PLAN SPONSOR Capabilities

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1 TRANSFORM YOUR TOMORROW SM PLAN SPONSOR Capabilities

2 Transamerica Solutions Transamerica provides customized retirement plan solutions for more than 17,000 small- and mid-sized businesses, including Multiple Employer Plans.* We offer an array of products and services to help grow your business. Defined contribution plans Defined benefit plans Multiple Employer Plans Single premium group annuity product Transamerica distributes these products and services through financial intermediaries such as: Retirement plan consultants Registered representatives Financial planners Life insurance agents We re also sold through strategic alliance relationships, such as wirehouses, regional broker dealers, banks, third party administrators, and professional employer organizations. Transamerica Financial Life Insurance Company and Transamerica Life Insurance Company are AEGON companies. AEGON is one of the world s leading life insurance and pension groups, and a provider of investment products. 1 Canada The Netherlands United Kingdom Central & Eastern Europe* China United States France Spain Japan Mexico India Brazil * Czech Republic Hungary Poland Romania Slovakia Turkey Local Knowledge. Global Power. Established in 1844 Among the world s leading life insurance and pension groups Presence in more than 20 countries with more than 25,000 employees* * As of December 31, 2011 Not FDIC Insured No Bank Guarantee May Lose Value

3 Best in Class Service Demonstrates an outstanding record of top-quality service 38 Best in Class Cups for sponsor and participant services in PLANSPONSOR Magazine s 2011 Defined Contribution Survey 2 93 Best in Class Ratings in Chatham Partners 2011 Client Satisfaction Analysis 3 Independent DALBAR Seal of Excellence for plan sponsor and participant websites for eight consecutive years % client recommendation rate and 95% client retention rate 2 Innovative Retirement Plan Solutions Makes your retirement plan experience faster, easier and more convenient PASS Plan Administration Service Support 5 Multiple Employer Plans a market leader with a decade of expertise Integrated TPA solutions for efficient access to local, expert compliance services Choice of conversion strategies and 24-hour Go Live option 6 Smartphone apps that allow participants to monitor their accounts Fiduciary Risk Mitigation Services Provides you more fiduciary protection Fiduciary Warranty covering Transamerica s investment platform 7 ERISA Section 3(21) Fiduciary Service from Mesirow Financial 8 Quarterly Investment Scorecard to assist with ongoing due diligence 9 No proprietary restrictions on your plan s investment menu Award-Winning Education Empowers participants retirement readiness Education Planner for customized education campaigns Electronic enrollment, bilingual enrollment/education specialists, and education materials available in Spanish RetireTrack SM web-based, interactive, and personalized retirement readiness tool 10 Plus 15 SM Guarantee to build participation 11 PlanXpress SM for auto-enrollment and auto-escalation Transamerica Institute for Retirement Readiness for online participant education Multimedia studio for customized videos, green-screen, webinars 1

4 Expert Investment Management We offer you and your participants more than 200 investment choices from more than 40 leading investment management companies.* * The investments underlying your plan s investment choices may vary based on your choice of retirement product. These companies are representative and may change at any time. AEGON, Diversified, and Transamerica Asset Management Group are affiliated with Transamerica Retirement Services. 2

5 Customized Target-Date Allocation Service One-Step Diversification with PortfolioXpress Age-appropriate customized portfolios Automatic quarterly rebalancing Strategy can be tailored to risk preference Gradual reduction of risk exposure over time Participants can join or leave service at any time No additional cost A Glide Path Charts the Course for Your Investment Mix STOCKS BONDS Early Career Retirement The illustration above is hypothetical and for educational purposes only and does not represent a specific asset allocation at any given time. PortfolioXpress is available to plans that have online enrollment at no additional cost although the fees of the underlying investment choices continue to apply. PortfolioXpress is intended as investment education. Transamerica is not a plan fiduciary and does not provide investment advice. PortfolioXpress is a service which presents a series of asset allocation models up to and through a designated retirement year. The participant is solely responsible for selecting the retirement year and risk preference (if applicable). In implementing the service, the participant agrees to each of the asset allocation mixes, and each of the automated rebalancing transactions that will take place over time within the account as the participant approaches a selected retirement year. Retirement date portfolios are subject to the same risks as the underlying asset classes in which they invest. The higher the portfolio s allocation to stocks, the greater the risk. The principal value of the portfolio is not guaranteed at any time, including at and after the target date. The target retirement date is the date in which participants intended to retire and start receiving distributions from the plan. A target retirement portfolio s asset allocation becomes more conservative over time, meaning that the percentage of assets allocated to stocks (or stock funds) will decrease while the percentage of assets allocated to bonds (or bond funds) and other fixed income investments will increase. PortfolioXpress is a registered service mark under license to Transamerica Retirement Services Corporation. 3

6 Fiduciary Management Tools Our Fiduciary Management Tools enable plan sponsors to design, document, and execute a process that helps them meet their fiduciary responsibilities. It combines all of the components of a sound process Investment Policy Statement, investment line-up assistance, investment selection and monitoring, and on-going reporting in a convenient, easy-to-use format. FIduCIARY MAnAGEMEnT ToolS Fiduciary Warranty ERISA Section 3(21) Fiduciary Service Investment Policy Statement due diligence Investment Review Annual Retirement Plan Review and ongoing Plan Support Quarterly Investment Scorecard Third Party Review of overall Investment Choice line-up offering 4

7 TRANSAMERICA S FIDuCIARy WARRANTy* Provides extra support for your plan s fiduciaries. Provides that the investment line-up selected from Transamerica s platform will satisfy the broad range requirement of 404(c) of ERISA, the prudence requirement of 404(a) of ERISA and will be appropriate for long-term investing. ERISA SECTION 3(21) FIDuCIARy SERvICES 8 Provide the sponsor with plan-level investment advice and ERISA Section 3(21) fiduciary services.** Serves as an investment fiduciary with the sponsor and provides unbiased advice regarding the selection and monitoring of the plan s investment line-up. Flexible offering where the plan sponsor can either select the plan s investment line-up from a broad menu of approved investment options or choose one of the three pre-built suggested lineups. Mesirow Financial performs quarterly due diligence on Transamerica s platform of investments, offering the sponsor an Elite List of approved investments, while the sponsor maintains ultimate control over the plan s line-up.*** INvESTMENT POLICy STATEMENT Sample document that fiduciaries can use to build a roadmap for the operation of a plan s investment selection and ongoing monitoring process. DuE DILIGENCE INvESTMENT REvIEW Complete fiduciary packaging tool used to document your fiduciary process. Advantage of collecting fiduciary documents and bundling them into a convenient package for future use and reference. ANNuAL RETIREMENT PLAN REvIEW Provides an annual analysis and report for your plan s fiduciaries. INvESTMENT SCORECARD 9 Shows quarterly due diligence results for each investment choice on five different quantitative/ qualitative factors. LIPPER, INC. 12 An independent evaluation that the investment choice roster and the Transamerica Investment Monitor passed Lipper and Transamerica s agreed upon rigorous standards. * The Fiduciary Warranty provides that the investment line-up made available by Transamerica provides sponsors with a broad range of investment alternatives to offer to participants, that such investment choices are selected in accordance with applicable prudence standards, and that investment options are suitable for long-term investing. The Fiduciary Warranty applies to the general due diligence conducted by Transamerica (as described in the previous sentence) and does not apply to the performance of the underlying investment choices, nor does this Indemnification extend to claims that any expense paid directly or indirectly by the plan are reasonable, and it is still possible to lose money despite this warranty. See the Fiduciary Warranty for complete terms, limitations, and requirements. ** The fee for 3(21) fiduciary service is charged against plan assets, and is deducted monthly. *** Mesirow Financial will act as an investment fiduciary only for those investments it recommends on its Elite List. Sponsors can choose up to 80 separate account investment choices from the Elite List for their group annuity plan, or up to 50 mutual funds from the Elite List for their plan. Sponsors must choose at least one investment choice from each core asset class listed on the Elite List for Mesirow Financial s fiduciary coverage to apply. Transamerica Retirement Services Corporation is not affiliated with Mesirow Financial. 5

8 Plan Administration Service Support PASS 5 Retirement plan sponsors are spending more and more time handling administrative responsibilities allowing less time to focus on business growth. Plan Administration Service Support (PASS) by Transamerica, can help enhance a plan sponsor s business focus and efficiencies. determine If a Retirement Plan Provider Is Measuring up. There are certain questions every business owner should ask a retirement plan provider about plan administration: Will you reduce my administrative burdens so the business can focus on revenue producing activities? Do you send out notices to participants and monitor employee eligibility, entry dates, and enrollment? Do you verify deferral calculations, manage my payroll processing, and monitor payroll suspensions? Do you process loans and distribution requests? Why PASS Is Important to a Plan Sponsor s Business. PASS allows plan sponsors to save time and money by retaining Transamerica to provide significant support for certain administrative tasks. Transamerica s professional PASS administrators work with the plan sponsor to establish guidelines, and operate at the sponsor s direction to help alleviate administrative burdens. What Administrative duties Can You PASS on to Transamerica? under guidance from the sponsor or sponsor s Third Party Administrator (TPA), Transamerica can assist with a full suite of administrative duties. The sponsor has complete flexibility to choose which services are most meaningful to them. PLAN SPONSOR TASKS WITHOUT PASS PLAN SPONSOR TASKS WITH PASS Investment Choices Plan Design Trustee Duties Fiduciary Payroll Hardships Notices Recordkeeping Terminations Loans Qualified Domestic Relations Orders Eligibility Employee Communications Summary Plan Documents Required Minimum Distributions Rollovers Distributions Participant Support Enrollment Employee Education Materials Investment Choices Plan Design Trustee Duties Fiduciary Transamerica s PASS administrator acts on behalf of the plan, and institutes a centralized retirement plan administration hub within Transamerica on behalf of the sponsor at the sponsor s direction. 6

9 Transamerica Plan Services We build our business through innovation and continuous improvement. Every retirement plan specialist attends customer service training stressing 33 quality service factors. Transamerica is the only retirement provider that evaluates every plan transaction and point of client contact using a client satisfaction index. Transamerica conducts plan sponsor, advisor, plan consultant, and third party administrator surveys to ensure quality service. Your Personal Transamerica Account Management Team Your Financial Advisor Installation and Conversion Specialists SPONSOR Your Bilingual Education Consultants Plan Design and Compliance Assistance from Transamerica or Your Local Third Party Administrator Client and Participant Call Center State-of-the-art call centers with several points of contact. Monitors and records calls to measure and track quality service. Transamerica certified plan specialists are available to answer your questions. 7

10 Transamerica s Ongoing Plan Communications Award-winning 4 plan sponsor website, where you can access your plan-specific information 24/7. High-tech, customized presentations created in our state-of-the-art multimedia studio (such as e-tips brief, high-impact, television-worthy commercials that can be customized for your company and delivered to your employees via or your company s intranet site). Easy-to-understand quarterly plan sponsor statements. RENEW is an online, simple five-step approach ideal for retirement plan savers who are just getting started, or those who may have been saving but might benefit from an overall refresher about retirement planning basics. your customized Annual Retirement Plan Review describes specific tools for your enrollment and educational program, based on a current assessment of your plan. It also describes an action plan based on objectives for your plan. Monthly E-News electronic newsletter for plan sponsors. 8

11 Transamerica s Enrollment and Plan Education Services Enrollment Resources Transamerica makes enrollment fast and easy: Enrollment Workbook contains detailed information about the plan, including a list of the investment choices selected for the plan, as well as sample allocation models. TransDirect interactive voice response system for phone enrollment. Best performer for employee education services from Chatham Partners independent survey of plan sponsors. 3 An online enrollment workshop accessible from a desktop home or office 24/7 at Employees will learn about the value of retirement planning, tax-free deferral savings contributions, asset diversification, asset allocation, and more. An assortment of online retirement planning tools, including various calculators, and strategy tools to supplement participant knowledge of the 401(k) plan you offer and its investment choices. Education Resources Transamerica gives plan sponsors a wealth of resources that can help empower participants to better manage their investments, including: RetireTrack SM, an online, interactive portfolio optimizer designed to help participants build an asset allocation strategy and create a sample portfolio. 10 Educational e-tips seminars and workshops (Available in Spanish). Educational brochures and flyers (Available in Spanish). Quarterly participant newsletter, Worth A Look, available online. various retirement planning Web calculators and tools. Plan Performance Monitoring To help keep participants on course with saving for retirement, Transamerica enables plan sponsors and their plan participants to monitor and better manage their investment choices with: Investment performance reports Quarterly participant statements Participant website at 9

12 Transamerica Is Ready to Assist: Let Transamerica Retirement Services help you distinguish your company with a retirement plan solution designed specifically for your business and your employees. For more information about Transamerica Retirement Services, please contact us at (888) Monday through Friday 9:00 a.m. to 7:00 p.m. Eastern Time or visit Scan this and learn how we can transform your tomorrow: Stay connected: 10

13 Disclosures The separate account investment choices offered are exempt from registration with the SEC; therefore, no prospectuses are filed for them. However, certain of the separate account investment choices, other than stable value investment choice(s), invest in mutual funds which are subject to SEC registration. Investors should consider the investment objectives, risks, charges and expenses of the fund carefully before investing. The prospectus for each fund contains this and other important information about that fund. In addition, comprehensive information on all the investment choices is available on the investment fact sheets. Prospectuses for these mutual funds can be ordered directly from the fund company. If you are a participant in the plan, please contact TransDirect at (800) Monday-Friday 8:00 a.m. to 8:00 p.m. Eastern Time. If you are the plan sponsor, please contact SponsorConnect SM at (866) Monday-Friday 9:00 a.m. to 8:00 p.m. Eastern Time. Read each prospectus carefully before investing. 1. Plan-related recordkeeping services are provided by Transamerica Retirement Services Corporation ( Transamerica or Transamerica Retirement Services ), which is headquartered in Los Angeles, CA. The investment choices are available through a contract issued by Transamerica Financial Life Insurance Company ( TFLIC ), TA-AP CONT, or Transamerica Life Insurance Company ( TLIC ), CNT-TLIC Transamerica is an affiliate of TFLIC and TLIC. TFLIC is not authorized and does not do business in the following jurisdictions: Guam, Puerto Rico, and the u.s. virgin Islands. TLIC is not authorized in New york and does not do business in New york. Contract form and number may vary, and these investment choices may not be available in all jurisdictions. Fees and charges may apply. For complete information, contact your Transamerica representative. 2. Transamerica Retirement Services received 38 Best in Class cups for sponsor and participant services in PLANSPONSOR Magazine s annual Defined Contribution Survey of retirement plans. The 38 Best in Class designations 19 in the micro (<$5 million) and 19 in the small ($5 million to $50 million) markets rank Transamerica Retirement Services among the top cup recipients of the 43 providers evaluated in the micro- and small-plan markets. The results of the Defined Contribution Survey were announced in the November 2011 issue of PLANSPONSOR Magazine. The survey polled 6,885 clients of 47 defined contribution plan providers. Best in Class cups are awarded to plan providers who score in the top quartile of a specific category. The client recommendation rate was based on four criteria metrics (extremely likely, moderately/slightly likely, neutral, and recommend against). See the November 2011 issue of PLANSPONSOR Magazine for complete results. This does not guarantee future performance or success. 3. Transamerica Retirement Services received 93 Best in Class ratings in Chatham s 2011 Analysis. Chatham Partners, LLC is an independent, third party research firm. Questions were rated on a 7-point scale with 6 and 7 representing the highest levels of satisfaction. A best in class rating was received when at least 85 percent of the respondents selected a 6 or 7 for a specific area. The Chatham Partners 2011 Client Satisfaction Analysis Survey report is based on 754 client responses. This does not guarantee future performance or success. 4. Transamerica Retirement Services communication materials have received awards from various organizations, including the Awards for Publications Excellence ( APEX ) in 2011; AvA Awards in 2011; Communicator Awards 2011; DALBAR, Inc. in ; Hermes Creative Award in 2011; Insurance and Financial Communicators Association 2011; LACP Magellan Awards in 2011; MarCom Awards in 2011; Mutual Fund Education Alliance ( MFEA ) STAR Awards in 2011; and Telly Award in For more information please refer to the website This does not guarantee future performance or success. 5. Plan Administration Service Support (PASS) is an optional menu of varying services that the plan sponsor (and the plan s third party administrator) can select. PASS allows Transamerica to perform non-discretionary administrative services for the plan at the direction of the Plan Administrator under guidelines established by the Plan Administrator in its sole discretion, and is available depending upon the plan s assets. Additional fees will apply for the PASS services that you choose. The plan s third party administrator may determine availability of these services hour Go-Live conversion is only available when assets and investment elections are mapped. Conversion can be completed in 24 hours if 24-hour Go-Live criteria are met. 7. The Fiduciary Warranty provides that the investment line-up made available by Transamerica provides sponsors with a broad range of investment alternatives to offer to participants, that such investment choices are selected in accordance with applicable prudence standards, and that investment options are suitable for long-term investing. The Fiduciary Warranty applies to the general due diligence conducted by Transamerica (as described in the previous sentence) and does not apply to the performance of the underlying investment choices, nor does this Indemnification extend to claims that any expense paid directly or indirectly by the plan are reasonable, and it is still possible to lose money despite this warranty. See the Fiduciary Warranty for complete terms, limitations, and requirements. 8. Mesirow Financial Investment Management, Inc. (Mesirow Financial), an independent, SEC-registered investment advisor, can provide the sponsor with plan-level investment advice and ERISA Section 3(21) fiduciary services. Mesirow Financial serves as an investment fiduciary along with the sponsor, and provides unbiased investment advice to the sponsor in the selection and monitoring of the plan s investment line-up. The plan sponsor maintains complete control and responsibility over the selection of the plan s investment line-up. The fee for 3(21) fiduciary service is charged against plan assets, and is deducted monthly. Mesirow Financial will act as an investment fiduciary only for those investments it recommends on its Elite List. Sponsors can choose up to 80 investment choices from the Elite List for their plan. Sponsors must choose at least one investment choice from each core asset class listed on the Elite List for Mesirow Financial s fiduciary coverage to apply. Transamerica Retirement Services Corporation is not affiliated with Mesirow Financial. 9. Transamerica performs investment selection and monitoring due diligence related to the investment choices on Transamerica s platform as a normal part of its business. Clients and other interested parties must consult and rely solely upon their own independent advisors regarding their particular situation. All investments involve risk, including loss of principal and there is no guarantee of profits. Investors should carefully consider their objectives, risk tolerance, and time horizon before investing. This is not meant to be construed as investment advice. Transamerica is not a fiduciary with respect to the plan as defined by ERISA including sections 3(21), 3(38) or 3(16), nor it is responsible for a plan s selection, monitoring or de-selection of investments. Although the investment choices may meet the significantly exceeds, meets/exceeds, or below criteria, there are no guarantees of a profit and it is still possible to lose money from that investment choice. Transamerica Retirement Services does not provide investment advice. Nothing presented herein should be construed as a recommendation to purchase or sell a particular investment, product or follow any investment technique or strategy. Transamerica Retirement Services does not act as a fiduciary. 10. Important: The projections or other information generated by RetireTrack regarding the likelihood of various investment outcomes are hypothetical in nature, do not reflect actual investment results and are not guarantees of future results. Results derived from the RetireTrack tool may vary with each use and over time. Please visit RetireTrack for more information regarding the criteria and methodology used, the tool s limitations and key assumptions and other important information. 11. Transamerica will increase your plan participation by 15% by the end of the first full quarter after your plan entry date with Transamerica, or we will waive your first-quarter administrative fees. Plan participation is defined as the number of employees actively contributing and/or receiving employer safe harbor contributions under Internal Revenue Code section 401(k)(12). Plus 15 participation will be assessed in comparison to the status of the plan participation data of the current plan immediately prior to transitioning to Transamerica. The Plus 15 Participation Guarantee (Disclosures continue on back page) 11

14 Disclosures (continued) applies only to new takeover plans approved by Transamerica Retirement Services and is subject to change and termination at any time. In order to qualify for the guarantee, plan sponsors must choose a minimum of four plan provisions Transamerica Retirement Services recommends, or adopt a safe harbor plan. The plan must also meet other eligibility rules. Please read the Plus 15 Participation Guarantee disclosure for additional limitations and requirements. For more information, please contact (888) The analysis has been specially prepared by Lipper, Inc., a Thomson Reuters Company ( Lipper ) for Transamerica, who provides this to you. Transamerica Retirement Services is not affiliated with Lipper, Inc. This analysis may be distributed to Transamerica s clients (Plan Sponsors), but may not be distributed to its clients plan participants. Lipper is a trademark of Thomson Reuters and has been licensed for use by Transamerica. None of the information provided to Transamerica by Lipper is intended to constitute investment advice or a recommendation to make (or refrain from making) any kind of investment decision and may not be relied on as such. Lipper makes no representation or warranty, express or implied, to Transamerica s clients, investors, or any member of the public regarding the advisability of, or the results that may be obtained from, investing in securities generally or in any product, retirement plan, hedge fund, or mutual fund particularly. Past performance is not necessarily a guide to future performance and investors should remember that past performance is not a guarantee of future results. Neither Lipper nor any member of the Thomson Reuters Group shall be acting, or deemed to be acting, as a fiduciary (as defined under the Employee Retirement Income Security Act of 1974) to any of Transamerica s clients or any of Transamerica s clients plan participants. There is no agreement or understanding whatsoever that Lipper will provide individualized advice to any of Transamerica s clients or any of Transamerica s clients plan participants. LIPPER AND EACH INFORMATION PROvIDER OR OTHER THIRD PARTy SuPPLIER EXPRESSLy DISCLAIMS ANy CONDITION OF QuALITy AND ANy IMPLIED WARRANTy OF MERCHANTABILITy OR FITNESS FOR A PARTICuLAR PuRPOSE. ALTHOuGH LIPPER MAKES REASONABLE EFFORTS TO ENSuRE THE ACCuRACy AND RELIABILITy OF THE INFORMATION PROvIDED TO TRANSAMERICA, NEITHER LIPPER NOR ANy INFORMATION PROvIDER OR OTHER THIRD PARTy SuPPLIER GuARANTEES SuCH ACCuRACy OR RELIABILITy. LIPPER, ITS EMPLOyEES, AGENTS, CONTRACTORS,SuB-CONTRACTORS, INFORMATION PROvIDERS, AND OTHER THIRD PARTy SuPPLIERS WILL NOT BE HELD LIABLE FOR ANy DAMAGES OF ANy KIND IN CONNECTION WITH THE INFORMATION CONTAINED IN THIS DOCuMENT, INCLuDING LOST PROFITS, REGARDLESS OF WHETHER SuCH DAMAGES COuLD HAvE BEEN FORESEEN OR PREvENTED. BRoKER/dEAlER disclosure Group annuity guarantees, including any credited rate of interest or annuity payout rates, and any rider guarantees, if applicable, are backed by the claims-paying ability of Transamerica Financial Life Insurance Company ( TFLIC ) and/or Transamerica Life Insurance Company ( TLIC ), as applicable. TFLIC and/or TLIC are affiliates of Diversified Investors Securities Corp. (DISC). Securities are offered by DISC, 440 Mamaroneck Avenue, Harrison, Ny The broker/dealer or insurance agency from which this annuity is purchased, and any affiliates of those entities, neither back the guarantees, nor make any representations or guarantees regarding the claims-paying ability of TFLIC and/or TLIC, as applicable. Transamerica Life Insurance Company ( TLIC ) investment choices (other than the Stable value Advantage Option) are separate accounts established by TLIC. TLIC investment choices with names ending in Ret Opt correspond to investment choices for which Transamerica retains investment discretion over the assets. Transamerica Financial Life Insurance Company ( TFLIC ) investment choices (other than the Stable value Advantage Account) are separate accounts established by TFLIC. TFLIC investment choices with names ending in Ret Acct correspond to accounts which invest in TLIC Retirement Options for which TLIC retains investment discretion over the assets. The separate accounts investment choices in your contract are subject to asset-based charges that may consist of one to three components: (1) Administrative charges of the TLIC separate account; (2) Separate account maintenance charges of the TLIC separate account; or (3) Expenses and charges imposed by the underlying investment vehicles. Please see your proposal for more details on fees. TRAnSAMERICA S FIduCIARY STATuS We offer top-tier investments as a key component to assist companies with meeting their fiduciary responsibilities to their plan. TLIC is not a fiduciary with respect to the plan as defined by ERISA including, but not limited to, sections 3(21), 3(38) or 3(16), nor is it responsible for a plan s selection, monitoring or de-selection of investments. Transamerica Financial Life Insurance Company and Transamerica Life Insurance Company are affiliates of Diversified Investors Securities Corp. (DISC). Securities are offered by DISC, 440 Mamaroneck Avenue, Harrison, NY

15 Contact (888) for more information, or visit

16 For more information about Transamerica Retirement Services, please contact us at (888) Monday through Friday 9:00 a.m. to 7:00 p.m. Eastern Time or visit For Producer and Plan Sponsor Use Only. TRSC