TABLE 1. PROFILE OF GENERAL DEMOGRAPHIC CHARACTERISTICS

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1 Waterloo city, Iowa TABLE 1. PROFILE OF GENERAL DEMOGRAPHIC CHARACTERISTICS Estimate Lower Bound Upper Bound Total population 66,659 64,093 69,225 SEX AND AGE Male 32,096 30,415 33,777 Female 34,563 33,025 36,101 Under 5 years 4,278 3,649 4,907 5 to 9 years 5,163 4,246 6, to 14 years 3,759 3,109 4, to 19 years 4,031 3,442 4, to 24 years 4,579 3,675 5, to 34 years 9,974 8,735 11, to 44 years 7,895 6,804 8, to 54 years 10,564 9,724 11, to 59 years 3,480 2,898 4, to 64 years 3,582 2,841 4, to 74 years 4,226 3,624 4, to 84 years 3,924 3,289 4, years and over 1, ,603 Median age (years) years and over 51,020 49,147 52, years and over 48,459 46,557 50, years and over 11,426 10,459 12, years and over 9,354 8,541 10,167 Male 3,553 3,132 3,974 Female 5,801 5,250 6,352 RACE One race 65,578 62,955 68,202 White 53,848 51,589 56,107 Black or African American 9,639 8,670 10,608 American Indian and Alaska Native Asian 1, ,519 Asian Indian N N N Chinese (except Taiwanese) N N N Filipino N N N Japanese N N N Korean N N N Vietnamese N N N Other Asian N N N Native Hawaiian and Other Pacific Islander Native Hawaiian N N N Guamanian or Chamorro N N N Samoan N N N Other Pacific Islander N N N Some other race ,320 Two or more races 1, ,815 Two races including Some other race /5/2004 Source: 2002 American Community Survey Tabular Profile Page 1 of 13

2 Two races excluding Some other race, and Three or more races ,417 Race alone or in combination with one or more other races: White 54,593 52,262 56,924 Black or African American 10,272 9,363 11,181 American Indian and Alaska Native ,390 Asian 1, ,519 Native Hawaiian and Other Pacific Islander Some other race ,615 HISPANIC ORIGIN AND RACE Total population 66,659 64,093 69,225 Hispanic or Latino (of any race) 1, ,154 Mexican 1, ,898 Puerto Rican Cuban Other Hispanic or Latino Not Hispanic or Latino 65,163 62,657 67,669 White alone 53,506 51,217 55,795 Black or African American alone 9,372 8,501 10,243 American Indian or Alaska Native alone Asian alone 1, ,519 Native Hawaiian and Other Pacific Islander alone Some other race alone Two or more races: ,479 Two races including Some other race Two races excluding Some other race, and Three or more races ,417 RELATIONSHIP Household population 66,659 64,093 69,225 Householder 28,921 27,712 30,130 Spouse 13,619 12,707 14,531 Child 18,263 16,570 19,956 Other relatives 2,679 1,643 3,715 Nonrelatives 3,177 2,180 4,174 Unmarried partner 1, ,758 HOUSEHOLDS BY TYPE Total households 28,777 27,696 29,858 Family households (families) 17,916 16,723 19,109 With own children under 18 years 7,170 6,203 8,137 Married-couple families 13,202 12,232 14,172 With own children under 18 years 4,207 3,507 4,907 Female householder, no husband present 3,855 3,043 4,667 With own children under 18 years 2,507 1,798 3,217 Nonfamily households 10,861 9,701 12,021 Householder living alone 9,486 8,435 10, years and over 2,781 2,319 3,243 Households with one or more people under 18 years 8,392 7,440 9,344 Households with one or more people 65 years and over 6,704 6,079 7,329 Average household size /5/2004 Source: 2002 American Community Survey Tabular Profile Page 2 of 13

3 Average family size HOUSING OCCUPANCY Total housing units 30,305 29,322 31,288 Occupied housing units 28,777 27,696 29,858 Vacant housing units 1, ,272 Homeowner vacancy rate (percent) N N N Rental vacancy rate (percent) N N N HOUSING TENURE Occupied housing units 28,777 27,696 29,858 Owner-occupied 20,222 19,232 21,212 Renter-occupied 8,555 7,560 9,550 Average household size of owner-occupied unit Average household size of renter-occupied unit /5/2004 Source: 2002 American Community Survey Tabular Profile Page 3 of 13

4 TABLE 2. PROFILE OF SELECTED SOCIAL CHARACTERISTICS Estimate Lower Bound Upper Bound SCHOOL ENROLLMENT Population 3 years and over enrolled in school 16,784 15,089 18,479 Nursery school, preschool 1, ,448 Kindergarten 1, ,618 Elementary school (grades 1-8) 6,795 5,817 7,773 High school grade (grades 9-12) 3,921 3,208 4,634 College or graduate school 3,839 2,965 4,714 EDUCATIONAL ATTAINMENT Population 25 years and over 44,849 43,103 46,595 Less than 9th grade 2,430 1,716 3,144 9th to 12th grade, no diploma 3,603 2,889 4,317 High school graduate (including equivalency) 16,781 15,459 18,103 Some college, no degree 10,564 9,270 11,858 Associate degree 3,180 2,518 3,842 Bachelor's degree 5,850 5,038 6,662 Graduate or professional degree 2,441 1,882 3,000 Percent high school graduate or higher Percent bachelor's degree or higher MARITAL STATUS Males 15 years and over 25,721 24,376 27,066 Never married 8,013 7,016 9,010 Now married, except separated 14,060 12,968 15,152 Separated Widowed Divorced 2,763 2,082 3,444 Females 15 years and over 27,738 26,601 28,875 Never married 6,140 5,315 6,965 Now married, except separated 13,813 12,797 14,829 Separated ,323 Widowed 3,190 2,703 3,677 Divorced 3,696 2,980 4,412 FERTILITY Number of women 15 to 50 years old who had a birth in the past 12 months 1, ,966 Unmarried women (widowed, divorced, and never married) Per 1,000 unmarried women As a percent of all women with a birth Per 1,000 women 15 to 50 years old Per 1,000 women 15 to 19 years old Per 1,000 women 20 to 34 years old Per 1,000 women 35 to 50 years old GRANDPARENTS Number of grandparents with own grandchildren under 18 years in households 1, ,175 Responsible for grandchildren ,258 less than 1 year or 2 years /5/2004 Source: 2002 American Community Survey Tabular Profile Page 4 of 13

5 3 or 4 years or more years Characteristics of grandparents responsible for own Percent who are female Percent who are married Percent who are in labor force Percent who are in poverty VETERAN STATUS Civilian population 18 years and over 51,020 49,147 52,893 Civilian veterans 6,052 5,235 6,869 DISABILITY STATUS OF THE CIVILIAN NONINSTITUTIONALIZED POPULATION Population 5 to 20 years 13,922 12,607 15,237 With a disability 1, ,506 Population 21 to 64 years 39,105 37,077 41,133 With a disability 7,146 6,031 8,261 Percent employed No disability 31,959 29,953 33,965 Percent employed Population 65 years and over 9,354 8,541 10,167 With a disability 4,035 3,334 4,736 RESIDENCE 1 YEAR AGO Population 1 year and over 65,679 63,201 68,157 Same house 56,417 53,341 59,493 Different house in the U.S. 9,204 7,597 10,811 Same county 7,259 5,781 8,737 Different county 1,945 1,219 2,671 Same state 1, ,672 Different state ,519 Abroad PLACE OF BIRTH, CITIZENSHIP, AND YEAR OF ENTRY Total population 66,659 64,093 69,225 Native 60,916 58,284 63,548 Born in United States 60,721 58,114 63,328 State of residence 49,975 47,299 52,651 Different state 10,746 9,550 11,942 Born in Puerto Rico, U.S. Island areas, or born abroad to American parent(s) Foreign born 5,743 3,527 7,959 Naturalized citizen 1, ,620 Not a citizen 4,610 2,519 6,701 Entered 1990 or later 4,910 2,742 7,078 Entered before ,277 REGION OF BIRTH OF FOREIGN BORN Foreign-born population with region of birth reported 5,743 3,527 7,959 Europe 3,927 1,883 5,971 Asia 1, ,555 5/5/2004 Source: 2002 American Community Survey Tabular Profile Page 5 of 13

6 Africa Oceania Latin America ,093 Northern America LANGUAGE SPOKEN AT HOME Population 5 years and over 62,381 60,020 64,742 English only 55,751 53,383 58,119 Language other than English 6,630 4,386 8,874 Speak English less than "very well" 2,875 1,692 4,058 Spanish 1,607 1,030 2,185 Speak English less than "very well" Other Indo-European languages 4,367 2,255 6,479 Speak English less than "very well" 1, ,921 Asian and Pacific Islander languages ,138 Speak English less than "very well" Other languages Speak English less than "very well" ANCESTRY (TOTAL REPORTED) Total Population 66,659 64,093 69,225 Arab Czech ,063 Danish 1, ,696 Dutch 1,940 1,376 2,504 English 5,893 4,956 6,830 French (except Basque) 1,601 1,032 2,170 French Canadian German 23,656 21,595 25,717 Greek Hungarian Irish 9,842 8,415 11,269 Italian 1, ,702 Lithuanian Norwegian 3,220 2,232 4,208 Polish 1, ,617 Portuguese Russian Scotch-Irish 1, ,949 Scottish 1, ,518 Slovak Subsaharan African Swedish 1, ,635 Swiss Ukrainian United States or American 5,143 3,963 6,323 Welsh West Indian (excluding Hispanic origin groups) /5/2004 Source: 2002 American Community Survey Tabular Profile Page 6 of 13

7 TABLE 3. PROFILE OF GENERAL ECONOMIC CHARACTERISTICS Estimate Lower Bound Upper Bound EMPLOYMENT STATUS Population 16 years and over 52,576 50,659 54,493 In labor force 34,757 32,741 36,773 Civilian labor force 34,757 32,741 36,773 Employed 31,555 29,509 33,601 Unemployed 3,202 2,494 3,910 Percent unemployed Armed Forces Not in labor force 17,819 16,451 19,187 Females 16 years and over 27,359 26,209 28,509 In labor force 17,049 15,797 18,301 Civilian labor force 17,049 15,797 18,301 Employed 15,957 14,703 17,211 Own children under 6 years 4,757 3,916 5,599 All parents in family in labor force 3,552 2,849 4,255 Own children 6 to 17 years 9,735 8,498 10,973 All parents in family in labor force 7,025 5,824 8,226 Population 16 to 19 years 3,148 2,541 3,755 Not enrolled in school and not a H.S. graduate Unemployed or not in the labor force COMMUTING TO WORK Workers 16 years and over 30,425 28,361 32,489 Car, truck, or van -- drove alone 25,346 23,389 27,303 Car, truck, or van -- carpooled 3,556 2,604 4,508 Public transportation (including taxicab) Walked Other means Worked at home Mean travel time to work (minutes) Employed civilian population 16 years and over 31,555 29,509 33,601 OCCUPATION Management, professional, and related occupations 7,581 6,396 8,766 Service occupations 5,301 4,448 6,154 Sales and office occupations 8,617 7,365 9,869 Farming, fishing, and forestry occupations Construction, extraction, and maintenance occupations 2,198 1,710 2,686 Production, transportation, and material moving occupations 7,720 6,585 8,855 INDUSTRY Agriculture, forestry, fishing and hunting, and mining Construction 1,412 1,019 1,805 Manufacturing 5,870 4,746 6,994 Wholesale trade 1, ,879 Retail trade 3,783 3,042 4,524 Transportation and warehousing, and utilities 1,579 1,079 2,079 5/5/2004 Source: 2002 American Community Survey Tabular Profile Page 7 of 13

8 Information ,079 Finance, insurance, real estate, and rental and leasing 2,158 1,546 2,770 Professional, scientific, management, administrative, and waste management services 2,433 1,709 3,157 Educational, health, and social services 7,304 6,368 8,240 Arts, entertainment, recreation, accommodation, and food services 2,869 2,133 3,605 Other services (except public administration) 1,575 1,090 2,060 Public administration CLASS OF WORKER Private wage and salary workers 26,695 24,720 28,670 Government workers 3,198 2,604 3,792 Self-employed workers in own not incorporated business 1,572 1,131 2,013 Unpaid family workers INCOME AND BENEFITS (IN 2002 INFLATION-ADJUSTED DOLLARS) Total households 28,777 27,696 29,858 Less than $10,000 3,219 2,419 4,019 $10,000 to $14,999 2,504 1,857 3,151 $15,000 to $24,999 4,405 3,526 5,284 $25,000 to $34,999 4,834 4,047 5,621 $35,000 to $49,999 4,948 4,121 5,775 $50,000 to $74,999 5,305 4,355 6,255 $75,000 to $99,999 1,636 1,209 2,063 $100,000 to $149,999 1, ,504 $150,000 to $199, $200,000 or more Median household income (dollars) 33,647 31,119 36,175 Mean household income (dollars) 45,248 41,804 48,692 With earnings 21,486 20,303 22,669 Mean earnings (dollars) 46,258 41,747 50,769 With Social Security 8,327 7,476 9,178 Mean Social Security income (dollars) 13,031 12,089 13,973 With retirement income 6,043 5,320 6,766 Mean retirement income (dollars) 14,122 12,720 15,525 With public assistance income or noncash benefit(s) 6,310 5,436 7,185 With Supplemental Security Income ,296 Mean Supplemental Security Income (dollars) 5,578 4,727 6,429 With cash public assistance income ,322 Mean cash public assistance income (dollars) 2,140 1,553 2,727 With Food Stamp benefits in the past 12 months 2,765 1,983 3,547 With free or reduced price school meal benefits in the past 12 months 2,922 2,244 3,600 Families 17,916 16,723 19,109 Less than $10,000 1, ,567 $10,000 to $14,999 1, ,398 $15,000 to $24,999 1,957 1,409 2,505 $25,000 to $34,999 2,903 2,264 3,542 $35,000 to $49,999 3,328 2,635 4,021 $50,000 to $74,999 4,658 3,805 5,511 $75,000 to $99,999 1, ,564 $100,000 to $149,999 1, ,466 5/5/2004 Source: 2002 American Community Survey Tabular Profile Page 8 of 13

9 $150,000 to $199, $200,000 or more Median family income (dollars) 43,986 40,937 47,035 Mean family income (dollars) 55,447 50,261 60,633 Per capita income (dollars) 19,734 18,318 21,150 Nonfamily households 10,861 9,701 12,021 Median nonfamily income (dollars) 20,661 17,849 23,473 Mean nonfamily income (dollars) 27,024 23,909 30,139 Median earnings (dollars): 21,210 20,474 21,946 Male full-time, year-round workers 31,330 30,116 32,544 Female full-time, year-round workers 23,862 22,425 25,299 NUMBER BELOW POVERTY IN THE PAST 12 MONTHS Families 2,255 1,653 2,857 With related children under 18 years 1,794 1,235 2,353 With related children under 5 years only Families with female householder, no husband 1, ,538 With related children under 18 years 1, ,451 With related children under 5 years only Individuals 9,855 7,873 11, years and over 6,190 4,949 7, years and over ,148 Related children under 18 years 3,544 2,503 4,585 Related children 5 to 17 years 2,452 1,594 3,310 Unrelated individuals 15 years and over 2,895 2,156 3,634 PERCENT BELOW POVERTY IN THE PAST 12 MONTHS Individuals years and over years and over Related children under 18 years Related children under 5 years Related children 5 to 17 years Unrelated individuals 15 years and over /5/2004 Source: 2002 American Community Survey Tabular Profile Page 9 of 13

10 TABLE 4. PROFILE OF SELECTED HOUSING CHARACTERISTICS Estimate Lower Bound Upper Bound Total housing units 30,305 29,322 31,288 UNITS IN STRUCTURE 1-unit, detached 21,563 20,451 22,675 1-unit, attached 1, ,522 2 units or 4 units ,187 5 to 9 units 1,774 1,104 2, to 19 units 1, , or more units 2,019 1,415 2,623 Mobile home 1, ,716 Boat, RV, van, etc YEAR STRUCTURE BUILT 1999 or later to to , to ,477 1,055 1, to ,287 4,406 6, to ,734 3,091 4, to ,649 5,692 7, to ,445 2,755 4, or earlier 8,169 7,039 9,299 ROOMS 1 room ,333 2 rooms 1, ,105 3 rooms 2,521 1,897 3,145 4 rooms 5,666 4,767 6,565 5 rooms 7,202 6,196 8,209 6 rooms 5,858 4,916 6,800 7 rooms 3,300 2,630 3,970 8 rooms 1,818 1,374 2,262 9 rooms or more 1,551 1,038 2,064 Median (rooms) Occupied housing units 28,777 27,696 29,858 YEAR HOUSEHOLDER MOVED INTO UNIT 2000 or later 7,993 6,995 8, to ,439 5,398 7, to ,758 3,095 4, to ,961 3,215 4, to ,784 2,144 3, or earlier 3,842 3,210 4,474 VEHICLES AVAILABLE No vehicles available 2,983 2,158 3, ,894 8,663 11, ,878 9,842 11,914 3 or more 5,022 4,227 5,817 HOUSE HEATING FUEL Utility gas 24,019 22,856 25,182 Bottled, tank, or LP gas Electricity 4,012 3,241 4,783 Fuel oil, kerosene, etc Coal or coke /5/2004 Source: 2002 American Community Survey Tabular Profile Page 10 of 13

11 Wood Solar energy Other fuel No fuel used SELECTED CHARACTERISTICS Lacking complete plumbing facilities Lacking complete kitchen facilities No telephone service available OCCUPANTS PER ROOM 1.00 or less 28,030 26,896 29, to , or more Specified owner-occupied units 18,380 17,308 19,453 VALUE Less than $50,000 3,711 3,077 4,345 $50,000 to $99,999 9,573 8,619 10,527 $100,000 to $149,999 2,994 2,478 3,510 $150,000 to $199,999 1, ,754 $200,000 to $299, $300,000 to $499, $500,000 to $999, $1,000,000 or more Median (dollars) 79,124 75,316 82,932 MORTGAGE STATUS AND SELECTED MONTHLY OWNER COSTS Housing units with a mortgage 11,283 10,097 12,469 Less than $ $300 to $499 1, ,946 $500 to $699 2,987 2,228 3,746 $700 to $999 3,615 2,990 4,240 $1,000 to $1,499 2,249 1,723 2,775 $1,500 to $1, $2,000 or more Median (dollars) Housing units without a mortgage 7,097 6,198 7,996 Less than $ $100 to $ ,338 $200 to $299 2,921 2,388 3,454 $300 to $399 2,147 1,581 2,713 $400 or more 1, ,427 Median (dollars) SELECTED MONTHLY OWNER COSTS AS A PERCENTAGE OF HOUSEHOLD INCOME Housing unit with a mortgage 11,283 10,097 12,469 Less than 20 percent 5,996 5,145 6, to 24.9 percent 1,813 1,272 2, to 29.9 percent 1, , to 34.9 percent , percent or more 1, ,961 Not computed Housing unit without a mortgage 7,097 6,198 7,996 Less than 10 percent 3,019 2,422 3, to 14.9 percent 1,718 1,251 2, to 19.9 percent , to 24.9 percent /5/2004 Source: 2002 American Community Survey Tabular Profile Page 11 of 13

12 25.0 to 29.9 percent to 34.9 percent percent or more ,000 Not computed Specified renter-occupied units 8,555 7,560 9,550 GROSS RENT Less than $ $200 to $ $300 to $499 2,943 2,184 3,702 $500 to $749 4,020 3,126 4,914 $750 to $ $1,000 to $1, $1,500 or more No cash rent Median (dollars) GROSS RENT AS A PERCENTAGE OF HOUSEHOLD INCOME Less than 15 percent 1,612 1,068 2, to 19.9 percent to 24.9 percent 1, , to 29.9 percent , to 34.9 percent , percent or more 3,326 2,588 4,064 Not computed /5/2004 Source: 2002 American Community Survey Tabular Profile Page 12 of 13

13 The 2002 American Community Survey universe is limited to the household population and excludes the population living in institutions, college dormitories, and other group quarters. Data are based on a sample and are subject to sampling variability. The degree of uncertainty for an estimate is represented through the use of a confidence interval. The confidence interval computed here is a 90 percent confidence interval and can be interpreted roughly as providing 90 percent certainty that the true number falls between the lower and upper bounds. (Note: Table 1,2,3,4) The number of householders does not necessarily equal the number of households because of differences in the weighting schemes for the population and occupied housing units. (Note: Table 1,3,4) School enrollment estimates from the 2002 American Community Survey will tend to be lower than similar estimates from Census 2000 and the Current Population Survey because the school enrollment estimates from the 2002 American Community Survey do not include individuals residing in group quarters, such as college dormitories. (Note: Table 2) Ancestry listed in this table refers to the total number of reports; for example, the estimate given for Russian represents the number of people who listed Russian as either their first or second ancestry. This table lists only the largest ancestry groups; see the Detailed Tables for more categories. Race and Hispanic origin groups are not included in this table because official data for those groups come from the Race and Hispanic origin questions rather than the ancestry question (see Table 1). (Note: Table 2) Employment and unemployment estimates may vary from the official labor force data released by the Bureau of Labor Statistics because of differences in survey design and data collection. (Note: Table 3) Industry categories adhere to the guidelines issued in Clarification Memorandum No. 2, "NAICS Alternate Aggregation Structure for Use By U. S. Statistical Agencies," issued by the Office of Management and Budget. (Note: Table 3) Free or reduced price school meal benefits figures only include households with children under 18 years. (Note: Table 3) 1. An '*' entry in the lower and upper bound columns indicates that too few sample observations were available to compute a standard error and thus the lower and upper bounds. A statistical test is not appropriate. 2. An '**' entry in the lower and upper bound columns indicates that no sample observations were available to compute a standard error and thus the lower and upper bounds. A statistical test is not appropriate. 3. An '-' entry in the estimate column indicates that no sample observations were available to compute an estimate. 4. An '-' following a median estimate means the median falls in the lowest interval of an open-ended distribution. 5. An '+' following a median estimate means the median falls in the upper interval of an open-ended distribution. 6. An '***' entry in the lower and upper bound columns indicates that the median falls in the lowest interval or upper interval of an open-ended distribution. A statistical test is not appropriate. 7. An '*****' entry in the lower and upper bound columns indicates that the estimate is controlled. A statistical test is not appropriate. 8. An 'N' entry in the estimate, lower bound, and upper bound columns indicates that data for this geographic area cannot be displayed because the number of sample cases is too small. 5/5/2004 Source: 2002 American Community Survey Tabular Profile Page 13 of 13

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