Owner / Founder ON TARGET. Thomas VanDyk started VanDyk mortgage in 1987 as a mortgage broker in Grand Rapids, Michigan.

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1 WITH

2 Owner / Founder Thomas VanDyk started VanDyk mortgage in 1987 as a mortgage broker in Grand Rapids, Michigan. Over the years he grew the organization to become a full mortgage lender and servicer that now operates in 40 states. Today the company continues his vision of offering the highest levels of mortgage products and service to clients and partners alike. Thomas L. VanDyk Hear what Frank Garay Has to say about VanDyk Mortgage Corporation

3 Branch Locations

4 Why VanDyk Mortgage? Fannie, Freddie & Ginnie Mae Seller/Servicer In-house Everything from Application to Servicing Embrace Entrepreneurial Spirit/Team Building Correspondent with $100,000,000+ Warehouse Full Compliance Support Flexible Comp/Pricing Structure

5 COMPLIANCE AND REGULATION TAKEN OFF YOUR HANDS VanDyk Loan Officers Have Only 3 Main Responsibilities: 1) Make the Sale 2) Confirm that the Loan fits Guidelines 3) Take a Complete Application Our Perfect Loan Process (PLP) model allows you to focus on selling and cultivating your referral sources. Your loans close faster and with a higher level of service to your customers.

6 ALL LENDERS You Control Your Business MOST LENDERS LO Commission Basis Points * Company Assigned Staff * Standard Advertising * Forced Business Model * No Control over Pricing * EMPLOYEE Mindset VANDYK MORTGAGE Total Loan Proceeds Basis Points LO Commission Basis Points * Build Your Own Team * Custom Marketing Plan * Control over your Pricing * Flexible Comp Plan * BUSINESS OWNER Mindset

7 Loan Officer Website Free access to our Branch Social Media Manager Your website is customizable and allows your customers to fill out a Loan Application 24/7

8 Our Branch Support Team

9 MBS Highway Our Loan Officers stay on top of the Financial Markets and receive live Bond Market Quotes

10 Floify Customer Experience

11 Weekly Marketing Flyers Weekly E-Newsletter

12 Hear from Nikki Ubaldini, owner/broker of 3 offices, Why VanDyk is the #1 Keller Williams Realty Lender in the Southeast: More Realtor Business Why do Realtors Want to Work with VanDyk? We co-brand our marketing materials and promote them every chance we get. Our comprehensive marketing approach to internet, , and traditional marketing is designed to build a lasting relationship with both the borrower and the agent. We manage their prospects for 6 months and bring buyers back to the agents when they are ready, willing, and able to purchase a home. The bottom-line is that Realtors that work with VanDyk, close more deals!

13 Prospect Tracking for your Agents Borrowers who are not currently Ready, Willing, and Able are put into our 360-day lead tracking system. These Cold Leads are contacted 20 times by s and phone calls always branded with your contact info. We do all the work and return them to the Realtors. This system results in 2 to 4 more closings per year for your Agent Partners.

14 Loan Status Videos Borrowers Like em, Agent LOVE em! All Videos Customized to the Borrowers and Co-Branded with your Agent s Photo!

15 Better Customer Retention The transaction closing is only the beginning of our long term commitment to Customer Service

16 Loan Officer Transition Team We strive to make our loan officers transition as smooth as possible: HR & Licensing: New loan officers licensing transition starts immediately and they are introduced to their support teams. Pipeline: Loan review with processor is done asap to make sure that no current files fall off track. Orientation: A quick corporate and branch orientation is given to answer any questions and explain the loan flow system. Technology: and Encompass accounts are provided as well as training classes and one-on-one guidance. Marketing: Announcements, business cards, database campaigns and social media are all put in motion so that you are up and running from day one. **VanDyk was chosen as one of the 50 Best Mortgage Companies in the country to work for by Mortgage Executive magazine.

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