Disclosure Statement for Business Chequing Plus Account

Save this PDF as:
 WORD  PNG  TXT  JPG

Size: px
Start display at page:

Download "Disclosure Statement for Business Chequing Plus Account"

Transcription

1 Disclosure Statement for Business Chequing Plus Account The following information sets out our schedule of charges for Business Chequing Plus accounts effective May 1, Unless otherwise stated, all fees and charges are in Canadian Dollars. ICICI Bank refers to ICICI Bank Canada. 1.0 Account fees, minimum balance and currency Details Minimum balance requirement Monthly administrative charges Currency of the Account Minimum number of CompuSafe linked to account for Daily Credit and Deposit Services Value Canadian Dollar One 2.0 Daily Credit and Deposit Services for CompuSafe Service 2.1 Monthly Administrative fees and rebates Plan option Service and collection Monthly Administrative plans Fees per CompuSafe unit Plan 1 Once a week pickup $ Plan 2 Twice a week pickup $ Plan 3 Three times a week pickup $ Amount of and frequency of charges The account will be charged on the first business day of each month based on the number of CompuSafe units linked to the account during the previous month. The account will be charged a monthly administrative fee for each CompuSafe units linked to the account at any time during the month. 2.3 Eligible content and deposit charges Content category Eligible content Currency Canadian dollar bills 1 & coins Currency US dollar bills Cheques Canadian and US dollar currency cheques drawn within Canada on a Canadian Bank or Financial Institution

2 3.0 for electronic transactions 3.1 Corporate Internet Banking Transaction Type Transfer money online from Business Chequing Plus account to a linked external chequing account in Canada Transfer money from Business Chequing Plus to a third party s ICICI Bank account Bill payment 2 View or download statement 3.2 ABM Card Issuance An ABM card may be issued to a maximum of two authorized signatories on the Business Chequing Plus account, and subject to other requirements of ICICI Bank. There are no charges for ABM card issuance. The ABM Card is issued in person at any of ICICI Bank Canada s Branches. 3.3 ABM Card Transaction Fees Transaction type Deposit Transactions other than cash deposits: 3 i) ICICI Bank ABMs and ii) THE EXCHANGE Network of ABMs Withdrawal Transactions: 3 i) ICICI Bank ABMs and ii) THE EXCHANGE Network of ABMs Interac Direct Payment (POS Transactions) Withdrawal Transactions at Interac Network of ABMs (Inside Canada) 4 Transactions at other Canadian, U.S. and International ABMs Transaction at Branches $1.50 per transaction $1.50 per transaction Transaction Type Withdrawal (debit) transactions Deposit (credit) transactions other than Cash and coins Bill payment 2 Cash Deposits Coin Deposits (rolled or boxed) Issuance of Draft 6 Request for refund or replacement of lost or stolen Draft $2.00 per $1,000 deposited $2.00 per $100 deposited $7.50 per draft $10.00 per draft

3 4.1 Bulk Remittance: Transfer money to India in one transaction request to multiple individual beneficiaries. for Bulk Remittance Up to 40 Above 40 beneficiaries beneficiaries per request per request $5.00 per beneficiary $4.00 per beneficiary 5.0 Wire Payment request at Branches Transaction Type Outgoing transaction without currency exchange $25.00 at Branch 7 per transaction Outgoing transaction with currency exchange $10.00 at Branch 7 per transaction Incoming wire transfers $10.00 per transaction Investigation fee for non-bank errors 6.0 Account Handling Fees Account closed within 180 days of opening (except transfer within ICICI Bank or account closed within 14 days of being opened) $25.00 Monthly statements sent by Monthly paper statements for Business Accounts $5.00 per month (on request) Duplicate statement $10.00 Interim statement $10.00 Certificate of Balance $25.00 Transfer/Bank draft sent by mail or courier Draft charges, plus postage or courier charges Account balance transferred to another financial institution $ Credit Reports (Individual & Commercial) Inquiry in Canada, written Inquiry outside Canada, written 8.0 NSF (non-sufficient funds) Items returned by ICICI Bank (cheques, pre-authorized $42.50 debits, money transfers,electronic fund transfer etc.) Items deposited and returned by other Financial Institutions (cheques, electronic deposits, online transfers, etc.) $5.00

4 9.0 Cheque Handling Stop payments 8 $15.00 Returned items (including mail advice to payee) 9 $5.00 Cashing Government of Canada cheques (federal cheques) 10.0 Collection Items Canadian or US cheque sent for $55.00 re-presentment in Canada Canadian Dollars, US Dollars or other foreign 0.20% (min. $30.00 and currency cheques payable outside Canada max. $150.00) Collection item returned unpaid 9 $15.00 Correspondent banks may apply a service charge for collection items Searches and Notices Searches (e.g. Cheque copy) 12.0 Cheque Book A charge will apply depending upon the type of cheque book requested. For information on charges, visit an ICICI Bank branch or contact your relationship manager Canada Deposit Insurance Corporation Certain deposits are eligible for deposit insurance from the Canada Deposit Insurance Corporation ( CDIC ), subject always to maximum coverage limitations as outlined in CDIC s brochure 'Protecting Your Deposits' and provided the deposits are in Canadian funds, are payable in Canada, and have a term of no more than 5 years. For further information, please contact CDIC at CDIC (2342) or visit their website at Dormant Account When there has been no customer activity on your account for 24 months, your account becomes dormant. A notice of dormancy will be mailed to the customer's last known address. Notices are only sent after the 2nd and 5th year the account has been dormant. 2 years dormant charges: $20.00 per annum for each of years 3-5 inclusive. 5 years dormant charges: $30.00 per annum for each of years 6-10 inclusive Hold Funds Policy When you deposit a cheque into your account, either through an ICICI Bank ABM, by mail, in CompuSafe unit or at one of our branches, the entire amount may be Held. When you deposit a cheque or cash into your account through any of THE EXCHANGE Network of ABMs, the entire amount may be Held. Some cheque or non-cash deposit may be subject to verification processes and may require a longer than usual hold period The credit for such deposit may not be given until we have verified its authenticity and details. You will not have access to these funds until the hold period expires.

5 A Hold may be placed on your account for the total amount of the deposit as follows: A cheque deposited either through an ICICI Bank ABM, by mail or in person drawn on ICICI Bank within Canada will not be subject to a hold period. A cheque or other instrument deposited either through an ICICI Bank ABM, by mail or in person drawn on another financial institution within Canada will be subject to a maximum five-business day excluding the day of deposit; with the exception that, subject to certain terms and conditions set out in the Access to Funds Regulations, where such cheques or other instruments are drawn in Canadian Dollar on a financial institution within Canada and for $1,500 or less, the cheque will be subject to a maximum four business day hold period, excluding the day of deposit, if it is deposited in person with an employee at one of our branches; and a maximum five business day hold period, excluding the day of deposit, if it is deposited in any other manner; where such cheques or other instruments are drawn in Canadian Dollars on a financial institution within Canada and for greater than $1,500, the cheque will be subject to a maximum seven business day hold period, excluding the day of deposit, if it is deposited in person at one of our branches; and a maximum of eight business day hold period, excluding the day of deposit, it is deposited in any other manner 10. Bank drafts or certified cheques deposited by mail or at an ICICI Bank ABM or in person drawn on another Canadian financial institution within Canada may be exempted from a regular hold period so long as ICICI Bank receives confirmation of funds from the other financial institution. In respect of all cheque and other instrument deposits, a cheque or other instrument deposited either through an ICICI Bank ABM, by mail or in person on Saturday, Sunday or any banking holidays will be deemed to have been deposited on the next business day. Cash deposited through an ICICI Bank ABM will not be subject to a hold period. A cheque or other instrument or cash deposited through any of THE EXCHANGE Network of ABMs (cheque or other instrument drawn either on ICICI Bank or another financial institution within Canada) will be subject to a maximum five-business day hold period. A cheque deposited by mail or in person drawn on a financial institution outside Canada will be subject to a maximum forty-day hold period. Electronic transfer of funds initiated by you from your linked account with another financial institution anywhere in Canada and credited to your account with ICICI Bank will be subject to a maximum five-business day hold period after day of credit to your account. We may refuse to accept or lodge any cheque or non-cash deposit if we have reasonable grounds to believe that the deposit is being made for illegal or fraudulent purposes. If a cheque is damaged or mutilated, we reserve the right not to accept that instrument. We reserve the right to reject a cheque which has been endorsed more than once. Cheques not encoded or partially encoded cheque drawn on financial institutions located in Canada may be held up to 15 business days. If a cheque or non-cash item deposited is returned for any reason after the hold period expires, we have the right and will charge the amount of the item to your Account. A hold period provides no guarantee that a cheque or other non-cash deposit will not be returned unpaid after the hold period expired. Please note Saturday, Sunday and holidays are not business days for clearing and settlement function. A cheque may be returned if it is materially altered, whether apparent or not, up to a period of 90 days from the date the paying bank receives the cheque as per Canadian Payment Association rules.

6 Notice of Changes to Fees and Listed in this Disclosure Statement You will be informed of any new fees or increases to fees and charges: If a monthly statement (either electronic or paper) is provided to you then: 30 days prior to the effective date, by means of a notice provided with your statement of account or through a separate notification letter. If a monthly statement is not provided to you then: 60 days prior to the effective date, by means of a notice displayed at ICICI Bank branches and on ICICI Bank s website. 1 Only Canadian dollar bills deposited into the electronic bill acceptor of CompuSafe unit are eligible for daily credit. 2 Bill Payment Facility: Please note that it takes up to 5 business days to process a bill. However, there may be instances where a payee may not accept payments online and in such cases the bill payment facility will not be available. In such cases it may take up to 10 business days for processing payments 3 Neither ICICI Bank nor any of THE EXCHANGE network ABM providers impose a surcharge for ABM deposits, withdrawals and inquiries. 4 Interac surcharges apply. 5 ABM providers may impose a surcharge. 6 Correspondent banks may apply a service charge for drafts. 7 Correspondent banks may apply an additional service charge for processing incoming as well as outgoing money transfers. Rates and charges for International Money Transfers are subject to change without prior notice. 8 Stop Payment of a cheque can be requested, provided that the processing of item has not been initiated 9 If a cheque other than currency of account is returned unpaid, the Bank will debit the account and apply its foreign exchange rate of that particular day on which the transaction has been reversed. This is in addition to the other charges that may apply for return of cheques. 10 This includes deposits made in the CompuSafe unit. For purpose of calculation of hold period in case of deposit in CompuSafe, the day of deposit is the day when the cheque is deposited for clearing.

Disclosure Statement of Fees and Charges for Business Accounts

Disclosure Statement of Fees and Charges for Business Accounts Canada Disclosure Statement of Fees and Charges for Business Accounts The following information sets out our schedule of charges for Business Accounts effective June 1, 2016. Unless otherwise stated, all

More information

Disclosure Statement of Fees and Charges for Business Accounts

Disclosure Statement of Fees and Charges for Business Accounts At ICICI Bank Canada, we are committed to offering the best value and the highest level of service to our customers. Disclosure Statement of Fees and Charges for Business Accounts Canada The following

More information

Disclosure Statement of Fees and Charges for Personal Accounts

Disclosure Statement of Fees and Charges for Personal Accounts Disclosure Statement of Fees and Charges for Personal Accounts The following section sets out our schedule of charges for personal accounts effective from June 1st, 2015. Unless otherwise stated, all fees

More information

Personal Account Fee Disclosure

Personal Account Fee Disclosure Everyday Banking Personal Accounts Personal Account Fee Disclosure BMO Club Sobeys Chequing and Savings Accounts BMO Sobeys AIR MILES Chequing and Savings Accounts BMO IGA AIR MILES Chequing and Savings

More information

BUSINESS ACCOUNT SERVICE PLANS AND RELATED PRODUCTS

BUSINESS ACCOUNT SERVICE PLANS AND RELATED PRODUCTS BUSINESS ACCOUNT SERVICE PLANS AND RELATED PRODUCTS 2 Business Accounts Business Chequing Account A First Nations Bank of Canada Business Chequing Account is an operating account for your day-to-day banking

More information

Business Account Service Fees

Business Account Service Fees For more information talk to a CIBC business advisor visit your nearest CIBC Banking Centre visit cibc.com/businessbanking call 1 800 465-CIBC (2422) 1 If there is no account activity, a statement may

More information

TD Canada Trust Notice of Fee Changes

TD Canada Trust Notice of Fee Changes TD Canada Trust Notice of Fee Changes Effective May 1, 2018 Business Banking Accounts and Related Fees Current New Business Chequing Account with TD Every Day A, B or C, Basic or Business Savings Account

More information

Business Account Service Fees

Business Account Service Fees For more information on business products and services talk to a CIBC business adviser visit your nearest branch call 1 800 465-CIBC (2422) visit www.cibc.com Business Account Service Fees Effective September

More information

Pure Banking Nothing Else TM

Pure Banking Nothing Else TM Pure Banking Nothing Else TM 77 City Centre Drive, Suite 106, Mississauga, Ontario, CANADA L5B 1M5 Tel: 905-896-6540, Toll Free: 1-866-SBIC-NOW (1-866-724-2669), Fax:905-896-6545 E-mail: sbican@sbicanada.com

More information

Additional Services and Associated Charges

Additional Services and Associated Charges November 1, 2017 Additional Services and Associated Charges Account Related Information and Administrative Fees The following are fees and services that may not be included in the monthly account or transaction

More information

Product and service guide to fees

Product and service guide to fees Product and service guide to fees June 1, 2016 Product and service guide to fees Summary Bank accounts 4 Chequing account 4 Merit account 6 Get growing account 7 Preferred savings account 8 Lines of credit

More information

Schedule of Charges. St. Maarten. Corporate Banking. Effective: J une 20, 2017

Schedule of Charges. St. Maarten. Corporate Banking. Effective: J une 20, 2017 Schedule of Charges St. Maarten Corporate Banking Effective: J une 20, 2017 1 Schedule of Charges CONTENTS 1 CORPORATE DEPOSIT AND TRANSACTION ACCOUNTS - LOCAL CURRENCY 2 CORPORATE DEPOSIT AND TRANSACTION

More information

Schedule of Charges. Cayman Islands. Business Banking. Effect ive: F ebr u a r y 1, 2018

Schedule of Charges. Cayman Islands. Business Banking. Effect ive: F ebr u a r y 1, 2018 Cayman Islands Business Banking Effect ive: F ebr u a r y 1, 2018 1 1 SMALL BUSINESS DEPOSIT AND TRANSACTION ACCOUNTS - LOCAL CURRENCY 2 SMALL BUSINESS DEPOSIT AND TRANSACTION ACCOUNTS - FOREIGN CURRENCY

More information

Personal Service Charges Statement of Disclosure Effective date: November 20, 2017

Personal Service Charges Statement of Disclosure Effective date: November 20, 2017 Thank you for choosing HSBC Bank Canada. About this Statement This Statement of Disclosure gives you information about our service charges. This information supplements the Personal Banking Agreement.

More information

Schedule of Charges. Dominica. Corporate Banking. Effective: March 1, 2018

Schedule of Charges. Dominica. Corporate Banking. Effective: March 1, 2018 Dominica Corporate Banking Effective: March 1, 2018 1 CONTENTS 1 CORPORATE DEPOSIT AND TRANSACTION ACCOUNTS LOCAL CURRENCY 2 CORPORATE DEPOSIT AND TRANSACTION ACCOUNTS FOREIGN CURRENCY 3SUNDRY SERVICES

More information

Schedule of Charges. Anguilla. Corporate Banking. Effective: J une 20, 2017

Schedule of Charges. Anguilla. Corporate Banking. Effective: J une 20, 2017 Anguilla Corporate Banking Effective: J une 20, 2017 1 CONTENTS 1 CORPORATE DEPOSIT AND TRANSACTION ACCOUNTS - LOCAL CURRENCY 2 CORPORATE DEPOSIT AND TRANSACTION ACCOUNTS - FOREIGN CURRENCY 3 SUNDRY SERVICES

More information

Schedule of Charges. Cayman Islands. Corporate Banking. Effective: March 1, 2018

Schedule of Charges. Cayman Islands. Corporate Banking. Effective: March 1, 2018 Schedule of Charges Cayman Islands Corporate Banking Effective: March 1, 2018 1 Schedule of Charges CONTENTS 1 CORPORATE DEPOSIT AND TRANSACTION ACCOUNTS LOCAL CURRENCY 2 CORPORATE DEPOSIT AND TRANSACTION

More information

Schedule of Charges. Turks & Caicos Islands. International Corporate Banking. Effective: March 1, 2018

Schedule of Charges. Turks & Caicos Islands. International Corporate Banking. Effective: March 1, 2018 Turks & Caicos Islands International Corporate Banking Effective: March 1, 2018 1 2 CONTENTS 1 INTERNATIONAL CORPORATE DEPOSIT AND TRANSACTION ACCOUNTS LOCAL CURRENCY 2 INTERNATIONAL CORPORATE DEPOSIT

More information

Schedule of Charges. BAHAMAS Corporate Banking. Effective: J u n e 20, Page 1 of 17

Schedule of Charges. BAHAMAS Corporate Banking. Effective: J u n e 20, Page 1 of 17 BAHAMAS Corporate Banking Effective: J u n e 20, 2017 Page 1 of 17 CONTENTS 1 PERSONAL DEPOSIT AND TRANSACTION ACCOUNTS - LOCAL 2 PERSONAL DEPOSIT AND TRANSACTION ACCOUNTS - FOREIGN CURRENCY 3 SUNDRY SERVICES

More information

Schedule of Charges. Antigua. Corporate Banking. Effective: Ma rch 1, 2018

Schedule of Charges. Antigua. Corporate Banking. Effective: Ma rch 1, 2018 Antigua Corporate Banking Effective: Ma rch 1, 2018 last Updated: December, 2018 1 CONTENTS 1 CORPORATE DEPOSIT AND TRANSACTION ACCOUNTS - LOCAL CURRENCY 2 CORPORATE DEPOSIT AND TRANSACTION ACCOUNTS -

More information

Personal Service Charges Statement of Disclosure Effective date: November 10, 2018

Personal Service Charges Statement of Disclosure Effective date: November 10, 2018 Thank you for choosing HSBC Bank Canada. About this Statement This Statement of Disclosure gives you information about our service charges. This information supplements the Personal Banking Agreement.

More information

Schedule of Charges. Dominica. Retail. Effective: March 1, 2018

Schedule of Charges. Dominica. Retail. Effective: March 1, 2018 Dominica Retail Effective: March 1, 2018 1 CONTENTS 1 PERSONAL DEPOSIT AND TRANSACTION ACCOUNTS LOCAL 2 PERSONAL DEPOSIT AND TRANSACTION ACCOUNTS FOREIGN CURRENCY 3 SUNDRY SERVICES 4 LENDING AND CARD SERVICES

More information

Product and service guide to fees

Product and service guide to fees Product and service guide to fees Effective January 22, 2018 02 Our Personal Banking Solutions At Solutions Banking, we understand you re looking for banking solutions designed to meet your specific needs

More information

Schedule of Charges Barbados Corporate Banking Effective: March 1, 2018

Schedule of Charges Barbados Corporate Banking Effective: March 1, 2018 Barbados Corporate Banking Effective: March 1, 2018 1 CONTENTS 1 CORPORATE DEPOSIT AND TRANSACTION ACCOUNTS LOCAL CURRENCY 2 CORPORATE DEPOSIT AND TRANSACTION ACCOUNTS FOREIGN CURRENCY 3 SUNDRY SERVICES

More information

Schedule of Charges. Barbados. Corporate Banking. Effective: J une 20, 2017

Schedule of Charges. Barbados. Corporate Banking. Effective: J une 20, 2017 Barbados Corporate Banking Effective: J une 20, 2017 1 CONTENTS 1 CORPORATE DEPOSIT AND TRANSACTION ACCOUNTS - LOCAL CURRENCY 2 CORPORATE DEPOSIT AND TRANSACTION ACCOUNTS - FOREIGN CURRENCY 3 SUNDRY SERVICES

More information

Schedule of Charges. Turks & Caicos Islands. International Corporate Banking. Effective: Ma y 3, 2017

Schedule of Charges. Turks & Caicos Islands. International Corporate Banking. Effective: Ma y 3, 2017 Turks & Caicos Islands International Corporate Banking Effective: Ma y 3, 2017 1 CONTENTS 1 INTERNATIONAL CORPORATE DEPOSIT AND TRANSACTION ACCOUNTS - LOCAL CURRENCY 2 INTERNATIONAL CORPORATE DEPOSIT AND

More information

Schedule of Charges. St. Vincent. Business Banking. Effective: March 1, 2018

Schedule of Charges. St. Vincent. Business Banking. Effective: March 1, 2018 St. Vincent Business Banking Effective: March 1, 2018 1 CONTENTS 1 DEPOSIT AND TRANSACTION ACCOUNTS LOCAL CURRENCY 2 DEPOSIT AND TRANSACTION ACCOUNTS FOREIGN CURRENCY 3 SUNDRY SERVICES 4 LENDING AND CARD

More information

Schedule of Charges BAHAMAS Business Banking Effective: March 1, 2018

Schedule of Charges BAHAMAS Business Banking Effective: March 1, 2018 BAHAMAS Business Banking Effective: March 1, 2018 Page 1 of 17 1 PERSONAL DEPOSIT AND TRANSACTION ACCOUNTS LOCAL 2 PERSONAL DEPOSIT AND TRANSACTION ACCOUNTS FOREIGN CURRENCY 3 SUNDRY SERVICES 4 LENDING

More information

Schedule of Charges. St. Vincent. Retail. E ffect ive: F ebr u a r y 1, 2018

Schedule of Charges. St. Vincent. Retail. E ffect ive: F ebr u a r y 1, 2018 St. Vincent Retail E ffect ive: F ebr u a r y 1, 2018 1 CONTENTS 1 PERSONAL DEPOSIT AND TRANSACTION ACCOUNTS - LOCAL 2 PERSONAL DEPOSIT AND TRANSACTION ACCOUNTS - FOREIGN CURRENCY 3 SUNDRY SERVICES 4 LENDING

More information

Schedule of Charges BAHAMAS Retail Effective: J u ly 1, 2018

Schedule of Charges BAHAMAS Retail Effective: J u ly 1, 2018 BAHAMAS Retail Effective: J u ly 1, 2018 Page 1 of 21 CONTENTS 1 PERSONAL DEPOSIT AND TRANSACTION ACCOUNTS - LOCAL 2 PERSONAL DEPOSIT AND TRANSACTION ACCOUNTS - FOREIGN CURRENCY 3 SUNDRY SERVICES 4 LENDING

More information

Schedule of Charges. St. Maarten. Retail

Schedule of Charges. St. Maarten. Retail St. Maarten Retail Effect ive: Ma r ch 15, 2018 1 CONTENTS 1 PERSONAL DEPOSIT AND TRANSACTION ACCOUNTS - LOCAL 2 PERSONAL DEPOSIT AND TRANSACTION ACCOUNTS - FOREIGN CURRENCY 3 SUNDRY SERVICES 4 LENDING

More information

Schedule of Charges. St. Kitts & Nevis. Corporate Banking. Effective: March 1, 2018

Schedule of Charges. St. Kitts & Nevis. Corporate Banking. Effective: March 1, 2018 St. Kitts & Nevis Corporate Banking Effective: March 1, 2018 CONTENTS 1 CORPORATE DEPOSIT AND TRANSACTION ACCOUNTS LOCAL CURRENCY 2 CORPORATE DEPOSIT AND TRANSACTION ACCOUNTS FOREIGN CURRENCY 3 SUNDRY

More information

Schedule of Charges BAHAMAS Retail Effective: March 1, 2018

Schedule of Charges BAHAMAS Retail Effective: March 1, 2018 BAHAMAS Retail Effective: March 1, 2018 Page 1 of 21 CONTENTS 1 PERSONAL DEPOSIT AND TRANSACTION ACCOUNTS LOCAL 2 PERSONAL DEPOSIT AND TRANSACTION ACCOUNTS FOREIGN CURRENCY 3 SUNDRY SERVICES 4 LENDING

More information

Schedule of Charges. St. Lucia. Corporate Banking. Effective: March 1, 2018

Schedule of Charges. St. Lucia. Corporate Banking. Effective: March 1, 2018 St. Lucia Corporate Banking Effective: March 1, 2018 1 2 CONTENTS 1 CORPORATE DEPOSIT AND TRANSACTION ACCOUNTS LOCAL 2 3 CORPORATE DEPOSIT AND TRANSACTION ACCOUNTS FOREIGN CURRENCY INTERNATIONAL BANKING

More information

Fee Guide. Banking Services for Businesses

Fee Guide. Banking Services for Businesses Fee Guide Banking Services for Businesses Effective August 1, 2017 02 Banking Solutions to Manage Your Business More Efficiently! At National Bank, we know that managing your time and operations efficiently

More information

Schedule of Charges. Barbados. Business Banking. Effect ive: F ebr u a r y 1, 2018

Schedule of Charges. Barbados. Business Banking. Effect ive: F ebr u a r y 1, 2018 Barbados Business Banking Effect ive: F ebr u a r y 1, 2018 1 1 DEPOSIT AND TRANSACTION ACCOUNTS - LOCAL CURRENCY 2 DEPOSIT AND TRANSACTION ACCOUNTS - FOREIGN CURRENCY 3 SUNDRY SERVICES 4 LENDING AND CARD

More information

Schedule of Charges. Turks & Caicos Islands. Corporate Banking. Effective: J une 20, 2017

Schedule of Charges. Turks & Caicos Islands. Corporate Banking. Effective: J une 20, 2017 Turks & Caicos Islands Corporate Banking Effective: J une 20, 2017 1 CONTENTS 1 CORPORATE DEPOSIT AND TRANSACTION ACCOUNTS - LOCAL CURRENCY 2 CORPORATE DEPOSIT AND TRANSACTION ACCOUNTS - FOREIGN CURRENCY

More information

MY TRANSACTION TOOLS BUSINESS

MY TRANSACTION TOOLS BUSINESS MY TRANSACTION TOOLS BUSINESS TABLE OF CONTENT 1. My Business, my solutions 1.1. My Business account 1.2. My tips for reducing service charges 1.3. My fixed-monthly-fee plan 2. My services, my well-run

More information

Business Accounts. Your Guide to Fees and Interest Schedules

Business Accounts. Your Guide to Fees and Interest Schedules Business Accounts Your Guide to Fees and Interest Schedules January 2018 Table of Contents 2 Introduction 3 Accounts and Fees 5 Basic Business Accounts 6 Right Size Account for business 7 Specialty Account

More information

Terms & conditions for correspondent banks. Jan CaixaBank-Terms and conditions Correspondent banks

Terms & conditions for correspondent banks. Jan CaixaBank-Terms and conditions Correspondent banks Terms & conditions for correspondent banks Jan 2018 1 CaixaBank-Terms and conditions Correspondent banks Accounts Account Services Account maintenance fee (monthly) 100 Account closing fee 150 Cheques

More information

Schedule of Charges. Antigua. Retail. Effecti ve: Mar ch 1, Last updated June 7th, 2018

Schedule of Charges. Antigua. Retail. Effecti ve: Mar ch 1, Last updated June 7th, 2018 Antigua Retail Effecti ve: Mar ch 1, 2018 Last updated June 7th, 2018 1 CONTENTS 1 PERSONAL DEPOSIT AND TRANSACTION ACCOUNTS - LOCAL 2 PERSONAL DEPOSIT AND TRANSACTION ACCOUNTS - FOREIGN CURRENCY 3 SUNDRY

More information

Fee Guide. Banking Services for Businesses

Fee Guide. Banking Services for Businesses Fee Guide Banking Services for Businesses Effective August 1, 2018 02 Banking Solutions to Manage Your Business More Efficiently! At National Bank, we know that managing your time and operations efficiently

More information

Service Charges GUIDE

Service Charges GUIDE Service Charges GUIDE Transaction Fees Personal Self Golden US Advantage Golden US 1 Advantage Serve Unlim. Advantage Advantage Cheques (per item) Electronic (per (per item) item) $0.50 Pre-authorized

More information

MY TRANSACTION TOOLS BUSINESS

MY TRANSACTION TOOLS BUSINESS MY TRANSACTION TOOLS BUSINESS TABLE OF CONTENT 1. My Business, my solutions 1.1. My Business account 1.2. My tips for reducing service charges 1.3. My fixed-ly-fee plan 2. My services, my well-run business

More information

Schedule of Charges. Barbados. Retail. Effective: July 1, 2018

Schedule of Charges. Barbados. Retail. Effective: July 1, 2018 Barbados Retail Effective: July 1, 2018 1 1 PERSONAL DEPOSIT AND TRANSACTION ACCOUNTS - LOCAL CURRENCY 2 PERSONAL DEPOSIT AND TRANSACTION ACCOUNTS - FOREIGN CURRENCY 3 SUNDRY SERVICES 4 LENDING AND CARD

More information

Schedule of Charges. The British Virgin Islands. Business Banking. Effective: March 1, 2018

Schedule of Charges. The British Virgin Islands. Business Banking. Effective: March 1, 2018 The British Virgin Islands Business Banking Effective: March 1, 2018 1 CONTENTS 1 DEPOSIT AND TRANSACTION ACCOUNTS LOCAL CURRENCY 2 DEPOSIT AND TRANSACTION ACCOUNTS FOREIGN CURRENCY 3 SUNDRY SERVICES 4

More information

Personal Account Terms and Conditions

Personal Account Terms and Conditions Personal Account Terms and Conditions This document includes general terms and conditions applicable to all Account types, as well as specific terms and conditions applicable to each Account type. These

More information

Fee Guide. Client Notice MD Financial Management. Personal Banking Solutions. Effective January 22, 2018

Fee Guide. Client Notice MD Financial Management. Personal Banking Solutions. Effective January 22, 2018 Client Notice MD Financial Management Fee Guide Personal Banking Solutions Effective January 22, 2018 Provided by National Bank exclusively for members of the Canadian Medical Association and their families.

More information

Schedule of Charges. The British Virgin Islands. Corporate Banking. Effective: Februa ry 1, 2018

Schedule of Charges. The British Virgin Islands. Corporate Banking. Effective: Februa ry 1, 2018 The British Virgin Islands Corporate Banking Effective: Februa ry 1, 2018 1 CONTENTS 1 CORPORATE DEPOSIT AND TRANSACTION ACCOUNTS - LOCAL CURRENCY 2 CORPORATE DEPOSIT AND TRANSACTION ACCOUNTS - FOREIGN

More information

Fees (Business Regular) Minimum balance fee QAR 250 QAR 500 QAR 250

Fees (Business Regular) Minimum balance fee QAR 250 QAR 500 QAR 250 Account, Payment & Cash Management Services Description Fees (Business Regular) Business First Accounts Average balance QAR 25K QAR 100K QAR 25K Certificates & Letters CR update Account Maintenance Corporate/Financial

More information

NEW JERSEY AND NEW YORK SCHEDULE OF FEES FOR BUSINESS ACCOUNTS

NEW JERSEY AND NEW YORK SCHEDULE OF FEES FOR BUSINESS ACCOUNTS NEW JERSEY AND NEW YORK SCHEDULE OF FEES FOR BUSINESS ACCOUNTS Business Visa Debit Card: A Valley business checking account is required to be the primary account. Daily ATM limit: $600. Daily Point of

More information

This pricing guide contains a list of charges for the most commonly used products and services offered by our branches in Hong Kong, namely,

This pricing guide contains a list of charges for the most commonly used products and services offered by our branches in Hong Kong, namely, This Pricing Guide is your quick reference to charges for products and services offered by United Overseas Bank (UOB) Hong Kong. This is only applicable to accounts maintained with UOB in the Hong Kong

More information

Bank Fees and Charges

Bank Fees and Charges SAVINGS ACCOUNTS BOSVG Fees Monthly charge to maintain account $3.00 Charge to open account $0.00 Deposit received in foreign cheque Cheque converted at current exchange rate, commission $10.00 per cheque,

More information

In addition, for the purpose of these Services, the following defined terms will be used: An Account enrolled in this Service.

In addition, for the purpose of these Services, the following defined terms will be used: An Account enrolled in this Service. Topic List Terms of Agreement 1. Definitions and Interpretation 2. Dual Administration (internet access RBC Express) 3. Passwords (internet access RBC Express) 4. Issuing Items 5. Advising Issued 6. Stop

More information

Fee Guide. Personal Banking Solutions

Fee Guide. Personal Banking Solutions Fee Guide Personal Banking Solutions Effective January 22, 2018 Our Personal Banking Solutions At National Bank, we understand that, now more than ever, you are looking for high-quality banking solutions

More information

Schedule of Charges. Barbados. International Corporate Banking. Effective: March 1, 2018

Schedule of Charges. Barbados. International Corporate Banking. Effective: March 1, 2018 Barbados International Corporate Banking Effective: March 1, 2018 1 CONTENTS 1 INTERNATIONAL CORPORATE DEPOSIT AND TRANSACTION ACCOUNTS LOCAL CURRENCY 2 INTERNATIONAL CORPORATE DEPOSIT AND TRANSACTION

More information

Day-to-Day Banking. Companion Booklet

Day-to-Day Banking. Companion Booklet Day-to-Day Banking Companion Booklet December 2017 o Introduction 1 o Opening A Personal Deposit Account 3 o General Information about Personal Accounts 6 o Day-to-Day Banking Accounts 10 o Special Feature

More information

Eagle River Credit Union Account Package Fees - October 15th, 2017

Eagle River Credit Union Account Package Fees - October 15th, 2017 Account Package s - October 15th, 2017 Replaces Notification Card January 3rd, 2017 Account Monthly 1 Account YOUR Business Account Level 1-10 $10.00 2 Account YOUR Business Account Level 2-25 $20.00 3

More information

Tariff of Charges FIRST

Tariff of Charges FIRST Tariff of Charges FIRST QNB First Membership QNB First Membership QNB First annual Welcome Package (next Welcome Package continuous Membership for 12 months) QNB First - Premium (Debit Card) QNB First

More information

Discontinued Products - Fees and Charges Schedule (Effective Date 1 January 2019)

Discontinued Products - Fees and Charges Schedule (Effective Date 1 January 2019) Discontinued Products - Fees and Charges Schedule (Effective Date 1 January 2019) This document applies to products no longer offered for sale by Bank of us and should be read together with the Bank of

More information

Fee Schedule and Other Account Information

Fee Schedule and Other Account Information Fee Schedule and Other Account Information Personal Products and Services California Georgia Minnesota New York Tennessee October 1, 2017 For use with Account Agreement and Disclosures Fee Schedule and

More information

BANK OF MONTSERRAT LIMITED CUSTOMER PRICE GUIDE

BANK OF MONTSERRAT LIMITED CUSTOMER PRICE GUIDE Effective January 1, 2018 BANK OF MONTSERRAT LIMITED CUSTOMER PRICE GUIDE PERSONAL CHEQUING: Monthly Maintenance/Service Charge 25.00 Accounts closed within 3 months 30.00 Cash Handling Fee - Deposits

More information

* Transfers. * Letters of credit : - Import letters of credit : - Incoming Transfer Collected by the branch. - Outgoing transfers

* Transfers. * Letters of credit : - Import letters of credit : - Incoming Transfer Collected by the branch. - Outgoing transfers * Transfers Incoming Transfer Minimum Limit Zero $ Collected by the branch Maximum Limit 10 $ Outgoing transfers Foreign transfer Transfer charges (0.1%) SWIFT charges Correspondent bank charges RTGS Minimum

More information

A Guide to Your Business Share Account**

A Guide to Your Business Share Account** Business Deposit Account Disclosure Important Notices A Guide to Your Business Share Account** It is important to understand how your Texans Credit Union accounts work. We are committed to providing the

More information

Fees and Charges Schedule - Effective Date 1 January 2019

Fees and Charges Schedule - Effective Date 1 January 2019 Fees and Charges Schedule - Effective Date 1 January 2019 This document must be read together with the Bank of us Account and Access Facility Terms and Conditions and the Summary of Accounts, Availability

More information

Schedule of Charges Trinidad Platinum Banking. Effective: March 1, 2018

Schedule of Charges Trinidad Platinum Banking. Effective: March 1, 2018 Schedule of Charges Trinidad Platinum Banking Effective: March 1, 2018 Last updated: August 24, 2018 Schedule of Charges CONTENTS CURRENT & SAVINGS ACCOUNTS - TTD CURRENT & SAVINGS ACCOUNTS - Foreign Currency

More information

ICICI Bank Canada Student GIC Program Guide Complete Steps

ICICI Bank Canada Student GIC Program Guide Complete Steps ICICI Bank Canada Student GIC Program Guide Complete Steps This program guide outlines the details of the ICICI Bank Canada Student GIC Program, effective October, 2015. Unless otherwise stated, all fees

More information

Fee Schedule and Other Account Information

Fee Schedule and Other Account Information Fee Schedule and Other Account Information Personal Products and Services California Georgia Minnesota New York Tennessee Washington, D.C. October 1, 2018 For use with Account Agreement and Disclosures

More information

THE BANK OF NOVA SCOTIA ST. MAARTEN SCHEDULE OF RATES. Trademarks of The Bank of Nova Scotia, used under licence (where applicable).

THE BANK OF NOVA SCOTIA ST. MAARTEN SCHEDULE OF RATES. Trademarks of The Bank of Nova Scotia, used under licence (where applicable). THE BANK OF NOVA SCOTIA ST. MAARTEN SCHEDULE OF RATES Trademarks of The Bank of Nova Scotia, used under licence (where applicable). Contents Page Personal Deposit Accounts 3-7 Small Business & Commercial

More information

Corporate Banking. Sch edule of Charges

Corporate Banking. Sch edule of Charges Corporate Banking Sch edule of Charges Effective 02 January 2018 Contents ACCOUNT SERVICES Chequing 2 Savings 3 Fixed Term Deposits 3 Butterfield Debit Cards & ATM Banking 4 Credit Reference 4 SAFETY DEPOSIT

More information

Schedule of Charges JAMAICA CORPORATE. Effecti ve: Apri l 9, Page 1 of 23

Schedule of Charges JAMAICA CORPORATE. Effecti ve: Apri l 9, Page 1 of 23 JAMAICA CORPORATE Effecti ve: Apri l 9, 2018 Page 1 of 23 CONTENTS 1 CORPORATE DEPOSIT AND TRANSACTION ACCOUNTS - LOCAL CURRENCY 2 CORPORATE DEPOSIT AND TRANSACTION ACCOUNTS - FOREIGN CURRENCY 3 SUNDRY

More information

A Guide to Your Account**

A Guide to Your Account** Deposit Account Disclosure Important Notices: Member Fee Schedule A Guide to Your Account** explain the additional banking services and fees for various products. ATM Fees And Debit Card Fees 1 Texans

More information

SKNANB FEE SCHEDULE UPDATED 31/12/17

SKNANB FEE SCHEDULE UPDATED 31/12/17 SKNB FEE SCHEDULE UPDATED 31/12/17 Fees on this schedule are not VAT inclusive ADVANCES & LOANS Personal Overdrafts Application Fee Commission/ Commitment 1% Min $150 Exceeding limit fee (per item) $30.00

More information

The Bank of Nova Scotia Antigua Schedule of Fees Revised October 2018

The Bank of Nova Scotia Antigua Schedule of Fees Revised October 2018 The Bank of Nova Scotia Antigua Schedule of Fees Revised October 2018 There are other charges the Bank imposes for services. On request, you can get from the Bank specific charges not listed. TM Trademarks

More information

HSBC Amanah Price List

HSBC Amanah Price List Amanah Price List The information in this leaflet is correct as at 1 April 2013 This forms an integral part of our Amanah Finance brochure. All prices are correct as at 1 April 2013 but they may alter

More information

A Guide to Your Share Account**

A Guide to Your Share Account** Deposit Account Disclosure Important Notices A Guide to Your Share Account** explain the additional banking services and fees for your Share Account(s). Regular Share (includes $avar Account) Travel Share

More information

Personal Accounts. caisse.biz

Personal Accounts. caisse.biz Personal Accounts info@caisse.biz caisse.biz CHEQUING ACCOUNTS UNLIMITED ACCOUNTS UNIVERSAL $ 0.00 per month 1 Unlimited electronic and in-branch transactions included.* 1 A minimum balance of $1,000 is

More information

TD Direct Investing Commission Schedule and Statement of Disclosure of Rates and Fees

TD Direct Investing Commission Schedule and Statement of Disclosure of Rates and Fees TD Direct Investing Commission Schedule and Statement of Disclosure of Rates and Fees Effective April 1, 2017 Contents Commission Schedule Electronic Brokerage Services Commission Rates...1 Telephone Brokerage

More information

The Bank of Nova Scotia St. Vincent Schedule of Fees Revised October 2018

The Bank of Nova Scotia St. Vincent Schedule of Fees Revised October 2018 The Bank of Nova Scotia St. Vincent Schedule of Fees Revised October 2018 There are other charges the Bank imposes for services. On request, you can get from the Bank specific charges not listed. TM Trademarks

More information

Retail Banking. Sch edule of Charges

Retail Banking. Sch edule of Charges Retail Banking Sch edule of Charges Effective 03 January 2017 Contents ACCOUNT SERVICES Chequing 2 Savings 3 Fixed Term Deposits 4 Butterfield Debit Cards & ATM Banking 4 Credit Reference 4 SAFETY DEPOSIT

More information

SERVICE FEE SCHEDULE Effective February 1, 2015

SERVICE FEE SCHEDULE Effective February 1, 2015 SERVICE FEE SCHEDULE Effective February 1, 2015 Member Account Fees Current New Account closure within 6 months 50.00 Account transfer to another Credit Union 0.00 Account transfer to another institution

More information

Regulation E Disclosure Revised 8/25/17 First State Bank of Arcadia. Electronic Funds Transfer Agreement and Disclosure

Regulation E Disclosure Revised 8/25/17 First State Bank of Arcadia. Electronic Funds Transfer Agreement and Disclosure Regulation E Disclosure Revised 8/25/17 First State Bank of Arcadia North Arcadia Office East Arcadia Office 400 N Brevard Ave 2747 SE Hwy 70 Arcadia, FL. 34266 Arcadia, FL 34266 (863) 494-2220 863) 993-1500

More information

The Bank of Nova Scotia Grenada Schedule of Rates Revised October 2018

The Bank of Nova Scotia Grenada Schedule of Rates Revised October 2018 The Bank of Nova Scotia Grenada Schedule of Rates Revised October 2018 There are other charges the Bank imposes for services. On request, you can get from the Bank specific charges not listed. TM Trademarks

More information

Schedule of Fees. Personal Account Services and Fees

Schedule of Fees. Personal Account Services and Fees Schedule of Fees Effective 27 December 2018 Note: All charges listed in this schedule may change at any time and a current listing will be posted on the Credit Unions Bulletin Board. Questions about this

More information

RETAIL BANKING TARIFFS

RETAIL BANKING TARIFFS RETAIL BANKING TARIFFS Effective 1st February 2018 PRODUCT/SERVICE MONTHLY MAINTENANCE FEES Xapit Account Salary Account Seba Account Savings Account Zanaco Savers Account Current Account (ZMW) Foreign

More information

Better Banking Guide for Business

Better Banking Guide for Business Business Banking Better Banking Guide for Business Business Banking Fees and Agreements Effective October 1, 2017. Manage your business with help from BMO 2 Solutions that fit your business Business credit

More information

Applicable to Both Electronic Funds Transfer and Mobile Deposit Services

Applicable to Both Electronic Funds Transfer and Mobile Deposit Services Federal Credit Union Know better banking 1800 West Magnolia Boulevard Burbank, California 91506 (818) 846-1710 (800) 622-3328 www.burbankcity.org By continuing beyond this page you are agreeing to the

More information

CHECKING PRODUCTS. A positive balance is required to maintain the account and to prevent it from being automatically closed.

CHECKING PRODUCTS. A positive balance is required to maintain the account and to prevent it from being automatically closed. This disclosure contains information about terms, fees and interest rates for the accounts we offer. Please refer to our rate sheet for additional disclosures. CHECKING PRODUCTS BASIC CHECKING Minimum

More information

Corporate Banking. Sch edule of Charges

Corporate Banking. Sch edule of Charges Corporate Banking Sch edule of Charges Effective 01 February 2016 Contents ACCOUNT SERVICES Chequing 2 Savings 3 Fixed Term Deposits 3 Butterfield Debit Cards & ATM Banking 4 Credit Reference 4 SAFETY

More information

Effective from January 1, Page 1 of 8

Effective from January 1, Page 1 of 8 Effective from January 1, 2014 Page 1 of 8 Manarah Current Account Minimum account opening balance A/C Maintenance fee Tk.10,000 Tk. 500 ½ Yearly Closing of account Tk. 300 Cheque Book issue fee Tk. 5

More information

Personal Interest Bearing Checking Account-Related Disclosures

Personal Interest Bearing Checking Account-Related Disclosures 130 S. Main Street Fond du Lac, WI 54935 920.921.7700 Personal Interest Bearing Checking Account-Related Disclosures VARIABLE RATE INFORMATION Please see our online rate information for current interest

More information

ELECTRONIC FUND TRANSFER AGREEMENT AND DISCLOSURE

ELECTRONIC FUND TRANSFER AGREEMENT AND DISCLOSURE Arvest Bank ELECTRONIC FUND TRANSFER AGREEMENT AND DISCLOSURE The federal Electronic Fund Transfer Act and Regulation E require financial institutions to provide certain information to consumers (i.e.,

More information