Reach higher with all of US

Transcription

1 Reach higher with all of US

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3 Reach higher with all of US No matter the edeavor, assemblig experieced people with the right tools ehaces your chaces for success. Whe it comes to reachig your fiacial goals, all of us ca help you get there. At U.S. Bacorp Ivestmets, Ic., your Fiacial Advisor will get to kow you ad uderstad all you wat to accomplish by takig you through a cosultative process iteded to ucover a appropriate path for you. Your Fiacial Advisor leads a team of ivestmet, isurace ad fiacial plaig experts from U.S. Bacorp Ivestmets, plus bakig experts from our affiliate, U.S. Bak. With comprehesive resources ad the persoalized attetio you deserve, our experieced team of professioals ca help you meet all of your fiacial eeds. All of this is delivered through a sigle poit of cotact your Fiacial Advisor to help simplify your fiacial life.

4 All of US workig as parters What others say about U.S. Bak Most Admired Superregioal Bak, Fortue, 2011 ad 2012 #1 Most Trusted Bak i Cosumer Privacy Protectio (fifth straight year), Poemo Istitute, 2011 #1 Bak Brad Natiowide, Small Busiess Owers Survey, City Busiess Jourals #1 Overall Olie Customer Experiece (comparig top 10 baks i the coutry), Keyote Systems, July 2011 World s Safest Baks, Global Fiace, September 2011 Best Bak i the Uited States (secod year i a row), Euromoey Magazie Awards for Excellece, July Spirit of America Award, Uited Way s highest hoor to a America corporatio Top 100 Military Friedly Employers, G.I. Jobs Magazie, November 2011 A Yellow Ribbo Compay for Military ad their families, State of Miesota, 2011 At U.S. Bacorp Ivestmets, our Fiacial Advisors ca create a customized pla that helps cover all aspects of your fiacial life. You ca beefit from the stregth ad resources of our affiliate, U.S. Bak, the atio s fifth-largest commercial bak. The compay has bee i busiess sice 1863 ad serves more tha 17 millio cliets across 25 states. As the accolades o this page illustrate, other publicatios ad orgaizatios have a favorable opiio of U.S. Bak, its safety, cosumer privacy ad commitmet to the commuity. More importatly, U.S. Bak parters with U.S. Bacorp Ivestmets to provide you with a team of professioals to help you meet your fiacial eeds. Thik of your Fiacial Advisor as the quarterback of a larger team that offers wealth maagemet strategies ad a full array of services to address your etire balace sheet.

5 All of US gettig to kow you At U.S. Bacorp Ivestmets, we take the time to uderstad your uique eeds by usig a disciplied cosultative process to create your customized fiacial pla. Here s the process we follow: Liste ad uderstad We take the time to get to kow you ad uderstad your fiacial eeds ad goals before makig ay recommedatios. We idetify your risk tolerace, time horizo ad fiacial goals to esure we have all the relevat iformatio for the ext steps. Recommed strategies Oce we have evaluated where you are ad where you wat to go, we recommed how you ca potetially get there. Agree o way forward We fully discuss the details of our recommedatios ad make ay chages based o your priorities ad cocers. We wat to make sure you re comfortable with your pla. Implemet strategies We implemet your pla by settig up accouts, submittig applicatios, purchasig securities, re-titlig assets ad fializig other details to help reach your fiacial goals. Review progress We will review your fiacial pla o a regular basis ad liste for chages i your goals, objectives ad aspiratios, the make chages as appropriate. Life is full of uexpected evets, ad ogoig maiteace is critical to success.

6 All of US maagig your etire balace sheet We believe fiacial simplicity is achieved through comprehesive maagemet ad by orgaizig ad streamliig the various fiacial issues you face. Alog with our affiliate, U.S. Bak, we offer a full array of solutios to address those issues. We ca address issues relatig to: Ivestmets Isurace Liabilities Qualified retiremet pla/iras Stock optios Busiess successio plas Durable powers of attorey Giftig to childre, descedats ad others durig your life Charitable giftig durig your life Titlig of assets Executor/successor trustees Distributio plaig to spouse ad descedats at your death Charitable icliatios at your death What does that mea to you? Here is a list of questios we ca help you aswer: Wealth maagemet ad fiacial plaig: How cofidet are you about your preset fiacial situatio? Are your curret ivestmets more (or less) aggressive tha you prefer? Retiremet plaig: What is your visio for retiremet? How much do you eed to save to make that happe? Are you curretly o track? Isurace plaig: Is your family protected i case you die prematurely? Would you like to provide fiacially for your spouse, depedets or others whe you die? Will you be fiacially resposible for agig parets? Tax plaig: Are your accouts set up to help miimize taxes? Do you have ay specific or uique tax issues that should be take ito cosideratio? Estate plaig: What do you view as your fiacial legacy? Do you have a goal of leavig assets to family members or a favorite charity? Busiess plaig: Are your retiremet pla ad executive beefits helpig you retai your key employees? What is your busiess successio pla?

7 All of US simplifyig your life Our team approach, with a sigle poit of cotact, is iteded to help you achieve results ad also simplify your fiacial life. We coordiate all your plaig ad fiacial eeds, so you do t have to. I additio, U.S. Bacorp Ivestmets ad U.S. Bak make it easy to access your fiacial accouts. Here are the services available to you: U.S. Bacorp Ivestmets services U.S. Bacorp Ivestmets Coect Olie cliet website gives you access to your ivestmet accout with the click of a mouse (olieivestig.usbak.com) Ivestmets Coect Live allows you to speak with experieced, licesed Fiacial Cosultats durig exteded hours if your Fiacial Advisor is uavailable ( , optio 3) Ivestmets Coect Touch Toe, a voice respose system, allows you to access your ivestmet accout over the phoe ( , optio 1) U.S. Bak services 24-hour Bakig ad Fiacial Sales gives you access to your bak accout ay hour of the day ( ) Mobile Bakig gives you secure, coveiet bakig o your smart phoe (dowload a mobile app at usbak.com) ad text alerts keep you up-to-date o the activity that is importat to you

8 Deposit products offered by U.S. Bak Natioal Associatio. Member FDIC. Neither U.S. Bak or its represetatives may provide tax or legal advice. Ay tax iformatio provided reflects opiio ad is ot iteded to be exhaustive. Idividuals should cosult their tax advisor or legal cousel for advice ad iformatio cocerig their particular situatio. NOT A DEPOSIT NOT FDIC INSURED NOT GUARANTEED BY THE BANK MAY LOSE VALUE NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY Ivestmet products ad services are available through U.S. Bacorp Ivestmets, Ic., member FINRA ad SIPC, a ivestmet adviser ad a brokerage subsidiary of U.S. Bacorp ad a affiliate of U.S. Bak. Isurace products, icludig auities, are available through U.S. Bacorp Isurace Services, LLC, U.S. Bacorp Ivestmets, Ic., i Motaa U.S. Bacorp Isurace Services of Motaa, Ic., ad i Wyomig U.S. Bacorp Isurace & Ivestmets, Ic. All are licesed isurace agecies, subsidiaries of U.S. Bacorp ad affiliates of U.S. Bak. Policies are uderwritte by uaffiliated isurace compaies ad may ot be available i all states. CA Isurace Licese # OE U.S. Bak is ot resposible for ad does ot guaratee the products, services, or performace of affiliates. U.S. Bacorp Ivestmets, Ic. is ot a tax or legal advisor. Whe it is appropriate, you are ecouraged to seek professioal tax or legal advice. # /2012 USBI-LIT-30106