GENERAL RULES ACCOUNTS. Deposits /withdrawals in coins of foreign currency are not accepted by the Bank.

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2 GENERAL RULES ACCOUNTS Deposits /withdrawals in coins of foreign currency are not accepted by the Bank. In order to open any type of term deposit account or a saving account, the client must hold a current account opened in the respective currency. The Bank does not pay interest on term deposits closed before maturity. The Bank is legally obliged to transfer the income tax on interest earned directly to the State Budget. The Bank may decide to close a legal entities account(s) if there are more than 15 payment incidents in a year related to debit instruments. Clients will be notified two months prior to the account being closed. Fees, commissions and interest rates can be changed by the bank for internal or market reasons. The changes will be displayed for customers no later than the enforcement date. Payments within the EU zone: in EUR/GBP or LEI to member states of the European Union (including the European Economic Area); international payments ordered in the EU and EEA can only be processed with the SHARE option for payment of fees. Payments outside the EU zone: in USD, or payments in EUR/GBP or LEI performed to all countries (including Europe) which are not part of the EU/EEA area. The Bank s BIC (SWIFT) code is MIROROBU For balances in current accounts, savings accounts and term deposit accounts, the Romanian Government guarantees an amount of EUR 100,000 or equivalent to every account holder through the Bank Deposit Guarantee Fund. Accounts held at ProCredit Bank can be accessed either through the Internet Banking service or at any of the bank s branches or agencies, regardless of where they were opened. Maximum amount for cash withdrawals is governed by the legislation currently in force. Cash withdrawals from the counter, greater than EUR 1,000 (or equivalent), can be honored with approval of the Bank and require a notification of 2 (two) business days in advance. The bank reserves the right to refuse the transaction if no prior notice is given. Important! This price list is an annex to the banking service contract.

3 CURRENT ACCOUNTS Type of fee LEI Amount EUR / USD / GBP Conditions Opening "Account 50" Maintenance "Account 50" LEI 50 / month For the accounts in foreign currency, the first account is free of. Maintenance additional current account LEI 50 / month EUR 5 / USD 5 / GBP 5 ACCOUNT 50 Closure of current accounts by request Info Encashment Info Payments Internet Banking Service For service activation and administration. Account statement Sent monthly via . Debit card issuance and administration National and international transfers According to the transfers section According to the transfers section For the first three cards in LEI / EUR included in "Account 50".

4 OTHER TYPES OF ACCOUNTS TIME DEPOSIT ACCOUNTS Product Time Deposit Account Opening / Maintenance / Closure Amount LEI EUR / USD / GBP Conditions The time deposit accounts can be opened only in LEI / EUR. Minimum amount for opening LEI / EUR ; Maturities - 12 months / 18 months / 24 months. SAVING ACCOUNTS Opening / Maintenance of saving accounts Closure of dormant savings accounts Maximum LEI 35 Maximum EUR 10 Closure of savings account by request The saving accounts can be opened only in LEI / EUR. Minimum amount for opening: LEI / EUR Depending on the balance of the account. If the balance account is < LEI 35 / EUR 10 at the end of the collaboration, the bank can retain the balance, if the client does not want to withdraw it. ESCROW ACCOUNTS Opening / modifying ESCROW account 0,10%, minimum LEI 100 0,10%, minimum EUR 25 / USD 25 / GBP 25 Maintenance / closure ACCOUNTS FOR EUROPEAN PROGRAMMES Opening / closure of account Maintenance of account National / International transfers LEI 20 EUR 5 According to the transfers section According to the transfers section

5 OTHER FEES FEES FOR STATEMENTS AND OTHER LETTERS ISSUED BY THE BANK Account statement Type of fee Amount Conditions Modifying the authorized persons LEI 25 / EUR 6 / USD 6 / GBP 5 LEI 7 / modified client Per statement, in front office. Authorizations made at the opening of the account are free of. Letters issued by the bank for audit/accounting purposes LEI 350 /equivalent Fixed (VAT included). Other letters issued by the bank LEI 150 /equivalent Fixed (VAT included). Letters issued by the bank in favor of APIA/FEADR/other programs with EU funding Issue of letter of creditworthiness LEI 20 /equivalent LEI SWIFT (if applicable) Interrogation at Trade Registry (ReCom) LEI 50 Fixed (does not include VAT). Queries are done only at the initiative of the bank. CASH TRANSACTIONS AT COUNTER DEPOSITS Type of fee Cash deposit Deposits of LEI coins/ change of coins LEI 0,5 % minimum LEI % (minimum LEI 5) Amount EUR - Conditions For deposits larger than EUR 150,000 or LEI 500,000, the bank reserves the right to an additional fee or refuse these deposits. Of total value of deposit in coins. Available only for LEI. WITHDRAWALS Cash withdrawal Non-honored cash withdrawal notice Cash withdrawal in preferred banknotes 0,80% minimum LEI 15 (minimum LEI 100 for garnishment) 0,25% Minimum LEU 1 0,6% (minimum EUR 2) 0,25% Minimum EUR 0,25 + 0,50% + 0,50% Of the amount not withdrawn (total or partial). Applied additionally for total amount withdrawn. * Cash withdrawals from the counter, greater than EUR 1,000 (or equivalent), can be honored with approval of the Bank and require a notification of 2 (two) business days in advance. The bank reserves the right to refuse the transaction if no prior notice is given.

6 CASH TRANSPORT SERVICE CASH TRANSPORT Cash transport service from/to the client's location Cash deposit in the client's account (banknotes) Cash deposit in the client's account (coins) Cash withdrawal from the client's account LEI 35 LEI 55 7% (minimum LEI 5) Inside the county residence. Outside the county residence. From the total amount deposed in coins. No exchange currencies will be accepted in coins. 0,4% From the withdrawn amount. INTERNET BANKING Plus) Type of fee Amount Conditions ACTIVATION AND MAINTENANCE Token issuance Additional token issuance LEI 60 For the first token/client. Starting with the second token/client. Token replacement LEI 60 In case of loss, theft or deterioration.

7 TRANSFERS NATIONAL TRANSFERS Type of fee Amount At counter Interbank payments Intrabank payments in LEI < LEI amounts LEI urgent LEI 15 / LEI 50 garnished account LEI 15 / LEI 50 garnished account Internet Banking LEI 2 LEI 8 Any amount LEI 15 Intrabank encashment Interbank Any amount encashment Payment cancellation LEI 50 LEI 50 Payment recovery LEI 50 LEI 50 Conditions Also available for payments ordered via standing order. Available for payments between two ProCredit Bank clients or between the accounts of the same client. Also available for good execution encashment/ ESCROW account/ through debit instruments. With bank's approval, on the same day on which payment was ordered and before the time the account was debited; also available for payments ordered via standing order. After debiting the account, with the beneficiary s approval. Payments investigations 5 LEI 5 LEI Fixed / investigation. Rejection notice 5 LEI 5 LEI Fixed / rejection.

8 TRANSFERS Type of fee Amount Conditions NATIONAL DEBIT INSTRUMENTS Issue of cheques / promissory notes Collection of debit instruments for encashment Payment rejection of cheques / promissory notes / bills of exchange Cheques / promissory notes/bills of exchange at payment Transportation service for debit instruments for encashment LEI 10 / cheque book; LEI 0,4 / file LEI 3,5 LEI 75 LEI 3,5 LEI 35 LEI 55 Not applicable for intrabank debit instrument. Per rejected instrument. Inside the county main city (includes VAT). Outside the county main city (includes VAT). PROPAY International payments (regardless of amount and currency, EUR or USD) International encashment Correspondent bank fees EUR / USD 2,5 (SWIFT included) Service available for ProCredit group banking clients (Romania, Serbia, Macedonia, Georgia, Bosnia & Herzegovina, Kosovo, Albania, Bulgaria, Moldova, Germany, Ukraine, Greece). The fee applies both for the payments done through Internet Banking or at the counter). Rejection notice EUR 5 / equivalent

9 TRANSFERS Type of fee Type of processing Amount EUR USD GBP LEI Conditions International payment (EU) At counter Internet Banking Any amount, SHARE Urgent payments, SHARE Any amount, SHARE Urgent payments, SHARE Any amount, SHARE / BEN Any amount, OUR. INTERNATIONAL TRANSFERS International payment (NON EU) At counter Internet Banking Urgent payments, SHARE / BEN Urgent payments, OUR Any amount, SHARE / BEN Any amount, OUR Urgent payment, SHARE / BEN Urgent payment, OUR. SWIFT fee International encashment Intrabank payments At counter / Internet Banking At counter / Internet Banking At counter Internet Banking - Available for EU and Non EU. Payments between two Procredit Bank clients or between the accounts of the same client.

10 TRANSFERS Type of fee Type of processing Conditions PROPAY * EUR / USD 2,5 SWIFT included. Service available for EUR / USD. Rejection notice Payment recovery EUR 5 / equivalent EUR 100 / equivalent With beneficiary's approval, after the moment of SWIFT execution. INTERNATIONAL TRANSFERS Issue of SWIFT copy, on request LEI 2 Payment changes Payment investigation Payment cancellation EUR 25 / equivalent EUR 25 / equivalent EUR 25 / equivalent The fee includes the sending via e- mail. With bank's approval, on the same day on which payment was ordered and before the time the account was debited; also available for payments ordered via standing order. After debiting the account, with beneficiary's approval. Only with bank's approval, on the same day on which payment was ordered and before the time of SWIFT execution. Correspondent banks Encashment repairs / corrections EUR 5 / equivalent * Service available for the clients of the banks from the ProCredit group (Romania, Serbia, Macedonia, Georgia, Bosnia and Herzegovina, Kosovo, Albania, Bulgaria, Moldova, Germany, Ukraine, Greece). The fee applies both to Internet banking payments, as well as payments done at the counter.

11 DEBIT CARDS Type of fee LEI Amount EUR Conditions Cash deposit at Procredit Bank s terminals According to the instructions on the terminals. 0,20% 0,20% At ProCredit Bank ATMs. Cash withdrawal at ATM 1% + LEI 2,5 1% + EUR 2,5 Other ATMs in Romania. 1% + EUR 2,5 1% + EUR 2,5 For ATMs abroad. TRANSACTIONS Commercial payments Balance inquiry at ATM LEI 0,5 EUR 0,1 LEI 2,5 EUR 0,5 Visa Business Electron Card at any ATM in Romania. Visa Business Electron Card at ATMs abroad. Mini ATM Statement At ProCredit Bank ATMs. Cash down payment for POS Payments inquiries 1% + LEI 2, % + EUR 2,5 EUR 10 / equivalent EUR 10 ProCredit Bank cards at other banks in Romania. ProCredit Bank cards at other banks abroad. Per transaction. ISSUANCE AND MAINTENANCE Additional card maintenance LEI 5 / month EUR 1 Additional card issuance LEI 25 EUR 5 Limit changes For ATM, POS, with prior approval of the bank. PIN change at ATM At ProCredit Bank ATMs * At EURONET ATMs, transactions can be made with the same commissions as at ProCredit Bank ATMs, exclusive to LEI cards. LIMITS Daily cash withdrawal limit at ATM per card Daily transactions limit for cash withdrawal ATM LEI EUR transactions 10 transactions

12 LETTER OF GUARANTEE Type of fee Amount Conditions Endorsement LEI 70 / EUR 50 RECEIVED GUARANTEES Amendment LEI 40 / EUR 25 Execution/payment 0,15% per quarter Signature check/ Text analysis EUR 25 Minimum LEI 100 / EUR 40 + courier fees. Cancellation LEI 30 / EUR 20 Issuance based on credit line 0,30% per quarter Minimum LEI 70 / EUR 50. ISSUED GUARANTEES Issuance based on counter guarantee Issuance based on collateral deposit Increase of value/ extension of validity based on credit line Increase of value/ extension of validity based on collateral deposit Amendment LEI 60 / EUR 30 0,30% per quarter Minimum LEI 80 / EUR 75. 0,25% per quarter Minimum LEI 50 / EUR 30. 0,25% Minimum LEI 60 / EUR 30. Payment 0,20% Minimum LEI 100 / EUR 25. Cancellation LEI 50 / EUR 20 INCASSO EXPORT Reissuance 0,10% Minimum EUR 30, maximum EUR 200. Amendment / Cancellation EUR 25 Inquiry EUR 10 Request for unsettled documents EUR 25 Endorsement 0,10% Minimum EUR 30, maximum EUR 100. IMPORT Payment 0,15% Minimum EUR 25, maximum EUR 200. Cancellation EUR 25 Return of unsettled documents EUR 20 + courier fees Modification EUR 10

13 LETTER OF CREDIT Type of fee Amount Conditions FOR EXPORT Endorsement 0,10% Minimum EUR 50. Confirmation Negotiable 0,25%, minimum EUR 75. Remittance 0,20% Minimum EUR 50. Amendment / Cancellation / Inquiry EUR 25 Issuance based on credit line 0,35% per quarter Minimum EUR 75. Issuance based on collateral deposit 0,15% per quarter Minimum EUR 50. FOR IMPORT Increase of value/extension of validity based on credit line Increase of value/extension of validity based on collateral deposit Amendment EUR 25 0,20% Minimum EUR 30. Payment 0,15% Minimum EUR 50. Discrepancy EUR 40 / document set Cancellation EUR 30 Return of unsettled documents EUR 25 + courier fees CONDITIONED / DOCUMENTARY PAYMENT ORDER CONDITIONED / DOCUMENTARY PAYMENT ORDER Type of fee Amount Condition Endorsement of conditioned / documentary received payment order Issuance of conditioned / documentary payment order Payment of conditioned / documentary payment order Amendment / Cancellation / Inquiry 0,15% LEI 100 0,15% EUR 15 /equivalent Minimum EUR 10 / equivalent, maximum EUR 750 /equivalent. Minimum EUR 10 / equivalent, maximum EUR 750 /equivalent. GENERAL RULES RELATED TO DOCUMENTARY OPERATIONS Fees of correspondent banks are not included. Fee for issuance of guarantee letters/ documentary import letters of credit in emergencies is 0%. For all documentary operations requiring a SWIFT message, a fee of EUR 9/equivalent per message will be d. For services that involve a courier, fees will be LEI 20 for post mail and EUR 50 for urgent carrier (fee paid upon collection, VAT included).

14 FEES RELATED TO LENDING ACTIVITY Type of asset for valuation Amount Block or mansion apartment LEI 500 COLLATERAL VALUATION Land + household in residential area Commercial space at block ground floor, land in urban area Lend + building (commercial, offices), land in rural area (< 20 HA) Land in rural area (> 20 HA) Agro-industrial constructions, holiday inns Hotels Specialized properties (commercial centers, malls, etc.) Movable goods (equipment) Movable goods - Vehicles (including tractors, harvesters, etc.) LEI 750 LEI LEI , depending on surface LEI LEI Between LEI LEI 6.500, depending on building complexity LEI 600 / item* LEI 425 / item* Stocks LEI 1100 AEGRM FEES Initial approval registration LEI 70 Amendment approval (prolongation / extension / reduction / cession) LEI 45 Closure approval LEI 30 * If there are several movable goods with same brand and characteristics, an additional fee of LEI 50 will be added for each supplementary item. OTHER FEES RELATED TO LENDING ACTIVITY Type of fee Amount Potential credit exposure < EUR /equivalent LEI 250 CREDIT FILE ANALYSIS Potential credit exposure EUR /equivalent LEI 450 Potential credit exposure > EUR /equivalent LEI 600 Overdraft (client without potential exposure) LEI 110 Credit facilities for Renewable Energy projects Prefinancing contracts for European Funds Projects/ Letters of Comfort APIA SAPS/ APIA PNDC 1/APIA AXA II/ APIA ZOOTEHNIE Credit Line 0,10% of facility value 0,30% of facility value

15 CUT OFF TIME LIMITS FOR TRANSACTIONS CUT OFF TIME LIMITS FOR INTERNET BANKING TRANSACTIONS INTERNET BANKING TRANSACTIONS Payment orders via Plus Intrabank transfers in the same currency National interbank transfers in LEI Urgent national interbank transfers in LEI National interbank transfers in EUR / USD / GBP International transfers in EUR / USD / GBP Urgent international transfers in EUR / USD / GBP Currency exchange Currency exchange at special rates Amount Processing hours Clearing Any amount Anytime, except (Monday - Friday) Anytime, except ( Saturday - Sunday) < LEI :00-17:00 LEI :00-15:00 after 15:00 < LEI :00-15:00 Any amount 09:00-16:00 Any amount 09:00-16:00 Any amount 09:00-11:00 Any amount Maximum EUR / USD / GBP Maximum EUR / USD / GBP EUR / USD / GBP :00-17:00 (Monday - Friday) 17:00-09:00 (Monday Friday) Anytime, including Saturday, Sunday or legal holidays with the exception of 20:00-00:30 interval (Monday - Friday) ProPay transfers Any amount 09:00-16:00 In real time Latest on the next banking day. Processing and clearing on the current banking day. Processing and clearing on the next banking day Processing and clearing on the current banking day Account debited on the same banking day. Account debited on the same banking day for EUR payments registered before 15:00. Payments ordered between 15:00 and 16:00 are settled on the next banking day. Account debited on the same day as the currency date (with bank approval). With the exception of 20:00-00:30 interval. Account debit and settlement on the day of payment.

16 CUT OFF TIME LIMITS FOR TRANSACTIONS AT COUNTER Payment orders received in front office Amount Receiving hours Clearing Intrabank transfers in LEI 09:00-16:30 Intrabank transfers in other currencies FX on account Any amount 09:00-17:00 In real time. AT COUNTER TRANSACTIONS National interbank transfers Urgent national interbank transfers International transfers in EUR /USD / GBP < LEI :00-16:30 LEI :00-15:00 < LEI :00-14:30 09:00-16:00 Any amount Latest the next banking day. Within the current banking day. Within the current banking day. Account debited on the same banking day for EUR payments registered before 15:00. Payments ordered between 15:00 and 16:00 are settled on the next bank day. Urgent international transfers in EUR / USD / GBP 09:00-11:00 Account debited on same day as currency date (with bank approval). ProPay transfers Any amount 09:00-16:00 Account debit and settlement on the day of payment.

17 CUT OFF TIME LIMITS Type of compensation Amount Hours Clearing PAID Receiving promissory notes for encashment Any amount 09:00-14:30 14:30-17:00 Processed on the same banking day. Processed on the next banking day. Cash deposit for payment of promissory notes 09:00-16:30 On the day the instrument is debited, unless after the time limit. CONVENTION Receiving promissory notes for encashment Cash deposit for payment of promissory notes Any amount 09:00-15:30 15:30-17:00 09:00-16:45 Processed on the same banking day. Processed on the next banking day. On the day the instrument is debited, unless after the time limit. Receiving promissory notes for encashment Cash deposit for payment of promissory notes 09:00-12:30 Any amount 12:30-17:00 Any amount 09:00-17:00 Processed on the same banking day. Processed on the next banking day On the day the instrument is debited, unless after the time limit.

18 Procredit Bank, May 2017, Romania