RATES OF FEES CHARGED BY HANSABANKAS' FOR ITS SERVICES AND OPERATIONS

Transcription

1 RATES OF FEES CHARGED BY HANSABANKAS' FOR ITS SERVICES AND OPERATIONS 1. ACCOUNT AGREEMENTS. HANDLING OF ACCOUNTS INFORMATION ON ACCOUNTS HANZA.NET MOBILE BANK FACILITY BANK BY PHONE AUTOMATED SERVICE PIN GENERATOR ADMINISTRATION OF FUNDS TRANSFERRED TO A CUSTOMER S ACCOUNT(S) PAYMENT TRANSFERS AND NON-CASH SETTLEMENTS ADDITIONAL SERVICES RELATED WITH MONEY TRANSFERS OPERATIONS WITH CASH ACCEPTANCE OF PAYMENTS-IN IN CASH URGENT MONEY TRANSFERS CHEQUES OTHER SERVICES INVESTMENT FUNDS UNITS TRADE AND THEIR SAFEKEEPING SERVICES SECURITIES TRADE AND SAFEKEEPING SERVICES ST GROUP OF FEES ND GROUP OF FEES RD GROUP OF FEES

2 HANDLING OF ACCOUNTS 1. ACCOUNT AGREEMENTS. HANDLING OF ACCOUNTS 1. Opening of a bank account. Free of charge Note: account-based transactions can be effected in the following currencies - AUD, BYR, GBP, CAD, CZK, DKK, EEK, EUR, HUF, JPY, LVL, LTL, NOK, PLN, RUB (RUR), SEK, CHF, UAH, USD, SKK, BGN and HRK. 2. Sending of documents by post in the case of the opening of a bank account in Estonia or Latvia: 2.1. sending of documents by post in the case of the opening of a bank account in Estonia LTL 20 or Latvia 2.2. sending of documents via DHL in the case of the opening of a bank account in LTL 100 Estonia or Latvia 3. A quarterly fee for the handling of a personal bank account: 3.1. in the case of a bank account attached to a personal payment card issued by Free of charge Hansabankas (note: such a payment card must be valid for the entire quarter in question) 3.2. in other cases LTL A yearly fee for the handling of an invalid personal payment card account (opened before 21 LTL 3.6 February 2002 under the payment card agreements with the then Lietuvos Taupomasis Bankas) 5. Issuance/replacement of a personal savings-books: 5.1. to persons over 60 years of age Free of charge 5.2. in other cases LTL 5 6. Issuance of a cheque-book LTL 25 Bank account-based transactions are carried out in accordance with valid Bank s rates of fees 2. INFORMATION ON ACCOUNTS 1. Statements of accounts: 1.1. issuance, over-the-counter at Hansabankas branches, of daily statements of accounts to privat and legal persons 1.2.preparation and issuance to privat persons over-the-counter at Hansabankas branches of periodic statements of accounts Free of charge as of previous day LTL as of previous month LTL as of previous quarter LTL as of previous year LTL sending of statements of accounts to privat and legal persons via Hansabankas e- channels (a new facility) 1.4. printing out of statements of accounts dating the periods requested by natural or legal persons 1.5. printing out of statements of accounts held with former Lietuvos Taupomasis Bankas (LTB) and Lietuvos Valstybinis Komercinis Bankas (LVKB) before 1 January 2001; Free of charge LTL 5 LTL1.0 per unit, however not less than LTL 15 2 Sending by post within Lithuania of periodic monthly/quarterly/yearly statements of accounts LTL Sending (by post) of a statement of account printed out at the Bank against the customer s request: 3.1. by an ordinary letter, within Lithuania LTL by a registered letter, within Lithuania LTL to a foreign country LTL Sending of a statement of account by fax against the customer s request: 4.1. within Lithuania LTL to a foreign country LTL Issuance of certificates of accounts opened or closed and their balances thereof: 5.1. a certificate in Lithuanian language (drafted not later than within 10 days) LTL a certificate in Lithuanian language (drafted within a business day) LTL a certificate in a foreign (English) language LTL Other certificates and notifications/notes/notices LTL A certificate issued by Hansabankas to auditors (an audit/consultancy company) LTL A certificate issued by Hansabankas for declaration of personal income and assets Free of charge 2

3 AGREEMENTS 3. HANZA.NET 1. The hanza.net agreement signing fee Free of charge 2. The hanza.net support fee Free of charge Transactions conducted via the hanza.net facility are charged according to valid Bank s rates of fees 4. MOBILE BANK FACILITY 1. Mobile Bank Agreement signing fee Free of charge 2. Mobile Bank support fee Free of charge 3. Price of a message sent by a registered Mobile Bank subscriber LTL BANK BY PHONE 1. Bank by Phoneagreement signing fee Free of charge 2. Bank by Phonemonthly support fee: 2.1. for personal customers: for those, who use the Bank s individual service package Free of charge for other individuals LTL 4.99 Operations conducted via the Bank by Phonefacility are charged according to rates of Service and Operations Fees approved by the Bank s Board. 6. AUTOMATED SERVICE 1. The Automated service agreementsigning fee Free of charge 2. The Automated service monthly support fee LTL PIN GENERATOR 1. In those cases when at least one of the electronic service (Internet Bank, Telephone Banking or Mobile Bank) agreements envisaged that a user could conduct transactions via his/her account exceeding the established daily limit of LTL 4,000 such a user may be issued a PIN generator only. 2. In other cases, not specified in the Section 1, a user may choose at his/her discretion either a code card or PIN generator. 1. Issuance of PIN generator LTL Replacement of PIN generator LTL De-blocking of PIN generator Free of charge NON-CASH PAYMENTS/SETTLEMENTS 8. ADMINISTRATION OF FUNDS TRANSFERRED TO A CUSTOMER S ACCOUNT(S) Day 1. Hansabankas intra-transfers: Free of charge 2. Crediting of funds transferred from HANSABANK or SWEDBANK groups T0 Free of charge banks 3. Transfers from other banks incorporated in Lithuania: 3.1 crediting of Litas-denominated funds T0 LTL crediting of FX-denominated funds T0 LTL 5 4. Wire transfers from overseas banks: 4.1 crediting of Litas-denominated funds T+1 LTL European payment*(sums do not exceed EUR 50,000) T+1 LTL crediting of FX-denominated funds (except as provided in Section 4.2 above) T+1 LTL return of funds (received from overseas banks) to the Payer s bank account LTL re-crediting of funds to accounts of other banks customers LTL 50 Day: a period within which funds are credited to the payee s bank account, where TO means that funds shall be credited to the Payee s bank account on the same day whe AB Bankas Hansabankas receives the funds in question from the Payer s bank. T+1 means that funds shall be credited to the Payyee s bank account not later than next business day following a day when AB Bankas Hansabankas received funds in questions from the Payer. *EUR-denominated transfer from EU countries, Iceland, Liechtenstein, Norway and Switzerland, if terms are acceptable, indicated in this case must be the Payee s bank SWIFT (BIC); the Payee s bank account must be indicated in IBAN format; and the payment type is designated SHA. HANSABANK group s banks: AS Hansapank (SWIFT code: HABAEE2X), Estonia. 3

4 AS Hansabanka (SWIFT code: HABALV22), Latvia. OAO Swedbank (SWIFT code: HABARUMM), Russian Federation SWEDBANK group s banks: Swedbank (SWIFT code: SWEDSESS), Sweden, Stockholm. Swedbank (SWIFT code: SWEDSEGG) Sweden, Gothenburg s Swedbank (SWIFT code: SWEDFIHH) Finland. Swedbank (SWIFT code: SWEDDKKK) Denmark. Swedbank (SWIFT code: SWEDNOKK) Norway. 9. PAYMENT TRANSFERS AND NON-CASH SETTLEMENTS Fees shown by payment channels indicated in payment Hour Day instructions (before) hanza.net Over-the-counter Bank by Phone 1. Transfers within Hansabankas: 1.1. Litas-denominated transfer to one s own T0 Free of charge LTL 1.5 bank account 1.2. Litas-denominated transfer to other persons bank account, (SHA)** T0 LTL 0.8 LTL FX-denominated transfer (SHA) T0 LTL 2 LTL regular Litas-denominated transfer, (SHA) T0 LTL 0.8 LTL debiting of funds using Direct Debit facility T0 Free of charge Free of charge 1.6. acceptance of Litas-denominated fees (SHA) (note: this bank fee shall be paid by the Payer, unless otherwise specified in the bank s agreements with payees): a. for payments-in into budget accounts of Lithuanian municipalities and other state institutions money funds** b. for payments-in under the Utility Bills Payment Book T0 If it is up to LTL 4, - free of charge; in other cases, LTL 0.8 per a fee payment T0 LTL 0.8 for fee payment transaction per one form of the Book If it is up to LTL 4, - free of charge; in other cases, LTL 2 per a fee payment LTL 3 for fee payment transaction per one page of the Book c. for other payments-in T0 LTL 0.8 per a LTL 3 per a payment operation payment operation 2. Transfers to banks incorporated in Lithuania: 2.1. ordinary Litas -denominated transfer, (SHA) 14:30 T0 LTL 1.2 LTL 4 LTL urgent Litas -denominated transfer, (SHA) 15:00 T0 LTL 4 LTL 7 LTL recurrent Litas -denominated transfer 14:00 T0 LTL 2 LTL 2 (SHA) 2.4. ordinary FX -denominated transfer (SHA) a. transfer denominated in EUR and USD 14:00 T0 b. transfer denominated in AUD, BGN, HUF, JPY, 15:30 T+2 and SKK LTL 40 LTL 50 - c. transfer denominated in other foreign currency 15:30 T+1 3. Payment transfers to HANSABANK Group s banks: If terms are acceptable, indicated must be the Payee s bank BIC. The Payee s bank account must be indicated in IBAN format: 3.1.Litas-denominated transfer (SHA) 15:00 T0 LTL 5 LTL FX-denominated transfer (SHA) 15:00 T0 3.3.RUB-denominated transfer to į OAO Swedbank 12:00 T0 LTL 30 LTL 30 - (in Russian Federation) 4. Payment transfer to SWEDBANK Group s banks: If terms are acceptable, indicated must be the Payee s bank BIC. The Payee s bank account must be indicated in IBAN format. 4.1Litas-denominated transfer, (SHA) 15:00 T0 LTL 5 LTL FX-denominated transfer, (SHA) a. transfer denominated in EEK, LVL, EUR, 15:00 T0 LTL 30 LTL 30 - USD, SEK, NOK and DKK b. transfer denominated in other foreign 22:00 T+2 4

5 currency 5. International money transfers: Hour (before) Day Fees shown by payment channels indicated in payment instructions hanza.net Over-the-counter Bank by Phone 5.1. ordinary Litas-denominated transfer, (SHA) 22:00 T+2 LTL 40 LTL European payment* a.normal, sums do not exceed 22:00 T+2 LTL 40 LTL 45 EUR 50,000, b.normal, sums exceed EUR 22:00 T+2 LTL 45 LTL 50 50,000, c.urgent 16:00 T+1 LTL 90 LTL ) 5.3. ordinary FX-denominated transfer 22:00 T+2 OUR LTL 85 LTL 90 - OUR (recurrent transfer) LTL 85 SHA (except cases specified in Item LTL 50 LTL 50 - BEN Free of charge Free of charge very urgent transfers denominated in the following currencies: EUR, USD Other currencies 16:00 14:00 T+1 T+1 OUR LTL 150 LTL SHA LTL 100 LTL BEN Free of charge Free of charge Very urgent EUR and USDdenominated transfers 14:00 T0 OUR LTL 350 LTL SHA LTL 200 LTL BEN Free of charge Free of charge - 6. Acceptance and sending out of a debit or cash collection order or a settlement cheque 6.1. in the case that the Payer s bank account is held with Hansabankas 6.2 in the case that the Payer s bank account is held with other bank LTL Hour: an hour, before which a payment order must be presented so that to have it executed on a day indicated in the field Day. A payment order presented later will be executed on a next day following the day indicated in the filed Day. E.g. if 14:00 is indicated under Hour and TO under Day, a payment order presented before 14:00 o clock shall be executed the same day (TO); in the event of presentation of a payment order after 14:00 o clock, it will be executed next day following the day specified under Day, i.e. T+1. If no concrete hour is indicated in the field Hour, a payment order presented at any time will be executed on a day indicated in the field Day. Day: a period of time when a payment order must be executed taking into consideration at what hour (before or later) an order in question has been presented. E.g. in the case of TO, a payment orders shall be executed the same day if it was presented before an hour specified in the filed Hour, * EUR-denominated transfer to EU countries, Iceland, Liechtenstein, Norway and Switzerland, if terms are acceptable, indicated in this case must be the Payee s bank SWIFT (BIC); the Payee s bank account must be indicated in IBAN format;and the payment type is designated SHA. ** Private individuals' payments according to the codes indicated in Lithuanian State Tax Inspection s website ( - free of charge HANSABANK group s banks: AS Hansapank (SWIFT code: HABAEE2X), Estonia; AS Hansabanka (SWIFT code: HABALV22), Latvia; OAO Swedbank (SWIFT code: HABARUMM), Russian Federation. SWEDBANK group s banks: Swedbank (SWIFT code: SWEDSESS), Sweden, Stockholm; Swedbank (SWIFT code: SWEDSEGG) Sweden, Gothenburg; Swedbank (SWIFT code: SWEDFIHH) Finland; Swedbank (SWIFT code: SWEDDKKK) Denmark; 5

6 Swedbank (SWIFT code: SWEDNOKK) Norway. Explanations of BEN, OUR and SHA payment transfers: OUR. The payment order OUR means that, in the case of transferring funds to the Payee abroad, the Payer, i.e. you undertake to pay all AB Bankas Hansabankas (hereinafter referred as the Bank) applied charges and other banks' charges/fees established for this type of transaction. Where your payment of such a charge to the Bank for effecting a payment order does not fully cover the charges stipulated by your Correspondent bank and the Payee's bank for effecting a payment order in question, you are expected to additionally cover the difference of the charges set by the Correspondent and Payee's banks and the amount that you have already paid to the Bank. If a funds transfer order is denominated in USD, other banks fees can be additionally debited from the payee's bank account. BEN. Payment transfer means that the recipient, i.e. your partner abroad, covers all the fees of the Bank as well as other banks, which usually are withdrawn from the amount transferred (the recipient will get a lower sum). However, the sender must pay a fee for performance of transfer, if under the procedures set by other banks; the fees imposed by them cannot be withdrawn from the recipient. SHA. Type payment order means that the Payer, i.e. you cover the transfer-related fee charged by the bank; other (overseas) banks fees are to be covered by the Payee (meaning that he/she receives not a full amount) 10. ADDITIONAL SERVICES RELATED WITH MONEY TRANSFERS 1. Inquiries, corrections and confirmations: 1.1. investigation of execution of an international money transfer operation upon the LTL 100 customer s request and supply of the resulting information 1.2. cancelling of a domestic LTL-denominated payment order LTL cancelling or correcting of an international payment order (here, the correcting means changing of a datum (data) in a payment order): a. a payment order that has not been sent out from the Bank LTL 10 b. a payment order that has been sent out from the Bank LTL 150, plus overseas bank s fees c. a transfer to a HANSABANK or SWEDBANK group s bank. LTL 10 Note: in the case of cancellation of an international payment order, its conversion transaction is not revoked 2. The Bank s confirmation of an executed international payment order (or providing a SWIFT copy) 3. An additional information received from an overseas bank following the customer s request LTL A certificate issued by an overseas bank-correspondent LTL An advice sent (by SWIFT or Telex) to an overseas bank LTL 40 LTL 5 for a confirmation (copy) 6. A monthly fee to be paid for the operating of the customer s bank account under advices MT LTL and/or MT A fee to be paid for the advice MT 942 LTL An additional confirmation of a transaction. LTL 3 Note: the fee is applied only in the case of an instruction for the conducting of a domestic or international money transfer operation presented via the hanza.net or Bank by Phone facilities. The fee is charged both upon the receipt or non-receipt of the customer s confirmation. OPERATIONS WITH CASH 11. OPERATIONS WITH CASH 1. Instructions to transfer the paid-in cash: 1.1.paying-in of Litas, Euro and US Dollar-denominated banknotes into one s Free of charge own bank account 1.2. paying-in of Litas-denominated banknotes into other customer s bank LTL 3 account 1.3. paying-in of other FX-denominated banknotes (in other cases ) 0.3% from the sum paid; minimum LTL Cash withdrawing via ATM Ref. Credit cards fees 3. Withdrawing of cash from one s bank account over-the-counter (at bank offices): 3.1. in the case of persons over 60 years of age: a LTL-denominated sum of money less than LTL 1,000 Free of charge a LTL-denominated sum of money above LTL 1, % from the total amount a sum of money denominated in other currency 0.6% from the sum; minimum LTL in the remaining cases. 0.6% from the sum; minimum LTL 3 Note: no fee is charged in the event that a balance of account denominated in Litas and worth less than LTL 4 is paid out to the customer following the closing of a bank account in question 6

7 11. OPERATIONS WITH CASH 3.3. withdrawing of cash from a deposit-servicing account when the deposit in question had been placed in cash. Note: no fee is charged when cash is withdrawn from a bank account opened with the Bank before 1 December 2001 and the sum is returned to the account upon the expiry of the maturity of the deposit in question. Free of charge 4. A fee charged for the cancelling of an advance order of cash or because of a postdue taking-out of cash. Note: The customer is supposed to order cash against a written confirmation. In branches, sizes of sums to be ordered and periods thereof must be set by Branch Managers 5. A fee charged for a currency purchase/sale transaction carried out in cash when the exchanged currency s equivalent in Litas calculated according to the existing currency purchase/sale rate at the Bank is less than LTL Re-calculating carried out in cash: 6.1. re-calculating of Litas-denominated coins irrespective of transactions to be carried out later 0.2% from the cancelled sum; maximum LTL 1,000 4 % from the sum; minimum LTL 3 if the sum exceeds LTL re-counting of banknotes, without carrying out other bank operations LTL 0.1 for a banknote 6.3. re-calculating of LTL, USD and EUR-denominated banknotes in those cases when a legal person places cash into the Company s account. Note: this fee also includes the covering of the expenses incurred because of the cash collection 7.Exchange of cash: 7.1 exchange of Litas-denominated coins into other denominations of the same currency LTL % from the sum; minimum LTL 1 4 % from the sum; minimum LTL 3 if the sum exceeds LTL exchange of FX banknotes (if available at a cash unit) 0.1 % from the sum exchange of worn-out LTL-denominated banknotes Free of charge 7.4. exchange of worn-out FX banknotes when agreed beforehand with a Bank 5 % from the face value office) 8.Checking of banknotes, without carrying out other bank operations LTL 0.1 for a banknote 12. ACCEPTANCE OF PAYMENTS-IN IN CASH 1. Acceptance, over-the-counter at a branch bank offices, of cash-based fee If it is up to LTL 4, - free of charge; in payment to be transferred to a bank account of Lithuanian municipality and other other cases, LTL 2 per payment-in state institutions money fund** 2. Acceptance, over-the-counter at a branch bank office, of cash-based fee paid via the Utility Bills Payment Book LTL 3 per payment-in according to one page of the Utility Bills Payment Book 3. Acceptance, over-the-counter at a branch bank office, of other cash-based LTL 3 per payment-in payment ** Private individuals' payments according to the codes indicated in Lithuanian State Tax Inspection s website ( - free of charge 7

8 13. URGENT MONEY TRANSFERS Fees to be paid in Litas (LTL) for the transfer of Western Union US dollars (USD) denominated Money Transfer and other Western Union US dollars (USD) denominated Money Transfer related additional services according to the existing (at the Bank) LTL/ USD exchange rate (in cash): 1. Western Union Money Transfers in the event that a US dollars (USD) denominated amount transferred is: 1.1. To all countries except those indicated in sub-paragraph 1.2: Up to USD 50 USD 13 From USD 2001 to 2500 USD 110 From USD 51 to 100 USD 15 From USD 2501 to 3000 USD 120 From USD 101 to 200 USD 22 From USD 3001 to 3500 USD 140 From USD 201 to 300 USD 29 From USD 3501 to 4000 USD 160 From USD 301 to 400 USD 34 From USD 4001 to 4500 USD 180 From USD 401 to 500 USD 40 From USD 4501 to 5000 USD 200 From USD 501 to 750 USD 45 From USD 5001 to 5500 USD 220 From USD 751 to 1000 USD 50 From USD 5501 to 6000 USD 240 From USD 1001 to 1500 USD 75 From USD 6001 to 6500 USD 260 From USD 1501 to 1750 USD 80 From USD 6501 to 7000 USD 280 From USD 1751 to 2000 USD 90 From USD 7001 to 7499 USD To Albania, Armenia, Azerbaijan, Belarus, Bosnia and Herzegovina, Bulgaria, Czech Republic, Croatia, Cyprus (Northern), Estonia, Georgia, Hungary, Kazakhstan, Kosovo, Kyrgyzstan, Latvia, Macedonia, Moldova, Poland, Romania, Russia, Serbia, Montenegro, Slovakia, Slovenia, Tajikistan, Turkmenistan, Ukraine and Uzbekistan: Up to USD 100 USD 6 From USD 2751 to 3000 USD 99 From USD 101 to 200 USD 9 From USD 3001 to 3500 USD 109 From USD 201 to 300 USD 14 From USD 3501 to 4000 USD 129 From USD 301 to 400 USD 19 From USD 4001 to 4500 USD 149 From USD 401 to 500 USD 24 From USD 4501 to 5000 USD 169 From USD 501 to 750 USD 29 From USD 5001 to 5500 USD 189 From USD 751 to 1250 USD 37 From USD 5501 to 6000 USD 209 From USD 1251 to 1750 USD 53 From USD 6001 to 6500 USD 229 From USD 1751 to 2250 USD 69 From USD 6501 to 7000 USD 249 From USD 2251 to 2750 USD 89 From USD 7001 to 7499 USD Phone Notification USD 3 3. Message: 3.1. consisting of up to 10 words USD for each additional word USD Delivery to the Payee USD Western Union Payments in the event that a US dollars (USD) denominated amount transferred is: 5.1. Up to USD 3000 USD From USD 3001 to 5000 USD Western Union Money Transfer payout in US dollars (USD) Free of charge Fees to be paid in Litas (LTL) for the transfer of Western Union Litas (LTL) denominated Money Transfer and other Western Union Litas (LTL) denominated Money Transfer related additional services 7. Western Union Money Transfers in the event that a Litas (LTL) denominated amount transferred is: 7.1. To all countries except those indicated in sub-paragraph 7.2: Up to LTL 135 LTL 35 From LTL to 6750 LTL 297 From LTL to 270 LTL 40 From LTL to 8100 LTL 324 From LTL to 540 LTL 59 From LTL to 9450 LTL 378 From LTL to 810 LTL 78 From LTL to LTL 432 From LTL to 1080 LTL 92 From LTL to LTL 486 From LTL to LTL 108 From LTL to LTL From LTL to LTL 121 From LTL to LTL From LTL to LTL 135 From LTL to LTL From LTL to LTL 202 From LTL to LTL From LTL to LTL 216 From LTL to LTL From LTL to LTL 243 From LTL to LTL To Albania, Armenia, Azerbaijan, Belarus, Bosnia and Herzegovina, Bulgaria, Czech Republic, Croatia, Cyprus (Northern), Estonia, Georgia, Hungary, Kazakhstan, Kosovo, Kyrgyzstan, Latvia, Macedonia, Moldova, Poland, Romania, Russia, Serbia, Montenegro, Slovakia, Slovenia, Tajikistan, Turkmenistan, Ukraine and Uzbekistan: Up to LTL 280 LTL 17 From LTL to 8500 LTL 280 From LTL to 560 LTL 25 From LTL to LTL 305 8

9 From LTL to 850 LTL 40 From LTL to LTL 359 From LTL to 1150 LTL 55 From LTL to LTL 413 From LTL to LTL 67 From LTL to LTL From LTL to LTL 80 From LTL to LTL From LTL to LTL 105 From LTL to LTL From LTL to LTL 150 From LTL to LTL From LTL to LTL 195 From LTL to LTL From LTL to LTL 250 From LTL to LTL Phone Notification LTL 8 9. Message: 9.1. consisting of up to 10 words LTL for each additional word LTL Delivery to the Payee LTL Western Union Money Transfer payout in Litas (LTL) Free of charge OTHER SERVICES/TRANSACTIONS 14. CHEQUES 1. Buying and selling of Traveller s Cheques: 1.1. buying of Traveller s Cheques 1,5% from the sum bought 1.2. selling of Traveller s Cheques 1 % from the sum sold 2. Hansabankas-issued Cheques: 2.1. sale: 0.8 from the total sum sold, however, minimal amount is LTL 10 and maximal amount may stand up to LTL suspension of payment against a cheque LTL 20, plus fees charged by overseas banks 2.3. payment of an unused cheque LTL Collection of Cheques:: 3.1. collection of pension and alimony cheque Free of charge 3.2. encashment of other Cheques 1%, minimum LTL 25; maximal LTL 300, plus fees charged by overseas banks 3.3. return of unpaid cheque LTL 10, plus fees charged by overseas banks 3.4. return of revocable cheque to the customer when it has not been sent to LTL 10 an overseas bank 9

10 15. OTHER SERVICES 1. A repeated printing of document that proves execution of a transaction in a subbranch LTL 1 per document 2. Processing of documents: 2.1. sending of documents by fax: within Lithuania LTL 5 per page to a foreign country LTL 10 per page 2.2. sending of documents: within Lithuania by regular post LTL 2 per page, however, minimum LTL by registered post LTL 2 per page, however, minimum LTL to a foreign country LTL 5 per page, however, minimum LTL by currier LTL 20, plus the currier s fees 3. Certification of samples of signatures and seals Free of charge 4. Producing copies of documents: 4.1. producing copies of agreements LTL 20 per copy 4.2. producing copies of documents and issuance of duplicates LTL 5 per copy 4.3. copying of other documents 1 LTL, *0.15LTL(included) per page 5. Issuance of a reference (recommendation) LTL Fee charged by the Bank for acceptance of the customer s request to conduct LTL 15, *2.29 LTL(included) search of documents(s) in the Bank s Archives. -Value Added Tax SECURITIES 16. INVESTMENT FUNDS UNITS TRADE AND THEIR SAFEKEEPING SERVICES 1. Investment funds units Trading*: 1.1. acquisition and redemption of Hansa Money Market fund s units free of charge 1.2. acquisition of units of Hansa Eastern Europe Bonds Fund 0.50% 1.3. redemption of units of Hansa Eastern Europe Bonds Fund 0.00% 1.4. acquisition of units of Hansabank Group Funds ** 1.50%, min. LTL redemption of units of Hansabank Group Funds 1.00%, min. LTL conversion of units of Hansabank Group Funds LTL acquisition of units of investment funds under management of other companies Franklin Templeton, East Capital, JP Morgan, Robur funds 1.50%, min. LTL 35 Lt hedge funds 1.50%, min. LTL 380 Lt other funds 1.50%, min. LTL 90 Lt 1.8. redemption of units of investment funds under management of other companies Franklin Templeton, East Capital, JP Morgan, Robur funds 1.00%, min. LTL 35 Lt hedge funds 1.00%, min. LTL 380 Lt other funds 1.00%, min. LTL 90 Lt 1.9. conversion of units of funds under management of other companies *** LTL acquisition of units of funds by means of the regular investment facility 1.5% Acquisition fees (indicated in percentage point, %) are calculated on the basis of the prices of units of investment funds acquired Redemption fees (indicated in percentage point, %) are withheld from the price of investment fund s units sold 2. Discounts of the acquisition fee dependent upon the sums invested (agreed in getting in touch with Hansabankas Financial Brokerage Department) Up to LTL 500, % From LTL 500,000 to 1,000, % Above LTL 1,000, % 3. A quarterly fee for Fund s units safekeeping **** 3.1. Hansa Money Market fund s units free of charge 3.2. Hansabank Group funds units % 3.3. units of investment funds under management of other companies % * The Bank receives a fee from the funds management company for investment funds distributed. Size of such a fee is dependent upon total value of distributed funds units and can, therefore, differ significantly according to results of distributions of different funds. 10

11 Detailed information on the fee to be received by the Bank is required to be sent to the Customer within 3 (three) business days after the submission of the Customer s written request thereto. The Customer is supposed to submit his/her written request for the abovementioned detailed information over-the-counter at any Hansabankas branch office during its business hours. **Hansabank Group funds: investment and mixed shares funds under management of Hansainvesterimisfondid (an Estoniabased subsidiary of AS Hansapank) traded on Lithuanian market. *** In the case when it is possible to convert funds being under the management of the same company. *** *It is calculated based on average quarterly market value of investment fund (held on the securities account). If securities account is empty, the securities account handling fee is not applied 17. SECURITIES TRADE AND SAFEKEEPING SERVICES Size of fees (calculated from sums under deals in question when expressed in percentage form) At Financial Over-the-counter at a branch Brokerage Department Via Internet 1. Opening of a securities account Free of charge free of charge - 2. Shares trading: 0.6%, minimum 0.35%, minimum 0.3%, minimum 2.1. issued by Lithuanian, Latvian and Estonian companies LTL 5 LTL 5 LTL * issued by US, German, Italian, French, Dutch, Swedish, Danish, 0.35%, minimum 0.35%, minimum Finish and Norwegian companies - LTL 80 LTL * issued by Austrian, Check, Polish, Hungarian, UK(ADRs) and 0.5%, minimum 0.5%, minimum Russian companies (when a minimal order sum stands at USD 25,000) - LTL 80 LTL *issued by UK (under FTSE 350 index), Slovenian and Slovak companies - 1%, minimum LTL 80 1%, minimum LTL * issued by Croatian companies - 1%, minimum LTL 200 1%, minimum LTL 200 1,5%, minimum 1,5%, minimum 2.6.* issued by Bulgarian companies - LTL 250 LTL * issued by other countries companies - According to separate agreement According to separate agreement 3. Trade in debt securities: 3.1.Lithuanian government-issued debt securities on the primary market: up to LTL LTL 20 LTL 20 - above LTL LTL 50 LTL on the secondary market Free of charge Free of charge Free of charge 0.05% % % Eurobonds transaction fee transaction fee transaction fee 4. A quarterly fee for securities safekeeping **: 4.1.in the case of securities issued by Lithuanian companies: value of portfolio up to LTL 10,000 LTL 1.25 value of portfolio above LTL 10, % 4.2. securities issued by Estonian companies % 4.3. securities issued by Latvian companies % 4.4. securities issued by Central and Eastern Europe s companies % 4.5. securities issued by Russian companies % 4.6. securities issued by other foreign companies % 5. Transactions fee: 5.1. in the case of securities issued by Lithuanian companies: outgoing payment order LTL payment order when the Bank acts as a custodian only LTL in the case of securities issued by Estonian companies: non-payment order; a deal made via the Stock Exchange or LTL 5 directly 5.3. in the case of securities issued by Latvian companies: payment order LTL free of payment order LTL between Hansabank Group s securities accounts LTL in the case of securities issued by other foreign companies: between Hansabank Group s securities accounts LTL outside Hansabank Group s securities accounts LTL 35 + other country s fees 5.5. inheritance/gift of securities*** LTL pledge of securities/repurchase deal LTL Additional statement or supply of information: 6.1. when received personally over-the-counter Free of charge 6.2. when sent by registered mail or by fax LTL 8 11

12 17. SECURITIES TRADE AND SAFEKEEPING SERVICES 7. Securities portfolio management fee: 7.1. securities portfolio success management fee dependent upon 15% increase of value of assets in question 7.2. fee charged for the entering into deals with Lithuanian, Latvian and 0.18% of the deal s sum; minimum LTL 5 Estonian companies shares 7.3. fee charged for the entering into deals with foreign countries 0.8% of the deal s sum; minimum LTL 35 shares funds * On foreign Stock Exchanges, securities can be traded in lots, i.e. according to established minimal quantities of shares and their multiple. ** Calculated based on average quarterly balance of securities account. Debt securities are evaluated at face value. If securities account is empty, securities account handling fee is not applied. *** This fee must be paid by beneficiary. RENT OF SAFE-DEPOSIT BOXES Rent period Up to 32 dm 3 (10 dm 3* ) without Total with 18. 1ST GROUP OF FEES Capacity, dm 3 From 32 up to 50 dm 3 (16 dm 3* ) Over 50 dm 3 (23 dm 3* ) without Total with without Total with 24 hours week weeks month months months months months months or 8 months or 10 months or 12 months *safe-depost boxes of new design NOTES. All rent fees of individual safe-deposit boxes are specified with the Value Added Tax (). The specific group of fees and specific fees applied in respective clients service locations is approved by the Regional Branch Manager. In case all safe-deposit boxes of lower capacity have been rented, rent fees lower by one level may be applied for safedeposit boxes of larger capacity at the discretion of the Regional Branch Manager of the Bank. Services related with rent of individual safe-deposit boxes 1. Change of a safe-deposit box lock in case the client has lost its key

13 Rent period without 19. 2ND GROUP OF FEES Capacity, dm 3 Up to 32 dm 3 (10 dm 3* ) From 32 up to 50 dm 3 (16 dm 3* ) Over 50 dm 3 (23 dm 3* ) Total with without Total with without Total with 24 hours week weeks month months months months months months or 8 months or 10 months or 12 months *safe-depost boxes of new design NOTES. All rent fees of individual safe-deposit boxes are specified with the Value Added Tax (). The specific group of fees and specific fees applied in respective clients service locations is approved by the Regional Branch Manager. In case all safe-deposit boxes of lower capacity have been rented, rent fees lower by one level may be applied for safedeposit boxes of larger capacity at the discretion of the Regional Branch Manager of the Bank. Services related with rent of individual safe-deposit boxes 1. Change of a safe-deposit box lock in case the client has lost its key

14 Rent period Up to 32 dm 3 (10 dm 3* ) Total with without 20. 3RD GROUP OF FEES Capacity, dm 3 From 32 up to 50 dm 3 (16 dm 3* ) Over 50 dm 3 (23 dm 3* ) without Total with without 24 hours week weeks month months months months months months or 8 months or 10 months or 12 months *safe-depost boxes of new design NOTES. All rent fees of individual safe-deposit boxes are specified with the Value Added Tax (). The specific group of fees and specific fees applied in respective clients service locations is approved by the Regional Branch Manager. In case all safe-deposit boxes of lower capacity have been rented, rent fees lower by one level may be applied for safedeposit boxes of larger capacity at the discretion of the Regional Branch Manager of the Bank. Total with Services related with rent of individual safe-deposit boxes 1. Change of a safe-deposit box lock in case the client has lost its key