Rates of Fees charged by Swedbank, AB for its Services and Operations

Transcription

1 Rates of Fees d by Swedbank, AB for its Services and Operations Effective as from 4th August, Handling of Accounts Account Agreements. Handling of Accounts Information on Accounts Agreements Swedbank Electronic Banking Programme for Business Customers (The Service is not available as of ) Swedbank Gateway Notification Messaging Service (HTTP) Swedbank Internet Banking for Business Customers Swedbank Internet Banking Mobile Bank Facility Balance in Mobile Bank by Phone Automated Service (The Service is not available as of ) Identification Tools used in Electronic Channels Bank Link Direct Debit Service for Payees Fees Collection Agreements Listed Transfers Agreements Interest Compensation Service Swift Services SubFrontloading of Euro Banknotes and Coins NonCash Payments/Settlements Administration of Funds transferred to Customers Account(s) Payment Transfers Acceptance of Giro and Book Payments Additional Services related to Money Transfers Operations with Cash Operations with Cash Acceptance of Giro and Book Payments in Cash Western Union Cash Transfers Securities Investment Fund Units Trading and Safekeeping Services Securities Trading and Safekeeping Services Saving Notes of the Government of the Republic of Lithuania Documentary Payments and Guarantees Documentary Payments and Guarantees Other Services Cheques Rent of SafeDeposit Boxes Other Services

2 Handling of accounts 1. Account agreements. Handling of accounts No. Service Price in LTL Price in EUR 1. Opening of a Swedbank, AB (hereinafter the Bank ) account: Note: transactions via Bank accounts can be carried out in the following currencies: AUD, BGN, BYR, CAD, CHF, CNY, CZK, DKK, EUR, GBP, HKD, HRK, HUF, ISK, JPY, LTL, NOK, PLN, RUB (RUR), RON, SEK, SGD, TRY, USD for natural persons (except as provided in paragraph 1.2) 1.2. for nonresident natural persons* LTL 100 EUR for legal persons (except as provided in paragraph 1.4) 1.4. for nonresident legal persons** LTL 500 EUR Remote opening of an account for legal persons: 2.1. in Swedbank Group banks*** LTL 200 EUR in other foreign banks Note: accounts can be opened only in foreign banks with which Swedbank, AB has signed cooperation agreements. 3. Remote opening of an account for natural persons in Swedbank Group banks in Latvia and Estonia 4. Changes of agreements of remotely opened accounts, or provided additional services agreements, or a Specimen Signature Card 5. Trust (Group) Account Service provided to legal persons: LTL 500 EUR LTL 200 EUR LTL 25 EUR opening of a Trust Account 5.2. annual fee for the support of a Trust Account LTL 700 EUR monthly fee for the support of a subaccount under the Trust Account LTL 50 EUR issuance of the certificate of balance of a subaccount under the Trust Account LTL 20 EUR Sending of documents in the case of the opening of a bank account in Estonia or Latvia: 6.1. by post LTL 20 EUR via DHL LTL 100 EUR Quarterly fee for the handling of a legal persons bank account LTL 6 EUR Quarterly fee for the handling of a natural persons bank account: 8.1. in the case of a bank account attached to a personal payment card issued by the Bank Note: such a payment card must be valid for the entire quarter in question in other cases LTL 3 EUR Annual fee for the handling of an invalid natural persons payment card account (opened before 21 February 2002 under the payment card agreements with the then Lietuvos Taupomasis Bankas) LTL 3.6 EUR Interest rate if the allowed bank account credit limit is exceeded 36 % 36 % 11. Issuance of a chequebook LTL 25 EUR 7.24 Bank accountbased transactions are carried out in accordance with the valid Bank s rates of fees. * Natural persons whose permanent domicile is outside the Republic of Lithuania. ** Legal persons whose residence is registered outside the Republic of Lithuania. *** Swedbank Group banks: Swedbank (SWIFT code: SWEDSESS), Sweden, Stockholm Swedbank (SWIFT code: SWEDFIHH), Finland Swedbank (SWIFT code: SWEDDKKK), Denmark Swedbank (SWIFT code: SWEDNOKK), Norway Swedbank AS (SWIFT code: HABAEE2X), Estonia Swedbank AS (SWIFT code: HABALV22), Latvia 2

3 2. Information on accounts No. Service Price in LTL Price in EUR 1. Statements of accounts 1.1. Sending of statements of accounts to natural and legal persons via the Bank echannels 1.2. Issuance of daily statements of accounts to natural and legal persons overthecounter at the Bank office 1.3. Printing out of a onetime statement of the natural person s account for a period indicated by a customer overthecounter at the Bank office: one day* LTL 1 EUR one month or a period from 2 to 31 days* LTL one quarter or a period from 32 to 92 days LTL 10 EUR one year or a period from 93 to 365 days LTL 40 EUR Printing out of a onetime statement of the legal person s account for a period indicated by a customer overthecounter at the Bank office: one day LTL 2 EUR one month or a period from 2 to 31 days LTL 10 EUR one quarter or a period from 32 to 92 days LTL 20 EUR one year or a period from 93 to 365 days LTL 80 EUR Printing out of statements of accounts held with former Lietuvos Taupomasis Bankas (LTB) and Lietuvos Valstybinis Komercinis Bankas (LVKB) before 1 January LTL 1 per page, min. LTL 15 EUR 0.29 per page, min. EUR Preparation and issuance of periodic statements of the natural person s account overthecounter at the Bank office: as of previous day LTL 1 EUR as of previous month as of previous quarter LTL as of previous year LTL 25 EUR Preparation and issuance of periodic statements of the legal person s account overthecounter at the Bank office: as of previous day LTL 1 EUR as of previous month LTL as of previous quarter LTL 20 EUR as of previous year LTL 80 EUR Sending of periodic monthly/quarterly/yearly statements of accounts by post within Lithuania: 2.1. to natural persons LTL 1.9 EUR to legal persons LTL 5 3. Sending of periodic monthly/quarterly/annual statements of accounts to foreign countries by post: 3.1. to natural persons LTL 10 EUR to legal persons LTL 10 EUR Sending of a statement of account printed out in the Bank at the customer s request by post: 4.1. by an ordinary letter, within Lithuania LTL by a registered letter, within Lithuania LTL 8 EUR to a foreign country LTL 20 EUR Sending of a statement of account printed out in the Bank at the customer s request by fax: 5.1. within Lithuania LTL 5 per page per page 5.2. to a foreign country LTL 10 per page EUR 2.90 per page * If a natural person does not use Swedbank Internet Banking, and periodic statements of their accounts for the previous month are not prepared and issued at the Bank office, once per calendar month a statement for a period of no more than 30 last days or for a past calendar month is issued free of. 3

4 Agreements 3. Swedbank Electronic Banking Programme for Business Customers (from the service is not available) 1. Onetime installation fee LTL 150 EUR Monthly support fee to be paid by persons who opt for Price Package 1, (hereinafter PP1) 3. Monthly support fee to be paid by persons who opt for Price Package 2, (hereinafter PP2) LTL 80 EUR LTL 30 EUR 8.69 Transactions/operations carried out under this Swedbank Electronic Banking Programme for Business Customers are d according to the Bank rates applicable on payment dates in question. Price Package 1 offers better rates for money transfer transactions. The monthly Swedbank Electronic Banking Programme s for Business Customers support fee is d on all individual accounts indicated in the Swedbank Electronic Banking Programme for Business Customers Agreement, except for business cards accounts. 4. Swedbank Gateway No Fee Price in LTL Price in EUR 1. The Swedbank Gateway agreement signing fee LTL 200 EUR The Swedbank Gateway monthly support fee LTL 130 EUR Fee for a sent notification message via Swedbank Gateway LTL 0.33 EUR Fee for a sent current day account statement via Swedbank Gateway LTL 3 EUR 0.87 Transactions conducted via the Swedbank Gateway facility are d according to the applicable Bank rates. 5. Notification Messaging Service (HTTP) 1. Agreement signing fee LTL 300 EUR Fee for a sent notification message (HTTP protocol request) via the internet LTL 0.33 EUR Swedbank Internet Banking for Business Customers Agreement signing fee Monthly support fee for customers who opt for Price Package 1 (hereinafter PP1) Monthly support fee for customers who opt for Price Package 2 (hereinafter PP2) LTL 25 EUR 7.24 Transactions/operations conducted via the Swedbank Internet Banking for Business Customers are d according to the Bank rates applicable on payment dates in question. 4

5 7. Swedbank Internet Banking 1. Swedbank Internet Banking agreement signing fee 2. Swedbank Internet Banking support fee Transactions conducted via the Swedbank Internet Banking facility are d according to the applicable Bank rates. 8. Mobile Bank Facility 1. Mobile Bank Agreement signing fee 2. Mobile Bank Agreement support fee 3. Sending of a message by the subscriber of the Mobile Bank facility LTL 0.45 EUR Balance in Mobile 1. Agreement signing fee 2. Monthly fee 3. Fee for a balance enquiry over the phone 10. Bank by Phone 1. Bank by Phone Agreement signing fee 2. Bank by Phone monthly fee 2.1. applied to natural persons: who use the Bank s individual service package other individuals LTL applied to legal persons Operations conducted via the Bank by Phone facility are d according to the rates applicable for Swedbank, AB Services and Operations. 11. Automated Service (from the service is not available) 1. Agreement signing fee 2. Monthly fee 5

6 12. Identification tools used in electronic channels 1. In those cases when at least one of the electronic service (Swedbank Internet Banking, Telephone Banking or Mobile Bank) agreements envisages that a user can conduct transactions via his/her account exceeding the established daily limit of LTL 4,000 / EUR 1,158.48, such a user will be issued a PIN generator only. 2. In other cases not specified in the Section 1, a user may choose either a code card or PIN generator at his/her discretion. 1. Issuance of code card 2. Replacement of the lost code card LTL 5 3. Issuance of PIN generator LTL 30 EUR Replacement of PIN generator LTL 30 EUR Deblocking of PIN generator 13. Bank Link 1. Onetime registration fee 2. Monthly support fee 3. A fee d for the direction of users of Swedbank Internet Banking for Business Customers to an internet shop website 4. Fee for every identification of a customer via the Bank link system LTL 0.33; VAT* LTL 0.06 (included) 5. Fee for an operation carried out via the Bank Link system 2% of the amount (sum), max LTL 7, min LTL 0.3 * Value Added Tax. EUR 0.10; VAT* EUR 0.02 (included) 2% of the amount (sum), max EUR 2.03, min EUR Direct Debit Service for Payees 1. Direct Debit Agreement signing fee 2. Direct Debit monthly support fee LTL 49 EUR when the Payee is a multidwelling apartment owners' association / residential construction association / gardeners' society 3. Fee for revoking of a Direct Debit order file LTL 100 EUR Fees applied to a Payee for a direct debit payment operation in those cases when funds are debited from the Payer s account and transferred to the Payee s account LTL 0.8 EUR Fees Vollection Agreements 1. Fees Collection Agreement signing fee 2. Fees Collection monthly support fee 6

7 3. Crediting of the collected fees to the Payee s account: 3.1. when information on the collected fees must be reflected in the statement of account to be sent to the Payee LTL 1.5 for a fee accepted 3.2. when information on the collected fees must be provided in an electronic file LTL 2 for a fee accepted 3.3. when the Payee is a multidwelling apartment owner's association / residential construction association / gardeners' society 1.1% of the received amount (sum) EUR 0.43 for a fee accepted EUR 0.58 for a fee accepted 1.1% of the received amount (sum) 16. Listed Transfers Agreements 1. Agreement signing fee 2. Monthly support fee 17. Interest Compensation Service 1. Interest Compensation Agreement signing fee LTL 1380 EUR Monthly agreement support fee LTL 50 EUR Monthly accountholder s fee LTL 15 EUR Agreement amendment fee LTL 170 EUR SWIFT services 1. Agreement signing fee LTL 70 EUR Monthly fee for the operating of customer s bank account according to messages MT101 and/or MT940 LTL 110 EUR SWIFT MT941 account balance statement to other banks LTL 3.45 per advice EUR 1 per advice 4. SWIFT MT942 account operations statement to other banks LTL 3.45 per advice EUR 1 per advice 19. SubFrontloading of Euro banknotes and coins service 1. Agreement signing fee 2. Fee for euro banknotes and coins delivery according to the agreement on the subfrontloading of euro banknotes and coins if the delivery is carried out by UAB EUROCASH1* 3. Fee for euro banknotes and coins delivery according to the agreement on the subfrontloading of euro banknotes and coins if the delivery is carried out by UAB G4S Lietuva* 4. Fee for euro banknotes and coins delivery according to the nonstandard agreement on the subfrontloading of euro banknotes and coins** LTL 75 EUR 21,72 LTL 80 EUR 23,17 Under the agreement Under the agreement * Bank has the discretion to change the company which will carry out the delivery of euro banknotes and coins for a particular client. ** In case of the nonstandard agreement on the subfrontloading of euro banknotes and coins, Bank clients can order an individual amount and volume of euro banknotes (in packages) and coins (in rolls) set according to the Bank customers requirements. 7

8 NonCash Payments/Settlements 20. Administration of funds transferred to customers account(s) No. Service Day Price in LTL Price in EUR 1. Transfers within Swedbank, AB 1.1. Administration of funds transferred from Swedbank, AB T0 2. Administration of funds transferred from Swedbank Group banks* 3. Transfers from other banks incorporated in Lithuania T Administration of litasdenominated funds T0 LTL 1.2 EUR Administration of FXdenominated funds: Note: if a transfer from another bank incorporated in Lithuania has passed through a correspondent bank in another country, fees specified in item 4.2 shall be applied in currency of EU member states or EEA (European Economic Area)** states T0 LTL in other foreign currency T+1 LTL 5 4. Transfers from foreign banks 4.1. Administration of litasdenominated funds T0 LTL Administration of FXdenominated funds: European payment*** T0 LTL in currency of EU member states or EEA (European Economic Area)** states (except for cases specified in item 4.2.1) T0 LTL 20 EUR in other cases T+1 LTL 20 EUR Return of funds (received from foreign banks) to the Payer s bank account LTL 50 EUR Day shall mean a period within which funds will credited to a beneficiary, where T0 means that funds are to be credited to the beneficiary s account on the same day when Swedbank, AB receives the funds and all information required for crediting funds from the payer s bank; T+1 shall mean that the funds will be credited to the beneficiary s account no later than on the Bank s business day succeeding the day when Swedbank, AB receives funds and all information required for crediting funds from the payer s bank. Bank s business day shall mean a day where such a day is neither Saturday nor Sunday, nor any other dayoff or holiday defined by the legal acts of the Republic of Lithuania. * Swedbank Group banks: Swedbank (SWIFT code: SWEDSESS), Sweden, Stockholm Swedbank (SWIFT code: SWEDFIHH), Finland Swedbank (SWIFT code: SWEDDKKK), Denmark Swedbank (SWIFT code: SWEDNOKK), Norway Swedbank AS (SWIFT code: HABAEE2X), Estonia Swedbank AS (SWIFT code: HABALV22), Latvia ** States of the European Economic Area (EEA) are Iceland, Lichtenstein and Norway. *** EURdenominated transfer from the EU countries, Iceland, Liechtenstein, Norway and Switzerland, if terms are acceptable, in this case the Payee s bank SWIFT (BIC) must be indicated; the Payee s bank account must be indicated in IBAN format; and the payment type is designated SHA. 8

9 21. Payment Transfers No. Transfers Hour Day Swedbank Internet Banking for Business Clients (LTL/EUR) 1. Transfers within Swedbank, AB 1.1. Litasdenominated transfer to one s own bank account 1.2. Litasdenominated transfer to other persons bank account, (SHA) 1.3. FXdenominated transfer, (SHA) 1.4. Recurrent litasdenominated transfers, (SHA) 1.5. Recurrent FXdenominated transfers, (SHA) 1.6. Recurrent litasdenominated transfers to one s own bank account 1.7. Recurrent transfers to one s own term deposit 1.8. Group litasdenominated transfer presentment, (SHA) T0 T0 LTL 0.8 / EUR 0.23 T0 LTL 2 / EUR 0.58 T0 LTL 0.8 / EUR 0.23 T0 LTL 2 / EUR 0.58 T0 T0 T0 (PP1) LTL 1 / EUR 0.29 (PP2) Fees shown by payment channels indicated in payment instructions Swedbank Electronic banking programme for Business Clients (valid until , service is not available from ) (LTL/EUR) LTL 0.6 / EUR 0.17 (PP1) LTL 0.8 / EUR 0.23 (PP2) LTL 2 / EUR 0.58 Swedbank Gateway for Business Clients (LTL/EUR) LTL 0.8 / EUR 0.23 LTL 2 / EUR 0.58 Swedbank Internet Banking (LTL/EUR) LTL 0.8 / EUR 0.23 LTL 2 / EUR 0.58 LTL 0.8 / EUR 0.23 LTL 2 / EUR 0.58 Overthecounter (LTL/EUR) LTL 5 / LTL 5 / LTL 8 / EUR 2.32 LTL 0.8 / EUR 0.23 LTL 2 / EUR Group litasdenominated transfer, (SHA) Note: the fee is applicable to money transfers to each separate beneficiary indicated in the group transfer to natural persons account T0 LTL 0.8 / EUR 0.23 (PP1) (PP2) Banking by Phone (LTL/EUR) LTL 5 / LTL 5 / LTL 8 / EUR

10 to legal persons account Listed litasdenominated transfer, (SHA) Debiting of funds using the Direct Debit facility T0 LTL 0.8 / EUR T0 0.4% of the total sum of Listed Transfer; min LTL 49 / EUR T0 2. Transfers to banks incorporated in Lithuania (SHA) 2.1. Ordinary litasdenominated transfer 2.2. Urgent litasdenominated transfer (valid until , the service is not available from ) 2.3. Recurrent litasdenominated transfers 2.4. Group litasdenominated transfer presentment 2.5. Group litasdenominated transfer Note: the fee is applicable to money transfers to each separate beneficiary indicated in the group transfer T0 LTL 1.4 / EUR T0 LTL 5 / T0 LTL 1.4 / EUR 0.41 T0 (PP1) LTL 1 / EUR 0.29 (PP2) T0 LTL 1.4 / EUR Ordinary FXdenominated transfer: a. in EUR and USD T0 b. in AUD, BGN, HUF, JPY T+2 c. in other currencies T+1 LTL 30 / EUR 8.69 LTL 1.2 / EUR 0.35 (PP1) LTL 1.4 / EUR 0.41 (PP2) 5 Lt / 1,45 Eur LTL 1.4 / EUR 0.41 LTL 5 / LTL 1.4 / EUR 0.41 LTL 4 / EUR 1.16 LTL 1.4 / EUR 0.41 LTL 1.2 / EUR 0.35 (PP1) LTL 1.4 / EUR 0.41 (PP2) LTL 30 / EUR 8.69 LTL 5 / LTL 8 / EUR 2.32 LTL 1.4 / EUR 0.41 LTL 30 / EUR 8.69 LTL 30 / EUR 8.69 LTL 45 / EUR LTL 5 / LTL 8 / EUR Transfers to Swedbank Group banks* (SHA) If terms are acceptable, the Payee s bank s BIC must be indicated. The Payee s bank account must be indicated in IBAN format only Litasdenominated transfer T0 LTL 5 / LTL 5 / LTL 5 / LTL 5 / LTL 8 / EUR

11 3.2. FXdenominated transfer: a. in EUR, SEK or USD T0 b. in DKK, NOK T0 c. in other currencies to Swedbank in Latvia and Estonia d. in other currencies to Swedbank in Sweden, Finland, Norway and Denmark T T+2 4. International money transfers 4.1. Ordinary litasdenominated transfer, (SHA) 4.2. European payment ** LTL 25 / EUR T0 LTL 40 / EUR a. ordinary T+1 LTL 30 / EUR 8.69 b. urgent T0 LTL 150 / EUR Ordinary EURdenominated transfer, (SHA) *** 4.4. Ordinary FXdenominated transfer T+1 LTL 45 / EUR OUR**** T+2 LTL 85 / EUR LTL 25 / EUR 7.24 LTL 40 / EUR LTL 30 / EUR 8.69 LTL 150 / EUR LTL 45 / EUR LTL 80 / EUR (PP1) LTL 85 / EUR (PP2) LTL 25 / EUR 7.24 LTL 40 / EUR LTL 30 / EUR 8.69 LTL 150 / EUR LTL 45 / EUR LTL 85 / EUR LTL 25 / EUR 7.24 LTL 40 / EUR LTL 30 / EUR 8.69 LTL 150 / EUR LTL 45 / EUR LTL 85 / EUR LTL 35 / EUR LTL 45 / EUR LTL 45 / EUR LTL 170 / EUR LTL 55 / EUR LTL 90 / EUR OUR****, recurrent T+2 LTL 85 / EUR SHA (except in cases specified in Item 4.2. and 4.3.) 4.5. Urgent transfers denominated in the following currencies: EUR, USD Other currencies T+2 LTL 45 / EUR T+1 T+1 OUR**** LTL 150 / EUR SHA (except in cases specified in Item 4.2. b) 4.6. Very urgent EUR and USDdenominated transfers T0 LTL 90 / EUR OUR**** LTL 330 / EUR SHA LTL 200 / EUR LTL 45 / EUR LTL 150 / EUR LTL 90 / EUR LTL 330 / EUR LTL 200 / EUR LTL 45 / EUR LTL 150 / EUR LTL 90 / EUR LTL 330 / EUR LTL 200 / EUR LTL 45 / EUR LTL 150 / EUR LTL 90 / EUR LTL 330 / EUR LTL 200 / EUR LTL 55 / EUR LTL 170 / EUR LTL 100 / EUR LTL 350 / EUR LTL 220 / EUR

12 5. Execution of debit order Note: fees are applicable to the presenter of the order (the payee) only. 6. Debiting of funds to the account against debit or cash collection order (irrespective of the channel of presentation of the order in question) Note: fees are applicable to the payer for each debit transaction. LTL 1 / EUR 0.29 LTL 3 / EUR 0.87 LTL 1 / EUR 0.29 LTL 3 / EUR 0.87 LTL 5 / LTL 3 / EUR 0.87 Hour shall mean an hour until which the payment order delivered on the Bank s business day is considered as received (the countdown of the term of executing such order starts) on the same day and shall be executed within the number of the Bank s business days specified in the Day column, counting as of the day of delivery of the order. Payment order delivered after the specified hour on the Bank s business day or on the day that is not the Bank s business day shall be considered as received (the countdown of the term of executing such order starts) on the next Bank s business day and shall be executed within the number of the Bank s business days specified in the Day column, counting as of such next Bank s business day (for example, should it be specified 14:00 in the Hour column and T0 Day in the Day column, a payment order delivered until 14:00 on the Bank s business day shall be executed on the day of delivery of the order, while a payment order delivered after 14:00 or on a day that is not Bank s business day shall be executed on the next Bank s business day). Should nothing be specified in the Hour column, payment order delivered at any time on the Bank s business day shall be executed within the number of the Bank s business days specified in the Day column, counting as of the day of delivery of the payment order. Day shall mean a number of the Bank s business days within which a payment order shall be executed. Countdown of the said term shall be started on the day of the receipt of a payment order, taking into account whether the payment order is delivered on the Bank s business day and/or until the set hour on the Bank s business day (see Hour explanations provided hereinabove). For example, T0 the payment order shall be executed on the same Bank s business day if delivered until time specified in the Hour column. Bank s business day: transfers within Swedbank, AB on each calendar day; LTLdenominated transfers to other banks incorporated in Lithuania on a day that is neither Saturday, nor Sunday, nor other dayoff or holiday defined by the legal acts of the Republic of Lithuania; Other transfers (international transfers, transfers to banks incorporated in Lithuania in other currency than LTL, transfers to Swedbank Group banks*) on a day when Swedbank, AB intermediate bank and beneficiary s bank performs transactions under the respective payment transfers (credit transfers). Swedbank, AB, performs such transactions on days that are neither Saturday, nor Sunday, nor other dayoff or holiday defined by the legal acts of the Republic of Lithuania. * Swedbank grupės bankai: Swedbank (SWIFT code: SWEDSESS), Sweden, Stockholm Swedbank (SWIFT code: SWEDFIHH), Finland Swedbank (SWIFT code: SWEDDKKK), Denmark Swedbank (SWIFT code: SWEDNOKK), Norway Swedbank AS (SWIFT code: HABAEE2X), Estonia 12

13 Swedbank AS (SWIFT code: HABALV22), Latvia ** EURdenominated transfer to the EU countries, Iceland, Liechtenstein, Norway and Switzerland, if terms are acceptable, in this case the Payee s bank SWIFT (BIC) must be indicated; the Payee s bank account must be indicated in IBAN format, and the payment type is designated SHA. *** EURdenominated transfer to the EU countries, Iceland, Liechtenstein, Norway and Switzerland, if terms are acceptable, the Payee s bank SWIFT (BIC) or the Payee s bank account in IBAN format are not indicated, and the payment type is designated SHA. **** OUR transfers shall be available only in certain cases when the transfer is executed: a) in currencies of noneu member states and noneea (European Economic Area) states; or b) in currencies of EU member states or EEA states to the other state which is a noneu member state or a noneea state. States of the European Economic Area (EEA) are Iceland, Lichtenstein and Norway. If the transfer is made in the currency of the EU member state or EEA state to the EU member state or EEA state and you (as a Payer) select the OUR transfer, Swedbank, AB may refuse to carry out such transfer on its own discretion (the payment order shall be considered not received) or proceed with the transfer after changing it to the SHA transfer. Explanations of OUR and SHA payment transfers OUR. OUR payment transfer means that when the funds are transferred to the Payee, the Payer (you) undertakes to pay all s applicable by Swedbank, AB (hereinafter referred to as the Bank) and other banks fees established for this type of transaction. Where your payment of such a to the Bank for effecting the payment order does not fully cover the s stipulated by your Correspondent bank and the Payee s bank for effecting the payment order in question, you are expected to additionally cover the difference of the s set by the Correspondent and Payee s banks. Note: if a payment transfer is denominated in USD, other banks fees can be additionally debited from the Payee s bank account. SHA. This type payment transfer means that the Payer (you) covers the transferrelated fees d by Swedbank, AB; fees of the other banks are to be covered by the Payee (meaning that the Payee may receive not a full amount). 22. Acceptance of Giro and Book Payments No. Payments Swedbank Internet Banking (LTL/EUR) 1. Acceptance of Giro and Book payments paid using Payments cart 1.1. Utility payments* LTL 0.8 / EUR 0.23 for 5 or less number of payments and/or Utility Bills Payment Book forms 1.2. Nonutility payments LTL 0.8 / EUR 0.23 for first 3 payments, LTL 0.8 / EUR 0.23 for every additional payment 2. Acceptance of Giro and Book payments 2.1. Payments under the Utility Bills Payment Book LTL 0.8 / EUR 0.23 for payments per one form of the Book 2.2. Other Giro payments LTL 0.8 / EUR 0.23 per payment Overthecounter (LTL/EUR) Banking by Phone (LTL/EUR) LTL 5 / for payments per one page of the Book LTL 5 / per payment LTL 5 / per payment * Utility payments are payments for electricity, heating, hot water, cold water, gas supply services and services provided by residential 13

14 communities, multidwelling apartment owners associations or gardeners societies. Payments according to the Utility Bills Payment Book will be executed and transferred to the Payee s account on the same day if the payment instruction is issued until 12:00 (noon) on the Bank s business day, and executed on the next Bank s business day if the payment instruction is issued on the Bank s business day after 12:00 (noon) or on a day that is not the Bank s business day. Other Giro payments will be executed on the same Bank s business day. Bank s business day: acceptance of payments according to the Utility Bills Payment Book on a day that is neither Saturday, nor Sunday, nor other dayoff or holiday defined by the legal acts of the Republic of Lithuania; acceptance of other Giro payments on each calendar day. 23. Additional services related with money transfers No. Services Price in LTL Price in EUR 1. Cancellation and correction of payment transfers 1.1. Cancellation of the local LTLdenominated payment transfer LTL 10 EUR Cancellation of the debit payment order Note: the fee shall be d from the beneficiary of funds. LTL 10 EUR Cancellation or correction of the international payment transfer Note: any amendment to the payment order data shall be considered as correction thereof. Note: in the case of cancellation of an international payment transfer, its conversion transaction is not revoked when the transfer has not been sent out from the Bank LTL 30 EUR when the transfer has been sent out from the Bank LTL 150 plus fees applied by foreign banks 2. Confirmations, notices, issuance of information 2.1. Issuance of Swedbank, AB confirmation on executed international payment transfers or a SWIFT copy 2.2. Investigation of execution of an international payment transfer operation at the customer s request and issuance of the resulting information Note: the fee shall not be applied if a transfer from a natural person s Bank account has been executed in the currency of the EU member state or EEA* state to the EU member state or EEA* state, and the customer s request is reasonable, i.e. the said transfer has been failed or has been executed improperly Issuance of additional information received from foreign banks at the customer s request LTL 20 for a confirmation EUR plus fees applied by foreign banks EUR 5.79 for a confirmation LTL 100 EUR LTL 100 EUR Issuance of certificates from foreign correspondent banks LTL 20 EUR Sending of a message to a foreign bank by SWIFT LTL 40 EUR Additional confirmation of a transaction Note: the fee is applied only in the case of an instruction for the conducting of a domestic or international money transfer operation presented via Swedbank Internet Banking or Telephone Banking facilities. The fee is d upon both the receipt and nonreceipt of the customer s confirmation. * States of the European Economic Area (EEA) are Iceland, Lichtenstein and Norway. LTL 3 EUR

15 Operations with Cash 24. Operations with Cash Nr. Operacijos Kaina, Lt Kaina, Eur 1. Depositing of cash at ATMs of Swedbank, AB Ref. Payment cards fees 2. Depositing of cash at the Bank office: 2.1. in banknotes to one s own bank account* 0.08% of the sum paid; min LTL in the litas and euro to another customer s bank account 0.3% of the sum paid; min LTL in litasdenominated coins** 4.5% of the sum paid; min LTL % of the sum paid; min EUR Withdrawal of cash at ATMs Ref. Credit cards fees 4. Withdrawal of cash from one s bank account overthecounter at the Bank office*** 4.1. Withdrawal of litasdenominated pensions and allowances paid to natural persons by the State Social Insurance Fund Board 4.2. In other cases Note: no fee is d in the event if the balance of account denominated in the litas and worth less than LTL 8 is paid out to the customer following the closing of the bank account in question Withdrawal of cash from a depositservicing account when the deposit in question had been placed in cash Note: no fee is d when cash is withdrawn from a bank account opened with the Bank before 1 December 2001 and the sum is returned to the account upon the expiry of the maturity of the deposit in question. 0.8% of the sum; min LTL 8 0.3% of the sum paid; min EUR % of the sum paid; min EUR % of the sum; min EUR Withdrawal of cash (LTL, EUR, USD) from a Senior account if it has been held with the Bank for over one month Note: a 1month condition is irrelevant if such an account has been renewed If the amount or its equivalent in the litas, when the withdrawal is denominated in EUR and USD, does not exceed LTL 30,000 (inclusive) If the amount or its equivalent in the litas, when the withdrawal is denominated in EUR and USD, exceeds LTL 30, A fee for the cancellation of an advance order of cash or because of a postdue takingout of cash Note: the customer is supposed to order cash against a written confirmation. In branches, sizes of sums to be ordered and periods thereof must be set by the Branch Managers. 6. A fee for buying/selling currency in cash overthecounter at the Bank office Note: when a customer sells or buys currency worth 10,000 in the litas equivalent, the Bank may apply an individual currency exchange rate that is lower than the standard rate. 0.8% of the amount exceeding LTL 30,000, min LTL 8 0.2% of the cancelled sum; max LTL 1,000 LTL 3 EUR Exchange of cash into other denominations of the same currency**** 4.5% of the sum paid; min LTL 3 8. Exchange of wornout banknotes 0.8% of the amount exceeding EUR , min EUR % of the cancelled sum; max EUR % of the sum paid; min EUR

16 8.1. LTLdenominated banknotes 8.2. FX banknotes (when agreed beforehand with a Bank office) 5% of the face value 5% of the face value 9. Recounting of banknotes without carrying out other bank operations LTL 0.1 for a banknote 10. Checking of banknotes without carrying out other bank operations LTL 0.1 for a banknote EUR 0.03 for a banknote EUR 0.03 for a banknote *The fee does not apply when the payment order to transfer deposited cash to one s own account in another bank or to another customer s account in any other bank is presented at once. **The fee does not apply when the sum does not exceed LTL 10 / EUR ***Cash is paid out in national and foreign currency banknotes and national currency coins. Where a partial payout in FX coins is impossible, the payable sum is converted into the litas. **** The fee does not apply for the exchange of litasdenominated coins when the sum does not exceed LTL 10 / EUR Acceptance of Giro and Book Payments in cash No. Payments Price in LTL Price in EUR 1. Payments under the Utility Bills Payment Book LTL 8 for payments per one page of the Book EUR 2.32 for payments per one page of the Book 2. Other Giro payments LTL 8 per payment EUR 2.32 per payment Payments under the Utility Bills Payment Book order delivered until 12:00 on the Bank s business day shall be executed on the day of delivery of the order, while a payment order delivered after 12:00 or on a day that is not Bank s business day shall be executed on the next Bank s business day. Other Giro payments shall be executed on the same Bank s business day. Bank s business day: acceptance of payments under the Utility Bills Payment Book on a day that is neither Saturday, nor Sunday, nor other dayoff or holiday defined by the legal acts of the Republic of Lithuania; acceptance of other Giro payments on each calendar day. 26. Western Union Cash Transfers Fees for Western Union cash transfer services are set by the Western Union Company. These fees are available on Swedbank, AB website however, Swedbank, AB is not entitled to establish and (or) change such fees. The fee for Western Union cash transfers in USD and other additional services related to transfers denominated in USD shall be paid in the litas (LTL) according to the USD sale rate applicable to cash transactions at the Bank at the time of remittance. 16

17 Securities 27. Investment Fund Units Trading and Safekeeping Services Nr. Service Fee* Fee* 1. Trading in units of investment funds** Subscription Redemption 1.1. Trading in units of fixed income and money market funds Swedbank Group funds*** 0,5 % N/A Franklin Templeton funds 0,5 % N/A East Capital funds (registered in Sweden) 0,5 % N/A Julius Baer funds 0,5 % N/A T. Rowe Price funds 0,5 % N/A Funds managed by other management companies 0,5 % N/A 1.2. Trading in units of equity and balanced funds Swedbank Group funds *** 1,5 % N/A Franklin Templeton funds 1,5 % N/A East Capital funds (registered in Sweden) 1,5 % N/A Julius Baer funds 1,5 % N/A T. Rowe Price funds 1,5 % N/A Funds managed by other management companies 1,5 % N/A 1.3. Trading in units of hedge funds 1,5 % N/A 1.4. Subscription to units of investment funds using a regular investment facility Fixed income and money market funds Swedbank Group funds *** 0.5%, min LTL 1.5 / EUR 0, Franklin Templeton funds 0.5%, min LTL 2.5 / EUR 0, Equity and balanced funds (Swedbank Group funds*** and Franklin Templeton funds) 1,5 % No. Fee Fee* Fee* Fee* 2. Investment fund units transaction fee Subscription (LTL/EUR) Redemption (LTL/EUR) Exchange**** (LTL/EUR) 2.1. Swedbank Group funds *** LTL 20 / EUR 5.79 LTL 20 / EUR 5.79 LTL 40 / EUR Franklin Templeton funds LTL 35 / EUR LTL 35 / EUR LTL 70 / EUR East Capital funds (registered in Sweden) LTL 35 / EUR LTL 35 / EUR LTL 70 / EUR Julius Baer funds LTL 90 / EUR LTL 90 / EUR LTL 120 / EUR T. Rowe Price funds LTL 90 / EUR LTL 90 / EUR LTL 120 / EUR Funds managed by other management companies LTL 90 / EUR LTL 90 / EUR LTL 120 / EUR Hedge funds LTL 380 / EUR LTL 380 / EUR Monthly fee for the safekeeping of securities***** Min LTL 1.5 / EUR 0.43 per month 3.1. Swedbank funds units 0,005 % 3.2. Units of funds managed by other management companies 0,013 % * The subscription of units shall be subject to a subscription fee (expressed as %) calculated from the price of investment funds units being subscribed to and, additionally, to an investment fund units transaction fee indicated in point 2 of this section. Upon subscription of investment funds using the periodic investment service (see point 1.4), the transaction fee shall not be d. The 17

18 redemption or exchange of investment funds shall be subject only to the investment fund units transaction fee indicated in point 2 of this section. ** The Bank shall receive a fee from fund management companies for the distributed investment units. The amount of the fee for the distribution of different investment funds may differ. More detailed information about the fee received by the Bank is available on the Bank s website: Fee received by Swedbank, AB for the distribution of investment funds, or shall be provided to a client no later than within 5 (five) business days as of the day of a written request of the client. Clients may submit written requests for more detailed information personally at the Bank s branches during its business hours. *** Funds managed by Swedbank Group are investment funds managed by Swedbank Investeerimisfondid AS and publicly offered in Lithuania. **** Provided that the exchange of funds of the same fund manager is possible. ***** Calculated on a monthly basis according to the market value of investment funds held in the securities account on the last day of the month. The fee shall be debited from the bank account linked to the securities account. The minimum fee for the safekeeping of securities shall be d for securities kept in the same securities account and shall apply to each securities account separately. If the securities account is empty, the fee shall not be calculated. 28. Securities Trading and Safekeeping Services No. Services Overthecounter at a branch, at LC&I Markets Lithuania division (LTL/EUR) Fee amount (if expressed in percentage, calculated according to the deal amount) Via Swedbank Internet Banking (LTL/EUR) 1. Opening a securities account 2. Trading in shares* 2.1. Lithuania 0.45%, min LTL 20 / EUR %, min LTL 5 / 2.2. Latvia 0.45%, min LTL 20 / EUR %, min LTL 10 / EUR Estonia 0.45%, min LTL 20 / EUR %, min LTL 10 / EUR Ireland 0.30%, min LTL 80 / EUR UK 0.30%, min LTL 60 / EUR Australia** 0.50%, min LTL 340 / EUR Austria 0.50%, min LTL 100 / EUR Belgium 0.30%, min LTL 80 / EUR Bulgaria 1.00%, min LTL 380 / EUR Czech Republic 0.60%, min LTL 130 / EUR Denmark 0.30%, min LTL 60 / EUR Hong Kong** 0.50%, min LTL 250 / EUR Spain 0.30%, min LTL 100 / EUR Italy 0,30%, min LTL 100 / EUR USA 0.25%, min LTL 60 / EUR Canada 0.30%, min LTL 80 / EUR Croatia 0.80%, min LTL 100 / EUR Poland 0.30%, min LTL 90 / EUR Norway 0.30%, min LTL 60 / EUR Holland 0.30%, min LTL 80 / EUR Portugal 0.30%, min LTL 110 / EUR France 0.30%, min LTL 70 / EUR Romania 0.60%, min LTL 130/ EUR Russia (when a minimal order sum stands at USD 25,000) 0.60%, min LTL 250 / EUR Singapore** 0.50%, min LTL 380 / EUR

19 2.26. Slovenia 0.90%, min LTL 290 / EUR Finland 0.30%, min LTL 60 / EUR Sweden 0.30%, min LTL 50 / EUR Switzerland 0.30%, min LTL 90 / EUR Hungary 0.60%, min LTL 110 / EUR Germany (Frankfurt exchange)** 0.50%, min LTL 70 / EUR Germany (Xetra exchange) 0.30%, min LTL 70 / EUR Other foreign countries** According to a separate agreement 3. Trading in debt securities 3.1. Lithuanian*** Primary market 0.02%, min LTL 50 / EUR Secondary market 3.2. Other foreign countries *** 4. Monthly securities safekeeping fee**** 4.1. Securities issued by Lithuanian companies*** Up to LTL 500, / EUR 144, % LTL 500, / EUR 144, up to LTL 1,000, / EUR 289, % From LTL 1,000, / EUR 289, % 4.2. Securities issued by Estonian and Latvian companies 4.3. Securities issued by Central and Eastern European (Bulgaria, Croatia, Czech Republic, Hungary, Poland, Romania, Serbia, Slovenia, Slovakia) companies 0,007 % 0,03 % 4.4. Securities issued by Russian companies 0,07 % 4.5. Eurobonds*** 0,006 % 4.6. Securities issued by companies of other foreign countries*** 0,013 % 4.7. Depositary receipts (ADR, GDR) 0.013% plus other party s fees, if applicable 5. Transaction fees 5.1. Securities issued by Lithuanian companies*** Transaction against payment between Lithuanian subcustodians when the settlement currency is LTL LTL 25 / EUR when the settlement currency is EUR LTL 35 / EUR Transaction against payment between Estonian and Latvian subcustodians when the settlement currency is LTL LTL 45 / EUR when the settlement currency is EUR LTL 55 / EUR payment (FOP) transaction to other Lithuanian subcustodians or shareholder registry level (outgoing) payment (FOP) transaction between Estonian and Latvian subcustodians 5.2. Transaction against payment and free of payment (FOP) transaction of securities issued by Estonian companies 5.3. Transaction against payment and free of payment (FOP) transaction of securities issued by Latvian companies 5.4. Transaction against payment and free of payment (FOP) transaction in the case of securities issued by other foreign companies*** LTL 15 / EUR 4.34 LTL 35 / EUR LTL 15 / EUR 4.34 LTL 25 / EUR 7.24 LTL 35 / EUR plus other party s fees, if applicable 19

20 5.5. Registration of an OTC security transaction (gift, inheritance, salepurchase, swap and others) between clients securities accounts opened at Swedbank, AB ***** 5.6. Repurchase (repo) deal / pledge of securities administration 5.7. Repurchase (repo) deal / pledge of securities termination fee 6. Other services 6.1. Securities account statement (received personally overthecounter) 25 Lt / 7,24 Eur LTL 120 / EUR Securities account statement (sent by mail) In Lithuania LTL 5 / ; abroad LTL 10 / EUR Reclaim/relief of taxes paid to a foreign country (the service cannot be provided on every market) 6.4. Client representation in Lithuania in case of corporate actions LTL 200 / EUR plus other party s fees, if applicable LTL 400 / EUR plus other party s fees, if applicable 6.5. Other services According to a separate agreement * On foreign Stock Exchanges, securities can be traded in lots, i.e. according to the established minimal quantities of shares and their multiple. Commission fees shall be debited in the transaction currency. Specified minimal Bank fees shall be recalculated into the corresponding currency according to the currency exchange rates established by the Bank of Lithuania on the day of conclusion of the transaction. Stamp duty fees, financial transaction taxes or similar levies may apply on some markets. Their amounts, calculation methods and payment processes are regulated by the laws of the respective country and/or regulations of trading venues. ** Orders on the marked markets can be placed only by contacting LC&I Markets Lithuania division, the phone number is These markets could have additional third party costs that are not included in the commissions. *** Debt securities issued in Lithuania and securities issued by Lithuanian companies are the securities registered with the Central Securities Depository of Lithuania; debt securities issued in other foreign countries and securities issued by other foreign countries companies are the securities registered with the Depositories or settlement systems of those foreign countries. Eurobonds are debt securities which ISIN code starts with the letters XS and which are cleared and settled through two clearing houses Euroclear or Clearstream. **** It shall be calculated each month based on the value of the portfolio on the last date of the calendar month. The fee shall be debited from the bank account linked to the security account. Debt securities and notlisted equities shall be evaluated at face value. Securities issued by Estonian companies shall be evaluated according to the Estonian Central Security Depository (AS Eesti Väärtpaberikeskus) price evaluation methods. The minimum securities safekeeping fee is LTL 1.5 / EUR 0.43 per month and it shall be applied for each securities account separately. If the securities account is empty, the fee shall not be applied. ***** The fee shall be paid by both parties. In case of inheritance of securities, the fee shall be paid by the beneficiary. 29. Lithuanian Republic Government Saving Notes No. Price in LTL / EUR 1. Purchase of Lithuanian Republic Government Saving Notes 2. Monthly securities safekeeping fee for Lithuanian Republic Government Saving Notes 3. Withdrawal of funds received for Lithuanian Republic Government Saving Notes in cash overthecounter at the Bank office during 60 days from the coupon pay, premature redemption or redemption. * Upon the expiry of 60 days, funds received for Lithuanian Republic Government Saving Notes in cash overthecounter at the Bank office shall be withdrawn at standard fees indicated in clause No 4 Withdrawal of cash from one s bank account overthecounter at the Bank office of the chapter Operations with Cash of the part Operations with Cash of these Fees Charged by Swedbank, AB for Its Services and Operations. Investors Lithuanian Republic Government Saving Notes for services and operations which are not indicated in these Fees Charged by Swedbank, AB for Its Services and Operations, part Securities, chapter Lithuanian Republic Government Saving Notes, pay standard fees for services and operations. 20

21 Documentary Payments and Guarantees 30. Documentary Payments and Guarantees Prices and amounts expressed in the litas are valid for the respective counter values in any other currency calculated on the basis of the official exchange rate of the Bank of Lithuania No. Services Price in LTL Price in EUR 1. Collection services 1.1. Import collection Payment under a certain document or a bill of exchange 0.15% (min LTL 125, max LTL 750) Advice of the amendment of collection instruction LTL 80 EUR Advice of the collection LTL 80 EUR Return of unpaid documents or release of documents free of payment Documents handling fee (in case of nonpayment or nonacceptance within 15 days after the Bank s advice to a client about the received collection) 0.15% (min LTL 125, max LTL 750) LTL 100 EUR Custody of accepted bills of exchange until the payment LTL 120 EUR Protest of the bill of exchange LTL 250 (notary fees and commissions are d separately) Query or data preparation at the client's request LTL 60 EUR Preparation and dispatch of documents by courier post within Lithuania Preparation and dispatch of documents by courier post to foreign countries Documents handling fee (in case of nonpayment within 15 days from the date of payment) 1.2. Export collection LTL 50 EUR LTL 190 EUR LTL 100 EUR Collection of documents and bills of exchange 0.15% (min LTL 125, max LTL 750) Amendment of the collection instruction LTL 80 EUR Custody of accepted bills of exchange until the payment LTL 120 EUR Query or data preparation at the client's request LTL 60 EUR Preparation and dispatch of documents by courier post within Lithuania Preparation and dispatch of documents by courier post to foreign countries 2. Documentary credits 2.1. Import documentary credits LTL 50 EUR LTL 190 EUR Preadvice of the documentary credit LTL 50 EUR Issue of the documentary credit* LTL 300 EUR % (min EUR 36.20, max EUR ) 0.15% (min EUR 36.20, max EUR ) EUR (notary fees and commissions are d separately) 0.15% (min. EUR 36.20, max EUR ) Deferred payment fee* LTL 100 (per set) EUR (per set) Amendment LTL 100 (per amendment) Checking of the documents ** 0.2%, min LTL 300 (per set) EUR (per amendment) 0.2%, min EUR (per set) 21