PROPERTY: (Locations previously described)

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Scarlett Singleton
5 years ago
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1 CURRENT COVERAGE 2016 PROPERTY: (Locations previously described) Deductibles: $5,00.00 Valuation: Replacement Value Coinsurance: 90% Inflation Guard: 4% Optional Coverages: Earthquake Coverage is included with a $10,000,000 sublimit and 10% deductible Flood is excluded Equipment Breakdown is included Columbia Public Library 100 West Broadway Columbia, MO Building $26,758,987 Business Personal Property $6,489,600 Business Income/Extra Expense $520,000 Callaway County Public Library 710 Court Street Fulton, MO Building $1,946,107 Business Personal Property $1,384,448 Extra Expense $104,000 1

2 Southern Boone County Public Library 109 N. Main Street Ashland, MO Building $1,030,000 Contents $898,725 Loss of Rents $150,000 Imp/Betterments $250,000 Lockers/Library to Go 2 locations (previously described) each Lockers $17,500 Books $5,000 Outdoor Book Drops 11 locations - 13 book drops (previously described) Books Drops $4,500 Books $8,500 GENERAL LIABILITY: (Coverage for all locations) Optional Coverage Provided: General Liability Extended Liability Endorsement Terrorism 2

3 Bodily Injury & Property Damage Aggregate $2,000,000 Products-Completed Operations Aggregate $2,000,000 Personal Injury & Advertising Injury: $1,000,000 Bodily Injury & Property Damage Occurrence $1,000,000 Employee Benefits Legal Liability $1,000,000/$3,000,000 Fire Damage Legal Liability $500,000 Medical Expense Each Claim $5,000 Deductibles: Per Occurrence None Per Claim None Employee Benefits Liability Deductible $1,000 COMMERCIAL AUTO Optional Coverages: Business Auto Expanded Endorsement Bodily Injury/Property Damage- Per Accident $1,000,000 Uninsured Motorist - Per Accident $1,000,000 Underinsured Motorist - Per Accident $1,000,000 Medical Payments - Per Person $5,000 Hired/Non-Owned Auto $1,000,000 Comprehensive Deductible - each vehicle - $500 Collision Deductible - each vehicle - $1,000 VEHICLE SCHEDULE: 2002 Bluebird A3RE4400A Bookmobile 1BDJGBXA72F Dodge 4002 Minivan 1B4GP44312B

4 2005 Dodge Caravan Minivan 2D4GP44L05R Honda Odyssey 5FNRL38237B Ford Adven III Bookmobile 1FDXE4FPXADA Dodge Caravan Van 2D4RN4DG9BR Ford E3FB E350 1FDSE3FL3BDB Dodge SXT Caravan 2C4RDGCG5ER EQUIPMENT FLOATER Scheduled Fine Arts Coverage Total Value - $423,091 Scheduled Equipment Total Value - $262,443 Cause of Loss: Special Scheduled Deductible: $1,000 Valuation: Actual Cash Value Coinsurance 100% (See Schedule below for details) Chair Lift & AirCond. $6,665 Onan Quiet Diesel Generator $12,000 Box unit for Bookmobile $167,921 Metal Sculp., Cypher $293,000 Gates to the Garden, by George Robb- $12,000 The Lee School Tile Mural $3,000 Courthouse-painting by Sidney Larson $10,750 The Shell Seeker-sculpture $7,980 Rocks, Flowers, & Insects screen $2,500 "Q" sculpture $3,900 4

5 Virginia Young Bust sculpture $4,890 Art League Collection $19,655 Box Unit for Ford #450 Bookmobile $75,857 Basket Weave Space Divider $18,916 Special Mural $2,000 Total Scheduled Value: $641,034 CRIME/FIDELITY Fidelity Bond / Employee Dishonesty - $500 Deductible $250,000 Forgery or Alteration Theft, Disappearance & Destruction Inside the Premises Outside the Premises Robbery & Safe Burglary Inside Robbery of Custodians Inside Safe Burglary Outside the Premises Premise Burglary Computer Fraud Extortion - Insured's Loss Participation Premises Theft & Robbery Outside Theft Robbery Outside Robbery / Safe Burglary Money / Securities Inside the Premises Outside the Premises ERISA Plan ELECTRONIC DATA PROCESSING Fulton Location Computer Hardware - Coinsurance 100% - Deductible - $1,000 $23,000 Data & Media Computer Extra Expense Computer Equipment Breakdown - Deductible - $1,000 5

6 Columbia Location Computer Hardware - Coinsurance 100% - Deductible - $ 500 $787,000 Data & Media Computer Extra Expense Computer Equipment Breakdown - Deductible - $1,000 Ashland Location Computer Hardware - Coinsurance 100% - Deductible - $ 500 $43,510 Data & Media Computer Extra Expense Computer Equipment Breakdown - Deductible - $1,000 TRANSPORTATION Coverage Detail: $142,000 Description $1,000 Any Owned Vehicle Deductible Computer Extra Expense Computer Equipment Breakdown- Deductible- $1,000 WORKERS COMPENSATION/EMPLOYERS LIABILITY Workers Compensation Statutory Limit Employers Liability Bodily Injury by Accident, each accident $1,000,000 Bodily Injury by Disease, policy limit $1,000,000 Bodily Injury by Disease, each employee $1,000,000 Locations & Classifications ***This policy is subject to Audit*** Code MO Drivers - Payroll $32,030 - Rate $6.56 Premium- $2,101 MO Clerical Office Employees - Payroll $3,712,751 - Rate.28 Premium- $10,396 MO Public Library - Payroll - $253,804 - $6.08 Premium- $15,431 6

7 Total Unmodified Premium - MO $27, Increased Limits 1.10% $ Terrorism $ Experience Modification Factor:.97 -$ Scheduled Rating.85% -$4, Premium Discount -$1, Expense Constant $ MO 2nd Inj 6% $1, Total Estimated Annual Premium - MO $23, ACCOUNTS RECEIVABLE/VALUABLE PAPERS Accounts Receivable Coverage Detail At Your Premises Not At Your Premises - $25,000 In Transit - $25,000 All Covered Property At All Locations $100,000 Valuable Papers Coverage Detail At Your Premises - $500,000 Away From Your Premises $25,000 Specified Amount Limit - no coverage Occurrence Deductible $1,000 7

8 COMMERCIAL UMBRELLA Each Occurrence - $1,000,000 Self-Insured Retention General Aggregate - $1,000,000 General Liability Bodily Injury & Property Damage, per occurrence $1,000,000 General Aggregate $2,000,000 Products / Completed Operations $2,000,000 Personal & Advertising Injury $1,000,000 Automobile Liability Bodily Injury & Property Damage $1,000,000 Hired / Non-Owned Auto Employer s Liability Bodily Injury by Accident, each accident $1,000,000 Bodily Injury by Disease, policy limit $1,000,000 Bodily Injury by Disease, each employee $1,000,000 Other $1,000,000 Employee Benefits Liability $1,000,000 8

CLIENT / AGENT COVERAGE AGREEMENT

CLIENT / AGENT COVERAGE AGREEMENT PROPERTY COVERAGES Building and Personal Property Coverage Form Building Business Personal Property Personal Property of Others Improvements and Betterments Condominium