Inside This Issue. August E-FORMS End-User Product Update

Transcription

1 E-FORMS End-User Product Update August 2012 To learn more about Wolters Kluwer Financial Services, visit our web site at Information on E-Forms is found by typing E-Forms in the Search box. Electronic Forms Support Technical Support , Ext (available from 7 A.M. to 7 P.M.) contentsupport@wolterskluwer.com (Please type E-Forms in the subject line.) Voice mail and are checked hourly between 8 A.M. and 5 P.M. Central Standard Time. Quotes and Order Information for Custom and OCP E-Forms Please contact your Account Representative. Invoicing , Ext Forms Use and Compliance Questions IRA Forms Questions Real Estate Lending Forms Financial Institutions Other Lending and Deposit Forms Financial Institutions Please have your customer number available when contacting us. The objective of this monthly product update is to provide a recap of regulatory-driven form changes, form enhancements, and new forms that are being developed. You will receive a description of these changes so that you can plan ahead for implementing them. We believe this service enhances the value of our electronic forms offering while providing the extra level of service you have come to expect from Wolters Kluwer Financial Services Bankers Systems. We welcome your comments, suggestions, or ideas for enhancements to this update. Inside This Issue Lending Oklahoma... Page 6 Multistate Forms... Page 2 Vermont... Page 6 State-Specific Forms Virginia... Page 6 California... Page 2 West Virginia... Page 7 Florida... Page 2 Wisconsin... Page 7 Maryland... Page 3 Deposit Michigan... Page 3 State-Specific Forms Minnesota... Page 4 North Carolina... Page 8 Nebraska... Page 4 Glossary of Terminology... Page 10 Nevada... Page 5 Completed Forms Grid... Page 13 New Mexico... Page 5 Wolters Kluwer Financial Services P.O. Box 1457 St. Cloud, MN

2 Lending Electronic Modules COM, CONCU, FCM, GSM, HEM, HIM, LEM, MHM, MVM, REMCU, TPM LENDING MULTISTATE FORMS UCA - Universal Credit Application Minor revisions are being made to the UCA to revise the pronouns in 2 sentences to improve clarity. In section 1. Type of Application - Individual Credit, the word "my" is replaced with "your". In section 2. Type of Requested Credit - Proceeds of Credit to Be Used for, the word "my" is replaced with "your" LENDING STATE-SPECIFIC FORMS California RSSIMVLFLZCA - Retail Sales Simple Interest Motor Vehicle with Late Fee; RSSIMVLFAZCA - Retail Sales Simple Interest Motor Vehicle with Late Fee Arbitration RSPACMVLFZCA - Retail Sales Precomputed Interest Motor Vehicle with Late Fee These forms were recently updated for legislative changes effective 7/1/2012. They are being revised to make the following minor edits: An initials line was added to the bottom of each page in the tagline (use is optional). In the "LF" version (RSSIMVLFLZCA) only, we corrected "use" to "us" in the first line of the second paragraph in the Owner Agreement section. The revision dates were changed to 7/1/2012 to coordinate with the same version of the preprinted forms. Although these are not compliance changes, customers should transition to the 7/1/2012 revision soon. Remember that legislative changes effective 7/1/2012 make all our form revisions prior to 6/29/2012 obsolete. Unless the optional initials lines in the tagline are treated as fields, these changes should NOT require re-programming. Florida MV-1-FL - Application for Certificate of Title With/Without Registration The State of Florida Department of Highway Safety and Motor Vehicle Division has updated their form HSMV with a revision date of 06/12. We are updating our form MV-1-FL to match the state's BSI-JS1-1CS /1/07 Wolters Kluwer Financial Services [FORM NUMBER] [JOB NUMBER] [DATE]

3 E-FORMS End-User Product Update changes. At the top of the document the address has been eliminated. A checkbox has been added in section one to the beginning of "Owner's County of Residence." A new checkbox has been added in section three for "AUTONOMOUS VEHICLE." In section seven a field has been added for "NET Selling Price." The following will be added to the bottom of the document "Check your local phone book government pages or visit the following website for current mailing addresses: A few minor formatting changes will also be made to match the state's form. To learn more about Wolters Kluwer Financial Services, visit our web site at Information on E-Forms is found by typing E-Forms in the Search box. Electronic Forms Support Technical Support , Ext (available from 7 A.M. to 7 P.M.) contentsupport@wolterskluwer.com (Please type E-Forms in the subject line.) Voice mail and are checked hourly between 8 A.M. and 5 P.M. Central Standard Time. Quotes and Order Information for Custom and OCP E-Forms Please contact your Account Representative. Invoicing , Ext Forms Use and Compliance Questions IRA Forms Questions Real Estate Lending Forms Financial Institutions Other Lending and Deposit Forms Financial Institutions Please have your customer number available when contacting us. Wolters Kluwer Financial Services P.O. Box 1457 St. Cloud, MN Maryland Compliance with Required Effective Date 10/01/2012 POA-MD - Limited Power of Attorney MD House Bill 774 amends Md. Estates and Trusts Code Ann statutory model form - Limited power of attorney with an effective date of October 1, We are revising the form POA-MD. Language will be added indicating co-agents are required to act together unanimously unless specified otherwise. Additional information for the coagent will also be added. Michigan APP-AGENT-MI - Appointment of Agent The Michigan Department of State has revised their Appointment of Agent form (TR-128) with a new revision date of 12/11. We are mirroring their changes on our form APP- AGENT-MI. A note in bold text has been added above the signature line: "Owner must provide a photocopy of their valid driver license or state ID card to the agent listed above." The Owner's Date of Birth field was changed to Date and is for the date the form was signed. Other minor changes were made as well. New Compliance with Required Effective Date 10/02/2012 POA-MI - Power of Attorney Michigan Senate Bill 92 was signed into law on May 23, 2012 and effective immediately. The bill creates a new Durable Power of Attorney form specific for Michigan. It provides for written acknowledgment of responsibilities by agent appointed under a power of attorney. It also Amends sec of 1998 PA 386 (MCL ). 3

4 Minnesota BTA-1-MN Watercraft Title and Registration Application The Minnesota Department of Natural Resources has updated their Watercraft Title and Registration Application, form LB We are updating our form, BTA-1-MN to match the state's changes. The number of the document is now LB In the registration section at the beginning of the document "LAST TITLED AND" has been deleted. They have added "PADDLE BOARD" to the "Types of Boat" section. In section 2 they have deleted "NOTE: WHEN THERE IS A LIEN THE TITLE WILL BE SENT TO THE FIRST SECURED PARTY." The dollar sign has been deleted from section 4 in the "TOTAL AMOUNT DUE" field. On the "DEPARTMENT COPY" only the last sentence in section 5 has been deleted. BTA-1-INS-MN-Title Application Instructions The state of Minnesota has updated their instructions that serve as a guide to filling out the Watercraft Title and Registration Application. We are updating our form BTA-1-INS-MN to match the state's changes. In the "Watercraft Exempt from Titling" section number 16 has been added for "paddle board." CNST-AGRE-MN - Commercial Construction Loan Agreement CNSTNOTE3-MN - Commercial Subdivision Construction Note These forms are being updated in response to a recent Minnesota Supreme Court decision, United Prairie Bank-Mountain Lake v. Haugen Nutrition & Equipment, LLC, in which Minnesota became the first court in the United States to recognize a constitutional right to a jury trial to determine attorney fees recoverable under a contract. The case also emphasized the importance of broad jury waiver language. We have updated the following construction documents to specifically include the issue of attorneys fees in the jury waiver language. In addition, style and design enhancements have been applied to this document. Please reference the BSI E-Forms Style Guide Communication for information regarding these changes. Nebraska 521MH-LAZ-NE - Manufactured Home Transfer Statement The Nebraska Department of Revenue has updated their Manufactured Home Transfer Statement, Form 521 (Form No ) with a revision date of We are updating our form 521MH- LAZ-NE to match the state's changes. A logo was added to this form and several miscellaneous formatting changes were made throughout the document as well. BSI-JS1-1CS /1/07 Wolters Kluwer Financial Services [FORM NUMBER] [JOB NUMBER] [DATE]

5 E-FORMS End-User Product Update Nevada Compliance with Required Effective Date 10/01/2012 RSSIMVLAZ-NV - Retail Installment Contracts To learn more about Wolters Kluwer Financial Services, visit our web site at Information on E-Forms is found by typing E-Forms in the Search box. Electronic Forms Support Technical Support , Ext (available from 7 A.M. to 7 P.M.) contentsupport@wolterskluwer.com (Please type E-Forms in the subject line.) Voice mail and are checked hourly between 8 A.M. and 5 P.M. Central Standard Time. Quotes and Order Information for Custom and OCP E-Forms Please contact your Account Representative. Invoicing , Ext Forms Use and Compliance Questions IRA Forms Questions Real Estate Lending Forms Financial Institutions Other Lending and Deposit Forms Financial Institutions Please have your customer number available when contacting us. Wolters Kluwer Financial Services P.O. Box 1457 St. Cloud, MN NV NAC 97 contracts for sales of vehicles model forms ("NAC 97 Forms") have been revised by the State of Nevada Department of Business and Industry Financial Institutions Division. The new model forms must be used beginning October 1, 2012 for those sales of vehicles governed by NRS The new forms cannot be used until October 1, The customer should discontinue using the current forms by October 1, Revisions to the NAC 97 Forms are addressing disclosures, itemization, formatting consistencies, typographical corrections, and accommodating the use of multiple-page documents and electronic contracting. New Mexico Compliance with Required Effective Date 08/01/2012 RSSIMVLAZ-NM - Retail Sales Contract - Simple Interest - Motor Vehicle RSPACMVLZ-NM - Retail Sales Contract - Precomputed Interest - Motor Vehicle The New Mexico Attorney General issued a new regulation requiring a bold-face notice on the "purchase order agreement" or "sales transaction document" when a motor vehicle sale is conditioned on financing. See NMAC This requirement is effective August 1, "Sale conditioned on financing" is not defined in the regulation. The notice is about "Spot Delivery" but a conservative reading is that when the sale is conditioned on dealer financing, the notice is required even if dealer holds the paper or allows delivery only after assignment of the paper has been confirmed (i.e., even if dealer doesn t do "spot delivery"). We are adding the new Spot Delivery notice to these forms. The notice seems odd without additional reference to a possible separate conditional delivery agreement. As a result, we are adding a conditional delivery contract reference to give more context to the notice. Note that if the new Spot Delivery notice is given in the purchase order agreement, the regulation does NOT require it to be given a second time in the retail sales contract. As a result, dealers could continue using the prior revision until the new one is programmed AS LONG AS they provide the Spot Delivery notice in the purchase order agreement. 5

6 Oklahoma PACC-OK Product Code Oklahoma has added a new product code for raspberries (Code 223) and canola seed (Code 127) for its central filing system along with a few formatting changes. We have updated our form PACC-OK to match the state's form. Vermont MV-1-VT - Title and Tax Application The Vermont Agency of Transportation Department of Motor Vehicles has revised their Tax and Title Application form TA-VT-28 with a revision date of 6/12. Wolters Kluwer Financial Services is mirroring their changes on our form MV-1-VT. In the first section a new checkbox has been added for "ATV [2]." The entire page 3 "Odometer Disclosure Statement" will be changed. Other minor changes are being made throughout the document. MV-1-INS-VT - Title and Tax Application Instructions The Vermont Agency of Transportation Department of Motor Vehicles has revised their Tax and Title Application Instructions form TA-VT-28 with a revision date of 6/12. Wolters Kluwer Financial Services is mirroring the changes on form MV-1-INS-VT. We are adding 4A and 4B. Other minor changes are being made throughout the document. MV-1A-VT - Application for Title Changes Including Filing Notice of Security Interest The State of Vermont Department of Motor Vehicles has updated their Application for Title Changes Including Filing Notice of Security Interest. We are updating our form MV-1A to match the states changes. Fields have been added to "Owner's Date of Birth", "Co-Owner's Date of Birth", "Owner's Social Security No.", "Co-Owner's Social Security No.", and "VT License/ID#". All of the fees have changed. Other minor changes have also been made throughout the document. Virgina MV-1-VA - Application for Certificate of Title and Registration The Virginia Department of Motor Vehicles has updated their Application for Certificate of Title and Registration form with a revision date of 7/01/2012. We are updating our MV-1-VA form to match the state's changes. A checkbox is being added in the ACQUISITION TYPE section for Converted Electronic. In the OWNER INFORMATION section they are changing SOCIAL SECURITY NUMBER/FEIN to DMV CUSTOMER NUMBER/FEIN/SSN. Two new sections are being added to the first page ADDITIONAL BSI-JS1-1CS /1/07 Wolters Kluwer Financial Services [FORM NUMBER] [JOB NUMBER] [DATE]

7 E-FORMS End-User Product Update To learn more about Wolters Kluwer Financial Services, visit our web site at Information on E-Forms is found by typing E-Forms in the Search box. Electronic Forms Support Technical Support , Ext (available from 7 A.M. to 7 P.M.) contentsupport@wolterskluwer.com (Please type E-Forms in the subject line.) Voice mail and are checked hourly between 8 A.M. and 5 P.M. Central Standard Time. Quotes and Order Information for Custom and OCP E-Forms Please contact your Account Representative. Invoicing , Ext Forms Use and Compliance Questions IRA Forms Questions Real Estate Lending Forms Financial Institutions Other Lending and Deposit Forms Financial Institutions Please have your customer number available when contacting us. INFORMATION and LEASE INFORMATION (if applicable). The SOURCE OF OWNERSHIP INFORMATION section is moving from the middle of the first page to the top of the second page. In the VEHICLE INFORMATION section a field is being added for IS VEHICLE POWERED BY AN ALL ELECTRONIC ENGINE? with YES and NO checkboxes. On the second page in the REGISTRATION INFORMATION section the TRANSFER PLATE checkbox will now be FOR HIRE (complete For Hire Information below) and the PLATE NUMBER TO TRANSFER deleted. A new section FOR HIRE INFORMATION has been added. In the TYPE OF PLATE REQUESTED section a checkbox has been added to PERMANENT PLATE. Checkboxes and fields have been added for Transfer Plate (enter plate number), For Hire Plate (enter description) (examples: Taxi, Passenger For Hire, Truck For Hire, Tow Truck, Tractor For Hire, etc.) and Special Plate (enter type below). The LEASED VEHICLE INFORMATION section has been deleted. The section POWER OF ATTORNEY FOR NON-RESIDENT(S) AND CORPORATION(S) NOT DOMICILED IN VIRGINIA has moved below the CERTIFICATION section. In the CERTIFICATION section two fields have been added for SIGNATURE OF APPLICANT and SIGNATURE OF CO-APPLICANT. In the DMV USE ONLY section WEIGHT INCREASE FEE has been deleted and DEALER SURCHARGE has been added. Other minor changes have been made throughout the document. West Virginia MV-1A-WV - Voluntary Lien Created after Issuance of Original Title The West Virginia Department of Transportation Division of Motor Vehicles has revised their Voluntary Lien Created after Issuance of Original Title document DMV 84-A with a revision date of 7/12. We are revising our forms MV-1A-WV to match the state's changes. In the "Statement of Liens Created" section they have changed "Title" to "Title of Officer" along with a few other minor changes to the document. Wisconsin BTA-1-WI - Boat Registration and Titling Application Wolters Kluwer Financial Services P.O. Box 1457 St. Cloud, MN The Department of Natural Resources of Wisconsin has updated their Boat Registration and Titling Application form with a revision date of 7/12. We are updating our form BTA-1-WI to match the state's changes. The formatting has been changed to match the state's document. In "Owner" section a field has been added for " address and in "Sales Tax Information and Fee Computation" section fields have been added for City, State and Zip Code. Other minor text changes have been made throughout the document. 7

8 BTA-1-INS-WI- Boat Registration and Titling Application Instructions The Department of Natural Resources of Wisconsin has updated their Boat Registration and Titling Application Instructions form with a revision date of 7/12. We are updating our form BTA- 1-INS to match the state's changes. In the "PURCHASER" and "TAX EXEMPTIONS" section ATV and Snowmobile have been deleted. Other minor changes have been made throughout the document. MV-1-WI - Title Application We have updated the forms MV-1-WI and VMPC170(WI) to remove two additional pages that are not supported by the the Wisconsin Department of Transportation's state form. This form has changed from 4 pages to 2. Deposit Electronic Modules DEM and DEMCU DEPOSIT STATE-SPECIFIC FORMS North Carolina Compliance with Required Effective Date 10/01/2012 MP-DEPOWN-NC - Ownership Confirmation Addendum-North Carolina North Carolina SB816 rewrote the Banking Laws of North Carolina. The following text changes have been made: Joint Account with Right of Survivorship section: Replaced the phrase any person named in the account under provision 1 with the phrase, any person named as a joint holder of the account. Deleted the sentence that reads: We DO elect to create the right of survivorship in this account. Replaced the white space fields under #1 ( The may pay the money and agreed with the that withdrawals ) with the hardcoded words financial institution. Under the Personal Agency section: Deleted the word that (second occurrence only) and under item 1 replace ; and with a period. Other minor cosmetic changes were also made: We deleted the period floating mysteriously after the white space after relating to account number(s):. Added a format return before Only the checked statements ( [X] ) apply, and deleted the extra space after the checked box in the parenthetical. Compliance with Required Effective Date 10/01/2012 BSI-JS1-1CS /1/07 Wolters Kluwer Financial Services [FORM NUMBER] [JOB NUMBER] [DATE]

9 E-FORMS End-User Product Update MPMPBKLAZ-NC - Signature Card-NC North Carolina SB816 rewrote the Banking Laws of North Carolina. The Ownership of Account Section has been updated to reflect the new citation of Section 53C-6-6 and also the language in number 1 to read: The bank may pay the money in the account to, or on the order of, any person named as a joint holder of the account unless we have agreed with the bank that withdrawals require more than one signature. To learn more about Wolters Kluwer Financial Services, visit our web site at Information on E-Forms is found by typing E-Forms in the Search box. Electronic Forms Support Technical Support , Ext (available from 7 A.M. to 7 P.M.) contentsupport@wolterskluwer.com (Please type E-Forms in the subject line.) Voice mail and are checked hourly between 8 A.M. and 5 P.M. Central Standard Time. Quotes and Order Information for Custom and OCP E-Forms Please contact your Account Representative. Invoicing , Ext Forms Use and Compliance Questions IRA Forms Questions Real Estate Lending Forms Financial Institutions Other Lending and Deposit Forms Financial Institutions Please have your customer number available when contacting us. Wolters Kluwer Financial Services P.O. Box 1457 St. Cloud, MN The Beneficiary Designation section has been updated to reflect the new citation of Section 53C-6-7. The language has also been updated to reflect what is in the statute. The Personal Agency Account Designation section has been updated to reflect the new citation of Section 53C-6-8. The language has also been updated to reflect what is in the statute. The changes are effective October 1, Compliance with Required Effective Date 10/01/2012 MPSCBKLAZ-NC - Signature Card North Carolina SB816 rewrote the Banking Laws of North Carolina. The Ownership of Account Section has been updated to reflect the new citation of Section 53C-6-6 and also the language in number 1 to read: The bank may pay the money in the account to, or on the order of, any person named as a joint holder of the account unless we have agreed with the bank that withdrawals require more than one signature. The Bank Payable on Death section has been updated to reflect the new citation of Section 53C-6-7. The language has also been updated to reflect what is in the statute. The Bank Personal Agency Account section has been updated to reflect the new citation of Section 53C-6-8. The language has also been updated to reflect what is in the statute. The changes are effective October 1, Compliance with Required Effective Date 10/01/2012 SDBL-NC - Safe Deposit Box Lease-North Carolina North Carolina SB816 rewrote the Banking Laws of North Carolina. The Safe Deposit Box section was previously cited as Section (a)-(d), this has been replaced and revised with Section 53C-6-13 (a)-(d). The Remedies section has been updated to reflect the changes. They are effective October 1,

10 Glossary of Terminology We are adding, to our monthly E-Forms Partner Product Update, a glossary of terminology to provide more accurate and consistent communication. We hope the clarification will be useful to you. Compliance with Required Effective Date (xx/xx/xx) The new or revised document is being driven by legislative or regulatory mandate and is required to be implemented by the effective date indicated. Compliance without Required Effective Date The new or revised document is being driven by legislative or regulatory mandate, but the mandate has not defined an implementation date. All parties (Wolters Kluwer Financial Services, alliance, and customer) must respond in as timely manner as possible to implement. The new or revised document has: A change in feature or function of a Wolters Kluwer Financial Services document driven by market and customer input to be more useful or easier to use. Wolters Kluwer Financial Services determined clarification or enhancement of a Wolters Kluwer Financial Services document to provide added value. Update to a state or federal form in terms of verbiage or fields which has been incorporated to match the government s changes. The old version of the form is still compliant; however, future revisions driven by legislative and regulation imperatives will be rendered on the new version of the form, not the old version. The implementation time frame by alliance and customer is discretionary, but it is incumbent on the parties to implement in a timely manner so as to not jeopardize continued compliance. (Note: Government form revisions may drive a timelier implementation.) Discontinued with Discretionary Implementation Date The document is being discontinued and replaced by another document as specified. The discontinued document is still compliant; however, future revisions driven by legislative and regulation imperatives will be rendered on the new version of the document, not the old version. The implementation time frame by alliance and customer is discretionary, but it is incumbent on the parties to implement in a timely manner so as to not jeopardize continued compliance. Discontinued with Termination Date (xx/xx/xx) The form is being discontinued and no longer supported. There is no replacement form designated and form will not be supported at specified date. The action could be driven by several causes such as removal of compliance requirement or business decision to not support a line of business. Technical with Discretionary Implementation Date BSI-JS1-1CS /1/07 Wolters Kluwer Financial Services [FORM NUMBER] [JOB NUMBER] [DATE]

11 E-FORMS End-User Product Update The new or revised document has a change that relates to the technical structure of the e-form which is non-regulatory and/or non-visible to the form s end user. For example, such changes could be the size of a data field on the e-form or field label which is not visible to the end customer. The document implementation is discretionary, but should be accomplished in a timely manner. Technical changes are not communicated in the E- Forms Partner Newsletter, but in the full release. Revision Date To learn more about Wolters Kluwer Financial Services, visit our web site at Information on E-Forms is found by typing E-Forms in the Search box. Electronic Forms Support Technical Support , Ext (available from 7 A.M. to 7 P.M.) contentsupport@wolterskluwer.com (Please type E-Forms in the subject line.) Voice mail and are checked hourly between 8 A.M. and 5 P.M. Central Standard Time. The revision date on the form is the date which Wolters Kluwer Financial Services compliance services initiated making form changes that were Compliance, Market, or Technical in category. The revision date is not the date at which the form was available to alliances or customers. The process time from start of revision to release varies and is dependent on the number documents and jurisdictions affected by regulation change, size of document change, and priority. Quotes and Order Information for Custom and OCP E-Forms Please contact your Account Representative. Invoicing , Ext Forms Use and Compliance Questions IRA Forms Questions Real Estate Lending Forms Financial Institutions Other Lending and Deposit Forms Financial Institutions Please have your customer number available when contacting us. Wolters Kluwer Financial Services P.O. Box 1457 St. Cloud, MN

12 About Wolters Kluwer Financial Services Wolters Kluwer Financial Services is a leading provider of regulatory compliance solutions and services for banking, securities, and insurance focused on helping meet your business objectives. To learn more, please visit BSI-JS1-1CS /1/07 Wolters Kluwer Financial Services [FORM NUMBER] [JOB NUMBER] [DATE]

13 COMPLETED FORMS GRID August 2012 Below is a list of the E-Forms, sorted by file name, which were recently completed in Compliance Services. File Name Form Name Description Revision Date AKMV1 MV-1-AK Title Application for Motor Vehicle - Arkansas 05/18/2012 ALMV1 MV-1-AL Application for Certificate of Title Record or Transfer a Lien - Alabama 05/25/2012 AR126 VMP126AR Adverse Action Notice - Arkansas 04/01/2012 CA126 VMP126CA Adverse Action Notice - California 04/01/2012 CT126 VMP126CT Adverse Action Notice - Connecticut 04/01/2012 HI4041 VMP4041HI Release of Mortgage - Hawaii 04/01/2012 HI6 VMP6HI Real Estate Mortgage - Hawaii 04/01/2012 HI995W VMP995WHI Assignment of Mortgage - Hawaii 04/01/2012 HIMMOD MMOD-HI Real Estate Modification - Hawaii 04/16/2012 HIMMODFS MMOD-FS-HI Modification Statement - Hawaii 04/16/2012 HIOCPRMG OCP-REMTG-HI Open-End Mortgage - Hawaii 04/16/2012 HIREMTG RE-MTGLAZ-HI Real Estate Mortgage - Hawaii 04/16/2012 HISIGREA SIGRE-ADD-HI Signature Addendum - Hawaii 04/16/2012

14 HISUBLLS SUB-LLSB-HI Land-Lord Subordination Agreement - Hawaii 04/16/2012 HISUBRES SUB-RESB-HI Real Estate Subordination Agreement - Hawaii 04/16/2012 IAMV2 MV-2-IA Title Application - Iowa 06/22/2012 ILBTA1 BTA-1-IL Boat Title Application - Illinois 06/29/2012 ILBTA1IN BTA-1-INS-IL Boat Title Application Instructions - Illinois 06/29/2012 INPOA POA-IN Power of Attorney - Indiana 05/18/2012 LAMV1 MV-1-LA Motor Vehicle Application - Louisiana 05/31/2012 MA126 VMP126MA Adverse Action Notice - Massachusetts 04/01/2012 ME126 VMP126ME Adverse Action Notice - Maine 04/01/2012 MEAGCORE AGCO-RESI-ME Agricultural/Commercial Security Instrument - Maine 06/28/2012 MEMV2 MV-2-ME Title Notification - Maine 06/15/2012 MEOCPRMG OCP-REMTG-ME Home Equity Line of Credit Mortgage - Maine 06/28/2012 MEREMTG RE-MTG-ME Open-End Mortgage - Maine 06/28/2012 MNCNS1 CNS-1-MN Effective Financing Statement - Minnesota 06/15/2012 MNCNS1B CNS-1BC-MN Effective Financing Statement - Minnesota 06/15/ Wolters Kluwer Financial Services BC EFP-0110-NL 1/15/10

15 MNMV1A MV-1A-MN Motor Vehicle Notification - Minnesota 06/01/2012 MS368C VMP368CMS Indexing Coversheet - Mississippi 06/01/2012 MTEFS3IN EFS-3-INS-MT Effective Financing Statement - Montana 05/29/2012 MTMV2 MV-2-MT Motor Vehicle Application - Montana 06/01/2012 N/A OCP-REMTG-ME Open-End Home Equity Mortgage - Maine 06/28/2012 NDUC1CNI UCC1CNINLZND Financing Statement North Dakota 06/15/2012 NDUC3CLZ UCC3CNSLAZND Financing Statement North Dakota 06/15/2012 NDUCC5IN UCC5CINSLZND Uniform Commercial Code - North Dakota 06/15/2012 NMBUYODR BUY-ORDER-NM Buyer s Order New Mexico 06/01/2012 NMRSMFAZ RSSIMVLFAZNM Retail Installment Contract Motor Vehicle New Mexico 06/01/2012 NMRSMFLZ RSSIMVLFLZNM Retail Installment Contract Motor Vehicle/Late Fee New Mexico 06/01/2012 NMRSPAMV RSPACMVLZ-NM Retail Sales Precomputed Motor Vehicle Contract New Mexico 08/01/2012 NMRSSIMV RSSIMVLAZ-NM Retail Sales Simple Interest Contract New Mexico 08/01/2012 NY1077 VMP1077NY Lock-In Agreement New York 02/01/2012 RIBTA1 BTA-1-WV Certificate of Title Rhode Island 06/01/ Wolters Kluwer Financial Services BC EFP-0110-NL 1/15/10

16 RIBTA1 BTA-1-RI Title Application Rhode Island 06/01/2012 WA126 VMP126WA Adverse Action Notice Washington 04/01/2012 WAMH1 MH-1-WA Manufactured Home Application Washington 05/25/2012 WIMV1IN MV-1-INS-WI Title Instrument - Wisconsin 05/25/2012 WVMV2 MV-2-WV Vehicle Title West Virginia 06/01/2012 X126 VMP126 Adverse Action Notice - Multistate 04/01/2012 X138B VMP138B Risk Base Pricing Notice Multi-state 06/01/2012 X636 VMP636 Closing Statement Non RESPA Multi-state 02/01/ Wolters Kluwer Financial Services BC EFP-0110-NL 1/15/10