Health Care Coalition Briefing September 10, 2012
|
|
|
- Cecil Charles
- 5 years ago
- Views:
Transcription
1 Health Care Coalition Briefing September 10, 2012
2 ABOUT THE COALITION History of the Health Care Coalition Advantages of the Health Care Coalition 2012 Medical Plan Renewal Process Cost Savings for this Year 2011 Benchmarking -Medical and Prescription Drug Plan Design Setting Up a Coalition is This Right For You! Open Forum/Q & A 1
3 History of the COG Health Care Coalition In 1990, the Metropolitan Washington Council of Governments Board authorized COG to sponsor a health care benefit program. Purpose: to purchase and manage the provision of health benefits for jurisdictions/organizations associated with COG. 2
4 Coalition Member Involvement The Coalition representatives: Take an active role in plan design, requests for proposals and rate negotiations Collectively purchase consulting services Sponsor wellness programs and activities Distribute educational materials to employees 3
5 Current Member Jurisdictions Falls Church City Public Schools (1992) Falls Church City (1992) International City/County Management Association (1992) Metropolitan Washington Council of Governments (1992) National Association of Regional Councils (2005) Town of Vienna (1993) 4
6 Advantages of the Health Care Coalition 5
7 Advantages of Health Care Coalition Greater buying power Coalition: 716 employees COG: 93 employees (enrollments) Lower administrative charges for larger groups Less volatility in claims experience More consistent and predictable rates Cohesiveness exists among Coalition members Doing what s best for employees is a primary focus across all jurisdictions 6
8 Projected 25.0% Coalition Rate Change Comparison 21.2% Coalition 20.0% National 15.0% 14.7% 10.0% 5.0% 5.0% 9.3% 7.3% 6.1% 2.8% 11.2% 9.3% 8.7% 8.1% 6.5% 10.1% 9.5% 7.5% 7.1% 6.1% 4.5% 7.2% 6.1% 5.7% 5.9% 5.3% 10.1% 8.9% 6.9% 6.1% 5.5% 5.7% 0.0% -5.0% 0.0% 0.2% year average: COG Health Care Coalition: 5.44% National: 5.98% Note: Coalition and National increases are after plan changes. The National increases include employers that have been implementing aggressive cost reduction strategies while the Coalition has made comparatively minor changes %
9 2012 Renewal Summary UHC provided the Coalition with an initial increase of 1.1% or approximately $81, Mercer s negotiations with UHC resulted in a decrease of 3.0% The Coalition decided on making no plan design changes for 2012 The total Coalition s annual saving is $310,387. 8
10 Savings for 2012 Renewal 9
11 2011 Benchmark Analysis 10
12 Benchmark Analysis Benchmark Source: 2011 Mercer Survey of Employer Sponsored Health Plans The survey groups chosen for this presentation include the following: Government (500+) National (500+) Washington DC/Baltimore (500+) July, 2012 COG benefits and contributions are compared to January, 2011 benchmarks 11
13 PPO Plan Design Comparison PPO COG Government 500+ Washington DC/ Baltimore 500+ National 500+ Deductible (Individual) In Network Out of Network $500 $1,000 $350 $600 $300 $500 $500 $750 Deductible (Family) In Network Out of Network $1,250 $2,500 $900 $1,500 $600 $1,000 $1,000 $1,800 In Network Coinsurance 10% 20% 20% 20% Out of Network Coinsurance 30% 30% 30% 40% OOP Maximum (Individual) In Network Out of Network $1,400 $2,000 $2,000 $4,000 $2,000 $3,000 $2,000 $4,000 In Network Hospital 10% 20% 10% 20% ER 10% $100 $100 $100 *Source: Mercer National Survey of Employer-Sponsored Health 12 Plans 2011.
14 HMO Plan Design Comparison HMO COG Government 500+ Washington DC/ Baltimore 500+ National 500+ Office Visit Copay (PCP) $30 $20 $15 $20 Office Visit Copay (SPC) $40 $35 $30 $36 Inpatient Hospital $250 per day, max $750 $250 per admit $225 per admit $250 per admit Outpatient Hospital $100 $200 $100 $150 Emergency Room $100 $100 $50 $100 *Source: Mercer National Survey of Employer-Sponsored Health Plans
15 Rx Plan Design Comparison Rx COG Government 500+ Washington DC/ Baltimore 500+ National 500+ Retail Generic $10 $9 $9 $10 Brand Formulary $25 $27 $26 $30 Brand Non-formulary $45 $46 $42 $49 Mail Order Generic $20 $18 $15 $19 Brand Formulary $50 $54 $50 $57 Brand Non-formulary $90 $96 $84 $97 *Source: Mercer National Survey of Employer-Sponsored Health 14 Plans 2011.
16 Contribution Comparison COG Government 500+ Washington DC/ Baltimore 500+ National 500+ Average monthly contribution for individual coverage PPO / POS $84-$105 $79 $108 $111 HMO $87-$109 $57 $101 $102 Average monthly contribution for family coverage PPO / POS $225-$281 $296 $356 $366 HMO $233-$292 $257 $308 $376 Average contribution for individual coverage as a % of premium PPO / POS 17%-20% 16% 22% 23% HMO 17%-20% 15% 22% 23% Average contribution for family coverage as a % of premium PPO / POS 17%-20% 29% 26% 31% HMO 17%-20% 21% 15 26% 30% *Source: Mercer National Survey of Employer-Sponsored Health Plans 2011.
17 How this may change due to Health Care Reform 16
18 Setting Up a Coalition --- Is it Right For TBRPC? 17
If you enroll through the GPA hosted PSBP website, Health Net will automatically assign you to a PCP.
MEDICAL INSURANCE What is an HMO Plan? One of the main components of an HMO that distinguishes the model from other types of plans is the Primary Care Physician who acts as your gatekeeper for all of your
HEALTH CARE PLANS 2015
HEALTH CARE PLANS 2015 A New Way to Provide Health Insurance to Entertainment Industry Employees Media Services Health Care Plan Choice of 9 Medical Plans plus options for dental and vision coverage Competitive
THE BUSINESS VALUE OF PRIVATE EXCHANGES Mercer Marketplace
THE BUSINESS VALUE OF PRIVATE EXCHANGES Mercer Marketplace April 2014 Matthew Snook, Partner matthew.snook@mercer.com 813 207 6310 Driving Forces for Private Exchanges Challenge of Attraction and Retention:
HEALTH WEALTH CAREER 2017 RENEWALS SAN DIEGO COUNTY EMPLOYEES RETIREMENT ASSOCIATION JUNE 14, 2016
HEALTH WEALTH CAREER 2017 RENEWALS SAN DIEGO COUNTY EMPLOYEES RETIREMENT ASSOCIATION JUNE 14, 2016 TODAY S AGENDA Section Page 1. SDCERA Plans Demographic Overview 2 2. 2017 Premium Increases 8 - Committee
Employer Sponsored Healthcare Coverage for Retirees Eligible for Medicare NATIONAL HEALTH POLICY FORUM
Employer Sponsored Healthcare Coverage for Retirees Eligible for Medicare NATIONAL HEALTH POLICY FORUM December 9, 2011 George Wagoner Richmond Employer-Sponsored Healthcare Coverage for Retirees Eligible
UNDER AGE 65 HEALTH PLANS FOR PARTICIPANTS. Kern County 2019 Retiree
Kern County 2019 Retiree HEALTH PLANS FOR PARTICIPANTS UNDER AGE 65 For current participating physician information, please contact each plan directly. This summary is for information purposes only. Members
Garden Grove Unified School District. Retiree Health and Welfare Benefits
Garden Grove Unified School District Retiree Health and Welfare Benefits 2016-2017 Medical Premium for Retirees Under 65 Retiree Only $450 yearly Retiree & Spouse / Domestic Partner $900 yearly Rates for
2018 ANNUAL BENEFITS ENROLLMENT PRESENTATION COMPANY INTERNAL/PROPRIETARY
2018 ANNUAL BENEFITS ENROLLMENT PRESENTATION COMPANY INTERNAL/PROPRIETARY Get Connected: Your 2018 Insert Annual Title Enrollment Here What We ll Cover Today What s changing What you need to know and do
2010 Mercer National Survey of Employer-Sponsored Health Plans
Mercer National Survey of Employer-Sponsored Health Plans A special report A special report from the Mercer National Survey of Employer- Sponsored Health Plans Growth in the average total health benefit
TODAY S AGENDA. Opening Comments, Kevin B. Huber, CTPF executive director. Open Enrollment Overview. Enrollment and Eligibility
2 TODAY S AGENDA Opening Comments, Kevin B. Huber, CTPF executive director Open Enrollment Overview Enrollment and Eligibility 2013 Health Plan Options 3 STATE OF PENSION FUND Illinois Pension Reform The
Medicare. has 4 Parts. Medicare is Health Insurance. Medigap. Part A Hospital Insurance. Part D Prescription Drug Plan. Part B Medical Insurance
Basics is Health Insurance Parts A and B is called Original administered by the federal government Part A Hospital Insurance Medigap Parts C and D can be individual plans purchased through private insurance
Health Plan Review. City of Hapeville Plan Year. Presented By: MSI Benefits Group, Inc.
Health Plan Review City of Hapeville 2016-2017 Plan Year Presented By: MSI Benefits Group, Inc. January 24, 2017 2016 Renewal Recap - Renewal July 1, 2016 (changed from October of every year) - medical
Health Plan Update Open Enrollment 2017
Health Plan Update Open Enrollment 2017 Health Plan Update Health Plan rates will increase by 5.7% overall effective October 1, 2017 True increase is closer to 11% Subsidy of $1.6 million voted by Plan
Plan Comparison Checklist
Plan Comparison Checklist Date: The chart below should serve as a comprehensive guide for users when comparing health insurance plans during open enrollment. This chart is also used by Compass case managers
2015 Benefits Overview
2015 Benefits Overview ASPIRE HEALTH ADVANTAGE VALUE (HMO) BENEFIT Monthly Plan Premium Out-of-Pocket Limit (In-Network Medicare-covered benefits) Annual Part C Deductible (all services except for Prescription
Premier Senior Health Plan 1
Premier Senior Health Plan 1 TABLE OF CONTENTS Premier Senior Health Plan Page (PSHP) Overview... 3 Plan Benefits... 4 How Deductibles Work...6 Part D Prescription Drug Plans... 7 Enrollment Guidelines...8
University of Iowa Retiree Benefit Information. University Benefits
University of Iowa Retiree Benefit Information University Benefits Retiree Annual Enrollment November 1, 2017 December 7, 2017 Annual opportunity to review benefits and make changes. If you have current
HSA & HRA Health Plans at a Glance Small Group (1-50)
California Small Group HSA & HRA Plans Aetna - Bronze MC HSA 2500 50/50 $2,500 Bronze MC HSA 3500 70/50 $3,500 Bronze EPO 3000 70 HSA $3,000 Bronze MC HSA HDHP 6300 100/50 Anthem Blue Cross Gold Select
Garden Grove Unified School District. Health and Welfare Benefits
Garden Grove Unified School District Health and Welfare Benefits 2015-2016 Benefit Package As a benefited employee, you are entitled to a comprehensive benefits package including: Medical Dental Vision
Humana Medicare Employer Plan
GHHHWTDEN_18_NMRHCA Humana Medicare Employer Plan Plans that go the extra mile MILE Humana Medicare Advantage At Humana, we help you understand the many aspects of Medicare and try to make your options
UNDER AGE 65 HEALTH PLANS FOR PARTICIPANTS. Kern County 2018 Retiree
Kern County 2018 Retiree HEALTH PLANS FOR PARTICIPANTS UNDER AGE 65 For current participating physician information, please contact each plan directly. This summary is for information purposes only. Members
Employee Health Insurance
Employee Health Insurance Health insurance is available for any regular full time or part-time employee (30+ hours/week) and their dependents through CareFirst. Employees have three options for health
2018 Creditable Coverage Information
What is Creditable Coverage? 2018 Creditable Coverage Information Medicare beneficiaries have the opportunity to receive subsidized prescription drug coverage through the Medicare Part D program. Beneficiaries
2019 Creditable Coverage Information
What is Creditable Coverage? 2019 Creditable Coverage Information Medicare beneficiaries have the opportunity to receive subsidized prescription drug coverage through the Medicare Part D program. Beneficiaries
2016 Creditable Coverage Information
What is Creditable Coverage? 2016 Creditable Coverage Information Medicare beneficiaries have the opportunity to receive subsidized prescription drug coverage through the Medicare Part D program. Beneficiaries
Volusia County School Board Medical Insurance Strategy 2016 and Beyond. November 10, 2015
Volusia County School Board Medical Insurance Strategy 2016 and Beyond November 10, 2015 Table of Contents Current Plans Summary Experience Reducing and Managing Health Care Spending 2016/17 Renewal Options
Providence Health Assurance
Providence Health Assurance v Providence Medicare Advantage Plans 2019 Plan Year Changes Medicare - Align Group Plan + Rx (HMO) The Prescription Drug out-of-pocket maximum per person per calendar year
Five Colleges, Inc. ~ Memorandum
To: All Benefited Employees From: Yvette Morneau Date: October, 2018 Re: Health and Dental Insurance Five Colleges, Inc. ~ Memorandum Great news! We are staying with Harvard Pilgrim this year for both
Summary of Benefits. Community Blue Medicare HMO. Western Pennsylvania. January 1, 2018 December 31, Service Area
Western Pennsylvania Community Blue Medicare HMO Summary of Benefits January 1, 2018 December 31, 2018 Service Area Our service area includes the following counties in Pennsylvania: Allegheny, Armstrong,
PPO and Alternate PPO Plans
PPO and Alternate PPO Plans AGENDA 1. Introduction 2. Review of Current PPO 3. Alternate PPO Differences 4. Plan Costs and Premiums 5. What do I Need To Do? 6. Questions? 7. HRA High Deductible Plan (if
Open Enrollment Presentation. Effective Date: January 1, 2014
Open Enrollment Presentation Effective Date: January 1, 2014 Agenda Welcome to Tufts Health Plan Provider Network Plan Design Emergency/Urgent care Prescription Coverage Transition of Care Value Added
OPEN ENROLLMENT GUIDE
2018 BENEFITS OPEN ENROLLMENT GUIDE GUIDE October 25 November 8, 2017 For members of HUCTW who retired on or after 7/5/11 and members of ATC, Local 26, HUPA, HUSPMGU, or SEIU who retired on or after 9/4/14
2018 Community Blue Medicare PPO Summary of Benefits
2018 Community Blue Medicare PPO Summary of Benefits Residents of the following counties: Allegheny, Beaver, Butler, Erie, Greene, Fayette, Washington, Westmoreland, please click here. Residents of the
Harris Health Retiree Health Reimbursement Account Informational Session
Harris Health Retiree Health Reimbursement Account Informational Session 0 Agenda Post-Retirement Health Benefits Video & Presentation Cigna & Kelsey Seybold Medicare Advantage Discussion Q&A 1 A Promise
Medicare is Health Insurance
Basics is Health Insurance Part A Hospital Insurance Medigap Parts A and B is called Original administered by the federal government Part D Prescriptio n Drug Plan has 4 Parts Part B Medical Insurance
What s Changing 2013 and Beyond
What s Changing 2013 and Beyond New Labor Contracts: NYNE Associates October 30, 2012 New Hire Retirement Benefits New Hires October 28, 2012 and later: Not eligible for defined benefit pension plan Eligible
2019 Allwell Medicare (HMO) H Kane County, IL
2019 Allwell Medicare (HMO) H1475 -- 002 Kane County, IL H1475_19_7967SB_002_M Accepted 09282018 This booklet provides you with a summary of what we cover and your cost-sharing responsibilities. It does
A Basic Understanding of Medicare and Medicare Plans in 12 Questions. Understanding the Basics to Make the Best Choices
A Basic Understanding of Medicare and Medicare Plans in 12 Questions Understanding the Basics to Make the Best Choices Objective Medicare can be a Mystery. Following a Heuristic approach, the Objective
2016 Benefits Overview
2016 Benefits Overview ASPIRE HEALTH ADVANTAGE VALUE (HMO) BENEFIT Monthly Plan Premium Out-of-Pocket Limit (In-Network Medicare-covered benefits) Annual Part C Deductible (all services except for Prescription
Health Options Program
Pennsylvania Public School Employees Retirement System (PSERS) Health Options Program 2016 Managed Care Plans for Medicare-Eligible and Non-Medicare-Eligible Members Southeast PENNSYLVANIA Bucks Chester
2018 Retiree Medical Premiums and Coverage Summary MAP Plus - Option 1 Low Deductible
MAP Plus - Option 1 Low Deductible You and your SP of Record/DP of Record both are Pre-Medicare Eligible Retiree + + $462.00 $923.00 $923.00 $1,385.00 You are Medicare Eligible and your SP of Record/ DP
Medical Plan Summary: PPO Core Plan
Medical Plan Summary: PPO Core Plan Healthcare is one of the most important and necessary parts of your benefit package. The following is a summary of our benefit plan. For a more detailed explanation
The Real Estate Agent Medical Plan
The Real Estate Agent Medical Plan The Process: What You Need to Do and What You Will Get WHAT MAKES THIS PLAN DIFFERENT? Six (6) Different Medical Plans From Which to Choose (see below summary) All Applicants
Service AvMed Cigna Leon Cares Humana HMO Humana PPO UnitedHealthcare. Out-of- Network
2016 Advantage Plans Comparison Chart This comparison chart is a side-by-side representation of services offered through the AvMed, Cigna, UHC, and Humana Advantage Plans for both in-network and out-of-network
Operations Bulletin Date: December 26, 2012 To: Participating Providers Subject: Geisinger Gold 2013
Operations Bulletin Date: December 26, 2012 To: Participating Providers Subject: Geisinger Gold 2013 Meridian Health and Geisinger Health Plan are pleased to introduce the 2013 Geisinger Gold Medicare
2019 Allwell Medicare (HMO) H2915: 005 Clarion, Clearfield, Crawford, Elk, Erie, Forest, Jefferson, McKean, Mercer, Venango, and Warren Counties, PA
2019 Allwell Medicare (HMO) H2915: 005 Clarion, Clearfield, Crawford, Elk, Erie, Forest, Jefferson, McKean, Mercer, Venango, and Warren Counties, PA H2915_19_8121SB_005_M Accepted 09072018 This booklet
Retiree Open Enrollment
Open Enrollment focus What s New in FY18? It s here again! This May s Open Enrollment is the opportunity for pre-medicare retirees and Medicare retirees to make insurance changes. Any change will be effective
Focused on maximizing consumer value, not shareholder value.
About Meritus Focused on maximizing consumer value, not shareholder value. Welcome to a whole new kind of healthcare. New to the market, but not to the healthcare world, we are a recently formed non-profit
Health Benefits Briefing
Health Benefits Briefing Teacher Retirement System of Texas December 7, 2016 Copyright 2015 GRS All rights reserved. TRS-Care Health Care Program For Retired Public School Employees and Their Dependents
Aetna Medicare 2015 Benefits at a Glance
02 Aetna Medicare 2015 Benefits at a Glance Colorado Aetna Medicare SM Plan (HMO) (PPO) Adams, Arapahoe, Boulder, Broomfield, Denver, Douglas, Jefferson Compare our medical and prescription drug coverage
Cigna Open Access Plus In-Network (OAP-IN) Anthem BCBS PPO 75/50
Annual Medical Deductible Annual Out-of-Pocket Maximum (includes deductible) Preventive Care Routine and Preventive Services, Well-Child Care $500 per person $1,000 per family Open Access Plus In-Network
Small Business. Small Group Product Portfolio
Small Business Small Group Product Portfolio 2014 HPN Small Group HMO Metallic Benefit Standards Silver Standards: Lab and X-ray: $20-25/$40-50 ER: $500 OP ASC: $150 + $150 Physician; OP @ Facility: CYD
Retirees with Medicare (RETIREMENT DATE ON or AFTER March 1, 2015) Benefits Comparison Benefits effective January 1, December 31, 2019
Pelican HRA1000 Magnolia Local Plus Network Blue Cross and Blue Shield of Louisiana Preferred Care Providers & Blue Cross National Providers Blue Cross and Blue Shield of Louisiana Preferred Care Providers
Retirees with Medicare (RETIREMENT DATE BEFORE March 1, 2015) Benefits Comparison Benefits effective January 1, December 31, 2019
Network Eligible OGB Members Pelican HRA1000 Blue Cross and Blue Shield of Louisiana Preferred Care Providers & Blue Cross National Providers Magnolia Local Plus Blue Cross and Blue Shield of Louisiana
Summary of Benefits January 1, 2019 December 31, 2019
Summary of Benefits January 1, 2019 December 31, 2019 Providence Medicare Extra + RX (HMO) This Plan is available in Clackamas, Columbia, Lane, Marion, Multnomah, Polk, Washington and Yamhill counties
Five Colleges, Incorporated
Five Colleges, Incorporated Amherst College Hampshire College Mount Holyoke College Smith College University of Massachusetts Amherst Memorandum To: All Benefited s From: Barbara Lucey Date: November,
SOUND HEALTH & WELLNESS TRUST MEDICAL, PRESCRIPTION DRUG AND VISION OPTIONS SOUNDPLUS PLAN 2018 ENROLLMENT
SOUND HEALTH & WELLNESS TRUST MEDICAL, PRESCRIPTION DRUG AND VISION OPTIONS FOR SOUNDPLUS PLAN 2018 ENROLLMENT Prevention @ 100% Tier 0 Prescriptions Service Area Annual net deductible (per calendar year)
Monthly Premiums for Employees/TRS Members working at least 20 hours per week
2016-17 TRS-ActiveCare Medical Plans Monthly Premiums for Employees/TRS Members working at least 20 hours per week Premiums valid from September 1, 2016 until August 31, 2017 PISD Contribution for full-time
2016 Plan HSA $6,000. $6,000 individual/$12,000 family. $6,000 individual/$12,000 family
Benefit Changes This is an overview of some of the benefit changes for. For complete details about plans, refer to the carrier documents provided to the member upon enrollment. Refer to CBIA's Benefit
SOUND HEALTH & WELLNESS TRUST MEDICAL, PRESCRIPTION DRUG AND VISION OPTIONS. SOUND PLAN (Out of Area) (under 36 months of employment)
SOUND HEALTH & WELLNESS TRUST MEDICAL, PRESCRIPTION DRUG AND VISION OPTIONS FOR SOUND PLAN (Out of Area) (under 36 months of employment) 2016 Prevention @ 100% All covered in-network preventive care is
Chandra et al. 4/6/2018. What is the elast. of demand for health care? Typical study. Problem. Key question in health economics
What is the elast. of demand for health care? Chandra et al. Key question in health economics Fundamental question in health care reform Millions have been added to health insurance rolls Most have been
Non-Medicare Retirees (RETIREMENT DATE BEFORE March 1, 2015) Benefits Comparison Benefits effective January 1, December 31, 2019
Network Pelican HRA1000 Blue Cross and Blue Shield of Louisiana Preferred Care Providers & Blue Cross National Providers Magnolia Local Plus Blue Cross and Blue Shield of Louisiana Preferred Care Providers
The Kaiser/HRET 2002 National Survey of Employers: What Are Its Implications for Health Insurance?
The Kaiser/HRET 2002 National Survey of Employers: What Are Its Implications for Health Insurance? Jon Gabel Vice President, Health System Studies Health Research and Educational Trust Objectives Review
Service Participating Providers: Non-participating Providers:
Bend Chamber of Commerce Provider Network: SmartChoice Medical Benefit Summary SmartChoice 3000+25-50_30 S2 Annual Deductible Per Person, Per Calendar Year Per Family, Per Calendar Year All Providers $3,000
Welcome! Mercer s National Survey of Employer-Sponsored Health Plans March 3, Benefits & Healthcare Conference Joan Smyth New York NY
Welcome! March 3, 2008 s National Survey of Employer-Sponsored Health Plans 2007 2008 Benefits & Healthcare Conference Joan Smyth New York NY www.mercer.com 1 About s National Survey of Employer-sponsored
TRENDS AND PERFORMANCE
TRENDS AND PERFORMANCE General Board of Pension and Health Benefits of The United Methodist Church March 2014 Section 1 MARKET TRENDS 1 Annual health cost trends vs. earnings and CPI (1988-2013) Workers'
Retirees with Medicare (RETIREMENT DATE BEFORE March 1, 2015) Benefits Comparison Benefits effective January 1, December 31, 2017
Network Eligible OGB Members Pelican HRA1000 Blue Cross and Blue Shield of Louisiana Preferred Care Providers & Blue Cross National Providers (retirement date BEFORE 3/1/2015) Magnolia Local Plus Blue
Plan Year Benefits Plan Overview
UC Santa Barbara Visiting Scholar Benefit Plan Plan Year 2016-2017 Benefits Plan Overview GARNETT-POWERS & ASSOCIATES, INC. Disclaimer: This benefit plan information shown in this benefits plan overview
Lee s Summit School District
Plan Type Plan Description (Visit our website at www.bluekc.com to receive a complete listing of network hospitals and physicians) Lee s Summit School District Effective Date: 1/1/16 Health Benefit Plan
Highlights of your Health Care Coverage
Highlights of your Health Care Coverage WASHINGTON ALLIANCE FOR HEALTH INSURANCE TRUST Effective Date: 07/01/2018 *Premera Blue Cross believes this plan is a grandfathered health plan under the Affordable
Summary of Benefits. Community Blue Medicare Plus PPO. Northeastern Pennsylvania. January 1, 2018 December 31, Service Area
Northeastern Pennsylvania Community Blue Medicare Plus PPO Summary of Benefits January 1, 2018 December 31, 2018 Service Area Our service area includes the following counties in Pennsylvania: Clinton,
Harvard Pilgrim Health Care 1600 Crown Colony Drive Quincy, MA hpforlife.org. Mr. Stuart M Holbrook 8 JACKSON ST Milton, MA 02186
Harvard Pilgrim Health Care 1600 Crown Colony Drive Quincy, MA 02169 hpforlife.org Mr. Stuart M Holbrook 8 JACKSON ST Milton, MA 02186 Quote Number: 00000169 Quote Date: September 1, 2016 Dear Mr. Stuart
National Grid Retiree Club Meeting Long Island. October 2, 2017
National Grid Retiree Club Meeting Long Island October 2, 2017 18 Agenda Definitions 2018 Highlights for Management Retirees & Dependents Under Age 65 2018 Highlights for Local 1049 Retirees & Dependents
2018 HealthFlex Exchange Plans Comparison for Plan Participants
a general agency of The United Methodist Church 2018 HealthFlex Exchange Plans Comparison for Plan Participants You have six total plans across three types of plans to choose from: 1. one traditional preferred
Buy-Up 500 Core 1000 HDHP Services In-Network 1 In-Network 1 In-Network 1 Calendar Year Deductible - Individual - Family $500 $1,500 $1,000 $3,
Coverage Effective November 1, 2015 Buy-Up 500 Core 1000 HDHP 1300 1 Employee $65.00 $29.50 $18.63 Employee + Spouse $143.00 $79.22 $54.21 Employee + Child/ren $129.00 $60.10 $40.52 Family $207.00 $113.65
*2017 Plan Cost Comparison
*2017 Plan Cost Comparison The following health insurance plans are available to Medicare-eligible plan participants enrolled in both Medicare Part A and Part B, unless you have Medicare due to ESRD and
2019 Health Net Seniority Plus Amber II (HMO SNP) H0562: Riverside and San Bernardino Counties, CA
2019 Health Net Seniority Plus Amber II (HMO SNP) H0562: 110-003 Riverside and San Bernardino Counties, CA H0562_19_7880SB_110_003_M_Accepted 09072018 This booklet provides you with a summary of what we
The Archdiocese of Chicago Department of Human Resources
The Archdiocese of Chicago Department of Human Resources This pamphlet is intended to be a summary of the benefit plans for 2009. For a more detailed explanation, please refer to the 2009 Employee Overview
2019 Allwell Medicare (HMO) H7173: 002 Clayton, DeKalb, Fayette, Fulton, Gwinnett, Henry, and Rockdale Counties, GA
2019 Allwell Medicare (HMO) H7173: 002 Clayton, DeKalb, Fayette, Fulton, Gwinnett, Henry, and Rockdale Counties, GA H7173_19_8074SB_002_M Accepted 09072018 This booklet provides you with a summary of what
Mid Year Open Enrollment for Certain Medical Plans and Introduction of Sutter Health
Mid Year Open Enrollment for Certain Medical Plans and Introduction of Sutter Health Effective: March 1, 2016 2/4/16 1 NEW SUTTER MEDICAL PLAN What Happened? Starmark final rate increase was significant/unaffordable
2019 Health Net Ruby Select (HMO) H0562:112 Fresno County, CA
2019 Health Net Ruby Select (HMO) H0562:112 Fresno County, CA H0562_19_7914SB_112_M_Accepted 09072018 1 This booklet provides you with a summary of what we cover and your cost-sharing responsibilities.
Individual MAPD HMO. Member/Provider Service: If you use a TTY, call 711
Individual MAPD HMO 1 HUMANA GOLD PLUS (HMO) A Medicare Health Plan with Prescription Drug Coverage RxBIN: XXXXXX RxPCN: XXXXXXXX RxGRP: XXXXX IPA/Center Name: XXXXXXX Telephone: 3
WEST DES MOINES COMMUNITY SCHOOL DISTRICT- E A R L Y R E T I R E M E N T M E D I C A L / D E N T A L P L A N O P T I O N S O c t o b e r 2 8,
WEST DES MOINES COMMUNITY SCHOOL DISTRICT- E A R L Y R E T I R E M E N T M E D I C A L / D E N T A L P L A N O P T I O N S O c t o b e r 2 8, 2 0 1 5 E A R L Y R E T R I E M E N T M E D I C A L / D E N
YOUR WEA SELECT MEDICAL PLAN SUMMARY OF BENEFITS
YOUR 2018-2019 WEA SELECT MEDICAL PLAN SUMMARY OF BENEFITS Open Enrollment August 27 September 28, 2018 Puget Sound 2 Your 2018-2019 WEA Select Medical Plan Summary of Benefits Puget Sound Great Medical
Decision Guide Regence Medicare Advantage HMO Plan
2016 Decision Guide Regence Medicare Advantage HMO Plan Regence BlueShield serves select counties in the state of Washington and is an Independent Licensee of the Blue Cross and Blue Shield Association
Retirees with Medicare (RETIREMENT DATE ON or AFTER March 1, 2015) Benefits Comparison Benefits effective January 1, December 31, 2017
Pelican HRA1000 Magnolia Local Plus Network Blue Cross and Blue Shield of Louisiana Preferred Care Providers & Blue Cross National Providers Blue Cross and Blue Shield of Louisiana Preferred Care Providers
Employee. Package. Benefits N O V E M B E R 1, O C T O B E R 3 1,
2017-2018 Employee Benefits Package ENROLLMENT ELECTIONS EFFECTIVE: N O V E M B E R 1, 2 0 1 7 - O C T O B E R 3 1, 2 0 1 8 TBC- FISHERBROYLES OE 2017-2018 Medical Plan- W2 In-Network In-Network In-Network
2019 Health Net Seniority Plus Amber II Premier (HMO SNP) H3561: 001 Fresno County, CA
2019 Health Net Seniority Plus Amber II Premier (HMO SNP) H3561: 001 Fresno County, CA H3561_19_7838SB_001_M Accepted 09072018 This booklet provides you with a summary of what we cover and your cost-sharing
Medicare for the Wise
Medicare for the Wise 2018 Harold Herzog Counselor Naperville Township 630-355-2786 Holly Reuter - Coordinator Illinois Department on Aging Senior Health Insurance Program (SHIP) 800-252-8966 Aging.SHIP@illinois.gov
IBEW / NECA SOUND & COMMUNICATIONS HEALTH & WELFARE PLAN 2015 MEDICAL PLAN OPTIONS BENEFIT SUMMARY MEDICAL
IBEW / NECA SOUND & COMMUNICATIONS HEALTH & WELFARE PLAN 2015 PLAN OPTIONS BENEFIT SUMMARY Two Medical plan options are offered: 1) The Trust Self-Funded Medical Indemnity Plan (a PPO Plan) and 2) Kaiser
Plans. Regence Medicare Advantage HMO and PPO Plans. as low as
DECISION GUIDE 2015 Medicare Advantage HMO and PPO Plans Plans as low as $0 BlueCross BlueShield of Oregon is an Independent Licensee of the Blue Cross and Blue Shield Association Y0062_07978 Approved
2018 Summary of Benefits
2018 Summary of Benefits Benton, Crawford, Sebastian, Washington Counties, AR H9630--001 Benefits effective January 1, 2018 H9630_18_2913SB Accepted 09302017 This booklet provides you with a summary of
benefits know your 2018 City of Jacksonville Benefits Guide Do you have questions about your medical or prescription drug coverage?
2018 B E N E F I T S G U I D E We are pleased to announce that we will be renewing our medical and pharmacy benefit plans with Florida Blue for 2018. This Benefit Guide provides important information and
2019 Allwell Medicare (HMO) H0062: 002 Collin, Dallas, Denton, Rockwall, Smith and Tarrant counties, TX
2019 Allwell Medicare (HMO) H0062: 002 Collin, Dallas, Denton, Rockwall, Smith and Tarrant counties, TX H0062_19_7952SB_002_M_Accepted 09072018 This booklet provides you with a summary of what we cover
SOUND HEALTH & WELLNESS TRUST MEDICAL, PRESCRIPTION DRUG AND VISION OPTIONS. SOUND PLAN (under 36 months of employment) 2017 ENROLLMENT
SOUND HEALTH & WELLNESS TRUST MEDICAL, PRESCRIPTION DRUG AND VISION OPTIONS FOR SOUND PLAN (under 36 months of employment) 2017 ENROLLMENT Prevention @ 100% 2 All covered in-network preventive care is
2018 Summary of Benefits
2018 Summary of Benefits Allwell Medicare Select (HMO) Benton, Washington counties, AR H9630--003 Benefits effective January 1, 2018 H9630_18_2915SB Accepted 09302017 This booklet provides you with a summary
2019 Health Net Gold Select (HMO) H0562: Riverside and San Bernardino Counties, CA
2019 Health Net Gold Select (HMO) H0562:101-002 Riverside and San Bernardino Counties, CA H0562_19_7860SB_101_002_M_Accepted 09072018 1 This booklet provides you with a summary of what we cover and your
(PDP) 2015 Summary of benefits for our Medicare prescription drug plans (Enhanced and Standard)
(PDP) 2015 Summary of benefits for our Medicare prescription drug plans (Enhanced and Standard) Contract S5540, Plans 004 and 002 January 1, 2015 December 31, 2015 Y0079_6779 CMS Accepted 08312014 U5073b,
Aetna 1-50 HMO DC 01/01/2018
HMO DC 01/01/2018 Plan Name DC Gold HMO 70% DC Gold HMO 500 90% DC Gold HMO 1600 100% HSA T DC Silver HMO 3000 100% HSA E DC Silver HMO 4500 80% DC Bronze HMO 5000 80% HSA E In Network In Network In Network
SCANTIC VALLEY REGIONAL HEALTH TRUST - RETIREE PLAN BENEFITS Effective January 1, 2013
SCANTIC VALLEY REGIONAL HEALTH TRUST - RETIREE PLAN BENEFITS Effective January 1, 2013 Medicare Replacement Plans Benefit changes in red font PLAN FEATURES HNE Medicare Secure Freedom HMO-POS Medicare