Managing your retirement account

Transcription

1 Retirement Plans Participant education program Managing your retirement account

2 On the Web By phone

3 Now that you ve enrolled in your company s retirement plan, it s important that you understand how to manage your account and the various methods to do so. Use this brochure to check out how to make the most of your account online or by phone. 2

4 On the Web Staying informed about your retirement plan is a key to helping achieve your overall goals. Whether it s reviewing performance, making adjustments to your contributions or visiting the Learning Center, your Nationwide account is there to assist you. How does this work? First, you ll need to create an account at nationwide.com/ Select sign up Register as an individual Provide name, birth date, zip code, Social Security number and eight-digit plan number Click continue

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6 Manage Account page After logging into your account, you ll see the Manage Account page, which is also the main page for your account information. My Balance Personal Rate of Return This is the total balance in your retirement plan account as of the day you are logged into the site. From the main page, when you select Rate of Return, you can see the percentage of increase or decrease in your account as of the last day of the previous month. It shows several different periods of time. Recent Transactions View Account, Explore Funds or Move Money This section shows what transactions you ve recently made, such as exchanging money in or out of a particular investment option. These are the sections you can go to after you ve reviewed the Main Account information. We ll go over each in detail. 5

7 Review the information available on the Manage Account screen after logging into your account. View Account, Explore Funds or Move Money My Balance Personal Rate of Return Recent Transactions

8 View Account, Explore Funds and Move Money pages After you log in to your account, you can perform a variety of functions on these pages that are found on the Manage Account screen. View Account Explore Funds Move Money Here you can review your account options, see your transaction history, download statements, access the Learning Center and more. This section allows you to view the performance in your investments, research fund profiles and review trading policies. In this section, you can work with your funds and balances, request a loan and access the Rollover Center. 7

9 After you log in and get to the Manage Account screen, click on any of the words on the page to perform various functions. The My Funds option provides the balance in each fund and the percentage of total assets. 2 3 Research Funds provides returns, fund expenses and Morningstar fact pages. With Manage Funds, you can reallocate your current balance, transfer money and change future contributions

10 9 By phone

11 When you call , you ll have access to a Voice Response Unit 24 hours a day, seven days a week. You can also talk to one of our Call Center representatives Monday through Friday, 8:00 a.m. to :00 p.m. ET. Voice Response Unit allows you to listen to your account balance. The Call Center Representatives are available to: Handle account transactions by phone Answer basic investment questions Check account information Request statement copies Remember, there are two ways to get access to your retirement account statement: online by registering for an account or by hard copy nationwide.com/myretirement 0

12 Learn more today about managing your Nationwide retirement plan account nationwide.com/myretirement Not a deposit Not FDIC or NCUSIF insured Not guaranteed by the institution Not insured by any federal government agency May lose value This material is not a recommendation to buy, sell, hold, or rollover any asset, adopt an investment strategy, retain a specific investment manager or use a particular account type. It does not take into account the specific investment objectives, tax and financial condition or particular needs of any specific person. Investors should work with their financial professional to discuss their specific situation. The Nationwide Group Retirement Series includes unregistered group fixed and variable annuities and trust programs. The unregistered group fixed and variable annuities are issued by Nationwide Life Insurance Company. Trust programs and trust services are offered by Nationwide Trust Company, FSB, a division of Nationwide Bank. Nationwide Investment Services Corporation, member FINRA. Nationwide Mutual Insurance Company and Affiliated Companies, Home Office: Columbus, OH Nationwide, the Nationwide N and Eagle and Nationwide is on your side are service marks of Nationwide Mutual Insurance Company. 206 Nationwide PNM-2484AO.7 (07/6)