2019 Health Net Gold Select (HMO) H0562: Riverside and San Bernardino Counties, CA

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1 2019 Health Net Gold Select (HMO) H0562: Riverside and San Bernardino Counties, CA H0562_19_7860SB_101_002_M_Accepted

2 This booklet provides you with a summary of what we cover and your cost-sharing responsibilities. It does not list every service that we cover or list every limitation or exclusion. To get a complete list of services we cover, please call us at the number listed on the last page, and ask for the Evidence of Coverage (EOC), or you may access the EOC on our website at ca.healthnetadvantage.com. You are eligible to enroll in Health Net Gold Select (HMO) if: You are entitled to Medicare Part A and enrolled in Medicare Part B. Members must continue to pay their Medicare Part B premium if not otherwise paid for under Medicaid or by another third party. You must be a United States citizen, or are lawfully present in the United States and permanently reside in the service area of the plan (in other words, your permanent residence is within the Health Net Gold Select (HMO) service area county). Our service area includes the following counties in California: Riverside and San Bernardino. You do not have end-stage renal disease (ESRD). (Exceptions may apply for individuals who develop ESRD while enrolled in a Health Net commercial or group health plan, or a Medicaid plan.) The Health Net Gold Select (HMO) plan gives you access to our network of highly skilled medical providers in your area. You can look forward to choosing a primary care provider (PCP) to work with you and coordinate your care. You can ask for a current provider directory or, for an up-to-date list of network providers, visit ca.healthnetadvantage.com. (Please note that, except for emergency care, urgently needed care when you are out of the network, out-of-area dialysis services, and cases in which our plan authorizes use of out-of-network providers, if you obtain medical care from out-of-plan providers, neither Medicare nor Health Net Gold Select (HMO) will be responsible for the costs.) This Heath Net Gold Select (HMO) plan also includes Part D coverage, which provides you with the ease of having both your medical and prescription drug needs coordinated through a single convenient source. 2

3 Summary of Benefits JANUARY 1, 2019 DECEMBER 31, 2019 Benefits Health Net Gold Select (HMO) H0562: Premiums / Copays / Coinsurance Monthly Plan Premium $0 Deductible You must continue to pay your Medicare Part B premium. $0 deductible Maximum Out-of-Pocket Responsibility (does not include prescription drugs) $2,900 annually This is the most you will pay in copays and coinsurance for covered medical services for the year. Inpatient Hospital Coverage* Outpatient Hospital* Doctor Visits* Preventive Care* (e.g. flu vaccine, diabetic screening) Emergency Care $0 copay per stay Outpatient Hospital services: $0 copay per visit Observation Services: $0-$120 copay per visit Ambulatory Surgical Center: $0 copay per visit Primary Care: $0 copay per visit Specialist: $0 copay per visit $0 copay Urgently Needed Services $0 copay Other preventive services are available. $120 copay per visit You do not have to pay the copay if admitted to the hospital immediately. Diagnostic Services/Labs/ Imaging* Hearing Services* Dental Services* Vision Services* Lab services: $0 copay Diagnostic tests and procedures: $0 copay X-ray services: $0 copay Hearing exam (Medicare-covered): $0 copay Routine hearing exam: $0 copay (1 every calendar year) Hearing Aids: $0-$1,580 copay (2 hearing aids every year) Dental services (Medicare-covered): $0 copay per visit Preventive Dental Services: $0 copay (including oral exams, cleanings, fluoride treatment, and X-rays) Comprehensive dental services: Additional comprehensive dental benefits are available. Vision exam (Medicare-covered): $0 copay per visit Routine eye exam: $0 copay Routine eyewear: up to $100 allowance for every 2 calendar years Services with an * (asterisk) may require prior authorization and / or a referral from your doctor. 3

4 Benefits Health Net Gold Select (HMO) H0562: Premiums / Copays / Coinsurance Mental Health Services* Individual and group therapy: $25 copay per visit Skilled Nursing Facility * Physical Therapy* For each benefit period, you pay: $0 copay per day, days 1 through 20 $75 copay per day, days 21 through 100 $0 copay per visit Ambulance* Transportation* Medicare Part B Drugs* Ground ambulance services: $195 copay per one-way trip Air ambulance services: 5% coinsurance per one-way trip $0 copay (per one-way trip) Up to 20 one-way trips to plan-approved locations each calendar year. Chemotherapy drugs: 20% coinsurance Other Part B drugs: 20% coinsurance Services with an * (asterisk) may require prior authorization and / or a referral from your doctor. 4

5 Deductible Phase Part D Prescription Drugs This plan does not have a Part D deductible. Initial Coverage Phase (after you pay your Part D deductible, if applicable) Preferred Retail Rx 30-day supply Standard Retail Rx 30-day supply Tier 1: Preferred Generic $0 copay $5 copay $0 copay Mail-Order Rx 90-day supply Tier 2: Generic $10 copay $20 copay $20 copay Tier 3: Preferred Brand $37 copay $47 copay $101 copay Tier 4: Non-Preferred Drug $90 copay $100 copay $260 copay Tier 5: Specialty 33% coinsurance 33% coinsurance Not available Tier 6: Select Care Drugs $0 copay $0 copay $0 copay Important Info: Cost-sharing may change depending on the level of help you receive, the pharmacy you choose (such as Standard Retail, Mail-Order, Long- Term Care or Home Infusion) and when you enter another of the four phases of the Part D benefit. For more information about the costs for Long-Term Supply, Home Infusion, or additional pharmacy-specific costsharing and the phases of the benefit, please call us or access our EOC online. Services with an * (asterisk) may require prior authorization and / or a referral from your doctor. 5

6 Additional Covered Benefits Benefits Over-the-Counter (OTC) Items Chiropractic Care* Acupuncture* Health Net Gold Select: H0562 (HMO) Premiums / Copays / Coinsurance $0 copay ($85 allowance per quarter for items available via mail order) Please visit the plan s website to see the list of covered over-thecounter items. Chiropractic services (Medicare-covered): $0 copay per visit Routine chiropractic services: $10 copay per visit (30 visits per year combined with acupuncture) Acupuncture: $10 copay per visit (30 visits per year combined with routine chiropractic) Medical Equipment/ Supplies* Foot Care * (Podiatry Services) Wellness Programs Durable Medical Equipment (e.g., wheelchairs, oxygen): 20% coinsurance Prosthetics (e.g., braces, artificial limbs): 20% coinsurance Diabetic supplies: $0 copay Foot exams and treatment (Medicare-covered): $0 copay per visit Routine foot care: $0 copay (12 visits per year.) Fitness program: $0 copay 24-hour nurse advice line: $0 copay For a detailed list of wellness program benefits offered, please refer to the EOC. Services with an * (asterisk) may require prior authorization and / or a referral from your doctor. 6

7 Section 1557 Non-Discrimination Language Notice of Non-Discrimination Health Net complies with applicable federal civil rights laws and does not discriminate on the basis of race, color, national origin, age, disability, or sex. Health Net does not exclude people or treat them differently because of race, color, national origin, age, disability, or sex. Health Net: Provides free aids and services to people with disabilities to communicate effectively with us, such as qualified sign language interpreters and written information in other formats (large print, accessible electronic formats, other formats). Provides free language services to people whose primary language is not English, such as qualified interpreters and information written in other languages. If you need these services, contact Health Net s Customer Contact Center at California: (Jade, Sapphire, Amber, and HMO SNP), (all other HMO); Oregon: (HMO and PPO) (TTY: 711). From October 1 to March 31, you can call us 7 days a week from 8 a.m. to 8 p.m. From April 1 to September 30, you can call us Monday through Friday from 8 a.m. to 8 p.m. A messaging system is used after hours, weekends, and on federal holidays. If you believe that Health Net has failed to provide these services or discriminated in another way on the basis of race, color, national origin, age, disability, or sex, you can file a grievance by calling the number above and telling them you need help filing a grievance; Health Net s Customer Contact Center is available to help you. You can also file a civil rights complaint with the U.S. Department of Health and Human Services, Office for Civil Rights, electronically through the Office for Civil Rights Complaint Portal, available at or by mail or phone at: U.S. Department of Health and Human Services, 200 Independence Avenue SW, Room 509F, HHH Building, Washington, DC 20201, (TDD: ). Complaint forms are available at Health Net is contracted with Medicare for HMO, HMO SNP and PPO plans, and with some state Medicaid programs. Enrollment in Health Net depends on contract renewal. 7

8 Section 1557 Non-Discrimination Language Multi-Language Interpreter Services ARABIC California: (Jade, Sapphire, Amber, and HMO SNP), (all other HMO); Oregon: (HMO and PPO) ARMENIAN California: (Jade, Sapphire, Amber, and HMO SNP), (all other HMO) (TTY: 711). CHINESE California: (Jade, Sapphire, Amber, and HMO SNP), (all other HMO); Oregon: (HMO and PPO) (TTY: 711) CUSHITE (TTY: 711). Oregon: (HMO and PPO) FRENCH (TTY: 711). Oregon: (HMO and PPO) GERMAN Oregon: (HMO and PPO) (TTY: 711). HINDI California: (Jade, Sapphire, Amber, and HMO SNP), (all other HMO) (TTY: 711). HMONG California: (Jade, Sapphire, Amber, and HMO SNP), (all other HMO) (TTY: 711). JAPANESE KOREAN California: (Jade, Sapphire, Amber, and HMO SNP), (all other HMO); Oregon: (HMO and PPO) (TTY: 711) 8

9 MON-KHMER CAMBODIAN California: (Jade, Sapphire, Amber, and HMO SNP), (all other HMO); Oregon: (HMO and PPO) (TTY: 711) PERSIAN PUNJABI California: (Jade, Sapphire, Amber, and HMO SNP), (all other HMO) (TTY: 711) ROMANIAN Oregon: (HMO and PPO) (TTY: 711). RUSSIAN California: (Jade, Sapphire, Amber, and HMO SNP), (all other HMO); Oregon: (HMO and PPO) (TTY: 711). SPANISH California: (Jade, Sapphire, Amber, and HMO SNP), (all other HMO); Oregon: (HMO and PPO) (TTY: 711). TAGALOG THAI California: (Jade, Sapphire, Amber, and HMO SNP), (all other HMO) (TTY: 711). California: (Jade, Sapphire, Amber, and HMO SNP), (all other HMO); Oregon: (HMO and PPO) (TTY: 711). UKRAINIAN Oregon: (HMO and PPO) (TTY: 711). VIETNAMESE 9

10 For more information, please contact: Health Net Gold Select (HMO) PO Box Van Nuys, CA ca.healthnetadvantage.com Current members should call: (TTY: 711) Prospective members should call: (TTY: 711) From October 1 to March 31, you can call us 7 days a week from 8 a.m. to 8 p.m. From April 1 to September 30, you can call us Monday through Friday from 8 a.m. to 8 p.m. A messaging system is used after hours, weekends, and on federal holidays. If you want to know more about the coverage and costs of Original Medicare, look in your current Medicare & You handbook. View it online at or get a copy by calling MEDICARE ( ), 24 hours a day, 7 days a week. TTY users should call This information is not a complete description of benefits. Call (TTY: 711) for more information. Coinsurance is the percentage you pay of the total cost of certain medical and prescription drug services. This document is available in other formats such as Braille, large print or audio. The provider network may change at any time. You will receive notice when necessary. Health Net is contracted with Medicare for HMO, HMO SNP and PPO plans, and with some state Medicaid programs. Enrollment in Health Net depends on contract renewal. SBS020830EK00_A (07/18) Services with an * (asterisk) may require prior authorization and / or a referral from your doctor. 10

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