Scotiabank Group Deposit Product List
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1 Scotiabank Group Deposit Product List The Scotiabank Group has five CDIC member institutions, each of which offers separate CDIC coverage: The Bank of Nova Scotia Scotia Mortgage Corporation Montreal Trust Company of Canada National Trust Company The Bank of Nova Scotia Trust Company The following instruments and/or products are deposits eligible for deposit insurance through the Canada Deposit Insurance Corporation. Eligible deposits must be in Canadian funds, payable in Canada, and have a term of no greater than 5 years. For full details of coverage limitations, see the CDIC brochure Protecting Your Deposits, which is available from your Scotiabank branch or from CDIC. You may contact CDIC at CDIC (2342) or their website at Attention Accountholders with former National Bank of Greece GICs Effective the close of business on February 3, 2006, National Bank of Greece (NBG) was amalgamated with The Bank of Nova Scotia. This amalgamation does not affect your outstanding NBG GICs. Your NBG GICs continue to have separate CDIC coverage from the other GICs you may have with The Bank of Nova Scotia until they mature. At that time, those NBG GICs with automatic renewal instructions will be renewed to The Bank of Nova Scotia, as indicated in a letter mailed to you dated August 4, Attention Accountholders with former Montreal Trust Company (MTC) and Victoria and Grey Mortgage Corporation (VGMC) GICs Effective the close of business on October 31, 2002, Montreal Trust Company was amalgamated with Montreal Trust Company of Canada (MTCC) and Victoria and Grey Mortgage Corporation was amalgamated with National Trust Company (NTC). These amalgamations do not affect your outstanding MTC and VGMC GICs. Your MTC and VGMC GICs continue to have separate CDIC coverage from the other GICs you may have with MTCC, NTC or The Bank of Nova Scotia until they mature. At that time, those MTC and VGMC GICs with automatic renewal instructions will be renewed to The Bank of Nova Scotia, as indicated in a letter mailed to you dated January 21, of 8
2 The Bank of Nova Scotia Member of Canada Deposit Insurance Corporation Chequing and Savings Accounts Basic Banking Account Student Banking Advantage Account Scotia All-in-One Account (no longer available) Scotia Blue Chip Savings Account (no longer available) Scotia Chequing Account (no longer available) ScotiaClub Account (no longer available) Daily Interest Savings Account Scotia Gain Plan Investment Savings Account Scotia Executive Money Master Account (no longer available) Getting There Savings Program for youth Money Master High Interest Savings Account Powerchequing Account Scotia Private Banking Powerchequing Account Scotia One Service (no longer available) Scotia One Account Scotia Value Account Scotia Business Accounts Net Income Stabilization Account (NISA) Scotia Professional Plan Business Account Money Master for business Savings Account Scotia Registered Retirement Savings Plan - Daily Interest Savings Group Registered Retirement Savings Plan - Daily Interest Savings Scotia Locked-in Retirement Account - Daily Interest Savings Scotia Locked-in Registered Retirement Savings Plan - Daily Interest Savings Scotia Registered Retirement Income Fund - Daily Interest Savings Scotia Life Income Fund - Daily Interest Savings Scotia Locked-in Registered Retirement Income Fund - Daily Interest Savings Scotia Registered Education Savings Plan - Daily Interest Savings Home Ownership Savings Plan - Daily Interest Savings (no longer available) Scotia Registered Retirement Savings Plan - Money Master for RSPs Scotia Locked-in Retirement Account - Money Master for RSPs Scotia Locked-in Registered Retirement Savings Plan - Money Master for RSPs Scotia Registered Retirement Income Fund - Money Master for RSPs Scotia Life Income Fund - Money Master for RSPs Scotia Locked-in Registered Retirement Income Fund - Money Master for RSPs Scotia Investment Account Scotia Investment Account - Cash Redeemable Guaranteed Investment Certificates Cashable Plus Guaranteed Investment Certificates (no longer available) Savings Certificates (no longer available) 2 of 8
3 Scotia Registered Retirement Savings Plan Group Registered Retirement Savings Plan Scotia Locked-in Registered Retirement Savings Plan Scotia Registered Retirement Income Fund Scotia Life Income Fund 3 of 8
4 Scotia Locked-In Registered Retirement Income Fund Other Bank Official Cheques GIC Interest Cheques Certified Cheques Canadian Dollar Drafts Canadian Dollar Money Orders Pre-Paid Letters of Credit Wire/Telephone Transfers Proceeds of Collections Pending Remittance Outstanding Payments to Customers Items in Transit Scotia Mortgage Corporation Member of Canada Deposit Insurance Corporation Scotia Investment Account Scotia Registered Retirement Savings Plan Scotia Locked-in Registered Retirement Savings Plan Scotia Registered Retirement Income Fund Scotia Life Income Fund 4 of 8
5 Scotia Locked-In Registered Retirement Income Fund Group Registered Retirement Savings Plan Other Mortgage Property Tax Accounts Proceeds of Collections Pending Remittance Montreal Trust Company of Canada Member of the Canada Deposit Insurance Corporation Scotia Investment Account Redeemable Guaranteed Investment Certificates Cashable Plus Guaranteed Investment Certificates (no longer available) Scotia Registered Retirement Savings Plan Group Registered Retirement Savings Plan 5 of 8
6 Scotia Locked-in Registered Retirement Savings Plan Scotia Registered Retirement Income Fund Scotia Life Income Fund Scotia Locked-In Registered Retirement Income Fund Other Mortgage Property Tax Accounts Proceeds of Collections Pending Remittance 6 of 8
7 National Trust Company Member of the Canada Deposit Insurance Corporation Scotia Investment Account Redeemable Guaranteed Investment Certificates (no longer available) Cashable Plus Guaranteed Investment Certificates (no longer available) Scotia Registered Retirement Savings Plan Group Registered Retirement Savings Plan Scotia Locked-in Registered Retirement Savings Plan Scotia Registered Retirement Income Fund 7 of 8
8 Scotia Life Income Fund Scotia Locked-In Registered Retirement Income Fund The Bank of Nova Scotia Trust Company Member of Canada Deposit Insurance Corporation Personal Trust Float Funds Cash Balances Scotia Self-Directed Registered Retirement Savings Plan Cash Balances Scotia Self-Directed Locked-in Retirement Account Cash Balances Scotia Self-Directed Locked-in Registered Retirement Savings Plan Cash Balances Scotia Self-Directed Registered Retirement Income Fund Cash Balances Scotia Self-Directed Life Income Fund Cash Balances Scotia Self-Directed Locked-In Retirement Income Fund Cash Balances Guaranteed Investment Certificates Scotiatrust (no longer available) Scotia Registered Retirement Savings Plan Scotia (may not currently be available) Scotia (may not currently be available) Scotia Locked-in Registered Retirement Savings Plan Scotia (may not currently be available) Registered trademarks of The Bank of Nova Scotia. Trademarks of The Bank of Nova Scotia. 8 of 8
Scotiabank Group Deposit Product List. The Bank of Nova Scotia Scotia Mortgage Corporation Montreal Trust Company of Canada National Trust Company
Scotiabank Group Deposit Product List The following Scotiabank Group members are each CDIC member institutions. Each institution has its own list of deposit products eligible for CDIC deposit insurance
Scotiabank group Deposit Product List. The Bank of Nova Scotia Scotia Mortgage Corporation Montreal Trust Company of Canada National Trust Company
Scotiabank group Deposit Product List The following Scotiabank group members are each CDIC member institutions. Each institution has its own list of deposit products eligible for CDIC deposit insurance
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THE BANK OF NOVA SCOTIA BARBADOS SCHEDULE OF RATES Trademarks of The Bank of va Scotia, used under licence (where applicable). Contents Page Personal Deposit Accounts 3-6 Small Business & Commercial 7-9