CARERS UNEMPLOYMENT CLAIM FORM C

Size: px
Start display at page:

Download "CARERS UNEMPLOYMENT CLAIM FORM C"

Transcription

1 CARERS UNEMPLOYMENT CLAIM FORM C Piacle House, A1 Baret ay, Borehamwood, Hertfordshire D6 2XX Compay Number IMPORTANT POLICY TERMS MAY VARY, BUT YOU SHOULD RETURN THE CLAIM FORM AS SOON AS YOU STOP ORKING. THIS ILL ASSIST THE PROMPT PROCESSING OF YOUR CLAIM Your copy of the Group Policy documet will tell you whether you ca make a claim Make sure you aswer all the questios o this form, otherwise it will delay your claim Our represetative might have to call o you while we are lookig ito your claim e eed evidece from the Departmet of ork ad Pesios that you have bee appoited a carer ad are i receipt of carers allowace for a member of your immediate family Make sure that the declaratio is siged before returig this form INSURANCE FRAUD IS A CRIMINAL OFFENCE - E RESERVE THE RIGHT TO REFER CASES TO THE APPROPRIATE AUTHORITIES A - Your Policy Details Please idicate what your policy relates to: (a) Mortgage (b) LoaFiace (c) Credit Card (d) Icome Protectio (e) Premium aiver FOR SECURITY REASONS, IF YOUR POLICY RELATES TO CREDIT CARD COVER, PLEASE DO NOT PROVIDE YOUR CREDIT CARD NUMBER AS THE POLICY NUMBER Policy Number Name of Policy Provider If you have aswered (a)-(c) above, please provide the followig: Name of Leder, if differet to Policy Provider B - Your Persoal Details Title First Name Mr Mrs Miss Ms Other of birth Address I order to give you the best possible service, we may use your mobile umber to call or text you ador your address to sed you updates o the progress of your claim. Please be assured either will be used for ay sales or marketig purposes or passed to ay other party without your specific coset. Should you NOT wish to be set updates through either of these methods, please tick the relevat box: SMS text Telephoe Mobile Address Natioal Isurace Number (NI) You ca fid this o: NI Card, payslips, letters from HM Reveue & Customs or from your Social Security Office C - Your Bakig Details Accout Holder Sort Code - - Bak Name Accout Number (Please complete this sectio ad if your policy allows us to pay direct to your bak, we will do so. PLEASE NOTE we ca ot pay i to a savigs accout.) D - About the perso you are carig for (Please provide details of the perso you are carig for) 1. Name of the perso you are carig for 2. to yourself 3. of birth of your family member 4. Are you i receipt of Carers Allowace? 5. If YES, please cofirm the date this commeced 6. hat is the ature of their disabilitycoditio? 7. hich beefit is your immediate family member i receipt of? Disability Livig Allowace Attedace Allowace Costat Attedace Allowace 8. Please cofirm the date this beefit commeced 9. of oset of their disabilitycoditio? e eed evidece from the Departmet of ork ad Pesios that you have bee appoited a carer ad are i receipt of carers allowace for a member of your immediate family e eed evidece from the Departmet of ork ad Pesios showig the date Disability Livig Allowace, Attedace Allowace or Costat Attedace Allowace commeced P2640v

2 Em E - Your ork Details Please tick the descriptio that applies to you: orkig for a employer (Sectios E ad F to be completed) Self-employed (Sectios G ad H to be completed) D Na Name of your Employer Address of your Employer Te Telephoe Number of your Employer Address of your Employer (if kow) hat was your job title? hat was your ork or Staff Number? hat were your duties? F - Employer s Certificate he did you start workig there? How may hours a week did you work? HRS hat date did your employmet ed? If you have multiple jobs, please provide the ames ad addresses of all your Employers, icludig the hours worked per week, o a separate piece of paper securely attached to this claim form. PLEASE ASK YOUR LAST EMPLOYER TO COMPLETE THIS SECTION Compay Name C O M P L E T E D B Y L A S T E M P L O Y E R Compay Address C O M P L E T E D B Y L A S T E M P L O Y E R Telephoe Number L A S T E M P L O Y E R address C O M P L E T E D B Y L A S T E M P L O Y E R 1. Please cofirm the full ame of the perso who worked for you 2. hat date did the Employee start workig for you? 3. hat date did the Employee last work for you? 4. How may hours per week did the Employee work? HRS TO BE 8. If YES, how may times has this cotract bee reewed? (please give dates) LAST EMPLOYER 5. as the employmet: (please tick relevat optio) Permaet 6. If the Employee was employed From o a fixed-term cotract, what were the dates of the cotract? 7. If the Employee was employed o a fixed-term cotract, could they reasoably have expected you to reew it? To Temporary Cotract Seasoal 9. hat date did the Employee otify you of their itetio to resig? (hether verbal or writte) 10. hat reaso did the employee give for their resigatio? LAST EMPLOYER 11. hat was the Employee s Gross Yearly Salary at the time they left? Your Name Positio Sigature Compay Stamp (if Stamp ot available, please attach a SIGNED complimet slip) OMISSIONS ILL DELAY YOUR CLAIM EVIDENCE OF STAMP OR COMPLIMENT SLIP MUST BE PROVIDED TO VALIDATE THE CLAIM COMPLIMENT SLIP MUST BE SIGNED

3 G - Your Self Employmet Details hat date did you start workig o a Self Employed basis? hat date did you last work? Address of your Accoutat How may hours per week did you work? HRS hat was your occupatio? Name of your Accoutat Accoutat Telephoe Number Accoutat s address H - Accoutat s Certificate AS YOU ARE SELF EMPLOYED, PLEASE ASK YOUR TO COMPLETE THIS SECTION 1. hat was the Tradig Name of your Cliet s Compay? C O M P L E T E D B Y Y O U R A C C O U N T A N T 2. hat was the ature of your Cliet s busiess? 3. hat was the address your Cliet traded from? 11. Has HM Reveue & Customs ackowledged Cessatio of Tradig? 12. Has your Cliet or their Compay filed for bakruptcy or Liquidatio? 13. If YES, o what date? 14. Is your Cliet registered for VAT? 15. If YES, please provide their VAT Office details (NameAddress) 4. Did your cliet ow their ow busiess? 5. If NO, were they employed as a Sub-Cotractor? 6. hat date did your Cliet s self-employmet start? 7. hat date did your Cliet s self-employmet ed? 8. as your Cliet s self-employmet cotiuous for this period? 9. as the Compay a Limited Compay? 16. hat is the reaso for Termiatio of self-employmet? If YES, what percetage of shareholdig did your cliet have? % 10. hat date were HM Reveue & Customs iformed of Cessatio of Tradig? 17. VAT Registratio Number Your Name Positio Sigature COMPLETED BY YOUR COMPLETED BY YOUR COMPLETED BY YOUR Compay Stamp (if Stamp ot available, please attach a SIGNED complimet slip) OMISSIONS ILL DELAY YOUR CLAIM EVIDENCE OF STAMP OR COMPLIMENT SLIP MUST BE PROVIDED TO VALIDATE THE CLAIM COMPLIMENT SLIP MUST BE SIGNED address C O M P L E T E D B Y Y O U R A C C O U N T A N T IF YOU DO NOT HAVE AN, PLEASE PROVIDE COPIES OF THE DOCUMENTS REQUESTED BELO Last two years Tradig Accouts or evidece of the last two years Gross Icome. If ot available, please cofirm why. Cessatio of Tradig Accouts plus ay HM Reveue & Customs ackowledgemet letters. Last six moths Tradig Bak Statemets.

4 I - Data Protectio Except as authorised i the declaratio below, Cardif Piacle will ot discuss your claim with ayoe else without your permissio. This icludes your spouse, ay other relative or fried, or your legal advisor. If you wat to give us permissio to talk to aother perso, you ca authorise up to 3 people. Please provide their details below. Please ote that for your security, we will ask your authorised perso to cofirm their idetity by cofirmig YOUR full ame ad first lie of YOUR address ad YOUR security password. Security e will ask you for this password whe you or your represetative calls Password J - Declaratio ad Authority If you are claimig or itedig to claim with ay other isurer for your preset uemploymet, the please give details of the Isurer, Policy Number ad Claim Number: Isurer Details Policy Number Claim Number If you have made ay previous claims agaist this policy, the please give details: I declare that I have become a carer as defied i the policy ad have ot bee workig i ay capacity or doig paid work durig the period give. I declare that the statemets I have made are true ad agree that if they are foud to be utrue Cardif Piacle will have the right to reclaim all claim paymets made to me as a result of my dishoesty (i accordace with the policy wordig). I authorise Cardif Piacle ad ay of its agets to make ay equiries ad obtai ay iformatio they may cosider relevat from me, my last or previous employer(s), ay Govermet Body, other isurers ad licesed Credit Referece Agecies who may create a record of our search. I uderstad that my persoal iformatio will be held o computer or other files by Cardif Piacle or its agets for the purposes of admiisterig this isurace, icludig carryig out customer surveys, claims hadlig ad fraud prevetio. I agree to my persoal iformatio beig disclosed to the agetparty resposible for the sale of this isurace policy. Cardif Piacle will ot disclose your medical iformatio to the sellig agetparty without your coset. I uderstad it is my resposibility to give all ecessary iformatio to the Tax Authorities ad to meet ay tax demads I may have from my claim beig paid. Sigature Prit Name YOUR SIGNATURE PLEASE PRINT YOUR FULL NAME hat to do ow Make sure that (please tick ): you have aswered all the questios o the form that apply to you you have siged the form you have read the eclosed Claims Guide you esure that your Employer has completed Sectio F, or your Accoutat has completed Sectio H you have set us evidece from the Departmet of ork ad Pesios to state that you have bee appoited a carer ad are i receipt of carers allowace for a member of your immediate family you have set us evidece from the Departmet of ork ad Pesios showig the date Disability Livig Allowace, Attedace Allowace or Costat Attedace Allowace commeced if you have multiple jobs, you have provided the ames ad addresses of all your employers, icludig the hours worked per week o a separate piece of paper, ad securely attached it to this claim form please check the form ad esure that your employers have stamped or attached a siged complimet slip if you are satisfied with the cotet of this form, please read, sig ad date the declaratio ad authority above Policy terms may vary, but you should retur your claim form as soo as you stop workig Sed everythig to: Claims Departmet Cardif Piacle Piacle House A1 Baret ay Borehamwood Hertfordshire D6 2XX At Cardif Piacle, we are committed to providig you with the support you eed. Visit our support site for more details: IMPORTANT: PLEASE BE AARE THAT ANY CALLS YOU MAKE TO US MAY BE RECORDED FOR TRAINING AND MONITORING PURPOSES Cardif Piacle is a tradig style of Piacle Isurace plc

5 CARERS I order to help you uderstad the process after you have submitted your claim, we have provided some frequetly asked questios ad aswers that you may fid useful: CLAIMS GUIDE here do I fid my policy umber? This will deped upo the type of policy you hold but i most cases your policy umber will appear o ay letters we have previously set you. However, if you o loger have ay of these letters your policy umber should be foud i the fulfilmet documets you received whe you first took your policy out. If you are uable to locate these the please esure you provide all other requested iformatio regardig your policy to allow us to locate it. Should your policy relate to Credit Card cover please DO NOT provide your credit card umber as the policy umber. How log will I have to wait for a reply after I have retured my claim form? If we hold your policy o our system, we aim to actio a fully completed claim form withi three workig days of receipt. If all the iformatio has bee provided we will write to iform you of our decisio. If we are uable to make a decisio based o the iformatio supplied, we will sed you a writte request for ay further iformatio required, or advise you of whom we have eeded to cotact to proceed. Either way, you should hear from us withi 10 workig days of submittig your claim. hy do you eed my mobile umber? e wat to make your claimig experiece as easy as possible therefore, if you do have a successful claim ad you have provided your mobile umber, we will sed you a text cofirmig paymet. hat evidece do I eed to supply? e eed evidece from the Departmet of ork ad Pesios that you have bee appoited a carer ad you are i receipt of carers allowace for a member of your immediate family. e eed evidece from the Departmet of ork ad Pesios showig the date Disability Livig Allowace, Attedace Allowace or Costat Attedace Allowace commeced. hy would it be ecessary to request further iformatio, if I have already set you a fully completed claim form? Sometimes we eed to obtai more specific iformatio that was ot detailed o the claim form. Below are two examples of whe it would be ecessary to write for further iformatio: Your employers have ot cofirmed the reaso you termiated your employmet. Cofirmatio from the Departmet of ork & Pesios that you have bee appoited a carer ad you are i receipt of carers allowace for a member of your immediate family. If we do eed further iformatio we will let you kow what is required as soo as possible to miimise the delay i processig your claim. If the iformatio we have requested is ot immediately forthcomig, we will chase all third parties for a respose after 14 days, thereafter two further chases will be set. e will keep you fully iformed of our progress. Is it importat that I check the iformatio provided by ay third parties who complete my claim form?, it is vitally importat that you check the iformatio o your claim form provided by third parties e.g. your employer, as these details will be used whe we assess your claim. Ay iaccuracies may result i your claim beig declied uecessarily, although you do have the right to appeal through our appeal procedures. Is it importat that my employers stamp the claim form with their official compay stamp?, it is importat that your employers have stamped their sectio of the claim form, by doig this they are verifyig the iformatio they have provided. If your employers do ot have a compay stamp, please ask them to sig a complimet slip cofirmig o stamp available ad retur this with your claim form. Is it possible that my claim will ot be accepted?, it is possible. A example of a commo exclusio uder carers cover is that the perso who you are carig for is ot a member of your immediate family (please refer to your policy documet regardig defiitio of immediate family). How will I be otified that my paymet has bee made? A letter will be set to you to otify you oce a paymet has bee made o your claim. If you have supplied us with your mobile umber, a text message will also be set to you o the day that the paymet has bee made to otify you. hat to do if you retur to permaet employmet? Please call us to cofirm the date you retured to work ad we will advise whether ay paymets are due. e will eed cofirmatio from the departmet of work ad pesios showig the date your Carers Allowace ceased. How log before paymet is made? Oce received, ad providig the form is fully completed ad all documetatio attached, we aim to make paymet o your claim withi three workig days. If you have provided your mobile umber, we will text you oce the paymet has bee released. Please be aware that paymets may take up to five days to reach your accout. Page 1 P2640v9 GUIDE

Current Year Income Assessment Form 2017/18

Current Year Income Assessment Form 2017/18 Curret Year Icome Assessmet Form 2017/18 Persoal details Your Customer Referece Number Your Customer Referece Number Name Name Date of birth Address / / Date of birth / / Address Postcode Postcode If you

More information

Page 1 of 11. Personal Loan Payment Protection Insurance Policy Document

Page 1 of 11. Personal Loan Payment Protection Insurance Policy Document Page 1 of 11 Persoal Loa Paymet Protectio Isurace Policy Documet Isurace Page 2 of 11 Cotets Itroductio 03 Chagig your mid your cacellatio rights 03 Eligibility, importat otes ad material facts 03 Chages

More information

SIPP. Application guide

SIPP. Application guide SIPP Cotributio Amedmet Form For Modular isipp, isipp, esipp, Private Cliet SIPP, Select SIPP, Partership SIPP, IPS SIPP, IPS (2008) SIPP, IPS Family SIPP ad IPS Pesio Builder SIPP JHAY1028A Applicatio

More information

Pension Annuity. Policy Conditions Document reference: PPAS1(6) This is an important document. Please keep it in a safe place.

Pension Annuity. Policy Conditions Document reference: PPAS1(6) This is an important document. Please keep it in a safe place. Pesio Auity Policy Coditios Documet referece: PPAS1(6) This is a importat documet. Please keep it i a safe place. Pesio Auity Policy Coditios Welcome to LV=, ad thak you for choosig our Pesio Auity. These

More information

Supplementary Contribution Application Form

Supplementary Contribution Application Form SIPP Supplemetary Cotributio Applicatio Form (For Modular isipp, Private Cliet SIPP, isipp, esipp, Partership SIPP, Wrap SIPP ad Select SIPP oly) JHAY0251 Applicatio guide Please use this form if you wish

More information

Supplementary Contribution Application Form

Supplementary Contribution Application Form SIPP Supplemetary Cotributio Applicatio Form (For Modular isipp, James Hay isipp, James Hay Private Cliet SIPP, esipp, Wrap SIPP ad Select SIPP oly) JHAY0251 Applicatio Guide Please complete this form

More information

Your Appeal Rights Under the Income Tax Act

Your Appeal Rights Under the Income Tax Act Your Appeal Rights Uder the Icome Tax Act P148(E) Rev. 00 3327 Visually impaired persos ca get iformatio o services available to them, ad ca order publicatios i braille or large prit, or o audio cassette

More information

Circuit and District Shield

Circuit and District Shield IN IRELAND Circuit ad District Shield Summary Cotets Itroductio 3 Property damage 4 Loss of icome 5 Moey 5 Theft by officials 6 Liabilities 7 Legal expeses 8 Persoal accidet 9 Geeral iformatio 10 CIRCUIT

More information

2012/13. Assessment of financial circumstances. For parents and partners of students

2012/13. Assessment of financial circumstances.   For parents and partners of students PFF2 Assessmet of fiacial circumstaces 2012/13 For parets ad parters of studets You ca also provide your fiacial details olie at www.direct.gov.uk/studetfiace SFEglad sf_eglad PFF2 1 Who should complete

More information

US Dollar Bank Account

US Dollar Bank Account FACT SHEET Page 1 of 3 Please keep for future referece US Dollar Bak Accout Call us o 0800 092 3300 Fact Sheet (icludig Fiacial Services Compesatio Scheme (FSCS) Iformatio Sheet & Exclusios List) The US

More information

T4032-MB, Payroll Deductions Tables CPP, EI, and income tax deductions Manitoba Effective January 1, 2016

T4032-MB, Payroll Deductions Tables CPP, EI, and income tax deductions Manitoba Effective January 1, 2016 T4032-MB, Payroll Deductios Tables CPP, EI, ad icome tax deductios Maitoba Effective Jauary 1, 2016 T4032-MB What s ew as of Jauary 1, 2016 The major chages made to this guide sice the last editio are

More information

TUSCULUM COLLEGE. Group Number:

TUSCULUM COLLEGE. Group Number: The Guardia Life Isurace Compay of America, New York, NY 10004 Group Number: 00498351 TUSCULUM COLLEGE Here you'll fid iformatio about your followig employee beefit(s). Be sure to review the eclosed -

More information

KEY INFORMATION DOCUMENT CFD s Generic

KEY INFORMATION DOCUMENT CFD s Generic KEY INFORMATION DOCUMENT CFD s Geeric KEY INFORMATION DOCUMENT - CFDs Geeric Purpose This documet provides you with key iformatio about this ivestmet product. It is ot marketig material ad it does ot costitute

More information

T4032-ON, Payroll Deductions Tables CPP, EI, and income tax deductions Ontario Effective January 1, 2016

T4032-ON, Payroll Deductions Tables CPP, EI, and income tax deductions Ontario Effective January 1, 2016 T4032-ON, Payroll Deductios Tables CPP, EI, ad icome tax deductios Otario Effective Jauary 1, 2016 T4032-ON What s ew as of Jauary 1, 2016 The major chages made to this guide sice the last editio are outlied.

More information

APPLICATION FORM. Janus Henderson Investors. Valid from 30 May SECTION 1 About yourself

APPLICATION FORM. Janus Henderson Investors. Valid from 30 May SECTION 1 About yourself Jaus Hederso Ivestors APPLICATION FORM Valid from 30 May 2017 You should use this form if you wish to ivest i the Hederso Ivestmet Fuds Limited rage. Further iformatio is cotaied i the Prospectus, the

More information

T4032-BC, Payroll Deductions Tables CPP, EI, and income tax deductions British Columbia Effective January 1, 2016

T4032-BC, Payroll Deductions Tables CPP, EI, and income tax deductions British Columbia Effective January 1, 2016 T4032-BC, Payroll Deductios Tables CPP, EI, ad icome tax deductios British Columbia Effective Jauary 1, 2016 T4032-BC What s ew as of Jauary 1, 2016 The major chages made to this guide, sice the last editio,

More information

Receipt Date. You must answer all questions in ink and the application must be signed and notarized, or it will be rejected.

Receipt Date. You must answer all questions in ink and the application must be signed and notarized, or it will be rejected. Office of the New York State Comptroller New York State ad Local Retiremet System Mail completed form to: NEW YORK STATE AND LOCAL RETIREMENT SYSTEM 110 STATE STREET - MAIL DROP 5-9 ALBANY NY 12244-0001

More information

summary of cover CONTRACT WORKS INSURANCE

summary of cover CONTRACT WORKS INSURANCE 1 SUMMARY OF COVER CONTRACT WORKS summary of cover CONTRACT WORKS INSURANCE This documet details the cover we ca provide for our commercial or church policyholders whe udertakig buildig or reovatio works.

More information

Summary of Benefits THE SCRIPPS RESEARCH INSTITUTE

Summary of Benefits THE SCRIPPS RESEARCH INSTITUTE Summary of Beefits THE SCRIPPS RESEARCH INSTITUTE All Active Full Time Beefit Eligible Employees Workig i Califoria Basic Term Life, Basic Accidetal Death & Dismembermet, Buy-Up Term Life, Buy-Up Depedet

More information

Claims. At a glance. Claims Contact Information. Coordination of Benefits Health Reserve Account Claims Making Oxford MyPlan sm Work for You

Claims. At a glance. Claims Contact Information. Coordination of Benefits Health Reserve Account Claims Making Oxford MyPlan sm Work for You At a glace Medical Claim Submissio Basics Usual, Customary ad Reasoable Allowaces Deductibles, Coisurace ad Out-of-Pocket Maximums Coordiatio of Beefits Health Reserve Accout Claims Makig Oxford MyPla

More information

Helpful Hints From the Claims Department to guide you through filing your Wellness Benefit claim

Helpful Hints From the Claims Department to guide you through filing your Wellness Benefit claim CONSECO COMPANIES Helpful Hits From the Claims Departmet to guide you through filig your Welless Beefit claim We value you as a customer ad wat to make the process of filig a claim as fast ad as simple

More information

Summary of Benefits HAMPSHIRE COLLEGE

Summary of Benefits HAMPSHIRE COLLEGE Summary of Beefits HAMPSHIRE COLLEGE All Employees other tha Dea of Faculty ad VP of Fiace ad Admiistratio Basic Term Life, Basic Accidetal Death & Dismembermet, Optioal Term Life, Optioal Depedet Term

More information

1031 Tax-Deferred Exchanges

1031 Tax-Deferred Exchanges 1031 Tax-Deferred Exchages About the Authors Arold M. Brow Seior Maagig Director, Head of 1031 Tax-Deferred Exchage Services, MB Fiacial Deferred Exchage Corporatio Arold M. Brow is the Seior Maagig Director

More information

Summary of Benefits. Management Consulting & Research, LLC

Summary of Benefits. Management Consulting & Research, LLC Summary of Beefits Maagemet Cosultig & Research, LLC All MCR Full Time Employees ad all other Full Time Employees Basic Term Life, Basic Accidetal Death & Dismembermet, Optioal Term Life, Optioal Depedet

More information

Filing a first time Long-Term Care (LTC) Insurance Claim with Bankers Life and Casualty Company

Filing a first time Long-Term Care (LTC) Insurance Claim with Bankers Life and Casualty Company Filig a first time Log-Term Care (LTC) Isurace Claim with Bakers Life ad Casualty Compay The purpose of this istructioal documet is to assist you through the claim filig process. There is importat iformatio

More information

CAF 12 MONTH FIXED RATE SAVER Business, Charity and Trust Savings Terms and Conditions Effective from 25 May 2018

CAF 12 MONTH FIXED RATE SAVER Business, Charity and Trust Savings Terms and Conditions Effective from 25 May 2018 CAF 12 MONTH FIXED RATE SAVER Busiess, Charity ad Trust Savigs Terms ad Coditios Effective from 25 May 2018 workig i associatio with The followig Terms ad Coditios cover busiess, charity ad trust savigs

More information

YOUR HEALTH IS OUR. cause. Out-of-Area PPO Plans. Kaiser Permanente Insurance Company

YOUR HEALTH IS OUR. cause. Out-of-Area PPO Plans. Kaiser Permanente Insurance Company YOUR HEALTH IS OUR cause. Out-of-Area PPO Plas Kaiser Permaete Isurace Compay At Kaiser Permaete, we uderstad the eed to care for the whole you mid, body, ad spirit. We re here to help you take a active

More information

This article is part of a series providing

This article is part of a series providing feature Bryce Millard ad Adrew Machi Characteristics of public sector workers SUMMARY This article presets aalysis of public sector employmet, ad makes comparisos with the private sector, usig data from

More information

MARYLAND ASSOCIATION OF BOARDS OF EDUCATION. Basic Term Life. Basic Accidental Death & Dismemberment

MARYLAND ASSOCIATION OF BOARDS OF EDUCATION. Basic Term Life. Basic Accidental Death & Dismemberment Summary of Beefits MARYLAND ASSOCIATION OF BOARDS OF EDUCATION All Somerset Couty Employees Basic Term Life, Basic Accidetal Death & Dismembermet, Optioal Term Life ad Depedet Term Life Issued by The Prudetial

More information

Reserve Account. Please keep for future reference FACT SHEET. Call us on

Reserve Account. Please keep for future reference FACT SHEET. Call us on FACT SHEET Page 1 of 4 Please keep for future referece Call us o 0800 092 3300 Reserve Accout Fact Sheet (icludig Fiacial Services Compesatio Scheme (FSCS) Iformatio Sheet & Exclusios List) The Cater Alle

More information

Clime Australian Income Fund

Clime Australian Income Fund Clime Australia Icome Fud APPLICATION FOR UNITS Dated 1 July 2015 How to Complete the Applicatio Form This is a Applicatio Form for uits i the Clime Australia Icome Fud (Fud) issued by Clime Asset Maagemet

More information

Fact Sheet including Terms & Conditions (including Financial Services Compensation Scheme (FSCS) Information Sheet & Exclusions List) Summary Box

Fact Sheet including Terms & Conditions (including Financial Services Compensation Scheme (FSCS) Information Sheet & Exclusions List) Summary Box FACT SHEET Page 1 of 5 Please keep for future referece Call us o 0800 092 3300 Term Deposit Fact Sheet icludig Terms & Coditios (icludig Fiacial Services Compesatio Scheme (FSCS) Iformatio Sheet & Exclusios

More information

If your home is bigger than you need

If your home is bigger than you need If your home is bigger tha you eed Avoidig ad copig with the bedroom tax (uder-occupacy charge) www.soha.co.uk THE BEDROOM TAX If you re of workig age, receive Housig Beefit ad have oe or more spare bedrooms,

More information

Companies COMPANIES BUILDING ON A SOLID FOUNDATION. 1 Intrust Manx

Companies COMPANIES BUILDING ON A SOLID FOUNDATION. 1 Intrust Manx Compaies COMPANIES BUILDING ON A SOLID FOUNDATION 1 Itrust Max Itrust Max Limited Itrust (Max) Limited is based i Douglas, Isle of Ma. Our objective is to provide a bespoke, flexible, cost-effective, efficiet

More information

Summary of Benefits WESTERN MISSOURI MEDICAL CENTER

Summary of Benefits WESTERN MISSOURI MEDICAL CENTER Summary of Beefits WESTERN MISSOURI MEDICAL CENTER All Full Time Maagemet ad Physicias other tha Executives Basic Term Life, Basic Accidetal Death & Dismembermet, Optioal Term Life, Optioal Depedet Term

More information

STAFF EXPLANATORY BOOKLET

STAFF EXPLANATORY BOOKLET STAFF EXPLANATORY BOOKLET July 2015 Cotets Page Welcome to the Staff Sectio of the AA Pesio Scheme 3 What is it? 4 Ca I joi? What do I pay? 4 What do I get? 5 What about icreases? 8 Is my family protected?

More information

Motor legal expenses. Keep me safe

Motor legal expenses. Keep me safe Motor legal expeses Keep me safe Motor legal expeses This legal expeses isurace is part of your LV= motor isurace policy ad your isurace schedule will cofirm if this cover is icluded. You must read your

More information

Art & Private Client insurance policy SUMMARY OF COVER

Art & Private Client insurance policy SUMMARY OF COVER Art & Private Cliet isurace policy SUMMARY OF COVER 2 SUMMARY OF COVER DIOCESAN SCHOOLS LEGAL EXPENSES INSURANCE ART AND PRIVATE CLIENT POLICY SUMMARY SUMMARY OF COVER 3 Policy ref: ME773 1 07/16 What

More information

Accelerated Access Solution. Chronic Illness Living Benefit (California Only) Access your death benefits while living.

Accelerated Access Solution. Chronic Illness Living Benefit (California Only) Access your death benefits while living. Chroic Illess Livig Beefit (Califoria Oly) Access your death beefits while livig. Accelerated Access Solutio Chroic Illess Accelerated Death Beefit Rider (optioal) for Secure Lifetime GUL 3; Value+ Protector

More information

Electronic Transactions Association Certified Payments Professional. Maintaining Your Credential

Electronic Transactions Association Certified Payments Professional. Maintaining Your Credential Electroic Trasactios Associatio Certified Paymets Professioal Maitaiig Your Credetial The Recertificatio Cycle The ETA Certified Paymets Professioal(tm) (ETA CPP) certificatio is valid for 3 years from

More information

Review Procedures and Reporting by Peer Reviewer

Review Procedures and Reporting by Peer Reviewer Review Procedures ad Reportig by Peer Reviewer QUALITY OF REPORTING BY AUDITORS Desired Quality Audit report to cotai a clear writte expressio of opiio o the fiacial iformatio PU should have policies ad

More information

FirstChoice Employer Super withdrawal form

FirstChoice Employer Super withdrawal form FirstChoice Employer Super withdrawal form Is this the right form for me? This form ca be used to withdraw some or all of the uits i your fud, as a rollover to aother super fud, or to be withdraw as cash

More information

Tenant Application Form

Tenant Application Form Teat Applicatio Form Laucesto Office: 01566 771910 Your Name: Property you are applyig for: (Provisioal) Date you would like to move? Before returig your applicatio forms, please tick the boxes to cofirm

More information

Terms & Conditions and Important Information Credit Cards

Terms & Conditions and Important Information Credit Cards Importat iformatio Terms & Coditios ad Importat Iformatio Credit Cards Please read these Terms ad Coditios alog with the Key Facts Documet together they provide all the iformatio you eed about the credit

More information

INCOME PROTECTION POLICY CONDITIONS GUARANTEED PREMIUMS

INCOME PROTECTION POLICY CONDITIONS GUARANTEED PREMIUMS INCOME PROTECTION POLICY CONDITIONS GUARANTEED PREMIUMS Documet referece: MIMIIP12G This is a imptat documet Please keep it i a safe place. Icome Protectio Guarateed Premiums Policy Coditios Welcome to

More information

Structuring the Selling Employee/ Shareholder Transition Period Payments after a Closely Held Company Acquisition

Structuring the Selling Employee/ Shareholder Transition Period Payments after a Closely Held Company Acquisition Icome Tax Isights Structurig the Sellig Employee/ Shareholder Trasitio Period Paymets after a Closely Held Compay Acquisitio Robert F. Reilly, CPA Corporate acquirers ofte acquire closely held target compaies.

More information

Terms & Conditions and Important Information Credit Cards

Terms & Conditions and Important Information Credit Cards Importat iformatio Terms & Coditios ad Importat Iformatio Credit Cards Please read these Terms ad Coditios alog with the Key Facts Documet together they provide all the iformatio you eed about the credit

More information

ABCDEFGH Helpful Hints from specified disease claims department to guide you through filing your cancer, heart, stroke or accident claim with Conseco

ABCDEFGH Helpful Hints from specified disease claims department to guide you through filing your cancer, heart, stroke or accident claim with Conseco CONSECO COMPANIES ABCDEFGH Helpful Hits from specified disease claims departmet to guide you through filig your cacer, heart, stroke or accidet claim with Coseco We value you as a policyholder ad wat to

More information

Home legal expenses. Keep me safe

Home legal expenses. Keep me safe Home legal expeses Keep me safe Home Legal Expeses This legal expeses isurace is part of your LV= home isurace policy, your home isurace schedule will cofirm if this cover is icluded. You must read your

More information

Summary of Benefits RRD

Summary of Benefits RRD Summary of Beefits RRD All Eligible Employees Basic Term Life, Optioal Term Life, Optioal Depedet Term Life ad Optioal Accidetal Death & Dismembermet Issued by The Prudetial Isurace Compay of America Effective:

More information

STRAND: FINANCE. Unit 3 Loans and Mortgages TEXT. Contents. Section. 3.1 Annual Percentage Rate (APR) 3.2 APR for Repayment of Loans

STRAND: FINANCE. Unit 3 Loans and Mortgages TEXT. Contents. Section. 3.1 Annual Percentage Rate (APR) 3.2 APR for Repayment of Loans CMM Subject Support Strad: FINANCE Uit 3 Loas ad Mortgages: Text m e p STRAND: FINANCE Uit 3 Loas ad Mortgages TEXT Cotets Sectio 3.1 Aual Percetage Rate (APR) 3.2 APR for Repaymet of Loas 3.3 Credit Purchases

More information

Collections & Recoveries policy

Collections & Recoveries policy Collectios & Recoveries policy The purpose of this policy is to set out the actio Ledy takes to ecourage borrowers to repay their loas withi term. This policy also serves to set out the actio Ledy takes

More information

1. You are to disclose in this form, fully and faithfully, all the facts which you know or ought to know, or the policy issued may be void.

1. You are to disclose in this form, fully and faithfully, all the facts which you know or ought to know, or the policy issued may be void. LIFE INSURANCE ARCHIPELAGO ENDOWMENT ALPHA SERIES 28 CLOSE-ENDED 24-MONTHS ENDOWMENT 10% FIXED COUPON AT MATURITY PROPOSAL FORM - INDIVIDUAL & NON-INDIVIDUAL Archipelago Life Isurace Limited (A Life Isurer

More information

LegalSpotlight Protecting Your Interests: Taking and Enforcing Security in Ontario

LegalSpotlight Protecting Your Interests: Taking and Enforcing Security in Ontario LegalSpotlight Protectig Your Iterests: Takig ad Eforcig Security i Otario Jim s factory i Toroto sells maufacturig equipmet to a customer uable to pay the etire purchase price o delivery. How ca he secure

More information

setting up the business in sage

setting up the business in sage 3 settig up the busiess i sage Chapter itroductio Settig up a computer accoutig program for a busiess or other orgaisatio will take some time, but as log as the correct data is etered i the correct format

More information

Budget Income Protection. Guaranteed Premiums. This is an important document. Please keep it in a safe place.

Budget Income Protection. Guaranteed Premiums. This is an important document. Please keep it in a safe place. Budget Icome Protectio Policy Coditios Guarateed Premiums Documet referece: MIMIBIP11G This is a imptat documet. Please keep it i a safe place. Budget Icome Protectio Guarateed Premiums Policy Coditios

More information

Income Protection. Guaranteed Premiums. This is an important document Please keep it in a safe place.

Income Protection. Guaranteed Premiums. This is an important document Please keep it in a safe place. Icome Protectio Policy Coditios Guarateed Premiums Documet referece: MIMIIP11G This is a imptat documet Please keep it i a safe place. Icome Protectio Guarateed Premiums Policy Coditios Welcome to LV=,

More information

Defined Benefit Section. Member Booklet. Your Pension. Your Future.

Defined Benefit Section. Member Booklet. Your Pension. Your Future. Defied Beefit Sectio Member Booklet Your Pesio. Your Future. 2 Cotets Itroductio 2 The DB Sectio of the Scheme at a glace 3 Your beefits at Normal Retiremet Date 4 Death before retiremet 6 Death after

More information

Accelerated Access Solution. Chronic Illness Protection Rider. Access your death benefits while living.

Accelerated Access Solution. Chronic Illness Protection Rider. Access your death benefits while living. Chroic Illess Protectio Rider Access your death beefits while livig. Accelerated Access Solutio Optioal Livig Beefit Rider for Secure Lifetime GUL 3; Value+ Protector ; Max Accumulator+ Policies issued

More information

Looking Ahead. Get Ready for NAF Open Enrollment November 4 29, News and Updates to Help You Prepare for Open Enrollment FSC

Looking Ahead. Get Ready for NAF Open Enrollment November 4 29, News and Updates to Help You Prepare for Open Enrollment FSC Att: FA-T (Beefits) PO Box 650428 Dallas, Texas 75265-0428 Get Ready for NAF Ope Erollmet November 4 29, 2013 FSC CCG DoDAAFES-0007-A (10/13) 2013 Aeta Ic. Lookig Ahead News ad Updates to Help You Prepare

More information

Guide for. Plan Sponsors. Roth 401(k) get retirement right

Guide for. Plan Sponsors. Roth 401(k) get retirement right Uited of Omaha Life Isurace Compay Compaio Life Isurace Compay mutual of omaha retiremet services Roth 401(k) Guide for Pla Sposors MUGC8764_0210 get retiremet right roth 401(k) expads your optios Drive

More information

CHAPTER 2 PRICING OF BONDS

CHAPTER 2 PRICING OF BONDS CHAPTER 2 PRICING OF BONDS CHAPTER SUARY This chapter will focus o the time value of moey ad how to calculate the price of a bod. Whe pricig a bod it is ecessary to estimate the expected cash flows ad

More information

Motor Legal Protection policy

Motor Legal Protection policy Motor Legal Protectio policy Demads ad Needs Statemet This policy meets the demads ad eeds of a driver who is ivolved i a motor accidet for which they are ot to blame ad are ot covered by aother Motor

More information

Helping you reduce your family s tax burden

Helping you reduce your family s tax burden The RBC Do m i i o Se c u r i t i e s Family Trust Helpig you reduce your family s tax burde Professioal Wealth Maagemet Sice 1901 1 RBC Domiio Securities Charitable Gift Program Who should cosider a RBC

More information

Osborne Books Update. Financial Statements of Limited Companies Tutorial

Osborne Books Update. Financial Statements of Limited Companies Tutorial Osbore Books Update Fiacial Statemets of Limited Compaies Tutorial Website update otes September 2018 2 f i a c i a l s t a t e m e t s o f l i m i t e d c o m p a i e s I N T R O D U C T I O N The followig

More information

A guide for members RPS 65

A guide for members RPS 65 A guide for members RPS 65 Disclaimer The iformatio provided i this guide is iteded for geeral iformatio ad illustrative purposes. Your beefits will be worked out i accordace with ad subject to the goverig

More information

RBC CASH BACK PREFERRED WORLD ELITE MASTERCARD CERTIFICATE OF INSURANCE

RBC CASH BACK PREFERRED WORLD ELITE MASTERCARD CERTIFICATE OF INSURANCE RBC CASH BACK PREFERRED WORLD ELITE MASTERCARD CERTIFICATE OF INSURANCE Auto Retal Collisio/Loss Damage Isurace.... 1 Purchase Security & Exteded Warraty Isurace.... 7 Collectio ad Use of Persoal Iformatio....

More information

(Zip Code) OR. (State)

(Zip Code) OR. (State) Uiform Applicatio for Ivestmet Adviser Registratio Part II - Page 1 Name of Ivestmet Adviser: Stephe Craig Schulmerich Address: (Number ad Street) 10260 SW Greeburg Rd. Ste 00 (State) (City) Portlad (Zip

More information

AccumUL Plus. United of Omaha Life Insurance Company A Mutual of Omaha Company. product guide

AccumUL Plus. United of Omaha Life Insurance Company A Mutual of Omaha Company. product guide Uited of Omaha Life Isurace Compay A Mutual of Omaha Compay AccumUL Plus product guide L7864_1211 Product base pla features, provisios ad riders may ot be approved i all states. For producer use oly. Not

More information

guaranteed universal life

guaranteed universal life guarateed uiversal life Uited of Omaha Life Isurace Compay A Mutual of Omaha Compay product guide L8416_0314 For Producer use oly. Not for use with the geeral public. 1 Guaratee your cliets future. Guarateed

More information

Retirement income account

Retirement income account APPLICATION FORM Retiremet icome accout Retiremet Icome Fud (RIF) Spousal Retiremet Icome Fud (SRIF) Life Icome Fud (LIF) Locked-I Retiremet Icome Fud (LRIF) Restricted Life Icome Fud (RLIF) Prescribed

More information

Terms & Conditions and Important Information Personal Loans

Terms & Conditions and Important Information Personal Loans Importat Iformatio Terms & Coditios ad Importat Iformatio Persoal Loas This documet icludes: Our Terms of Busiess Data Protectio Statemet Terms ad Coditios (applicable to all Persoal Loas) Please read

More information

Life Products Bulletin

Life Products Bulletin Life Products Bulleti Tredsetter Super Series Tredsetter Super Series: 2009 Chages Effective September 1, 2009, Trasamerica Life Isurace Compay is releasig ew rates for Tredsetter Super Series level premium

More information

Terms and conditions. Santander Sharedealing. A. General conditions TERMS AND CONDITIONS

Terms and conditions. Santander Sharedealing. A. General conditions TERMS AND CONDITIONS TERMS AND CONDITIONS Terms ad coditios Satader Sharedealig A. Geeral coditios 1 Itroductio 1.1 Abbey Stockbrokers Limited tradig as Satader Sharedealig ( SSD ) provides a executio-oly sharedealig service

More information

Disability Retirement Application

Disability Retirement Application Name Last First MI Accidetal Ordiary Both Disability Retiremet Applicatio I N S T R U C T I O N S M A I N O F F I C E 500 Rutherford Ave., Suite 210 Charlestow, MA 02129-1628 Phoe 617-679-MTRS (6877) Fax

More information

TENS Unit Prior Authorization Process

TENS Unit Prior Authorization Process TENS Uit Prior Authorizatio Process Objectives Uderstad the HUSKY Health program s prior authorizatio process for TENS uits (Trascutaeous Electrical Nerve Stimulatio) Access the DSS Fee Schedule Reduce

More information

FEHB. Health Benefits Coverage for Noncareer Employees

FEHB. Health Benefits Coverage for Noncareer Employees FEHB Health Beefits Coverage for Nocareer Employees Notice 426 September 2005 The Federal Employees Health Beefits (FEHB) Program permits certai ocareer (temporary) employees to obtai health isurace, if

More information

Specialist Vehicle Insurance

Specialist Vehicle Insurance Keep me safe Specialist Vehicle Isurace Policy documet WELCOME TO HIGHWAY INSURANCE Thak you for choosig Highway Specialist Vehicle isurace. We hope you ll be happy with the cover ad service you get from

More information

Landlords Legal Expenses and Rent Guarantee Insurance. arranged by Arthur J Gallagher

Landlords Legal Expenses and Rent Guarantee Insurance. arranged by Arthur J Gallagher Ladlords Legal Expeses ad Ret Guaratee Isurace Persoal Family Replacemet Legal Legal Protectio Vehicle Expeses Policy arraged by Arthur J Gallagher Ladlords Legal Expeses ad Ret Guaratee Isurace This isurace

More information

guaranteed universal life express (gule)

guaranteed universal life express (gule) guarateed uiversal life express (gule) Guaratee tomorrow. Focus o today. Uited of Omaha Life Isurace Compay A Mutual of Omaha Compay product guide L7464_0314 For Producer use oly. Not for use with the

More information

Accelerated Access Solution. Chronic Illness Protection Rider. Access your death benefits while living.

Accelerated Access Solution. Chronic Illness Protection Rider. Access your death benefits while living. Chroic Illess Protectio Rider Access your death beefits while livig. Accelerated Access Solutio Optioal Livig Beefit Rider for Secure Lifetime GUL 3; Value+ Protector ; Max Accumulator+ Policies issued

More information

SEC Adopts. Amendments. To The Advisers Act Custody Rule SECURITIES LAW ALERT MARCH 2010

SEC Adopts. Amendments. To The Advisers Act Custody Rule SECURITIES LAW ALERT MARCH 2010 MARCH 2010 SEC Adopts Amedmets To The Advisers Act Custody Rule The Securities Exchage Commissio ( SEC ) has adopted amedmets to Rule 206(4)-2 (the Custody Rule ) uder the Ivestmet Advisers Act of 1940

More information

ApEx10. Overseeing on a day-to-day basis safeguarding and administering investments or holding of client money

ApEx10. Overseeing on a day-to-day basis safeguarding and administering investments or holding of client money ApEx10 Overseeig o a day-to-day basis safeguardig ad admiisterig ivestmets or holdig of cliet moey Summary of Learig Outcomes ApEx10 OVERSEEING ON A DAY TO DAY BASIS SAFEGUARDNG AND ADMINISTERING INVESTMENTS

More information

Guidelines For Handling Privacy Breaches

Guidelines For Handling Privacy Breaches Prime Miister s Office Data Protectio Office Volume 4 Guidelies For Hadlig Privacy Breaches Guidelies For HadliG Privacy BreacHes Volume 4 Mrs Drudeisha MADHUB, Data Protectio Commissioer Cotact Details

More information

Luxury car tax how to complete your activity statement

Luxury car tax how to complete your activity statement Istructios for busiesses with luxury car tax obligatios Luxury car tax how to complete your activity statemet For more iformatio, visit www.ato.gov.au NAT 7391-07.2012 OUR COMMITMENT TO YOU We are committed

More information

Car Insurance. Policy document. Keep me safe

Car Insurance. Policy document. Keep me safe Car Isurace Policy documet Keep me safe WELCOME TO HIGHWAY INSURANCE Thak you for choosig Highway Car isurace. We hope you ll be happy with the cover ad service you get from us. This booklet tells you

More information

Chapter 3. Compound interest

Chapter 3. Compound interest Chapter 3 Compoud iterest 1 Simple iterest ad compoud amout formula Formula for compoud amout iterest is: S P ( 1 Where : S: the amout at compoud iterest P: the pricipal i: the rate per coversio period

More information

Your guide to Protection Trusts

Your guide to Protection Trusts Your guide to Protectio Trusts Protectio Makig the most of your Aviva protectio policy Nobodylikestothikaboutwhatwill happewhetheyhavegoe.you realready thikigaheadbyhavigaprotectiopolicy iplace,whichcouldhelptheoesyoulove

More information

FLEXIBLE. Increase Your Spending Power. Spending Accounts. Learn More Online

FLEXIBLE. Increase Your Spending Power. Spending Accounts. Learn More Online FLEXIBLE Spedig Accouts Icrease Your Spedig Power Flexible Spedig Accouts (FSAs) allow you to pay for out-of-pocket health care ad depedet day care expeses with tax-free moey. You deposit a set amout out

More information

Chapter Four Learning Objectives Valuing Monetary Payments Now and in the Future

Chapter Four Learning Objectives Valuing Monetary Payments Now and in the Future Chapter Four Future Value, Preset Value, ad Iterest Rates Chapter 4 Learig Objectives Develop a uderstadig of 1. Time ad the value of paymets 2. Preset value versus future value 3. Nomial versus real iterest

More information

Keep me safe. Van Insurance. Policy document

Keep me safe. Van Insurance. Policy document Keep me safe Va Isurace Policy documet WELCOME TO HIGHWAY INSURANCE Thak you for choosig Highway Va isurace. We hope you ll be happy with the cover ad service you get from us. This booklet tells you everythig

More information

PAYG instalments how to complete your activity statement

PAYG instalments how to complete your activity statement Istructios for busiesses ad ivestors PAYG istalmets how to complete your activity statemet For more iformatio visit www.ato.gov.au NAT 7393-11.2012 Our commitmet to you We are committed to providig you

More information

Calculation of the Annual Equivalent Rate (AER)

Calculation of the Annual Equivalent Rate (AER) Appedix to Code of Coduct for the Advertisig of Iterest Bearig Accouts. (31/1/0) Calculatio of the Aual Equivalet Rate (AER) a) The most geeral case of the calculatio is the rate of iterest which, if applied

More information

Specialist Vehicle Insurance

Specialist Vehicle Insurance Keep me safe Specialist Vehicle Isurace Policy documet WELCOME TO HIGHWAY Thak you for choosig to purchase a Highway Isurace policy. Highway Isurace is part of the Liverpool Victoria group of compaies.

More information

Document of Insurance. Keep me safe. Car Insurance

Document of Insurance. Keep me safe. Car Insurance Documet of Isurace Keep me safe Car Isurace Welcome to LV= Thak you for choosig LV= car isurace. We hope you ll be happy with the cover ad service you get from us. This booklet tells you everythig you

More information

Investments. Application forms

Investments. Application forms Ivestmets Applicatio forms Product Disclosure Statemet Part 3 Applicatio forms Issue No 2011/1, dated 11 April 2011 Issued by Coloial First State Ivestmets Limited ABN 98 002 348 352 AFS Licece 232468

More information

First determine the payments under the payment system

First determine the payments under the payment system Corporate Fiace February 5, 2008 Problem Set # -- ANSWERS Klick. You wi a judgmet agaist a defedat worth $20,000,000. Uder state law, the defedat has the right to pay such a judgmet out over a 20 year

More information

Your summary of cover. Saga Motorhome Insurance

Your summary of cover. Saga Motorhome Insurance Your summary of cover Saga Motorhome Isurace Cotets Your itroductio to Saga Motorhome Isurace 3 A quick guide to the cover we iclude 4-5 A few key thigs we do t cover 6 Additioal cover optios you ca choose

More information

Car Insurance. Policy document. Keep me safe

Car Insurance. Policy document. Keep me safe Car Isurace Policy documet Keep me safe WELCOME TO ABC INSURANCE Thak you for choosig ABC Car isurace. We hope you ll be happy with the cover ad service you get from us. This booklet tells you everythig

More information

Repairs for your vehicle. A like for like hire car. Compensation for injury. Recovery of other losses, such as loss of earnings

Repairs for your vehicle. A like for like hire car. Compensation for injury. Recovery of other losses, such as loss of earnings Repairs for your vehicle A like for like hire car Compesatio for ijury Recovery of other losses, such as loss of earigs Documet of car isurace CAR INSURANCE A guide to your cover ad how to make a claim

More information