A F F I L I A T E O V E R V I E W M A Y

Transcription

1 AFFILIATE OVERVIEW MAY 2018

2 AFFILIATE OVERVIEW What is BrightPoint Credit? BrightPoint Credit is a financial consulting company that helps individual clients or their businesses obtain funding. Our representatives review each application, the credit history during a free consultation and then assess the file to implement the plan needed for the optimal type of loan product for each client.

3 TURNING DECLINED CLIENTS INTO CASH FLOW IS YOUR 2 ND CHANCE TO DO BUSINESS! BrightPoint welcomes you to join our Affiliate Membership Program to convert Declined Client Files into future business. This program gives you the chance to refer clients with damaged credit or no money to Bright Point Credit and recycle these clients back into your company with improved credit scores and capital ready to do business. Your clients will achieve better credit (700+ Scores) and secure capital (Average New Client 25k - 50K ) they needed to complete the business with you.

4 BECOME AN AFFILIATE MEMBER Each Affiliate Member must complete the following: 1. Complete Affiliate Program application and a REP number is assigned to you along with a client manager. They are in charge of all customer service needed for you and your clients. 2. You will be contacted by the company and given a review of our process and we can answer any questions you have on our program. 3. Begin making money by promoting Bright Point Credit. Tell clients they can improve their credit scores and get 25k to 250k in unsecured credit 0% interest for 1 year or more. A current credit report is the only thing required to have a free consultation and if they don t have one, it can be obtained for $1 on our website. 4. Each Affiliate must go to and click Apply Now. 5. Fill out Step #1 for your client and add your REP number into the form. 6. Then direct the client to complete steps # 2 and # 3 to begin the process. 7. Once step # 3 is completed the office receives and letting us know the client has summited what's required is ready to be contacted for review.

5 AFFILIATE RESPONSIBILITIES Tell clients about fixing credit and getting 0% interest credit lines Introduce clients to the company website ( to complete the Apply Now 3 step process. Personally input the Step #1 on behalf of the client Direct the clients to complete the 2 nd step and open a $1 dollar Privacy Guard PG account needed to review client s credit file. *The affiliate must collect the login credentials for credit report (User Name, Password & last 4 digits of SS#) and input into the 3 rd Step via the website.* Once the step #3 completed a notification is sent automatically and BrightPoint representative will login to clients PG account, contact the client and review the necessary steps needed to begin. (Without completing the 3rd step Affiliate will not get paid full commission so please manage your clients correctly to maximize your income.) Affiliate must open a Pay Pal account or will be mailed check monthly

6 CLIENT CONSULTATION Our consultation requires that the client supplies a current credit report for review. If your client doesn't have a report, they can obtain one in the Apply Now 3rd step process for $1 dollar. Applying for the report will not affect the clients credit score and allows our consultants to review each file to determine the next steps needed. Each affiliate is required to collect the login credentials of every client and supply them to the 3 rd step within the website. If no 3 rd Step is completed the referral fee will reduced to $10 only, significantly reducing affiliate potential income so be sure to complete this important 3 rd step for each client. With that done correctly the credit report is reviewed, our consultants determines if the client needs our Credit Evolution Program at a cost of $499 and estimates the time needed to work on the clients file. If the credit is good and no steps are needed to improve the credit history, clients can bypass the Credit Evolution Program immediately and go to Trade Line Review and apply for funding.

7 Client DOES NOT qualify for credit facilitation Client DOES qualify for credit facilitation NEEDED 01. Add Lines 02. Seen in 2-4 weeks PROCESSING CREDIT LINES 2 weeks SUCCESS PAY,EMT NOT NEEDED COMPANY PROCESS FLOW CHART - STARTS LEAD STARTS LEAD PITCH CLIENT FICO REVIEW 01. Direct to PrivacyGuard 02. Get User Name. Password Last 4 of Social Security # 03. Advise into Repair Program 04. Input client into CRM PITCH Credit Score 699 or below COLLECT $499 PAYMENT Credit Score 700 or above ENDS 01. Send Client Dashboard 02. Input PrivacyGuard Info 03. Get ID 04. Proof of Address CLIENT FICO REVIEW PROCESSING STARTS REPEAT PROCESS 90 day average 01. Direct to PrivacyGuard 02. Get User Name. Password Last 4 of Social Security # 03. Advise into Repair Program 04. Input client into CRM TRADELINE REVIEW Credit Score 699 or below Credit Score 700 or above COLLECT $499 PAYMENT ENDS 01. Send Client Dashboard 02. Input PrivacyGuard Info 03. Get ID 04. Proof of Address

8 Client DOES NOT qualify for credit facilitation Client DOES qualify for credit facilitation NEEDED 01. Add Lines 02. Seen in 2-4 weeks PROCESSING CREDIT LINES 2 weeks SUCCESS PAY,EMT NOT NEEDED COMPANY PROCESS FLOW CHART - PROCESSING PROCESSING STARTS REPEAT PROCESS 90 day average STARTS LEAD PITCH CLIENT FICO REVIEW 01. Direct to PrivacyGuard 02. Get User Name. Password Last 4 of Social Security # 03. Advise into Repair Program 04. Input client into CRM Client DOES NOT qualify for credit facilitation Client DOES qualify for credit facilitation Credit Score 699 or below Credit Score 700 or above COLLECT $499 PAYMENT TRADELINE REVIEW ENDS PROCESSING STARTS 01. Send Client Dashboard 02. Input PrivacyGuard Info 03. Get ID 04. Proof of Address REPEAT PROCESS 90 day average TRADELINE REVIEW NEEDED 01. Add Lines 02. Seen in 2-4 weeks NOT NEEDED PROCESSING CREDIT LINES 2 weeks SUCCESS PAY,EMT

9 PRODUCTS OFFERED PERSONAL FINANCING : Clients with 700+ FICO score can add trade lines and move to fund Amounts Available: $25,000 up to $250,000 0% interest unsecured credit lines (12 up to 24 month terms available) APR unsecured credit lines *(Larger Capital Amounts) Clients with 699- FICO score join the Credit Evolution Program Our Credit Evolution Program is offered at a one time cost of $499 or in 3 easy payments of $200. This consulting service includes working with a personal consultant to assess all underlying negative credit history/profile factors, an action plan to remedy the problem areas in each client s history, and implementation of the work required to remove negative items. Once the initial issues are resolved our consultants complete the final step of reviewing the clients improved credit profile in order to make an enhancement plan to maximize the clients ability to get approved for the most amount of capital possible at the best interest rates available.

10 CREDIT EVOLUTION REPAIR SIDE INCOME Commission $50 Per Client 4 Clients Closed Per Day= 20 Per Week= 960 Per Year= 960 Clients x $50= $48,000 Per Year SLIDING SCALE INCOME CHART 1. Closing 4 per day= $288,000 per year 2. Closing 2 per day= 120,000 per year 3. Closing 1 per day= 36,000 per year (Lazy Days) CREDIT LINE SIDE INCOME Commission (1% ) $250 Per Client Low Average Pipeline from Repair into Credit Lines 960 Per Year 960 Clients x $250= $240,000 Per Year TOTAL COMMISSION Repair & Credit Line combined = $288,000 per year (Based on 4 client per day) Without supplying the clients 3 rd Step information to your Client Manager you will only be entitled to referral fee is only $10 only for each client, so be sure to complete that easy 3 rd Step to collect your full commissions.

11 GETTING TO WORK ITS THIS EASY Affiliate collects dead leads, gets login info & submits to the 3 rd Step in the website BrightPoint Consultant Schedules Free Consultation to review credit profile and makes recommendation Client joins, payment is collected and the commissions set to you!

12 THANK YOU!