Triodos Bank. These are our interest rates for personal accounts. (including discontinued accounts).

Transcription

1 Bank. These are our interest s for personal accounts. (including discontinued accounts).

2 Interest s for personal savings accounts Bank interest s are gross s, and Annual Equivalent (). The gross is the contractual any tax is taken off. shows what the interest would be if interest was paid and compounded once each year. Interest s are variable unless otherwise stated. We may change the interest s on your account with us. Please see our Terms and Conditions for our personal savings accounts for more information. where otherwise stated. For more details on these accounts, and their terms and conditions, visit our website at www. triodos.co.uk, or call free on March 2009 except where otherwise stated. Figures in bold represent Annual Equivalent (). The bottom figures are. Interest is calculated daily, and paid six-monthly on 1 January and 1 July on all accounts except 2

3 Savers Online Saver Plus Balance 1+ Easy Access 0.85% 0.85% Excess withdrawal 4 December 2017 This is an easy access account, no notice is required. Interest is paid annually on 1 January. There is no limit on withdrawals, but there is a limited number of three penalty-free withdrawals that can be made in any 12 month period, calculated from the date the account is opened. Excess withdrawal will apply on the balance in a calendar month where a withdrawal is made which exceeds the free annual withdrawal limit. 3

4 Online Saver Balance 1+ Easy Access 0.30% 0.30% 4 December 2017 Interest is paid on the first day of every month. Saver Balance ,500+ 5, , , days notice 90 days notice 1 year s notice Interest is paid on the first day of every month. 4

5 Cash ISAs 90 Day Notice Online Cash ISA 90 days notice Accounts opened 26 Feb Dec 2017 Balance % 1.20% Online Cash ISA 7 Jun Dec 2016 from 7 Dec days notice 4 Dec Dec Dec 2017 Balance % 1.05% 5

6 Cash ISA Balance 10+ Interest 0.55% 0.55% 4 December 2017 Fixed Rate ISA Two Year 26 Feb Mar Apr Feb Jul Apri Aug Jul 2016 Balance % 1.60% 1.30% 1.30% 1.15% 1.15% Two Year 27 Oct Aug 2016 from 27 Oct Oct 2016 Balance % 0.90% 6

7 Fixed Rate ISA continued 17 Dec Mar Feb Apr 2016 Three Year 5 Nov Dec Mar Feb 2016 Balance % 2.00% 1.90% 1.90% 1.80% 1.80% 1.60% 1.60% 7 Jun Jul Aug Oct 2016 Three Year 26 Apr Jun Jul Aug 2016 Balance % 1.50% 1.30% 1.30% 1.20% 1.20% from 27 Oct 2016 Three Year 27 Oct 2016 Balance 10+ 7

8 Fixed Rate ISA continued Interest is fixed for the term of your fixed ISA. Interest is paid annually in January and on maturity. Withdrawals are not allowed. Early closure or full transfer out permitted subject to a charge equivalent to: 2 year term 180 days interest 3 year term 270 days interest The charge will be taken from the account balance, so you may get back less than originally deposited. 8

9 Regular Savers Fixed Regular Saver Balance days notice 1.76% 1.75% 24 June 2009 One payment only per month, minimum of 25 and maximum 500, must be deposited in consecutive monthly payments and no more than two withdrawals per calendar year can be made from the account. If these rules are breached on more than one occasion the account will be changed to a Saver. The interest is fixed for one year from account opening. After this period the account will be changed to a Regular Saver and that interest will apply. Regular Saver Balance , days notice 90 days notice A minimum of 25 per month must be deposited in consecutive monthly payments and no more than two withdrawals per calendar year can be made from the account, or the interest on the account is reduced by 1.50% gross (1.51% ). The interest will never fall below. 9

10 Children s Savings Ethical Junior Cash ISA Right Start Saver Balance % 2.00% Balance 1+ Easy Access 0.80% 0.80% 27 February 2012 No withdrawals are allowed until the child is 18. Only the child can access the money at February 2011 Interest is credited annually on 1 January. This is an easy access account, no notice is required. 10

11 Charity Savers Charity Saver Balance , , days notice 16 September 2016 You can choose to donate a percentage of your interest to a charity of your choice. And we ll also donate the equivalent of 0.25% of the average annual balance of your account to your selected charity*, helping them even more with their important work. *Except: Quaker Housing Trust and Triratna Preceptors College Trust (formerly known as Friends of the Western Buddhist Order). Any donation we make to the Somerset and Dorset Wildlife Trusts is split equally between the two trusts. Amnesty Saver (Amnesty International) Dana Account (Triratna Preceptors College Trust, formerly known as Friends of the Western Buddhist Order) Earth Saver (Friends of the Earth) Fairtrade Saver (Fairtrade Foundation) Just Housing Account (Housing Justice) Medical Foundation Saver (Freedom from Torture) Organic Saver (Soil Association) Quaker Social Housing Account (Quaker Housing Trust) Somerset and Dorset Wildlife Trusts Saver (Somerset and Dorset Wildlife Trusts) WDM Trust Saver (World Development Movement) 11

12 Savings Bonds Ethical Savings Bonds One Year 28 Sep Feb Apr Jul 2016 Balance % 1.25% 1.15% 1.15% One Year 17 Aug Oct 2016 Balance % 0.90% 0.80% 0.80% Two Year 5 Nov Dec Mar Feb 2016 Balance % 1.80% 1.70% 1.70% 1.60% 1.60% Two Year 26 Apr Jul Aug Oct 2016 Balance % 1.30% 1.15% 1.15% 0.90% 0.90%

13 Ethical Savings Bonds continued Three Year 18 Mar Nov Dec Mar 2015 Balance % 2.15% 2.00% 2.00% 1.90% 1.90% 1.80% 1.80% Three Year 26 Feb Apr Jun Jul 2016 Balance % 1.60% 1.50% 1.50% 1.30% 1.30% Three Year 17 Aug Oct Nov 2017 Balance % 1.20% 2.00% 2.00% (Only available to existing customers reinvesting funds from a maturing bond on the date of maturity) 13

14 Ethical Savings Bonds continued Five Year 31 Mar Nov Dec Dec 2012 Balance % 3.75% 3.50% 3.50% 3.25% 3.25% 2.95% 2.95% Five Year 19 Dec Jan Mar Mar 2015 Balance % 2.70% 2.50% 2.50% 2.30% 2.30% 2.20% 2.20% Five Year 26 Feb Apr 2016 Balance % 2.00% 1.75% 1.75% Interest is fixed for the term of your savings bond. Interest is paid annually and on maturity, or paid monthly to your chosen interest payment account. 14

15 Discontinued accounts Discontinued accounts are still active accounts contributing to positive social and environmental change. We are however no longer offering these accounts to new customers as part of an effort to simplify our savings account range. Interest is paid or credited six-monthly (on 1 January and 1 July) on all accounts except where otherwise stated. Social Investor Cheque Account and Social Investor Cheque Account Special Notice Balance 5, ,000+ Easy access Interest is paid or credited quarterly on 1 January, 1 April, 1 July and 1 October. Community Investor Issue 2 Balance 2, year fixed-term 0.50% 0.50% 4 December

16 Personal Savings Account 2 (1 Day Account) Balance ,500+ 5, , , day s notice SIPP Deposit Account Balance days notice 90 days notice 33 days notice s 8 September days notice s 30 September 2016 Special Rate Saver Balance ,500+ 5, , , , ,000+ 1,000, days notice 90 days notice 1 year s notice 0.15% 0.15% 0.15% 0.15% 0.25% 0.25% 16

17 High Interest Cheque Account Balance 1,000+ 2,500+ 5, ,000+ Easy access Interest is paid or credited quarterly on 1 January, 1 April, 1 July and 1 October. Cash ISA (TOISA) Balance days notice 0.55% 0.55% 4 December 2017 North South Plan Balance , , days notice 16 September

18 Freephone: Calls to and from Bank may be recorded for training and monitoring purposes. Bank NV incorpod under the laws of the Netherlands with limited liability, registered in England and Wales BR3012. Authorised by the Dutch Central Bank (DNB) and subject to limited regulation by the Financial Conduct Authority and Prudential Regulation Authority. Details about the extent of our regulation by the Financial Conduct Authority and Prudential Regulation Authority are available from us on request. Registered office: Bank, Deanery Road, Bristol, BS1 5AS. VAT reg no Bank NV 2017 TB/PBINTSUM.IDA/DEC17