RFP 16C-002Q SCHOOL DISTRICT OF PALM BEACH COUNTY Cost of Services. Vendor Name:

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1 RFP 16C002Q SCHOOL DISTRICT OF PALM BEACH COUNTY Cost of Services Vendor Name: SunTrust Bank Average Monthly Activity quantity of occurrences based on Banking Services FY 2015 (Jul 2014 Jun 2015) Fee Per Item your cost per occurrence of each item Total Fee extended cost of services calculated by using your 'Fee Per Item' multiplied by the historical 'Average Monthly Activity' from FY2015 SERVICE AVERAGE MONTHLY ACTIVITY FEE PER ITEM TOTAL FEE GENERAL BANKING SERVICES ACCOUNT Account Maintenance 7 $ 8.00 $ FDIC Insurance (in basis points based on current price. The District understands this fee is set by the Federal Reserve and is subject to change) 20,000,000 $ ANALYSIS TRANSMISSION MAINTENANCE 1 $ $ 0.01 DEPOSIT ACCOUNT STATEMENTS 7 $ 5.00 $ ZBA MASTER ACCOUNT MAINTENANCE 1 $ $ ZBA PER TRANSACTION 17 $ $ ZBA SUBSIDIARY ACCOUNT MAINTENANCE 4 $ $ ACH ACH DELETE/REVERSAL 4 $ $ ACH INPUTFILE 13 $ 5.00 $ ACH MONTHLY MAINTENANCE 4 $ $ ACH NOTIFICATION OF CHANGE 61 $ 1.50 $ ACH OPTIONAL REPORTSELECTRONIC 14 $ 1.00 $ ACH ORIGINATED ADDENDA 660 $ 0.02 $ ACH RETURN ITEM 72 $ 2.00 $ ACH STANDARD REPORTSELECTRONIC 36 $ 1.00 $ ACH BLOCKS AUTH INSTRUCTIONS 16 $ $ ACH BLOCKS AUTH MAINTENANCE 7 $ 5.00 $ CHANGE ORDERS CHANGE ORDER BANKING CENTER 1 $ $ 5.83 CHANGE ORDERAUTOVAULT 17 $ 5.00 $ CHANGE ORDERLATEVAULT 1 $ $ COIN SUPP ROLLBANKING CENTER 11 $ 0.40 $ 4.57 COIN SUPPLIED/ROLLVAULT 225 $ 0.15 $ Page 1 of 9

2 RFP 16C002Q SCHOOL DISTRICT OF PALM BEACH COUNTY Cost of Services Vendor Name: SunTrust Bank Average Monthly Activity quantity of occurrences based on Banking Services FY 2015 (Jul 2014 Jun 2015) Fee Per Item your cost per occurrence of each item Total Fee extended cost of services calculated by using your 'Fee Per Item' multiplied by the historical 'Average Monthly Activity' from FY2015 SERVICE AVERAGE MONTHLY ACTIVITY FEE PER ITEM TOTAL FEE CURR SUPP $100BANKING CENTER 1 $ CURRENCY SUPP/$100NONSTDVAULT 23 $ CURRENCY SUPP/$100STDVAULT 1 $ DEPOSITS ACH CONSUMER OFF US CREDITS 48,301 $ 0.03 $ 1, ACH CONSUMER ON US CREDITS 13,501 $ 0.03 $ ACH CORPORATE OFF US CREDITS 904 $ 0.14 $ ACH CORPORATE ON US CREDITS 40 $ 0.14 $ 5.60 ACH CREDIT RECEIVED ITEM 3,071 $ 0.07 $ BOOK CREDIT 13 $ 4.00 $ CKS DEP UNENCODED ITEMS 3,117 $ 0.11 $ COIN DEPOSITVAULT 103 $ 0.20 $ CREDITS POSTEDELECTRONIC 3,096 $ 0.07 $ CREDITS POSTED 1 $ 0.07 $ 0.07 CURR/COIN DEP/$100VAULT 5,977 $ DEBITS POSTEDELECTRONIC 82 $ 0.19 $ DEPOSIT CORRECTIONCASH 13 $ $ DEPOSIT CORRECTIONNONCASH 9 $ 6.00 $ DUP DEP CORRECTION NOTICE 1 $ 1.25 $ 1.77 FAX NOTIFICATIONDEP CORRECTIONVAULT 13 $ 1.25 $ FAX NOTIFICATIONRECEIPTVAULT 5 $ 1.25 $ 6.77 INCOMING DOMESTIC WIRE 10 $ 7.00 $ MAIL NOTIFICATIONRECEIPTVAULT 3,008 $ 1.75 $ 5, RETURNSCHARGEBACK 16 $ 5.00 $ RETURNSMAKER REQUIRED 2 $ 2.00 $ 4.00 VAULT DEPOSIT 3,121 $ 1.00 $ 3, DEPOSITS REMOTE DEPOSIT CORRECTION 1 $ 6.00 $ 6.00 IMAGE DEPOSITED ITEMS 2,268 $ 0.08 $ Page 2 of 9

3 RFP 16C002Q SCHOOL DISTRICT OF PALM BEACH COUNTY Cost of Services Vendor Name: SunTrust Bank Average Monthly Activity quantity of occurrences based on Banking Services FY 2015 (Jul 2014 Jun 2015) Fee Per Item your cost per occurrence of each item Total Fee extended cost of services calculated by using your 'Fee Per Item' multiplied by the historical 'Average Monthly Activity' from FY2015 SERVICE AVERAGE MONTHLY ACTIVITY FEE PER ITEM TOTAL FEE REMOTE DEPOSITS 20 $ 0.45 $ 9.04 RDSOLITEM STORAGE 107,368 $ $ REMOTE DEP CK IMAGE PROCESSING 2,269 $ $ REMOTE DEPACCOUNT MAINTENANCE 1 $ $ IMAGE SERVICES BULK IMAGE TRANS PER ITEM 2,787 $ 0.04 $ IMAGE FILE TRANSPER ITEM 222 $ 0.04 $ 8.90 IMAGE MAINTENANCE 5 $ $ IMAGE RETRIEVAL 23 $ $ IMAGE TRANSMISSION MONTHLY MAINT 2 $ INFORMATION CHECK COPY 17 $ 0.50 $ 8.46 IMAGE ARCHIVE90 DAYS 3,152 $ $ ARP ONLINE REPORTS 2 $ 5.00 $ ONLINE SUBSCRIPTION 1 $ $ PER IMAGE ACCESS 283 $ 0.50 $ PREM CURRENT DAY REPORT ACCOUNT 3 $ $ PREM CURRENT DAY REPORT ITEM 2,017 $ 0.03 $ PREM SCHED 30 $ 3.00 $ PREM IR MAINTENANCE 1 $ $ PREM PREVIOUS DAY REPORT ACCOUNT 183 $ 5.00 $ PREM PREVIOUS DAY REPORT ITEMS STORED 62,148 $ $ PREM RESEARCH ITEM 1,693 $ 0.50 $ GP CUST MNT TEMP STORAGE 40 $ $ GP MTHLY MAINT BASIC 1 $ $ PAYMENTS ACH CONSUMER OFF US DEBITS 286 $ 0.07 $ ACH CONSUMER ON US DEBITS 20 $ 0.07 $ 1.41 ACH DEBIT RECEIVED ITEM 58 $ 0.19 $ Page 3 of 9

4 RFP 16C002Q SCHOOL DISTRICT OF PALM BEACH COUNTY Cost of Services Vendor Name: SunTrust Bank Average Monthly Activity quantity of occurrences based on Banking Services FY 2015 (Jul 2014 Jun 2015) Fee Per Item your cost per occurrence of each item Total Fee extended cost of services calculated by using your 'Fee Per Item' multiplied by the historical 'Average Monthly Activity' from FY2015 SERVICE AVERAGE MONTHLY ACTIVITY FEE PER ITEM TOTAL FEE DEBITS POSTED 19 $ 0.19 $ 3.61 DIRECT ACCOUNT TRANSFER 8 $ 1.00 $ 8.17 ELECtRONIC WIRE OUTBOOK 19 $ 6.00 $ ELECTRONIC WIRE OUTDOMESTIC 20 $ 7.00 $ GENERAL CHECKS PAID TRUNCATED 3,009 $ 0.10 $ NONRELATIONSHIP CUST CK CASHED 48 $ $ PAID ITEM INQUIRY 1 $ 0.50 $ 0.50 RECONCILEMENT SERVICES ARP FULL PPAY INPUT PER ITEM 3,042 $ 0.03 $ ARP FULL PPAY MAINT PAPER RPT 2 $ $ ARP RECON TRANS END OF CYCLE 2 $ $ ARP VOID CANCEL ITEMS 230 $ 0.02 $ 3.44 ARP POSITIVE PAY NOTIFICATION 59 $ 2.00 $ PREM RESEARCH ITEM 2,476 $ 0.50 $ 1, DEPOSIT RECON MAINTENANCE 1 $ $ DEPOSIT RECON PER ITEM 5,867 $ 0.05 $ PAYEE POSITIVE PAY MAINT 2 $ $ PAYEE POSITIVE PAYISSUE MATCH 1,484 $ 0.04 $ POSITIVE PAY EXCEPTIONS 1 $ $ TOTAL GENERAL BANKING SERVICES $ 18, ADDITIONAL BANKING SERVICES Currency Supply Strap Banking Center $ 1.00 Currency Supply Partial Strap Banking Center $ 1.30 Currency Supply Loose Banking Center $ 0.18 CV Currency Dep per $1 at $ per $1=$ ,700 Cash Vault Notifications are Free 3,026 $ Image Transmission per FileNo Monthly Maintenance 7 $ Page 4 of 9

5 RFP 16C002Q SCHOOL DISTRICT OF PALM BEACH COUNTY Cost of Services Vendor Name: SunTrust Bank Average Monthly Activity quantity of occurrences based on Banking Services FY 2015 (Jul 2014 Jun 2015) Fee Per Item your cost per occurrence of each item Total Fee extended cost of services calculated by using your 'Fee Per Item' multiplied by the historical 'Average Monthly Activity' from FY2015 SERVICE AVERAGE MONTHLY ACTIVITY FEE PER ITEM TOTAL FEE Image Transmission per Record 3,009 $ 0.04 ARP Transmission Input Issue Items(Per Transmission) $ 5.00 Transmission Records Per Record $0.015 Page 5 of 9

6 RFP 16C002Q SCHOOL DISTRICT OF PALM BEACH COUNTY Cost of Services Vendor Name: SunTrust Bank Average Monthly Activity quantity of occurrences based on Banking Services FY 2015 (Jul 2014 Jun 2015) Fee Per Item your cost per occurrence of each item Total Fee extended cost of services calculated by using your 'Fee Per Item' multiplied by the historical 'Average Monthly Activity' from FY2015 SERVICE AVERAGE MONTHLY ACTIVITY FEE PER ITEM TOTAL FEE SCHOOL BANKING SERVICES ACCOUNT Account Maintenance 175 $ 8.00 $ 1, FDIC Insurance (in basis points based on current price. The District understands this fee is set by the Federal Reserve and is subject to change) 23,000,000 $ ACH ACH BLOCKS AUTH INSTRUCTIONS 1,116 $ $ ACH BLOCKS AUTH MAINTENANCE 173 $ 5.00 $ CHANGE ORDERS CHANGE ORDERMANUALVAULT 1 $ $ CHANGE ORDERAUTOVAULT 3 $ 5.00 $ CHANGE ORDERLATEVAULT 1 $ $ CURR SUPP $100BANKING CENTER 2 $ CURR/COIN DEP$100BANKING CENTER 73 $ 0.30 $ COIN SUPP/ROLLBOXVAULT 8 $ 4.00 $ COIN SUPPLIED/ROLLVAULT 33 $ 0.15 $ 4.94 CURRENCY SUPP/$100NONSTDVAULT 2 $ CURRENCY SUPP/$100STDVAULT 55 $ DEPOSITS ACH CREDIT RECEIVED ITEM 1,118 $ 0.07 $ BANKING CENTER DEPOSIT 22 $ 1.00 $ CKS DEP UNENCODED ITEMS 28,251 $ 0.11 $ 3, COIN DEPOSITNON STD BAGVAULT 142 $ 4.00 $ COLL OVERDRAFT INTEREST CHARGE 2 $ CREDITS POSTEDELECTRONIC 1,118 $ 0.07 $ CURR/COIN DEP$100QBDND 36 $ 0.30 $ CURR/COIN DEP$100VAULT 11 $ Page 6 of 9

7 RFP 16C002Q SCHOOL DISTRICT OF PALM BEACH COUNTY Cost of Services Vendor Name: SunTrust Bank Average Monthly Activity quantity of occurrences based on Banking Services FY 2015 (Jul 2014 Jun 2015) Fee Per Item your cost per occurrence of each item Total Fee extended cost of services calculated by using your 'Fee Per Item' multiplied by the historical 'Average Monthly Activity' from FY2015 SERVICE AVERAGE MONTHLY ACTIVITY FEE PER ITEM TOTAL FEE CURR/COIN DEP/$100BANKING CENTER 186 $ 0.30 $ CURR/COIN DEP/$100QBDND 68 $ 0.30 $ CURR/COIN DEP/$100VAULT 18,893 $ DEBITS POSTEDELECTRONIC 127 $ 0.19 $ DEBITS POSTED 4 $ 0.19 $ 0.73 DEP CONDITIONINGSURCHGVAULT 55 $ $ DEPOSIT ACCOUNT STATEMENTS 175 $ 5.00 $ DEPOSIT CORRECTIONCASH 15 $ $ DEPOSIT CORRECTIONNONCASH 26 $ 6.00 $ FAX NOTIFICATIONDEPOSIT CORR VAULT 11 $ 1.25 $ FAX NOTIFICATIONRECEIPTVAULT 1,305 $ 1.25 $ 1, GENERAL CHECKS PAID TRUNCATED 8,310 $ 0.10 $ MAIL NOTIFICATIONDEPOSIT CORRVAULT 4 $ 1.75 $ 6.13 MAIL NOTIFICATIONRECEIPTVAULT 154 $ 1.75 $ QBD/NIGHT DROP DEPOSIT 3 $ 3.00 $ 7.75 RETURNSCHARGEBACK 150 $ 5.00 $ RETURNSMAKER REQUIRED 1 $ 2.00 $ 1.50 Page 7 of 9

8 RFP 16C002Q SCHOOL DISTRICT OF PALM BEACH COUNTY Cost of Services Vendor Name: SunTrust Bank Average Monthly Activity quantity of occurrences based on Banking Services FY 2015 (Jul 2014 Jun 2015) Fee Per Item your cost per occurrence of each item Total Fee extended cost of services calculated by using your 'Fee Per Item' multiplied by the historical 'Average Monthly Activity' from FY2015 SERVICE AVERAGE MONTHLY ACTIVITY FEE PER ITEM TOTAL FEE VAULT DEPOSIT 1,524 $ 1.00 $ 1, INFORMATION CHECK COPY 1 $ 0.50 $ 0.67 IMAGE BULK IMAGE TRANS PER ITEM 8,277 $ 0.04 $ IMAGE FILE TRANSPER ITEM 717 $ 0.04 $ IMAGE TRANSMISSION MONTHLY MAINT 174 $ $ INFORMATION IMAGE ARCHIVE90 DAYS 9,831 $ $ IMAGE MAINTENANCE 175 $ $ 4, PAYMENTS ACH DEBIT RECEIVED ITEM 127 $ 0.19 $ STOP PAY AUTOMATED<=12 MONTHS 19 $ $ STOP PAY AUTOMATED>12 MONTHS 1 $ $ STOP PAYMENT CANCEL 1 $ $ STOP PAY MANUAL<=12 MONTHS 1 $ $ TOTAL SCHOOL BANKING SERVICES $ 17, ADDITIONAL BANKING SERVICES Currency Supply Strap Banking Center $ 1.00 Currency Supply Partial Strap Banking Center $ 1.30 Currency Supply Loose Banking Center $ 0.18 Currency Dep Banking Center per $1,000 $ 3.00 CV Currency Dep per $1 at $ per $1=$1, ,890,400 Overdraft Interest Charge 2 Prime+3 Image Transmission per FileNo Monthly Maintenance 1 $ Image Transmission per Record 8,277 $ 0.04 ***** Line item cost will increase by 5%, if only the School accounts are awarded to the Bank***** Page 8 of 9

9 RFP 16C002Q SCHOOL DISTRICT OF PALM BEACH COUNTY Cost of Services Vendor Name: SunTrust Bank Average Monthly Activity quantity of occurrences based on Banking Services FY 2015 (Jul 2014 Jun 2015) Fee Per Item your cost per occurrence of each item Total Fee extended cost of services calculated by using your 'Fee Per Item' multiplied by the historical 'Average Monthly Activity' from FY2015 SERVICE AVERAGE MONTHLY ACTIVITY FEE PER ITEM TOTAL FEE Page 9 of 9

10 RFP 16C002Q SCHOOL DISTRICT OF PALM BEACH COUNTY Cost of Service Complementary and Optional Services Vendor Name: SunTrust Bank Complementary and Optional Service to the Scope of Services All proposed price applies to both District and School accounts. Line item cost will increase by 5%, if only the School accounts are awarded to the Bank SERVICE ACTIVITY FEE PER ITEM TOTAL FEE Online Check Deposit Services Online Check Implementation 0 $ WAIVED Online Check Dep Remittance 0 $ $0.00 Online CheckCustomized Fields 0 $ $0.00 Deposit Location SetUp 0 $ $0.00 Online Deposited Items Late 0 $ $0.00 Returned Check Services Return Items Represented 0 $ $0.00 Return Items Faxed Copies 0 $ $0.00 Branch/Night Deposit Services Branch CashNight Bag/ATM Dep 0 $ $0.00 Branch Cash OTC Deposit/$ $ $0.00 Cash Vault Services Cash Vault Monthly Maint 1 Loc 0 $ $0.00 Cash VLT Monthly Maint 29 Loc 0 $ $0.00 Cash VLT Monthly Maint 10+ Loc 0 $ $0.00 Cash VLT OtherFaxed Copies 0 $ $0.00 VLT Implementation Setup 0 $ WAIVED VLT Currency Dep Full Strap 0 $ $0.00 VLT Currency Dep Half Strap 0 $ $0.00 VLT Currency Dep Loose Bill 0 $ $0.00 VLT Coin Deposit Mix Bag 0 $ $0.00 VLT Box Coin Order 0 $ $0.00 BR/VLT Dep Curr Per $ $ $0.00 Deposit Receipt 0 $ $0.00 O/S Bulk Cash Deposits 0 $ $0.00 Compusafe Credit 0 $ $0.00 Compusafe Credit Per $ $ $ and 4

11 RFP 16C002Q SCHOOL DISTRICT OF PALM BEACH COUNTY Cost of Service Complementary and Optional Services Vendor Name: SunTrust Bank Complementary and Optional Service to the Scope of Services All proposed price applies to both District and School accounts. Line item cost will increase by 5%, if only the School accounts are awarded to the Bank SERVICE ACTIVITY FEE PER ITEM TOTAL FEE ARP Services Deposit Location Setup 0 $ WAIVED ARP Auto D/T To Bank/Tran 0 $ $0.00 ARP Auto D/T To Bank/Rcrd 0 $ $0.00 ARP Auto D/T To Client/Tran 0 $ $0.00 ARP Auto D/T To Client/Rcrd 0 $ $0.00 Manual Issue Item Charge 0 $ $0.00 Manual Void Item Charge 0 $ $0.00 Image Delivery Services Image Delivery Implementation 0 $ WAIVED ACH Services ACH Implementation Per SetUp ACH File Transmission, Vendor File 0 $ $0.00 ACH Deletions Batch Or File 0 $ $0.00 ACH Reversals Item 0 $ $0.00 ACH Representment 0 $ $0.00 ACH Reversal Batch Or File 0 $ $0.00 ACH Fraud Control AFC Filter Setup/Chg By Client 0 $ WAIVED ACH Fraud Control Acct Setup 0 $ WAIVED EDI Services EDI Transl Reprt OTM & Courier [1 1] 1 $ $3.25 Wire Transfer Services Wire Trsf Implementation/Acct 0 $ WAIVED W/T Out Rep (OTM PC Wire) 0 $ $0.00 W/T Tracer/Reversal 0 $ $0.00 W/T Internal Rep (OTM PC Wire) 0 $ $ and 4

12 RFP 16C002Q SCHOOL DISTRICT OF PALM BEACH COUNTY Cost of Service Complementary and Optional Services Vendor Name: SunTrust Bank Complementary and Optional Service to the Scope of Services All proposed price applies to both District and School accounts. Line item cost will increase by 5%, if only the School accounts are awarded to the Bank SERVICE ACTIVITY FEE PER ITEM TOTAL FEE Online Treasury Manager OTM Implementation Fee 0 $ WAIVED OTM/OLC Maintenance Fee 0 $ $0.00 OTM/OLC Prior Day Serv/Pr Mnth 0 $ $0.00 OTM/OLC Prior Day Per Ac Maint 0 $ $0.00 OTM/OLC Prior Day Per Item Dtl 0 $ $0.00 OTM/OLC Cur Day Serv/Per Mnth 0 $ $0.00 OTM/OLC Cur Day Per Acct Maint 0 $ $0.00 OTM/OLC Cur Day Per Item Dtl 0 $ $0.00 OTM/OLC Special Rpt Mnth Maint 0 $ $0.00 OTM/OLC ACHEDI/Per Rpt 0 $ $0.00 OTM/OLC CAR Report/Per Rpt 0 $ $0.00 OTM/OLC CPRRpt(S)/Per Rpt 0 $ $0.00 Stop Service/Per Month 0 $ $0.00 Stop Payment/Per Stop 0 $ $0.00 ACH Service/Per Month 0 $ $0.00 Acct Transfer/Per Transfer 0 $ $0.00 Wire Service/Per Month 0 $ $0.00 Image Item Retrieval/Per Image 0 $ $0.00 Online Courier OLC Wire Transfer Advice 0 $ $0.00 OLC ACH Returns Report 0 $ $0.00 Direct Connect Direct Connect Maintenance Fee 0 $ $0.00 Direct Connect Per Account Fee [1 3] 0 $ $0.00 Direct Connect Per Account Fee [4+] 0 $ $0.00 Online Cash Manager OCM Monthly Maintenance 0 $ $0.00 OCM Account Maintenance [1 3] 0 $ $0.00 OCM Account Maintenance [4+] 0 $ $0.00 OCM Reported Items [1 100] 0 $ $ and 4

13 RFP 16C002Q SCHOOL DISTRICT OF PALM BEACH COUNTY Cost of Service Complementary and Optional Services Vendor Name: SunTrust Bank Complementary and Optional Service to the Scope of Services All proposed price applies to both District and School accounts. Line item cost will increase by 5%, if only the School accounts are awarded to the Bank SERVICE ACTIVITY FEE PER ITEM TOTAL FEE OCM Reported Items [101+] 0 $ $0.00 OCM Fraud Inspector Module 0 $ $0.00 OCM Fraud Inspector Reversals 0 $ $0.00 OCM Images Viewed 0 $ $0.00 OCM Stop Payments 0 $ $0.00 Controlled Payment Services Controlled PaymentMth Maint 0 $ $0.00 Control PaymentChecks Paid 0 $ $0.00 Controlled PaymentMismatches 0 $ $0.00 Cntl Pymt IssuesBank Created 0 $ $0.00 CPR Auto D/T To Bank/Tran 0 $ $0.00 CPR Auto D/T To Bank/Rcrd 0 $ $0.00 CPR Auto D/T To Client/Tran 0 $ $0.00 CPR Auto D/T To Client/Rcrd 0 $ $0.00 CPR Returned Item 0 $ $0.00 Payee Name Verification Item 0 $ $ and 4

14 SunTrust Pro Forma Account Analysis Statement School District of Palm Beach County DISTRICT OPERATIONS Proposed RFP 16C002Q Balances Average Positive Ledger Balance $20,000, Average Ledger Balance $20,000, Less: Average Float $0.00 Average Collected Balance $20,000, Average Negative Collected Balance $0.00 Average Positive Collected Balance $20,000, Less: 0.00% Related Reserves $0.00 Average Available Balance $20,000, Net Analysis Position Value Of Applicable Available Balance $2, Earnings Credit Rate 0.15% Less: Balance Based Charges $12, Net Analysis Position ($9,970.51) Services Provided For This Period Volume Unit Price Svc Charges Bal Required Demand Deposit Services 3021 Account Maintenance Monthly $56.00 $454, Deposits Credited $0.00 $ Electronic Credits Posted 3, $ $1,743, Items Deposited 3, $ $2,781, Deposit Correction $54.00 $438, Items Paid Not Enclosed 3, $ $2,440, Electronic Debits Posted $26.60 $215, Other Miscellaneous Debits $3.61 $29, Check Cashing Fee $0.00 $0.00 subtotal: $ $8,102, Zero Balance Services ZBA Master Account $50.00 $405, ZBA Sub Account $80.00 $648, subtotal: $ $1,054, Online Check Deposit Services 3620 Online Deposits Credited $9.00 $73, Online Check Implementation $0.00 $ Online Check Dep Remittance $0.00 $ Online CheckCustomized Fields $0.00 $ Deposit Location SetUp $0.00 $ Online Check Deposit Monthly $25.00 $202, Online Deposited Items Early 2, $ $1,471, Online Deposited Items Late $0.00 $0.00 subtotal: $ $1,747, Returned Check Services 6631 Deposited Item Returned $80.00 $648, Return Items Represented $0.00 $ Return Items Faxed Copies $0.00 $0.00 Some fees for accounts on analysis may be offset by the value of the balances in the account. Fees for additional services are available upon request. Some fees may be billed in DDA and will not appear in this pro forma. Please contact your Treasury Sales Officer or Relationship Manager for details. SunTrust Bank, Member FDIC. SunTrust is a federally registered service mark of SunTrust Banks, Inc. Wednesday, January 13, 2016 Page 1 of 4

15 Services Provided For This Period Volume Unit Price Svc Charges Bal Required 6627 Return Items Maker Reason $4.00 $32, subtotal: $84.00 $681, Branch/Night Deposit Services 9290 Branch CashNight Bag/ATM Dep $0.00 $ Branch Cash OTC Deposit/$ $0.00 $ Branch Curr Ord/Strap $1.00 $8, Branch Curr Ord/Partial Strap $0.00 $ Branch Coin Order/Roll $4.40 $35, subtotal: $5.40 $43, Cash Vault Services Cash Vault Monthly Maint 1 Loc $0.00 $ Cash VLT Monthly Maint 29 Loc $0.00 $ Cash VLT Monthly Maint 10+ Loc $ $3,406, Cash Vault Deposits 3, $3, $25,314, Cash VLT OtherFaxed Copies $0.00 $ VLT Implementation Setup $0.00 $ VLT Deposit Error $ $1,054, VLT Currency Dep Full Strap $0.00 $ VLT Currency Dep Half Strap $0.00 $ VLT Currency Dep Loose Bill $0.00 $ VLT Coin Deposit Mix Bag $0.00 $ VLT Coin Deposit Rolled Coin $20.60 $167, VLT Emergency Change Order $0.00 $ VLT Automatic Change Order $85.00 $689, VLT Manual Change Order $10.00 $81, VLT Currency OrderFull Strap $0.60 $4, VLT Currency OrderHalf Strap $19.20 $155, VLT Currency OrderLoose Bill $24.12 $195, VLT Rolled Coin Order $33.75 $273, VLT Box Coin Order $0.00 $ O/S Bulk Cash Deposits 597, $ $3,393, BR/VLT Dep Curr Per $ $0.00 $ Deposit Receipt Mailed $0.00 $ Deposit Receipt 3, $0.00 $ Deposit Receipt Faxed $0.00 $0.00 subtotal: $4, $34,737, ARP Services Full Recon Base Fee $ $973, Full Recon Item Charge 3, $ $1,586, Positive Pay Base Fee $80.00 $648, Positive Pay Mismatch Item $ $957, ARP POS Pay Returned Item $12.00 $97, Deposit Recon Base Fee $65.00 $527, Deposit Recon Item Charge 5, $ $4,758, Deposit Location Setup $0.00 $ ARP Auto D/T To Bank/Tran $ $851, ARP Auto D/T To Bank/Rcrd 3, $45.63 $370, ARP Auto D/T To Client/Tran $24.00 $194, ARP Auto D/T To Client/Rcrd 3, $45.14 $366, Manual Issue Item Charge $0.00 $ Manual Void Item Charge $0.00 $ Payee Name Verification Item 3, $ $854, subtotal: $1, $12,185, Image Delivery Services Image Batch FileTransmit $84.00 $681, Image Batch FilePer Record 3, $45.14 $366, Image Delivery Implementation $0.00 $0.00 Wednesday, January 13, 2016 Page 2 of 4

16 Services Provided For This Period Volume Unit Price Svc Charges Bal Required Image Batch File Service $ $2,838, Image Batch File Items 3, $ $1,220, subtotal: $ $5,106, ACH Services ACH Implementation Per SetUp $0.00 $ ACH Monthly Maintenance $80.00 $648, ACH File Transmissions, Self $65.00 $527, ACH File Transmission, Vendor File $0.00 $ Consumer PPD Debits Originated $21.42 $173, Consumer PPD Credits Originated 36, $1, $8,843, Corp Debits Orig CCD,CCD+CTX $0.00 $ ACH Addenda Orig $13.20 $107, Corp Credits Orig CCD,CCD+CTX $28.32 $229, ACH Deletions Item $80.00 $648, ACH Deletions Batch Or File $0.00 $ ACH Reversals Item $0.00 $ ACH Representment $0.00 $ ACH Return Item $ $1,168, ACH NOC Item $91.50 $742, ACH Reversal Batch Or File $0.00 $0.00 subtotal: $1, $13,089, ACH Fraud Control ACH Fraud Cntrl Monthly Maint $35.00 $283, AFC Filter Setup/Chg By Client $0.00 $ ACH Fraud Control Acct Setup $0.00 $0.00 subtotal: $35.00 $283, EDI Services EDI 822 Account Analysis Fee $50.00 $405, EDI Transl Reprt OTM & Courier [1 1] $3.25 $26, EDI Transl Reprt OTM & Courier [2+] $0.00 $0.00 subtotal: $53.25 $431, Wire Transfer Services Wire Trsf Implementation/Acct $0.00 $ W/T Out Rep (OTM PC Wire) $0.00 $ W/T Out NonRep (OTM PC Wire) $ $1,135, Internal Wire Transfer Credit $52.00 $421, W/T Incoming $70.00 $567, W/T Tracer/Reversal $0.00 $ W/T Internal Rep (OTM PC Wire) $0.00 $ W/T Internal NonRep OTM Wire $ $924, subtotal: $ $3,049, Online Treasury Manager OTM Implementation Fee $0.00 $ OTM/OLC Maintenance Fee $60.00 $486, OTM/OLC Prior Day Serv/Pr Mnth $20.00 $162, OTM/OLC Prior Day Per Ac Maint $ $7,421, OTM/OLC Prior Day Per Item Dtl 36, $1, $8,843, OTM/OLC Cur Day Serv/Per Mnth $25.00 $202, OTM/OLC Cur Day Per Acct Maint $45.00 $365, OTM/OLC Cur Day Per Item Dtl 2, $60.51 $490, OTM/OLC Special Rpt Mnth Maint $0.00 $ OTM/OLC ACHEDI/Per Rpt $21.00 $170, OTM/OLC CAR Report/Per Rpt $40.00 $324, Stop Service/Per Month $0.00 $ Stop Payment/Per Stop $0.00 $ ACH Service/Per Month $0.00 $0.00 Wednesday, January 13, 2016 Page 3 of 4

17 Services Provided For This Period Volume Unit Price Svc Charges Bal Required Acct Transfer/Per Transfer $8.00 $64, Wire Service/Per Month $35.00 $283, Image Item Retrieval/Per Image $ $1,216, subtotal: $2, $20,033, Online Courier OLC Wire Transfer Advice $0.00 $ OLC ACH Returns Report $0.00 $ OLC DDA Statement $35.00 $283, OLC Analysis Statement $5.00 $40, subtotal: $40.00 $324, Direct Connect Direct Connect Maintenance Fee $0.00 $ Direct Connect Per Account Fee [1 3] $0.00 $ Direct Connect Per Account Fee [4+] $0.00 $0.00 subtotal: $0.00 $0.00 Total: $12, $100,871, One time set up cost Optional Assumes 20% in $10, 30% in $5, and 50% in $1 SunTrust charges per dollar of deposit No charge for No charge if Assumes a daily transmission Assumes a monthly transmission Information Provided through Online Treasury Manager Wire Module at no additional cost Wednesday, January 13, 2016 Page 4 of 4

18 SunTrust Pro Forma Account Analysis Statement School District of Palm Beach County School Activity Proposed RFP No. 16C002Q Balances Average Positive Ledger Balance $23,000, Average Ledger Balance $23,000, Less: Average Float $0.00 Average Collected Balance $23,000, Average Negative Collected Balance $0.00 Average Positive Collected Balance $23,000, Less: 0.00% Related Reserves $0.00 Average Available Balance $23,000, Net Analysis Position Value Of Applicable Available Balance $2, Earnings Credit Rate 0.15% Less: Balance Based Charges $14, Net Analysis Position ($11,763.45) Services Provided For This Period Volume Unit Price Svc Charges Bal Required Demand Deposit Services 3021 Account Maintenance Monthly $1, $11,355, Deposits Credited $22.00 $178, Electronic Credits Posted 1, $78.26 $634, Items Deposited 28, $3, $25,206, Deposit Correction $ $1,265, Items Paid Not Enclosed 8, $ $6,740, Electronic Debits Posted $24.13 $195, Other Miscellaneous Debits $0.76 $6, Check Cashing Fee $0.00 $0.00 subtotal: $5, $45,582, Returned Check Services 6631 Deposited Item Returned $ $6,083, Return Items Represented $0.00 $ Return Items Faxed Copies $0.00 $ Return Items Maker Reason $2.00 $16, subtotal: $ $6,099, Branch/Night Deposit Services 9290 Branch CashNight Bag/ATM Dep $ $2,603, Branch Cash OTC Deposit/$ $ $4,696, Branch Curr Ord/Strap $0.00 $ Branch Curr Ord/Partial Strap $2.60 $21, Branch Coin Order/Roll $0.00 $0.00 subtotal: $ $7,321, Cash Vault Services Cash Vault Monthly Maint 1 Loc $0.00 $ Cash VLT Monthly Maint 29 Loc $0.00 $ Cash VLT Monthly Maint 10+ Loc $0.00 $ Cash Vault Deposits 1, $1, $12,361, Some fees for accounts on analysis may be offset by the value of the balances in the account. Fees for additional services are available upon request. Some fees may be billed in DDA and will not appear in this pro forma. Please contact your Treasury Sales Officer or Relationship Manager for details. SunTrust Bank, Member FDIC. SunTrust is a federally registered service mark of SunTrust Banks, Inc. Wednesday, January 13, 2016 Page 1 of 3

19 Services Provided For This Period Volume Unit Price Svc Charges Bal Required VLT Implementation Setup $0.00 $ VLT Deposit Error $ $1,216, VLT Currency Dep Full Strap $0.00 $ VLT Currency Dep Half Strap $0.00 $ VLT Currency Dep Loose Bill $1.50 $12, VLT Coin Deposit Mix Bag $ $4,607, VLT Coin Deposit Rolled Coin $0.00 $ VLT Emergency Change Order $35.00 $283, VLT Automatic Change Order $15.00 $121, VLT Manual Change Order $10.00 $81, VLT Currency OrderFull Strap $19.20 $155, VLT Currency OrderHalf Strap $3.20 $25, VLT Currency OrderLoose Bill $29.34 $237, VLT Rolled Coin Order $4.95 $40, VLT Box Coin Order $32.00 $259, O/S Bulk Cash Deposits 1,890, $1, $10,733, BR/VLT Dep Curr Per $ $0.00 $ Deposit Receipt Mailed $0.00 $ Deposit Receipt 1, $0.00 $ Deposit Receipt Faxed $0.00 $0.00 subtotal: $3, $30,136, Image Delivery Services Image Batch FileTransmit $12.00 $97, Image Batch FilePer Record 8, $ $1,007, Image Delivery Implementation $0.00 $ Image Batch File Service $1, $11,290, Image Batch File Items 8, $ $2,685, subtotal: $1, $15,080, ACH Fraud Control ACH Fraud Cntrl Monthly Maint $ $7,016, AFC Filter Setup/Chg By Client $0.00 $ ACH Fraud Control Acct Setup $0.00 $0.00 subtotal: $ $7,016, EDI Services EDI 822 Account Analysis Fee $0.00 $ EDI Transl Reprt OTM & Courier [1 1] $0.00 $ EDI Transl Reprt OTM & Courier [2+] $0.00 $0.00 subtotal: $0.00 $0.00 Online Treasury Manager OTM Implementation Fee $0.00 $ OTM/OLC Maintenance Fee $0.00 $ OTM/OLC Prior Day Serv/Pr Mnth $0.00 $ OTM/OLC Prior Day Per Ac Maint $0.00 $ OTM/OLC Prior Day Per Item Dtl $0.00 $ OTM/OLC Cur Day Serv/Per Mnth $0.00 $ OTM/OLC Cur Day Per Acct Maint $0.00 $ OTM/OLC Cur Day Per Item Dtl $0.00 $ OTM/OLC Special Rpt Mnth Maint $0.00 $ OTM/OLC ACHEDI/Per Rpt $0.00 $ OTM/OLC CAR Report/Per Rpt $0.00 $ Stop Service/Per Month $0.00 $ Stop Payment/Per Stop $0.00 $ ACH Service/Per Month $0.00 $ Acct Transfer/Per Transfer $0.00 $ Wire Service/Per Month $0.00 $ Image Item Retrieval/Per Image $0.00 $0.00 Wednesday, January 13, 2016 Page 2 of 3

20 Services Provided For This Period Volume Unit Price Svc Charges Bal Required subtotal: $0.00 $0.00 Online Courier OLC Wire Transfer Advice $0.00 $ OLC ACH Returns Report $0.00 $ OLC DDA Statement $ $7,097, OLC Analysis Statement $0.00 $ OLC ARP Report $10.00 $81, subtotal: $ $7,178, Total: $14, $118,414, Optional SunTrust charges Assumes District's accounts are awarded to SunTrust, thus this line item will be assessed under the District account. If not, this line item will apply One time set up cost Assumes 10% in $10, 40% in $5, and 50% in $1 SunTrust charges per dollar of deposit No charge for All schools can be batch into one transmission If separate Account Analysis Statement requested Assumes District's accounts are awarded to SunTrust, thus this line item will be assessed under the District account. If not, these service items will apply Wednesday, January 13, 2016 Page 3 of 3

21 Service Glossary Service Code Service Description Definition 9 Negative Collected Charge Ratebased charge assessed for maintaining a negative collected balance for one or more days during the analysis period. 35 Deposit Assessment Per $ Other Miscellaneous Debits Charge for posting a debit to an account 3021 Account Maintenance Monthly Fixed charge for maintaining a demand deposit account Deposits Credited Charge for handling and posting a deposit consisting of any combination of coin, currency, checks, food stamps or merchant card drafts 3258 Check Cashing Fee 3261 Items Paid Not Enclosed Charge for handling and posting checks drawn on and paid against a demand deposit account and not returning the checks with the deposit account statement Electronic Debits Posted Charge for posting an incoming ACH debit to an account Electronic Credits Posted Charge for posting an incoming ACH credit to an account Online Deposits Credited Charge for handling and posting a deposit via Remote Check Capture Items Deposited Charge for depositing a check into a SunTrust account. This is a per item fee regardless of where the item is drawn Deposit Correction Charge for correcting any error(s) made by the client in deposit preparation Online Check Implementation This is a onetime charge for implementing Online Check Deposit client Deposit Location SetUp This is a one time fee charged for each location identifier added to the Online Check Deposit system for deposit location reporting purposes Online Deposited Items Late This is a per item charge to process deposited checks through the Online Check Deposit service submitted between 5:30 p.m. and 10:30 p.m. ET Online Deposited Items Early This is a per item charge to process deposited checks through the Online Check Deposit service prior to 5:30 p.m. ET 5770 Online Check Dep Remittance The is a monthly charge associated with the ability to capture remittance coupons Online CheckCustomized Fields The is a monthly charge associated with set up and maitnenance of client requested customized fields that will be used to keyenter data Online Check Deposit Monthly Monthly charge for using the Online Check Deposit service. This is a montly per location fee Return Items Faxed Copies Charge for notifying the customer of return items via facimile Return Items Represented Charge for processing a return item which is automatically presented to the paying bank for clearing a second time via paper. This is done before the return item is debited against the customer's account Return Items Maker Reason Charge per item for keyentering maker's name and/or the Return Reason to display on advice or online report Deposited Item Returned Charge per item for processing a deposited item returned. Usually will result in a debit to the client's account, but may be used in addition to 6630 Returned item Requalified Branch CashNight Bag/ATM Dep Charge for processing and verifying a deposit presented to the bank s branch office night depository for a deposit Branch Cash OTC Deposit/$1000 Charge for processing cash over the counter at the bank's branch office Branch Curr Ord/Partial Strap Charge for providing less than a full strap of currency to the customer at the bank s branch office Branch Curr Ord/Strap Charge for providing fully strapped currency to the customer at the bank s branch office Branch Coin Order/Roll Charge for providing rolled coin to the customer at the bank s branch office Deposit Receipt Mailed Charge for the total number of eadvice reports mailed for all locations associated with account being reported Deposit Receipt Charge for the total number of eadvice reports ed for all locations associated with account being reported Deposit Receipt Faxed Charge for the total number of eadvice reports faxed for all locations associated with account being reported. Wednesday, January 13, 2016 Vers: 11/13/15 10:44 Page 1 of 5

22 Service Code Service Description Definition Cash VLT Monthly Maint 29 Loc Monthly Maintenance fee for Cash Vault clients with 2 9 locations Cash VLT Monthly Maint 10+ Loc Monthly Maintenance fee for Cash Vault clients with 10 or more locations Cash Vault Monthly Maint 1 Loc Monthly Maintenance fee for Cash Vault clients with 1 location Cash VLT OtherFaxed Copies Charge for providing reports and other documents to customers via facsimile Cash Vault Deposits Charge for handling and posting a deposit consisting of any combination of coin, currency, checks, food stamps or merchant card drafts delivered to the bank s cash vault facility O/S Bulk Cash Deposits Charge for processing and verifying currency deposited at the bank s cash vault facility. The charged is calculated on a per dollar basis VLT Implementation Setup Charge for establishing a customer for cash services (cash deposits and/or cash delivery) through the bank s vault facility. This is a onetime charge VLT Deposit Error Charge for handling and processing a deposit with an error(s) delivered to the bank s cash vault facility VLT Currency Dep Full Strap Charge for processing and verifying currency deposited at the bank s cash vault facility when the bills are strapped in Federal Reserve standard quantities (100 bills/strap and sorted by denomination) VLT Currency Dep Half Strap Charge for processing and verifying currency deposited at the bank s cash vault facility when the bills are strapped 50 bills/strap and sorted by denomination VLT Currency Dep Loose Bill Charge for processing and verifying nonstrapped currency deposited at the bank s cash vault facility VLT Coin Deposit Mix Bag Charge for processing and verifying coin deposited at the bank s cash vault facility when unsorted or less than a full bag of coin is delivered in a sealed container. The cash vault must count the coin to determine the dollar amount before crediting the customer s account. The cash vault s count is accepted by the customer as the deposited amount VLT Coin Deposit Rolled Coin Charge for processing and verifying coin deposited at the bank s cash vault facility when the coin is rolled by denomination in standard size wrappers VLT Emergency Change Order Charge for processing a coin and/or currency order, which requires special handling and expdedited delivery for orders placed after the vault order deadline. The order is processed at the bank's cash vault facility VLT Manual Change Order Charge for processing a coin and/or currency order not received from the customer through the Voice Reponse System (VRU). The order is processed at the bank s cash vault facility VLT Automatic Change Order Charge for processing a coin and/or currency order received from the customer via the Voice Response System (VRU) or other electronic delivery method VLT Currency OrderHalf Strap Charge for providing half strapped currency to the customer from the bank s cash vault facility. (half strapped = 50 bills) VLT Currency OrderFull Strap Charge for providing Federal Reserve standard strapped currency to the customer from the bank s cash vault facility. (one strap = 100 bills) VLT Box Coin Order Charge for providing rolled coin in standard full boxes to the customer from the bank s cash vault facility VLT Rolled Coin Order Charge for providing rolled coin to the customer from the bank s cash vault facility VLT Currency OrderLoose Bill Charge for providing unstrapped currency to the customer from the bank s cash vault facility BR/VLT Dep Curr Per $1000 Branch/Vault deposit per units of $ ZBA Master Account Charge for maintaining zero balance services at the master account level ZBA Sub Account Charge for maintaining zero balance services at the subaccount level Image Batch FileTransmit The Image Batch File Transmission fee is accessed for actual transmission of the Image Batch File over telecommunication lines Image Batch FilePer Record The Image Batch File Per Record fee is accessed for the actual record count within the transmission over telecommunication lines Image Delivery Implementation The CDROM and / or the Image Batch File implementation fee is accessed for the setup and communications requirements to operate the storage and creation process of both products Image Batch File Service The Image Batch File Base fee is accessed for processing of the checks and storage of images in order to create the Image Batch File over telecommunication lines Image Batch File Items The Image Batch File Per Item fee is accessed for the processing of the checks in order to send the Image Batch file over telecommunication lines Wire Trsf Implementation/Acct Onetime charge per account for the implementation of the wire transfer service W/T Incoming Charge for handling and posting a Fedwire transfer received for the customer s account. Wednesday, January 13, 2016 Vers: 11/13/15 10:44 Page 2 of 5

23 Service Code Service Description Definition W/T Tracer/Reversal Charge for processing a client's request to investigate the origin or final destination of a wire transfer, or attempt to reverse a wire transfer Internal Wire Transfer Credit Charge for handling and posting a transfer received for the customer's account from another SunTrust account ACH Addenda Orig Charge for processing reference information associated with the origination of an ACH transaction; charged perrecord ACH Representment Charge for automatically resubmitting an ACH item that was returned as NSF or uncollected ACH Return Item Charge for an originated ACH debit or credit transaction returned via the ACH network that is charged back to the originating company's account ACH NOC Item Charge for the receipt of a notification of change (NOC) on an ACH transaction originated ACH Implementation Per SetUp Onetime per setup charge for setting up and testing new ACH applications ACH Deletions Item Special handling charge for deleting an ACH item before it has been released to the ACH Operator ACH Deletions Batch Or File Special handling charge for deleting an ACH batch or file before it has been released to the ACH Operator ACH Reversals Item Special handling charge for reversing an ACH item already released to the ACH Operator ACH Monthly Maintenance Per settlement account monthly maintenance for ACH services ACH File Transmissions, Self Per file charge for processing an ACH file sent by direct transmission ACH File Transmission, Vendor File Charge for processing an ACH file from a third party vendor Consumer PPD Debits Originated Perdebit charge for processing a PPD (consumer) ACH debit transaction originated by the client Consumer PPD Credits Originated Percredit charge for processing a PPD (consumer) ACH credit transaction originated by the client Corp Debits Orig CCD,CCD+CTX Perdebit charge for processing a corporate (CCD, CCD+, CTX) debit originated Corp Credits Orig CCD,CCD+CTX Percredit charge for processing a corporate (CCD, CCD+, CTX) credit originated ACH Reversal Batch Or File Special handling charge for reversing an ACH batch or file already released to the ACH Operator ACH Fraud Cntrl Monthly Maint Monthly maintenance fee per account for accounts set up with ACH Fraud Control (full blocks or authorization filters) AFC Filter Setup/Chg By Client Per filter charge in which the client sets up or modifies a payment authorization online using Online ACH Control tool ACH Fraud Control Acct Setup Implementation fee. Per account charge for the bank to set up the ACH Fraud Control service ARP Auto D/T To Bank/Tran Charge for receiving information from client via a transmission platform not requiring manual intervention. Client requirements and/or communications capabilities dictate the transmission platform. SuperTracs is an example of unattended transmission ARP Auto D/T To Client/Tran Charge for sending information to a client via a transmission platform not requiring manual intervention. Client requirements and/or communications capabilities dictate the transmission platform. SuperTracs is an example of unattended transmission ARP Auto D/T To Client/Rcrd Charge for sending each record of information to a client via a transmission platform not requiring manual intervention ARP Auto D/T To Bank/Rcrd Charge for receiving each record of information from a client via a transmission platform not requiring manual intervention Full Recon Base Fee Fixed charge for providing full reconciliation services. The client provides the bank with check issuance data. Reports provided to the client may include, but are not limited to, a bank statement and listings of outstanding, voided and paid items, as well as stop payments placed / on file Full Recon Item Charge Per item charge for providing a full reconciliation Deposit Recon Base Fee Fixed charge for providing deposit reconciliation services, which involves reporting deposit detail by location to the client. The client has multiple locations depositing into a single account using deposit tickets encoded with a unique identifying number in the MICR line. The bank reports the deposits to the client with the identifying number Deposit Recon Item Charge Per item charge for capturing a unique identification number encoded on the MICR line of a deposit ticket to include on deposit reconciliation reports Deposit Location Setup Onetime setup charge for adding new locations to the Keymaster system. Wednesday, January 13, 2016 Vers: 11/13/15 10:44 Page 3 of 5

24 Service Code Service Description Definition Positive Pay Base Fee Fixed charge for providing Positive Pay check fraud prevention services. The client provides the bank with check issuance data. Reports provided to the client may include, but are not limited to, a daily exception report, a bank statement, listings of outstanding, voided and paid items list, as well as, stop payments placed / on file Positive Pay Mismatch Item Per item charge on Positive Pay accounts for handling checks presented, but not listed on the issuance data provided to the bank ARP POS Pay Returned Item Charge for Returning an ARP or Positive Pay Item Manual Issue Item Charge Per item charge for handling singleitem issue record inputs (OTM) Manual Void Item Charge Per item charge for handling singleitem void record inputs (OTM) Payee Name Verification Item Per item fee for verifying the payee name on a positive pay item OTM Implementation Fee Implementation fees apply for new client setups only OTM/OLC Maintenance Fee Monthly product access fee applied to each OTM company ID OTM/OLC Prior Day Serv/Pr Mnth Monthly module access fee applied to each OTM company ID with the PRIOR day reporting module OTM/OLC Prior Day Per Ac Maint Monthly account maintenance fee for each account set up for PRIOR day detail and summary information. The same price applies for all Tiers OTM/OLC Prior Day Per Item Dtl Charge applied to each Prior day detail item (transaction) loaded for each OTM company ID. The same price applies for all Tiers OTM/OLC Cur Day Serv/Per Mnth Monthly module access fee applied to each OTM company ID with the SAME day reporting module OTM/OLC Cur Day Per Acct Maint Monthly account maintenance fee for each account set up for SAME day detail and summary information. The same price applies for all Tiers OTM/OLC Cur Day Per Item Dtl Charge applied to each SAME day detail item (transaction) loaded for each OTM company ID. The same price applies for all Tiers OTM/OLC Special Rpt Mnth Maint Monthly module access fee applied to each OTM company ID with the Special Reports module OTM/OLC ACHEDI/Per Rpt The ACHEDI report is a translated humanreadable report that provides detailed information for received ACH debits or credits and includes the supporting remittance information when provided by the originating company OTM/OLC CAR Report/Per Rpt The Customer Activity Report (CAR) provides a statement of daily originated ACH activity. This includes transaction adjustments, Notification of Change (NOC) requests, ACH return items and settlement transactions Stop Service/Per Month Monthly charge per Company ID for stop payment module Stop Payment/Per Stop Charge for placing stop payments ACH Service/Per Month ACH Module Fee Acct Transfer/Per Transfer Charged per account transfer (including the debit and the credit) Wire Service/Per Month Monthly charge per Company ID for wire transfer module Image Item Retrieval/Per Image Charge each image pulled and viewed on OTM OLC DDA Statement Charge for electronic DDA Statements available through Online Courier OLC Analysis Statement Charge for electronic Account Analysis Statements available through Online Courier OLC ACH Returns Report Fee charged for ACH Returns Report available through Online Courier OLC Wire Transfer Advice Fee charged per ed wire transfer advice through Online Courier W/T Out Rep (OTM PC Wire) Charge for processing a domestic repetitive wire transfer initiated through OTM. With repetitive wires, all instructions remain unchanged except for the dollar amount and value date W/T Out NonRep (OTM PC Wire) Charge for processing a domestic nonrepetitive wire transfer initiated through OTM W/T Internal Rep (OTM PC Wire) Charge for processing a repetitive wire transfer to another SunTrust account initiated through OTM W/T Internal NonRep OTM Wire Charge for posting and handling an OTMinitiated transfer received for the customer's account from another account within the bank. With nonrepetitive transfers, the debit account, transferred dollar amount, and the credit instructions may vary Direct Connect Maintenance Fee SunTrust Direct Connect for QuickBooks maintenance fee Direct Connect Per Account Fee SunTrust Direct Connect for QuickBooks account fee Wednesday, January 13, 2016 Vers: 11/13/15 10:44 Page 4 of 5