Everything you Need to know about Your Benefit Plan

Size: px
Start display at page:

Download "Everything you Need to know about Your Benefit Plan"

Transcription

1 HDHP/100% Preventive Care Plan Enrollment Guide Everything you Need to know about Your Benefit Plan Administrated by: Hawaii Mainland Administrators, LLC az.com/members PPO Network: To locate a PHCS Provider: or

2 Medical Benefits Intro to your plan PPO Network: HDHP/100% Preventive Care Plan Medical Benefits Membership in National Consumers Benefits Association Annual Deductible Included $3,000 Ind / $6,000 Fam Coinsurance 80% Annual Out of Pocket Covered Medical Expenses Health Savings Account (HSA) with Health Equity $6,650 Ind / $13,300 Family Limited to Primary Care, Urgent Care and Lab Services Included Enrollment Limitation Can only enroll in HDHP/100% Preventive Plan when also enrolling in Sedera Health Access Plan DISCLAIMER: The HDHP/Basic MEC is not a conventional HDHP that provides catastrophic and comprehensive benefits. It s purpose is to provide the framework to allow HSA compatibility. Preventive Benefits: For a full listing of covered preventive services please visit: benefits/ Prescription Drugs 100% of Preventive Care benefits under PPACA Pharmacy Benefit Manager (PBM): Prescription Drugs Discount Plan Only Discount Plan Only Discounts vary from 40 to 80% off retail level

3 HDHP/100 % Preventive Care Plan Contribution Schedule Monthly Contribution Schedule EE Only $95.31 EE + Child(ren) $ EE + Spouse $ EE + Family $ Click on Find a Provider In the top right hand corner Click OK at the bottom right corner Click Select network On left hand side in middle Find a PHCS Provider Visit us at: multiplan.com Click on PHCS Click on Preventive Services Only Inside the pop up box Enter type of Provider (Urgent Care, Primary Care, Specialists, etc..) in the search box Enter Zip Code and click on search icon For Additional Help: Call:

4 Sample ID Card Be Prepared Carry your Card Front of Card Back of Card Deductible Per Person $3,000 Per Family $6,000 Expect to receive your ID Card within 5 to 10 days from your requested effective date Register your account online. Go to: az.com/members Click on: Enter your information. From there you will have access to request ID Cards, view claims, etc.

5 Your prescription drug discount plan Fill a prescription at a Pharmacy or Online You can trust our high level of commitment in finding the right solution for you every time. Let WellDyneRx help you achieve your health care goals. WellDyneRx is an innovative, fullservice prescription benefit manager, servicing its health plan members through a retail network of over 65,000 pharmacies nationwide. Our full-service mail order facilities utilize advanced robotics to accurately fill more than 1-million prescriptions per year. As an industry leader, WellDyneRx excels at developing innovative and integrated health care solutions that enhance value for employers, health plans and members. Our unique approach to plan management enables us to provide our clients with the strategic business advantages they require to excel in today s dynamic health care environment. We take an active interest in understanding our clients and members health care goals, anticipating their needs and exceeding their expectations. Set Up Your Account Welldynerx.com For member Services:

Affordable Employee Health Benefits That Bolster Your Ability to Recruit and Retain Qualified Employees

Affordable Employee Health Benefits That Bolster Your Ability to Recruit and Retain Qualified Employees Affordable Employee Health Benefits That Bolster Your Ability to Recruit and Retain Qualified Employees What is the Plan? The new AHCA/NCAL Insurance Solutions plan was developed by Compass Total Benefit

More information

MEC Plan MEC Plan HDHP/ 100% Preventive Care Plan with HSA Options HDHP/ 100% Preventive Care Plan with HSA and The Advantage Plan The Advantage Plan

MEC Plan MEC Plan HDHP/ 100% Preventive Care Plan with HSA Options HDHP/ 100% Preventive Care Plan with HSA and The Advantage Plan The Advantage Plan Presents Apex Management Group s Affordable Health Care Solutions MEC Plan MEC Plan HDHP/ 100% Preventive Care Plan with HSA Options HDHP/ 100% Preventive Care Plan with HSA and The Advantage Plan The

More information

2018 PRODUCTS AT A GLANCE INDIVIDUAL, SMALL AND LARGE GROUP

2018 PRODUCTS AT A GLANCE INDIVIDUAL, SMALL AND LARGE GROUP 2018 PRODUCTS AT A GLANCE INDIVIDUAL, SMALL AND LARGE GROUP This Summary is intended only to highlight the benefits provided by MHP and should not be relied upon to fully determine coverage. This health

More information

2018 Health, Dental and Vision Monthly Contributions

2018 Health, Dental and Vision Monthly Contributions 2018 Health, Dental and Vision Monthly Contributions Benefit Plan Monthly Contributions for Active Regular Full-Time and Part-Time Employees Employee Only Spouse Child(ren) Family Dental: Cigna PPO $ 13

More information

A Quick Look at Your Health Plan Citizens Memorial Hospital. Group #16533

A Quick Look at Your Health Plan Citizens Memorial Hospital. Group #16533 A Quick Look at Your Health Plan Citizens Memorial Hospital Group #16533 When you enroll with, you re taking the next step towards a healthier, more balanced you. It s important for you to understand how

More information

A Quick Look at Your Health Plan

A Quick Look at Your Health Plan A Quick Look at Your Health Plan Baer s Furniture Company, Inc. Group #15901 When you enroll with, you re taking the next step towards a healthier, more balanced you. It s important for you to understand

More information

How-To Guide for Calculating Your Annual Healthcare Expenses with mybluecross and OptumRx

How-To Guide for Calculating Your Annual Healthcare Expenses with mybluecross and OptumRx How-To Guide for Calculating Your Annual Healthcare Expenses with mybluecross and OptumRx The guide is only intended to provide a reasonable estimate of out-of-pocket expenses for employees considering

More information

Mandatory Online Open Enrollment November 9-23, 2015

Mandatory Online Open Enrollment November 9-23, 2015 Mandatory Online Open Enrollment November 9-23, 2015 MVPOE16 All enrollees eligible for coverage must enroll. If you want to keep your current coverage, you must enroll online. If you waive your insurance

More information

Medical Plan Summary: PPO Core Plan

Medical Plan Summary: PPO Core Plan Medical Plan Summary: PPO Core Plan Healthcare is one of the most important and necessary parts of your benefit package. The following is a summary of our benefit plan. For a more detailed explanation

More information

Open Enrollment. November 1-15, 2018

Open Enrollment. November 1-15, 2018 Open Enrollment November 1-15, 2018 Active Open Enrollment Health Plan Financial Status Dental & Vision Premiums High Deductible Health Plan (HDHP) Health Savings Account PPO Plan Design Changes Flexible

More information

East Hartford BOE (Administrators) 2014 High Deductible Health Plan Information Meeting L O C K T O N C O M P A N I E S

East Hartford BOE (Administrators) 2014 High Deductible Health Plan Information Meeting L O C K T O N C O M P A N I E S East Hartford BOE (Administrators) 2014 High Deductible Health Plan Information Meeting L O C K T O N C O M P A N I E S 2014 Health & Welfare Benefits July 1, 2014 there will be no change to our current

More information

City of Newport News

City of Newport News Phone (757) 926-3929 City of Newport News Department of Finance 2400 Washington Avenue Newport News, Virginia 23607 October 8, 2018 Fax (757) 926-8894 Dear City of Newport News Pre-65 Retiree and/or Spouse:

More information

ALL DRIVERS MUST CALL IN

ALL DRIVERS MUST CALL IN To: Summit Express Drivers RE: Health Insurance Open Enrollment As a full time employee of Summit Express, you are eligible to participate in the group health insurance plan through Tall Tree Administrators.

More information

Health Benefits Simplified Lurie, LLP Medical Benefits Overview

Health Benefits Simplified Lurie, LLP Medical Benefits Overview Health Benefits Simplified Lurie, LLP Medical Benefits Overview Welcome! HealthEZ is proud to continue to serve as your benefit administrator. We help companies all over the US provide custom, personalized

More information

MAKE THE MOST OF YOUR HEALTH PLAN

MAKE THE MOST OF YOUR HEALTH PLAN CONGRATULATIONS! You enrolled in the HSA Gold Plan or the HSA Silver Plan. This guide will provide tips and tools to help you save money while giving you more control over your health care spending. Get

More information

TRS MEDICAL INSURANCE CHANGES

TRS MEDICAL INSURANCE CHANGES 2017-2018 TRS MEDICAL INSURANCE CHANGES PLAN DESIGN CHANGES 2017 2018 PLAN DESIGN CHANGES HD Out-of-Network Deductible increased $2,500 to $5,000 for individual, and $5,000 to $10,000 for family. HD Out-of-Network

More information

TRS Medical Insurance Changes

TRS Medical Insurance Changes TRS Medical Insurance Changes 2018-2019 Plan Design Changes 2018 2019 Plan Design Changes HD In-Network Deductible increased $2,500 to $2,750 for individual, and $5,000 to $5,500 for family. HD Out-of-Network

More information

Aetna AscentSM For businesses on the rise Choose benefits that take you to the top

Aetna AscentSM For businesses on the rise Choose benefits that take you to the top Aetna AscentSM For businesses on the rise Choose benefits that take you to the top For groups of 2-10 employees 46.02.163.1-SAM A (11/17) aetnainternational.com Healthier employees. Healthier bottom line.

More information

Tips for Choosing Medical Coverage

Tips for Choosing Medical Coverage Tips for Choosing Medical Coverage Selecting the right medical plan can be difficult. There are so many factors to consider and terms you may not understand. This presentation will define some of the terms

More information

Frequently Asked Questions Health Savings Accounts (HSA)

Frequently Asked Questions Health Savings Accounts (HSA) Frequently Asked Questions Health Savings Accounts (HSA) Q: What is a health savings account (HSA)? A: An HSA works very much like a savings account. You can contribute pre-tax dollars and let it grow

More information

Newly Represented Special Enrollment Event

Newly Represented Special Enrollment Event Newly Represented Special Enrollment Event The benefits that you elected during the previous Annual Enrollment period will go into effect on January 1, 2013. Because HealthNet is not an option in the SPEEA

More information

FREQUENTLY ASKED QUESTIONS

FREQUENTLY ASKED QUESTIONS FREQUENTLY ASKED QUESTIONS 4-11-13 1. What is the HDIEET-VEBA Partnership? High Desert and Inland Employee-Employer Trust (HDIEET) and California Schools VEBA (VEBA) are both joint labor-management trusts

More information

Consumer Directed Health Plan With Health Savings Account (CDHP with HSA) 2018 Frequently Asked Questions (FAQs)

Consumer Directed Health Plan With Health Savings Account (CDHP with HSA) 2018 Frequently Asked Questions (FAQs) Consumer Directed Health Plan With Health Savings Account (CDHP with HSA) 2018 Frequently Asked Questions (FAQs) Q: What is the Consumer Directed Health Plan (CDHP)? A: The CDHP is one of the medical plan

More information

How to Get the Most from. Your Health Saver Plan Group Plans Cigna

How to Get the Most from. Your Health Saver Plan Group Plans Cigna How to Get the Most from Your Health Saver Plan Group Plans Cigna Effective January 1, 2014 How to Get the Most from Your Health Saver Plan Welcome to your GuideStone health plan. We count it a joy to

More information

Consumer Driven Health Plans Pennsylvania College of Technology March, 2016

Consumer Driven Health Plans Pennsylvania College of Technology March, 2016 Consumer Driven Health Plans Pennsylvania College of Technology March, 2016 Health Care Cost Acceleration Employers nationwide are struggling to cope with the sharp, upward trend of health care costs;

More information

2017 Denver Employees Retirement Plan Non-Medicare Medical Plan Summary

2017 Denver Employees Retirement Plan Non-Medicare Medical Plan Summary HDHP* 2017 Denver Employees Retirement Plan Non-Medicare Summary Colorado HDHP HDHP** DHMO* Colorado DHMO Navigate (Colorado only) Annual Deductible Single $1,350 $1,350 $1,350 $500 $500 $500 Family $2,700

More information

Your 2017 guide to choosing a Kaiser Permanente MEDICARE health plan

Your 2017 guide to choosing a Kaiser Permanente MEDICARE health plan This is an advertisement. Your 2017 guide to choosing a Kaiser Permanente MEDICARE health plan INCREASE YOUR COVERAGE without increasing your FEHB monthly premium* Kaiser Permanente Senior Advantage for

More information

Your 2017 guide to choosing a Kaiser Permanente MEDICARE health plan

Your 2017 guide to choosing a Kaiser Permanente MEDICARE health plan This is an advertisement. Your 2017 guide to choosing a Kaiser Permanente MEDICARE health plan INCREASE YOUR COVERAGE without increasing your FEHB monthly premium* Kaiser Permanente Senior Advantage for

More information

Allied Oilfield Machine & Pump, LLC

Allied Oilfield Machine & Pump, LLC Allied Oilfield Machine & Pump, LLC Employee Benefits Guide Updated January 1, 2017 Allied Oilfield takes great pride in offering an excellent selection of benefits to all full-time employees. This guide

More information

2016 Plan HSA $6,000. $6,000 individual/$12,000 family. $6,000 individual/$12,000 family

2016 Plan HSA $6,000. $6,000 individual/$12,000 family. $6,000 individual/$12,000 family Benefit Changes This is an overview of some of the benefit changes for. For complete details about plans, refer to the carrier documents provided to the member upon enrollment. Refer to CBIA's Benefit

More information

Benefits Overview Open Enrollment

Benefits Overview Open Enrollment Benefits Overview 2017 Open Enrollment Benefits Overview Medical and Rx benefits 2 plans now being offered Choice Plus PPO In-Network Cost Deductible $750 Individual/$1,500 Family $20 Doctor Visit Co-Pay

More information

FREQUENTLY ASKED QUESTIONS. High Deductible Health Plans (HDHPs) and Health Savings Accounts (HSAs)

FREQUENTLY ASKED QUESTIONS. High Deductible Health Plans (HDHPs) and Health Savings Accounts (HSAs) FREQUENTLY ASKED QUESTIONS High Deductible Health Plans (HDHPs) and Health Savings Accounts (HSAs) ABBVIE EMPLOYEES WANT TO KNOW High Deductible Health Plans Q. What is a High Deductible Health Plan (HDHP)?

More information

COMPASS ROSE HEALTH PLAN PROTECTING OUR MEMBERS SINCE 1948

COMPASS ROSE HEALTH PLAN PROTECTING OUR MEMBERS SINCE 1948 PLAN YEAR 2019 COMPASS ROSE HEALTH PLAN PROTECTING OUR MEMBERS SINCE 1948 POWERED BY compassrosebenefits.com 1 WELCOME WE ARE HERE TO HELP YOU SOLVE THE COMPLEXITIES OF INSURANCE PLAN HIGHLIGHTS COMPASS

More information

Gettysburg College Open Enrollment Decision Considerations

Gettysburg College Open Enrollment Decision Considerations Gettysburg College Open Enrollment Decision Considerations Consideration #1 - Payroll Deduction Consider the difference in Payroll Deduction Premium-share for your salary band and coverage category. For

More information

COMPASS ROSE HEALTH PLAN PROTECTING OUR MEMBERS SINCE 1948

COMPASS ROSE HEALTH PLAN PROTECTING OUR MEMBERS SINCE 1948 PLAN YEAR 2018 COMPASS ROSE HEALTH PLAN PROTECTING OUR MEMBERS SINCE 1948 POWERED BY compassrosebenefits.com 1 WELCOME WE ARE HERE TO HELP YOU SOLVE THE COMPLEXITIES OF INSURANCE PLAN HIGHLIGHTS COMPASS

More information

ASO Signature Producer Communication #780 Issued October 31, 2016

ASO Signature Producer Communication #780 Issued October 31, 2016 ASO Signature Producer Communication #780 Issued October 31, 2016 Message Introducing ASO Signature, a ready-made self-funding solution that offers customers the right coverage, at the right cost. With

More information

Touro University Student Health Insurance Plan Overview

Touro University Student Health Insurance Plan Overview Touro University 2017-2018 Student Health Insurance Plan Overview Health Insurance Basics Because the U.S. does not offer free medical care to the general public, and medical care is very expensive, having

More information

Buy-Up 500 Core 1000 HDHP Services In-Network 1 In-Network 1 In-Network 1 Calendar Year Deductible - Individual - Family $500 $1,500 $1,000 $3,

Buy-Up 500 Core 1000 HDHP Services In-Network 1 In-Network 1 In-Network 1 Calendar Year Deductible - Individual - Family $500 $1,500 $1,000 $3, Coverage Effective November 1, 2015 Buy-Up 500 Core 1000 HDHP 1300 1 Employee $65.00 $29.50 $18.63 Employee + Spouse $143.00 $79.22 $54.21 Employee + Child/ren $129.00 $60.10 $40.52 Family $207.00 $113.65

More information

2017 Benefits Overview

2017 Benefits Overview 2017 Benefits Overview Dependent Eligibility In accordance with the Patient Protection and Affordable Care Act, married or unmarried adult children that are the natural, adopted or step child of you or

More information

Aetna Group Medicare Advantage Frequently Asked Questions

Aetna Group Medicare Advantage Frequently Asked Questions Aetna Group Medicare Advantage Frequently Asked Questions Providers & the Aetna Network 1. How do I find out if my providers are in the Aetna Medicare Advantage Network or if they accept the Aetna plan?

More information

Introduction to the High Deductible Health Plan and Health Savings Account HDHP + HSA 10/24/2017

Introduction to the High Deductible Health Plan and Health Savings Account HDHP + HSA 10/24/2017 Introduction to the High Deductible Health Plan and Health Savings Account 2 Why are we introducing a new health plan? DID YOU KNOW? About 70% of employers offer an HDHP option HDHPs have become increasingly

More information

Alphabet Soup of Health Plans

Alphabet Soup of Health Plans Alphabet Soup of Health Plans A NARFE Federal Benefits Institute Webinar Presented by Tammy Flanagan National Active and Retired Federal Employees Association 1 Navigating the Acronyms FFS HMO HDHP CDHP

More information

WellCare Benefit Plan

WellCare Benefit Plan WellCare Benefit Plan Presented to: WellCare Advisory Committee 9/21/2006 Presented by: Tom Boyd, Executive Vice President Blue Cross & Blue Shield of RI Agenda Review Recommendations from WellCare Advisory

More information

HealthEZ doesn t serve clients; we serve people. We are here to take care of you. We are here to serve you!

HealthEZ doesn t serve clients; we serve people. We are here to take care of you. We are here to serve you! Benefit Overview Welcome! HealthEZ is proud to serve as your benefits administrator. We help companies all over the US provide custom, personalized benefits to their employees. We re here to make your

More information

Benefit proposal prepared for: Sample Proposal (3/17) PLANSTIN INC 5200 Meadows Rd Suite 150, Lake Oswego OR

Benefit proposal prepared for: Sample Proposal (3/17) PLANSTIN INC 5200 Meadows Rd Suite 150, Lake Oswego OR Benefit proposal prepared for: Sample Proposal (3/17) 2017 PLANSTIN INC 5200 Meadows Rd Suite 150, Lake Oswego OR 97035 888-920-7526 BENEFIT SOLUTIONS Thank you for your consideration in the Planstin Benefit

More information

Benefits (ESS): Make Benefit Elections

Benefits (ESS): Make Benefit Elections Using BearTrax All Employees Introduction Purpose: The purpose of this task is for you to manage, change and/or submit your benefit elections using BearTrax. To request a password, you ll email beartrax@shawnee.edu.

More information

KNOW your BENEFITS. Do you have questions about your medical or prescription drug coverage?

KNOW your BENEFITS. Do you have questions about your medical or prescription drug coverage? 2015 BENEFITS GUIDE We are pleased to announce that we will be renewing our medical and pharmacy benefit plans with Florida Blue for 2015. This Benefit Guide provides important information and details

More information

benefits know your 2018 City of Jacksonville Benefits Guide Do you have questions about your medical or prescription drug coverage?

benefits know your 2018 City of Jacksonville Benefits Guide Do you have questions about your medical or prescription drug coverage? 2018 B E N E F I T S G U I D E We are pleased to announce that we will be renewing our medical and pharmacy benefit plans with Florida Blue for 2018. This Benefit Guide provides important information and

More information

Health Benefits Briefing

Health Benefits Briefing Health Benefits Briefing Teacher Retirement System of Texas December 7, 2016 Copyright 2015 GRS All rights reserved. TRS-Care Health Care Program For Retired Public School Employees and Their Dependents

More information

Baylor Scott & White benefits enrollment is coming. Which medical plan will be the right fit? Look inside to get a head start.

Baylor Scott & White benefits enrollment is coming. Which medical plan will be the right fit? Look inside to get a head start. Baylor Scott & White benefits enrollment is coming. Which medical plan will be the right fit? Look inside to get a head start. Benefits enrollment starts October 24 Find 2017 premiums, interactive tools

More information

Partners in health. Benefits 2017

Partners in health. Benefits 2017 Partners in health Benefits 2017 2017 benefits Fitting the pieces together Today we ll talk about: The good news for 2017 What s open enrollment? Thinking through the open enrollment process Some changes

More information

Benefit Meeting Plan Year beginning 06/01/2017

Benefit Meeting Plan Year beginning 06/01/2017 Benefit Meeting Plan Year beginning 06/01/2017 What s Happening? Changing Claim Administrator Moving to UMR Deductibles/Out-of-Pockets met will be credited to new plan Qualified High Deductible Health

More information

GEHA Health Savings AdvantageSM High-deductible health plan with a health savings account (HSA) (800) 262-GEHA geha.com

GEHA Health Savings AdvantageSM High-deductible health plan with a health savings account (HSA) (800) 262-GEHA geha.com GEHA 2015 Health Savings AdvantageSM High-deductible health plan with a health savings account (HSA) (800) 262-GEHA geha.com CODE Self Only 341 Self + Family 342 Enrollment checklist 1. Research health

More information

YOU AND THE 2019 CONSUMER DRIVEN HEALTH PLAN (CDHP)

YOU AND THE 2019 CONSUMER DRIVEN HEALTH PLAN (CDHP) YOU AND THE 2019 CONSUMER DRIVEN HEALTH PLAN (CDHP) The Consumer Driven Health Plan (CDHP), coupled with a Health Savings Account (HSA), is an innovative health plan that helps to reduce healthcare costs.

More information

2019 Benefits Open Enrollment. High Deductible Health Plan (HDHP) with Health Savings Account (HSA) Deep Dive

2019 Benefits Open Enrollment. High Deductible Health Plan (HDHP) with Health Savings Account (HSA) Deep Dive 2019 Benefits Open Enrollment High Deductible Health Plan (HDHP) with Health Savings Account (HSA) Deep Dive LEWIS & CLARK COLLEGE WHAT IS A HDHP? An IRS-qualified, High Deductible Health Plan (HDHP) is

More information

Let us help you choose the health insurance plan that fits you best

Let us help you choose the health insurance plan that fits you best Let us help you choose the health insurance plan that fits you best Call 866-303-2583, visit bcbsok.com or contact an independent Blue Cross and Blue Shield of Oklahoma agent to get a quote today. Life

More information

High Deductible Health Plan Enrollment and Billing Portal Update. December 2014

High Deductible Health Plan Enrollment and Billing Portal Update. December 2014 High Deductible Health Plan Enrollment and Billing Portal Update December 2014 Presentation Overview Eligibility Reminders Administration Information HDHP Benefit Overview Employee/Employer Rates Enrollment

More information

Your 2019 guide. to choosing Kaiser Permanente MEDICARE health plans for Federal members

Your 2019 guide. to choosing Kaiser Permanente MEDICARE health plans for Federal members Your 2019 guide to choosing Kaiser Permanente MEDICARE health plans for Federal members INCREASE YOUR COVERAGE without increasing your FEHB monthly premium Get the most out of your FEHB coverage Did you

More information

Retiree Health Insurance Benefits

Retiree Health Insurance Benefits Retiree Health Insurance Benefits Kim Cinelli Micah Thompson Assistant Director Benefit Specialist x 6121 X 3079 1 Office of Human Resources Agenda Retiree Health Insurance Options WSU/State of Kansas

More information

Consumer Driven Health Plan (CDHP) with Health Savings Account (HSA)

Consumer Driven Health Plan (CDHP) with Health Savings Account (HSA) Consumer Driven Health Plan (CDHP) with Health Savings Account (HSA) Interact with this ebrochure. Here s how. This ebrochure is designed for onscreen viewing, allowing you to navigate through the document

More information

The Consumer Driven. Health Plan. You will have a new choice in healthcare plans for Is the Consumer Driven Health Plan right for you?

The Consumer Driven. Health Plan. You will have a new choice in healthcare plans for Is the Consumer Driven Health Plan right for you? 2017 The Consumer Driven Health Plan A New Healthcare Option for University of Dayton Employees You will have a new choice in healthcare plans for 2017. Is the Consumer Driven Health Plan right for you?

More information

Your HDHP User Guide Take Control of Your Coverage

Your HDHP User Guide Take Control of Your Coverage Your HDHP User Guide Take Control of Your Coverage With the High Deductible Health Plan (HDHP), you re in control of your health care spending. The plan includes comprehensive coverage that allows you

More information

We ve Got You Covered.

We ve Got You Covered. We ve Got You Covered. 2018 U.S. Health & Welfare Annual Enrollment November 6-17, 2017 UNDER ROOF The Newell Brands family is under one roof with a new benefits program for 2018. Here are the many valuable

More information

For the 2015 calendar year, Xavier University will continue to offer three medical benefit options:

For the 2015 calendar year, Xavier University will continue to offer three medical benefit options: Congratulations on your decision to retire! We are pleased to provide benefit plan information for retirees for the 2015 calendar year. We encourage you to review this communication and the enclosed information

More information

A Quick Look at Your Health Plan

A Quick Look at Your Health Plan A Quick Look at Your Health Plan Memorial Community Hospital Group #14693 When you enroll with Meritain Health, you re taking the next step towards a healthier, more balanced you. It s important for you

More information

2019 Quick Guide. Individual and Family Plans. We believe health care should be personal.

2019 Quick Guide. Individual and Family Plans. We believe health care should be personal. 2019 Quick Guide Individual and Family Plans We believe health care should be personal. Highest member-rated health plan 1 among reporting California health plans Highest member-rated health care 1 among

More information

NEW for 2019 High Deductible Health Plan

NEW for 2019 High Deductible Health Plan NEW for 2019 High Deductible Health Plan In addition to the Standard and Choice PPO plans, Larimer County will be offering a third option for the 2019 plan year. What? Why? The IRS defines a high deductible

More information

The Real Estate Agent Medical Plan

The Real Estate Agent Medical Plan The Real Estate Agent Medical Plan The Process: What You Need to Do and What You Will Get WHAT MAKES THIS PLAN DIFFERENT? Six (6) Different Medical Plans From Which to Choose (see below summary) All Applicants

More information

Westlake Chemical 2019 BENEFITS GUIDE

Westlake Chemical 2019 BENEFITS GUIDE Westlake Chemical 2019 BENEFITS GUIDE Westlake Chemical Benefit Guide What s Inside About This Guide...1 Your 2019 Benefits Summary...1 Eligible Dependents...1 When Coverage Is Effective...1 Medical Plan

More information

2018 Annual Enrollment BEGINS TODAY!

2018 Annual Enrollment BEGINS TODAY! 2018 Annual Enrollment BEGINS TODAY! Enrollment/Change Forms Enrollment/Change/Termination form FSA Enrollment and Payroll Contribution Form (for new participants only) Current FSA participants (renewing

More information

HealthEZ doesn t serve clients; we serve people. We are here to take care of you. We are here to serve you!

HealthEZ doesn t serve clients; we serve people. We are here to take care of you. We are here to serve you! Benefit Overview Welcome! HealthEZ is proud to serve as your benefits administrator. We help companies all over the US provide custom, personalized benefits to their employees. We re here to make your

More information

Welcome to Mid-Year Medical Renewal 2012!

Welcome to Mid-Year Medical Renewal 2012! Inside this issue: Your Current 0 Premiums Dental and Flex Spending Open Enrollment Information Basic Life and AD&D Insurance Humana Supplemental Products Lincoln Financial Ancillary Products FAQs (Medical,

More information

Welcome to Starmark. Group Installation for Employers

Welcome to Starmark. Group Installation for Employers Welcome to Starmark Group Installation for Employers Chapter 1 Why Starmark /Trustmark? Starmark: Personal. Flexible. Trusted. What is a CDHP? What is an HSA? What is an HRA? Why Starmark /Trustmark? Starmark

More information

Understanding the Consumer Driven Health Plan. and Health Savings Account

Understanding the Consumer Driven Health Plan. and Health Savings Account Understanding the Consumer Driven Health Plan and Health Savings Account The Consumer-Driven Health Plan (CDHP), coupled with a Health Savings Account (HSA), is an innovative health plan that helps to

More information

Health Savings Account?

Health Savings Account? A new approach to Your Health Benefits I S N T I T T I M E F O R A Health Savings Account? HSAs are complex arrangements subject to various IRS rules and regulations, which are not all explained in this

More information

Plan highlights and rates. Effective January to June 2011

Plan highlights and rates. Effective January to June 2011 Plan highlights and rates Effective January to June 2011 2011 Small Business RATE AREA 4 Contents 2 3 4 5 6 7 8 9 10 11 12 13 14 15 17 Copayment plans Predictable out-of-pocket costs and no annual deductible

More information

Let us help you choose the health insurance plan that fits you best

Let us help you choose the health insurance plan that fits you best Let us help you choose the health insurance plan that fits you best Call 800-531-4456, visit bcbstx.com or contact an independent Blue Cross and Blue Shield of Texas agent to get a quote today. Life is

More information

Innovative Solutions for Minimum Essential Coverage (MEC)

Innovative Solutions for Minimum Essential Coverage (MEC) Innovative Solutions for Minimum Essential Coverage (MEC) www.consultant.uhc.com Driving results through individual health ownership INFORMATION that motivates Simpler member experience INTEGRATION that

More information

Plan highlights and rates

Plan highlights and rates Plan highlights and rates Effective January to June 2010 2010 Small Business Rate area 7 welcome to kaiser permanente On these pages, you ll find an overview of available plan benefits for small businesses.

More information

Plan highlights and rates

Plan highlights and rates Plan highlights and rates Effective January to June 2010 2010 Small Business Rate area 5 welcome to kaiser permanente On these pages, you ll find an overview of available plan benefits for small businesses.

More information

HELLO, ENROLLMENT. your benefits Oct. 25 Nov. 8

HELLO, ENROLLMENT. your benefits Oct. 25 Nov. 8 Choose HELLO, ENROLLMENT. your benefits Oct. 5 Nov. 8 ARE YOU READY? IT S TIME TO ENROLL! It s important to review your choices and determine what coverage makes sense for you and your family. Take a look

More information

Your 2015 Health Informational Meeting Health Care Focused on You

Your 2015 Health Informational Meeting Health Care Focused on You Your 2015 Health Informational Meeting Health Care Focused on You Quality health plans & benefits Healthier living Financial well-being Intelligent solutions 2 Agenda Introduction of Seton Health Alliance

More information

BLUE OPTIONS ADULTS, FAMILIES & CHILDREN

BLUE OPTIONS ADULTS, FAMILIES & CHILDREN 2016 FOR BLUE OPTIONS ADULTS, FAMILIES & CHILDREN FEDERAL COST-SHARING REDUCTION PLANS 2016 BLUE OPTIONS All Blue KC plans include 100% Individuals or families may qualify for an out-of-pocket savings

More information

Welcome! Eligibility When to Enroll How to Enroll Making Changes Medical Coverage You Can Count On...

Welcome! Eligibility When to Enroll How to Enroll Making Changes Medical Coverage You Can Count On... December 18, 2017 Contents Welcome!... 3 Eligibility... 3 When to Enroll... 3 How to Enroll... 3 Making Changes... 3 Medical Coverage You Can Count On... 4 How to Find an In-Network Provider... 5 Teladoc

More information

Embrace it 2019 Aetna Federal Plans

Embrace it 2019 Aetna Federal Plans Embrace it 2019 Aetna Federal Plans The health plan that gets you 19.02.308.1-FED K (9/18) aetnafeds.com From the comfort of your home. Getting in touch is easier than ever. Whether it s a health plan

More information

2018 ANNUAL BENEFITS ENROLLMENT PRESENTATION COMPANY INTERNAL/PROPRIETARY

2018 ANNUAL BENEFITS ENROLLMENT PRESENTATION COMPANY INTERNAL/PROPRIETARY 2018 ANNUAL BENEFITS ENROLLMENT PRESENTATION COMPANY INTERNAL/PROPRIETARY Get Connected: Your 2018 Insert Annual Title Enrollment Here What We ll Cover Today What s changing What you need to know and do

More information

Associated Construction & Engineering, Inc.

Associated Construction & Engineering, Inc. Associated Construction & Engineering, Inc. Benefit Enrollment Guide January 1, 2019 Company-Sponsored Benefit Plans for Health, Wellness, and Peace of Mind Open Enrollment will be open from November 19,

More information

Product & Services Catalog. Benefit Plan Designs that Make Sense!

Product & Services Catalog. Benefit Plan Designs that Make Sense! Product & Services Catalog Benefit Plan Designs that Make Sense! Please obtain an official proposal or brochure from your OptiMed Group Sales Brochure valid for 31 days Tiffany Williams Group Sales Representative

More information

HealthEZ doesn t serve clients; we serve people. We are here to take care of you. We are here to serve you!

HealthEZ doesn t serve clients; we serve people. We are here to take care of you. We are here to serve you! Benefit Overview Welcome! HealthEZ is proud to serve as your benefits administrator. We help companies all over the US provide custom, personalized benefits to their employees. We re here to make your

More information

Welcome to your Premera health plan

Welcome to your Premera health plan Welcome to your Premera health plan Plug in to the power of your plan Power up your plan at premera.com Find in-network doctors, urgent care, pharmacies, and hospitals. Get details of your plan in your

More information

2017 Annual Enrollment BEGINS TODAY!

2017 Annual Enrollment BEGINS TODAY! 2017 Annual Enrollment BEGINS TODAY! Enrollment/Change Forms Enrollment/Change/Termination form FSA Enrollment and Payroll Contribution Form (new participants only) Current FSA participants (renewing participants

More information

Important Information About Your 2013 Benefits Enroll or make changes November 26 December 7, 2012

Important Information About Your 2013 Benefits Enroll or make changes November 26 December 7, 2012 If you don t take action you will have no coverage for 2013. Important Information About Your 2013 Benefits Enroll or make changes November 26 December 7, 2012 Things to Know If you do nothing, you will

More information

ANNUAL ENROLLMENT: STRAIGHT AHEAD

ANNUAL ENROLLMENT: STRAIGHT AHEAD ANNUAL ENROLLMENT: STRAIGHT AHEAD Enroll Oct. Nov. 4, 07 IT S THAT TIME AGAIN. TIME TO ENROLL FOR YOUR BENEFITS. It s important to review your choices and determine what is best for you and your family.

More information

Frequently Asked Questions

Frequently Asked Questions Remember: You Must Enroll for Benefits November 9-20, 2015! Frequently Asked Questions Have questions about Annual Open Enrollment for 2016 benefits? Chances are you re not the only one. Here are some

More information

UNDERSTANDING THE DISTINCTION BETWEEN IN-NETWORK AND OUT-OF-NETWORK PROVIDERS/FACILITIES

UNDERSTANDING THE DISTINCTION BETWEEN IN-NETWORK AND OUT-OF-NETWORK PROVIDERS/FACILITIES UNDERSTANDING THE DISTINCTION BETWEEN IN-NETWORK AND OUT-OF-NETWORK PROVIDERS/FACILITIES This notice is being provided to assist employees participating in the College s medical plans, offered through

More information

Get started with the basics of Medicare

Get started with the basics of Medicare Get started with the basics of Medicare innovationhealthmedicare.com 71.02.315.1 (3/18) You have a lot of choices for Medicare coverage. And you probably have a lot of questions, too. A C B D So let s

More information

How to Choose a Health Plan. A health insurance guide for federal employees.

How to Choose a Health Plan. A health insurance guide for federal employees. How to Choose a Health Plan A health insurance guide for federal employees. Types of plans Fee-for-Service (FFS) Preferred Provider Organization (PPO) A fee-for-service plan reimburses you or your provider

More information

2018 Advantage Guide. Experience Choice With Via Benefits

2018 Advantage Guide. Experience Choice With Via Benefits 2018 Advantage Guide Experience Choice With Via Benefits Introducing Via Benefits Trusted advisor to more than one million Medicare-eligible participants Your health plan decisions are important, and changing

More information

Annual Notice of Changes for 2018

Annual Notice of Changes for 2018 Kaiser Permanente Senior Advantage Hawaii Island (HMO) offered by Kaiser Foundation Health Plan, Inc., Hawaii Region Annual Notice of Changes for 2018 You are currently enrolled as a member of Kaiser Permanente

More information

Live it 2019 Aetna Federal Plans

Live it 2019 Aetna Federal Plans Live it 2019 Aetna Federal Plans The health plan that gets you 19.02.319.1-FED E (9/18) aetnafeds.com From the comfort of your home. Getting in touch is easier than ever. Whether it s a health plan question

More information