Terms and Conditions for Foreign Correspondent Banks

Transcription

1 I. CURRENT ACCOUNT SEPTEMBER 2018 ACCOUNT CHARGES Account Maintenance One or two accounts More than two accounts Daily MT950 Statements of Account (Sent daily if there is a change in the account balance) MT950 Statements of Account with fixed frequency (Sent regardless of the account activity) monthly weekly daily Repeated MT950 Statements of Account Intraday Liquidity Reporting (Sent for each debit and credit item booked to your account) MT900 Confirmation of Debit MT910 Confirmation of Credit 50 per client, monthly EUR 100 per client, monthly EUR 10 per month EUR 20 per month 0 per month EUR 20 per statement EUR 0,05 per message EUR 0,05 per message 1. Account charges are calculated on monthly basis and debited to your account on the 15th working day of the following month at the latest. Specification of the monthly account charges will be delivered via MT998 Advice of charges or requested by MT998 Request for the payment of account charges if the account balance is not sufficient to cover the monthly charges. 2. Interest is calculated on quarterly basis. Interest Statements are delivered via MT299. II. TRANSFERS AND PAYMENTS BANK TRANSFERS (MT2XX, CREDITS AND DEBITS) Internal transfers External transfers EUR 1 COMMERCIAL PAYMENTS (MT103) In favour of accounts with ZABA Payments with option SHA/BEN Payments with option OUR (charges are requested from the Sender) for amounts up to EUR 30,00 for amounts from EUR 30,01 to EUR 1.000,00 for amounts from EUR 1.000,01 to.000,00 for amounts from.000,01 to EUR ,00 for amounts from EUR ,01 to EUR ,00 for amounts from EUR ,01 to 0.000,00 for amounts above 0.000,00 for the Sender EUR 10 EUR 20 EUR 35 EUR 45 In favour of accounts with other banks PSD compliant payments in EEA currencies (within EEA, SHA charging option, no deductions, charges requested from the Sender on monthly basis via MT199) EUR 3,50 1/5

2 Other SHA/BEN payment Payments with option OUR in favour of accounts with Croatian banks (charges are requested from the Sender third bank charges included) Payments with option OUR in favour of accounts with banks abroad (charges are requested from the Sender - third bank charges are requested in addition to Zagrebacka banka s charges) for amounts up to 00,00 for amounts from 00,01 to.000,00 for amounts above.000,00 Free for the Sender EUR 1 EUR 10 N.B. Zagrebačka banka does not honour OUR charges exceeding a maximum of 0. PAYMENTS REQUIRING ADDITIONAL PROCESSING Amendment Recall/cancellation of order if not executed if executed (subject to beneficiary s approval) Incomplete/unclear instruction Adjustment of value dates leading to payment of interest Return of orders that cannot be executed NON-STP charge EUR 25 0 EUR 30 EUR third bank charges Inquiries related to transactions older than 30 days EUR 30 III. COLLECTION OF CHEQUES Drawn on ZABA Stop payment of a cheque EUR 25 per cheque IV. COLLECTION OF DOCUMENTS, ACCEPTANCES AND DRAFTS Documents against payment / acceptance 1,5 (min EUR 75) Obtaining bills of exchange acceptances 1,5 (min EUR 75) Delivery free of payment This fee is also charged in cases when documents originally taken up for collection are delivered free of charge in accordance with amended instructions Amendment Documents for collection returned unpaid or recalled 1,5 (min EUR 75, max 0) 0 per amendment 1,5 (min EUR 75) + protest charges 2/5

3 Release of goods shipped to the Bank s address or put at Bank s disposal 1,5 (min EUR 75) PAYMENT COMMISSION (COLLECTION) Export related collection Up to 0.000,00 Over 0.000,00 Payment through another Croatian bank up to.000,00 Payment through another Croatian bank over.000,00 Import related collection Up to.000,00 Over.000,00 EUR 20 per payment 0 per payment per payment per payment The acceptance and execution of collections are subject to the Uniform Rules for Collections published by the International Chamber of Commerce in Paris, latest revision. V. DOCUMENTARY LETTERS OF CREDIT (L/C-S) Advising of L/C 800) Pre-advising of L/C 0 Confirmation of L/C (plus advising fee) Deferred payment under confirmed L/C by arrangement (min EUR 150) by arrangement (min EUR 100 per month or part thereof) Examination of documents 1,0 (min EUR 75) Amendment of L/C Amendment of export (loro) L/C terms (except increase of the amount) Amendment increase of the export (loro) L/C Maturity control (non-confirmed L/C with deferred payment) Handling of discrepant documents EUR 75 per amendment 800) 400) EUR 75 per set of documents Acknowledgement of assignments of proceeds (except initial acknowledgement) EUR 75 Release of goods shipped to the Bank s address or put at Bank s disposal 1,5 (min EUR 75) Payment commission (collection) export (loro) L/C up to 0.000,00 over 0.000,00 payment through another Croatian bank up to.000,00 payment through another Croatian bank over.000,00 EUR 20 per payment 0 per payment per payment 3/5

4 VI. REIMBURSEMENT UNDER DOCUMENTARY LETTERS OF CREDIT (L/C-S) Advising of reimbursement authorization EUR 75 Confirmation of reimbursement authorization Payment upon reimbursement authorization Amendments by arrangement (min 0) EUR 75 per payment EUR 75 per amendment Documentary letters of credit are subject to the Uniform Customs and Practice for Documentary Credits of the International Chamber of Commerce in Paris, latest revision. VII. GUARANTEES Issuance of guarantee by arrangement, one off plus quarterly, min EUR 100 Advising of loro guarantee 1,0 (min EUR 75, max EUR 400) Amendment of guarantee EUR 75 Request for payment 2,5 (min EUR 75, max EUR 400) Forwarding a correspondent bank s guarantee or a guarantee amendment, with verification of authenticity 0 VIII. MISCELLANEOUS Confirmations: Balance confirmations Relationship status confirmation for foreign banks EUR 20 EUR 125 Status report on bank/company without financial highlights (depending on reciprocity) EUR 30 Inquiries related to transactions older than 30 days EUR 30 4/5

5 IX. CUT-OFF TIMES BANK-TO-BANK TRANSFERS (applicable only if cover is available): Book transfer (between accounts in our books) HRK transfer to a domestic bank HRK transfer b/o domestic bank f/o account in our books (same day value guaranteed) funds available on the value date if MT2xx received: funds available on D+1 if MT2xx received: EUR and USD transfer f/o accounts with other banks Transfers in other currencies f/o accounts with other banks T+1 value if the MT2XX instruction is received: before 15:00 CET after 16:00 CET before 11:00 CET CUSTOMER PAYMENTS (applicable only if cover is available): Same day value can be guaranteed for book payment for payment to other banks CUT-OFF TIME FOR WORKING DAYS WITH SHORTENED BUSINESS HOURS: Same day value can be guaranteed for customer payments to other banks for bank transfers to other banks before 11:00 CET X. GENERAL REMARKS 1. The aforementioned conditions are subject to change without previous notice. 2. We reserve the right to levy a special charge when exceptional work is involved or in the event of unusual circumstances. 3. Postage, SWIFT, cable, telephone charges and other out-of-pocket expenses as well as correspondent s charges, if any, are for your account. 5/5