Lending TRAINING AND EVENTS. aba.com/lendingtraining

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1 Lending TRAINING AND EVENTS aba.com/lendingtraining

2 Enhance your lending expertise. Adapt to a dynamic economic landscape through sound lending practices, underwriting considerations and regulatory risk mitigation. Your bank needs comprehensive solutions to ensure all of your lending staff residential, commercial and agricultural armed with practical insights to help you succeed. Events Commercial Lending Schools An immersive learning experience for lending and credit personnel offered at two levels, foundational and advanced. A pre-session workshop on financial statement analysis is also available. American Mortgage Conference Join ABA and the North Carolina Bankers Association as they bring together leading experts in the financial services industry, mortgage practitioners of every kind, policymakers and investors to discuss important issues facing the mortgage community. National Agricultural Bankers Conference Gain insight into topics such as: the economy, credit analysis, risk management and what s new in key commodities. Networking specifically for new ag bankers and women in ag, as well as a bustling exhibit hall with 50+industry service providers round out the agenda.

3 aba.com/lendingtraining

4 Online Training FACILITATED Courses are formatted for group collaboration, with a virtual instructor and fixed start and end dates. Analyzing Financial Statements Commercial Lending Consumer Lending Introduction to Agricultural Lending Fundamentals of Mortgage Lending The Mortgage Lending Business SELF-PACED Courses are taken entirely at your own pace, on your own schedule. Effective Referrals Suite Ethical Issues for Bankers Personal Tax Return Analysis Handling Mortgage Inquiries and Making Referrals Mortgage Customer Counseling and Prequalification Residential Lending Courses º º Appraisal Procedures º º Basics of Mortgage Processing º º Completing the HUD-1 For Loans Not Covered Under TRID º º Discovering FHA Programs º º Determining Your Role in Fraud Prevention º º Elements of Title Insurance º º Essentials of Mortgage Lending º º Explaining Loan Modifications º º Mitigating Potential Fraud in Your Organization º º Preparing the Closing Disclosure º º Preparing the Loan Estimate º º Processing and Underwriting Credit º º Processing Income and Assets º º Reviewing the Appraisal Report

5 aba.com/lendingtraining The Commercial Real Estate Lending Decision Process Series Produced by the Risk Management Association º º Series 1: Types of CRE Loans, Risk Areas and Performance Drivers º º Series 2: The CRE Underwriting Process º º Series 3: Financing Different Types of Commercial Properties º º Series 4: Understanding and Evaluating Leases, Appraisals and Environmental Assessments º º Series 5: Loan Structure and Documentation Considerations º º Series 6: Construction Lending The Lending Decision Process Series Produced by the Risk Management Association º º Series 1: Industry, Management, and Economic Influences º º Series 2: Interpreting Quality of Financial Reports and Accounts º º Series 3: Analyzing the Company s Financial Performance and Condition º º Series 4: The Cash Cycle, Seasonality and Discovering Borrowing Causes and Repayment Sources º º Series 5: Analyzing Cash Flow Statements to Measure Long-Term Repayment Ability º º Series 6: Using Financial Projections to Fine Tune the Credit Analysis

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7 aba.com/lendingtraining Certificates Build upon existing skills for your current position, and develop skills necessary for career advancement. Each certificate is completed online, as individual schedules allow. Courses may also be taken individually. Certificate in Business and Commercial Lending Residential Mortgage Lender Certificate Small Business Banker Certificate Webinars Stay on top of current issues without leaving your desk. Attend a virtual discussion on lending topics to stay informed. You ll get the resources to update your team on practical solutions and the tools to excel in this financial climate. Visit aba.com/webinars for more information. More on Lending ABA-Endorsed Mortgage Products Cost-effective solutions for small business, construction, mortgage and student loan lending. Customer Tips from ABA Foundation Materials on housing and mortgage finance, including: º º Tips for saving for a down payment º º Improving a credit score º º Help seniors live at home longer aba.com/housing

8 Lending TRAINING AND EVENTS aba.com/lendingtraining 1120 Connecticut Avenue, NW Washington, DC 20036

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