PRE-CONFERENCE WORKSHOPS Wednesday 5 th September 2018 CONFERENCE DAY ONE

Size: px
Start display at page:

Download "PRE-CONFERENCE WORKSHOPS Wednesday 5 th September 2018 CONFERENCE DAY ONE"

Transcription

1 09:30 WORKSHOP REGISTRATION Tea & Coffee PRE-CONFERENCE WORKSHOPS Wednesday 5 th September :00 WORKSHOP 1 ASIC Chris Green, Group Senior Manager - Credit, ASIC Christian Mikula, Senior Specialist, Deposit-takers, Credit and Insurers, ASIC 11:30 Networking and refreshment break 12:00 WORKSHOP 2 Dentons Loan file audit - From intro to default Rachel Walker, Senior Associate, Dentons 13:30 Workshop Lunch and networking break 13:45 CONFERENCE REGISTRATION Tea & Coffee 14:15 OPENING Opening remarks from the Chair REGULATORY & INDUSTRY UPDATES CONFERENCE DAY ONE Wednesday 5 th September :30 REGULATORY UPDATE ASIC Michael Saadat, Senior Executive Leader Deposit Takers, Credit & Insurers, Australian Securities & Investments Commission (ASIC) 15:15 INDUSTRY UPDATE The Australian Financial Complaints Authority The Hon Helen Coonan, Chair, Australian Financial Complaints Authority (AFCA) 15:45 Networking and refreshment break 16:10 INDUSTRY UPDATE Australian Banking Association The Hon Anna Bligh AC, CEO, Australian Banking Association 16:40 ROUNDTABLE The challenges ahead - restoring confidence in our credit providers This session will discuss the impact of the new banking code of practice as well as the formation of the Australian Financial Complaints Authority (AFCA) at a time when restoring consumer confidence has never been more important. The Hon Anna Bligh AC, CEO, Australian Banking Association Michael Saadat, Senior Executive Leader Deposit Takers, Credit & Insurers, ASIC The Hon Helen Coonan, Chair, AFCA Colin Neave AM, Customer Fairness Advisor, ANZ Moderated by: Helen Gordon, CEO, Australian Finance Industry Association 17:30 CLOSING Closing remarks from the Chair 17:45 WELCOME RECEPTION Page 1

2 CONFERENCE DAY TWO Thursday 6 th September :30 OPENING Opening remarks from the Chair Helen Gordon, CEO, Australian Finance Industry Association REGTECH 08:40 Australia - a centre of excellence for RegTech Our financial system is the envy of the world despite the current issues around misconduct plaguing the industry at large. One area we have excelled in is regulation technology. RegTech offers cost effective tools and techniques to manage risk, regulations and compliance. This session will explore how we are already providing solutions to some of the biggest problems financial institutions face today and why adapting these technologies will contribute to a more efficient, fair and transparent financial system. Julian Fenwick, Managing Director, GRC Solutions, Chair, The RegTech Association DIGITISATION, THE FUTURE AND WHAT CONSUMERS WANT 09:05 Why credit is a dirty word with millennials Looking at the future of the credit card and why millennials are choosing debit over credit. Chris Deeble, Associate, The Fold Legal 09:25 Imagery & language in credit advertising A picture tells a thousand words and the imagery used in, and presentation of, advertisements is just as important as the language used within them. The session will recap ASIC s recent action, the common pitfalls, and what good looks like in relation to advertising. Amber Warren Partner, Dentons COMPREHENSIVE CREDIT REPORTING 09:55 ROUNDTABLE Financial inclusion & CCR CCR will significantly change the lending landscape in Australia and we discuss the implications for consumers and lenders alike. Looking at evidence from CCR pilot studies and learnings from overseas regimes we discuss who will benefit from positive data sharing and use. Matt Duncan, Head of Credit Strategy & Infrastructure, NAB Paul Abbey, Chief Risk Officer, MoneyPlace Karen Cox, Coordinator, Financial Rights Legal Centre Moderated by: Katherine Forrest, Partner, King & Wood Mallesons 10:40 Networking and refreshment break RESPONSIBLE LENDING 11:00 Financial hardship Invaluable insights into what causes financial hardship and why Australian households are experiencing serious debt overload Gregory Mowle Lecturer, The University of Canberra 11:20 Update on the Combined Industry Forum Scott Stierli, Legal Counsel, Aussie Page 2

3 11:35 ROUNDTABLE Risk & reputation - rebalancing stakeholder interests Will tougher penalties impact lending behaviour? We discuss rebalancing stake-holder interests to manage risk and reputation. Gregory Mowle Lecturer, The University of Canberra Katherine Temple, Senior Policy Officer, Consumer Action Law Centre Scott Stierli, Senior Legal Counsel - Regulatory Projects, Aussie Sally MacKenzie, Director, COBA Moderator: James Moore, Partner, HWL Ebsworth 12:15 Lunch and networking break MORTGAGE FINANCE 13:00 Legal considerations with a digital mortgage The digital space provides its challengers for mortgages and we take a closer look at the legal considerations around providing credit online. Joshua Annese, Partner, Piper Alderman 13:20 KEYNOTE Lessons learnt from the GFC 10 years on 10 years since the collapse of Lehman Brothers we reflect on what Australia has learnt from such a crisis and how it still influences decisions around risk today. Phil White, Chief Executive Officer, QBE Mortgage Lenders Insurance 13:45 ROUNDTABLE Lending standards and the digital space Australia still takes cautionary steps when it comes to mortgage innovation and with the amount of innovation occurring in the digital space with open data we discuss how useful data informs risk takers today. Phil White, Chief Executive Officer, QBE Mortgage Lenders Insurance Brandon Khoo, Executive General Manager, Diversified Institutions Division, APRA Bradley Lynch, Legal Counsel, CUA Simon Elwig, Head of Lending, Coredata Moderated by: Michael Anastas, Partner, HWL Ebsworth 14:30 Network and refreshment break SMALL BUSINESS LENDING 14:50 OMBUDSMANS ADDRESS Unfair contracts Anne Scott, Principal Adviser - Small Business & Family Enterprise Ombudsman 15:10 Small Business finance Andrew Galvin, Partner, HWL Ebsworth 15:35 ROUNDTABLE Will technology companies change the game? Regardless of the model used to originate business credit shared key legal issues arise. Exploring some of these issues that are unique to small-business lending, which include, determining the purpose of the loan and whether certain consumer laws apply, we look at licensing and digital contracting issues among other prudential regulations. We examine what constitutes a business purpose for a loan and ask will companies like Amazon lending to small businesses and who are making informed decisions based on useful data change the game? Anne Scott, Principal Adviser - Small Business & Family Enterprise Ombudsman Suanne Russell, Practice Leader Business Lending, Westpac Moderator: David Carter, Partner, Dentons ENFORCEMENTS 16:20 Enforcements update Rod Cameron, Partner, Hicksons Page 3

4 DATA BREACHES 16:50 Data breaches & the legal ramifications 17:15 CLOSING Closing remarks from the Chair 17:20 CLOSE OF DAY TWO 19:00 GALA DINNER Sponsored by HWL Ebsworth Lawyers 08:30 OPENING Opening remarks from the Chair Amber Warren, Partner, Dentons THE FUTURE OF FINANCIAL REGULATION CONFERENCE DAY THREE Friday 7th September :35 KEYNOTE Trust & accountability in the digital age 09:00 ROUNDTABLE FSI Recommendation 21 - Product suitability reforms Targeted and principles-based product design and distribution obligations are here and we discuss its impact on the industry and most importantly the consumer. This obligation will ensure products match a consumer s needs, promoting fairness as well as contributing to the avoidance of prescriptive regulation in the future. Such design will re-store confidence and build trust in the financial system. Fiona Smedley, Partner, Herbert Smith Freehills Moderator: Hong-Viet Nguyen, Partner, HWL Ebsworth 09:45 DEBATE Self-regulation and the regulators role Has regulation become self-defeating? We discuss the obligations of the regulator and the regulated in these challenging times for the industry. There is a need for both but are we in need of a Financial Regulator Assessment Board? The Murray Inquiry recommended such a board be in place to provide further oversight and we debate the current regulatory architecture and why such a board is necessary, whilst acknowledging the current Royal Commission into Misconduct in the Banking, Superannuation and Financial Services Industry. Cris Parker, Director, Banking & Finance Oath Dr Andy Schmulow, Senior Lecturer, The University of Western Australia Moderator: Dr Hilary Ray, Partner, Cowell Clarke 10:45 Network and refreshment break CURRENT REVIEWS IN AUSTRALIA 11:00 Open Banking the consumer s perspective Open banking will give the consumer greater control of the data that banks and other financial institutions currently hold. This session will examine the implications around retrieving data from a financial services provider to share with a third party whilst looking at the institution s obligations to the consumer. Looking at the United Kingdom and South African models we learn from their lessons so far what is best practice. IDENTITY, FRAUD & CYBER-SECURTY 11:30 INSIGHTS Fraud in the digital age Scott Ainslie, Regional Director, Financial Services - ISAC Page 4

5 TOWARDS BETTER CONSUMER OUTCOMES 12:00 ROUNDTABLE Managing consumer expectations in a climate of greater distrust Discussing the positive impact of AFCA s authority on EDRs going forward and the impact of customer advocates on IDRs. We take a closer look at product design, disclosures and targeted distribution issues with financial literacy in mind. We will also examine what it will take to restore confidence and how customer remediation is an important part of that process. Jo McKinstray, Customer Advocate, ANZ Dr Brendan French, Group Customer Advocate & Executive General Manager Customer Advocacy and Remediation, CBA Adrian Ahern, Group Customer Advocate, Westpac Moderated by: Gerard Brody, CEO, Consumer Action Law Centre 12:45 END OF CONFERENCE Lunch SPONSORS Page 5

PRE-CONFERENCE WORKSHOPS Wednesday 5 th September CONFERENCE DAY ONE Wednesday 5 th September 2018

PRE-CONFERENCE WORKSHOPS Wednesday 5 th September CONFERENCE DAY ONE Wednesday 5 th September 2018 PRE-CONFERENCE WORKSHOPS Wednesday 5 th September 2018 09:30 WORKSHOP REGISTRATION Tea & Coffee 10:00 WORKSHOP 1 ASIC Chris Green, Group Senior Manager - Credit, ASIC Richard McMahon, Senior Manager Deposit

More information

Credit Law Conference

Credit Law Conference PRESENTING THE 27TH ANNUAL Credit Law Conference Exploring the future of finance 11 13 October 2017 Surfers Paradise Marriott Resort & Spa KEY THEMES INCLUDE: Pre-conference workshops, conducted by ASIC,

More information

in brief corrs July 2014 NEED TO KNOW NO REAL SURPRISES

in brief corrs   July 2014 NEED TO KNOW NO REAL SURPRISES corrs in brief July 2014 NEED TO KNOW The Committee led by David Murray which is undertaking the Financial System Inquiry has today released its Interim Report. Overall the Interim Report has concluded

More information

Financial Services Masterclass Australian Credit Licence and Australian Financial Services Licence training

Financial Services Masterclass Australian Credit Licence and Australian Financial Services Licence training Financial Services Masterclass Australian Credit Licence and Australian Financial Services Licence training Date: 12 June 2018 or 26 June 2018 Time: 10.00 AM - 5.00 PM Location: Suite 13.05, 179 Elizabeth

More information

UNIT PRICING FORUM 2011

UNIT PRICING FORUM 2011 The only forum designed exclusively for Unit Pricing professionals REGISTER BEFORE THE 9th APRIL AND SAVE $400 UNIT PRICING FORUM 2011 25th-27th MAY 2011, GRACE HOTEL SYDNEY OPERATIONAL SAVINGS, IMPROVING

More information

Securing Sustainable Retirement Incomes

Securing Sustainable Retirement Incomes Securing Sustainable Retirement Incomes CSRI Leadership Forum Canberra, October 12 13 CSRI Leadership Forum 2016 Key Speakers Include Securing Sustainable Retirement Incomes 12 and 13 October 2016 - Hotel

More information

AFR Banking and Wealth Summit Wednesday March 27 Anna Bligh, Chief Executive Office, Australian Banking Association

AFR Banking and Wealth Summit Wednesday March 27 Anna Bligh, Chief Executive Office, Australian Banking Association AFR Banking and Wealth Summit Wednesday March 27 Anna Bligh, Chief Executive Office, Australian Banking Association Good morning! Thankyou once again to Michael Stutchbury and the Australian Financial

More information

21st Annual Credit Law Conference

21st Annual Credit Law Conference 21st Annual Credit Law Conference The fast lane: clear guidance through risk, compliance and reform Wednesday 28 September Friday 30 September 2011 Palazzo Versace, Gold Coast, Queensland Speakers Sue

More information

Finance and Expenditure Select Committee Briefing Note: Financial Services Conduct and Culture review

Finance and Expenditure Select Committee Briefing Note: Financial Services Conduct and Culture review 29 May 2018 Finance and Expenditure Select Committee Briefing Note: Financial Services Conduct and Culture review This briefing note has been prepared in response to the request from the Finance and Expenditure

More information

SPEECH 4 April Anna Bligh, CEO Australian Banking Association

SPEECH 4 April Anna Bligh, CEO Australian Banking Association SPEECH 4 April 2018 SPEECH TO AFR BANKING AND WEALTH SUMMIT Anna Bligh, CEO Australian Banking Association **Check against delivery** Good Morning. When I addressed this Summit last year, I had been in

More information

TACKLING EMERGING RISKS

TACKLING EMERGING RISKS TACKLING EMERGING RISKS JULY 16-21, 2017 Location: Toronto, Canada Program Agenda Register Online at www.torontocentre.org TACKLING EMERGING RISKS JULY 16-21, 2017 Location: Toronto, Canada Sunday, July

More information

Open banking. Comprehensive Credit Reporting (CCR)

Open banking. Comprehensive Credit Reporting (CCR) Open banking Comprehensive Credit Reporting (CCR) February 2018, updated July 2018 By the end of September 2018 the four major banks have committed to provide the first component of Comprehensive Credit

More information

THE BIG PICTURE: Open Banking update

THE BIG PICTURE: Open Banking update THE BIG PICTURE: Open Banking update March 2018 WWW.BELLGULLY.COM Introduction In February, New Zealand hosted the Digital Nations 2030 to discuss what is required to become a truly digital nation by 2030.

More information

Maan Beydoun, Senior Manager, Investment Management and Superannuation, ASIC (Canberra Roadshow)

Maan Beydoun, Senior Manager, Investment Management and Superannuation, ASIC (Canberra Roadshow) SPEAKERS Maan Beydoun, Senior Manager, Investment Management and Superannuation, ASIC (Canberra Roadshow) Maan Beydoun is a Senior Manager in Investment Management and Superannuation at the Australian

More information

AUSTRALIAN BUSINESS BANKING SUMMIT 2017

AUSTRALIAN BUSINESS BANKING SUMMIT 2017 AUSTRALIAN BUSINESS BANKING SUMMIT 2017 = Business Banking An evolution through digital transformation Thursday 17 th August 2017 Hyatt Regency, Sydney This agenda is subject to change www.australianbusinessbankingsummit.com.au

More information

IOPS CARIBBEAN REGIONAL WORKSHOP ON PRIVATE PENSION SUPERVISION. DRAFT AGENDA (McDowell)

IOPS CARIBBEAN REGIONAL WORKSHOP ON PRIVATE PENSION SUPERVISION. DRAFT AGENDA (McDowell) IOPS CARIBBEAN REGIONAL WORKSHOP ON PRIVATE PENSION SUPERVISION Thursday, October 8, 2009 DRAFT AGENDA (McDowell) 8-9 October, 2009 JAMAICA Half Moon Hotel, Montego Bay Chairperson of the Workshop: Ms.

More information

Annual Review. snapshot

Annual Review. snapshot Annual Review snapshot 2016-17 Message from the Chief Ombudsman To assist people having difficulty registering their dispute, we introduced live chat to enable them to deal with us in real time. In 2016-17,

More information

Tax Reform. Tax Institute Financial Services Conference. 8 February Anna Bligh, Chief Executive Australian Bankers Association

Tax Reform. Tax Institute Financial Services Conference. 8 February Anna Bligh, Chief Executive Australian Bankers Association Tax Reform Tax Institute Financial Services Conference 8 February 2018 Anna Bligh, Chief Executive Australian Bankers Association Tax Matters Underpins the provision of essential public infrastructure

More information

STRATEGIES TO MANAGE RISK

STRATEGIES TO MANAGE RISK JuLY 20-25, 2014 Toronto, Canada REGISTER NOW! Program Overview & Agenda Register on-line at www.torontocentre.org July 20-25, 2014 Location: Toronto, Canada REGISTER NOW! Program Overview Insurance supervisors

More information

Governance & Remuneration Forum 9

Governance & Remuneration Forum 9 Governance & Remuneration Forum 9 Thursday, 5 March 2015 12.00pm - 6.00pm Melbourne Registration & Light Lunch: 12.00 pm - 1.00 pm Forum: 1.00 pm - 5.15 pm Networking Refreshments: 5.15 pm - 6.00 pm Program

More information

Royal Commission Interim Report

Royal Commission Interim Report Royal Commission Interim Report Summary for Directors Tuesday 2 October 2018 Misconduct in the Banking, Superannuation and Financial Services Industry 2 1. Overview Commissioner Hayne s Interim Report

More information

11.00 THE SUPERANNUATION SYSTEM IN DETAIL

11.00 THE SUPERANNUATION SYSTEM IN DETAIL New York October 18, 2012 The Westin Times Square, New York, NY Draft Agenda (Subject to change without notice) 8.30 Registration and welcome coffee 9.00 Welcome and introduction Colin Tate, chief executive

More information

Submission in response to options paper: Debt Collection. Harmonisation Regulation

Submission in response to options paper: Debt Collection. Harmonisation Regulation Submission in response to options paper: Debt Collection Harmonisation Regulation Contacts: Carmel Franklin Director Dara McDaniel Solicitor and Manager Care Inc. Financial Counselling Service and the

More information

ANNUAL REVIEW TO MEMBERS For the year ended 30 June 2016

ANNUAL REVIEW TO MEMBERS For the year ended 30 June 2016 ANNUAL REVIEW TO MEMBERS For the year ended 30 June 2016 OUR MEMBERS American Express Australia and New Zealand Banking Group Bank of Queensland Bendigo and Adelaide Bank Citibank Commonwealth Bank of

More information

FOS Submission. Small Business & Family Enterprise Ombudsman discussion paper. Financial Ombudsman Service SBFEO D10 LF.

FOS Submission. Small Business & Family Enterprise Ombudsman discussion paper. Financial Ombudsman Service SBFEO D10 LF. FOS Submission Small Business & Family Enterprise Ombudsman discussion paper Financial Ombudsman Service SBFEO D10 LF.Docx 1 of 27 Contents 1. Overview of FOS 4 1.1 Small business disputes 4 1.2 Our mission

More information

EXECUTIVE PROGRAM ON ISLAMIC FINANCE. Global Developments and Strategic Insights. September 29-30, 2015 Manama, Bahrain

EXECUTIVE PROGRAM ON ISLAMIC FINANCE. Global Developments and Strategic Insights. September 29-30, 2015 Manama, Bahrain EXECUTIVE PROGRAM ON ISLAMIC FINANCE Global Developments and Strategic Insights September 29-30, 2015 Manama, Bahrain PROGRAM DESCRIPTION EXECUTIVE PROGRAM ON Islamic Finance Global Developments and Strategic

More information

7 February Ms Louise Thomson Secretary National Australia Bank Limited 800 Bourke Street DOCKLANDS VIC 3008.

7 February Ms Louise Thomson Secretary National Australia Bank Limited 800 Bourke Street DOCKLANDS VIC 3008. Our ref: 170207 NAB 7 February 2017 Ms Louise Thomson Secretary National Australia Bank Limited 800 Bourke Street DOCKLANDS VIC 3008 Dear Ms Thomson, Re: Chris and Claire Priestley v NAB We appreciate

More information

PROGRAM. aila.com.au. Friday 31 August The Australian Insurance Law Association Presents

PROGRAM. aila.com.au. Friday 31 August The Australian Insurance Law Association Presents The Australian Insurance Law Association Presents PROGRAM Friday 31 August 2018 RACV/RACT Hobart Apartment Hotel, 154-156 Collins Street, Hobart aila.com.au About the 2018 Program This year, AILA brings

More information

Open banking. Comprehensive Credit Reporting (CCR)

Open banking. Comprehensive Credit Reporting (CCR) Open banking Comprehensive Credit Reporting (CCR) February 2018 On 1 July 2018 a core component of Australia s emerging open banking regime, Comprehensive Credit Reporting (CCR), will become mandatory.

More information

Reserve Bank of New Zealand, Financial Stability Report, May 2018

Reserve Bank of New Zealand, Financial Stability Report, May 2018 I.3E Reserve Bank of New Zealand, Financial Stability Report, May 2018 Report of the Finance and Expenditure Committee Fifty-second Parliament (Michael Wood, Chairperson) June 2018 Presented to the House

More information

4-5 October 2016 Hyatt, Canberra. 6 CIP Points Available SPONSORS GOLD SILVER SUPPORT CONFERENCE DINNER CLOSING RECEPTION

4-5 October 2016 Hyatt, Canberra.   6 CIP Points Available SPONSORS GOLD SILVER SUPPORT CONFERENCE DINNER CLOSING RECEPTION 4-5 October 2016 Hyatt, Canberra www.anziif.com/rr2016 6 CIP Points Available SPONSORS GOLD SILVER SUPPORT CLOSING RECEPTION CONFERENCE DINNER PROGRAM DAY 1 TUESDAY 4 OCTOBER 2016 SESSION 12:30 13:00 Conference

More information

PROPERTY & COMMERCIAL LAW CONFERENCE 2018

PROPERTY & COMMERCIAL LAW CONFERENCE 2018 PROPERTY & COMMERCIAL LAW HOBART - 23 March 2018 Welcome to the Convenor The Law Society of Tasmania 28 Murray Street, Hobart 03 6234 4133 lst.org.au Venue Hobart Function & Conference Centre Elizabeth

More information

National Financial Literacy Strategy Submission

National Financial Literacy Strategy Submission National Financial Literacy Strategy Submission Introduction This is the submission by the Financial Ombudsman Service ( FOS ) in response to the consultation paper released by ASIC in April 2013, Shaping

More information

ASIC explained: Who is the corporate watchdog, what does it do and why should Australians care?

ASIC explained: Who is the corporate watchdog, what does it do and why should Australians care? ASIC explained: Who is the corporate watchdog, what does it do and why should Australians care? A speech by Greg Medcraft, Chairman, Australian Securities and Investments Commission National Press Club

More information

Annual Review snapshot

Annual Review snapshot Annual Review snapshot 2015-16 Message from the Chief Ombudsman In what was another challenging but rewarding year for FOS, we completed a major transformation of our organisation to deliver a fair, fast

More information

DRAFT AGENDA 7th AMCC Training Seminar Implementing IOSCO Principles. Tokyo, Japan. April 7th, 2014

DRAFT AGENDA 7th AMCC Training Seminar Implementing IOSCO Principles. Tokyo, Japan. April 7th, 2014 April 7th, 2014 9:00 17:30 AMCC Mid-year Meeting (closed session - AMCC members only) at Imperial Hotel 18:30 AMCC Dinner (AMCC members only) at Imperial Hotel April 8th, 2014 9:00 12:00 AMCC Mid-year

More information

2011 London. 9 & 10 November 2011

2011 London. 9 & 10 November 2011 2011 London 9 & 10 November 2011 Hosted by 10 Upper Bank Street London E14 5JJ Wednesday 9 November 09:30 18:30 Registration Open 10:00 11:15 Regulatory Committee Meeting Committee members only 11:15 11:45

More information

OECD-WWC-Netherlands Roundtable on Financing Water. Inaugural meeting April, Agenda

OECD-WWC-Netherlands Roundtable on Financing Water. Inaugural meeting April, Agenda OECD-WWC-Netherlands Roundtable on Financing Water Inaugural meeting 12-13 April, 2017 OECD Headquarters, Paris Conference Centre Room CC6 Agenda Day 1, Wednesday April 12 th 8h30-9h25 Registration 9h30

More information

48 TH INTERNATIONAL REINSURANCE STUDY COURSE ( RiSC ): REINSURANCE IN PRACTICE YEAR

48 TH INTERNATIONAL REINSURANCE STUDY COURSE ( RiSC ): REINSURANCE IN PRACTICE YEAR 2015 INTERNATIONAL REINSURANCE STUDY COURSE ( RiSC ): REINSURANCE IN PRACTICE 48 TH YEAR 23 26 AUGUST 2015 SEBEL RESORT & SPA, HAWKESBURY VALLEY WAY (RICHMOND ROAD) WINDSOR NSW 2756 OVERVIEW Now in its

More information

GOVERNMENT / REGULATOR INQUIRIES INTO BANKING 2008 to Nov 2017 ONGOING INQUIRIES. Title Aim Status

GOVERNMENT / REGULATOR INQUIRIES INTO BANKING 2008 to Nov 2017 ONGOING INQUIRIES. Title Aim Status GOVERNMENT / REGULATOR INQUIRIES INTO BANKING 2008 to Nov 2017 [Listing does not include all government and parliamentary inquiries relating primarily to superannuation, investments or insurance.] Level

More information

International Symposia on Directors Duties and Liability Exposures for Climate Change Damages

International Symposia on Directors Duties and Liability Exposures for Climate Change Damages International Symposia on Directors Duties and Liability Exposures for Climate Change Damages Four Seasons The Westcliff, Johannesburg, South Africa 16 th January 2018 The Vineyard, Cape Town, South Africa

More information

FINANCIAL SERVICES AND CREDIT QUARTERLY UPDATE

FINANCIAL SERVICES AND CREDIT QUARTERLY UPDATE FINANCIAL SERVICES AND CREDIT QUARTERLY UPDATE June 2015 CONSUMER CREDIT Credit card interest rates under scrutiny Recently there has been comment about the growing gap between the cash rate and credit

More information

Submission on Round 5 Superannuation General Questions

Submission on Round 5 Superannuation General Questions Submission on Round 5 Superannuation General Questions 21 September 2018 Australian Banking Association Inc. ARBN 117 262 978 PO Box H218, Australia Square NSW 1215 +61 2 8298 0417 ausbanking.org.au Introduction

More information

FINANCE BROKING CREDIT GUIDE & PRIVACY POLICY

FINANCE BROKING CREDIT GUIDE & PRIVACY POLICY FINANCE BROKING CREDIT GUIDE & PRIVACY POLICY Date of Issue May 2014 (v2.0) The finance broking services offered in this Guide are provided by: Stuart Fitzpatrick, CPA(FPS) CFP SSA Credit Representative

More information

Financial Services Internal Audit Forum. Thursday, 21 November 2013 Sheraton on the Park Hotel 161 Elizabeth St, Sydney.

Financial Services Internal Audit Forum. Thursday, 21 November 2013 Sheraton on the Park Hotel 161 Elizabeth St, Sydney. Financial Services Internal Audit Forum Thursday, 21 November 2013 Sheraton on the Park Hotel 161 Elizabeth St, Sydney Principal sponsor The Partners and Supporters Program supports IIA-Australia s strategy

More information

Damian Vout Credit Representative Number

Damian Vout Credit Representative Number Credit Guide ABOUT US ( we, us, our ): Credit Representative Damian Vout Credit Representative Number 370868 Contact details: Address: 29 Murray Street Hobart 7000 Tel: 1300 265722 Fax: 03 62511604 Email

More information

CREFC Europe Spring Conference

CREFC Europe Spring Conference PROGRAMME 24 & 25 April 2013 Hosted by Conference Co-Chairs: Paul Flanagan, Partner, Allen & Overy LLP Andrew Petersen, Partner, K&L Gates LLP N - IN IO LK T E A RA L W IS T L AB G AI RE AV CREFC Europe

More information

Harmonising Australia s credit law regime a brave new world for industr y ef ficiencies and consumer confidence

Harmonising Australia s credit law regime a brave new world for industr y ef ficiencies and consumer confidence Early bird expires 21 August 2009* 19th Annual LexisNexis credit law conference Harmonising Australia s credit law regime a brave new world for industr y ef ficiencies and consumer confidence 30 September

More information

University Financial & Resources Planning

University Financial & Resources Planning University Financial & Resources Planning Ensuring sustainable university operations 26th & 27th March, 2014, L Aqua, Sydney Key speakers Benefits of attending Professor Jan Thomas University of Southern

More information

RESPONSE TO THE INTERIM REPORT OF THE FINANCIAL SYSTEM INQUIRY

RESPONSE TO THE INTERIM REPORT OF THE FINANCIAL SYSTEM INQUIRY Chris Dalton, Chief Executive Officer Australian Securitisation Forum 3 Spring Street Sydney NSW 2000 (t) 02 8243 3906 (e) cdalton@securitisation.com.au 26 August 2014 The Chairman Financial System Inquiry

More information

Credit Guide and Privacy Statement

Credit Guide and Privacy Statement Credit Guide and Privacy Statement ABOUT US ( we, us, our ): Credit Representative Credit Representative Number 398953 Contact Details: Kerry Kalendra Address: Suite 302 Level 3 15-17 Park Street South

More information

Inaugural Summit. Dear friends and professionals in the payment space,

Inaugural Summit. Dear friends and professionals in the payment space, Inaugural Summit Dear friends and professionals in the payment space, We would like to welcome you to the 1st Australian Payment Summit in Sydney. As professionals in the field ourselves, we created our

More information

ASIC Consultation Papers 288 and 289 Crowd sourced funding Guidance. Submission by Financial Ombudsman Service Australia August 2017

ASIC Consultation Papers 288 and 289 Crowd sourced funding Guidance. Submission by Financial Ombudsman Service Australia August 2017 ASIC Consultation Papers 288 and 289 Crowd sourced funding Guidance Submission by Financial Ombudsman Service Australia August 2017 1 Contents Executive summary 3 1 Informing consumers about dispute resolution

More information

8:45 Keynote Address: Public Finance Matters The Story of New Orleans

8:45 Keynote Address: Public Finance Matters The Story of New Orleans NAMA 2016 Annual Conference October 5-7 Hotel Monteleone 819 Conti Street, New Orleans Wednesday, October 5 6:00 p.m. Registration Opens 7:00 p.m. Welcome Reception Hotel Monteleone Courtyard Thursday,

More information

Allianz Global Corporate & Specialty Pacific. Allianz Cyber Protect Premium

Allianz Global Corporate & Specialty Pacific. Allianz Cyber Protect Premium Allianz Global Corporate & Specialty Pacific Allianz Cyber Protect Premium Contents Allianz Cyber Protect Premium... 3 Comprehensive protection for your business... 3 What is the full impact of a cyber

More information

Credit Guide and Privacy Statement

Credit Guide and Privacy Statement Credit Guide and Privacy Statement ABOUT US ( we, us, our ): Credit Representative An employee or representative of: Corporate Credit Representative Contact Details for Credit Representative and Corporate

More information

2013 BOI Classes. Level 1 Class. Level 2 Class

2013 BOI Classes. Level 1 Class. Level 2 Class 2013 BOI Classes Level 1 Class Level 2 Class The Bank Operations Institute (BOI) leads the field in preparing community bankers for banking in the 21st Century. Guided by the industry s top regulators

More information

Interim Report Review of the financial system external dispute resolution and complaints framework

Interim Report Review of the financial system external dispute resolution and complaints framework EDR Review Secretariat Financial System Division Markets Group The Treasury Langton Crescent PARKES ACT 2600 Email: EDRreview@treasury.gov.au 25 January 2017 Dear Sir/Madam Interim Report Review of the

More information

Credit Guide and Privacy Statement

Credit Guide and Privacy Statement Date: 1 st March 2018 Credit Guide and Privacy Statement ABOUT US ( we, us, our ): Corporate Credit Representative Contact Details for Corporate Credit Representative Licensee Broker Group Trilogy Funding

More information

The Value of Finance Brokers and Positive Consumer Outcomes

The Value of Finance Brokers and Positive Consumer Outcomes The Value of Finance Brokers and Positive Consumer Outcomes Date: 8 March 2018 1. Background to this Report 1.1. The finance broking industry has been under the spotlight for a few years now, and in particular

More information

IDEAS TO IMPROVE MEMBER OUTCOMES 2018 FORUM

IDEAS TO IMPROVE MEMBER OUTCOMES 2018 FORUM Register two and get two FREE 2018 FORUM Examine the ways in which tax impacts super funds, from front office investment strategies and portfolio structuring through to operational and compliance settings

More information

Tenant-in-Common Association to hold 2009 Spring Meeting March in San Diego, Calif.

Tenant-in-Common Association to hold 2009 Spring Meeting March in San Diego, Calif. Tenant-in-Common Association to hold 2009 Spring Meeting March 18-20 in San Diego, Calif. February 06, 2009 - Financial Digest According to the Tenant-In-Common Association (TICA), the organization will

More information

Submission: Retirement Living Council Retirement Living Code of Conduct

Submission: Retirement Living Council Retirement Living Code of Conduct 5 February 2018 Submitted via email: retirementliving@propertycouncil.com.au Property Council of Australia Level 7, 136 Exhibition St Melbourne VIC 3000 Dear Sir/Madam, Submission: Retirement Living Council

More information

SRP Americas Indexed Insurance Forum The Embassy Club, Des Moines September 2018

SRP Americas Indexed Insurance Forum The Embassy Club, Des Moines September 2018 SRP Americas Indexed Insurance Forum 2018 The Embassy Club, Des Moines 18 19 September 2018 CONTENTS OUR SPONSORS Welcome GOLD SPONSOR Who You Will Meet Derivatives Masterclass Conference Agenda Previous

More information

Outline. The Changing Financial System Causes Implications

Outline. The Changing Financial System Causes Implications 1 Financial System Reform: Current Issues and Prospects Professor Kevin Davis University of Melbourne Australian Centre for Financial Studies Monash University Outline The Changing Financial System Causes

More information

Credit Guide and Privacy Statement

Credit Guide and Privacy Statement Credit Guide and Privacy Statement ABOUT US ( we, us, our ): Licensee Phillip Lee Australian Credit Licence Number: 481370 Address: 10 Foxtail Crescent Woongarrah NSW 2259 Tel: 0414 66 88 22 Email: phil@reactivehomeloans.com.au

More information

PROGRAM. 08:00 08:30 Registration Opening Remarks 08:30 09:45 Opening Remarks and Key Note Speech:

PROGRAM. 08:00 08:30 Registration Opening Remarks 08:30 09:45 Opening Remarks and Key Note Speech: PROGRAM Day 1 (Thursday, 8 December 2016) International Forum on Economic Development and Public Policy on Unlocking Public and Private Investment: Role of Financial Sector Time 08:00 08:30 Registration

More information

Submission to Senate Economics Committee inquiry into competition within the Australian banking sector

Submission to Senate Economics Committee inquiry into competition within the Australian banking sector Submission to Senate Economics Committee inquiry into competition within the Australian banking sector Brotherhood of St Laurence November 2010 Brotherhood of St Laurence 67 Brunswick Street Fitzroy Vic.

More information

A People s Bank BIG BANKS HAVE FAILED US THE PEOPLE S BANK

A People s Bank BIG BANKS HAVE FAILED US THE PEOPLE S BANK A People s Bank Australia s financial sector is defined by the power of the big-four banks, the money they make off housing loans and their billion dollar annual profits to shareholders. In the face of

More information

Snapshot Own Motion Inquiry Investigation of Claims and Outsourced Services

Snapshot Own Motion Inquiry Investigation of Claims and Outsourced Services 2014 General Insurance Code of Practice Snapshot Own Motion Inquiry Investigation of Claims and Outsourced Services 1 May 2017 Page 1 of 16 Chair s message I am proud to present the Code Governance Committee

More information

Max Phelps Credit Representative Number: Contact details:

Max Phelps Credit Representative Number: Contact details: Credit Guide ABOUT US ( we, us, our ): At Golden Eggs Home Loans, we are determined to meet your needs to acquire and retain assets over the long term and be there to educate, guide and support you along

More information

Australian major banks half year results 2018

Australian major banks half year results 2018 May 2018 Australian major banks half year results 2018 Banks under the microscope. Underlying cash earnings: $15.2 billion Average return on equity: 13.0% Net interest margin: 2.03% Decrease of 1.7% (total

More information

29-30 September 2015, Ministry of Finance, Vienna

29-30 September 2015, Ministry of Finance, Vienna 29-30 September 2015, Ministry of Finance, Vienna For the third consecutive year, the World Bank Centre for Financial Reporting Reform (CFRR) and the IFRS Foundation will hold a two-day workshop in Vienna

More information

Credit Guide and Privacy Statement

Credit Guide and Privacy Statement Credit Guide and Privacy Statement ABOUT US ( we, us, our ): Credit Representative Contact Details for Credit Representative and Corporate Credit Representative Licensee Broker Group Kathryn Mercer Credit

More information

1 Led by investors responsible for assets under management in excess of $US 34 trillion, ICGN is a leading authority on global standards of corporate governance and investor stewardship. We promote high

More information

FINANCIAL SERVICES GUIDE

FINANCIAL SERVICES GUIDE FINANCIAL SERVICES GUIDE WAW Credit Union Co-Operative Ltd. ABN 48 087 651 787 Australian Financial Service Licence 247298 Australian Credit Licence 247298 Version 16 - dated 31 December 2018 replaces

More information

Improving Customer Outcomes: The Combined Industry Forum response to ASIC Report 516: Review of mortgage broker remuneration

Improving Customer Outcomes: The Combined Industry Forum response to ASIC Report 516: Review of mortgage broker remuneration Improving Customer Outcomes: The Combined Industry Forum response to ASIC Report 516: Review of mortgage broker remuneration The Hon Kelly O Dwyer MP Minister for Revenue and Financial Services PO Box

More information

Part 3: A new regulatory frontier ASIC enforcement in a post-royal Commission environment 8 February 2019

Part 3: A new regulatory frontier ASIC enforcement in a post-royal Commission environment 8 February 2019 Part 3: A new regulatory frontier ASIC enforcement in a post-royal Commission environment 8 February 2019 0 Clayton Utz Financial Services Royal Commission Final Report Part 3: A new regulatory frontier

More information

National Fixed Income Conference

National Fixed Income Conference Thursday, October 8 National Fixed Income Conference The Ritz-Carlton Hotel Denver, CO October 8 & 9, 2015 8:00am Registration Desk and Exhibits Open 11:30am Opening Lunch 12:25pm Welcoming Remarks Steve

More information

Credit Guide and Privacy Statement

Credit Guide and Privacy Statement Credit Guide and Privacy Statement ABOUT US ( we, us, our ): Credit Representative David Donnelly Credit Representative Number 387272 An employee or representative of: Corporate Credit First Class Loans

More information

FINANCIAL SERVICES AND CREDIT QUARTERLY UPDATE

FINANCIAL SERVICES AND CREDIT QUARTERLY UPDATE FINANCIAL SERVICES AND CREDIT QUARTERLY UPDATE March 2015 FINANCIAL SYSTEM Financial System Inquiry The Financial System Inquiry final report was released on 7 December 2014. The Federal Government has

More information

FOS Submission. Addressing the high cost of home and strata title insurance in North Queensland

FOS Submission. Addressing the high cost of home and strata title insurance in North Queensland FOS Submission Addressing the high cost of home and strata title insurance in North Queensland Financial Ombudsman Service FOS Submission- Cost Of Home And Strata Title Insurance.Docx 1 of 8 Contents Contents

More information

ASIC Enforcement Review Industry codes in the financial sector. Submission by Financial Ombudsman Service Australia August 2017

ASIC Enforcement Review Industry codes in the financial sector. Submission by Financial Ombudsman Service Australia August 2017 ASIC Enforcement Review Industry codes in the financial sector Submission by Financial Ombudsman Service Australia August 2017 1 Contents Executive summary 3 1 Role of industry codes 5 2 Service standards

More information

Credit Guide and Privacy Statement

Credit Guide and Privacy Statement Credit Guide and Privacy Statement ABOUT US ( we, us, our ): Credit Representative Rachael Krstic Credit Representative Number 427013 An employee or representative of: Corporate Credit Representative Contact

More information

FMS REGIONAL CONFERENCE June 7 9, 2017

FMS REGIONAL CONFERENCE June 7 9, 2017 FMS REGIONAL CONFERENCE June 7 9, 2017 Fairmont Chicago, Chicago, IL 24 TH ANNUAL WEDNESDAY, JUNE 7 06:00pm 07:30pm Welcome Reception THURSDAY, JUNE 8 08:00am 05:00pm Registration Hours 08:00am 08:45am

More information

Banking Executive Accountability Regime (BEAR)

Banking Executive Accountability Regime (BEAR) Banking Executive Accountability Regime (BEAR) Exposure Draft Reform in the fast lane September 2017 Reform in the fast lane The Banking Executive Accountability Regime implications In September 2017,

More information

PARTNERSHIP PROSPECTUS

PARTNERSHIP PROSPECTUS PARTNERSHIP PROSPECTUS Partnership prospectus for the FSC Life Insurance Conference March 2019 Stirling Wright Strategic Alliances Manager ABOUT THE FINANCIAL SERVICES COUNCIL The Financial Services Council

More information

ACCA Charity Finance Conference Wednesday 17 October Crowne Plaza Hotel NEC, Birmingham

ACCA Charity Finance Conference Wednesday 17 October Crowne Plaza Hotel NEC, Birmingham ACCA Charity Finance Conference 2018 Wednesday 17 October Crowne Plaza Hotel NEC, Birmingham The details The speakers ACCA s annual charity finance conference returns for 2018, providing you with an excellent

More information

ANZ COMMENTS ON THE INTERIM REPORT, REVIEW OF THE FINANCIAL SYSTEM EXTERNAL DISPUTE RESOLUTION AND COMPLAINTS FRAMEWORK

ANZ COMMENTS ON THE INTERIM REPORT, REVIEW OF THE FINANCIAL SYSTEM EXTERNAL DISPUTE RESOLUTION AND COMPLAINTS FRAMEWORK ANZ COMMENTS ON THE INTERIM REPORT, REVIEW OF THE FINANCIAL SYSTEM EXTERNAL DISPUTE RESOLUTION AND COMPLAINTS FRAMEWORK JANUARY 2017 1 A. INTRODUCTION 1. ANZ welcomes the opportunity to make a submission

More information

Flood of Change: Insurance in Times of Change Technology, Climate, Regulation

Flood of Change: Insurance in Times of Change Technology, Climate, Regulation Draft Programme AIDA Association Internationale de Droit des Assurances The International Insurance Law Association VIth AIDA EUROPE CONFERENCE Flood of Change: Insurance in Times of Change Technology,

More information

Responsible Lending Code Discussion Document

Responsible Lending Code Discussion Document Submission to the Ministry of Business, Innovation and Employment on the Responsible Lending Code Discussion Document 20 August 2014 NEW ZEALAND BANKERS ASSOCIATION Level 15, 80 The Terrace, PO Box 3043,

More information

COMMONWEALTH BANK OF AUSTRALIA CEO S ADDRESS 2008 ANNUAL GENERAL MEETING

COMMONWEALTH BANK OF AUSTRALIA CEO S ADDRESS 2008 ANNUAL GENERAL MEETING COMMONWEALTH BANK OF AUSTRALIA CEO S ADDRESS 2008 ANNUAL GENERAL MEETING Traditional Greeting I would like to begin by also acknowledging the Wurundjeri and Boonerwrung Peoples of the Kulin Nation and

More information

FDI Canada Forum 2015

FDI Canada Forum 2015 FDI Canada Forum 2015 September 22 & 23, 2015 Saskatoon, Saskatchewan The first, and only, foreign direct investment (FDI) specific conference for those involved and interested in Canadian FDI attraction,

More information

International Dispute Resolution Masterclass Beijing, October 2016

International Dispute Resolution Masterclass Beijing, October 2016 International Dispute Resolution Masterclass Beijing, 24-28 October 2016 Programme: DAY ONE 24 October 2016 08.15 Registration 08.30 Welcome Address (UIBE President) 08.40 Special Address (SPC Representative:

More information

Credit Guide. Overview. Suitability of Loans to your Financial Objectives

Credit Guide. Overview. Suitability of Loans to your Financial Objectives Credit Guide This Credit Guide provides you with the key information that you need to know to make an informed and confident choice when engaging our products and services. This Credit Guide summarises

More information

ICC Asia Pacific Conference. East Meets West: Evolving Issues in International Arbitration in the Asia-Pacific Region

ICC Asia Pacific Conference. East Meets West: Evolving Issues in International Arbitration in the Asia-Pacific Region de Under the auspices of the International Court of Arbitration International commercial arbitration in the Asia-Pacific region is riddled with complex challenges. How does one reconcile the parties' competing

More information

REmARkAblE FUTURES NOw

REmARkAblE FUTURES NOw EXPERTISE GUIDANCE PASSION REmARkAblE FUTURES NOw Financial Services Guide for SbA Advice Pty ltd Version 1.8, 1 January 2018 SBA Advice has authorised the distribution of this Financial Services Guide.

More information

FINANCIAL SERVICES GUIDE. Preparation Date: 01 January 2019

FINANCIAL SERVICES GUIDE. Preparation Date: 01 January 2019 FINANCIAL SERVICES GUIDE Preparation Date: 01 January 2019 Contents PART 1: About Bombora 3 SECTION 1: FINANCIAL SERVICES GUIDE 3 What other information should you consider 3 before deciding whether to

More information

LONDON GLOBAL CONVENTION

LONDON GLOBAL CONVENTION Organised by In Association with Institute Of Directors, India presents 18th LONDON GLOBAL CONVENTION on Corporate Governance & Sustainability also Presentation of GOLDEN PEACOCK AWARDS GLOBAL BUSINESS

More information

program Day 1 Monday 18 June 2012 Conference opening and introduction by Geoff Allen AM National Chairman, CEDA

program Day 1 Monday 18 June 2012 Conference opening and introduction by Geoff Allen AM National Chairman, CEDA program Day 1 Monday 18 June 2012 7.30am Registration 7.45am Breakfast 8.00am Conference opening and introduction by Geoff Allen AM National Chairman, CEDA 8.05am Michael Carey Vice President Strategy

More information