Festive Privileges Offer
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1 Festive Privileges Offer Offer perid: 10 th Octber 2017 t 31 st Octber 2017 Offer terms and cnditins What is the Offer? Eligible YES FIRST Exclusive Credit Cardmembers can earn up t 10X Reward Pints () n spends dne at participating (hereafter referred t as Offer *) during the Offer perid Als, n spending INR 1,00,000 r mre during the Offer Perid, YES FIRST Exclusive Credit Cardmembers can earn 2X n all nn-offer spends Offer Benefit Applicable On Minimum Spend Criteria 10X dne at Offer N min. spend criteria 2X dne at nn-offer Min. spends f INR 1,00,000 including the Offer merchant spends during Offer perid * The Offer fr the Offer perid are: Amazn.in MakeMyTrip OlaCabs Shppers Stp Reliance digital LONGCHAMP The 10X and 2X imply that the Cardmember will earn, respectively, 10 times and 2 times the standard Yes FIRST Exclusive Credit Card Reward Pints earn rate n eligible spends during the Offer perid The 10X and 2X Reward Pints will be inclusive f the standard Credit Card Reward Pints earned during the Offer Perid The maximum Bnus Reward Pint^ that the Cardmember can earn during the Offer Perid is capped at 1,00,000 Reward Pint. ^ Bnus Reward Pints The Reward Pints earned ver and abve the standard Credit Card Reward Pint earn rate during the Offer Perid What is the Offer validity? The Offer is valid frm 10 th Octber 2017 t 31 st Octber 2017, bth days included
2 Wh is eligible fr the Offer? Offer is applicable fr all YES FIRST Exclusive Credit Cardmembers nly and shall be valid nly during the Offer Perid Offer is applicable nly n cmpleting the transactin using YES FIRST Exclusive Credit Card The Offer is applicable nly n Retail dne using YES FIRST Exclusive Credit Card The spends can be dne n either the Primary r Add n Card t qualify fr the Reward Pints YES BANK reserves the right t determine the eligibility f a Cardmember under the Offer during the Offer perid Offer fulfillment The Bnus Reward Pints shall be credited t the eligible YES FIRST Exclusive Credit Cardmembers accunt by 31 st December 2017 Generic Terms and Cnditins Any disputed transactins, sale reversals r credits n the card will nt be cnsidered fr the Offer Vid Transactins shall nt be cnsidered as a valid transactin fr the purpse f the Offer calculatin If a Cardmember ceases t be a Cardmember, at any time during the Offer Perid, the Offer shall lapse and shall n mre be available t such Cardmember YES BANK shall nt be liable in any manner whatsever fr any lss/ damage/ claim that may arise ut f the use r therwise f any gds/ services availed f by the Cardmember/s under the Offer YES BANK reserves the right t disqualify/ exclude any merchant establishment r Cardmember frm the Offer, if any fraudulent activity is identified as being carried ut fr the purpse f availing the Offer r therwise by use f the Card N queries shall be entertained after 90 days frm the clsure date f the Offer Perid. The existence f a dispute, if any, regarding the Offer shall in n event cnstitute a claim against YES BANK Participatin in the Offer is entirely vluntary and it is understd, that the participatin by the Cardmember/s shall be deemed t have been made n a vluntary basis All disputes are subject t the exclusive jurisdictin f the cmpetent curts/tribunals f Mumbai
3 Hw des the Offer wrk? (The belw scenaris are fr illustratin purpses nly, actual targets will be different fr each Cardmember) Scenari 1 A YES FIRST Exclusive Cardmember has spent INR 20,000 n Shppers Stp (Offer merchant) and INR 90,000 n nn-offer during the Offer perid Spent at an Offer merchant Shppers Stp, and hence is eligible fr 10X Reward Pints n their spends at Shppers Stp Crssed the minimum verall spends threshld f INR 1,00,000 during the Offer perid and hence is eligible fr the 2X Reward Pints n their nn-offer merchant spends f INR 90,000 Under this scenari, the Cardmember will be eligible fr the fllwing : Merchant Shppers Stp All ther 20,000 90,000 10*(20,000/100) = 2,000 10*(90,000/100) = 9,000 Offer Earn Rate 10*10 = 100 per 2*10 = 20 per during Offer perid 100*(20,000/100) 20*(90,000/100) = 18,000 Bnus 18,000 9,000 Ttal 1,10,000 11,000 38,000 27,000 Therefre, the Cardmember will earn: 11,000 at the standard earn rate fr their spends during the Offer perid 27,000 Bnus at the 10X & 2X earn rate fr their spends during the Offer perid A ttal f 38,000 fr their spends during the Offer perid Scenari 2 A YES FIRST Exclusive Cardmember has spent INR 20,000 n MakeMyTrip (Offer merchant) and anther INR 50,000 n nn-offer during the Offer Perid Spent at an Offer merchant MakeMyTrip, and hence is eligible fr 10X Reward Pints n their spends at MakeMyTrip Nt- Crssed the minimum verall spends threshld f INR 1,00,000 during the ffer perid and hence is nt eligible fr the 2X Reward Pints n their nn-offer merchant spends f INR 50,000 Under this scenari, the Cardmember will be eligible fr the fllwing :
4 Merchant MakeMyTrip 20,000 All ther 50,000 Standard Earn Rate 10*(20,000/100) = 2,000 10*(50,000/100) = 5,000 Offer 10*10 = 100 per INR 100 1*10 = 10 per during Offer perid 100*(20,000/100) 10*(50,000/100) = 5,000 Bnus 18,000 Ttal 70,000 7,000 25,000 18,000 0 Therefre, the Cardmember will earn: 7,000 at the standard earn rate fr their spends during the Offer perid 18,000 Bnus at the 10X earn rate fr their spends during the Offer perid A ttal f 25,000 fr their spends during the Offer perid Scenari 3 A YES FIRST Exclusive Cardmember has spent INR 1,00,000 n Shppers Stp (Offer merchant) and INR 2,00,000 n nn-offer during the Offer Perid Spent at an Offer merchant Shppers Stp, and hence is eligible fr 10X Reward Pints n their spends at Shppers Stp Crssed the minimum verall spends threshld f INR 1,00,000 during the ffer perid and hence is eligible fr the 2X Reward Pints n their nn-offer merchant spends f INR 2,00,000 Under this scenari, the Cardmember will be eligible fr the fllwing : Merchant Shppers Stp All ther 1,00,000 2,00,000 10*(1,00,000/100) = 10,000 10*(2,00,000/100) Offer 10*10 = 100 per INR 100 2*10 = 20 per during Offer perid 100*(1,00,000/100) = 1,00,000 20*(2,00,000/100) = 40,000 Bnus 90,000 20,000 Ttal 3,00,000 30,000 1,40,000 1,10,000* *Hwever, in this case, since the Bnus f 1,10,000 are exceeding the maximum cap f 1,00,000 Bnus, hence the Cardmember will nly earn a ttal f 1,00,000 Bnus fr their spends during the Offer perid Therefre, the Cardmember will earn: 30,000 at the standard earn rate fr their spends during the Offer perid
5 1,00,000 Bnus at the 10X & 2X earn rate fr their spends during the Offer perid A ttal f 1,30,000 fr their spends during the Offer perid
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