Your Investment Report

Transcription

1 Client first and last 123 SAMPLE DRIVE A1B 2C3 December 31, 2016 Account summary This table provides an overview of your account; including the opening and closing balance for the reporting period. Your Investments Canadian Dollar Investments Opening Value Dec 1, 2016 Closing Value Dec 31, 2016 Balance on Dec 31, 2016 (CAD$) Cash Account 510, , ,000 US Dollar Investments 520,000 Cash Account 61,000 62,000 80,000 You can access your up-to-date account information online through BMO Nesbitt Burns Gateway at: If you have not registered for Gateway access, please contact your Investment Advisor. 1 USD = CAD 80,000 Grand Total (CAD$) 600,000 Last Statement Nov 30, ,500 We re here to help Our team is dedicated to helping you succeed in meeting all of your wealth management goals. Please call any member of the team referenced below if you have questions about. Visit bmo.com/nesbittburns for the latest information on investing and wealth planning. IA first and last additional contact Branch Manager first and last Investment Advisor additional contact Branch Manager IAfirstlast@bmo.com additional contact BMfirstlast@bmo.com Member of the Investment Industry Regulatory Organization of Canada 1 of 8

2 Your Performance Report Changes to your account This table provides a summary of the change in value of your account, including all deposits, withdrawals and the change in market value of your investments, for both the current year and as of the start of reporting. Where applicable, balances have been converted to Canadian dollars, see page 1 for exchange rates. This Year (2016) Since Jan 1, 2016 Opening Value 490, ,000 Deposited + 100, ,000 Withdrawn - 20,000-20,000 Net Invested = 80,000 = 80,000 Change In Market Value + 30, ,000 Closing Value on Dec 31, , ,000 Net Invested is the value of total deposits less the value of total withdrawals. 600, , , , , , ,000 DEC 2015 MAR 2016 JUN 2016 SEP 2016 DEC 2016 Your total percentage return The table below details your personal total percentage return. Total percentage return includes the cumulative realized and unrealized capital gains and losses of an investment, plus income from the investment, over a specified period of time, expressed as a percentage. The total percentage return is provided on both a Money-Weighted and Time-Weighted basis as of December 31 of each year. All performance data is calculated based on the Canadian dollar value of your investments, net of all fees and charges, regardless of the currency of your account. Please contact your Investment Advisor if you have any questions about the performance of your investments. 1 year 3 years 5 years 10 years Since Start Date Start Date Money-Weighted 6.24% N/A N/A N/A 6.24% Jan 1, 2016 Time-Weighted 6.13% 5.41% 6.82% 5.12% 5.76% Feb 2, 2003 MARKET VALUE NET INVESTED Change in Market Value of your account since January 1, 2016 is + $30,000 This amount includes gains, losses and income received with respect to the investments held in your account, as well as all fees and charges paid by you. Money-Weighted performance takes into consideration changes in the value of the investments you hold. It includes the size and timing impact of cash flows in and out of the account from dividends and interest received, as well as the deposits and withdrawals made to and from your account. Please note that if your account was opened prior to January 1, 2016, Your Investment Report will include Money-Weighted rates of return since January 1, Time-Weighted performance does not consider cash flows to and from your account. It measures the gain or loss of your account over a specified period of time and is often referred to as the compound rate of return. 2 of 8

3 test Summary of your investments in Canadian dollars Your Investor Profile Investment Objective Time horizon Growth 10 years or more Fixed Income 42.00% Investment Category Amount Target % Holdings % Cash and Short-term Investments Fixed Income 252, Equities 348, Total 600, Equities 58.00% The investments in your account are chosen based on the investment objectives you selected on the Client Account Agreement. As your life circumstances change, be sure to talk to your Investment Advisor about updating these objectives as may be applicable. Your Canadian Dollar Investments All amounts are reported in Canadian dollars. Income you received Type of Income Current Month Year to Date Interest Dividends , Total , Your investment details Cost Market Value on Dec 31, 2016 Quantity Per Unit Total Per Unit Total Fixed Income BMO Bond Fund , , BMO Mid Corporate Bond , , Subtotal 172, , of 8

4 Your Canadian Dollar Investments (continued) Your investment details (continued) Cost Market Value on Dec 31, 2016 Quantity Per Unit Total Per Unit Total Equity Bank of Montreal , , Enbridge Inc , , Loblaw Companies LTD , , SNC Lavalin Group Inc , , Thomson Reuters Corporation , , Subtotal 237, , Total Value of Canadian Dollar Investments 409, , test Account activity for this month Date Activity Description Quantity Unit Price Commission Amount Cash Account Dec 1, 2016 Opening Cash Balance 0.00 Dec 1, 2016 Dividend Bank of Montreal CASH DIV ON 1284 SHS REC Dec 9, 2016 Sold Scotia Bank , Dec 20, 2016 Bought Thomson Reuters Corporation , Dec 31, 2016 Closing Cash Balance 0.00 This report includes only activity recorded in your account since your last report. For a more comprehensive account activity, sign into your BMO Nesbitt Burns Gateway at: Your U.S. Dollar Investments All amounts are reported in U.S. dollars. Income you received Type of Income Current Month Year-to-Date (YTD) Interest Dividends Total of 8

5 Your U.S. Dollar Investments (continued) Your investment details Cost Market Value on Dec 31, 2016 Quantity Per Unit Total Per Unit Total Fixed Income BMO Mid-Term US IG Corp Bond Index ETF , , Subtotal 61, , Total Value of U.S. Dollar Investments 61, , test Account activity for this month Date Activity Description Quantity Unit Price Commission Amount Cash Account Dec 1, 2016 Opening Cash Balance 0.00 No Account Activity for this month Dec 31, 2016 Closing Cash Balance 0.00 This report includes only activity recorded in your account since your last report. For a more comprehensive account activity, sign into your BMO Nesbitt Burns Gateway at: 5 of 8

6 Your Year-to-Date Fees Summary Fees you paid This section summarizes all compensation received by BMO Nesbitt Burns with respect to your account. Our compensation comes from two sources: what we charge you directly (Operating and Transaction Charges), and what we receive through any third parties. USD($) CAD($) Operating charges Administration Fees Sales Tax Total operating charges Transaction charges Trade Commission - Equities and Related Products , Trade Commission - Mutual Funds , Trade Commission - Fixed Income Total transaction charges , Total fees you paid in , Please see examples of standard operating charges in the Important Information about your Account section. If you have any questions about Your Year-to-Date Fees Summary, please speak with your Investment Advisor. For debt securities purchased or sold on your behalf during the period covered by this report, BMO Nesbitt Burns remuneration was added to the price you paid (in the case of a purchase) or deducted from the price you received (in the case of a sale). This amount was in addition to any commissions you were charged by your Investment Advisor. Payments BMO received from third parties USD ($) CAD ($) New Issue Commission , Trailing commissions , Total payments BMO Nesbitt Burns received from third parties in , We received trailing commissions with respect to securities you owned during the period covered by this report. Investment funds pay the investment fund managers a management fee for managing their funds. In turn, the investment managers pay us ongoing trailing commissions for the services and advice we provide to you. The amount of the trailing commission depends on the sales charge option you selected when purchasing your mutual fund. You are not directly charged a trailing commission or management fee; however, these fees impact your account because they reduce the overall fund's investment return to you. Information about management fees and other charges to your investment funds is included in the applicable fund s prospectus or fund facts document. Bulletin board Convert to estatements. Stay organized, save time and eliminate clutter by opting to receive your monthly statements electronically. Your estatements are also accessible online for up to seven years after the statement was originally printed. To turn off your paper statements, log on to 6 of 8

7 Your KLASSEN Investment Report BRENT Important information about your account About this statement Legend of Market Price Indicators BMO Nesbitt Burns Inc. shall assume the contents of this trade confirm has been E - There is no active market for this security so we have estimated its market value. acknowledged as correct, approved and consented by you unless we receive written N - We are unable to obtain a reliable market value for the security. Therefore, in notice to the contrary within 45 days after it is sent to you. accordance with our standard practice, the market value of the security is not Please let your Investment Advisor or Branch Manager know if there are any changes in determinable and has been set to zero. This does not mean that the security does not your personal or financial situation so that we can ensure you are on track to meet your have a value but only that a value cannot be assigned at this time. investment objectives. Deferred Sales Charge (DSC) The Average Cost and Total Cost for long positions incorporates the book cost of your Securities with Deferred Sales Charge in the security description may be subject to investment, comprised of, the total amount paid, transaction charges, commissions and deferred sales charges when sold. fees, adjusted for any corporate actions, reinvested distributions and return of capital. The Investor protection Average Cost and Total Cost for short positions incorporates the book cost of your When Cheques are deposited, sufficient time must be allowed for the Bank of Montreal to investment comprised of the total amount received, net of any transaction charges, ensure they are cleared before amounts are withdrawn. commissions and fees, adjusted for distributions (other than dividends), returns of capital Customers accounts are protected by the Canadian Investor Protection Fund within and corporate actions. Book cost on transferred in securities reflects the book cost provided specified limits. A brochure describing the nature and limits of coverage is available upon by the transferring institution, or if not provided, the market value on the date of the request. transfer. For Preferred or Preferred Plus accounts, deposits in your Canadian dollar bank account Client cash balances in non-registered accounts are held by BMO Bank of Montreal, and with Bank of Montreal are insurable under the Canada Deposit Insurance Corporation Act. client cash balances in registered accounts are held by BMO Trust Company. Deposits in your US Dollar bank account with Bank of Montreal are not insurable under the Legend of Average Cost indicators Act and are not insured by the Canadian Investor Protection Fund. M -Market Value information was used to estimate part or all of the Average Cost for this Securities held by BMO Nesbitt Burns Inc. in your Account as well as any cash held security position. temporarily by BMO Nesbitt Burns Inc. for subsequent credit to the chequing/ savings N/ D -Average cost for this security holding cannot be determined. component of your Account are not deposits which are insured under the Canada Deposit O -Market Value information as of October 2, 2015 was used to estimate part or all of the Insurance Corporation Act. Average Cost for this security position. Insurance products Valuations of the securities positions shown in this statement are provided by BMO Nesbitt All insurance products, including segregated funds, are offered through BMO Nesbitt Burns Burns and are based on information and sources BMO Nesbitt Burns believes to be reliable. Financial Services Inc. by licensed life insurance agents, and, in Quebec, by financial security However, the market value cited may be subject to change and we cannot be held advisors. responsible if the actual market price differs from the said market price. You can always reach us. BMO Nesbitt Burns Inc. acted as principal in all transactions shown in this statement with If you are unable to reach your BMO Nesbitt Burns Investment Advisor, the telephone the symbol in the Description column. In all other transactions, BMO Nesbitt Burns number indicated in the top right-hand corner of this statement will connect you with your acted as agent. BMO Nesbitt Burns Branch. Please record your BMO Nesbitt Burns Branch telephone A free credit balance represents funds payable on demand which, although properly number for future reference. A complete list of branches and contact information is recorded in our books, are not segregated and may be used in the conduct of our business. available under Contact Us at All security positions displayed are segregated unless otherwise indicated. Should there be Due to space limitations on the page, we may have used some abbreviations on your a security in which the account holds a portion of the quantity segregated and a portion statement. These abbreviations stand for the following: NCI: Non-Certificate Issue registered in your name, this will be indicated under the security description column. (GIC/ Mutual Funds); NVS: Non-Voting Shares; RS: Restricted Shares; RVS: Restricted Voting A copy of our most recent statement of our financial condition and a list of directors and Shares; SUB: Subscription; SVS: Subordinate Voting Shares; WTS: Warrants; RTS: Rights; DSC: senior officers are available on request. Clients in British Columbia are entitled to certain Deferred Sales Charge. information about BMO Nesbitt Burns, including information about commission and fees, Operating Charges and any administrative proceedings that may relate to the firm and its staff. For Related Client households minimum annual fee = $500; Administration of RRSP/ RRIF Fee: $125 per and Connected Issuer and Conflicts of Interest Statement, please visit our website: year; Administration of RESP/ TFSA: $50 per year; Administration of Locked-In RRSP, LIRA, / nesbittburns/ about/ nb/ bmonb/ regulatory_documents/ conflicts_ LIF, LRIF Fee: $62.50 per year; Transfer-out of Non-Registered or Registered Account: Fully of_interest. and partial: $135 per account; Partial withdrawal of a Registered Account (excluding TFSA, Price of the securities in your accounts LIF, LRIF and RRIF): $25 per request; Full Deregistration of a Registered Account (excluding We strive to provide accurate and current prices for securities. However, because we use TFSA): $100 per account. GST / PST / HST where applicable will be added to these fees. numerous information sources for pricing, we cannot guarantee pricing accuracy for securities. Please call your Investment Advisor for the most current prices. 7 of 8

8 Important information about your account (continued) Sales Tax information The GST/HST registration number for BMO Nesbitt Burns Inc. is RT BMO Wealth Management is the brand name for a business group consisting of Bank of Montreal and certain of its affiliates, including BMO Nesbitt Burns Inc., in providing wealth management products and services. Nesbitt Burns is a registered trade-mark of BMO Nesbitt Burns Inc., a wholly-owned subsidiary of Bank of Montreal. /TM Registered trade-marks of Bank of Montreal, used under licence. BMO Nesbitt Burns Inc. is a Member - Canadian Investor Protection Fund. Member of the Investment Industry Regulatory Organization of Canada. BMO Nesbitt Burns refers to BMO Nesbitt Burns Inc. and your account at BMO Nesbitt Burns Inc. 8 of 8