Financial Results Q3/FY February 2019
|
|
- Adela Sims
- 5 years ago
- Views:
Transcription
1 Financial Results Q3/FY February 2019
2 HIGHLIGHTS - DEC 2018 Total Business Total Deposit Gross Advance Operating Profit (Q-3) Rs Crore Rs Crore Rs Crore Rs. 381 Crore Basel III Tier I CAR 7.14 % Basel III Total CAR 9.33 % Branches (Including Foreign Branches) 3088 ATMs 2546 * (*Excluding 3600 Micro-ATMs)
3 Business Performance - Liabilities Domestic Total Deposit (Global) (Rs. Cr) Overseas % YOY Dec-2017 Jun-2018 Sept-18 Dec-2018 CASA Portfolio (Global) (Rs Cr) Savings Deposit Current Deposit % YOY Dec-17 Jun-18 Sept-18 Dec-18
4 Business Performance - Liabilities Avg. CASA % Dec-17 Jun-18 Sept-18 Dec-18
5 Investments Investment (Rs Crores) SLR (%) Non SLR (%) Mar-18 June-18 Sep-18 Dec-18 Particulars Dec 2018 (Rs. Crore) Sep (Rs. Crore) Dec (Rs. Crore) Held to Maturity Held for Trading Available for sale Total Investment
6 Statement of Assets & Liabilities As on As on As on As on (Rs Crores) Growth % Y-o-Y Q-o-Q LIABILITIES Capital Share Application Money Reserves & Surplus Deposits Borrowings Other Liabilities& provisions Total ASSETS Cash and Balance with RBI Balance with Bank & Money at Call & Short Notice Investments Advances Fixed Assets Other Assets Total
7 Cost & Yield Ratio Parameters Dec-2017 (Q3) (FY ) Sept 2018 (Q2) (FY ) Dec (Q3) (FY ) Domestic Global Domestic Global Domestic Global Cost of Deposit Cost of Funds Yield on Advances Yield on Investments Yield On Funds
8 Profitability Statement Rs Cr. Parameters Dec 17 (Q3) June 18 (Q1) Sept 18 (Q2) Dec 18 (Q3) Growth % (Y-o-Y) Interest Income Other Income Total Income Interest Expenses Operating Expenses Total Expenses Net Interest Income Operating Profit Provisions Net Profit
9 Non Interest Income Parameters Dec-17 June 18 (Q1) Sept 18 (Q2) Dec 18 (Q3) Growth% Y-o-Y Growth% Q-o-Q a) Treasury Income b) Recovery in Written Off Accounts c) Other Non Interest Income Total
10 Provisions Rs Cr. Parameters Dec-17 June-18 Sept-18 Dec-18 NPAs Standard Advances Provision for Investment Income Tax Provision related to staff Others Total Provisions
11 Asset Quality: Movement in Non Performing Assets Particulars (Rs. in Cr.) Gross Advances Gross NPA at the beginning of the qtr Addition during the quarter Amt recovered during the qtr Upgradation made during the qtr Amt written off during the qtr Total reduction of NPA Gross NPA at the end of the qtr Net NPA at the end of quarter Net Advance at the end of qtr Gross NPA to Gross Advance 20.64% 24.64% 25.71% 25.37% 27.39% Net NPA to Net Advance 10.90% 13.10% 12.74% 11.97% 12.48%
12 Basel III: Capital Adequacy Tier I Tier II In % Dec-17 June-18 Sept-18 Dec-18 Rs Crore Particulars Dec 17 June18 Sept 18 Dec 18 Risk Weighted Assets Capital Funds CRAR- BASEL III (%) Tier 1 (%) Tier-II(%)
13 Shareholding Pattern 0% 6% 3% Dec-18 Govt of India FIIs DIIs Public & Others 91%
14 Financial Inclusion Initiatives During Q3 FY19 Cum. as on Villages covered with > 2000 population (a) through Branches 1118 through BCs 1436 Villages covered with < 2000 population (b) through Branches 35 through BCs Total no. of villages covered (a) + (b) Total no. of No frill accounts opened (In lakh) No. of Smart card issued (In lakh) 0 0 No. of transactions in the a/cs opened under ICT based BC model during the year (in lakh) No. of KCCs extended (In lakh) No. of GCCs extended (In lakh) No. of SHGs credit linked No. of JLGs credit linked
15 Extensive & Specialized Distribution Network STATE No of Branches ANDAMAN &NICOBAR 1 ANDHRA PRADESH 43 ARUNACHAL PRADESH 2 ASSAM 144 BIHAR 229 CHANDIGARH 11 CHHATTISGARH 56 DADRA NAGRA HAVELI DAMAN AND DIU 2 DELHI 61 GOA 10 GUJARAT 113 HARYANA 98 HIMACHAL PRADESH 173 JAMMU AND KASHMIR 20 JHARKHAND 73 KARNATAKA 64 KERALA 48 1 STATE No of Branches LAKSHADWEEP 1 MADHYA PRADESH 167 MAHARASHTRA 179 MANIPUR 13 MEGHALAYA 8 MIZORAM 3 NAGALAND 6 ODISHA 249 PONDICHERRY 9 PUNJAB 171 RAJASTHAN 223 SIKKIM 6 TAMIL NADU 110 TELENGANA 37 TRIPURA 29 UTTAR PRADESH 284 UTTARAKHAND 57 WEST BENGAL 385 OVERSEAS BRANCH 02 GRAND TOTAL 3088 Domestic Branch Distribution by Urbanization 10% Rural, % 7% 25% Semi Urban, 820 Metro, % 10% Urban, 604 More than 60% of branches are located in Rural/semi urban areas Domestic Branch Distribution by Geography Eastern western northern Southern Cental Geographical Diversification Minimizes Regional Risk North East
16 Digital Banking - Initiatives In Progress-Road Ahead for ATMs/Debit Cards Issuance of Debit Card from any Branch (relaxation of Card Issuance from base Branch). 800 Self Service Passbook Printing Kiosks SMS to Customer when he attempted wrong/invalid PIN 3 times during transaction at ATM Machine. SMS to Customer when customer exhaust daily cash withdrawal limit from ATM Machine Income Tax Payment through Debit card. In Progress-Road Ahead for E-banking and/or M-banking Implementation of phone banking Implementation of New Internet Banking application
17 Digital Banking Progress a) Number of Transaction through Alternate delivery Channels Mar-18 Jun-18 Sep-18 Dec-18 Dec-17 YOY growth % Mbanking 56,10,977 61,13,784 67,80,395 81,77,972 22,40, UPI 84,29,383 1,08,22,648 1,33,14,300 2,11,24,803 57,19, Wallet 1,98,786 1,88,092 1,31,602 95,437 1,54, Ebanking 10,32,398 10,28,218 12,37,651 11,62,791 9,70, Debit card used at ATM/POS & E-comm 2,21,97,926 2,27,15,180 2,27,36,145 2,57,59,789 2,14,52, b) Mobile Banking Mobile Banking No of Users As on 31st Dec 2018 Mobile Banking Amount Transacted Value (Rs Crore) Mar 18 Jun-18 Sep-18 Dec-18 Dec-17 12,69,
18 Digital Banking Progress (continues...) Users of UCO BANK App & Y-O-Y growth % (Andriod & Ios cumulative ) User Dec-18 Dec-17 YOY growth % e-banking 9,47,139 7,86, M banking 12,69,940 7,65, UPI 1,91,264 84, Wallet 2,38,281 1,43, Y-O-Y growth % in Digital Banking % Growth Mobile Banking grew at Internet Banking grew at 19.85
19 New Initiatives (IT) Major Initiatives taken for ATMs and/debit Cards during FY Introduction of NFC enabled Contactless Debit Card equipped with NCMC functionality. Replacement of Non-Chip Card by EMV Cards First time usage of UCO Bank Debit cards at POS through pre-printed PIN Major Initiatives taken for E-banking and/or M-banking during FY Introduction of Nomination facility in online FD opening. SMS to customer in event of updation of 15G/15H in CBS. SMS to customer in event of adding or updating nomination details in any account. Facility of online transaction to Sukanya Samridhi Yojna through e-banking Transactional facility. To improve customer data protection, customer ID has been masked in User profile in UCO Secure.
20 Awards & Accolades NPCI s Special Award under National Payments Excellence Awards in May rd prize on IDRBT Banking Technology Innovation Contest(IBTIC)-2018 for UCO Secure App in April rd prize on IDRBT Banking Application Contest 2017 for UCO HRMS Plus. INFOSYS Finacle Client Innovation Award 2017 Winner in Segment Innovation in Project Management under Mid size Bank on
21
Financial Results Q2 & H1 FY November 06, 2015
Financial Results Q2 & H1 FY 2015-16 November 06, 2015 Highest Gainer in Brand Value Brand value rises 72% on accelerated digitalization efforts. 2 Structural Transformation Initiative 3 Performance Highlights
More informationFinancial Results Q1 FY July 28, 2015
Financial Results Q1 FY 2015-16 July 28, 2015 A Step Towards Digitalization 2 Performance Highlights Business Opex Profitability Global Business increased by 8.6% to ` 582817 crore Savings Deposits grew
More informationInvestor Presentation
FINANCIAL RESULTS FOR THE QUARTER & NINE-MONTH ENDED DEC 2013 Investor Presentation UCO BANK 1 BANKS OPERATING ENVIRONMENT Positives in Q3: Improving liquidity situation Ebbing stress on cost of funds
More informationFinancial Results Q4 FY & FY May 13, 2016
Financial Results Q4 FY 2015-16 & FY 2015-16 May 13, 2016 Table of Contents #1 Story of Transformation #2 Business Performance #3 Financials 2 Structural Transformation 3 Structural Transformation Medium
More informationPost and Telecommunications
Post and Telecommunications This section presents operating and financial data relating to the different branches of the Department of Posts including the Post Office Savings Banks. It comprises statistics
More informationQ4 FY 13. Investor Information
Q4 FY 13 Investor Information Key Messages : FY 13 Retail Advance grew by 25.47% (12.58%) SME Advance grew by 22.44% (9.49%) Retail & SME Customer base increased by 79.8% in 12 months (32.90%) Other Income
More informationFOREWORD. Shri A.B. Chakraborty, Officer-in-charge, and Dr.Goutam Chatterjee, Adviser, provided guidance in bringing out the publication.
FOREWORD The publication, Basic Statistical Returns of Scheduled Commercial Banks in India, provides granular data on a number of key parameters of banks. The information is collected from bank branches
More informationInternational Journal for Research in Applied Science & Engineering Technology (IJRASET) Status of Urban Co-Operative Banks in India
Status of Urban Co-Operative Banks in India Siddhartha S Vishwam 1, Dr. B. S. Chandrashekar 2 1 Research Scholar, DOS in Economics and Co-operation, University of Mysore, Manasagangothri, Mysore 2 Assistant
More informationInvestor Presentation March-2014
Investor Presentation March-2014 1 IMPORTANT NOTICE No representation or warranty, express or implied is made as to, and no reliance should be placed on, the fairness, accuracy, completeness or correctness
More informationGrowth Powered by Technology, Driven by Customers. Financial Results 31 st March 2017
Financial Results 31 st March 2017 Performance Highlights Q4 FY 2016-17 NET INTEREST INCOME ` 989.49 cr NON INTEREST INCOME ` Rs.450.16 cr OPERATING PROFIT ` Rs.703.12 cr NET PROFIT ` 203.99 cr NET INTEREST
More informationROLE OF PRIVATE SECTOR BANKS FOR FINANCIAL INCLUSION
270 ROLE OF PRIVATE SECTOR BANKS FOR FINANCIAL INCLUSION ABSTRACT DR. BIMAL ANJUM*; RAJESHTIWARI** *Professor and Head, Department of Business Administration, RIMT-IET, Mandi Gobindgarh, Punjab. **Assistant
More informationNote on ICP-CPI Synergies: an Indian Perspective and Experience
2 nd Meeting of the Country Operational Guidelines Task Force March 12, 2018 World Bank, Washington, DC Note on ICP-CPI Synergies: an Indian Perspective and Experience 1. Meaning and Scope 1.1 International
More informationINVESTOR PRESENTATION MARCH 2012
INVESTOR PRESENTATION MARCH 2012 South Indian Bank At A Glance 83 Years 700 663 `64136 Cr 27% 25% `401 Cr 3.10 % 14.00% 0.28% Number of years in banking business Number of branches Number of ATM s Business
More informationJOINT STOCK COMPANIES
This section contains statistics relating to joint stock companies which are based on returns received from Registrars of Joint Stock Companies. Tables 25.1 (A) (B) to 25.4 These tables present data regarding
More informationInsolvency Professionals to act as Interim Resolution Professionals or Liquidators (Recommendation) Guidelines, 2018
Insolvency Professionals to act as Interim Resolution Professionals or Liquidators (Recommendation) Guidelines, 2018 Provisions in the Insolvency and Bankruptcy Code, 2016 31 st May, 2018 1. Section 16(3)(a)
More informationREPORT ON THE WORKING OF THE MATERNITY BENEFIT ACT, 1961 FOR THE YEAR 2010
REPORT ON THE WORKING OF THE MATERNITY BENEFIT ACT, 1961 FOR THE YEAR 2010 1. Scope and Objective 1.1 The Maternity Benefit Act, 1961 extends to the whole of the Indian Union and applies to every factory,
More informationInvestor Presentation Q3 FY 12
Investor Presentation Q3 FY 12 Performance Highlights Profitability Measure ROA 1.30 1.44 1.41 11.37 14.29 14.56 Shareholder Value Measure ROE 37.30 38.91 37.13 Efficiency Measure COST-INCOME 0.81 0.58
More informationFinancial Results. 31st March Reorienting towards retail business and recovery for a sustained path of growth and profitability.
Get Instant Loan Approval!!! Financial Results 31st 2016 Get Instant Loan Approval!!! CANARA BANK MULTI CURRENCY TRAVEL PREPAID CARD Reorienting towards retail business and recovery for a sustained path
More informationAnalyzing Data of Pradhan Mantri Jan Dhan Yojana
Technical Report 217 Analyzing Data of Pradhan Mantri Jan Dhan Yojana Tulika Dutta and Ashish Das Department of Mathematics Indian Institute of Technology Bombay Mumbai-476, India May 217 Indian Institute
More informationINVESTOR PRESENTATION
INVESTOR PRESENTATION 1 South Indian Bank At A Glance 83 Years 644 568 `56386 Cr 31% 25% `177 Cr `95 Cr 3% 13.48% 0.25% Number of years in banking business Number of branches Number of ATM s Business as
More informationINVESTOR PRESENTATION DEC 2011
INVESTOR PRESENTATION DEC 2011 South Indian Bank At A Glance 83 Years 674 614 `58884 Cr 27% 25% `280 Cr `102 Cr 3.05 % 12.03% 0.24% Number of years in banking business Number of branches Number of ATM
More informationQ2 FY 12 INVESTOR PRESENTATION
Q2 FY 12 INVESTOR PRESENTATION PERFORMANCE HIGHLIGHTS Profitability Measure ROA 1.34 1.15 1.44 11.48% 11.28% 14.29% Shareholder Value Measure ROE 38.60% 38.91% Efficiency Measure COST-INCOME 33.90% 0.68
More information4.4 Building Name 4.5 Block/Sector. 4.8 City 4.9 State Code (Refer to State Code in instructions)
FORM No. 61A [See rule 114E] Annual Information Return under section 285BA of the Income -tax Act, 1961 (PART-A) Please see the instructions and fill up relevant columns 1. Name of the person (in block
More informationFinancial Results. 30th September Reorienting towards retail business and recovery for a sustained path of growth and profitability.
Get Instant Loan Approval!!! Financial Results 30th September 2016 Get Instant Loan Approval!!! CANARA BANK MULTI CURRENCY TRAVEL PREPAID CARD Reorienting towards retail business and recovery for a sustained
More informationState Government Borrowing: April September 2015
November 5, 2015 Economics State Government Borrowing: April September 2015 State Development Loans (SDL) are debt issued by state governments to fund their fiscal deficit. States in India like the centre,
More informationPOPULATION PROJECTIONS Figures Maps Tables/Statements Notes
8 POPULATION PROJECTIONS Figures Maps Tables/Statements 8 Population projections It is of interest to examine the variation of the Provisional Population Totals of Census 2011 with the figures projected
More informationCorporate Presentation. February 2015
Corporate Presentation February 2015 Disclaimer This document does not constitute or form part of and should not be construed as an offer to sell or issue or the solicitation of an offer to buy or acquire
More informationFORM L-1-A : Revenue Account. FORM L-1-A : Revenue Account UP TO THE QUARTER ENDED ON JUNE Non Participating (Linked) Total
Insurer : DHFL Pramerica Insurance Company Limited Registration No. 140 ; Date of Registration with the IRDAI: June 27, 2008 Revenue Account For the quarter Ended June 30, 2017 FORM L-1-A : Revenue Account
More informationInvestor Presentation June-2014
Investor Presentation June-2014 1 IMPORTANT NOTICE No representation or warranty, express or implied is made as to, and no reliance should be placed on, the fairness, accuracy, completeness or correctness
More information... (Please leave one blank box between two words) 2. Permanent Account Number (PAN) of the person (see instructions)
FORM NO. 66 [See rule 114E of income-tax rules, 1962] Annual Information Return under section 285BA of the Income-tax Act, 1961 (PART-A) Please see the instructions and fill up relevant columns Name of
More informationEligible students have to contact our branches where they have availed/availing loans.
Eligible students have to contact our branches where they have availed/availing loans. The last date for Banks to submit subsidy claims to Nodal Bank is 31.08.2014. Hence, we advise the students to submit
More informationMicrofinance Industry Penetration in India: A State - wise Analysis in Context of Micro Credit
24 Microfinance Industry Penetration in India: A State - wise Analysis in Context of Micro Credit Laxmi Devi, Assistant Professor, Gargi College, University of Delhi Umed Yadav, Student, Dept. of Commerce,
More information2011: Annexure I. Guidelines/Norms for Utilization of Funds for conducting Soeio-Economic and Caste Census
Annexure I I. 2. 3. 4. 5. 6. 7. 8. 9. 10. 11. 12. 13. 14. Guidelines/Norms for Utilization of Funds for conducting Soeio-Economic and Caste Census 2011: State wise Number of s may be taken as per population
More informationInvestor Presentation
Investor Presentation 31.12.2016 Awards and Accolades IDRBT Award for the Best Bank Among Small Banks for Digital Banking, 2015-16 on 18.07.2016 IDRBT Award for the Best Bank Among Small Banks for Managing
More informationTHE INDIAN HOUSEHOLD SAVINGS LANDSCAPE
THE INDIAN HOUSEHOLD SAVINGS LANDSCAPE Cristian Badarinza National University of Singapore Vimal Balasubramaniam University of Oxford Tarun Ramadorai University of Oxford, CEPR and NCAER July 2016 Savings
More informationCustomers perception on Pradan Manthri Jan Dhan Yojana in Shivamogga District of Karnataka State, India.
Customers perception on Pradan Manthri Jan Dhan Yojana in Shivamogga District of Karnataka State, India. by Mr. Anand M B [a] & Dr. H H Ramesh [b] Abstract Government is responsible for end financial untouchability,
More informationFire Marine Miscellaneous Total Fire Marine Miscellaneous Total 3,37,441 23,19,275 2,14,17,685 2,40,74,401 2,67,675 22,58,259 1,81,45,741 2,06,71,675
FORM NL-1-B-RA Name of the Insurer: TATA AIG GENERAL INSURANCE COMPANY IRDA Registration No. 108, dated January 22, 2001 REVENUE ACCOUNT FOR THE YEAR ENDED Particulars Schedule For the YEAR ENDED For the
More informationINVESTOR PRESENTATION FEDERAL BANK
INVESTOR PRESENTATION FY 2010-11 Fourth Quarter & Annual Results as on 31.03.2011 PERFORMANCE HIGHLIGHTS Q4 FY 11 FY 2011 (YOY growth) (YOY growth) Net Interest Income Fee Income Total Income Net Profit
More informationINVESTOR PRESENTATION FEDERAL BANK FY
INVESTOR PRESENTATION FY 2010-11 Second Quarter Results as on 30.09.2010 PERFORMANCE HIGHLIGHTS (Q2 FY 2011 vs Q2 FY 2010) Net Interest Income up by 32.86 % from Rs.329.95 Cr to Rs.438.37 Cr Operating
More informationBy : Brijesh Srivastava, Principal Systems Analyst(NIC-DRD)
ग र म ण व क स म त र ऱय भ रत सरक र MINISTRY OF RURAL DEVELOPMENT Government of India DBT in National Social Assistance Programme NIC-Department of Rural Development Krishi Bhawan, MoRD By : Brijesh Srivastava,
More informationIRDA Public Disclosures
IRDA Public Disclosures QUARTER ENDED 31st DEC 2018 Aviva Life Insurance Company India Limited S. No. Form No. Description Page No. 1 L-1 REVENUE ACCOUNT 1-2 2 L-2 PROFIT & LOSS ACCOUNT 3 3 L-3 BALANCE
More informationIRDA Public Disclosures
IRDA Public Disclosures QUARTER ENDED 31st MARCH 2018 Aviva Life Insurance Company India Limited S. No. Form No. Description Page No. 1 L-1 REVENUE ACCOUNT 1-2 2 L-2 PROFIT & LOSS ACCOUNT 3 3 L-3 BALANCE
More informationMUTHOOT FINANCE LIMITED
Financial Results Q3 FY December 2017 MUTHOOT FINANCE LIMITED SAFE HARBOUR STATEMENT This presentation may include statements, which may constitute forward-looking statements. All statements that address
More informationGOVERNMENT OF INDIA MINISTRY OF AGRICULTURE AND FARMERS WELFARE DEPARTMENT OF AGRICULTURE, COOPERATION AND FARMERS WELFARE
GOVERNMENT OF INDIA MINISTRY OF AGRICULTURE AND FARMERS WELFARE DEPARTMENT OF AGRICULTURE, COOPERATION AND FARMERS WELFARE 425 SHRI VENKATESH BABU T.G.: SHRI KESHAV PRASAD MAURYA: DR. A. SAMPATH: ADV.
More informationFORM L-1-A : Revenue Account. FORM L-1-A : Revenue Account UP TO THE QUARTER ENDED ON JUNE Non Participating. (Linked) Individual
Insurer : DHFL Pramerica Insurance Company Limited Registration No. 140 ; Date of Registration with the IRDAI: June 27, 2008 Revenue Account For the quarter Ended March 31, 2018 FORM L-1-A : Revenue Account
More informationIRDA Public Disclosures
IRDA Public Disclosures QUARTER ENDED 31st DECEMBER 2016 Aviva Life Insurance Company India Limited S. No. Form No. Description Page No. 1 L-1 REVENUE ACCOUNT 1-2 2 L-2 PROFIT & LOSS ACCOUNT 3 3 L-3 BALANCE
More informationRegional Rural Banks- Sustainability through Outreach. Amarendra Sahoo Chief General Manager RBI, Mumbai
Regional Rural Banks- Sustainability through Outreach Amarendra Sahoo Chief General Manager RBI, Mumbai Scheme of Presentation I. RRBs mandate and to what extent fulfilled II. Perceived tension between
More informationOUTSTANDING GOVERNMENT DEBT
ISIN Security OUTSTANDING GOVERNMENT DEBT TABLE 3: OUTSTANDING GOVERNMENT DEBT (Previous Month) Mod V+ (for V- (for Modified for 100bps for 100 bps Expected price for a 100bps rise in yield due to and
More informationInvestor Presentation Q2 FY November 2017
Investor Presentation Q2 FY 2017-18 November 2017 Disclaimer 2 This presentation is confidential and may not be copied, published, distributed or transmitted. The information in this presentation is being
More informationInvestor Presentation Sept-2014
Investor Presentation Sept-2014 1 IMPORTANT NOTICE No representation or warranty, express or implied is made as to, and no reliance should be placed on, the fairness, accuracy, completeness or correctness
More informationYear Ended March 31, 2011
FORM NL-1-B-RA Name of the Insurer: TATA AIG GENERAL INSURANCE COMPANY LIMITED IRDA Registration No. 108, dated January 22, 2001 REVENUE ACCOUNT FOR THE YEAR ENDED MARCH 31, 2011 Particulars Schedule Year
More informationOUTSTANDING GOVERNMENT DEBT
48 CCIL ISIN Monthly Newsletter d OUTSTANDING GOVERNMENT DEBT TABLE 3: OUTSTANDING GOVERNMENT DEBT Yield Yield (Previous Month) Mod V+ ( V- ( Modified 100bps 100bps Expected price a 100bps rise in yield
More informationPERIODIC DISCLOSURES FORM NL-1-A-REVENUE ACCOUNT TATA AIG GENERAL INSURANCE COMPANY LIMITED IRDAI Registration No. 108, dated January 22, 2001
FORM NL-1-A-REVENUE ACCOUNT IRDAI Registration No. 18, dated January 22, 21 1 Premium earned (Net) NL-4- Premium Schedule 2 Profit/ Loss on sale/redemption of Investments Schedule REVENUE ACCOUNT FOR THE
More informationIndusInd Bank and Bharat Financial Inclusion Merger Update
IndusInd Bank and Bharat Financial Inclusion Merger Update Building A Sustainable Platform for Financing Livelihoods November 10, 2018 Agenda 1 2 3 4 5 6 Merger Status Summary Transaction Structure Merger
More informationIIP growth (%) Rates FY CPI(YoY) in % Repo Reverse Repo MSF Call Money(Daily movement) A p r.
2 Rates FY13-14 Repo Reverse Repo MSF Call Money(Daily movement) 13.5 12.5 11.5 10.5 9.5 8.5 7.5 6.5 5.5 A p r M a y J u n J u l A u g S e p O c t N o v D e c J a n F e b M a r IIP growth (%) 3.5 2.6 2.7
More informationMovement of business parameters
2 Movement of business parameters. [ Amt. in Rs. Crore ] During Qtr./ As on QE Q3 vs Q4 Change (%) Performance Highlights During FY/ As on END YoY Change (%) Q3 FY'17 Q4FY'17 2015-16 2016-17 209572 201285-3.95
More informationDisclosures - LIFE INSURANCE COMPANIES- WEBSITE
Disclosures - LIFE INSURANCE COMPANIES- WEBSITE Form NO. L-1-A-RA L-2-A-PL L-3-A-BS L-4-PREMIUM SCHEDULE L-5-COMMISSION SCHEDULE L-6-OPERATING EXPENSES SCHEDULE L-7-BENEFITS PAID SCHEDULE L-8-SHARE CAPITAL
More information14 th Finance Commission: Review and Outcomes. Economics. February 25, 2015
February 25, 2015 Economics 14 th Finance Commission: Review and Outcomes The 14th Finance Commission (FFC) was constituted on 2nd January, 2013 and submitted its report on 15 th December, 2014. The recommendations
More informationCommercial Banks, Financial Inclusion and Economic Growth in India
International Journal of Business and Management Invention ISSN (Online): 2319 8028, ISSN (Print): 2319 801X Volume 2 Issue 5 ǁ May. 2013ǁ PP.01-06 Commercial Banks, Financial Inclusion and Economic Growth
More informationIRDA Public Disclosures
IRDA Public Disclosures QUARTER ENDED 31st MARCH 2017 Aviva Life Insurance Company India Limited S. No. Form No. Description Page No. 1 L-1 REVENUE ACCOUNT 1-2 2 L-2 PROFIT & LOSS ACCOUNT 3 3 L-3 BALANCE
More informationDisclosures -NON LIFE INSURANCE COMPANIES
Disclosures -NON LIFE INSURANCE COMPANIES Sr No Form No Description 1 NL-1-B-RA Revenue Account 2 NL-2-B-PL Profit & Loss Account 3 NL-3-B-BS Balance Sheet 4 NL-4-PREMIUM SCHEDULE Premium 5 NL-5-CLAIMS
More informationGOVERNMENT OF INDIA MINISTRY OF HOME AFFAIRS LOK SABHA UNSTARRED QUESTION NO. 2557
GOVERNMENT OF INDIA MINISTRY OF HOME AFFAIRS LOK SABHA UNSTARRED QUESTION NO. 2557 TO BE ANSWERED ON THE 01 ST AUGUST, 2017 / SHRAVANA 10, 1939 (SAKA) PENSION TO FREEDOM FIGHTERS 2557. SHRI TAMRADHWAJ
More informationFINANCIAL INCLUSION: PRESENT SCENARIO OF PRADHAN MANTRI JAN DHAN YOJANA SCHEME IN INDIA
FINANCIAL INCLUSION: PRESENT SCENARIO OF PRADHAN MANTRI JAN DHAN YOJANA SCHEME IN INDIA *Dr. P. Chellasamy Associate Professor, School of commerce, Bharathiar University, Coimbatore. **Mr. R. Selvakumar
More informationThe detailed press note issued by Ministry of Statistics & Programme Implementation is attached herewith for information of the members.
TO ALL MEMBERS: th August Consumer Price Numbers on Base = for Rural, Urban and Combined for the Month of July July Consumer Price (CPI) rose to. % against.% for the month of June. CPI Urban Inflation
More informationTerminal Business Mix
12 th November 2018 Terminal Business Mix Parameters Sep-18 Jun-18 Sep-17 Y-o-Y Variation Amount % 1 Business 298823 294065 312175-13352 -4.28 Domestic 282257 274424 280393 1864 0.66 Overseas 16566 19641
More informationI, ROLE OF BANKING SECTOR IN FINANCIAL INCLUSION M.
ROLE OF BANKING SECTOR IN FINANCIAL INCLUSION M. Mala* & Dr. G. Vasanthi** * Ph.D Research Scholar Cum Special Officer, Department of Commerce, Annamalai University, Chidambaram, Tamilnadu ** Professor
More informationSTATE DOMESTIC PRODUCT
CHAPTER 4 STATE DOMESTIC PRODUCT The State Domestic Product (SDP) commonly known as State Income is one of the important indicators to measure the economic development of the State. In the context of planned
More informationEXPORT OF GOODS AND SOFTWARE REALISATION AND REPATRIATION OF EXPORT PROCEEDS LIBERALISATION
Corporate Law Alert J. Sagar Associates advocates and solicitors Vol.16 April 30, 2011 RBI EXPORT OF GOODS AND SOFTWARE REALISATION AND REPATRIATION OF EXPORT PROCEEDS LIBERALISATION The Reserve Bank of
More information154 years in service of the Nation and going strong
Financial Results Q4 & Welcome Board of Directors 11 th May 2018 154 years in service of the Nation and going strong The Bank s Key Strengths Robust CASA Stable Operating Profit Young & energetic workforce
More informationDr. Najmi Shabbir Lecturer Shia P.G. College, Lucknow
Banking Development after Nationalization and Social Control in India (1967 To 1991) Dr. Najmi Shabbir Lecturer Shia P.G. College, Lucknow Abstract: This paper mainly analyses the impact of Nationalisation
More informationAN EVALUATION OF FINANCIAL INCLUSION
AN EVALUATION OF FINANCIAL INCLUSION 1 2 3 Mary Sunita Dutto, Namratha R D, Dr. R. Himachalapathy 1 Research Scholar, St. Joseph's College of Commerce, Bangalore 2 Research Scholar, St. Joseph's College
More informationWelcomes. Analyst Friends for the Presentation on
Welcomes Analyst Friends for the Presentation on 2 To be a Bank of choice of every Indian & A Preferred banking partner Globally To achieve consistent growth in Business. To Endeavour for inclusive development.
More informationIRDA PUBLIC DISCLOSURES FOR THE QUARTER ENDED JUNE 30, 2014
IRDA PUBLIC DISCLOSURES FOR THE QUARTER ENDED JUNE 30, 2014 Name of the Insurer: HDFC Standard Life Insurance Company Limited Registration Number and Date of Registration with the IRDA : 101 dated 23rd
More informationFinancial Inclusion: Role of Pradhan Mantri Jan Dhan Yojna and Progress in India
Financial Inclusion: Role of Pradhan Mantri Jan Dhan Yojna and Progress in India Pramahender 1, Narender Singh 2 1 (Research Scholar, Department of Commerce, Kurukshetra University, Kurukshetra) 2 (Chairperson,
More informationIJPSS Volume 2, Issue 9 ISSN:
REGIONAL DISPARITY IN THE DISTRIBUTION OF AGRICULTURAL CREDIT DR.S.GANDHIMATHI* DR.P.AMBIGADEVI** V.SHOBANA*** _ ABSTRACT The Eleventh Five year plan makes specific focus on the inclusive growth of the
More informationDF-3 Capital Adequacy- Qualitative Disclosure
DF-3 Capital Adequacy- Qualitative Disclosure The Bank actively manages its capital requirement by taking in to account the current and future Business growth of the Bank. Stress tests are used as a part
More informationIRDA Public Disclosures
IRDA Public Disclosures QUARTER ENDED 31st DECEMBER 2017 Aviva Life Insurance Company India Limited S. No. Form No. Description Page No. 1 L-1 REVENUE ACCOUNT 1-2 2 L-2 PROFIT & LOSS ACCOUNT 3 3 L-3 BALANCE
More informationRELIANCE GENERAL INSURANCE COMPANY LIMITED - NON- LIFE INSURANCE COMPANIES
Disclosures - NON- LIFE INSURANCE COMPANIES S.No. Form No Description 1 NL-1-B-RA Revenue Account 2 NL-2-B-PL Profit & Loss Account 3 NL-3-B-BS Balance Sheet 4 NL-4-PREMIUM SCHEDULE Premium 5 NL-5-CLAIMS
More informationRELIANCE GENERAL INSURANCE COMPANY LIMITED Disclosures - NON- LIFE INSURANCE COMPANIES. S.No. Form No Description
Disclosures - NON- LIFE INSURANCE COMPANIES S.No. Form No Description 1 NL-1-B-RA Revenue Account 2 NL-2-B-PL Profit & Loss Account 3 NL-3-B-BS Balance Sheet 4 NL-4-PREMIUM SCHEDULE Premium 5 NL-5-CLAIMS
More informationHighlights. Core Deposits stood at Rs.1,33,672 cr. as at the end of Sept,16 showing growth of 10.53% Y-o-Y basis
Highlights Total Business stood at Rs. 3,44,428 cr. as at the end of Sept 16 against Rs.3,27,807 cr. as on Jun 16.(Increase by Rs.16,621 cr. over the qrt.) Global Deposits stood at Rs. 2,09,485 cr. as
More informationUjwal Discom Assurance Yojana
Ujwal Discom Assurance Yojana 9 th December, 2017 DFID s Technical Assistance Programme Supporting structural reforms in the Indian Power Sector The UK s Department for International Development (DFID)
More informationPerformance Analysis:
Performance Analysis: Q3 FY 2016 (April December 2015) February 13, 2016 2016 Bank of Baroda. All Rights Reserved 1 Bank of Baroda: Our Key Strengths Bank of Baroda is a 107 years old State-owned Bank
More informationBanking Sector Liberalization in India: Some Disturbing Trends
SPECIAL REPORT Banking Sector Liberalization in India: Some Disturbing Trends Kavaljit Singh In the first week of August 2005, Reserve Bank of India (RBI), country s central bank, issued a list of 391
More informationSME Finance: A Generational Shift
SME Finance: A Generational Shift FIBAC Conference 20 AUGUST 2018 Special Thanks 1 No one will ever give someone like me a loan Turnover: Customer: 15 lacs pa, 25% margin 400 GV Khenat Newspaper & Magazine
More informationV Leeladhar: Taking banking services to the common man - financial inclusion
V Leeladhar: Taking banking services to the common man - financial inclusion Commemorative lecture by Mr V Leeladhar, Deputy Governor of the Reserve Bank of India, at the Fedbank Hormis Memorial Foundation,
More informationFinancial year-wise FDI Equity Inflows:
(ii) Financial year-wise FDI Equity : Financial Year (Apr-Mar) Amount of FDI Equity %age growth over the in Rupees Crore in US$ million previous year 2000-01 10,733 2,463-2001-02 18,654 4,065 ( + ) 65
More informationTweets UnionBankInsta UnionBankofIndiaUtube
Investor Presentation @unionbankofficial @UnionBank Tweets UnionBankInsta UnionBankofIndiaUtube These materials have been prepared by Union Bank of India together with its subsidiaries (the Bank ), are
More informationCONTENTS AT A GLANCE DIRECT TAX INDIRECT TAX CORPORATE LAWS
November 2016 / Volume VIII / ASA The key amendments introduced in statutes, policies and procedures in respect of Direct Tax, Indirect Tax, Corporate Laws & Accounting Standards, Foreign Exchange Management
More informationA Study of Corruption for Issuing Aadharr Card in India by Using Mathematical Modeling
International Refereed Journal of Engineering and Science (IRJES) ISSN (Online) 2319-183X, (Print) 2319-1821 Volume 7, Issue 2 (February 2018), PP. 57-64 A Study of Corruption for Issuing Aadharr Card
More informationFORM L-1-A : Revenue Account FORM L-1-A : Revenue Account. Non Participating (Non-Linked) Non Participating (Linked) Participating (Non-Linked) Total
Insurer : DHFL Pramerica Insurance Company Limited Registration No. 140 ; Date of Registration with the IRDAI: June 27, 2008 Revenue Account For the quarter Ended March 31,2018 FORM L-1-A : Revenue Account
More informationThe Bank that begins with. Financial Results Q3 ( )
The Bank that begins with Financial Results Q3 (2013-14 ) HIGHLIGHTS 31.12.2013. Total Business at Rs.188867 crore, with a y-o-y growth of 19.78%. Highlights Total Deposits increased to Rs.109891 crore,
More informationA Class 2 Digital Signature Certificate is available for download after verification based on a trusted and pre-verified database.
S No. 1 2 3 4 5 New Description of Services DSC Class-2/2 Years/Signature DSC Class-2/ 2 Years/ Combo DSC Class-3/2 Years/Signature DSC Class-3/ 1 Year/ Combo DSC Class-3/ 2 Year/ Combo 6 DSC Token Legends
More informationCorporate Office: Bengaluru 9 th May, 2017 PRESS RELEASE. Highlights
Corporate Office: Bengaluru 9 th May, 2017 PRESS RELEASE Highlights Net Profit stood at `359 crore for the year ended March 2017 as against a loss of Rs.1643 crore a year ago. Operating Profit at `1514
More informationPradhan Mantri Jan Dhan Yojana The National Mission on Financial Inclusion
Pradhan Mantri Jan Dhan Yojana (PMJDY) Ministry of Finance www.swaniti.in Pradhan Mantri Jan Dhan Yojana The National Mission on Financial Inclusion Key Features of PMJDY The Pradhan Mantri Jan Dhan Yojana
More informationFEE RULES. o Samples/models actual cost; o Postal charges additional; o Inspection of records 1st hour free and Rs 5 for each subsequent 15 mins.
FEE RULES Government Andhra Pradesh Application Fees No fee at village level; Rs 5 at mandal level; Rs 10 for all other public Additional Fees o A4/A3 paper Rs 2 per o Larger paper actual cost; o Priced
More informationGST Update M.S. CHHAJED & CO. GST UPDATE 2/
GST Update 02 2018-19 01st June 2018 FOR PRIVATE CIRCULATION ONLY M.S. CHHAJED & CO. GST UPDATE 2/18-19 1 E-way Bill Now E-way Bill shall be required to be generated for intra-state movement of goods in
More informationLOGO LOGO
www.themegallery.com 2 HISTORY & BACKGROUND 3 ONE OF THE OLDEST BANKS IN SOUTH INDIA. INCORPORATED ON JANUARY 25, 1929.HEAD OFFICE: THRISSUR, KERALA FIRST AMONG PRIVATE SECTOR BANKS IN KERALA TO BECAME
More informationRef: SEC/MFL/SE/2018/2901 September 04, We herewith enclose a copy of the investor presentation for the Quarter ended June 30, 2018.
Scrip Code: 533398 Symbol: MUTHOOTFIN Ref: SEC/MFL/SE/2018/2901 September 04, 2018 National Stock Exchange of India Ltd. Exchange Plaza, Plot no. C/1, G Block, Bandra-Kurla Complex Bandra (E), Mumbai -
More informationSchemes->Margin Money Scheme of Khadi & Village Industries Commission (KVIC) MARGIN MONEY SCHEME OF KHADI & VILLAGE INDUSTRIES COMMISSION (KVIC)
Schemes->Margin Money Scheme of Khadi & Village Industries Commission (KVIC) MARGIN MONEY SCHEME OF KHADI & VILLAGE INDUSTRIES COMMISSION (KVIC) Implementing Agency Official(s) to be contacted Khadi &
More informationThe Bank that begins with. Financial Results Q-4 / FY ( )
The Bank that begins with Financial Results Q-4 / FY (2014-15 ) Result at A Glance. Performance Parameter Rs. crore Ratio for 2014-15 (in %) Net Profit 256 Return on Assets 0.21% Operating Profit 2428
More information