Payroll User Guide SETTING UP YOUR NEW PENSION
|
|
- Gillian Murphy
- 5 years ago
- Views:
Transcription
1 Payroll User Guide SETTING UP YOUR NEW PENSION
2 Contents 1. Introduction a How pensions work in payroll systems b Your payroll and auto enrolment c Other information 2. Setting up your auto enrolment pension for the first time a. Setting up your pension in your payroll i. Setting up the pension at company level ii. Assigning your employees to the pension scheme b. Providing your data c. Creating your report d. Communicating with employees 3. Maintaining your payroll a. Providing payroll data by.csv file 4. Contributions a. Paying contributions b. Refunds and corrections c. Wrong payroll is uploaded d. Wrong contributions paid 5. Troubleshooting Appendix 1 Dealing with day-to-day scenarios a. A new employee joins the company b. Somebody leaves the company or pension scheme c. Somebody opt outs d. Somebody wants to join the scheme during the postponement period e. An employee s details change f. Somebody needs to be re-enrolled g. The employer or employee wants to change their contribution rates
3 1. Introduction This guide covers the steps involved in setting up and maintaining your new auto enrolment pension in your payroll system. Setting up a pension is a fairly straightforward process in most payroll systems but because this is a general guide you might need to refer to your payroll user guide for specific information. If you need any extra help to apply the information in this guide to your own payroll system, call our helpdesk on Our system is designed to make it as easy as possible for you to run an auto enrolment pension scheme. Every time you need to do something we will you to let you know. Unlike some other solutions, with our system you simply provide your data after you have closed your payroll and, if any changes are needed, we will tell you before your next payroll run. If you ever have any questions or concerns you can always call our helpdesk for support. a) How pensions work in payroll systems Your payroll system is used to calculate the pension contributions you need to pay on behalf of your employees. To do this you need to: Set up the pension scheme Put your employees into it at the appropriate time Select the earnings on which pension contributions are payable Set the level of pension contributions to be paid as a percentage of earnings Maintain your employees records You will need to update the payroll for all your employees as they reach their auto enrolment dates, at the outset and beyond. After that, you will simply make changes when required, as employees join and leave and in the event that the rules change. 1 of 17
4 b) Your payroll and auto enrolment Every time you pay your employees, you will need to provide us with payroll data so we can assess your employees, communicate with them, collect their pension contributions and pay them into the pension scheme. We also maintain the audit trail required by law. Our system accepts standard payroll reports generated by your payroll software and also allows you to input any additional data required. c) Other information In order for us to collect all of the information that is needed to create an employee s pension scheme records at outset and as they join, we will need information that may not be held in the payroll system. This information is needed to make sure you comply with your auto enrolment duties. We outline what information is required later in this guide. The data you must provide every time you run your payroll is for all employees not just those who are enrolled into the Pension Scheme. 2. Setting up your auto enrolment pension for the first time We would recommend that, eight weeks before staging, you set up your pension scheme within your payroll software. Our auto enrolment solution works with the existing payroll and pension functionality found in any payroll system. There should be no need to upgrade or buy any new software. You should not need to buy the auto enrolment module offered by your payroll software provider in order to use our solution. a) Setting up your pension in your payroll This section sets out the information that is likely to be needed in order to set up the pension in payroll. The person who does this will need to refer to the relevant payroll system user guide for information about how to do this with the payroll software that you use. If you need any help or additional information, please call our helpdesk on The payroll system will use this information to calculate the pension contributions that need to be deducted from employees wages and those that the employer has to pay when your employees are enrolled into the pension scheme. 2 of 17
5 i) Setting up the pension at company level user guide Scheme type: Options Contracted In Money Purchase (CIMP), or Occupational Trust-Based Scheme, or Other Qualifying Scheme Scheme name The Creative Pension Trust is a Qualifying Workplace Pension Scheme Creative Pension Trust Provider reference Provide your own reference here Contracting out The Creative Pension Trust is not a contracted out scheme Qualifying Earnings The constituent parts of Qualifying Earnings for auto enrolment purposes are: Pensionable pay basis Salary or wages Commission Bonuses Overtime Statutory Sick Pay Statutory Maternity Pay Ordinary/additional statutory paternity pay Statutory adoption pay However only those earnings between 5,824 and 42,385 per year, or 486 and 3,532 per month, or 112 and 815 per week for the 2015/16 tax year are pensionable. You must ensure your payroll is set up correctly so that earnings below and above these amounts are not used to calculate pension contributions. Salary sacrifice Contributions cannot be paid by salary sacrifice. 1% employer contribution 1% employee contribution Contributions to be set up in the payroll (as a % of Qualifying Earnings) These are mandatory minimums and is the default contribution basis for all schemes until 1st October 2017 when the minimum contribution rates increase. If you would like to pay more than these minimums you can do so, but you cannot pay less by law. Please call our helpdesk on if you would like to increase the employer and/or employee contributions. Tax basis Contributions are taken before tax is assessed in the payroll, therefore the gross contributions detailed above (1% of qualifying earnings) must be collected from the scheme member s gross salary before income tax is assessed. Do not net this figure down. 3 of 17
6 If you already have a pension scheme set up in your payroll for some or all of your employees, please call our helpdesk on before proceeding any further. ii) Assigning your employees to the pension scheme Once you have set up your pension scheme at a company level, and when your employees need to be enrolled into the pension scheme, you will need to set up their individual pension record at an employee level within your payroll system. This links the employee records to the pension scheme you have set up at company level. This enables contributions to be deducted from their salaries when they have to be enrolled. We will tell you when you need to do this. You will need to refer to your payroll software user guide for specific information about how this is done. We have provided typical information that your payroll software might require in the table below. If you need any more support or information you can call our helpdesk on Employee pension plan reference Date of joining scheme Type of scheme Provide a reference of your own choice here This could be, for example, the same reference you have used at the employer set up stage. This is the date at which the employee first becomes a member of the scheme and will be the date from which pension contributions start to be collected from their salary The Creative Pension Trust is a qualifying workplace pension scheme. Active membership date This date can be used for different purposes by different payroll systems. If your system requires this date, please refer to your payroll user guide for guidance. If you are still unsure, please call our Helpdesk on The payroll system will usually automatically apply the contributions rules to each employee. If your payroll software does not automatically do this you will have to apply the contribution rates to each employee s payroll record when they join the scheme. Before your staging date we would also recommend you run a test for a small sample of employees to ensure the payroll is calculating and deducting the correct pension amounts from the employee s wages. Please see the table below for some examples for monthly and weekly pay periods. 4 of 17
7 Pay Frequency Earnings Contribution Due Contribution Calculation Monthly 1, x 1% Monthly 5, x 1% Weekly x 1% Weekly 1, x 1% b) Providing your data You are legally required to provide certain employee information in order for you to comply with your auto enrolment duties. This enables us to assess your employees, communicate with them and tell you when employees need to be enrolled into the pension scheme. You must provide data for all of your employees regardless of whether they are in the pension scheme or not. You will need to provide employee data to us - we will let you know when you need to start doing this. You will then need to provide us with data every time you run your payroll. We will tell you when you need to start doing this. The information we require is detailed below and overleaf. Information that is highlighted must be provided every time you run the payroll. The other information is required at your staging date and whenever an employee joins your organisation. Note, we need employee data for all employees every time the payroll is run, not just for the employees who are enrolled into the Pension Scheme Employee payroll number Title First name Surname This is the unique payroll reference for the individual employee Mr, Ms, Mrs etc This is the employee s preferred first name and will be used for correspondence This is the employee s last name NI number This is the employee s national insurance number Date of birth This is the employee s date of birth Gender Male or female Address line 1 This is the first line of the employee s home address. 5 of 17
8 Address line 2 This is the second line of the employee s home address. This field must be completed Address line 3 This is the third line of the employee s home address. This field is optional Address line 4 This is the fourth line of the employee s home address. This field is optional Post code This is the employee s home post code Date joined company This is the date on which the employee joined the organisation. We will need the day, month and year address This is the address we will use to correspond with the employee. This can be a personal or work address. If we do not hold a valid address, we will provide you with personalised correspondence to pass on but we cannot accept responsibility for delivery. Pensionable earnings for the period Employee contribution amount This is the gross earnings for the employee for the pay period. This is the monetary contribution the employee has had deducted from their salary. Until October 2017, this is 1% of the pensionable earnings amount. All scheme members must contribute this minimum amount. Employee AVC This is any additional voluntary contribution the employee makes to their pension. Under the scheme rules, the employee can request to increase the percentage they pay into their pension above the minimum amount. If they do not make additional contributions, this field should be 0. Employer contribution amount This is the monetary contribution the employer makes on behalf of their employee. Until October 2017, this is 1% of the pensionable earnings amount. All employers must contribute this minimum amount for each scheme member. Employer AVC This is any additional voluntary contribution the employer makes to the pension for an employee. Under the scheme rules, the employer can also request to increase the percentage they pay into the pension above the minimum amount for all employees. If you would like to do this please call our helpdesk. If there are no additional contributions, this field should be 0. 6 of 17
9 c) Creating your report Your payroll software can be used to generate reports and it may be possible for you to generate a report which includes all of the information we require. You will need to refer to your payroll user guide for information about what reports can be generated. This report must then be uploaded to your account as a.csv file every time you run your payroll. You must provide us with the same payroll report every time you upload a report into our system (see Section 3a Providing pay data by.csv file). If possible you should aim to generate a standard report that includes all of the information detailed above as you will not then need to manually input any member data. The simplest solution for you is likely to be to generate a report with all the fields, and in the same order, as detailed in the table above. Entering missing information at outset If you are unable to generate a report that captures all of the information detailed above, the first time you upload your payroll report you will have to enter any missing information into our system manually. Other than the details highlighted in yellow, which must be provided each time you provide your data, you will only have to enter this information once at outset for each employee, as and when an employee joins your organisation and whenever it changes. Entering missing information each pay period Every time you provide your payroll data to us we will tell you on screen if there is anything missing and you will need to provide it before you can complete your update. We will let you know of any changes that you need to make to your payroll before the next payroll run (for example, an employee who needs to be enrolled into the pension scheme). We will also send an to you in advance of every payroll date to remind you of any changes that need to be made and to remind you to upload your payroll report. Uploading your pay data to our system Importantly with our solution you will only ever have to make changes to the employees payroll records at the following payroll run. You do not have to wait for any reports to be sent to you before you process your payroll. Where you cannot generate a payroll report or convert it to a.csv file If you cannot generate a payroll report and upload it into our system as a.csv file, you can simply provide the required data into our system manually each time you run your payroll. If you do not have a standard payroll report that contains the fields we need, or you are not using the template data format outlined above, please contact our helpdesk on who will help you select a suitable report and set up our system to accept it from you. This will ensure everything is ready in good time before you have to upload your first payroll report. 7 of 17
10 d) Communicating with employees Employees and scheme members need to receive various statutory communications under the workplace pensions legislation. It is therefore very important that you provide either a work or personal address for your employees. Where we hold a valid work or personal address, we will supply these communications directly to the employee. Where we do not hold a valid address, we must supply personalised communications to you which need to be passed to your employees. In these circumstances, we cannot accept responsibility for delivery so we strongly recommend that valid addresses are supplied. It is very important that communications are supplied to employees and scheme members in a timely manner as the communication often marks the start of a specific period such a postponement period or opt out window. If we have to send information to you to pass on it is therefore very important that you pass this on to your employees immediately. Providing a work or personal address for your employees minimises the administration you need to do to comply with auto enrolment. 8 of 17
11 3. Maintaining the payroll It is important to check that no last minute changes have been reported by your employees before you close your payroll. To do this, simply log into your online account. Any outstanding actions will be shown on the home page, which is the first screen that appears after you log in. a) Providing payroll data by.csv file You will need to provide payroll data every time you run the payroll. You can do this by uploading a.csv file to your account. Select the Upload your payroll from a file option. 9 of 17
12 To upload a.csv file with the payroll data, the file will need to be exported from the payroll software and saved on the system of the person who will provide the data to us. The Browse button enables this file to be located on the system. In order to recognise the.csv file you upload we need to be able to recognise the format in which the information is provided. To do this, select the template you are using in the Input specification field. The example shown here, CBS AE, is the template outline earlier in this guide When the file has been located, click Upload. A screen will appear providing a summary of the payroll data. This provides an opportunity to confirm the intended file has been uploaded before the data is entered into our system. 10 of 17
13 Once the data has been successfully uploaded, a screen summarising the employees records will appear. This screen will advise if anything has changed and if any additional information needs to be provided. Any changes will be detailed in the two right hand columns. For information means that, for example, the employee has changed category and For action means, for example, the employee has left the scheme and you need to provide a reason. You can do this by clicking on the Member Ref, which will open a screen where you can make the necessary updates. It is important that you review these as you will not be able to move on from this screen until all the For action items are completed. Once the records are complete and there are no outstanding actions, select Confirm. We will process the data to assess and communicate with the employees, where relevant, update the audit trail and provide the contribution file to the pension administrators. There is nothing else you will need to do. A report will be displayed summarising the contributions due and any changes that need to be made to the payroll before the payroll is next run. If we do not have valid addresses for all the employees, there might also be some communications to pass on. These will be provided as personalised letters that can be downloaded and printed. The report and any communications will also be ed to the employer. 11 of 17
14 12 of 17
15 4. Contributions a) Paying contributions d) Wrong contributions paid The employer and employee contributions that are detailed in the information you provide to us each time you run your payroll are collected by the pension scheme. Contributions are collected from the employer by direct debit every calendar month, regardless of payroll frequency. b) Refunds and corrections If you deduct the wrong contributions for any reason, please contact our helpdesk. c) Wrong payroll is uploaded Our system provides a summary of your payroll information before you confirm the upload, to help you ensure you always provide the right data. If you confirm the upload and subsequently discover it was the wrong file, you will need to call the helpdesk for assistance. If you discover you have paid the wrong contributions, you will need to correct this through payroll. Any overpayments will need to be refunded through payroll and any underpayments will need to be collected through payroll. There are rules about how underpayments should be corrected and the system will need to be updated to reflect the changes so you will need to call the helpdesk for assistance. 5. Troubleshooting If you ever have any questions or issues, our helpdesk team will be happy to assist you. Please call them on of 17
16 Appendix 1 - Dealing with day-to-day scenarios a) A new employee joins the company When a new employee joins the company, we will need an employee record to be set up in our system. We need this from the first payroll period after they join the organisation. If the data is provided by uploading a.csv file each pay period, our system will automatically recognise when a new employee appears and will create a new record for that individual. All the required information must be provided at this time and the system will advise if anything additional is required that is not included within the.csv file. Our system will then automatically generate any relevant communications for that employee and will send them directly, if a valid address is provided, or produce a personalised communication for the employer to distribute if not. If you provide all data manually you will need to remember to do this when they join. You can do this by going to the Employee Details section within your account and selecting Add new employee. You can then create a new record manually. 14 of 17
17 You will also need to make the necessary changes to the employee record within the payroll system so that contributions start to be deducted from their pay. b) Somebody leaves the company or pension scheme If a scheme member leaves the scheme because they are no longer employed by the company, our system will automatically recognise this when the employee no longer appears in the.csv file you upload each time you run the payroll. We will let you know if we need any further information. If you provide all data manually you will need to mark the employee as a scheme leaver and provide the reason for leaving when you provide the payroll data for that pay period. This will enable any relevant communications to be produced. Scheme members can also leave while they are still employed, by calling our helpdesk. If this happens we will advise you so that the payroll system can be updated before the payroll is next run. c) Somebody opts out Certain employees must be automatically enrolled into the pension scheme. They can however choose to opt out during a 30 day opt out window by calling our helpdesk. We will let you know if this happens. If pension contributions have been collected for such an employee already, these will need to be refunded to the employee through payroll. Contributions that have been paid by the company will also be refunded to the employer. 15 of 17
18 d) Somebody wants to join the scheme during the postponement period Employees can choose to join the pension scheme during the postponement period by calling our helpdesk. If this happens we will advise you to start deducting pension contributions for them. e) An employee s details change If an employee s details change, we will need to be advised. If the details are included in the.csv file provided to us each payroll period, our system and the pension scheme records will automatically recognise that they have been changed. If the details are not included in a.csv file you will need to update the employee record manually through the employer account. This can be done by going to the Employee Details section within your account and selecting the relevant employee s record. f) Somebody needs to be re-enrolled Eligible jobholders that opt out of the pension scheme typically have to be re-enrolled on the third anniversary of the employer s staging date. We will tell you when this happens and will automatically produce any required communications. g) The employer or employee wants to change their contribution rates Both the employer and the employee can choose to increase their contribution rates above the mandatory minimum. This can be done by calling the helpdesk and then updating the payroll system to reflect the new payments. You can then update the record manually. 16 of 17
19 How to contact us Phone: of 17
20 CPL Auto Enrol Limited is a company registered in England and Wales under company number Registered offce: 349 Bury Old Road, Prestwich, Manchester, M25 1PY Creative Pension Trust is an occupational pension scheme governed by Pan Governance LLP (company number OC333840) of 3 Castlefeld Court, Church Street, Reigate, Surrey, RH2 0AH. The scheme issponsored by CreativeAuto Enrolment (company number ), Registered in England and Wales. Registered office: 125 London Wall, London, EC2Y 5AL.
Payroll & File Upload Guide
Payroll & File Upload Guide Setting up pension deductions and creating Reports User Guide 1. Introduction Setting up a pension is usually a fairly straightforward process in most payroll systems but because
More informationPayroll and File. Upload Guide
Payroll and File Upload Guide Setting up pension deductions and creating Reports User Guide Setting up pension deductions and creating reports 1. Introduction Setting up a pension is usually a fairly straightforward
More informationYou can now start to add clients to your portal individually or by using the bulk upload facility
You can now start to add clients to your portal individually or by using the bulk upload facility Only a few basic details are needed to add a client to the portal. See the example below. The client has
More informationUser guide for employers not using our system for assessment
For scheme administrators User guide for employers not using our system for assessment Workplace pensions CONTENTS Welcome... 6 Getting started... 8 The dashboard... 9 Import data... 10 How to import a
More informationScheme Management System User guide
Scheme Management System User guide 20-09-2016 1. GETTING STARTED 1.1 - accessing the scheme management system 1.2 converting my Excel file to CSV format 2. ADDING EMPLOYEES TO MY PENSION SCHEME 2.1 Options
More informationQuick Guide. Workplace Pensions (Automatic Enrolment)
Quick Guide Workplace Pensions (Automatic Enrolment) Abstract This guide provides a brief overview of what Workplace Pensions are, how to provide them to your employees, and what updates you must make
More informationGuide to assessing your workers
For scheme administrators Guide to assessing your workers For employers using our system to assess workers Workplace pensions CONTENTS Introduction... 4 When should I assess my workers?... 4 What information
More informationEmployers. The Creative Pension Trust Securing your employees retirements - Employer guide
Employers The Creative Pension Trust Securing your employees retirements - Employer guide Introduction Creative Pension Trust An asset to your business and employees With auto enrolment legislation making
More informationPension reform data exchange guide Group Flexible Retirement Plan (GFRP)
Pension reform data exchange guide Group Flexible Retirement Plan (GFRP) This guide is for GFRP that has been converted to a qualifying workplace pension scheme. Which sections should I read? This pension
More informationIRIS Payroll Business
18/02/2014 IRIS Payroll Business Guide to Workplace Pension Reform 16/02/2015 Contents What is Workplace Pension Reform?... 4 Automatic Enrolment... 4 Know your Staging Date... 6 Assess your workforce...
More informationGuide to managing your workforce
For scheme administrators Guide to managing your workforce For schemes using contractual enrolment Workplace pensions CONTENTS Introduction... 4 View workforce... 4 Searching and filtering... 4 Identifying
More informationFOR AUTO ENROLMENT ONLINE SERVICE. Data standards guide for Royal London s Automatic Enrolment System. Workplace pensions For scheme administrators
Workplace pensions For scheme administrators ONLINE SERVICE FOR AUTO ENROLMENT Data standards guide for Royal London s Automatic Enrolment System royallondon.com INTRODUCTION Good data management is critical
More informationAre automatic enrolment pensions alien to you?
Quick guide Are automatic enrolment pensions alien to you? Don t worry, we understand alien-speak and we make providing a workplace pension simple For people, not profit Are automatic enrolment pensions
More informationGuide to NEST s employer notices. Statutory information to help you meet your employer duties
Guide to EST s employer notices Statutory information to help you meet your employer duties 2 Guide to EST s employer notices Version 8 April 2018 Contents Introduction 4 About the terms we use 6 Part
More informationIncreases to minimum contributions
Increases to minimum contributions We re here to help you along the way For people, not profit Here s what we can offer to help you with the increases to minimum contributions This guide to tell you what
More informationIntroduction. Setting up Auto Enrolment. Registration. Activating Auto Enrolment
Auto Enrolment Introduction This guide supplements the Keytime Payroll User Guide. In writing this guide we have assumed that you are already familiar with Keytime Payroll, therefore, no instruction on
More informationEmployers. Consultancy Services. Support for complexity and flexibility
Employers Consultancy Services Support for complexity and flexibility Introduction The auto enrolment rules are complex and allow a great deal of flexibility for employers. We offer a simple, automated
More informationGuide to Workplace Pension Reform & OpenEnrol... 5 Workplace Pension Reform Overview The Pension Counter What is Automatic Enrolment?...
08/17/SA 2 Contents Guide to Workplace Pension Reform & OpenEnrol... 5 Workplace Pension Reform Overview... 6 The Pension Counter... 7 What is Automatic Enrolment?... 8 How to prepare for Automatic Enrolment...
More informationGuide to making contributions
For scheme administrators Guide to making contributions For employers not using our system to assess workers Workplace pensions CONTENTS Introduction... 4 The make a contribution screen... 6 1.1 Import
More informationWebinar: How NEST can help you support clients with auto enrolment
Webinar: How NEST can help you support clients with auto enrolment Questions and answers February 2016 Choosing to use NEST 1. Is a NEST pension scheme always a qualifying scheme for auto enrolment? Yes,
More informationONLINE SERVICE FOR AUTO ENROLMENT. Data standards guide. Workplace pensions For scheme administrators. royallondon.com
Workplace pensions For scheme administrators ONLINE SERVICE FOR AUTO ENROLMENT Data standards guide royallondon.com Introduction Good data management is critical to the smooth running of your pension scheme.
More informationGuide to making payroll updates
For scheme administrators Guide to making payroll updates For employers using our system to assess workers Workplace pensions CONTENTS About payroll updates... 4 When should I update my payroll?... 4 How
More informationYour data files explained
Errors in the data Your data files explained 1 Introduction The purpose of this guide is to help you understand how auto enrolment (AE) situations are reflected in the file that NOW: Pensions has asked
More information18/02/2014. IRIS Bureau Payroll. Guide to Workplace Pension Reform 18/02/2014
18/02/2014 IRIS Bureau Payroll Guide to Workplace Pension Reform 18/02/2014 Guide to Workplace Pension Reform This guide will give you a general overview of the Workplace Pension Reform and what it means
More informationManaging Pensions in Sage One Payroll
Managing Pensions in Sage One Payroll 1 Contents Introduction Introduction... 3 Setting the Staging Date... 4 Preparation Steps... 6 Reaching Your Staging Date... 12 To postpone all employees from your
More informationYour data files explained
Your data files explained EM0008.016/ 1 Introduction The purpose of this guide is to help you understand how auto enrolment (AE) situations are reflected in the file that NOW: Pensions has asked you to
More informationGuide to working with NEST via pensionsync
Guide to working with NEST via pensionsync Contents Open an account with NEST... 1 How to apply for a new pension scheme with NEST... 2 Can I apply for a pension scheme with NEST directly?... 2 How do
More informationManually entering employee data
Manually entering employee data This guide is designed to walk you through entering employee data manually in your employer Online Services account. This method is suitable for employers who don t use
More informationFOR AUTO ENROLMENT ONLINE SERVICE. Data standards guide for using Payroll/Middleware Automatic Enrolment System
Workplace pensions For scheme administrators ONLINE SERVICE FOR AUTO ENROLMENT Data standards guide for using Payroll/Middleware Automatic Enrolment System Introduction Good data management is critical
More informationIRIS Payroll Professional
18/02/2014 IRIS Payroll Professional Guide to Workplace Pension Reform 16/02/2015 Contents Guide to Workplace Pension Reform & IRIS OpenEnrol... 3 What is Workplace Pension Reform?... 4 Automatic Enrolment...
More informationRe-enrolment: the 3-year cycle
Re-enrolment: the 3-year cycle We re here to help you along the way For people, not profit Re-enrolment is a statutory process that all employers have to go through This guide tells you what you have
More information18/02/2014. IRIS PAYE-Master. Guide to Workplace Pension Reform 16/02/2015
18/02/2014 IRIS PAYE-Master Guide to Workplace Pension Reform 16/02/2015 Contents Guide to Workplace Pension Reform & IRIS OpenEnrol... 3 What is Workplace Pension Reform?... 4 Automatic Enrolment... 4
More informationGlossary of terms. A glossary of the terms used in The People s Pension employer online sign-up process. Defined terms are shown in bold.
Glossary of terms A glossary of the terms used in The People s Pension employer online sign-up process. Defined terms are shown in bold. Term Explanation A Admin account This is the employer s account
More informationSage Guide to ENROLMENT. Everything you need to know about Workplace Pensions: Automatic Enrolment
Sage Guide to AUTOMATIC ENROLMENT Everything you need to know about Workplace Pensions: Automatic Enrolment 1 CONTENTS INTRODUCTION What is Automatic Enrolment? 01 SEVEN STEPS TO AUTO ENROLMENT? 02-05
More informationGuide to NEST s employer notices. Statutory information to help you meet your employer duties
Guide to EST s employer notices Statutory information to help you meet your employer duties 2 3 Contents Introduction 4 About the terms we use 6 Part 1: From your staging date or duty start date 15 Decision
More informationGateway Gateway user guide For employers
Gateway Login Gateway user guide For employers Contents Assumptions: 3 Introduction: 4 NOW: Pensions Gateway file cycle 4 Important details to look out for: 5 How to use the NOW: Pensions Gateway 6 Logging
More informationStatewide.On.Line. User guide for employers August 2015
Statewide.On.Line User guide for employers August 2015 Contents Setting up your account 5 How do I set up a Statewide.On.Line account? 5 Logging in to Statewide.On.Line 5 You re ready to go 6 Using your
More informationGuide to telling us about leavers
For scheme administrators Guide to telling us about leavers For schemes using contractual enrolment Workplace pensions CONTENTS Introduction... 3 Tell us about leavers individually... 4 Tell us about leavers
More informationRegistration and online client sign up for payroll bureaux
Registration and online client sign up for payroll bureaux Contents Registration 3 Signing up clients online 4 Five steps to client sign up 5 Contributions models 6 Keeping track of client applications
More informationGateway Gateway user guide For payroll bureau and accountants
Gateway Login Gateway user guide For payroll bureau and accountants Contents Assumptions: 3 Introduction: 4 NOW: Pensions Gateway file cycle 4 Important details to look out for: 5 How to use the NOW: Pensions
More informationOpera 3 Payroll Processing Training Manual
Opera 3 Payroll Processing Training Manual Contents Introduction 3 Payroll Processing Steps 4 Ribbon Bar Structure 5 Payroll Processing 6 Employee Record 6 Employee s Payments 6 Payroll Processing Actions
More informationAdvisers. The Creative Pension Trust. A high quality qualifying workplace pension scheme
Advisers The Creative Pension Trust A high quality qualifying workplace pension scheme Introduction Creative Pension Trust An asset to your clients and their employees With auto enrolment legislation making
More informationAuto-enrolment. guidance for employers
Auto-enrolment guidance for employers Introduction No matter what size your business Johnson Fleming is able to support you through your autoenrolment journey; we understand that for some the cost may
More information18/02/2014. IRIS Payroll Basics. Guide to Workplace Pension Reform
18/02/2014 IRIS Payroll Basics Guide to Workplace Pension Reform 01/09/2015 Contents Guide to Workplace Pension Reform... 2 How your payroll software can help you with Workplace Pension Reform... 3 How
More informationThe Moore Stephens Pensions Master Trust Employer Guide
The Moore Stephens Pensions Master Trust Employer Guide Wealth Management PRECISE. PROVEN. PERFORMANCE. 2 Contents What you need to know about Auto Enrolment...3 Questions and Answers...3 What is automatic
More informationON TRACK STAY. A guide to auto enrolment and the employer duties. Workplace pensions
STAY ON TRACK A guide to auto enrolment and the employer duties Workplace pensions THIS IS FOR EMPLOYER USE ONLY AND SHOULDN T BE RELIED UPON BY ANY OTHER PERSON. INTRODUCTION The Government introduced
More informationRegistration and online sign up for employers
Registration and online sign up for employers Contents Auto enrolment made simple Registration 3 Easy online sign up Sign up checklist 4 Five steps to sign up 5 Contributions models 6 Tax relief on employee
More informationCanada Life Automated Self Service
Canada Life Automated Self Service User Manual How to renew a policy cl ss Canada Life Automated Self Service How do I access? can be accessed at www.canadalife.co.uk/class or through the main Canada Life
More informationOpera 3 (2.25+) Opera II (7.45+) Pensions 'How To' Guide
Opera 3 (2.25+) Opera II (7.45+) Pensions 'How To' Guide Version 1.0 Opera 3 (2.25+) Opera II (7.45+) Copyright Pegasus Software, 2015 Manual published by: Pegasus Software Orion House Orion Way Kettering
More informationEmployers. The Creative Pension Trust Securing your employees retirements - Employer guide
Employers The Creative Pension Trust Securing your employees retirements - Employer guide Introduction Creative Pension Trust An asset to your business and employees With auto enrolment legislation making
More informationHelping your business with auto-enrolment
Helping your business with auto-enrolment Saving you time and resource, and reducing your risk in partnership with Johnson Fleming Group Pensions Group Risk and Healthcare Service Provision Complex and
More informationFor comprehensive details of the new duties and requirements for Employers, go to:
Overview This document describes how CleanLink have implemented Pensions functionality to support the change in UK law that requires UK Employers to provide a qualifying Workplace Pension Scheme for their
More informationNEST s Employer Terms and Conditions are changing
NEST s Employer Terms and Conditions are changing NEST s Employer Terms and Conditions are subject to change over time. This document contains two sets of NEST s Employer Terms and Conditions. The first
More informationAutomatic Enrolment Frequently Asked Questions
Automatic Enrolment Frequently Asked Questions This guide answers some of the questions you may have about automatic enrolment, workplace pensions and True Potential Investor. Contents Q 01 Q 02 Q 03 Q
More informationGateway ERROR! Close. Gateway. Common errors and warnings guide
Gateway ERROR! Close Gateway Common errors and warnings guide Contents Assumptions 3 Document purpose 4 Dealing with file structure errors 5 Dealing with file content errors 8 Dealing with file content
More informationGuide to working with Smart Pension via pensionsync
Guide to working with Smart Pension via pensionsync Contents Open an account with Smart Pension... 2 How to apply for a new pension scheme with Smart Pension... 2 Can I apply for a pension scheme with
More informationAUTO ENROLMENT: STEP BY STEP PLANNING AHEAD.
AUTO ENROLMENT: STEP BY STEP PLANNING AHEAD. With auto enrolment underway, employers must now automatically enrol eligible employees into a qualifying pension scheme. We want to support you through this
More informationSage 50 Payroll. New. Payroll software for small to medium sized businesses who need complete control and confidence in their payroll process.
New Payroll software for small to medium sized businesses who need complete control and confidence in their payroll process. 1 What is Sage 50 Payroll? Sage 50 Payroll provides you with the confidence
More informationUnderstanding Pension Auto Enrolment. Essentials Guide
Understanding Pension Auto Enrolment Essentials Guide Contents Introduction 3 Employer responsibilities in a nutshell 4 How can KPMG Small Business Accounting help you? 5 Staging date checker and tracking
More information18/02/2014. IRIS Payroll. Guide to creating NEST output files 01/07/2015
18/02/2014 IRIS Payroll Guide to creating NEST output files 01/07/2015 Introduction... 2 NEST Configuration... 3 Pension Fund configuration:... 3 Employee Details configuration... 4 NEST Enrolling Workers...
More informationUser guide for schemes using contractual enrolment
Workplace pensions For schem e administrators User guide for schemes using contractual enrolment CONTENTS Welcome... 9 Workers being contractually enrolled... 9 Workers being automati cally enrolled...
More informationLocal Government Pension Scheme
LGPS Contributions Local Government Pension Scheme A Guide for Scheme Employers Issue 4 : March 2016 http://portal.norfolkpensionfund.org Page 2 of 15 Contents Introduction This guide aims to answer any
More informationNEST Pension File Creation
NEST Pension File Creation Introduction... 2 NEST configuration... 3 Company configuration... 3 Employee Details configuration... 3 NEST Enrolling Workers... 4 Create a NEST Enrolling Workers file:...
More informationAuto Enrolment Guide for Payroll Bureaus
Auto Enrolment Guide for Payroll Bureaus Table of Contents What is Auto Enrolment?... 2 Personal Service Workers... 9 Employee Safeguards... 9 Pension Scheme Selection... 11 Pre-Staging Checklist... 13
More informationOPERA AUTO ENROLMENT PROCESSING GUIDE
OPERA AUTO ENROLMENT PROCESSING GUIDE 1 of 20 P a g e LEGAL NOTICE PLEASE NOTE THAT THE INFORMATION WITHIN THIS DOCUMENT IS INTENDED TO BE USED AS A GUIDE FOR SETTING UP YOUR PEGASUS OPERA PAYROLL SOFTWARE
More informationQualifying Workplace Pension Schemes Guide for Employers
Qualifying Workplace Pension Schemes Guide for Employers April 2014 Introduction The Government s new Workplace Pension regime came into effect from October 2012. The new rules mean that every employer
More informationStep by step guide to auto enrolment
Step by step guide to auto enrolment The legislation surrounding auto enrolment can be quite tricky. When faced with an overwhelming set of tasks, rules, regulations and jargon it is difficult to fully
More informationMORTGAGE PRODUCT TRANSFER SERVICE
MORTGAGE PRODUCT TRANSFER SERVICE Everything you need to know about using our service WELCOME Thank you for choosing to use our product transfer service. When it comes to renewing a customer s mortgage,
More informationGuide to working with Aviva
Retirement Investments Insurance Health Guide to working with Aviva via pensionsync Contents Open an account with Aviva 3 How to apply for a new pension scheme with Aviva 4 Can I apply for an Aviva scheme
More informationNEST web services. Operational design guide
NEST web services Operational design guide Version 5, March 2018 Operational design guide 4 This document is the property of NEST and is related to the NEST Web Services API Specification. The current
More informationOnline Services. Quick start guide
Online Services Quick start guide This short guide gives you an overview of Online Services, our administration system, including the different functions available. More detailed information about the
More informationQUICKSUPER. A how-to guide
QUICKSUPER A how-to guide April 2017 1 Contents Page How to register for QuickSuper 4 How to set up your account 6 How to make a payment 10 CSV file specifications 12 How to view new default fund member
More informationEMPLOYER AND ADVISER GUIDE
SALARY EXCHANGE EMPLOYER AND ADVISER GUIDE This material is for use by UK Financial Advisers and Employers only. It is not intended for onward transmission to private customers and should not be relied
More informationAutomatic Enrolment Frequently Asked Questions
Automatic Enrolment Frequently Asked Questions This guide answers some of the questions you may have about automatic enrolment, workplace pensions and the True Potential Investments Pension (TPI Pension).
More informationPension Auto Enrolment: An Employer s Guide
Pension Auto Enrolment: An Employer s Guide Your concise guide to the key facts and action points Auto enrolment is the statutory requirement on an employer to: have an appropriate pension scheme arrange
More informationHelping your business with auto-enrolment
Helping your business with auto-enrolment Saving you time and resource, and reducing your risk Johnson Fleming Group Pensions Group Risk and Healthcare Service Provision Complex and time consuming We understand
More informationKey Features of the Group Personal Pension 2000 Plan. This is an important document which you should keep in a safe place.
Key Features of the Group Personal Pension 2000 Plan This is an important document which you should keep in a safe place. Welcome to your Key Features Document. It explains all the important information
More informationBrief Guide to Automatic Enrolment (for LGPS and TPS)
Introduction Brief Guide to Automatic Enrolment (for LGPS and TPS) The changes introduced through the Pensions Act 2008 impact on every UK employer. This brief guide provides a brief outline of what employers
More informationKey Features of the WorkSave Pension Plan. This is an important document which you should keep in a safe place.
Key Features of the WorkSave Pension Plan This is an important document which you should keep in a safe place. Welcome to your Key Features Document. It explains all the important information you need
More information18/02/2014. IRIS PAYE-Master. Release Notes
18/02/2014 IRIS PAYE-Master Release Notes 16/02/2015 Dear Customer, Welcome to your IRIS PAYE-Master software update for 2014/2015. This update of the software includes some new features and enhancements.
More informationWorkplace pensions AUTO ENROLMENT HAS TAKEN OFF
Workplace pensions AUTO ENROLMENT HAS TAKEN OFF INTRODUCTION The Government introduced auto enrolment to help more people save for their future. It means your employer will have to give you access to a
More informationAUTO ENROLMENT EXPLAINED. By working with you, we can create a bespoke approach to auto enrolment and help you meet your duties as an employer.
AUTO ENROLMENT EXPLAINED By working with you, we can create a bespoke approach to auto enrolment and help you meet your duties as an employer. 2 AUTO ENROLMENT BROCHURE Contents INTRODUCTION 3 AUTO ENROLMENT
More informationLGPS Opting out of the LGPS in England and Wales
LGPS 2014 The Local Government Pension Scheme Opting out of the LGPS in England and Wales The Local Government Pension Scheme (LGPS) allows you to save while you are working in order to enjoy a pension
More informationHR Guide. Version June 2015 April 2016
HR Guide Version 0.89 30 June 2015 April 2016 1 Content 1.0 Introduction 2.0 Who can join? 3.0 How does auto enrolment affect the scheme? 3.1 Types of Enrolment 3.2 Auto Enrolment Guidance 3.3 Staging
More informationPrepare for Automatic Enrolment
Sage 50 Payroll: Auto Enrolment Edition and The Pensions Module Prepare for Automatic Enrolment 1 What s Section new titlein Sage 50 Payroll Auto Enrolment Edition Automatic Enrolment What s new in Sage
More informationAutomatic Enrolment Legislation Guide
18/02/2014 Automatic Enrolment Legislation Guide April 2018 Contents What is automatic enrolment?... 3 How to prepare for Automatic Enrolment... 4 Know Your Duty Start Date / Staging Date... 4 Provide
More informationWorkplace Pension Reform
Workplace Pension Reform Starting from October 2012, any UK employer who employs at least one person will be legally obliged to: set up and register a pension scheme suitable for automatic enrolment automatically
More informationTrue Potential Investor Overdue Payments. Contents
OVERDUE PAYMENTS Contents Overdue Payments 3 Pay Reference Periods 3 Pay Reference Period Start Dates - Examples: 3 Overdue Payments page 4 View Members 5 Upload Contribution 5 The Contributions Template
More informationA Guide for Employers Date: August 2016
Direct Earnings Attachment A Guide for Employers Date: August 2016 v3.0 December 2017 What this Guide is about This guide explains what you, as an employer, need to do if Debt Management, as part of the
More informationUnderstanding Minimum Contribution Increases (Phasing) and its Implications
Understanding Minimum Contribution Increases (Phasing) and its Implications This guide looks at what you must know about processing the increases in contribution rates in 2018 (and clients should thank
More informationPrepare for Automatic Enrolment
Section title Sage 50 Payroll: Auto Enrolment Edition and The Pensions Module Prepare for Automatic Enrolment 1 What is Sage 50 Payroll? New Sage 50 Payroll: Auto Enrolment Edition Manage your people What
More informationContributions File data requirements
Contributions File data requirements Version 8.2 with effect from November 2015 For people, not profit Contributions File Data requirements Version 8.2 with effect from November 2015 Column headings are
More informationKey Features of the Prudential Stakeholder Pension Plan
Key Features of the Prudential Stakeholder Pension Plan Please read this document along with your personal illustration (if you have one) before you decide to buy this plan. It s important you understand
More informationOPTING OUT An Important Financial Decision
OPTING OUT An Important Financial Decision The Local Government Pension Scheme (LGPS) is an important financial benefit of your current employment and you should think very carefully before opting out.
More informationpension benefits for new employees
July 2016 pension benefits for new employees University of Newcastle upon Tyne Retirement Benefits Plan (RBP) Saving for your future with help from the University At Newcastle University, we are committed
More information18/02/2014. IRIS PAYE-Master. Guide to Workplace Pension Reform 01/09/2015
18/02/2014 IRIS PAYE-Master Guide to Workplace Pension Reform 01/09/2015 Contents Guide to Workplace Pension Reform & IRIS OpenEnrol... 2 How your payroll software can help you with Workplace Pension Reform...
More informationFor employers GETTING READY FOR THE CHANGES. A guide to setting up salary exchange on our auto enrolment system. Workplace pensions
For employers GETTING READY FOR THE CHANGES Workplace pensions A guide to setting up salary exchange on our auto enrolment system INTRODUCTION Now that you ve decided to set up salary exchange as part
More informationAUTO ENROLMENT SCHEME
Workplace pensions For scheme administrators MOVING YOUR AUTO ENROLMENT SCHEME Data standards guide for setting up the auto enrolment system for existing workers royallondon.com INTRODUCTION Now that you
More informationLocal Government Pension Scheme (LGPS) New Joiner Option Form
Local Government Pension Scheme (LGPS) New Joiner Option Form Westminster Pension Fund 2018 V1 This form is for you if you are eligible to become a member of the Local Government Pension Scheme (LGPS).
More informationMYOB Exo Employer Services
MYOB Exo Employer Services Single Touch Payroll Last modified: 15 June 2018 Contents Single Touch Payroll 1 Setting up Single Touch Payroll 1 Configuring System Settings... 1 General Settings... 2 Payer
More information