SOCIETE GENERALE BANKA SRBIJA A.D. PRICELIST OF FEES AND EXPENSES OF RETAIL DIVISION - DEPARTMENT OF SMALL COMPANIES AND ENTREPRENEURS

Transcription

1 Announcement date: Validity date: SOCIETE GENERALE BANKA SRBIJA A.D. PRICELIST OF FEES AND EXPENSES OF RETAIL DIVISION - DEPARTMENT OF SMALL COMPANIES AND ENTREPRENEURS Societe Generale Banka Srbija AD Beograd Jednočlano akcionarsko društvo Sedište: Bulevar Zorana Đinđića 50a/b Novi Beograd Srbija Tel: +381 (0) Fax: +381 (0) Info tel: +381 (0) Upisani kapital: ,00 RSD Uplaćeni kapital: ,00 RSD SWIFT: SOGYRSBG; APR: Račun kod NBS: PIB: ; Matični broj:

2 LEGAL ENTITIES AND ENTREPRENEURS Računi Opening of payment RSD/FC current Opening of payment special purpose Opening and administration of Escrow 1% of contract value, min RSD Account closing on client s request (per ) 1 Maintenance of payment - Package Biznis Klasik 395 RSD monthly Maintenance of payment - Package Biznis Praktik 595 RSD monthly Maintenance of payment - Package Biznis Prestiž RSD monthly Maintenance of payment - Package Sinhro RSD monthly 1 Account closing for entrepreneurs is free of charge; Account closing at termination fo the Framework Agreement is free of charge 2 Use of Package Sinhro is available for clients using Praktik/Prestiz package as individuals Wire transfer in dinars in Republic of Serbia General pricelist and Sinhro package 3 Transfer to other client s 125 RSD 0,03%, min 25, max 400 RSD Transfer to the same client s, to the of individuals or to Bank s Transfers up to RSD 125 RSD 0,06% min 50 RSD RTGS transfers above RSD and urgent orders Paper form Electronic form Package Biznis Klasik Transfer to other client s 105 RSD 25 RSD Transfer to the same client s, to the of individuals or to Bank s Transfers up to RSD 105 RSD 50 RSD RTGS transfers above RSD and urgent orders Paper form Electronic form Package Biznis Praktik Transfer to other client s 105 RSD 20 RSD Transfer to the same client s, to the of individuals or to Bank s Transfers up to RSD 105 RSD 45 RSD RTGS transfers above RSD and urgent orders Paper form Electronic form Package Biznis Prestiž Transfer to other client s 105 RSD 15 RSD Transfer to the same client s, to the of individuals or to Bank s Transfers up to RSD 105 RSD 35 RSD RTGS transfers above and urgent orders Paper form Electronic form 3 Payment orders for clients using Sinhro package, submiteted/input through retail e-banking application are charged accourding to Pricelist for retail division, Idividuals. 4 Paper form until 13h, Electronic form until 14h. Wire transfer in foreign currency Transfer to other legaly entity 5 Paper form Electronic form In euros from foreign currency in euros 0,5%, min 1.500, max RSD 0,25%, min 1.000, max 2 From foreign currency 0,5%, min 1.500, max RSD 0,25%, min 1.000, max 2 From dinar currency 0,5%, min 1.500, max RSD 0,25%, min 1.000, max 2 To dinar currency of non-resident 0,5%, min 1.500, max RSD 0,25%, min 1.000, max 2 By special agreements Incoming transfers Incoming tranfers to foreign currency in euros Incoming transfers to foreign currency s with Bank Incoming transfers from Kosovo in RSD 0,15%, min Strana 2 od 7

3 Incoming transfers from Kosovo in RSD with prior booking to receiving dinars from the Central Bank Incoming transfers from donations with selling of foreign currency to the Central Bank Transfer within same legal entity s On the with Bank On the with other bank in Serbia 5 Payment of the advance and the difference in the final calculation for a business trip On the with Bank On the with other bank 5 SWIFT for wire transfers Modification of transfer message due to wrong elements provided by the client Filling in forms, certificates and copy of statement issuing Sending of cheques/bills of exchange to collection 5 The service is subject to additional SWIFT fee of 300RSD, defined in the Pricelist 0,30%, min 0,30%, min RSD 0,30%, min 1.500, max RSD 700 RSD per beneficiary RSD per beneficiary 300 RSD RSD + real costs of international and domestic banks 500 RSD per sample 0,50%, min RSD Cash operations RSD Cash deposit to the by submiting a peyment order cash deposited on counter 0,12%, min 75 RSD Cash deposit to the by submitting a payment order cash deposited via Express cash service 0,08%, min 200 RSD Cash deposit to the by submitting a payment order cash deposited at cash-in machine Cash collection and processing Cash withdrawal by submitting a payment order 0,5%, min 100 RSD 6 Replacement of damaged or out of circulation domestic currency bills 6 for entrepreneurs Foreign currency Cash deposit Cash withdrawal by submitting a payment order 0,5%, min 700 RSD 6 Replacement of damaged or out of circulation foreign 5% of nominal valure in RSD counter value currency bills further to the official Central Bank exchange rate on transaction date 6 for entrepreneurs. Electronic services biznis e-banking E-banking for one user if the service is used withihin package E-banking for one user if the service is used as standalone E-banking for additional users Replacement or cancellation of certificate in a period shorter than 12 months from its issuing date biznis m-banking M-banking Hal E-Bank E-banking for up to 2 SmartCart users if the service is used as standalone E-banking per additional user E-banking for Hal E-Bank Web Use of B2B solution within Hal E-Bank service per Issuing or replacement of user certificate (card / USB) Electronic SWIFT services Package of electronic SWIFT sevices 7 : MT940/MT942 via SWIFT, MT940 via /hal E-Bank, Receiving and processing MT101 orders Additional within package SWIFT services 8 MT940 via SWIFT as standalone MT942 via SWIFT as standalone MT940 via / Hal E-Bank as standalone Receiving MT101 orders through SWIFT network as standalone Telephone and SMS banking Mobilia SMS notification (on card transactions, inflow, outlfow, balance, credit cards monthly debt) Mobilia sending of the inquiry via SMS Vocalia 7 Including 5 s, for all services within package 8 Account is added to the package and is available for all services in package Bills of exchange and authorizations Registering bills of exchange/authorization received in branch 350 RSD monthly 100 RSD monthly per user RSD monthly 100 RSD monthly 500 RSD monthly RSD RSD monthly RSD monthly 9 RSD per SMS 8,4 RSD + price of SMS according to mobile operator pricelist per inquiry 200 RSD monthly 100 RSD per unit Strana 3 od 7

4 Registering bills of exchange/authorization received in electronic form Registering bills of exchange/authorization when Bank is creditor Unregistering bills of exchange/authorizations Internal collection of bills of exchange and other payment instruments External collection of bills of exchange and other payment instruments and expenses 20 RSD per unit min 60, max RSD 100 RSD per instrument increased for the fee relative for paper form transfer for wire transfers in dinars in the Republic of Serbia 200 RSD per instrument increased for the fee relative for paper form transfer for wire transfers in dinars in the Republic of Serbia Issuing of certificates on client s request 500 RSD per certificate Special reports on client s request, min Issuing of certification for mortgage discharge RSD Claims with negative outcomes 9 Notification and warning letters 250 RSD per letter 10 Letter prior to contract cancellation per letter 10 9 for entreprneurs. 10 for legal entities. Payment cards Transactions in RSD Debit cards Credit cards Cash withdrawal by using payment card on SGS ATMs and in SGS branches 3% of transaction amount, minimum 300 RSD Cash withdrawal by using payment card on ATMs of other banks 195 RSD per transaction 3% of transaction amount, minimum 300 RSD Cash withdrawal by using payment card in other banks branches 350 RSD per transaction 3% of transaction amount, minimum 300 RSD Payment with payment card at merchant point of sales Balance inquiry on SGS ATMs Balance inquiry on other banks ATMs 35 RSD per inquiry Transactions in foreign currency Debit cards 11 Credit cards Cash withdrawal by using payment card on ATMs 5 EUR per transaction 3% from transaction amount in dinar counter value, minimum 300 RSD Cash withdrawal by using payment card in banks 3% from transaction amount in dinar counter value, 10 EUR per transaction branches minimum 300 RSD Payment with payment card at merchant point of sales Balance inquiry on ATMs 0,50 EUR per inquiry 0,50 EUR per inquiry in dinar counter value in accordance with selling exchange rate 11 For debit cards linked only to RSD, fee from Pricelist in converted into RSD further to Central Bank official middle exchange rate on the payment date. Limits Debit cards 12 Credit cards Purchases in Serbia Up to the monthly limit fore each card and up to Up to the limit defined for each card and up to available balance on the the card is linked to available card limit and available comany limit Cash withdrawal in Serbia Maximum RSD daily and up to available Maximum RSD daily, up to availble card monthly card limit and available balance limit and available company limit Purchases abroad Up to the monthly limit fore each card and up to Up to the limit defined for each card and up to available balance on special purpose EUR available card limit and available comany limit Cash withdrawal abroad 250 EUR maximum per transaction EUR Maximum RSD daily, up to availble card maximum daily, up to available card monthly limit limit and available company limit and available balance 12 For debit cards linked only to RSD, RSD limits are applicable for abroad usage Issuing of debit card Issuing of credit card PIN reprint Claims with positive outcome Claims with negative outcome 13 + real costs of claim process 13 Plastic replacement PIN modification on ATMs 150 RSD Emergency card issuing on client's request RSD Lost/stolen card fee RSD Maintenance of debit card 200 RSD monthly Maintenance of credit card 395 RSD monthly PIN delivery by SMS Service is charged by mobile operator in Serbia 5 RSD + VAT + price of SMS per sent SMS 13 for entrepreneurs. Acceptance of payment instruments at point of sales Acceptance of payment cards at point of sales 0%-5% of payment value Acceptance of instant transfer approval on point of sales 0%-5% of payment value Volume realized per terminal Monthly fee for usage and maintenance of POS terminals (per terminal) RSD / monthly RSD / monthly 500 RSD Above RSD / monthly Additional fee for wireless (GSM-GPRS) POS terminal 575 RSD regardless the volume realized 14 Fees are given without VAT. Loans Overdraft Administrative fee for loan approval Fee for loan early repayment 0% - 0,5% of approved overdraft amount 0% - 1% of loan amount 2% of remaining loan amount (minimum ) for legal entities 0 1% of the early repayment amount for entrepreneurs Strana 4 od 7

5 Fee for unfulfilled turnover through SGS Obtaining of approval registration and administration operation with the Central Bank Registration of the foreign borrowing and foreign lending Taking over of administrative operations with the Central Bank after registrering the loan from abroad through another bank Information to the Central Bank on using or repaying the loan filling in forms, interest calculation included Statements with regard to international credit operations registered with the Central Bank, confirmation of outstanding debt Packages withdrawn from Bank's offer Maintenance of payment Maintenance of payment package Mikro Maintenance of payment package Mikro package Maintenance of payment package Tandem basic Maintenance of payment package Tandem full Maintenance of payment package Classic Maintenance of payment package Business v.1 Maintenance of payment package Business v.2 Maintenance of payment package Exclusive Maintenance of payment package Premium Maintenance of payment package Clipro basic Maintenance of payment package Clipro full Maintenance of payment package NGO Classic Maintenance of payment package NGOe Maintenance of payment package NGO Business 0,5% from loan amount RSD + VAT RSD + VAT + VAT + VAT 305 RSD monthly 505 RSD monthly 400 RSD monthly 735 RSD monthly 850 RSD monthly RSD monthly 975 RSD monthly RSD monthly RSD monthly 400 RSD monthly 800 RSD monthly monthly 700 RSD monthly 800 RSD monthly INDIVIDUALS REGISTERED AS AGRICULTURAL HOUSEHOLDS 15 Accounts Opening and maintenance of special purpose for subsidies Loans cooperation with IMLEK a.d. Beograd for financing purchasing of heifers form abroad and equipment for milking cooperation with industru of milk and milk products IMLEK a.d. Beograd for financing of premises building coopration with JTI Senta a.d. for financing of fixed assets coopration with Sgar factory Te-to a.d. Senta for financing of fixed assets Fee for loan early repayment Notification and warning letter Letter prior to contract cancellation 15 To all products and services not listed above, Pricelist for retail division Individuals apply. 0,4% of loan amount 0,5% of loan amount 0,35% of loan amount 0,5% of loan amount 0 1% of early repayment amount 250 RSD per letter per letter Strana 5 od 7

6 LEGAL ENTITIES Documentary payments and guarantees Documentary collection Import and export documentary collection Delivery of documents without payment, amendment Acceptances of bill of exchange Protest of bill of exchange by bill of exchange Keeping of bills of exchange in the safe box Assignment of transport documents issued to the order of the bank (endorsement or statement) Letter of credit 16 Nostro (import) letters of credit Issuance for letter of credit Quarterly fee for letter of credit Outgoing payment Providing of confirmation (per quarter, increased by expenses) Assignment of transport documents issued to the order of the bank Loro (export) letter of credit Letter of credit transfer (re-export) Letter of credit forwarding to another bank Confirmation Non standardized letter of credit types (stand by, personal, revolving) Preliminary checking of documentation Guarantees 16 Nostro guarantees and binding letters of intent Approval for issuing of guarantees. binding letters of intent and annual renewal Quarterly fee guarantees and binding letters of intent 100% cash deposit Quarterly fee guarantees and binding letters of intent without 100% cash deposit Amendments increase of amount and annual renewal Protest upon guarantee and binding letter of intent Confirmation or issuing of nostro guarantee based on loro counter guarantee Counter guarantee Approval for issuing of counter guarantees Quarterly fee for counter guarantees 100% cash deposit Quarterly fee for counter guarantees without 100% cash deposit Protest upon guarantee Loro guarantees Amendments increase of amount for guarantees Protest (sending of documentation included) Confirmation or issuing of nostro guarantee on loro counter guarantee Non standardized guarantees Authenticity of the guarantee on client s request Guaranteed bills Approval of guaranteed bills Quarterly fee for guaranteed bills 100% cash deposit Quarterly fee for guaranteed bills without 100% cash deposit Protest upon guaranteed bill 16 Or in accordance with the pricelist defined in credit file. 0,25%, min RSD, max RSD one off 0,10%, min, max RSD 0,20%, min one off 0,80%, min 0,20%, min 0,10%, min RSD, max RSD 0,10%, min, max RSD 0,20%, min one off 0,20%, min, max RSD 0,20%, min RSD one off 0,45%, min 0,75%, min 0,50%, min RSD 0,45%, min 0,75%, min 1,00%, min RSD one off 0,45%, min 0,75%, min 1,00%, min RSD Issuing of letter of intent DHL and other costs SWIFT for opening of L/C and L/G Consulting (depending on time) Expertise of business plans and feasibility studies Urgent requests (within one day) Guarantee or letter of credit draft preparation on client s request Certificates for off balance items (i,e, audit) Withdrawal of request for the prepared commitments Claims, urgencies and transmission of messages on clients request Per invoice 500 RSD Minimum Po dogovoru NOTE: All fees are charged before or at the moment of request processing. The fees calculated on three months bases are collected in advance. Each started three months period is calculated as a whole. In cases when L/C is not used up entirely or L/G is returned to the bank prior to its expiration date, the fee charged shall not be reimbursed. For letters of credit the fee is to be calculated up to the expiry date of the bank s commitment. The bank may charge fee without announcement. For clients having significant volume of paying transactions and depending on risk assessment and the amount of specific transaction, the bank keeps right to negotiate specific fee different from those from this Pricelist. Strana 6 od 7

7 ENTREPRENEURS Documentary payments and guarantees Documentary collection Import and export documentary collection Delivery of documents without payment, amendment Acceptances of bill of exchange Protest of bill of exchange by bill of exchange Keeping of bills of exchange in the safe box Assignment of transport documents issued to the order of the bank (endorsement or statement) Letter of credit 17 Nostro (uvozni) akreditivi Issuance for letter of credit Quarterly fee Outgoing payment Providing of confirmation (per quarter, increased by expenses) Assignment of transport documents issued to the order of the bank) Loro (export) letters of credit Letter of credit transfer (re-export) Letter of credit forwarding to another bank Preliminary checking of documentation Guarantees 17 Nostro guarantees and binding letters of intent Approval for issuing for guarantees, binding letter of intent and annual renewal Quarterly fee for guarantees and binding letters of intent 100% cash deposit Quarterly fee for guarantees and binding letters of intent without 100% cash deposit Amendments increase of amount and annual renewal Protest upon guarantee and binding letters of intent Counter guarantees Approval of issuing of counter guarantee Quarterly fee 100% cash deposit Quarterly fee without 100% cash deposit Protest upon guarantee Loro guarantees Amendments increase of amount for guarantees Protest (sending of documentation included) Authenticity of the guarantee on client s request Guaranteed bills Approval of guaranteed bills Quarterly fee 100% cash deposit Quarterly fee without 100% cash deposit Protest upon guaranteed bill 17 Or in accordance with the pricelist defined in credit file Issuing of letter of intent DHL and other costs SWIFT for opening of L/C and L/G Urgent request (within one day) Guarantee or letter of credit draft preparation on client s request Certificates for off balance items (i.e. audit) Withdrawal of request for the prepared commitments Claims, urgencies and transmission of messages on clients request 0,25%, min RSD, max RSD jednokratno 0,10%, min, max RSD 0,20%, min jednokratno 0,80%, min 0,20%, min 0,10%, min RSD, max RSD 0,10%, min, max RSD 0,20%, min jednokratno 0,20%, min, max RSD 0,20%, min RSD jednokratno 0,45%, min 0,75%, min 0,50%, min RSD 0,45%, min 0,75%, min 1%, min RSD jednokratno 3,000 RSD 0,45%, min 0,75%, min 1%, min RSD 3,000 RSD Po fakturi 500 RSD NOTE: All fees are charged before or at the moment of request processing. The fees calculated on three months bases are collected in advance. Each started three months period is calculated as a whole. In cases when L/C is not used up entirely or L/G is returned to the bank prior to its expiration daten the fee charged shall not be reimbursed, For letters of credit the fee is to be calculated up to the expiry date of the Bank s commitment. If necessary, fees for: Confirmation for Loro (export) letters of credit, Non standardized letter of credit types (stand by. personal. revolving), Confirmation or issuing of Nostro guarantee based on Loro counter guarantee, Non standardized guarantees, Consulting and Expertise of business plans and feasibility studies will be defined in separate agreement annexes. Strana 7 od 7