RATES OF FEES CHARGED BY SWEDBANK, AB FOR ITS SERVICES AND OPERATIONS

Transcription

1 RATES OF FEES CHARGED BY SWEDBANK, AB FOR ITS SERVICES AND OPERATIONS Effective as from 1 st July, HANDLING OF ACCOUNTS ACCOUNT AGREEMENTS. HANDLING OF ACCOUNTS INFORMATION ON ACCOUNTS... 3 AGREEMENTS SWEDBANK GATEWAY NOTIFICATION MESSAGING SERVICE (HTTP) SWEDBANK INTERNET BANKING FOR BUSINESS CUSTOMERS SWEDBANK INTERNET BANKING MOBILE BANK FACILITY BALANCE IN MOBILE BANK BY PHONE IDENTIFICATION TOOLS USED IN ELECTRONIC CHANNELS BANK LINK E-INVOICES SENDING SERVICE AGREEMENT FEES COLLECTION AGREEMENTS INTEREST COMPENSATION SERVICE SWIFT SERVICES... 5 NON-CASH PAYMENTS/SETTLEMENTS ADMINISTRATION OF FUNDS TRANSFERRED TO CUSTOMERS ACCOUNT(S) PAYMENT TRANSFERS IN EUR PAYMENT TRANSFERS IN OTHER CURRENCY ACCEPTANCE OF GIRO AND BOOK PAYMENTS ADDITIONAL SERVICES RELATED WITH MONEY TRANSFERS OPERATIONS WITH CASH OPERATIONS WITH CASH ACCEPTANCE OF GIRO AND BOOK PAYMENTS IN CASH WESTERN UNION CASH TRANSFERS SECURITIES INVESTMENT FUND UNITS TRADING AND SAFEKEEPING SERVICES SECURITIES TRADING AND SAFEKEEPING SERVICES LITHUANIAN REPUBLIC GOVERNMENT SAVING NOTES DOCUMENTARY PAYMENTS AND GUARANTEES DOCUMENTARY PAYMENTS AND GUARANTEES OTHER SERVICES CHEQUES RENT OF SAFE-DEPOSIT BOXES OTHER SERVICES

2 HANDLING OF ACCOUNTS 1. ACCOUNT AGREEMENTS. HANDLING OF ACCOUNTS 1. Opening of a Swedbank, AB (hereinafter the Bank ) account: Note: transactions via Bank accounts can be carried out in the following currencies: AED, AUD, BGN, BYN, CAD, CHF, CNY, CZK, DKK, EUR, GBP, HKD, HRK, HUF, ILS, ISK, JPY, MXN, NOK, NZD, PLN, RON, RSD, RUB, SAR, SEK, SGD, THB, TRY, USD, ZAR. 1.1 for natural persons (except as provided in paragraph 1.2) Free of charge 1.2 for non-resident natural persons* EUR for legal persons (except as provided in paragraph 1.4) Free of charge 1.4. for non-resident legal persons** EUR Remote opening of an account for legal persons: 2.1. in Swedbank Group banks*** EUR in other foreign banks Note: accounts can be opened only in foreign banks with which Swedbank, AB has signed cooperation EUR agreements. 3. Remote opening of an account for natural persons in Swedbank Group banks in Latvia and Estonia EUR Changes of agreements of remotely opened accounts, or provided additional services agreements, or a Specimen Signature Card EUR Trust (Group) Account Service provided to legal persons: 5.1. opening of a Trust Account Free of charge 5.2. annual fee for the support of a Trust Account EUR monthly fee for the support of a sub-account under the Trust Account EUR issuance of the certificate of balance of a sub-account under the Trust Account EUR Sending of documents in the case of the opening of a bank account in Estonia or Latvia: 6.1. by post EUR via DHL EUR Quarterly fee for the handling of a legal persons bank account EUR Quarterly fee for the handling of a natural persons bank account: 8.1. in the case of personal payment card issued by Bank is linked to bank account Note: such a payment card must be valid for the entire quarter in question. Free of charge 8.2. in other cases EUR Annual fee for the handling of an invalid natural persons payment card account (opened before 21 February 2002 under the payment card agreements with the then Lietuvos EUR 1.04 Taupomasis Bankas) 10. Interest rate if the allowed bank account credit limit is exceeded 36 % 11. Issuance of a chequebook EUR 7.24 Bank account-based transactions are carried out in accordance with the valid Bank s rates of fees. * Natural persons whose permanent domicile is outside the Republic of Lithuania. ** Legal persons whose residence is registered outside the Republic of Lithuania. *** Swedbank Group banks: Swedbank (SWIFT code: SWEDSESS), Sweden, Stockholm Swedbank (SWIFT code: SWEDFIHH), Finland Swedbank (SWIFT code: SWEDDKKK), Denmark Swedbank (SWIFT code: SWEDNOKK), Norway Swedbank AS (SWIFT code: HABAEE2X), Estonia Swedbank AS (SWIFT code: HABALV22), Latvia 2

3 1. Statements of accounts 2. INFORMATION ON ACCOUNTS 1.1. Sending of statements of accounts to natural and legal persons via the Bank e-channels Free of charge 1.2. Issuance of daily statements of accounts to natural and legal persons over-the-counter at the Bank office Free of charge 1.3. Printing out of a one-time statement of the natural person s account for a period indicated by a customer over-the-counter at the Bank office: one day* EUR one month or a period from 2 to 31 days* EUR one quarter or a period from 32 to 92 days EUR one year or a period from 93 to 365 days EUR Printing out of a one-time statement of the legal person s account for a period indicated by a customer over-the-counter at the Bank office one day EUR one month or a period from 2 to 31 days EUR one quarter or a period from 32 to 92 days EUR one year or a period from 93 to 365 days EUR Printing out of statements of accounts held with former Lietuvos Taupomasis Bankas (LTB) and Lietuvos Valstybinis Komercinis Bankas (LVKB) before 1 January EUR 0.29 per page, min. EUR Preparation and issuance of periodic statements of the natural person s account over-the-counter at the Bank office: as of previous day EUR as of previous month Free of charge as of previous quarter EUR as of previous year EUR Preparation and issuance of periodic statements of the legal person s account over- the-counter at the Bank office: as of previous day EUR as of previous month EUR as of previous quarter EUR as of previous year EUR Sending of periodic monthly/quarterly/yearly statements of accounts by post within Lithuania: 2.1. to natural persons EUR to legal persons EUR Sending of periodic monthly/quarterly/annual statements of accounts to foreign countries by post 3.1. to natural persons EUR to legal persons EUR Sending of a statement of account printed out in the Bank at the customer s request by post: 4.1. by an ordinary letter, within Lithuania EUR by a registered letter, within Lithuania EUR to a foreign country EUR Sending of a statement of account printed out in the Bank at the customer s request by fax: 5.1. within Lithuania EUR 1.45 per page 5.2. to a foreign country EUR 2.90 per page * If a natural person does not use Swedbank Internet Banking, and periodic statements of their accounts for the previous month are not prepared and issued at the Bank office, once per calendar month a statement for a period of no more than 30 last days or for a past calendar month is issued free of charge. 3

4 AGREEMENTS 3. SWEDBANK GATEWAY 1. The Swedbank Gateway agreement signing fee EUR The Swedbank Gateway monthly support fee EUR Fee for a sent notification message via Swedbank Gateway EUR Fee for a sent current day account statement via Swedbank Gateway EUR 0.87 Transactions conducted via the Swedbank Gateway facility are charged according to the applicable Bank rates. 4. NOTIFICATION MESSAGING SERVICE (HTTP) 1. Agreement signing fee EUR Fee for a sent notification message (HTTP protocol request) via the internet EUR SWEDBANK INTERNET BANKING FOR BUSINESS CUSTOMERS 1. Agreement signing fee Free of charge 2. Monthly support fee for customers who opt for Price Package 1 (hereinafter PP1) Free of charge 3. Monthly support fee for customers who opt for Price Package 2 (hereinafter PP2) EUR 7.24 Transactions / operations conducted via the Swedbank Internet Banking for Business Customers are charged according to the Bank rates applicable on payment dates in question. 6. SWEDBANK INTERNET BANKING 1. Swedbank Internet Banking agreement signing fee Free of charge 2. Swedbank Internet Banking support fee Free of charge Transactions conducted via the Swedbank Internet Banking facility are charged according to the applicable Bank rates. 7. MOBILE BANK FACILITY 1. Mobile Bank Agreement signing fee Free of charge 2. Mobile Bank Agreement support fee Free of charge 3. Sending of a message by the subscriber of the Mobile Bank facility 8. BALANCE IN MOBILE 1. Agreement signing fee Free of charge 2. Monthly fee Free of charge 3. Fee for a balance enquiry over the phone Free of charge 9. BANK BY PHONE 1. Bank by Phone Agreement signing fee Free of charge 2 Bank by Phone monthly fee 2.1. applied to natural persons: who use the Bank s individual service package Free of charge other individuals EUR applied to legal persons Free of charge Operations conducted via the Bank by Phone facility are charged according to the rates applicable for Swedbank, AB Services and Operations. 10. IDENTIFICATION TOOLS USED IN ELECTRONIC CHANNELS In those cases when at least one of the electronic service (Swedbank Internet Banking, Telephone Banking or Mobile Bank) agreements envisages that a user can conduct transactions via his/her account exceeding the established daily limit of EUR 1,160, such a user will be issued a PIN generator only. In other cases not specified in the Section 1, a user may choose either a code card or PIN generator at his/her discretion. 1. Issuance of code card Free of charge 2. Replacement of the lost code card EUR Fee for one sent security code message Free of charge charge 4. Issuance of PIN generator EUR Replacement of PIN generator EUR De-blocking of PIN generator Free of charge 11. BANK LINK 1. One-time registration fee Free of charge 2. Monthly support fee Free of charge 4

5 3. A fee charged for the direction of users of Swedbank Internet Banking for Business Customers to an internet shop website Free of charge 4. Fee for every identification of a customer via the Bank link system EUR 0.10; * EUR 0.02 (included) 5. Fee for an operation carried out via the Bank Link system 2% of the amount (sum), max EUR 2.03, min EUR 0.09 *Value Added Tax 12. E-INVOICE SENDINGE SERVICE AGREEMENTS Amount without * Total with 1. E-invoice Sending Service subscription fee EUR 30 EUR 6.30 EUR E-invoice Sending Service agreement amendment fee EUR 15 EUR 3.15 EUR E-invoice Sending Service monthly fee EUR 20 EUR 4.20 EUR The fee for submitting an intra-bank (when payer s account is in Swedbank) e-invoice (per invoice submitted) EUR 0.23 EUR 0.05 EUR The fee for sending a domestic (when payer s account is not in Swedbank) e-invoice (per invoice sent) EUR 0.23 EUR 0.05 EUR Collecting of e-invoices applications Free of charge 7. Fee for the first implementation of company s design template in the e- invoice EUR 120 EUR EUR Fee for each subsequent change in the company s design template EUR 80 EUR EUR Reporting about E-invoice automated payment agreements concluded EUR 9.50 EUR 2 EUR by Payers monthly fee 10. Reporting about payments made by E-invoice automated payment EUR 9.50 EUR 2 EUR agreements concluded by Payers monthly fee *Value Added Tax 13. FEES COLLECTION AGREEMENTS 1. Fees Collection Agreement signing fee Free of charge 2. Fees Collection monthly support fee Free of charge 3. Crediting of the collected fees to the Payee s account: 3.1 when information on the collected fees must be reflected in the statement of account to be sent to the Payee 3.2. when information on the collected fees must be provided in an electronic file 3.3. when the Payee is a multi-dwelling apartment owner's association / residential construction association / gardeners' society EUR 0.43 for a fee accepted EUR 0.58 for a fee accepted 1.1% of the received amount (sum) 14. INTEREST COMPENSATION SERVICE 1. Interest Compensation Agreement signing fee EUR Monthly agreement support fee EUR Monthly accountholder s fee EUR Agreement amendment fee EUR SWIFT SERVICES 1. Agreement signing fee EUR Monthly fee for the operating of customer s bank account according to messages MT101 and/or MT940 EUR SWIFT MT941 account balance statement to other banks EUR 1 per advice 4. SWIFT MT942 account operations statement to other banks EUR 1 per advice 5

6 NON-CASH PAYMENTS/SETTLEMENTS 16. ADMINISTRATION OF FUNDS TRANSFERRED TO CUSTOMERS ACCOUNT(S) 1. Transfers within Swedbank, AB Day 1.1. Administration of funds transferred from Swedbank, AB T0 Free of charge 2. Administration of funds transferred from Swedbank Group banks* T0 Free of charge 3. Transfers from other banks incorporated in Lithuania 3.1. Administration of EUR-denominated funds T0 EUR Administration of FX-denominated funds: Note: if a transfer from another bank incorporated in Lithuania has passed through a correspondent bank in another country, fees specified in items shall be applied in currency of EU member states or EEA (European Economic Area)** states T0 EUR in other foreign currency T+1 EUR Transfers from foreign banks 4.1. European payment*** T0 EUR In SEK or RON currency**** T0 EUR In currency of EU member states or EEA (European Economic Area)** states (except for cases specified in item 4.1and 4.2) T0 EUR In other cases T+1 EUR Return of funds (received from foreign banks) to the Payer s bank account EUR Day shall mean a period within which funds will credited to a beneficiary, where T0 means that funds are to be credited to the beneficiary s account on the same day when Swedbank, AB receives the funds and all information required for crediting funds from the payer s bank; T+1 shall mean that the funds will be credited to the beneficiary s account no later than on the Bank s business day succeeding the day when Swedbank, AB receives funds and all information required for crediting funds from the payer s bank. Bank s business day shall mean a day where such a day is neither Saturday nor Sunday, nor any other day-off or holiday defined by the legal acts of the Republic of Lithuania. * Swedbank Group banks: Swedbank (SWIFT code: SWEDSESS), Sweden, Stockholm Swedbank (SWIFT code: SWEDFIHH), Finland Swedbank (SWIFT code: SWEDDKKK), Denmark Swedbank (SWIFT code: SWEDNOKK), Norway Swedbank AS (SWIFT code: HABAEE2X), Estonia Swedbank AS (SWIFT code: HABALV22), Latvia ** States of the European Economic Area (EEA) are Iceland, Lichtenstein and Norway. *** EUR-denominated transfer from the EU countries, Iceland, Liechtenstein, Norway and Switzerland, if terms are acceptable, in this case the Payee s bank SWIFT (BIC) must be indicated; the Payee s bank account must be indicated in IBAN format; and the payment type is designated SHA. **** SEK or RON denominated transfer from the EU countries, Iceland, Liechtenstein, Norway and Switzerland, if terms are acceptable, in this case the Payee s bank SWIFT (BIC) must be indicated; the Payee s bank account must be indicated in IBAN format; and the payment type is designated SHA. 6

7 Hour 17. PAYMENT TRANSFERS IN EUR Fees shown by payment channels indicated in payment instructions Day Swedbank Internet Swedbank Swedbank Gateway for Banking for Business Internet Over-the-counter Business Clients Clients Banking Banking by Phone 1. Transfers within Swedbank, AB 1.1. EUR-denominated transfer to one s own bank account T0 Free of charge Free of charge Free of charge EUR 1.45 EUR EUR-denominated transfer to other persons bank account, (SHA) T0 EUR 0.23 EUR 0.23 EUR 0.23 EUR 1.45 EUR Group EUR-denominated transfer presentment, (SHA) Free of charge (PP1) T0 EUR 0.29 (PP2) Free of charge Group EUR-denominated transfer, (SHA) Note: the fee is applicable to money transfers to each separate T0 beneficiary indicated in the group transfer to natural persons account T0 EUR 0.23 (PP1) Free of charge (PP2) EUR to legal persons account T0 EUR 0.23 EUR Transfers to banks incorporated in Lithuania (SHA) 2.1. Ordinary EUR-denominated transfer 16:00 T0 EUR 0.41 EUR 0.41 EUR 0.41 EUR 1.45 EUR Urgent EUR-denominated transfer Note: sent to the beneficiary's bank without delay 16:00 T0 EUR 26 EUR 26 EUR 26 EUR Group EUR-denominated transfer presentment T0 Free of charge (PP1) EUR 0.29 (PP2) Free of charge Group EUR-denominated transfer Note: the fee is applicable to money transfers to each separate 16:00 T0 EUR 0.41 EUR beneficiary indicated in the group transfer. 3. Payment of E. invoice 3.1. Within Swedbank, AB by automatic payment T0 Free of charge - Free of charge by payment transfer T0 EUR EUR To banks incorporated in Lithuania by automatic payment T0 EUR EUR by payment transfer 16:00 T0 EUR EUR Small payments,* made via the registered mobile device using Swedbank Application or Swedbank Internet Bank mobile version 4.1. Transfers within Swedbank, AB EUR-denominated transfer to one s own bank account T0 - - Free of charge EUR-denominated transfer to other persons bank account, (SHA) T0 - - EUR Transfers to banks incorporated in Lithuania (SHA) Ordinary EUR-denominated transfer 16:00 T0 - - EUR

8 Hour 17. PAYMENT TRANSFERS IN EUR Fees shown by payment channels indicated in payment instructions Day Swedbank Internet Swedbank Swedbank Gateway for Banking for Business Internet Over-the-counter Business Clients Clients Banking 5. Transfers to Swedbank Group banks** (SHA) If terms are acceptable, the Payee s bank's BIC must be indicated. The 16:00 T0 EUR 0.41 EUR 0.41 EUR 0.41 EUR Payee s bank account must be indicated in IBAN format only. 6. European payment *** a. ordinary 16:00 T+1 EUR 0.41 EUR 0.41 EUR 0.41 EUR b. urgent 15:00 T0 EUR 26 EUR 26 EUR 26 EUR International money transfers (exept in cases specified in Item 5 and 6) 7.1. Ordinary EUR-denominated transfer to EU, (SHA) **** 16:00 T+1 EUR EUR EUR EUR Ordinary EUR-denominated transfer 22:00 T+2 OUR***** EUR EUR EUR EUR SHA (except in cases specified in Item 7.1.) EUR EUR EUR EUR Urgent EUR-denominated transfer 16:00 T+1 OUR***** EUR EUR EUR EUR SHA EUR EUR EUR EUR Very urgent EUR-denominated transfers 15:00 T0 OUR***** EUR EUR EUR EUR SHA EUR EUR EUR EUR Recurrent EUR-denominated transfers 8.1. Execution of recurrent payment according to corresponding ordinary payment price in tha Internet bank 9. Debiting of funds when executing instructions to debit funds by force (without customer s consent) Note: fees are applicable to the payer for each debit transaction EUR 0.87 Banking by Phone Hour shall mean an hour until which the payment order delivered on the Bank s business day is considered as received (the countdown of the term of executing such order starts) on the same day and shall be executed within the number of the Bank s business days specified in the Day column, counting as of the day of delivery of the order. Payment order delivered after the specified hour on the Bank s business day or on the day that is not the Bank s business day shall be considered as received (the countdown of the term of executing such order starts) on the next Bank s business day and shall be executed within the number of the Bank s business days specified in the Day column, counting as of such next Bank s business day (for example, should it be specified 14:00 in the Hour column and T0 Day in the Day column, a payment order delivered until 14:00 on the Bank s business day shall be executed on the day of delivery of the order, while a payment order delivered after 14:00 or on a day that is not Bank s business day shall be executed on the next Bank s business day). Should nothing be specified in the Hour column, payment order delivered at any time on the Bank s business day shall be executed within the number of the Bank s business days specified in the Day column, counting as of the day of delivery of the payment order. Day shall mean a number of the Bank s business days within which a payment order shall be executed. Countdown of the said term shall be started on the day of the receipt of a payment order, taking into account whether the payment order is delivered on the Bank s business day and/or until the set hour on the Bank s business day (see Hour explanations provided hereinabove). For example, T0 - the payment order shall be executed on the same Bank s business day if delivered until time specified in the Hour column. Bank s business day: - transfers within Swedbank, AB on each calendar day; - EUR-denominated transfers to other banks incorporated in Lithuania, to Swedbank Group banks**, European payment on a day that is neither Saturday, nor Sunday, Great 8

9 Easter Friday, nor other day-off or holiday defined by the legal acts of the Republic of Lithuania; - Other transfers on a day when Swedbank, AB intermediate bank and beneficiary s bank performs transactions under the respective payment transfers (credit transfers). Swedbank, AB, performs such transactions on days that are neither Saturday, nor Sunday, nor other day-off or holiday defined by the legal acts of the Republic of Lithuania. * Low value payment - is regular domestic transfer up to EUR 15 limit per transaction made via the registered mobile device using Swedbank Application or Swedbank Internet Bank mobile version and confirmed according to the rules described in the Consent for small payment, i.e. without additional identification code entering ** Swedbank Group banks: Swedbank (SWIFT code: SWEDSESS), Sweden, Stockholm Swedbank (SWIFT code: SWEDFIHH), Finland Swedbank (SWIFT code: SWEDDKKK), Denmark Swedbank (SWIFT code: SWEDNOKK), Norway Swedbank AS (SWIFT code: HABAEE2X), Estonia Swedbank AS (SWIFT code: HABALV22), Latvia *** EUR-denominated transfer to the EU countries, Iceland, Liechtenstein, Norway and Switzerland, if terms are acceptable, in this case the Payee s bank SWIFT (BIC) must be indicated; the Payee s bank account must be indicated in IBAN format, and the payment type is designated SHA. **** EUR-denominated transfer to the EU countries, Iceland, Liechtenstein, Norway and Switzerland, if terms are acceptable, the Payee s bank SWIFT (BIC) or the Payee s bank account in IBAN format are not indicated, and the payment type is designated SHA. ***** OUR transfers shall be available only in certain cases when the transfer is executed: a) in currencies of non-eu member states and non-eea (European Economic Area) states; or b) in currencies of EU member states or EEA states to the other state which is a non-eu member state or a non-eea state. States of the European Economic Area (EEA) are Iceland, Lichtenstein and Norway. If the transfer is made in the currency of the EU member state or EEA state to the EU member state or EEA state and you (as a Payer) select the OUR transfer, Swedbank, AB may refuse to carry out such transfer on its own discretion (the payment order shall be considered not received) or proceed with the transfer after changing it to the SHA transfer. Explanations of OUR and SHA payment transfers OUR. OUR payment transfer means that when the funds are transferred to the Payee, the Payer (you) undertakes to pay all charges applicable by Swedbank, AB (hereinafter referred to as the Bank) and other banks fees established for this type of transaction. Where your payment of such a charge to the Bank for effecting the payment order does not fully cover the charges stipulated by your Correspondent bank and the Payee's bank for effecting the payment order in question, you are expected to additionally cover the difference of the charges set by the Correspondent and Payee's banks. Note: if a payment transfer is denominated in USD, other banks fees can be additionally debited from the Payee's bank account. SHA. This type payment transfer means that the Payer (you) covers the transfer-related fees charged by Swedbank, AB; fees of the other banks are to be covered by the Payee (meaning that the Payee may receive not a full amount). 9

10 18. PAYMENT TRANSFERS IN OTHER CURRENCY Fees shown by payment channels indicated in payment instructions Hour Day Swedbank Internet Banking Swedbank Gateway for Swedbank Internet Over-the-counter for Business Clients Business Clients Banking Banking by Phone 1. Transfers within Swedbank, AB, (SHA) T0 EUR 0.58 EUR 0.58 EUR 0.58 EUR 2.32 EUR Transfers to banks incorporated in Lithuania (SHA) a. in USD 15:00 T0 b. in other currencies 14:00 T+1 EUR 8.69 EUR 8.69 EUR 8.69 EUR Transfers to Swedbank Group banks* (SHA) If terms are acceptable, the Payee s bank's BIC must be indicated. The Payee s bank account must be indicated in IBAN format only. a. in SEK, USD 16:00 T0 b. in DKK, NOK 15:00 T0 c. in other currencies to Swedbank in Latvia and Estonia 15:00 T0 d. in other currencies to Swedbank in Sweden, Finland, Norway and Denmark 22:00 T+2 EUR 7.24 EUR 7.24 EUR 7.24 EUR International money transfers (exept in cases specified in Item 3) 4.1. Ordinary SEK, RON -denominated transfer, (SHA) **: 22:00 T+2 EUR 8.69 EUR 8.69 EUR 8.69 EUR Ordinary transfer 22:00 T+2 OUR*** EUR EUR EUR EUR SHA (except in case specified in Item 4.1.) EUR EUR EUR EUR Urgent transfers denominated in the following currencies: USD Other currencies 16:00 14:00 T+1 T+1 OUR*** EUR EUR EUR EUR SHA EUR EUR EUR EUR Very urgent USD-denominated transfers 15:00 T0 OUR*** EUR EUR EUR EUR SHA EUR EUR EUR EUR Recurrent transfers 5.1. Execution of recurrent payment according to corresponding ordinary payment price in tha Internet bank Hour shall mean an hour until which the payment order delivered on the Bank s business day is considered as received (the countdown of the term of executing such order starts) on the same day and shall be executed within the number of the Bank s business days specified in the Day column, counting as of the day of delivery of the order. Payment order delivered after the specified hour on the Bank s business day or on the day that is not the Bank s business day shall be considered as received (the countdown of the term of executing such order starts) on the next Bank s business day and shall be executed within the number of the Bank s business days specified in the Day column, counting as of such next Bank s business day (for example, should it be specified 14:00 in the Hour column and T0 Day in the Day column, a payment order delivered until 14:00 on the Bank s business day shall be executed on the day of delivery of the order, while a payment order delivered after 14:00 or on a day that is not Bank s business day shall be executed on the next Bank s business day). Should nothing be specified in the Hour column, payment order delivered at any time on the Bank s business day shall be executed within the number of the Bank s business days specified in the Day column, counting as of the day of delivery of the payment order. Day shall mean a number of the Bank s business days within which a payment order shall be executed. Countdown of the said term shall be started on the day of the receipt of a payment order, 10

11 taking into account whether the payment order is delivered on the Bank s business day and/or until the set hour on the Bank s business day (see Hour explanations provided hereinabove). For example, T0 - the payment order shall be executed on the same Bank s business day if delivered until time specified in the Hour column. Bank s business day: - transfers within Swedbank, AB on each calendar day; - Other transfers (international transfers, transfers to banks incorporated in Lithuania in other currency than EUR, transfers to Swedbank Group banks*) on a day when Swedbank, AB intermediate bank and beneficiary s bank performs transactions under the respective payment transfers (credit transfers). Swedbank, AB, performs such transactions on days that are neither Saturday, nor Sunday, nor other day-off or holiday defined by the legal acts of the Republic of Lithuania. * Swedbank Group banks: Swedbank (SWIFT code: SWEDSESS), Sweden, Stockholm Swedbank (SWIFT code: SWEDFIHH), Finland Swedbank (SWIFT code: SWEDDKKK), Denmark Swedbank (SWIFT code: SWEDNOKK), Norway Swedbank AS (SWIFT code: HABAEE2X), Estonia Swedbank AS (SWIFT code: HABALV22), Latvia ** SEK, RON-denominated transfer to the EU countries, Iceland, Liechtenstein, Norway and Switzerland, if terms are acceptable, in this case the Payee s bank SWIFT (BIC) must be indicated; the Payee s bank account must be indicated in IBAN format, and the payment type is designated SHA. *** OUR transfers shall be available only in certain cases when the transfer is executed: a) in currencies of non-eu member states and non-eea (European Economic Area) states; or b) in currencies of EU member states or EEA states to the other state which is a non-eu member state or a non-eea state. States of the European Economic Area (EEA) are Iceland, Lichtenstein and Norway. If the transfer is made in the currency of the EU member state or EEA state to the EU member state or EEA state and you (as a Payer) select the OUR transfer, Swedbank, AB may refuse to carry out such transfer on its own discretion (the payment order shall be considered not received) or proceed with the transfer after changing it to the SHA transfer. Explanations of OUR and SHA payment transfers OUR. OUR payment transfer means that when the funds are transferred to the Payee, the Payer (you) undertakes to pay all charges applicable by Swedbank, AB (hereinafter referred to as the Bank) and other banks fees established for this type of transaction. Where your payment of such a charge to the Bank for effecting the payment order does not fully cover the charges stipulated by your Correspondent bank and the Payee's bank for effecting the payment order in question, you are expected to additionally cover the difference of the charges set by the Correspondent and Payee's banks. Note: if a payment transfer is denominated in USD, other banks fees can be additionally debited from the Payee's bank account. SHA. This type payment transfer means that the Payer (you) covers the transfer-related fees charged by Swedbank, AB; fees of the other banks are to be covered by the Payee (meaning that the Payee may receive not a full amount). 11

12 19. ACCEPTANCE OF GIRO AND BOOK PAYMENTS Fees shown by payment channels indicated in payment instructions Swedbank Internet Banking Over-the-counter Banking by Phone 1. Acceptance of Giro and Book payments paid using Payments cart 1.1. Utility payments* EUR 0.23 for 5 or less number of payments and/or Utility Bills Payment - - Book forms 1.2. Non-utility payments EUR 0.23 for first 3 payments, EUR 0.23 for every additional payment Acceptance of Giro and Book payments 2.1. Payments under the Utility Bills Payment Book EUR 0.23 for payments per one form of the Book EUR 1.45 for payments per one page of the Book 2.2. Other Giro payments EUR 0.23 per payment EUR 1.45 per EUR 1.45 per payment payment * Utility payments are payments for electricity, heating, hot water, cold water, gas supply services and services provided by residential communities, multi-dwelling apartment owners' associations or gardeners' societies. Payments according to the Utility Bills Payment Book will be executed and transferred to the Payee s account on the same day if the payment instruction is issued until 12:00 (noon) on the Bank s business day, and executed on the next Bank s business day if the payment instruction is issued on the Bank s business day after 12:00 (noon) or on a day that is not the Bank s business day. Other Giro payments will be executed on the same Bank s business day. Bank s business day: - acceptance of payments according to the Utility Bills Payment Book on a day that is neither Saturday, nor Sunday, nor other day-off or holiday defined by the legal acts of the Republic of Lithuania; - acceptance of other Giro payments on each calendar day. 20. ADDITIONAL SERVICES RELATED WITH MONEY TRANSFERS 1. Cancellation and correction of payment transfers 1.1. Cancellation of the local EUR-denominated payment transfer EUR Cancellation or correction of the international payment transfer Note: any amendment to the payment order data shall be considered as correction thereof. Note: in the case of cancellation of an international payment transfer, its conversion transaction is not revoked when the transfer has not been sent out from the Bank EUR 8.69 EUR plus fees applied by foreign when the transfer has been sent out from the Bank banks 2. Confirmations, notices, issuance of information 2.1. Issuance of Swedbank, AB confirmation on executed international payment transfers or a SWIFT copy 2.2. Investigation of execution of an international payment transfer operation at the customer s request and issuance of the resulting information Note: the fee shall not be applied if a transfer from a natural person s Bank account has been executed in the currency of the EU member state or EEA* state to the EU member state or EEA* state, and the customer s request is reasonable, i.e. the said transfer has been failed or has been executed improperly Issuance of additional information received from foreign banks at the customer s request EUR 5.79 for a confirmation EUR EUR Issuance of certificates from foreign correspondent banks EUR Sending of a message to a foreign bank by SWIFT EUR Additional confirmation of a transaction Note: the fee is applied only in the case of an instruction for the conducting of a domestic or international money transfer operation presented via Swedbank Internet Banking, Internet Banking for Business Clients or Telephone Banking facilities. The fee is charged upon both EUR 0.87 the receipt and non-receipt of the customer s confirmation. * States of the European Economic Area (EEA) are Iceland, Lichtenstein and Norway. 12

13 OPERATIONS WITH CASH 21. OPERATIONS WITH CASH 1. Depositing of cash at ATMs of Swedbank, AB Ref. Payment cards fees 2. Depositing of cash at the Bank office: 2.1. in banknotes to one s own bank account* 0.08% of the sum paid; min EUR in EUR to another customer s bank account 0.3% of the sum paid; min EUR in EUR-denominated coins** 4.5% of the sum paid; min EUR Withdrawal of cash at ATMs Ref. Credit cards fees 4. Withdrawal of cash from one s bank account over-the-counter at the Bank office*** 4.1. Withdrawal of EUR-denominated pensions and allowances paid to natural persons by the State Social Insurance Fund Board Free of charge 4.2. In other cases Note: no fee is charged in the event if the balance of account denominated in EUR and worth less than EUR 2.32 is paid out to the customer following the closing of the bank account in question. 0.8% of the sum; min EUR Withdrawal of cash from a deposit-servicing account when the deposit in question had been placed in cash Note: no fee is charged when cash is withdrawn from a bank account opened with the Bank Free of charge before 1 December 2001 and the sum is returned to the account upon the expiry of the maturity of the deposit in question Withdrawal of cash (EUR, USD) from a Senior account if it has been held with the Bank for over one month Note: a 1-month condition is irrelevant if such an account has been renewed If the amount or its equivalent in EUR, when the withdrawal is denominated Free of charge in USD, does not exceed EUR 8,700 (inclusive) If the amount or its equivalent in EUR, when the withdrawal is denominated 0.8% of the amount exceeding EUR in USD, exceeds EUR 8,700 8,700, min EUR A fee for the cancellation of an advance order of cash or because of a postdue taking-out of cash 0.2% of the cancelled sum; Note: the customer is supposed to order cash against a written confirmation. In branches, sizes of max EUR sums to be ordered and periods thereof must be set by the Branch Managers. 6. A fee for buying/selling currency in cash over-the-counter at the Bank office Note: when a customer sells or buys currency worth in EUR 2,500 equivalent, the Bank may EUR 0.87 apply an individual currency exchange rate that is lower than the standard rate. 7. Exchange of cash into other denominations of the same currency**** 4.5% of the sum paid; min EUR Exchange of worn-out banknotes 8.1. EUR-denominated banknotes Free of charge 8.2. FX banknotes (when agreed beforehand with a Bank office) 5% of the face value 9. Re-counting of banknotes without carrying out other bank operations EUR 0.03 for a banknote 10. Checking of banknotes without carrying out other bank operations EUR 0.03 for a banknote *The fee does not apply when the payment order to transfer deposited cash to one s own account in another bank or to another customer s account in any other bank is presented at once. **The fee does not apply when the sum does not exceed EUR 5. ***Cash is paid out in national and foreign currency banknotes and national currency coins. Where a partial payout in FX coins is impossible, the payable sum is converted into EUR. **** The fee does not apply for the exchange of EUR-denominated coins when the sum does not exceed EUR ACCEPTANCE OF GIRO AND BOOK PAYMENTS IN CASH 1. Payments under the Utility Bills Payment Book EUR 2.32 for payments per one page of the Book 2. Other Giro payments EUR 2.32 per payment Payments under the Utility Bills Payment Book order delivered until 12:00 on the Bank s business day shall be executed on the day of delivery of the order, while a payment order delivered after 12:00 or on a day that is not Bank s business day shall be executed on the next Bank s business day. Other Giro payments shall be executed on the same Bank s business day. Bank s business day: - acceptance of payments under the Utility Bills Payment Book on a day that is neither Saturday, nor Sunday, nor other dayoff or holiday defined by the legal acts of the Republic of Lithuania; - acceptance of other Giro payments on each calendar day. 23. WESTERN UNION CASH TRANSFERS Fees for Western Union cash transfer services are set by the Western Union Company. These fees are available on Swedbank, AB website however, Swedbank, AB is not entitled to establish and (or) change such fees. 13

14 SECURITIES 24. INVESTMENT FUND UNITS TRADING AND SAFEKEEPING SERVICES Fee* Fee* 1. Trading in units of investment funds** Subscription Redemption 1.1. Trading in units of fixed income and money market funds Swedbank Group funds*** 0,5 % N/A Franklin Templeton funds 0,5 % N/A East Capital funds (registered in Sweden) 0,5 % N/A Julius Baer funds 0,5 % N/A T. Rowe Price funds 0,5 % N/A Funds managed by other management companies 0,5 % N/A 1.2. Trading in units of equity and balanced funds Swedbank Group funds *** 1,5 % N/A Franklin Templeton funds 1,5 % N/A East Capital funds (registered in Sweden) 1,5 % N/A Julius Baer funds 1,5 % N/A T. Rowe Price funds 1,5 % N/A Funds managed by other management companies 1,5 % N/A 1.3. Trading in units of hedge funds 1,5 % N/A 1.4. Subscription to units of investment funds using a regular investment facility Fixed income and money market funds Swedbank Group funds *** 0.5%, min EUR 0, Franklin Templeton funds 0.5%, min EUR 0, Equity and balanced funds (Swedbank Group funds*** and Franklin Templeton funds) 1,5 % - Fee* Fee* Fee* 2. Investicinių fondų vienetų operacijos mokestis Subscription Redemption Exchange**** 2.1. Swedbank Group funds *** EUR 5.79 EUR 5.79 EUR Franklin Templeton funds EUR EUR EUR East Capital funds (registered in Sweden) EUR EUR EUR Julius Baer funds EUR EUR EUR T. Rowe Price funds EUR EUR EUR Funds managed by other management companies EUR EUR EUR Hedge funds EUR EUR Monthly fee for the safekeeping of securities***** Min EUR 0.43 per month 3.1. Swedbank funds units 0,005 % 3.2. Units of funds managed by other management companies 0,013 % * The subscription of units shall be subject to a subscription fee (expressed as %) calculated from the price of investment funds units being subscribed to and, additionally, to an investment fund units transaction fee indicated in point 2 of this section. Upon subscription of investment funds using the periodic investment service (see point 1.4), the transaction fee shall not be charged. The redemption or exchange of investment funds shall be subject only to the investment fund units transaction fee indicated in point 2 of this section. ** The Bank shall receive a fee from fund management companies for the distributed investment units. The amount of the fee for the distribution of different investment funds may differ. More detailed information about the fee received by the Bank is available on the Bank s website: Fee received by Swedbank, AB for the distribution of investment funds, or shall be provided to a client no later than within 5 (five) business days as of the day of a written request of the client. Clients may submit written requests for more detailed information personally at the Bank s branches during its business hours. *** Funds managed by Swedbank Group are investment funds managed by Swedbank Investeerimisfondid AS and publicly offered in Lithuania. **** Provided that the exchange of funds of the same fund manager is possible. ***** Calculated on a monthly basis according to the market value of investment funds held in the securities account on the last day of the month. The fee shall be debited from the bank account linked to the securities account. The minimum fee for the safekeeping of securities shall be charged for securities kept in the same securities account and shall apply to each securities account separately. If the securities account is empty, the fee shall not be calculated. 14

15 25. SECURITIES TRADING AND SAFEKEEPING SERVICES Fee amount (if expressed in percentage, calculated according to the deal amount) Over-the-counter at a branch, at LC&I Markets Lithuania division Via Swedbank Internet Banking 1. Opening a securities account Free of charge Free of charge 2. Trading in shares * 2.1. Lithuania 0.45%, min EUR %, min EUR Latvia 0.45%, min EUR %, min EUR Estonia 0.45%, min EUR %, min EUR Ireland 0.30%, min EUR UK 0.30%, min EUR Australia** 0.50%, min EUR Austria 0.50%, min EUR Belgium 0.30%, min EUR Bulgaria 1.00%, min EUR Czech Republic 0.60%, min EUR Denmark 0.30%, min EUR Hong Kong** 0.50%, min EUR Spain 0.30%, min EUR Italy 0,30%, min EUR USA 0.25%, min EUR Canada 0.30%, min EUR Croatia 0.80%, min EUR Poland 0.30%, min EUR Norway 0.30%, min EUR Holland 0.30%, min EUR Portugal 0.30%, min EUR France 0.30%, min EUR Romania 0.60%, min EUR Russia (when a minimal order sum stands at USD 25,000) 0.60%, min EUR Singapore** 0.50%, min EUR Slovenia 0.90%, min EUR Finland 0.30%, min EUR Sweden 0.30%, min EUR Switzerland 0.30%, min EUR Hungary 0.60%, min EUR Germany (Frankfurt exchange)** 0.50%, min EUR Germany (Xetra exchange) 0.30%, min EUR Other foreign countries** According to a separate agreement 3. Trading in debt securities 3.1. Lithuanian*** Primary market 0.02%, min EUR Secondary market Free of charge 3.2. Other foreign countries *** Free of charge 4. Monthly securities safekeeping fee**** Up to EUR 144, % 4.1. Securities issued by Lithuanian companies*** From EUR 144, up to EUR 289, % From EUR 289, % 4.2. Securities issued by Estonian and Latvian companies 0,007 % 4.3. Securities issued by Central and Eastern European (Bulgaria, Croatia, Czech Republic, Hungary, Poland, Romania, 0,03 % Serbia, Slovenia, Slovakia) companies 4.4. Securities issued by Russian companies 0,07 % 4.5. Eurobonds*** 0,006 % 4.6. Securities issued by companies of other foreign countries*** 0,013 % 4.7. Depositary receipts (ADR, GDR) 0.013% plus other party s fees, if applicable 5. Transaction fees 5.1. Securities issued by Lithuanian companies*** 15

16 Transaction against payment between Lithuanian sub- Custodians EUR Transaction against payment between Estonian and Latvian sub-custodians EUR Free of payment (FOP) transaction to other Lithuanian sub- custodians or shareholder registry level (outgoing) EUR Free of payment (FOP) transaction between Estonian and Latvian sub-custodians EUR Transaction against payment and free of payment (FOP) transaction of securities issued by Estonian companies EUR Transaction against payment and free of payment (FOP) transaction of securities issued by Latvian companies EUR Transaction against payment and free of payment (FOP) transaction in the case of securities issued by other foreign EUR plus other party s fees, if applicable companies*** 5.5. Registration of an OTC security transaction (gift, inheritance, sale-purchase, swap and others) between clients securities EUR 7.24 accounts opened at Swedbank, AB ***** 5.6. Repurchase (repo) deal / pledge of securities administration EUR Repurchase (repo) deal / pledge of securities termination fee Free of charge 6. Other services 6.1. Securities account statement (received personally over-thecounter) Free of charge 6.2. Securities account statement (sent by mail) In Lithuania EUR 1.45; abroad EUR Reclaim/relief of taxes paid to a foreign country (the service cannot be provided on every market) EUR plus other party s fees, if applicable 6.4. Client representation in Lithuania in case of corporate actions EUR plus other party s fees, if applicable 6.5. Other services According to a separate agreement * On foreign Stock Exchanges, securities can be traded in lots, i.e. according to the established minimal quantities of shares and their multiple. Commission fees shall be debited in the transaction currency. Specified minimal Bank fees shall be recalculated into the corresponding currency according to the currency exchange rates established by the Bank of Lithuania on the day of conclusion of the transaction. Stamp duty fees, financial transaction taxes or similar levies may apply on some markets. Their amounts, calculation methods and payment processes are regulated by the laws of the respective country and/or regulations of trading venues. ** Orders on the marked markets can be placed only by contacting LC&I Markets Lithuania division, the phone number is These markets could have additional third party costs that are not included in the commissions. *** Debt securities issued in Lithuania and securities issued by Lithuanian companies are the securities registered with the Central Securities Depository of Lithuania; debt securities issued in other foreign countries and securities issued by other foreign countries companies are the securities registered with the Depositories or settlement systems of those foreign countries. Eurobonds are debt securities which ISIN code starts with the letters XS and which are cleared and settled through two clearing houses Euroclear or Clearstream. **** It shall be calculated each month based on the value of the portfolio on the last date of the calendar month. The fee shall be debited from the bank account linked to the security account. Debt securities and not-listed equities shall be evaluated at face value. Securities issued by Estonian companies shall be evaluated according to the Estonian Central Security Depository (AS Eesti Väärtpaberikeskus) price evaluation methods. The minimum securities safekeeping fee is EUR 0.43 per month and it shall be applied for each securities account separately. If the securities account is empty, the fee shall not be applied. ***** The fee shall be paid by both parties. In case of inheritance of securities, the fee shall be paid by the beneficiary. 26. LITHUANIAN REPUBLIC GOVERNMENT SAVING NOTES 1. Purchase of Lithuanian Republic Government Saving Notes Free of charge 2. Monthly securities safekeeping fee for Lithuanian Republic Government Saving Notes Free of charge 3. Withdrawal of funds received for Lithuanian Republic Government Saving Notes in cash over-thecounter at the Bank office during 60 days from the coupon pay, premature redemption or redemption. Free of charge * Upon the expiry of 60 days, funds received for Lithuanian Republic Government Saving Notes in cash over-the-counter at the Bank office shall be withdrawn at standard fees indicated in clause No 4 Withdrawal of cash from one s bank account over-thecounter at the Bank office of the chapter Operations with Cash of the part Operations with Cash of these Fees Charged by Swedbank, AB for Its Services and Operations. Investors Lithuanian Republic Government Saving Notes for services and operations which are not indicated in these Fees Charged by Swedbank, AB for Its Services and Operations, part Securities, chapter Lithuanian Republic Government Saving Notes, pay standard fees for services and operations. 16

17 DOCUMENTARY PAYMENTS AND GUARANTEES 27. DOCUMENTARY PAYMENTS AND GUARANTEES Prices and amounts expressed in EUR are valid for the respective counter values in any other currency calculated on the basis of the official exchange rate of the Bank of Lithuania 1.1. Import collection Payment under a certain document or a bill of exchange 0.15% (min EUR 36.20, max EUR ) Advice of the amendment of collection instruction EUR Advice of the collection EUR Return of unpaid documents or release of documents free of payment 0.15% (min EUR 36.20, max EUR ) Documents handling fee (in case of non-payment or non-acceptance within 15 days after the Bank s advice to a client about the received collection) EUR Custody of accepted bills of exchange until the payment EUR Protest of the bill of exchange EUR (notary fees and commissions are charged separately) Query or data preparation at the client's request EUR Preparation and dispatch of documents by courier post within Lithuania EUR Preparation and dispatch of documents by courier post to foreign countries EUR Documents handling fee (in case of non-payment within 15 days from the date of payment) EUR Export collection Collection of documents and bills of exchange 0.15% (min. EUR 36.20, max EUR ) Amendment of the collection instruction EUR Custody of accepted bills of exchange until the payment EUR Query or data preparation at the client's request EUR Preparation and dispatch of documents by courier post within Lithuania EUR Preparation and dispatch of documents by courier post to foreign countries EUR Documentary credits 2.1 Import documentary credits Pre-advice of the documentary credit EUR Issue of the documentary credit* EUR Deferred payment fee* EUR (per set) Amendment EUR (per amendment) Checking of the documents ** 0.2%, min EUR (per set) Payment under the documents EUR Unutilized documentary credit (not applicable to standby letters of credit) EUR Return of unpaid documents EUR Query or data preparation at the client s request EUR Preparation and dispatch of documents by courier post within Lithuania EUR Preparation and dispatch of documents by courier post to foreign countries EUR Preparation and/or alignment of documentary credit draft**** EUR Release of goods to the buyer (the Bank stated as a consignee, to order of the EUR 28,96 Bank or endorsed to order of the Bank) 2.2. Export documentary credits Pre-advice of the documentary credit EUR Advice of the documentary credit EUR Advice of the amendment EUR (for each amendment) Checking of the documents ** 0,2%, min EUR (per set) Payment under the documents *** EUR Transfer of the documentary credit 0,2% (of the transferred amount), min EUR Checking of the documents substituted under the transferred documentary credit EUR Confirmation of the documentary credit By arrangement Supervision of the deferred payment EUR (per set) Return of unpaid documents EUR Advice of the assignment of proceeds EUR Cancellation of the advice of the assignment of proceeds EUR

18 Payment under the documents prior to maturity EUR plus interest rate by arrangement Query or data preparation at the client s request EUR Preparation and dispatch of documents by courier post within Lithuania EUR Preparation and dispatch of documents by courier post to foreign countries EUR Pre-checking of documents: Set consisting of less than 5 documents (per set) Set consisting of more than 5 documents (per set) Preparation and/or alignment of documentary credit draft **** EUR * The obligation under documentary credit commission is applied if the documentary credit issue is not secured by a cash collateral. Cash collateral is not interest bearing. ** If Swedbank, AB is the issuing and advising bank of the same documentary credit, and documents are presented directly to Swedbank, AB, the fee for checking of the documents is 0.1%, min. EUR *** This fee is not applicable if the documents are paid up prior to maturity. **** If the documentary credit is issued/advised, the fees applicable to documentary payments and guarantees under the clause Documentary Credits will be decreased by this fee Issue of the guarantee (except for tender guarantees) * Amount of the guarantee is equal or less than EUR 1, (or respective EUR counter value in any other currency) Amount of the guarantee amounts to EUR 1, EUR 2, (or EUR respective counter value in any other currency) Amount of the guarantee is equal or over EUR 2, (or respective counter 0,5%, min. EUR value in any other currency) 3.2. Issue of the guarantee under the counter guarantee By arrangement 3.3. Amendment of conditions EUR Advice of the guarantee or the amendment EUR Query or data preparation at the client s request EUR Claim administration under the guarantee 0.1%, min EUR Handover of client s claim and courier post costs 3.8. Preparation and dispatch of documents by courier post within Lithuania EUR Preparation and dispatch of documents by courier post to foreign countries EUR Agreed on case-by-case basis (min Urgent issue or an amendment to the guarantee ** EUR 43.44) plus the guarantee or the guarantee amendment commission Garantijos / laidavimo projekto parengimas ir derinimas*** 57,92 Eur * If the guarantee issue is not secured by cash collateral, the obligation under the guarantee commission shall be applicable. Cash collateral is not interest bearing. If the guarantee is issued in a non-standard text or in the foreign language, an extra fee could be charged if agreed. ** Urgent guarantees or guarantee amendments are issued within one working day after the signed and correctly filled in application is presented at the bank counters and all other guarantee issuance or guarantee amendment conditions are fulfilled. *** If the guarantee is issued / advised, the fees applicable to documentary payments and guarantees under the clause Guarantees will be decreased by this fee. 4. Escrow accounts 4.1. Escrow account agreement * 0.2%, min EUR Preparation and/or alignment of an escrow account agreement draft ** EUR * Extra fee shall be charged for non-standard agreements. ** If the escrow account agreement is signed, the fees applicable to documentary payments and guarantees under the clause Escrow Accounts will be decreased by this fee. 18

19 OTHER SERVICES 28. CHEQUES 1. Cheques issued by Swedbank, AB*: Note. service in USD currency not available since 15 th of April 0.8% of the total sum sold; 1.1. sale min EUR 2.90, max EUR suspension of payment against a cheque EUR 5.79, plus fees charged by foreign banks 1.3. payment of an unused cheque EUR Collection of cheques*: Note. service in USD currency not available since 15 th of April 1% of the sum; min EUR 7.24, max EUR 86.89, 2.1. encashment of cheques plus fees charged by foreign banks 2.2. return of unpaid cheques EUR 2.90, plus fees charged by foreign banks 2.3. return of revocable cheque to the customer when it has not been sent to an EUR 2.90 foreign bank 3. Acceptance and dispatch of cheques issued by other banks incorporated EUR 0.87 in Lithuania * Service in USD currency not available 1. 1 st group of fees in euro Rent period Amount without 29. RENT OF SAFE-DEPOSIT BOXES 6 dm 3 * Up to 32 dm 3 (10 dm 3* ) ** Total with Amount without ** Total with Capacity. dm 3 Amount without From 32 to 50 dm (12 or 16 dm 3* ) ** Total with Amount without Over 50 dm 3 (23 dm 3* ) ** Total with 24 hours 4,31 0,91 5,22 4,79 5,80 5,98 1,26 7,24 7,18 1,51 8,69 1,01 1 week 5,98 1,26 7,24 9,57 2,01 11,58 16,99 3,57 20,56 19,39 4,07 23,46 2 weeks 9,81 2,06 11,87 14,60 3,07 17,67 24,17 5,08 29,25 29,20 6,13 35,33 1 month 12,21 2,56 14,77 19,39 4,07 23,46 33,99 7,14 41,13 36,38 7,64 44,02 2 months 24,17 5,08 29,25 36,38 7,64 44,02 60,80 12,77 73,57 65,58 13,77 79,35 3 months 36,38 7,64 44,02 53,38 11,21 64,59 87,60 18,40 106,00 97,18 20,41 117,59 4 months 48,11 10,10 58,21 70,37 14,78 85,15 114,17 23,98 138,15 128,77 27,04 155,81 5 months 56,97 11,96 68,93 84,97 17,84 102,81 140,98 29,61 170,59 157,97 33,17 191,14 6 months 66,78 14,02 80,80 99,57 20,91 120,48 165,39 34,73 200,12 187,18 39,31 226,49 7 or 8 months 81,38 17,09 98,47 119,20 25,03 144,23 194,60 40,87 235,47 219,01 45,99 265,00 9 or 10 months 11 or 12 months 93,59 19,65 113,24 136,19 28,60 164,79 221,40 46,49 267,89 255,39 53,63 309,02 105,55 22,17 127,72 153,19 32,17 185,36 248,21 52,12 300,33 292,01 61,32 353, nd group of fees in euro Capacity. dm 3 Rent period Up to 32 dm 3 (10 dm 3* ) Amount without ** Total with Amount without From 32 to 50 dm (12 or 16 dm 3 *) ** Total Amount with without Over 50 dm 3 (23 dm 3 *) ** Total with 24 hours 2,87 0,60 3,47 3,11 0,65 3,76 3,35 0,70 4,05 1 week 5,74 1,21 6,95 8,38 1,76 10,14 9,57 2,01 11,58 2 weeks 9,09 1,91 11,00 11,97 2,51 14,48 14,36 3,02 17,38 1 month 11,97 2,51 14,48 16,75 3,52 20,27 19,15 4,02 23,17 2 months 21,54 4,52 26,06 28,72 6,03 34,75 35,9 7,54 43,44 3 months 31,12 6,54 37,66 47,87 10,05 57,92 52,66 11,06 63,72 4 months 40,69 8,54 49,23 52,66 11,06 63,72 71,81 15,08 86,89 5 months 50,26 10,55 60,81 78,99 16,59 95,58 88,56 18,6 107,16 19

20 6 months 57,45 12,06 69,51 90,96 19,10 110,06 102,92 21,61 124,53 7 or 8 months 67,02 14,07 81,09 100,53 21,11 121,64 119,68 25,13 144,81 9 or 10 months 76,59 16,08 92,67 107,71 22,62 130,33 143,61 30,16 173,77 11 or 12 months 86,17 18,10 104,27 119,68 25,13 144,81 162,76 34,18 196, rd group of fees in euro Capacity. dm 3 Nuomos laikas Amount without Up to 32 dm 3 (10 dm 3* ) ** Total with Amount without From 32 to 50 dm (12 or 16 dm 3 *) ** Total with Over 50 dm 3 (23 dm 3 *) Amount without ** Total with 24 hours 1,44 0,30 1,74 2,39 0,50 2,89 2,87 0,60 3,47 1 week 2,87 0,60 3,47 4,79 1,01 5,80 4,79 1,01 5,80 2 weeks 3,83 0,80 4,63 7,18 1,51 8,69 7,18 1,51 8,69 1 month 4,79 1,01 5,80 9,57 2,01 11,58 9,57 2,01 11,58 2 months 9,57 2,01 11,58 16,75 3,52 20,27 19,15 4,02 23,17 3 months 14,36 3,02 17,38 23,93 5,03 28,96 28,72 6,03 34,75 4 months 19,15 4,02 23,17 31,12 6,54 37,66 35,90 7,54 43,44 5 months 23,93 5,03 28,96 35,90 7,54 43,44 43,08 9,05 52,13 6 months 28,72 6,03 34,75 43,08 9,05 52,13 47,87 10,05 57,92 7 or 8 months 33,51 7,04 40,55 55,05 11,56 66,61 62,23 13,07 75,30 9 or 10 months 38,30 8,04 46,34 67,02 14,07 81,09 71,81 15,08 86,89 11 or 12 months 43,08 9,05 52,13 78,99 16,59 95,58 90,96 19,10 110,06 4. Services related to the rent of individual safe-deposit boxes Amount without ** Total with 4.1. Change of a safe-deposit box lock in case a customer has lost its key EUR EUR EUR * Safe-deposit boxes of the new design ** Value Added Tax Note. All rent fees of individual safe-deposit boxes are specified Value Added Tax () included. The specific group of fees and specific fees applicable at respective customers service locations are approved by the Region Manager. If all safe-deposit boxes of lower capacity have been rented, rent fees lower by one level may be applicable for safe-deposit boxes of larger capacity at the discretion of the Branch Manager. 30. OTHER SERVICES 1. Repeated printing of the document that proves execution of the transaction over-the-counter at the Bank office EUR 0.29 per document 2. Executed transaction search request in the Bank information system EUR 2.90 per search 3. Processing of documents: 3.1. sending of documents by fax: within Lithuania EUR 1.45 per page to a foreign country EUR 2.90 per page 3.2. sending of documents: within Lithuania by regular post EUR 0.58 per page; min EUR within Lithuania by registered post EUR 0.58 per page; min EUR to a foreign country EUR 1.45 per page; min EUR by courier EUR 5.79 plus the courier s fees 4. Certification of specimens of signatures and seals Free of charge 5. Producing of copies of documents: 5.1. producing of copies of agreements EUR 5.79 per copy 5.2. producing of copies of documents and issuance of duplicates EUR 1.45 per copy 5.3. copying of other documents EUR 0.29 per page; * EUR 0.05 (included) 6. Acceptance of the customer s request to conduct search of documents in the Bank s Archives: 6.1. for natural persons EUR 4.34; * EUR 0.75 (included) 6.2. for legal persons EUR 14.77; * EUR 2.56 (included) 20

21 7.1. Issuance of references about the opened or closed accounts and balances thereof: in the Lithuanian and English languages EUR 5.79 per reference in the Lithuanian and English languages (drafted within 1 business day) EUR per reference 7.2. References/permits/consents about the granted/repaid loans in the Lithuanian language EUR per reference in the English language EUR per reference 7.3. Reference issued by Swedbank, AB to auditors (an audit/consultancy company) EUR per reference 7.4. Reference issued by Swedbank, AB for the declaration of personal income and property Free of charge 7.5. Reference about starting accounts Free of charge 7.6. Recommendation (in the Lithuanian and English languages) EUR per reference 7.7. Other references and notifications/notes/notices EUR per reference * Value Added Tax 21