Scotiabank Group Deposit Product List. The Bank of Nova Scotia Scotia Mortgage Corporation Montreal Trust Company of Canada National Trust Company

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1 Scotiabank Group Deposit Product List The following Scotiabank Group members are each CDIC member institutions. Each institution has its own list of deposit products eligible for CDIC deposit insurance (up to the maximum protection limit). The Bank of Nova Scotia Scotia Mortgage Corporation Montreal Trust Company of Canada National Trust Company The following instruments and/or products are deposits eligible for deposit insurance (up to the maximum protection limit) through the Canada Deposit Insurance Corporation. Eligible deposits must be in Canadian funds, payable in Canada, and have a term of no greater than 5 years. For full details of coverage limitations, see the CDIC brochure Protecting Your Deposits, which is available from your Scotiabank branch or from CDIC. You may contact CDIC at CDIC (2342) or visit its website at (04/10) Registered trademark of The Bank of Nova Scotia. Page 1 of 9

2 The Bank of Nova Scotia Deposits in Chequing/Savings Accounts Basic Banking Account Powerchequing Account Basic Banking Plan Scotia One TM Account Scotia Value Account Getting There Savings Program for Youth Scotia Plus Program for Seniors Student Banking Advantage Plan Scotia Gain Plan Investment Savings Account Money Master Savings Account Scotia Power Savings Account TM Daily Interest Savings Account Money Master for Business TM Scotia Business Account AgriInvest Daily Interest Savings - Home Ownership Savings Plan (no longer available for sale) Scotia All-in-One Account - (no longer available for sale) Scotia Blue Chip Savings Account - (no longer available for sale) Scotia Chequing Account - (no longer available for sale) ScotiaClub Account - (no longer available for sale) Scotia Executive Money Master Account - (no longer available for sale) Scotia One Service - (no longer available for sale) Net Income Stabilization Account (NISA) - (no longer available for sale) Scotia Private Banking Powerchequing Account - (no longer available for sale) Bank Official Cheque GIC Interest Cheque Certified Cheque Draft Money Order Pre-Paid Letters of Credit Wire/Telephone Transfer Other Canadian currency only Deposits Not Directly Available to Customers Accrued Interest Payable on Deposits Proceeds of Collections Pending Remittance Outstanding Payments to Customers Items in Transit Personal Trust Float Funds Cash Balances Scotia Self-Directed Cash Balances Page 2 of 9

3 The Bank of Nova Scotia Deposits in Non-Registered Accounts Redeemable GIC Deposits in Tax-Free Savings Accounts (TFSA) Daily Interest Savings Deposits in Registered Education Savings Plans (RESP) Deposits in Registered Disability Savings Plans (RDSP) Page 3 of 9

4 The Bank of Nova Scotia Registered Retirement Savings Plans (RRSP) Locked-in Retirement Savings Plans (LRSP) Locked-in Retirement Accounts (LIRA) Restricted Locked-in Savings Plans (RLSP) Daily Interest Savings Money Master for RSPs Registered Retirement Income Funds (RRIF) Locked-in Retirement Income Funds(LRIF) Prescribed Registered Retirement Income Funds (PRRIF) Restricted Life Income Funds (RLIF) Life Income Funds (LIF) Daily Interest Savings Money Master for RSPs Page 4 of 9

5 Scotia Mortgage Corporation Deposit Accounts Not Directly Available to Customers Accrued Interest Payable on Deposits Proceeds of Collections Pending Remittance Mortgage Property Tax Accounts Deposits in Non-Registered Accounts Deposits in Tax-Free Savings Accounts (TFSA) Deposits in Registered Disability Savings Plans (RDSP) Registered Retirement Savings Plans (RRSP) Locked-in Retirement Savings Plans (LRSP) Locked-in Retirement Accounts (LIRA) Restricted Locked-in Savings Plans (RLSP) Registered Retirement Income Funds (RRIF) Locked-in Retirement Income Funds (LRIF) Prescribed Registered Retirement Income Funds (PRRIF) Restricted Life Income Funds (RLIF) Life Income Funds (LIF) Page 5 of 9

6 Montreal Trust Company of Canada Deposit Accounts Not Directly Available to Customers Accrued Interest Payable on Deposits Proceeds of Collections Pending Remittance Mortgage Property Tax Accounts Deposits in Non-Registered Accounts Redeemable GIC Deposits in Tax-Free Savings Accounts (TFSA) Deposits in Registered Disability Savings Plans (RDSP) Page 6 of 9

7 Montreal Trust Company of Canada Registered Retirement Savings Plans (RRSP) Locked-in Retirement Savings Plans (LRSP) Locked-in Retirement Accounts (LIRA) Restricted Locked-in Savings Plans (RLSP) Registered Retirement Income Funds (RRIF) Locked-in Retirement Income Funds (LRIF) Prescribed Registered Retirement Income Funds (PRRIF) Restricted Life Income Funds (RLIF) Life Income Funds (LIF) Page 7 of 9

8 National Trust Company Deposit Accounts Not Directly Available to Customers Accrued Interest Payable on Deposits Deposits in Non-Registered Accounts Redeemable GIC Deposits in Tax-Free Savings Accounts (TFSA) Deposits in Registered Disability Savings Plans (RDSP) Page 8 of 9

9 National Trust Company Registered Retirement Savings Plans (RRSP) Locked-in Retirement Savings Plans (LRSP) Locked-in Retirement Accounts (LIRA) Restricted Locked-in Savings Plans (RLSP) Registered Retirement Income Funds (RRIF) Locked-in Retirement Income Funds (LRIF) Prescribed Registered Retirement Income Funds (PRRIF) Restricted Life Income Funds (RLIF) Life Income Funds (LIF) Page 9 of 9

Scotiabank group Deposit Product List. The Bank of Nova Scotia Scotia Mortgage Corporation Montreal Trust Company of Canada National Trust Company

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