Payroll & File Upload Guide

Transcription

1 Payroll & File Upload Guide Setting up pension deductions and creating Reports User Guide

2 1. Introduction Setting up a pension is usually a fairly straightforward process in most payroll systems but because this is a general guide you might need to refer to your payroll user guide for specific information. Our system is designed to make it as easy as possible for you to run an auto enrolment Pension Scheme. Every time you need to do something we will let you know. Unlike some other solutions, with our system you simply provide your data after you have closed your payroll and, if any changes are needed, we will tell you before your next payroll run. a) How pensions work in payroll systems Your payroll system is used to calculate the pension contributions that need to be deducted from employees. To do this you need to: Set up the Pension Scheme Put employees into it at the appropriate time Select the earnings on which pension contributions are payable Set the level of pension contributions to be paid as a percentage of earnings Maintain employees records b) Your payroll and auto enrolment Every time you pay employees, you will need to provide us with payroll data so we can assess employees, communicate with them, collect their pension contributions and pay them into the Pension Scheme. We also maintain the audit trail required by law. The data you must provide every time you run the payroll is for all employees, not just those who are enrolled into the Pension Scheme. 1 of 16

3 2. Setting up the auto enrolment pension for the first time a) Setting up the pension in your payroll This section sets out the information that is likely to be needed in order to set up the pension in payroll. The payroll system will use this information to calculate the pension contributions that need to be deducted from employees wages and those that the employer has to pay when employees are enrolled into the Pension Scheme. 2 of 16

4 i) Setting up the company Pension Scheme Information to help you set up the pension in payroll Scheme type: The Creative Pension Trust is a Money Purchase Scheme. Qualifying Scheme The Creative Pension Trust is a Qualifying Workplace Pension Scheme Scheme name The Creative Pension Trust Contracting out The Creative Pension Trust is not a contracted out scheme Contributions payable to The Creative Pension Trust are calculated based on Qualifying Earnings The constituent parts of Qualifying Earnings for auto enrolment purposes are: Pensionable pay definition (this is the earnings on which contributions are calculated) Salary or wages Commission Bonuses Overtime Statutory Sick Pay Statutory Maternity Pay Ordinary/additional statutory paternity pay Statutory adoption pay Only those earnings between 5,876 and 45,000 per year, or 490 and 3,750 per month, or 113 and 866 per week for the 2017/18 tax year are pensionable. You must ensure your payroll is set up correctly so that earnings below and above these amounts are not used to calculate pension contributions. Salary sacrifice Contributions cannot be paid by salary sacrifice. Contributions to be set up in the payroll (as a % of Qualifying Earnings) 1% employer contribution 1% employee contribution These are the current mandatory minimums and is the default contribution basis (we will let you know when these change). If contributions greater than these minimums are required, please call our helpdesk on Tax basis Contributions are taken before tax is assessed in the payroll but after NI calculations (often referred to as the Net Pay Basis), therefore 1% of qualifying earnings must be collected from the scheme member s gross salary before income tax is assessed. Do NOT net this figure down or reduce it to deduct standard rate tax relief. If there is a Pension Scheme already set up in payroll for some or all employees, please call our helpdesk on before proceeding any further. 3 of 16

5 ii) Assigning employees to the Pension Scheme Once you have set up the Pension Scheme (at a company level) and when employees need to be enrolled into the Pension Scheme, you will need to adjust the employee payroll record within the payroll system. This enables contributions to be deducted from their salaries when they have to be enrolled. Typically this will be done through the pension or deduction section of the payroll system in the individuals own record. Please refer to your payroll software user guide for specific information about how this is done. (We will tell you when you need to enrol employees into the Pension Scheme, please do not start deducting contributions for any employees until you are notified to do so.) Before staging date we would recommend you run test examples for a small sample of employees to ensure the payroll is calculating and deducting the correct pension amounts from the employee s wages. Please see the table below for some examples of the contribution that would be payable for monthly and weekly pay periods. Pay Frequency Earnings Contribution Due Contribution Calculation Monthly 1, , x 1% Monthly 5, , x 1% Weekly x 1% Weekly 1, x 1% b) Providing data We need certain employee information every time you process the payroll. This enables us to assess employees, communicate with them and confirm to you when employees need to be enrolled into the Pension Scheme. Note: we need employee data for all employees every time the payroll is run, not just for the employees who are enrolled into the Pension Scheme. 4 of 16

6 Employee information we need and creating your Report The data fields required in the report that you upload into our system each time you close the payroll are detailed below. If this data can be provided in this exact format there will be no other information you need to provide. If however you are unable to replicate this template our system can be easily configured to accept the reports generated from your payroll software. Importantly, if you can generate a report which includes all of this data and/or more, we can easily map this so our system will accept the report template that you produce. If however you cannot produce a report that includes all of this data, the minimum information that must be provided every payroll run is highlighted in yellow in the Template Data File shown on page 6. The missing information can be incorporated into your first file upload, with subsequent reports incorporating the highlighted fields only. This will mean that for any new joiners, the additional information that can not be provided through the regular upload report will have to be entered manually. Please call the helpdesk if you need any assistance. If you can forward to us the template data you can generate from your payroll software (incorporating at least the highlighted fields) we will be able to map this for you on our system. Entering missing information each pay period Every time you provide payroll data to us we will tell you on-screen if there is anything missing and you will need to provide it before you can complete your update. We will let you know of any changes that you need to make to your payroll before the next payroll run at the end of the process. We will also send an to you in advance of every payroll date to remind you to upload your payroll report. Uploading your pay data to our system With our solution you will only ever have to make changes to the employees payroll records at the following payroll run. You do not have to wait for any reports to be sent to you before you process the payroll. 5 of 16

7 Setting pension deductions and creating reports Template Data File Employee Payroll Number Title First Name Surname NI Number Date of Birth Gender Address Line 1 Address Line 2 Address Line 3 Address Line 4 Postcode Date Joined Company Address Gross Earnings for the pay period Employee contribution amount Employee AVC Employer contribution amount Employer AVC Number Text Text (no initials) Text NI format e.g. AB C dd/mm/ yyyy M/F Text (no commas) Text (no commas) Text (no commas) Text (no commas) Text dd/mm/ yyyy Text Number Number Number Number Number Loading the payroll data All headings (such as row 1 in the example above) MUST be removed from the CSV file that you upload. Before the report is loaded into our system it must be converted to a CSV document. Importantly, you must ensure that any numeric fields are set to zero if they have no value and are not left blank and that Address Lines 1 and 2 have been populated (Address lines 3 and 4 can be blank). An example of what a file should look like before you upload it is shown below. 1 Mr John Green AB123456C 06/01/1970 M 50 Croydon Rd Croydon Surrey XY1 2AB 06/01/1990 JG@abcd.co.uk Miss Jayne Brown BC234567A 07/01/1971 F 51 Croydon Rd Croydon Surrey XY2 3AB 06/01/1991 JB@abcd.co.uk Mrs Janice Black CD345678D 08/01/1972 F 52 Croydon Rd Croydon Surrey XY3 4AB 06/01/1992 JB1@abcd.co.uk Mr James White EF E 09/01/1973 M 53 Croydon Rd Croydon Surrey XY4 5AB 06/01/1993 JW@abcd.co.uk of 16

8 d) Communicating with employees Employees and scheme members need to receive various statutory communications under the workplace pensions legislation. It is therefore very important that we have either a work or personal address for employees. Where we hold a valid unique work or personal address, we will supply these communications directly to the employee. Where we do not hold a valid address, we must supply personalised communications to the employer which need to be passed to employees. In these circumstances, we cannot accept responsibility for delivery so we strongly recommend that valid addresses are supplied. It is very important that communications are supplied to employees and scheme members in a timely manner as the communication often marks the start of a specific period such a postponement period or opt out window. If we have to send information to the employer it is very important that this is passed on to employees immediately. Providing a work or personal address for employees minimises the administration needed to comply with auto enrolment. 7 of 16

9 3. How to upload payroll data files This section of our guide will show you how simple and straight forward it is to upload payroll data files into our automatic enrolment system. As with many things, get it right first time and you will save yourself from problems with future payroll runs. 8 of 16

10 Step 1 Check date of payroll is correct. Click Browse to select file. Step 2 Select the correct file and click open. 9 of 16

11 Step 3 Click Upload. Step 4 If there are errors, this screen will appear. Note the error messages and rectify your file. Click Reset Import to upload your amended file. Example of Error Message 10 of 16

12 Step 5 This screen will then appear. At this point you can reset the import if there are still errors or if you have selected the wrong file. If so, selecting Reset Import will start your upload from the beginning. If you have no errors click Continue Import (and proceed to Step 7). If there are warnings against any employees, click on each employee to check the warning and tick accept where required. Please ensure you click every employee with warnings and then select Continue Import. Example of Warning screen to check Step 8 Please ensure you click every employee with warnings 11 of 16

13 Step 6 This box will appear if you have not accepted all the warnings. Step 7 You have not finished at this point. If you have any zero earnings for this period you will need to follow steps 8 and 10, otherwise click Confirm on this screen and go to step 11. If you have any missing data you will need to click on the highlighted Complete Missing Data and provide the data (see step 9). 12 of 16

14 Step 8 Select reason in the dropdown box and click Save. If you have any employees who have left employment, this is how they are identified. Step 9 If a member has data missing, click on Complete Missing Data and the screen below will appear. Enter the missing details and click Save. Example of missing Title 13 of 16

15 Step 10 Click Save when missing details have been entered. When done click Confirm to move on to the next stage. Step 11 This screen will appear after you have clicked Confirm. Click to print any communications for members without addresses. If you print any communications, please distribute to employees immediately. Tick to confirm and click finish. You must click Finish otherwise the upload will not complete. 14 of 16

16 Step 12 You have now completed your upload. Any changes for the next payroll will appear on the screen. These will also be confirmed by . If there are no amendments for the next payroll, the PDF with the will be blank. 15 of 16

17 How to contact us Phone: between 9am and 5pm (Monday to Friday, excluding Bank Holidays) of 16

18 Creative Pension Trust is an occupational pension scheme governed by Pan Governance LLP (company number OC333840) of 3 Castlefield Court, Church Street, Reigate, Surrey, RH2 0AH. The scheme is sponsored by Creative Auto Enrolment (company number ). The registered office is Cannon Place, 78 Cannon Street, London, EC4N 6AF. Helpdesk phone number: Online: team@creativeae.co.uk CAE/0417/ of 16