T A R I F F. for legal entities with annual turnover up to EUR 3,000, September 2016.

Transcription

1 T A R I F F for legal entities with annual turnover up to EUR 3,000, September

2 I ELEGANT PACKAGE 1. BANK ACCOUNT MAINTENANCE 1.1. Opening and maintenance of dinar business accounts 1.2. Opening and maintenance of fcy business accounts FEES rsd 1.300,00 monthly 2. ACCOUNT STATEMENT DELIVERY 2.1. Daily statement (on the counter/by mail) 3. VISA BUSINES ELECTRON CARD 3.1. Annual membership fee, for 2 cards 4. SMS banking service 4.1. Passiv daily SMS on account balance 4.2. Information on blocking/unblocking of account via SMS/ per client's request 5. ELECTRONIC BANKING 5.1. Selected by the user, one of the following products : 1) RaiffeisenOnLine - Annual fee per issued electronically certificate 2) HALCOM- Annual fee for existing/new user (registration) 5.2. Smart card reader 6. MONTHLY MERCHANT POS RENTAL FEE 7. OVERDRAFT 7.1. Overdraft administration fee discount 20% II DOMESTIC PAYMENT SYSTEM EXECUTION OF DINAR PAYMENT ORDERS - EXTERNAL urgent 1. P/O up to , % 0,12% min 100,00 min 120,00 urgent 0.04% 0.056% min 35,00 min 100,00 2. P/O above rsd , % max 5.200, % max 1.760,00 EXECUTION OF DINAR PAYMENT ORDERS - INTERNAL 1. between two accounts of the same client 2. between clients and bank 3. between clients of bank ACCOUNT SWEEPING IN FIXED OR PERCENTAGE AMOUNT 1. between two accounts of the same client 2. between sweeping betwen clients of Raiffeisen bank 3. between a client and other domestic bank On working day 25,00 2

3 III INTERNATIONAL PAYMENT SYSTEM 1. OUTGOING PAYMENTS 1.1. from FCY account 1.2. from FCY account - IntraGroupPayment 1.3. from dinar account 1.4. from dinar account - IntraGroupPayment 1.5. from dinar account in favor of nonresident account with other domestic bank 0,20% 0,16% rsd 800,00 rsd 640,00 0,20% 0,15% 0,12% rsd 600,00 rsd 480,00 0,15% 2. INCOMING PAYMENTS 2.1. to FCY account 2.2. collection of FCY cheques 0,50% min rsd 1.000, incoming payments from Kosovo 3. FX TRANSACTIONS WITHIN Raiffeisen banka 3.1. OUTGOING PAYMENTS - cut off time 15: FCY payment to account of other client in Raiffeisen banka (without conversion) 3.2. INCOMING PAYMENTS Incoming payment from other client in Raiffeisen banka 4. DOMESTIC PAYMENT SYSTEM IN FCY(in accordance with FX Law, Article 34.) 4.1. transfer/payments from FCY account (without conversion) to FCY account with other domestic bank 4.2. transfer/payments from FCY account* (without conversion) to FCY account with other domestic bank cut off time 12:00h 0,20% rsd 800,00 cut off time 12:00h 0,15% rsd 600,00 Note: COT for selling FCY to the clients is 16:00 IV LORO GUARANTEE 1. Advising without RBRS engagement 1.1. Advising/notification fees Rsd 0,3% min rsd 2.000, Amendment fee (non material) Rsd 2.000, Handling of claims Rsd 0,15% min rsd 5.000,00 V COLLECTIONS 1. Export and Import 1.1. Collection commission Rsd 1.2. Commission for release of documents free of payment Rsd 1.3. Acceptance Rsd 2. Additional Fees and Charges 2.1. Postage and telecommunication Rsd 2.2. Release of goods (in addition to collection commission) Rsd 2.3. Amendment commission Rsd 0,2% min rsd 2.000,00 0,05% min rsd 2.000,00 0,05% min rsd 2.000,00 actual charges 0,05% min rsd 2.000, ,00 VI LORO DOCUMENTARY CREDITS 1.1. Advising Rsd 1.2. Confirmation fee Rsd 1.3. Utilization/Taking up of documents per set of documents Rsd 1.4. Amendment Commission (non-material) Rsd 0,3% min rsd 2.000,00 0,2% min rsd 2.000, ,00 VII SERVICES OF ELECTRONIC BANKING PAYMENT SYSTEM 1. RaiffeisenOnLine 1.1. Annual fee per issued electronically certificate 45, Unlocking of the electronically certificate 1.3. Unlocking the PUK for certificates with serial number starting with 11 45, Changing the level of prilivegies of the electronically certificate 2. Halcom E - Banking 3

4 2.1. Annual fee for existing/new user (registration) 60, Issuing of the electronically certificate for authorised person 60, Changing the level of prilivegies of the electronically certificate 2.4. Halcom B2B monthly per account Registration of p/o send by 4. SWIFT MT Registration of p/o send by SWIFT MT101 once 450,00 5. Smart card reader 5.1. Smart card reader on client's request once rsd 1.500,00 4

5 VIII CASH TRANSACTIONS RSD deposit and withdrawal until 15:00 1. Cash Deposit 1.1. cash deposit - banknotes up to rsd ,00 per payment order 0,02% rsd min rsd 75, cash deposit - banknotes above rsd ,00 per payment order 0,01% rsd min rsd 200,00 max rsd 2.000, cash deposit - packed coins 2,20% 1.4. cash collection 2. Cash Withdrawal ,40% cash withdrawal - banknotes min 150, cash withdrawal - coins 2,00% 2.3. exchange large paper denomination into coins and small paper denomination One working day announcement necessary 2,00% 2.4. exchange coins and small paper denomination into large paper denomination One working day announcement necessary 2,00% 2.5. cash delivery 3. Night vault usage per night vault - yearly rsd 5.000,00 FX deposit and withdrawal until 16:00 1. cash deposit in FCY 2. FCY withdrawal in cash from FCY account 0,30% min rsd 650,00 3. FCY withdrawal in cash from RSD account min rsd 650,00 IX DELIVERY SERVICE OF ACCOUNT STATEMENTS 1. BY 2. PERSONALLY 2.1. at the counter 2.2. additional printing per account statements rsd 100,00 3. By SWIFT 3.1. account statement - SWIFT MT940* monthly per account and 30,00* swift code 3.2. account balance - SWIFT MT941 monthly per account and 25,00 swift code * for acc. statements up to 1000 pages per month; for acc. statement above 1000 pages per month EUR 0,1 per sent page 4. SMS SERVICE 4.1. per message rsd 15,00 SMS services for an account balance 4.2. SMS services for repeting off account statements delivery on per message rsd 15,00 X CREDIT REGISTRATION WITH NATIONAL BANK OF SERBIA 1. Registration of loans and financial credits 1.1. set up fee - for the first year 1.2. for every forthcoming year 1.3. every change concerning usage and repayment 30,00 500,00 100,00 2. Registration of credit - export / import business deal not billed / paid within a period exceeding 2.1. set up fee - for the first year 2.2. fee for the adjustment for credit terms and conditions rsd 5.000,00 rsd 1.000,00 5

6 XI OTHER COMMISSIONS AND COSTS FOR PAYMENT SYSTEM SERVICES FEES 1. issuing of certificate for received payment order for execution 2. issuing of certificate for executed payment order per certificate rsd 100,00 3. issuing of certificates for dinar and fcy account per certificate rsd 500,00 4. issuing of various certifications rsd 1.000,00 5. filling forms rsd 1.000,00 6. closing fee per account rsd 1.000,00 7. closing fee for Elegant package rsd 4.000,00 8. change ROL/HALCOM product in package rsd 2.000,00 9. change of NBS statistic items; various statistical reports (number of payments, etc.) per request rsd 2.500,00 COSTS 1. charges for claims for FX order 1.250,00 + costs of rsd foreign banks 2. charges for claims for dinar order rsd 100,00 3. costs of other banks in Serbia and abroad - USD payments in the United States of America rsd 1.250,00 4. costs of other banks in Serbia and abroad - USD payments for other cuntries rsd 2.000,00 5. costs of other banks in Serbia and abroad rsd 1.250,00 6. SWIFT costs rsd 300,00 7. special curier services costs courier costs 8. PTT mail costs domestic rsd 50,00 international rsd 250,00 XII REGISTRATION OF PROMISSORY NOTES AND AUTHORIZATIONS 1. Registration of promissory note or authorization per promissory note or au rsd 100,00 2. Deleting of promissory note or authorization per promissory note or au registered through another bank rsd 100,00 3. Deleting of promissory note or authorization registered through Raiffeisen banka 4. Registration of promisorry note or authorization where Raiffeisen banka is the creditor 5. Issuing of certificate for registered promissory note per certificate or authorization rsd 100,00 *with presenting document of paid fees XIII MONTHLY MERCHANT POS RENTAL FEE 1. Monthly Merchant Rental Fee for POS device when monthly POS turnover is less then minimum POS turnover agreed minimum POS turnover fee for Elegant package fee POS device agreed RSD user 1.1. Dial up rsd , Ethernet rsd , GPRS fiksni rsd , GPRS mobilni rsd , Monthly Merchant Rental Fee for POS device when monthly POS turnover is equal or above minimum POS turnover agreed minimum POS turnover fee for Elegant package fee POS device agreed RSD user 2.1. Dial up rsd , Ethernet rsd , GPRS fiksni rsd , GPRS mobilni rsd ,00 POS turnover is considered in period from 15. in the previous month up to 15. in the current month. The client is charged for POS Rental fee on 3. Monthly Merchant Rental Fee for PIN Pad-a per POS terminalu 2,86 6

7 XIV NOTICE FOR BANK'S TARIFF FOR COMMISSIONS FOR PAYMENT SYSTEM SERVICES 1. Conditions and pricing of banking services not mentioned in this Tariff of fees and commissions are negotiated individually. Any changes of tax policy will result in automatic change of this Tariff. 2. These fees and commissions are subject to negotiations, and depend on the overall volume of business channeled through Raiffeisen banka a.d. Beograd. 3.Payment orders connected with the salaries should be presented to the bank until 12:00 am in order to be executed the same business day. 4. Citizens cheques received by 15:00 will be processed the same day. 5. Received B/E with same date of receipt and maturity date, received until 14:00h, will be processed the same day 6. International payment orders received until 12:00 for paper based and electronically payment orders, with paid commission / dinar counter value, will be executed same day. 7. COT for buying FCY from the clients is 16: Payment orders in favor of beneficiary in European Union countries, in amount less than EUR ,00 which Bank receives until cut off time in accordance with item 6., will be processed by the Bank same day by forwarding payment order to foreign correspondent bank. Correspondent bank will try to transfer funds to beneficiary's bank with value date two days from the day of receiving the payment order; in case of IGP payment - value date will be d+0. Beneficiary's bank will credit the beneficiary's account in accordance with its business policy. Payment orders received after the cut of time will be processed next day in the same manner. For international payments services Bank will calculate and charge fee in accordance with Tariff for bank s commission for payment system services. Payments of obligations toward abroad client of the Bank can execute by using available funds in foreign currency on its fcy account. If the payment is in currency different that available currency on fcy account, bank will make the conversion of necessary amount by using selling and buying exchange rates. Payments to abroad client can also execute by buying fcy funds from the Bank. In case that beneficiary has not received funds in the above mentioned manner, or client complains about some other aspect of transaction execution, the Bank will be on its disposal to investigate and inform the client about reasons and undertaken steps in order to solve the problem, based on clients written request. 9.IntraGroupPayment is EUR payment, where beneficiary is a client of Raiffeisen group (updated list of the bank can be found on a bank internet site COT - III /1) 10. Prices in EUR will be count in dinar countervalue by using middle rate on the settlement day. Basis for fee calculation expresses in % is the amount of the payment order. 11. This document is subject to revision at any time. Nonetheless, every effort will be made to give our clients due notice. 7