar Mar Dec S&P BSE 00 S&P BSE SENSEX S&P BSE 00 CNX 00 S&P BSE 00 CNX 00 CNX 00 CNX 00 S&P BSE SENSEX CNX 00 S&P BSE 00 CNX 00 S&P BSE 00 S&P BSE 00 S&P BSE 00 S&P BSE 00 CNX 00 S&P BSE 00 S&P BSE SENSEX S&P BSE 00 S&P BSE 00 S&P BSE SENSEX S&P BSE 00 S&P BSE 00 S&P BSE 00 S&P BSE 00 S&P BSE 00 S&P BSE SENSEX S&P BSE 00 S&P BSE 00.%.0%.%.%.%.%.%.%.0%.0%.%.%.%.%.%.0%.0%.%.%.%.%.%.%.%.%.%.0%.%.%.%.0%.% % 0.%.%.%.%.0%.%.%.0%.%.%.%.%.%.%.%.0%.%.%.%.% 0.%.%.%.%.% 0.%.%.%.% 0.%.%.%.%.%.%.0%.%.%.0%.0%.%.%.%.%.%.0%.%.%.%.0% 0.%.%.%.0%.%.% 0.0%.%.0%.%.%.% HDFC Bank Ltd(.) Honeywell Automation(.) Honeywell Automation(.) HDFC Bank Ltd(.) ICICI Bank Ltd(.) ICICI Bank Ltd(.) ICICI Bank Ltd(.) ICICI Bank Ltd(.) Bharti Airtel Ltd(.) ICICI Bank Ltd(.) State Bank of India(.) ICICI Bank Ltd(.) HDFC Bank Ltd(.) Tech Mahindra Ltd(.) ICICI Bank Ltd(.) Eicher Motors Ltd(0.) ICICI Bank Ltd(.) ICICI Bank Ltd(.) ICICI Bank Ltd(.) ICICI Bank Ltd(.) ICICI Bank Ltd(.) ICICI Bank Ltd(.) HDFC Ltd(.) TVS Motor Comp(.) HDFC Bank Ltd(.) Reliance Inds(.0) HDFC Bank Ltd(.) ICICI Bank Ltd(.) ICICI Bank Ltd(.) ICICI Bank Ltd(.) HDFC Bank Ltd(.) Sectoral Funds Date of Inception Benchmark Expense Ratio % As on 0th Sep 0 over a quarter V % Exposure in Holdings* Top Holding Technology Funds Pharma Fund BSL New Millennium DSPBR Technology.com Franklin Infotech ICICI Pru Technology SBI IT Fund Average Reliance Pharma Fund SBI Pharma Fund UTI Pharma & Healthcare Average ICICI Pru FMCG Fund SBI FMCG Fund Average Baroda Pioneer Banking & Fin Services F ICICI Pru Banking & Fin.Services Fund Reliance Banking Fund Religare Invesco Banking Fund Sahara Banking & Financial Services Fund Sundaram Financial Opportunities Taurus Banking & Financial Services Fund UTI Banking Sector Fund Average Jan00 May00 Feb00 0Mar00 Jul 0Jun0 Jul Jun S&P BSE Teck S&P BSE Teck S&P BSE IT S&P BSE IT S&P BSE IT S&P BSE Healthcare S&P BSE Healthcare CNX Pharma.0%.%.%.%.%.%.%.%.00%.%.%.%.%.%.%.%.0%.%.%.%.%.%.%.%.%.%.%.0%.% in crs V (Rs) %.%.%.%.%.%.%.%.%.0%.% 0.%.0%.0%.%.% 0.%.%.%.%.%.%.%.%.%.0%.%.%.%.%.%.%.%.%.%.%.% Infosys Ltd(.) TCS Ltd(.) Infosys Ltd(.) Infosys Ltd(0.) Infosys Ltd(0.) Abbott India Ltd(.) Sun Pharma(.) Sun Pharma(.) Total of Top Total of Top FMCG Fund Mar Jul CNX FMCG S&P BSE FMCG 0...%.0% ITC Ltd(.) ITC Ltd(.) Banking Fund Other Sectors/Theme ICICI Pru Exports & Other Services Fund Reliance Div. Power Sector Reliance Media & Entertainment Sahara Power & Natural Resources Fund Sundaram Entertainment Opp. UTI Energy Fund UTI Transportation & Logistics Jun Aug0 May0 Jul0 Sep0 0Jun0 May 0Mar0 0Nov0 0May0 0Oct0 Jun0 Jun0 Nov0 0Mar0 CNX Bank S&P BSE Bankex CNX Bank CNX Bank CNX Bank CNX Bank S&P BSE Bankex CNX Bank CNX Service Sector India Power Index CNX Media CNX Nifty CNX Media CNX Energy S&P BSE SENSEX %.0%.%.00%.% 0.% 0.% 0.%.0%.%.%.%.0%.% 0.% ICICI Bank Ltd(.) ICICI Bank Ltd(.) HDFC Bank Ltd(0.) HDFC Bank Ltd(.) ICICI Bank Ltd(.0) ICICI Bank Ltd(.) ICICI Bank Ltd(.) ICICI Bank Ltd(.) Dr Reddy s Lab(.) PTC India Ltd(.) Hind Media Ventures(.) Voltas Ltd(.) Zee Ent Enterprises(0.) ONGC Ltd(.) Tata Motors Ltd(0.)

22 Funds Snapshot Infrastructure Funds Date of Inception Benchmark Expense Ratio % As on 0th Sep 0 in crs V (Rs) over a quarter V Top Holding % Exposure in Holdings* Total of Top Total of Top 0 Birla SL Infrastructure Fund Birla SL India Reforms Fund BOI AXA Focused Infra Fund Canara Robeco Infrastructure Fund DSP BlackRock T.I.G.E.R. Fund Franklin Build India Fund HDFC Infrastructure Fund ICICI Pru Infrastructure Fund IDFC Infrastructure Fund L&T Infrastructure Fund LIC Nomura Infrastructure Fund PineBridge Infra. & Eco. Reform Religare Invesco Infrastructure Fund Sahara Infrastructure Fund SBI Infrastructure Fund Sundaram Infra Advantage Fund Tata Infrastructure Fund Taurus Infrastructure Fund UTI Infrastructure Fund Average Mar0 Jun0 0Mar0 0Dec0 Jun0 0Sep0 0Mar0 Aug0 0Mar Sep0 Mar0 Feb0 Sep0 0Apr0 0Jul0 0Oct0 0Jan0 0Mar0 0Mar0 CNX 00 CNX INFRA S&P BSE 00 S&P BSE 00 CNX 00 CNX 00 CNX INFRA S&P BSE 00 S&P BSE 00 S&P BSE 00 CNX INFRA CNX INFRA S&P BSE 00 CNX 00 S&P BSE 00 S&P BSE 00.%.0%.0%.%.%.%.%.%.%.%.0%.%.%.%.%.0%.%.%.%.% %.%.%.%.%.%.0%.%.%.%.%.%.%.0%.%.%.0%.%.%.% 0.%.0% 0.%.%.0%.% 0.0%.%.% 0.%.%.%.0%.%.%.% 0.% 0.%.% ICICI Bank Ltd(.) ICICI Bank Ltd(.) Larsen & Toubro Ltd(.) UltraTech Cement Ltd(.) State Bank of India(.) ICICI Bank Ltd(.) State Bank of India(.) Larsen & Toubro Ltd(.0) L & T Ltd(.) L & T Ltd(.) ICICI Bank Ltd(.) KSB Pumps Ltd(.) Power Grid Corp(.0) Tata Communications(.) Larsen & Toubro Ltd(0.) ICICI Bank Ltd(.) ICICI Bank Ltd(.) ICICI Bank Ltd(.) Larsen & Toubro Ltd(.) International Funds Date of Inception Benchmark Expense Ratio % As on 0th Sep 0 in crs V (Rs) over a quarter V % Exposure in Holdings* Top Holding Equity Debt / Cash BSL CEF Global Agri Plan 0Nov0 Global Agri Business Index.0% % 0.% Associated British Foods Plc(.) 0 Birla Sun Life International Equity Fund A Oct0 S&P Global 00.%.0..% 0.% Chubb Corp(.).. DSP BlackRock US Flexible Equity Fund 0Aug Russell 000 Index.0%...%.% BlackRock Global Funds USFEF.. DSP BlackRock World Agri Fund DSP BlackRock World Energy Fund Oct Aug0 DAX Global Agribusiness Index MSCI World / MSCI World Energy Index.%.% %.0% 0.0%.% BlackRock Global Funds WAF BlackRock Global Funds WEF.... DSP BlackRock World Gold Fund Sep0 FTSE Gold Mines (Cap).%. 0..%.% BlackRock Global Funds WGF.0.0 DSP BlackRock World Mining Fund Dec0 HSBC Mining Index.%.0..0%.% BlackRock Global Funds WMF.. DWS Global Agribusiness Offshore Fund May0 MSCI World Index.0%...%.% DWS Inv Glob Agri E. 0. DWS Top Euroland Offshore Fund Sep0 MSCI World Index.%...%.0% DWS Invest Top Euroland IC 0 Franklin Asian Equity Fund Jan0 MSCI Asia (ex Japan) Standard Index.%...%.% Taiwan Semiconductor(.).. Franklin India FeederFranklin US Opp. F 0Feb Russell 000 Growth Index.%...%.% Franklin US Opportunities Fund 0 HSBC Asia Pacific Div Yield Fund Feb MSCI Asia Pacific (ex Japan).%. 0..% 0.% HSBC GIFAsia Pacific Fund.. HSBC Brazil Fund 0May MSCI Brazil Index.%...%.% HSBC GIF Brazil Equity Fund 0 HSBC Emerging Markets Fund Mar0 MSCI Emerging Markets Index.%...%.% HSBC GIF Global Emerging Markets Equity..0 ICICI Pru Global Stable Equity Fund Sep MSCI World Index.% %.% Nordea Global Stable Equity Fund.. ICICI Pru US Bluechip Equity Fund 0Jul S&P 00.% 0..0.%.0% Amgen Inc(.)..0 ING Global Commodities Fund Sep0 Dow Jones World Basic Materials / Oil & Gas Index.00%...%.% First State Glob Umbrella Fund(.).0 0. ING Global Real Estate Fund ING Latin America Equity Fund JPMorgan EEMEA Equity Offshore Fund Dec0 0Aug0 0Nov0 S&P BMI World Property Index MSCI EM Latin America 0/0 ND Index MSCI EMEA (Total Return Net).%.%.0% %.% 0.%.0%.%.% ING (L) Invest Global Real Estate ING (L) INV Latin America Fund JPMorgan EEMEA Equity Fund JP Morgan Europe Dynamic Equity Offshore Fund 0Feb MSCI Europe Index.0%...%.% JPMorgan Europe Dynamic Fund. 0.

23 Funds Snapshot International Funds Date of Inception Benchmark Expense Ratio % As on 0th Sep 0 in crs V (Rs) over a quarter V % Exposure in Holdings* Top Holding Equity Debt / Cash JPMorgan US Value Equity Offshore Fund 0Aug Russell 000 Value Index.% %.% JPMorgan US Value Fund 0 JP Morgan JF Asean Equity Offshore 0Jul MSCI South East Asia.% 0...%.% JPMorgan ASEAN Equity Fund 0 JP Morgan JF Greater China Equity F Aug0 MSCI Golden Dragon.0%.0..% 0.% JPMorgan Greater China Fund. 0. Kotak Global Emerging Market Fund L&T Global Real Assets Fund Sep0 Feb0 MSCI Emerging Markets Index Global Real Assets Blended Index.0%.0%.....%.%.%.% MGF Asian Small Equity Fund(.) Fidelity Global Real Asset Sec I Mirae Asset China Advantage Fund 0Nov0 MSCI China.%...% 0.0% MA China Sector Leader Equity Fund.. Mirae Asset Global Commodity Stock F 0Aug0 MSCI Asia (ex Japan)/MSCI India Energy & Material.%...%.0% BHP Billiton Ltd(.). 0. PineBridge India US Equity Fund 0Dec S&P 00.%. 0..0%.% PB US Largecap Res.Enhanced Fund.. PineBridge World Gold Fund 0Jun0 Financial Times Glod Mines Total Price Index.%.0. 0.%.00% Falcon Gold Equity Fund.. Principal Global Opportunities Fund Mar0 MSCI World Index 0.%..0 0.%.0% PGI EM Equity Fund.0.0 Religare Invesco Pan European Equity F Jan MSCI EuropeND.%.. 0.%.% Invesco Pan European Equity Fund.. Sundaram Global Advantage Fund Sep0 MSCI Emerging Markets Index.%...0%.% D B Tracker EM ASIA(.).. Average.% %.. Domestic International Funds Date of Inception Benchmark Expense Ratio % As on 0th Sep 0 in crs V (Rs) over a quarter V % Exposure in Holdings* Top Holding Domestic Equity Foreign Equity Birla Sun Life International Equity FundB Oct0 BSE00 / S&P Global 00.% 0.0..%.% ICICI Bank Ltd(.00).. DSPBR Natural Res. & New Energy Fund Apr0 BSE Metal / Oil & Gas.%...%.% GSPL(.) 0.. ICICI Pru Indo Asia Equity Fund Oct0 NSE 0 / MSCI Asia.%...%.0% HDFC Bank(.).. L&T Indo Asia Fund May0 BSE 00 / MSCI Asia Pacific.%. 0..%.0% ICICI Bank Ltd(.).0.0 Mirae Asset IndiaChina Consumption Mar MSCI India / China Consumption Index.%.. 0.0%.% ICICI Bank Ltd(.).. Tata Growing Economies Infra Fund (B) Mar0 BSE 0 / MSCI Emerging Market Index.%..0.% 0.% Shree Cement(.)..0 Templeton India Equity Income Fund May0 BSE 00.% % 0.% Tata Chemicals(.).0. Average.%..%. 0. Dynamic Asset Allocation Funds Date of Inception DSPBR Dynamic Asset Allocation Fund 0Feb Franklin India Dynamic PE Ratio FoF Oct0 ICICI Prudential Dynamic Plan Oct0 Benchmark CRISIL BALANCED S&P BSE SENSEX/ CRISIL BALANCED Expense Ratio %.0%.%.% As on 0th Sep 0 in crs. 0.. V (Rs) over a quarter.0%.%.% V.%.%.% Equity.0% %.% % Exposure in Holdings* Debt Top Holding.% DSPBR Money Manager Fund (.0) % Franklin India Bluechip Fund 0.% Power Grid Corp(.) Total of Top. Pramerica Dynamic Asset Allocation F 0Dec0 /CRISIL MIP.0%...0%.%.%.% ICICI Bank Ltd(.). Principal SMART Equity Fund Dec0 CRISIL BALANCED.0%.. 0.%.%.0%.% ICICI Bank Ltd(.0). Average.%..0%.0%.%. 0

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25 Funds Snapshot Balance Funds Birla Sun Life Fund Canara Robeco Balanced Fund DSP BR Balance Fund Franklin India Balance Fund HDFC Balance Fund HDFC Children Gift Investment HDFC Prudence Fund ICICI Pru Balance Fund ICICI Pru Child Care Gift ING Balance Fund JM Balance Fund Kotak Balance Fund L&T India Prudence Fund LIC Nomura Balance Fund Principal Balance Fund Reliance Regular Saving Balance Plan SBI Magnum Balance Fund Sundaram Balance Fund Tata Balance Fund UTI Balance Fund Average Date of Inception 0Feb 0Feb May 0Dec Sep00 0Mar0 0Feb 0Nov Aug0 May00 0Apr Nov 0Feb 0Jan Jan00 0Jun0 Dec Jun00 0Oct 0Jan Expense Ratio %.0%.%.%.%.0%.%.%.%.%.%.%.%.0%.%.0%.%.%.%.%.%.% As on 0th Sep 0 in crs V (Rs) over a quarter 0.%.%.%.0%.%.%.%.%.%.%.% 0.%.%.%.%.%.0%.0%.% 0.0%.% V.%.%.%.0%.%.%.0%.00%.%.%.%.%.%.%.%.0% 0.%.%.% Equity.%.%.%.%.%.%.%.0%.%.%.%.%.%.%.%.%.%.%.%.%.0% % Exposure in Holdings* Debt Top Holding.%.%.0%.% 0.%.%.%.%.%.%.%.%.%.%.0%.%.0%.%.%.%.0% ICICI Bank Ltd(.) HDFC Bank Ltd(.) ICICI Bank Ltd(.) Eicher Motors Ltd(.) State Bank of India(.) Motherson Sumi Sys(.) Infosys Ltd(.) HDFC Bank Ltd(.) HDFC Bank Ltd(.) ICICI Bank Ltd(.) ITC Ltd(.) ICICI Bank Ltd(.) ONGC Ltd(.) Infosys Ltd(.) ICICI Bank Ltd(.) HDFC Bank Ltd(.) HDFC Bank Ltd(.) Infosys Ltd(.) HDFC Bank Ltd(.) ICICI Bank Ltd(.) Total of Top Liquid Funds Date of Inception Expense Ratio % As on 0th Sep 0 in crs V (Rs) over quarter V AAA and Equivalent % Exposure in Holdings* AA and Equivalent Below AA Including FD Avg Maturity (in days) Axis Liquid Fund Baroda Pioneer Liquid Birla Sun Life Cash Plus BNP Paribas Overnight Fund Canara Robeco Liquid DSP BR Liquidity Fund DWS Insta Cash Plus DWS Treasury Fund Cash Franklin India Treasury Mngt. HDFC CMF Savings Plan HDFC Liquid Fund HSBC Cash Fund ICICI Pru Liquid Plan IDBI Liquid Fund IDFC Cash Fund ING Liquid Fund JM High Liquidity Fund JPMorgan India Liquid Fund Kotak Liquid Fund L&T Cash Fund L&T Liquid Fund LIC Nomura Liquid Fund Mirae Asset Cash Management Fund Pinebridge India Liquid Fund Pramerica Liquid Fund Principal CMF Liquid Reliance Liquid Treasury Reliance Liquidity Fund Religare Invesco Liquid Fund Sahara Liquid Fund Variable SBI Magnum Insta Cash Oct0 Feb0 Jun Sep0 0Jan0 Mar Jan0 0Oct0 Apr Nov Sep00 0Dec0 Jun 0July0 0Jul0 0Jan00 Jan Sep0 0Oct00 Nov0 Nov Mar0 0Mar0 Sep0 Aug0 Oct00 Mar Jun0 Nov0 Oct0 May 0.% 0.% 0.% 0.0% 0.% 0.% 0.% 0.% 0.% 0.% 0.%.00% 0.% 0.% 0.%.0% 0.% 0.% 0.% 0.% 0.0% 0.% 0.% 0.% 0.% 0.0% 0.% 0.% 0.% 0.% 0.% %.%.%.0%.%.%.%.%.%.%.%.%.0%.%.0%.%.%.%.%.%.0%.%.%.%.0%.%.%.%.%.%.%.%.%.%.%.%.%.%.%.%.%.%.%.%.%.%.0%.%.%.%.%.%.%.%.00%.%.%.%.%.%.0%.%

26 Funds Snapshot Liquid Funds Date of Inception Expense Ratio % As on 0th Sep 0 in crs V (Rs) over quarter V AAA and Equivalent % Exposure in Holdings* AA and Equivalent Below AA Including FD Avg Maturity (in days) SBI Premier Liquid Fund Sundaram Money Fund TATA Liquid Fund TATA Liquidity Manager Taurus Liquid Fund UTI Liquid Fund Cash Plan Average Nov0 0Mar00 Aug 0Mar0 Sept0 Jun0 0.% 0.% 0.% 0.% 0.% 0.0% 0.% %.0%.%.%.%.0%.0%.%.%.%.0%.0%.% Monthly Income Plan (MIP) Birla Sun Life MIP Date of Inception 0Oct00 Expense Ratio %.% As on 0th Sep 0 in crs 0. V (Rs). over a quarter.% V.% Equity.% Debt.% % Exposure in Holdings* AAA and AA+ & Equivalent Lower Rated 0..0 Avg Maturity (in years) Birla Sun Life MIP Savings 0Apr0.%...%.%.%.%.. Birla Sunlife Monthly Income Jul.%...0%.%.%.%..0 BNP Paribas MIP Sep0.%. 0..0%.%.%.%..0.0 BOI AXA Regular Return Mar0.%..0.%.%.00%.00%...0 Canara Robeco Yield Adv. 0Apr.%...0%.0%.% 0.% HDFC MIP ST Dec0.% 0...%.% 0.%.% Monthly Income Plans (Max. Equity %) HSBC MIP Reg ICICI Prudential MIP ICICI Pru MIP ING MIP JM MIP Feb0 0Mar0 0Nov00 Feb0 0Sep0.%.0%.%.%.% % 0.0%.% 0.%.%.%.%.%.% 0.%.% %.0%.%.%.% 0%.0% 0.%.% LIC Nomura MIP 0Jun0.%...%.% % %... Principal Debt Savings FMIP May0.%...%.%.%.0%...0 SBI Magnum MIP 0Apr0.0%.0..%.%.%.%...0 Tata MIP Apr0.0%.. 0.%.% % %... UTI Monthly Income Scheme Oct0.%...%.00%.%.%... Baroda Pioneer MIP 0Sept0.%...%.%.%.%... Canara Robeco MIP Mar.%.. 0.%.%.%.%... DWS Twin Advantage Jan0.%...%.%.%.%... Monthly Income Plans (Max. Equity 0%) Franklin India MIP Kotak Monthly Income L&T MIP Reliance MIP Sept00 0Dec0 0Aug0 Jan0.%.%.%.% % 0.%.%.%.%.%.%.%.%.%.%.%.% 0.%.% 0.0% SBI Regular Savings Fund Nov0.%...%.% 0.%.%... Sundaram MIP Mod. Jan0.00%...0%.%.% 0.0%... Tata MIP Plus Mar0.%..0.%.00% 0.0%.% 0... UTI MIS Advantage Dec0.%.00..%.%.%.%... Birla Sun Life MIP Wealth 0Apr0.%...%.0%.% 0.%.. DSPBR MIP Fund 0May0.%...%.0%.%.%.0.. Monthly Income Plans (Max. Equity 0%) HDFC MIP LT HSBC MIP Saving ICICI Prudential MIP IDFC MIP L&T MIP Wealth Builder F Dec0 Feb0 Feb0 Feb0 Oct.00%.%.%.%.% %.%.0%.0%.%.%.%.%.%.%.%.%.%.%.%.%.%.%.%.% Religare Invesco MIP 0Jun0.0%..0.%.% 0.%.%...00 Sundaram MIP Agg 0Mar0.%...%.%.%.%... Average.0%. 0.0%.0%.0%...

27 Funds Snapshot Child Care Plans Date of Inception Benchmark Expense Ratio % As on 0th Sep 0 in crs V (Rs) over a quarter V % Exposure in Holdings* Top Holding Equity Total of Top HDFC Children Gift Saving ICICI Pru Child Care Study LIC Nomura Chidrens Fund SBI Magnum Children Benefit Plan Tata Young Citizen Fund UTI Children's Career Plan Average 0Mar0 Aug0 Sep0 Feb0 Oct Jul CRISIL MIP Blen. Ind. CRISIL MIP Blen. Ind. CRISIL Bal. Fund Ind. CRISIL MIP Blen. Ind. CRISIL Bal. Fund Ind. CRISIL MIP Blen. Ind..%.%.%.%.%.%.% %.%.%.%.%.%.%.%.%.0%.%.% Infosys Ltd(.) Motherson Sumi Sys(.) ICICI Bank Ltd(.) Kotak Mahindra Bank(.) TCS Ltd(.) Infosys Ltd(.).%.%.%.0%.%.%.0% Money Manager Funds Axis Banking Debt Fund Axis Treasury Advantage Fund Baroda Pioneer Treasury Advantage Birla Sun Life Cash Manager Birla Sun Life Savings Fund Birla Sun Life Treasury Optimizer BNP Paribas Money Plus Fund BOI AXA Treasury Advantage Canara Robeco Treasury Advantage DSP BR Money Manager Fund DWS Cash Opportunities Fund DWS Money Plus Fund DWS Treasury Fund Investment DWS Ultra Short Term Fund Franklin India Ultra Short Bond Fund HDFC CMF Treasury Advantage Plan HSBC Ultra Short Term Bond Fund ICICI Prudential Banking & PSU Debt F ICICI Prudential Flexible Income Plan ICICI Prudential Ultra Short Term Plan IDBI Ultra Short Term Fund IDFC Money Manager Investment IDFC Money Manager Treasury IDFC Ultra Short Term Fund ING Treasury Advantage Fund JM Floater Fund LT JM Money Manager Fund Regular JP Morgan India Treasury Fund Kotak Flexi Debt Scheme L&T Low Duration Fund L&T Ultra Short Term Fund LIC Nomura Income Plus Fund Mirae Asset Ultra Short Term Bond Pramerica Ultra Short Term Bond Fund Principal Bank CD Fund Reliance Medium Term Fund Reliance Money Manager Fund Religare Invesco Ultra Short Term Fund SBI Corporate Bond Fund SBI Treasury Advantage Fund Date of Inception Jun Mar0 Jun0 May Nov0 Apr0 Oct0 Jul0 Sep0 Jul0 Jun0 Mar0 0Oct0 Oct0 Dec0 Nov Oct0 0Jan0 Sep0 Jun0 Sep0 0Aug0 Feb0 Jan0 0Mar0 Jun0 Sep0 Sep0 0Dec0 Sep0 Nov0 May0 0Mar0 Sep0 0Nov0 Sep00 Mar0 Jan0 Jul0 0Oct0 Expense Ratio % 0.0% 0.% 0.%.% 0.% 0.% 0.% 0.% 0.0% 0.0% 0.% 0.% 0.% 0.% 0.%.%.% 0.0% 0.% 0.% 0.% 0.% 0.% 0.% 0.% 0.% 0.%.0% 0.% 0.% 0.%.% 0.% 0.% 0.% 0.% 0.% 0.% 0.% 0.% As on 0th Sep 0 in crs V (Rs) over quarter.%.0%.0%.%.%.0%.%.0%.0%.%.%.%.%.%.% 0.%.%.%.%.%.0%.%.0% 0.%.%.%.%.%.%.%.%.0%.%.%.%.% 0.%.0%.%.0% V.0%.00%.%.0%.%.%.%.0%.%.0%.%.%.0%.%.%.%.0%.%.%.%.%.0%.0%.%.0%.0%.0%.%.%.%.%.%.%.0%.%.0%.0%.%.%.% AAA and Equivalent % Exposure in Holdings* AA and Equivalent Below AA Including FD Avg Maturity (in days)

28 Funds Snapshot Money Manager Funds SBI Ultra Short Term Debt Fund Sundaram Ultra Short Term Tata Treasury Manager Fund Taurus Ultra Short Term Bond Fund UTI Treasury Advantage Fund Average Date of Inception Jul0 Apr0 0Jul0 0Dec0 Jul Expense Ratio % 0.% 0.%.00% 0.% 0.% 0.% As on 0th Sep 0 in crs V (Rs) over quarter 0.0%.%.0%.0%.%.% V.%.0%.0%.%.% AAA and Equivalent % Exposure in Holdings* AA and Equivalent...0. Below AA Including FD... Avg Maturity (in days) Income Funds Axis Income Fund Baroda Pioneer Income Baroda Pioneer PSU Bond Birla Sun Life Income Plus BNP Paribas Bond Fund BNP Paribas Medium Term Income Fund Canara Robeco Income Fund Canara Robeco Medium Term Opp Fund DSP BR Bond Fund DWS Premier Bond Franklin India Corp. Bond Oppor. Fund Franklin India Income Franklin India Income Builder Account HDFC Income Fund HSBC Income Fund Investment ICICI Pru Corp Bond Fund ICICI Pru Income Plan IDBI Debt Opportunities Fund IDFC SSIF Investment IDFC SSIF Medium Term ING Income Fund JM Income Fund JPMorgan India Active Bond Fund Kotak Bond Regular Plan Kotak Medium Term Fund L&T Triple Ace Bond Fund LIC Nomura Bond Fund Principal Income Fund LT Reliance Income Fund Religare Invesco Active Income Fund Sahara Income Fund SBI Magnum Income Fund Sundaram Bondsaver Tata Income Fund Tata Income Plus UTI Bond Fund Average Date of Inception Mar Mar 0 Dec 0 Oct 0Nov0 0Mar Sep0 0Feb Apr Jan0 0Dec 0Jan Jun Sep00 0Dec0 Sep0 0Jul 0Mar Jul00 0Jul0 0May0 0Apr Jun0 Nov Mar Mar Mar Sep00 Dec 0Aug0 Feb0 Nov Nov Mar Nov0 0May Expense Ratio %.%.% 0.%.%.% 0.%.%.%.0%.0%.%.%.%.%.%.%.%.0%.0%.%.0%.%.0%.%.%.0%.%.%.%.% 0.%.%.%.%.00%.%.% As on 0th Sep 0 in crs V (Rs) over a quarter.%.%.%.%.%.%.0%.% 0.0%.0%.%.0%.%.%.%.%.%.0%.% 0.% 0.%.%.%.%.%.% 0.% 0.%.%.0%.%.%.%.% 0.%.0%.% V.0%.%.0%.%.%.%.0%.0%.0%.%.%.%.%.0%.%.%.%.%.00%.0%.%.%.%.%.%.%.%.0%.%.%.%.0%.%.%.%.% % Exposure in Holdings* (Excluding Cash) GSec/Sov AAA and Equivalent AA and Equivalent Avg Maturity (in Yrs) Dynamic Bond Funds Axis Dynamic Bond Fund Baroda Pioneer Dynamic Bond Fund Birla Sun Life Dynamic Bond Fund BNP Paribas Flexi Debt Fund Date of Inception Apr 0 Jun Sep0 Sep0 Expense Ratio %.%.%.%.% As on 0th Sep 0 in crs V (Rs) over a quarter.0%.0%.%.% V.%.%.%.% % Exposure in Holdings* (Excluding Cash) GSec/Sov AAA and Equivalent AA and Equivalent.0. Avg Maturity (in Yrs)...

29 Funds Snapshot Dynamic Bond Funds Canara Robeco Dynamic Bond Fund DSP BR Strategic Bond HDFC High Interest Fund Dynamic HSBC Flexi Debt Fund ICICI Pru Dynamic Bond Fund ICICI Pru Income Opportunities Fund IDBI Dynamic Bond Fund IDFC Dynamic Bond Fund L&T Flexi Bond Fund Pinebridge India Total Return Bond Fund Pramerica Dynamic Bond Fund Reliance Dynamic Bond Fund SBI Dynamic Bond Fund Sundaram Flexible Fund FIP Tata Dynamic Bond Fund Taurus Dynamic Income Fund UTI Dynamic Bond Fund Average Date of Inception May0 0May0 Apr 0Oct0 Jun0 Aug0 Feb Jun0 0Aug0 Sep0 Jan Nov0 jan0 0Dec0 Sep 0 Feb Jun0 Expense Ratio %.%.%.%.% 0.% 0.%.%.%.%.0%.%.%.% 0.%.0%.%.0%.% As on 0th Sep 0 in crs V (Rs) over a quarter.% 0.%.%.%.% 0.%.%.0%.%.%.0% 0.%.0%.% 0.% 0.%.%.% V.%.%.%.0%.%.%.%.0%.%.%.%.%.%.0%.%.%.% % Exposure in Holdings* (Excluding Cash) GSec/Sov AAA and Equivalent AA and Equivalent Avg Maturity (in Yrs) Accrual Funds Date of Inception Expense Ratio % As on 0th Sep 0 in crs V (Rs) over a quarter V % Exposure in Holdings* (Excluding Cash) GSec/Sov AAA and Equivalent AA and Equivalent Avg Maturity (in Yrs) Birla Sun Life Medium Term Plan Birla Sun Life Short Term Opp. Fund DSP BR Income Opp. Fund Franklin India Income Opp. Fund HDFC Corporate Debt Opportunities F ICICI Pru Regular Savings Fund Kotak Income Opportunities Fund L&T Income Opportunities Fund Pramerica Credit Opportunities Fund Reliance Regular Savings Fund Debt Opt UTI Income Opportunities Fund Average Mar0 0May0 May0 Dec0 Mar 0Dec0 May0 0Oct0 Oct 0Jun0 Nov.%.%.%.%.0%.%.%.%.%.%.%.% %.%.%.%.0%.%.% 0.%.%.%.%.0%.%.%.0%.%.%.%.%.%.0%.%.% Short Term Funds AXIS Short Term Fund Baroda Pioneer Short Term Bond Birla Sun Life Short Term Fund BNP Paribas ST Income BOI AXA Short Term Income Canara Robeco Short Term Fund DSP BlackRock Banking & PSU Debt F DSP BlackRock STP DWS Banking and PSU Debt Fund DWS Short Maturity Fund Franklin India Banking & PSU Debt Fund Franklin India ST Income HDFC Banking & PSU Debt Fund HDFC HIF STP Date of Inception 0Mar0 0Jun0 0Mar Sep0 Dec0 Mar0 Sep 0Sep0 Mar Jan0 Apr 0Feb0 Mar 0Feb0 Expense Ratio %.0% 0.% 0.%.0%.0%.00% 0.0%.0% 0.%.% 0.%.% 0.% 0.% As on 0th Sep 0 in crs V (Rs) over a quarter V.%.0%.%.%.%.%.0% 0.%.%.%.0%.0%.%.%.0%.%.%.%.%.%.%.%.%.%.%.%.%.% % Exposure in Holdings* (Excluding Cash) GSec/Sov AAA and Equivalent AA and Equivalent Avg Maturity (in Yrs)

30 Funds Snapshot Short Term Funds HDFC Medium Term Opportunities Fund HDFC Short Term Opportunities Fund HDFC STP HSBC Income STP ICICI Pru Short Term Plan IDBI Short Term Bond IDFC Banking Debt Fund IDFC SSIF STP ING ST Income JM Short Term Fund JPMorgan India Banking & PSU Debt F JPMorgan Short Term Income Fund Kotak Bond STP L&T Short Term Income Fund L&T Short Term Opportunities LIC Nomura Savings Plus Fund Mirae Asset Short Term Bond Fund Pinebridge India Short Term Fund Pramerica Short Term Income Fund Pramerica Treasury Advantage Fund Principal Income STP Reliance Short Term Fund Religare Invesco Bank Debt Fund Religare Invesco Short Term Fund SBI Short Term Debt Plan Sundaram Select Debt STAP Tata Short Term Bond Fund Taurus Short Term Income Fund UTI Banking & PSU Debt Fund UTI Short Term Income Fund Average Date of Inception Jun0 Jun0 Feb0 0Dec0 Oct0 Mar 0Mar Dec00 Aug0 Jun0 Sep Mar0 0May0 0Dec0 Dec May0 0Aug0 0Mar0 0Feb 0Jun Apr0 Dec0 Dec Mar0 0Aug0 0April0 0Aug0 Aug0 Jan Aug0 Expense Ratio % 0.% 0.% 0.%.0%.00% 0.0% 0.%.0%.% 0.% 0.%.%.0%.0% 0.%.0%.0% 0.0% 0.%.00%.% 0.%.%.% 0.%.0%.% 0.% 0.%.% 0.% As on 0th Sep 0 in crs V (Rs) over a quarter V.%.%.%.0%.0%.% 0.%.0%.%.0%.0% 0.%.0%.% 0.%.%.%.%.%.%.%.%.% 0.%.%.0%.%.0%.%.% 0.0%.%.%.%.%.0%.0%.0%.0%.%.%.%.00%.0%.%.%.%.%.%.%.0%.0%.0%.%.%.%.%.%.%.0%.0% % Exposure in Holdings* (Excluding Cash) GSec/Sov AAA and Equivalent AA and Equivalent Avg Maturity (in Yrs) Short Term Gilts Date of Inception Expense Ratio % As on 0th Sep 0 in crs V (Rs) over a quarter V Avg Maturity (in years) Birla Sun Life Gilt Plus Liquid Birla Sun Life Gilt ST DSP BlackRock Treasury Bill HDFC Gilt ST HSBC Gilt Fund ICICI Pru Short Term Gilt Fund IDFC GSec ST Religare Invesco Gilt Short Duration Sahara Gilt Fund SBI Magnum Gilt ST Sundaram Gilt Tata Gilt Short Maturity UTI Gsec STP Average 0Sep Oct 0Sep Jul0 0Dec0 Aug 0Mar0 0Feb0 Feb0 0Dec00 Apr0 0Apr0 Nov0 0.% 0.% 0.0% 0.%.0% 0.0% 0.0% 0.% 0.% 0.%.%.0% 0.0% 0.% %.%.%.%.%.%.%.0% 0.%.%.%.%.%.%.%.%.%.%.%.%.%.0%.%.%.%.%.%

31 Funds Snapshot Long Term Gilts Birla Sun Life Gilt LT Birla Sun Life Gilt Plus PF Birla Sun Life Gilt Plus Regular DSP BlackRock Gsec Fund DWS Gilt Fund Franklin India Gov Sec Composit Plan Franklin India Gov. Sec Long Term Plan HDFC Gilt LT ICICI Pru Gilt Investment PF ICICI Pru Long Term Gilt Fund IDFC GSec Investment IDFC GSec PF ING Gilt PF Dynamic JM Gsec Regular Kotak Gilt Investment L&T Gilt Inv LIC Nomura Gsec Fund Principal GSec Fund Reliance Gilt Fund Religare Invesco Gilt Long Duration SBI Magnum Gilt LT Tata Gilt LT UTI Gilt Advantage LT Average Date of Inception Oct 0Sep 0Sep Sep Oct0 Jun 0Dec0 Jul0 Nov0 Aug 0Mar0 Mar0 Mar0 Sep Dec Mar00 Nov Aug0 Aug0 0Feb0 0Dec00 0Sep Jan0 Expense Ratio %.%.% 0.%.% 0.%.%.% 0.% 0.%.0%.%.%.%.%.0%.0%.%.0%.%.0%.%.%.%.% As on 0th Sep 0 in crs V (Rs) over a quarter V.%.%.%.%.0%.%.% 0.%.% 0.0%.%.%.%.% 0.%.% 0.%.%.0%.% 0.% 0.%.%.%.%.0%.%.%.0%.%.%.%.%.%.0%.0%.0%.%.%.%.%.%.%.%.%.%.% Avg Maturity (in years) Floating Rate Funds Floating Rate Short Term Funds Floating Rate Long Term Funds Birla Sun Life Floating Rate ST Canara Robeco Floating Rate ST HDFC Floating ST ICICI Pru Savings Fund JM Floater Fund ST Kotak Floater ST L&T Floating Rate Fund Reliance Floating Rate ST SBI Floating Rate Sav Plus Sundaram Flexible Fund STP Tata Floater Fund UTI Floating Rate Fund Birla Sun Life Floating Rate LT Franklin India Savings Plus Fund HDFC Floating LT HSBC Floating LT Kotak Floater LT Tata Floating Rate Fund LT Average Date of Inception 0Jun0 0Mar0 Jan0 Mar0 Jun0 Jul0 0Aug0 0Sep0 Jul0 0Dec0 0Sep0 Aug0 0Jun0 Feb0 Jan0 Nov0 Aug0 Dec0 Expense Ratio % 0.% 0.% 0.% 0.% 0.% 0.% 0.0% 0.0% 0.% 0.% 0.% 0.% 0.%.% 0.0%.% 0.% 0.% 0.% As on 0th Sep 0 in crs V (Rs) over a quarter.% 0.%.%.%.%.%.%.%.%.%.%.%.%.%.%.%.%.%.% V.%.0%.0%.%.%.%.0%.0%.%.0%.%.0%.%.0%.%.%.%.0% AAA and Equivalent % Exposure in Holdings* AA and Below AA Equivalent Including FD Avg Maturity (in days)

32

33 NJ GAP NJ GAP is a unique goal based investment programme through a Systematic Investment Plan (SIP). Investors in this programme have the flexibility of choosing a monthly investment amount, as well as the investment duration of their choice. NJ GAP would enable the investors to plan for their goals without needing to review, reinvest, or for that matter, time the markets What are Systematic Investment Plans? Under this plan investors invest a specific amount for a continuous period, at regular intervals. By doing this, the investor has the advantage of rupee cost averaging and it also helps him save, a fixed amount each month, compulsorily. When you opt for SIP, you automatically participate in the market swings. Your amount of investment remaining the same, you buy more number of units in a declining market and less number of units in a rising market, so that you do not panic in turbulent market conditions. As said earlier, SIP results in rupee cost averaging, which means that, when you invest consistently the same amount at regular intervals, your average cost per unit will always remain lower than the average market price, irrespective of how the market is rising, falling or fluctuating. Where as this will not be true for a onetime investment. An SIP investor gets phenomenal rate of return compared to a onetime investor. Anyone can enroll for this facility by starting an account with (minimum investment amount) and giving / postdated cheques of periodic investment based on one's convenience. It is very easy to become a systematic investor. All you need to do is plan your savings effectively and set aside some amount of money every month for investing in a fund ideally a diversified equity fund or balanced fund, since SIP is a longterm investment plan. The procedure involved is also very simple. All you need to do is, give postdated checks to the fund house. There is another advantage for the investor. He is at a liberty to enter or exit from the scheme whenever he wishes to, depending on the market conditions. So, if you want to stay calm and sail smoothly in turbulent times go for Systematic Investment Plans. What will be the value of your investment if you SIP Calculator have invested R0000/ every month through SIP? Tenor of SIP/Rate of Retun % % % Years 0 Years Years 0 Years,,0,,,,,,00,,0,0,,,,,,,,0,,,,,0, Hence it pays to start investing early and regularly in life There is always a "good reason' for not investing, but there is actually an even better reason to start investing right away. In fact, starting sooner rather than later, is one of the best investment decisions you can make. The key to building wealth is to start investing early and to keep investing regularly. These regular amounts of savings, no matter however small they may be, will possibly go a long way into creating a substantial amount of wealth over a longterm. If you invest R000 per month into a Mutual Fund with an asset allocation of 0% in equity fund and 0% in income fund (an aggressive approach), which may possibly generate a return of %. The graph below show the wealth you would build by the time you retire at an age of 0 years depending upon when you start investing. The power of starting to invest now Thus we see how big difference it makes if you start investing when you are or when you are 0 almost double or a loss of R.0 lacs. While waiting for another years would mean a loss of R. lacs. 0

34 SIP Performance Starting October Month of Years Invested Amount Schemes (Diversified Equity Schemes) Axis Equity Fund Gr Axis MidCap Fund Gr Birla Sun Life Advantage Fund Gr Birla Sun Life Dividend Yield Plus Growth Birla Sun Life Equity Fund Gr Birla Sun Life Frontline Equity Fund Gr Birla Sun Life India Opportunities Fund Gr Birla Sun Life Long Term Advantage Fund Gr Birla Sun Life Midcap Fund Gr Birla Sun Life MNC Fund Gr Birla Sun Life Pure Value Fund Gr Birla Sun Life Small and Midcap Fund Gr Birla Sun Life Top 00 Fund Gr BNP Paribas Dividend Yield Fund Gr BNP Paribas Equity Fund Gr BNP Paribas Midcap Fund Gr BOI AXA Equity Fund Regular Plan Gr Canara Robeco Emerging Equities Fund Gr Canara Robeco Equity Diversified Gr Canara Robeco F.O.R.C.E. Fund Regular Gr DSP BlackRock Equity Fund Reg. Plan Div DSP BlackRock Focus Fund Gr DSP BlackRock Micro Cap Fund Gr DSP BlackRock Opportunities Fund Gr DSP BlackRock Small and Mid Cap Reg Gr DSP BlackRock Top 00 Equity Fund Gr DWS Alpha Equity Fund Gr DWS Investment Opportunity Fund Gr Edelweiss Diversified Growth Equity Top 00 Fund Gr Franklin India Bluechip Fund Gr Franklin India Flexi Cap Fund Gr Franklin India Opportunities FundGr Franklin India Prima Fund Gr Franklin India Prima Plus Gr Franklin India Smaller Companies Fund Gr HDFC Capital BuilderGr HDFC Core and Satellite Fund Gr HDFC Equity Fund Div HDFC Growth Fund Gr HDFC Large Cap Fund Gr HDFC Mid Cap Opportunities Fund Gr HDFC Premier MultiCap Fund Gr HDFC Small and Mid Cap Fund Gr HDFC Top 00 Fund Div HSBC Equity Fund Gr HSBC India Opportunities Fund Gr ICICI Prudential Dynamic PlanCum ICICI Prudential Exports and Other Services Fund Gr ICICI Prudential Focused Bluechip Equity Fund Gr ICICI Prudential MidCap Fund Gr ICICI Prudential Top 00 Fund Gr ICICI Prudential Top 00 Fund Gr ICICI Prudential Value Discovery Fund Gr IDFC Classic Equity Fund Regular Plan Gr IDFC Equity Fund Regular Plan Gr IDFC Imperial Equity Fund Regular Plan Gr IDFC Premier Equity Fund Regular Plan Gr IDFC Sterling Equity Fund Regular Gr ING Core Equity Fund Gr ING Dividend Yield Fund Gr JP Morgan India Equity Fund Gr JP Morgan India Mid and Small Cap Fund Gr Kotak 0 Equity Scheme Div Kotak Classic Equity Fund Gr Kotak Midcap Gr Kotak Opportunities Fund Gr SIP RETURN AS ON 0TH SEPTEMBER 0 0 0, , , , , ,000 0,000 Returns % CAGR , ,00,000,00,000,0,000,00,

35 Starting October Month of 0 Years Invested Amount Rs.0,000 per Month 0,000 Schemes (Diversified Equity Schemes) Axis Equity Fund Gr Axis MidCap Fund Gr Birla Sun Life Advantage Fund Gr Birla Sun Life Dividend Yield Plus Growth Birla Sun Life Equity Fund Gr Birla Sun Life Frontline Equity Fund Gr Birla Sun Life India Opportunities Fund Gr Birla Sun Life Long Term Advantage Fund Gr Birla Sun Life Midcap Fund Gr Birla Sun Life MNC Fund Gr Birla Sun Life Pure Value Fund Gr Birla Sun Life Small and Midcap Fund Gr Birla Sun Life Top 00 Fund Gr BNP Paribas Dividend Yield Fund Gr BNP Paribas Equity Fund Gr BNP Paribas Midcap Fund Gr BOI AXA Equity Fund Regular Plan Gr Canara Robeco Emerging Equities Fund Gr Canara Robeco Equity Diversified Gr Canara Robeco F.O.R.C.E. Fund Regular Gr DSP BlackRock Equity Fund Reg. Plan Div DSP BlackRock Focus Fund Gr DSP BlackRock Micro Cap Fund Gr DSP BlackRock Opportunities Fund Gr DSP BlackRock Small and Mid Cap Reg Gr DSP BlackRock Top 00 Equity Fund Gr DWS Alpha Equity Fund Gr DWS Investment Opportunity Fund Gr Edelweiss Diversified Growth Equity Top 00 F Gr Franklin India Bluechip Fund Gr Franklin India Flexi Cap Fund Gr Franklin India Opportunities FundGr Franklin India Prima Fund Gr Franklin India Prima Plus Gr Franklin India Smaller Companies Fund Gr HDFC Capital BuilderGr HDFC Core and Satellite Fund Gr HDFC Equity Fund Div HDFC Growth Fund Gr HDFC Large Cap Fund Gr HDFC Mid Cap Opportunities Fund Gr HDFC Premier MultiCap Fund Gr HDFC Small and Mid Cap Fund Gr HDFC Top 00 Fund Div HSBC Equity Fund Gr HSBC India Opportunities Fund Gr ICICI Prudential Dynamic PlanCum ICICI Prudential Exports and Other Services FundGr ICICI Prudential Focused Bluechip Equity Fund Gr ICICI Prudential MidCap Fund Gr ICICI Prudential Top 00 Fund Gr ICICI Prudential Top 00 Fund Gr ICICI Prudential Value Discovery Fund Gr IDFC Classic Equity Fund Regular Plan Gr IDFC Equity Fund Regular Plan Gr IDFC Imperial Equity Fund Regular Plan Gr IDFC Premier Equity Fund Regular Plan Gr IDFC Sterling Equity Fund Regular Gr ING Core Equity Fund Gr ING Dividend Yield Fund Gr JP Morgan India Equity Fund Gr JP Morgan India Mid and Small Cap Fund Gr Kotak 0 Equity Scheme Div Kotak Classic Equity Fund Gr Kotak Midcap Gr Kotak Opportunities Fund Gr, 0,0,,0,0,0,,,0,,,0,00,,,,,0,0,,0,,0 0,,0,,,,,,,0,00,,0,0,,,,,0,0, 0, 0,,0,0,,0,,0, 0,, 0,,0,0 0,0, 0,,,,0,,0 0, SIP VALUE AS ON 0TH SEPTEMBER 0 0 0,000 0,0,,,0,,,,0,,,,,,,,, 0,,,0, 0,, 0,0, 0,,,0 0, 0,0, 0,0,,,,,,,,,,,, 0,,0, 0,,,,0, 0,,0 0, 0,,,,,0,,, 0,,, 0 0,000 0,,,0,0,,,,00, 0,0,,,,,0, 0,,0,0,,,,,,,00, 0,0,,,,0,,0,0,0,0,,,0 0,0,0,,,,, 0,,000,0,,, 0,,,,,0,,,,0 0,0 0,,, 00 0,000,0,0 0,00,,0,0,,0, 0,0,00,,0,, 0,, 0, 0,,0,0,0, 0,, 0,,0 0,,,,,,0,, 00,,,,, 00,,,,,0, 0,0,,0,0,,,,,,0, 0, 00,,,,0,,0, 00 00,000,0,,,0,0,,,0,,0,,,00,,,,,,,,,0,,,,, 0,,00,,,,,0,0,0,,,,,0,,,,,0 0,,, 0,,0,,0,,,,0,,,,,,,,,0 0,,0,,0,,,0,,,,0,,0,0, ,000 0,000 Investment Value R,0,,,,,,,,0,0,,,,,,,,,,,,,,0,,0,,0,,,,,,0,,,,,,,,0,,00,,0,0,,,,,0,,,,,,,,,,,,,,,0,,,,,0,,,,0,0,,,0,,,,,,,,,,,0,,,0,0,,,0,0,0,,,,0,00,,0,00,0,,,,,0,0,0,,,,,,0,0,,,,,0,,,,,,0,0,,,,,0,,,,,,0,,,,,0,,,,,0,,,,,,,,,,,,,,0,,,,,,,,,,,,,,,,0,00,,,0,,,,,0,0,,,00,,,,,,,,,,,0,,,,0,,,0,0,0,0,,,,000,,0,,0,, 00 0,000,,,,,,,,0,,,,,,,0,,,,0,0,,,,,,0,,,,0,,0,,,,,,,,0,,,,,0,,,0,,0,,,,,0,0,0,0,,,,,,,,,,0,,0,0,,0,,,0,0,,,,,0,,,,0,,0,,000,,0,,0,,,,,, 00,00,000,0,,,0,0,,0,0,,,,,000,,,,,,,,0,,,0,,0,,,,0,,,0,0,,,,0,,0,0,0,,0,0,,,,,,,,00,,,,,,0,0,0,,,,,0,,0,,0,,,,,,,,,,,,,,0 SIP Performance 00 0,00,000,,00,,0,,,,,,0,,0,,0,,,,,,,,,0,,,,,,,0,00,,0,,0,0,0,,0,,,,,,,,0,,0,,0,,,,,0,,,00,,,0,,,, 00,0,000,,0,,,0,,,0,0,0,0,0,0,,00,,,,,,,,,,0,,,0,0,,0,,,,0,,0,,,,00,000,, 0,,,00, 0,,,0,,,0,,0,,,,00,,0,,0,0,,,

36 SIP Performance Starting October Month of Years Invested Amount Schemes (Diversified Equity Schemes) SIP RETURN AS ON 0TH SEPTEMBER 0 0 0, , , , , , ,000 Returns % CAGR 00 0, ,00,000,00,000,0,000,00,000 Kotak Select Focus Fund Gr L&T Equity Fund Gr L&T India Large Cap Fund Gr L&T India Special Situations Fund Gr L&T India Value Fund Gr L&T Midcap Fund Cum Mirae Asset Emerging Bluechip Fund Gr Mirae Asset India Opportunities Fund Gr PineBridge India Equity Fund Standard Gr Pramerica Large Cap Equity Fund Gr Principal Dividend Yield Fund Gr Principal Emerging Bluechip Fund Gr Principal Growth Fund Gr Principal Large Cap Fund Gr Quantum Long Term Equity Fund Gr Reliance Equity Opportunities Fund Gr Reliance Growth Fund Gr Reliance Long Term Equity Fund Gr Reliance Quant Plus Fund Gr Reliance Regular Savings Fund Equity Plan Gr Reliance Small Cap Fund Gr Reliance Top 00 Fund Gr Reliance Vision Fund Gr Religare Invesco Contra Fund Gr Religare Invesco Equity Fund Gr Religare Invesco Growth Fund Gr Religare Invesco Midcap Fund Gr Sahara Growth Fund Gr Sahara Midcap Fund Gr Sahara Wealth Plus Fund Variable Gr SBI Contra Fund Regular Div SBI Emerging Businesses Fund Regular Plan Gr SBI Magnum Blue Chip Fund Gr SBI Magnum Equity Fund Div SBI Magnum Global Fund Div SBI Magnum MidCap Fund Gr SBI Magnum Multicap Fund Gr SBI Magnum Multiplier Plus Div SBI Small & Midcap Fund Gr Sundaram Equity Multiplier Fund Gr Sundaram Growth Fund Gr Sundaram Rural India Fund Gr Sundaram S.M.I.L.E. Fund Gr Sundaram Select Focus Gr Sundaram Select MidCap Gr Tata Dividend Yield Fund Gr Tata Equity Opportunities Fund Gr Tata Equity P/E Fund Gr Tata Ethical Fund Gr Tata Mid Cap Growth Fund Gr Tata Pure Equity Fund Gr Taurus Bonanza Fund Gr Taurus Starshare Growth Templeton India Growth Fund Gr UTI Dividend Yield Fund. Gr UTI Equity Fund Div UTI Leadership Equity Fund Gr UTI Master Share Div UTI Mid Cap Fund Gr UTI MNC Fund Gr UTI Opportunities Fund Gr UTI Top 00 Fund Gr Average Returns Maximum Returns Minimum Returns S&P BSE SENSEX

37 Starting October Month of 0 Years Invested Amount Rs.0,000 per Month 0,000 Schemes (Diversified Equity Schemes) Kotak Select Focus Fund Gr L&T Equity Fund Gr L&T India Large Cap Fund Gr L&T India Special Situations Fund Gr L&T India Value Fund Gr L&T Midcap Fund Cum Mirae Asset Emerging Bluechip Fund Gr Mirae Asset India Opportunities Fund Gr PineBridge India Equity Fund Standard Gr Pramerica Large Cap Equity Fund Gr Principal Dividend Yield Fund Gr Principal Emerging Bluechip Fund Gr Principal Growth Fund Gr Principal Large Cap Fund Gr Quantum Long Term Equity Fund Gr Reliance Equity Opportunities Fund Gr Reliance Growth Fund Gr Reliance Long Term Equity Fund Gr Reliance Quant Plus Fund Gr Reliance Regular Savings Fund Equity Plan Gr Reliance Small Cap Fund Gr Reliance Top 00 Fund Gr Reliance Vision Fund Gr Religare Invesco Contra Fund Gr Religare Invesco Equity Fund Gr Religare Invesco Growth Fund Gr Religare Invesco Midcap Fund Gr Sahara Growth Fund Gr Sahara Midcap Fund Gr Sahara Wealth Plus Fund Variable Gr SBI Contra Fund Regular Div SBI Emerging Businesses Fund Regular Plan Gr SBI Magnum Blue Chip Fund Gr SBI Magnum Equity Fund Div SBI Magnum Global Fund Div SBI Magnum MidCap Fund Gr SBI Magnum Multicap Fund Gr SBI Magnum Multiplier Plus Div SBI Small & Midcap Fund Gr Sundaram Equity Multiplier Fund Gr Sundaram Growth Fund Gr Sundaram Rural India Fund Gr Sundaram S.M.I.L.E. Fund Gr Sundaram Select Focus Gr Sundaram Select MidCap Gr Tata Dividend Yield Fund Gr Tata Equity Opportunities Fund Gr Tata Equity P/E Fund Gr Tata Ethical Fund Gr Tata Mid Cap Growth Fund Gr Tata Pure Equity Fund Gr Taurus Bonanza Fund Gr Taurus Starshare Growth Templeton India Growth Fund Gr UTI Dividend Yield Fund. Gr UTI Equity Fund Div UTI Leadership Equity Fund Gr UTI Master Share Div UTI Mid Cap Fund Gr UTI MNC Fund Gr UTI Opportunities Fund Gr UTI Top 00 Fund Gr Average Amount Maximum Amount Minimum Amount S&P BSE SENSEX,,0,0,,0,,, 0,, 0,,,,0, 0,,,,0,,,0,,,,0,,,0,0, 0,,,,,,,,,,,,, 0,, 0,0,,0,,,,,,,,,,,,,,0,, 0,, SIP VALUE AS ON 0TH SEPTEMBER 0 0 0,000,,,,,, 0,0,0 0,0,,,0,,,,0,, 0,,,,,,,,,0, 0,0,,,,,0,0,0,,,, 0,0,0, 0,,,, 0,0,0,, 0,,0,,,,,,,,,,,, 0, 0, 0 0,000, 0,,00,00,,0,,0,, 0, 0,,00,,0,,,0,,0,0,00,,, 0,, 00, 0,, 0,,, 0,0,0,,,,,,,0,, 0, 0,,,,0,00 0,,0 0,,,,, 0, 0,0,,, 0,,0,,, 00 0,000,,, 0,,0,,,0,0, 0,, 0, 0, 00,,,,,,0,,,,,0,,,0,0 0,,00, 0,,,,,0,,0,,0 0,,0,0,0,,0,0,,,0,0, 0,,00,,,,0 0,0,,,,0,,,0, 00 00,000,,0 0,,,0,,0,0,0,,0,, 0, 0,,00,,,0, 0, 0,, 0,,0, 0,0,0,,0,,0,,00,00,,0,0,,,0,,,,,,0, 0,,0 0,,0,0,,00,0 0,,,0,,,, 0,, 0,,,,0,0,,,,,,,0,0, 0, 0,, ,000 0,000 Investment Value R,,,,,0,,,,,,,,0,,,,,,,,,,0,,,0,0,0,,,,,0,,0,,,0,,,0,,0,,,,0,,0,,,,0,00,,,0,,,,,0,0,,,,00,,,,0,,0,,0,0,,,0,,,00,0,,,,0,,0,,,,0,,0,,,,,,,,,0,,0,,,0,0,,,,,0,0,,,,,,,,,,,,0,,,0,,0,,,,0,0,0,0,0,,,,0,,,0,0,,,00,,,0,,,,,0,,,,0,,,,,,0,0,,,0,,,,,,,,,,,,,,,,,,,,,,,,,00,,,,,,00,,,0,,00,0,,,,,,,,,,,0,0,0,,,,,,,,,0, 00 0,000,,0,0,0,,,,0,,0,,00,0,,0,,,,,0,,,,0,,0,,,0,,,,,,,,,0,,,,,,,,,0,0,0,00,,0,,0,,,,,,,,,0,,,,,0,,0,,,,0,,,0,0,,,,,,,0,,,,,,,,,0,0,,,0 00,00,000,0,,,,,,,,,,,0,,,0,,,,,,,,,0,,,,,,0,,,,,,,,0,0,,,,,,,,0,,,,,0,00,,0,,,,,,,,,00,0,0,,,,,,,,0,,,,,,0,,,,0,, SIP Performance 00 0,00,000,,0,,,,0,0,,,,,0,,,,0,,0,,,,,,,,,,,,,0,,,,0,0,,0,,0,,,,,,0,,,,,00,,,0,,,, 00,0,000,,,00,,,0,,,0,,,,0,,,,,,,00,0,0,,,,,0,,00,,0,0,,0,,,0,0,0,,0,,0,,00,000,00,,,0,,,0,,, 0,,,, 0,,,0, 0,0, 0,0,,00,,,00,0,,,0

38 Starting October Month of Years Invested Amount ELSS / Tax Savings Schemes Axis Long Term Equity Fund Gr BNP Paribas Long Term Equity Fund Gr BOI AXA Tax Advantage Fund Regular Growth Birla Sun Life Tax Plan Div Birla Sun Life Tax Relief Fund Div Canara Robeco Equity Tax Saver Fund Div DSP BlackRock Tax Saver Fund Gr DWS Tax Saving Fund Gr Franklin India Taxshield Gr HDFC Long Term Advantage Fund Gr HDFC Taxsaver Div ICICI Prudential Tax Plan Regular Gr IDFC Tax Advantage (ELSS) Fund Regular Gr ING Tax Savings Fund Gr Kotak Tax Saver Gr L&T Tax Advantage Fund Gr LIC Nomura Tax Plan Gr Principal Personal Tax Saver Principal Tax Savings Fund Quantum Tax Saving Fund Gr Plan Reliance Tax Saver Fund Gr Religare Invesco Tax Plan Gr SBI Magnum Tax Gain Fund Div Sahara Tax Gain Fund Gr Sundaram Tax Saver Div Tata Tax Saving Fund Div Taurus Tax Shield Gr UTI Equity Tax Saving Plan Div Average Returns Maximum Returns Minimum Returns S&P BSE SENSEX Balance Schemes Baroda Pioneer Balance Fund Gr Birla Sun Life Fund Gr Canara Robeco Balance Fund Div DSP BlackRock Balance Fund Gr Franklin India Balance Fund Gr HDFC Balance Fund Gr HDFC Prudence Fund Gr. ICICI Prudential Balanced Fund Regular Gr ING Balance Fund Gr JM Balanced Fund Gr Growth Option Kotak Balance Div L&T India Prudence Fund Gr LIC Nomura Balance Fund Plan C Gr Principal Balance Fund Gr Reliance Regular Savings Fund Balance Plan Gr SBI Magnum Balance Fund Div Sundaram Balanced Fund Gr Tata Balanced Fund Plan A Gr UTI Balance Fund Gr Average Returns Maximum Returns Minimum Returns SIP RETURN AS ON 0TH SEPTEMBER ,000 0, , , , ,000 0,000 Returns % CAGR , SIP Performance ,00,000,00,000,0,000,00,

39 Starting October Month of Years Invested Amount ELSS / Tax Savings Schemes Axis Long Term Equity Fund Gr BNP Paribas Long Term Equity Fund Gr BOI AXA Tax Advantage Fund Regular Growth Birla Sun Life Tax Plan Div Birla Sun Life Tax Relief Fund Div Canara Robeco Equity Tax Saver Fund Div DSP BlackRock Tax Saver Fund Gr DWS Tax Saving Fund Gr Franklin India Taxshield Gr HDFC Long Term Advantage Fund Gr HDFC Taxsaver Div ICICI Prudential Tax Plan Regular Gr IDFC Tax Advantage (ELSS) Fund Regular Gr ING Tax Savings Fund Gr Kotak Tax Saver Gr L&T Tax Advantage Fund Gr LIC Nomura Tax Plan Gr Principal Personal Tax Saver Principal Tax Savings Fund Quantum Tax Saving Fund Gr Plan Reliance Tax Saver Fund Gr Religare Invesco Tax Plan Gr SBI Magnum Tax Gain Fund Div Sahara Tax Gain Fund Gr Sundaram Tax Saver Div Tata Tax Saving Fund Div Taurus Tax Shield Gr UTI Equity Tax Saving Plan Div Average Amount Maximum Amount Minimum Amount S&P BSE SENSEX Balance Schemes Baroda Pioneer Balance Fund Gr Birla Sun Life Fund Gr Canara Robeco Balance Fund Div DSP BlackRock Balance Fund Gr Franklin India Balance Fund Gr HDFC Balance Fund Gr HDFC Prudence Fund Gr. ICICI Prudential Balanced Fund Regular Gr ING Balance Fund Gr JM Balanced Fund Gr Growth Option Kotak Balance Div L&T India Prudence Fund Gr LIC Nomura Balance Fund Plan C Gr Principal Balance Fund Gr Reliance Regular Savings Fund Balance Plan Gr SBI Magnum Balance Fund Div Sundaram Balanced Fund Gr Tata Balanced Fund Plan A Gr UTI Balance Fund Gr Average Amount Maximum Amount Minimum Amount SIP VALUE AS ON 0TH SEPTEMBER ,000 0,000,,0,0,,,,,,, 0,,,,00,,,0,,,0,0 0,0,,,0,,,0,,,,,0 0,0,,0,,,,, 0,0 0,0,,,,,, 0,,,0, 0,, 0,,,0, 0,0, 0, 0, 0,, 0, 0, 0,,,,,,,,,0,,0,,0, 0,,,, 0,0, 0,,,0 0,,,,0,0,,0,,0,0,,,,0,,,,0,0,0 0 0,000,,0,,,,0,0,,0,,,,, 0,,,,0,,0,00,, 0,0,,,,0,,00,,,, 0,,,,,,, 0,0,,0, 0, 0,,,0,, 00,,0,0, 00 0,000,, 0,,,,, 0,,, 0,0, 0,, 0, 0,0 0, 0,0,,,,,,0,,, 0,,,,,0, 0,,,, 0,0,0,,, 0,,,,00,,0,,,00,0,, ,000 0,000 0,000 0,000 Investment Value R,0,,0 0,,,,,,0,,,0,0,0,,,,,,000, 0,,,,0,00, 0,0,,00,,,,,, 0,,,0,0,0,0,,,,00,0,,,0 0,,0,,,,,0,,,00,,,,,,,,,,,,0,,,,,0,,,,,,,,,,,,,,0,,,,00,,0,,,0,,,,,,00,,,0,,,,,,,00,0,,,,,,0,0,,,,,0,,,0,,0,,0,,0,00,,,,0,,,00,0,,,0,,,,,,0,0,,0,,0,0,,,,,0,,,,0,,,,0,,,,,,,0,0,,00,,0,,,0,,,,,,0,00,0,,,,,00,0,,,,0,,,0,,,,,,,,0,,0,,,,,,,0,,,,,0,,,,0,,,0,,,,,,,,0,0,,,,0,,,00,,,,,,0,,,,,00,,,,,,,,,0,,,,,,,0,,,,,,0,,00,0,,,,0,,,0,,,,,0,,,0,,,0,,0,,0,0,,,,,,,0,,,,,,,0,,,,0,, 0,,0,,,,,,00,0,,,,0,0,,,00,0,0,,, 00,00,000 SIP Performance 00 0,00,000 00,0,000,00,000,00,,0,,,0,,,,,0,0,,0,,,,,0,0,0,,,00,,,,0,,,0,,0,,,,,,,,,0,0,,,0,,,0,,,0,0,0,,0,,,0,,,,,,,,,,,,0,,,,,,,,,,,,,,0,,0,,,,,,,,,,,0,,,,,,,,,,,,,,00,,0,,0,,0,,00,,,0, 0,,,,,,,,,0,0,,0,,,,,,,,,0,,0,,,,0,,,0,,,,,0,,0,,00,0,0,,,,,0,,,0,0,,0,0,,0,,,,00,0,,,0,,,,000,0,,,0,,,0,,,00,,,,,,,0,,0,,,0,,,,0,0,0,0,0,,,0,,,,,,,0,,,,,,0,0,,,,,,,,,0,,,,0,0,0,,,,,,,,0,,,,,,0,,0,,,,0,,0,,,,,,,,0,,,,000,0,,,,

40 SIP Information AMC Name PineBridge Mutual Fund Birla Sunlife Mutual Fund L & T Mutual Fund DWS Mutual Fund DSP BlackRock Mutual Fund BNP Paribas Mutual Fund Franklin Templeton Mutual Fund HDFC Mutual Fund HSBC Mutual Fund ICICI Prudential Mutual Fund IDFC Mutual Fund ING Mutual Fund JM Mutual Fund Kotak Mutual Fund Mirae Asset Mutual Fund Principal Mutual Fund Reliance Mutual Fund SBI Mutual Fund Sundaram BNP Paribas Mutual Fund Tata Mutual Fund UTI Mutual Fund SIP Dates,,,,, 0,, 0,,,,, 0,,,,,,,,,,,, 0, 0,,, 0,, 0,, 0,,, 0, 0,, Any Date, 0,,,, 0,, 0,,,,,, 0,,,,,,, 0,,,,,,, 0,,, 0, 0,,, Min. SIP Amount / / / / 00 / / Min. no. of Installments Req. / / / 0 / / / 0 Entry Load Exit Load % upto year % upto year % upto year % upto year % upto year % upto year % upto year % upto year % upto year % upto year % upto year % upto year % upto year % upto year % upto year % upto year % upto year % upto year % upto year % upto year % upto year ) This information is only for Equity Schemes excluding Tax Plan ) Monthly cheques addition to initial investment(if required) ) Except Global Opportunities & Emerging Bluechip Fund ) Min. SIP amount is Rs. 000 per month for Premier Equity & India GDP Growth Fund Nil Nil Nil Nil Nil Nil Nil Nil Nil Nil Nil Nil Nil Nil Nil Nil Nil Nil Nil Nil Nil Auto Debit Facility Yes Yes Yes Yes Yes Yes Yes Yes Yes Yes Yes Yes Yes Yes Yes Yes Yes Yes Yes Yes Yes STP Information AMC Name STP Option Minimum Investment in Primary Scheme Minimum transfer amount STP Dates Min. no. of installments Entry Load for secondary Exit Load for secondary scheme Birla Sunlife Mutual Fund Fixed Amt Transfer ,, 0,, 0,, L & T Mutual Fund Fixed Amt Transfer 000 Cap Appreciation transfer Any Appreciation,, DWS Mutual Fund DSP BlackRock Mutual Fund Fixed Amt Transfer Fixed Amt Transfer Applicable as Normal Applicable as Normal Cap Appreciation transfer Cap Appreciation transfer investment investment ,,,,,,, Nil Nil % upto year Nil % upto year Nil % up to year % upto months, 0.0% bet & months Fixed Amt Transfer BNP Paribas Mutual Fund Cap Appreciation transfer 000,,, Nil % upto year Franklin Templeton Mutual Fund Fixed Amt Transfer 000 Any Date 000 Cap Appreciation transfer Any Appreciation Last Business day Nil % upto year HDFC Mutual Fund Fixed Amt Transfer Cap Appreciation transfer 00,, 0,, 0, Nil % upto year HSBC Mutual Fund Fixed Amt Transfer , 0,,, 0 Nil % upto year ICICI Prudential Mutual Fund Fixed Amt Transfer ,0,, Nil % upto years IDFC Mutual Fund Fixed Amt Transfer , 0, 0 Nil % upto year ING Mutual Fund Fixed Amt Transfer , 0,, Nil % upto year JM Mutual Fund Fixed Amt Transfer Applicable as Normal investment 000,,, Nil % upto year Kotak Mutual Fund Fixed Amt Transfer Applicable as Normal Cap Appreciation transfer investment 000,,,, Nil % upto year Mirae Asset Mutual Fund Fixed Amt Transfer , 0,,, Nil Principal Mutual Fund Fixed Amt Transfer Applicable as Normal Cap Appreciation transfer investment 00,, Nil % upto year Reliance Mutual Fund Fixed Amt Transfer Applicable as Normal 000 Cap Appreciation transfer investment Any Appreciation Any Date Nil % upto year SBI Mutual Fund Fixed Amt Transfer Applicable as Normal investment 00 / 000 Any Date / Nil % upto year Sundaram BNP Paribas Mutual Fund Fixed Amt Transfer Applicable as Normal investment 0,,, 0, 0 Nil % upto year Tata Mutual Fund Fixed Amt Transfer Applicable as Normal investment 000,, 0, 0, Nil % upto year Note: ) Above structure is applicable only for Monthly STP from Debt Scheme to Equity Scheme (Excluding Tax and Index Schemes) ) Exit Load in primary schemes is applicable as normal investment. % upto mon, 0.0% bet & mon

41 Weekly SIP / STP AMC Name Available Dates Type Minimum Installment Amount BNP Paribas Mutual Fund PineBridge Mutual Fund Birla Sun Life Mutual Fund* DSPBR Mutual Fund DWS Mutual Fund HDFC Mutual Fund Kotak Mutual Fund ICICI Prudential Mutual Fund JP Morgan Mutual Fund Reliance Mutual Fund IDFC Mutual Fund Tata Mutual Fund Templeton Mutual Fund st, th,th, th st, th,th, st st, th, 0th, th, 0th, st, th st, th,th, st th,th, st, th Friday st, th,th, st Monday st, 0th,th, th st, th, th, nd Any Date st, 0th, 0th st, th, 0th, 0th, th th,th, st, th SIP/STP SIP SIP SIP/STP SIP/STP STP STP STP SIP/STP STP SIP STP STP STP Note: ) The SIP information is only for Equity Schemes excluding Tax Plan. ) * Maximum four dates can be choose among the given dates. )^ If from & to date mentioned in the form then min. no of transaction should be SIP No.of Minimum Installments Minimum Installment Amount STP No.of Minimum Installments Any Any^ Smart Investors' Preference A method of investing regularly to benefit from the stock market volatility Regular Similar to Recurring Deposit Convenient and hasslefree with automatic investments, one time instruction and transactions on the net. How To Read Fund Performance Scorecard Rank: Higher the return, Higher the rank, i.e. scheme with the highest return will have the first rank. If a scheme has higher ranks (Rank or ) in all the given periods, then that scheme is considered to be a good performing as well as consistent scheme. : Performance for the period is differentiated in four quartiles. First quartile represents best performing schemes (top % schemes), while last or fourth quartile represents relatively worst performing schemes for the period. If a scheme remains in first or second quartile for all the given periods, then the performance of the scheme is considered as consistent & above average. For further filteration, risk ratio should be considered. Standard Deviation: Standard Deviation is absolute measure of volatility. It suggests the deviation of returns from its mean. Beta : It is the measure of the volatility of a security or a portfolio as compared to the market as a whole. Beta signifies the risk or volatility relative to the Benchmark Indices. By definition, benchmark index holds Beta of. For example If a fund's Beta is., it simply means that the fund is. times more volatile than the benchmark index. Sharpe Ratio : The Sharpe ratio, also known as Reward to Risk Ratio, measures the riskadjusted performance. It indicates the excess return per unit of risk associated with the excess return. To calculate Sharpe ratio, risk free rate is subtracted from portfolio returns and dividing the result by the standard deviation of the portfolio returns. The higher the Sharpe Ratio, the better the performance. A negative Sharpe indicates that a rational investor would choose riskless asset over the risky investment under analysis. Treynor Ratio : The Treynor ratio, also known as the Reward to Volatility ratio, measures returns earned in excess of that which could have been earned on a riskless investment per each unit of market risk. To calculate Treynor ratio, risk free rate is subtracted from portfolio returns and dividing the result by the Beta of the portfolio returns. Treynor ratio is a riskadjusted measure of return based on systematic risk. It is similar to the Sharpe ratio, but the Treynor ratio uses beta as the measurement of volatility whereas Sharpe ratio uses Standard Deviation. The higher Treynor Ratio score means better the fund. Alpha : The excess return of the fund relative to the return of the benchmark index is a fund's alpha. Alpha is the actual return in excess to what was predicted using the CAPM model. Alpha is often considered to represent the value that a portfolio manager adds to or subtracts from a fund's return. The higher Alpha score means better the fund. Diversification A risk management technique that mixes a wide variety of investments within a portfolio. The rationale behind this technique contends that a portfolio of different kinds of investments will, on average, yield higher returns and pose a lower risk than any individual investment found within the portfolio. Diversification strives to smooth out unsystematic risk events in a portfolio so that the positive performance of some investments will neutralize the negative performance of others. Therefore, the benefits of diversification will hold only if the securities in the portfolio are not perfectly correlated (ideally perfectly negatively correlated). Risk Adjusted Returns We should know that how much risk is involved in producing an investment's return. The return generated in excess of risk is known as Risk Adjusted Return and is generally expressed as a number or rating. Riskadjusted returns are applied to individual securities and investment funds and portfolios. There are five principal risk measures: Alpha, Beta, Rsquared, Standard Deviation and the Sharpe ratio. Each risk measure is unique in how it measures risk.

42

43 All Diversified Equity Funds Axis Equity Fund Gr * Axis Focused Fund Gr * Axis MidCap Fund Gr * Baroda Pioneer Growth Fund Growth Plan * Birla Sun Life Advantage Fund Gr * Birla Sun Life Buy India Fund Gr * Birla Sun Life Dividend Yield Plus Growth * Birla Sun Life Equity Fund Gr * Birla Sun Life Frontline Equity Fund Gr * Birla Sun Life India GenNext Fund Gr * Birla Sun Life India Opportunities Fund Gr * Birla Sun Life Long Term Advantage Fund Gr * Birla Sun Life Midcap Fund Gr * Birla Sun Life MNC Fund Gr * Birla Sun Life Pure Value Fund Gr * Birla Sun Life Small and Midcap Fund Gr * Birla Sun Life Special Situations Fund Gr * Birla Sun Life Top 00 Fund Gr * BNP Paribas Dividend Yield Fund Gr * BNP Paribas Equity Fund Gr * BNP Paribas Midcap Fund Gr * BOI AXA Equity Fund Regular Plan Gr * Canara Robeco Emerging Equities Fund Gr Canara Robeco Equity Diversified Gr Canara Robeco F.O.R.C.E. Fund Regular Gr Canara Robeco Large Cap Plus Fund Gr DSP BlackRock Equity Fund Reg. Plan Div * DSP BlackRock Focus Fund Gr * DSP BlackRock Micro Cap Fund Gr * DSP BlackRock Opportunities Fund Gr * DSP BlackRock Small and Mid Cap Reg Gr * DSP BlackRock Top 00 Equity Fund Gr * DWS Alpha Equity Fund Gr * DWS Investment Opportunity Fund Gr * Edelweiss Div. Growth Equity Top 00 Fund Gr * Franklin India Bluechip Fund Gr * Franklin India Flexi Cap Fund Gr * Franklin India High Growth Companies Fund Gr * Franklin India Opportunities FundGr * Franklin India Prima Fund Gr * Franklin India Prima Plus Gr * Franklin India Smaller Companies Fund Gr * Goldman Sachs India Equity Fund Gr * HDFC Capital BuilderGr * HDFC Core and Satellite Fund Gr * HDFC Equity Fund Div * HDFC Growth Fund Gr * HDFC Large Cap Fund Gr * HDFC Mid Cap Opportunities Fund Gr * HDFC Premier MultiCap Fund Gr * HDFC Small and Mid Cap Fund Gr * HDFC Top 00 Fund Div * HSBC Dividend Yield Equity Fund Gr * HSBC Dynamic Fund Gr * HSBC Equity Fund Gr * HSBC India Opportunities Fund Gr * HSBC Midcap Equity Fund Gr * HSBC Progressive Themes Fund Gr * ICICI Pru Focused Bluechip Equity Fund Gr * ICICI Prudential MidCap Fund Gr * ICICI Prudential Target Returns Fund Gr * ICICI Prudential Top 00 Fund Gr * ICICI Prudential Top 00 Fund Gr * ICICI Prudential Value Discovery Fund Gr * Year Years Years 0 Years Performance Scorecard As on 000 Schemes marked with (*) are available in NJ Online Trading. *Returns calulated on Absolute basis for less than year period for Equity oriented, ELSS and Balanced schemes. For definitions see page no.. CAGR Returns % Rank Year Years Years 0 Years Year Years Years 0 Years

44 All Diversified Equity Funds IDBI India Top 00 Equity Fund Gr * IDFC Classic Equity Fund Regular Plan Gr * IDFC Equity Fund Regular Plan Gr * IDFC Imperial Equity Fund Regular Plan Gr * IDFC Premier Equity Fund Regular Plan Gr IDFC Sterling Equity Fund Regualar Div * Indiabulls Blue Chip Fund Gr ING Core Equity Fund Gr ING Dividend Yield Fund Gr ING Large Cap Equity Fund Gr ING Midcap Fund Gr JM Basic Fund Growth Option * JM Core Fund Series Growth Option * JM Equity Fund Growth Option * JM Multi Strategy Fund Growth Option * JP Morgan India Equity Fund Gr * JP Morgan India Mid and Small Cap Fund Gr * Kotak 0 Equity Scheme Div * Kotak Classic Equity Fund Gr * Kotak Emerging Equity Scheme Gr * Kotak Midcap Gr * Kotak Opportunities Fund Gr * Kotak Select Focus Fund Gr * L&T Equity Fund Gr * L&T India Large Cap Fund Gr * L&T India Special Situations Fund Gr * L&T India Value Fund Gr * L&T Midcap Fund Cum * LIC Nomura Equity Fund Gr * LIC Nomura Growth Fund Gr * Mirae Asset Emerging Bluechip Fund Gr * Mirae Asset India Opportunities Fund Gr * Motilal Oswal MOSt Focused Fund Gr * PineBridge India Equity Fund Standard Gr * PPFAS Long Term Value Fund Reg Gr Pramerica Large Cap Equity Fund Gr * Principal Dividend Yield Fund Gr Principal Emerging Bluechip Fund Gr Principal Growth Fund Gr Principal Large Cap Fund Gr Quantum Long Term Equity Fund Gr * Reliance Equity Opportunities Fund Gr * Reliance Focused Large Cap Fund Gr * Reliance Growth Fund Gr * Reliance Long Term Equity Fund Gr * Reliance Quant Plus Fund Gr * Reliance Regular Savings Fund Equity Plan Gr * Reliance Small Cap Fund Gr * Reliance Top 00 Fund Gr * Reliance Vision Fund Gr * Religare Invesco Business Leaders Fund Gr * Religare Invesco Contra Fund Gr * Religare Invesco Equity Fund Gr * Religare Invesco Growth Fund Gr * Religare Invesco Midcap Fund Gr * Sahara Growth Fund Gr * Sahara Midcap Fund Gr * Sahara R.E.A.L. Fund Gr * Sahara Star Value Fund Gr * Sahara Super 0 Fund Gr * Sahara Wealth Plus Fund Variable Gr * SBI Contra Fund Regular Div * SBI Emerging Businesses Fund Gr * SBI Magnum Blue Chip Fund Gr * Year Years Years 0 Years Performance Scorecard As on 000 CAGR Returns % Rank Year Years Years 0 Years Year Years Years 0 Years

45 All Diversified Equity Funds SBI Magnum COMMA Fund Gr * SBI Magnum Equity Fund Div * SBI Magnum Global Fund Div * SBI Magnum MidCap Fund Gr * SBI Magnum Multicap Fund Gr * SBI Magnum Multiplier Plus Div * SBI Small & Midcap Fund Gr * Sundaram Equity Multiplier Fund Gr * Sundaram Growth Fund Gr * Sundaram Rural India Fund Gr * Sundaram S.M.I.L.E. Fund Gr * Sundaram Select Focus Gr * Sundaram Select MidCap Gr * Tata Dividend Yield Fund Gr * Tata Equity Opportunities Fund Gr * Tata Equity P/E Fund Gr * Tata Ethical Fund Gr * Tata Mid Cap Growth Fund Gr * Tata Pure Equity Fund Gr * Taurus Bonanza Fund Gr * Taurus Discovery Fund Gr * Taurus Ethical Fund Gr * Taurus Starshare Growth * Templeton India Growth Fund Gr * UTI Dividend Yield Fund. Gr * UTI Equity Fund Gr * UTI India Lifestyle Fund Gr * UTI Leadership Equity Fund Gr * UTI Master Share Gr * UTI Mid Cap Fund Div * UTI MNC Fund Gr * UTI Opportunities Fund Gr * UTI Top 00 Fund Gr * Average of Diversified Equity Funds S&P BSE SENSEX Universe Year Years Years 0 Years Performance Scorecard As on 000 CAGR Returns % Rank Year Years Years 0 Years Year Years Years 0 Years Large Cap Equity Funds Diversified Axis Equity Fund Gr * Axis Focused Fund Gr * Birla Sun Life Frontline Equity Fund Gr * Birla Sun Life Long Term Advantage Fund Gr * Birla Sun Life Special Situations Fund Gr * Birla Sun Life Top 00 Fund Gr * BNP Paribas Equity Fund Gr * BOI AXA Equity Fund Regular Plan Gr * Canara Robeco Equity Diversified Gr Canara Robeco Large Cap Plus Fund Gr DSP BlackRock Focus Fund Gr * DSP BlackRock Opportunities Fund Gr * DSP BlackRock Top 00 Equity Fund Gr * DWS Alpha Equity Fund Gr * Franklin India Bluechip Fund Gr * Franklin India Opportunities FundGr * Goldman Sachs India Equity Fund Gr * HDFC Equity Fund Div * HDFC Growth Fund Gr * HDFC Large Cap Fund Gr * CAGR Returns % Rank Year Years Years 0 Years Year Years Years 0 Years Year Years Years 0 Years

46 Performance Scorecard Large Cap Equity Funds Diversified As on 000 CAGR Returns % Rank Year Years Years 0 Years Year Years Years 0 Years Year Years Years 0 Years HDFC Premier MultiCap Fund Gr * HDFC Top 00 Fund Div * HSBC Dynamic Fund Gr * HSBC Equity Fund Gr * HSBC India Opportunities Fund Gr * ICICI Pru Focused Bluechip Equity Fund Gr * ICICI Prudential Target Returns Fund Gr * ICICI Prudential Top 00 Fund Gr * IDBI India Top 00 Equity Fund Gr * IDFC Classic Equity Fund Regular Plan Gr * IDFC Equity Fund Regular Plan Gr * IDFC Imperial Equity Fund Regular Plan Gr * Indiabulls Blue Chip Fund Gr ING Large Cap Equity Fund Gr JM Basic Fund Growth Option * JM Core Fund Series Growth Option * JM Equity Fund Growth Option * JM Multi Strategy Fund Growth Option * JP Morgan India Equity Fund Gr * Kotak 0 Equity Scheme Div * Kotak Opportunities Fund Gr * Kotak Select Focus Fund Gr * L&T Equity Fund Gr * L&T India Large Cap Fund Gr * LIC Nomura Equity Fund Gr * LIC Nomura Growth Fund Gr * Motilal Oswal MOSt Focused Fund Gr * Pramerica Large Cap Equity Fund Gr * Principal Large Cap Fund Gr Reliance Focused Large Cap Fund Gr * Reliance Quant Plus Fund Gr * Religare Invesco Business Leaders Fund Gr * Religare Invesco Equity Fund Gr * Religare Invesco Growth Fund Gr * Sahara Growth Fund Gr * Sahara Super 0 Fund Gr * SBI Contra Fund Regular Div * SBI Magnum Blue Chip Fund Gr * SBI Magnum Equity Fund Div * SBI Magnum Multicap Fund Gr * Sundaram Growth Fund Gr * Sundaram Select Focus Gr * Tata Equity Opportunities Fund Gr * Tata Pure Equity Fund Gr * Taurus Bonanza Fund Gr * Taurus Starshare Growth * UTI Dividend Yield Fund. Gr * UTI Equity Fund Gr * UTI India Lifestyle Fund Gr * UTI Leadership Equity Fund Gr * UTI Master Share Gr * UTI Opportunities Fund Gr * UTI Top 00 Fund Gr * Average of Largecap Funds S&P BSE SENSEX Universe

47 Mid Cap Equity Funds Diversified Performance Scorecard As on 000 Axis MidCap Fund Gr * Birla Sun Life Buy India Fund Gr * Birla Sun Life India GenNext Fund Gr * Birla Sun Life Midcap Fund Gr * Birla Sun Life MNC Fund Gr * Birla Sun Life Pure Value Fund Gr * Birla Sun Life Small and Midcap Fund Gr * BNP Paribas Midcap Fund Gr * Canara Robeco Emerging Equities Fund Gr DSP BlackRock Micro Cap Fund Gr * DSP BlackRock Small and Mid Cap Reg Gr * Franklin India Prima Fund Gr * Franklin India Smaller Companies Fund Gr * HDFC Mid Cap Opportunities Fund Gr * HDFC Small and Mid Cap Fund Gr * HSBC Midcap Equity Fund Gr * ICICI Prudential MidCap Fund Gr * ICICI Prudential Value Discovery Fund Gr * IDFC Premier Equity Fund Regular Gr IDFC Sterling Equity Fund Regualar Div * ING Midcap Fund Gr JP Morgan India Mid and Small Cap Fund Gr * Kotak Emerging Equity Scheme Gr * Kotak Midcap Gr * L&T Midcap Fund Cum * Mirae Asset Emerging Bluechip Fund Gr * PPFAS Long Term Value Fund Reg Gr Principal Emerging Bluechip Fund Gr Reliance Equity Opportunities Fund Gr * Reliance Long Term Equity Fund Gr * Reliance Small Cap Fund Gr * Religare Invesco Contra Fund Gr * Religare Invesco Midcap Fund Gr * Sahara Midcap Fund Gr * Sahara R.E.A.L. Fund Gr * Sahara Star Value Fund Gr * Sahara Wealth Plus Fund Variable Gr * SBI Emerging Businesses Fund Gr * SBI Magnum Global Fund Div * SBI Magnum MidCap Fund Gr * SBI Small & Midcap Fund Gr * Sundaram Rural India Fund Gr * Sundaram S.M.I.L.E. Fund Gr * Sundaram Select MidCap Gr * Tata Equity P/E Fund Gr * Tata Mid Cap Growth Fund Gr * Taurus Discovery Fund Gr * UTI Mid Cap Fund Div * Average of Midcap Funds BSE Small Cap CNX MidCap Universe CAGR Returns % Rank Year Years Years 0 Years Year Years Years 0 Years Year Years Years 0 Years Blend Equity FundsDiversified CAGR Returns % Rank Year Years Years 0 Years Year Years Years 0 Years Year Years Years 0 Years Baroda Pioneer Growth Fund Growth Plan * Birla Sun Life Advantage Fund Gr * Birla Sun Life Dividend Yield Plus Growth * Birla Sun Life Equity Fund Gr * Birla Sun Life India Opportunities Fund Gr *

48 Performance Scorecard As on 000 Blend Equity FundsDiversified BNP Paribas Dividend Yield Fund Gr * Canara Robeco F.O.R.C.E. Fund Regular Gr DSP BlackRock Equity Fund Reg. Plan Div * DWS Investment Opportunity Fund Gr * Edelweiss Div. Growth Equity Top 00 Fund Gr * Franklin India Flexi Cap Fund Gr * Franklin India High Growth Companies Fund Gr * Franklin India Prima Plus Gr * HDFC Capital BuilderGr * HDFC Core and Satellite Fund Gr * HSBC Dividend Yield Equity Fund Gr * HSBC Progressive Themes Fund Gr * ICICI Prudential Top 00 Fund Gr * ING Core Equity Fund Gr ING Dividend Yield Fund Gr Kotak Classic Equity Fund Gr * L&T India Special Situations Fund Gr * L&T India Value Fund Gr * Mirae Asset India Opportunities Fund Gr * PineBridge India Equity Fund Standard Gr * Principal Dividend Yield Fund Gr Principal Growth Fund Gr Quantum Long Term Equity Fund Gr * Reliance Growth Fund Gr * Reliance Regular Savings Fund Equity Plan Gr * Reliance Top 00 Fund Gr * Reliance Vision Fund Gr * SBI Magnum COMMA Fund Gr * SBI Magnum Multiplier Plus Div * Sundaram Equity Multiplier Fund Gr * Tata Dividend Yield Fund Gr * Tata Ethical Fund Gr * Taurus Ethical Fund Gr * Templeton India Growth Fund Gr * UTI MNC Fund Gr * Average of Blend Funds BSE 00 CNX 00 Universe Year Years Years 0 Years CAGR Returns % Rank Year Years Years 0 Years Year Years Years 0 Years ELSS/Tax Saving Funds Axis Long Term Equity Fund Gr * Baroda Pioneer Elss * Birla Sun Life Tax Plan Div * Birla Sun Life Tax Relief Fund Div * BNP Paribas Long Term Equity Fund Gr * BOI AXA Tax Advantage Fund Growth * Canara Robeco Equity Tax Saver Fund Div DSP BlackRock Tax Saver Fund Gr * DWS Tax Saving Fund Gr * Edelweiss ELSS Fund Gr * Franklin India Taxshield Gr * HDFC Long Term Advantage Fund Gr * HDFC Taxsaver Gr * HSBC Tax Saver Equity Fund Gr * ICICI Prudential Tax Plan Regular Gr * IDFC Tax Advantage Fund Regular Gr * ING Tax Savings Fund Gr JM Tax Gain Fund Growth Option * CAGR Returns % Rank Year Years Years 0 Years Year Years Years 0 Years Year Years Years 0 Years 0 0 0

49 ELSS/Tax Saving Funds Performance Scorecard As on 000 CAGR Returns % Rank Year Years Years 0 Years Year Years Years 0 Years Year Years Years 0 Years JP Morgan India Tax Advantage Fund Gr * Kotak Tax Saver Gr * L&T Tax Advantage Fund Gr * LIC Nomura Tax Plan Gr * Principal Personal Tax Saver Principal Tax Savings Fund Quantum Tax Saving Fund Gr Plan * Reliance Tax Saver Fund Gr * Religare Invesco Tax Plan Gr * Sahara Tax Gain Fund Gr * SBI Magnum Tax Gain Fund Div * Sundaram Tax Saver Div * Tata Tax Saving Fund Div * Taurus Tax Shield Gr * Union KBC Tax Saver Scheme Gr UTI Equity Tax Saving Plan Gr * Average of ELSS S&P BSE SENSEX Universe SECTOR / THEME EQUITY FUNDS 0 CAGR Returns % Year Years Years 0 Rank Year Years Years Sharpe Ratio Technology Funds Pharma Funds Birla Sun Life New Millennium Fund Gr * DSP BlackRock Technology.com Fund Gr * Franklin Infotech Fund Gr * ICICI Prudential Technology Gr * SBI IT Fund Regular Plan Div * BSE Teck Reliance Pharma Fund Gr * SBI Pharma Fund Rgular Plan Div * UTI Pharma & Healthcare Fund Div * BSE Pharma FMCG Funds ICICI Prudential FMCG FundGr * SBI FMCG Fund Regular Plan Div * BSE FMCG Banking Funds Baroda Pioneer Banking & Financial Services Fund Gr * ICICI Prudential Banking & Financial Services Fund Gr * Reliance Banking Fund Gr * Religare Invesco Banking Fund Gr * Sahara Banking & Financial Services Fund Gr * Sundaram Financial Services Opportunities Fund Gr * Taurus Banking & Financial Services Fund Gr * UTI Banking Sector Fund Gr * BSE Bankex Other Sectors ICICI Prudential Exports and Other Services Fund Gr Reliance Diversified Power Sector Fund Gr * Reliance Media & Entertainment Fund Gr * Sahara Power & Natural Resources Fund Gr * Sundaram Entertainment Opportunities Fund Gr * UTI Energy Fund Gr * UTI Transportation and Logistics Fund Gr * Equity Funds Domestic International Birla Sun Life International Equity Fund B Gr * DSPBR Natural Resources and New Energy Fund Gr * ICICI Prudential Indo Asia Equity Fund Gr * L&T Indo Asia Fund Gr * Tata Growing Economies Infrastructure Fund B Gr * Tata IndoGlobal Infrastructure Fund Gr * Templeton India Equity Income Fund Gr * Avg. of Domestic International Funds Dynamic Asset Allocation Funds DSPBR Dynamic Asset Allocation Fund Gr Franklin India Dynamic PE Ratio Fund of Funds Gr ICICI Prudential Dynamic Plan Gr Pramerica Dynamic Asset Allocation Fund Gr Principal SMART Equity Fund Gr

50

51 NSE Based Index Funds Performance Scorecard As on 000 Birla Sun Life Index Fund Gr Franklin India Index FNSE Nifty PlanGr * HDFC Index Fund Nifty ICICI Prudential Index Fund Nifty Plan * LIC Nomura Index Fund Nifty Gr Principal Index Fund Gr Reliance Index Fund Nifty Plan Gr * SBI Magnum Index Fund Gr * Tata Index Fund Nifty Plan A UTI Nifty Index Fund Div Average of NSE Index Fund Universe CAGR Returns % Year Years Years Rank Year Years Years (0 ) ( year) ( years) ( years) Sharpe Ratio Sensex Based Index Funds HDFC Index Sensex Plan HDFC Index Sensex Plus Plan LIC Nomura Index F Sensex Advantage Plan Gr LIC Nomura Index Fund Sensex Gr Reliance Index Fund Sensex Plan Gr * Tata Index Fund Sensex Plan A Average of BSE Index Fund S&P BSE SENSEX Universe CAGR Returns % Year Years Years Rank Year Years Years (0 ) ( year) ( years) ( years) Sharpe Ratio CLOSED ENDED EQUITY FUNDS 0 CAGR Returns % 0 0 Year 0 0 Rank 0 Year Closed Ended Equity Funds Axis Small Cap Fund Gr Birla Sun Life Focused Equity Fund Series Gr Birla Sun Life Focused Equity Fund Series Gr Birla Sun Life RGESS Series Gr DSP BlackRock RGESS Fund Series Reg Gr HDFC RGESS Series Regular Gr ICICI Prudential Equity Savings Fund Series Gr ICICI Prudential Growth Fund Series Div ICICI Prudential R.I.G.H.T. Fund Gr ICICI Prudential Value Fund Series Fund Div ICICI Prudential Value Fund Series Fund Div ICICI Prudential Value Fund Series Fund Div IDBI RGESS Series Plan A Regular Gr IDFC Equity Opportunity Series Regular Plan Div IDFC Equity Opportunity Series Regular Plan Div IDFC Equity Opportunity Series Regular Plan Div L&T Long Term Advantage Fund Series I Gr LIC Nomura MF RGESS Series Gr Reliance Close Ended Equity Fund II Series A Gr Reliance Close Ended Equity Fund Series A Gr Reliance Close Ended Equity Fund Series B Gr Sundaram Select Micro Cap Series I Gr Sundaram Select Micro Cap Series II Gr Sundaram Select Micro Cap Series III Gr Sundaram Select Micro Cap Series IV Gr Sundaram Top 00 Series I ( years) Gr UTI Long Term Advantage Fund I Gr UTI Long Term Advantage Fund II Gr UTI Rajiv Gandhi Equity Saving Scheme Gr Avg. of Closed Ended Equity Funds Universe

52 Performance Scorecard As on 000 INTERTIOL FUNDS 0 CAGR Returns % Year Years Years Rank Year Years Years Sharpe Ratio Equity Funds International Birla Sun Life International Equity Fund A Gr * DSP BlackRock World Energy Fund Gr * DSP BlackRock World Mining Fund Regular Gr * DWS Top Euroland Offshore Fund Gr ICICI Prudential Global Stable Equity Fund Gr * ING Global Real Estate Fund Gr JP Morgan Europe Dynamic Equity Offshore Fund Gr JPMorgan EEMEA Equity Offshore Fund * L&T Global Real Assets Fund Gr * Religare Invesco Pan European Equity FRegular Plan Gr * Sundaram Global Advantage Fund Gr * Tata Growing Economies Infrastructure Fund A Gr * Franklin Templeton Asian Equity Fund Gr * HSBC Asia Pacific Dividend Yield Fund Gr * JP Morgan JF Asean Equity Offshore Gr * JP Morgan Funds JF Greater China Equity Fund * Mirae Asset China Advantage Fund Gr HSBC Emerging Markets Fund Gr * Kotak Global Emerging Market Fund Gr * Principal Global Opportunity Fund Gr Birla Sun Life CEF Global Agri Plan Growth * DSP BlackRock World Agriculture Fund Gr * DWS Global Agribusiness Offshore Fund Gr DSP BlackRock World Gold Fund Gr * PineBridge World Gold Fund Standard Gr * ING Global Commodities Fund Gr Mirae Asset Global Commodity Stock Fund Gr * DSP BlackRock US Flexible Equity Fund Gr * Franklin India FeederFranklin U.S. Opportunities FundGr* ICICI Prudential US Bluechip Equity Fund Gr JP Morgan US Value Equity Offshore Fund Gr * PineBridge India US Equity Fund Gr * HSBC Brazil Fund Gr * ING Latin America Equity Fund Gr Avg. of International Equity Funds Universe Infrastructure Funds Birla Sun Life India Reforms Fund Gr * Birla Sun Life Infrastructure Fund Gr * BOI AXA Focused Infrastructure Fund Gr * Canara Robeco Infrastructure Gr DSP BlackRock T.I.G.E.R. Fund Gr * Franklin Build India Fund Gr * HDFC Infrastructure Fund Gr * ICICI Prudential Infrastructure Fund Gr * IDFC Infrastructure Fund Regular Gr * L&T Infrastructure Fund Gr * LIC Nomura Infrastructure Fund Gr * PineBridge Infra & Eco Reform Fund Gr * Religare Invesco Infrastructure Fund Gr * Sahara Infrastructure Fund Variable Gr * SBI Infrastructure Fund Regular PlanGr* Sundaram Infrastructure Adv. Fund Gr * Tata Infrastructure Fund Gr * Taurus Infrastructure Fund Gr * UTI Infrastructure Fund Gr * Avg. of Infrastructure Funds CNX Infra Year CAGR Returns % Years Years Years Year 0 Rank Years 0 Years 0 Years 0 ( year) ( years) ( years) ( years)

53 Performance Scorecard As on 000 Child Funds HDFC Children Gift Investment HDFC Children Gift Savings ICICI Prudential Child Care PlanGift Plan ICICI Prudential Child Care PlanStudy Plan LIC Nomura Chidrens Fund Gr * SBI Magnum Children Benefit Plan * Tata Young Citizen UTI Childrens Career Balanced PlanGr Average of Child Funds Universe CAGR Returns % Year Years Years Rank Year Years Years (0 ) ( year) ( years) ( years) Sharpe Ratio Balanced Funds 0 CAGR Returns % Year Years Years 0 Year Rank Years Years (0 ) ( year) ( years) ( years) Sharpe Ratio Birla Sun Life Fund Gr * Canara Robeco Balance Fund Div DSP BlackRock Balance Fund Gr * Franklin India Balance Fund Gr * HDFC Balance Fund Gr * HDFC Prudence Fund Gr. * ICICI Prudential Balanced FundGr * ING Balance Fund Gr JM Balanced Fund Gr * Kotak Balance Div * L&T India Prudence Fund Gr * LIC Nomura Balance Fund Plan C Gr Principal Balance Fund Gr Reliance Reg. Savings F Balance PlanGr* SBI Magnum Balance Fund Div * Sundaram Balanced Fund Gr * Tata Balanced Fund Gr * UTI Balance Fund Gr * Average of Balanced Funds Universe Gold Funds 0 CAGR Returns % 0 0 Year 0 Rank 0 0 Year (0 ) (0 ) (0 ) ( year) Axis Gold Fund Gr * Birla Sun Life Gold Fund Gr * Canara Robeco Gold Savings Fund Gr HDFC Gold Fund Gr * ICICI Prudential Reg. Gold Savings FGr * Kotak Gold Fund Gr * Quantum Gold Savings Fund Gr * Reliance Gold Savings Fund Gr * Religare Gold Fund Gr * SBI Gold Fund Gr * Avg. of Gold Funds

54 Performance Scorecard As on 000 Monthly Income Plans (Max. Equity %) Annualised Returns % Year Years Years 0 0 Rank Year Years Years (0 ) ( year) ( years) ( years) Sharpe Ratio Birla Sun Life MIP Gr * Birla Sun Life Monthly Income Gr * Birla Sun Life MIP II Savings Gr * BNP Paribas Monthly Income Plan Gr * BOI AXA Regular Return Fund RegularGr* Canara Robeco Yield Advantage Fund Gr HDFC MF Monthly Income Plan ST Gr * HDFC Multiple Yield Fund Plan 00Gr* HSBC MIP Regular Plan Gr * ICICI Prudential MIP Gr * ICICI Prudential MIPCum * ING MIP Plan B Gr JM MIP Fund Growth Option LIC Nomura Monthly Income Plan Gr Principal Debt Savings Fund Gr SBI Magnum Monthly Income PlanGr * TATA Monthly Income Fund Plan A Gr * UTI Monthly Income Scheme Gr * Average of MIP % Universe Monthly Income Plans (Max. Equity 0%) 0 Annualised Returns % Year Years Years 0 Rank Year Years Years (0 ) ( year) ( years) ( years) Sharpe Ratio Baroda Pioneer MIP Fund Growth Plan * Canara Robeco Monthly Income Plan Gr DWS Twin Advantage Fund Gr Franklin India MIP Gr * Kotak Monthly Income Plan Gr * L&T Monthly Income Plan Cum * Reliance MIP Gr * SBI Regular Savings Fund Gr Sundaram MIP Moderate Gr * TATA MIP Plus Plan A Growth * Average of MIP 0% Universe Monthly Income Plans (Max. Equity 0%) 0 Annualised Returns % Year Years Years 0 Rank Year Years Years (0 ) ( year) ( years) ( years) Sharpe Ratio Birla Sun Life MIP II Wealth Gr * DSP BlackRock MIP Fund Gr * HDFC MF Monthly Income Plan LT Gr * HSBC MIP Saving Plan Gr * ICICI Prudential MIP Gr * IDFC Monthly Income Plan Regular Gr * Principal Debt Savings Fund Gr Religare Invesco MIP Gr * UTI MIS Advantage Growth * Average of MIP 0% Universe

55 Performance Scorecard As on 000 Liquid & Floating Rate Funds Axis Liquid Fund Institutional Gr * Baroda Pioneer Liquid Fund Plan A Gr * Birla Sun Life Cash Plus Growth * Birla Sun Life Floating Rate Fund Short Term Plan Gr * BNP Paribas Overnight Fund Gr Canara Robeco Liquid Fund Regular Plan Gr DSP BlackRock Liquidity Fund Institutional Gr * DWS Insta Cash Plus Fund Gr * DWS Treasury Fund Cash Plan Gr * Edelweiss Liquid Fund Gr * Franklin India Cash Management Account Gr Franklin India Treasury Mngt. Super Instit. Plan Gr HDFC CMF Call Plan Gr * HDFC CMF Savings Plan Gr * HDFC Liquid Fund Gr * HSBC Cash Fund Gr * ICICI Prudential Liquid Regular Plan Gr * ICICI Prudential Money Market Fund Gr IDBI Liquid Fund Gr * IDFC Cash Fund Regular Plan Gr * Indiabulls Liquid Fund Growth ING Liquid Fund Super Institutional Gr JM Floater Fund Short Term Plan Gr * JM High Liquidity FundSuper Instit. Plan Gr JP Morgan India Liquid Fund Super Instit. Gr * Kotak Floater Short Term Gr * Kotak Liquid Plan A Gr * L&T Cash Fund Gr * L&T Liquid Fund Growth LIC Nomura Liquid Fund Gr * Peerless Liquid Fund Super Institutional Growth PineBridge India Liquid Fund Standard Gr Pramerica Liquid Fund Gr * Principal Cash Management Fund Gr Principal Retail Money Manager Fund Gr Reliance Liquid Fund Treasury Plan Gr * Reliance Liquid Fund Cash Plan Gr * Reliance Liquidity Fund Gr * Religare Invesco Liquid Fund Gr * Sahara Liquid Fund Variable Gr * SBI Magnum Insta Cash Gr * SBI Magnum Insta Cash Fund Liquid Floater Plan Gr * SBI Premier Liquid Fund Gr * Sundaram Money Fund Regular Gr Tata Liquid Fund Plan A Growth * Tata Liquidity Management Fund Plan A Growth * Tata Money Market Fund Plan A Gr * Taurus Liquid Fund Super Instit. Gr Union KBC Liquid Fund Gr UTI Liquid Cash Plan Institutional Gr * UTI Money Market Fund Instit. Gr * Average of Liquid Funds Universe Annualised Returns % Rank ( days) ( days) (0 days) (0 days)

56 Money Manager & Floating Rate Funds Performance Scorecard As on 000 Axis Banking Debt Fund Gr * Axis Treasury Advantage Fund Gr * Baroda Pioneer Treasury Advantage Fund Plan A Gr * Birla Sun Life Cash Manager Growth * Birla Sun Life Floating Rate Fund Long Term Gr Birla Sun Life Savings Fund Gr * Birla Sun Life Treasury Optimizer Plan Growth BNP Paribas Money Plus Fund Gr * BOI AXA Treasury Advantage Fund Retail Plan Gr * Canara Robeco Floating Rate Short Term Fund Gr Canara Robeco Treasury Advantage Fund Reg Gr DSP BlackRock Money Manager Fund Gr * DSP BlackRock Treasury Bill Fund Gr * DWS Cash Opportunities Fund Gr DWS Income Advantage Fund Gr DWS Money Plus Fund Gr DWS Treasury Fund Investment Plan Gr DWS Ultra Short Term Fund Gr * Edelweiss Ultra Short Term Bond Fund Gr * Franklin India Low Duration Fund Gr * Franklin India Savings Plus Fund Gr * Franklin India Ultra Short Bond FundSuper Instit.Gr * HDFC CMF Treasury Advantage Plan Retail Gr * HDFC Floating Rate Income Fund L.T.P Gr * HDFC Floating Rate Income Fund S.T.P. Wholesale Gr* HSBC Floating Rate Fund Long Term Fund Reg. Gr HSBC Ultra Short Term Bond Fund Growth * ICICI Prudential Banking & PSU Debt Fund Gr * ICICI Prudential Flexible Income Regular Plan Gr * ICICI Prudential Savings Fund Gr ICICI Prudential Ultra Short Term Plan Gr * IDBI Ultra Short Term Fund Gr * IDFC Money Manager Fund Investment Plan Reg Gr * IDFC Money Manager Fund Treasury Plan Reg Gr * IDFC Ultra Short Term Fund Regular Plan Gr * Indiabulls Ultra Short Term Fund Gr ING Treasury Advantage Fund Instit. Gr JM Floater Fund Long Term Plan Fund Gr JM Money Manager Fund Regular Plan Gr JP Morgan India Treasury Fund Super Inst Growth * Kotak Flexi Debt Scheme Plan A Growth Kotak Floater Long Term Gr * L&T Floating Rate Fund Cum * L&T Low Duration Fund Gr * L&T Ultra Short Term Fund Cum * LIC Nomura Income Plus Fund Gr Mirae Asset Ultra Short Term Bond Fund Instit. Gr Motilal Oswal Most Ultra Short Term Bond Fund Gr * Peerless Ultra Short Term FundSuper InstitutionalGr * Pramerica Short Term Floating Rate Fund Gr * Pramerica Ultra Short Term Bond Fund Gr * Principal Bank CD Fund Gr Principal Debt Opp. Fund Conservative Plan Gr Principal Debt Opp. Fund Corporate Bond Plan Gr Reliance Floating Rate Fund Short Term Plan Gr * Reliance Medium Term Fund Gr * Reliance Money Manager Fund Gr * Religare Invesco Credit Opportunities Fund Gr * Religare Invesco Ultra Short Term Fund Gr * SBI Magnum Income Fund Floating Rate PlanLTGr * Annualised Returns % Rank ( days) ( days) (0 days) (0 days)

57 Money Manager & Floating Rate Funds Performance Scorecard As on 000 SBI Mag. Income Fund FR Savings Plus Bond PlanGr* SBI Treasury Advantage Fund Gr SBI Ultra Short Term Debt Fund Gr * Sundaram Flexible Fund STP Regular Gr * Sundaram Ultra Short Term Regular Gr * Tata Floater Fund Plan A Gr * Tata Floating Rate Fund LongTerm Gr * Tata Treasury Manager Fund Plan A Gr * Taurus Ultra Short Term Bond Fund Super Instit. Gr Union KBC Ultra Short Term Debt Fund Gr UTI Floating Rate Fund Short Term Plan Gr * UTI Treasury Advantage Fund Instit. Plan Gr * Avg. of Money Mgr & Floating Rate Funds Universe Annualised Returns % Rank ( days) ( days) (0 days) (0 days) Short Term Funds Axis Short Term Fund Gr * Baroda Pioneer Short Term Bond Fund Gr * Birla Sun Life Short Term Fund Gr * BNP Paribas Short Term Income Fund Growth * BOI AXA Short Term Income Fund Reg Gr * Canara Robeco Short Term Fund Regular Gr DSP BlackRock Banking & PSU Debt Fund Gr * DSP BlackRock Short Term Fund Gr * DWS Banking and PSU Debt Fund Gr DWS Short Maturity Fund Gr * Franklin India Banking & PSU Debt Fund Gr Franklin India Short Term Income Plan Gr * HDFC Banking and PSU Debt Fund Gr * HDFC HIF STP Gr * HDFC Medium Term Opportunities Fund Gr * HDFC Short Term Opportunities Fund Gr * HDFC STP Gr * HSBC Income Fund Short Term Plan Gr * ICICI Prudential Blended Fund Plan B Gr * ICICI Prudential Long Term Plan Gr ICICI Prudential STPCum * IDBI Short Term Bond Fund Gr * IDFC Banking Debt Fund Regular Plan Gr * IDFC SSI Short Term Regular Plan Gr * ING Short Term Income Fund Gr JM Short Term Fund Gr JP Morgan India Banking And Psu Debt Fund Gr * JP Morgan India Short Term Income Fund Gr * Kotak Bond Short Term Plan Gr * L&T Short Term Income Fund Gr * L&T Short Term Opportunities Gr * LIC Nomura Savings Plus Fund Gr Mirae Asset Short Term Bond Fund Regular Gr Peerless Short Term Fund Gr * PineBridge Short Term Fund Standard Gr * Pramerica Short Term Income Fund Gr * Pramerica Treasury Advantage Fund Gr * Principal Income Fund STP Gr Reliance Short Term Fund Gr * Religare Invesco Bank Debt Fund Gr * Annualised Returns % Year Rank Year (0 days) (0 days) (0 days) ( Year)

58

59 Performance Scorecard As on 000 Short Term Funds Annualised Returns % Year Rank Year 0 (0 days) (0 days) (0 days) ( Year) Religare Invesco Medium Term Bond Fund Gr Religare Invesco Short Term Fund Gr * SBI Short Term Debt Fund Gr * Sundaram Select Debt ST Asset Plan Regular Gr * TATA Short Term Bond Fund Plan A Growth * Taurus Short Term Income Fund Gr * UTI Banking & PSU Debt Fund Gr UTI Short Term Income Fund Instit. Gr * Average of Short Term Plan Universe Income Funds Axis Income Fund Gr * Baroda Pioneer Income Fund Gr * Baroda Pioneer PSU Bond Fund Gr * Birla Sun Life Income Plus Gr * BNP Paribas Bond Fund Gr * BNPP Med.Term Income Fund Gr * Canara Robeco Income Gr Canara Rob Med.Term Opp Fund Gr DSP BlackRock Bond Fund Gr * DWS Premier Bond Fund Gr Franklin India Corp Bond Opp Fund Gr * Franklin India Income Gr * Franklin India Income Builder Account Gr HDFC Income Fund Gr * HSBC Income Fund Investment Plan Gr * ICICI Prudential Corporate Bond FundGr* ICICI Prudential Income PlanGr * IDBI Debt Opportunities Fund Gr * IDFC SSIF Investment Plan Reg Gr * IDFC SSIF Medium Term Reg Gr * Indiabulls Income Fund Gr ING Income Fund Gr JM Income Fund Growth Option * Kotak Bond Plan A Gr * Kotak Medium Term Fund Gr * L&T Triple Ace Bond Fund Cumm * LIC Nomura Bond Gr * Pramerica Income Fund Gr Principal Income Fund Long Term Plan Gr Reliance Income Fund Retail Gr * Religare Invesco Active Income Fund Gr * Sahara Income Fund Gr * SBI Magnum Income Fund Gr * Sundaram Bond Saver Regular App * Tata Income Fund Plan A Gr * Tata Income Plus Fund Plan A Gr * UTI Bond Fund Gr * Avg. of Income Funds Universe Annualised Returns % Year Years Years Rank Year Years Years (0 ) ( year) ( years) ( years) Sharpe Ratio Dynamic Bond Funds Annualised Returns % Year Years Years 0 Rank Year Years Years (0 ) ( year) ( years) ( years) Sharpe Ratio Axis Dynamic Bond Fund Gr * Baroda Pioneer Dynamic Bond Fund Gr * Birla Sun Life Dynamic Bond Fund Gr *

60 Performance Scorecard Dynamic Bond Funds As on Annualised Returns % Year Years Years 0 Rank Year Years Years (0 ) ( year) ( years) ( years) Sharpe Ratio BNP Paribas Flexi Debt Fund Gr Canara Robeco Dynamic Bond Fund Gr DSPBR Strategic Bond Fund Instit. Gr * HDFC HIF Dynamic Plan Gr * HSBC Flexi Debt Fund Gr * ICICI Pru Dynamic Bond Fund Gr * ICICI Pru Income Opp. Fund Gr * IDBI Dynamic Bond Fund Gr * IDFC All Seasons Bond Fund Gr * IDFC Dynamic Bond Fund Regular Gr * IIFL Dynamic Bond Fund Gr L&T Flexi Bond Fund Gr PineBridge India Total Return Bond Gr * Pramerica Dynamic Bond Fund Gr * Reliance Dynamic Bond Fund Gr * SBI Dynamic Bond Fund Gr * Sundaram Flexible Fund FIP Gr * Tata Dynamic Bond Fund Plan A Gr * Taurus Dynamic Income Fund Gr * Union KBC Dynamic Bond Fund Gr UTI Dynamic Bond Fund Gr * Avg. of Dynamic Bond Funds Universe Accrual Funds 0 Annualised Returns % Year Years Years 0 Rank Year Years Years (0 ) ( year) ( years) ( years) Sharpe Ratio Birla Sun Life Medium Term Plan Gr * Birla Sun Life Short Term Opp Fund Gr * DSPBR Income Opportunities Fund Gr * Franklin India Income Opp Fund Gr * HDFC Corp Debt Opportunities Fund Gr * ICICI Pru Regular Savings Fund Gr * Kotak Income Opportunities Fund Gr * L&T Income Opportunities Fund Gr * Pramerica Credit Opportunities Fund Gr * Reliance Regular Savings Fund Debt Gr * UTI Income Opportunities Fund Gr * Avg. of Accrual Funds Universe Arbitrage Funds 0 Annualised Returns % 0 0 Year 0 0 Rank 0 Year (0 ) (0 ) (0 ) ( years) Sharpe Ratio Birla SL Enhanced Arbitrage Fund Gr * HDFC Arbitrage Fund Retail Gr ICICI Prudential Blended Fund Plan A Gr * ICICI Prudential Equity Arbitrage FundGr * IDFC Arbitrage Fund Regular Plan Gr * IDFC Arbitrage Plus Fund Regular Gr * JM Arbitrage Advantage Fund Gr * Kotak Equity Arbitrage Fund Gr * L&T Arbitrage Opportunities Fund Gr * Reliance Arbitrage Advantage Fund Gr * Religare Invesco Arbitrage Fund Gr * SBI Arbitrage Opportunities Fund Gr * UTI Spread Fund Gr Average of Arbitrage Funds Universe

61 Short Term Gilt Funds Performance Scorecard As on 000 Birla Sun Life Gilt Plus Liquid Gr * Birla SL GSec Short Term Gr * HDFC Gilt Fund STGr * HSBC Gilt Fund Plan Gr * ICICI Pru Gilt Fund Treasury PF * ICICI Pru ST Gilt Regular Plan Gr * IDFC GSF Short Term Plan Reg Gr * Kotak Banking & PSU Debt Fund Gr * Religare Invesco Gilt Short Duration Gr * Sahara Gilt Gr * SBI Magnum Gilt ST Gr * Sundaram Gilt Fund Regular Gr * TATA Gilt Mid Term Fund Plan A Gr * TATA Gilt Sec Short Maturity Plan A Gr * UTI G Sec Short Term Plan Gr * Average of ST Gilt Funds Universe Annualised Returns % Year Years Rank 0 0 Year 0 Years 0 (0 ) (0 ) ( year) ( years) Long Term Gilt Funds Axis Constant Maturity 0 Year Fund Gr * Baroda Pioneer Gilt Fund Gr * Birla Sun Life Gilt Plus PF Gr * Birla Sun Life Gilt Plus Regular Gr * Birla Sun Life Govt. Sec. Long Term Gr * BNP Paribas Gsec Fund Gr * Canara Robeco Gilt Pgs Gr DSP BlackRock Gsec Fund Gr * DWS Gilt Fund Gr Franklin India Gsec Composite Plan Gr * Franklin India Gsec Long Term Plan Gr * HDFC Gilt Fund LTGr * HDFC Inflation Indexed Bond Fund Gr * ICICI Prudential Gilt Fund InvPF Op * ICICI Prudential LT Gilt Fund Gr * IDBI Gilt Fund Gr * IDFC Gov Sec Inv Gr IDFC GSF Provident FundGr * Indiabulls Gilt Fund Gr JM GSec Regular Plan Gr Kotak Gilts Investment Gr * L&T Gilt Investments Gr * Motilal Oswal MOSt 0 Year Gilt FundDiv* Principal Government Securities Fund Gr Reliance Gilt Securities Fund Gr * Religare Invesco Gilt Long Duration Gr SBI Magnum Gilt LT Gr * TATA Gilt Sec Fund Plan A Gr * Tata Gilt Sec High Investment Plan Gr UTI Gilt Advantage Fund Long TermGr * Average of LT Gilt Funds Universe Annualised Returns % Year Years Years Rank Year Years Years (0 ) ( year) ( years) ( years) Sharpe Ratio

62 Diversified Equity Funds Risk Ratios As on 000 Std. Deviation Sharpe Ratio Year Beta Treynor Ratio Alpha Std. Deviation Sharpe Ratio Years Beta Treynor Ratio Alpha Axis Equity Fund Gr Axis Focused Fund Gr Axis Long Term Equity Fund Gr Axis MidCap Fund Gr Baroda Pioneer Elss Baroda Pioneer Growth Fund Growth Plan Birla Sun Life Advantage Fund Gr Birla Sun Life Dividend Yield Plus Growth Birla Sun Life Equity Fund Gr Birla Sun Life Frontline Equity Fund Gr Birla Sun Life India Opportunities Fund Plan B Gr Birla Sun Life Long Term Advantage Fund Gr Birla Sun Life Midcap Fund Gr Birla Sun Life Pure Value Fund Gr Birla Sun Life Small and Midcap Fund Gr Birla Sun Life Special Situations Fund Gr Birla Sun Life Tax Plan Gr Birla Sun Life Tax Relief Fund Div Birla Sun Life Top 00 Fund Gr BNP Paribas Dividend Yield Fund Gr BNP Paribas Equity Fund Gr BNP Paribas Long Term Equity Fund Gr BNP Paribas Midcap Fund Gr BOI AXA Equity Fund Regular Plan Gr BOI AXA Tax Advantage Fund Regular Growth Canara Robeco Emerging Equities Fund Gr Canara Robeco Equity Diversified Gr Canara Robeco Equity Tax Saver Fund Div Canara Robeco Large Cap Plus Fund Gr DSP BlackRock Equity Fund Reg. Plan Div DSP BlackRock Focus Fund Gr DSP BlackRock Micro Cap Fund Gr DSP BlackRock Opportunities Fund Gr DSP BlackRock Small and Mid Cap Reg Gr DSP BlackRock Tax Saver Fund Gr DSP BlackRock Top 00 Equity Fund Gr DWS Alpha Equity Fund Gr DWS Investment Opportunity Fund Gr DWS Tax Saving Fund Gr Edelweiss Div. Growth Equity Top 00 Fund Gr Edelweiss ELSS Fund Gr Edelweiss Select Midcap Fund Gr Edelweiss Value Opportunities Fund Plan A Gr Escorts Growth Plan G Franklin India Bluechip Fund Gr Franklin India Flexi Cap Fund Gr Franklin India High Growth Companies Fund Gr Franklin India Opportunities FundGr Franklin India Prima Fund Gr Franklin India Prima Plus Gr Franklin India Smaller Companies Fund Gr Franklin India Taxshield Gr Goldman Sachs India Equity Fund Gr HDFC Capital BuilderGr HDFC Core and Satellite Fund Gr HDFC Equity Fund Div HDFC Growth Fund Gr HDFC Large Cap Fund Gr HDFC Long Term Advantage Fund Gr HDFC Mid Cap Opportunities Fund Gr

63 Diversified Equity Funds Risk Ratios As on 000 Std. Deviation Sharpe Ratio Year Beta Treynor Ratio Alpha Std. Deviation Sharpe Ratio Years Beta Treynor Ratio Alpha HDFC Premier MultiCap Fund Gr HDFC Small and Mid Cap Fund Gr HDFC Taxsaver Gr HDFC Top 00 Fund Div HSBC Dividend Yield Equity Fund Gr HSBC Dynamic Fund Gr HSBC Equity Fund Gr HSBC India Opportunities Fund Gr HSBC Midcap Equity Fund Gr HSBC Tax Saver Equity Fund Gr ICICI Prudential Dynamic PlanCum ICICI Prudential Focused Bluechip Equity Fund Gr ICICI Prudential MidCap Fund Gr ICICI Prudential R.I.G.H.T. Fund Gr ICICI Prudential Target Returns Fund Retail Gr ICICI Prudential Tax Plan Regular Gr ICICI Prudential Top 00 Fund Gr ICICI Prudential Top 00 Fund Gr ICICI Prudential Value Discovery Fund Gr IDBI India Top 00 Equity Fund Gr IDFC Classic Equity Fund Regular Plan Gr IDFC Equity Fund Regular Plan Gr IDFC Imperial Equity Fund Regular Plan Gr IDFC Premier Equity Fund Regular Plan Gr IDFC Sterling Equity Fund Regular Gr IDFC Tax Advantage (ELSS) Fund Regular Gr IDFC Tax Saver Gr Indiabulls Blue Chip Fund Gr ING Core Equity Fund Gr ING Dividend Yield Fund Gr ING Large Cap Equity Fund Gr ING Midcap Fund Gr ING Tax Savings Fund Gr JM Basic Fund Growth Option JM Core Fund Series Growth Option JM Equity Fund Growth Option JM Multi Strategy Fund Growth Option JM Tax Gain Fund Growth Option JP Morgan India Equity Fund Gr JP Morgan India Mid and Small Cap Fund Gr JP Morgan India Tax Advantage Fund Gr Kotak 0 Equity Scheme Div Kotak Classic Equity Fund Gr Kotak Emerging Equity Scheme Gr Kotak Midcap Gr Kotak Opportunities Fund Gr Kotak Select Focus Fund Gr Kotak Tax Saver Gr L&T Equity Fund Gr L&T India Large Cap Fund Gr L&T India Special Situations Fund Gr L&T India Value Fund Gr L&T Long Term Advantage Fund Series I Gr L&T Midcap Fund Cum L&T Tax Advantage Fund Gr L&T Tax Saver Fund Cumulative LIC Nomura Equity Fund Gr LIC Nomura Growth Fund Gr LIC Nomura Tax Plan Gr Mirae Asset Emerging Bluechip Fund Gr

64 Diversified Equity Funds Risk Ratios As on 000 Std. Deviation Sharpe Ratio Year Beta Treynor Ratio Alpha Std. Deviation Sharpe Ratio Years Beta Treynor Ratio Alpha Mirae Asset India Opportunities Fund Gr Motilal Oswal MOSt Focused Fund Gr Peerless Equity Fund Gr PineBridge India Equity Fund Standard Gr Pramerica Large Cap Equity Fund Gr Principal Dividend Yield Fund Gr Principal Emerging Bluechip Fund Gr Principal Growth Fund Gr Principal Large Cap Fund Gr Principal Personal Tax Saver Principal Tax Savings Fund Quantum Long Term Equity Fund Gr Quantum Tax Saving Fund Gr Plan Reliance Equity Linked Saving Fund Series I Gr Reliance Equity Opportunities Fund Gr Reliance Focused Large Cap Fund Gr Reliance Growth Fund Gr Reliance Long Term Equity Fund Gr Reliance Quant Plus Fund Gr Reliance Regular Savings Fund Equity Plan Gr Reliance Small Cap Fund Gr Reliance Tax Saver Fund Gr Reliance Top 00 Fund Gr Reliance Vision Fund Gr Religare Invesco AGILE Fund Gr Religare Invesco Business Leaders Fund Gr Religare Invesco Contra Fund Gr Religare Invesco Equity Fund Gr Religare Invesco Growth Fund Gr Religare Invesco Mid N Small Cap Fund Gr Religare Invesco Midcap Fund Gr Religare Invesco Tax Plan Gr Sahara Growth Fund Gr Sahara Midcap Fund Gr Sahara Star Value Fund Gr Sahara Super 0 Fund Gr Sahara Tax Gain Fund Gr Sahara Wealth Plus Fund Variable Gr SBI Contra Fund Regular Div SBI Emerging Businesses Fund Regular Plan Gr SBI Magnum Blue Chip Fund Gr SBI Magnum Equity Fund Gr SBI Magnum Global Fund Div SBI Magnum MidCap Fund Gr SBI Magnum Multicap Fund Gr SBI Magnum Multiplier Plus Div SBI Magnum Tax Gain Fund Div SBI Small & Midcap Fund Gr SBI Tax Advantage Fund Series I Gr Sundaram Equity Multiplier Fund Gr Sundaram Growth Fund Gr Sundaram Rural India Fund Gr Sundaram S.M.I.L.E. Fund Gr Sundaram Select Focus Gr Sundaram Select MidCap Gr Sundaram Tax Saver Div Tata Dividend Yield Fund Gr Tata Equity Opportunities Fund Gr Tata Equity P/E Fund Gr Tata Mid Cap Growth Fund Gr

65 Diversified Equity Funds Risk Ratios As on 000 Tata Pure Equity Fund Gr Tata Retirement Savings Fund Progressive Plan Gr Tata Tax Advantage Fund Tata Tax Saving Fund Div Taurus Bonanza Fund Gr Taurus Discovery Fund Gr Taurus Starshare Growth Taurus Tax Shield Gr Templeton India Growth Fund Gr Union KBC Equity Fund Gr Union KBC Tax Saver Scheme Gr UTI Dividend Yield Fund. Gr UTI Equity Fund Gr UTI Equity Tax Saving Plan Div UTI Leadership Equity Fund Gr UTI Long Term Advantage Fund I Gr UTI Long Term Advantage Fund II Gr UTI Master Equity Plan Unit Scheme UTI Master Share Div UTI Mid Cap Fund Div UTI Opportunities Fund Gr UTI Top 00 Fund Div UTI Wealth Builder Fund Series II Gr Average of Diversified Equity Schemes Std. Deviation Sharpe Ratio Year Beta Treynor Ratio Alpha Std. Deviation Sharpe Ratio Years Beta Treynor Ratio Note: ) Monthly returns are used to analyse the above funds. For the purpose of calculating Beta, mean of diversfied equity schemes is taken as a benchmark rate and FD rates (Fixed %) is taken as risk free rate of return. ) Here, Standard Deviation (S.D.) suggests the deviation of returns from mean whereas Beta is the sensitivity of the returns of the fund relative to benchmark. ) Sharpe ratio gives the Risk adjusted Returns based on Total Risk (S.D.) and Treynor Ratio gives the Risk adjusted Returns based on Market Risk (Beta). Alpha is the superior returns earned by the fund manager than the returns from the benchmark. ) In all measures, Sharpe Treynor Alpha, higher score means better fund. s have been calculated based on all measures. First represents best performing funds (Top %) and Forth represents relatively worst performing funds Alpha Equity Schemes Unit Link Insurance Plan (Equity Exposure 000%) Bajaj Allianz Accelerator Mid Cap Fund Bajaj Allianz Equity Gain Bajaj Allianz Equity Growth Fund Bajaj Allianz Equity Index Bajaj Allianz Equity Index Fund II Bajaj Allianz Equity Midcap Fund Bajaj Allianz Equity Midcap Plus Fund Bajaj Allianz Equity Plan Bajaj Allianz Equity Plus Bajaj Allianz Pure Equity Fund Bajaj Allianz Pure Stock Fund Bharti AXA Grow money Fund Bharti AXA Growth Opportunities Fund Birla Sun Life Individual Life Maximiser Birla Sun Life Individual Life Multiplier Birla Sun Life Individual Magnifier Fund HDFC Equity Managed Fund II HDFC Growth Fund II HDFC Standard Life Equity Managed Fund (A) HDFC Standard Life Equity Managed Fund (B) HDFC Standard Life Growth Fund(A) ICICI Pru Flexi Growth ICICI Pru Flexi Growth II ICICI Pru Flexi Growth III CAGR Returns % 0 Year Years Years Years 0 Year Years Years Years Rank

66 Equity Schemes Unit Link Insurance Plan ULIP Performance As on 000 (Equity Exposure 000%) ICICI Pru Maximiser Fund ICICI Pru Maximiser Fund II ICICI Pru Maximiser Fund III ICICI Pru Multiplier Fund ICICI Pru Multiplier Fund II ICICI Pru Multiplier Fund III ICICI Pru Multiplier Fund IV ICICI Pru Pension Flexi Growth ICICI Pru Pension Flexi Growth II ICICI Pru Pension Maximiser Fund ICICI Pru Pension Maximiser Fund II ICICI Pru Pension Multiplier Fund ICICI Pru Pension Multiplier Fund II ICICI Pru Pension R.I.C.H. Fund Max New York Growth Super Fund SBI Life Equity Elite Fund SBI Life Equity Fund SBI Life Equity Optimiser Fund SBI Life Equity Pension Fund SBI Life Growth Fund Tata AIG Aggresive Growth Fund Tata AIG Equity Fund Tata AIG Growth Fund Average Universe CAGR Returns % 0 Year Years Years Years 0 Year Years Years Years Rank (Equity Exposure 00%) LIC Fortune Plus Growth Fund LIC Future Plus Growth Fund LIC Jeevan Plus Growth Fund LIC Market Plus I Growth Fund LIC Market Plus Growth Fund LIC Money Plus I Growth Fund LIC Money Plus Growth Fund LIC Profit Plus Growth Fund Max New York Growth Fund Average Universe CAGR Returns % 0 Year Years Years Years 0 Year Years Years Years Rank * Return is on absolute basis for < year period Editor Abhishek Dubey Research & Content Viral Shah, Dhaval Patel Creative Director Samanvay Maniar Graphic Design by Chintal Shrimali publications@njgroup.in

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