Ready for a rewarding and exciting career?

Transcription

1 SM Ready for a rewarding and exciting career? Make your move to United. CREATE YOUR BALANCE

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3 Offering a great opportunity with a wide range of programs. United Bank recognizes that different people have different needs and goals for homeownership. Our financial strength allows us to offer a wide range of mortgages saleable and portfolio as well as more flexible underwriting that makes homeownership possible. These features translate into a valuable benefit for our dedicated Mortgage Loan Officers more opportunities to make a difference and make money. Our flexible mortgage offerings include: n Government Lending with minimal overlays n 80/10/10 product offerings n Non-Warrantable Condominiums n Construction Loans with a single, one-time closing n Bridge Loans n Land Loans n Asset Dissipation approach for income calculation n CRA programs including our unique Path Plus program with 100% LTV and no mortgage insurance n Foreign National program

4 Lucrative compensation. Referrals. Marketing Support. All the amenities you need in the home for your career. At United Bank, we believe that we succeed by helping you succeed. That s why we offer unique features to help you generate leads, close sales more easily, and increase your earning potential. These features include: Faster, streamlined decisions. Unlike larger institutions that have layers of decision-making, we provide you with direct access to those involved with credit decisions, streamlining the process for you and your customers. Sales Assistant. United Bank understands that our MLO s are our greatest assets, so you will have access to the sales assistant assigned to your region. Technological innovation. United Bank employs a robust loan origination system to make the application and underwriting process easier and more convenient. Referrals. You will receive referrals in our branch and lending footprint, which includes all of New England Connecticut, Maine, Massachusetts, New Hampshire, Rhode Island, and Vermont plus New York, New Jersey, and Florida. Aggressive commissions. Our unique and competitive commission structure pays up to 110 basis points, providing you with higher earning potential. Extensive marketing support. We are dedicated to helping you bring qualified leads right to your desk. That s why our commitment to marketing includes a personal website as well as Sales Force contact management system and automated drip campaigns on your behalf. Local providers. We help you build relationships and referral sources by using local appraisers and credit reporting agencies, and by providing an open attorney list. In-house servicing. We are able to maintain the servicing on most of our mortgages, which allows your customers more personal service from a lender they know and trust.

5 A range of comprehensive benefits under one roof. At United Bank, we know that career decisions don t just affect our employees, but their families as well. That s why we ve worked hard to develop a robust and comprehensive benefits program to ensure the health, wellbeing, and financial protection of our employees and their loved ones. Our benefits include: Health Insurance. We offer medical and dental insurance from leading providers. Retirement Savings. United Bank encourages all employees to save for retirement and offers participation in the United Bank 401(k) Plan as a key vehicle for that purpose. Eligible employees may begin participating immediately through pre-tax salary deferrals. After one year of service and 1000 hours worked, eligible participants will receive matching employer contributions of 100% on the first 3% of eligible salary deferrals and 50% of the next 2%; and may be eligible for an annual discretionary contribution. Financial Protection. To protect you and your family from unexpected circumstances, we offer company paid life and disability insurance. Paid Time Off. Our Mortgage Loan Officers receive 10 days of paid time off. Tuition assistance. As part of our commitment to employee growth and development, we offer tuition reimbursement. Banking benefits. As a United Bank employee, you can take advantage of a range of banking benefits to help you reach your goals, including discounts on loans. Employee Assistance Program. You have 24/7 access to a comprehensive and interactive resource with expert content and unique tools to assist you in every aspect of life. United Bank University. As part of our career development initiatives, we offer all our Mortgage Loan Officers the opportunity to learn new sales skills and techniques through our United Bank University Training Center. Benefit plan documents control the eligibility and all terms, conditions, provisions and limitations of benefits.

6 Feel at home with United Bank with an exciting and lucrative career. n A solid foundation to support your family. n Valuable features and amenities. n A strong and helpful community. These are the most important requirements when finding the perfect home. At United Bank, we believe they re the same that apply to finding the perfect career. When you join United Bank as a Mortgage Loan Officer, you can leverage the resources and opportunities of a large commercial bank, but with the commitment and attentiveness that can only come from a community bank that wants to make a difference in the lives of local people. It s why we offer a wealth of mortgage programs to meet virtually any need as well as a generous commission schedule and robust benefits package for you and your loved ones. As a United Bank Mortgage Loan Officer, you ll find more than just a rewarding career; you ll find a home. Strength you can rely on. A home is only as solid as the foundation on which it is built. When you choose United Bank to build your career, you and your family are supported by the strength and resources of a financial institution with over $6 billion in assets. Our strong financial position means that our customers, employees, and their families can depend on us to be there to support them today and in the future. Opening the doors to homeownership. As United Bank has grown, so too has our commitment to making homeownership possible. Our lending area has grown to include all of New England Connecticut, Maine, Massachusetts, New Hampshire, Rhode Island, and Vermont plus additional states like Florida, New York, and New Jersey.

7 READY TO FIND THE PERFECT CAREER? COME HOME TO UNITED BANK. To learn more about Mortgage Lending positions and opportunities at United Bank for you and your family, call us today at us at:

8 SM CREATE YOUR BALANCE NMLS# Member FDIC Equal Housing Lender BANK bankatunited.com