Inside This Issue. November E-FORMS End-User Product Update

Transcription

1 E-FORMS End-User Product Update November 2012 To learn more about Wolters Kluwer Financial Services, visit our web site at Information on E-Forms is found by typing E-Forms in the Search box. Electronic Forms Support Technical Support , Ext (available from 7 A.M. to 7 P.M.) contentsupport@wolterskluwer.com (Please type E-Forms in the subject line.) Voice mail and are checked hourly between 8 A.M. and 5 P.M. Central Standard Time. Quotes and Order Information for Custom and OCP E-Forms Please contact your Account Representative. Invoicing , Ext Forms Use and Compliance Questions IRA Forms Questions Real Estate Lending Forms Financial Institutions Other Lending and Deposit Forms Financial Institutions Please have your customer number available when contacting us. The objective of this monthly product update is to provide a recap of regulatory-driven form changes, form enhancements, and new forms that are being developed. You will receive a description of these changes so that you can plan ahead for implementing them. We believe this service enhances the value of our electronic forms offering while providing the extra level of service you have come to expect from Wolters Kluwer Financial Services Bankers Systems. We welcome your comments, suggestions, or ideas for enhancements to this update. Inside This Issue Lending Montana... Page 7 Multistate Forms... Page 2 New York... Page 8 State-Specific Forms Oklahoma... Page 9 Arizona... Page 2 Oregon... Page 10 Idaho... Page 2 South Carolina... Page 10 Indiana... Page 3 Utah... Page 11 Kentucky... Page 4 Washington... Page 11 Maryland... Page 4 Glossary of Terminology... Page 12 Minnesota... Page 4 Completed Forms Grid... Page 15 Missouri... Page 6 Wolters Kluwer Financial Services P.O. Box 1457 St. Cloud, MN

2 Lending Electronic Modules COM, CONCU, FCM, GSM, HEM, HIM, LEM, MHM, MVM, REMCU, TPM LENDING MULTISTATE FORMS UCA Universal Credit Application Minor revisions are being made to the UCA to revise the pronouns in 2 sentences to improve clarity. In section 1. Type of Application - Individual Credit, the word "my" is being replaced with "your". In section 2. Type of Requested Credit - Proceeds of Credit to Be Used for, the word "my" will be replaced with "your". The first five asset fields on Page 2 will be updated to remove the hard-coded captions and to update the field tags to make them more generic - allowing the creditor and consumer to populate the asset fields in a more consistent manner. The consent authorization for contacting the consumer by telephone will be updated to clarify the language and extend the authorization to any telephone numbers that the consumer subsequently provides to the creditor. We are also correcting two field names that were reversed on page 1 section 2. We are changing field 116 from Application.Secured.Yes to Application.Secured.No and field 117 from: Application.Secured.No to: Application.Secured.Yes. LENDING STATE-SPECIFIC FORMS Arizona MV-1-AZ Title and Registration Application The Motor Vehicle Division of Arizona has updated their Title and Registration Application (form ) with a revision date of R09/12. We are making changes to our form MV-1-AZ to match the states changes. They have changed "Legal Status (if "or", sign here)" to "Legal Status (If "Or" is checked here or above, owner must sign here)." Other minor changes will be made to the document. Idaho New VMP4041ID Discharge of Deed of Trust We discontinued the SAT-DT-ID and replaced it with the VMP4041ID. The VMP4041ID evidences full payment of a loan under a Deed of Trust. BSI-JS1-1CS /1/07 Wolters Kluwer Financial Services [FORM NUMBER] [JOB NUMBER] [DATE]

3 E-FORMS End-User Product Update Discontinued SAT-DT-ID - Satisfaction of Deed of Trust The SAT-DT-ID was discontinued and replaced with the VMP4041ID. Indiana RSSIMVLFLZIN - Retail Sales Simple Interest Motor Vehicle Late Fee To learn more about Wolters Kluwer Financial Services, visit our web site at Information on E-Forms is found by typing E-Forms in the Search box. Electronic Forms Support Technical Support , Ext (available from 7 A.M. to 7 P.M.) contentsupport@wolterskluwer.com (Please type E-Forms in the subject line.) Voice mail and are checked hourly between 8 A.M. and 5 P.M. Central Standard Time. Quotes and Order Information for Custom and OCP E-Forms Please contact your Account Representative. Invoicing , Ext Forms Use and Compliance Questions IRA Forms Questions Real Estate Lending Forms Financial Institutions Other Lending and Deposit Forms Financial Institutions Please have your customer number available when contacting us. Wolters Kluwer Financial Services P.O. Box 1457 St. Cloud, MN RSSIMVLFAZIN - Retail Sales Simple Interest Motor Vehicle Late Fee Arbitration On even numbered years, the Indiana Department of Financial Institutions publishes dollar amount adjustments to Ind. Code (5) for retail contract late charge maximum dollar amounts. This year, the maximum late charge amount for retail sales contracts increased from $17.50 to $18.00 effective July 1, This authority applies to both motor vehicle and goods and services retail sales. Our motor vehicle retail contracts with LF and LFA in the form names hardcode the amount of the late charge. The dollar amount in the Late Charge provision (in the Fed Box) is being revised in these forms to use the new $18.00 maximum figure. As an enhancement, we are also revising the first bulleted paragraph in the Remedies section of the LF and LFA motor vehicle retail contracts to strengthen and clarify the creditor s right to require immediate payment on default. No other changes or enhancements are being made. The changes will not add or remove any completion fields. These changes are not legally required (creditors can charge less than the maximum amount allowed for late charges), but we strongly encourage customers to timely update to the new revision. RSSIGSLFLZIN - Retail Sales Simple Interest Goods and Services Late Fee RSSIGSLFAZIN - Retail Sales Simple Interest Goods and Services Late Fee with Arbitration On even numbered years, the Indiana Department of Financial Institutions publishes dollar amount adjustments to Ind. Code (5) for retail contract late charge maximum dollar amounts. This year, the maximum late charge amount for retail sales contracts increased from $17.50 to $18.00 effective July 1, This authority applies to both motor vehicle and goods and services retail sales. Our goods and services retail contracts with LF and LFA in the form names hardcode the amount of the late charge. The dollar amount in the Late Charge provision (in the Fed Box) is being revised in these forms to use the new $18.00 maximum figure. 3

4 No other changes or enhancements are being made. The changes will not add or remove any completion fields. These changes are not legally required (creditors can charge less than the maximum amount allowed for late charges), but we strongly encourage customers to timely update to the new revision. Kentucky MV-1-KY- Application for Kentucky Certificate of Title or Registration The state of Kentucky has updated their Application for Kentucky Certificate of Title or Registration (form TC ) with a revision date of 11/2011. We are updating our forms MV-1-KY to match the states changes. In the "JOINT OWNERSHIP" section, they have added to the "S.S. #" field. It now reads "S.S #, KyDL#, or Govt. issued #." A field will also be added for "PHONE NO." Other minor changes will be made to the document. Maryland VMP1034MD Affidavit of Refinancing Exemption WKFS will be adding to our Eforms Library. the VMP1034MD to meet compliance requirements. All mortgage lenders must provide this form at closing to refinancing borrowers who qualify for taxexemption under Section (g) (3) of the Tax-Property Article of the Annotated Code of Maryland. Borrower swears under oath that he/she is original mortgagor, resides in the mortgaged property and the amount of the refinanced loan. MD Code provides that a mortgage or deed of trust is not subject to recordation tax if the property being refinanced is still the principal residence of the mortgagor (or Trustee of an Inter Vivos Trust) and the new mortgage amount is not greater than the current unpaid principal balance. To qualify for this exemption, a signed affidavit may be attached to the security instrument stating such. Minnesota RE-MTG-MN Real Estate Mortgage The following paragraph is being added to comply with Section subd. 8 (2). 26. BORROWER'S COPY. Lender shall furnish to borrower a conformed copy of the evidence of debt and this Security Instrument at the time of execution or within a reasonable time after recordation. The following changes will also be implemented: The Due on Sale paragraph will be updated to read: DUE ON SALE. Lender may, at its option, declare the entire balance of the Secured Debt to be immediately due and payable upon the creation BSI-JS1-1CS /1/07 Wolters Kluwer Financial Services [FORM NUMBER] [JOB NUMBER] [DATE]

5 E-FORMS End-User Product Update of, or contract for the creation of, a transfer or sale of all or any part of the Property. This right is subject to the restrictions imposed by federal law, as applicable. In the ASSIGNMENT OF LEASES AND RENTS, the word "property" will be changed to have a capital P in the sentence " Lender or Trustee may take actual possession of the Property " To learn more about Wolters Kluwer Financial Services, visit our web site at Information on E-Forms is found by typing E-Forms in the Search box. Electronic Forms Support Technical Support , Ext (available from 7 A.M. to 7 P.M.) contentsupport@wolterskluwer.com (Please type E-Forms in the subject line.) Voice mail and are checked hourly between 8 A.M. and 5 P.M. Central Standard Time. Quotes and Order Information for Custom and OCP E-Forms Please contact your Account Representative. Invoicing , Ext Forms Use and Compliance Questions IRA Forms Questions Real Estate Lending Forms Financial Institutions Other Lending and Deposit Forms Financial Institutions Please have your customer number available when contacting us. Wolters Kluwer Financial Services P.O. Box 1457 St. Cloud, MN In the SECURED DEBT AND FUTURE ADVANCES section, the last sentence will be removed: This Security Instrument will not secure any other debt if Lender fails to give any required notice of the right of rescission. The Date and Parties section will be updated to read: DATE AND PARTIES. The date of the Mortgage (Security Instrument) is. The parties and their addresses are: The following sentence will be added to the Insurance section: What Lender requires pursuant to the preceding two sentences can change during the term of the Secured Debt. The Maximum Obligation Limit section will be separated into two paragraphs. Style and design enhancements have been applied to this document. Please reference the BSI-Eforms Style Guide Communication for information regarding these changes. All versions of this form will now be 11". Signature and tagline areas will also be updated. Compliance with Required Effective Date 07/01/2012 RSSIGSLFLZMN - Retail Sales Simple Interest Goods and Services Late Fee RSSIGSLFAZMN - Retail Sales Simple Interest Goods and Services Late Fee Arbitration On even numbered years, the Minnesota Credit Commissioner publishes dollar amount adjustments to fees allowed under Minn. Stat The fees include late charges allowed in retail sales contracts that are assigned to a financial institution as defined in Minn. Stat This year, the maximum late charge amount for retail sales contracts increased from $7.28 to $7.80, effective July 1, (See Minn. Stat , subd. 6(a) (4).) This authority applies to goods and services retail sales - AS LONG AS the retail contract is assigned to a financial institution under Minn. Stat The amount of the late charge is hardcoded in the goods and services (gs) retail contracts with LF and LFA in the form names. They also allow the flexibility for dealers to assign the contracts to financial institutions. In the LF and LFA forms, the maximum charge referenced in the Late Charge provision (in the Fed Box) is being changed from $7.28 to $

6 No other changes or enhancements are being made to these forms. The changes do not add or remove any completion fields. These changes are not legally required (creditors can charge less than the maximum amount allowed for late charges), but we strongly encourage customers to timely update to the new revisions. Compliance with Required Effective Date 07/01/2012 RSSIMVLFLZMN Retail Sales Simple Interest Motor Vehicle Late Fee RSSIMVLFAZMN - Retail Sales Simple Interest Motor Vehicle Late Fee Arbitration RSIMVLFFIZMN - Retail Sales Simple Interest Motor Vehicle Late Fee Financial Institution version RSMVLFAFIZMN - Retail Sales Simple Interest Motor Vehicle Late Fee Arbitration Financial Institution version On even numbered years, the Minnesota Credit Commissioner publishes dollar amount adjustments to fees allowed under Minn. Stat The fees include late charges allowed in retail sales contracts that are assigned to a financial institution as defined in Minn. Stat This year, the maximum late charge amount for retail sales contracts increased from $7.28 to $7.80, effective July 1, (See Minn. Stat , subd. 6(a)(4).) This authority applies to both motor vehicle retail sales - AS LONG AS the retail contract is assigned to a financial institution under Minn. Stat The amount of the late charge is hardcoded in the motor vehicle (mv) retail contracts with LF and LFA in the form names. They also allow the flexibility for dealers to assign the contracts to financial institutions. Motor Vehicle retail sales contracts with "FI" in the name also hardcode the amount of the late charge and are designed ONLY for sales assigned to financial institutions. In the LF, LFA, and FI forms, the maximum charge referenced in the Late Charge provision (in the Fed Box) is being changed from $7.28 to $7.80. No other changes or enhancements are being made to these forms. The changes do not add or remove any completion fields. These changes are not legally required (creditors can charge less than the maximum amount allowed for late charges), but we strongly encourage customers to timely update to the new revisions. Missouri BTA-1-MO Application for Missouri Boat/Vessel or Outboard Motor Title and Registration The Missouri Department of Revenue has updated their Application for Missouri Boat/Vessel or Outboard Motor Title and Registration form DOR-93 with a revision date of We are updating form BTA-1-MO to match the states changes. In the Unit section, a field will be added for Model Year - New Outboard Motor Only. Checkboxes will be added for Commercial Passenger, Commercial Fishing, and Commercial Other. In the Required Documents, section on the second page a checkbox will be added for Copy of front and back of title assigned to dealer for trade-in vehicle or bill of sale BSI-JS1-1CS /1/07 Wolters Kluwer Financial Services [FORM NUMBER] [JOB NUMBER] [DATE]

7 E-FORMS End-User Product Update or total loss statement for tax credit, if applicable. Other minor changes will be made to the document. Montana EFS-1-ADD-MT - Effective Financing Statement Addendum Form To learn more about Wolters Kluwer Financial Services, visit our web site at Information on E-Forms is found by typing E-Forms in the Search box. Electronic Forms Support Technical Support , Ext (available from 7 A.M. to 7 P.M.) contentsupport@wolterskluwer.com (Please type E-Forms in the subject line.) Voice mail and are checked hourly between 8 A.M. and 5 P.M. Central Standard Time. Quotes and Order Information for Custom and OCP E-Forms Please contact your Account Representative. Invoicing , Ext Forms Use and Compliance Questions IRA Forms Questions Real Estate Lending Forms Financial Institutions Other Lending and Deposit Forms Financial Institutions Please have your customer number available when contacting us. Wolters Kluwer Financial Services P.O. Box 1457 St. Cloud, MN The state of Montana has updated their Effective Financing Statement Addendum form with a revision date of 8/2/2012. We are updating EFS-1-ADD-MT to match the states changes. When referring to "Debtor's Signature" it now states "Debtor's Signature, Authorization, or Authentication." In the additional farm products table they have added more fields. Other minor changes will be made to the document. EFS-1-LAZ-MT - Effective Financing Statement The state of Montana has updated their Effective Financing Statement with a revision date of 8/2/2012. We are updating our EFS-1-LAZ-MT to match the states changes. When referring to "Debtor's Signature" it now states "Debtor's Signature, Authorization, or Authentication." In the specific farm products table they have added more fields. Other minor changes will be made to the document. EFS-1-INS-MT - Instructions for Completing Effective Financing Statement Form The state of Montana has updated their Instructions for Completing Effective Financing Statement form with a revision date of 8/2/2012. We are updating EFS-1-INS-MT to match the states changes. They have added "ACKNOWLEDGEMENT LETTER" section along with other minor changes made to the document. EFS-3-ADD-MT - Effective Financing Statement Amendment Addendum The state of Montana has revised their Effective Financing Statement Amendment Addendum form with a revision date of 8/2/2012. We are updating EFS-3-ADD-MT to match the states changes. When referring to "Debtor's Signature" it now states "Debtor's Signature, Authorization, or Authentication." In the additional/changed or deleted farm products table they have added more fields. Other minor changes have been made to the document. 7

8 EFS-3-LAZ-MT - Effective Financing Statement Amendment The state of Montana has updated their Effective Financing Statement Amendment form with a revision date of 8/2/2012. We are updating EFS-3-LAZ-MT to match the states changes. When referring to "Debtor's Signature" it now states "Debtor's Signature, Authorization, or Authentication." In the Amendment Types section, they have added a $5.00 fee to sections Continuation, Full Assignment, Partial Release, and Partial Assignment. Other minor changes have been made throughout the document. EFS-3-INS-MT - Instructions for Completing EFS Amendment The state of Montana has updated their Instructions for Completing EFS Amendment form with a revision date of 8/2/2012. We are updating EFS-3-INS-MT to match the states changes. The EFS Amendment Fee section has been changed to "See each amendment type for the specific filing fee." Other minor changes will be made to match the states form. New VMP4041MT Discharge of Deed of Trust We discontinued the SAT-DT-MT and replaced it with the VMP4041MT. The VMP4041MT evidences full payment of a loan under a Deed of Trust. Discontinued SAT-DT-MT - Satisfaction of Deed of Trust The SAT-DT-MT was discontinued and replaced with the VMP4041MT New York BTA-1-NY - Boat Registration/Title Application The New York State Department of Motor Vehicles has updated their Boat Registration/Title Application (form MV-82B) with a revision date of 8/11. We are updating our BTA-1-NY to match the states changes. In section 3, they have added an additional field to "OWNER CLIENT ID NO. (from Driver License)." Oklahoma BSI-JS1-1CS /1/07 Wolters Kluwer Financial Services [FORM NUMBER] [JOB NUMBER] [DATE]

9 E-FORMS End-User Product Update MV-1-OK - Title Application The Oklahoma Tax Commission has updated their Form Wolters Kluwer Financial Services will mirror their changes on our MV-1-OK. The form has changed from a two page portrait layout to a one page landscape layout. The state also added a hardcoded barcode at the top left of the document. Compliance with Required Effective Date 07/01/2012 To learn more about Wolters Kluwer Financial Services, visit our web site at Information on E-Forms is found by typing E-Forms in the Search box. Electronic Forms Support Technical Support , Ext (available from 7 A.M. to 7 P.M.) contentsupport@wolterskluwer.com (Please type E-Forms in the subject line.) Voice mail and are checked hourly between 8 A.M. and 5 P.M. Central Standard Time. Quotes and Order Information for Custom and OCP E-Forms Please contact your Account Representative. Invoicing , Ext Forms Use and Compliance Questions IRA Forms Questions Real Estate Lending Forms Financial Institutions Other Lending and Deposit Forms Financial Institutions Please have your customer number available when contacting us. Wolters Kluwer Financial Services P.O. Box 1457 St. Cloud, MN RSSIGSLFLZOK - Retail Sales Simple Interest Goods and Services Late Fee RSSIGSLFAZOK - Retail Sales Simple Interest Goods and Services Late Fee Arbitration Every year, the Oklahoma Administrator of Consumer Credit publishes dollar amount adjustments to 14A Okla. Code for retail contract late charge maximum dollar amounts. This year, the maximum late charge amount for retail sales contracts increased from $23.00 to $23.50 effective July 1, Our goods and services (gs) retail contracts with LF and LFA in the form names hardcode the amount of the late charge. The dollar amount in the Late Charge provision (in the Fed Box) is being revised in these forms to use the new $23.50 maximum figure. No other changes or enhancements are being made. The changes will not add or remove any completion fields. These changes are not legally required (creditors can charge less than the maximum amount allowed for late charges), but we strongly encourage customers to timely update to the new revision. Compliance with Required Effective Date 07/01/2012 RSSIMVLFLZOK - Retail Sales Simple Interest Motor Vehicle Late Fee RSSIMVLFAZOK - Retail Sales Simple Interest Motor Vehicle Late Fee Arbitration Every year, the Oklahoma Administrator of Consumer Credit publishes dollar amount adjustments to 14A Okla. Code for retail contract late charge maximum dollar amounts. This year, the maximum late charge amount for retail sales contracts increased from $23.00 to $23.50 effective July 1, Our motor vehicle (mv) retail contracts with LF and LFA in the form names hardcode the amount of the late charge. The dollar amount in the Late Charge provision (in the Fed Box) is being revised in these forms to use the new $23.50 maximum figure. 9

10 No other changes or enhancements are being made. The changes will not add or remove any completion fields. These changes are not legally required (creditors can charge less than the maximum amount allowed for late charges), but we strongly encourage customers to timely update to the new revision. Oregon New VMP4041OR - Deed of Release with Corporate Notary Acknowledgment We discontinued the SAT-OR and replaced it with the VMP4041OR. The VMP4041OR evidences full payment of a loan under a Deed of Trust. Discontinued SAT-OR - Satisfaction of Deed of Trust The SAT-OR was discontinued and replaced with the VMP4041OR. South Carolina Compliance with Required Effective Date 07/01/2012 RSSIGSLFLZSC - Retail Sales Simple Interest Goods and Services Late Fee RSSIGSLFAZSC - Retail Sales Simple Interest Goods and Services Late Fee Arbitration On even numbered years, the South Carolina Administrator of the Commission on Consumer Affairs publishes dollar amount adjustments to SC Code Ann for retail contract late charge maximum amounts. This year, the maximum late charge amount for retail sales contracts increased from a maximum of $17.00 to $17.50 and a minimum of $6.80 to $7.00, effective July 1, This authority applies to goods and services retail sales. Our goods and services (gs) retail contracts with LF and LFA in the form names hardcode the amount of the late charge. The amounts in the Late Charge provision (in the Fed Box) are being revised in these forms to use the new $17.50 maximum amount and $7.00 minimum amount. No other changes or enhancements are being made. The changes do not add or remove any completion fields. These changes are not legally required (creditors can charge less than the maximum amount allowed for late charges), but we strongly encourage customers to timely update to the new revision. Compliance with Required Effective Date 07/01/2012 RSSIMVLFLZSC - Retail Sales Simple Interest Motor Vehicle Late Fee BSI-JS1-1CS /1/07 Wolters Kluwer Financial Services [FORM NUMBER] [JOB NUMBER] [DATE]

11 E-FORMS End-User Product Update RSSIMVLFAZSC - Retail Sales Simple Interest Motor Vehicle Late Fee Arbitration On even numbered years, the South Carolina Administrator of the Commission on Consumer Affairs publishes dollar amount adjustments to SC Code Ann for retail contract late charge maximum amounts. This year, the maximum late charge amount for retail sales contracts increased from a maximum of $17.00 to $17.50 and a minimum of $6.80 to $7.00, effective July 1, This authority applies to motor vehicle retail sales. To learn more about Wolters Kluwer Financial Services, visit our web site at Information on E-Forms is found by typing E-Forms in the Search box. Electronic Forms Support Technical Support , Ext (available from 7 A.M. to 7 P.M.) contentsupport@wolterskluwer.com (Please type E-Forms in the subject line.) Voice mail and are checked hourly between 8 A.M. and 5 P.M. Central Standard Time. Quotes and Order Information for Custom and OCP E-Forms Please contact your Account Representative. Invoicing , Ext Forms Use and Compliance Questions IRA Forms Questions Real Estate Lending Forms Financial Institutions Other Lending and Deposit Forms Financial Institutions Please have your customer number available when contacting us. Wolters Kluwer Financial Services P.O. Box 1457 St. Cloud, MN Our motor vehicle (mv) retail contracts with LF and LFA in the form names hardcode the amount of the late charge. The amounts in the Late Charge provision (in the Fed Box) are being revised in these forms to use the new $17.50 maximum amount and $7.00 minimum amount. No other changes or enhancements are being made. The changes do not add or remove any completion fields. These changes are not legally required (creditors can charge less than the maximum amount allowed for late charges), but we strongly encourage customers to timely update to the new revision. Utah MV-1-UT - Application for Title The Division of Motor Vehicles has updated their Application for Title (TC-656) with a revision date of 10/12. We are updating our forms MV-1-UT to match the states changes. A checkbox has been added for Non-repairable title. Other minor changes will be made to the document. Washington BTA-1-WA - Vessel Title Application The Washington State Department of Licensing has updated their Vessel Title Application (form TD ) with a revision date of 7/12. We are updating our BTA-1- WA to match the states changes. In the "Model year" section, they have deleted the hardcoded "WN." Other minor changes will be made to the document. MV-1-WA - Vehicle Certificate of Ownership Application 11

12 The Washington State Department of Licensing has updated their Vehicle Certificate of Ownership (Title) Application with a revision date of 1/11. We are updating our MV-1-WA to match the states changes. In the "Notarization/Certification for registered owner(s) signature" section they have deleted one of the "by" lines. Other minor changes have been made to the document. New VMP4041WA - Satisfaction of Deed of Trust We discontinued the SAT-DT-WA and replaced it with the VMP4041WA. The VMP4041WA evidences full payment of a loan under a Deed of Trust. Corporate notary acknowledgment 4047(WA) is included on the form. Discontinued SAT-DT-WA - Satisfaction of Deed of Trust The SAT-DT-WA was discontinued and replaced with the VMP4041WA. Glossary of Terminology We are adding, to our monthly E-Forms Partner Product Update, a glossary of terminology to provide more accurate and consistent communication. We hope the clarification will be useful to you. Compliance with Required Effective Date (xx/xx/xx) The new or revised document is being driven by legislative or regulatory mandate and is required to be implemented by the effective date indicated. Compliance without Required Effective Date The new or revised document is being driven by legislative or regulatory mandate, but the mandate has not defined an implementation date. All parties (Wolters Kluwer Financial Services, alliance, and customer) must respond in as timely manner as possible to implement. The new or revised document has: A change in feature or function of a Wolters Kluwer Financial Services document driven by market and customer input to be more useful or easier to use. Wolters Kluwer Financial Services determined clarification or enhancement of a Wolters Kluwer Financial Services document to provide added value. Update to a state or federal form in terms of verbiage or fields which has been incorporated to match the government s changes. The old version of the form is still compliant; however, future revisions driven by legislative and regulation imperatives will be rendered on the new version of the form, not the old version. The BSI-JS1-1CS /1/07 Wolters Kluwer Financial Services [FORM NUMBER] [JOB NUMBER] [DATE]

13 E-FORMS End-User Product Update implementation time frame by alliance and customer is discretionary, but it is incumbent on the parties to implement in a timely manner so as to not jeopardize continued compliance. (Note: Government form revisions may drive a timelier implementation.) Discontinued with Discretionary Implementation Date To learn more about Wolters Kluwer Financial Services, visit our web site at Information on E-Forms is found by typing E-Forms in the Search box. Electronic Forms Support Technical Support , Ext (available from 7 A.M. to 7 P.M.) contentsupport@wolterskluwer.com (Please type E-Forms in the subject line.) Voice mail and are checked hourly between 8 A.M. and 5 P.M. Central Standard Time. Quotes and Order Information for Custom and OCP E-Forms Please contact your Account Representative. Invoicing , Ext Forms Use and Compliance Questions IRA Forms Questions Real Estate Lending Forms Financial Institutions Other Lending and Deposit Forms Financial Institutions Please have your customer number available when contacting us. Wolters Kluwer Financial Services P.O. Box 1457 St. Cloud, MN The document is being discontinued and replaced by another document as specified. The discontinued document is still compliant; however, future revisions driven by legislative and regulation imperatives will be rendered on the new version of the document, not the old version. The implementation time frame by alliance and customer is discretionary, but it is incumbent on the parties to implement in a timely manner so as to not jeopardize continued compliance. Discontinued with Termination Date (xx/xx/xx) The form is being discontinued and no longer supported. There is no replacement form designated and form will not be supported at specified date. The action could be driven by several causes such as removal of compliance requirement or business decision to not support a line of business. Technical with Discretionary Implementation Date The new or revised document has a change that relates to the technical structure of the e-form which is non-regulatory and/or non-visible to the form s end user. For example, such changes could be the size of a data field on the e-form or field label which is not visible to the end customer. The document implementation is discretionary, but should be accomplished in a timely manner. Technical changes are not communicated in the E- Forms Partner Newsletter, but in the full release. Revision Date The revision date on the form is the date which Wolters Kluwer Financial Services compliance services initiated making form changes that were Compliance, Market, or Technical in category. The revision date is not the date at which the form was available to alliances or customers. The process time from start of revision to release varies and is dependent on the number documents and jurisdictions affected by regulation change, size of document change, and priority. 13

14 About Wolters Kluwer Financial Services Wolters Kluwer Financial Services is a leading provider of regulatory compliance solutions and services for banking, securities, and insurance focused on helping meet your business objectives. To learn more, please visit BSI-JS1-1CS /1/07 Wolters Kluwer Financial Services [FORM NUMBER] [JOB NUMBER] [DATE]

15 COMPLETED FORMS GRID November 2012 Below is a list of the E-Forms, sorted by file name, which were recently completed in Compliance Services. File Name Form Name Description Revision Date CARSMLFS RSSIMVLFZSCA Retail Installment Contracts Spanish - California 07/01/2012 CARSPMFS RSPACMVFZSCA Retail Installment Contract Spanish - California 07/01/2012 CARSSMFS RSSIMVFAZSCA Retail Installment Contracts Spanish - California 07/01/2012 MEMV2 MV-2-ME Title Notification - Maine 09/11/2012 MIPOA POA-MI Power of Attorney - Michigan 09/07/2012 NCMPSBZ2 MPSCBKLAZ-NC Multi-Purpose Signature Card North Carolina 08/11/2012 NHPOAND POA-ND-NH Nondurable Power of Attorney New Hampshire 08/18/2012 NHRSSIMV RSSIMVLAZ-NH Retail Sales Simple Motor Vehicle New Hampshire 09/01/2012 NVRSMVAP RSMVAPPLZ-NV Retail Motor Credit Application - Nevada 10/01/2012 OHRSGFLZ RSSIGSLFLZOH Real Estate Mortgage - Ohio 09/11/2012 OHRSIGLF RSSIGSLFAZOH Real Estate Mortgage - Ohio 09/11/2012 OHRSPAGS RSPACGSLZ-OH Retail Sales Precomputed Interest Goods & Services - Ohio 09/11/2012 OHRSPAMV RSPACMVLZ-OH Retail Sales Precomputed Interest Motor Vehicle - Ohio 09/10/2012

16 OHRSSIGS RSSIGSLAZ-OH Retail Sales Simple Interest Good & Services - Ohio 09/11/2012 OHRSSIMV RSSIMVLAZ-OH Retail Sales Simple Interest Motor Vehicle - Ohio 09/10/2012 OKMV1 MV-1-OK Motor Vehicle Application - Oklahoma 04/15/2012 VABUYORD BUY-ORDER-VA Buyers Order Virginia 10/4/2012 VTMV1A MV-1A-VT Application Filing Notice - Vermont 08/03/2012 WA1084 VMP1084WA Construction Lien Disclosure & Release of Lien - Washington 08/01/2012 WVMV1A MV-1A-WV Title Application West Virginia 08/17/ Wolters Kluwer Financial Services BC EFP-0110-NL 1/15/10