List of Fees MUNICIPALITIES, CITIES, REGIONS

Transcription

1 List of Fees MUNICIPALITIES, CITIES, REGIONS Valid from 01/04/2019

2 Contents 1. Current accounts and deposits Current accounts Special accounts Time deposits Deposit bills Real Cash Pooling Other Payments Cash payments Domestic electronic payments Foreign electronic payments Direct banking Sberbank Online Banking Smart Banking Homebanking MultiCash Informational text / messages Payment cards Debit cards Loans and guarantees Municipal and non-profit organization loans Guarantees Financing of operations claim assignment Loan promise under the EU Program Fees for breach of contract Documentary transactions Buyer documentary l/c and stand-by l/c Supplier documentary l/c and stand-by l/c Import documentary l/c and stand-by l/c Export documentary l/c and stand-by l/c Documentary collections Other 19 Page 01

3 Contents 7. Investment Bonds Funds Other Other banking services Cheques Banking information Safe deposit boxes Day and night depositories Other Inactive products and services Current accounts and deposits Investment certificates Shares Other banking services 26 Page 02

4 1. Current accounts and deposits 1.1 Current accounts Current account Account opening / change / closing Account maintenance (monthly)* 150 Account statement (per statement)** Electronic account statement (e-statement)/collection via Infoterminal by post upon turnover / weekly / monthly / quarterly / yearly*** 40 Copy of statement 50 Account balance and other confirmation**** 200 Fee for dispatch key (annual) 400 Account block upon client request 200 Blockage of payment of deposit products 500 * The fee is charged on the last business day of the calendar month. ** Statements are normally delivered electronically (e-statements) or via Infoterminal. For accounts opened prior to 31 October 2009, statements are delivered as agreed in the account contract. The fee is charged per copy. *** Applies for time deposits only. Quarterly statement is not possible to arrange for a current account. **** Opened account, paid fee, etc Escrow account Opening and maintenance of an Escrow account, addendum to an Escrow account contract 0.2% of the deposited amount, min. 5,000 Changes to sample contractual documentation at the client's request 4, Municipal account Opening/change/closing of an account Maintenance of an account (monthly)* 190 * The fee replaces fees for maintenance of individual products which are included in the account. The Municipal account includes these products and services: Maintenance of a current account in. Maintenance of an additional current account in foreign currency or. Maintenance of one current account with an overdraft line of credit (overdraft line of credit is provided based on Bank evaluation of a client s financial standing). Maintenance of a deposit product (time deposit or deposit bill of exchange). Maintenance of a payment card (international business debit card VISA Electron or VISA Classic or Maestro or MasterCard Standard). Maintenance of a direct banking service (Sberbank Online Banking and Smart Banking or Homebanking including installation). Generation of monthly statements for all current accounts. Page 03

5 1. Current accounts and deposits 1.2 Special accounts Special account for EU / grant programs Opening / change / closing of an account Maintenance of an account (monthly) Interest payment on account credit balance not agreed Interest payment on account credit balance has been agreed Time deposits Account opening / maintenance / renewal (time deposits) Early withdrawal of funds from a time deposit / early cancellation of a time deposit Free of charge 2% of the early withdrawal amount, min. 1, Deposit bills Issue of a deposit bill of exchange Early payment of a deposit bill of exchange Custody of a deposit bill of exchange (monthly) Free of charge 2% of the amount withdrawn before maturity, min. 1,000 Free of charge 1.5 Real Cash Pooling Implementation / Amendment / Cancellation Maintenance (monthly) individually individually Page 04

6 1. Current accounts and deposits 1.6 Other Interest rate for unauthorised debit balance on current accounts 9% p.a. Fee for a reminder to settle a debit balance on the account First reminder 250 Second and each subsequent reminder 500 Infoterminal fee for loss of Infocard 200 Added deposits (annual fee)* 0,18% of the calculated amount * Charged to clients with a total volume of deposits of 50 million () arranged with Sberbank CZ in any currency by 31 December of the given year (i.e. deposits in the current, escrow, savings, deposit, investment, valuation or revenue accounts and/or time deposits, deposit notes, structured deposits, repo transactions); derived from the amount calculated as the total volume of deposits arranged by the client with Sberbank CZ by 31 December of the given year less the highest of the following three values: (a) deposit balance on 31 October of the given year; or (b) average daily deposit balance from 1 January to 31 October of the given year rounded off to the nearest million; or (c) 50 million. Not charged if the amount so calculated is less than zero. Due by the end of March of the following year; charged annually to any account opened by the client with Sberbank CZ; and converted (if necessary) at the bid-ask mid-point exchange rate of Sberbank CZ. Page 05

7 2. Payments 2.1 Cash payments Cash deposit (at branch) Free of charge Additional fee charged to the deposit of unsorted banknotes (> 500,000 ) / day 0.1%, max. 1,000 Additional fee charged to the deposit of foreign currency (> 500,000 ) / day 0.1%, max. 1,000 Coin deposit (> 100 coins) 4%, min. 400 Exchange of coins ( 101 pcs / nominal value) 4%, min. 400 Cash withdrawal (at branch) 60 Additional fee charged to the withdrawal of cash above 250,000 / day 0.2% Large withdrawal without notice (> 250,000 ) 1,000 Uncollected funds (large withdrawals above 250,000, noticed) 0.5%, min. 500 Exchange of banknotes ( 101 pcs / nominal value) 1.5% Additional fee charged to the withdrawal of foreign currency (excl. EUR, USD, GBP, CHF) 0.5% Page 06

8 2. Payments 2.2 Domestic electronic payments Incoming payments Incoming payment within Sberbank CZ Incoming payment from another bank* 5 Entries are charged on the last business day of the calendar month. * Including incoming payment credited to a foreign currency account Outgoing payments Outgoing payment (direct banking / system generated)* Entry within Sberbank CZ (including standing order and permitted direct debit entries) Outgoing payment outside Sberbank CZ (standing order, pre-authorised direct debit, SIPO) 5 Outgoing PayU payment 5 Outgoing payment submitted on a paper form 75 Entries are charged on the last business day of the calendar month. * A payment generated by the system shall mean a payment executed on the basis of an application to establish a standing order, SIPO and permitted direct debit submitted electronically, via phone or personally in a branch Standing orders Standing order, SIPO, permitted direct debit in paper form Opening/change/closing 50 Standing order domestic, SIPO, permitted direct debit electronically Opening/change/closing Other Urgent payment (surcharge) 200 Unprocessed payment accepted by the bank and revoked on the payment date (always subject to agreement with the bank) (per payment) Payment confirmation (processed payment / credited payment / standing order and pre-authorised direct debit) Advice note on payment order failure due to insufficient funds on account, payment order error or illegibility (entry) Electronically (Sberbank Online Banking) / via Infoterminal* By post 50 * Infoterminal (available at selected branches) can be used to print out notifications of non-payment (insufficient funds). Other notifications are sent to clients by post. Page 07

9 2. Payments 2.3 Foreign electronic payments Sberbank CZ reserves the right to stipulate the exchange rates for incoming, outgoing and intra-bank FX payments in excess of 1,250,000 (or rouble payments in excess of RUB 500,000) in other currencies with reference to the current inter-bank market exchange rates. The percentage fees are calculated with reference to the transaction amount Incoming payments Incoming payment with BEN/SHA payment instructions (foreign currency / payment from abroad, foreign currency payment from another domestic bank) Incoming payment within Sberbank / OUR incoming payment 0.9% of the amount, min. 150; max. 900 SEPA payment up to EUR 50,000 (inclusive)* 150 SEPA payment in excess of EUR 50,000* Payment submitted as a foreign in EUR remitted from the EEA countries with SHA payment instructions up to EUR 50,000 Sberbank payment** 0.9% of the amount, min. 150; max Rouble payment*** 100 Crediting a returned payment due to incorrect instructions given by the client 300 INFORMATION FOR CLIENTS: If the parameters of a foreign payment (excluding SEPA payment) meet the definition of several payment types, the client is charged the lowest fee. That is, if the parameters (currency, country, bank) of the foreign payment in question meets the definition of the Sberbank payment, the client is charged a fee applicable to Sberbank payments; the same applies also to incoming payments remitted from Sberbank of Russia and/or its subsidiary banks in Belarus, Kazakstan and Ukraine submitted as a Rouble payment where the client is also charged a fee applicable to Sberbank payments. Incoming payment up to 150 is. * SEPA Payment A payment in EUR remitted from the Single Euro Payments Area (cf the SEPA payment definition and list of SEPA banks in the Payments Terms and Conditions). The fee is charged on the last business day of the calendar month. ** Sberbank Payment An incoming payment in EUR, USD, RUB and remitted from Sberbank of Russia and its subsidiary banks in Belarus, Kazakhstan and Ukraine (may be subject to the fees charged and deducted by the correspondent banks); and An incoming payment in remitted from Sberbank Europe AG (Austria) and its subsidiary banks in Bosnia and Herzegovina, Croatia, Hungary, Serbia and Slovenia and an incoming payment in EUR remitted from the subsidiary banks of Sberbank Europe AG in Bosnia and Herzegovina and Serbia. *** Rouble Payment An incoming payment in RUB other than Sberbank Payment. Page 08

10 2. Payments 2.3 Foreign electronic payments Outgoing payments Payment directed abroad in a foreign currency or in / Payment to another domestic bank in a foreign currency 1%, min. 300; max. 1,700 Surcharge for OUR payment* 1%, min. 300; max. 1,500 Outgoing payment within Sberbank CZ SEPA payment up to EUR 50,000 (inclusive)** 250 SEPA payment in excess of EUR 50,000** 1%, min. 300; max. 1,700 Payment submitted as a foreign payment in EUR remitted to the EEA countries with SHA payment instructions up to EUR 50,000 Sberbank payment*** 100 Rouble payment**** 300 INFORMATION FOR CLIENTS: If the parameters of a foreign payment (excluding SEPA payment) meet the definition of several payment types, the client is charged the lowest fee. That is, if the parameters (currency, country, bank) of the foreign payment in question meets the definition of the Sberbank payment, the client is charged a fee applicable to Sberbank payments; the same applies also to outgoing payments remitted to Sberbank of Russia and/or its subsidiary banks in Belarus, Kazakstan and Ukraine submitted by the client as a Rouble payment where the client is also charged a fee applicable to Sberbank payments. * All fees and charges paid by the payer; beneficiary receives all payment. ** SEPA Payment A standard (other than urgent) payment in EUR remitted to SEPA banks (cf the SEPA payment definition and list of SEPA banks in the Payments Terms and Conditions). The fee is charged on the last business day of the calendar month. *** Sberbank Payment An outgoing payment in EUR, USD, RUB and remitted to Sberbank of Russia and its subsidiary banks in Belarus, Kazakhstan and Ukraine (payments with OUR payment instructions are subject to a preferential fee of 300); and An outgoing payment in remitted to Sberbank Europe AG (Austria) and its subsidiary banks in Bosnia and Herzegovina, Croatia, Hungary, Serbia and Slovenia and a payment in EUR remitted to the subsidiary banks of Sberbank Europe AG in Bosnia and Herzegovina and Serbia. If submitted with OUR payment instructions, these payments are subject to a standard fee charged for payments with OUR payment instructions. **** Rouble Payment An outgoing payment in RUB other than Sberbank Payment. Payments with OUR payment instructions are subject to a fee of Page 09

11 2. Payments 2.3 Foreign electronic payments Other Unprocessed payment accepted by the bank and revoked or modified on the payment date (always subject to agreement with the bank) (per payment) Request to change the instructions / cancel and/or investigate a processed payment (requested by client or other bank) Urgent payment (surcharge) 750 Confirmation of payment execution (SWIFT message) upon submission of the payment order ,000 Confirmation of payment execution (SWIFT message) at the client s request after submission of the payment order 300 Notification of non-payment (insufficient funds, incorrect or illegible payment details) electronic (Sberbank Online Banking) / printed out at Infoterminal by post 200 Surcharge for executing a payment after the cut-off time (always only upon previous agreement with the Bank) Fee for deletion of an electronic payment order due to insufficient funds (incl. foreign currency transfers within Sberbank CZ) Sending MT 940 account statements from one account via SWIFT (monthly) 1,000 One-time fee for set up of MT940 account statements sent via SWIFT 1,000 Surcharge for NON-STOP payment* Surcharge for paper payment order (incl. foreign currency transfers within Sberbank CZ and transfers from foreign currency accounts) 300 Surcharge for investigation of incoming payment (incorrect details about beneficiary) 500 Standing orders Foreign standing order (opening/changing/closing) 200 * Any payment orders corrected manually by the bank (incorrect values, missing values, values in incorrect fields) are subject to an additional fee charged for a NON-STP payment. Page 10

12 3. Direct banking 3.1 Sberbank Online Banking Monthly use fee* 150 Cancellation of the service One-off charge for activation of safety token (1st and 2nd token for one client) One-off charge for activation of safety token (3rd and subsequent tokens for one client) 300 One-off charge for issue of safety envelopes Renewal of security data 150 Issue of new token due to token expiration Issue of new token due to loss/theft/damage by client 450 * The fee is charged in full to all clients who order the Sberbank Online Banking service. 3.2 Smart Banking Monthly use fee Cancellation of the service * Services arranged only to the active Sberbank Online Banking services. 3.3 Homebanking Monthly use fee* 300 One-off charge for Gemini software (including installation and training)** 3,000 Additional user station 1,500 One-off charge for activation of safety token (1st and 2nd token for one client) One-off charge for activation of safety token (3rd and subsequent tokens for one client) 300 One-off charge for issue of safety envelopes Renewal of signature certificate/security data 150 Other services (repeat Gemini software training / reinstallation at client's premises upon client's request) Cancellation of the service 1,000 per hour of work * The fee is charged in full to all clients who order the Homebanking service. ** Valid only within the Czech Republic. Page 11

13 3. Direct banking 3.4 MultiCash Monthly use fee 1,000 One-off charge for installation 7,000 One-off fee for activation 3,000 Other services (repeat Multicash software training / reinstallation at client's premises upon client's request) Cancellation of the service 1,000 per hour of work Fees apply to one installation of software, which can serve any number of accounts held by multiple clients (multiple legal entities or individuals) at Sberbank CZ. 3.5 Informational text / messages Notification text message Notification Notification text messages / s with information about: Sberbank Online Banking login / balance / unauthorised overdraft / incoming transaction / outgoing transaction / regular balance / card to be collected at a branch / online payment (card transaction) / held amount (card transaction) / unsuccessful card transaction authorisation. Page 12

14 4. Payment cards 4.1 Debit cards Debit card maintenance (monthly fee) Business debit card* Maestro / VISA Electron 30 MasterCard Standard / VISA Classic 60 MasterCard Business / VISA Business** 200 MasterCard Gold / VISA Gold*** 400 * The fee is charged on the last business day of the calendar month. ** Including Exclusive Travel Insurance by ČSOB Pojišťovna and Legal Protection Insurance for drivers. *** Including Gold Travel Insurance by ČSOB Pojišťovna and Legal Protection Insurance for drivers Debit card transactions ATM cash withdrawal using a Maestro / MasterCard / VISA Electron / VISA card From a Sberbank ATM in the Czech Republic 5 From a CSOB and Era ATM in the Czech Republic 10 From the ATM of another bank or company in the Czech Republic 37 From a ATM abroad % of the amount Cash withdrawal at the bank counter (Cash Advance) Czech Republic 1% min. 50 Abroad % Electronic payment for goods and services Other Card issue Re-issued card as per client s request 200 Forgotten PIN issue of new PIN 160 ATM PIN change 35 ATM balance inquiry (ATMs of Sberbank CZ, ČSOB and Era) ATM balance inquiry (ATMs of other banks and abroad) 9 CNP limit change (e.g. internet payments) ATM / POS limit change (on-line) / 60 (at branch) Release of replacement cash abroad 3,000 Issue of a replacement card abroad 4,000 Released card retained at Sberbank CZ ATM 500 Page 13

15 4. Payment cards 4.1 Debit cards Insurance for debit cards Insurance by BNP Paribas Cardif Pojišťovna (monthly fee) Individual travel insurance 49 Family travel insurance 79 Card and personal possessions insurance 59 Insurance arranged to a valid card only (cannot be transferred). Page 14

16 5. Loans and guarantees 5.1 Municipal and non-profit organization loans Acceptance and evaluation of a loan application / loan promise Loan processing / loan promise* individually Maintenance of a loan account (monthly) 250 Administration of an overdraft line of credit (monthly) 250 Change to conditions at the client s request (per change) Property valuation individually External valuation is paid by the client * The fee is due on the date the contract is signed, even when the amount is not drawn in full. 5.2 Guarantees Processing of bank guarantee facility Promise of a bank guarantee 1% of the facility amount, min. 7,500 1% of the promised amount, min. 7,500 Fee for issuing a bank gurantee 5,000 Administration fee for a bank guarantee (annual) Drafted guarantee/letter of guarantee, reviewed changes of the accepted guarantee, verified signature, verified authenticity, other verifications requested by the client, accepted guarantee (reviewed and processed) individually min. 500 and max. 3,000 + actual costs (swift, courier, postage) Draft of nonstandard guarantee wording 2,000 Guarantee commission* individually (calculated as % p.a. of the guarantee amount), min. 1,500 p.a. Amended bank guarantee (as per client's request)** 3,000 Advised guarantee 2,500 Amended guarantee 1,500 Demanded guarantee 2,500 Early guarantee termination 500 SWIFT message (charged in the account/transaction currency) 150/ EUR 6 / USD 7 Fees of correspondent banks paid in full by client * Quarterly fee; paid in advance. ** Issued guarantees with increased guarantee amount or prolonged expiry date are further subject to a guarantee commission. Page 15

17 5. Loans and guarantees 5.3 Financing of operations claim assignment Administration of claim assignment (monthly) Claims submitted electronically 1,000 Claims submitted in paper form 3, Loan promise under the EU Program Issue of a credit facility 5, Fees for breach of contract Request for payment (demand letter) First request for payment (demand letter) 250 Second and additional requests for payment (demand letter) 500 Withdrawn / terminated agreement (loan default / immediate payment due to a breach of obligations) 1,000 Court claim 1,000 Page 16

18 6. Documentary transactions 6.1 Buyer documentary l/c and stand-by l/c Issue of pre-advice note on a L/C 500 Opening a L/C 0.1% for each month commenced, min. 1,000 + individual risk premium (if applicable) Change to L/C conditions* 1,500 Document inspection and/or L/C payment: a) L/C at sight or deferred L/C ( 30 days) 0.2%, min. 1,000 b) Deferred payment (> 30 days) 0.1% for every 30 days commenced, min. 1,000 + individual risk premium (if applicable) Unused L/C or cancelled undrawn L/C 500 Documents presented with errors (supplier) 1,000 * L/C with increased amount or prolonged expiry date are further subject to the arrangement fee. 6.2 Supplier documentary l/c and stand-by l/c Pre-advice note for a L/C 500 L/C advice note 0.2%, min. 1,000 Confirmation of a L/C, increase and/or extension of a confirmed L/C* individually Change to L/C conditions** 1,500 Acceptance of documents/payment of L/C 0.2%, min. 1,000 Closing of L/C 500 Transfer of a L/C 0.25%, min. 1,000 Promise of assignment of L/C yield 1,000 * Fee charged until the maturity/payment day. ** L/C with increased amount are further subject to the advice fee. Page 17

19 6. Documentary Transactions 6.3 Import documentary l/c and stand-by l/c Issue of pre-advice note on a L/C 500 Opening a L/C 0.3%, min. 3,000 for the 1st quarter; 0.1%, min. 1,000 for each subsequent full or partial month + individual risk surcharge Change to L/C conditions* 1,500 Document inspection and/or L/C payment and/or bill acceptance: a) L/C at sight or deferred L/C ( 30 days) 0.3%, min. 1,000 b) Deferred payment (> 30 days) 0.15%, min. 1,000 for each full or partial month + individual risk surcharge Unused L/C or cancelled undrawn L/C 1,000 Release of goods consigned to the bank 1,000 Documents presented with errors (supplier) in or other currency (except for USD and EUR) 1,500 v USD USD 70 v EUR EUR 50 * L/C with increased amount or prolonged expiry date are further subject to the arrangement fee. 6.4 Export documentary l/c and stand-by l/c Pre-advice note for a L/C 500 L/C advice note 0.2%, min. 1,000 L/C advised to another bank (if not advised directly to the beneficiary) Registered L/C as per client's / beneficiary's request Confirmed L/C, increased amount and/or prolonged expiry date of a confirmed L/C* 3,000 ( in the L/C currency) 0.1%, min. 1,000; max. 5,000 individually Amended L/C terms** 1,500 Document acceptance and inspection, transfer to the issuing / correspondent bank*** 0,3%, min. 1,000 Cancelled L/C and de-registered undrawn L/C 500 Transferred L/C 0,25%, min. 1,000 Notification of assigned payment under L/C 1,000 * Fee charged until the maturity/payment day. ** L/C with increased amount are further subject to the advice fee. *** Documents sent by courier are subject to the fees charged as per the real costs. Fees for export L/C are collected from the payment made under the L/C or from the client s account. The fees are charged even if the L/C is not used. Page 18

20 6. Documentary Transactions 6.5 Documentary collections Collection processing 0.25%, min. 1,000; max. 25,000 Release of goods consigned to the bank 1,000 Arranged acceptance 500 Change to collection instructions 500 Arranged protest 1,500 and actual notary fees Reminded collection instructions (third and any additional reminder) 200 The fees are collected from the payment made under the L/C or from the client s account even if the documents are submitted without payment or returned back abroad. 6.6 Other SWIFT message (charged in the account/transaction currency) 150 / EUR 6 / USD 7 Fee for administration of documentary letters of credit (annually) individually Page 19

21 7. Investment 7.1 Bonds Purchase or sale % example Domestic bonds 0.6%, min thous. = 600 International bonds 0.6%, min. EUR 50 Payment upon maturity 10 thous. EUR = EUR 60 Domestic bonds International bonds fees and costs charged by 3rd parties fees and costs charged by 3rd parties Coupon Payment: Bonds / mortgage bonds issued by Sberbank CZ Domestic bonds International bonds fees and costs charged by 3rd parties fees and costs charged by 3rd parties Page 20

22 7. Investment 7.2 Funds Purchase of share certificates (single and regular purchases) % example Money market mutual funds , % 100 thous. = , , % 500 thous. = 2,500 1,000, % 1.5 mil. = 5,250 Bond funds , % 100 thous. = 2, , , % 500 thous. = 8,750 1,000, % 1.5 mil. = 22,500 Equity funds , % 100 thous. = 3, , , % 500 thous. = 15,000 1,000, % 1.5 mil. = 41,250 Mixed funds, guaranteed investment funds, index funds and click funds , % 100 thous. = 2, , , % 500 thous. = 12,500 1,000, % 1.5 mil. = 33,750 Qualified investor funds RSBC Českomoravský nemovitostní fond SICAV, a.s. 3.00% 100 thous. = 3,000 Sale of share certificates Transfer of share certificates within a single investment company (exchange of funds) Target fund with a higher purchase fee Target fund with a lower purchase fee Dividend payment difference between the higher and the lower purchase fee charged within the given band (based on the investment amount) Page 21

23 7. Investment 7.3 Other % example Securities trading new / changed / cancelled order Custody (maintenance) Custody account statement (annual / extraordinary) 0.15% p.a., min. 15 monthly / custody 100 thous. = 15 Transferred custody Domestic securities To custody From custody Foreign securities To custody From custody 1,000 / transaction + fees and costs charged by 3rd parties (upon request) EUR 40 / transaction + fees and costs charged by 3rd parties (upon request) Page 22

24 8. Other banking services 8.1 Cheques Collection (third party cheques; services available only to Sberbank CZ clients) Collected amount paid into an account Returned cheque sent for collection (unpaid) Issued Sberbank CZ client cheque 1%, min. 300; max. 3,000 + fees charged by other banks fees charged by other banks 3 per cheque Encashment Cash payment up to 250, Cash payment above 250, % 8.2 Banking information Disclosed banking information about a Sberbank CZ client As per client's request 1,000 + VAT As per client's request for audit purposes 2,000 + VAT Banking information about a client of another bank disclosed to a Sberbank CZ client real costs + 1,000 + VAT per inquiry 8.3 Safe deposit boxes Safe deposit services are provided for the customers who have current accout within Sberbank CZ. Safe boxes are located at: Praha Na Příkopě, Praha Lazarská, Brno M-Palác, Brno Panská, České Budějovice, Hradec Králové, Zlín and Karlovy Vary (for more information about the availability, please contact the respective branch). Annual safe deposit services are charged at the last business day of January. Size 5,000 cm 3 Annual Rent 1,200 + VAT 5,001 10,000 cm 3 2,040 + VAT 10,001 15,000 cm 3 3,000 + VAT 15,001 30,000 cm 3 5,040 + VAT 30,001 50,000 cm 3 8,040 + VAT 50,001 cm 3 18,000 + VAT Safe deposit box keys (deposit payment, 2 keys) 2,000 Request for payment (outstanding rent) Deposit of not collected contents Not emptied safe deposit box after terminated rental VAT 5,000 per year + VAT real costs incurred in emptying the safe deposit box Page 23

25 8. Other banking services 8.4 Day and night depositories Deposit for release of depository case and keys 3, Other Fees for services not included in the List of Fees For services not listed in the List of Fees* Crediting interest, transfer of deduction tax, charging prices for services Released security interest (movables) 200 for each full or partial 15-minute period of work notary fee + VAT Fee for execution processing 150 * Other than financial services stipulated in Act No. 235/2004 Sb., governing the value added tax, are subject to VAT at the standard rate Common Provisions Unless stipulated otherwise, all fees are in and the percentage fees are calculated with reference to the transaction amount. Information about other fees not included in this List of Fees is available upon request at Sberbank CZ, a.s. branches. Should you have any questions, please contact your branch advisor. In addition to fees in this List of Fees, Sberbank CZ, a.s. shall charge the client any fees that foreign or domestic banks or other organizations charge for operations carried out at the client s request, unless agreed otherwise in specific cases. Page 24

26 9. Inactive products and services 9.1 Current accounts and deposits Deposit current account for public sector* Opening / change / closing of an account Maintenance of an account (monthly)** The account is maintained as the sole client current account 150 The account is maintained as the secondary (supplementary) client account * Only for Housing Cooperatives and Flat Owners Associations. ** Entries are booked on the last working day of a calendar month. 9.2 Investment certificates OTC-traded investment certificates Sale of Volksbank AG securities Sale (any amount) 500 Payment upon maturity Coupon payment Publicly traded investment certificates % example Purchase or sale 1.25%, min. EUR thous. = EUR 125 Payment upon maturity 0.30% of the transaction volume, min. EUR 1.50; max. EUR thous. = EUR 30 Coupon payment fees and costs charged by 3rd parties Page 25

27 9. Inactive products and services 9.3 Shares Sale % example Czech Republic 1.25%, min thous. = 125 Austria, France, Germany, Italy, Portugal, Spain 1.25%, min. EUR thous. = EUR 125 USA 1.25%, min. USD thous. = USD 125 Other upon request Dividend payment Domestic shares Foreign shares Stock split, reverse stock split, change of face value, reduction of share capital fees and costs charged by 3rd parties 9.4 Other banking services Cheques Traveller's cheques Purchase and sale of traveller s cheques 2%, min. 300 Surcharge for each cheque Page 26

28 U Trezorky 921/2, , Praha sberbank.cz