NIIT Limited Regd. Office : B-234, Okhla Ind. Area, Phase-I, New Delhi
|
|
- Jonas McDaniel
- 6 years ago
- Views:
Transcription
1 Regd. Office : B-234, Okhla Id. Area, Phase-I, New Delhi Notice Notice is hereby give that the Twety Nith Aual Geeral Meetig of the Members of NIIT Limited will be held o Moday, 2 d day of July, 2012, at 10:00 A.M. at Mapple Exotica, Khasra No. 123, Chattarpur Madir Road, Satbari, New Delhi , to trasact the followig busiess: ORDINARY BUSINESS 1. To receive, cosider ad adopt the Balace Sheet as at March 31, 2012, Statemet of Profit ad Loss for the fiacial year eded as o that date together with the Reports of the Auditors ad the Directors thereo. 2. To declare divided o equity shares. 3. To appoit a Director i place of Mr. Sajay Khosla, who retires by rotatio ad beig eligible, offers himself for re-appoitmet. 4. To appoit M/s Price Waterhouse, Chartered Accoutats, (registratio umber FRN301112E), as Statutory Auditors of the Compay to hold office from the coclusio of this Aual Geeral Meetig till the coclusio of the ext Aual Geeral Meetig ad to authorize the Board of Directors to fix their remueratio. SPECIAL BUSINESS 5. To cosider ad if thought fit, to pass, with or without modificatio(s), the followig resolutio as a Ordiary Resolutio: RESOLVED THAT Mr. Subroto Bhattacharya, a Director, who retires by rotatio at this Aual Geeral Meetig ad who has expressed his desire ot to be re-appoited as a Director, be retired ad ot be re-appoited. RESOLVED FURTHER THAT the vacacy o the Board of Directors of the Compay so created be ot filled ad that the umber of Directors be reduced accordigly. 6. To cosider ad if thought fit, to pass, with or without modificatio(s), the followig resolutio as a Ordiary Resolutio: RESOLVED THAT pursuat to the provisios of Sectio 293(1)(e) of the Compaies Act, 1956 ( the Act ) ad all other applicable provisios, if ay, ad such other approvals, sactios, permissios as may be ecessary, the Board of Directors be ad is hereby authorized to grat or otherwise provide assistace up to Rs. 100 Millio (i oe or more traches) per year over the ext three fiacial years ad i aggregate ot exceedig Rs. 250 Millio, startig from fiacial year , to the followig etities egaged i activities of social, cultural, educatioal, ecoomic, scietific research, rural developmet ad/or ay other activity for people at large, otwithstadig the fact that the said amout for ay fiacial year may exceed the limits specified uder Sectio 293(1)(e) of the Act, as ameded from time to time: 1. NIIT Istitute of Iformatio Techology, a society registered uder the Societies Registratio Act, NIIT Foudatio, a society registered uder the Societies Registratio Act, Ay other orgaizatio egaged i the activities of social, cultural, educatioal, ecoomic, scietific research, rural developmet ad/or ay other activity for people at large. Place : New Delhi Date : May 9, 2012 By Order of the Board For NIIT Limited Rajesh Arora Compay Secretary 1
2 Regd. Office : B-234, Okhla Id. Area, Phase-I, New Delhi Notice (Cotd.) NOTES: 1. A MEMBER ENTITLED TO ATTEND AND VOTE AT THE MEETING IS ENTITLED TO APPOINT A PROXY TO ATTEND AND VOTE INSTEAD OF HIMSELF AND THE PROXY NEED NOT BE A MEMBER. PROXIES, IN ORDER TO BE EFFECTIVE, MUST BE DEPOSITED AT THE REGISTERED OFFICE OF THE COMPANY AT B-234, OKHLA INDUSTRIAL AREA, PHASE I, NEW DELHI , NOT LESS THAN 48 HOURS BEFORE THE COMMENCEMENT OF THE MEETING. A BLANK PROXY FORM IS ATTACHED WITH THE ANNUAL REPORT. 2. Corporate Members itedig to sed their authorised represetatives to atted the Meetig are requested to sed a certified true copy of the Board Resolutio authorizig their represetative to atted ad vote o their behalf at the Meetig. 3. All the documets referred i the Notice alog with explaatory statemet, Aual Report as well as Aual Accouts of the subsidiary compaies ad Register of Directors Shareholdig are ope for ispectio, durig the busiess hours, at the Registered Office of the Compay. 4. Statutory Auditors certificate certifyig that the Compay s stock optio pla has bee implemeted i accordace with the SEBI (Employees Stock Optio Scheme ad Employees Stock Purchase Scheme) Guidelies, 1999 ad i accordace with resolutios passed by the Members, will be available at the Meetig for ispectio by the Members. 5. The Register of Members ad Share Trasfer Books of the Compay shall remai closed durig the Book Closure period, i.e., from Jue 22, 2012 to July 2, 2012, both days iclusive. The divided as recommeded by the Board of Directors, if declared at the Meetig, will be paid to those Members whose ames appear i the Compay s Register of Members as o July 2, 2012 for shares held i physical form ad the list of beeficial owers as furished by the Depositories (NSDL ad CDSL) as of the close of busiess hours o Jue 21, 2012 for shares held i electroic form. 6. While Members holdig shares i physical form may write to the Compay for ay chage i their address ad bak madates, Members havig shares i electroic form may iform ay chage i address ad bak details to their depository participat(s) immediately so as to eable the Compay to dispatch divided warrats at correct address. 7. The Members holdig shares i the same ame or same order of ames uder differet folios are requested to sed the share certificates for cosolidatio of such shares to the Compay. 8. The Members desirous of appoitig their omiees for the shares held by them may apply i the Nomiatio Form (Form 2B). 9. I order to provide protectio agaist fraudulet ecashmet of divided warrats, Members holdig shares i physical form are requested to provide their bak accout umber, ame ad address of the bak/brach to eable the Compay to icorporate the same i the divided warrats. 10. All uclaimed/upaid divided up to the fiacial year eded o March 31, 2004, have bee trasferred to the Ivestor Educatio ad Protectio Fud of the Cetral Govermet pursuat to Sectio 205A of the Compaies Act, Members who have ot so far ecashed divided warrat(s) for the fiacial year eded March 31, 2005 ad thereafter are requested to approach the Compay by writig a letter to the Compay at its Registered Office address immediately. As o March 31, 2012, the amout outstadig i uclaimed divided accout for the fiacial year eded March 31, 2005 is Rs.4,90, The Members desirous of obtaiig ay iformatio/clarificatio cocerig the accouts ad operatios of the Compay are requested to address their questios i writig to the Compay Secretary at least te days before the Aual Geeral Meetig, so that the iformatio required may be made available at the Aual Geeral Meetig. 2
3 Regd. Office : B-234, Okhla Id. Area, Phase-I, New Delhi Notice (Cotd.) 12. The Miistry of Corporate Affairs ( MCA ) has take a Gree Iitiative i the Corporate Goverace by allowig paperless compliaces by compaies vide its Circular Nos. 17/2011 dated April 21, 2011 ad 18/2011 dated April 29, 2011 statig that the service of official documets by the compaies to its members ca be made through electroic mode. Cosiderig the move take by the MCA as a welcome step for the society at large, the Compay had set the Aual Report for the fiacial year i electroic form to the IDs made available to the Compay by the depositories ad/ or Members. All the official documets icludig Aual Report of the Compay, circulated to the Members of the Compay through electroic mode, were made available o the Compay s website This year also, the Compay proposes to sed the Aual Report icludig various otices/documets like Notices of Geeral Meetigs, Audited Fiacial Statemets, Auditors Report, Directors Report ad Fiacial Results i electroic form to the IDs provided by the Members with their depository participats. All the official documets icludig Aual Report of the Compay, circulated to the Members of the Compay through electroic mode, will be made available o the Compay s website com. The Members holdig shares i electroic mode may update their IDs with their depository participats to esure that the Aual Reports ad other documets reach them at their preferred IDs ad where the shares are held i physical form, they may get their IDs updated i the records of the Compay. I this regard, the Members ca also register/update their IDs at the website of the Compay com/ivestor relatios. 13. THE COMPANY WHOLE-HEARTEDLY WELCOMES MEMBERS/PROXIES AT THE ANNUAL GENERAL MEETING OF THE COMPANY; HOWEVER, THE MEMBERS/PROXIES MAY PLEASE NOTE THAT NO GIFTS/GIFT COUPONS WILL BE DISTRIBUTED AT THE ANNUAL GENERAL MEETING. 14. Iformatio pursuat to Clause 49 of the Listig Agreemet pertaiig to the Director proposed to be re-appoited vide Item No 3 of the Notice, is as follows: Name Mr. Sajay Khosla Date of Birth December 1, 1951 Date of Appoitmet December 21, 2002 Qualificatios B Tech from IIT Delhi & Advaced Maagemet Program from Harvard Uiversity Expertise i specific fuctioal area Detailed i the Corporate Goverace Report for the fiacial year Directorship held i other public Noe compaies (excludig Foreig Compaies) Membership (M)/Chairmaship Noe (C) of Committees of other public compaies (icludes oly Audit Committee (AC) ad Shareholders / Ivestos Grievace Committee (SIGC) Number of Equity Shares held i the 56,250 Compay Relatioship with other Directors Noe Explaatory Statemet (pursuat to Sectio 173(2) of the Compaies Act, 1956) ITEM NO 5 Mr. Subroto Bhattacharya, who retires by rotatio at the forthcomig Aual Geeral Meetig has iformed the Compay that he does ot wish to offer himself for re-electio as a Director of the Compay. As required uder Sectio 256(4) of the Compaies Act, 1956, a resolutio for ot fillig the vacacy caused by Mr. Subroto Bhattacharya s retiremet has bee icluded i the Notice of the Aual Geeral Meetig. Your Directors wish to place o record their appreciatio for the cotributios made by Mr. Subroto Bhattacharya durig his over thirtee years of associatio with the Compay. 3
4 Regd. Office : B-234, Okhla Id. Area, Phase-I, New Delhi Notice (Cotd.) The Board recommeds the resolutio set out i Item No 5 of the Notice for your approval. Noe of the Directors is cocered or iterested i the resolutio at Item No 5 of the Notice. ITEM NO 6 The Compay has bee a market leader i the areas of IT educatio ad IT assisted educatio i the coutry sice its iceptio. The Compay has bee successfully coductig career educatio programs at post secodary level, structured o the lies of uiversity system. The GNIIT ad DNIIT programs have received academic validatio from uiversities i the developed world. The Compay has cosistetly pioeered several iovative approaches for ruig a educatio compay. I the cotext of the ew emergig educatio paradigm ad recet iitiatives of the regulatory authorities to ivolve the private sector i the spread of higher educatio, the Compay has evisioed a world class global uiversity amed NIIT Uiversity (the Uiversity ) set up by NIIT Istitute of Iformatio Techology (the Istitute ) with objects of providig seamless, idustry liked, techology based, research drive programs ad to create kowledge leaders. The icome ad property of the Istitute, however derived, shall be applied towards the promotio of the objectives as set forth i the Memoradum of Associatio of the Istitute. The beefits that could accrue to the Compay for such patroizatio are: Further improve NIIT brad image i associatio with a world class higher educatio Uiversity. World class research facility, which will eable the Compay to grow i emergig techologies like educatio techology, ao techology, bioiformatics, other iformatio ad commuicatio techologies ad develop ew methodologies to address emergig area i the service sector. Uptodate curriculum/cotets i areas like bioiformatics, ao ad other emergig techologies. Geeratio of Compay s capabilities ad experiece, alog with proposed Uiversity s reach, leveragig additioal reveue lies such as educatio delivery usig techology, testig ad examiatio services. Compay s global ceters to ru accredited courses with this as well as other iteratioal uiversities. The Istitute uder the guidace of its idepedet Goverig Board, has established Uiversity at Neemraa, Alwar, Rajastha ad has begu its first sessio i September Sice the Istitute is at a iitial stage, it eeds substatial fuds ad has approached may corporates icludig the Compay. Due to reasos stated above ad also to fulfill its corporate social resposibilities, the Compay deems it fit to support the cause of the Istitute by way of grat to the Istitute. The Shareholders are also iformed that they have vide their resolutio passed o July 27, 2005 ad July 27, 2009 had approved grat of corpus to the tue of Rs. 50,000,000/- (Rupees fifty millio oly) ad Rs. 100,000,000/- (Rupees oe hudred millio oly) respectively to the Istitute. The Compay has grated corpus/doatio to the Istitute of a aggregate amout of Rs. 148,000,000/- (Rupees oe hudred forty eight millio oly) over the last six years. I additio to above, the Compay has also bee extedig support to NIIT Foudatio ( NF ), a ot-for-profit society registered uder the Societies Registratio Act, 1860, set up with the key objective of reachig the uder-served commuities especially the margialized youth i urba slums ad rural areas. I the last four years, NF has impacted over 30,000 youth ad placed over 81% of eligible cadidates, thus creatig their livelihoods. I additio to the corporate social resposibility objective, followig beefits may accrue to the Compay from the work doe by NF: The research ad egagemet models from NF may provide a head start by providig isights ito customer ad commuity mid sets. With 18 NF ceters i operatio, NF icreases 4
5 Regd. Office : B-234, Okhla Id. Area, Phase-I, New Delhi Notice (Cotd.) the reach of Compay s courses leadig to higher social impact. NF is gaiig recogitio for the work beig doe be it with corporates that wat to setup parter ceters with NF or placemet orgaizatios that wat to recruit NF studets. This is leadig to a better image for the Compay. The tie up with Corporates doe by NF will help the Compay ad group to make iroads i those corporates. Low cost educatio delivery models developed by NF (District Learig Cetre, Courier Learig Cetre etc.) ad experiece gaied i studet mobilizatio ad idustry tie-ups would provide a huge beefit to NIIT veture ito Skill Buildig Solutios. As per Sectio 293(1)(e) of the Compaies Act, 1956, ay cotributio to a fud exceedig Rs. 50,000 or 5% of the average et profits durig the precedig three fiacial years, whichever is greater, would require approval from the shareholders of the Compay. The Corpus, towards edowmet fud, beig i the ature of grat falls withi the ambit of sectio 293 (1)(e) of the Compaies Act, sought for grats. Further, the Compay has omiatio right o the Goverig Board of the Istitute ad accordigly has omiated Mr. P. Rajedra, Director of the Compay o the Goverig Board of the Istitute. Your Directors propose to the members to pass the resolutio as set out i the otice, to empower the Board of Directors of the Compay to make ecessary grats to the Istitute, NF or ay other orgaisatio egaged i the activities of social, cultural, educatioal, ecoomic, scietific research, rural developmet or ay other activity for people at large as stated i the resolutio. Mr. Rajedra S Pawar, Mr. Vijay K Thadai ad Mr. P Rajedra, Directors of the Compay do ot have ay pecuiary ad/or ay other iterest(s) i the Istitute ad NF, except that they are the fouder members ad also members of the Goverig Board of the Istitute ad NF for which they may be deemed to be iterested. Except to the extet metioed hereiabove, o other director is iterested or cocered i the proposed resolutio. The Board of Directors, therefore, recommeds the resolutio at Item No 6 of the Notice for your approval. Sice the proposed grat of amout up to Rs. 100,000,000 (Rupees oe hudred millio oly) per year over the ext three fiacial years ad i aggregate ot exceedig Rs. 250,000,000 (Rupees two hudred fifty millio oly) is over ad above the limits prescribed uder Sectio 293(1)(e) of the Compaies Act, 1956, therefore, shareholders approval is beig Place : New Delhi Date : May 9, 2012 By Order of the Board For NIIT Limited Rajesh Arora Compay Secretary 5
6
NIIT Limited BOARD OF DIRECTORS. Corporate Governance Report
Corporate Goverace Report Your Compay believes that strog compaies are built o the foudatio of good goverace practices. Corporate Goverace ecompasses the effective maagemet of relatioships amog costituets
More informationNIIT Limited. Corporate Governance Report BOARD OF DIRECTORS
Corporate Goverace Report Your Compay believes that strog compaies are built o the foudatio of good goverace practices. Corporate Goverace ecompasses the effective maagemet of relatioships amog costituets
More informationBuild on Our Expertise. Grow your mortgage business with PNC Partnership Solutions, LLC
Build o Our Expertise Grow your mortgage busiess with PNC Partership Solutios, LLC Partership Solutios 1 To some, ew obstacles. For you, ew opportuities. The mortgage ladscape has chaged i recet years,
More information1031 Tax-Deferred Exchanges
1031 Tax-Deferred Exchages About the Authors Arold M. Brow Seior Maagig Director, Head of 1031 Tax-Deferred Exchage Services, MB Fiacial Deferred Exchage Corporatio Arold M. Brow is the Seior Maagig Director
More information(Zip Code) OR. (State)
Uiform Applicatio for Ivestmet Adviser Registratio Part II - Page 1 Name of Ivestmet Adviser: Stephe Craig Schulmerich Address: (Number ad Street) 10260 SW Greeburg Rd. Ste 00 (State) (City) Portlad (Zip
More informationHelping you reduce your family s tax burden
The RBC Do m i i o Se c u r i t i e s Family Trust Helpig you reduce your family s tax burde Professioal Wealth Maagemet Sice 1901 1 RBC Domiio Securities Charitable Gift Program Who should cosider a RBC
More informationSecurely managed insurance solutions. Protected Cell, Incorporated Cell and Segregated Account facilities
Securely maaged isurace solutios Protected Cell, Icorporated Cell ad Segregated Accout facilities About us White Rock is a uique ad leadig group of isurace ad reisurace vehicles with operatios i a umber
More informationCompanies COMPANIES BUILDING ON A SOLID FOUNDATION. 1 Intrust Manx
Compaies COMPANIES BUILDING ON A SOLID FOUNDATION 1 Itrust Max Itrust Max Limited Itrust (Max) Limited is based i Douglas, Isle of Ma. Our objective is to provide a bespoke, flexible, cost-effective, efficiet
More informationSEC Adopts. Amendments. To The Advisers Act Custody Rule SECURITIES LAW ALERT MARCH 2010
MARCH 2010 SEC Adopts Amedmets To The Advisers Act Custody Rule The Securities Exchage Commissio ( SEC ) has adopted amedmets to Rule 206(4)-2 (the Custody Rule ) uder the Ivestmet Advisers Act of 1940
More informationGuide for. Plan Sponsors. Roth 401(k) get retirement right
Uited of Omaha Life Isurace Compay Compaio Life Isurace Compay mutual of omaha retiremet services Roth 401(k) Guide for Pla Sposors MUGC8764_0210 get retiremet right roth 401(k) expads your optios Drive
More informationSecurely managed insurance solutions. Protected Cell, Incorporated Cell and Segregated Account facilities
Securely maaged isurace solutios Protected Cell, Icorporated Cell ad Segregated Accout facilities About us White Rock is a uique ad leadig group of isurace ad reisurace vehicles with operatios i a umber
More informationRide The Cloud A NEW WAY OF LEARNING ANNUAL REPORT NIIT LIMITED
Ride The Cloud A NEW WAY OF LEARNING ANNUAL REPORT 2012-2013 NIIT LIMITED NIIT LIMITED ANNUAL REPORT 2012-13 TABLE OF CONTENTS Page No. CHAIRMAN S MESSAGE 2 CORPORATE INFORMATION 4 NIIT AT A GLANCE 6
More informationSecurely managed insurance solutions. White Rock Netherlands Protected Cell Company
Securely maaged isurace solutios White Rock Netherlads Protected Cell Compay About us White Rock is a uique ad leadig group of isurace ad reisurace vehicles with operatios i a umber of key domiciles icludig
More informationREITInsight. In this month s REIT Insight:
REITIsight Newsletter February 2014 REIT Isight is a mothly market commetary by Resource Real Estate's Global Portfolio Maager, Scott Crowe. It discusses our perspectives o major evets ad treds i real
More informationNIIT Limited Regd. Office : B-234, Okhla Ind. Area, Phase-I, New Delhi
Regd. Office : B-234, Okhla Id. Area, Phase-I, New Delhi-110 020 Notice Notice is hereby give that the twety seveth Aual Geeral Meetig of the Members of will be held o Friday, 9th day of July, 2010, at
More informationKEY INFORMATION DOCUMENT CFD s Generic
KEY INFORMATION DOCUMENT CFD s Geeric KEY INFORMATION DOCUMENT - CFDs Geeric Purpose This documet provides you with key iformatio about this ivestmet product. It is ot marketig material ad it does ot costitute
More informationCurrent Year Income Assessment Form 2017/18
Curret Year Icome Assessmet Form 2017/18 Persoal details Your Customer Referece Number Your Customer Referece Number Name Name Date of birth Address / / Date of birth / / Address Postcode Postcode If you
More informationSecurely managed insurance solutions. Protected Cell, Incorporated Cell and Segregated Account facilities
Securely maaged isurace solutios Protected Cell, Icorporated Cell ad Segregated Accout facilities About us White Rock is a uique ad leadig group of isurace ad reisurace vehicles with operatios i a umber
More informationAn Introduction to Employee Share Trust Services
A Itroductio to Employee Share Trust Services Why create a Employee ShareTrust? A public compay ca buy its ow shares ad hold them i treasury. However it has limited optios as to how it ca use those shares.
More informationPuerto Rico Tax Incentives: The TCJA and other considerations
Puerto Rico Tax Icetives: The TCJA ad other cosideratios February 14-15, 2019 Edgar Ríos-Médez, Esq. Table of Cotets Iteratioal Tax Provisios 3 q Corporate Tax Rates ad Other Provisios 4 q Global Itagible
More informationREINSURANCE ALLOCATING RISK
6REINSURANCE Reisurace is a risk maagemet tool used by isurers to spread risk ad maage capital. The isurer trasfers some or all of a isurace risk to aother isurer. The isurer trasferrig the risk is called
More informationSpeak to the experts before you start any project involving basement construction, engineered foundations, underpinning or structural repairs
ASUCplus represets Specialist Domestic Cotractors i: UNDERPINNING Ad Subsidece Repair T E C H N I Q U E S ENGINEERED FOUNDATION S O L U T I O N S CONSTRUCTION OF RETRO-FIT BASEMENTS Speak to the experts
More informationEU ETS Hearing, European Parliament Xavier Labandeira, FSR Climate (EUI)
EU ETS Hearig, Europea Parliamet Xavier Labadeira, FSR Climate (EUI) 0. Thaks Chairma, MEPs. Thak you very much for ivitig me here today. I am hoored to participate i the work of a Committee whose previous
More informationMFL MUTUAL FUND ANNUAL REPORT
MFL MUTUAL FUND ANNUAL REPORT FOR THE 10 MONTHS ENDED 30 JUNE 2017 MFL Mutual Fud ('MFL' or 'the scheme') was established i 1969 to provide New Zealaders with a opportuity to pla ad save for retiremet.
More informationDriver s. 1st Gear: Determine your asset allocation strategy.
Delaware North 401(k) PLAN The Driver s Guide The fial step o your road to erollig i the Delaware North 401(k) Pla. At this poit, you re ready to take the wheel ad set your 401(k) i motio. Now all that
More informationThe ABA Retirement Funds Program has been serving the retirement needs of the legal community for more than 55 years.
ABA Retiremet Fuds Program We are a differet kid of retiremet pla www.abaretiremet.com The ABA Retiremet Fuds Program has bee servig the retiremet eeds of the legal commuity for more tha 55 years. I 1963,
More informationEndowment Trustees Report
2016 17 ET #6.4 2016 17 EBD #13.2 2016-2017 CD#16.0 (2017 Midwiter Meetig) Edowmet Trustees Report (Log-Term Ivestmet/Edowmet Fud) Rod Hersberger Seior Trustee Saturday Jauary 21, 2017 1 Issues Impactig
More informationPublished financial statements of limited companies
3 Published fiacial statemets of limited compaies this chapter covers... I this chapter we focus o the published fiacial statemets of limited compaies ad look at: the purpose ad compoets of fiacial statemets
More informationStructuring the Selling Employee/ Shareholder Transition Period Payments after a Closely Held Company Acquisition
Icome Tax Isights Structurig the Sellig Employee/ Shareholder Trasitio Period Paymets after a Closely Held Compay Acquisitio Robert F. Reilly, CPA Corporate acquirers ofte acquire closely held target compaies.
More informationStatement of compliance with the UK Corporate Governance Code
Statemet of compliace with the UK Corporate Goverace Code The Board of Directors believes i high stadards of corporate goverace, otwithstadig the Compay s size ad status as a member of the FTSE SmallCap
More informationPPI Investment Advice
Tailored property advice ad solutios PPI Ivestmet Advice www.ppiivestmetadvice.com.au portfoliopropertyivestmets.com.au/propertycoach AFSL umber 276 895 PPI, chagig the property ivestig ladscape! Everythig
More informationCHAPTER 2 PRICING OF BONDS
CHAPTER 2 PRICING OF BONDS CHAPTER SUARY This chapter will focus o the time value of moey ad how to calculate the price of a bod. Whe pricig a bod it is ecessary to estimate the expected cash flows ad
More informationFOUNDATION ACTED COURSE (FAC)
FOUNDATION ACTED COURSE (FAC) What is the Foudatio ActEd Course (FAC)? FAC is desiged to help studets improve their mathematical skills i preparatio for the Core Techical subjects. It is a referece documet
More informationMUTB/MUFG Company Profile
MUTB/MUFG Compay Profile 10 OCTOBER 2017 A member of MUFG, a global fiacial group Who we are Mitsubishi UFJ Trust ad Bakig Corporatio (MUTB) is oe of the largest Trust Baks i Japa. MUTB is a core member
More informationCHIEF EXECUTIVE OFFICER
C A R E E R O P P O R T U N I T Y CHANGING OFFENDERS' LIVES THROUGH INNOVATIVE JOB TRAINING FOR A SAFER CALIFORNIA. CHIEF EXECUTIVE OFFICER CALIFORNIA PRISON INDUSTRY AUTHORITY SALARY: $144,000 $180,000
More informationSummary of Benefits RRD
Summary of Beefits RRD All Eligible Employees Basic Term Life, Optioal Term Life, Optioal Depedet Term Life ad Optioal Accidetal Death & Dismembermet Issued by The Prudetial Isurace Compay of America Effective:
More informationT4032-ON, Payroll Deductions Tables CPP, EI, and income tax deductions Ontario Effective January 1, 2016
T4032-ON, Payroll Deductios Tables CPP, EI, ad icome tax deductios Otario Effective Jauary 1, 2016 T4032-ON What s ew as of Jauary 1, 2016 The major chages made to this guide sice the last editio are outlied.
More informationLife Products Bulletin
Life Products Bulleti Tredsetter Super Series Tredsetter Super Series: 2009 Chages Effective September 1, 2009, Trasamerica Life Isurace Compay is releasig ew rates for Tredsetter Super Series level premium
More informationsetting up the business in sage
3 settig up the busiess i sage Chapter itroductio Settig up a computer accoutig program for a busiess or other orgaisatio will take some time, but as log as the correct data is etered i the correct format
More informationT4032-MB, Payroll Deductions Tables CPP, EI, and income tax deductions Manitoba Effective January 1, 2016
T4032-MB, Payroll Deductios Tables CPP, EI, ad icome tax deductios Maitoba Effective Jauary 1, 2016 T4032-MB What s ew as of Jauary 1, 2016 The major chages made to this guide sice the last editio are
More informationCARERS UNEMPLOYMENT CLAIM FORM C
CARERS UNEMPLOYMENT CLAIM FORM C Piacle House, A1 Baret ay, Borehamwood, Hertfordshire D6 2XX Compay Number 1007798 IMPORTANT POLICY TERMS MAY VARY, BUT YOU SHOULD RETURN THE CLAIM FORM AS SOON AS YOU
More informationReach higher with all of US
Reach higher with all of US Reach higher with all of US No matter the edeavor, assemblig experieced people with the right tools ehaces your chaces for success. Whe it comes to reachig your fiacial goals,
More informationThe corporate alternative to trusts and foundations
The corporate alterative to trusts ad foudatios The corporate alterative to trusts ad foudatios THE ISLE OF MAN ( MANX ) COMPANY LIMITED BY GUARANTEE AND HAVING A SHARE CAPITAL ( THE HYBRID COMPANY ) Itrust
More informationEndowment Trustees Report
2015 16 ET #6.4 2015 16 CD #16.0 2015 16 EBD #13.2 (2016 Midwiter Meetig) Edowmet Trustees Report (Log-Term Ivestmet/Edowmet Fud) Rod Hersberger Seior Trustee Saturday Jauary 9, 2016 1 How Does the Edowmet
More informationMethodology on setting the booking prices Project Development and expansion of Bulgartransgaz EAD gas transmission system
Methodology o settig the bookig prices Project Developmet ad expasio of Bulgartrasgaz EAD gas trasmissio system Art.1. The preset Methodology determies the coditios, order, major requiremets ad model of
More informationLooking Ahead. Get Ready for NAF Open Enrollment November 4 29, News and Updates to Help You Prepare for Open Enrollment FSC
Att: FA-T (Beefits) PO Box 650428 Dallas, Texas 75265-0428 Get Ready for NAF Ope Erollmet November 4 29, 2013 FSC CCG DoDAAFES-0007-A (10/13) 2013 Aeta Ic. Lookig Ahead News ad Updates to Help You Prepare
More informationT4032-BC, Payroll Deductions Tables CPP, EI, and income tax deductions British Columbia Effective January 1, 2016
T4032-BC, Payroll Deductios Tables CPP, EI, ad icome tax deductios British Columbia Effective Jauary 1, 2016 T4032-BC What s ew as of Jauary 1, 2016 The major chages made to this guide, sice the last editio,
More informationREITInsight. In this month s REIT Insight:
REITIsight Newsletter March 2014 REIT Isight is a mothly market commetary by Resource Real Estate's Global Portfolio Maager, Scott Crowe. It discusses our perspectives o major evets ad treds i real estate
More informationFEHB. Health Benefits Coverage for Noncareer Employees
FEHB Health Beefits Coverage for Nocareer Employees Notice 426 September 2005 The Federal Employees Health Beefits (FEHB) Program permits certai ocareer (temporary) employees to obtai health isurace, if
More informationOne Community - One Vision - One Direction. Mapping. the. for the City of Greater Sudbury
Oe Commuity - Oe o - Oe Directio Mappig Mappig The Purpose of this Documet This documet, Mappig o, reaffirms City of Greater Sudbury's visio, missio, values ad goals adopted by City Coucil i 2001. It also
More informationIndice Comit 30 Ground Rules. Intesa Sanpaolo Research Department December 2017
Idice Comit 30 Groud Rules Itesa Sapaolo Research Departmet December 2017 Comit 30 idex Characteristics of the Comit 30 idex 1) Securities icluded i the idices The basket used to calculate the Comit 30
More informationGuide to R&D Tax Benefits for Large Companies
Guide to R&D Tax Beefits for Large Compaies This publicatio has bee prepared as a guide oly ad you should obtai professioal advice specific to your ow circumstaces before actig or refraiig from actig as
More informationAccumUL Plus. United of Omaha Life Insurance Company A Mutual of Omaha Company. product guide
Uited of Omaha Life Isurace Compay A Mutual of Omaha Compay AccumUL Plus product guide L7864_1211 Product base pla features, provisios ad riders may ot be approved i all states. For producer use oly. Not
More informationReview Procedures and Reporting by Peer Reviewer
Review Procedures ad Reportig by Peer Reviewer QUALITY OF REPORTING BY AUDITORS Desired Quality Audit report to cotai a clear writte expressio of opiio o the fiacial iformatio PU should have policies ad
More informationWe learned: $100 cash today is preferred over $100 a year from now
Recap from Last Week Time Value of Moey We leared: $ cash today is preferred over $ a year from ow there is time value of moey i the form of willigess of baks, busiesses, ad people to pay iterest for its
More informationAbout Your Health Care Benefits. Amended and Restated as of January 1, 2005
About Your Health Care Beefits Ameded ad Restated as of Jauary 1, 2005 Itroductio...1 Eligibility...2 For employees...2 If you both work for Citigroup...2 For depedets...3 Qualified Medical Child Support
More informationTERMS OF REFERENCE. Project: Reviewing the Capital Adequacy Regulation
TERMS OF REFERENCE Project: Reviewig the Capital Adequacy Regulatio Project Ower: Project Maager: Deputy Project Maagers: Techical Achor (TAN): Mr. Idrit Bak, Bak of Albaia, Supervisio Departmet. Mrs.
More informationBUSINESS PLAN IMMUNE TO RISKY SITUATIONS
BUSINESS PLAN IMMUNE TO RISKY SITUATIONS JOANNA STARCZEWSKA, ADVISORY BUSINESS SOLUTIONS MANAGER RISK CENTER OF EXCELLENCE EMEA/AP ATHENS, 13TH OF MARCH 2015 FINANCE CHALLENGES OF MANY FINANCIAL DEPARTMENTS
More informationLuxury car tax how to complete your activity statement
Istructios for busiesses with luxury car tax obligatios Luxury car tax how to complete your activity statemet For more iformatio, visit www.ato.gov.au NAT 7391-07.2012 OUR COMMITMENT TO YOU We are committed
More informationReceipt Date. You must answer all questions in ink and the application must be signed and notarized, or it will be rejected.
Office of the New York State Comptroller New York State ad Local Retiremet System Mail completed form to: NEW YORK STATE AND LOCAL RETIREMENT SYSTEM 110 STATE STREET - MAIL DROP 5-9 ALBANY NY 12244-0001
More information1. You are to disclose in this form, fully and faithfully, all the facts which you know or ought to know, or the policy issued may be void.
LIFE INSURANCE ARCHIPELAGO ENDOWMENT ALPHA SERIES 28 CLOSE-ENDED 24-MONTHS ENDOWMENT 10% FIXED COUPON AT MATURITY PROPOSAL FORM - INDIVIDUAL & NON-INDIVIDUAL Archipelago Life Isurace Limited (A Life Isurer
More informationCorporate Governance. UK Corporate Governance Code and the Irish Corporate Governance Annex. Board Composition and Independence
Corporate Goverace Your Board of Directors is committed to the highest stadards of corporate goverace. Good goverace stems from a positive culture ad well embedded values. FBD s core values of itegrity,
More informationThe Time Value of Money in Financial Management
The Time Value of Moey i Fiacial Maagemet Muteau Irea Ovidius Uiversity of Costata irea.muteau@yahoo.com Bacula Mariaa Traia Theoretical High School, Costata baculamariaa@yahoo.com Abstract The Time Value
More informationBroker Partnerships and Protocols
Broker Parterships ad Protocols As our broker parter, you are a importat ally i promotig ad sellig FM Global, a leadig worldwide provider of commercial property isurace. As a basis for placig philosophically
More informationUnits Manorside Industrial Estate Redditch B98 9HE. Multi Let Industrial Estate Investment
Uits 19-48 Maorside Idustrial Estate Redditch B98 9HE Multi Let Idustrial Estate Ivestmet INVESTMENT SUMMARY Established idustrial estate i North Moos Moat area of Redditch with excellet access to J2 &
More informationsummary of cover CONTRACT WORKS INSURANCE
1 SUMMARY OF COVER CONTRACT WORKS summary of cover CONTRACT WORKS INSURANCE This documet details the cover we ca provide for our commercial or church policyholders whe udertakig buildig or reovatio works.
More information1 Savings Plans and Investments
4C Lesso Usig ad Uderstadig Mathematics 6 1 Savigs las ad Ivestmets 1.1 The Savigs la Formula Lets put a $100 ito a accout at the ed of the moth. At the ed of the moth for 5 more moths, you deposit $100
More informationA guide for members RPS 65
A guide for members RPS 65 Disclaimer The iformatio provided i this guide is iteded for geeral iformatio ad illustrative purposes. Your beefits will be worked out i accordace with ad subject to the goverig
More informationCollections & Recoveries policy
Collectios & Recoveries policy The purpose of this policy is to set out the actio Ledy takes to ecourage borrowers to repay their loas withi term. This policy also serves to set out the actio Ledy takes
More informationProspectus Directive Regulation (EC/809/2004), as amended.
Prospectus Directive Regulatio (EC/809/2004), as ameded. Disclaimer This briefig ote has bee prepared as a referece tool to illustrate the chages to Prospectus Directive Regulatio EC 809/2004 1, as ameded
More informationHighlights of 3 rd Generation SPP Rules 2017
Email: Chibuluje@ewura.go.tz Mobile: +255 688 255707 ENERGY AND WATER UTILITIES REGULTORY AUTHORITY Highlights of 3 rd Geeratio SPP Rules 2017 A presetatio at the WRI-TATEDO Report lauchig at the Serea
More informationUS Dollar Bank Account
FACT SHEET Page 1 of 3 Please keep for future referece US Dollar Bak Accout Call us o 0800 092 3300 Fact Sheet (icludig Fiacial Services Compesatio Scheme (FSCS) Iformatio Sheet & Exclusios List) The US
More informationInternal Control Framework
Iteral Cotrol Framework NMASBO Boot Camp October 2017 Make up of participats Superitedets Aspirig Superitedets School Districts Charter Schools Former Coaches 1 Take Away Items A iteral cotrol system is
More informationguaranteed universal life
guarateed uiversal life Uited of Omaha Life Isurace Compay A Mutual of Omaha Compay product guide L8416_0314 For Producer use oly. Not for use with the geeral public. 1 Guaratee your cliets future. Guarateed
More informationMafatlal Centre, 10th Floor, Nariman Point, Mumbai CIN: U65991MH1996PTC Tel.: Fax:
Mafatlal Cetre, 10th Floor, Narima Poit, Mumbai - 400 021 CIN: U65991MH1996PTC100444 Tel.: 91-22 66578000 Fax: 91-22 66578181 www.dspblackrock.com Jauary 8, 2018 Dear Uit Holder, Sub: Chage i Fudametal
More informationIndividual Retirement Account (IRA)
Logleaf Parters Fuds Idividual Retiremet Accout (IRA) Simple IRA Cotets BNY Mello Ivestmet Servicig Trust Compay 2 SIMPLE Idividual Retiremet Accout (IRA) Disclosure Statemet 4 SIMPLE Idividual Retiremet
More informationThe ROI of Ellie Mae s Encompass All-In-One Mortgage Management Solution
The ROI of Ellie Mae s Ecompass All-I-Oe Mortgage Maagemet Solutio MAY 2017 Legal Disclaimer All iformatio cotaied withi this study is for iformatioal purposes oly. Neither Ellie Mae, Ic. or MarketWise
More informationCircuit and District Shield
IN IRELAND Circuit ad District Shield Summary Cotets Itroductio 3 Property damage 4 Loss of icome 5 Moey 5 Theft by officials 6 Liabilities 7 Legal expeses 8 Persoal accidet 9 Geeral iformatio 10 CIRCUIT
More informationThe roll-out of the Jobcentre Plus Office network
Departmet for Work ad Pesios The roll-out of the Jobcetre Plus Office etwork REPORT BY THE COMPTROLLER AND AUDITOR GENERAL HC 346 Sessio 2007-2008 22 February 2008 SummARy What is the Jobcetre Plus roll-out?
More informationThis article is part of a series providing
feature Bryce Millard ad Adrew Machi Characteristics of public sector workers SUMMARY This article presets aalysis of public sector employmet, ad makes comparisos with the private sector, usig data from
More informationCAF 12 MONTH FIXED RATE SAVER Business, Charity and Trust Savings Terms and Conditions Effective from 25 May 2018
CAF 12 MONTH FIXED RATE SAVER Busiess, Charity ad Trust Savigs Terms ad Coditios Effective from 25 May 2018 workig i associatio with The followig Terms ad Coditios cover busiess, charity ad trust savigs
More informationSTRAND: FINANCE. Unit 3 Loans and Mortgages TEXT. Contents. Section. 3.1 Annual Percentage Rate (APR) 3.2 APR for Repayment of Loans
CMM Subject Support Strad: FINANCE Uit 3 Loas ad Mortgages: Text m e p STRAND: FINANCE Uit 3 Loas ad Mortgages TEXT Cotets Sectio 3.1 Aual Percetage Rate (APR) 3.2 APR for Repaymet of Loas 3.3 Credit Purchases
More informationROXAS AND COMPANY, INC. (formerly CADP GROUP CORPORATION)
GEERAL IFORMATIO SHEET (GIS) FOR THE YEAR 2016 STOCK CORPORATIO GEERAL ISTRUCTIOS: 1. FOR USER CORPORATIO: THIS GIS SHOULD BE SUBMITTED WITHI THIRTY (30) CALEDAR DAYS FROM THE DATE OF THE AUAL STOCKHOLDERS'
More informationliving well in retirement Adjusting Your Annuity Income Your Payment Flexibilities
livig well i retiremet Adjustig Your Auity Icome Your Paymet Flexibilities what s iside 2 TIAA Traditioal auity Icome 4 TIAA ad CREF Variable Auity Icome 7 Choices for Adjustig Your Auity Icome 7 Auity
More informationInnovations and Emerging Practices in Local Government 2016 Survey Summary Report of Results
Iovatios ad Emergig Practices i Local Govermet 2016 Survey Summary Report of Results Itroductio The Iovatios ad Emergig Practices i Local Govermet 2016 Survey is part of a ogoig research partership betwee
More informationDefined Benefit Section. Member Booklet. Your Pension. Your Future.
Defied Beefit Sectio Member Booklet Your Pesio. Your Future. 2 Cotets Itroductio 2 The DB Sectio of the Scheme at a glace 3 Your beefits at Normal Retiremet Date 4 Death before retiremet 6 Death after
More informationPAYG instalments how to complete your activity statement
Istructios for busiesses ad ivestors PAYG istalmets how to complete your activity statemet For more iformatio visit www.ato.gov.au NAT 7393-11.2012 Our commitmet to you We are committed to providig you
More informationNPTEL DEPARTMENT OF INDUSTRIAL AND MANAGEMENT ENGINEERING IIT KANPUR QUANTITATIVE FINANCE END-TERM EXAMINATION (2015 JULY-AUG ONLINE COURSE)
NPTEL DEPARTMENT OF INDUSTRIAL AND MANAGEMENT ENGINEERING IIT KANPUR QUANTITATIVE FINANCE END-TERM EXAMINATION (2015 JULY-AUG ONLINE COURSE) READ THE INSTRUCTIONS VERY CAREFULLY 1) Time duratio is 2 hours
More informationAccelerated Access Solution. Chronic Illness Living Benefit (California Only) Access your death benefits while living.
Chroic Illess Livig Beefit (Califoria Oly) Access your death beefits while livig. Accelerated Access Solutio Chroic Illess Accelerated Death Beefit Rider (optioal) for Secure Lifetime GUL 3; Value+ Protector
More informationEmployer. Outreach. Health Care: Updates. Inside this issue
OPERS 277 East Tow St. Columbus, OH 43215 Employer Outreach Iside this issue Health Care: Updates... GASB Updates... Overview of chages to defied cotributio plas... Ifo to Go... Remiders... Call for Members:
More informationSQN SECURED INCOME FUND PLC (Registered number ) HALF-YEARLY REPORT AND UNAUDITED CONDENSED FINANCIAL STATEMENTS
SQN SECURED INCOME FUND PLC (Registered umber 09682883) HALF-YEARLY REPORT AND UNAUDITED CONDENSED FINANCIAL STATEMENTS For the six moths eded 31 December 2017 CONTENTS Page Strategic Report Highlights
More informationfor a secure Retirement Foundation Gold (ICC11 IDX3)* *Form number and availability may vary by state.
for a secure Retiremet Foudatio Gold (ICC11 IDX3)* *Form umber ad availability may vary by state. Where Will Your Retiremet Dollars Take You? RETIREMENT PROTECTION ASSURING YOUR LIFESTYLE As Americas,
More informationVISA Credit Card. Our VISA Platinum and Visa Classic Credit Cards are designed to help you manage your account sensibly. Why carry any other card?
VISA Credit Card Our VISA Platium ad Visa Classic Credit Cards are desiged to help ou maage our accout sesibl. Each card is simple, reliable, safe ad eas to use with o complicated fees or rules. Our card
More informationguaranteed universal life express (gule)
guarateed uiversal life express (gule) Guaratee tomorrow. Focus o today. Uited of Omaha Life Isurace Compay A Mutual of Omaha Compay product guide L7464_0314 For Producer use oly. Not for use with the
More informationYour Pension. Your Future.
Witer 2018 A Pesio Pla Report to Members o behalf of the Avo Rubber Retiremet ad Death Beefits Pla Your Pesio. Your Future. IN THIS ISSUE 2 Welcome from the Chairma of the Trustees 3 Key Facts ad Figures
More informationYour Appeal Rights Under the Income Tax Act
Your Appeal Rights Uder the Icome Tax Act P148(E) Rev. 00 3327 Visually impaired persos ca get iformatio o services available to them, ad ca order publicatios i braille or large prit, or o audio cassette
More informationPension Annuity. Policy Conditions Document reference: PPAS1(6) This is an important document. Please keep it in a safe place.
Pesio Auity Policy Coditios Documet referece: PPAS1(6) This is a importat documet. Please keep it i a safe place. Pesio Auity Policy Coditios Welcome to LV=, ad thak you for choosig our Pesio Auity. These
More informationCost-benefit analysis of plasma technologies
Cost-beefit aalysis of plasma techologies Professor Adra Blumberga, Riga Techical uiversity Part-fiaced by the Europea Uio (Europea Regioal Developmet Fud Cost- beefit aalysis Part-fiaced by the Europea
More information2012/13. Assessment of financial circumstances. For parents and partners of students
PFF2 Assessmet of fiacial circumstaces 2012/13 For parets ad parters of studets You ca also provide your fiacial details olie at www.direct.gov.uk/studetfiace SFEglad sf_eglad PFF2 1 Who should complete
More informationSIPP. Application guide
SIPP Cotributio Amedmet Form For Modular isipp, isipp, esipp, Private Cliet SIPP, Select SIPP, Partership SIPP, IPS SIPP, IPS (2008) SIPP, IPS Family SIPP ad IPS Pesio Builder SIPP JHAY1028A Applicatio
More information